Home > The Heritage Bank > Net charge- offs to loans
The Heritage Bank, Net charge- offs to loans
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4347% | 379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0814% | 631 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 4,297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 4,175 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0737% | 3,754 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0831% | 203 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4688% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0586% | 107 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7701% | 190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1157% | 422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 4,344 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0484% | 3,759 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 4,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6012% | 85 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4625% | 116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6791% | 90 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2323% | 840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0931% | 798 |
| Percentage Net Loans Charged-off:Construction & development | 0.5168% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2277% | 5,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4283% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1056% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4711% | 153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0306% | 1,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5457% | 67 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.7470% | 55 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2181% | 781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0680% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0519% | 230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2182% | 343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1731% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2243% | 341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0843% | 1,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5100% | 79 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.7523% | 64 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1521% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 1,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0839% | 164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0342% | 4,808 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0466% | 3,810 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0325% | 4,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2069% | 943 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4433% | 100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7195% | 73 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1612% | 876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 959 |
| Percentage Net Loans Charged-off:Construction & development | 0.2003% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0347% | 4,912 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0463% | 3,873 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0330% | 4,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0905% | 853 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5977% | 111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8276% | 84 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5467% | 53 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8226% | 11 |
| Percentage Net Loans Charged-off:Construction & development | 6.7330% | 23 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3875% | 51 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7046% | 28 |
| Percentage Net Loans Charged-off: Home equity loans | 9.3883% | 3 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5834% | 155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2795% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7131% | 80 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9900% | 65 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3643% | 37 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8777% | 8 |
| Percentage Net Loans Charged-off:Construction & development | 9.7247% | 11 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2724% | 26 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0833% | 21 |
| Percentage Net Loans Charged-off: Home equity loans | 12.4501% | 2 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5504% | 159 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1183% | 4,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5634% | 84 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4935% | 564 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.8698% | 70 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1965% | 1,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0504% | 1,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0977% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1191% | 801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8374% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 1,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1032% | 4,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5220% | 115 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5545% | 1,072 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9305% | 88 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2018% | 858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0612% | 856 |
| Percentage Net Loans Charged-off:Construction & development | -0.0138% | 4,710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2038% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7767% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0356% | 5,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0795% | 4,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0956% | 146 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3707% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6323% | 107 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9837% | 23 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3839% | 8 |
| Percentage Net Loans Charged-off:Construction & development | 11.7880% | 15 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6413% | 41 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9575% | 5 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6909% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5149% | 7 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3942% | 464 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5020% | 83 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3178% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.8077% | 71 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0942% | 10 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.7527% | 6 |
| Percentage Net Loans Charged-off:Construction & development | 16.0907% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0932% | 27 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.2177% | 4 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0403% | 4,083 |
| All other 1-4 family - Percent of loans charged-off, net | 6.1312% | 6 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5870% | 330 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7810% | 97 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6935% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8040% | 89 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.3363% | 4 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.5665% | 3 |
| Percentage Net Loans Charged-off:Construction & development | 23.1566% | 14 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.6380% | 21 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.8714% | 3 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0402% | 4,111 |
| All other 1-4 family - Percent of loans charged-off, net | 9.2563% | 2 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1280% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5862% | 105 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2009% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1483% | 105 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1057% | 162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9217% | 103 |
| Percentage Net Loans Charged-off:Construction & development | 0.6209% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1012% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4851% | 31 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0397% | 4,133 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9301% | 29 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2699% | 325 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7934% | 110 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3517% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6369% | 98 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1278% | 63 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0584% | 31 |
| Percentage Net Loans Charged-off:Construction & development | 5.4241% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4548% | 125 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6411% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8044% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8595% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7939% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0405% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2955% | 65 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8537% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.0266% | 46 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4765% | 45 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4217% | 23 |
| Percentage Net Loans Charged-off:Construction & development | 6.0209% | 55 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7705% | 95 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1720% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0692% | 122 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1576% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0522% | 126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7981% | 187 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6320% | 84 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7560% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5007% | 57 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0970% | 36 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3039% | 14 |
| Percentage Net Loans Charged-off:Construction & development | 5.5997% | 57 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9527% | 40 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2250% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9914% | 149 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5728% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8786% | 196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7741% | 273 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2578% | 107 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6436% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4482% | 96 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6274% | 34 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9540% | 14 |
