Home > The Harvard State Bank > Income and Expense
The Harvard State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $12,362,000 | 2,550 |
| Total interest expense | $4,627,000 | 2,117 |
| Net interest income | $7,735,000 | 2,744 |
| Provision for loan and lease losses | $35,000 | 2,902 |
| Total noninterest income | $967,000 | 2,765 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $182,000 | 2,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $785,000 | 2,527 |
| Total noninterest expense | $7,374,000 | 2,473 |
| Salaries and employee benefits | $3,804,000 | 2,604 |
| Premises and equipment expense | $1,023,000 | 2,005 |
| Additional noninterest expense | $785,000 | 2,527 |
| Pre-tax net operating income | $1,293,000 | 3,382 |
| Securities gains (losses) | $-56,000 | 3,679 |
| Applicable income taxes | $28,000 | 3,149 |
| Income before extraordinary items | $1,209,000 | 3,297 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,209,000 | 3,334 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,209,000 | 3,299 |
| Net charge-offs | $50,000 | 1,802 |
| Cash dividends | $920,000 | 2,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,263,880 | 3,288 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,115,000 | 2,552 |
| Total interest expense | $3,196,000 | 2,093 |
| Net interest income | $5,919,000 | 2,727 |
| Provision for loan and lease losses | $60,000 | 2,398 |
| Total noninterest income | $730,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $134,000 | 2,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $596,000 | 2,502 |
| Total noninterest expense | $5,469,000 | 2,480 |
| Salaries and employee benefits | $2,886,000 | 2,569 |
| Premises and equipment expense | $736,000 | 2,055 |
| Additional noninterest expense | $596,000 | 2,501 |
| Pre-tax net operating income | $1,120,000 | 3,337 |
| Securities gains (losses) | $-56,000 | 3,863 |
| Applicable income taxes | $20,000 | 3,205 |
| Income before extraordinary items | $1,044,000 | 3,251 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,044,000 | 3,284 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,044,000 | 3,252 |
| Net charge-offs | $34,000 | 1,648 |
| Cash dividends | $920,000 | 1,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,098,880 | 3,221 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,917,000 | 2,558 |
| Total interest expense | $1,869,000 | 2,104 |
| Net interest income | $4,048,000 | 2,720 |
| Provision for loan and lease losses | $60,000 | 2,092 |
| Total noninterest income | $493,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $88,000 | 2,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $405,000 | 2,438 |
| Total noninterest expense | $3,567,000 | 2,500 |
| Salaries and employee benefits | $1,902,000 | 2,587 |
| Premises and equipment expense | $471,000 | 2,088 |
| Additional noninterest expense | $405,000 | 2,434 |
| Pre-tax net operating income | $914,000 | 3,134 |
| Securities gains (losses) | $-56,000 | 4,106 |
| Applicable income taxes | $13,000 | 3,249 |
| Income before extraordinary items | $845,000 | 3,058 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $845,000 | 3,091 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $845,000 | 3,057 |
| Net charge-offs | $34,000 | 1,324 |
| Cash dividends | $545,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $899,880 | 3,013 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,776,000 | 2,629 |
| Total interest expense | $712,000 | 2,222 |
| Net interest income | $2,064,000 | 2,705 |
| Provision for loan and lease losses | $30,000 | 1,903 |
| Total noninterest income | $214,000 | 2,881 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $48,000 | 2,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 2,636 |
| Total noninterest expense | $1,670,000 | 2,623 |
| Salaries and employee benefits | $882,000 | 2,735 |
| Premises and equipment expense | $238,000 | 2,113 |
| Additional noninterest expense | $166,000 | 2,636 |
| Pre-tax net operating income | $578,000 | 2,941 |
| Securities gains (losses) | $-28,000 | 4,162 |
| Applicable income taxes | $5,000 | 3,258 |
| Income before extraordinary items | $545,000 | 2,805 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $545,000 | 2,805 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $545,000 | 2,805 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $335,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $572,720 | 2,780 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,204,000 | 2,488 |
