Home > The Havana National Bank > Income and Expense
The Havana National Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $12,441,000 | 2,543 |
| Total interest expense | $2,844,000 | 2,685 |
| Net interest income | $9,597,000 | 2,439 |
| Provision for loan and lease losses | $600,000 | 1,141 |
| Total noninterest income | $1,629,000 | 2,234 |
| Gross Fiduciary activities income | $616,000 | 571 |
| Service charges on deposit accounts | $280,000 | 2,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $733,000 | 2,615 |
| Total noninterest expense | $5,879,000 | 2,808 |
| Salaries and employee benefits | $3,805,000 | 2,603 |
| Premises and equipment expense | $589,000 | 2,739 |
| Additional noninterest expense | $733,000 | 2,615 |
| Pre-tax net operating income | $4,747,000 | 1,979 |
| Securities gains (losses) | $-5,000 | 3,306 |
| Applicable income taxes | $1,116,000 | 1,369 |
| Income before extraordinary items | $3,626,000 | 2,111 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,626,000 | 2,135 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,626,000 | 2,114 |
| Net charge-offs | $678,000 | 642 |
| Cash dividends | $1,035,000 | 2,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,629,950 | 2,137 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,206,000 | 2,540 |
| Total interest expense | $1,883,000 | 2,717 |
| Net interest income | $7,323,000 | 2,432 |
| Provision for loan and lease losses | $450,000 | 1,058 |
| Total noninterest income | $1,163,000 | 2,263 |
| Gross Fiduciary activities income | $450,000 | 569 |
| Service charges on deposit accounts | $214,000 | 2,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $499,000 | 2,680 |
| Total noninterest expense | $4,401,000 | 2,808 |
| Salaries and employee benefits | $2,845,000 | 2,591 |
| Premises and equipment expense | $432,000 | 2,778 |
| Additional noninterest expense | $499,000 | 2,679 |
| Pre-tax net operating income | $3,635,000 | 2,004 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $859,000 | 1,391 |
| Income before extraordinary items | $2,776,000 | 2,138 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,776,000 | 2,159 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,776,000 | 2,140 |
| Net charge-offs | $30,000 | 1,716 |
| Cash dividends | $925,000 | 1,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,776,000 | 2,162 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,023,000 | 2,529 |
| Total interest expense | $1,116,000 | 2,698 |
| Net interest income | $4,907,000 | 2,446 |
| Provision for loan and lease losses | $300,000 | 1,014 |
| Total noninterest income | $769,000 | 2,233 |
| Gross Fiduciary activities income | $294,000 | 563 |
| Service charges on deposit accounts | $139,000 | 2,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $336,000 | 2,640 |
| Total noninterest expense | $2,908,000 | 2,814 |
| Salaries and employee benefits | $1,914,000 | 2,577 |
| Premises and equipment expense | $279,000 | 2,805 |
| Additional noninterest expense | $336,000 | 2,635 |
| Pre-tax net operating income | $2,468,000 | 1,969 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $584,000 | 1,382 |
| Income before extraordinary items | $1,884,000 | 2,135 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,884,000 | 2,160 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,884,000 | 2,135 |
| Net charge-offs | $31,000 | 1,360 |
| Cash dividends | $875,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,884,000 | 2,147 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 2,544 |
| Total interest expense | $505,000 | 2,629 |
| Net interest income | $2,441,000 | 2,471 |
| Provision for loan and lease losses | $150,000 | 1,007 |
| Total noninterest income | $377,000 | 2,249 |
| Gross Fiduciary activities income | $147,000 | 587 |
| Service charges on deposit accounts | $70,000 | 2,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 2,675 |
| Total noninterest expense | $1,467,000 | 2,839 |
| Salaries and employee benefits | $955,000 | 2,627 |
| Premises and equipment expense | $148,000 | 2,775 |
| Additional noninterest expense | $160,000 | 2,675 |
| Pre-tax net operating income | $1,201,000 | 2,068 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $284,000 | 1,436 |
| Income before extraordinary items | $917,000 | 2,213 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $917,000 | 2,213 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $917,000 | 2,213 |
| Net charge-offs | $-4,000 | 3,763 |
| Cash dividends | $500,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $917,000 | 2,232 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,067,000 | 2,509 |
| Total interest expense | $1,623,000 | 1,828 |
| Net interest income | $8,444,000 | 2,600 |
| Provision for loan and lease losses | $240,000 | 1,681 |
| Total noninterest income | $1,867,000 | 2,112 |
| Gross Fiduciary activities income | $846,000 | 544 |
| Service charges on deposit accounts | $266,000 | 2,395 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $755,000 | 2,634 |
| Total noninterest expense | $5,427,000 | 2,910 |
| Salaries and employee benefits | $3,469,000 | 2,712 |
| Premises and equipment expense | $620,000 | 2,671 |
| Additional noninterest expense | $755,000 | 2,634 |
| Pre-tax net operating income | $4,644,000 | 2,119 |
| Securities gains (losses) | $-10,000 | 3,436 |
| Applicable income taxes | $963,000 | 1,577 |
| Income before extraordinary items | $3,671,000 | 2,220 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,671,000 | 2,219 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,671,000 | 2,219 |
| Net charge-offs | $212,000 | 899 |
| Cash dividends | $925,000 | 2,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,678,900 | 2,241 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,159,000 | 2,536 |
| Total interest expense | $1,226,000 | 1,532 |
| Net interest income | $5,933,000 | 2,685 |
| Provision for loan and lease losses | $180,000 | 1,523 |
| Total noninterest income | $1,246,000 | 2,267 |
| Gross Fiduciary activities income | $535,000 | 570 |
| Service charges on deposit accounts | $199,000 | 2,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $512,000 | 2,783 |
| Total noninterest expense | $4,059,000 | 2,910 |
| Salaries and employee benefits | $2,600,000 | 2,716 |
| Premises and equipment expense | $470,000 | 2,652 |
| Additional noninterest expense | $512,000 | 2,783 |
| Pre-tax net operating income | $2,940,000 | 2,312 |
| Securities gains (losses) | $2,000 | 628 |
| Applicable income taxes | $541,000 | 1,780 |
| Income before extraordinary items | $2,401,000 | 2,349 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,401,000 | 2,348 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,401,000 | 2,348 |
| Net charge-offs | $63,000 | 1,113 |
| Cash dividends | $880,000 | 1,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,399,360 | 2,388 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,393,000 | 2,613 |
| Total interest expense | $844,000 | 1,311 |
| Net interest income | $3,549,000 | 2,803 |
| Provision for loan and lease losses | $120,000 | 1,426 |
| Total noninterest income | $806,000 | 2,294 |
| Gross Fiduciary activities income | $354,000 | 535 |
| Service charges on deposit accounts | $122,000 | 2,523 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $330,000 | 2,847 |
| Total noninterest expense | $2,679,000 | 2,912 |
| Salaries and employee benefits | $1,709,000 | 2,739 |
| Premises and equipment expense | $308,000 | 2,686 |
| Additional noninterest expense | $662,000 | 3,278 |
| Pre-tax net operating income | $1,556,000 | 2,515 |
| Securities gains (losses) | $2,000 | 556 |
| Applicable income taxes | $201,000 | 2,128 |
| Income before extraordinary items | $1,357,000 | 2,469 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,357,000 | 2,469 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,357,000 | 2,469 |
| Net charge-offs | $38,000 | 1,077 |
| Cash dividends | $800,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,355,260 | 2,507 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,041,000 | 2,683 |
| Total interest expense | $438,000 | 1,234 |
| Net interest income | $1,603,000 | 2,923 |
| Provision for loan and lease losses | $60,000 | 1,235 |
| Total noninterest income | $402,000 | 2,279 |
| Gross Fiduciary activities income | $177,000 | 539 |
| Service charges on deposit accounts | $62,000 | 2,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 2,806 |
| Total noninterest expense | $1,327,000 | 2,922 |
| Salaries and employee benefits | $843,000 | 2,759 |
| Premises and equipment expense | $155,000 | 2,679 |
| Additional noninterest expense | $329,000 | 3,280 |
| Pre-tax net operating income | $618,000 | 2,684 |
| Securities gains (losses) | $2,000 | 526 |
| Applicable income taxes | $127,000 | 1,914 |
| Income before extraordinary items | $493,000 | 2,758 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $493,000 | 2,756 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $493,000 | 2,758 |
| Net charge-offs | $43,000 | 729 |
| Cash dividends | $500,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $491,400 | 2,788 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,219,000 | 2,769 |
| Total interest expense | $1,946,000 | 1,362 |
| Net interest income | $6,273,000 | 3,011 |
| Provision for loan and lease losses | $240,000 | 1,589 |
| Total noninterest income | $1,463,000 | 2,567 |
| Gross Fiduciary activities income | $644,000 | 549 |
| Service charges on deposit accounts | $220,000 | 2,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $599,000 | 3,116 |
| Total noninterest expense | $5,427,000 | 2,878 |
| Salaries and employee benefits | $3,448,000 | 2,730 |
| Premises and equipment expense | $610,000 | 2,717 |
| Additional noninterest expense | $1,369,000 | 3,230 |
| Pre-tax net operating income | $2,069,000 | 3,105 |
| Securities gains (losses) | $8,000 | 1,760 |
| Applicable income taxes | $414,000 | 2,229 |
| Income before extraordinary items | $1,663,000 | 3,239 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,663,000 | 3,238 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,663,000 | 3,239 |
| Net charge-offs | $16,000 | 2,140 |
| Cash dividends | $970,000 | 2,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,656,600 | 3,222 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,090,000 | 2,849 |
| Total interest expense | $1,473,000 | 1,423 |
| Net interest income | $4,617,000 | 3,086 |
| Provision for loan and lease losses | $180,000 | 1,539 |
| Total noninterest income | $1,056,000 | 2,653 |
| Gross Fiduciary activities income | $472,000 | 542 |
| Service charges on deposit accounts | $160,000 | 2,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $424,000 | 3,206 |
| Total noninterest expense | $3,915,000 | 2,965 |
| Salaries and employee benefits | $2,425,000 | 2,834 |
| Premises and equipment expense | $459,000 | 2,728 |
| Additional noninterest expense | $1,031,000 | 3,258 |
| Pre-tax net operating income | $1,578,000 | 3,194 |
| Securities gains (losses) | $8,000 | 1,675 |
| Applicable income taxes | $321,000 | 2,263 |
| Income before extraordinary items | $1,265,000 | 3,341 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,265,000 | 3,341 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,265,000 | 3,341 |
| Net charge-offs | $-42,000 | 4,149 |
| Cash dividends | $950,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,258,600 | 3,315 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 2,888 |
| Total interest expense | $985,000 | 1,475 |
| Net interest income | $2,999,000 | 3,125 |
| Provision for loan and lease losses | $120,000 | 1,537 |
| Total noninterest income | $672,000 | 2,661 |
| Gross Fiduciary activities income | $314,000 | 542 |
| Service charges on deposit accounts | $102,000 | 2,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 3,278 |
| Total noninterest expense | $2,815,000 | 2,843 |
| Salaries and employee benefits | $1,832,000 | 2,650 |
| Premises and equipment expense | $315,000 | 2,672 |
| Additional noninterest expense | $668,000 | 3,284 |
| Pre-tax net operating income | $736,000 | 3,602 |
| Securities gains (losses) | $4,000 | 1,607 |
| Applicable income taxes | $125,000 | 2,604 |
| Income before extraordinary items | $615,000 | 3,690 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $615,000 | 3,690 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $615,000 | 3,690 |
| Net charge-offs | $-10,000 | 3,814 |
| Cash dividends | $950,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $611,680 | 3,665 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 2,866 |
| Total interest expense | $502,000 | 1,517 |
| Net interest income | $1,502,000 | 3,110 |
| Provision for loan and lease losses | $60,000 | 1,591 |
| Total noninterest income | $322,000 | 2,720 |
| Gross Fiduciary activities income | $158,000 | 544 |
| Service charges on deposit accounts | $51,000 | 2,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 3,394 |
| Total noninterest expense | $1,396,000 | 2,855 |
| Salaries and employee benefits | $908,000 | 2,651 |
| Premises and equipment expense | $161,000 | 2,666 |
| Additional noninterest expense | $327,000 | 3,288 |
| Pre-tax net operating income | $368,000 | 3,585 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $62,000 | 2,581 |
| Income before extraordinary items | $306,000 | 3,673 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $306,000 | 3,673 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $306,000 | 3,673 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $600,000 | 1,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $306,000 | 3,648 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,228,000 | 2,638 |
| Total interest expense | $2,126,000 | 1,902 |
| Net interest income | $7,102,000 | 2,800 |
| Provision for loan and lease losses | $240,000 | 2,884 |
| Total noninterest income | $1,256,000 | 2,632 |
| Gross Fiduciary activities income | $467,000 | 583 |
| Service charges on deposit accounts | $261,000 | 2,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $528,000 | 3,096 |
| Total noninterest expense | $5,423,000 | 2,853 |
| Salaries and employee benefits | $3,473,000 | 2,696 |
| Premises and equipment expense | $607,000 | 2,731 |
| Additional noninterest expense | $1,343,000 | 3,219 |
| Pre-tax net operating income | $2,695,000 | 2,566 |
| Securities gains (losses) | $15,000 | 2,194 |
| Applicable income taxes | $592,000 | 1,826 |
| Income before extraordinary items | $2,118,000 | 2,755 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,118,000 | 2,753 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,118,000 | 2,755 |
| Net charge-offs | $366,000 | 1,175 |
| Cash dividends | $1,010,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,106,150 | 2,720 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,037,000 | 2,632 |
| Total interest expense | $1,584,000 | 1,993 |
| Net interest income | $5,453,000 | 2,766 |
| Provision for loan and lease losses | $180,000 | 2,853 |
| Total noninterest income | $964,000 | 2,569 |
| Gross Fiduciary activities income | $378,000 | 568 |
| Service charges on deposit accounts | $194,000 | 2,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $392,000 | 3,075 |
| Total noninterest expense | $4,006,000 | 2,863 |
| Salaries and employee benefits | $2,554,000 | 2,722 |
| Premises and equipment expense | $456,000 | 2,738 |
| Additional noninterest expense | $996,000 | 3,228 |
| Pre-tax net operating income | $2,231,000 | 2,427 |
| Securities gains (losses) | $15,000 | 2,008 |
| Applicable income taxes | $503,000 | 1,733 |
| Income before extraordinary items | $1,743,000 | 2,630 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,743,000 | 2,629 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,743,000 | 2,630 |
| Net charge-offs | $66,000 | 1,901 |
| Cash dividends | $1,000,000 | 1,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,731,150 | 2,596 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,760,000 | 2,637 |
| Total interest expense | $1,043,000 | 2,091 |
| Net interest income | $3,717,000 | 2,756 |
| Provision for loan and lease losses | $120,000 | 2,806 |
| Total noninterest income | $628,000 | 2,551 |
| Gross Fiduciary activities income | $252,000 | 574 |
| Service charges on deposit accounts | $132,000 | 2,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 3,113 |
| Total noninterest expense | $2,736,000 | 2,835 |
| Salaries and employee benefits | $1,777,000 | 2,670 |
| Premises and equipment expense | $295,000 | 2,786 |
| Additional noninterest expense | $664,000 | 3,246 |
| Pre-tax net operating income | $1,489,000 | 2,395 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $333,000 | 1,669 |
| Income before extraordinary items | $1,156,000 | 2,602 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,156,000 | 2,600 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,156,000 | 2,602 |
| Net charge-offs | $40,000 | 1,845 |
| Cash dividends | $850,000 | 1,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,156,000 | 2,564 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 2,553 |
| Total interest expense | $506,000 | 2,272 |
| Net interest income | $1,995,000 | 2,606 |
| Provision for loan and lease losses | $60,000 | 2,352 |
| Total noninterest income | $331,000 | 2,392 |
| Gross Fiduciary activities income | $126,000 | 575 |
| Service charges on deposit accounts | $84,000 | 2,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 2,968 |
| Total noninterest expense | $1,384,000 | 2,848 |
| Salaries and employee benefits | $892,000 | 2,672 |
| Premises and equipment expense | $153,000 | 2,736 |
| Additional noninterest expense | $339,000 | 3,240 |
| Pre-tax net operating income | $882,000 | 2,015 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $205,000 | 1,383 |
| Income before extraordinary items | $677,000 | 2,227 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $677,000 | 2,226 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $677,000 | 2,227 |
| Net charge-offs | $6,000 | 2,039 |
| Cash dividends | $600,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $677,000 | 2,192 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,398,000 | 2,528 |
| Total interest expense | $1,877,000 | 2,443 |
| Net interest income | $8,521,000 | 2,509 |
| Provision for loan and lease losses | $1,070,000 | 871 |
| Total noninterest income | $1,557,000 | 2,252 |
| Gross Fiduciary activities income | $696,000 | 525 |
| Service charges on deposit accounts | $336,000 | 2,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $525,000 | 2,966 |
| Total noninterest expense | $5,391,000 | 2,875 |
| Salaries and employee benefits | $3,408,000 | 2,712 |
| Premises and equipment expense | $581,000 | 2,849 |
| Additional noninterest expense | $1,402,000 | 3,216 |
| Pre-tax net operating income | $3,617,000 | 2,184 |
| Securities gains (losses) | $-16,000 | 4,874 |
| Applicable income taxes | $841,000 | 1,560 |
| Income before extraordinary items | $2,760,000 | 2,415 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,760,000 | 2,416 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,760,000 | 2,417 |
| Net charge-offs | $1,094,000 | 627 |
| Cash dividends | $985,000 | 2,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,772,640 | 2,368 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,839,000 | 2,545 |
| Total interest expense | $1,366,000 | 2,502 |
| Net interest income | $6,473,000 | 2,518 |
| Provision for loan and lease losses | $180,000 | 2,065 |
| Total noninterest income | $1,050,000 | 2,396 |
| Gross Fiduciary activities income | $423,000 | 562 |
| Service charges on deposit accounts | $250,000 | 2,472 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 3,040 |
| Total noninterest expense | $4,025,000 | 2,889 |
| Salaries and employee benefits | $2,533,000 | 2,735 |
| Premises and equipment expense | $421,000 | 2,929 |
| Additional noninterest expense | $1,071,000 | 3,210 |
| Pre-tax net operating income | $3,318,000 | 1,984 |
| Securities gains (losses) | $-16,000 | 4,967 |
| Applicable income taxes | $803,000 | 1,419 |
| Income before extraordinary items | $2,499,000 | 2,201 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,499,000 | 2,201 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,499,000 | 2,202 |
| Net charge-offs | $87,000 | 1,851 |
| Cash dividends | $985,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,511,640 | 2,159 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,096,000 | 2,582 |
| Total interest expense | $861,000 | 2,559 |
| Net interest income | $4,235,000 | 2,559 |
| Provision for loan and lease losses | $120,000 | 2,025 |
| Total noninterest income | $644,000 | 2,464 |
| Gross Fiduciary activities income | $252,000 | 581 |
| Service charges on deposit accounts | $156,000 | 2,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 3,072 |
| Total noninterest expense | $2,649,000 | 2,934 |
| Salaries and employee benefits | $1,680,000 | 2,763 |
| Premises and equipment expense | $278,000 | 2,962 |
| Additional noninterest expense | $691,000 | 3,292 |
| Pre-tax net operating income | $2,110,000 | 2,031 |
| Securities gains (losses) | $-16,000 | 5,025 |
| Applicable income taxes | $505,000 | 1,439 |
| Income before extraordinary items | $1,589,000 | 2,250 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,589,000 | 2,250 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,589,000 | 2,250 |
| Net charge-offs | $24,000 | 2,264 |
| Cash dividends | $935,000 | 1,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,601,640 | 2,208 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,475,000 | 2,646 |
| Total interest expense | $416,000 | 2,583 |
| Net interest income | $2,059,000 | 2,619 |
| Provision for loan and lease losses | $60,000 | 1,874 |
| Total noninterest income | $312,000 | 2,476 |
| Gross Fiduciary activities income | $126,000 | 586 |
| Service charges on deposit accounts | $76,000 | 2,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 3,104 |
| Total noninterest expense | $1,240,000 | 3,085 |
| Salaries and employee benefits | $757,000 | 2,964 |
| Premises and equipment expense | $139,000 | 2,994 |
| Additional noninterest expense | $344,000 | 3,310 |
| Pre-tax net operating income | $1,071,000 | 1,968 |
| Securities gains (losses) | $-16,000 | 5,159 |
| Applicable income taxes | $256,000 | 1,392 |
| Income before extraordinary items | $799,000 | 2,195 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $799,000 | 2,194 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $799,000 | 2,194 |
| Net charge-offs | $7,000 | 2,096 |
| Cash dividends | $600,000 | 1,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $811,640 | 2,162 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,661,000 | 2,590 |
| Total interest expense | $1,488,000 | 2,348 |
| Net interest income | $8,173,000 | 2,613 |
| Provision for loan and lease losses | $385,000 | 1,702 |
| Total noninterest income | $1,349,000 | 2,462 |
| Gross Fiduciary activities income | $473,000 | 600 |
| Service charges on deposit accounts | $369,000 | 2,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $507,000 | 3,042 |
| Total noninterest expense | $5,167,000 | 2,989 |
| Salaries and employee benefits | $3,213,000 | 2,836 |
| Premises and equipment expense | $568,000 | 2,938 |
| Additional noninterest expense | $1,386,000 | 3,324 |
| Pre-tax net operating income | $3,970,000 | 2,120 |
| Securities gains (losses) | $-28,000 | 4,694 |
| Applicable income taxes | $941,000 | 1,443 |
| Income before extraordinary items | $3,001,000 | 2,328 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,001,000 | 2,327 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,001,000 | 2,327 |
| Net charge-offs | $265,000 | 1,422 |
| Cash dividends | $1,040,000 | 2,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,023,120 | 2,308 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,131,000 | 2,616 |
| Total interest expense | $1,058,000 | 2,358 |
| Net interest income | $6,073,000 | 2,636 |
| Provision for loan and lease losses | $370,000 | 1,396 |
| Total noninterest income | $1,003,000 | 2,504 |
| Gross Fiduciary activities income | $362,000 | 596 |
| Service charges on deposit accounts | $281,000 | 2,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $360,000 | 3,154 |
| Total noninterest expense | $3,921,000 | 2,983 |
| Salaries and employee benefits | $2,430,000 | 2,825 |
| Premises and equipment expense | $433,000 | 2,935 |
| Additional noninterest expense | $1,058,000 | 3,296 |
| Pre-tax net operating income | $2,785,000 | 2,224 |
| Securities gains (losses) | $-28,000 | 5,003 |
| Applicable income taxes | $649,000 | 1,565 |
| Income before extraordinary items | $2,108,000 | 2,430 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,108,000 | 2,429 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,108,000 | 2,429 |
| Net charge-offs | $282,000 | 1,033 |
| Cash dividends | $885,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,130,120 | 2,405 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,641,000 | 2,655 |
| Total interest expense | $663,000 | 2,376 |
| Net interest income | $3,978,000 | 2,664 |
| Provision for loan and lease losses | $110,000 | 2,123 |
| Total noninterest income | $651,000 | 2,543 |
| Gross Fiduciary activities income | $237,000 | 607 |
| Service charges on deposit accounts | $186,000 | 2,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 3,209 |
| Total noninterest expense | $2,619,000 | 3,002 |
| Salaries and employee benefits | $1,619,000 | 2,858 |
| Premises and equipment expense | $279,000 | 2,999 |
| Additional noninterest expense | $721,000 | 3,260 |
| Pre-tax net operating income | $1,900,000 | 2,166 |
| Securities gains (losses) | $-25,000 | 5,148 |
| Applicable income taxes | $442,000 | 1,518 |
| Income before extraordinary items | $1,433,000 | 2,376 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,433,000 | 2,375 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,433,000 | 2,375 |
| Net charge-offs | $108,000 | 1,277 |
| Cash dividends | $800,000 | 1,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,452,750 | 2,355 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,275,000 | 2,685 |
| Total interest expense | $320,000 | 2,352 |
| Net interest income | $1,955,000 | 2,701 |
| Provision for loan and lease losses | $45,000 | 2,144 |
| Total noninterest income | $325,000 | 2,504 |
| Gross Fiduciary activities income | $119,000 | 609 |
| Service charges on deposit accounts | $91,000 | 2,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 3,159 |
| Total noninterest expense | $1,304,000 | 3,036 |
| Salaries and employee benefits | $804,000 | 2,899 |
| Premises and equipment expense | $145,000 | 2,964 |
| Additional noninterest expense | $355,000 | 3,318 |
| Pre-tax net operating income | $931,000 | 2,137 |
| Securities gains (losses) | $-25,000 | 5,338 |
| Applicable income taxes | $213,000 | 1,520 |
| Income before extraordinary items | $693,000 | 2,393 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $693,000 | 2,392 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $693,000 | 2,393 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $450,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $712,750 | 2,337 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,998,000 | 2,647 |
| Total interest expense | $1,218,000 | 2,216 |
| Net interest income | $7,780,000 | 2,692 |
| Provision for loan and lease losses | $180,000 | 2,471 |
| Total noninterest income | $1,378,000 | 2,508 |
| Gross Fiduciary activities income | $482,000 | 596 |
| Service charges on deposit accounts | $392,000 | 2,421 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $504,000 | 3,149 |
| Total noninterest expense | $5,222,000 | 3,021 |
| Salaries and employee benefits | $3,330,000 | 2,801 |
| Premises and equipment expense | $563,000 | 3,035 |
| Additional noninterest expense | $1,329,000 | 3,459 |
| Pre-tax net operating income | $3,756,000 | 2,131 |
| Securities gains (losses) | $5,000 | 1,791 |
| Applicable income taxes | $1,354,000 | 1,620 |
| Income before extraordinary items | $2,407,000 | 2,381 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,407,000 | 2,381 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,407,000 | 2,381 |
| Net charge-offs | $111,000 | 2,331 |
| Cash dividends | $780,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,403,800 | 2,362 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,609,000 | 2,696 |
| Total interest expense | $891,000 | 2,238 |
| Net interest income | $5,718,000 | 2,749 |
| Provision for loan and lease losses | $142,000 | 2,359 |
| Total noninterest income | $972,000 | 2,606 |
| Gross Fiduciary activities income | $338,000 | 615 |
| Service charges on deposit accounts | $290,000 | 2,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $344,000 | 3,288 |
| Total noninterest expense | $3,812,000 | 3,083 |
| Salaries and employee benefits | $2,405,000 | 2,889 |
| Premises and equipment expense | $427,000 | 3,051 |
| Additional noninterest expense | $980,000 | 3,498 |
| Pre-tax net operating income | $2,736,000 | 2,218 |
| Securities gains (losses) | $5,000 | 1,816 |
| Applicable income taxes | $874,000 | 1,584 |
| Income before extraordinary items | $1,867,000 | 2,522 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,867,000 | 2,522 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,867,000 | 2,522 |
| Net charge-offs | $53,000 | 2,427 |
| Cash dividends | $780,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,863,600 | 2,511 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,305,000 | 2,732 |
| Total interest expense | $579,000 | 2,243 |
| Net interest income | $3,726,000 | 2,781 |
| Provision for loan and lease losses | $90,000 | 2,313 |
| Total noninterest income | $614,000 | 2,685 |
| Gross Fiduciary activities income | $225,000 | 619 |
| Service charges on deposit accounts | $187,000 | 2,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 3,462 |
| Total noninterest expense | $2,546,000 | 3,097 |
| Salaries and employee benefits | $1,602,000 | 2,903 |
| Premises and equipment expense | $266,000 | 3,173 |
| Additional noninterest expense | $678,000 | 3,455 |
| Pre-tax net operating income | $1,704,000 | 2,266 |
| Securities gains (losses) | $5,000 | 1,441 |
| Applicable income taxes | $528,000 | 1,650 |
| Income before extraordinary items | $1,181,000 | 2,554 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,181,000 | 2,553 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,181,000 | 2,554 |
| Net charge-offs | $27,000 | 2,414 |
| Cash dividends | $780,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,177,550 | 2,541 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,092,000 | 2,780 |
| Total interest expense | $281,000 | 2,275 |
| Net interest income | $1,811,000 | 2,834 |
| Provision for loan and lease losses | $45,000 | 2,149 |
| Total noninterest income | $293,000 | 2,740 |
| Gross Fiduciary activities income | $113,000 | 620 |
| Service charges on deposit accounts | $87,000 | 2,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 3,562 |
| Total noninterest expense | $1,267,000 | 3,144 |
| Salaries and employee benefits | $791,000 | 2,970 |
| Premises and equipment expense | $139,000 | 3,138 |
| Additional noninterest expense | $337,000 | 3,472 |
| Pre-tax net operating income | $792,000 | 2,306 |
| Securities gains (losses) | $4,000 | 846 |
| Applicable income taxes | $242,000 | 1,686 |
| Income before extraordinary items | $554,000 | 2,602 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $554,000 | 2,602 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $554,000 | 2,602 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $430,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $551,200 | 2,586 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,644,000 | 2,695 |
| Total interest expense | $1,200,000 | 2,131 |
| Net interest income | $7,444,000 | 2,761 |
| Provision for loan and lease losses | $180,000 | 2,550 |
| Total noninterest income | $1,567,000 | 2,429 |
| Gross Fiduciary activities income | $478,000 | 605 |
| Service charges on deposit accounts | $386,000 | 2,529 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $703,000 | 2,822 |
| Total noninterest expense | $5,029,000 | 3,171 |
| Salaries and employee benefits | $3,098,000 | 2,965 |
| Premises and equipment expense | $543,000 | 3,202 |
| Additional noninterest expense | $1,388,000 | 3,502 |
| Pre-tax net operating income | $3,802,000 | 2,003 |
| Securities gains (losses) | $12,000 | 2,595 |
| Applicable income taxes | $1,199,000 | 1,476 |
| Income before extraordinary items | $2,615,000 | 2,332 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,615,000 | 2,329 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,615,000 | 2,331 |
| Net charge-offs | $273,000 | 1,621 |
| Cash dividends | $1,030,000 | 2,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,606,720 | 2,288 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,470,000 | 2,704 |
| Total interest expense | $900,000 | 2,132 |
| Net interest income | $5,570,000 | 2,764 |
| Provision for loan and lease losses | $75,000 | 3,003 |
| Total noninterest income | $1,120,000 | 2,496 |
| Gross Fiduciary activities income | $324,000 | 623 |
| Service charges on deposit accounts | $292,000 | 2,510 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $504,000 | 2,889 |
| Total noninterest expense | $3,754,000 | 3,186 |
| Salaries and employee benefits | $2,273,000 | 3,005 |
| Premises and equipment expense | $409,000 | 3,222 |
| Additional noninterest expense | $1,072,000 | 3,462 |
| Pre-tax net operating income | $2,861,000 | 2,029 |
| Securities gains (losses) | $12,000 | 2,520 |
| Applicable income taxes | $905,000 | 1,506 |
| Income before extraordinary items | $1,968,000 | 2,375 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,968,000 | 2,374 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,968,000 | 2,375 |
| Net charge-offs | $110,000 | 1,994 |
| Cash dividends | $1,030,000 | 1,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,959,840 | 2,320 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,256,000 | 2,748 |
| Total interest expense | $596,000 | 2,148 |
| Net interest income | $3,660,000 | 2,809 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $787,000 | 2,407 |
| Gross Fiduciary activities income | $216,000 | 629 |
| Service charges on deposit accounts | $182,000 | 2,596 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $389,000 | 2,693 |
| Total noninterest expense | $2,482,000 | 3,219 |
| Salaries and employee benefits | $1,507,000 | 3,038 |
| Premises and equipment expense | $267,000 | 3,280 |
| Additional noninterest expense | $708,000 | 3,511 |
| Pre-tax net operating income | $1,935,000 | 1,996 |
| Securities gains (losses) | $3,000 | 2,591 |
| Applicable income taxes | $615,000 | 1,474 |
| Income before extraordinary items | $1,323,000 | 2,331 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,323,000 | 2,330 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,323,000 | 2,330 |
| Net charge-offs | $41,000 | 2,292 |
| Cash dividends | $680,000 | 1,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,320,960 | 2,274 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,093,000 | 2,783 |
| Total interest expense | $297,000 | 2,153 |
| Net interest income | $1,796,000 | 2,842 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $471,000 | 2,152 |
| Gross Fiduciary activities income | $108,000 | 625 |
| Service charges on deposit accounts | $88,000 | 2,636 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $275,000 | 2,199 |
| Total noninterest expense | $1,237,000 | 3,245 |
| Salaries and employee benefits | $744,000 | 3,087 |
| Premises and equipment expense | $134,000 | 3,310 |
| Additional noninterest expense | $359,000 | 3,487 |
| Pre-tax net operating income | $1,030,000 | 1,877 |
| Securities gains (losses) | $3,000 | 1,822 |
| Applicable income taxes | $335,000 | 1,382 |
| Income before extraordinary items | $698,000 | 2,212 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $698,000 | 2,212 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $698,000 | 2,212 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $350,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $695,960 | 2,151 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,174,000 | 2,797 |
| Total interest expense | $1,235,000 | 2,069 |
| Net interest income | $6,939,000 | 2,876 |
| Provision for loan and lease losses | $165,000 | 2,549 |
| Total noninterest income | $1,414,000 | 2,560 |
| Gross Fiduciary activities income | $454,000 | 620 |
| Service charges on deposit accounts | $518,000 | 2,076 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $442,000 | 3,462 |
| Total noninterest expense | $4,848,000 | 3,296 |
| Salaries and employee benefits | $2,902,000 | 3,089 |
| Premises and equipment expense | $352,000 | 4,171 |
| Additional noninterest expense | $1,594,000 | 3,280 |
| Pre-tax net operating income | $3,340,000 | 2,142 |
| Securities gains (losses) | $19,000 | 2,264 |
| Applicable income taxes | $1,006,000 | 1,583 |
| Income before extraordinary items | $2,353,000 | 2,441 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,353,000 | 2,442 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,353,000 | 2,443 |
| Net charge-offs | $-139,000 | 5,788 |
| Cash dividends | $891,000 | 2,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,339,700 | 2,410 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,015,000 | 2,852 |
| Total interest expense | $926,000 | 2,096 |
| Net interest income | $5,089,000 | 2,950 |
| Provision for loan and lease losses | $135,000 | 2,359 |
| Total noninterest income | $989,000 | 2,677 |
| Gross Fiduciary activities income | $324,000 | 632 |
| Service charges on deposit accounts | $366,000 | 2,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $299,000 | 3,604 |
| Total noninterest expense | $3,510,000 | 3,401 |
| Salaries and employee benefits | $2,094,000 | 3,193 |
| Premises and equipment expense | $258,000 | 4,271 |
| Additional noninterest expense | $1,158,000 | 3,355 |
| Pre-tax net operating income | $2,433,000 | 2,227 |
| Securities gains (losses) | $5,000 | 2,620 |
| Applicable income taxes | $717,000 | 1,674 |
| Income before extraordinary items | $1,721,000 | 2,535 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,721,000 | 2,536 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,721,000 | 2,536 |
| Net charge-offs | $-2,000 | 4,778 |
| Cash dividends | $680,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,717,450 | 2,486 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,938,000 | 2,884 |
| Total interest expense | $611,000 | 2,128 |
| Net interest income | $3,327,000 | 3,002 |
| Provision for loan and lease losses | $90,000 | 2,323 |
| Total noninterest income | $612,000 | 2,792 |
| Gross Fiduciary activities income | $216,000 | 642 |
| Service charges on deposit accounts | $238,000 | 2,202 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $158,000 | 3,957 |
| Total noninterest expense | $2,332,000 | 3,429 |
| Salaries and employee benefits | $1,387,000 | 3,229 |
| Premises and equipment expense | $168,000 | 4,326 |
| Additional noninterest expense | $777,000 | 3,357 |
| Pre-tax net operating income | $1,517,000 | 2,328 |
| Securities gains (losses) | $5,000 | 2,231 |
| Applicable income taxes | $437,000 | 1,757 |
| Income before extraordinary items | $1,085,000 | 2,611 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,085,000 | 2,613 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,085,000 | 2,613 |
| Net charge-offs | $2,000 | 3,666 |
| Cash dividends | $680,000 | 1,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,081,450 | 2,551 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 2,914 |
| Total interest expense | $303,000 | 2,150 |
| Net interest income | $1,642,000 | 3,028 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $281,000 | 2,886 |
| Gross Fiduciary activities income | $108,000 | 635 |
| Service charges on deposit accounts | $113,000 | 2,273 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $60,000 | 4,313 |
| Total noninterest expense | $1,181,000 | 3,406 |
| Salaries and employee benefits | $694,000 | 3,256 |
| Premises and equipment expense | $88,000 | 4,286 |
| Additional noninterest expense | $399,000 | 3,308 |
| Pre-tax net operating income | $697,000 | 2,418 |
| Securities gains (losses) | $5,000 | 1,653 |
| Applicable income taxes | $196,000 | 1,842 |
| Income before extraordinary items | $506,000 | 2,706 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $506,000 | 2,709 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $506,000 | 2,709 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $330,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $502,400 | 2,639 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,018,000 | 2,885 |
| Total interest expense | $1,294,000 | 2,124 |
| Net interest income | $6,724,000 | 2,983 |
| Provision for loan and lease losses | $245,000 | 2,229 |
| Total noninterest income | $1,437,000 | 2,579 |
| Gross Fiduciary activities income | $475,000 | 623 |
| Service charges on deposit accounts | $505,000 | 2,265 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $457,000 | 3,396 |
| Total noninterest expense | $4,753,000 | 3,429 |
| Salaries and employee benefits | $2,787,000 | 3,233 |
| Premises and equipment expense | $341,000 | 4,424 |
| Additional noninterest expense | $1,625,000 | 3,363 |
| Pre-tax net operating income | $3,163,000 | 2,188 |
| Securities gains (losses) | $59,000 | 1,621 |
| Applicable income taxes | $958,000 | 1,591 |
| Income before extraordinary items | $2,264,000 | 2,470 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,264,000 | 2,470 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,264,000 | 2,470 |
| Net charge-offs | $167,000 | 2,666 |
| Cash dividends | $690,000 | 2,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,222,700 | 2,467 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,955,000 | 2,930 |
| Total interest expense | $975,000 | 2,149 |
| Net interest income | $4,980,000 | 3,027 |
| Provision for loan and lease losses | $225,000 | 1,923 |
| Total noninterest income | $1,027,000 | 2,666 |
| Gross Fiduciary activities income | $333,000 | 630 |
| Service charges on deposit accounts | $373,000 | 2,308 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $321,000 | 3,537 |
| Total noninterest expense | $3,507,000 | 3,484 |
| Salaries and employee benefits | $2,029,000 | 3,322 |
| Premises and equipment expense | $261,000 | 4,425 |
| Additional noninterest expense | $1,217,000 | 3,357 |
| Pre-tax net operating income | $2,275,000 | 2,297 |
| Securities gains (losses) | $24,000 | 1,926 |
| Applicable income taxes | $668,000 | 1,700 |
| Income before extraordinary items | $1,631,000 | 2,574 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,631,000 | 2,575 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,631,000 | 2,574 |
| Net charge-offs | $150,000 | 2,294 |
| Cash dividends | $680,000 | 1,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,613,960 | 2,549 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,890,000 | 2,976 |
| Total interest expense | $648,000 | 2,185 |
| Net interest income | $3,242,000 | 3,085 |
| Provision for loan and lease losses | $129,000 | 2,067 |
| Total noninterest income | $692,000 | 2,621 |
| Gross Fiduciary activities income | $222,000 | 633 |
| Service charges on deposit accounts | $234,000 | 2,385 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $236,000 | 3,385 |
| Total noninterest expense | $2,342,000 | 3,488 |
| Salaries and employee benefits | $1,350,000 | 3,351 |
| Premises and equipment expense | $174,000 | 4,472 |
| Additional noninterest expense | $818,000 | 3,355 |
| Pre-tax net operating income | $1,463,000 | 2,318 |
| Securities gains (losses) | $18,000 | 1,704 |
| Applicable income taxes | $424,000 | 1,712 |
| Income before extraordinary items | $1,057,000 | 2,545 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,057,000 | 2,548 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,057,000 | 2,549 |
| Net charge-offs | $123,000 | 2,002 |
| Cash dividends | $680,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,044,220 | 2,527 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 3,012 |
| Total interest expense | $321,000 | 2,229 |
| Net interest income | $1,597,000 | 3,125 |
| Provision for loan and lease losses | $31,000 | 2,564 |
| Total noninterest income | $394,000 | 2,392 |
| Gross Fiduciary activities income | $111,000 | 635 |
| Service charges on deposit accounts | $107,000 | 2,533 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $176,000 | 2,743 |
| Total noninterest expense | $1,172,000 | 3,524 |
| Salaries and employee benefits | $671,000 | 3,387 |
| Premises and equipment expense | $91,000 | 4,427 |
| Additional noninterest expense | $410,000 | 3,355 |
| Pre-tax net operating income | $788,000 | 2,109 |
| Securities gains (losses) | $17,000 | 1,007 |
| Applicable income taxes | $237,000 | 1,554 |
| Income before extraordinary items | $568,000 | 2,357 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $568,000 | 2,358 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $568,000 | 2,359 |
| Net charge-offs | $48,000 | 1,899 |
| Cash dividends | $350,000 | 1,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $555,930 | 2,355 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,806,000 | 2,997 |
| Total interest expense | $1,375,000 | 2,322 |
| Net interest income | $6,431,000 | 3,095 |
| Provision for loan and lease losses | $225,000 | 2,826 |
| Total noninterest income | $1,169,000 | 2,946 |
| Gross Fiduciary activities income | $471,000 | 609 |
| Service charges on deposit accounts | $374,000 | 2,961 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $324,000 | 3,991 |
| Total noninterest expense | $4,453,000 | 3,666 |
| Salaries and employee benefits | $2,631,000 | 3,419 |
| Premises and equipment expense | $318,000 | 4,717 |
| Additional noninterest expense | $1,504,000 | 3,650 |
| Pre-tax net operating income | $2,922,000 | 2,204 |
| Securities gains (losses) | $26,000 | 2,209 |
| Applicable income taxes | $825,000 | 1,657 |
| Income before extraordinary items | $2,123,000 | 2,494 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,123,000 | 2,497 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,123,000 | 2,497 |
| Net charge-offs | $131,000 | 3,469 |
| Cash dividends | $690,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,104,280 | 2,450 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,814,000 | 3,036 |
| Total interest expense | $1,037,000 | 2,376 |
| Net interest income | $4,777,000 | 3,135 |
| Provision for loan and lease losses | $160,000 | 2,863 |
| Total noninterest income | $792,000 | 3,148 |
| Gross Fiduciary activities income | $315,000 | 637 |
| Service charges on deposit accounts | $280,000 | 2,973 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $197,000 | 4,324 |
| Total noninterest expense | $3,245,000 | 3,758 |
| Salaries and employee benefits | $1,889,000 | 3,542 |
| Premises and equipment expense | $231,000 | 4,820 |
| Additional noninterest expense | $1,125,000 | 3,658 |
| Pre-tax net operating income | $2,164,000 | 2,287 |
| Securities gains (losses) | $21,000 | 2,191 |
| Applicable income taxes | $607,000 | 1,726 |
| Income before extraordinary items | $1,578,000 | 2,567 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,578,000 | 2,570 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,578,000 | 2,571 |
| Net charge-offs | $38,000 | 4,060 |
| Cash dividends | $680,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,562,880 | 2,498 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,820,000 | 3,076 |
| Total interest expense | $691,000 | 2,425 |
| Net interest income | $3,129,000 | 3,183 |
| Provision for loan and lease losses | $72,000 | 3,266 |
| Total noninterest income | $503,000 | 3,289 |
| Gross Fiduciary activities income | $210,000 | 643 |
| Service charges on deposit accounts | $175,000 | 3,069 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $118,000 | 4,538 |
| Total noninterest expense | $2,147,000 | 3,790 |
| Salaries and employee benefits | $1,259,000 | 3,552 |
| Premises and equipment expense | $147,000 | 4,943 |
| Additional noninterest expense | $741,000 | 3,682 |
| Pre-tax net operating income | $1,413,000 | 2,299 |
| Securities gains (losses) | $21,000 | 1,987 |
| Applicable income taxes | $398,000 | 1,745 |
| Income before extraordinary items | $1,036,000 | 2,571 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,036,000 | 2,576 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,036,000 | 2,576 |
| Net charge-offs | $26,000 | 3,836 |
| Cash dividends | $680,000 | 1,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,020,880 | 2,507 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 3,148 |
| Total interest expense | $346,000 | 2,476 |
| Net interest income | $1,523,000 | 3,268 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $239,000 | 3,370 |
| Gross Fiduciary activities income | $105,000 | 648 |
| Service charges on deposit accounts | $84,000 | 3,147 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $50,000 | 4,707 |
| Total noninterest expense | $1,077,000 | 3,812 |
| Salaries and employee benefits | $629,000 | 3,600 |
| Premises and equipment expense | $86,000 | 4,635 |
| Additional noninterest expense | $362,000 | 3,765 |
| Pre-tax net operating income | $655,000 | 2,399 |
| Securities gains (losses) | $21,000 | 1,242 |
| Applicable income taxes | $184,000 | 1,800 |
| Income before extraordinary items | $492,000 | 2,618 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $492,000 | 2,621 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $492,000 | 2,620 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $345,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $476,670 | 2,603 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,843,000 | 3,166 |
| Total interest expense | $1,654,000 | 2,522 |
| Net interest income | $6,189,000 | 3,292 |
| Provision for loan and lease losses | $48,000 | 5,229 |
| Total noninterest income | $1,187,000 | 2,984 |
| Gross Fiduciary activities income | $512,000 | 591 |
| Service charges on deposit accounts | $376,000 | 3,062 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $299,000 | 4,041 |
| Total noninterest expense | $4,402,000 | 3,784 |
| Salaries and employee benefits | $2,509,000 | 3,568 |
| Premises and equipment expense | $331,000 | 4,757 |
| Additional noninterest expense | $1,562,000 | 3,692 |
| Pre-tax net operating income | $2,926,000 | 2,132 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $826,000 | 1,657 |
| Income before extraordinary items | $2,100,000 | 2,504 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,100,000 | 2,505 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,100,000 | 2,505 |
| Net charge-offs | $-10,000 | 6,614 |
| Cash dividends | $682,000 | 2,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,100,000 | 2,374 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,875,000 | 3,220 |
| Total interest expense | $1,281,000 | 2,557 |
| Net interest income | $4,594,000 | 3,382 |
| Provision for loan and lease losses | $48,000 | 4,971 |
| Total noninterest income | $763,000 | 3,252 |
| Gross Fiduciary activities income | $306,000 | 649 |
| Service charges on deposit accounts | $277,000 | 3,134 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $180,000 | 4,390 |
| Total noninterest expense | $3,134,000 | 3,935 |
| Salaries and employee benefits | $1,739,000 | 3,765 |
| Premises and equipment expense | $249,000 | 4,805 |
| Additional noninterest expense | $1,146,000 | 3,769 |
| Pre-tax net operating income | $2,175,000 | 2,198 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $610,000 | 1,732 |
| Income before extraordinary items | $1,565,000 | 2,561 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,565,000 | 2,561 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,565,000 | 2,562 |
| Net charge-offs | $-12,000 | 6,647 |
| Cash dividends | $675,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,565,000 | 2,436 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,861,000 | 3,285 |
| Total interest expense | $874,000 | 2,597 |
| Net interest income | $2,987,000 | 3,447 |
| Provision for loan and lease losses | $18,000 | 5,176 |
| Total noninterest income | $477,000 | 3,325 |
| Gross Fiduciary activities income | $204,000 | 652 |
| Service charges on deposit accounts | $173,000 | 3,236 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $100,000 | 4,661 |
| Total noninterest expense | $2,105,000 | 3,939 |
| Salaries and employee benefits | $1,155,000 | 3,800 |
| Premises and equipment expense | $161,000 | 4,886 |
| Additional noninterest expense | $789,000 | 3,694 |
| Pre-tax net operating income | $1,341,000 | 2,322 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $361,000 | 1,837 |
| Income before extraordinary items | $980,000 | 2,658 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $980,000 | 2,658 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $980,000 | 2,658 |
| Net charge-offs | $-16,000 | 6,748 |
| Cash dividends | $675,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $980,000 | 2,516 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,871,000 | 3,390 |
| Total interest expense | $450,000 | 2,610 |
| Net interest income | $1,421,000 | 3,594 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $238,000 | 3,328 |
| Gross Fiduciary activities income | $102,000 | 653 |
| Service charges on deposit accounts | $83,000 | 3,304 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $53,000 | 4,635 |
| Total noninterest expense | $1,055,000 | 3,958 |
| Salaries and employee benefits | $576,000 | 3,832 |
| Premises and equipment expense | $76,000 | 5,053 |
| Additional noninterest expense | $403,000 | 3,616 |
| Pre-tax net operating income | $604,000 | 2,513 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $152,000 | 2,012 |
| Income before extraordinary items | $452,000 | 2,821 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $452,000 | 2,824 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $452,000 | 2,825 |
| Net charge-offs | $7,000 | 4,174 |
| Cash dividends | $350,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $452,000 | 2,684 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,865,000 | 3,372 |
| Total interest expense | $2,181,000 | 2,591 |
| Net interest income | $5,684,000 | 3,610 |
| Provision for loan and lease losses | $125,000 | 5,112 |
| Total noninterest income | $1,153,000 | 2,879 |
| Gross Fiduciary activities income | $437,000 | 583 |
| Service charges on deposit accounts | $402,000 | 3,015 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $314,000 | 3,789 |
| Total noninterest expense | $4,175,000 | 3,994 |
| Salaries and employee benefits | $2,386,000 | 3,699 |
| Premises and equipment expense | $281,000 | 5,376 |
| Additional noninterest expense | $1,508,000 | 3,851 |
| Pre-tax net operating income | $2,537,000 | 2,106 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $651,000 | 1,758 |
| Income before extraordinary items | $1,887,000 | 2,370 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,887,000 | 2,370 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,887,000 | 2,371 |
| Net charge-offs | $-37,000 | 7,148 |
| Cash dividends | $642,000 | 2,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,886,260 | 2,285 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,906,000 | 3,404 |
| Total interest expense | $1,699,000 | 2,599 |
| Net interest income | $4,207,000 | 3,654 |
| Provision for loan and lease losses | $125,000 | 4,726 |
| Total noninterest income | $841,000 | 2,915 |
| Gross Fiduciary activities income | $329,000 | 574 |
| Service charges on deposit accounts | $297,000 | 3,061 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $215,000 | 3,989 |
| Total noninterest expense | $3,058,000 | 4,059 |
| Salaries and employee benefits | $1,692,000 | 3,854 |
| Premises and equipment expense | $221,000 | 5,321 |
| Additional noninterest expense | $1,145,000 | 3,813 |
| Pre-tax net operating income | $1,865,000 | 2,199 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $464,000 | 1,788 |
| Income before extraordinary items | $1,402,000 | 2,451 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,402,000 | 2,453 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,402,000 | 2,453 |
| Net charge-offs | $-37,000 | 7,212 |
| Cash dividends | $642,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,401,250 | 2,350 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,877,000 | 3,482 |
| Total interest expense | $1,160,000 | 2,629 |
| Net interest income | $2,717,000 | 3,738 |
| Provision for loan and lease losses | $96,000 | 4,447 |
| Total noninterest income | $546,000 | 2,963 |
| Gross Fiduciary activities income | $219,000 | 589 |
| Service charges on deposit accounts | $190,000 | 3,127 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $137,000 | 4,105 |
| Total noninterest expense | $2,032,000 | 4,120 |
| Salaries and employee benefits | $1,107,000 | 3,942 |
| Premises and equipment expense | $149,000 | 5,329 |
| Additional noninterest expense | $776,000 | 3,826 |
| Pre-tax net operating income | $1,135,000 | 2,329 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $266,000 | 1,927 |
| Income before extraordinary items | $870,000 | 2,530 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $870,000 | 2,530 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $870,000 | 2,530 |
| Net charge-offs | $-2,000 | 6,677 |
| Cash dividends | $622,000 | 1,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $869,230 | 2,446 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 3,546 |
| Total interest expense | $583,000 | 2,696 |
| Net interest income | $1,322,000 | 3,800 |
| Provision for loan and lease losses | $50,000 | 4,153 |
| Total noninterest income | $263,000 | 3,059 |
| Gross Fiduciary activities income | $110,000 | 594 |
| Service charges on deposit accounts | $88,000 | 3,243 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $65,000 | 4,260 |
| Total noninterest expense | $1,025,000 | 4,114 |
| Salaries and employee benefits | $547,000 | 3,984 |
| Premises and equipment expense | $78,000 | 5,277 |
| Additional noninterest expense | $400,000 | 3,727 |
| Pre-tax net operating income | $510,000 | 2,519 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $110,000 | 2,081 |
| Income before extraordinary items | $401,000 | 2,654 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $401,000 | 2,653 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $401,000 | 2,654 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $317,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $400,220 | 2,599 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,583,000 | 3,688 |
| Total interest expense | $2,561,000 | 2,939 |
| Net interest income | $5,022,000 | 3,955 |
| Provision for loan and lease losses | $325,000 | 4,741 |
| Total noninterest income | $738,000 | 3,825 |
| Gross Fiduciary activities income | $386,000 | 610 |
| Service charges on deposit accounts | $413,000 | 3,016 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-61,000 | 7,139 |
| Total noninterest expense | $4,056,000 | 4,177 |
| Salaries and employee benefits | $2,068,000 | 4,134 |
| Premises and equipment expense | $292,000 | 5,474 |
| Additional noninterest expense | $1,696,000 | 3,680 |
| Pre-tax net operating income | $1,379,000 | 2,856 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $176,000 | 2,811 |
| Income before extraordinary items | $1,203,000 | 2,909 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,203,000 | 2,905 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,203,000 | 2,909 |
| Net charge-offs | $270,000 | 4,439 |
| Cash dividends | $637,000 | 2,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,203,000 | 2,792 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,674,000 | 3,771 |
| Total interest expense | $1,935,000 | 3,037 |
| Net interest income | $3,739,000 | 4,018 |
| Provision for loan and lease losses | $86,000 | 5,860 |
| Total noninterest income | $407,000 | 4,477 |
| Gross Fiduciary activities income | $302,000 | 595 |
| Service charges on deposit accounts | $312,000 | 3,079 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-207,000 | 7,469 |
| Total noninterest expense | $3,051,000 | 4,175 |
| Salaries and employee benefits | $1,524,000 | 4,223 |
| Premises and equipment expense | $226,000 | 5,456 |
| Additional noninterest expense | $1,301,000 | 3,599 |
| Pre-tax net operating income | $1,009,000 | 3,078 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $126,000 | 2,943 |
| Income before extraordinary items | $883,000 | 3,112 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $883,000 | 3,110 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $883,000 | 3,112 |
| Net charge-offs | $13,000 | 6,174 |
| Cash dividends | $637,000 | 1,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $883,000 | 2,983 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,736,000 | 3,840 |
| Total interest expense | $1,296,000 | 3,122 |
| Net interest income | $2,440,000 | 4,080 |
| Provision for loan and lease losses | $13,000 | 6,551 |
| Total noninterest income | $571,000 | 2,968 |
| Gross Fiduciary activities income | $201,000 | 605 |
| Service charges on deposit accounts | $206,000 | 3,104 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $164,000 | 3,836 |
| Total noninterest expense | $1,980,000 | 4,267 |
| Salaries and employee benefits | $998,000 | 4,296 |
| Premises and equipment expense | $148,000 | 5,547 |
| Additional noninterest expense | $834,000 | 3,690 |
| Pre-tax net operating income | $1,018,000 | 2,337 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $222,000 | 2,031 |
| Income before extraordinary items | $796,000 | 2,510 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $796,000 | 2,506 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $796,000 | 2,509 |
| Net charge-offs | $2,000 | 6,208 |
| Cash dividends | $637,000 | 1,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $796,000 | 2,417 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 3,929 |
| Total interest expense | $650,000 | 3,227 |
| Net interest income | $1,199,000 | 4,164 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $281,000 | 3,004 |
| Gross Fiduciary activities income | $101,000 | 614 |
| Service charges on deposit accounts | $97,000 | 3,206 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $83,000 | 3,837 |
| Total noninterest expense | $1,004,000 | 4,269 |
| Salaries and employee benefits | $508,000 | 4,301 |
| Premises and equipment expense | $77,000 | 5,536 |
| Additional noninterest expense | $419,000 | 3,693 |
| Pre-tax net operating income | $476,000 | 2,498 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $101,000 | 2,110 |
| Income before extraordinary items | $375,000 | 2,663 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $375,000 | 2,662 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $375,000 | 2,664 |
| Net charge-offs | $-5,000 | 7,295 |
| Cash dividends | $316,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $375,000 | 2,566 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,668,000 | 3,936 |
| Total interest expense | $2,954,000 | 3,446 |
| Net interest income | $4,714,000 | 4,092 |
| Provision for loan and lease losses | $537,000 | 4,431 |
| Total noninterest income | $1,358,000 | 2,735 |
| Gross Fiduciary activities income | $480,000 | 553 |
| Service charges on deposit accounts | $421,000 | 3,230 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $457,000 | 3,352 |
| Total noninterest expense | $4,273,000 | 4,158 |
| Salaries and employee benefits | $2,150,000 | 4,136 |
| Premises and equipment expense | $318,000 | 5,516 |
| Additional noninterest expense | $1,805,000 | 3,596 |
| Pre-tax net operating income | $1,262,000 | 2,625 |
| Securities gains (losses) | $40,000 | 2,746 |
| Applicable income taxes | $201,000 | 2,372 |
| Income before extraordinary items | $1,101,000 | 2,613 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,101,000 | 2,611 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,101,000 | 2,612 |
| Net charge-offs | $538,000 | 3,692 |
| Cash dividends | $1,139,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,067,000 | 2,621 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,765,000 | 3,991 |
| Total interest expense | $2,264,000 | 3,528 |
| Net interest income | $3,501,000 | 4,122 |
| Provision for loan and lease losses | $485,000 | 3,845 |
| Total noninterest income | $868,000 | 3,105 |
| Gross Fiduciary activities income | $297,000 | 590 |
| Service charges on deposit accounts | $312,000 | 3,268 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $259,000 | 3,844 |
| Total noninterest expense | $3,212,000 | 4,154 |
| Salaries and employee benefits | $1,604,000 | 4,182 |
| Premises and equipment expense | $238,000 | 5,575 |
| Additional noninterest expense | $1,370,000 | 3,517 |
| Pre-tax net operating income | $672,000 | 3,418 |
| Securities gains (losses) | $136,000 | 1,583 |
| Applicable income taxes | $76,000 | 3,074 |
| Income before extraordinary items | $732,000 | 3,035 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $732,000 | 3,033 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $732,000 | 3,036 |
| Net charge-offs | $487,000 | 3,084 |
| Cash dividends | $858,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $608,240 | 3,276 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 4,021 |
| Total interest expense | $1,563,000 | 3,578 |
| Net interest income | $2,271,000 | 4,191 |
| Provision for loan and lease losses | $63,000 | 5,798 |
| Total noninterest income | $547,000 | 3,208 |
| Gross Fiduciary activities income | $198,000 | 600 |
| Service charges on deposit accounts | $197,000 | 3,348 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $152,000 | 4,094 |
| Total noninterest expense | $2,150,000 | 4,176 |
| Salaries and employee benefits | $1,068,000 | 4,236 |
| Premises and equipment expense | $158,000 | 5,625 |
| Additional noninterest expense | $924,000 | 3,483 |
| Pre-tax net operating income | $605,000 | 2,999 |
| Securities gains (losses) | $116,000 | 1,380 |
| Applicable income taxes | $124,000 | 2,447 |
| Income before extraordinary items | $597,000 | 2,777 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $597,000 | 2,775 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $597,000 | 2,777 |
| Net charge-offs | $61,000 | 4,739 |
| Cash dividends | $755,000 | 1,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $500,720 | 2,985 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,912,000 | 4,073 |
| Total interest expense | $819,000 | 3,555 |
| Net interest income | $1,093,000 | 4,298 |
| Provision for loan and lease losses | $49,000 | 4,950 |
| Total noninterest income | $260,000 | 3,296 |
| Gross Fiduciary activities income | $99,000 | 599 |
| Service charges on deposit accounts | $93,000 | 3,396 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $68,000 | 4,284 |
| Total noninterest expense | $1,007,000 | 4,289 |
| Salaries and employee benefits | $524,000 | 4,319 |
| Premises and equipment expense | $83,000 | 5,572 |
| Additional noninterest expense | $400,000 | 3,578 |
| Pre-tax net operating income | $297,000 | 3,354 |
| Securities gains (losses) | $63,000 | 1,197 |
| Applicable income taxes | $62,000 | 2,702 |
| Income before extraordinary items | $298,000 | 3,156 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $298,000 | 3,156 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $298,000 | 3,156 |
| Net charge-offs | $58,000 | 3,408 |
| Cash dividends | $393,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $245,710 | 3,327 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,063,000 | 4,110 |
| Total interest expense | $3,858,000 | 3,606 |
| Net interest income | $4,205,000 | 4,426 |
| Provision for loan and lease losses | $1,059,000 | 2,619 |
| Total noninterest income | $1,402,000 | 2,760 |
| Gross Fiduciary activities income | $428,000 | 605 |
| Service charges on deposit accounts | $480,000 | 3,092 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $494,000 | 3,192 |
| Total noninterest expense | $3,945,000 | 4,280 |
| Salaries and employee benefits | $2,146,000 | 4,226 |
| Premises and equipment expense | $301,000 | 5,789 |
| Additional noninterest expense | $1,498,000 | 3,617 |
| Pre-tax net operating income | $603,000 | 4,608 |
| Securities gains (losses) | $11,000 | 2,474 |
| Applicable income taxes | $-54,000 | 6,968 |
| Income before extraordinary items | $668,000 | 4,005 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $668,000 | 4,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,029,000 | 1,922 |
| Cash dividends | $762,000 | 2,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $657,000 | 4,186 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,086,000 | 4,160 |
| Total interest expense | $2,953,000 | 3,664 |
| Net interest income | $3,133,000 | 4,491 |
| Provision for loan and lease losses | $65,000 | 5,634 |
| Total noninterest income | $909,000 | 3,087 |
| Gross Fiduciary activities income | $302,000 | 617 |
| Service charges on deposit accounts | $365,000 | 3,097 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $242,000 | 4,087 |
| Total noninterest expense | $2,879,000 | 4,352 |
| Salaries and employee benefits | $1,578,000 | 4,305 |
| Premises and equipment expense | $231,000 | 5,747 |
| Additional noninterest expense | $1,070,000 | 3,688 |
| Pre-tax net operating income | $1,098,000 | 3,496 |
| Securities gains (losses) | $7,000 | 2,502 |
| Applicable income taxes | $214,000 | 2,834 |
| Income before extraordinary items | $891,000 | 3,342 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $891,000 | 3,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,737 |
| Cash dividends | $735,000 | 2,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $885,330 | 3,492 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,074,000 | 4,197 |
| Total interest expense | $2,005,000 | 3,737 |
| Net interest income | $2,069,000 | 4,496 |
| Provision for loan and lease losses | $32,000 | 5,548 |
| Total noninterest income | $592,000 | 3,163 |
| Gross Fiduciary activities income | $201,000 | 630 |
| Service charges on deposit accounts | $233,000 | 3,161 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $158,000 | 4,216 |
| Total noninterest expense | $1,907,000 | 4,391 |
| Salaries and employee benefits | $1,043,000 | 4,381 |
| Premises and equipment expense | $152,000 | 5,802 |
| Additional noninterest expense | $712,000 | 3,678 |
| Pre-tax net operating income | $722,000 | 3,644 |
| Securities gains (losses) | $-1,000 | 7,955 |
| Applicable income taxes | $141,000 | 3,094 |
| Income before extraordinary items | $580,000 | 3,713 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $580,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $715,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $580,800 | 3,651 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,070,000 | 4,219 |
| Total interest expense | $1,017,000 | 3,867 |
| Net interest income | $1,053,000 | 4,449 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $276,000 | 3,300 |
| Gross Fiduciary activities income | $101,000 | 643 |
| Service charges on deposit accounts | $110,000 | 3,261 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $65,000 | 4,545 |
| Total noninterest expense | $938,000 | 4,434 |
| Salaries and employee benefits | $502,000 | 4,540 |
| Premises and equipment expense | $79,000 | 5,756 |
| Additional noninterest expense | $357,000 | 3,620 |
| Pre-tax net operating income | $391,000 | 3,595 |
| Securities gains (losses) | $-1,000 | 8,175 |
| Applicable income taxes | $84,000 | 2,999 |
| Income before extraordinary items | $306,000 | 3,756 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $306,000 | 3,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $388,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $306,780 | 3,674 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,463,000 | 4,208 |
| Total interest expense | $4,248,000 | 3,862 |
| Net interest income | $4,215,000 | 4,476 |
| Provision for loan and lease losses | $56,000 | 5,586 |
| Total noninterest income | $1,275,000 | 3,017 |
| Gross Fiduciary activities income | $375,000 | 655 |
| Service charges on deposit accounts | $470,000 | 3,187 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $430,000 | 3,594 |
| Total noninterest expense | $3,875,000 | 4,221 |
| Salaries and employee benefits | $2,103,000 | 4,232 |
| Premises and equipment expense | $299,000 | 5,780 |
| Additional noninterest expense | $1,473,000 | 3,471 |
| Pre-tax net operating income | $1,559,000 | 3,836 |
| Securities gains (losses) | $-40,000 | 7,961 |
| Applicable income taxes | $342,000 | 3,206 |
| Income before extraordinary items | $1,177,000 | 3,979 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,177,000 | 3,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,407 |
| Cash dividends | $777,000 | 3,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,207,800 | 3,925 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,368,000 | 4,225 |
| Total interest expense | $3,217,000 | 3,845 |
| Net interest income | $3,151,000 | 4,514 |
| Provision for loan and lease losses | $36,000 | 5,408 |
| Total noninterest income | $861,000 | 3,234 |
| Gross Fiduciary activities income | $288,000 | 651 |
| Service charges on deposit accounts | $348,000 | 3,198 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $225,000 | 4,269 |
| Total noninterest expense | $2,857,000 | 4,232 |
| Salaries and employee benefits | $1,539,000 | 4,297 |
| Premises and equipment expense | $230,000 | 5,723 |
| Additional noninterest expense | $1,088,000 | 3,461 |
| Pre-tax net operating income | $1,119,000 | 4,108 |
| Securities gains (losses) | $-29,000 | 8,055 |
| Applicable income taxes | $241,000 | 3,468 |
| Income before extraordinary items | $849,000 | 4,225 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $849,000 | 4,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,576 |
| Cash dividends | $777,000 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $871,620 | 4,169 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,217,000 | 4,258 |
| Total interest expense | $2,153,000 | 3,835 |
| Net interest income | $2,064,000 | 4,589 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $564,000 | 3,294 |
| Gross Fiduciary activities income | $192,000 | 655 |
| Service charges on deposit accounts | $223,000 | 3,278 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $149,000 | 4,320 |
| Total noninterest expense | $1,904,000 | 4,267 |
| Salaries and employee benefits | $1,027,000 | 4,340 |
| Premises and equipment expense | $153,000 | 5,758 |
| Additional noninterest expense | $724,000 | 3,468 |
| Pre-tax net operating income | $724,000 | 4,237 |
| Securities gains (losses) | $-29,000 | 8,202 |
| Applicable income taxes | $147,000 | 3,682 |
| Income before extraordinary items | $548,000 | 4,349 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $548,000 | 4,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $715,000 | 1,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $570,910 | 4,260 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,121,000 | 4,223 |
| Total interest expense | $1,084,000 | 3,797 |
| Net interest income | $1,037,000 | 4,580 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $270,000 | 3,352 |
| Gross Fiduciary activities income | $96,000 | 666 |
| Service charges on deposit accounts | $107,000 | 3,307 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $67,000 | 4,543 |
| Total noninterest expense | $944,000 | 4,307 |
| Salaries and employee benefits | $508,000 | 4,387 |
| Premises and equipment expense | $79,000 | 5,713 |
| Additional noninterest expense | $357,000 | 3,478 |
| Pre-tax net operating income | $363,000 | 4,229 |
| Securities gains (losses) | $-26,000 | 8,406 |
| Applicable income taxes | $72,000 | 3,714 |
| Income before extraordinary items | $265,000 | 4,435 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $265,000 | 4,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $6,000 | 3,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $285,540 | 4,275 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,933,000 | 4,217 |
| Total interest expense | $3,833,000 | 3,694 |
| Net interest income | $4,100,000 | 4,595 |
| Provision for loan and lease losses | $151,000 | 4,031 |
| Total noninterest income | $1,181,000 | 3,157 |
| Gross Fiduciary activities income | $384,000 | 645 |
| Service charges on deposit accounts | $411,000 | 3,483 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $386,000 | 3,794 |
| Total noninterest expense | $3,772,000 | 4,149 |
| Salaries and employee benefits | $2,026,000 | 4,224 |
| Premises and equipment expense | $273,000 | 5,979 |
| Additional noninterest expense | $1,473,000 | 3,333 |
| Pre-tax net operating income | $1,358,000 | 4,513 |
| Securities gains (losses) | $-35,000 | 7,792 |
| Applicable income taxes | $262,000 | 3,984 |
| Income before extraordinary items | $1,061,000 | 4,582 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,061,000 | 4,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,461 |
| Cash dividends | $738,000 | 3,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,089,000 | 4,505 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,838,000 | 4,249 |
| Total interest expense | $2,739,000 | 3,736 |
| Net interest income | $3,099,000 | 4,603 |
| Provision for loan and lease losses | $151,000 | 3,379 |
| Total noninterest income | $806,000 | 3,384 |
| Gross Fiduciary activities income | $270,000 | 661 |
| Service charges on deposit accounts | $304,000 | 3,538 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $232,000 | 4,236 |
| Total noninterest expense | $2,702,000 | 4,284 |
| Salaries and employee benefits | $1,491,000 | 4,253 |
| Premises and equipment expense | $211,000 | 5,919 |
| Additional noninterest expense | $1,000,000 | 3,606 |
| Pre-tax net operating income | $1,052,000 | 4,620 |
| Securities gains (losses) | $-33,000 | 8,024 |
| Applicable income taxes | $196,000 | 4,155 |
| Income before extraordinary items | $823,000 | 4,629 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $823,000 | 4,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,805 |
| Cash dividends | $403,000 | 3,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $849,730 | 4,550 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,773,000 | 4,293 |
| Total interest expense | $1,726,000 | 3,763 |
| Net interest income | $2,047,000 | 4,656 |
| Provision for loan and lease losses | $136,000 | 2,806 |
| Total noninterest income | $439,000 | 3,823 |
| Gross Fiduciary activities income | $180,000 | 665 |
| Service charges on deposit accounts | $199,000 | 3,558 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,084 |
| Total noninterest expense | $1,794,000 | 4,313 |
| Salaries and employee benefits | $1,004,000 | 4,244 |
| Premises and equipment expense | $141,000 | 5,926 |
| Additional noninterest expense | $649,000 | 3,676 |
| Pre-tax net operating income | $556,000 | 5,173 |
| Securities gains (losses) | $-33,000 | 8,240 |
| Applicable income taxes | $95,000 | 4,570 |
| Income before extraordinary items | $428,000 | 5,239 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $428,000 | 5,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 1,990 |
| Cash dividends | $379,000 | 2,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $455,060 | 5,097 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,839,000 | 4,319 |
| Total interest expense | $825,000 | 3,742 |
| Net interest income | $1,014,000 | 4,672 |
| Provision for loan and lease losses | $68,000 | 2,673 |
| Total noninterest income | $220,000 | 3,781 |
| Gross Fiduciary activities income | $90,000 | 665 |
| Service charges on deposit accounts | $95,000 | 3,588 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,807 |
| Total noninterest expense | $873,000 | 4,416 |
| Salaries and employee benefits | $491,000 | 4,331 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $312,000 | 3,792 |
| Pre-tax net operating income | $293,000 | 5,023 |
| Securities gains (losses) | $-33,000 | 8,482 |
| Applicable income taxes | $46,000 | 4,590 |
| Income before extraordinary items | $214,000 | 5,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $214,000 | 5,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,335 |
| Cash dividends | $5,000 | 3,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $241,060 | 4,917 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,947,000 | 4,171 |
| Total interest expense | $2,899,000 | 3,434 |
| Net interest income | $4,048,000 | 4,588 |
| Provision for loan and lease losses | $230,000 | 3,342 |
| Total noninterest income | $977,000 | 3,622 |
| Gross Fiduciary activities income | $354,000 | 664 |
| Service charges on deposit accounts | $340,000 | 3,908 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $283,000 | 4,464 |
| Total noninterest expense | $3,258,000 | 4,512 |
| Salaries and employee benefits | $1,904,000 | 4,276 |
| Premises and equipment expense | $216,000 | 6,560 |
| Additional noninterest expense | $1,138,000 | 4,026 |
| Pre-tax net operating income | $1,537,000 | 4,310 |
| Securities gains (losses) | $-38,000 | 8,084 |
| Applicable income taxes | $278,000 | 4,223 |
| Income before extraordinary items | $1,221,000 | 4,301 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,221,000 | 4,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 1,788 |
| Cash dividends | $820,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,251,780 | 4,226 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,153,000 | 4,148 |
| Total interest expense | $2,131,000 | 3,327 |
| Net interest income | $3,022,000 | 4,612 |
| Provision for loan and lease losses | $80,000 | 4,606 |
| Total noninterest income | $726,000 | 3,656 |
| Gross Fiduciary activities income | $264,000 | 656 |
| Service charges on deposit accounts | $250,000 | 3,959 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $212,000 | 4,487 |
| Total noninterest expense | $2,434,000 | 4,508 |
| Salaries and employee benefits | $1,449,000 | 4,198 |
| Premises and equipment expense | $156,000 | 6,615 |
| Additional noninterest expense | $829,000 | 4,070 |
| Pre-tax net operating income | $1,234,000 | 4,243 |
| Securities gains (losses) | $-31,000 | 8,339 |
| Applicable income taxes | $206,000 | 4,368 |
| Income before extraordinary items | $997,000 | 4,163 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $997,000 | 4,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,746 |
| Cash dividends | $480,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,022,730 | 4,053 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,375,000 | 4,138 |
| Total interest expense | $1,387,000 | 3,248 |
| Net interest income | $1,988,000 | 4,638 |
| Provision for loan and lease losses | $32,000 | 5,100 |
| Total noninterest income | $456,000 | 3,743 |
| Gross Fiduciary activities income | $192,000 | 642 |
| Service charges on deposit accounts | $165,000 | 3,927 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $99,000 | 5,211 |
| Total noninterest expense | $1,639,000 | 4,462 |
| Salaries and employee benefits | $982,000 | 4,134 |
| Premises and equipment expense | $100,000 | 6,702 |
| Additional noninterest expense | $557,000 | 4,025 |
| Pre-tax net operating income | $773,000 | 4,359 |
| Securities gains (losses) | $-24,000 | 8,417 |
| Applicable income taxes | $108,000 | 4,717 |
| Income before extraordinary items | $641,000 | 4,247 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $641,000 | 4,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,501 |
| Cash dividends | $340,000 | 2,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $661,640 | 4,097 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 4,128 |
| Total interest expense | $693,000 | 3,149 |
| Net interest income | $987,000 | 4,661 |
| Provision for loan and lease losses | $5,000 | 5,826 |
| Total noninterest income | $213,000 | 3,819 |
| Gross Fiduciary activities income | $96,000 | 651 |
| Service charges on deposit accounts | $72,000 | 4,184 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $45,000 | 5,411 |
| Total noninterest expense | $819,000 | 4,483 |
| Salaries and employee benefits | $488,000 | 4,160 |
| Premises and equipment expense | $55,000 | 6,532 |
| Additional noninterest expense | $276,000 | 4,053 |
| Pre-tax net operating income | $376,000 | 4,432 |
| Securities gains (losses) | $-13,000 | 8,592 |
| Applicable income taxes | $19,000 | 5,699 |
| Income before extraordinary items | $344,000 | 3,996 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $344,000 | 3,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,412 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $356,350 | 3,869 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,721,000 | 3,930 |
| Total interest expense | $2,803,000 | 2,769 |
| Net interest income | $3,918,000 | 4,545 |
| Provision for loan and lease losses | $105,000 | 4,905 |
| Total noninterest income | $975,000 | 3,617 |
| Gross Fiduciary activities income | $453,000 | 601 |
| Service charges on deposit accounts | $289,000 | 4,400 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $233,000 | 4,780 |
| Total noninterest expense | $3,261,000 | 4,407 |
| Salaries and employee benefits | $1,958,000 | 4,069 |
| Premises and equipment expense | $208,000 | 6,665 |
| Additional noninterest expense | $1,095,000 | 4,030 |
| Pre-tax net operating income | $1,527,000 | 4,205 |
| Securities gains (losses) | $98,000 | 1,258 |
| Applicable income taxes | $428,000 | 3,601 |
| Income before extraordinary items | $1,197,000 | 4,215 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,197,000 | 4,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,686 |
| Cash dividends | $757,000 | 2,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,124,480 | 4,303 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,005,000 | 3,932 |
| Total interest expense | $2,100,000 | 2,741 |
| Net interest income | $2,905,000 | 4,580 |
| Provision for loan and lease losses | $92,000 | 4,400 |
| Total noninterest income | $600,000 | 4,087 |
| Gross Fiduciary activities income | $234,000 | 679 |
| Service charges on deposit accounts | $216,000 | 4,439 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $150,000 | 5,124 |
| Total noninterest expense | $2,406,000 | 4,428 |
| Salaries and employee benefits | $1,427,000 | 4,115 |
| Premises and equipment expense | $152,000 | 6,692 |
| Additional noninterest expense | $827,000 | 3,988 |
| Pre-tax net operating income | $1,007,000 | 4,590 |
| Securities gains (losses) | $98,000 | 1,185 |
| Applicable income taxes | $279,000 | 3,913 |
| Income before extraordinary items | $826,000 | 4,533 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $826,000 | 4,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,887 |
| Cash dividends | $383,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $752,500 | 4,690 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,297,000 | 3,965 |
| Total interest expense | $1,396,000 | 2,732 |
| Net interest income | $1,901,000 | 4,635 |
| Provision for loan and lease losses | $44,000 | 4,930 |
| Total noninterest income | $397,000 | 4,109 |
| Gross Fiduciary activities income | $153,000 | 691 |
| Service charges on deposit accounts | $148,000 | 4,361 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $96,000 | 5,236 |
| Total noninterest expense | $1,572,000 | 4,512 |
| Salaries and employee benefits | $932,000 | 4,201 |
| Premises and equipment expense | $96,000 | 6,873 |
| Additional noninterest expense | $544,000 | 4,048 |
| Pre-tax net operating income | $682,000 | 4,511 |
| Securities gains (losses) | $75,000 | 1,204 |
| Applicable income taxes | $176,000 | 3,992 |
| Income before extraordinary items | $581,000 | 4,338 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $581,000 | 4,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $358,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $523,250 | 4,532 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,640,000 | 3,975 |
| Total interest expense | $700,000 | 2,752 |
| Net interest income | $940,000 | 4,675 |
| Provision for loan and lease losses | $7,000 | 5,890 |
| Total noninterest income | $207,000 | 3,986 |
| Gross Fiduciary activities income | $77,000 | 699 |
| Service charges on deposit accounts | $69,000 | 4,450 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $61,000 | 4,708 |
| Total noninterest expense | $784,000 | 4,539 |
| Salaries and employee benefits | $467,000 | 4,231 |
| Premises and equipment expense | $45,000 | 7,009 |
| Additional noninterest expense | $272,000 | 4,048 |
| Pre-tax net operating income | $356,000 | 4,387 |
| Securities gains (losses) | $75,000 | 956 |
| Applicable income taxes | $112,000 | 3,591 |
| Income before extraordinary items | $319,000 | 4,110 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $319,000 | 4,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $10,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $263,500 | 4,487 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,751,000 | 3,937 |
| Total interest expense | $2,912,000 | 2,948 |
| Net interest income | $3,839,000 | 4,492 |
| Provision for loan and lease losses | $119,000 | 5,068 |
| Total noninterest income | $766,000 | 4,339 |
| Gross Fiduciary activities income | $331,000 | 674 |
| Service charges on deposit accounts | $258,000 | 4,688 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $177,000 | 5,534 |
| Total noninterest expense | $3,173,000 | 4,438 |
| Salaries and employee benefits | $1,818,000 | 4,229 |
| Premises and equipment expense | $192,000 | 6,882 |
| Additional noninterest expense | $1,163,000 | 3,813 |
| Pre-tax net operating income | $1,313,000 | 4,459 |
| Securities gains (losses) | $-11,000 | 8,793 |
| Applicable income taxes | $295,000 | 4,306 |
| Income before extraordinary items | $1,007,000 | 4,626 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,007,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,234 |
| Cash dividends | $725,000 | 2,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,015,470 | 4,433 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 3,989 |
| Total interest expense | $2,188,000 | 3,034 |
| Net interest income | $2,872,000 | 4,520 |
| Provision for loan and lease losses | $119,000 | 4,390 |
| Total noninterest income | $558,000 | 4,435 |
| Gross Fiduciary activities income | $243,000 | 686 |
| Service charges on deposit accounts | $189,000 | 4,763 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $126,000 | 5,660 |
| Total noninterest expense | $2,369,000 | 4,444 |
| Salaries and employee benefits | $1,361,000 | 4,230 |
| Premises and equipment expense | $142,000 | 6,925 |
| Additional noninterest expense | $866,000 | 3,826 |
| Pre-tax net operating income | $942,000 | 4,715 |
| Securities gains (losses) | $-11,000 | 8,949 |
| Applicable income taxes | $201,000 | 4,638 |
| Income before extraordinary items | $730,000 | 4,875 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $730,000 | 4,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,747 |
| Cash dividends | $375,000 | 3,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $738,580 | 4,641 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,400,000 | 4,006 |
| Total interest expense | $1,456,000 | 3,132 |
| Net interest income | $1,944,000 | 4,481 |
| Provision for loan and lease losses | $74,000 | 4,459 |
| Total noninterest income | $362,000 | 4,493 |
| Gross Fiduciary activities income | $162,000 | 688 |
| Service charges on deposit accounts | $117,000 | 4,913 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $83,000 | 5,662 |
| Total noninterest expense | $1,592,000 | 4,399 |
| Salaries and employee benefits | $910,000 | 4,222 |
| Premises and equipment expense | $96,000 | 6,867 |
| Additional noninterest expense | $586,000 | 3,766 |
| Pre-tax net operating income | $640,000 | 4,661 |
| Securities gains (losses) | $-10,000 | 9,045 |
| Applicable income taxes | $138,000 | 4,635 |
| Income before extraordinary items | $492,000 | 4,846 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $492,000 | 4,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,092 |
| Cash dividends | $375,000 | 2,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $499,800 | 4,595 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 3,986 |
| Total interest expense | $728,000 | 3,206 |
| Net interest income | $988,000 | 4,438 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $175,000 | 4,492 |
| Gross Fiduciary activities income | $81,000 | 706 |
| Service charges on deposit accounts | $57,000 | 4,884 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,000 | 5,843 |
| Total noninterest expense | $803,000 | 4,356 |
| Salaries and employee benefits | $462,000 | 4,149 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $289,000 | 3,765 |
| Pre-tax net operating income | $335,000 | 4,502 |
| Securities gains (losses) | $-3,000 | 9,080 |
| Applicable income taxes | $85,000 | 4,242 |
| Income before extraordinary items | $247,000 | 4,755 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $247,000 | 4,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,119 |
| Cash dividends | $30,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $249,220 | 4,527 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,077,000 | 4,012 |
| Total interest expense | $3,177,000 | 3,377 |
| Net interest income | $3,900,000 | 4,428 |
| Provision for loan and lease losses | $143,000 | 5,034 |
| Total noninterest income | $715,000 | 4,277 |
| Gross Fiduciary activities income | $320,000 | 695 |
| Service charges on deposit accounts | $242,000 | 4,778 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $153,000 | 5,555 |
| Total noninterest expense | $3,118,000 | 4,331 |
| Salaries and employee benefits | $1,910,000 | 3,891 |
| Premises and equipment expense | $345,000 | 5,138 |
| Additional noninterest expense | $863,000 | 4,672 |
| Pre-tax net operating income | $1,354,000 | 4,374 |
| Securities gains (losses) | $92,000 | 1,828 |
| Applicable income taxes | $358,000 | 4,109 |
| Income before extraordinary items | $1,088,000 | 4,355 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,088,000 | 4,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,852 |
| Cash dividends | $696,000 | 2,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,019,000 | 4,420 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,539,000 | 4,212 |
| Total interest expense | $4,115,000 | 3,710 |
| Net interest income | $3,424,000 | 4,627 |
| Provision for loan and lease losses | $81,000 | 5,963 |
| Total noninterest income | $704,000 | 4,181 |
| Gross Fiduciary activities income | $310,000 | 719 |
| Service charges on deposit accounts | $244,000 | 4,701 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $150,000 | 5,549 |
| Total noninterest expense | $3,023,000 | 4,313 |
| Salaries and employee benefits | $1,821,000 | 3,881 |
| Premises and equipment expense | $350,000 | 5,032 |
| Additional noninterest expense | $852,000 | 4,592 |
| Pre-tax net operating income | $1,024,000 | 4,844 |
| Securities gains (losses) | $65,000 | 2,113 |
| Applicable income taxes | $200,000 | 5,035 |
| Income before extraordinary items | $889,000 | 4,601 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $889,000 | 4,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,560 |
| Cash dividends | $915,000 | 2,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $835,700 | 4,648 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,387,000 | 4,388 |
| Total interest expense | $4,161,000 | 3,852 |
| Net interest income | $3,226,000 | 4,897 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $640,000 | 4,243 |
| Gross Fiduciary activities income | $294,000 | 719 |
| Service charges on deposit accounts | $272,000 | 4,308 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $74,000 | 7,070 |
| Total noninterest expense | $2,993,000 | 4,239 |
| Salaries and employee benefits | $1,729,000 | 3,898 |
| Premises and equipment expense | $193,000 | 6,884 |
| Additional noninterest expense | $1,071,000 | 3,782 |
| Pre-tax net operating income | $873,000 | 5,634 |
| Securities gains (losses) | $15,000 | 1,035 |
| Applicable income taxes | $46,000 | 7,301 |
| Income before extraordinary items | $842,000 | 4,895 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $842,000 | 4,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 9,598 |
| Cash dividends | $805,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $827,750 | 4,946 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,659,000 | 5,136 |
| Total interest expense | $2,669,000 | 5,016 |
| Net interest income | $2,990,000 | 5,172 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $680,000 | 4,072 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 4,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 3,115 |
| Total noninterest expense | $2,389,000 | 5,040 |
| Salaries and employee benefits | $1,445,000 | 4,465 |
| Premises and equipment expense | $216,000 | 6,562 |
| Additional noninterest expense | $728,000 | 5,115 |
| Pre-tax net operating income | $1,221,000 | 4,714 |
| Securities gains (losses) | $10,000 | 1,755 |
| Applicable income taxes | $296,000 | 4,846 |
| Income before extraordinary items | $935,000 | 4,636 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $935,000 | 4,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $686,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $927,400 | 4,624 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,966,000 | 5,025 |
| Total interest expense | $2,807,000 | 4,954 |
| Net interest income | $3,159,000 | 4,958 |
| Provision for loan and lease losses | $36,000 | 7,078 |
| Total noninterest income | $572,000 | 4,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $369,000 | 3,596 |
| Total noninterest expense | $2,351,000 | 4,971 |
| Salaries and employee benefits | $1,455,000 | 4,338 |
| Premises and equipment expense | $198,000 | 6,740 |
| Additional noninterest expense | $698,000 | 5,176 |
| Pre-tax net operating income | $1,344,000 | 4,515 |
| Securities gains (losses) | $78,000 | 1,438 |
| Applicable income taxes | $318,000 | 5,018 |
| Income before extraordinary items | $1,104,000 | 4,170 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,104,000 | 4,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,916 |
| Cash dividends | $915,000 | 2,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,043,160 | 4,266 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,835,000 | 5,176 |
| Total interest expense | $2,792,000 | 4,995 |
| Net interest income | $3,043,000 | 5,248 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $577,000 | 4,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $362,000 | 3,509 |
| Total noninterest expense | $2,318,000 | 5,075 |
| Salaries and employee benefits | $1,398,000 | 4,506 |
| Premises and equipment expense | $229,000 | 6,363 |
| Additional noninterest expense | $691,000 | 5,270 |
| Pre-tax net operating income | $1,290,000 | 4,996 |
| Securities gains (losses) | $46,000 | 1,392 |
| Applicable income taxes | $294,000 | 5,783 |
| Income before extraordinary items | $1,042,000 | 4,551 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,042,000 | 4,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,006,120 | 4,611 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,667,000 | 5,396 |
| Total interest expense | $2,639,000 | 5,307 |
| Net interest income | $3,028,000 | 5,411 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $533,000 | 4,947 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 3,863 |
| Total noninterest expense | $2,210,000 | 5,519 |
| Salaries and employee benefits | $1,303,000 | 4,846 |
| Premises and equipment expense | $198,000 | 7,064 |
| Additional noninterest expense | $709,000 | 5,691 |
| Pre-tax net operating income | $1,351,000 | 4,708 |
| Securities gains (losses) | $55,000 | 1,274 |
| Applicable income taxes | $367,000 | 5,162 |
| Income before extraordinary items | $1,039,000 | 4,340 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,039,000 | 4,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 10,938 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $998,300 | 4,465 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,404,000 | 5,655 |
| Total interest expense | $2,485,000 | 5,598 |
| Net interest income | $2,919,000 | 5,624 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $560,000 | 4,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 3,496 |
| Total noninterest expense | $2,182,000 | 5,595 |
| Salaries and employee benefits | $1,158,000 | 5,378 |
| Premises and equipment expense | $145,000 | 8,397 |
| Additional noninterest expense | $879,000 | 4,878 |
| Pre-tax net operating income | $1,297,000 | 4,977 |
| Securities gains (losses) | $-38,000 | 11,009 |
| Applicable income taxes | $272,000 | 6,339 |
| Income before extraordinary items | $987,000 | 4,674 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $987,000 | 4,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 11,245 |
| Cash dividends | $800,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,016,640 | 4,524 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,726,000 | 5,925 |
| Total interest expense | $1,882,000 | 5,878 |
| Net interest income | $2,844,000 | 5,841 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $466,000 | 5,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 6,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 4,238 |
| Total noninterest expense | $2,198,000 | 5,750 |
| Salaries and employee benefits | $1,187,000 | 5,289 |
| Premises and equipment expense | $277,000 | 6,051 |
| Additional noninterest expense | $734,000 | 6,101 |
| Pre-tax net operating income | $1,112,000 | 5,529 |
| Securities gains (losses) | $-15,000 | 10,127 |
| Applicable income taxes | $235,000 | 6,753 |
| Income before extraordinary items | $862,000 | 5,066 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $862,000 | 5,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 12,205 |
| Cash dividends | $800,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $873,850 | 5,078 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,745,000 | 6,038 |
| Total interest expense | $2,143,000 | 5,509 |
| Net interest income | $2,602,000 | 6,351 |
| Provision for loan and lease losses | $241,000 | 3,462 |
| Total noninterest income | $393,000 | 6,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 7,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 4,987 |
| Total noninterest expense | $1,978,000 | 6,394 |
| Salaries and employee benefits | $1,070,000 | 5,794 |
| Premises and equipment expense | $258,000 | 6,546 |
| Additional noninterest expense | $650,000 | 6,943 |
| Pre-tax net operating income | $776,000 | 6,945 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $120,000 | 9,304 |
| Income before extraordinary items | $661,000 | 6,346 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $661,000 | 6,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 2,438 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $656,750 | 6,145 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,361,000 | 6,020 |
| Total interest expense | $2,711,000 | 5,622 |
| Net interest income | $2,650,000 | 6,317 |
| Provision for loan and lease losses | $164,000 | 5,851 |
| Total noninterest income | $337,000 | 7,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 5,441 |
| Total noninterest expense | $1,832,000 | 6,846 |
| Salaries and employee benefits | $1,026,000 | 5,890 |
| Premises and equipment expense | $241,000 | 6,961 |
| Additional noninterest expense | $565,000 | 7,817 |
| Pre-tax net operating income | $991,000 | 5,661 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $230,000 | 6,993 |
| Income before extraordinary items | $758,000 | 5,590 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $758,000 | 5,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 6,172 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $760,310 | 5,236 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.