Home > The Heritage Bank of St. Joseph > Net Loans and Leases
The Heritage Bank of St. Joseph, Net Loans and Leases
| 2002-12-31 | Rank | |
| Net loans and leases | $79,283,000 | 3,902 |
| Loan loss allowance | $1,091,000 | 3,547 |
| Total loans and leases | $80,374,000 | 3,898 |
| Unearned income | $0 | 2,902 |
| Loans and leases, gross | $80,374,000 | 3,901 |
| All real estate loans | $57,308,000 | 3,761 |
| Real estate loans in domestic offices | $57,308,000 | 3,760 |
| Construction and development loans | $4,203,000 | 3,566 |
| Commercial RE | $24,263,000 | 2,860 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $342,000 | 4,702 |
| 1-4 family residential loans | $22,749,000 | 3,941 |
| Farmland loans | $5,751,000 | 1,565 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,916,000 | 3,196 |
| Commercial and industrial loans | $11,665,000 | 3,361 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $8,793,000 | 2,698 |
| Credit card loans | $0 | 2,781 |
| Related Plans | $91,000 | 2,616 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,702,000 | 2,550 |
| All other loans & leases | $692,000 | 3,048 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $656,000 | 1,677 |
| Other loans | $36,000 | 4,503 |
| Lease financing receivables | $0 | 1,713 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,229 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,699 |
| Non 1-4 family restructured loans & leases | $0 | 1,699 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,052,000 | 3,299 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $79,180,000 | 3,799 |
| Loan loss allowance | $1,146,000 | 3,229 |
| Total loans and leases | $80,326,000 | 3,790 |
| Unearned income | $0 | 3,287 |
| Loans and leases, gross | $80,326,000 | 3,793 |
| All real estate loans | $54,682,000 | 3,734 |
| Real estate loans in domestic offices | $54,682,000 | 3,733 |
| Construction and development loans | $3,708,000 | 3,651 |
| Commercial RE | $20,133,000 | 2,986 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $489,000 | 4,192 |
| 1-4 family residential loans | $25,758,000 | 3,619 |
| Farmland loans | $4,594,000 | 1,789 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,131,000 | 3,112 |
| Commercial and industrial loans | $13,121,000 | 3,084 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $9,718,000 | 2,658 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $84,000 | 2,708 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,634,000 | 2,509 |
| All other loans & leases | $674,000 | 3,073 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $674,000 | 1,555 |
| Other loans | $0 | 6,796 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,146,000 | 2,917 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $68,488,000 | 4,146 |
| Loan loss allowance | $756,000 | 4,334 |
| Total loans and leases | $69,244,000 | 4,152 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $69,244,000 | 4,156 |
| All real estate loans | $46,582,000 | 4,018 |
| Real estate loans in domestic offices | $46,582,000 | 4,017 |
| Construction and development loans | $5,368,000 | 2,689 |
| Commercial RE | $14,292,000 | 3,454 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $652,000 | 3,774 |
| 1-4 family residential loans | $22,581,000 | 3,986 |
| Farmland loans | $3,689,000 | 2,102 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,862,000 | 3,359 |
| Commercial and industrial loans | $11,510,000 | 3,332 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $8,229,000 | 3,214 |
| Credit card loans | $76,000 | 4,241 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,153,000 | 3,049 |
| All other loans & leases | $1,061,000 | 2,403 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $715,000 | 1,505 |
| Other loans | $346,000 | 1,914 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $62,911,000 | 4,326 |
| Loan loss allowance | $709,000 | 4,498 |
| Total loans and leases | $63,620,000 | 4,335 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $63,620,000 | 4,343 |
| All real estate loans | $42,528,000 | 4,193 |
| Real estate loans in domestic offices | $42,528,000 | 4,192 |
| Construction and development loans | $3,050,000 | 3,525 |
| Commercial RE | $14,628,000 | 3,264 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,579,000 | 2,517 |
| 1-4 family residential loans | $19,667,000 | 4,258 |
| Farmland loans | $3,604,000 | 2,112 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,235,000 | 3,250 |
| Commercial and industrial loans | $10,984,000 | 3,306 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $7,159,000 | 3,631 |
| Credit card loans | $50,000 | 4,751 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,109,000 | 3,463 |
| All other loans & leases | $714,000 | 2,940 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $679,000 | 1,547 |
| Other loans | $35,000 | 4,859 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $59,252,000 | 4,334 |
| Loan loss allowance | $835,000 | 3,863 |
| Total loans and leases | $60,087,000 | 4,337 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $60,087,000 | 4,346 |
| All real estate loans | $39,264,000 | 4,229 |
| Real estate loans in domestic offices | $39,264,000 | 4,228 |
| Construction and development loans | $3,709,000 | 2,923 |
| Commercial RE | $11,832,000 | 3,443 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $387,000 | 4,456 |
| 1-4 family residential loans | $20,065,000 | 4,169 |
| Farmland loans | $3,271,000 | 2,134 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,986,000 | 3,558 |
| Commercial and industrial loans | $11,056,000 | 3,070 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $5,913,000 | 4,254 |
| Credit card loans | $48,000 | 4,927 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,865,000 | 4,056 |
| All other loans & leases | $1,868,000 | 1,691 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $552,000 | 1,705 |
| Other loans | $1,316,000 | 913 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $59,585,000 | 4,351 |
| Loan loss allowance | $889,000 | 3,736 |
| Total loans and leases | $60,474,000 | 4,347 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $60,474,000 | 4,357 |
| All real estate loans | $36,654,000 | 4,486 |
| Real estate loans in domestic offices | $36,654,000 | 4,486 |