| Total interest expense | $1,268,000 | 2,122 |
| Net interest income | $8,936,000 | 2,521 |
| Provision for loan and lease losses | $120,000 | 2,097 |
| Total noninterest income | $1,097,000 | 2,692 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $213,000 | 2,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $884,000 | 2,469 |
| Total noninterest expense | $7,289,000 | 2,447 |
| Salaries and employee benefits | $3,600,000 | 2,662 |
| Premises and equipment expense | $973,000 | 2,036 |
| Additional noninterest expense | $884,000 | 2,469 |
| Pre-tax net operating income | $2,624,000 | 2,804 |
| Securities gains (losses) | $-125,000 | 3,976 |
| Applicable income taxes | $31,000 | 3,378 |
| Income before extraordinary items | $2,468,000 | 2,701 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,468,000 | 2,698 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,468,000 | 2,700 |
| Net charge-offs | $129,000 | 1,121 |
| Cash dividends | $1,076,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,591,750 | 2,671 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,410,000 | 2,492 |
| Total interest expense | $682,000 | 2,227 |
| Net interest income | $6,728,000 | 2,494 |
| Provision for loan and lease losses | $90,000 | 1,934 |
| Total noninterest income | $859,000 | 2,675 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $160,000 | 2,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $699,000 | 2,441 |
| Total noninterest expense | $5,217,000 | 2,511 |
| Salaries and employee benefits | $2,588,000 | 2,723 |
| Premises and equipment expense | $710,000 | 2,088 |
| Additional noninterest expense | $699,000 | 2,441 |
| Pre-tax net operating income | $2,280,000 | 2,634 |
| Securities gains (losses) | $-97,000 | 4,214 |
| Applicable income taxes | $23,000 | 3,356 |
| Income before extraordinary items | $2,160,000 | 2,485 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,160,000 | 2,484 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,160,000 | 2,484 |
| Net charge-offs | $-1,000 | 3,079 |
| Cash dividends | $1,076,000 | 1,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,256,030 | 2,473 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,678,000 | 2,534 |
| Total interest expense | $349,000 | 2,457 |
| Net interest income | $4,329,000 | 2,517 |
| Provision for loan and lease losses | $60,000 | 1,769 |
| Total noninterest income | $592,000 | 2,637 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $100,000 | 2,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $492,000 | 2,412 |
| Total noninterest expense | $3,320,000 | 2,574 |
| Salaries and employee benefits | $1,651,000 | 2,787 |
| Premises and equipment expense | $456,000 | 2,134 |
| Additional noninterest expense | $1,213,000 | 2,292 |
| Pre-tax net operating income | $1,541,000 | 2,531 |
| Securities gains (losses) | $-40,000 | 4,204 |
| Applicable income taxes | $16,000 | 3,303 |
| Income before extraordinary items | $1,485,000 | 2,357 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,485,000 | 2,357 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,485,000 | 2,357 |
| Net charge-offs | $-1,000 | 2,999 |
| Cash dividends | $608,000 | 1,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,524,600 | 2,362 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 2,531 |
| Total interest expense | $146,000 | 2,658 |
| Net interest income | $2,133,000 | 2,496 |
| Provision for loan and lease losses | $30,000 | 1,548 |
| Total noninterest income | $317,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $48,000 | 2,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 2,295 |
| Total noninterest expense | $1,610,000 | 2,623 |
| Salaries and employee benefits | $789,000 | 2,857 |
| Premises and equipment expense | $226,000 | 2,172 |
| Additional noninterest expense | $595,000 | 2,301 |
| Pre-tax net operating income | $810,000 | 2,369 |
| Securities gains (losses) | $-2,000 | 4,032 |
| Applicable income taxes | $8,000 | 3,187 |
| Income before extraordinary items | $800,000 | 2,193 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $800,000 | 2,193 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $800,000 | 2,193 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $304,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $801,980 | 2,211 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,935,000 | 2,635 |
| Total interest expense | $722,000 | 2,672 |
| Net interest income | $8,213,000 | 2,608 |