| Percentage Net Loans Charged-off:Construction & development | -0.0701% | 5,199 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.5532% | 13 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0451% | 171 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0675% | 4,423 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2632% | 139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5745% | 249 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1137% | 144 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2569% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0680% | 134 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7687% | 124 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5942% | 99 |
| Percentage Net Loans Charged-off:Construction & development | 4.1250% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9394% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6517% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5414% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8953% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4711% | 716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0250% | 394 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4886% | 77 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7663% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.0522% | 80 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3578% | 1,127 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 5,513 |
| Percentage Net Loans Charged-off:Construction & development | -0.1328% | 5,394 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2780% | 6,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4970% | 644 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1744% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3618% | 889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5822% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3909% | 71 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0932% | 41 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.4576% | 82 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3419% | 1,189 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 5,437 |
| Percentage Net Loans Charged-off:Construction & development | -0.0248% | 5,188 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5643% | 6,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8711% | 358 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7666% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6937% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9462% | 376 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1373% | 110 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1628% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7695% | 111 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1825% | 1,625 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3276% | 6,492 |
| Percentage Net Loans Charged-off:Construction & development | -0.0431% | 5,354 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1502% | 6,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6362% | 507 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1215% | 4,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7845% | 410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2405% | 198 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2477% | 118 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1800% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2727% | 106 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3789% | 355 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1751% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 2.0599% | 566 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0145% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8673% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1313% | 4,847 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0420% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9654% | 582 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9286% | 110 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2151% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.8265% | 103 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5082% | 311 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3607% | 288 |
| Percentage Net Loans Charged-off:Construction & development | 2.4409% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2744% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7897% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0289% | 4,716 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9298% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9784% | 540 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0647% | 135 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0891% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.4090% | 108 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1628% | 502 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0194% | 523 |
| Percentage Net Loans Charged-off:Construction & development | -0.2681% | 5,848 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6737% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9889% | 529 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0859% | 4,826 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1701% | 447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7262% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0546% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7562% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5137% | 151 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4015% | 390 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4401% | 326 |
| Percentage Net Loans Charged-off:Construction & development | -0.0053% | 5,520 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0688% | 171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4511% | 1,080 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0283% | 4,713 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5299% | 919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8478% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0920% | 301 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8845% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1651% | 271 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4854% | 243 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4548% | 228 |
| Percentage Net Loans Charged-off:Construction & development | 5.3046% | 522 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4103% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1410% | 5,520 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4645% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1434% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3630% | 284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4723% | 689 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1515% | 188 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5139% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.6630% | 161 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0174% | 180 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0289% | 148 |
| Percentage Net Loans Charged-off:Construction & development | 6.7624% | 409 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5170% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1829% | 5,561 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1815% | 161 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1449% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0401% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0776% | 514 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7247% | 209 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1071% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9127% | 189 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9295% | 203 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1484% | 162 |
| Percentage Net Loans Charged-off:Construction & development | 6.7846% | 404 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0493% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7191% | 245 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1934% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7950% | 254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5508% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7732% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3400% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2021% | 245 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6230% | 305 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9667% | 234 |
| Percentage Net Loans Charged-off:Construction & development | 1.1191% | 932 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4981% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9674% | 223 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3705% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7683% | 271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3298% | 1,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1953% | 366 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5447% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3841% | 315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3389% | 120 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3542% | 118 |
| Percentage Net Loans Charged-off:Construction & development | 9.5594% | 482 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5892% | 762 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5443% | 524 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5240% | 128 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4905% | 603 |
| All other 1-4 family - Percent of loans charged-off, net | 4.9075% | 139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5915% | 484 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2726% | 190 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1913% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9641% | 169 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3017% | 253 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4163% | 227 |
| Percentage Net Loans Charged-off:Construction & development | 5.4204% | 817 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6006% | 684 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0233% | 394 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5525% | 133 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0703% | 713 |
| All other 1-4 family - Percent of loans charged-off, net | 4.9833% | 132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2808% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1482% | 198 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8066% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.8159% | 173 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8018% | 226 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0366% | 196 |
| Percentage Net Loans Charged-off:Construction & development | 5.9768% | 699 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2540% | 460 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3157% | 312 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.4579% | 121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8773% | 768 |
| All other 1-4 family - Percent of loans charged-off, net | 6.0168% | 108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7024% | 791 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1236% | 337 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5709% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2539% | 355 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1149% | 216 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4834% | 171 |
| Percentage Net Loans Charged-off:Construction & development | 3.9981% | 725 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6784% | 232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.9876% | 89 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0238% | 5,256 |
| All other 1-4 family - Percent of loans charged-off, net | 7.8243% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2077% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7709% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0203% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4524% | 459 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2383% | 273 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3581% | 228 |
| Percentage Net Loans Charged-off:Construction & development | 10.8238% | 512 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3290% | 993 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6701% | 451 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2977% | 529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6107% | 1,157 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4741% | 518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1660% | 779 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4465% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8718% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3411% | 251 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7395% | 181 |
| Percentage Net Loans Charged-off:Construction & development | 11.4284% | 447 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6649% | 716 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4277% | 336 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4292% | 434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5266% | 1,083 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6238% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7517% | 1,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7024% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3376% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6664% | 386 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9052% | 314 |
| Percentage Net Loans Charged-off:Construction & development | 7.2529% | 721 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2407% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9528% | 254 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8420% | 373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7443% | 818 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0490% | 361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3431% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7463% | 492 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6647% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8661% | 549 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1094% | 450 |
| Percentage Net Loans Charged-off:Construction & development | 5.5681% | 725 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7776% | 334 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.2962% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1439% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9698% | 567 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1608% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3052% | 1,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7259% | 738 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2227% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0958% | 2,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8961% | 2,063 |
| Percentage Net Loans Charged-off:Construction & development | 1.4686% | 2,328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5689% | 1,654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9267% | 584 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7177% | 1,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7071% | 1,047 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7185% | 1,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6340% | 2,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4892% | 1,039 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4908% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3096% | 395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0172% | 1,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7950% | 1,841 |
| Percentage Net Loans Charged-off:Construction & development | 1.4568% | 1,948 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1111% | 2,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7708% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8615% | 1,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9306% | 1,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1645% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4393% | 1,785 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8940% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5036% | 320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3346% | 3,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0573% | 4,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0922% | 2,516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 2,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0820% | 3,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0880% | 2,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5940% | 1,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7771% | 1,360 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7415% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7887% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2619% | 3,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0541% | 3,241 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 7,349 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 7,739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2269% | 1,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2392% | 1,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1024% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3290% | 1,651 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9480% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2754% | 297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3729% | 2,974 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 7,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0523% | 2,706 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2078% | 1,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1991% | 8,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2100% | 8,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8112% | 1,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6311% | 1,341 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2169% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.1485% | 260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1578% | 3,718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1927% | 8,201 |
| Percentage Net Loans Charged-off:Construction & development | -0.0150% | 7,584 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2217% | 8,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2540% | 8,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2680% | 8,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2799% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4082% | 1,293 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5101% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.0780% | 230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2202% | 2,595 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1551% | 8,207 |
| Percentage Net Loans Charged-off:Construction & development | -0.0189% | 7,598 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3341% | 8,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0965% | 1,952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1018% | 1,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5387% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7097% | 939 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7632% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4698% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0126% | 7,207 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2954% | 8,294 |
| Percentage Net Loans Charged-off:Construction & development | -0.0249% | 7,576 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1771% | 8,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3036% | 8,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3203% | 8,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9866% | 812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5798% | 2,251 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8050% | 689 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1809% | 187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5284% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7052% | 382 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 7,595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9754% | 258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0373% | 238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0814% | 232 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2741% | 7,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2216% | 1,275 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9051% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7614% | 238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4836% | 825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3401% | 520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0028% | 1,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9924% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0226% | 2,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 2,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1830% | 2,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8699% | 1,605 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4175% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2022% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9405% | 346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7878% | 169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0709% | 578 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4734% | 65 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0753% | 8,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0788% | 8,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2963% | 1,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1710% | 1,072 |
| Percentage Net Loans Charged-off: Credit card loans | 11.1765% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7398% | 179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1491% | 1,743 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0270% | 8,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.0736% | 336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1551% | 8,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1624% | 8,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1301% | 1,451 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1893% | 7,379 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7982% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7399% | 142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5222% | 704 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0909% | 8,386 |
| Percentage Net Loans Charged-off:Construction & development | -0.0599% | 7,773 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1083% | 8,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1055% | 8,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1121% | 8,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1535% | 196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2987% | 3,899 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8285% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.8996% | 162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3050% | 1,075 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0470% | 8,224 |
| Percentage Net Loans Charged-off:Construction & development | -0.0648% | 7,784 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0984% | 8,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1051% | 8,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5284% | 1,262 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0401% | 7,280 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2492% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1404% | 154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2377% | 1,307 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0896% | 8,368 |
| Percentage Net Loans Charged-off:Construction & development | -0.0924% | 7,772 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2213% | 8,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2378% | 8,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0475% | 2,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4832% | 2,411 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3457% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7589% | 149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0472% | 2,894 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1140% | 8,441 |
| Percentage Net Loans Charged-off:Construction & development | -0.1074% | 7,741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2891% | 8,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3118% | 8,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1610% | 7,545 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2413% | 7,480 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9752% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0043% | 183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0040% | 6,393 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5988% | 8,666 |
| Percentage Net Loans Charged-off:Construction & development | -0.3674% | 7,899 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8776% | 8,496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3874% | 8,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2030% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4365% | 8,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0689% | 3,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0367% | 1,772 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0966% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.3475% | 91 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2001% | 1,966 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2601% | 8,626 |
| Percentage Net Loans Charged-off:Construction & development | -0.4808% | 7,898 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5295% | 8,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2703% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5970% | 8,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4231% | 8,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9304% | 1,753 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1651% | 688 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.0889% | 81 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1519% | 2,257 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3101% | 8,638 |
| Percentage Net Loans Charged-off:Construction & development | -0.7005% | 7,869 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5690% | 8,639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6177% | 8,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3012% | 7,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1723% | 1,304 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8004% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.0841% | 81 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0915% | 2,548 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2687% | 8,679 |
| Percentage Net Loans Charged-off:Construction & development | -0.3643% | 7,851 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6448% | 8,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7013% | 8,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3723% | 7,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1546% | 1,303 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8583% | 621 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.4602% | 100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3357% | 299 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0596% | 115 |
| Percentage Net Loans Charged-off:Construction & development | 0.7302% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0266% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5485% | 78 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7020% | 69 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2088% | 7,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0024% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6298% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.4053% | 130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3783% | 1,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4882% | 289 |
| Percentage Net Loans Charged-off:Construction & development | 0.4494% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1407% | 681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3771% | 84 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5149% | 81 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6170% | 8,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6132% | 2,953 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9844% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0511% | 8,230 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0619% | 8,545 |
| Percentage Net Loans Charged-off:Construction & development | -0.0523% | 7,890 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 8,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1778% | 8,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1954% | 8,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3894% | 8,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2639% | 4,278 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6074% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4688% | 8,872 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4262% | 8,879 |
| Percentage Net Loans Charged-off:Construction & development | -0.1832% | 7,912 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 8,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.3615% | 8,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -1.4934% | 8,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8460% | 8,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1538% | 4,161 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1816% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6922% | 978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3967% | 521 |
| Percentage Net Loans Charged-off:Construction & development | -0.0229% | 7,994 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3842% | 577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6029% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6755% | 322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4063% | 1,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9617% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3818% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2638% | 2,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1917% | 961 |
| Percentage Net Loans Charged-off:Construction & development | 0.2722% | 336 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 8,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5232% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5899% | 330 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1525% | 8,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0643% | 2,030 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5688% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5024% | 1,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4295% | 401 |
| Percentage Net Loans Charged-off:Construction & development | 0.1319% | 367 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 8,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2927% | 113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4741% | 97 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0524% | 3,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4018% | 1,394 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9657% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3738% | 1,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4199% | 371 |
| Percentage Net Loans Charged-off:Construction & development | 0.5376% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 8,585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1724% | 129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3438% | 118 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4741% | 8,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9350% | 2,072 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3914% | 2,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0621% | 2,337 |
| Percentage Net Loans Charged-off:Construction & development | -1.5855% | 8,241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1375% | 979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0609% | 2,162 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3024% | 6,050 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2612% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8065% | 2,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6376% | 1,219 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3091% | 492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 3,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.5337% | 306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1915% | 331 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8131% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8255% | 725 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3061% | 391 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3502% | 396 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4610% | 1,717 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7467% | 1,074 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4465% | 1,923 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2214% | 3,757 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2121% | 974 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1311% | 1,790 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |