Home > The Heritage Bank > Income and Expense

The Heritage Bank, Income and Expense

2019-06-30 (YTD Data)Rank
Total interest income$12,256,0001,287
Total interest expense$1,412,0001,880
Net interest income$10,844,0001,189
Provision for loan and lease losses$1,000,000487
Total noninterest income$5,563,000634
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,757,000264
Trading account gains and feesNANA
Additional Noninterest Income$2,806,000741
Total noninterest expense$12,118,000926
Salaries and employee benefits$6,318,000988
Premises and equipment expense$1,522,000840
Additional noninterest expense$4,278,000807
Pre-tax net operating income$3,289,0001,437
Securities gains (losses)$01,702
Applicable income taxes$792,0001,063
Income before extraordinary items$2,497,0001,606
Extraordinary gains, net$011
Net income$2,497,0001,607
Minority interest net income$069
Net income of bank and minority interests.$2,497,0001,607
Net charge-offs$805,000410
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,497,0001,574
2019-03-31 (YTD Data)Rank
Total interest income$6,062,0001,295
Total interest expense$640,0001,967
Net interest income$5,422,0001,189
Provision for loan and lease losses$900,000308
Total noninterest income$2,728,000621
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,383,000258
Trading account gains and feesNANA
Additional Noninterest Income$1,345,000731
Total noninterest expense$5,938,000936
Salaries and employee benefits$3,153,000994
Premises and equipment expense$774,000833
Additional noninterest expense$2,011,000831
Pre-tax net operating income$1,312,0001,692
Securities gains (losses)$01,087
Applicable income taxes$317,0001,227
Income before extraordinary items$995,0001,880
Extraordinary gains, net$05
Net income$995,0001,878
Minority interest net income$052
Net income of bank and minority interests.$995,0001,879
Net charge-offs$700,000265
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$995,0001,859
2018-12-31 (YTD Data)Rank
Total interest income$21,784,0001,338
Total interest expense$1,668,0002,186
Net interest income$20,116,0001,236
Provision for loan and lease losses$1,325,000700
Total noninterest income$9,265,000722
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$5,813,000261
Trading account gains and feesNANA
Additional Noninterest Income$3,452,0001,034
Total noninterest expense$22,666,000963
Salaries and employee benefits$11,557,0001,042
Premises and equipment expense$2,930,000851
Additional noninterest expense$8,179,000833
Pre-tax net operating income$5,390,0001,680
Securities gains (losses)$01,125
Applicable income taxes$-8,413,0005,403
Income before extraordinary items$13,803,000690
Extraordinary gains, net$06
Net income$13,803,000688
Minority interest net income$072
Net income of bank and minority interests.$13,803,000689
Net charge-offs$761,000731
Cash dividends$700,0002,624
Sale, conversion, retirement of capital stock, net$0671
Net operating income$13,803,000692
2018-09-30 (YTD Data)Rank
Total interest income$15,854,0001,358
Total interest expense$1,114,0002,282
Net interest income$14,740,0001,259
Provision for loan and lease losses$925,000686
Total noninterest income$7,412,000688
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$4,297,000264
Trading account gains and feesNANA
Additional Noninterest Income$3,115,000904
Total noninterest expense$17,145,000953
Salaries and employee benefits$8,939,0001,020
Premises and equipment expense$2,148,000869
Additional noninterest expense$6,058,000823
Pre-tax net operating income$4,082,0001,668
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$4,082,0001,482
Extraordinary gains, net$05
Net income$4,082,0001,481
Minority interest net income$066
Net income of bank and minority interests.$4,082,0001,481
Net charge-offs$523,000696
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,082,0001,469
2018-06-30 (YTD Data)Rank
Total interest income$10,290,0001,380
Total interest expense$684,0002,325
Net interest income$9,606,0001,285
Provision for loan and lease losses$625,000670
Total noninterest income$4,938,000693
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$2,797,000269
Trading account gains and feesNANA
Additional Noninterest Income$2,141,000896
Total noninterest expense$11,343,000960
Salaries and employee benefits$5,873,0001,039
Premises and equipment expense$1,399,000893
Additional noninterest expense$4,071,000814
Pre-tax net operating income$2,576,0001,726
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,576,0001,539
Extraordinary gains, net$06
Net income$2,576,0001,538
Minority interest net income$065
Net income of bank and minority interests.$2,576,0001,538
Net charge-offs$237,000848
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,576,0001,522
2018-03-31 (YTD Data)Rank
Total interest income$4,962,0001,405
Total interest expense$331,0002,294
Net interest income$4,631,0001,318
Provision for loan and lease losses$200,000934
Total noninterest income$2,502,000679
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,386,000272
Trading account gains and feesNANA
Additional Noninterest Income$1,116,000856
Total noninterest expense$5,688,000967
Salaries and employee benefits$2,930,0001,050
Premises and equipment expense$721,000876
Additional noninterest expense$2,037,000805
Pre-tax net operating income$1,245,0001,738
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,245,0001,539
Extraordinary gains, net$07
Net income$1,245,0001,539
Minority interest net income$052
Net income of bank and minority interests.$1,245,0001,539
Net charge-offs$121,000762
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,245,0001,531
2017-12-31 (YTD Data)Rank
Total interest income$18,391,0001,461
Total interest expense$1,424,0002,006
Net interest income$16,967,0001,385
Provision for loan and lease losses$7,450,000196
Total noninterest income$9,815,000693
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$6,068,000253
Trading account gains and feesNANA
Additional Noninterest Income$3,747,000996
Total noninterest expense$22,492,000961
Salaries and employee benefits$10,322,0001,125
Premises and equipment expense$3,512,000712
Additional noninterest expense$8,658,000778
Pre-tax net operating income$-3,160,0005,652
Securities gains (losses)$84,000687
Applicable income taxes$2,320,0001,167
Income before extraordinary items$-5,396,0005,650
Extraordinary gains, net$09
Net income$-5,396,0005,650
Minority interest net income$076
Net income of bank and minority interests.$-5,396,0005,650
Net charge-offs$6,956,000177
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-5,480,0005,650
2017-09-30 (YTD Data)Rank
Total interest income$13,589,0001,474
Total interest expense$1,091,0001,945
Net interest income$12,498,0001,407
Provision for loan and lease losses$7,200,000160
Total noninterest income$7,138,000724
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$4,598,000250
Trading account gains and feesNANA
Additional Noninterest Income$2,540,0001,085
Total noninterest expense$16,621,000968
Salaries and employee benefits$7,776,0001,137
Premises and equipment expense$2,614,000728
Additional noninterest expense$6,231,000791
Pre-tax net operating income$-4,185,0005,734
Securities gains (losses)$84,000656
Applicable income taxes$04,172
Income before extraordinary items$-4,101,0005,726
Extraordinary gains, net$09
Net income$-4,101,0005,726
Minority interest net income$071
Net income of bank and minority interests.$-4,101,0005,726
Net charge-offs$6,754,000132
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-4,185,0005,726
2017-06-30 (YTD Data)Rank
Total interest income$8,841,0001,492
Total interest expense$741,0001,887
Net interest income$8,100,0001,434
Provision for loan and lease losses$500,000849
Total noninterest income$5,441,000659
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$3,010,000247
Trading account gains and feesNANA
Additional Noninterest Income$2,431,000854
Total noninterest expense$11,157,000962
Salaries and employee benefits$5,224,0001,135
Premises and equipment expense$1,695,000741
Additional noninterest expense$4,238,000782
Pre-tax net operating income$1,884,0002,117
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$1,884,0001,788
Extraordinary gains, net$011
Net income$1,884,0001,788
Minority interest net income$071
Net income of bank and minority interests.$1,884,0001,788
Net charge-offs$257,000916
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,884,0001,766
2017-03-31 (YTD Data)Rank
Total interest income$4,259,0001,532
Total interest expense$369,0001,865
Net interest income$3,890,0001,488
Provision for loan and lease losses$250,000786
Total noninterest income$2,831,000626
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,487,000250
Trading account gains and feesNANA
Additional Noninterest Income$1,344,000778
Total noninterest expense$5,590,000972
Salaries and employee benefits$2,548,0001,172
Premises and equipment expense$835,000763