| Provision for loan and lease losses | $265,000 | 1,504 |
| Total noninterest income | $1,607,000 | 2,479 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $173,000 | 2,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,434,000 | 2,262 |
| Total noninterest expense | $7,190,000 | 2,439 |
| Salaries and employee benefits | $3,349,000 | 2,780 |
| Premises and equipment expense | $1,012,000 | 2,012 |
| Additional noninterest expense | $2,829,000 | 2,069 |
| Pre-tax net operating income | $2,365,000 | 2,963 |
| Securities gains (losses) | $138,000 | 736 |
| Applicable income taxes | $37,000 | 3,370 |
| Income before extraordinary items | $2,466,000 | 2,764 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,466,000 | 2,765 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,466,000 | 2,765 |
| Net charge-offs | $31,000 | 1,892 |
| Cash dividends | $1,268,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,329,380 | 2,809 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,663,000 | 2,699 |
| Total interest expense | $558,000 | 2,715 |
| Net interest income | $6,105,000 | 2,666 |
| Provision for loan and lease losses | $205,000 | 1,455 |
| Total noninterest income | $1,270,000 | 2,437 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $124,000 | 2,926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,146,000 | 2,238 |
| Total noninterest expense | $5,128,000 | 2,542 |
| Salaries and employee benefits | $2,491,000 | 2,796 |
| Premises and equipment expense | $741,000 | 2,071 |
| Additional noninterest expense | $1,896,000 | 2,239 |
| Pre-tax net operating income | $2,042,000 | 2,910 |
| Securities gains (losses) | $140,000 | 687 |
| Applicable income taxes | $15,000 | 3,469 |
| Income before extraordinary items | $2,167,000 | 2,699 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,167,000 | 2,699 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,167,000 | 2,699 |
| Net charge-offs | $41,000 | 1,444 |
| Cash dividends | $1,268,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,028,400 | 2,758 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,463,000 | 2,692 |
| Total interest expense | $381,000 | 2,749 |
| Net interest income | $4,082,000 | 2,664 |
| Provision for loan and lease losses | $135,000 | 1,482 |
| Total noninterest income | $924,000 | 2,321 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $78,000 | 2,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $846,000 | 2,100 |
| Total noninterest expense | $3,384,000 | 2,548 |
| Salaries and employee benefits | $1,632,000 | 2,820 |
| Premises and equipment expense | $492,000 | 2,076 |
| Additional noninterest expense | $1,260,000 | 2,225 |
| Pre-tax net operating income | $1,487,000 | 2,784 |
| Securities gains (losses) | $155,000 | 530 |
| Applicable income taxes | $9,000 | 3,478 |
| Income before extraordinary items | $1,633,000 | 2,511 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,633,000 | 2,511 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,633,000 | 2,511 |
| Net charge-offs | $101,000 | 903 |
| Cash dividends | $800,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,479,550 | 2,620 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,242,000 | 2,670 |
| Total interest expense | $204,000 | 2,730 |
| Net interest income | $2,038,000 | 2,643 |
| Provision for loan and lease losses | $43,000 | 1,863 |
| Total noninterest income | $504,000 | 2,229 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $39,000 | 2,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $465,000 | 1,987 |
| Total noninterest expense | $1,644,000 | 2,579 |
| Salaries and employee benefits | $805,000 | 2,842 |
| Premises and equipment expense | $248,000 | 2,075 |
| Additional noninterest expense | $591,000 | 2,286 |
| Pre-tax net operating income | $855,000 | 2,579 |
| Securities gains (losses) | $74,000 | 552 |
| Applicable income taxes | $3,000 | 3,464 |
| Income before extraordinary items | $926,000 | 2,328 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $926,000 | 2,326 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $926,000 | 2,328 |
| Net charge-offs | $102,000 | 608 |
| Cash dividends | $578,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $852,000 | 2,385 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,583,000 | 2,584 |
| Total interest expense | $1,375,000 | 2,514 |
| Net interest income | $8,208,000 | 2,578 |
| Provision for loan and lease losses | $1,195,000 | 1,447 |
| Total noninterest income | $2,185,000 | 2,024 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $170,000 | 2,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,015,000 | 1,778 |
| Total noninterest expense | $7,147,000 | 2,424 |
| Salaries and employee benefits | $3,284,000 | 2,787 |
| Premises and equipment expense | $1,099,000 | 1,899 |
| Additional noninterest expense | $2,764,000 | 2,058 |
| Pre-tax net operating income | $2,051,000 | 2,920 |
| Securities gains (losses) | $14,000 | 2,219 |
| Applicable income taxes | $26,000 | 3,359 |
| Income before extraordinary items | $2,039,000 | 2,803 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,039,000 | 2,801 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,039,000 | 2,803 |
| Net charge-offs | $689,000 | 814 |
| Cash dividends | $876,000 | 2,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,025,140 | 2,768 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,182,000 | 2,594 |
| Total interest expense | $1,120,000 | 2,492 |
| Net interest income | $6,062,000 | 2,608 |
| Provision for loan and lease losses | $895,000 | 1,459 |
| Total noninterest income | $1,511,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $125,000 | 3,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,386,000 | 1,823 |
| Total noninterest expense | $5,051,000 | 2,496 |
| Salaries and employee benefits | $2,382,000 | 2,832 |
| Premises and equipment expense | $791,000 | 1,957 |
| Additional noninterest expense | $1,878,000 | 2,167 |
| Pre-tax net operating income | $1,627,000 | 2,852 |
| Securities gains (losses) | $14,000 | 2,034 |
| Applicable income taxes | $32,000 | 3,240 |
| Income before extraordinary items | $1,609,000 | 2,743 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,609,000 | 2,741 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,609,000 | 2,743 |
| Net charge-offs | $345,000 | 953 |
| Cash dividends | $859,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,595,280 | 2,702 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,693,000 | 2,661 |
| Total interest expense | $824,000 | 2,451 |
| Net interest income | $3,869,000 | 2,688 |
| Provision for loan and lease losses | $535,000 | 1,559 |
| Total noninterest income | $879,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $84,000 | 3,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $795,000 | 1,905 |
| Total noninterest expense | $3,230,000 | 2,560 |
| Salaries and employee benefits | $1,546,000 | 2,891 |
| Premises and equipment expense | $500,000 | 2,035 |
| Additional noninterest expense | $1,184,000 | 2,235 |
| Pre-tax net operating income | $983,000 | 2,952 |
| Securities gains (losses) | $1,000 | 2,174 |
| Applicable income taxes | $20,000 | 3,220 |
| Income before extraordinary items | $964,000 | 2,854 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $964,000 | 2,853 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $964,000 | 2,854 |
| Net charge-offs | $32,000 | 1,957 |
| Cash dividends | $433,000 | 2,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $963,020 | 2,813 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 2,718 |
| Total interest expense | $459,000 | 2,428 |
| Net interest income | $1,823,000 | 2,749 |
| Provision for loan and lease losses | $160,000 | 1,591 |
| Total noninterest income | $319,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $52,000 | 3,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 2,126 |
| Total noninterest expense | $1,542,000 | 2,669 |
| Salaries and employee benefits | $754,000 | 2,950 |
| Premises and equipment expense | $249,000 | 2,059 |
| Additional noninterest expense | $539,000 | 2,403 |
| Pre-tax net operating income | $440,000 | 2,945 |
| Securities gains (losses) | $1,000 | 1,614 |
| Applicable income taxes | $7,000 | 3,219 |
| Income before extraordinary items | $434,000 | 2,808 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $434,000 | 2,807 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $434,000 | 2,809 |
| Net charge-offs | $32,000 | 1,402 |
| Cash dividends | $304,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $433,020 | 2,802 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,029,000 | 2,756 |
| Total interest expense | $1,844,000 | 2,478 |
| Net interest income | $7,185,000 | 2,797 |
| Provision for loan and lease losses | $346,000 | 1,827 |
| Total noninterest income | $1,205,000 | 2,568 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $239,000 | 2,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $966,000 | 2,290 |
| Total noninterest expense | $6,582,000 | 2,546 |
| Salaries and employee benefits | $3,328,000 | 2,747 |
| Premises and equipment expense | $1,056,000 | 1,967 |
| Additional noninterest expense | $2,198,000 | 2,402 |
| Pre-tax net operating income | $1,462,000 | 3,431 |
| Securities gains (losses) | $268,000 | 550 |
| Applicable income taxes | $78,000 | 3,146 |
| Income before extraordinary items | $1,652,000 | 3,142 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,652,000 | 3,140 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,652,000 | 3,143 |
| Net charge-offs | $482,000 | 1,054 |
| Cash dividends | $1,088,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,397,400 | 3,333 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,665,000 | 2,824 |
| Total interest expense | $1,364,000 | 2,508 |
| Net interest income | $5,301,000 | 2,859 |
| Provision for loan and lease losses | $200,000 | 1,960 |
| Total noninterest income | $790,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $178,000 | 2,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $612,000 | 2,478 |
| Total noninterest expense | $4,930,000 | 2,562 |
| Salaries and employee benefits | $2,537,000 | 2,733 |
| Premises and equipment expense | $800,000 | 1,963 |
| Additional noninterest expense | $1,593,000 | 2,459 |
| Pre-tax net operating income | $961,000 | 3,683 |
| Securities gains (losses) | $218,000 | 501 |
| Applicable income taxes | $17,000 | 3,569 |
| Income before extraordinary items | $1,162,000 | 3,288 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,162,000 | 3,287 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,162,000 | 3,288 |
| Net charge-offs | $378,000 | 900 |
| Cash dividends | $901,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $946,180 | 3,548 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,379,000 | 2,854 |
| Total interest expense | $858,000 | 2,568 |
| Net interest income | $3,521,000 | 2,882 |
| Provision for loan and lease losses | $140,000 | 1,911 |
| Total noninterest income | $501,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $120,000 | 2,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $381,000 | 2,542 |
| Total noninterest expense | $3,307,000 | 2,580 |
| Salaries and employee benefits | $1,719,000 | 2,724 |
| Premises and equipment expense | $538,000 | 1,950 |
| Additional noninterest expense | $1,050,000 | 2,497 |
| Pre-tax net operating income | $575,000 | 3,818 |
| Securities gains (losses) | $203,000 | 373 |
| Applicable income taxes | $10,000 | 3,606 |
| Income before extraordinary items | $768,000 | 3,315 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $768,000 | 3,312 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $768,000 | 3,313 |
| Net charge-offs | $264,000 | 848 |
| Cash dividends | $527,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $567,030 | 3,683 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 2,895 |
| Total interest expense | $380,000 | 2,708 |
| Net interest income | $1,778,000 | 2,892 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $225,000 | 2,904 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $58,000 | 3,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 2,633 |
| Total noninterest expense | $1,570,000 | 2,672 |
| Salaries and employee benefits | $828,000 | 2,806 |
| Premises and equipment expense | $254,000 | 2,059 |
| Additional noninterest expense | $488,000 | 2,640 |
| Pre-tax net operating income | $403,000 | 3,380 |
| Securities gains (losses) | $-1,000 | 4,848 |
| Applicable income taxes | $2,000 | 3,681 |
| Income before extraordinary items | $400,000 | 3,220 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $400,000 | 3,218 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $400,000 | 3,219 |
| Net charge-offs | $-14,000 | 4,769 |
| Cash dividends | $363,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $401,000 | 3,204 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,335,000 | 2,864 |
| Total interest expense | $1,042,000 | 2,872 |
| Net interest income | $7,293,000 | 2,820 |
| Provision for loan and lease losses | $70,000 | 3,296 |
| Total noninterest income | $1,026,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $244,000 | 3,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $782,000 | 2,520 |
| Total noninterest expense | $6,717,000 | 2,532 |
| Salaries and employee benefits | $3,374,000 | 2,741 |
| Premises and equipment expense | $1,077,000 | 1,946 |
| Additional noninterest expense | $2,266,000 | 2,392 |
| Pre-tax net operating income | $1,532,000 | 3,505 |
| Securities gains (losses) | $10,000 | 714 |
| Applicable income taxes | $15,000 | 3,680 |
| Income before extraordinary items | $1,527,000 | 3,345 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,527,000 | 3,343 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,527,000 | 3,344 |
| Net charge-offs | $178,000 | 1,734 |
| Cash dividends | $819,000 | 2,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,517,100 | 3,357 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,115,000 | 2,908 |
| Total interest expense | $711,000 | 2,937 |
| Net interest income | $5,404,000 | 2,859 |
| Provision for loan and lease losses | $40,000 | 3,338 |
| Total noninterest income | $771,000 | 2,844 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $180,000 | 3,105 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $591,000 | 2,539 |
| Total noninterest expense | $5,003,000 | 2,553 |
| Salaries and employee benefits | $2,546,000 | 2,742 |
| Premises and equipment expense | $792,000 | 1,987 |
| Additional noninterest expense | $1,665,000 | 2,413 |
| Pre-tax net operating income | $1,132,000 | 3,583 |
| Securities gains (losses) | $10,000 | 710 |
| Applicable income taxes | $11,000 | 3,758 |
| Income before extraordinary items | $1,131,000 | 3,409 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,131,000 | 3,408 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,131,000 | 3,408 |
| Net charge-offs | $52,000 | 2,185 |
| Cash dividends | $819,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,121,100 | 3,419 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,011,000 | 2,927 |
| Total interest expense | $435,000 | 3,008 |
| Net interest income | $3,576,000 | 2,878 |
| Provision for loan and lease losses | $10,000 | 3,554 |
| Total noninterest income | $518,000 | 2,837 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $120,000 | 3,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $398,000 | 2,523 |
| Total noninterest expense | $3,342,000 | 2,565 |
| Salaries and employee benefits | $1,719,000 | 2,740 |
| Premises and equipment expense | $508,000 | 2,049 |
| Additional noninterest expense | $1,115,000 | 2,422 |
| Pre-tax net operating income | $742,000 | 3,604 |
| Securities gains (losses) | $9,000 | 622 |
| Applicable income taxes | $6,000 | 3,781 |
| Income before extraordinary items | $745,000 | 3,407 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $745,000 | 3,406 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $745,000 | 3,406 |
| Net charge-offs | $54,000 | 1,716 |
| Cash dividends | $468,000 | 2,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $736,090 | 3,419 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 2,974 |
| Total interest expense | $199,000 | 3,080 |
| Net interest income | $1,766,000 | 2,917 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $251,000 | 2,844 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $60,000 | 3,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 2,548 |
| Total noninterest expense | $1,677,000 | 2,580 |
| Salaries and employee benefits | $846,000 | 2,789 |
| Premises and equipment expense | $242,000 | 2,155 |
| Additional noninterest expense | $589,000 | 2,316 |
| Pre-tax net operating income | $340,000 | 3,678 |
| Securities gains (losses) | $8,000 | 468 |
| Applicable income taxes | $2,000 | 3,795 |
| Income before extraordinary items | $346,000 | 3,475 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $346,000 | 3,474 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $346,000 | 3,475 |
| Net charge-offs | $-4,000 | 4,365 |
| Cash dividends | $281,000 | 1,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $338,080 | 3,509 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,598,000 | 2,972 |
| Total interest expense | $690,000 | 3,148 |
| Net interest income | $6,908,000 | 2,918 |
| Provision for loan and lease losses | $140,000 | 2,722 |
| Total noninterest income | $1,303,000 | 2,572 |
| Gross Fiduciary activities income | $159,000 | 738 |
| Service charges on deposit accounts | $232,000 | 3,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $912,000 | 2,394 |
| Total noninterest expense | $6,648,000 | 2,592 |
| Salaries and employee benefits | $3,420,000 | 2,750 |
| Premises and equipment expense | $972,000 | 2,156 |
| Additional noninterest expense | $2,256,000 | 2,444 |
| Pre-tax net operating income | $1,423,000 | 3,598 |
| Securities gains (losses) | $149,000 | 487 |
| Applicable income taxes | $19,000 | 3,769 |
| Income before extraordinary items | $1,553,000 | 3,072 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,553,000 | 3,070 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,553,000 | 3,072 |
| Net charge-offs | $135,000 | 2,166 |
| Cash dividends | $969,000 | 2,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,405,490 | 3,205 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,680,000 | 2,992 |
| Total interest expense | $501,000 | 3,212 |
| Net interest income | $5,179,000 | 2,936 |
| Provision for loan and lease losses | $150,000 | 2,287 |
| Total noninterest income | $966,000 | 2,619 |
| Gross Fiduciary activities income | $118,000 | 740 |
| Service charges on deposit accounts | $174,000 | 3,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $674,000 | 2,441 |
| Total noninterest expense | $4,747,000 | 2,693 |
| Salaries and employee benefits | $2,514,000 | 2,810 |
| Premises and equipment expense | $666,000 | 2,292 |
| Additional noninterest expense | $1,567,000 | 2,587 |
| Pre-tax net operating income | $1,248,000 | 3,435 |
| Securities gains (losses) | $156,000 | 432 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,404,000 | 2,964 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,404,000 | 2,963 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,404,000 | 2,964 |
| Net charge-offs | $-7,000 | 4,638 |
| Cash dividends | $875,000 | 1,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,248,000 | 3,124 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,768,000 | 2,998 |
| Total interest expense | $330,000 | 3,196 |
| Net interest income | $3,438,000 | 2,932 |
| Provision for loan and lease losses | $120,000 | 2,050 |
| Total noninterest income | $637,000 | 2,634 |
| Gross Fiduciary activities income | $81,000 | 741 |
| Service charges on deposit accounts | $114,000 | 3,301 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $442,000 | 2,472 |
| Total noninterest expense | $3,074,000 | 2,752 |
| Salaries and employee benefits | $1,642,000 | 2,862 |
| Premises and equipment expense | $427,000 | 2,358 |
| Additional noninterest expense | $1,005,000 | 2,656 |
| Pre-tax net operating income | $881,000 | 3,333 |
| Securities gains (losses) | $114,000 | 403 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $995,000 | 2,827 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $995,000 | 2,827 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $995,000 | 2,827 |
| Net charge-offs | $-71,000 | 5,361 |
| Cash dividends | $527,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $881,000 | 2,996 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 3,040 |
| Total interest expense | $159,000 | 3,260 |
| Net interest income | $1,686,000 | 2,981 |
| Provision for loan and lease losses | $60,000 | 1,878 |
| Total noninterest income | $334,000 | 2,576 |
| Gross Fiduciary activities income | $50,000 | 732 |
| Service charges on deposit accounts | $57,000 | 3,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 2,413 |
| Total noninterest expense | $1,464,000 | 2,878 |
| Salaries and employee benefits | $795,000 | 2,959 |
| Premises and equipment expense | $212,000 | 2,415 |
| Additional noninterest expense | $457,000 | 2,841 |
| Pre-tax net operating income | $496,000 | 3,090 |
| Securities gains (losses) | $27,000 | 460 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $523,000 | 2,681 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $523,000 | 2,681 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $523,000 | 2,681 |
| Net charge-offs | $-47,000 | 5,456 |
| Cash dividends | $351,000 | 1,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $496,000 | 2,753 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,999,000 | 2,851 |
| Total interest expense | $619,000 | 3,269 |
| Net interest income | $7,380,000 | 2,776 |
| Provision for loan and lease losses | $339,000 | 1,881 |
| Total noninterest income | $1,345,000 | 2,628 |
| Gross Fiduciary activities income | $220,000 | 725 |
| Service charges on deposit accounts | $259,000 | 3,205 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $866,000 | 2,573 |
| Total noninterest expense | $6,605,000 | 2,672 |
| Salaries and employee benefits | $3,493,000 | 2,751 |
| Premises and equipment expense | $827,000 | 2,433 |
| Additional noninterest expense | $2,285,000 | 2,488 |
| Pre-tax net operating income | $1,781,000 | 3,255 |
| Securities gains (losses) | $198,000 | 882 |
