Home > The Haviland State Bank > Income and Expense
The Haviland State Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $772,000 | 4,078 |
| Total interest expense | $291,000 | 3,850 |
| Net interest income | $481,000 | 4,148 |
| Provision for loan and lease losses | $8,000 | 2,593 |
| Total noninterest income | $16,000 | 4,239 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $10,000 | 3,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 4,181 |
| Total noninterest expense | $250,000 | 4,312 |
| Salaries and employee benefits | $138,000 | 4,289 |
| Premises and equipment expense | $31,000 | 4,137 |
| Additional noninterest expense | $6,000 | 4,197 |
| Pre-tax net operating income | $239,000 | 3,569 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $44,000 | 2,470 |
| Income before extraordinary items | $195,000 | 3,597 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $195,000 | 3,633 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $195,000 | 3,597 |
| Net charge-offs | $-2,000 | 3,609 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $195,000 | 3,611 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $2,993,000 | 4,110 |
| Total interest expense | $1,012,000 | 3,948 |
| Net interest income | $1,981,000 | 4,120 |
| Provision for loan and lease losses | $260,000 | 1,842 |
| Total noninterest income | $65,000 | 4,288 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $42,000 | 3,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 4,259 |
| Total noninterest expense | $1,133,000 | 4,297 |
| Salaries and employee benefits | $594,000 | 4,290 |
| Premises and equipment expense | $129,000 | 4,157 |
| Additional noninterest expense | $23,000 | 4,260 |
| Pre-tax net operating income | $653,000 | 3,727 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $104,000 | 2,686 |
| Income before extraordinary items | $549,000 | 3,717 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $549,000 | 3,757 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $549,000 | 3,717 |
| Net charge-offs | $365,000 | 1,085 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $549,000 | 3,739 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $2,157,000 | 4,146 |
| Total interest expense | $689,000 | 4,006 |
| Net interest income | $1,468,000 | 4,154 |
| Provision for loan and lease losses | $252,000 | 1,571 |
| Total noninterest income | $50,000 | 4,303 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $31,000 | 3,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 4,273 |
| Total noninterest expense | $830,000 | 4,321 |
| Salaries and employee benefits | $417,000 | 4,335 |
| Premises and equipment expense | $94,000 | 4,174 |
| Additional noninterest expense | $19,000 | 4,275 |
| Pre-tax net operating income | $436,000 | 3,794 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $65,000 | 2,782 |
| Income before extraordinary items | $371,000 | 3,800 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $371,000 | 3,840 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $371,000 | 3,802 |
| Net charge-offs | $365,000 | 839 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $371,000 | 3,810 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 4,159 |
| Total interest expense | $466,000 | 3,999 |
| Net interest income | $964,000 | 4,179 |
| Provision for loan and lease losses | $15,000 | 2,686 |
| Total noninterest income | $35,000 | 4,301 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $19,000 | 3,914 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 4,239 |
| Total noninterest expense | $565,000 | 4,327 |
| Salaries and employee benefits | $281,000 | 4,343 |
| Premises and equipment expense | $57,000 | 4,212 |
| Additional noninterest expense | $16,000 | 4,245 |
| Pre-tax net operating income | $419,000 | 3,617 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $73,000 | 2,529 |
| Income before extraordinary items | $346,000 | 3,629 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $346,000 | 3,669 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $346,000 | 3,632 |
| Net charge-offs | $-3,000 | 3,692 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $346,000 | 3,647 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $733,000 | 4,162 |
| Total interest expense | $262,000 | 3,938 |
| Net interest income | $471,000 | 4,205 |
| Provision for loan and lease losses | $8,000 | 2,386 |
| Total noninterest income | $17,000 | 4,316 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $9,000 | 3,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 4,250 |
| Total noninterest expense | $299,000 | 4,327 |
| Salaries and employee benefits | $139,000 | 4,369 |
| Premises and equipment expense | $25,000 | 4,270 |
| Additional noninterest expense | $8,000 | 4,280 |
| Pre-tax net operating income | $181,000 | 3,650 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $30,000 | 2,557 |
| Income before extraordinary items | $151,000 | 3,685 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $151,000 | 3,723 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $151,000 | 3,686 |
| Net charge-offs | $-2,000 | 3,602 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $151,000 | 3,690 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $2,354,000 | 4,232 |
| Total interest expense | $444,000 | 4,161 |
| Net interest income | $1,910,000 | 4,218 |
| Provision for loan and lease losses | $30,000 | 2,940 |
| Total noninterest income | $53,000 | 4,403 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $37,000 | 3,983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 4,368 |
| Total noninterest expense | $1,099,000 | 4,383 |
| Salaries and employee benefits | $592,000 | 4,368 |
| Premises and equipment expense | $121,000 | 4,251 |
| Additional noninterest expense | $16,000 | 4,374 |
| Pre-tax net operating income | $834,000 | 3,692 |
| Securities gains (losses) | $1,000 | 952 |
| Applicable income taxes | $133,000 | 2,655 |
| Income before extraordinary items | $702,000 | 3,699 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $702,000 | 3,737 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $702,000 | 3,700 |
| Net charge-offs | $-6,000 | 3,751 |
| Cash dividends | $575,000 | 2,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $701,160 | 3,723 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 4,256 |
| Total interest expense | $293,000 | 4,177 |
| Net interest income | $1,417,000 | 4,246 |
| Provision for loan and lease losses | $23,000 | 2,777 |
| Total noninterest income | $42,000 | 4,412 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $29,000 | 3,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 4,385 |
| Total noninterest expense | $799,000 | 4,403 |
| Salaries and employee benefits | $416,000 | 4,399 |
| Premises and equipment expense | $93,000 | 4,244 |
| Additional noninterest expense | $13,000 | 4,394 |
| Pre-tax net operating income | $637,000 | 3,771 |
| Securities gains (losses) | $2,000 | 777 |
| Applicable income taxes | $118,000 | 2,614 |
| Income before extraordinary items | $521,000 | 3,799 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $521,000 | 3,834 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $521,000 | 3,799 |
| Net charge-offs | $-4,000 | 3,620 |
| Cash dividends | $200,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $519,360 | 3,827 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $1,076,000 | 4,297 |
| Total interest expense | $167,000 | 4,199 |
| Net interest income | $909,000 | 4,291 |
| Provision for loan and lease losses | $15,000 | 2,665 |
| Total noninterest income | $30,000 | 4,430 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $19,000 | 4,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 4,425 |
| Total noninterest expense | $525,000 | 4,429 |
| Salaries and employee benefits | $276,000 | 4,421 |
| Premises and equipment expense | $57,000 | 4,296 |
| Additional noninterest expense | $11,000 | 4,407 |
| Pre-tax net operating income | $399,000 | 3,847 |
| Securities gains (losses) | $2,000 | 835 |
| Applicable income taxes | $73,000 | 2,695 |
| Income before extraordinary items | $328,000 | 3,876 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $328,000 | 3,914 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $328,000 | 3,875 |
| Net charge-offs | $-3,000 | 3,600 |
| Cash dividends | $200,000 | 2,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $326,360 | 3,899 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $521,000 | 4,351 |
| Total interest expense | $77,000 | 4,188 |
| Net interest income | $444,000 | 4,325 |
| Provision for loan and lease losses | $7,000 | 2,414 |
| Total noninterest income | $16,000 | 4,463 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $9,000 | 4,053 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 4,411 |
| Total noninterest expense | $247,000 | 4,517 |
| Salaries and employee benefits | $137,000 | 4,484 |
| Premises and equipment expense | $26,000 | 4,396 |
| Additional noninterest expense | $7,000 | 4,411 |
| Pre-tax net operating income | $206,000 | 3,884 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $37,000 | 2,704 |
| Income before extraordinary items | $169,000 | 3,908 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $169,000 | 3,908 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $169,000 | 3,908 |
| Net charge-offs | $-2,000 | 3,519 |
| Cash dividends | $100,000 | 2,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $169,000 | 3,938 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $1,818,000 | 4,335 |
| Total interest expense | $186,000 | 4,098 |
| Net interest income | $1,632,000 | 4,337 |
| Provision for loan and lease losses | $30,000 | 2,675 |
| Total noninterest income | $20,000 | 4,637 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $42,000 | 4,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-22,000 | 4,692 |
| Total noninterest expense | $1,100,000 | 4,498 |
| Salaries and employee benefits | $552,000 | 4,519 |
| Premises and equipment expense | $196,000 | 4,041 |
| Additional noninterest expense | $-22,000 | 4,692 |
| Pre-tax net operating income | $522,000 | 4,167 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $57,000 | 3,212 |
| Income before extraordinary items | $465,000 | 4,146 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $465,000 | 4,144 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $465,000 | 4,146 |
| Net charge-offs | $-33,000 | 3,961 |
| Cash dividends | $250,000 | 3,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $465,000 | 4,159 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 4,432 |
| Total interest expense | $128,000 | 4,081 |
| Net interest income | $1,010,000 | 4,430 |
| Provision for loan and lease losses | $23,000 | 2,528 |
| Total noninterest income | $124,000 | 4,265 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $32,000 | 4,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 4,096 |
| Total noninterest expense | $690,000 | 4,580 |
| Salaries and employee benefits | $362,000 | 4,572 |
| Premises and equipment expense | $78,000 | 4,449 |
| Additional noninterest expense | $92,000 | 4,096 |
| Pre-tax net operating income | $421,000 | 4,138 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $45,000 | 3,199 |
| Income before extraordinary items | $376,000 | 4,097 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $376,000 | 4,096 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $376,000 | 4,096 |
| Net charge-offs | $-31,000 | 3,934 |
| Cash dividends | $250,000 | 2,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $376,000 | 4,129 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $657,000 | 4,523 |
| Total interest expense | $82,000 | 4,098 |
| Net interest income | $575,000 | 4,536 |
| Provision for loan and lease losses | $15,000 | 2,317 |
| Total noninterest income | $110,000 | 4,121 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $20,000 | 4,138 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 3,917 |
| Total noninterest expense | $453,000 | 4,605 |
| Salaries and employee benefits | $230,000 | 4,615 |
| Premises and equipment expense | $51,000 | 4,478 |
| Additional noninterest expense | $172,000 | 4,529 |
| Pre-tax net operating income | $217,000 | 4,181 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $6,000 | 3,450 |
| Income before extraordinary items | $211,000 | 4,116 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $211,000 | 4,116 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $211,000 | 4,116 |
| Net charge-offs | $-16,000 | 3,814 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $211,000 | 4,152 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $348,000 | 4,508 |
| Total interest expense | $41,000 | 4,097 |
| Net interest income | $307,000 | 4,505 |
| Provision for loan and lease losses | $8,000 | 2,059 |
| Total noninterest income | $-16,000 | 4,774 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $10,000 | 4,138 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-26,000 | 4,773 |
| Total noninterest expense | $221,000 | 4,637 |
| Salaries and employee benefits | $100,000 | 4,682 |
| Premises and equipment expense | $27,000 | 4,471 |
| Additional noninterest expense | $94,000 | 4,506 |
| Pre-tax net operating income | $62,000 | 4,277 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $6,000 | 3,252 |
| Income before extraordinary items | $56,000 | 4,258 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $56,000 | 4,257 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $56,000 | 4,258 |
| Net charge-offs | $-16,000 | 4,073 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $56,000 | 4,278 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $1,554,000 | 4,512 |
| Total interest expense | $171,000 | 4,231 |
| Net interest income | $1,383,000 | 4,516 |
| Provision for loan and lease losses | $30,000 | 2,737 |
| Total noninterest income | $68,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $43,000 | 4,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 4,660 |
| Total noninterest expense | $956,000 | 4,650 |
| Salaries and employee benefits | $537,000 | 4,636 |
| Premises and equipment expense | $112,000 | 4,499 |
| Additional noninterest expense | $307,000 | 4,634 |
| Pre-tax net operating income | $465,000 | 4,275 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $79,000 | 3,159 |
| Income before extraordinary items | $386,000 | 4,313 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $386,000 | 4,312 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $386,000 | 4,313 |
| Net charge-offs | $124,000 | 1,244 |
| Cash dividends | $255,000 | 3,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $386,000 | 4,290 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 4,568 |
| Total interest expense | $131,000 | 4,300 |
| Net interest income | $1,082,000 | 4,569 |
| Provision for loan and lease losses | $23,000 | 2,679 |
| Total noninterest income | $55,000 | 4,701 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $34,000 | 4,121 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 4,707 |
| Total noninterest expense | $680,000 | 4,738 |
| Salaries and employee benefits | $388,000 | 4,710 |
| Premises and equipment expense | $82,000 | 4,575 |
| Additional noninterest expense | $210,000 | 4,727 |
| Pre-tax net operating income | $434,000 | 4,277 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $80,000 | 3,015 |
| Income before extraordinary items | $354,000 | 4,331 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $354,000 | 4,330 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $354,000 | 4,331 |
| Net charge-offs | $124,000 | 995 |
| Cash dividends | $180,000 | 2,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $354,000 | 4,310 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $866,000 | 4,576 |
| Total interest expense | $89,000 | 4,345 |
| Net interest income | $777,000 | 4,572 |
| Provision for loan and lease losses | $15,000 | 2,613 |
| Total noninterest income | $33,000 | 4,758 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $21,000 | 4,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 4,749 |
| Total noninterest expense | $470,000 | 4,750 |
| Salaries and employee benefits | $284,000 | 4,706 |
| Premises and equipment expense | $50,000 | 4,646 |
| Additional noninterest expense | $136,000 | 4,762 |
| Pre-tax net operating income | $325,000 | 4,233 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $61,000 | 2,952 |
| Income before extraordinary items | $264,000 | 4,308 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $264,000 | 4,307 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $264,000 | 4,308 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $90,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $264,000 | 4,287 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $471,000 | 4,551 |
| Total interest expense | $46,000 | 4,389 |
| Net interest income | $425,000 | 4,528 |
| Provision for loan and lease losses | $7,000 | 2,567 |
| Total noninterest income | $17,000 | 4,751 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $10,000 | 4,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 4,743 |
| Total noninterest expense | $239,000 | 4,763 |
| Salaries and employee benefits | $143,000 | 4,729 |
| Premises and equipment expense | $31,000 | 4,544 |
| Additional noninterest expense | $65,000 | 4,796 |
| Pre-tax net operating income | $196,000 | 4,112 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $39,000 | 2,799 |
| Income before extraordinary items | $157,000 | 4,196 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $157,000 | 4,195 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $157,000 | 4,196 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $90,000 | 2,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $157,000 | 4,176 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $1,762,000 | 4,624 |
| Total interest expense | $226,000 | 4,483 |
| Net interest income | $1,536,000 | 4,613 |
| Provision for loan and lease losses | $30,000 | 4,023 |
| Total noninterest income | $64,000 | 4,778 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $49,000 | 4,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,834 |
| Total noninterest expense | $1,027,000 | 4,768 |
| Salaries and employee benefits | $634,000 | 4,714 |
| Premises and equipment expense | $131,000 | 4,568 |
| Additional noninterest expense | $262,000 | 4,818 |
| Pre-tax net operating income | $543,000 | 4,154 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $92,000 | 2,965 |
| Income before extraordinary items | $451,000 | 4,251 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $451,000 | 4,250 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $451,000 | 4,251 |
| Net charge-offs | $100,000 | 2,002 |
| Cash dividends | $228,000 | 3,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $451,000 | 4,200 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 4,653 |
| Total interest expense | $174,000 | 4,529 |
| Net interest income | $1,181,000 | 4,629 |
| Provision for loan and lease losses | $23,000 | 3,983 |
| Total noninterest income | $51,000 | 4,783 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $38,000 | 4,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 4,838 |
| Total noninterest expense | $774,000 | 4,779 |
| Salaries and employee benefits | $485,000 | 4,721 |
| Premises and equipment expense | $93,000 | 4,615 |
| Additional noninterest expense | $196,000 | 4,838 |
| Pre-tax net operating income | $435,000 | 4,143 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $76,000 | 2,925 |
| Income before extraordinary items | $359,000 | 4,238 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $359,000 | 4,237 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $359,000 | 4,238 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $172,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $359,000 | 4,187 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $930,000 | 4,682 |
| Total interest expense | $119,000 | 4,576 |
| Net interest income | $811,000 | 4,650 |
| Provision for loan and lease losses | $15,000 | 3,909 |
| Total noninterest income | $38,000 | 4,761 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $27,000 | 4,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 4,800 |
| Total noninterest expense | $517,000 | 4,805 |
| Salaries and employee benefits | $328,000 | 4,747 |
| Premises and equipment expense | $52,000 | 4,715 |
| Additional noninterest expense | $137,000 | 4,851 |
| Pre-tax net operating income | $317,000 | 4,087 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $57,000 | 2,838 |
| Income before extraordinary items | $260,000 | 4,176 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $260,000 | 4,175 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $260,000 | 4,176 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $116,000 | 2,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $260,000 | 4,133 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $441,000 | 4,763 |
| Total interest expense | $57,000 | 4,676 |
| Net interest income | $384,000 | 4,727 |
| Provision for loan and lease losses | $8,000 | 3,475 |
| Total noninterest income | $18,000 | 4,835 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $13,000 | 4,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 4,851 |
| Total noninterest expense | $255,000 | 4,863 |
| Salaries and employee benefits | $165,000 | 4,789 |
| Premises and equipment expense | $22,000 | 4,827 |
| Additional noninterest expense | $68,000 | 4,899 |
| Pre-tax net operating income | $139,000 | 4,074 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $23,000 | 2,824 |
| Income before extraordinary items | $116,000 | 4,141 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $116,000 | 4,141 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $116,000 | 4,141 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $56,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $116,000 | 4,130 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $1,770,000 | 4,827 |
| Total interest expense | $249,000 | 4,677 |
| Net interest income | $1,521,000 | 4,811 |
| Provision for loan and lease losses | $30,000 | 3,585 |
| Total noninterest income | $81,000 | 4,888 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $60,000 | 4,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 4,925 |
| Total noninterest expense | $1,012,000 | 4,932 |
| Salaries and employee benefits | $646,000 | 4,863 |
| Premises and equipment expense | $114,000 | 4,787 |
| Additional noninterest expense | $252,000 | 5,014 |
| Pre-tax net operating income | $560,000 | 4,375 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $94,000 | 3,048 |
| Income before extraordinary items | $466,000 | 4,432 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $466,000 | 4,434 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $466,000 | 4,434 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $200,000 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $466,000 | 4,414 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 4,901 |
| Total interest expense | $187,000 | 4,736 |
| Net interest income | $1,139,000 | 4,884 |
| Provision for loan and lease losses | $23,000 | 3,486 |
| Total noninterest income | $65,000 | 4,921 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $47,000 | 4,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 4,963 |
| Total noninterest expense | $757,000 | 4,994 |
| Salaries and employee benefits | $485,000 | 4,916 |
| Premises and equipment expense | $85,000 | 4,851 |
| Additional noninterest expense | $187,000 | 5,075 |
| Pre-tax net operating income | $424,000 | 4,466 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $71,000 | 3,105 |
| Income before extraordinary items | $353,000 | 4,532 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $353,000 | 4,531 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $353,000 | 4,531 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $150,000 | 3,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $353,000 | 4,509 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $863,000 | 4,960 |
| Total interest expense | $122,000 | 4,771 |
| Net interest income | $741,000 | 4,940 |
| Provision for loan and lease losses | $15,000 | 3,371 |
| Total noninterest income | $42,000 | 4,957 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $31,000 | 4,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 5,018 |
| Total noninterest expense | $502,000 | 5,041 |
| Salaries and employee benefits | $322,000 | 4,954 |
| Premises and equipment expense | $56,000 | 4,903 |
| Additional noninterest expense | $124,000 | 5,114 |
| Pre-tax net operating income | $266,000 | 4,525 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $43,000 | 3,152 |
| Income before extraordinary items | $223,000 | 4,574 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $223,000 | 4,572 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $223,000 | 4,572 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $100,000 | 3,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $223,000 | 4,562 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $417,000 | 5,031 |
| Total interest expense | $58,000 | 4,829 |
| Net interest income | $359,000 | 5,012 |
| Provision for loan and lease losses | $8,000 | 3,162 |
| Total noninterest income | $23,000 | 4,957 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $15,000 | 4,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 4,976 |
| Total noninterest expense | $255,000 | 5,082 |
| Salaries and employee benefits | $161,000 | 5,007 |
| Premises and equipment expense | $28,000 | 4,947 |
| Additional noninterest expense | $66,000 | 5,152 |
| Pre-tax net operating income | $119,000 | 4,581 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $17,000 | 3,225 |
| Income before extraordinary items | $102,000 | 4,618 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $102,000 | 4,617 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $102,000 | 4,617 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $102,000 | 4,609 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 5,032 |
| Total interest expense | $194,000 | 4,844 |
| Net interest income | $1,498,000 | 5,020 |
| Provision for loan and lease losses | $30,000 | 3,682 |
| Total noninterest income | $75,000 | 5,117 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $59,000 | 4,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 5,160 |
| Total noninterest expense | $991,000 | 5,147 |
| Salaries and employee benefits | $638,000 | 5,054 |
| Premises and equipment expense | $83,000 | 5,137 |
| Additional noninterest expense | $270,000 | 5,181 |
| Pre-tax net operating income | $552,000 | 4,581 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $85,000 | 3,167 |
| Income before extraordinary items | $467,000 | 4,596 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $467,000 | 4,595 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $467,000 | 4,595 |
| Net charge-offs | $-9,000 | 4,499 |
| Cash dividends | $235,000 | 3,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $467,000 | 4,602 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 5,094 |
| Total interest expense | $138,000 | 4,908 |
| Net interest income | $1,120,000 | 5,084 |
| Provision for loan and lease losses | $23,000 | 3,571 |
| Total noninterest income | $60,000 | 5,172 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $46,000 | 4,635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 5,210 |
| Total noninterest expense | $719,000 | 5,211 |
| Salaries and employee benefits | $459,000 | 5,126 |
| Premises and equipment expense | $59,000 | 5,205 |
| Additional noninterest expense | $201,000 | 5,238 |
| Pre-tax net operating income | $438,000 | 4,627 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $68,000 | 3,208 |
| Income before extraordinary items | $370,000 | 4,648 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $370,000 | 4,646 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $370,000 | 4,647 |
| Net charge-offs | $-9,000 | 4,451 |
| Cash dividends | $130,000 | 3,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $370,000 | 4,654 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $829,000 | 5,152 |
| Total interest expense | $87,000 | 4,961 |
| Net interest income | $742,000 | 5,144 |
| Provision for loan and lease losses | $15,000 | 3,441 |
| Total noninterest income | $44,000 | 5,192 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $33,000 | 4,622 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 5,253 |
| Total noninterest expense | $459,000 | 5,286 |
| Salaries and employee benefits | $286,000 | 5,232 |
| Premises and equipment expense | $38,000 | 5,273 |
| Additional noninterest expense | $135,000 | 5,297 |
| Pre-tax net operating income | $312,000 | 4,589 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $49,000 | 3,147 |
| Income before extraordinary items | $263,000 | 4,613 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $263,000 | 4,612 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $263,000 | 4,612 |
| Net charge-offs | $-1,000 | 3,891 |
| Cash dividends | $65,000 | 3,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $263,000 | 4,622 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $415,000 | 5,202 |
| Total interest expense | $40,000 | 5,046 |
| Net interest income | $375,000 | 5,181 |
| Provision for loan and lease losses | $8,000 | 3,217 |
| Total noninterest income | $25,000 | 5,197 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $16,000 | 4,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 5,158 |
| Total noninterest expense | $229,000 | 5,352 |
| Salaries and employee benefits | $138,000 | 5,309 |
| Premises and equipment expense | $20,000 | 5,295 |
| Additional noninterest expense | $71,000 | 5,333 |
| Pre-tax net operating income | $163,000 | 4,527 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $24,000 | 3,143 |
| Income before extraordinary items | $139,000 | 4,548 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $139,000 | 4,547 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $139,000 | 4,548 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $65,000 | 2,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $139,000 | 4,556 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 5,219 |
| Total interest expense | $150,000 | 5,089 |
| Net interest income | $1,523,000 | 5,211 |
| Provision for loan and lease losses | $30,000 | 3,771 |
| Total noninterest income | $89,000 | 5,313 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $73,000 | 4,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 5,397 |
| Total noninterest expense | $968,000 | 5,388 |
| Salaries and employee benefits | $611,000 | 5,304 |
| Premises and equipment expense | $88,000 | 5,347 |
| Additional noninterest expense | $269,000 | 5,429 |
| Pre-tax net operating income | $614,000 | 4,578 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $147,000 | 3,118 |
| Income before extraordinary items | $467,000 | 4,556 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $467,000 | 4,556 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $467,000 | 4,556 |
| Net charge-offs | $-8,000 | 4,751 |
| Cash dividends | $260,000 | 3,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $467,000 | 4,544 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 5,278 |
| Total interest expense | $106,000 | 5,176 |
| Net interest income | $1,141,000 | 5,266 |
| Provision for loan and lease losses | $23,000 | 3,650 |
| Total noninterest income | $67,000 | 5,399 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $53,000 | 4,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 5,453 |
| Total noninterest expense | $648,000 | 5,491 |
| Salaries and employee benefits | $396,000 | 5,440 |
| Premises and equipment expense | $51,000 | 5,506 |
| Additional noninterest expense | $201,000 | 5,474 |
| Pre-tax net operating income | $537,000 | 4,525 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $147,000 | 2,947 |
| Income before extraordinary items | $390,000 | 4,676 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $390,000 | 4,676 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $390,000 | 4,676 |
| Net charge-offs | $-7,000 | 4,638 |
| Cash dividends | $130,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $390,000 | 4,667 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $810,000 | 5,339 |
| Total interest expense | $66,000 | 5,256 |
| Net interest income | $744,000 | 5,328 |
| Provision for loan and lease losses | $15,000 | 3,486 |
| Total noninterest income | $44,000 | 5,427 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $32,000 | 4,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 5,444 |
| Total noninterest expense | $431,000 | 5,537 |
| Salaries and employee benefits | $263,000 | 5,492 |
| Premises and equipment expense | $31,000 | 5,572 |
| Additional noninterest expense | $137,000 | 5,508 |
| Pre-tax net operating income | $342,000 | 4,556 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $86,000 | 3,016 |
| Income before extraordinary items | $256,000 | 4,669 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $256,000 | 4,668 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $256,000 | 4,669 |
| Net charge-offs | $-3,000 | 4,411 |
| Cash dividends | $130,000 | 3,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $256,000 | 4,659 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $397,000 | 5,396 |
| Total interest expense | $30,000 | 5,347 |
| Net interest income | $367,000 | 5,377 |
| Provision for loan and lease losses | $8,000 | 3,248 |
| Total noninterest income | $23,000 | 5,463 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $15,000 | 4,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 5,425 |
| Total noninterest expense | $215,000 | 5,605 |
| Salaries and employee benefits | $130,000 | 5,554 |
| Premises and equipment expense | $14,000 | 5,652 |
| Additional noninterest expense | $71,000 | 5,560 |
| Pre-tax net operating income | $167,000 | 4,555 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $33,000 | 3,124 |
| Income before extraordinary items | $134,000 | 4,605 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $134,000 | 4,605 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $134,000 | 4,605 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $65,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $134,000 | 4,590 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 5,358 |
| Total interest expense | $118,000 | 5,410 |
| Net interest income | $1,662,000 | 5,311 |
| Provision for loan and lease losses | $30,000 | 3,875 |
| Total noninterest income | $85,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $67,000 | 4,952 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $18,000 | 5,614 |
| Total noninterest expense | $1,018,000 | 5,580 |
| Salaries and employee benefits | $575,000 | 5,552 |
| Premises and equipment expense | $76,000 | 5,635 |
| Additional noninterest expense | $367,000 | 5,481 |
| Pre-tax net operating income | $699,000 | 4,506 |
| Securities gains (losses) | $-48,000 | 5,743 |
| Applicable income taxes | $154,000 | 3,078 |
| Income before extraordinary items | $497,000 | 4,737 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $497,000 | 4,736 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $497,000 | 4,736 |
| Net charge-offs | $-21,000 | 5,121 |
| Cash dividends | $255,000 | 3,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $533,480 | 4,621 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 5,387 |
| Total interest expense | $88,000 | 5,461 |
| Net interest income | $1,279,000 | 5,342 |
| Provision for loan and lease losses | $23,000 | 3,784 |
| Total noninterest income | $65,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $50,000 | 5,000 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $15,000 | 5,655 |
| Total noninterest expense | $707,000 | 5,674 |
| Salaries and employee benefits | $395,000 | 5,652 |
| Premises and equipment expense | $55,000 | 5,698 |
| Additional noninterest expense | $257,000 | 5,563 |
| Pre-tax net operating income | $614,000 | 4,401 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $170,000 | 2,916 |
| Income before extraordinary items | $444,000 | 4,646 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $444,000 | 4,646 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $444,000 | 4,646 |
| Net charge-offs | $-15,000 | 5,021 |
| Cash dividends | $190,000 | 3,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $444,000 | 4,578 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $956,000 | 5,395 |
| Total interest expense | $57,000 | 5,540 |
| Net interest income | $899,000 | 5,325 |
| Provision for loan and lease losses | $15,000 | 3,638 |
| Total noninterest income | $44,000 | 5,682 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $32,000 | 5,058 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $12,000 | 5,683 |
| Total noninterest expense | $489,000 | 5,716 |
| Salaries and employee benefits | $263,000 | 5,722 |
| Premises and equipment expense | $34,000 | 5,797 |
| Additional noninterest expense | $192,000 | 5,555 |
| Pre-tax net operating income | $439,000 | 4,340 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $125,000 | 2,852 |
| Income before extraordinary items | $314,000 | 4,587 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $314,000 | 4,584 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $314,000 | 4,585 |
| Net charge-offs | $-13,000 | 5,063 |
| Cash dividends | $125,000 | 3,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $314,000 | 4,516 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $556,000 | 5,250 |
| Total interest expense | $29,000 | 5,572 |
| Net interest income | $527,000 | 5,164 |
| Provision for loan and lease losses | $8,000 | 3,360 |
| Total noninterest income | $24,000 | 5,668 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $16,000 | 5,063 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $8,000 | 5,642 |
| Total noninterest expense | $244,000 | 5,775 |
| Salaries and employee benefits | $131,000 | 5,776 |
| Premises and equipment expense | $15,000 | 5,885 |
| Additional noninterest expense | $98,000 | 5,590 |
| Pre-tax net operating income | $299,000 | 3,864 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $85,000 | 2,582 |
| Income before extraordinary items | $214,000 | 4,148 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $214,000 | 4,145 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $214,000 | 4,146 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $60,000 | 2,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $214,000 | 4,086 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 5,599 |
| Total interest expense | $113,000 | 5,657 |
| Net interest income | $1,572,000 | 5,556 |
| Provision for loan and lease losses | $25,000 | 3,944 |
| Total noninterest income | $87,000 | 5,765 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $69,000 | 5,122 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $18,000 | 5,839 |
| Total noninterest expense | $1,020,000 | 5,790 |
| Salaries and employee benefits | $595,000 | 5,747 |
| Premises and equipment expense | $77,000 | 5,878 |
| Additional noninterest expense | $348,000 | 5,742 |
| Pre-tax net operating income | $614,000 | 4,721 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $123,000 | 3,223 |
| Income before extraordinary items | $491,000 | 4,830 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $491,000 | 4,831 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $491,000 | 4,831 |
| Net charge-offs | $-7,000 | 5,127 |
| Cash dividends | $290,000 | 3,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $491,000 | 4,785 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 5,677 |
| Total interest expense | $84,000 | 5,747 |
| Net interest income | $1,181,000 | 5,625 |
| Provision for loan and lease losses | $18,000 | 3,850 |
| Total noninterest income | $67,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $52,000 | 5,171 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 5,883 |
| Total noninterest expense | $675,000 | 5,942 |
| Salaries and employee benefits | $371,000 | 5,929 |
| Premises and equipment expense | $58,000 | 5,951 |
| Additional noninterest expense | $246,000 | 5,851 |
| Pre-tax net operating income | $555,000 | 4,604 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $134,000 | 3,102 |
| Income before extraordinary items | $421,000 | 4,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $421,000 | 4,795 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $421,000 | 4,797 |
| Net charge-offs | $-2,000 | 4,778 |
| Cash dividends | $190,000 | 3,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $421,000 | 4,735 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $849,000 | 5,720 |
| Total interest expense | $57,000 | 5,796 |
| Net interest income | $792,000 | 5,668 |
| Provision for loan and lease losses | $10,000 | 3,765 |
| Total noninterest income | $48,000 | 5,854 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $37,000 | 5,131 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $11,000 | 5,914 |
| Total noninterest expense | $447,000 | 6,022 |
| Salaries and employee benefits | $245,000 | 6,000 |
| Premises and equipment expense | $37,000 | 6,024 |
| Additional noninterest expense | $165,000 | 5,895 |
| Pre-tax net operating income | $383,000 | 4,523 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $88,000 | 3,108 |
| Income before extraordinary items | $295,000 | 4,715 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $295,000 | 4,717 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $295,000 | 4,718 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $75,000 | 3,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $295,000 | 4,651 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $428,000 | 5,751 |
| Total interest expense | $29,000 | 5,835 |
| Net interest income | $399,000 | 5,695 |
| Provision for loan and lease losses | $3,000 | 3,553 |
| Total noninterest income | $25,000 | 5,864 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $17,000 | 5,220 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $8,000 | 5,873 |
| Total noninterest expense | $219,000 | 6,085 |
| Salaries and employee benefits | $123,000 | 6,059 |
| Premises and equipment expense | $17,000 | 6,115 |
| Additional noninterest expense | $79,000 | 5,995 |
| Pre-tax net operating income | $202,000 | 4,420 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $39,000 | 3,167 |
| Income before extraordinary items | $163,000 | 4,583 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $163,000 | 4,585 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $163,000 | 4,587 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $163,000 | 4,508 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 5,856 |
| Total interest expense | $117,000 | 5,969 |
| Net interest income | $1,570,000 | 5,798 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $92,000 | 6,027 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $75,000 | 5,319 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $17,000 | 6,078 |
| Total noninterest expense | $1,119,000 | 5,992 |
| Salaries and employee benefits | $673,000 | 5,886 |
| Premises and equipment expense | $99,000 | 6,054 |
| Additional noninterest expense | $347,000 | 6,011 |
| Pre-tax net operating income | $543,000 | 4,950 |
| Securities gains (losses) | $28,000 | 2,114 |
| Applicable income taxes | $69,000 | 3,584 |
| Income before extraordinary items | $502,000 | 4,930 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $502,000 | 4,929 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $502,000 | 4,930 |
| Net charge-offs | $34,000 | 4,035 |
| Cash dividends | $295,000 | 3,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $477,360 | 4,931 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 5,939 |
| Total interest expense | $88,000 | 6,052 |
| Net interest income | $1,165,000 | 5,879 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $73,000 | 6,075 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $59,000 | 5,345 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $14,000 | 6,132 |
| Total noninterest expense | $700,000 | 6,203 |
| Salaries and employee benefits | $367,000 | 6,220 |
| Premises and equipment expense | $75,000 | 6,086 |
| Additional noninterest expense | $258,000 | 6,075 |
| Pre-tax net operating income | $538,000 | 4,703 |
| Securities gains (losses) | $28,000 | 1,816 |
| Applicable income taxes | $118,000 | 3,194 |
| Income before extraordinary items | $448,000 | 4,770 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $448,000 | 4,770 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $448,000 | 4,771 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $150,000 | 3,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $425,880 | 4,805 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $825,000 | 5,999 |
| Total interest expense | $58,000 | 6,108 |
| Net interest income | $767,000 | 5,933 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $49,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $39,000 | 5,372 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $10,000 | 6,188 |
| Total noninterest expense | $462,000 | 6,268 |
| Salaries and employee benefits | $245,000 | 6,280 |
| Premises and equipment expense | $46,000 | 6,203 |
| Additional noninterest expense | $171,000 | 6,123 |
| Pre-tax net operating income | $354,000 | 4,685 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $63,000 | 3,310 |
| Income before extraordinary items | $291,000 | 4,785 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $291,000 | 4,787 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $291,000 | 4,788 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $75,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $291,000 | 4,729 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $412,000 | 6,057 |
| Total interest expense | $29,000 | 6,185 |
| Net interest income | $383,000 | 5,993 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $24,000 | 6,142 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $18,000 | 5,462 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $6,000 | 6,177 |
| Total noninterest expense | $235,000 | 6,330 |
| Salaries and employee benefits | $124,000 | 6,336 |
| Premises and equipment expense | $22,000 | 6,294 |
| Additional noninterest expense | $89,000 | 6,164 |
| Pre-tax net operating income | $172,000 | 4,695 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $22,000 | 3,447 |
| Income before extraordinary items | $150,000 | 4,687 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $150,000 | 4,688 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $150,000 | 4,688 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $150,000 | 4,637 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 6,146 |
| Total interest expense | $138,000 | 6,232 |
| Net interest income | $1,470,000 | 6,085 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $97,000 | 6,217 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $81,000 | 5,505 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $16,000 | 6,279 |
| Total noninterest expense | $1,016,000 | 6,329 |
| Salaries and employee benefits | $592,000 | 6,259 |
| Premises and equipment expense | $90,000 | 6,359 |
| Additional noninterest expense | $334,000 | 6,273 |
| Pre-tax net operating income | $551,000 | 4,895 |
| Securities gains (losses) | $-4,000 | 6,160 |
| Applicable income taxes | $75,000 | 3,571 |
| Income before extraordinary items | $472,000 | 4,959 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $472,000 | 4,962 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $472,000 | 4,962 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $250,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $475,440 | 4,894 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 6,215 |
| Total interest expense | $106,000 | 6,301 |
| Net interest income | $1,094,000 | 6,153 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $73,000 | 6,298 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $60,000 | 5,583 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $13,000 | 6,365 |
| Total noninterest expense | $677,000 | 6,485 |
| Salaries and employee benefits | $368,000 | 6,471 |
| Premises and equipment expense | $66,000 | 6,429 |
| Additional noninterest expense | $243,000 | 6,344 |
| Pre-tax net operating income | $490,000 | 4,783 |
| Securities gains (losses) | $-4,000 | 6,407 |
| Applicable income taxes | $82,000 | 3,427 |
| Income before extraordinary items | $404,000 | 4,903 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $404,000 | 4,903 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $404,000 | 4,904 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $140,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $407,320 | 4,800 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $797,000 | 6,255 |
| Total interest expense | $73,000 | 6,343 |
| Net interest income | $724,000 | 6,187 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $51,000 | 6,300 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $41,000 | 5,564 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $10,000 | 6,362 |
| Total noninterest expense | $439,000 | 6,548 |
| Salaries and employee benefits | $245,000 | 6,512 |
| Premises and equipment expense | $42,000 | 6,499 |
| Additional noninterest expense | $152,000 | 6,421 |
| Pre-tax net operating income | $336,000 | 4,725 |
| Securities gains (losses) | $-4,000 | 6,577 |
| Applicable income taxes | $52,000 | 3,488 |
| Income before extraordinary items | $280,000 | 4,850 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $280,000 | 4,853 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $280,000 | 4,854 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $75,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $283,360 | 4,721 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $398,000 | 6,315 |