Additional noninterest expense$2,207,000744
Pre-tax net operating income$881,0002,131
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$881,0001,818
Extraordinary gains, net$08
Net income$881,0001,818
Minority interest net income$055
Net income of bank and minority interests.$881,0001,818
Net charge-offs$129,000784
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$881,0001,808
2016-12-31 (YTD Data)Rank
Total interest income$15,939,0001,587
Total interest expense$1,577,0001,736
Net interest income$14,362,0001,553
Provision for loan and lease losses$6,950,000211
Total noninterest income$11,214,000634
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$6,520,000235
Trading account gains and fees$0170
Additional Noninterest Income$4,694,000883
Total noninterest expense$22,214,000952
Salaries and employee benefits$10,076,0001,143
Premises and equipment expense$3,402,000735
Additional noninterest expense$8,736,000760
Pre-tax net operating income$-3,588,0005,893
Securities gains (losses)$153,0001,049
Applicable income taxes$-5,523,0005,894
Income before extraordinary items$2,088,0002,711
Extraordinary gains, net$05
Net income$2,088,0002,708
Minority interest net income$082
Net income of bank and minority interests.$2,088,0002,710
Net charge-offs$10,253,000133
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,990,0802,750
2016-09-30 (YTD Data)Rank
Total interest income$11,831,0001,606
Total interest expense$1,206,0001,701
Net interest income$10,625,0001,574
Provision for loan and lease losses$6,950,000162
Total noninterest income$8,787,000617
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$4,920,000232
Trading account gains and fees$0169
Additional Noninterest Income$3,867,000817
Total noninterest expense$16,891,000934
Salaries and employee benefits$7,602,0001,136
Premises and equipment expense$2,536,000733
Additional noninterest expense$6,753,000739
Pre-tax net operating income$-4,429,0005,972
Securities gains (losses)$153,000969
Applicable income taxes$04,325
Income before extraordinary items$-4,276,0005,969
Extraordinary gains, net$05
Net income$-4,276,0005,969
Minority interest net income$071
Net income of bank and minority interests.$-4,276,0005,969
Net charge-offs$9,875,000111
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-4,429,0005,969
2016-06-30 (YTD Data)Rank
Total interest income$8,004,0001,584
Total interest expense$825,0001,652
Net interest income$7,179,0001,564
Provision for loan and lease losses$6,700,000134
Total noninterest income$5,544,000635
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$3,247,000230
Trading account gains and fees$0157
Additional Noninterest Income$2,297,000875
Total noninterest expense$10,761,000985
Salaries and employee benefits$5,052,0001,143
Premises and equipment expense$1,662,000746
Additional noninterest expense$4,047,000821
Pre-tax net operating income$-4,738,0006,058
Securities gains (losses)$153,000726
Applicable income taxes$04,338
Income before extraordinary items$-4,585,0006,051
Extraordinary gains, net$016
Net income$-4,585,0006,050
Minority interest net income$071
Net income of bank and minority interests.$-4,585,0006,050
Net charge-offs$9,557,00091
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-4,738,0006,050
2016-03-31 (YTD Data)Rank
Total interest income$4,152,0001,529
Total interest expense$421,0001,628
Net interest income$3,731,0001,507
Provision for loan and lease losses$600,000400
Total noninterest income$2,764,000616
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,611,000230
Trading account gains and fees$0142
Additional Noninterest Income$1,153,000848
Total noninterest expense$5,401,000976
Salaries and employee benefits$2,497,0001,158
Premises and equipment expense$831,000758
Additional noninterest expense$2,073,000788
Pre-tax net operating income$494,0003,065
Securities gains (losses)$-3,0005,897
Applicable income taxes$04,259
Income before extraordinary items$491,0002,781
Extraordinary gains, net$012
Net income$491,0002,780
Minority interest net income$062
Net income of bank and minority interests.$491,0002,781
Net charge-offs$737,000259
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$494,0002,716
2015-12-31 (YTD Data)Rank
Total interest income$16,736,0001,473
Total interest expense$2,028,0001,370
Net interest income$14,708,0001,502
Provision for loan and lease losses$6,100,000185
Total noninterest income$11,430,000607
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$7,369,000206
Trading account gains and fees$0159
Additional Noninterest Income$4,061,000942
Total noninterest expense$22,567,000919
Salaries and employee benefits$10,086,0001,115
Premises and equipment expense$3,751,000662
Additional noninterest expense$8,730,000755
Pre-tax net operating income$-2,529,0006,146
Securities gains (losses)$26,0002,080
Applicable income taxes$04,402
Income before extraordinary items$-2,503,0006,145
Extraordinary gains, net$023
Net income$-2,503,0006,145
Minority interest net income$081
Net income of bank and minority interests.$-2,503,0006,145
Net charge-offs$6,154,000158
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-2,529,0006,141
2015-09-30 (YTD Data)Rank
Total interest income$12,708,0001,470
Total interest expense$1,578,0001,335
Net interest income$11,130,0001,501
Provision for loan and lease losses$5,500,000155
Total noninterest income$8,879,000609
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$5,516,000208
Trading account gains and fees$0153
Additional Noninterest Income$3,363,000881
Total noninterest expense$16,755,000927
Salaries and employee benefits$7,583,0001,113
Premises and equipment expense$2,870,000665
Additional noninterest expense$6,302,000779
Pre-tax net operating income$-2,246,0006,240
Securities gains (losses)$25,0001,898
Applicable income taxes$04,489
Income before extraordinary items$-2,221,0006,239
Extraordinary gains, net$021
Net income$-2,221,0006,239
Minority interest net income$078
Net income of bank and minority interests.$-2,221,0006,239
Net charge-offs$5,461,000135
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-2,246,0006,236
2015-06-30 (YTD Data)Rank
Total interest income$8,481,0001,471
Total interest expense$1,106,0001,267
Net interest income$7,375,0001,506
Provision for loan and lease losses$4,900,000127
Total noninterest income$5,860,000619
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$3,599,000210
Trading account gains and fees$0157
Additional Noninterest Income$2,261,000887
Total noninterest expense$11,133,000939
Salaries and employee benefits$5,015,0001,130
Premises and equipment expense$1,971,000644
Additional noninterest expense$4,147,000794
Pre-tax net operating income$-2,798,0006,333
Securities gains (losses)$9,0002,056
Applicable income taxes$04,497
Income before extraordinary items$-2,789,0006,327
Extraordinary gains, net$022
Net income$-2,789,0006,327
Minority interest net income$075
Net income of bank and minority interests.$-2,789,0006,327
Net charge-offs$4,605,000115
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-2,798,0006,327
2015-03-31 (YTD Data)Rank
Total interest income$4,255,0001,465
Total interest expense$558,0001,254
Net interest income$3,697,0001,502
Provision for loan and lease losses$2,700,000122
Total noninterest income$2,879,000610
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,770,000213
Trading account gains and fees$0152
Additional Noninterest Income$1,109,000865
Total noninterest expense$5,568,000934
Salaries and employee benefits$2,501,0001,136
Premises and equipment expense$1,020,000621
Additional noninterest expense$2,047,000800
Pre-tax net operating income$-1,692,0006,401
Securities gains (losses)$1,0001,909
Applicable income taxes$04,400
Income before extraordinary items$-1,691,0006,395
Extraordinary gains, net$013
Net income$-1,691,0006,396
Minority interest net income$064
Net income of bank and minority interests.$-1,691,0006,396
Net charge-offs$2,715,000112
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-1,692,0006,395
2014-12-31 (YTD Data)Rank
Total interest income$19,220,0001,321
Total interest expense$2,836,0001,050
Net interest income$16,384,0001,359
Provision for loan and lease losses$500,0001,458
Total noninterest income$12,183,000560
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$8,175,000205
Trading account gains and fees$0180
Additional Noninterest Income$4,008,000899
Total noninterest expense$24,222,000828
Salaries and employee benefits$10,472,0001,042
Premises and equipment expense$4,818,000518
Additional noninterest expense$8,932,000734
Pre-tax net operating income$3,845,0001,891
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$3,845,0001,640
Extraordinary gains, net$017
Net income$3,845,0001,640
Minority interest net income$084
Net income of bank and minority interests.$3,845,0001,639
Net charge-offs$5,758,000210
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,845,0001,614
2014-09-30 (YTD Data)Rank
Total interest income$14,715,0001,295
Total interest expense$2,247,0001,011
Net interest income$12,468,0001,340
Provision for loan and lease losses$04,401
Total noninterest income$9,072,000557
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$6,147,000203
Trading account gains and fees$0174
Additional Noninterest Income$2,925,000918
Total noninterest expense$18,675,000804
Salaries and employee benefits$7,887,0001,029
Premises and equipment expense$3,826,000498
Additional noninterest expense$6,962,000712
Pre-tax net operating income$2,865,0001,929
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,865,0001,650
Extraordinary gains, net$015
Net income$2,865,0001,651
Minority interest net income$081
Net income of bank and minority interests.$2,865,0001,650
Net charge-offs$889,000737
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,865,0001,620
2014-06-30 (YTD Data)Rank
Total interest income$9,934,0001,268
Total interest expense$1,640,000926
Net interest income$8,294,0001,341
Provision for loan and lease losses$04,196
Total noninterest income$6,004,000554
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$3,996,000205
Trading account gains and fees$0172
Additional Noninterest Income$2,008,000888
Total noninterest expense$12,292,000813
Salaries and employee benefits$5,224,0001,042
Premises and equipment expense$2,462,000510
Additional noninterest expense$4,606,000709
Pre-tax net operating income$2,006,0001,820
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$2,006,0001,536
Extraordinary gains, net$020
Net income$2,006,0001,539
Minority interest net income$080
Net income of bank and minority interests.$2,006,0001,538
Net charge-offs$575,000779
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,006,0001,509
2014-03-31 (YTD Data)Rank
Total interest income$5,057,0001,256
Total interest expense$861,000891
Net interest income$4,196,0001,323
Provision for loan and lease losses$03,817
Total noninterest income$3,002,000550
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,981,000203
Trading account gains and fees$0147
Additional Noninterest Income$1,021,000831
Total noninterest expense$6,191,000819
Salaries and employee benefits$2,609,0001,046
Premises and equipment expense$1,152,000550
Additional noninterest expense$2,430,000679
Pre-tax net operating income$1,007,0001,760
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,007,0001,484
Extraordinary gains, net$016
Net income$1,007,0001,487
Minority interest net income$066
Net income of bank and minority interests.$1,007,0001,487
Net charge-offs$156,0001,098
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,007,0001,462
2013-12-31 (YTD Data)Rank
Total interest income$22,657,0001,137
Total interest expense$4,853,000694
Net interest income$17,804,0001,239
Provision for loan and lease losses$500,0001,831
Total noninterest income$12,930,000554
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$9,234,000177
Trading account gains and fees$0184
Additional Noninterest Income$3,696,0001,001
Total noninterest expense$26,612,000760
Salaries and employee benefits$10,493,0001,032
Premises and equipment expense$4,617,000536
Additional noninterest expense$11,502,000605
Pre-tax net operating income$3,622,0001,851
Securities gains (losses)$119,0001,201
Applicable income taxes$61,0003,681
Income before extraordinary items$3,680,0001,612
Extraordinary gains, net$029
Net income$3,680,0001,615
Minority interest net income$090
Net income of bank and minority interests.$3,680,0001,616
Net charge-offs$5,353,000314
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,563,3801,618
2013-09-30 (YTD Data)Rank
Total interest income$17,184,0001,122
Total interest expense$3,906,000643
Net interest income$13,278,0001,239
Provision for loan and lease losses$500,0001,496
Total noninterest income$10,395,000542
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$6,896,000179
Trading account gains and fees$0180
Additional Noninterest Income$3,499,000876
Total noninterest expense$20,683,000741
Salaries and employee benefits$7,935,0001,017
Premises and equipment expense$3,430,000542
Additional noninterest expense$9,318,000563
Pre-tax net operating income$2,490,0002,067
Securities gains (losses)$119,0001,103
Applicable income taxes$04,713
Income before extraordinary items$2,609,0001,716
Extraordinary gains, net$025
Net income$2,609,0001,717
Minority interest net income$084
Net income of bank and minority interests.$2,609,0001,720
Net charge-offs$4,504,000296
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,490,0001,739
2013-06-30 (YTD Data)Rank
Total interest income$11,870,0001,069
Total interest expense$2,880,000585
Net interest income$8,990,0001,213
Provision for loan and lease losses$500,0001,162
Total noninterest income$6,904,000549
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$4,531,000178
Trading account gains and fees$0157
Additional Noninterest Income$2,373,000866
Total noninterest expense$13,914,000732
Salaries and employee benefits$5,367,0001,011
Premises and equipment expense$2,276,000541
Additional noninterest expense$6,271,000556
Pre-tax net operating income$1,480,0002,215
Securities gains (losses)$119,0001,001
Applicable income taxes$04,679
Income before extraordinary items$1,599,0001,829
Extraordinary gains, net$022
Net income$1,599,0001,834
Minority interest net income$082
Net income of bank and minority interests.$1,599,0001,835
Net charge-offs$2,370,000391
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,480,0001,876
2013-03-31 (YTD Data)Rank
Total interest income$6,001,0001,062
Total interest expense$1,546,000557
Net interest income$4,455,0001,220
Provision for loan and lease losses$500,000691
Total noninterest income$3,787,000510
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$2,236,000178
Trading account gains and fees$0148
Additional Noninterest Income$1,551,000731
Total noninterest expense$6,928,000741
Salaries and employee benefits$2,734,0001,001
Premises and equipment expense$1,111,000559
Additional noninterest expense$3,083,000572
Pre-tax net operating income$814,0002,007
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$814,0001,746
Extraordinary gains, net$010
Net income$814,0001,748
Minority interest net income$076
Net income of bank and minority interests.$814,0001,748
Net charge-offs$1,465,000337
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$814,0001,685
2012-12-31 (YTD Data)Rank
Total interest income$28,844,000907
Total interest expense$8,683,000483
Net interest income$20,161,0001,083
Provision for loan and lease losses$6,850,000394
Total noninterest income$7,468,000838
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$10,021,000165
Trading account gains and fees$0166
Additional Noninterest Income$-2,553,0007,049
Total noninterest expense$31,588,000659
Salaries and employee benefits$11,995,000871
Premises and equipment expense$4,660,000514
Additional noninterest expense$14,933,000500
Pre-tax net operating income$-10,809,0007,030
Securities gains (losses)$552,000858
Applicable income taxes$04,751
Income before extraordinary items$-10,257,0007,029
Extraordinary gains, net$029
Net income$-10,257,0007,029
Minority interest net income$093
Net income of bank and minority interests.$-10,257,0007,029
Net charge-offs$12,194,000269
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-10,809,0007,025
2012-09-30 (YTD Data)Rank
Total interest income$22,065,000907
Total interest expense$6,860,000479
Net interest income$15,205,0001,095
Provision for loan and lease losses$6,850,000310
Total noninterest income$7,442,000680
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$7,473,000164
Trading account gains and fees$0157
Additional Noninterest Income$-31,0006,801
Total noninterest expense$23,576,000661
Salaries and employee benefits$9,298,000849
Premises and equipment expense$3,631,000495
Additional noninterest expense$10,647,000526
Pre-tax net operating income$-7,779,0007,128
Securities gains (losses)$552,000695
Applicable income taxes$04,802
Income before extraordinary items$-7,227,0007,129
Extraordinary gains, net$020
Net income$-7,227,0007,129
Minority interest net income$086
Net income of bank and minority interests.$-7,227,0007,129
Net charge-offs$11,469,000234
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-7,779,0007,128
2012-06-30 (YTD Data)Rank
Total interest income$15,465,000866
Total interest expense$4,806,000468
Net interest income$10,659,0001,036
Provision for loan and lease losses$4,000,000361
Total noninterest income$5,393,000644
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$4,873,000169
Trading account gains and fees$0153
Additional Noninterest Income$520,0002,275
Total noninterest expense$16,449,000632
Salaries and employee benefits$6,582,000787
Premises and equipment expense$2,422,000494
Additional noninterest expense$7,445,000492
Pre-tax net operating income$-4,397,0007,176
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-4,397,0007,179
Extraordinary gains, net$019
Net income$-4,397,0007,179
Minority interest net income$084
Net income of bank and minority interests.$-4,397,0007,179
Net charge-offs$7,627,000238
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-4,397,0007,177
2012-03-31 (YTD Data)Rank
Total interest income$7,677,000873
Total interest expense$2,567,000447
Net interest income$5,110,0001,091
Provision for loan and lease losses$3,000,000251
Total noninterest income$3,356,000533
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$2,386,000169
Trading account gains and fees$0148
Additional Noninterest Income$970,000924
Total noninterest expense$8,298,000616
Salaries and employee benefits$3,574,000728
Premises and equipment expense$1,219,000490
Additional noninterest expense$3,505,000517
Pre-tax net operating income$-2,832,0007,265
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-2,832,0007,265
Extraordinary gains, net$019
Net income$-2,832,0007,265
Minority interest net income$078
Net income of bank and minority interests.$-2,832,0007,265
Net charge-offs$3,504,000250
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-2,832,0007,264
2011-12-31 (YTD Data)Rank
Total interest income$35,027,000802
Total interest expense$11,077,000515
Net interest income$23,950,000911
Provision for loan and lease losses$18,770,000245
Total noninterest income$13,059,000506
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$10,052,000175
Trading account gains and fees$0146
Additional Noninterest Income$3,007,0001,040
Total noninterest expense$32,549,000616
Salaries and employee benefits$13,357,000738
Premises and equipment expense$5,119,000488
Additional noninterest expense$14,073,000524
Pre-tax net operating income$-14,310,0007,264
Securities gains (losses)$2,072,000235
Applicable income taxes$196,0002,923
Income before extraordinary items$-12,434,0007,244
Extraordinary gains, net$029
Net income$-12,434,0007,244
Minority interest net income$096
Net income of bank and minority interests.$-12,434,0007,244
Net charge-offs$25,951,000208
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-14,506,0007,255
2011-09-30 (YTD Data)Rank
Total interest income$26,695,000809
Total interest expense$8,425,000526
Net interest income$18,270,000906
Provision for loan and lease losses$8,000,000391
Total noninterest income$9,328,000528
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$7,433,000175
Trading account gains and fees$0145
Additional Noninterest Income$1,895,0001,157
Total noninterest expense$23,823,000637
Salaries and employee benefits$9,806,000760
Premises and equipment expense$3,839,000493
Additional noninterest expense$10,178,000536
Pre-tax net operating income$-4,225,0007,194
Securities gains (losses)$565,000586
Applicable income taxes$196,0002,676
Income before extraordinary items$-3,856,0007,206
Extraordinary gains, net$021
Net income$-3,856,0007,203
Minority interest net income$087
Net income of bank and minority interests.$-3,856,0007,206
Net charge-offs$15,099,000245
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-4,421,0007,221
2011-06-30 (YTD Data)Rank
Total interest income$18,885,000774
Total interest expense$5,743,000534
Net interest income$13,142,000839
Provision for loan and lease losses$6,100,000351
Total noninterest income$6,436,000513
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$4,747,000182
Trading account gains and fees$0153
Additional Noninterest Income$1,689,000939
Total noninterest expense$15,223,000664
Salaries and employee benefits$6,047,000828
Premises and equipment expense$2,566,000499
Additional noninterest expense$6,610,000551
Pre-tax net operating income$-1,745,0007,141
Securities gains (losses)$422,000414
Applicable income taxes$04,697
Income before extraordinary items$-1,323,0007,101
Extraordinary gains, net$015
Net income$-1,323,0007,102
Minority interest net income$089
Net income of bank and minority interests.$-1,323,0007,102
Net charge-offs$11,758,000240
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,745,0007,172
2011-03-31 (YTD Data)Rank
Total interest income$9,649,000755
Total interest expense$2,935,000548
Net interest income$6,714,000828
Provision for loan and lease losses$2,920,000380
Total noninterest income$3,411,000494
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$2,270,000189
Trading account gains and fees$0158
Additional Noninterest Income$1,141,000745
Total noninterest expense$8,391,000613
Salaries and employee benefits$4,055,000609
Premises and equipment expense$1,311,000501
Additional noninterest expense$3,025,000592
Pre-tax net operating income$-1,186,0007,307
Securities gains (losses)$422,000186
Applicable income taxes$04,545
Income before extraordinary items$-764,0007,234
Extraordinary gains, net$09
Net income$-764,0007,234
Minority interest net income$086
Net income of bank and minority interests.$-764,0007,235
Net charge-offs$6,459,000222
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-1,186,0007,323
2010-12-31 (YTD Data)Rank
Total interest income$45,170,000664
Total interest expense$14,711,000540
Net interest income$30,459,000721
Provision for loan and lease losses$48,620,000183
Total noninterest income$15,715,000465
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$11,265,000155
Trading account gains and fees$0175
Additional Noninterest Income$4,450,000807
Total noninterest expense$46,157,000457
Salaries and employee benefits$16,979,000563
Premises and equipment expense$5,458,000477
Additional noninterest expense$23,720,000353
Pre-tax net operating income$-48,603,0007,601
Securities gains (losses)$3,799,000139
Applicable income taxes$-2,768,0007,514
Income before extraordinary items$-42,036,0007,589
Extraordinary gains, net$029
Net income$-42,036,0007,589
Minority interest net income$0111
Net income of bank and minority interests.$-42,036,0007,589
Net charge-offs$28,939,000245
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-45,607,0607,593
2010-09-30 (YTD Data)Rank
Total interest income$34,429,000655
Total interest expense$11,457,000533
Net interest income$22,972,000709
Provision for loan and lease losses$35,822,000185
Total noninterest income$12,516,000434
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$8,669,000151
Trading account gains and fees$0165
Additional Noninterest Income$3,847,000683
Total noninterest expense$26,767,000564
Salaries and employee benefits$12,962,000549
Premises and equipment expense$4,134,000471
Additional noninterest expense$9,671,000569
Pre-tax net operating income$-27,101,0007,687
Securities gains (losses)$3,799,000109
Applicable income taxes$-2,768,0007,639
Income before extraordinary items$-20,534,0007,662
Extraordinary gains, net$023
Net income$-20,534,0007,662
Minority interest net income$0110
Net income of bank and minority interests.$-20,534,0007,662
Net charge-offs$22,574,000232
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-23,877,1207,674
2010-06-30 (YTD Data)Rank
Total interest income$24,626,000613
Total interest expense$7,710,000552
Net interest income$16,916,000634
Provision for loan and lease losses$16,484,000244
Total noninterest income$8,379,000426
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$5,878,000154
Trading account gains and fees$0152
Additional Noninterest Income$2,501,000676
Total noninterest expense$18,694,000545
Salaries and employee benefits$9,391,000513
Premises and equipment expense$2,784,000466
Additional noninterest expense$6,519,000561
Pre-tax net operating income$-9,883,0007,685
Securities gains (losses)$2,584,000108
Applicable income taxes$-2,952,0007,731
Income before extraordinary items$-4,347,0007,546
Extraordinary gains, net$019
Net income$-4,347,0007,546
Minority interest net income$0105
Net income of bank and minority interests.$-4,347,0007,546
Net charge-offs$12,816,000267
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-6,000,7607,620
2010-03-31 (YTD Data)Rank
Total interest income$12,334,000623
Total interest expense$4,026,000559
Net interest income$8,308,000651
Provision for loan and lease losses$5,050,000371
Total noninterest income$4,148,000425
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$2,850,000158
Trading account gains and fees$0175
Additional Noninterest Income$1,298,000652
Total noninterest expense$9,206,000551
Salaries and employee benefits$4,783,000511
Premises and equipment expense$1,423,000474
Additional noninterest expense$3,000,000605
Pre-tax net operating income$-1,800,0007,567
Securities gains (losses)$1,583,00099
Applicable income taxes$-255,0007,605
Income before extraordinary items$38,0005,870
Extraordinary gains, net$016
Net income$38,0005,871
Minority interest net income$091
Net income of bank and minority interests.$38,0005,870
Net charge-offs$5,041,000333
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-975,1207,455
2009-12-31 (YTD Data)Rank
Total interest income$48,748,000673
Total interest expense$17,239,000672
