Home > The Heritage Bank > Assets and Liabilities
The Heritage Bank, Assets and Liabilities
| 2013-06-30 | Rank | |
| # of Employees: | 84 | 1,810 |
| Assets and Liabilities | ||
| Total Assets: | $266,471,000 | 2,397 |
| Cash and due from depository institutions | $18,264,000 | 1,810 |
| Interest-bearing balances | $12,799,000 | 2,514 |
| Securities | $117,302,000 | 1,283 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $120,073,000 | 3,043 |
| Loan loss allowance | $2,158,000 | 2,845 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $5,292,000 | 2,129 |
| Other real estate owned | $2,930,000 | 1,810 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $2,610,000 | 4,183 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $266,471,000 | 2,397 |
| Total liabilities | $239,503,000 | 2,386 |
| Total deposits | $231,777,000 | 2,322 |
| Interest-bearing deposits | $180,526,000 | 2,432 |
| Deposits held in domestic offices | $231,777,000 | 2,321 |
| % insured | 86.39% | 3,531 |
| Federal funds purchased & repurchase agreements | $4,308,000 | 1,224 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $3,418,000 | 1,344 |
| Total equity capital | $26,968,000 | 2,466 |
| Total bank equity capital | $26,968,000 | 2,466 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $155,000 | 4,787 |
| Surplus | $5,000,000 | 3,667 |
| Undivided profits | $21,813,000 | 1,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $3,265,000 | 2,178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $32,000 | 953 |
| Income earned, not collected on loans | $882,000 | 2,951 |
| Earning assets | $250,174,000 | 2,348 |
| Long-term assets (5+ years) | $67,112,000 | 2,673 |
| Average Assets, year-to-date | $267,877,670 | 2,392 |
| Average Assets, quarterly | $268,283,500 | 2,387 |
| Volatile liabilities | $8,758,000 | 3,353 |
| Insider loans | $5,318,000 | 1,171 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $22,681,000 | 2,501 |
| Tier 1 (core) risk-based capital | $26,906,000 | 2,432 |
| Tier 2 risk-based capital | $3,541,000 | 1,464 |
| Total risk weighted assets | $145,608,000 | 2,756 |
| Total unused commitments | $22,681,000 | 2,501 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 85 | 1,789 |
| Assets and Liabilities | ||
| Total Assets: | $270,096,000 | 2,401 |
| Cash and due from depository institutions | $21,648,000 | 1,789 |
| Interest-bearing balances | $16,132,000 | 2,550 |
| Securities | $121,963,000 | 1,261 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $115,630,000 | 3,119 |
| Loan loss allowance | $2,157,000 | 2,886 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $5,790,000 | 1,969 |
| Other real estate owned | $3,055,000 | 1,789 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $2,010,000 | 4,637 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $270,096,000 | 2,401 |
| Total liabilities | $240,894,000 | 2,400 |
| Total deposits | $233,522,000 | 2,350 |
| Interest-bearing deposits | $182,546,000 | 2,445 |
| Deposits held in domestic offices | $233,522,000 | 2,350 |
| % insured | 87.74% | 3,146 |
| Federal funds purchased & repurchase agreements | $4,382,000 | 1,168 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $2,990,000 | 1,495 |
| Total equity capital | $29,202,000 | 2,378 |
| Total bank equity capital | $29,202,000 | 2,378 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $155,000 | 4,842 |
| Surplus | $5,000,000 | 3,695 |
| Undivided profits | $24,047,000 | 1,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $2,866,000 | 2,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $869,000 | 2,960 |
| Earning assets | $253,725,000 | 2,359 |
| Long-term assets (5+ years) | $71,610,000 | 2,505 |
| Average Assets, year-to-date | $268,494,000 | 2,407 |
| Average Assets, quarterly | $268,494,000 | 2,407 |
| Volatile liabilities | $10,083,000 | 3,110 |
| Insider loans | $5,344,000 | 1,177 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $27,065,000 | 2,232 |
| Tier 1 (core) risk-based capital | $27,581,000 | 2,386 |
| Tier 2 risk-based capital | $3,362,000 | 1,531 |
| Total risk weighted assets | $139,144,000 | 2,835 |
| Total unused commitments | $27,065,000 | 2,232 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 84 | 1,805 |
| Assets and Liabilities | ||
| Total Assets: | $266,892,000 | 2,425 |
| Cash and due from depository institutions | $16,838,000 | 1,805 |
| Interest-bearing balances | $11,099,000 | 2,998 |
| Securities | $121,779,000 | 1,238 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $117,512,000 | 3,111 |
| Loan loss allowance | $2,068,000 | 2,995 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $5,827,000 | 1,965 |
| Other real estate owned | $3,201,000 | 1,805 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $1,735,000 | 4,975 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $266,892,000 | 2,425 |
| Total liabilities | $237,557,000 | 2,432 |
| Total deposits | $230,564,000 | 2,366 |
| Interest-bearing deposits | $181,231,000 | 2,444 |
| Deposits held in domestic offices | $230,564,000 | 2,366 |
| % insured | 92.80% | 2,403 |
| Federal funds purchased & repurchase agreements | $4,449,000 | 1,240 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,544,000 | 1,748 |
| Total equity capital | $29,335,000 | 2,346 |
| Total bank equity capital | $29,335,000 | 2,346 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $155,000 | 4,889 |
| Surplus | $5,000,000 | 3,722 |
| Undivided profits | $24,180,000 | 1,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $2,265,000 | 2,858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 917 |
| Income earned, not collected on loans | $914,000 | 2,885 |
| Earning assets | $250,390,000 | 2,369 |
| Long-term assets (5+ years) | $71,132,000 | 2,485 |
| Average Assets, year-to-date | $268,726,000 | 2,352 |
| Average Assets, quarterly | $269,480,000 | 2,378 |
| Volatile liabilities | $9,809,000 | 3,238 |
| Insider loans | $5,276,000 | 1,194 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $27,651,000 | 2,088 |
| Tier 1 (core) risk-based capital | $27,906,000 | 2,335 |
| Tier 2 risk-based capital | $3,178,000 | 1,602 |
| Total risk weighted assets | $140,862,000 | 2,830 |
| Total unused commitments | $27,651,000 | 2,088 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 86 | 1,775 |
| Assets and Liabilities | ||
| Total Assets: | $272,068,000 | 2,375 |
| Cash and due from depository institutions | $21,391,000 | 1,775 |
| Interest-bearing balances | $12,596,000 | 2,657 |
| Securities | $121,014,000 | 1,257 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $118,064,000 | 3,125 |
| Loan loss allowance | $2,292,000 | 2,843 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $5,938,000 | 1,962 |
| Other real estate owned | $3,560,000 | 1,775 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $2,101,000 | 4,700 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $272,068,000 | 2,375 |
| Total liabilities | $241,739,000 | 2,387 |
| Total deposits | $235,245,000 | 2,310 |
| Interest-bearing deposits | $185,597,000 | 2,390 |
| Deposits held in domestic offices | $235,245,000 | 2,310 |
| % insured | 90.81% | 3,333 |
| Federal funds purchased & repurchase agreements | $3,683,000 | 1,333 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $2,811,000 | 1,683 |
| Total equity capital | $30,329,000 | 2,310 |
| Total bank equity capital | $30,329,000 | 2,310 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $155,000 | 4,967 |
| Surplus | $5,000,000 | 3,754 |
| Undivided profits | $25,174,000 | 1,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $900,000 | 4,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,149,000 | 2,549 |
| Earning assets | $251,674,000 | 2,355 |
| Long-term assets (5+ years) | $77,997,000 | 2,308 |
| Average Assets, year-to-date | $269,184,500 | 2,374 |
| Average Assets, quarterly | $268,420,500 | 2,395 |
| Volatile liabilities | $9,019,000 | 3,432 |
| Insider loans | $5,291,000 | 1,211 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $30,496,000 | 1,946 |
| Tier 1 (core) risk-based capital | $27,898,000 | 2,339 |
| Tier 2 risk-based capital | $3,144,000 | 1,637 |
| Total risk weighted assets | $138,394,000 | 2,878 |
| Total unused commitments | $30,496,000 | 1,946 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 84 | 1,814 |
| Assets and Liabilities | ||
| Total Assets: | $264,773,000 | 2,424 |
| Cash and due from depository institutions | $13,383,000 | 1,814 |
| Interest-bearing balances | $7,755,000 | 3,545 |
| Securities | $116,087,000 | 1,328 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $125,050,000 | 2,995 |
| Loan loss allowance | $2,368,000 | 2,800 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $5,837,000 | 1,993 |
| Other real estate owned | $1,878,000 | 1,814 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $2,538,000 | 4,331 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $264,773,000 | 2,424 |
| Total liabilities | $234,584,000 | 2,437 |
| Total deposits | $228,095,000 | 2,364 |
| Interest-bearing deposits | $184,912,000 | 2,400 |
| Deposits held in domestic offices | $228,095,000 | 2,364 |
| % insured | 91.46% | 3,199 |
| Federal funds purchased & repurchase agreements | $3,998,000 | 1,309 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,491,000 | 1,756 |
| Total equity capital | $30,189,000 | 2,284 |
| Total bank equity capital | $30,189,000 | 2,284 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $155,000 | 5,018 |
| Surplus | $5,000,000 | 3,760 |
| Undivided profits | $25,034,000 | 1,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $3,052,000 | 2,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $956,000 | 2,847 |
| Earning assets | $248,892,000 | 2,367 |
| Long-term assets (5+ years) | $77,419,000 | 2,274 |
| Average Assets, year-to-date | $268,223,330 | 2,387 |
| Average Assets, quarterly | $269,564,000 | 2,384 |
| Volatile liabilities | $9,737,000 | 3,334 |
| Insider loans | $5,032,000 | 1,252 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $26,727,000 | 2,102 |
| Tier 1 (core) risk-based capital | $27,836,000 | 2,316 |
| Tier 2 risk-based capital | $3,200,000 | 1,612 |
| Total risk weighted assets | $139,621,000 | 2,875 |
| Total unused commitments | $26,727,000 | 2,102 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 85 | 1,768 |
| Assets and Liabilities | ||
| Total Assets: | $274,355,000 | 2,363 |
| Cash and due from depository institutions | $22,241,000 | 1,768 |
| Interest-bearing balances | $15,964,000 | 2,498 |
| Securities | $115,247,000 | 1,338 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $126,356,000 | 2,952 |
| Loan loss allowance | $2,654,000 | 2,611 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $5,859,000 | 1,985 |
| Other real estate owned | $1,948,000 | 1,768 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $2,704,000 | 4,223 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $274,355,000 | 2,363 |
| Total liabilities | $244,494,000 | 2,364 |
| Total deposits | $236,938,000 | 2,313 |
| Interest-bearing deposits | $193,124,000 | 2,355 |
| Deposits held in domestic offices | $236,938,000 | 2,313 |
| % insured | 90.01% | 3,753 |
| Federal funds purchased & repurchase agreements | $4,358,000 | 1,261 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $3,198,000 | 1,444 |
| Total equity capital | $29,861,000 | 2,289 |
| Total bank equity capital | $29,861,000 | 2,289 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $155,000 | 5,066 |
| Surplus | $5,000,000 | 3,779 |
| Undivided profits | $24,706,000 | 1,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $5,031,000 | 2,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,165,000 | 2,361 |
| Earning assets | $257,567,000 | 2,318 |
| Long-term assets (5+ years) | $74,863,000 | 2,318 |
| Average Assets, year-to-date | $269,948,500 | 2,385 |
| Average Assets, quarterly | $269,948,500 | 2,385 |
| Volatile liabilities | $10,081,000 | 3,274 |
| Insider loans | $5,055,000 | 1,248 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $25,749,000 | 2,183 |
| Tier 1 (core) risk-based capital | $28,134,000 | 2,289 |
| Tier 2 risk-based capital | $3,387,000 | 1,532 |
| Total risk weighted assets | $140,655,000 | 2,862 |
| Total unused commitments | $25,749,000 | 2,183 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 87 | 1,735 |
| Assets and Liabilities | ||
| Total Assets: | $265,542,000 | 2,417 |
| Cash and due from depository institutions | $24,563,000 | 1,735 |
| Interest-bearing balances | $18,687,000 | 1,952 |
| Securities | $98,892,000 | 1,470 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $131,193,000 | 2,913 |
| Loan loss allowance | $2,661,000 | 2,588 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $6,148,000 | 1,900 |
| Other real estate owned | $1,978,000 | 1,735 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $2,768,000 | 4,258 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $265,542,000 | 2,417 |
| Total liabilities | $235,464,000 | 2,442 |
| Total deposits | $228,061,000 | 2,361 |
| Interest-bearing deposits | $185,386,000 | 2,407 |
| Deposits held in domestic offices | $228,061,000 | 2,361 |
| % insured | 91.09% | 3,436 |
| Federal funds purchased & repurchase agreements | $3,747,000 | 1,390 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $430,000 | 4,185 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $3,226,000 | 1,437 |
| Total equity capital | $30,078,000 | 2,258 |
| Total bank equity capital | $30,078,000 | 2,258 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $155,000 | 5,091 |
| Surplus | $5,000,000 | 3,794 |
| Undivided profits | $24,923,000 | 1,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $4,900,000 | 2,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,020,000 | 2,828 |
| Earning assets | $248,772,000 | 2,362 |
| Long-term assets (5+ years) | $63,337,000 | 2,238 |
| Average Assets, year-to-date | $266,218,800 | 2,366 |
| Average Assets, quarterly | $266,729,500 | 2,395 |
| Volatile liabilities | $9,468,000 | 3,529 |
| Insider loans | $5,105,000 | 1,265 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $26,911,000 | 2,052 |
| Tier 1 (core) risk-based capital | $28,016,000 | 2,271 |
| Tier 2 risk-based capital | $3,310,000 | 1,571 |
| Total risk weighted assets | $141,132,000 | 2,879 |
| Total unused commitments | $26,911,000 | 2,054 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 89 | 1,687 |
| Assets and Liabilities | ||
| Total Assets: | $267,917,000 | 2,387 |
| Cash and due from depository institutions | $17,927,000 | 1,687 |
| Interest-bearing balances | $11,607,000 | 2,781 |
| Securities | $102,896,000 | 1,387 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $134,774,000 | 2,860 |
| Loan loss allowance | $2,648,000 | 2,635 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $6,048,000 | 1,941 |
| Other real estate owned | $3,379,000 | 1,687 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $2,893,000 | 4,215 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $267,917,000 | 2,387 |
| Total liabilities | $237,392,000 | 2,412 |
| Total deposits | $228,616,000 | 2,337 |
| Interest-bearing deposits | $185,084,000 | 2,406 |
| Deposits held in domestic offices | $228,616,000 | 2,337 |
| % insured | 90.62% | 3,731 |
| Federal funds purchased & repurchase agreements | $5,731,000 | 1,180 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $386,000 | 4,333 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,659,000 | 1,746 |
| Total equity capital | $30,525,000 | 2,248 |
| Total bank equity capital | $30,525,000 | 2,247 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $155,000 | 5,149 |
| Surplus | $5,000,000 | 3,823 |
| Undivided profits | $25,370,000 | 1,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $1,245,000 | 4,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,356,000 | 2,208 |
| Earning assets | $249,277,000 | 2,351 |
| Long-term assets (5+ years) | $68,830,000 | 2,049 |
| Average Assets, year-to-date | $266,388,000 | 2,378 |
| Average Assets, quarterly | $268,368,500 | 2,371 |
| Volatile liabilities | $11,194,000 | 3,264 |
| Insider loans | $5,122,000 | 1,272 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $27,648,000 | 1,995 |
| Tier 1 (core) risk-based capital | $27,787,000 | 2,291 |
| Tier 2 risk-based capital | $2,994,000 | 1,719 |
| Total risk weighted assets | $142,483,000 | 2,881 |
| Total unused commitments | $27,648,000 | 2,000 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 90 | 1,672 |
| Assets and Liabilities | ||
| Total Assets: | $268,820,000 | 2,376 |
| Cash and due from depository institutions | $12,721,000 | 1,672 |
| Interest-bearing balances | $5,778,000 | 3,781 |
| Securities | $109,667,000 | 1,302 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $134,196,000 | 2,891 |
| Loan loss allowance | $2,356,000 | 2,876 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $5,910,000 | 1,996 |
| Other real estate owned | $3,504,000 | 1,672 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $2,822,000 | 4,301 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $268,820,000 | 2,376 |
| Total liabilities | $239,529,000 | 2,394 |
| Total deposits | $228,467,000 | 2,353 |
| Interest-bearing deposits | $188,984,000 | 2,391 |
| Deposits held in domestic offices | $228,467,000 | 2,353 |
| % insured | 89.87% | 4,116 |
| Federal funds purchased & repurchase agreements | $8,158,000 | 1,016 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $425,000 | 4,404 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,479,000 | 1,712 |
| Total equity capital | $29,291,000 | 2,278 |
| Total bank equity capital | $29,291,000 | 2,277 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $155,000 | 5,210 |
| Surplus | $5,000,000 | 3,858 |
| Undivided profits | $24,136,000 | 1,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $1,554,000 | 3,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,119,000 | 2,619 |
| Earning assets | $249,641,000 | 2,336 |
| Long-term assets (5+ years) | $60,383,000 | 2,231 |
| Average Assets, year-to-date | $265,878,330 | 2,395 |
| Average Assets, quarterly | $267,401,500 | 2,390 |
| Volatile liabilities | $14,821,000 | 2,784 |
| Insider loans | $5,130,000 | 1,289 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $29,948,000 | 1,881 |
| Tier 1 (core) risk-based capital | $27,595,000 | 2,278 |
| Tier 2 risk-based capital | $3,442,000 | 1,547 |
| Total risk weighted assets | $141,477,000 | 2,925 |
| Total unused commitments | $29,948,000 | 1,883 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 91 | 1,662 |
| Assets and Liabilities | ||
| Total Assets: | $265,983,000 | 2,423 |
| Cash and due from depository institutions | $15,673,000 | 1,662 |
| Interest-bearing balances | $9,537,000 | 3,079 |
| Securities | $100,384,000 | 1,396 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $138,216,000 | 2,844 |
| Loan loss allowance | $2,331,000 | 2,906 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $5,684,000 | 2,084 |
| Other real estate owned | $1,858,000 | 1,662 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $4,168,000 | 3,554 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $265,983,000 | 2,423 |
| Total liabilities | $237,321,000 | 2,442 |
| Total deposits | $230,398,000 | 2,355 |
| Interest-bearing deposits | $190,349,000 | 2,395 |
| Deposits held in domestic offices | $230,398,000 | 2,354 |
| % insured | 90.66% | 3,894 |
| Federal funds purchased & repurchase agreements | $4,499,000 | 1,327 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $170,000 | 4,634 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,254,000 | 1,803 |
| Total equity capital | $28,662,000 | 2,286 |
| Total bank equity capital | $28,662,000 | 2,285 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $155,000 | 5,262 |
| Surplus | $5,000,000 | 3,885 |
| Undivided profits | $23,507,000 | 1,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $3,618,000 | 2,676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,370,000 | 2,144 |
| Earning assets | $248,137,000 | 2,375 |
| Long-term assets (5+ years) | $64,743,000 | 2,071 |
| Average Assets, year-to-date | $264,407,500 | 2,431 |
| Average Assets, quarterly | $264,407,500 | 2,431 |
| Volatile liabilities | $13,746,000 | 2,943 |
| Insider loans | $5,160,000 | 1,314 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $27,720,000 | 2,027 |
| Tier 1 (core) risk-based capital | $27,750,000 | 2,258 |
| Tier 2 risk-based capital | $3,595,000 | 1,493 |
| Total risk weighted assets | $142,407,000 | 2,937 |
| Total unused commitments | $27,720,000 | 2,027 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 91 | 1,667 |
| Assets and Liabilities | ||
| Total Assets: | $262,832,000 | 2,450 |
| Cash and due from depository institutions | $17,163,000 | 1,667 |
| Interest-bearing balances | $12,407,000 | 2,410 |
| Securities | $94,677,000 | 1,420 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $139,429,000 | 2,899 |
| Loan loss allowance | $2,221,000 | 3,004 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $5,684,000 | 2,121 |
| Other real estate owned | $1,905,000 | 1,667 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $3,974,000 | 3,716 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $262,832,000 | 2,450 |
| Total liabilities | $234,309,000 | 2,472 |
| Total deposits | $227,788,000 | 2,359 |
| Interest-bearing deposits | $189,489,000 | 2,413 |
| Deposits held in domestic offices | $227,788,000 | 2,358 |
| % insured | 89.92% | 4,091 |
| Federal funds purchased & repurchase agreements | $4,098,000 | 1,419 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $296,000 | 4,741 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $2,127,000 | 1,914 |
| Total equity capital | $28,523,000 | 2,278 |
| Total bank equity capital | $28,523,000 | 2,277 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $155,000 | 5,331 |
| Surplus | $5,000,000 | 3,914 |
| Undivided profits | $23,368,000 | 1,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $4,099,000 | 2,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $979,000 | 3,077 |
| Earning assets | $246,513,000 | 2,389 |
| Long-term assets (5+ years) | $65,407,000 | 2,013 |
| Average Assets, year-to-date | $260,369,400 | 2,450 |
| Average Assets, quarterly | $264,440,500 | 2,433 |
| Volatile liabilities | $29,287,000 | 3,797 |
| Insider loans | $5,198,000 | 1,338 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $29,088,000 | 1,944 |
| Tier 1 (core) risk-based capital | $27,472,000 | 2,271 |
| Tier 2 risk-based capital | $3,464,000 | 1,558 |
| Total risk weighted assets | $141,872,000 | 2,991 |
| Total unused commitments | $29,088,000 | 1,945 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 93 | 1,644 |
| Assets and Liabilities | ||
| Total Assets: | $266,049,000 | 2,453 |
| Cash and due from depository institutions | $19,665,000 | 1,644 |
| Interest-bearing balances | $12,885,000 | 2,392 |
| Securities | $88,272,000 | 1,482 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $144,823,000 | 2,852 |
| Loan loss allowance | $2,429,000 | 2,852 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,759,000 | 2,112 |
| Other real estate owned | $1,970,000 | 1,644 |
| Goodwill and other intangibles | $1,067,000 | 1,534 |
| All other assets | $4,493,000 | 3,519 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $266,049,000 | 2,453 |
| Total liabilities | $234,881,000 | 2,506 |
| Total deposits | $227,544,000 | 2,381 |
| Interest-bearing deposits | $186,439,000 | 2,473 |
| Deposits held in domestic offices | $227,544,000 | 2,378 |
| % insured | 88.72% | 3,971 |
| Federal funds purchased & repurchase agreements | $3,871,000 | 1,454 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $131,000 | 4,933 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,335,000 | 1,496 |
| Total equity capital | $31,168,000 | 2,181 |
| Total bank equity capital | $31,168,000 | 2,179 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $155,000 | 5,420 |
| Surplus | $5,000,000 | 3,937 |
| Undivided profits | $26,013,000 | 1,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $3,231,000 | 2,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,277,000 | 2,538 |
| Earning assets | $245,980,000 | 2,439 |
| Long-term assets (5+ years) | $48,875,000 | 2,445 |
| Average Assets, year-to-date | $259,753,750 | 2,496 |
| Average Assets, quarterly | $263,318,000 | 2,469 |
| Volatile liabilities | $28,334,000 | 3,966 |
| Insider loans | $5,215,000 | 1,366 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $26,920,000 | 2,084 |
| Tier 1 (core) risk-based capital | $26,839,000 | 2,330 |
| Tier 2 risk-based capital | $3,485,000 | 1,582 |
| Total risk weighted assets | $146,604,000 | 2,963 |
| Total unused commitments | $26,920,000 | 2,085 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 92 | 1,682 |
| Assets and Liabilities | ||
| Total Assets: | $260,587,000 | 2,520 |
| Cash and due from depository institutions | $18,159,000 | 1,682 |
| Interest-bearing balances | $11,900,000 | 2,414 |
| Securities | $75,848,000 | 1,680 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $153,427,000 | 2,736 |
| Loan loss allowance | $2,304,000 | 2,930 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,821,000 | 2,118 |
| Other real estate owned | $1,763,000 | 1,682 |
| Goodwill and other intangibles | $1,152,000 | 1,507 |
| All other assets | $4,417,000 | 3,585 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $260,587,000 | 2,520 |
| Total liabilities | $229,962,000 | 2,549 |
| Total deposits | $222,613,000 | 2,436 |
| Interest-bearing deposits | $184,212,000 | 2,519 |
| Deposits held in domestic offices | $222,613,000 | 2,434 |
| % insured | 89.33% | 3,848 |
| Federal funds purchased & repurchase agreements | $4,377,000 | 1,399 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,972,000 | 1,558 |
| Total equity capital | $30,625,000 | 2,197 |
| Total bank equity capital | $30,625,000 | 2,196 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $155,000 | 5,471 |
| Surplus | $5,000,000 | 3,953 |
| Undivided profits | $25,470,000 | 1,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $5,068,000 | 2,304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $983,000 | 3,208 |
| Earning assets | $241,175,000 | 2,490 |
| Long-term assets (5+ years) | $41,745,000 | 2,752 |
| Average Assets, year-to-date | $257,655,330 | 2,533 |
| Average Assets, quarterly | $259,896,500 | 2,515 |
| Volatile liabilities | $27,862,000 | 4,059 |
| Insider loans | $5,229,000 | 1,387 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $27,310,000 | 2,093 |
| Tier 1 (core) risk-based capital | $26,587,000 | 2,338 |
| Tier 2 risk-based capital | $3,642,000 | 1,542 |
| Total risk weighted assets | $153,399,000 | 2,887 |
| Total unused commitments | $27,310,000 | 2,095 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 92 | 1,690 |
| Assets and Liabilities | ||
| Total Assets: | $259,206,000 | 2,572 |
| Cash and due from depository institutions | $15,764,000 | 1,690 |
| Interest-bearing balances | $9,250,000 | 2,766 |
| Securities | $74,767,000 | 1,705 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $155,407,000 | 2,765 |
| Loan loss allowance | $2,369,000 | 2,892 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,883,000 | 2,127 |
| Other real estate owned | $1,409,000 | 1,690 |
| Goodwill and other intangibles | $1,236,000 | 1,491 |
| All other assets | $4,740,000 | 3,516 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $259,206,000 | 2,572 |
| Total liabilities | $229,329,000 | 2,616 |
| Total deposits | $222,987,000 | 2,465 |
| Interest-bearing deposits | $183,265,000 | 2,590 |
| Deposits held in domestic offices | $222,987,000 | 2,463 |
| % insured | 89.73% | 3,809 |
| Federal funds purchased & repurchase agreements | $3,812,000 | 1,514 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $215,000 | 5,051 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,315,000 | 1,886 |
| Total equity capital | $29,877,000 | 2,240 |
| Total bank equity capital | $29,877,000 | 2,239 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $155,000 | 5,552 |
| Surplus | $5,000,000 | 3,998 |
| Undivided profits | $24,722,000 | 1,344 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $5,895,000 | 2,147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,141,000 | 2,855 |
| Earning assets | $239,424,000 | 2,554 |
| Long-term assets (5+ years) | $40,655,000 | 2,801 |
| Average Assets, year-to-date | $256,189,500 | 2,593 |
| Average Assets, quarterly | $256,189,500 | 2,593 |
| Volatile liabilities | $27,867,000 | 4,112 |
| Insider loans | $5,106,000 | 1,474 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $28,061,000 | 2,148 |
| Tier 1 (core) risk-based capital | $26,449,000 | 2,364 |
| Tier 2 risk-based capital | $3,745,000 | 1,538 |
| Total risk weighted assets | $156,143,000 | 2,902 |
| Total unused commitments | $28,061,000 | 2,153 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 93 | 1,694 |
| Assets and Liabilities | ||
| Total Assets: | $253,173,000 | 2,638 |
| Cash and due from depository institutions | $9,182,000 | 1,694 |
| Interest-bearing balances | $3,110,000 | 3,968 |
| Securities | $73,657,000 | 1,710 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $156,871,000 | 2,799 |
| Loan loss allowance | $2,526,000 | 2,734 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,936,000 | 2,149 |
| Other real estate owned | $1,429,000 | 1,694 |
| Goodwill and other intangibles | $1,320,000 | 1,467 |
| All other assets | $4,778,000 | 3,561 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $253,173,000 | 2,638 |
| Total liabilities | $224,047,000 | 2,681 |
| Total deposits | $218,274,000 | 2,517 |
| Interest-bearing deposits | $178,795,000 | 2,648 |
| Deposits held in domestic offices | $218,274,000 | 2,515 |
| % insured | 91.29% | 3,223 |
| Federal funds purchased & repurchase agreements | $3,862,000 | 1,578 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $128,000 | 5,227 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,783,000 | 2,338 |
| Total equity capital | $29,126,000 | 2,263 |
| Total bank equity capital | $29,126,000 | 2,260 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $155,000 | 5,608 |
| Surplus | $5,000,000 | 4,022 |
| Undivided profits | $23,971,000 | 1,363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $4,663,000 | 2,450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,021,000 | 3,283 |
| Earning assets | $233,638,000 | 2,610 |
| Long-term assets (5+ years) | $41,465,000 | 2,738 |
| Average Assets, year-to-date | $253,239,200 | 2,576 |
| Average Assets, quarterly | $252,282,000 | 2,632 |
| Volatile liabilities | $26,360,000 | 4,270 |
| Insider loans | $4,759,000 | 1,621 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $30,480,000 | 2,008 |
| Tier 1 (core) risk-based capital | $26,326,000 | 2,367 |
| Tier 2 risk-based capital | $3,381,000 | 1,709 |
| Total risk weighted assets | $156,432,000 | 2,949 |
| Total unused commitments | $30,480,000 | 2,010 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 95 | 1,683 |
| Assets and Liabilities | ||
| Total Assets: | $251,391,000 | 2,651 |
| Cash and due from depository institutions | $17,438,000 | 1,683 |
| Interest-bearing balances | $12,350,000 | 1,773 |
| Securities | $57,929,000 | 2,124 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $163,869,000 | 2,724 |
| Loan loss allowance | $2,961,000 | 2,347 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,029,000 | 2,149 |
| Other real estate owned | $803,000 | 1,683 |
| Goodwill and other intangibles | $1,405,000 | 1,476 |
| All other assets | $3,918,000 | 3,640 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $251,391,000 | 2,651 |
| Total liabilities | $222,469,000 | 2,686 |
| Total deposits | $216,112,000 | 2,519 |
| Interest-bearing deposits | $176,516,000 | 2,663 |
| Deposits held in domestic offices | $216,112,000 | 2,517 |
| % insured | 90.88% | 3,595 |
| Federal funds purchased & repurchase agreements | $3,615,000 | 1,678 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $187,000 | 5,293 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,555,000 | 1,921 |
| Total equity capital | $28,922,000 | 2,353 |
| Total bank equity capital | $28,922,000 | 2,352 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $155,000 | 5,674 |
| Surplus | $5,000,000 | 4,022 |
| Undivided profits | $23,767,000 | 1,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $6,925,000 | 1,900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,188,000 | 3,034 |
| Earning assets | $234,148,000 | 2,616 |
| Long-term assets (5+ years) | $41,378,000 | 2,713 |
| Average Assets, year-to-date | $253,255,750 | 2,588 |
| Average Assets, quarterly | $252,329,000 | 2,622 |
| Volatile liabilities | $25,819,000 | 4,364 |
| Insider loans | $4,773,000 | 1,619 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $28,104,000 | 2,242 |
| Tier 1 (core) risk-based capital | $26,100,000 | 2,441 |
| Tier 2 risk-based capital | $3,401,000 | 1,713 |
| Total risk weighted assets | $161,822,000 | 2,909 |
| Total unused commitments | $28,104,000 | 2,244 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 92 | 1,781 |
| Assets and Liabilities | ||
| Total Assets: | $253,267,000 | 2,627 |
| Cash and due from depository institutions | $7,671,000 | 1,781 |
| Interest-bearing balances | $2,542,000 | 3,686 |
| Securities | $57,490,000 | 2,081 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 2,419 |
| Net loans & leases | $170,774,000 | 2,654 |
| Loan loss allowance | $2,192,000 | 2,848 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,028,000 | 2,165 |
| Other real estate owned | $2,934,000 | 1,781 |
| Goodwill and other intangibles | $1,489,000 | 1,461 |
| All other assets | $3,281,000 | 4,020 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $253,267,000 | 2,627 |
| Total liabilities | $222,764,000 | 2,692 |
| Total deposits | $214,207,000 | 2,525 |
| Interest-bearing deposits | $177,258,000 | 2,639 |
| Deposits held in domestic offices | $214,207,000 | 2,522 |
| % insured | 83.78% | 2,565 |
| Federal funds purchased & repurchase agreements | $4,688,000 | 1,538 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $441,000 | 5,270 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,428,000 | 1,583 |
| Total equity capital | $30,503,000 | 2,226 |
| Total bank equity capital | $30,503,000 | 2,225 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $155,000 | 5,748 |
| Surplus | $5,000,000 | 4,057 |
| Undivided profits | $25,348,000 | 1,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $7,106,000 | 1,784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,211,000 | 2,881 |
| Earning assets | $234,406,000 | 2,615 |
| Long-term assets (5+ years) | $41,285,000 | 2,675 |
| Average Assets, year-to-date | $253,877,330 | 2,590 |
| Average Assets, quarterly | $254,921,000 | 2,606 |
| Volatile liabilities | $26,433,000 | 4,295 |
| Insider loans | $4,787,000 | 1,624 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $28,409,000 | 2,293 |
| Tier 1 (core) risk-based capital | $28,025,000 | 2,303 |
| Tier 2 risk-based capital | $3,241,000 | 1,756 |
| Total risk weighted assets | $171,537,000 | 2,768 |
| Total unused commitments | $28,409,000 | 2,297 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 94 | 1,746 |
| Assets and Liabilities | ||
| Total Assets: | $256,575,000 | 2,603 |
| Cash and due from depository institutions | $12,246,000 | 1,746 |
| Interest-bearing balances | $6,082,000 | 2,258 |
| Securities | $59,161,000 | 2,022 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $171,627,000 | 2,676 |
| Loan loss allowance | $2,217,000 | 2,756 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,100,000 | 2,143 |
| Other real estate owned | $2,766,000 | 1,746 |
| Goodwill and other intangibles | $1,574,000 | 1,451 |
| All other assets | $3,101,000 | 4,156 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $256,575,000 | 2,603 |
| Total liabilities | $226,289,000 | 2,657 |
| Total deposits | $216,642,000 | 2,500 |
| Interest-bearing deposits | $178,529,000 | 2,626 |
| Deposits held in domestic offices | $216,642,000 | 2,498 |
| % insured | 83.40% | 2,745 |
| Federal funds purchased & repurchase agreements | $6,142,000 | 1,382 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $340,000 | 5,361 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,165,000 | 1,638 |
| Total equity capital | $30,286,000 | 2,268 |
| Total bank equity capital | $30,286,000 | 2,267 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $155,000 | 5,781 |
| Surplus | $5,000,000 | 4,064 |
| Undivided profits | $25,131,000 | 1,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,672,000 | 2,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,277,000 | 2,761 |
| Earning assets | $236,870,000 | 2,592 |
| Long-term assets (5+ years) | $37,045,000 | 2,861 |
| Average Assets, year-to-date | $254,182,500 | 2,598 |
| Average Assets, quarterly | $254,182,500 | 2,598 |
| Volatile liabilities | $29,040,000 | 4,056 |
| Insider loans | $4,724,000 | 1,653 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $31,193,000 | 2,230 |
| Tier 1 (core) risk-based capital | $27,684,000 | 2,349 |
| Tier 2 risk-based capital | $3,250,000 | 1,745 |
| Total risk weighted assets | $173,898,000 | 2,760 |
| Total unused commitments | $31,193,000 | 2,232 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 94 | 1,763 |
| Assets and Liabilities | ||
| Total Assets: | $251,790,000 | 2,634 |
| Cash and due from depository institutions | $10,109,000 | 1,763 |
| Interest-bearing balances | $2,993,000 | 2,521 |
| Securities | $55,994,000 | 2,100 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $172,233,000 | 2,675 |
| Loan loss allowance | $2,252,000 | 2,651 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,163,000 | 2,131 |
| Other real estate owned | $2,352,000 | 1,763 |
| Goodwill and other intangibles | $1,658,000 | 1,427 |
| All other assets | $3,281,000 | 4,072 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $251,790,000 | 2,634 |
| Total liabilities | $221,506,000 | 2,700 |
| Total deposits | $211,378,000 | 2,517 |
| Interest-bearing deposits | $172,617,000 | 2,651 |
| Deposits held in domestic offices | $211,378,000 | 2,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,300,000 | 1,640 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $905,000 | 5,361 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,923,000 | 1,399 |
| Total equity capital | $30,284,000 | 2,241 |
| Total bank equity capital | $30,284,000 | 2,241 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $155,000 | 5,818 |
| Surplus | $5,000,000 | 4,051 |
| Undivided profits | $25,129,000 | 1,363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,071,000 | 3,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,465,000 | 2,572 |
| Earning assets | $231,220,000 | 2,625 |
| Long-term assets (5+ years) | $36,250,000 | 2,868 |
| Average Assets, year-to-date | $262,857,800 | 2,436 |
| Average Assets, quarterly | $256,067,500 | 2,552 |
| Volatile liabilities | $24,780,000 | 4,393 |
| Insider loans | $4,771,000 | 1,666 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $35,801,000 | 2,078 |
| Tier 1 (core) risk-based capital | $27,195,000 | 2,358 |
| Tier 2 risk-based capital | $3,489,000 | 1,636 |
| Total risk weighted assets | $175,069,000 | 2,745 |
| Total unused commitments | $35,801,000 | 2,079 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 93 | 1,827 |
| Assets and Liabilities | ||
| Total Assets: | $260,345,000 | 2,531 |
| Cash and due from depository institutions | $9,910,000 | 1,827 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $39,198,000 | 2,778 |
| Federal funds sold & reverse repurchase agreements | $25,925,000 | 434 |
| Net loans & leases | $172,296,000 | 2,655 |
| Loan loss allowance | $2,300,000 | 2,452 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,209,000 | 2,105 |
| Other real estate owned | $2,317,000 | 1,827 |
| Goodwill and other intangibles | $1,743,000 | 1,459 |
| All other assets | $2,747,000 | 4,514 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $260,345,000 | 2,531 |
| Total liabilities | $229,792,000 | 2,570 |
| Total deposits | $219,880,000 | 2,376 |
| Interest-bearing deposits | $180,100,000 | 2,509 |
| Deposits held in domestic offices | $219,880,000 | 2,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,075,000 | 1,616 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $448,000 | 5,521 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,389,000 | 1,551 |
| Total equity capital | $30,553,000 | 2,249 |
| Total bank equity capital | $30,553,000 | 2,249 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $155,000 | 5,871 |
| Surplus | $5,000,000 | 4,054 |
| Undivided profits | $25,398,000 | 1,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,447,000 | 3,494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,392,000 | 2,824 |
| Earning assets | $237,419,000 | 2,540 |
| Long-term assets (5+ years) | $35,730,000 | 2,859 |
| Average Assets, year-to-date | $265,624,750 | 2,424 |
| Average Assets, quarterly | $263,123,000 | 2,487 |
| Volatile liabilities | $27,484,000 | 4,038 |
| Insider loans | $4,792,000 | 1,653 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $34,978,000 | 2,217 |
| Tier 1 (core) risk-based capital | $26,901,000 | 2,420 |
| Tier 2 risk-based capital | $3,842,000 | 1,477 |
| Total risk weighted assets | $181,101,000 | 2,661 |
| Total unused commitments | $34,978,000 | 2,219 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 96 | 1,782 |
| Assets and Liabilities | ||
| Total Assets: | $265,901,000 | 2,472 |
| Cash and due from depository institutions | $10,783,000 | 1,782 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $65,197,000 | 1,829 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $176,763,000 | 2,575 |
| Loan loss allowance | $1,786,000 | 2,893 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,665,000 | 2,295 |
| Other real estate owned | $2,300,000 | 1,782 |
| Goodwill and other intangibles | $1,827,000 | 1,446 |
| All other assets | $3,366,000 | 4,026 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $265,901,000 | 2,472 |
| Total liabilities | $236,221,000 | 2,495 |
| Total deposits | $224,112,000 | 2,318 |
| Interest-bearing deposits | $183,484,000 | 2,473 |
| Deposits held in domestic offices | $224,112,000 | 2,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,634,000 | 1,497 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $574,000 | 5,369 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,901,000 | 1,374 |
| Total equity capital | $29,680,000 | 2,317 |
| Total bank equity capital | $29,680,000 | 2,317 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $155,000 | 5,921 |
| Surplus | $5,000,000 | 4,056 |
| Undivided profits | $24,525,000 | 1,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $596,000 | 4,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,113,000 | 1,787 |
| Earning assets | $241,960,000 | 2,488 |
| Long-term assets (5+ years) | $54,542,000 | 2,105 |
| Average Assets, year-to-date | $267,384,670 | 2,416 |
| Average Assets, quarterly | $268,437,000 | 2,428 |
| Volatile liabilities | $28,338,000 | 3,927 |
| Insider loans | $4,646,000 | 1,683 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $35,498,000 | 2,248 |
| Tier 1 (core) risk-based capital | $26,151,000 | 2,485 |
| Tier 2 risk-based capital | $2,944,000 | 1,790 |
| Total risk weighted assets | $183,249,000 | 2,616 |
| Total unused commitments | $35,498,000 | 2,249 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 95 | 1,781 |
| Assets and Liabilities | ||
| Total Assets: | $270,973,000 | 2,426 |
| Cash and due from depository institutions | $9,982,000 | 1,781 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $66,413,000 | 1,778 |
| Federal funds sold & reverse repurchase agreements | $9,175,000 | 1,922 |
| Net loans & leases | $172,870,000 | 2,592 |
| Loan loss allowance | $1,713,000 | 2,911 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,715,000 | 2,250 |
| Other real estate owned | $2,300,000 | 1,781 |
| Goodwill and other intangibles | $1,911,000 | 1,425 |
| All other assets | $2,607,000 | 4,503 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $270,973,000 | 2,426 |
| Total liabilities | $241,164,000 | 2,440 |
| Total deposits | $231,284,000 | 2,266 |
| Interest-bearing deposits | $187,699,000 | 2,414 |
| Deposits held in domestic offices | $231,284,000 | 2,262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,287,000 | 1,629 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $351,000 | 5,270 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,242,000 | 1,369 |
| Total equity capital | $29,809,000 | 2,364 |
| Total bank equity capital | $29,809,000 | 2,364 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $155,000 | 5,943 |
| Surplus | $5,000,000 | 4,042 |
| Undivided profits | $24,654,000 | 1,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $194,000 | 6,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,470,000 | 2,674 |
| Earning assets | $248,458,000 | 2,437 |
| Long-term assets (5+ years) | $53,776,000 | 2,052 |
| Average Assets, year-to-date | $268,126,500 | 2,421 |
| Average Assets, quarterly | $268,126,500 | 2,421 |
| Volatile liabilities | $25,033,000 | 4,232 |
| Insider loans | $4,653,000 | 1,664 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $38,929,000 | 2,160 |
| Tier 1 (core) risk-based capital | $25,522,000 | 2,536 |
| Tier 2 risk-based capital | $2,870,000 | 1,808 |
| Total risk weighted assets | $180,325,000 | 2,614 |
| Total unused commitments | $38,929,000 | 2,161 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 94 | 1,820 |
| Assets and Liabilities | ||
| Total Assets: | $265,280,000 | 2,441 |
| Cash and due from depository institutions | $10,682,000 | 1,820 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $67,701,000 | 1,726 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 3,669 |
| Net loans & leases | $170,418,000 | 2,587 |
| Loan loss allowance | $1,730,000 | 2,850 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,817,000 | 2,202 |
| Other real estate owned | $2,300,000 | 1,820 |
| Goodwill and other intangibles | $1,996,000 | 1,404 |
| All other assets | $3,666,000 | 3,737 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $265,280,000 | 2,441 |
| Total liabilities | $236,583,000 | 2,454 |
| Total deposits | $227,328,000 | 2,283 |
| Interest-bearing deposits | $185,824,000 | 2,400 |
| Deposits held in domestic offices | $227,328,000 | 2,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,120,000 | 1,745 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $419,000 | 5,186 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,716,000 | 1,500 |
| Total equity capital | $28,697,000 | 2,429 |
| Total bank equity capital | $28,697,000 | 2,429 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $155,000 | 5,982 |
| Surplus | $5,000,000 | 4,020 |
| Undivided profits | $23,542,000 | 1,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 5,784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,276,000 | 1,834 |
| Earning assets | $240,819,000 | 2,477 |
| Long-term assets (5+ years) | $47,897,000 | 2,083 |
| Average Assets, year-to-date | $259,452,800 | 2,415 |
| Average Assets, quarterly | $266,692,000 | 2,406 |
| Volatile liabilities | $26,332,000 | 4,069 |
| Insider loans | $4,716,000 | 1,617 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $41,965,000 | 2,038 |
| Tier 1 (core) risk-based capital | $24,785,000 | 2,592 |
| Tier 2 risk-based capital | $2,956,000 | 1,747 |
| Total risk weighted assets | $179,428,000 | 2,588 |
| Total unused commitments | $41,965,000 | 2,039 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 98 | 1,740 |
| Assets and Liabilities | ||
| Total Assets: | $268,104,000 | 2,386 |
| Cash and due from depository institutions | $10,594,000 | 1,740 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $67,629,000 | 1,751 |
| Federal funds sold & reverse repurchase agreements | $8,325,000 | 1,735 |
| Net loans & leases | $169,998,000 | 2,556 |
| Loan loss allowance | $2,243,000 | 2,286 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,929,000 | 2,112 |
| Other real estate owned | $0 | 1,740 |
| Goodwill and other intangibles | $2,080,000 | 1,358 |
| All other assets | $3,549,000 | 3,878 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $268,104,000 | 2,386 |
| Total liabilities | $239,115,000 | 2,387 |
| Total deposits | $228,871,000 | 2,257 |
| Interest-bearing deposits | $184,362,000 | 2,408 |
| Deposits held in domestic offices | $228,871,000 | 2,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,675,000 | 1,636 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $907,000 | 4,946 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,662,000 | 1,522 |
| Total equity capital | $28,989,000 | 2,378 |
| Total bank equity capital | $28,989,000 | 2,378 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $155,000 | 5,992 |
| Surplus | $5,000,000 | 3,971 |
| Undivided profits | $23,834,000 | 1,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,123,000 | 1,396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,022,000 | 2,262 |
| Earning assets | $245,952,000 | 2,386 |
| Long-term assets (5+ years) | $47,204,000 | 2,022 |
| Average Assets, year-to-date | $257,996,000 | 2,420 |
| Average Assets, quarterly | $263,097,500 | 2,398 |
| Volatile liabilities | $26,332,000 | 4,071 |
| Insider loans | $4,674,000 | 1,588 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $41,933,000 | 2,059 |
| Tier 1 (core) risk-based capital | $24,554,000 | 2,611 |
| Tier 2 risk-based capital | $3,769,000 | 1,410 |
| Total risk weighted assets | $179,149,000 | 2,547 |
| Total unused commitments | $41,933,000 | 2,059 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 91 | 1,916 |
| Assets and Liabilities | ||
| Total Assets: | $258,091,000 | 2,477 |
| Cash and due from depository institutions | $9,743,000 | 1,916 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $42,635,000 | 2,610 |
| Federal funds sold & reverse repurchase agreements | $25,575,000 | 586 |
| Net loans & leases | $168,489,000 | 2,566 |
| Loan loss allowance | $2,105,000 | 2,396 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,027,000 | 2,085 |
| Other real estate owned | $0 | 1,916 |
| Goodwill and other intangibles | $2,165,000 | 1,344 |
| All other assets | $3,457,000 | 3,901 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $258,091,000 | 2,477 |
| Total liabilities | $229,298,000 | 2,495 |
| Total deposits | $220,812,000 | 2,351 |
| Interest-bearing deposits | $180,480,000 | 2,464 |
| Deposits held in domestic offices | $220,812,000 | 2,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,733,000 | 1,696 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $315,000 | 5,181 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,438,000 | 1,552 |
| Total equity capital | $28,793,000 | 2,375 |
| Total bank equity capital | $28,793,000 | 2,375 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $155,000 | 6,028 |
| Surplus | $5,000,000 | 3,972 |
| Undivided profits | $23,638,000 | 1,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 6,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,857,000 | 2,279 |
| Earning assets | $236,699,000 | 2,484 |
| Long-term assets (5+ years) | $30,781,000 | 2,676 |
| Average Assets, year-to-date | $254,626,670 | 2,482 |
| Average Assets, quarterly | $256,945,000 | 2,476 |
| Volatile liabilities | $22,585,000 | 4,396 |
| Insider loans | $4,605,000 | 1,593 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $33,055,000 | 2,478 |
| Tier 1 (core) risk-based capital | $24,352,000 | 2,639 |
| Tier 2 risk-based capital | $3,847,000 | 1,373 |
| Total risk weighted assets | $176,354,000 | 2,574 |
| Total unused commitments | $33,055,000 | 2,478 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 96 | 1,804 |
| Assets and Liabilities | ||
| Total Assets: | $255,799,000 | 2,505 |
| Cash and due from depository institutions | $11,014,000 | 1,804 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $42,880,000 | 2,630 |
| Federal funds sold & reverse repurchase agreements | $31,000,000 | 586 |
| Net loans & leases | $160,550,000 | 2,636 |
| Loan loss allowance | $2,082,000 | 2,409 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,105,000 | 2,021 |
| Other real estate owned | $0 | 1,804 |
| Goodwill and other intangibles | $2,263,000 | 1,301 |
| All other assets | $1,987,000 | 5,150 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $255,799,000 | 2,505 |
| Total liabilities | $227,567,000 | 2,521 |
| Total deposits | $218,695,000 | 2,389 |
| Interest-bearing deposits | $181,458,000 | 2,460 |
| Deposits held in domestic offices | $218,695,000 | 2,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,131,000 | 1,542 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $460,000 | 5,064 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,281,000 | 1,654 |
| Total equity capital | $28,232,000 | 2,408 |
| Total bank equity capital | $28,232,000 | 2,408 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $155,000 | 6,050 |
| Surplus | $5,000,000 | 3,934 |
| Undivided profits | $23,077,000 | 1,602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 6,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,381,000 | 2,890 |
| Earning assets | $234,430,000 | 2,519 |
| Long-term assets (5+ years) | $29,470,000 | 2,729 |
| Average Assets, year-to-date | $252,894,500 | 2,519 |
| Average Assets, quarterly | $252,894,500 | 2,519 |
| Volatile liabilities | $21,473,000 | 4,457 |
| Insider loans | $3,251,000 | 2,129 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $34,310,000 | 2,419 |
| Tier 1 (core) risk-based capital | $23,593,000 | 2,694 |
| Tier 2 risk-based capital | $3,894,000 | 1,348 |
| Total risk weighted assets | $168,129,000 | 2,666 |
| Total unused commitments | $34,310,000 | 2,419 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 98 | 1,764 |
| Assets and Liabilities | ||
| Total Assets: | $249,990,000 | 2,545 |
| Cash and due from depository institutions | $9,767,000 | 1,764 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $54,742,000 | 2,144 |
| Federal funds sold & reverse repurchase agreements | $18,600,000 | 879 |
| Net loans & leases | $155,171,000 | 2,715 |
| Loan loss allowance | $2,093,000 | 2,370 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,204,000 | 1,965 |
| Other real estate owned | $0 | 1,764 |
| Goodwill and other intangibles | $2,391,000 | 1,268 |
| All other assets | $3,115,000 | 4,109 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $249,990,000 | 2,545 |
| Total liabilities | $222,543,000 | 2,560 |
| Total deposits | $213,851,000 | 2,419 |
| Interest-bearing deposits | $175,827,000 | 2,501 |
| Deposits held in domestic offices | $213,851,000 | 2,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,184,000 | 1,744 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $985,000 | 4,982 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,523,000 | 1,534 |
| Total equity capital | $27,447,000 | 2,418 |
| Total bank equity capital | $27,447,000 | 2,418 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $155,000 | 6,077 |
| Surplus | $5,000,000 | 3,884 |
| Undivided profits | $22,292,000 | 1,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $111,000 | 5,982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,779,000 | 2,362 |
| Earning assets | $228,513,000 | 2,550 |
| Long-term assets (5+ years) | $31,749,000 | 2,565 |
| Average Assets, year-to-date | $250,258,400 | 2,466 |
| Average Assets, quarterly | $251,708,000 | 2,521 |
| Volatile liabilities | $20,483,000 | 4,635 |
| Insider loans | $3,253,000 | 2,107 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $33,669,000 | 2,403 |
| Tier 1 (core) risk-based capital | $22,763,000 | 2,743 |
| Tier 2 risk-based capital | $3,825,000 | 1,356 |
| Total risk weighted assets | $162,560,000 | 2,726 |
| Total unused commitments | $33,669,000 | 2,404 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 96 | 1,813 |
| Assets and Liabilities | ||
| Total Assets: | $253,426,000 | 2,508 |
| Cash and due from depository institutions | $16,032,000 | 1,813 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $66,284,000 | 1,798 |
| Federal funds sold & reverse repurchase agreements | $1,525,000 | 4,231 |
| Net loans & leases | $157,961,000 | 2,659 |
| Loan loss allowance | $2,139,000 | 2,342 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,024,000 | 1,987 |
| Other real estate owned | $0 | 1,813 |
| Goodwill and other intangibles | $2,519,000 | 1,236 |
| All other assets | $3,081,000 | 4,181 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $253,426,000 | 2,508 |
| Total liabilities | $226,718,000 | 2,499 |
| Total deposits | $217,383,000 | 2,364 |
| Interest-bearing deposits | $176,289,000 | 2,461 |
| Deposits held in domestic offices | $217,383,000 | 2,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,995,000 | 1,713 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $794,000 | 5,255 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,546,000 | 1,489 |
| Total equity capital | $26,708,000 | 2,462 |
| Total bank equity capital | $26,708,000 | 2,462 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $155,000 | 6,125 |
| Surplus | $5,000,000 | 3,860 |
| Undivided profits | $21,553,000 | 1,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,000 | 6,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,619,000 | 2,603 |
| Earning assets | $225,770,000 | 2,571 |
| Long-term assets (5+ years) | $31,070,000 | 2,567 |
| Average Assets, year-to-date | $250,325,500 | 2,472 |
| Average Assets, quarterly | $251,917,500 | 2,502 |
| Volatile liabilities | $21,318,000 | 4,555 |
| Insider loans | $3,271,000 | 2,053 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $33,389,000 | 2,422 |
| Tier 1 (core) risk-based capital | $22,048,000 | 2,783 |
| Tier 2 risk-based capital | $3,778,000 | 1,372 |
| Total risk weighted assets | $165,598,000 | 2,656 |
| Total unused commitments | $33,389,000 | 2,423 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 99 | 1,767 |
| Assets and Liabilities | ||
| Total Assets: | $250,409,000 | 2,519 |
| Cash and due from depository institutions | $8,939,000 | 1,767 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $62,110,000 | 1,943 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,258 |
| Net loans & leases | $157,565,000 | 2,648 |
| Loan loss allowance | $2,129,000 | 2,321 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,139,000 | 1,900 |
| Other real estate owned | $0 | 1,767 |
| Goodwill and other intangibles | $2,647,000 | 1,200 |
| All other assets | $3,009,000 | 4,181 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $250,409,000 | 2,519 |
| Total liabilities | $224,296,000 | 2,524 |
| Total deposits | $213,892,000 | 2,390 |
| Interest-bearing deposits | $174,128,000 | 2,466 |
| Deposits held in domestic offices | $213,892,000 | 2,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,940,000 | 1,587 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,307,000 | 4,956 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,157,000 | 1,514 |
| Total equity capital | $26,113,000 | 2,433 |
| Total bank equity capital | $26,113,000 | 2,433 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $155,000 | 6,143 |
| Surplus | $5,000,000 | 3,806 |
| Undivided profits | $20,958,000 | 1,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $193,000 | 5,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,619,000 | 2,325 |
| Earning assets | $229,675,000 | 2,509 |
| Long-term assets (5+ years) | $31,555,000 | 2,518 |
| Average Assets, year-to-date | $249,292,000 | 2,488 |
| Average Assets, quarterly | $251,509,500 | 2,491 |
| Volatile liabilities | $22,661,000 | 4,347 |
| Insider loans | $3,395,000 | 1,964 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $34,845,000 | 2,363 |
| Tier 1 (core) risk-based capital | $21,286,000 | 2,826 |
| Tier 2 risk-based capital | $3,843,000 | 1,319 |
| Total risk weighted assets | $162,802,000 | 2,673 |
| Total unused commitments | $34,845,000 | 2,363 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 100 | 1,729 |
| Assets and Liabilities | ||
| Total Assets: | $252,610,000 | 2,473 |
| Cash and due from depository institutions | $9,697,000 | 1,729 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $66,067,000 | 1,838 |
| Federal funds sold & reverse repurchase agreements | $7,575,000 | 1,938 |
| Net loans & leases | $157,901,000 | 2,595 |
| Loan loss allowance | $2,051,000 | 2,362 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,034,000 | 1,884 |
| Other real estate owned | $220,000 | 1,729 |
| Goodwill and other intangibles | $2,774,000 | 1,147 |
| All other assets | $2,342,000 | 4,680 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $252,610,000 | 2,473 |
| Total liabilities | $227,161,000 | 2,478 |
| Total deposits | $218,458,000 | 2,324 |
| Interest-bearing deposits | $179,317,000 | 2,384 |
| Deposits held in domestic offices | $218,458,000 | 2,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,509,000 | 1,693 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,289,000 | 4,890 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,905,000 | 1,616 |
| Total equity capital | $25,449,000 | 2,444 |
| Total bank equity capital | $25,449,000 | 2,444 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $155,000 | 6,154 |
| Surplus | $5,000,000 | 3,734 |
| Undivided profits | $20,294,000 | 1,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $176,000 | 5,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,467,000 | 2,408 |
| Earning assets | $231,543,000 | 2,474 |
| Long-term assets (5+ years) | $32,317,000 | 2,453 |
| Average Assets, year-to-date | $248,733,500 | 2,497 |
| Average Assets, quarterly | $248,733,500 | 2,497 |
| Volatile liabilities | $22,997,000 | 4,170 |
| Insider loans | $2,902,000 | 2,198 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $33,653,000 | 2,387 |
| Tier 1 (core) risk-based capital | $20,537,000 | 2,879 |
| Tier 2 risk-based capital | $3,758,000 | 1,320 |
| Total risk weighted assets | $162,451,000 | 2,625 |
| Total unused commitments | $33,653,000 | 2,389 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 98 | 1,762 |
| Assets and Liabilities | ||
| Total Assets: | $244,857,000 | 2,539 |
| Cash and due from depository institutions | $9,237,000 | 1,762 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $62,750,000 | 1,924 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 3,830 |
| Net loans & leases | $159,606,000 | 2,544 |
| Loan loss allowance | $1,977,000 | 2,403 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,003,000 | 1,862 |
| Other real estate owned | $220,000 | 1,762 |
| Goodwill and other intangibles | $2,902,000 | 1,103 |
| All other assets | $1,939,000 | 5,141 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $244,857,000 | 2,539 |
| Total liabilities | $220,182,000 | 2,538 |
| Total deposits | $210,722,000 | 2,379 |
| Interest-bearing deposits | $172,300,000 | 2,435 |
| Deposits held in domestic offices | $210,722,000 | 2,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,418,000 | 1,581 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,218,000 | 4,550 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,824,000 | 2,290 |
| Total equity capital | $24,675,000 | 2,479 |
| Total bank equity capital | $24,675,000 | 2,479 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $155,000 | 6,176 |
| Surplus | $5,000,000 | 3,690 |
| Undivided profits | $19,520,000 | 1,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 6,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,535,000 | 2,311 |
| Earning assets | $224,556,000 | 2,532 |
| Long-term assets (5+ years) | $34,433,000 | 2,310 |
| Average Assets, year-to-date | $230,997,600 | 2,557 |
| Average Assets, quarterly | $241,701,500 | 2,528 |
| Volatile liabilities | $24,435,000 | 3,953 |
| Insider loans | $3,450,000 | 1,880 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $30,511,000 | 2,506 |
| Tier 1 (core) risk-based capital | $19,848,000 | 2,932 |
| Tier 2 risk-based capital | $3,507,000 | 1,395 |
| Total risk weighted assets | $162,728,000 | 2,589 |
| Total unused commitments | $30,511,000 | 2,506 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 102 | 1,681 |
| Assets and Liabilities | ||
| Total Assets: | $238,546,000 | 2,539 |
| Cash and due from depository institutions | $10,575,000 | 1,681 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $47,005,000 | 2,479 |
| Federal funds sold & reverse repurchase agreements | $9,400,000 | 1,370 |
| Net loans & leases | $160,131,000 | 2,509 |
| Loan loss allowance | $1,982,000 | 2,380 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,092,000 | 1,783 |
| Other real estate owned | $275,000 | 1,681 |
| Goodwill and other intangibles | $3,030,000 | 1,045 |
| All other assets | $2,038,000 | 4,995 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $238,546,000 | 2,539 |
| Total liabilities | $215,331,000 | 2,523 |
| Total deposits | $206,888,000 | 2,375 |
| Interest-bearing deposits | $167,296,000 | 2,453 |
| Deposits held in domestic offices | $206,888,000 | 2,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,737,000 | 1,672 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,918,000 | 4,840 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,788,000 | 2,266 |
| Total equity capital | $23,215,000 | 2,597 |
| Total bank equity capital | $23,215,000 | 2,597 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $155,000 | 6,202 |
| Surplus | $5,000,000 | 3,634 |
| Undivided profits | $18,060,000 | 1,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $95,000 | 6,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,323,000 | 2,646 |
| Earning assets | $216,536,000 | 2,560 |
| Long-term assets (5+ years) | $34,019,000 | 2,360 |
| Average Assets, year-to-date | $227,532,750 | 2,577 |
| Average Assets, quarterly | $231,699,000 | 2,580 |
| Volatile liabilities | $20,179,000 | 4,395 |
| Insider loans | $1,457,000 | 3,394 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $31,629,000 | 2,431 |
| Tier 1 (core) risk-based capital | $18,271,000 | 3,109 |
| Tier 2 risk-based capital | $3,472,000 | 1,385 |
| Total risk weighted assets | $160,464,000 | 2,582 |
| Total unused commitments | $31,629,000 | 2,435 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 101 | 1,706 |
| Assets and Liabilities | ||
| Total Assets: | $224,852,000 | 2,630 |
| Cash and due from depository institutions | $8,804,000 | 1,706 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $40,608,000 | 2,803 |
| Federal funds sold & reverse repurchase agreements | $4,450,000 | 2,293 |
| Net loans & leases | $159,502,000 | 2,471 |
| Loan loss allowance | $1,942,000 | 2,407 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,192,000 | 1,721 |
| Other real estate owned | $275,000 | 1,706 |
| Goodwill and other intangibles | $3,157,000 | 1,017 |
| All other assets | $1,864,000 | 5,072 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $224,852,000 | 2,630 |
| Total liabilities | $204,267,000 | 2,600 |
| Total deposits | $196,857,000 | 2,429 |
| Interest-bearing deposits | $161,564,000 | 2,487 |
| Deposits held in domestic offices | $196,857,000 | 2,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,213,000 | 1,780 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,486,000 | 4,919 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,711,000 | 2,205 |
| Total equity capital | $20,585,000 | 2,847 |
| Total bank equity capital | $20,585,000 | 2,847 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $155,000 | 6,203 |
| Surplus | $5,000,000 | 3,588 |
| Undivided profits | $15,430,000 | 2,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 4,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,302,000 | 2,445 |
| Earning assets | $204,560,000 | 2,641 |
| Long-term assets (5+ years) | $32,398,000 | 2,451 |
| Average Assets, year-to-date | $223,861,670 | 2,602 |
| Average Assets, quarterly | $225,117,500 | 2,608 |
| Volatile liabilities | $17,219,000 | 4,641 |
| Insider loans | $1,585,000 | 3,216 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $32,289,000 | 2,322 |
| Tier 1 (core) risk-based capital | $15,880,000 | 3,445 |
| Tier 2 risk-based capital | $3,154,000 | 1,491 |
| Total risk weighted assets | $156,684,000 | 2,572 |
| Total unused commitments | $32,289,000 | 2,324 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 97 | 1,766 |
| Assets and Liabilities | ||
| Total Assets: | $225,383,000 | 2,611 |
| Cash and due from depository institutions | $7,498,000 | 1,766 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $40,926,000 | 2,829 |
| Federal funds sold & reverse repurchase agreements | $6,525,000 | 1,866 |
| Net loans & leases | $159,053,000 | 2,429 |
| Loan loss allowance | $1,924,000 | 2,398 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,296,000 | 1,668 |
| Other real estate owned | $275,000 | 1,766 |
| Goodwill and other intangibles | $3,285,000 | 987 |
| All other assets | $1,525,000 | 5,583 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $225,383,000 | 2,611 |
| Total liabilities | $205,335,000 | 2,571 |
| Total deposits | $197,748,000 | 2,414 |
| Interest-bearing deposits | $164,441,000 | 2,445 |
| Deposits held in domestic offices | $197,748,000 | 2,408 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,004,000 | 1,711 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,200,000 | 4,448 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,383,000 | 2,535 |
| Total equity capital | $20,048,000 | 2,841 |
| Total bank equity capital | $20,048,000 | 2,841 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $155,000 | 6,251 |
| Surplus | $5,000,000 | 3,559 |
| Undivided profits | $14,893,000 | 2,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $236,000 | 5,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,102,000 | 2,785 |
| Earning assets | $206,504,000 | 2,607 |
| Long-term assets (5+ years) | $32,245,000 | 2,512 |
| Average Assets, year-to-date | $223,366,500 | 2,608 |
| Average Assets, quarterly | $223,366,500 | 2,608 |
| Volatile liabilities | $17,113,000 | 4,532 |
| Insider loans | $1,527,000 | 3,300 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $33,401,000 | 2,222 |
| Tier 1 (core) risk-based capital | $15,300,000 | 3,519 |
| Tier 2 risk-based capital | $3,156,000 | 1,475 |
| Total risk weighted assets | $157,223,000 | 2,552 |
| Total unused commitments | $33,401,000 | 2,227 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 100 | 1,703 |
| Assets and Liabilities | ||
| Total Assets: | $221,350,000 | 2,641 |
| Cash and due from depository institutions | $7,662,000 | 1,703 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $46,333,000 | 2,568 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 4,940 |
| Net loans & leases | $154,816,000 | 2,462 |
| Loan loss allowance | $1,921,000 | 2,388 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,409,000 | 1,616 |
| Other real estate owned | $275,000 | 1,703 |
| Goodwill and other intangibles | $3,413,000 | 957 |
| All other assets | $1,492,000 | 5,582 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $221,350,000 | 2,641 |
| Total liabilities | $200,379,000 | 2,618 |
| Total deposits | $193,258,000 | 2,433 |
| Interest-bearing deposits | $161,493,000 | 2,455 |
| Deposits held in domestic offices | $193,258,000 | 2,429 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,182,000 | 1,738 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,611,000 | 4,764 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,328,000 | 2,585 |
| Total equity capital | $20,971,000 | 2,736 |
| Total bank equity capital | $20,971,000 | 2,736 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $155,000 | 6,277 |
| Surplus | $5,000,000 | 3,517 |
| Undivided profits | $15,816,000 | 2,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $222,000 | 5,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,298,000 | 2,329 |
| Earning assets | $202,099,000 | 2,646 |
| Long-term assets (5+ years) | $31,686,000 | 2,605 |
| Average Assets, year-to-date | $219,396,200 | 2,543 |
| Average Assets, quarterly | $221,573,500 | 2,612 |
| Volatile liabilities | $17,744,000 | 4,422 |
| Insider loans | $1,557,000 | 3,259 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $31,975,000 | 2,222 |
| Tier 1 (core) risk-based capital | $15,884,000 | 3,358 |
| Tier 2 risk-based capital | $3,157,000 | 1,467 |
| Total risk weighted assets | $152,443,000 | 2,596 |
| Total unused commitments | $31,975,000 | 2,222 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 101 | 1,686 |
| Assets and Liabilities | ||
| Total Assets: | $221,797,000 | 2,602 |
| Cash and due from depository institutions | $8,399,000 | 1,686 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $39,061,000 | 2,943 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 1,783 |
| Net loans & leases | $156,164,000 | 2,407 |
| Loan loss allowance | $2,002,000 | 2,311 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,519,000 | 1,551 |
| Other real estate owned | $275,000 | 1,686 |
| Goodwill and other intangibles | $3,541,000 | 912 |
| All other assets | $1,738,000 | 5,181 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $221,797,000 | 2,602 |
| Total liabilities | $201,304,000 | 2,575 |
| Total deposits | $194,262,000 | 2,398 |
| Interest-bearing deposits | $161,806,000 | 2,432 |
| Deposits held in domestic offices | $194,262,000 | 2,393 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,346,000 | 1,755 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,541,000 | 4,787 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,155,000 | 2,890 |
| Total equity capital | $20,493,000 | 2,776 |
| Total bank equity capital | $20,493,000 | 2,776 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $155,000 | 6,319 |
| Surplus | $5,000,000 | 3,472 |
| Undivided profits | $15,338,000 | 2,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 6,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,237,000 | 2,515 |
| Earning assets | $201,325,000 | 2,623 |
| Long-term assets (5+ years) | $34,945,000 | 2,463 |
| Average Assets, year-to-date | $218,907,750 | 2,542 |
| Average Assets, quarterly | $221,988,000 | 2,555 |
| Volatile liabilities | $18,404,000 | 4,300 |
| Insider loans | $1,765,000 | 2,932 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $33,801,000 | 2,117 |
| Tier 1 (core) risk-based capital | $15,592,000 | 3,401 |
| Tier 2 risk-based capital | $2,852,000 | 1,566 |
| Total risk weighted assets | $153,706,000 | 2,543 |
| Total unused commitments | $33,801,000 | 2,122 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 100 | 1,710 |
| Assets and Liabilities | ||
| Total Assets: | $222,179,000 | 2,562 |
| Cash and due from depository institutions | $9,150,000 | 1,710 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $44,074,000 | 2,713 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $156,367,000 | 2,366 |
| Loan loss allowance | $2,032,000 | 2,248 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,586,000 | 1,512 |
| Other real estate owned | $275,000 | 1,710 |
| Goodwill and other intangibles | $3,669,000 | 877 |
| All other assets | $2,058,000 | 4,758 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $222,179,000 | 2,562 |
| Total liabilities | $202,238,000 | 2,524 |
| Total deposits | $189,681,000 | 2,429 |
| Interest-bearing deposits | $159,223,000 | 2,433 |
| Deposits held in domestic offices | $189,681,000 | 2,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,871,000 | 1,146 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,568,000 | 4,752 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,118,000 | 2,721 |
| Total equity capital | $19,941,000 | 2,740 |
| Total bank equity capital | $19,941,000 | 2,740 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $155,000 | 6,364 |
| Surplus | $5,000,000 | 3,426 |
| Undivided profits | $14,786,000 | 2,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $181,000 | 5,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,405,000 | 2,049 |
| Earning assets | $200,441,000 | 2,589 |
| Long-term assets (5+ years) | $35,649,000 | 2,488 |
| Average Assets, year-to-date | $217,944,670 | 2,554 |
| Average Assets, quarterly | $219,487,000 | 2,564 |
| Volatile liabilities | $24,282,000 | 3,509 |
| Insider loans | $1,747,000 | 2,947 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $31,674,000 | 2,205 |
| Tier 1 (core) risk-based capital | $15,000,000 | 3,466 |
| Tier 2 risk-based capital | $2,896,000 | 1,521 |
| Total risk weighted assets | $153,828,000 | 2,501 |
| Total unused commitments | $31,674,000 | 2,211 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 98 | 1,739 |
| Assets and Liabilities | ||
| Total Assets: | $216,795,000 | 2,582 |
| Cash and due from depository institutions | $8,262,000 | 1,739 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $44,847,000 | 2,680 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $151,656,000 | 2,369 |
| Loan loss allowance | $2,033,000 | 2,230 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,468,000 | 1,515 |
| Other real estate owned | $275,000 | 1,739 |
| Goodwill and other intangibles | $3,796,000 | 848 |
| All other assets | $1,491,000 | 5,403 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $216,795,000 | 2,582 |
| Total liabilities | $196,183,000 | 2,549 |
| Total deposits | $187,553,000 | 2,425 |
| Interest-bearing deposits | $156,808,000 | 2,463 |
| Deposits held in domestic offices | $187,553,000 | 2,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,481,000 | 1,434 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,462,000 | 4,674 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,687,000 | 2,224 |
| Total equity capital | $20,612,000 | 2,706 |
| Total bank equity capital | $20,612,000 | 2,706 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $155,000 | 6,382 |
| Surplus | $5,000,000 | 3,386 |
| Undivided profits | $15,457,000 | 2,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 6,681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,098,000 | 2,629 |
| Earning assets | $196,503,000 | 2,618 |
| Long-term assets (5+ years) | $35,539,000 | 2,440 |
| Average Assets, year-to-date | $215,827,500 | 2,571 |
| Average Assets, quarterly | $215,827,500 | 2,571 |
| Volatile liabilities | $18,019,000 | 4,191 |
| Insider loans | $1,666,000 | 3,009 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $30,707,000 | 2,187 |
| Tier 1 (core) risk-based capital | $14,996,000 | 3,419 |
| Tier 2 risk-based capital | $2,857,000 | 1,536 |
| Total risk weighted assets | $149,797,000 | 2,489 |
| Total unused commitments | $30,707,000 | 2,191 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 98 | 1,769 |
| Assets and Liabilities | ||
| Total Assets: | $214,860,000 | 2,599 |
| Cash and due from depository institutions | $9,209,000 | 1,769 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $46,311,000 | 2,643 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $146,617,000 | 2,422 |
| Loan loss allowance | $1,969,000 | 2,291 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,557,000 | 1,488 |
| Other real estate owned | $275,000 | 1,769 |
| Goodwill and other intangibles | $3,924,000 | 826 |
| All other assets | $1,967,000 | 4,737 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,860,000 | 2,599 |
| Total liabilities | $193,299,000 | 2,596 |
| Total deposits | $184,613,000 | 2,453 |
| Interest-bearing deposits | $153,403,000 | 2,488 |
| Deposits held in domestic offices | $184,613,000 | 2,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,583,000 | 1,522 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,484,000 | 4,691 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,619,000 | 2,185 |
| Total equity capital | $21,561,000 | 2,547 |
| Total bank equity capital | $21,561,000 | 2,547 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $155,000 | 6,433 |
| Surplus | $3,000,000 | 4,596 |
| Undivided profits | $18,406,000 | 1,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $108,000 | 6,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,371,000 | 2,169 |
| Earning assets | $192,928,000 | 2,655 |
| Long-term assets (5+ years) | $30,824,000 | 2,744 |
| Average Assets, year-to-date | $211,013,800 | 2,571 |
| Average Assets, quarterly | $214,465,000 | 2,585 |
| Volatile liabilities | $17,608,000 | 4,232 |
| Insider loans | $2,364,000 | 2,275 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $28,277,000 | 2,243 |
| Tier 1 (core) risk-based capital | $15,763,000 | 3,224 |
| Tier 2 risk-based capital | $2,875,000 | 1,520 |
| Total risk weighted assets | $146,514,000 | 2,517 |
| Total unused commitments | $28,277,000 | 2,246 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 100 | 1,747 |
| Assets and Liabilities | ||
| Total Assets: | $214,070,000 | 2,602 |
| Cash and due from depository institutions | $9,193,000 | 1,747 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $46,283,000 | 2,602 |
| Federal funds sold & reverse repurchase agreements | $475,000 | 6,005 |
| Net loans & leases | $145,031,000 | 2,426 |
| Loan loss allowance | $1,851,000 | 2,415 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,687,000 | 1,430 |
| Other real estate owned | $317,000 | 1,747 |
| Goodwill and other intangibles | $4,052,000 | 808 |
| All other assets | $2,032,000 | 4,659 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,070,000 | 2,602 |
| Total liabilities | $192,144,000 | 2,601 |
| Total deposits | $185,332,000 | 2,431 |
| Interest-bearing deposits | $154,631,000 | 2,480 |
| Deposits held in domestic offices | $185,332,000 | 2,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,697,000 | 1,744 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,461,000 | 4,669 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,654,000 | 2,240 |
| Total equity capital | $21,926,000 | 2,509 |
| Total bank equity capital | $21,926,000 | 2,509 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $155,000 | 6,474 |
| Surplus | $3,000,000 | 4,552 |
| Undivided profits | $18,771,000 | 1,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 6,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,285,000 | 2,443 |
| Earning assets | $191,789,000 | 2,646 |
| Long-term assets (5+ years) | $27,064,000 | 3,001 |
| Average Assets, year-to-date | $210,052,250 | 2,593 |
| Average Assets, quarterly | $212,059,500 | 2,615 |
| Volatile liabilities | $15,463,000 | 4,532 |
| Insider loans | $2,338,000 | 2,272 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $30,541,000 | 2,141 |
| Tier 1 (core) risk-based capital | $16,115,000 | 3,139 |
| Tier 2 risk-based capital | $2,678,000 | 1,601 |
| Total risk weighted assets | $146,174,000 | 2,497 |
| Total unused commitments | $30,541,000 | 2,145 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 98 | 1,778 |
| Assets and Liabilities | ||
| Total Assets: | $210,049,000 | 2,634 |
| Cash and due from depository institutions | $8,450,000 | 1,778 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $40,299,000 | 2,863 |
| Federal funds sold & reverse repurchase agreements | $7,850,000 | 2,031 |
| Net loans & leases | $140,419,000 | 2,464 |
| Loan loss allowance | $1,766,000 | 2,464 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,468,000 | 1,455 |
| Other real estate owned | $388,000 | 1,778 |
| Goodwill and other intangibles | $4,180,000 | 763 |
| All other assets | $1,995,000 | 4,587 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,049,000 | 2,634 |
| Total liabilities | $188,572,000 | 2,633 |
| Total deposits | $181,026,000 | 2,471 |
| Interest-bearing deposits | $151,509,000 | 2,519 |
| Deposits held in domestic offices | $181,026,000 | 2,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,509,000 | 1,721 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,124,000 | 4,248 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,913,000 | 2,075 |
| Total equity capital | $21,477,000 | 2,536 |
| Total bank equity capital | $21,477,000 | 2,536 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $155,000 | 6,495 |
| Surplus | $3,000,000 | 4,519 |
| Undivided profits | $18,322,000 | 1,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 6,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,356,000 | 2,207 |
| Earning assets | $188,568,000 | 2,674 |
| Long-term assets (5+ years) | $23,460,000 | 3,139 |
| Average Assets, year-to-date | $208,713,000 | 2,599 |
| Average Assets, quarterly | $208,643,000 | 2,628 |
| Volatile liabilities | $16,010,000 | 4,394 |
| Insider loans | $2,404,000 | 2,234 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $34,068,000 | 1,926 |
| Tier 1 (core) risk-based capital | $15,571,000 | 3,195 |
| Tier 2 risk-based capital | $2,554,000 | 1,631 |
| Total risk weighted assets | $143,134,000 | 2,501 |
| Total unused commitments | $34,068,000 | 1,936 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 97 | 1,767 |
| Assets and Liabilities | ||
| Total Assets: | $207,237,000 | 2,626 |
| Cash and due from depository institutions | $8,999,000 | 1,767 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $44,392,000 | 2,594 |
| Federal funds sold & reverse repurchase agreements | $5,325,000 | 3,058 |
| Net loans & leases | $136,095,000 | 2,482 |
| Loan loss allowance | $1,755,000 | 2,439 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,352,000 | 1,464 |
| Other real estate owned | $300,000 | 1,767 |
| Goodwill and other intangibles | $4,307,000 | 744 |
| All other assets | $1,467,000 | 5,359 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,237,000 | 2,626 |
| Total liabilities | $186,361,000 | 2,640 |
| Total deposits | $178,869,000 | 2,481 |
| Interest-bearing deposits | $151,281,000 | 2,533 |
| Deposits held in domestic offices | $178,869,000 | 2,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,200,000 | 1,508 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,474,000 | 4,546 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,818,000 | 2,202 |
| Total equity capital | $20,876,000 | 2,553 |
| Total bank equity capital | $20,876,000 | 2,553 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $155,000 | 6,524 |
| Surplus | $3,000,000 | 4,491 |
| Undivided profits | $17,721,000 | 1,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 6,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,164,000 | 2,618 |
| Earning assets | $185,812,000 | 2,672 |
| Long-term assets (5+ years) | $23,992,000 | 3,022 |
| Average Assets, year-to-date | $208,045,000 | 2,587 |
| Average Assets, quarterly | $208,045,000 | 2,587 |
| Volatile liabilities | $15,800,000 | 4,394 |
| Insider loans | $2,244,000 | 2,318 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $36,070,000 | 1,775 |
| Tier 1 (core) risk-based capital | $14,983,000 | 3,278 |
| Tier 2 risk-based capital | $2,437,000 | 1,665 |
| Total risk weighted assets | $138,801,000 | 2,528 |
| Total unused commitments | $36,070,000 | 1,784 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 98 | 1,730 |
| Assets and Liabilities | ||
| Total Assets: | $208,853,000 | 2,565 |
| Cash and due from depository institutions | $8,367,000 | 1,730 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $53,248,000 | 2,215 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $134,465,000 | 2,491 |
| Loan loss allowance | $1,723,000 | 2,441 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,332,000 | 1,461 |
| Other real estate owned | $25,000 | 1,730 |
| Goodwill and other intangibles | $4,435,000 | 719 |
| All other assets | $1,981,000 | 4,565 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,853,000 | 2,565 |
| Total liabilities | $188,305,000 | 2,565 |
| Total deposits | $176,524,000 | 2,453 |
| Interest-bearing deposits | $148,240,000 | 2,509 |
| Deposits held in domestic offices | $176,524,000 | 2,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,630,000 | 1,194 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,304,000 | 4,183 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,847,000 | 2,155 |
| Total equity capital | $20,548,000 | 2,551 |
| Total bank equity capital | $20,548,000 | 2,551 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $155,000 | 6,546 |
| Surplus | $3,000,000 | 4,436 |
| Undivided profits | $17,393,000 | 1,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $618,000 | 3,726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,544,000 | 2,042 |
| Earning assets | $187,713,000 | 2,607 |
| Long-term assets (5+ years) | $24,477,000 | 2,923 |
| Average Assets, year-to-date | $210,029,200 | 2,436 |
| Average Assets, quarterly | $209,735,500 | 2,530 |
| Volatile liabilities | $20,391,000 | 3,690 |
| Insider loans | $2,973,000 | 1,783 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $36,396,000 | 1,713 |
| Tier 1 (core) risk-based capital | $14,361,000 | 3,358 |
| Tier 2 risk-based capital | $2,451,000 | 1,625 |
| Total risk weighted assets | $137,320,000 | 2,527 |
| Total unused commitments | $36,396,000 | 1,718 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 94 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $210,540,000 | 2,424 |
| Cash and due from depository institutions | $7,052,000 | 1,794 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $65,617,000 | 1,707 |
| Federal funds sold & reverse repurchase agreements | $1,650,000 | 5,149 |
| Net loans & leases | $122,461,000 | 2,617 |
| Loan loss allowance | $1,723,000 | 2,285 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,437,000 | 1,376 |
| Other real estate owned | $5,000 | 1,794 |
| Goodwill and other intangibles | $4,869,000 | 641 |
| All other assets | $2,449,000 | 3,960 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,540,000 | 2,424 |
| Total liabilities | $191,731,000 | 2,410 |
| Total deposits | $182,221,000 | 2,277 |
| Interest-bearing deposits | $155,503,000 | 2,277 |
| Deposits held in domestic offices | $182,221,000 | 2,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,083,000 | 1,478 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,506,000 | 4,363 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,921,000 | 1,487 |
| Total equity capital | $18,809,000 | 2,601 |
| Total bank equity capital | $18,809,000 | 2,601 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $155,000 | 6,706 |
| Surplus | $3,000,000 | 4,359 |
| Undivided profits | $15,654,000 | 1,830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $713,000 | 3,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,747,000 | 1,904 |
| Earning assets | $189,728,000 | 2,455 |
| Long-term assets (5+ years) | $21,508,000 | 3,155 |
| Average Assets, year-to-date | $195,232,400 | 2,484 |
| Average Assets, quarterly | $213,919,000 | 2,360 |
| Volatile liabilities | $19,108,000 | 3,807 |
| Insider loans | $2,882,000 | 1,722 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $29,647,000 | 1,873 |
| Tier 1 (core) risk-based capital | $12,419,000 | 3,634 |
| Tier 2 risk-based capital | $2,361,000 | 1,592 |
| Total risk weighted assets | $128,961,000 | 2,563 |
| Total unused commitments | $29,647,000 | 1,882 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 77 | 2,209 |
| Assets and Liabilities | ||
| Total Assets: | $179,054,000 | 2,697 |
| Cash and due from depository institutions | $8,728,000 | 2,209 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $43,644,000 | 2,471 |
| Federal funds sold & reverse repurchase agreements | $15,075,000 | 805 |
| Net loans & leases | $101,847,000 | 3,013 |
| Loan loss allowance | $1,281,000 | 2,806 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,108,000 | 1,695 |
| Other real estate owned | $0 | 2,209 |
| Goodwill and other intangibles | $3,021,000 | 828 |
| All other assets | $1,631,000 | 4,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,054,000 | 2,697 |
| Total liabilities | $163,961,000 | 2,645 |
| Total deposits | $156,737,000 | 2,512 |
| Interest-bearing deposits | $135,523,000 | 2,485 |
| Deposits held in domestic offices | $156,737,000 | 2,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,801,000 | 1,610 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $432,000 | 5,076 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,991,000 | 2,075 |
| Total equity capital | $15,093,000 | 3,061 |
| Total bank equity capital | $15,093,000 | 3,061 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $155,000 | 6,924 |
| Surplus | $3,000,000 | 4,324 |
| Undivided profits | $11,938,000 | 2,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $293,000 | 4,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $790,000 | 3,449 |
| Earning assets | $160,566,000 | 2,755 |
| Long-term assets (5+ years) | $16,530,000 | 3,546 |
| Average Assets, year-to-date | $145,671,200 | 3,113 |
| Average Assets, quarterly | $165,648,000 | 2,847 |
| Volatile liabilities | $16,279,000 | 4,228 |
| Insider loans | $1,768,000 | 2,580 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $23,780,000 | 2,065 |
| Tier 1 (core) risk-based capital | $11,203,000 | 3,897 |
| Tier 2 risk-based capital | $1,810,650 | 1,952 |
| Total risk weighted assets | $107,328,400 | 2,912 |
| Total unused commitments | $23,780,000 | 2,067 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 65 | 2,746 |
| Assets and Liabilities | ||
| Total Assets: | $125,252,000 | 3,631 |
| Cash and due from depository institutions | $7,500,000 | 2,746 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $35,977,000 | 3,073 |
| Federal funds sold & reverse repurchase agreements | $3,050,000 | 2,829 |
| Net loans & leases | $72,271,000 | 3,879 |
| Loan loss allowance | $1,291,000 | 2,752 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,031,000 | 1,689 |
| Other real estate owned | $0 | 2,746 |
| Goodwill and other intangibles | $16,000 | 3,089 |
| All other assets | $1,407,000 | 5,076 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,252,000 | 3,631 |
| Total liabilities | $110,711,000 | 3,684 |
| Total deposits | $105,421,000 | 3,561 |
| Interest-bearing deposits | $89,733,000 | 3,585 |
| Deposits held in domestic offices | $105,421,000 | 3,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,023,000 | 2,105 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $713,000 | 4,820 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,554,000 | 2,309 |
| Total equity capital | $14,541,000 | 3,038 |
| Total bank equity capital | $14,541,000 | 3,038 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $155,000 | 7,170 |
| Surplus | $3,000,000 | 4,301 |
| Undivided profits | $11,386,000 | 2,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $475,000 | 4,757 |
| Earning assets | $111,298,000 | 3,713 |
| Long-term assets (5+ years) | $11,706,000 | 4,511 |
| Average Assets, year-to-date | $118,068,600 | 3,694 |
| Average Assets, quarterly | $122,487,500 | 3,661 |
| Volatile liabilities | $10,705,000 | 5,232 |
| Insider loans | $2,758,000 | 1,694 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $20,590,000 | 2,312 |
| Tier 1 (core) risk-based capital | $14,127,000 | 3,097 |
| Tier 2 risk-based capital | $1,329,110 | 2,430 |
| Total risk weighted assets | $77,097,310 | 3,743 |
| Total unused commitments | $20,590,000 | 2,318 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 63 | 2,837 |
| Assets and Liabilities | ||
| Total Assets: | $114,627,000 | 3,857 |
| Cash and due from depository institutions | $3,137,000 | 2,837 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $26,459,000 | 3,994 |
| Federal funds sold & reverse repurchase agreements | $10,975,000 | 1,571 |
| Net loans & leases | $68,513,000 | 3,848 |
| Loan loss allowance | $1,252,000 | 2,726 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,357,000 | 1,846 |
| Other real estate owned | $178,000 | 2,837 |
| Goodwill and other intangibles | $34,000 | 3,033 |
| All other assets | $974,000 | 5,988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,627,000 | 3,857 |
| Total liabilities | $100,585,000 | 3,937 |
| Total deposits | $97,137,000 | 3,816 |
| Interest-bearing deposits | $83,106,000 | 3,841 |
| Deposits held in domestic offices | $97,137,000 | 3,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,818,000 | 2,054 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $197,000 | 4,594 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,433,000 | 2,630 |
| Total equity capital | $14,042,000 | 3,184 |
| Total bank equity capital | $14,042,000 | 3,184 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $155,000 | 7,315 |
| Surplus | $3,000,000 | 4,181 |
| Undivided profits | $10,887,000 | 2,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 9,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $522,000 | 4,438 |
| Earning assets | $105,947,000 | 3,849 |
| Long-term assets (5+ years) | $4,732,000 | 6,349 |
| Average Assets, year-to-date | $113,060,600 | 3,716 |
| Average Assets, quarterly | $116,109,500 | 3,751 |
| Volatile liabilities | $7,539,000 | 5,838 |
| Insider loans | $2,812,000 | 1,536 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,614,000 | 2,473 |
| Tier 1 (core) risk-based capital | $13,102,000 | 3,253 |
| Tier 2 risk-based capital | $1,544,140 | 2,058 |
| Total risk weighted assets | $74,214,840 | 3,671 |
| Total unused commitments | $17,614,000 | 2,478 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 61 | 2,965 |
| Assets and Liabilities | ||
| Total Assets: | $110,373,000 | 3,957 |
| Cash and due from depository institutions | $2,835,000 | 2,965 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $29,768,000 | 3,658 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $72,742,000 | 3,699 |
| Loan loss allowance | $1,490,000 | 2,360 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,906,000 | 2,014 |
| Other real estate owned | $0 | 2,965 |
| Goodwill and other intangibles | $53,000 | 2,918 |
| All other assets | $1,069,000 | 5,760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,373,000 | 3,957 |
| Total liabilities | $97,103,000 | 4,021 |
| Total deposits | $90,480,000 | 4,057 |
| Interest-bearing deposits | $78,012,000 | 4,036 |
| Deposits held in domestic offices | $90,480,000 | 4,048 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,052,000 | 1,657 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $919,000 | 3,635 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,652,000 | 2,366 |
| Total equity capital | $13,270,000 | 3,324 |
| Total bank equity capital | $13,270,000 | 3,324 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $155,000 | 7,639 |
| Surplus | $3,000,000 | 4,143 |
| Undivided profits | $10,115,000 | 2,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 5,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $567,000 | 4,170 |
| Earning assets | $102,510,000 | 3,943 |
| Long-term assets (5+ years) | $4,335,000 | 6,321 |
| Average Assets, year-to-date | $108,051,800 | 3,875 |
| Average Assets, quarterly | $112,179,000 | 3,863 |
| Volatile liabilities | $10,282,000 | 4,909 |
| Insider loans | $2,965,000 | 1,442 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $16,907,000 | 2,399 |
| Tier 1 (core) risk-based capital | $12,085,000 | 3,494 |
| Tier 2 risk-based capital | $919,580 | 3,170 |
| Total risk weighted assets | $72,995,780 | 3,690 |
| Total unused commitments | $16,907,000 | 2,404 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 61 | 3,105 |
| Assets and Liabilities | ||
| Total Assets: | $102,948,000 | 4,315 |
| Cash and due from depository institutions | $3,235,000 | 3,105 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $30,988,000 | 3,829 |
| Federal funds sold & reverse repurchase agreements | $1,725,000 | 5,273 |
| Net loans & leases | $62,226,000 | 4,241 |
| Loan loss allowance | $1,482,000 | 2,472 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,551,000 | 2,231 |
| Other real estate owned | $11,000 | 3,105 |
| Goodwill and other intangibles | $72,000 | 2,658 |
| All other assets | $1,140,000 | 5,699 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,948,000 | 4,315 |
| Total liabilities | $91,368,000 | 4,367 |
| Total deposits | $87,080,000 | 4,315 |
| Interest-bearing deposits | $74,888,000 | 4,332 |
| Deposits held in domestic offices | $87,080,000 | 4,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,429,000 | 2,099 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $444,000 | 4,041 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,415,000 | 2,700 |
| Total equity capital | $11,580,000 | 3,794 |
| Total bank equity capital | $11,580,000 | 3,794 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $155,000 | 8,041 |
| Surplus | $3,000,000 | 4,200 |
| Undivided profits | $8,425,000 | 2,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 9,900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $548,000 | 4,198 |
| Earning assets | $94,939,000 | 4,295 |
| Long-term assets (5+ years) | $2,824,000 | 7,145 |
| Average Assets, year-to-date | $100,116,400 | 4,256 |
| Average Assets, quarterly | $103,170,500 | 4,250 |
| Volatile liabilities | $5,941,000 | 6,543 |
| Insider loans | $2,871,000 | 1,516 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $16,142,000 | 2,398 |
| Tier 1 (core) risk-based capital | $10,803,000 | 3,955 |
| Tier 2 risk-based capital | $794,260 | 3,675 |
| Total risk weighted assets | $62,852,660 | 4,211 |
| Total unused commitments | $16,142,000 | 2,410 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 62 | 3,142 |
| Assets and Liabilities | ||
| Total Assets: | $97,078,000 | 4,540 |
| Cash and due from depository institutions | $2,994,000 | 3,142 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $32,314,000 | 3,847 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $57,842,000 | 4,431 |
| Loan loss allowance | $1,484,000 | 2,504 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,697,000 | 2,809 |
| Other real estate owned | $0 | 3,142 |
| Goodwill and other intangibles | $90,000 | 2,406 |
| All other assets | $1,141,000 | 5,811 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,078,000 | 4,540 |
| Total liabilities | $86,858,000 | 4,559 |
| Total deposits | $82,108,000 | 4,580 |
| Interest-bearing deposits | $71,459,000 | 4,549 |
| Deposits held in domestic offices | $82,108,000 | 4,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,272,000 | 1,843 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $220,000 | 3,969 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,258,000 | 3,008 |
| Total equity capital | $10,220,000 | 4,259 |
| Total bank equity capital | $10,220,000 | 4,259 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $155,000 | 8,443 |
| Surplus | $3,000,000 | 4,170 |
| Undivided profits | $7,065,000 | 3,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 7,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $489,000 | 4,832 |
| Earning assets | $90,156,000 | 4,491 |
| Long-term assets (5+ years) | $3,566,000 | 6,643 |
| Average Assets, year-to-date | $93,143,200 | 4,523 |
| Average Assets, quarterly | $97,937,000 | 4,452 |
| Volatile liabilities | $7,043,000 | 5,748 |
| Insider loans | $2,542,000 | 1,717 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,706,000 | 2,600 |
| Tier 1 (core) risk-based capital | $9,744,000 | 4,307 |
| Tier 2 risk-based capital | $722,480 | 3,930 |
| Total risk weighted assets | $57,036,880 | 4,520 |
| Total unused commitments | $13,706,000 | 2,611 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 65 | 3,120 |
| Assets and Liabilities | ||
| Total Assets: | $90,079,000 | 4,787 |
| Cash and due from depository institutions | $2,850,000 | 3,120 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $32,652,000 | 3,973 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $51,077,000 | 4,839 |
| Loan loss allowance | $1,337,000 | 2,808 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,346,000 | 3,159 |
| Other real estate owned | $0 | 3,120 |
| Goodwill and other intangibles | $109,000 | 2,220 |
| All other assets | $1,045,000 | 6,537 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,079,000 | 4,787 |
| Total liabilities | $80,807,000 | 4,826 |
| Total deposits | $75,001,000 | 4,908 |
| Interest-bearing deposits | $66,254,000 | 4,812 |
| Deposits held in domestic offices | $75,001,000 | 4,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,413,000 | 1,907 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $693,000 | 3,503 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $700,000 | 4,025 |
| Total equity capital | $9,272,000 | 4,363 |
| Total bank equity capital | $9,272,000 | 4,363 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $155,000 | 8,910 |
| Surplus | $3,000,000 | 4,101 |
| Undivided profits | $6,117,000 | 3,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $335,000 | 5,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $447,000 | 4,696 |
| Earning assets | $83,729,000 | 4,735 |
| Long-term assets (5+ years) | $3,013,000 | 7,364 |
| Average Assets, year-to-date | $87,853,000 | 4,789 |
| Average Assets, quarterly | $89,885,000 | 4,770 |
| Volatile liabilities | $7,476,000 | 5,334 |
| Insider loans | $2,469,000 | 1,706 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,866,000 | 2,952 |
| Tier 1 (core) risk-based capital | $8,961,000 | 4,532 |
| Tier 2 risk-based capital | $643,820 | 4,278 |
| Total risk weighted assets | $50,812,320 | 4,879 |
| Total unused commitments | $10,866,000 | 2,963 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 65 | 3,235 |
| Assets and Liabilities | ||
| Total Assets: | $86,193,000 | 5,066 |
| Cash and due from depository institutions | $2,153,000 | 3,235 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $31,358,000 | 4,318 |
| Federal funds sold & reverse repurchase agreements | $1,425,000 | 6,856 |
| Net loans & leases | $48,324,000 | 4,931 |
| Loan loss allowance | $1,252,000 | 3,042 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,798,000 | 4,000 |
| Other real estate owned | $0 | 3,235 |
| Goodwill and other intangibles | $128,000 | 2,078 |
| All other assets | $1,007,000 | 6,081 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,193,000 | 5,066 |
| Total liabilities | $77,628,000 | 5,101 |
| Total deposits | $75,100,000 | 5,044 |
| Interest-bearing deposits | $66,950,000 | 4,937 |
| Deposits held in domestic offices | $75,100,000 | 5,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,699,000 | 2,372 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $374,000 | 3,601 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $455,000 | 5,733 |
| Total equity capital | $8,565,000 | 4,721 |
| Total bank equity capital | $8,565,000 | 4,721 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $155,000 | 9,354 |
| Surplus | $3,000,000 | 4,062 |
| Undivided profits | $5,410,000 | 4,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $135,000 | 8,559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $307,000 | 5,961 |
| Earning assets | $81,107,000 | 4,970 |
| Long-term assets (5+ years) | $3,339,000 | 7,523 |
| Average Assets, year-to-date | $84,355,400 | 5,037 |
| Average Assets, quarterly | $86,088,500 | 5,025 |
| Volatile liabilities | $7,704,000 | 4,929 |
| Insider loans | $1,975,000 | 2,075 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,553,000 | 3,196 |
| Tier 1 (core) risk-based capital | $8,437,000 | 4,674 |
| Tier 2 risk-based capital | $617,010 | 4,418 |
| Total risk weighted assets | $48,725,910 | 5,011 |
| Total unused commitments | $9,553,000 | 3,213 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 68 | 3,158 |
| Assets and Liabilities | ||
| Total Assets: | $84,642,000 | 5,236 |
| Cash and due from depository institutions | $2,697,000 | 3,158 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $21,505,000 | 5,822 |
| Federal funds sold & reverse repurchase agreements | $6,950,000 | 2,400 |
| Net loans & leases | $50,664,000 | 4,772 |
| Loan loss allowance | $1,040,000 | 3,588 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,654,000 | 4,277 |
| Other real estate owned | $20,000 | 3,158 |
| Goodwill and other intangibles | $165,000 | 1,960 |
| All other assets | $987,000 | 6,414 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,642,000 | 5,236 |
| Total liabilities | $76,373,000 | 5,279 |
| Total deposits | $72,591,000 | 5,321 |
| Interest-bearing deposits | $64,234,000 | 5,266 |
| Deposits held in domestic offices | $72,591,000 | 5,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,271,000 | 1,941 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $813,000 | 2,737 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $698,000 | 4,433 |
| Total equity capital | $8,269,000 | 4,647 |
| Total bank equity capital | $8,269,000 | 4,647 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $155,000 | 9,796 |
| Surplus | $3,000,000 | 3,950 |
| Undivided profits | $5,114,000 | 4,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 10,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $432,000 | 4,711 |
| Earning assets | $79,119,000 | 5,136 |
| Long-term assets (5+ years) | $2,016,000 | 8,931 |
| Average Assets, year-to-date | $90,159,400 | 4,856 |
| Average Assets, quarterly | $87,609,500 | 5,041 |
| Volatile liabilities | $11,687,000 | 3,666 |
| Insider loans | $48,000 | 7,234 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,778,000 | 3,804 |
| Tier 1 (core) risk-based capital | $8,104,000 | 4,660 |
| Tier 2 risk-based capital | $658,350 | 4,175 |
| Total risk weighted assets | $52,286,450 | 4,753 |
| Total unused commitments | $6,778,000 | 3,825 |
| Derivatives | $0 | 651 |