| Construction and development loans | $2,811,000 | 3,348 |
| Commercial RE | $11,381,000 | 3,507 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,089,000 | 3,104 |
| 1-4 family residential loans | $18,352,000 | 4,528 |
| Farmland loans | $3,021,000 | 2,233 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,493,000 | 3,317 |
| Commercial and industrial loans | $11,677,000 | 2,923 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,050,000 | 3,876 |
| Credit card loans | $42,000 | 5,271 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,008,000 | 3,678 |
| All other loans & leases | $2,600,000 | 1,350 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $972,000 | 1,227 |
| Other loans | $1,628,000 | 797 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $850,000 | 532 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $51,813,000 | 4,895 |
| Loan loss allowance | $847,000 | 4,031 |
| Total loans and leases | $52,660,000 | 4,885 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $52,660,000 | 4,901 |
| All real estate loans | $32,642,000 | 4,907 |
| Real estate loans in domestic offices | $32,642,000 | 4,907 |
| Construction and development loans | $1,762,000 | 4,329 |
| Commercial RE | $11,079,000 | 3,580 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $189,000 | 5,867 |
| 1-4 family residential loans | $16,425,000 | 4,962 |
| Farmland loans | $3,187,000 | 2,048 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,274,000 | 3,519 |
| Commercial and industrial loans | $11,395,000 | 2,987 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,835,000 | 5,230 |
| Credit card loans | $27,000 | 5,867 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,808,000 | 4,983 |
| All other loans & leases | $1,514,000 | 2,034 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $181,000 | 3,137 |
| Other loans | $23,000 | 6,041 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $1,310,000 | 371 |
| Memoranda: | ||
| Loans not secured by real estate | $250,000 | 928 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $45,343,000 | 5,344 |
| Loan loss allowance | $593,000 | 5,362 |
| Total loans and leases | $45,936,000 | 5,351 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $45,936,000 | 5,360 |
| All real estate loans | $30,007,000 | 5,166 |
| Real estate loans in domestic offices | $30,007,000 | 5,166 |
| Construction and development loans | $1,615,000 | 4,402 |
| Commercial RE | $9,770,000 | 3,835 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $209,000 | 5,940 |
| 1-4 family residential loans | $16,242,000 | 5,029 |
| Farmland loans | $2,171,000 | 2,790 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,724,000 | 4,134 |
| Commercial and industrial loans | $9,722,000 | 3,280 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,466,000 | 5,573 |
| Credit card loans | $21,000 | 6,136 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,445,000 | 5,313 |
| All other loans & leases | $17,000 | 8,492 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $17,000 | 6,569 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $36,316,000 | 6,209 |
| Loan loss allowance | $582,000 | 5,534 |
| Total loans and leases | $36,898,000 | 6,198 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $36,898,000 | 6,212 |
| All real estate loans | $22,484,000 | 6,155 |
| Real estate loans in domestic offices | $22,484,000 | 6,154 |
| Construction and development loans | $1,314,000 | 4,813 |
| Commercial RE | $7,170,000 | 4,656 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $211,000 | 6,167 |
| 1-4 family residential loans | $11,966,000 | 6,015 |
| Farmland loans | $1,823,000 | 3,137 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,343,000 | 4,649 |
| Commercial and industrial loans | $9,045,000 | 3,293 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,762,000 | 6,226 |
| Credit card loans | $9,000 | 6,597 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,753,000 | 5,976 |
| All other loans & leases | $264,000 | 5,232 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $250,000 | 3,045 |
| Other loans | $14,000 | 7,075 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $24,854,000 | 7,830 |
| Loan loss allowance | $583,000 | 5,708 |
| Total loans and leases | $25,437,000 | 7,814 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $25,437,000 | 7,823 |
| All real estate loans | $15,301,000 | 7,550 |
| Real estate loans in domestic offices | $15,301,000 | 7,549 |
| Construction and development loans | $279,000 | 7,732 |
| Commercial RE | $3,947,000 | 6,392 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $42,000 | 7,937 |
| 1-4 family residential loans | $9,370,000 | 6,916 |
| Farmland loans | $1,663,000 | 3,233 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,173,000 | 4,944 |
| Commercial and industrial loans | $5,584,000 | 4,661 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,229,000 | 6,918 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,229,000 | 6,621 |
| All other loans & leases | $150,000 | 6,467 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $130,000 | 4,019 |
| Other loans | $20,000 | 6,818 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $21,586,000 | 8,565 |
| Loan loss allowance | $583,000 | 5,771 |
| Total loans and leases | $22,169,000 | 8,512 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $22,169,000 | 8,521 |
| All real estate loans | $13,642,000 | 7,980 |
| Real estate loans in domestic offices | $13,642,000 | 7,980 |
| Construction and development loans | $324,000 | 7,486 |
| Commercial RE | $3,378,000 | 6,933 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $44,000 | 8,090 |
| 1-4 family residential loans | $8,038,000 | 7,571 |
| Farmland loans | $1,858,000 | 2,873 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,012,000 | 5,206 |
| Commercial and industrial loans | $4,109,000 | 5,757 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,298,000 | 7,097 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,298,000 | 6,822 |
| All other loans & leases | $108,000 | 7,258 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $100,000 | 4,476 |
| Other loans | $8,000 | 8,401 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $492,000 | 933 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |