Home > The Henry County Bank > Income and Expense

The Henry County Bank, Income and Expense

2022-06-30 (YTD Data)		Rank
Total interest income	$5,099,000	2,406
Total interest expense	$445,000	2,111
Net interest income	$4,654,000	2,418
Provision for loan and lease losses	$0	2,599
Total noninterest income	$335,000	3,274
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$218,000	1,847
Trading account gains and fees	NA	NA
Additional Noninterest Income	$117,000	3,756
Total noninterest expense	$5,813,000	1,800
Salaries and employee benefits	$3,242,000	1,842
Premises and equipment expense	$453,000	2,148
Additional noninterest expense	$2,118,000	1,539
Pre-tax net operating income	$-824,000	4,728
Securities gains (losses)	$0	687
Applicable income taxes	$-267,000	4,711
Income before extraordinary items	$-557,000	4,686
Extraordinary gains, net	$0	4
Net income	$-557,000	4,686
Minority interest net income	$0	60
Net income of bank and minority interests.	$-557,000	4,686
Net charge-offs	$559,000	317
Cash dividends	$340,000	2,162
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$-557,000	4,711
2022-03-31 (YTD Data)		Rank
Total interest income	$2,384,000	2,453
Total interest expense	$205,000	2,175
Net interest income	$2,179,000	2,465
Provision for loan and lease losses	$0	2,285
Total noninterest income	$159,000	3,286
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$107,000	1,855
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	3,803
Total noninterest expense	$1,874,000	2,394
Salaries and employee benefits	$1,033,000	2,454
Premises and equipment expense	$221,000	2,204
Additional noninterest expense	$620,000	2,247
Pre-tax net operating income	$464,000	2,998
Securities gains (losses)	$0	623
Applicable income taxes	$70,000	2,300
Income before extraordinary items	$394,000	2,995
Extraordinary gains, net	$0	4
Net income	$394,000	2,994
Minority interest net income	$0	50
Net income of bank and minority interests.	$394,000	2,995
Net charge-offs	$-45,000	4,377
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$394,000	3,018
2021-12-31 (YTD Data)		Rank
Total interest income	$9,593,000	2,517
Total interest expense	$992,000	2,225
Net interest income	$8,601,000	2,537
Provision for loan and lease losses	$0	3,064
Total noninterest income	$1,148,000	2,823
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$467,000	1,668
Trading account gains and fees	NA	NA
Additional Noninterest Income	$681,000	2,989
Total noninterest expense	$7,700,000	2,345
Salaries and employee benefits	$4,419,000	2,343
Premises and equipment expense	$850,000	2,229
Additional noninterest expense	$2,431,000	2,283
Pre-tax net operating income	$2,049,000	3,118
Securities gains (losses)	$1,000	2,004
Applicable income taxes	$278,000	2,516
Income before extraordinary items	$1,772,000	3,174
Extraordinary gains, net	$0	10
Net income	$1,772,000	3,174
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,772,000	3,174
Net charge-offs	$-92,000	4,332
Cash dividends	$679,000	2,586
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,771,140	3,151
2021-09-30 (YTD Data)		Rank
Total interest income	$7,091,000	2,586
Total interest expense	$761,000	2,287
Net interest income	$6,330,000	2,608
Provision for loan and lease losses	$0	2,963
Total noninterest income	$816,000	2,927
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$349,000	1,669
Trading account gains and fees	NA	NA
Additional Noninterest Income	$467,000	3,123
Total noninterest expense	$5,618,000	2,391
Salaries and employee benefits	$3,258,000	2,383
Premises and equipment expense	$677,000	2,192
Additional noninterest expense	$1,683,000	2,395
Pre-tax net operating income	$1,528,000	3,230
Securities gains (losses)	$1,000	1,947
Applicable income taxes	$217,000	2,525
Income before extraordinary items	$1,312,000	3,288
Extraordinary gains, net	$0	8
Net income	$1,312,000	3,287
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,312,000	3,288
Net charge-offs	$-49,000	4,204
Cash dividends	$340,000	2,593
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,311,140	3,266
2021-06-30 (YTD Data)		Rank
Total interest income	$4,687,000	2,604
Total interest expense	$537,000	2,256
Net interest income	$4,150,000	2,636
Provision for loan and lease losses	$0	2,862
Total noninterest income	$566,000	2,867
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$227,000	1,648
Trading account gains and fees	NA	NA
Additional Noninterest Income	$339,000	3,029
Total noninterest expense	$3,666,000	2,411
Salaries and employee benefits	$2,143,000	2,396
Premises and equipment expense	$442,000	2,214
Additional noninterest expense	$1,081,000	2,438
Pre-tax net operating income	$1,050,000	3,195
Securities gains (losses)	$0	1,818
Applicable income taxes	$151,000	2,496
Income before extraordinary items	$899,000	3,261
Extraordinary gains, net	$0	6
Net income	$899,000	3,260
Minority interest net income	$0	67
Net income of bank and minority interests.	$899,000	3,261
Net charge-offs	$-40,000	4,302
Cash dividends	$340,000	2,276
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$899,000	3,234
2021-03-31 (YTD Data)		Rank
Total interest income	$2,353,000	2,598
Total interest expense	$281,000	2,270
Net interest income	$2,072,000	2,615
Provision for loan and lease losses	$0	2,741
Total noninterest income	$303,000	2,790
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$110,000	1,677
Trading account gains and fees	NA	NA
Additional Noninterest Income	$193,000	2,881
Total noninterest expense	$1,830,000	2,398
Salaries and employee benefits	$1,068,000	2,392
Premises and equipment expense	$222,000	2,219
Additional noninterest expense	$540,000	2,413
Pre-tax net operating income	$545,000	3,146
Securities gains (losses)	$0	1,392
Applicable income taxes	$79,000	2,428
Income before extraordinary items	$466,000	3,189
Extraordinary gains, net	$0	3
Net income	$466,000	3,190
Minority interest net income	$0	55
Net income of bank and minority interests.	$466,000	3,189
Net charge-offs	$5,000	1,528
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$466,000	3,167
2020-12-31 (YTD Data)		Rank
Total interest income	$10,318,000	2,469
Total interest expense	$1,632,000	2,253
Net interest income	$8,686,000	2,480
Provision for loan and lease losses	$400,000	2,439
Total noninterest income	$1,491,000	2,433
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$432,000	1,787
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,059,000	2,425
Total noninterest expense	$7,615,000	2,346
Salaries and employee benefits	$4,413,000	2,331
Premises and equipment expense	$929,000	2,126
Additional noninterest expense	$2,273,000	2,328
Pre-tax net operating income	$2,162,000	2,858
Securities gains (losses)	$118,000	1,303
Applicable income taxes	$311,000	2,279
Income before extraordinary items	$1,969,000	2,851
Extraordinary gains, net	$0	4
Net income	$1,969,000	2,850
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,969,000	2,851
Net charge-offs	$4,000	3,213
Cash dividends	$673,000	2,586
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,867,520	2,860
2020-09-30 (YTD Data)		Rank
Total interest income	$7,833,000	2,471
Total interest expense	$1,302,000	2,261
Net interest income	$6,531,000	2,474
Provision for loan and lease losses	$200,000	2,745
Total noninterest income	$819,000	2,741
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$312,000	1,830
Trading account gains and fees	NA	NA
Additional Noninterest Income	$507,000	2,833
Total noninterest expense	$5,574,000	2,365
Salaries and employee benefits	$3,244,000	2,338
Premises and equipment expense	$722,000	2,081
Additional noninterest expense	$1,608,000	2,392
Pre-tax net operating income	$1,576,000	2,890
Securities gains (losses)	$100,000	1,217
Applicable income taxes	$226,000	2,301
Income before extraordinary items	$1,450,000	2,877
Extraordinary gains, net	$0	4
Net income	$1,450,000	2,876
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,450,000	2,877
Net charge-offs	$-4,000	4,037
Cash dividends	$323,000	2,668
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,363,000	2,917
2020-06-30 (YTD Data)		Rank
Total interest income	$5,284,000	2,474
Total interest expense	$962,000	2,204
Net interest income	$4,322,000	2,506
Provision for loan and lease losses	$200,000	2,381
Total noninterest income	$452,000	2,922
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$196,000	1,945
Trading account gains and fees	NA	NA
Additional Noninterest Income	$256,000	3,056
Total noninterest expense	$3,685,000	2,376
Salaries and employee benefits	$2,180,000	2,330
Premises and equipment expense	$448,000	2,170
Additional noninterest expense	$1,057,000	2,410
Pre-tax net operating income	$889,000	3,098
Securities gains (losses)	$100,000	984
Applicable income taxes	$111,000	2,464
Income before extraordinary items	$878,000	2,980
Extraordinary gains, net	$0	4
Net income	$878,000	2,979
Minority interest net income	$0	65
Net income of bank and minority interests.	$878,000	2,980
Net charge-offs	$-13,000	4,396
Cash dividends	$323,000	2,337
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$789,000	3,074
2020-03-31 (YTD Data)		Rank
Total interest income	$2,713,000	2,426
Total interest expense	$557,000	2,151
Net interest income	$2,156,000	2,464
Provision for loan and lease losses	$200,000	1,434
Total noninterest income	$184,000	3,117
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$97,000	2,175
Trading account gains and fees	NA	NA
Additional Noninterest Income	$87,000	3,329
Total noninterest expense	$1,969,000	2,292
Salaries and employee benefits	$1,121,000	2,301
Premises and equipment expense	$232,000	2,138
Additional noninterest expense	$616,000	2,205
Pre-tax net operating income	$171,000	3,929
Securities gains (losses)	$99,000	611
Applicable income taxes	$15,000	3,005
Income before extraordinary items	$255,000	3,468
Extraordinary gains, net	$0	4
Net income	$255,000	3,469
Minority interest net income	$0	56
Net income of bank and minority interests.	$255,000	3,469
Net charge-offs	$-1,000	3,618
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$161,940	3,876
2019-12-31 (YTD Data)		Rank
Total interest income	$10,707,000	2,472
Total interest expense	$2,649,000	1,960
Net interest income	$8,058,000	2,614
Provision for loan and lease losses	$100,000	2,932
Total noninterest income	$803,000	3,095
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$437,000	2,105
Trading account gains and fees	NA	NA
Additional Noninterest Income	$366,000	3,372
Total noninterest expense	$7,415,000	2,356
Salaries and employee benefits	$4,524,000	2,245
Premises and equipment expense	$887,000	2,204
Additional noninterest expense	$2,004,000	2,554
Pre-tax net operating income	$1,346,000	3,531
Securities gains (losses)	$47,000	1,267
Applicable income taxes	$91,000	3,061
Income before extraordinary items	$1,302,000	3,456
Extraordinary gains, net	$0	11
Net income	$1,302,000	3,457
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,302,000	3,457
Net charge-offs	$69,000	2,440
Cash dividends	$666,000	2,744
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,258,290	3,467
2019-09-30 (YTD Data)		Rank
Total interest income	$8,018,000	2,499
Total interest expense	$1,998,000	1,971
Net interest income	$6,020,000	2,647
Provision for loan and lease losses	$0	3,836
Total noninterest income	$566,000	3,199
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$323,000	2,134
Trading account gains and fees	NA	NA
Additional Noninterest Income	$243,000	3,520
Total noninterest expense	$5,500,000	2,381
Salaries and employee benefits	$3,296,000	2,303
Premises and equipment expense	$684,000	2,176
Additional noninterest expense	$1,520,000	2,546
Pre-tax net operating income	$1,086,000	3,519
Securities gains (losses)	$40,000	1,152
Applicable income taxes	$103,000	2,921
Income before extraordinary items	$1,023,000	3,462
Extraordinary gains, net	$0	11
Net income	$1,023,000	3,462
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,023,000	3,462
Net charge-offs	$2,000	3,298
Cash dividends	$323,000	2,842
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$986,600	3,490
2019-06-30 (YTD Data)		Rank
Total interest income	$5,280,000	2,522
Total interest expense	$1,325,000	1,957
Net interest income	$3,955,000	2,690
Provision for loan and lease losses	$0	3,685
Total noninterest income	$375,000	3,163
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$215,000	2,102
Trading account gains and fees	NA	NA
Additional Noninterest Income	$160,000	3,535
Total noninterest expense	$3,656,000	2,403
Salaries and employee benefits	$2,191,000	2,311
Premises and equipment expense	$449,000	2,206
Additional noninterest expense	$1,016,000	2,553
Pre-tax net operating income	$674,000	3,617
Securities gains (losses)	$36,000	845
Applicable income taxes	$59,000	3,000
Income before extraordinary items	$651,000	3,532
Extraordinary gains, net	$0	11
Net income	$651,000	3,531
Minority interest net income	$0	69
Net income of bank and minority interests.	$651,000	3,531
Net charge-offs	$30,000	2,158
Cash dividends	$323,000	2,523
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$617,880	3,574
2019-03-31 (YTD Data)		Rank
Total interest income	$2,651,000	2,506
Total interest expense	$643,000	1,958
Net interest income	$2,008,000	2,669
Provision for loan and lease losses	$0	3,406
Total noninterest income	$180,000	3,172
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$105,000	2,135
Trading account gains and fees	NA	NA
Additional Noninterest Income	$75,000	3,579
Total noninterest expense	$1,777,000	2,452
Salaries and employee benefits	$1,061,000	2,383
Premises and equipment expense	$215,000	2,300
Additional noninterest expense	$501,000	2,584
Pre-tax net operating income	$411,000	3,346
Securities gains (losses)	$0	1,087
Applicable income taxes	$41,000	2,771
Income before extraordinary items	$370,000	3,342
Extraordinary gains, net	$0	5
Net income	$370,000	3,340
Minority interest net income	$0	52
Net income of bank and minority interests.	$370,000	3,341
Net charge-offs	$43,000	1,301
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$370,000	3,330
2018-12-31 (YTD Data)		Rank
Total interest income	$10,150,000	2,503
Total interest expense	$2,195,000	1,817
Net interest income	$7,955,000	2,663
Provision for loan and lease losses	$0	4,082
Total noninterest income	$782,000	3,179
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$437,000	2,186
Trading account gains and fees	NA	NA
Additional Noninterest Income	$345,000	3,522
Total noninterest expense	$7,180,000	2,435
Salaries and employee benefits	$4,255,000	2,358
Premises and equipment expense	$868,000	2,251
Additional noninterest expense	$2,057,000	2,560
Pre-tax net operating income	$1,557,000	3,482
Securities gains (losses)	$0	1,125
Applicable income taxes	$104,000	3,077
Income before extraordinary items	$1,453,000	3,407
Extraordinary gains, net	$0	6
Net income	$1,453,000	3,405
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,453,000	3,406
Net charge-offs	$152,000	1,849
Cash dividends	$668,000	2,679
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,453,000	3,411
2018-09-30 (YTD Data)		Rank
Total interest income	$7,505,000	2,526
Total interest expense	$1,544,000	1,836
Net interest income	$5,961,000	2,670
Provision for loan and lease losses	$0	3,948
Total noninterest income	$549,000	3,289
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$324,000	2,216
Trading account gains and fees	NA	NA
Additional Noninterest Income	$225,000	3,704
Total noninterest expense	$5,263,000	2,476
Salaries and employee benefits	$3,076,000	2,405
Premises and equipment expense	$615,000	2,346
Additional noninterest expense	$1,572,000	2,521
Pre-tax net operating income	$1,247,000	3,442
Securities gains (losses)	$0	1,118
Applicable income taxes	$110,000	2,942
Income before extraordinary items	$1,137,000	3,402
Extraordinary gains, net	$0	5
Net income	$1,137,000	3,401
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,137,000	3,401
Net charge-offs	$82,000	1,877
Cash dividends	$323,000	2,783
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,137,000	3,401
2018-06-30 (YTD Data)		Rank
Total interest income	$4,927,000	2,536
Total interest expense	$960,000	1,839
Net interest income	$3,967,000	2,668
Provision for loan and lease losses	$0	3,782
Total noninterest income	$364,000	3,315
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$216,000	2,202
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	3,736
Total noninterest expense	$3,474,000	2,507
Salaries and employee benefits	$1,994,000	2,478
Premises and equipment expense	$410,000	2,367
Additional noninterest expense	$1,070,000	2,484
Pre-tax net operating income	$857,000	3,379
Securities gains (losses)	$0	961
Applicable income taxes	$78,000	2,881
Income before extraordinary items	$779,000	3,338
Extraordinary gains, net	$0	6
Net income	$779,000	3,337
Minority interest net income	$0	65
Net income of bank and minority interests.	$779,000	3,337
Net charge-offs	$65,000	1,587
Cash dividends	$323,000	2,413
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$779,000	3,335
2018-03-31 (YTD Data)		Rank
Total interest income	$2,394,000	2,580
Total interest expense	$435,000	1,908
Net interest income	$1,959,000	2,694
Provision for loan and lease losses	$0	3,508
Total noninterest income	$176,000	3,352
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$109,000	2,195
Trading account gains and fees	NA	NA
Additional Noninterest Income	$67,000	3,865
Total noninterest expense	$1,747,000	2,513
Salaries and employee benefits	$1,011,000	2,484
Premises and equipment expense	$197,000	2,468
Additional noninterest expense	$539,000	2,491
Pre-tax net operating income	$388,000	3,485
Securities gains (losses)	$0	735
Applicable income taxes	$37,000	2,889
Income before extraordinary items	$351,000	3,454
Extraordinary gains, net	$0	7
Net income	$351,000	3,453
Minority interest net income	$0	52
Net income of bank and minority interests.	$351,000	3,454
Net charge-offs	$46,000	1,241
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$351,000	3,448
2017-12-31 (YTD Data)		Rank
Total interest income	$9,612,000	2,523
Total interest expense	$1,551,000	1,864
Net interest income	$8,061,000	2,623
Provision for loan and lease losses	$80,000	3,246
Total noninterest income	$768,000	3,340
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$448,000	2,216
Trading account gains and fees	NA	NA
Additional Noninterest Income	$320,000	3,733
Total noninterest expense	$6,981,000	2,519
Salaries and employee benefits	$4,170,000	2,404
Premises and equipment expense	$831,000	2,387
Additional noninterest expense	$1,980,000	2,668
Pre-tax net operating income	$1,768,000	3,295
Securities gains (losses)	$168,000	448
Applicable income taxes	$934,000	1,944
Income before extraordinary items	$1,002,000	3,716
Extraordinary gains, net	$0	9
Net income	$1,002,000	3,715
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,002,000	3,716
Net charge-offs	$238,000	1,677
Cash dividends	$651,000	2,673
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$894,480	3,840
2017-09-30 (YTD Data)		Rank
Total interest income	$7,129,000	2,553
Total interest expense	$1,115,000	1,907
Net interest income	$6,014,000	2,656
Provision for loan and lease losses	$80,000	2,896
Total noninterest income	$524,000	3,491
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$336,000	2,220
Trading account gains and fees	NA	NA
Additional Noninterest Income	$188,000	4,037
Total noninterest expense	$4,975,000	2,603
Salaries and employee benefits	$2,913,000	2,524
Premises and equipment expense	$608,000	2,447
Additional noninterest expense	$1,454,000	2,722
Pre-tax net operating income	$1,483,000	3,200
Securities gains (losses)	$168,000	413
Applicable income taxes	$292,000	2,496
Income before extraordinary items	$1,359,000	3,012
Extraordinary gains, net	$0	9
Net income	$1,359,000	3,011
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,359,000	3,012
Net charge-offs	$121,000	1,776
Cash dividends	$323,000	2,817
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,221,240	3,160
2017-06-30 (YTD Data)		Rank
Total interest income	$4,674,000	2,574
Total interest expense	$717,000	1,930
Net interest income	$3,957,000	2,672
Provision for loan and lease losses	$0	3,871
Total noninterest income	$317,000	3,646
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$225,000	2,199
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	4,356
Total noninterest expense	$3,292,000	2,627
Salaries and employee benefits	$1,952,000	2,533
Premises and equipment expense	$408,000	2,444
Additional noninterest expense	$932,000	2,802
Pre-tax net operating income	$982,000	3,155
Securities gains (losses)	$0	1,906
Applicable income taxes	$151,000	2,666
Income before extraordinary items	$831,000	3,110
Extraordinary gains, net	$0	11
Net income	$831,000	3,109
Minority interest net income	$0	71
Net income of bank and minority interests.	$831,000	3,110
Net charge-offs	$121,000	1,386
Cash dividends	$323,000	2,436
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$831,000	3,094
2017-03-31 (YTD Data)		Rank
Total interest income	$2,296,000	2,604
Total interest expense	$345,000	1,973
Net interest income	$1,951,000	2,699
Provision for loan and lease losses	$0	3,537
Total noninterest income	$141,000	3,826
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$114,000	2,189
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	4,849
Total noninterest expense	$1,641,000	2,651
Salaries and employee benefits	$977,000	2,564
Premises and equipment expense	$204,000	2,480
Additional noninterest expense	$460,000	2,825
Pre-tax net operating income	$451,000	3,250
Securities gains (losses)	$0	1,153
Applicable income taxes	$64,000	2,732
Income before extraordinary items	$387,000	3,192
Extraordinary gains, net	$0	8
Net income	$387,000	3,190
Minority interest net income	$0	55
Net income of bank and minority interests.	$387,000	3,192
Net charge-offs	$18,000	1,942
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$387,000	3,171
2016-12-31 (YTD Data)		Rank
Total interest income	$9,312,000	2,553
Total interest expense	$1,347,000	1,952
Net interest income	$7,965,000	2,635
Provision for loan and lease losses	$450,000	1,578
Total noninterest income	$748,000	3,482
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$396,000	2,488
Trading account gains and fees	$0	170
Additional Noninterest Income	$352,000	3,753
Total noninterest expense	$7,247,000	2,492
Salaries and employee benefits	$4,226,000	2,398
Premises and equipment expense	$831,000	2,427
Additional noninterest expense	$2,190,000	2,582
Pre-tax net operating income	$1,016,000	4,058
Securities gains (losses)	$431,000	495
Applicable income taxes	$33,000	3,729
Income before extraordinary items	$1,414,000	3,375
Extraordinary gains, net	$0	5
Net income	$1,414,000	3,373
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,414,000	3,374
Net charge-offs	$811,000	773
Cash dividends	$666,000	2,656
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$991,620	3,845
2016-09-30 (YTD Data)		Rank
Total interest income	$7,037,000	2,543
Total interest expense	$989,000	1,981
Net interest income	$6,048,000	2,610
Provision for loan and lease losses	$300,000	1,615
Total noninterest income	$548,000	3,527
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$288,000	2,537
Trading account gains and fees	$0	169
Additional Noninterest Income	$260,000	3,774
Total noninterest expense	$5,159,000	2,581
Salaries and employee benefits	$2,867,000	2,570
Premises and equipment expense	$583,000	2,558
Additional noninterest expense	$1,709,000	2,498
Pre-tax net operating income	$1,137,000	3,542
Securities gains (losses)	$425,000	460
Applicable income taxes	$234,000	2,694
Income before extraordinary items	$1,328,000	3,018
Extraordinary gains, net	$0	5
Net income	$1,328,000	3,018
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,328,000	3,018
Net charge-offs	$678,000	635
Cash dividends	$323,000	2,824
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$966,750	3,492
2016-06-30 (YTD Data)		Rank
Total interest income	$4,751,000	2,510
Total interest expense	$651,000	2,005
Net interest income	$4,100,000	2,586
Provision for loan and lease losses	$0	4,017
Total noninterest income	$357,000	3,570
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$188,000	2,539
Trading account gains and fees	$0	157
Additional Noninterest Income	$169,000	3,830
Total noninterest expense	$3,476,000	2,574
Salaries and employee benefits	$1,936,000	2,567
Premises and equipment expense	$380,000	2,607
Additional noninterest expense	$1,160,000	2,463
Pre-tax net operating income	$981,000	3,105
Securities gains (losses)	$228,000	538
Applicable income taxes	$210,000	2,460
Income before extraordinary items	$999,000	2,801
Extraordinary gains, net	$0	16
Net income	$999,000	2,799
Minority interest net income	$0	71
Net income of bank and minority interests.	$999,000	2,800
Net charge-offs	$272,000	924
Cash dividends	$323,000	2,445
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$809,760	3,102
2016-03-31 (YTD Data)		Rank
Total interest income	$2,341,000	2,548
Total interest expense	$320,000	2,037
Net interest income	$2,021,000	2,616
Provision for loan and lease losses	$0	3,656
Total noninterest income	$172,000	3,595
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$89,000	2,614
Trading account gains and fees	$0	142
Additional Noninterest Income	$83,000	3,818
Total noninterest expense	$1,763,000	2,552
Salaries and employee benefits	$982,000	2,548
Premises and equipment expense	$187,000	2,673
Additional noninterest expense	$594,000	2,411
Pre-tax net operating income	$430,000	3,282
Securities gains (losses)	$36,000	968
Applicable income taxes	$57,000	2,884
Income before extraordinary items	$409,000	3,086
Extraordinary gains, net	$0	12
Net income	$409,000	3,084
Minority interest net income	$0	62
Net income of bank and minority interests.	$409,000	3,085
Net charge-offs	$158,000	770
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$377,320	3,172
2015-12-31 (YTD Data)		Rank
Total interest income	$9,546,000	2,459
Total interest expense	$1,246,000	2,054
Net interest income	$8,300,000	2,516
Provision for loan and lease losses	$1,020,000	814
Total noninterest income	$759,000	3,512
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$389,000	2,563
Trading account gains and fees	$0	159
Additional Noninterest Income	$370,000	3,689
Total noninterest expense	$6,927,000	2,579
Salaries and employee benefits	$3,797,000	2,582
Premises and equipment expense	$800,000	2,561
Additional noninterest expense	$2,330,000	2,482
Pre-tax net operating income	$1,112,000	3,941
Securities gains (losses)	$376,000	456
Applicable income taxes	$-8,000	5,876
Income before extraordinary items	$1,496,000	3,233
Extraordinary gains, net	$0	23
Net income	$1,496,000	3,234
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,496,000	3,235
Net charge-offs	$964,000	716
Cash dividends	$676,000	2,599
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,120,000	3,689
2015-09-30 (YTD Data)		Rank
Total interest income	$7,167,000	2,475
Total interest expense	$921,000	2,099
Net interest income	$6,246,000	2,513
Provision for loan and lease losses	$250,000	1,694
Total noninterest income	$512,000	3,701
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$290,000	2,589
Trading account gains and fees	$0	153
Additional Noninterest Income	$222,000	4,013
Total noninterest expense	$4,968,000	2,669
Salaries and employee benefits	$2,626,000	2,745
Premises and equipment expense	$587,000	2,635
Additional noninterest expense	$1,755,000	2,469
Pre-tax net operating income	$1,540,000	3,027
Securities gains (losses)	$368,000	402
Applicable income taxes	$294,000	2,504
Income before extraordinary items	$1,614,000	2,647
Extraordinary gains, net	$0	21
Net income	$1,614,000	2,647
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,614,000	2,648
Net charge-offs	$328,000	1,143
Cash dividends	$333,000	2,707
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,301,200	2,991
2015-06-30 (YTD Data)		Rank
Total interest income	$4,765,000	2,487
Total interest expense	$613,000	2,118
Net interest income	$4,152,000	2,523
Provision for loan and lease losses	$0	4,069
Total noninterest income	$401,000	3,454
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$187,000	2,624
Trading account gains and fees	$0	157
Additional Noninterest Income	$214,000	3,532
Total noninterest expense	$3,218,000	2,755
Salaries and employee benefits	$1,747,000	2,766
Premises and equipment expense	$380,000	2,711
Additional noninterest expense	$1,091,000	2,627
Pre-tax net operating income	$1,335,000	2,544
Securities gains (losses)	$78,000	958
Applicable income taxes	$254,000	2,253
Income before extraordinary items	$1,159,000	2,490
Extraordinary gains, net	$0	22
Net income	$1,159,000	2,492
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,159,000	2,492
Net charge-offs	$53,000	2,273
Cash dividends	$333,000	2,326
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,095,040	2,534
2015-03-31 (YTD Data)		Rank
Total interest income	$2,363,000	2,506
Total interest expense	$299,000	2,178
Net interest income	$2,064,000	2,529
Provision for loan and lease losses	$0	3,703
Total noninterest income	$193,000	3,491
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$93,000	2,605
Trading account gains and fees	$0	152
Additional Noninterest Income	$100,000	3,601
Total noninterest expense	$1,612,000	2,760
Salaries and employee benefits	$884,000	2,766
Premises and equipment expense	$197,000	2,681
Additional noninterest expense	$531,000	2,667
Pre-tax net operating income	$645,000	2,566
Securities gains (losses)	$11,000	1,447
Applicable income taxes	$131,000	2,230
Income before extraordinary items	$525,000	2,626
Extraordinary gains, net	$0	13
Net income	$525,000	2,629
Minority interest net income	$0	64
Net income of bank and minority interests.	$525,000	2,629
Net charge-offs	$-5,000	5,132
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$516,200	2,583
2014-12-31 (YTD Data)		Rank
Total interest income	$9,756,000	2,457
Total interest expense	$1,304,000	2,115
Net interest income	$8,452,000	2,503
Provision for loan and lease losses	$2,300,000	422
Total noninterest income	$727,000	3,641
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$383,000	2,767
Trading account gains and fees	$0	180
Additional Noninterest Income	$344,000	3,841
Total noninterest expense	$6,431,000	2,776
Salaries and employee benefits	$3,662,000	2,686
Premises and equipment expense	$660,000	3,022
Additional noninterest expense	$2,109,000	2,761
Pre-tax net operating income	$448,000	5,150
Securities gains (losses)	$382,000	516
Applicable income taxes	$-266,000	6,330
Income before extraordinary items	$1,096,000	3,797
Extraordinary gains, net	$0	17
Net income	$1,096,000	3,798
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,096,000	3,799
Net charge-offs	$1,065,000	845
Cash dividends	$666,000	2,527
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$714,000	4,414
2014-09-30 (YTD Data)		Rank
Total interest income	$7,299,000	2,469
Total interest expense	$995,000	2,127
Net interest income	$6,304,000	2,531
Provision for loan and lease losses	$1,300,000	524
Total noninterest income	$523,000	3,755
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$283,000	2,819
Trading account gains and fees	$0	174
Additional Noninterest Income	$240,000	3,968
Total noninterest expense	$4,634,000	2,872
Salaries and employee benefits	$2,564,000	2,811
Premises and equipment expense	$503,000	3,029
Additional noninterest expense	$1,567,000	2,780
Pre-tax net operating income	$893,000	3,939
Securities gains (losses)	$366,000	409
Applicable income taxes	$78,000	3,424
Income before extraordinary items	$1,181,000	3,180
Extraordinary gains, net	$0	15
Net income	$1,181,000	3,180
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,181,000	3,181
Net charge-offs	$1,064,000	636
Cash dividends	$333,000	2,645
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$836,960	3,779
2014-06-30 (YTD Data)		Rank
Total interest income	$4,855,000	2,481
Total interest expense	$659,000	2,154
Net interest income	$4,196,000	2,522
Provision for loan and lease losses	$800,000	564
Total noninterest income	$322,000	3,902
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$184,000	2,860
Trading account gains and fees	$0	172
Additional Noninterest Income	$138,000	4,146
Total noninterest expense	$3,104,000	2,876
Salaries and employee benefits	$1,718,000	2,818
Premises and equipment expense	$339,000	3,034
Additional noninterest expense	$1,047,000	2,776
Pre-tax net operating income	$614,000	3,833
Securities gains (losses)	$0	2,580
Applicable income taxes	$-23,000	6,420
Income before extraordinary items	$637,000	3,519
Extraordinary gains, net	$0	20
Net income	$637,000	3,524
Minority interest net income	$0	80
Net income of bank and minority interests.	$637,000	3,525
Net charge-offs	$462,000	932
Cash dividends	$333,000	2,231
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$637,000	3,464
2014-03-31 (YTD Data)		Rank
Total interest income	$2,380,000	2,528
Total interest expense	$345,000	2,105
Net interest income	$2,035,000	2,586
Provision for loan and lease losses	$200,000	985
Total noninterest income	$67,000	5,161
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$87,000	2,933
Trading account gains and fees	$0	147
Additional Noninterest Income	$-20,000	6,595
Total noninterest expense	$1,595,000	2,848
Salaries and employee benefits	$857,000	2,841
Premises and equipment expense	$172,000	3,048
Additional noninterest expense	$566,000	2,620
Pre-tax net operating income	$307,000	3,781
Securities gains (losses)	$0	1,715
Applicable income taxes	$-29,000	6,533
Income before extraordinary items	$336,000	3,335
Extraordinary gains, net	$0	16
Net income	$336,000	3,338
Minority interest net income	$0	66
Net income of bank and minority interests.	$336,000	3,338
Net charge-offs	$274,000	765
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$336,000	3,298
2013-12-31 (YTD Data)		Rank
Total interest income	$9,668,000	2,496
Total interest expense	$1,546,000	2,108
Net interest income	$8,122,000	2,566
Provision for loan and lease losses	$850,000	1,264
Total noninterest income	$820,000	3,574
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$380,000	2,924
Trading account gains and fees	$0	184
Additional Noninterest Income	$440,000	3,528
Total noninterest expense	$6,710,000	2,722
Salaries and employee benefits	$3,591,000	2,738
Premises and equipment expense	$620,000	3,238
Additional noninterest expense	$2,499,000	2,466
Pre-tax net operating income	$1,382,000	3,550
Securities gains (losses)	$92,000	1,385
Applicable income taxes	$17,000	4,154
Income before extraordinary items	$1,457,000	3,209
Extraordinary gains, net	$0	29
Net income	$1,457,000	3,212
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,457,000	3,213
Net charge-offs	$423,000	2,198
Cash dividends	$676,000	2,406
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,365,920	3,272
2013-09-30 (YTD Data)		Rank
Total interest income	$7,203,000	2,533
Total interest expense	$1,170,000	2,149
Net interest income	$6,033,000	2,600
Provision for loan and lease losses	$350,000	1,917
Total noninterest income	$596,000	3,686
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$284,000	2,942
Trading account gains and fees	$0	180
Additional Noninterest Income	$312,000	3,687
Total noninterest expense	$4,890,000	2,801
Salaries and employee benefits	$2,478,000	2,923
Premises and equipment expense	$503,000	3,095
Additional noninterest expense	$1,909,000	2,403
Pre-tax net operating income	$1,389,000	3,060
Securities gains (losses)	$4,000	2,720
Applicable income taxes	$171,000	2,923
Income before extraordinary items	$1,222,000	3,039
Extraordinary gains, net	$0	25
Net income	$1,222,000	3,044
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,222,000	3,044
Net charge-offs	$283,000	2,179
Cash dividends	$328,000	2,530
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,218,480	2,974
2013-06-30 (YTD Data)		Rank
Total interest income	$4,784,000	2,540
Total interest expense	$795,000	2,147
Net interest income	$3,989,000	2,615
Provision for loan and lease losses	$0	4,788
Total noninterest income	$359,000	3,890
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$186,000	2,943
Trading account gains and fees	$0	157
Additional Noninterest Income	$173,000	4,015
Total noninterest expense	$3,221,000	2,833
Salaries and employee benefits	$1,675,000	2,913
Premises and equipment expense	$324,000	3,179
Additional noninterest expense	$1,222,000	2,494
Pre-tax net operating income	$1,127,000	2,686
Securities gains (losses)	$4,000	2,503
Applicable income taxes	$187,000	2,501
Income before extraordinary items	$944,000	2,757
Extraordinary gains, net	$0	22
Net income	$944,000	2,762
Minority interest net income	$0	82
Net income of bank and minority interests.	$944,000	2,762
Net charge-offs	$293,000	1,716
Cash dividends	$328,000	2,109
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$940,680	2,659
2013-03-31 (YTD Data)		Rank
Total interest income	$2,373,000	2,574
Total interest expense	$406,000	2,172
Net interest income	$1,967,000	2,655
Provision for loan and lease losses	$0	4,409
Total noninterest income	$187,000	3,783
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$92,000	2,953
Trading account gains and fees	$0	148
Additional Noninterest Income	$95,000	3,830
Total noninterest expense	$1,671,000	2,768
Salaries and employee benefits	$859,000	2,882
Premises and equipment expense	$156,000	3,295
Additional noninterest expense	$656,000	2,353
Pre-tax net operating income	$483,000	2,933
Securities gains (losses)	$1,000	1,864
Applicable income taxes	$60,000	2,860
Income before extraordinary items	$424,000	2,926
Extraordinary gains, net	$0	10
Net income	$424,000	2,926
Minority interest net income	$0	76
Net income of bank and minority interests.	$424,000	2,928
Net charge-offs	$256,000	1,181
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$423,120	2,839
2012-12-31 (YTD Data)		Rank
Total interest income	$10,165,000	2,534
Total interest expense	$1,827,000	2,307
Net interest income	$8,338,000	2,574
Provision for loan and lease losses	$450,000	2,851
Total noninterest income	$1,057,000	3,168
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$379,000	3,044
Trading account gains and fees	$0	166
Additional Noninterest Income	$678,000	2,940
Total noninterest expense	$6,823,000	2,719
Salaries and employee benefits	$3,645,000	2,684
Premises and equipment expense	$694,000	3,044
Additional noninterest expense	$2,484,000	2,582
Pre-tax net operating income	$2,122,000	2,704
Securities gains (losses)	$388,000	1,143
Applicable income taxes	$420,000	2,345
Income before extraordinary items	$2,090,000	2,507
Extraordinary gains, net	$0	29
Net income	$2,090,000	2,508
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,090,000	2,508
Net charge-offs	$75,000	4,652
Cash dividends	$624,000	2,514
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,767,960	2,703
2012-09-30 (YTD Data)		Rank
Total interest income	$7,681,000	2,568
Total interest expense	$1,382,000	2,378
Net interest income	$6,299,000	2,590
Provision for loan and lease losses	$200,000	3,508
Total noninterest income	$758,000	3,267
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$289,000	3,038
Trading account gains and fees	$0	157
Additional Noninterest Income	$469,000	3,048
Total noninterest expense	$4,922,000	2,833
Salaries and employee benefits	$2,519,000	2,902
Premises and equipment expense	$531,000	3,026
Additional noninterest expense	$1,872,000	2,569
Pre-tax net operating income	$1,935,000	2,415
Securities gains (losses)	$317,000	1,070
Applicable income taxes	$489,000	1,969
Income before extraordinary items	$1,763,000	2,344
Extraordinary gains, net	$0	20
Net income	$1,763,000	2,345
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,763,000	2,345
Net charge-offs	$42,000	4,633
Cash dividends	$307,000	2,530
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,515,740	2,500
2012-06-30 (YTD Data)		Rank
Total interest income	$5,180,000	2,549
Total interest expense	$932,000	2,438
Net interest income	$4,248,000	2,565
Provision for loan and lease losses	$200,000	2,964
Total noninterest income	$490,000	3,275
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$201,000	2,936
Trading account gains and fees	$0	153
Additional Noninterest Income	$289,000	3,120
Total noninterest expense	$3,252,000	2,850
Salaries and employee benefits	$1,677,000	2,908
Premises and equipment expense	$343,000	3,107
Additional noninterest expense	$1,232,000	2,618
Pre-tax net operating income	$1,286,000	2,389
Securities gains (losses)	$312,000	825
Applicable income taxes	$362,000	1,835
Income before extraordinary items	$1,236,000	2,212
Extraordinary gains, net	$0	19
Net income	$1,236,000	2,212
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,236,000	2,212
Net charge-offs	$31,000	4,381
Cash dividends	$307,000	2,114
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$995,760	2,490
2012-03-31 (YTD Data)		Rank
Total interest income	$2,594,000	2,568
Total interest expense	$472,000	2,505
Net interest income	$2,122,000	2,575
Provision for loan and lease losses	$0	5,254
Total noninterest income	$239,000	3,317
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$98,000	2,962
Trading account gains and fees	$0	148
Additional Noninterest Income	$141,000	3,154
Total noninterest expense	$1,634,000	2,840
Salaries and employee benefits	$846,000	2,895
Premises and equipment expense	$178,000	3,056
Additional noninterest expense	$610,000	2,623
Pre-tax net operating income	$727,000	2,205
Securities gains (losses)	$304,000	452
Applicable income taxes	$261,000	1,441
Income before extraordinary items	$770,000	1,859
Extraordinary gains, net	$0	19
Net income	$770,000	1,859
Minority interest net income	$0	78
Net income of bank and minority interests.	$770,000	1,860
Net charge-offs	$-1,000	5,761
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$542,000	2,325
2011-12-31 (YTD Data)		Rank
Total interest income	$10,720,000	2,597
Total interest expense	$2,402,000	2,399
Net interest income	$8,318,000	2,632
Provision for loan and lease losses	$200,000	4,626
Total noninterest income	$968,000	3,171
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$419,000	2,934
Trading account gains and fees	$0	146
Additional Noninterest Income	$549,000	2,987
Total noninterest expense	$6,504,000	2,857
Salaries and employee benefits	$3,637,000	2,652
Premises and equipment expense	$682,000	3,261
Additional noninterest expense	$2,185,000	2,884
Pre-tax net operating income	$2,582,000	2,078
Securities gains (losses)	$102,000	2,051
Applicable income taxes	$501,000	2,032
Income before extraordinary items	$2,183,000	2,106
Extraordinary gains, net	$0	29
Net income	$2,183,000	2,107
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,183,000	2,107
Net charge-offs	$690,000	2,801
Cash dividends	$613,000	2,178
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,100,380	2,088
2011-09-30 (YTD Data)		Rank
Total interest income	$8,031,000	2,630
Total interest expense	$1,838,000	2,438
Net interest income	$6,193,000	2,653
Provision for loan and lease losses	$130,000	4,688
Total noninterest income	$655,000	3,369
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$317,000	2,922
Trading account gains and fees	$0	145
Additional Noninterest Income	$338,000	3,288
Total noninterest expense	$4,662,000	2,970
Salaries and employee benefits	$2,500,000	2,857
Premises and equipment expense	$538,000	3,186
Additional noninterest expense	$1,624,000	2,932
Pre-tax net operating income	$2,056,000	2,042
Securities gains (losses)	$75,000	2,024
Applicable income taxes	$459,000	1,799
Income before extraordinary items	$1,672,000	2,122
Extraordinary gains, net	$0	21
Net income	$1,672,000	2,122
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,672,000	2,123
Net charge-offs	$215,000	3,631
Cash dividends	$290,000	2,385
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,613,500	2,098
2011-06-30 (YTD Data)		Rank
Total interest income	$5,332,000	2,656
Total interest expense	$1,235,000	2,495
Net interest income	$4,097,000	2,686
Provision for loan and lease losses	$0	6,217
Total noninterest income	$421,000	3,450
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$206,000	2,947
Trading account gains and fees	$0	153
Additional Noninterest Income	$215,000	3,374
Total noninterest expense	$3,175,000	2,950
Salaries and employee benefits	$1,670,000	2,872
Premises and equipment expense	$355,000	3,222
Additional noninterest expense	$1,150,000	2,833
Pre-tax net operating income	$1,343,000	2,049
Securities gains (losses)	$21,000	2,069
Applicable income taxes	$299,000	1,804
Income before extraordinary items	$1,065,000	2,170
Extraordinary gains, net	$0	15
Net income	$1,065,000	2,170
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,065,000	2,170
Net charge-offs	$58,000	4,333
Cash dividends	$290,000	1,979
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,048,620	2,115
2011-03-31 (YTD Data)		Rank
Total interest income	$2,641,000	2,696
Total interest expense	$618,000	2,570
Net interest income	$2,023,000	2,705
Provision for loan and lease losses	$0	5,840
Total noninterest income	$204,000	3,547
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$107,000	2,839
Trading account gains and fees	$0	158
Additional Noninterest Income	$97,000	3,622
Total noninterest expense	$1,561,000	3,000
Salaries and employee benefits	$839,000	2,881
Premises and equipment expense	$179,000	3,251
Additional noninterest expense	$543,000	2,981
Pre-tax net operating income	$666,000	2,046
Securities gains (losses)	$0	1,772
Applicable income taxes	$146,000	1,817
Income before extraordinary items	$520,000	2,185
Extraordinary gains, net	$0	9
Net income	$520,000	2,184
Minority interest net income	$0	86
Net income of bank and minority interests.	$520,000	2,185
Net charge-offs	$15,000	4,195
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$520,000	2,138
2010-12-31 (YTD Data)		Rank
Total interest income	$11,142,000	2,698
Total interest expense	$2,791,000	2,757
Net interest income	$8,351,000	2,621
Provision for loan and lease losses	$651,000	3,711
Total noninterest income	$981,000	3,252
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$424,000	2,967
Trading account gains and fees	$0	175
Additional Noninterest Income	$557,000	3,025
Total noninterest expense	$6,171,000	3,042
Salaries and employee benefits	$3,386,000	2,813
Premises and equipment expense	$699,000	3,303
Additional noninterest expense	$2,086,000	3,140
Pre-tax net operating income	$2,510,000	1,885
Securities gains (losses)	$276,000	1,335
Applicable income taxes	$619,000	1,698
Income before extraordinary items	$2,167,000	1,881
Extraordinary gains, net	$0	29
Net income	$2,167,000	1,882
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,167,000	1,883
Net charge-offs	$416,000	3,889
Cash dividends	$588,000	2,164
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,951,720	1,991
2010-09-30 (YTD Data)		Rank
Total interest income	$8,387,000	2,738
Total interest expense	$2,131,000	2,821
Net interest income	$6,256,000	2,655
Provision for loan and lease losses	$450,000	3,704
Total noninterest income	$632,000	3,584
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$315,000	3,056
Trading account gains and fees	$0	165
Additional Noninterest Income	$317,000	3,473
Total noninterest expense	$4,498,000	3,118
Salaries and employee benefits	$2,388,000	2,979
Premises and equipment expense	$542,000	3,257
Additional noninterest expense	$1,568,000	3,086
Pre-tax net operating income	$1,940,000	1,936
Securities gains (losses)	$276,000	1,141
Applicable income taxes	$540,000	1,596
Income before extraordinary items	$1,676,000	1,967
Extraordinary gains, net	$0	23
Net income	$1,676,000	1,968
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,676,000	1,969
Net charge-offs	$418,000	3,305
Cash dividends	$273,000	2,431
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,466,240	2,093
2010-06-30 (YTD Data)		Rank
Total interest income	$5,624,000	2,747
Total interest expense	$1,428,000	2,897
Net interest income	$4,196,000	2,644
Provision for loan and lease losses	$450,000	2,998
Total noninterest income	$384,000	3,716
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$205,000	3,113
Trading account gains and fees	$0	152
Additional Noninterest Income	$179,000	3,692
Total noninterest expense	$3,042,000	3,081
Salaries and employee benefits	$1,600,000	2,967
Premises and equipment expense	$365,000	3,259
Additional noninterest expense	$1,077,000	3,002
Pre-tax net operating income	$1,088,000	2,215
Securities gains (losses)	$265,000	775
Applicable income taxes	$323,000	1,665
Income before extraordinary items	$1,030,000	2,063
Extraordinary gains, net	$0	19
Net income	$1,030,000	2,061
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,030,000	2,063
Net charge-offs	$427,000	2,623
Cash dividends	$273,000	2,006
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$828,600	2,346
2010-03-31 (YTD Data)		Rank
Total interest income	$2,799,000	2,818
Total interest expense	$713,000	3,021
Net interest income	$2,086,000	2,668
Provision for loan and lease losses	$25,000	5,585
Total noninterest income	$202,000	3,620
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$104,000	3,074
Trading account gains and fees	$0	175
Additional Noninterest Income	$98,000	3,557
Total noninterest expense	$1,542,000	3,086
Salaries and employee benefits	$806,000	2,998
Premises and equipment expense	$167,000	3,595
Additional noninterest expense	$569,000	2,840
Pre-tax net operating income	$721,000	1,773
Securities gains (losses)	$1,000	2,151
Applicable income taxes	$177,000	1,551
Income before extraordinary items	$545,000	1,984
Extraordinary gains, net	$0	16
Net income	$545,000	1,982
Minority interest net income	$0	91
Net income of bank and minority interests.	$545,000	1,984
Net charge-offs	$-9,000	7,459
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$544,250	1,910
2009-12-31 (YTD Data)		Rank
Total interest income	$11,465,000	2,871
Total interest expense	$3,351,000	3,153
Net interest income	$8,114,000	2,692
Provision for loan and lease losses	$706,000	4,026
Total noninterest income	$993,000	3,349
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$427,000	3,202
Trading account gains and fees	$0	211
Additional Noninterest Income	$566,000	2,993
Total noninterest expense	$6,272,000	3,070
Salaries and employee benefits	$3,367,000	2,886
Premises and equipment expense	$573,000	3,993
Additional noninterest expense	$2,332,000	2,915
Pre-tax net operating income	$2,129,000	1,822
Securities gains (losses)	$102,000	2,123
Applicable income taxes	$480,000	1,596
Income before extraordinary items	$1,751,000	1,879
Extraordinary gains, net	$0	34
Net income	$1,751,000	1,876
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,751,000	1,878
Net charge-offs	$556,000	3,653
Cash dividends	$554,000	2,419
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,671,440	1,896
2009-09-30 (YTD Data)		Rank
Total interest income	$8,599,000	2,908
Total interest expense	$2,592,000	3,210
Net interest income	$6,007,000	2,730
Provision for loan and lease losses	$504,000	3,776
Total noninterest income	$733,000	3,436
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$325,000	3,188
Trading account gains and fees	$0	212
Additional Noninterest Income	$408,000	3,144
Total noninterest expense	$4,443,000	3,224
Salaries and employee benefits	$2,308,000	3,132
Premises and equipment expense	$518,000	3,533
Additional noninterest expense	$1,617,000	3,098
Pre-tax net operating income	$1,793,000	1,775
Securities gains (losses)	$75,000	2,025
Applicable income taxes	$434,000	1,548
Income before extraordinary items	$1,434,000	1,857
Extraordinary gains, net	$0	27
Net income	$1,434,000	1,856
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,434,000	1,857
Net charge-offs	$454,000	3,172
Cash dividends	$265,000	2,768
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,376,250	1,883
2009-06-30 (YTD Data)		Rank
Total interest income	$5,684,000	2,962
Total interest expense	$1,785,000	3,253
Net interest income	$3,899,000	2,790
Provision for loan and lease losses	$400,000	3,257
Total noninterest income	$538,000	3,237
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$209,000	3,235
Trading account gains and fees	$0	193
Additional Noninterest Income	$329,000	2,837
Total noninterest expense	$2,891,000	3,320
Salaries and employee benefits	$1,527,000	3,189
Premises and equipment expense	$329,000	3,678
Additional noninterest expense	$1,035,000	3,210
Pre-tax net operating income	$1,146,000	1,897
Securities gains (losses)	$75,000	1,666
Applicable income taxes	$282,000	1,603
Income before extraordinary items	$939,000	1,949
Extraordinary gains, net	$0	21
Net income	$939,000	1,947
Minority interest net income	$0	112
Net income of bank and minority interests.	$939,000	1,948
Net charge-offs	$363,000	2,714
Cash dividends	$265,000	2,350
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$881,250	2,000
2009-03-31 (YTD Data)		Rank
Total interest income	$2,837,000	3,007
Total interest expense	$931,000	3,252
Net interest income	$1,906,000	2,821
Provision for loan and lease losses	$100,000	3,845
Total noninterest income	$267,000	3,243
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$100,000	3,259
Trading account gains and fees	$0	171
Additional Noninterest Income	$167,000	2,780
Total noninterest expense	$1,418,000	3,289
Salaries and employee benefits	$756,000	3,251
Premises and equipment expense	$169,000	3,661
Additional noninterest expense	$493,000	3,043
Pre-tax net operating income	$655,000	1,905
Securities gains (losses)	$16,000	1,773
Applicable income taxes	$162,000	1,664
Income before extraordinary items	$509,000	2,100
Extraordinary gains, net	$0	15
Net income	$509,000	2,101
Minority interest net income	$0	102
Net income of bank and minority interests.	$509,000	2,101
Net charge-offs	$-8,000	7,815
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$496,840	2,014
2008-12-31 (YTD Data)		Rank
Total interest income	$12,355,000	2,957
Total interest expense	$5,099,000	2,911
Net interest income	$7,256,000	2,950
Provision for loan and lease losses	$766,000	3,117
Total noninterest income	$803,000	3,865
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$417,000	3,377
Trading account gains and fees	$0	154
Additional Noninterest Income	$386,000	3,649
Total noninterest expense	$5,750,000	3,202
Salaries and employee benefits	$3,234,000	3,044
Premises and equipment expense	$698,000	3,525
Additional noninterest expense	$1,818,000	3,121
Pre-tax net operating income	$1,543,000	2,966
Securities gains (losses)	$110,000	1,060
Applicable income taxes	$299,000	2,405
Income before extraordinary items	$1,354,000	2,702
Extraordinary gains, net	$0	39
Net income	$1,354,000	2,701
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$521,000	2,744
Cash dividends	$555,000	3,222
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,263,800	2,959
2008-09-30 (YTD Data)		Rank
Total interest income	$9,365,000	2,995
Total interest expense	$3,987,000	2,913
Net interest income	$5,378,000	3,006
Provision for loan and lease losses	$461,000	2,851
Total noninterest income	$542,000	4,161
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$309,000	3,426
Trading account gains and fees	$0	148
Additional Noninterest Income	$233,000	4,148
Total noninterest expense	$4,237,000	3,233
Salaries and employee benefits	$2,322,000	3,193
Premises and equipment expense	$541,000	3,456
Additional noninterest expense	$1,374,000	2,993
Pre-tax net operating income	$1,222,000	3,288
Securities gains (losses)	$21,000	1,979
Applicable income taxes	$239,000	2,721
Income before extraordinary items	$1,004,000	3,095
Extraordinary gains, net	$0	31
Net income	$1,004,000	3,091
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$441,000	2,107
Cash dividends	$265,000	3,565
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$986,990	3,278
2008-06-30 (YTD Data)		Rank
Total interest income	$6,313,000	3,002
Total interest expense	$2,716,000	2,966
Net interest income	$3,597,000	2,992
Provision for loan and lease losses	$62,000	4,876
Total noninterest income	$365,000	4,196
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$198,000	3,511
Trading account gains and fees	$0	149
Additional Noninterest Income	$167,000	4,123
Total noninterest expense	$2,770,000	3,296
Salaries and employee benefits	$1,523,000	3,288
Premises and equipment expense	$345,000	3,591
Additional noninterest expense	$902,000	3,009
Pre-tax net operating income	$1,130,000	2,705
Securities gains (losses)	$20,000	2,041
Applicable income taxes	$269,000	2,339
Income before extraordinary items	$881,000	2,850
Extraordinary gains, net	$0	21
Net income	$881,000	2,850
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$92,000	3,133
Cash dividends	$265,000	3,122
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$865,600	2,834
2008-03-31 (YTD Data)		Rank
Total interest income	$3,194,000	3,048
Total interest expense	$1,440,000	2,998
Net interest income	$1,754,000	3,064
Provision for loan and lease losses	$0	6,080
Total noninterest income	$176,000	4,249
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$96,000	3,537
Trading account gains and fees	$0	158
Additional Noninterest Income	$80,000	4,198
Total noninterest expense	$1,363,000	3,341
Salaries and employee benefits	$761,000	3,313
Premises and equipment expense	$170,000	3,639
Additional noninterest expense	$432,000	3,084
Pre-tax net operating income	$567,000	2,824
Securities gains (losses)	$16,000	1,726
Applicable income taxes	$141,000	2,399
Income before extraordinary items	$442,000	2,969
Extraordinary gains, net	$0	15
Net income	$442,000	2,971
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-45,000	8,306
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$429,840	2,948
2007-12-31 (YTD Data)		Rank
Total interest income	$12,758,000	3,125
Total interest expense	$6,505,000	2,809
Net interest income	$6,253,000	3,400
Provision for loan and lease losses	$29,000	6,139
Total noninterest income	$719,000	4,231
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$392,000	3,561
Trading account gains and fees	$0	178
Additional Noninterest Income	$327,000	4,093
Total noninterest expense	$5,519,000	3,182
Salaries and employee benefits	$3,126,000	3,124
Premises and equipment expense	$665,000	3,567
Additional noninterest expense	$1,728,000	3,045
Pre-tax net operating income	$1,424,000	3,994
Securities gains (losses)	$-156,000	8,227
Applicable income taxes	$216,000	3,768
Income before extraordinary items	$1,052,000	4,197
Extraordinary gains, net	$0	39
Net income	$1,052,000	4,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	5,388
Cash dividends	$550,000	3,564
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,181,480	3,964
2007-09-30 (YTD Data)		Rank
Total interest income	$9,441,000	3,155
Total interest expense	$4,855,000	2,818
Net interest income	$4,586,000	3,463
Provision for loan and lease losses	$0	6,528
Total noninterest income	$474,000	4,537
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$295,000	3,546
Trading account gains and fees	$0	184
Additional Noninterest Income	$179,000	4,720
Total noninterest expense	$4,039,000	3,225
Salaries and employee benefits	$2,256,000	3,202
Premises and equipment expense	$492,000	3,590
Additional noninterest expense	$1,291,000	2,990
Pre-tax net operating income	$1,021,000	4,309
Securities gains (losses)	$-164,000	8,362
Applicable income taxes	$129,000	4,199
Income before extraordinary items	$728,000	4,558
Extraordinary gains, net	$0	33
Net income	$728,000	4,558
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	3,281
Cash dividends	$265,000	3,800
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$867,400	4,175
2007-06-30 (YTD Data)		Rank
Total interest income	$6,162,000	3,218
Total interest expense	$3,162,000	2,870
Net interest income	$3,000,000	3,532
Provision for loan and lease losses	$0	6,209
Total noninterest income	$300,000	4,664
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$190,000	3,613
Trading account gains and fees	$0	168
Additional Noninterest Income	$110,000	4,949
Total noninterest expense	$2,664,000	3,282
Salaries and employee benefits	$1,490,000	3,263
Premises and equipment expense	$328,000	3,615
Additional noninterest expense	$846,000	3,046
Pre-tax net operating income	$636,000	4,517
Securities gains (losses)	$-164,000	8,451
Applicable income taxes	$52,000	4,731
Income before extraordinary items	$420,000	4,955
Extraordinary gains, net	$0	29
Net income	$420,000	4,954
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	2,456
Cash dividends	$265,000	3,301
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$565,960	4,282
2007-03-31 (YTD Data)		Rank
Total interest income	$3,013,000	3,274
Total interest expense	$1,545,000	2,910
Net interest income	$1,468,000	3,598
Provision for loan and lease losses	$0	5,779
Total noninterest income	$164,000	4,431
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$91,000	3,638
Trading account gains and fees	$0	195
Additional Noninterest Income	$73,000	4,379
Total noninterest expense	$1,353,000	3,238
Salaries and employee benefits	$747,000	3,278
Premises and equipment expense	$158,000	3,732
Additional noninterest expense	$448,000	2,867
Pre-tax net operating income	$279,000	4,814
Securities gains (losses)	$-164,000	8,579
Applicable income taxes	$0	6,196
Income before extraordinary items	$115,000	6,160
Extraordinary gains, net	$0	22
Net income	$115,000	6,159
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	1,667
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$279,000	4,313
2006-12-31 (YTD Data)		Rank
Total interest income	$11,791,000	3,147
Total interest expense	$5,954,000	2,615
Net interest income	$5,837,000	3,596
Provision for loan and lease losses	$19,000	6,353
Total noninterest income	$737,000	4,245
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$367,000	3,717
Trading account gains and fees	$0	130
Additional Noninterest Income	$370,000	3,883
Total noninterest expense	$5,488,000	3,090
Salaries and employee benefits	$3,120,000	3,021
Premises and equipment expense	$641,000	3,583
Additional noninterest expense	$1,727,000	2,929
Pre-tax net operating income	$1,067,000	5,048
Securities gains (losses)	$-28,000	7,691
Applicable income taxes	$103,000	4,939
Income before extraordinary items	$936,000	4,852
Extraordinary gains, net	$0	51
Net income	$936,000	4,855
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	4,207
Cash dividends	$557,000	3,549
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$961,200	4,788
2006-09-30 (YTD Data)		Rank
Total interest income	$8,744,000	3,144
Total interest expense	$4,363,000	2,586
Net interest income	$4,381,000	3,613
Provision for loan and lease losses	$0	6,685
Total noninterest income	$486,000	4,551
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$267,000	3,807
Trading account gains and fees	$0	126
Additional Noninterest Income	$219,000	4,347
Total noninterest expense	$4,022,000	3,157
Salaries and employee benefits	$2,262,000	3,101
Premises and equipment expense	$466,000	3,672
Additional noninterest expense	$1,294,000	2,916
Pre-tax net operating income	$845,000	5,121
Securities gains (losses)	$-30,000	7,988
Applicable income taxes	$111,000	4,825
Income before extraordinary items	$704,000	4,995
Extraordinary gains, net	$0	45
Net income	$704,000	4,999
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	3,960
Cash dividends	$272,000	3,807
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$729,800	4,911
2006-06-30 (YTD Data)		Rank
Total interest income	$5,725,000	3,146
Total interest expense	$2,784,000	2,601
Net interest income	$2,941,000	3,602
Provision for loan and lease losses	$0	6,419
Total noninterest income	$319,000	4,573
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$164,000	3,961
Trading account gains and fees	$0	126
Additional Noninterest Income	$155,000	4,244
Total noninterest expense	$2,653,000	3,189
Salaries and employee benefits	$1,500,000	3,115
Premises and equipment expense	$302,000	3,747
Additional noninterest expense	$851,000	2,962
Pre-tax net operating income	$607,000	4,966
Securities gains (losses)	$26,000	562
Applicable income taxes	$105,000	4,457
Income before extraordinary items	$528,000	4,750
Extraordinary gains, net	$0	39
Net income	$528,000	4,754
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	4,339
Cash dividends	$272,000	3,262
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$506,420	4,837
2006-03-31 (YTD Data)		Rank
Total interest income	$2,806,000	3,150
Total interest expense	$1,334,000	2,587
Net interest income	$1,472,000	3,593
Provision for loan and lease losses	$0	6,013
Total noninterest income	$171,000	4,326
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$82,000	3,884
Trading account gains and fees	$0	115
Additional Noninterest Income	$89,000	3,937
Total noninterest expense	$1,328,000	3,198
Salaries and employee benefits	$761,000	3,100
Premises and equipment expense	$156,000	3,660
Additional noninterest expense	$411,000	3,045
Pre-tax net operating income	$315,000	4,841
Securities gains (losses)	$2,000	793
Applicable income taxes	$51,000	4,470
Income before extraordinary items	$266,000	4,712
Extraordinary gains, net	$0	21
Net income	$266,000	4,712
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,481
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$264,320	4,714
2005-12-31 (YTD Data)		Rank
Total interest income	$10,705,000	2,967
Total interest expense	$4,264,000	2,519
Net interest income	$6,441,000	3,239
Provision for loan and lease losses	$98,000	4,868
Total noninterest income	$719,000	4,302
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$331,000	3,964
Trading account gains and fees	$0	138
Additional Noninterest Income	$388,000	3,826
Total noninterest expense	$5,274,000	3,095
Salaries and employee benefits	$3,128,000	2,871
Premises and equipment expense	$459,000	4,433
Additional noninterest expense	$1,687,000	2,937
Pre-tax net operating income	$1,788,000	3,970
Securities gains (losses)	$4,000	1,802
Applicable income taxes	$354,000	3,890
Income before extraordinary items	$1,438,000	3,885
Extraordinary gains, net	$0	46
Net income	$1,438,000	3,885
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$473,000	1,218
Cash dividends	$616,000	3,282
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,434,800	3,867
2005-09-30 (YTD Data)		Rank
Total interest income	$7,861,000	2,977
Total interest expense	$3,097,000	2,472
Net interest income	$4,764,000	3,268
Provision for loan and lease losses	$0	6,899
Total noninterest income	$435,000	4,908
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$249,000	3,972
Trading account gains and fees	$0	126
Additional Noninterest Income	$186,000	4,766
Total noninterest expense	$3,835,000	3,145
Salaries and employee benefits	$2,162,000	3,045
Premises and equipment expense	$373,000	4,178
Additional noninterest expense	$1,300,000	2,827
Pre-tax net operating income	$1,364,000	3,997
Securities gains (losses)	$4,000	1,810
Applicable income taxes	$302,000	3,800
Income before extraordinary items	$1,066,000	3,991
Extraordinary gains, net	$0	35
Net income	$1,066,000	3,991
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$140,000	2,102
Cash dividends	$264,000	3,707
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,062,880	3,953
2005-06-30 (YTD Data)		Rank
Total interest income	$5,117,000	2,977
Total interest expense	$1,935,000	2,480
Net interest income	$3,182,000	3,239
Provision for loan and lease losses	$0	6,626
Total noninterest income	$294,000	4,840
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$160,000	3,998
Trading account gains and fees	$0	116
Additional Noninterest Income	$134,000	4,559
Total noninterest expense	$2,492,000	3,204
Salaries and employee benefits	$1,386,000	3,144
Premises and equipment expense	$231,000	4,365
Additional noninterest expense	$875,000	2,789
Pre-tax net operating income	$984,000	3,758
Securities gains (losses)	$4,000	1,659
Applicable income taxes	$223,000	3,604
Income before extraordinary items	$765,000	3,743
Extraordinary gains, net	$0	30
Net income	$765,000	3,745
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	2,429
Cash dividends	$264,000	3,148
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$761,920	3,705
2005-03-31 (YTD Data)		Rank
Total interest income	$2,516,000	2,978
Total interest expense	$907,000	2,523
Net interest income	$1,609,000	3,212
Provision for loan and lease losses	$0	6,226
Total noninterest income	$147,000	4,760
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$77,000	4,013
Trading account gains and fees	$0	115
Additional Noninterest Income	$70,000	4,462
Total noninterest expense	$1,239,000	3,229
Salaries and employee benefits	$697,000	3,134
Premises and equipment expense	$121,000	4,285
Additional noninterest expense	$421,000	2,890
Pre-tax net operating income	$517,000	3,586
Securities gains (losses)	$1,000	1,514
Applicable income taxes	$120,000	3,471
Income before extraordinary items	$398,000	3,634
Extraordinary gains, net	$0	24
Net income	$398,000	3,636
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,869
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$397,230	3,603
2004-12-31 (YTD Data)		Rank
Total interest income	$9,969,000	2,840
Total interest expense	$2,882,000	2,712
Net interest income	$7,087,000	2,850
Provision for loan and lease losses	$469,000	2,072
Total noninterest income	$752,000	4,218
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$352,000	3,921
Trading account gains and fees	$0	138
Additional Noninterest Income	$400,000	3,717
Total noninterest expense	$5,183,000	3,010
Salaries and employee benefits	$2,990,000	2,853
Premises and equipment expense	$426,000	4,568
Additional noninterest expense	$1,767,000	2,698
Pre-tax net operating income	$2,187,000	3,312
Securities gains (losses)	$123,000	1,107
Applicable income taxes	$496,000	3,373
Income before extraordinary items	$1,814,000	3,169
Extraordinary gains, net	$0	34
Net income	$1,814,000	3,168
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$319,000	1,903
Cash dividends	$2,846,000	1,016
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,716,830	3,217
2004-09-30 (YTD Data)		Rank
Total interest income	$7,441,000	2,815
Total interest expense	$2,085,000	2,750
Net interest income	$5,356,000	2,807
Provision for loan and lease losses	$408,000	1,738
Total noninterest income	$464,000	4,741
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$270,000	3,912
Trading account gains and fees	$0	134
Additional Noninterest Income	$194,000	4,561
Total noninterest expense	$3,649,000	3,174
Salaries and employee benefits	$2,003,000	3,123
Premises and equipment expense	$367,000	4,143
Additional noninterest expense	$1,279,000	2,743
Pre-tax net operating income	$1,763,000	3,192
Securities gains (losses)	$119,000	1,066
Applicable income taxes	$461,000	3,053
Income before extraordinary items	$1,421,000	3,095
Extraordinary gains, net	$0	26
Net income	$1,421,000	3,096
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$331,000	1,349
Cash dividends	$253,000	3,663
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,330,560	3,203
2004-06-30 (YTD Data)		Rank
Total interest income	$4,921,000	2,825
Total interest expense	$1,345,000	2,804
Net interest income	$3,576,000	2,788
Provision for loan and lease losses	$408,000	1,208
Total noninterest income	$337,000	4,510
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$173,000	4,010
Trading account gains and fees	$0	130
Additional Noninterest Income	$164,000	4,138
Total noninterest expense	$2,389,000	3,225
Salaries and employee benefits	$1,317,000	3,183
Premises and equipment expense	$240,000	4,198
Additional noninterest expense	$832,000	2,833
Pre-tax net operating income	$1,116,000	3,285
Securities gains (losses)	$50,000	1,460
Applicable income taxes	$277,000	3,210
Income before extraordinary items	$889,000	3,259
Extraordinary gains, net	$0	21
Net income	$889,000	3,259
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$333,000	971
Cash dividends	$253,000	3,111
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$851,000	3,258
2004-03-31 (YTD Data)		Rank
Total interest income	$2,473,000	2,822
Total interest expense	$677,000	2,828
Net interest income	$1,796,000	2,769
Provision for loan and lease losses	$64,000	2,864
Total noninterest income	$144,000	4,873
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$82,000	4,055
Trading account gains and fees	$0	121
Additional Noninterest Income	$62,000	4,679
Total noninterest expense	$1,180,000	3,270
Salaries and employee benefits	$667,000	3,168
Premises and equipment expense	$116,000	4,345
Additional noninterest expense	$397,000	2,938
Pre-tax net operating income	$696,000	2,722
Securities gains (losses)	$40,000	1,323
Applicable income taxes	$190,000	2,655
Income before extraordinary items	$546,000	2,730
Extraordinary gains, net	$0	16
Net income	$546,000	2,730
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	3,279
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$516,400	2,772
2003-12-31 (YTD Data)		Rank
Total interest income	$9,719,000	2,915
Total interest expense	$2,899,000	2,958
Net interest income	$6,820,000	2,822
Provision for loan and lease losses	$337,000	2,923
Total noninterest income	$1,042,000	3,633
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$340,000	4,027
Trading account gains and fees	$0	160
Additional Noninterest Income	$702,000	2,968
Total noninterest expense	$4,624,000	3,275
Salaries and employee benefits	$2,605,000	3,159
Premises and equipment expense	$366,000	5,030
Additional noninterest expense	$1,653,000	2,824
Pre-tax net operating income	$2,901,000	2,580
Securities gains (losses)	$194,000	1,366
Applicable income taxes	$754,000	2,639
Income before extraordinary items	$2,341,000	2,520
Extraordinary gains, net	$0	54
Net income	$2,341,000	2,524
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	4,292
Cash dividends	$656,000	3,049
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,193,560	2,540
2003-09-30 (YTD Data)		Rank
Total interest income	$7,208,000	2,982
Total interest expense	$2,189,000	3,030
Net interest income	$5,019,000	2,893
Provision for loan and lease losses	$233,000	3,000
Total noninterest income	$688,000	3,979
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$250,000	4,093
Trading account gains and fees	$0	153
Additional Noninterest Income	$438,000	3,378
Total noninterest expense	$3,315,000	3,392
Salaries and employee benefits	$1,763,000	3,425
Premises and equipment expense	$333,000	4,414
Additional noninterest expense	$1,219,000	2,847
Pre-tax net operating income	$2,159,000	2,685
Securities gains (losses)	$176,000	1,307
Applicable income taxes	$608,000	2,642
Income before extraordinary items	$1,727,000	2,652
Extraordinary gains, net	$0	40
Net income	$1,727,000	2,651
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	3,514
Cash dividends	$253,000	3,710
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,596,760	2,684
2003-06-30 (YTD Data)		Rank
Total interest income	$4,840,000	2,988
Total interest expense	$1,478,000	3,093
Net interest income	$3,362,000	2,873
Provision for loan and lease losses	$168,000	2,842
Total noninterest income	$443,000	4,021
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$165,000	4,075
Trading account gains and fees	$0	150
Additional Noninterest Income	$278,000	3,439
Total noninterest expense	$2,182,000	3,427
Salaries and employee benefits	$1,159,000	3,463
Premises and equipment expense	$219,000	4,445
Additional noninterest expense	$804,000	2,857
Pre-tax net operating income	$1,455,000	2,662
Securities gains (losses)	$176,000	1,119
Applicable income taxes	$431,000	2,547
Income before extraordinary items	$1,200,000	2,584
Extraordinary gains, net	$0	30
Net income	$1,200,000	2,583
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	8,885
Cash dividends	$253,000	3,122
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,069,760	2,670
2003-03-31 (YTD Data)		Rank
Total interest income	$2,403,000	3,015
Total interest expense	$737,000	3,167
Net interest income	$1,666,000	2,880
Provision for loan and lease losses	$50,000	3,651
Total noninterest income	$210,000	4,042
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$81,000	4,048
Trading account gains and fees	$0	134
Additional Noninterest Income	$129,000	3,478
Total noninterest expense	$1,082,000	3,435
Salaries and employee benefits	$564,000	3,535
Premises and equipment expense	$116,000	4,277
Additional noninterest expense	$402,000	2,849
Pre-tax net operating income	$744,000	2,617
Securities gains (losses)	$173,000	716
Applicable income taxes	$247,000	2,335
Income before extraordinary items	$670,000	2,288
Extraordinary gains, net	$0	21
Net income	$670,000	2,286
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-35,000	9,034
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$543,710	2,626
2002-12-31 (YTD Data)		Rank
Total interest income	$10,415,000	2,913
Total interest expense	$3,715,000	2,933
Net interest income	$6,700,000	2,845
Provision for loan and lease losses	$899,000	1,493
Total noninterest income	$903,000	3,695
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$348,000	3,883
Trading account gains and fees	$0	153
Additional Noninterest Income	$555,000	3,100
Total noninterest expense	$4,455,000	3,249
Salaries and employee benefits	$2,525,000	3,095
Premises and equipment expense	$360,000	4,992
Additional noninterest expense	$1,570,000	2,854
Pre-tax net operating income	$2,249,000	3,131
Securities gains (losses)	$231,000	1,076
Applicable income taxes	$573,000	3,195
Income before extraordinary items	$1,907,000	2,912
Extraordinary gains, net	$0	70
Net income	$1,907,000	2,910
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$749,000	1,218
Cash dividends	$564,000	3,267
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,729,130	3,024
2001-12-31 (YTD Data)		Rank
Total interest income	$11,557,000	2,934
Total interest expense	$5,462,000	2,905
Net interest income	$6,095,000	2,910
Provision for loan and lease losses	$630,000	1,822
Total noninterest income	$817,000	3,802
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$360,000	3,689
Trading account gains and fees	$0	177
Additional Noninterest Income	$457,000	3,282
Total noninterest expense	$4,244,000	3,246
Salaries and employee benefits	$2,412,000	3,045
Premises and equipment expense	$384,000	4,725
Additional noninterest expense	$1,448,000	2,964
Pre-tax net operating income	$2,038,000	3,133
Securities gains (losses)	$116,000	1,632
Applicable income taxes	$480,000	3,391
Income before extraordinary items	$1,674,000	2,964
Extraordinary gains, net	$0	105
Net income	$1,674,000	2,967
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$480,000	1,605
Cash dividends	$538,000	3,342
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,583,520	2,999
2000-12-31 (YTD Data)		Rank
Total interest income	$11,046,000	3,129
Total interest expense	$5,676,000	2,927
Net interest income	$5,370,000	3,263
Provision for loan and lease losses	$340,000	2,622
Total noninterest income	$690,000	4,037
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$291,000	4,144
Trading account gains and fees	$0	180
Additional Noninterest Income	$399,000	3,346
Total noninterest expense	$4,148,000	3,231
Salaries and employee benefits	$2,312,000	3,039
Premises and equipment expense	$379,000	4,675
Additional noninterest expense	$1,457,000	2,889
Pre-tax net operating income	$1,572,000	3,940
Securities gains (losses)	$56,000	691
Applicable income taxes	$332,000	4,368
Income before extraordinary items	$1,296,000	3,646
Extraordinary gains, net	$0	38
Net income	$1,296,000	3,646
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$275,000	1,930
Cash dividends	$492,000	3,609
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,251,200	3,734
1999-12-31 (YTD Data)		Rank
Total interest income	$9,598,000	3,341
Total interest expense	$4,502,000	3,240
Net interest income	$5,096,000	3,400
Provision for loan and lease losses	$103,000	5,155
Total noninterest income	$603,000	4,417
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$256,000	4,455
Trading account gains and fees	$0	173
Additional Noninterest Income	$347,000	3,709
Total noninterest expense	$3,969,000	3,334
Salaries and employee benefits	$2,155,000	3,205
Premises and equipment expense	$398,000	4,553
Additional noninterest expense	$1,416,000	3,001
Pre-tax net operating income	$1,627,000	3,880
Securities gains (losses)	$2,000	2,566
Applicable income taxes	$360,000	4,409
Income before extraordinary items	$1,269,000	3,692
Extraordinary gains, net	$0	35
Net income	$1,269,000	3,693
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	2,934
Cash dividends	$462,000	3,668
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,267,440	3,666
1998-12-31 (YTD Data)		Rank
Total interest income	$9,436,000	3,402
Total interest expense	$4,460,000	3,330
Net interest income	$4,976,000	3,409
Provision for loan and lease losses	$114,000	4,857
Total noninterest income	$628,000	4,258
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$245,000	4,554
Trading account gains and fees	$0	224
Additional Noninterest Income	$383,000	3,522
Total noninterest expense	$3,604,000	3,523
Salaries and employee benefits	$1,935,000	3,449
Premises and equipment expense	$379,000	4,607
Additional noninterest expense	$1,290,000	3,156
Pre-tax net operating income	$1,886,000	3,494
Securities gains (losses)	$25,000	2,265
Applicable income taxes	$512,000	3,776
Income before extraordinary items	$1,399,000	3,446
Extraordinary gains, net	$0	32
Net income	$1,399,000	3,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	3,845
Cash dividends	$444,000	3,818
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,380,750	3,390
1997-12-31 (YTD Data)		Rank
Total interest income	$8,918,000	3,605
Total interest expense	$4,192,000	3,506
Net interest income	$4,726,000	3,674
Provision for loan and lease losses	$97,000	5,252
Total noninterest income	$551,000	4,686
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$248,000	4,688
Trading account gains and fees	$0	239
Additional Noninterest Income	$303,000	3,910
Total noninterest expense	$3,353,000	3,743
Salaries and employee benefits	$1,825,000	3,585
Premises and equipment expense	$397,000	4,472
Additional noninterest expense	$1,131,000	3,521
Pre-tax net operating income	$1,827,000	3,811
Securities gains (losses)	$52,000	1,322
Applicable income taxes	$548,000	3,949
Income before extraordinary items	$1,331,000	3,721
Extraordinary gains, net	$0	44
Net income	$1,331,000	3,720
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	4,456
Cash dividends	$430,000	3,804
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,294,080	3,744
1996-12-31 (YTD Data)		Rank
Total interest income	$8,553,000	3,791
Total interest expense	$4,009,000	3,709
Net interest income	$4,544,000	3,869
Provision for loan and lease losses	$105,000	4,971
Total noninterest income	$446,000	5,575
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$238,000	4,995
Trading account gains and fees	$0	262
Additional Noninterest Income	$208,000	5,053
Total noninterest expense	$3,137,000	4,162
Salaries and employee benefits	$1,657,000	3,942
Premises and equipment expense	$408,000	4,461
Additional noninterest expense	$1,072,000	4,165
Pre-tax net operating income	$1,748,000	3,816
Securities gains (losses)	$-25,000	10,754
Applicable income taxes	$510,000	4,089
Income before extraordinary items	$1,213,000	3,841
Extraordinary gains, net	$0	53
Net income	$1,213,000	3,841
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	3,514
Cash dividends	$361,000	4,114
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,230,500	3,751
1995-12-31 (YTD Data)		Rank
Total interest income	$8,276,000	3,890
Total interest expense	$3,812,000	3,840
Net interest income	$4,464,000	3,932
Provision for loan and lease losses	$162,000	3,488
Total noninterest income	$426,000	5,749
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$230,000	5,193
Trading account gains and fees	NA	NA
Additional Noninterest Income	$196,000	5,191
Total noninterest expense	$3,102,000	4,163
Salaries and employee benefits	$1,548,000	4,178
Premises and equipment expense	$375,000	4,785
Additional noninterest expense	$1,179,000	3,793
Pre-tax net operating income	$1,626,000	4,172
Securities gains (losses)	$-60,000	11,272
Applicable income taxes	$470,000	4,385
Income before extraordinary items	$1,096,000	4,272
Extraordinary gains, net	$0	65
Net income	$1,096,000	4,269
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	3,600
Cash dividends	$271,000	4,787
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,138,000	4,108
1994-12-31 (YTD Data)		Rank
Total interest income	$7,062,000	4,188
Total interest expense	$3,082,000	3,872
Net interest income	$3,980,000	4,405
Provision for loan and lease losses	$178,000	3,284
Total noninterest income	$408,000	6,067
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$248,000	5,083
Trading account gains and fees	NA	NA
Additional Noninterest Income	$160,000	6,008
Total noninterest expense	$2,875,000	4,572
Salaries and employee benefits	$1,346,000	4,731
Premises and equipment expense	$253,000	6,473
Additional noninterest expense	$1,276,000	3,840
Pre-tax net operating income	$1,335,000	4,836
Securities gains (losses)	$18,000	1,859
Applicable income taxes	$391,000	4,847
Income before extraordinary items	$962,000	4,661
Extraordinary gains, net	$0	249
Net income	$962,000	4,660
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	4,203
Cash dividends	$226,000	5,175
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$949,220	4,750
1993-12-31 (YTD Data)		Rank
Total interest income	$6,709,000	4,483
Total interest expense	$3,046,000	4,070
Net interest income	$3,663,000	4,765
Provision for loan and lease losses	$232,000	3,600
Total noninterest income	$363,000	6,869
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$223,000	5,548
Trading account gains and fees	NA	NA
Additional Noninterest Income	$140,000	6,785
Total noninterest expense	$2,577,000	5,131
Salaries and employee benefits	$1,259,000	5,017
Premises and equipment expense	$290,000	6,016
Additional noninterest expense	$1,028,000	4,799
Pre-tax net operating income	$1,217,000	5,129
Securities gains (losses)	$20,000	4,664
Applicable income taxes	$337,000	5,647
Income before extraordinary items	$900,000	5,094
Extraordinary gains, net	$0	3,149
Net income	$900,000	5,248
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	4,228
Cash dividends	$191,000	5,583
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$885,400	4,939
1992-12-31 (YTD Data)		Rank
Total interest income	$7,261,000	4,677
Total interest expense	$3,659,000	4,392
Net interest income	$3,602,000	4,881
Provision for loan and lease losses	$276,000	4,334
Total noninterest income	$341,000	7,206
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$217,000	5,683
Trading account gains and fees	NA	NA
Additional Noninterest Income	$124,000	7,335
Total noninterest expense	$2,474,000	5,365
Salaries and employee benefits	$1,207,000	5,131
Premises and equipment expense	$316,000	5,755
Additional noninterest expense	$951,000	5,266
Pre-tax net operating income	$1,193,000	4,928
Securities gains (losses)	$0	8,369
Applicable income taxes	$350,000	5,355
Income before extraordinary items	$843,000	5,144
Extraordinary gains, net	$0	1,422
Net income	$843,000	5,204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$171,000	4,574
Cash dividends	$181,000	5,306
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$843,000	4,846

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.