| Total interest expense | $39,000 | 6,383 |
| Net interest income | $359,000 | 6,245 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $26,000 | 6,315 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $19,000 | 5,651 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,309 |
| Total noninterest expense | $212,000 | 6,645 |
| Salaries and employee benefits | $124,000 | 6,561 |
| Premises and equipment expense | $20,000 | 6,576 |
| Additional noninterest expense | $68,000 | 6,599 |
| Pre-tax net operating income | $173,000 | 4,676 |
| Securities gains (losses) | $-4,000 | 6,727 |
| Applicable income taxes | $20,000 | 3,600 |
| Income before extraordinary items | $149,000 | 4,735 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $149,000 | 4,736 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $149,000 | 4,737 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $152,520 | 4,607 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 6,432 |
| Total interest expense | $182,000 | 6,477 |
| Net interest income | $1,392,000 | 6,367 |
| Provision for loan and lease losses | $58,000 | 5,122 |
| Total noninterest income | $89,000 | 6,363 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $69,000 | 5,911 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $20,000 | 6,264 |
| Total noninterest expense | $1,017,000 | 6,569 |
| Salaries and employee benefits | $576,000 | 6,509 |
| Premises and equipment expense | $100,000 | 6,520 |
| Additional noninterest expense | $341,000 | 6,523 |
| Pre-tax net operating income | $406,000 | 5,132 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $38,000 | 3,983 |
| Income before extraordinary items | $368,000 | 5,288 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $368,000 | 5,285 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $368,000 | 5,286 |
| Net charge-offs | $-1,000 | 6,346 |
| Cash dividends | $350,000 | 3,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $368,000 | 5,086 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,174,000 | 6,538 |
| Total interest expense | $140,000 | 6,584 |
| Net interest income | $1,034,000 | 6,473 |
| Provision for loan and lease losses | $58,000 | 4,852 |
| Total noninterest income | $69,000 | 6,454 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $53,000 | 5,962 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $16,000 | 6,387 |
| Total noninterest expense | $690,000 | 6,718 |
| Salaries and employee benefits | $358,000 | 6,737 |
| Premises and equipment expense | $68,000 | 6,674 |
| Additional noninterest expense | $264,000 | 6,558 |
| Pre-tax net operating income | $355,000 | 5,112 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $53,000 | 3,761 |
| Income before extraordinary items | $302,000 | 5,311 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $302,000 | 5,310 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $302,000 | 5,310 |
| Net charge-offs | $-1,000 | 6,225 |
| Cash dividends | $100,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $302,000 | 5,117 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $781,000 | 6,591 |
| Total interest expense | $96,000 | 6,651 |
| Net interest income | $685,000 | 6,530 |
| Provision for loan and lease losses | $39,000 | 4,759 |
| Total noninterest income | $45,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $33,000 | 6,059 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 6,397 |
| Total noninterest expense | $473,000 | 6,754 |
| Salaries and employee benefits | $240,000 | 6,794 |
| Premises and equipment expense | $40,000 | 6,801 |
| Additional noninterest expense | $193,000 | 6,496 |
| Pre-tax net operating income | $218,000 | 5,202 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $23,000 | 3,951 |
| Income before extraordinary items | $195,000 | 5,358 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $195,000 | 5,357 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $195,000 | 5,357 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $50,000 | 3,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $195,000 | 5,159 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $387,000 | 6,664 |
| Total interest expense | $48,000 | 6,735 |
| Net interest income | $339,000 | 6,592 |
| Provision for loan and lease losses | $20,000 | 4,478 |
| Total noninterest income | $22,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $14,000 | 6,234 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,361 |
| Total noninterest expense | $242,000 | 6,792 |
| Salaries and employee benefits | $121,000 | 6,849 |
| Premises and equipment expense | $15,000 | 7,000 |
| Additional noninterest expense | $106,000 | 6,424 |
| Pre-tax net operating income | $99,000 | 5,411 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $8,000 | 4,083 |
| Income before extraordinary items | $91,000 | 5,487 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $91,000 | 5,487 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $91,000 | 5,487 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $91,000 | 5,323 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,554,000 | 6,726 |
| Total interest expense | $270,000 | 6,656 |
| Net interest income | $1,284,000 | 6,704 |
| Provision for loan and lease losses | $78,000 | 5,556 |
| Total noninterest income | $80,000 | 6,576 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $82,000 | 5,779 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-2,000 | 6,725 |
| Total noninterest expense | $881,000 | 6,963 |
| Salaries and employee benefits | $538,000 | 6,833 |
| Premises and equipment expense | $73,000 | 7,017 |
| Additional noninterest expense | $270,000 | 6,946 |
| Pre-tax net operating income | $405,000 | 4,961 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $44,000 | 3,815 |
| Income before extraordinary items | $361,000 | 5,054 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $361,000 | 5,056 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $361,000 | 5,056 |
| Net charge-offs | $3,000 | 6,306 |
| Cash dividends | $175,000 | 3,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $361,000 | 4,929 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 6,797 |
| Total interest expense | $213,000 | 6,707 |
| Net interest income | $949,000 | 6,781 |
| Provision for loan and lease losses | $58,000 | 5,433 |
| Total noninterest income | $60,000 | 6,675 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $63,000 | 5,779 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-3,000 | 6,895 |
| Total noninterest expense | $595,000 | 7,089 |
| Salaries and employee benefits | $348,000 | 7,000 |
| Premises and equipment expense | $52,000 | 7,119 |
| Additional noninterest expense | $195,000 | 7,017 |
| Pre-tax net operating income | $356,000 | 4,906 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $52,000 | 3,605 |
| Income before extraordinary items | $304,000 | 5,032 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $304,000 | 5,033 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $304,000 | 5,033 |
| Net charge-offs | $4,000 | 5,984 |
| Cash dividends | $95,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $304,000 | 4,921 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $780,000 | 6,858 |
| Total interest expense | $144,000 | 6,778 |
| Net interest income | $636,000 | 6,829 |
| Provision for loan and lease losses | $39,000 | 5,309 |
| Total noninterest income | $34,000 | 6,840 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $39,000 | 5,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-5,000 | 7,001 |
| Total noninterest expense | $399,000 | 7,152 |
| Salaries and employee benefits | $232,000 | 7,059 |
| Premises and equipment expense | $33,000 | 7,202 |
| Additional noninterest expense | $134,000 | 7,081 |
| Pre-tax net operating income | $232,000 | 4,937 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $25,000 | 3,735 |
| Income before extraordinary items | $207,000 | 4,979 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $207,000 | 4,979 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $207,000 | 4,979 |
| Net charge-offs | $2,000 | 5,706 |
| Cash dividends | $45,000 | 3,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $207,000 | 4,888 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $395,000 | 6,893 |
| Total interest expense | $72,000 | 6,857 |
| Net interest income | $323,000 | 6,845 |
| Provision for loan and lease losses | $20,000 | 4,994 |
| Total noninterest income | $11,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $18,000 | 5,934 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-7,000 | 7,163 |
| Total noninterest expense | $196,000 | 7,220 |
| Salaries and employee benefits | $116,000 | 7,110 |
| Premises and equipment expense | $15,000 | 7,285 |
| Additional noninterest expense | $65,000 | 7,148 |
| Pre-tax net operating income | $118,000 | 4,951 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $13,000 | 3,664 |
| Income before extraordinary items | $105,000 | 4,931 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $105,000 | 4,929 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $105,000 | 4,931 |
| Net charge-offs | $5,000 | 4,645 |
| Cash dividends | $45,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $105,000 | 4,879 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,596,000 | 6,984 |
| Total interest expense | $337,000 | 6,958 |
| Net interest income | $1,259,000 | 6,918 |
| Provision for loan and lease losses | $39,000 | 6,608 |
| Total noninterest income | $54,000 | 7,021 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $80,000 | 5,772 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-26,000 | 7,072 |
| Total noninterest expense | $866,000 | 7,209 |
| Salaries and employee benefits | $501,000 | 7,121 |
| Premises and equipment expense | $83,000 | 7,184 |
| Additional noninterest expense | $282,000 | 7,169 |
| Pre-tax net operating income | $408,000 | 4,612 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $43,000 | 3,710 |
| Income before extraordinary items | $365,000 | 4,729 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $365,000 | 4,730 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $365,000 | 4,730 |
| Net charge-offs | $9,000 | 6,589 |
| Cash dividends | $629,000 | 2,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $365,000 | 4,585 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 7,104 |
| Total interest expense | $255,000 | 7,080 |
| Net interest income | $934,000 | 7,032 |
| Provision for loan and lease losses | $20,000 | 6,666 |
| Total noninterest income | $47,000 | 7,110 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $59,000 | 5,877 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-12,000 | 7,228 |
| Total noninterest expense | $587,000 | 7,378 |
| Salaries and employee benefits | $331,000 | 7,322 |
| Premises and equipment expense | $58,000 | 7,332 |
| Additional noninterest expense | $198,000 | 7,301 |
| Pre-tax net operating income | $374,000 | 4,601 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $55,000 | 3,516 |
| Income before extraordinary items | $319,000 | 4,782 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $319,000 | 4,785 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $319,000 | 4,785 |
| Net charge-offs | $10,000 | 6,268 |
| Cash dividends | $100,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $319,000 | 4,591 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $775,000 | 7,184 |
| Total interest expense | $169,000 | 7,169 |
| Net interest income | $606,000 | 7,109 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $24,000 | 7,270 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $38,000 | 5,948 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-14,000 | 7,357 |
| Total noninterest expense | $396,000 | 7,430 |
| Salaries and employee benefits | $228,000 | 7,352 |
| Premises and equipment expense | $36,000 | 7,436 |
| Additional noninterest expense | $132,000 | 7,360 |
| Pre-tax net operating income | $234,000 | 4,737 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $22,000 | 3,744 |
| Income before extraordinary items | $212,000 | 4,816 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $212,000 | 4,817 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $212,000 | 4,816 |
| Net charge-offs | $10,000 | 5,823 |
| Cash dividends | $50,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $212,000 | 4,663 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $387,000 | 7,288 |
| Total interest expense | $84,000 | 7,296 |
| Net interest income | $303,000 | 7,193 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $22,000 | 7,028 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $17,000 | 6,094 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,997 |
| Total noninterest expense | $194,000 | 7,538 |
| Salaries and employee benefits | $115,000 | 7,431 |
| Premises and equipment expense | $15,000 | 7,614 |
| Additional noninterest expense | $64,000 | 7,467 |
| Pre-tax net operating income | $131,000 | 4,723 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $13,000 | 3,663 |
| Income before extraordinary items | $118,000 | 4,757 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $118,000 | 4,757 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $118,000 | 4,756 |
| Net charge-offs | $3,000 | 5,292 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $118,000 | 4,647 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 7,391 |
| Total interest expense | $366,000 | 7,427 |
| Net interest income | $1,179,000 | 7,254 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $90,000 | 7,061 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $80,000 | 6,027 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $10,000 | 7,185 |
| Total noninterest expense | $877,000 | 7,523 |
| Salaries and employee benefits | $500,000 | 7,431 |
| Premises and equipment expense | $86,000 | 7,499 |
| Additional noninterest expense | $291,000 | 7,460 |
| Pre-tax net operating income | $392,000 | 4,264 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $28,000 | 3,532 |
| Income before extraordinary items | $364,000 | 4,270 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $364,000 | 4,271 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $364,000 | 4,270 |
| Net charge-offs | $78,000 | 5,904 |
| Cash dividends | $150,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $364,000 | 4,213 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 7,490 |
| Total interest expense | $292,000 | 7,483 |
| Net interest income | $853,000 | 7,360 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $66,000 | 7,217 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $58,000 | 6,099 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $8,000 | 7,336 |
| Total noninterest expense | $599,000 | 7,662 |
| Salaries and employee benefits | $329,000 | 7,615 |
| Premises and equipment expense | $51,000 | 7,732 |
| Additional noninterest expense | $219,000 | 7,494 |
| Pre-tax net operating income | $320,000 | 4,457 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $32,000 | 3,575 |
| Income before extraordinary items | $288,000 | 4,480 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $288,000 | 4,479 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $288,000 | 4,481 |
| Net charge-offs | $67,000 | 5,447 |
| Cash dividends | $50,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $288,000 | 4,406 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $748,000 | 7,584 |
| Total interest expense | $197,000 | 7,583 |
| Net interest income | $551,000 | 7,433 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $42,000 | 7,315 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $35,000 | 6,236 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $7,000 | 7,375 |
| Total noninterest expense | $376,000 | 7,798 |
| Salaries and employee benefits | $211,000 | 7,731 |
| Premises and equipment expense | $32,000 | 7,838 |
| Additional noninterest expense | $133,000 | 7,648 |
| Pre-tax net operating income | $217,000 | 4,546 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $20,000 | 3,701 |
| Income before extraordinary items | $197,000 | 4,552 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $197,000 | 4,550 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $197,000 | 4,550 |
| Net charge-offs | $2,000 | 6,442 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $197,000 | 4,460 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $364,000 | 7,663 |
| Total interest expense | $95,000 | 7,686 |
| Net interest income | $269,000 | 7,499 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $21,000 | 7,376 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $5,000 | 7,314 |
| Total noninterest expense | $174,000 | 7,885 |
| Salaries and employee benefits | $103,000 | 7,796 |
| Premises and equipment expense | $14,000 | 7,930 |
| Additional noninterest expense | $57,000 | 7,745 |
| Pre-tax net operating income | $116,000 | 4,859 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $10,000 | 3,971 |
| Income before extraordinary items | $106,000 | 4,869 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $106,000 | 4,873 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $106,000 | 4,872 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $106,000 | 4,703 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 7,561 |
| Total interest expense | $503,000 | 7,663 |
| Net interest income | $1,165,000 | 7,402 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $102,000 | 7,280 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $92,000 | 6,005 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $10,000 | 7,689 |
| Total noninterest expense | $800,000 | 7,793 |
| Salaries and employee benefits | $483,000 | 7,705 |
| Premises and equipment expense | $88,000 | 7,727 |
| Additional noninterest expense | $229,000 | 7,753 |
| Pre-tax net operating income | $467,000 | 4,967 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $69,000 | 3,654 |
| Income before extraordinary items | $398,000 | 4,759 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $398,000 | 4,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,772 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $398,000 | 4,928 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 7,636 |
| Total interest expense | $393,000 | 7,740 |
| Net interest income | $866,000 | 7,489 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $74,000 | 7,436 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $65,000 | 6,126 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 7,809 |
| Total noninterest expense | $502,000 | 7,992 |
| Salaries and employee benefits | $299,000 | 7,930 |
| Premises and equipment expense | $51,000 | 7,958 |
| Additional noninterest expense | $152,000 | 7,905 |
| Pre-tax net operating income | $438,000 | 5,144 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $74,000 | 3,836 |
| Income before extraordinary items | $364,000 | 4,927 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $364,000 | 4,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,512 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $364,000 | 5,090 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $842,000 | 7,702 |
| Total interest expense | $277,000 | 7,782 |
| Net interest income | $565,000 | 7,539 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $51,000 | 7,473 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $44,000 | 6,115 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,000 | 7,835 |
| Total noninterest expense | $323,000 | 8,090 |
| Salaries and employee benefits | $198,000 | 7,994 |
| Premises and equipment expense | $29,000 | 8,097 |
| Additional noninterest expense | $96,000 | 8,000 |
| Pre-tax net operating income | $293,000 | 5,310 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $46,000 | 4,129 |
| Income before extraordinary items | $247,000 | 5,303 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $247,000 | 5,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $247,000 | 5,224 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $435,000 | 7,741 |
| Total interest expense | $151,000 | 7,802 |
| Net interest income | $284,000 | 7,578 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $27,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $22,000 | 6,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 7,707 |
| Total noninterest expense | $159,000 | 8,139 |
| Salaries and employee benefits | $99,000 | 8,037 |
| Premises and equipment expense | $14,000 | 8,144 |
| Additional noninterest expense | $46,000 | 8,071 |
| Pre-tax net operating income | $152,000 | 5,417 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $27,000 | 4,129 |
| Income before extraordinary items | $125,000 | 5,516 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $125,000 | 5,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $125,000 | 5,415 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,766,000 | 7,721 |
| Total interest expense | $581,000 | 7,836 |
| Net interest income | $1,185,000 | 7,523 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $96,000 | 7,599 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $86,000 | 6,222 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $10,000 | 8,060 |
| Total noninterest expense | $762,000 | 7,993 |
| Salaries and employee benefits | $458,000 | 7,906 |
| Premises and equipment expense | $101,000 | 7,735 |
| Additional noninterest expense | $203,000 | 8,013 |
| Pre-tax net operating income | $519,000 | 5,929 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $115,000 | 4,365 |
| Income before extraordinary items | $404,000 | 6,038 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $404,000 | 6,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,808 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $404,000 | 6,027 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,287,000 | 7,807 |
| Total interest expense | $424,000 | 7,899 |
| Net interest income | $863,000 | 7,616 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $72,000 | 7,647 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $63,000 | 6,280 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $9,000 | 8,062 |
| Total noninterest expense | $461,000 | 8,187 |
| Salaries and employee benefits | $265,000 | 8,154 |
| Premises and equipment expense | $48,000 | 8,124 |
| Additional noninterest expense | $148,000 | 8,017 |
| Pre-tax net operating income | $474,000 | 5,871 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $125,000 | 4,230 |
| Income before extraordinary items | $349,000 | 6,057 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $349,000 | 6,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $349,000 | 6,042 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $828,000 | 7,903 |
| Total interest expense | $272,000 | 7,980 |
| Net interest income | $556,000 | 7,706 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $46,000 | 7,746 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $39,000 | 6,398 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,000 | 8,056 |
| Total noninterest expense | $300,000 | 8,262 |
| Salaries and employee benefits | $174,000 | 8,228 |
| Premises and equipment expense | $28,000 | 8,238 |
| Additional noninterest expense | $98,000 | 8,067 |
| Pre-tax net operating income | $302,000 | 6,022 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $77,000 | 4,393 |
| Income before extraordinary items | $225,000 | 6,190 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $225,000 | 6,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,525 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $225,000 | 6,177 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $404,000 | 7,974 |
| Total interest expense | $124,000 | 8,098 |
| Net interest income | $280,000 | 7,746 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $23,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $18,000 | 6,477 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $149,000 | 8,305 |
| Salaries and employee benefits | $85,000 | 8,288 |
| Premises and equipment expense | $12,000 | 8,328 |
| Additional noninterest expense | $52,000 | 8,045 |
| Pre-tax net operating income | $154,000 | 6,013 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $32,000 | 4,554 |
| Income before extraordinary items | $122,000 | 6,054 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $122,000 | 6,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $122,000 | 6,042 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 7,981 |
| Total interest expense | $483,000 | 7,951 |
| Net interest income | $955,000 | 7,900 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $98,000 | 7,752 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $82,000 | 6,411 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 8,092 |
| Total noninterest expense | $709,000 | 8,156 |
| Salaries and employee benefits | $388,000 | 8,183 |
| Premises and equipment expense | $140,000 | 7,374 |
| Additional noninterest expense | $181,000 | 8,215 |
| Pre-tax net operating income | $344,000 | 6,968 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $100,000 | 4,967 |
| Income before extraordinary items | $244,000 | 7,118 |
| Extraordinary gains, net | $206,000 | 23 |
| Net income | $450,000 | 6,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 8,491 |
| Cash dividends | $50,000 | 5,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $244,000 | 7,107 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 8,078 |
| Total interest expense | $345,000 | 8,026 |
| Net interest income | $699,000 | 8,007 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $79,000 | 7,761 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $63,000 | 6,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,988 |
| Total noninterest expense | $554,000 | 8,123 |
| Salaries and employee benefits | $291,000 | 8,185 |
| Premises and equipment expense | $52,000 | 8,195 |
| Additional noninterest expense | $211,000 | 7,693 |
| Pre-tax net operating income | $224,000 | 7,324 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $46,000 | 5,490 |
| Income before extraordinary items | $178,000 | 7,328 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $178,000 | 7,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,572 |
| Cash dividends | $50,000 | 5,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $178,000 | 7,330 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $677,000 | 8,129 |
| Total interest expense | $213,000 | 8,086 |
| Net interest income | $464,000 | 8,060 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $58,000 | 7,716 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $41,000 | 6,503 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,713 |
| Total noninterest expense | $370,000 | 8,145 |
| Salaries and employee benefits | $194,000 | 8,231 |
| Premises and equipment expense | $31,000 | 8,292 |
| Additional noninterest expense | $145,000 | 7,671 |
| Pre-tax net operating income | $152,000 | 7,372 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $22,000 | 5,757 |
| Income before extraordinary items | $130,000 | 7,314 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $130,000 | 7,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $50,000 | 4,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $130,000 | 7,317 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $332,000 | 8,162 |
| Total interest expense | $95,000 | 8,174 |
| Net interest income | $237,000 | 8,060 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $34,000 | 7,527 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $18,000 | 6,650 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $162,000 | 8,307 |
| Salaries and employee benefits | $96,000 | 8,262 |
| Premises and equipment expense | $13,000 | 8,407 |
| Additional noninterest expense | $53,000 | 8,099 |
| Pre-tax net operating income | $109,000 | 6,944 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $29,000 | 5,067 |
| Income before extraordinary items | $80,000 | 7,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $80,000 | 7,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $80,000 | 7,051 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 8,100 |
| Total interest expense | $291,000 | 8,209 |
| Net interest income | $991,000 | 7,947 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $97,000 | 7,970 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $91,000 | 6,413 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,000 | 8,519 |
| Total noninterest expense | $732,000 | 8,188 |
| Salaries and employee benefits | $469,000 | 8,000 |
| Premises and equipment expense | $59,000 | 8,359 |
| Additional noninterest expense | $204,000 | 8,207 |
| Pre-tax net operating income | $356,000 | 7,209 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $59,000 | 5,755 |
| Income before extraordinary items | $297,000 | 7,195 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $297,000 | 7,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 8,540 |
| Cash dividends | $85,000 | 5,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $297,000 | 7,177 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $964,000 | 8,126 |
| Total interest expense | $209,000 | 8,247 |
| Net interest income | $755,000 | 7,976 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $71,000 | 8,035 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $66,000 | 6,495 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,551 |
| Total noninterest expense | $477,000 | 8,335 |
| Salaries and employee benefits | $283,000 | 8,255 |
| Premises and equipment expense | $43,000 | 8,387 |
| Additional noninterest expense | $151,000 | 8,207 |
| Pre-tax net operating income | $349,000 | 7,000 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $99,000 | 5,254 |
| Income before extraordinary items | $250,000 | 7,186 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $250,000 | 7,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,234 |
| Cash dividends | $10,000 | 5,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $250,000 | 7,145 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $656,000 | 8,105 |
| Total interest expense | $129,000 | 8,277 |
| Net interest income | $527,000 | 7,931 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $43,000 | 8,121 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $39,000 | 6,647 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $318,000 | 8,333 |
| Salaries and employee benefits | $188,000 | 8,268 |
| Premises and equipment expense | $28,000 | 8,405 |
| Additional noninterest expense | $102,000 | 8,179 |
| Pre-tax net operating income | $252,000 | 6,905 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $75,000 | 5,150 |
| Income before extraordinary items | $177,000 | 7,107 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $177,000 | 7,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 8,464 |
| Cash dividends | $10,000 | 5,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $177,000 | 7,075 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $296,000 | 8,289 |
| Total interest expense | $61,000 | 8,369 |
| Net interest income | $235,000 | 8,163 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $22,000 | 8,118 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $19,000 | 6,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $155,000 | 8,446 |
| Salaries and employee benefits | $93,000 | 8,357 |
| Premises and equipment expense | $12,000 | 8,542 |
| Additional noninterest expense | $50,000 | 8,268 |
| Pre-tax net operating income | $102,000 | 7,192 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $28,000 | 5,369 |
| Income before extraordinary items | $74,000 | 7,345 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $74,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,526 |
| Cash dividends | $10,000 | 3,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $74,000 | 7,311 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 8,258 |
| Total interest expense | $229,000 | 8,368 |
| Net interest income | $922,000 | 8,138 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $106,000 | 8,021 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $96,000 | 6,534 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,000 | 8,525 |
| Total noninterest expense | $734,000 | 8,273 |
| Salaries and employee benefits | $430,000 | 8,200 |
| Premises and equipment expense | $80,000 | 8,210 |
| Additional noninterest expense | $224,000 | 8,166 |
| Pre-tax net operating income | $294,000 | 7,461 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $109,000 | 5,421 |
| Income before extraordinary items | $185,000 | 7,721 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $185,000 | 7,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,315 |
| Cash dividends | $120,000 | 5,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $185,000 | 7,682 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $850,000 | 8,323 |
| Total interest expense | $170,000 | 8,414 |
| Net interest income | $680,000 | 8,199 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $82,000 | 8,035 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $75,000 | 6,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,603 |
| Total noninterest expense | $464,000 | 8,480 |
| Salaries and employee benefits | $262,000 | 8,465 |
| Premises and equipment expense | $43,000 | 8,539 |
| Additional noninterest expense | $159,000 | 8,250 |
| Pre-tax net operating income | $298,000 | 7,224 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $95,000 | 5,402 |
| Income before extraordinary items | $203,000 | 7,461 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $203,000 | 7,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,418 |
| Cash dividends | $60,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $203,000 | 7,402 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $549,000 | 8,408 |
| Total interest expense | $112,000 | 8,482 |
| Net interest income | $437,000 | 8,299 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $56,000 | 8,050 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $51,000 | 6,505 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $289,000 | 8,611 |
| Salaries and employee benefits | $159,000 | 8,624 |
| Premises and equipment expense | $25,000 | 8,656 |
| Additional noninterest expense | $105,000 | 8,288 |
| Pre-tax net operating income | $204,000 | 7,157 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $64,000 | 5,369 |
| Income before extraordinary items | $140,000 | 7,415 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $140,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $60,000 | 4,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $140,000 | 7,346 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $269,000 | 8,476 |
| Total interest expense | $56,000 | 8,538 |
| Net interest income | $213,000 | 8,367 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $27,000 | 8,089 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $152,000 | 8,592 |
| Salaries and employee benefits | $86,000 | 8,573 |
| Premises and equipment expense | $13,000 | 8,652 |
| Additional noninterest expense | $53,000 | 8,333 |
| Pre-tax net operating income | $88,000 | 7,338 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $26,000 | 5,550 |
| Income before extraordinary items | $62,000 | 7,534 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $62,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $30,000 | 3,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $62,000 | 7,464 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,157,000 | 8,446 |
| Total interest expense | $263,000 | 8,577 |
| Net interest income | $894,000 | 8,271 |
| Provision for loan and lease losses | $27,000 | 6,871 |
| Total noninterest income | $107,000 | 8,235 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $85,000 | 6,804 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $22,000 | 8,373 |
| Total noninterest expense | $703,000 | 8,446 |
| Salaries and employee benefits | $405,000 | 8,393 |
| Premises and equipment expense | $64,000 | 8,564 |
| Additional noninterest expense | $234,000 | 8,199 |
| Pre-tax net operating income | $271,000 | 7,550 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $69,000 | 6,053 |
| Income before extraordinary items | $202,000 | 7,756 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $202,000 | 7,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,380 |
| Cash dividends | $60,000 | 5,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $202,000 | 7,623 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $846,000 | 8,559 |
| Total interest expense | $206,000 | 8,644 |
| Net interest income | $640,000 | 8,410 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $71,000 | 8,432 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $64,000 | 6,860 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 8,842 |
| Total noninterest expense | $450,000 | 8,667 |
| Salaries and employee benefits | $256,000 | 8,630 |
| Premises and equipment expense | $39,000 | 8,772 |
| Additional noninterest expense | $155,000 | 8,414 |
| Pre-tax net operating income | $234,000 | 7,524 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $56,000 | 6,125 |
| Income before extraordinary items | $178,000 | 7,732 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $178,000 | 7,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,634 |
| Cash dividends | $60,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $178,000 | 7,586 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $564,000 | 8,609 |
| Total interest expense | $143,000 | 8,686 |
| Net interest income | $421,000 | 8,452 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $47,000 | 8,428 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $42,000 | 6,879 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,000 | 8,823 |
| Total noninterest expense | $296,000 | 8,692 |
| Salaries and employee benefits | $170,000 | 8,663 |
| Premises and equipment expense | $25,000 | 8,820 |
| Additional noninterest expense | $101,000 | 8,436 |
| Pre-tax net operating income | $154,000 | 7,569 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $45,000 | 6,001 |
| Income before extraordinary items | $109,000 | 7,854 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $109,000 | 7,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,718 |
| Cash dividends | $30,000 | 4,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $109,000 | 7,681 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $287,000 | 8,655 |
| Total interest expense | $76,000 | 8,718 |
| Net interest income | $211,000 | 8,496 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $24,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $147,000 | 8,755 |
| Salaries and employee benefits | $85,000 | 8,697 |
| Premises and equipment expense | $11,000 | 8,922 |
| Additional noninterest expense | $51,000 | 8,461 |
| Pre-tax net operating income | $79,000 | 7,540 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $19,000 | 6,113 |
| Income before extraordinary items | $60,000 | 7,685 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,000 | 7,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $60,000 | 7,538 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 8,668 |
| Total interest expense | $402,000 | 8,657 |
| Net interest income | $815,000 | 8,559 |
| Provision for loan and lease losses | $57,000 | 6,584 |
| Total noninterest income | $91,000 | 8,506 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $81,000 | 6,921 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 8,905 |
| Total noninterest expense | $622,000 | 8,719 |
| Salaries and employee benefits | $351,000 | 8,698 |
| Premises and equipment expense | $51,000 | 8,885 |
| Additional noninterest expense | $220,000 | 8,408 |
| Pre-tax net operating income | $227,000 | 7,833 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $63,000 | 6,371 |
| Income before extraordinary items | $164,000 | 8,020 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $164,000 | 8,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,483 |
| Cash dividends | $25,000 | 6,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $164,000 | 7,916 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 8,842 |
| Total interest expense | $616,000 | 8,796 |
| Net interest income | $766,000 | 8,733 |
| Provision for loan and lease losses | $436,000 | 2,449 |
| Total noninterest income | $93,000 | 8,613 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $83,000 | 6,914 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $10,000 | 9,130 |
| Total noninterest expense | $575,000 | 8,992 |
| Salaries and employee benefits | $344,000 | 8,868 |
| Premises and equipment expense | $50,000 | 9,122 |
| Additional noninterest expense | $181,000 | 8,812 |
| Pre-tax net operating income | $-152,000 | 8,916 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-87,000 | 9,233 |
| Income before extraordinary items | $-65,000 | 8,919 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-65,000 | 8,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 1,899 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-65,000 | 8,850 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 8,822 |
| Total interest expense | $758,000 | 8,734 |
| Net interest income | $860,000 | 8,778 |
| Provision for loan and lease losses | $38,000 | 6,945 |
| Total noninterest income | $145,000 | 7,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 6,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 7,811 |
| Total noninterest expense | $618,000 | 9,041 |
| Salaries and employee benefits | $368,000 | 8,913 |
| Premises and equipment expense | $63,000 | 9,117 |
| Additional noninterest expense | $187,000 | 8,904 |
| Pre-tax net operating income | $349,000 | 7,702 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $80,000 | 6,791 |
| Income before extraordinary items | $269,000 | 7,658 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $269,000 | 7,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,307 |
| Cash dividends | $132,000 | 5,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $269,000 | 7,662 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 9,234 |
| Total interest expense | $645,000 | 9,088 |
| Net interest income | $722,000 | 9,231 |
| Provision for loan and lease losses | $131,000 | 4,563 |
| Total noninterest income | $115,000 | 8,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 6,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 8,882 |
| Total noninterest expense | $649,000 | 9,171 |
| Salaries and employee benefits | $371,000 | 9,051 |
| Premises and equipment expense | $103,000 | 8,572 |
| Additional noninterest expense | $175,000 | 9,281 |
| Pre-tax net operating income | $57,000 | 9,212 |
| Securities gains (losses) | $-37,000 | 9,718 |
| Applicable income taxes | $-15,000 | 9,693 |
| Income before extraordinary items | $35,000 | 9,304 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $35,000 | 9,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,426 |
| Cash dividends | $42,000 | 6,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $72,000 | 9,096 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 9,622 |
| Total interest expense | $545,000 | 9,600 |
| Net interest income | $679,000 | 9,540 |
| Provision for loan and lease losses | $5,000 | 8,460 |
| Total noninterest income | $106,000 | 8,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,010 |
| Total noninterest expense | $604,000 | 9,415 |
| Salaries and employee benefits | $365,000 | 9,188 |
| Premises and equipment expense | $72,000 | 9,327 |
| Additional noninterest expense | $167,000 | 9,491 |
| Pre-tax net operating income | $176,000 | 9,027 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $20,000 | 8,879 |
| Income before extraordinary items | $156,000 | 8,939 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $156,000 | 8,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $96,000 | 6,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $156,000 | 8,868 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,174,000 | 10,099 |
| Total interest expense | $527,000 | 10,031 |
| Net interest income | $647,000 | 10,076 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $83,000 | 9,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 8,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,328 |
| Total noninterest expense | $442,000 | 10,356 |
| Salaries and employee benefits | $286,000 | 10,053 |
| Premises and equipment expense | $39,000 | 10,459 |
| Additional noninterest expense | $117,000 | 10,374 |
| Pre-tax net operating income | $288,000 | 9,056 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $86,000 | 8,645 |
| Income before extraordinary items | $202,000 | 9,133 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $202,000 | 9,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,160 |
| Cash dividends | $120,000 | 6,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $202,000 | 9,091 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 10,777 |
| Total interest expense | $454,000 | 10,736 |
| Net interest income | $573,000 | 10,724 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $73,000 | 10,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,839 |
| Total noninterest expense | $423,000 | 10,889 |
| Salaries and employee benefits | $273,000 | 10,559 |
| Premises and equipment expense | $33,000 | 11,075 |
| Additional noninterest expense | $117,000 | 10,924 |
| Pre-tax net operating income | $223,000 | 9,642 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $58,000 | 9,552 |
| Income before extraordinary items | $165,000 | 9,650 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $165,000 | 9,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,612 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $165,000 | 9,589 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $992,000 | 11,292 |
| Total interest expense | $408,000 | 11,302 |
| Net interest income | $584,000 | 11,168 |
| Provision for loan and lease losses | $7,000 | 8,542 |
| Total noninterest income | $74,000 | 10,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 9,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,867 |
| Total noninterest expense | $429,000 | 11,336 |
| Salaries and employee benefits | $265,000 | 11,045 |
| Premises and equipment expense | $37,000 | 11,447 |
| Additional noninterest expense | $127,000 | 11,349 |
| Pre-tax net operating income | $222,000 | 10,311 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $62,000 | 9,940 |
| Income before extraordinary items | $160,000 | 10,367 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $160,000 | 10,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $82,000 | 7,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $160,000 | 10,345 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $875,000 | 11,938 |
| Total interest expense | $314,000 | 11,981 |
| Net interest income | $561,000 | 11,828 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $78,000 | 11,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 9,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,409 |
| Total noninterest expense | $494,000 | 11,642 |
| Salaries and employee benefits | $311,000 | 11,105 |
| Premises and equipment expense | $43,000 | 11,893 |
| Additional noninterest expense | $140,000 | 11,916 |
| Pre-tax net operating income | $145,000 | 11,311 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $33,000 | 10,861 |
| Income before extraordinary items | $112,000 | 11,253 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $112,000 | 11,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,043 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $112,000 | 11,300 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $864,000 | 12,558 |
| Total interest expense | $303,000 | 12,667 |
| Net interest income | $561,000 | 12,362 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $46,000 | 12,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,761 |
| Total noninterest expense | $503,000 | 12,153 |
| Salaries and employee benefits | $305,000 | 11,596 |
| Premises and equipment expense | $42,000 | 12,473 |
| Additional noninterest expense | $156,000 | 12,331 |
| Pre-tax net operating income | $98,000 | 11,878 |
| Securities gains (losses) | $63,000 | 3,105 |
| Applicable income taxes | $39,000 | 11,180 |
| Income before extraordinary items | $122,000 | 11,551 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $122,000 | 11,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 12,131 |
| Cash dividends | $70,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $74,120 | 11,894 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 13,003 |
| Total interest expense | $439,000 | 13,024 |
| Net interest income | $573,000 | 12,831 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $61,000 | 12,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 12,163 |
| Total noninterest expense | $433,000 | 13,004 |
| Salaries and employee benefits | $260,000 | 12,500 |
| Premises and equipment expense | $23,000 | 13,601 |
| Additional noninterest expense | $150,000 | 12,956 |
| Pre-tax net operating income | $151,000 | 11,522 |
| Securities gains (losses) | $30,000 | 4,989 |
| Applicable income taxes | $42,000 | 11,481 |
| Income before extraordinary items | $139,000 | 11,428 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $139,000 | 11,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 7,125 |
| Cash dividends | $70,000 | 7,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $115,900 | 11,421 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.