Net interest income$31,509,000676
Provision for loan and lease losses$10,103,000866
Total noninterest income$17,006,000434
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$11,688,000163
Trading account gains and fees$0211
Additional Noninterest Income$5,318,000673
Total noninterest expense$34,233,000609
Salaries and employee benefits$18,268,000530
Premises and equipment expense$5,410,000491
Additional noninterest expense$10,555,000755
Pre-tax net operating income$4,179,000993
Securities gains (losses)$1,155,000430
Applicable income taxes$1,038,000932
Income before extraordinary items$4,296,000801
Extraordinary gains, net$034
Net income$4,296,000800
Minority interest net income$0115
Net income of bank and minority interests.$4,296,000801
Net charge-offs$7,091,000888
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,360,4501,010
2009-09-30 (YTD Data)Rank
Total interest income$35,824,000705
Total interest expense$12,884,000714
Net interest income$22,940,000701
Provision for loan and lease losses$6,699,000853
Total noninterest income$12,677,000442
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$8,565,000167
Trading account gains and fees$0212
Additional Noninterest Income$4,112,000680
Total noninterest expense$26,217,000609
Salaries and employee benefits$14,753,000503
Premises and equipment expense$4,146,000493
Additional noninterest expense$7,318,000775
Pre-tax net operating income$2,701,0001,210
Securities gains (losses)$1,150,000334
Applicable income taxes$1,251,000706
Income before extraordinary items$2,600,0001,045
Extraordinary gains, net$027
Net income$2,600,0001,044
Minority interest net income$0118
Net income of bank and minority interests.$2,600,0001,045
Net charge-offs$4,834,000838
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,818,0001,442
2009-06-30 (YTD Data)Rank
Total interest income$22,483,000774
Total interest expense$8,066,000806
Net interest income$14,417,000740
Provision for loan and lease losses$2,180,0001,330
Total noninterest income$8,244,000450
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$5,521,000175
Trading account gains and fees$0193
Additional Noninterest Income$2,723,000689
Total noninterest expense$16,927,000630
Salaries and employee benefits$9,607,000526
Premises and equipment expense$2,684,000511
Additional noninterest expense$4,636,000832
Pre-tax net operating income$3,554,000642
Securities gains (losses)$53,0001,874
Applicable income taxes$1,208,000521
Income before extraordinary items$2,399,000773
Extraordinary gains, net$021
Net income$2,399,000770
Minority interest net income$0112
Net income of bank and minority interests.$2,399,000773
Net charge-offs$1,014,0001,617
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,363,490757
2009-03-31 (YTD Data)Rank
Total interest income$10,612,000827
Total interest expense$3,927,000854
Net interest income$6,685,000808
Provision for loan and lease losses$650,0001,529
Total noninterest income$3,970,000441
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$2,631,000175
Trading account gains and fees$0171
Additional Noninterest Income$1,339,000678
Total noninterest expense$7,816,000657
Salaries and employee benefits$4,549,000556
Premises and equipment expense$1,304,000534
Additional noninterest expense$1,963,000837
Pre-tax net operating income$2,189,000545
Securities gains (losses)$52,0001,287
Applicable income taxes$762,000438
Income before extraordinary items$1,479,000698
Extraordinary gains, net$015
Net income$1,479,000697
Minority interest net income$0102
Net income of bank and minority interests.$1,479,000700
Net charge-offs$366,0001,620
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,444,680670
2008-12-31 (YTD Data)Rank
Total interest income$43,884,000859
Total interest expense$15,648,0001,027
Net interest income$28,236,000769
Provision for loan and lease losses$3,310,0001,302
Total noninterest income$16,788,000401
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$12,014,000164
Trading account gains and fees$0154
Additional Noninterest Income$4,774,000679
Total noninterest expense$31,907,000622
Salaries and employee benefits$17,771,000540
Premises and equipment expense$4,816,000567
Additional noninterest expense$9,320,000721
Pre-tax net operating income$9,807,000555
Securities gains (losses)$142,000901
Applicable income taxes$3,080,000462
Income before extraordinary items$6,869,000573
Extraordinary gains, net$039
Net income$6,869,000573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,812,0001,380
Cash dividends$1,000,0002,281
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,771,020623
2008-09-30 (YTD Data)Rank
Total interest income$33,039,000880
Total interest expense$11,415,0001,105
Net interest income$21,624,000770
Provision for loan and lease losses$1,579,0001,376
Total noninterest income$12,664,000419
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$9,019,000167
Trading account gains and fees$0148
Additional Noninterest Income$3,645,000716
Total noninterest expense$23,714,000619
Salaries and employee benefits$13,553,000546
Premises and equipment expense$3,900,000532
Additional noninterest expense$6,261,000747
Pre-tax net operating income$8,995,000562
Securities gains (losses)$119,000852
Applicable income taxes$2,947,000463
Income before extraordinary items$6,167,000592
Extraordinary gains, net$031
Net income$6,167,000591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$559,0001,840
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,086,080634
2008-06-30 (YTD Data)Rank
Total interest income$21,620,000912
Total interest expense$7,358,0001,191
Net interest income$14,262,000770
Provision for loan and lease losses$1,011,0001,212
Total noninterest income$8,258,000447
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$5,854,000171
Trading account gains and fees$0149
Additional Noninterest Income$2,404,000740
Total noninterest expense$15,554,000623
Salaries and employee benefits$9,049,000551
Premises and equipment expense$2,491,000551
Additional noninterest expense$4,014,000752
Pre-tax net operating income$5,955,000588
Securities gains (losses)$93,0001,036
Applicable income taxes$1,927,000534
Income before extraordinary items$4,121,000668
Extraordinary gains, net$021
Net income$4,121,000667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$502,0001,310
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,057,760662
2008-03-31 (YTD Data)Rank
Total interest income$11,082,000914
Total interest expense$3,998,0001,167
Net interest income$7,084,000770
Provision for loan and lease losses$495,0001,016
Total noninterest income$4,071,000458
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$2,820,000169
Trading account gains and fees$0158
Additional Noninterest Income$1,251,000709
Total noninterest expense$7,511,000640
Salaries and employee benefits$4,249,000592
Premises and equipment expense$1,229,000560
Additional noninterest expense$2,033,000716
Pre-tax net operating income$3,149,000620
Securities gains (losses)$56,0001,025
Applicable income taxes$1,005,000580
Income before extraordinary items$2,200,000703
Extraordinary gains, net$015
Net income$2,200,000704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,036
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,161,360680
2007-12-31 (YTD Data)Rank
Total interest income$45,698,000918
Total interest expense$16,454,0001,210
Net interest income$29,244,000751
Provision for loan and lease losses$1,654,000970
Total noninterest income$15,567,000451
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$11,537,000166
Trading account gains and fees$0178
Additional Noninterest Income$4,030,000813
Total noninterest expense$28,994,000647
Salaries and employee benefits$15,655,000616
Premises and equipment expense$4,653,000563
Additional noninterest expense$8,686,000664
Pre-tax net operating income$14,163,000621
Securities gains (losses)$-107,0008,163
Applicable income taxes$4,720,000570
Income before extraordinary items$9,336,000698
Extraordinary gains, net$039
Net income$9,336,000696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,170,000577
Cash dividends$4,200,000870
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$9,406,620689
2007-09-30 (YTD Data)Rank
Total interest income$33,899,000931
Total interest expense$12,068,0001,239
Net interest income$21,831,000758
Provision for loan and lease losses$1,214,000761
Total noninterest income$11,645,000456
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$8,464,000168
Trading account gains and fees$0184
Additional Noninterest Income$3,181,000798
Total noninterest expense$21,593,000640
Salaries and employee benefits$11,913,000608
Premises and equipment expense$3,540,000554
Additional noninterest expense$6,140,000676
Pre-tax net operating income$10,669,000665
Securities gains (losses)$-119,0008,319
Applicable income taxes$3,430,000627
Income before extraordinary items$7,120,000737
Extraordinary gains, net$033
Net income$7,120,000735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,466,000498
Cash dividends$1,250,0001,727
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,199,730716
2007-06-30 (YTD Data)Rank
Total interest income$15,025,0001,444
Total interest expense$5,425,0001,842
Net interest income$9,600,0001,189
Provision for loan and lease losses$543,000960
Total noninterest income$7,043,000506
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$4,976,000192
Trading account gains and fees$0168
Additional Noninterest Income$2,067,000836
Total noninterest expense$11,466,000811
Salaries and employee benefits$6,470,000777
Premises and equipment expense$2,034,000671
Additional noninterest expense$2,962,000929
Pre-tax net operating income$4,634,0001,030
Securities gains (losses)$10,000866
Applicable income taxes$1,499,000922
Income before extraordinary items$3,145,0001,140
Extraordinary gains, net$029
Net income$3,145,0001,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,190,000396
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,138,2001,120
2007-03-31 (YTD Data)Rank
Total interest income$7,320,0001,483
Total interest expense$2,603,0001,880
Net interest income$4,717,0001,206
Provision for loan and lease losses$270,000898
Total noninterest income$3,449,000502
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$2,386,000193
Trading account gains and fees$0195
Additional Noninterest Income$1,063,000799
Total noninterest expense$5,317,000874
Salaries and employee benefits$2,945,000862
Premises and equipment expense$985,000688
Additional noninterest expense$1,387,000990
Pre-tax net operating income$2,579,000914
Securities gains (losses)$01,187
Applicable income taxes$838,000829
Income before extraordinary items$1,741,0001,016
Extraordinary gains, net$022
Net income$1,741,0001,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0001,249
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,741,000998
2006-12-31 (YTD Data)Rank
Total interest income$25,545,0001,573
Total interest expense$8,191,0002,011
Net interest income$17,354,0001,316
Provision for loan and lease losses$1,300,000803
Total noninterest income$14,335,000481
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$10,543,000173
Trading account gains and fees$0130
Additional Noninterest Income$3,792,000843
Total noninterest expense$21,715,000816
Salaries and employee benefits$11,688,000812
Premises and equipment expense$3,994,000654
Additional noninterest expense$6,033,000880
Pre-tax net operating income$8,674,0001,136
Securities gains (losses)$01,687
Applicable income taxes$2,698,0001,037
Income before extraordinary items$5,976,0001,230
Extraordinary gains, net$051
Net income$5,976,0001,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,146,000613
Cash dividends$2,500,0001,287
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,976,0001,217
2006-09-30 (YTD Data)Rank
Total interest income$18,389,0001,620
Total interest expense$5,639,0002,097
Net interest income$12,750,0001,354
Provision for loan and lease losses$1,311,000602
Total noninterest income$10,745,000497
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$7,919,000179
Trading account gains and fees$0126
Additional Noninterest Income$2,826,000851
Total noninterest expense$15,790,000849
Salaries and employee benefits$8,700,000833
Premises and equipment expense$2,983,000664
Additional noninterest expense$4,107,000971
Pre-tax net operating income$6,394,0001,197
Securities gains (losses)$01,388
Applicable income taxes$2,174,0001,028
Income before extraordinary items$4,220,0001,345
Extraordinary gains, net$045
Net income$4,220,0001,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$488,000822
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,220,0001,330
2006-06-30 (YTD Data)Rank
Total interest income$11,617,0001,679
Total interest expense$3,366,0002,215
Net interest income$8,251,0001,399
Provision for loan and lease losses$837,000625
Total noninterest income$7,067,000501
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$5,168,000181
Trading account gains and fees$0126
Additional Noninterest Income$1,899,000859
Total noninterest expense$10,430,000858
Salaries and employee benefits$5,808,000838
Premises and equipment expense$1,994,000667
Additional noninterest expense$2,628,0001,019
Pre-tax net operating income$4,051,0001,252
Securities gains (losses)$01,185
Applicable income taxes$1,377,0001,078
Income before extraordinary items$2,674,0001,402
Extraordinary gains, net$039
Net income$2,674,0001,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,000959
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,674,0001,395
2006-03-31 (YTD Data)Rank
Total interest income$5,587,0001,704
Total interest expense$1,513,0002,318
Net interest income$4,074,0001,411
Provision for loan and lease losses$498,000492
Total noninterest income$3,387,000509
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,461,000186
Trading account gains and fees$0115
Additional Noninterest Income$926,000851
Total noninterest expense$5,001,000898
Salaries and employee benefits$2,646,000922
Premises and equipment expense$1,030,000631
Additional noninterest expense$1,325,0001,007
Pre-tax net operating income$1,962,0001,262
Securities gains (losses)$0955
Applicable income taxes$667,0001,094
Income before extraordinary items$1,295,0001,414
Extraordinary gains, net$021
Net income$1,295,0001,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0002,212
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,295,0001,392
2005-12-31 (YTD Data)Rank
Total interest income$19,018,0001,773
Total interest expense$4,608,0002,376
Net interest income$14,410,0001,519
Provision for loan and lease losses$122,0004,440
Total noninterest income$13,479,000509
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$10,040,000180
Trading account gains and fees$0138
Additional Noninterest Income$3,439,000916
Total noninterest expense$19,343,000881
Salaries and employee benefits$10,020,000910
Premises and equipment expense$3,698,000669
Additional noninterest expense$5,625,000918
Pre-tax net operating income$8,424,0001,146
Securities gains (losses)$02,296
Applicable income taxes$2,661,0001,071
Income before extraordinary items$5,763,0001,252
Extraordinary gains, net$046
Net income$5,763,0001,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,967
Cash dividends$15,070,000292
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,763,0001,227
2005-09-30 (YTD Data)Rank
Total interest income$13,862,0001,773
Total interest expense$3,301,0002,360
Net interest income$10,561,0001,534
Provision for loan and lease losses$56,0005,041
Total noninterest income$10,217,000508
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$7,514,000177
Trading account gains and fees$0126
Additional Noninterest Income$2,703,000882
Total noninterest expense$13,836,000912
Salaries and employee benefits$7,404,000913
Premises and equipment expense$2,770,000665
Additional noninterest expense$3,662,0001,044
Pre-tax net operating income$6,886,0001,051
Securities gains (losses)$02,317
Applicable income taxes$2,279,000957
Income before extraordinary items$4,607,0001,178
Extraordinary gains, net$035
Net income$4,607,0001,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0001,388
Cash dividends$5,070,000468
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,607,0001,151
2005-06-30 (YTD Data)Rank
Total interest income$9,009,0001,773
Total interest expense$2,150,0002,274
Net interest income$6,859,0001,564
Provision for loan and lease losses$974,000531
Total noninterest income$6,906,000501
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$4,952,000172
Trading account gains and fees$0116
Additional Noninterest Income$1,954,000823
Total noninterest expense$9,055,000924
Salaries and employee benefits$4,920,000910
Premises and equipment expense$1,790,000675
Additional noninterest expense$2,345,0001,072
Pre-tax net operating income$3,736,0001,243
Securities gains (losses)$02,146
Applicable income taxes$1,208,0001,159
Income before extraordinary items$2,528,0001,379
Extraordinary gains, net$030
Net income$2,528,0001,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0001,611
Cash dividends$5,070,000333
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,528,0001,361
2005-03-31 (YTD Data)Rank
Total interest income$4,382,0001,782
Total interest expense$1,012,0002,313
Net interest income$3,370,0001,578
Provision for loan and lease losses$462,000509
Total noninterest income$3,487,000479
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$2,431,000175
Trading account gains and fees$0115
Additional Noninterest Income$1,056,000752
Total noninterest expense$4,227,000984
Salaries and employee benefits$2,263,000981
Premises and equipment expense$860,000698
Additional noninterest expense$1,104,0001,119
Pre-tax net operating income$2,168,0001,069
Securities gains (losses)$01,685
Applicable income taxes$675,0001,038
Income before extraordinary items$1,493,0001,163
Extraordinary gains, net$024
Net income$1,493,0001,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0001,939
Cash dividends$5,070,000173
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,493,0001,135
2004-12-31 (YTD Data)Rank
Total interest income$17,716,0001,636
Total interest expense$3,597,0002,251
Net interest income$14,119,0001,425
Provision for loan and lease losses$2,611,000433
Total noninterest income$14,386,000476
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$10,626,000174
Trading account gains and fees$0138
Additional Noninterest Income$3,760,000830
Total noninterest expense$17,083,000949
Salaries and employee benefits$8,800,000968
Premises and equipment expense$3,222,000718
Additional noninterest expense$5,061,000994
Pre-tax net operating income$8,811,000987
Securities gains (losses)$03,819
Applicable income taxes$2,924,000920
Income before extraordinary items$5,887,0001,102
Extraordinary gains, net$034
Net income$5,887,0001,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,348,000409
Cash dividends$4,290,000706
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,887,0001,081
2004-09-30 (YTD Data)Rank
Total interest income$12,026,0001,762
Total interest expense$2,669,0002,223
Net interest income$9,357,0001,621
Provision for loan and lease losses$1,260,000620
Total noninterest income$11,896,000460
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$7,817,000181
Trading account gains and fees$0134
Additional Noninterest Income$4,079,000650
Total noninterest expense$12,892,000950
Salaries and employee benefits$6,386,0001,003
Premises and equipment expense$2,663,000656
Additional noninterest expense$3,843,000978
Pre-tax net operating income$7,101,000936
Securities gains (losses)$03,710
Applicable income taxes$2,070,000987
Income before extraordinary items$5,031,000993
Extraordinary gains, net$026
Net income$5,031,000994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$503,000942
Cash dividends$4,290,000522
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,031,000956
2004-06-30 (YTD Data)Rank
Total interest income$7,907,0001,778
Total interest expense$1,770,0002,213
Net interest income$6,137,0001,630
Provision for loan and lease losses$837,000609
Total noninterest income$7,853,000452
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$5,005,000183
Trading account gains and fees$0130
Additional Noninterest Income$2,848,000627
Total noninterest expense$8,235,000986
Salaries and employee benefits$3,927,0001,090
Premises and equipment expense$1,728,000670
Additional noninterest expense$2,580,000965
Pre-tax net operating income$4,918,000888
Securities gains (losses)$03,413
Applicable income taxes$1,437,000944
Income before extraordinary items$3,481,000942
Extraordinary gains, net$021
Net income$3,481,000943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-45,0008,698
Cash dividends$4,290,000377
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,481,000905
2004-03-31 (YTD Data)Rank
Total interest income$3,972,0001,780
Total interest expense$905,0002,196
Net interest income$3,067,0001,623
Provision for loan and lease losses$419,000607
Total noninterest income$3,593,000484
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,359,000190
Trading account gains and fees$0121
Additional Noninterest Income$1,234,000678
Total noninterest expense$4,068,0001,002
Salaries and employee benefits$1,977,0001,096
Premises and equipment expense$839,000707
Additional noninterest expense$1,252,000984
Pre-tax net operating income$2,173,000993
Securities gains (losses)$02,934
Applicable income taxes$641,0001,060
Income before extraordinary items$1,532,0001,075
Extraordinary gains, net$016
Net income$1,532,0001,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-205,0009,045
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,532,0001,014
2003-12-31 (YTD Data)Rank
Total interest income$13,276,0002,147
Total interest expense$3,158,0002,736
Net interest income$10,118,0001,929
Provision for loan and lease losses$1,992,000654
Total noninterest income$13,907,000518
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$9,324,000197
Trading account gains and fees$0160
Additional Noninterest Income$4,583,000812
Total noninterest expense$15,417,0001,056
Salaries and employee benefits$6,987,0001,220
Premises and equipment expense$2,890,000780
Additional noninterest expense$5,540,000920
Pre-tax net operating income$6,616,0001,256
Securities gains (losses)$04,500
Applicable income taxes$1,848,0001,364
Income before extraordinary items$4,768,0001,337
Extraordinary gains, net$054
Net income$4,768,0001,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,045,000893
Cash dividends$5,460,000579
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,768,0001,270
2003-09-30 (YTD Data)Rank
Total interest income$9,385,0002,336
Total interest expense$2,139,0003,100
Net interest income$7,246,0002,035
Provision for loan and lease losses$1,119,000808
Total noninterest income$9,964,000560
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$6,637,000213
Trading account gains and fees$0153
Additional Noninterest Income$3,327,000861
Total noninterest expense$11,126,0001,099
Salaries and employee benefits$5,196,0001,253
Premises and equipment expense$2,220,000776
Additional noninterest expense$3,710,0001,034
Pre-tax net operating income$4,965,0001,293
Securities gains (losses)$04,204
Applicable income taxes$1,340,0001,462
Income before extraordinary items$3,625,0001,377
Extraordinary gains, net$040
Net income$3,625,0001,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,0001,756
Cash dividends$5,460,000455
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,625,0001,295
2003-06-30 (YTD Data)Rank
Total interest income$6,295,0002,330
Total interest expense$1,466,0003,115
Net interest income$4,829,0002,027
Provision for loan and lease losses$742,000832
Total noninterest income$6,419,000565
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$4,243,000221
Trading account gains and fees$0150
Additional Noninterest Income$2,176,000866
Total noninterest expense$7,408,0001,097
Salaries and employee benefits$3,348,0001,294
Premises and equipment expense$1,473,000779
Additional noninterest expense$2,587,000977
Pre-tax net operating income$3,098,0001,383
Securities gains (losses)$03,782
Applicable income taxes$836,0001,564
Income before extraordinary items$2,262,0001,452
Extraordinary gains, net$030
Net income$2,262,0001,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,0001,140
Cash dividends$5,460,000319
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,262,0001,359
2003-03-31 (YTD Data)Rank
Total interest income$3,171,0002,330
Total interest expense$755,0003,097
Net interest income$2,416,0002,031
Provision for loan and lease losses$369,000797
Total noninterest income$3,203,000566
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,142,000216
Trading account gains and fees$0134
Additional Noninterest Income$1,061,000853
Total noninterest expense$4,052,0001,000
Salaries and employee benefits$1,736,0001,233
Premises and equipment expense$737,000790
Additional noninterest expense$1,579,000800
Pre-tax net operating income$1,198,0001,756
Securities gains (losses)$02,891
Applicable income taxes$323,0001,950
Income before extraordinary items$875,0001,809
Extraordinary gains, net$021
Net income$875,0001,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0001,297
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$875,0001,698
2002-12-31 (YTD Data)Rank
Total interest income$13,487,0002,283
Total interest expense$3,682,0002,953
Net interest income$9,805,0001,975
Provision for loan and lease losses$692,0001,855
Total noninterest income$10,944,000591
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$7,045,000253
Trading account gains and fees$0153
Additional Noninterest Income$3,899,000831
Total noninterest expense$14,790,0001,047
Salaries and employee benefits$6,278,0001,299
Premises and equipment expense$2,945,000752
Additional noninterest expense$5,567,000905
Pre-tax net operating income$5,267,0001,554
Securities gains (losses)$04,537
Applicable income taxes$1,309,0001,836
Income before extraordinary items$3,958,0001,543
Extraordinary gains, net$070
Net income$3,958,0001,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$510,0001,629
Cash dividends$1,470,0001,677
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,958,0001,501
2001-12-31 (YTD Data)Rank
Total interest income$15,905,0002,167
Total interest expense$6,241,0002,561
Net interest income$9,664,0001,843
Provision for loan and lease losses$1,622,000844
Total noninterest income$8,573,000666
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$4,055,000374
Trading account gains and fees$0177
Additional Noninterest Income$4,518,000707
Total noninterest expense$11,987,0001,216
Salaries and employee benefits$5,873,0001,265
Premises and equipment expense$2,494,000844
Additional noninterest expense$3,620,0001,299
Pre-tax net operating income$4,628,0001,561
Securities gains (losses)$04,612
Applicable income taxes$1,144,0001,892
Income before extraordinary items$3,484,0001,534
Extraordinary gains, net$0105
Net income$3,484,0001,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,634,000665
Cash dividends$1,900,0001,399
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,484,0001,470
2000-12-31 (YTD Data)Rank
Total interest income$17,099,0002,057
Total interest expense$6,972,0002,414
Net interest income$10,127,0001,737
Provision for loan and lease losses$1,275,000868
Total noninterest income$5,632,000853
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$3,658,000374
Trading account gains and fees$0180
Additional Noninterest Income$1,974,0001,143
Total noninterest expense$9,348,0001,490
Salaries and employee benefits$3,787,0001,902
Premises and equipment expense$1,852,0001,080
Additional noninterest expense$3,709,0001,230
Pre-tax net operating income$5,136,0001,441
Securities gains (losses)$01,956
Applicable income taxes$1,335,0001,663
Income before extraordinary items$3,801,0001,389
Extraordinary gains, net$038
Net income$3,801,0001,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,023,000738
Cash dividends$1,880,0001,425
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,801,0001,383
1999-12-31 (YTD Data)Rank
Total interest income$16,176,0002,000
Total interest expense$6,166,0002,382
Net interest income$10,010,0001,739
Provision for loan and lease losses$1,069,000918
Total noninterest income$5,124,000934
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,441,000403
Trading account gains and fees$0173
Additional Noninterest Income$1,683,0001,303
Total noninterest expense$8,932,0001,554
Salaries and employee benefits$3,608,0001,945
Premises and equipment expense$1,750,0001,144
Additional noninterest expense$3,574,0001,288
Pre-tax net operating income$5,133,0001,472
Securities gains (losses)$03,155
Applicable income taxes$1,357,0001,727
Income before extraordinary items$3,776,0001,411
Extraordinary gains, net$035
Net income$3,776,0001,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,486,000538
Cash dividends$1,550,0001,641
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,776,0001,393
1998-12-31 (YTD Data)Rank
Total interest income$15,454,0002,107
Total interest expense$6,639,0002,280
Net interest income$8,815,0001,943
Provision for loan and lease losses$816,0001,161
Total noninterest income$4,841,000957
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$3,185,000414
Trading account gains and fees$0224
Additional Noninterest Income$1,656,0001,315
Total noninterest expense$8,095,0001,633
Salaries and employee benefits$3,676,0001,814
Premises and equipment expense$1,419,0001,375
Additional noninterest expense$3,000,0001,453
Pre-tax net operating income$4,745,0001,562
Securities gains (losses)$04,449
Applicable income taxes$1,615,0001,520
Income before extraordinary items$3,130,0001,686
Extraordinary gains, net$032
Net income$3,130,0001,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,363,000598
Cash dividends$1,000,0002,191
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,130,0001,620
1997-12-31 (YTD Data)Rank
Total interest income$13,478,0002,425
Total interest expense$5,213,0002,869
Net interest income$8,265,0002,105
Provision for loan and lease losses$1,118,000903
Total noninterest income$4,100,0001,062
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$2,875,000460
Trading account gains and fees$0239
Additional Noninterest Income$1,225,0001,528
Total noninterest expense$6,766,0001,910
Salaries and employee benefits$3,050,0002,170
Premises and equipment expense$1,144,0001,715
Additional noninterest expense$2,572,0001,653
Pre-tax net operating income$4,481,0001,713
Securities gains (losses)$03,944
Applicable income taxes$1,563,0001,654
Income before extraordinary items$2,918,0001,813
Extraordinary gains, net$044
Net income$2,918,0001,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,0001,659
Cash dividends$1,400,0001,703
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,918,0001,770
1996-12-31 (YTD Data)Rank
Total interest income$11,732,0002,813
Total interest expense$3,784,0003,904
Net interest income$7,948,0002,265
Provision for loan and lease losses$658,0001,394
Total noninterest income$3,504,0001,218
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$2,559,000533
Trading account gains and fees$0262
Additional Noninterest Income$945,0001,886
Total noninterest expense$6,056,0002,268
Salaries and employee benefits$3,065,0002,180
Premises and equipment expense$1,032,0001,948
Additional noninterest expense$1,959,0002,508
Pre-tax net operating income$4,738,0001,529
Securities gains (losses)$04,148
Applicable income taxes$1,540,0001,566
Income before extraordinary items$3,198,0001,551
Extraordinary gains, net$053
Net income$3,198,0001,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$559,0001,313
Cash dividends$1,330,0001,737
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,198,0001,520
1995-12-31 (YTD Data)Rank
Total interest income$11,607,0002,869
Total interest expense$3,401,0004,266
Net interest income$8,206,0002,191
Provision for loan and lease losses$789,0001,135
Total noninterest income$3,351,0001,267
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$2,579,000548
Trading account gains and fees$0522
Additional Noninterest Income$772,0002,156
Total noninterest expense$5,532,0002,459
Salaries and employee benefits$2,582,0002,591
Premises and equipment expense$922,0002,179
Additional noninterest expense$2,028,0002,370
Pre-tax net operating income$5,236,0001,444
Securities gains (losses)$03,831
Applicable income taxes$1,989,0001,280
Income before extraordinary items$3,247,0001,573
Extraordinary gains, net$065
Net income$3,247,0001,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,0001,863
Cash dividends$500,0003,291
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,247,0001,551
1994-12-31 (YTD Data)Rank
Total interest income$10,390,0002,927
Total interest expense$3,087,0003,864
Net interest income$7,303,0002,473
Provision for loan and lease losses$443,0001,696
Total noninterest income$3,101,0001,326
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,478,000562
Trading account gains and fees$0475
Additional Noninterest Income$623,0002,517
Total noninterest expense$4,792,0002,877
Salaries and employee benefits$2,218,0002,983
Premises and equipment expense$817,0002,487
Additional noninterest expense$1,757,0002,891
Pre-tax net operating income$5,169,0001,428
Securities gains (losses)$-1,576,00012,459
Applicable income taxes$1,048,0002,131
Income before extraordinary items$2,545,0001,913
Extraordinary gains, net$0249
Net income$2,545,0001,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0002,950
Cash dividends$3,498,000725
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,663,9601,378
1993-12-31 (YTD Data)Rank
Total interest income$8,772,0003,508
Total interest expense$2,789,0004,385
Net interest income$5,983,0003,034
Provision for loan and lease losses$526,0002,023
Total noninterest income$2,580,0001,636
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$2,210,000615
Trading account gains and fees$0532
Additional Noninterest Income$370,0003,953
Total noninterest expense$4,267,0003,284
Salaries and employee benefits$1,980,0003,316
Premises and equipment expense$757,0002,687
Additional noninterest expense$1,530,0003,456
Pre-tax net operating income$3,770,0001,830
Securities gains (losses)$07,477
Applicable income taxes$1,413,0001,647
Income before extraordinary items$2,357,0002,126
Extraordinary gains, net$03,149
Net income$2,357,0002,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$743,0001,384
Cash dividends$1,095,0001,624
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,357,0001,996
1992-12-31 (YTD Data)Rank
Total interest income$8,648,0003,997
Total interest expense$3,234,0004,859
Net interest income$5,414,0003,368
Provision for loan and lease losses$512,0002,947
Total noninterest income$2,321,0001,747
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,865,000713
Trading account gains and feesNANA
Additional Noninterest Income$456,0003,391
Total noninterest expense$3,917,0003,575
Salaries and employee benefits$1,821,0003,513
Premises and equipment expense$593,0003,404
Additional noninterest expense$1,503,0003,590
Pre-tax net operating income$3,306,0001,875
Securities gains (losses)$08,369
Applicable income taxes$1,003,0002,108
Income before extraordinary items$2,303,0001,990
Extraordinary gains, net$01,422
Net income$2,303,0002,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$662,0002,052
Cash dividends$905,0001,682
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,303,0001,832

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.