| Applicable income taxes | $26,000 | 3,794 |
| Income before extraordinary items | $1,953,000 | 2,839 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,953,000 | 2,837 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,953,000 | 2,838 |
| Net charge-offs | $295,000 | 1,539 |
| Cash dividends | $868,000 | 2,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,756,980 | 2,959 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,015,000 | 2,847 |
| Total interest expense | $458,000 | 3,307 |
| Net interest income | $5,557,000 | 2,775 |
| Provision for loan and lease losses | $279,000 | 1,703 |
| Total noninterest income | $959,000 | 2,684 |
| Gross Fiduciary activities income | $149,000 | 734 |
| Service charges on deposit accounts | $193,000 | 3,238 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $617,000 | 2,629 |
| Total noninterest expense | $4,743,000 | 2,744 |
| Salaries and employee benefits | $2,529,000 | 2,817 |
| Premises and equipment expense | $577,000 | 2,570 |
| Additional noninterest expense | $1,637,000 | 2,600 |
| Pre-tax net operating income | $1,494,000 | 3,112 |
| Securities gains (losses) | $179,000 | 870 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,673,000 | 2,630 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,673,000 | 2,631 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,673,000 | 2,631 |
| Net charge-offs | $252,000 | 1,284 |
| Cash dividends | $700,000 | 2,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,494,000 | 2,776 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,038,000 | 2,846 |
| Total interest expense | $300,000 | 3,354 |
| Net interest income | $3,738,000 | 2,763 |
| Provision for loan and lease losses | $219,000 | 1,537 |
| Total noninterest income | $619,000 | 2,710 |
| Gross Fiduciary activities income | $88,000 | 753 |
| Service charges on deposit accounts | $125,000 | 3,266 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $406,000 | 2,641 |
| Total noninterest expense | $3,128,000 | 2,763 |
| Salaries and employee benefits | $1,643,000 | 2,879 |
| Premises and equipment expense | $385,000 | 2,585 |
| Additional noninterest expense | $1,100,000 | 2,583 |
| Pre-tax net operating income | $1,010,000 | 3,056 |
| Securities gains (losses) | $148,000 | 740 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,158,000 | 2,541 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,158,000 | 2,540 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,158,000 | 2,540 |
| Net charge-offs | $54,000 | 2,091 |
| Cash dividends | $194,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,010,000 | 2,711 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,092,000 | 2,785 |
| Total interest expense | $148,000 | 3,406 |
| Net interest income | $1,944,000 | 2,692 |
| Provision for loan and lease losses | $120,000 | 1,367 |
| Total noninterest income | $297,000 | 2,741 |
| Gross Fiduciary activities income | $50,000 | 740 |
| Service charges on deposit accounts | $66,000 | 3,163 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $181,000 | 2,749 |
| Total noninterest expense | $1,542,000 | 2,808 |
| Salaries and employee benefits | $806,000 | 2,932 |
| Premises and equipment expense | $193,000 | 2,604 |
| Additional noninterest expense | $543,000 | 2,602 |
| Pre-tax net operating income | $579,000 | 2,784 |
| Securities gains (losses) | $102,000 | 522 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $681,000 | 2,240 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $681,000 | 2,240 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $681,000 | 2,240 |
| Net charge-offs | $268,000 | 527 |
| Cash dividends | $91,000 | 2,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $579,000 | 2,452 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,850,000 | 2,873 |
| Total interest expense | $647,000 | 3,219 |
| Net interest income | $7,203,000 | 2,806 |
| Provision for loan and lease losses | $471,000 | 1,424 |
| Total noninterest income | $1,009,000 | 3,055 |
| Gross Fiduciary activities income | $250,000 | 719 |
| Service charges on deposit accounts | $290,000 | 3,093 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $469,000 | 3,376 |
| Total noninterest expense | $6,748,000 | 2,625 |
| Salaries and employee benefits | $3,503,000 | 2,737 |
| Premises and equipment expense | $830,000 | 2,486 |
| Additional noninterest expense | $2,415,000 | 2,412 |
| Pre-tax net operating income | $993,000 | 4,114 |
| Securities gains (losses) | $118,000 | 1,074 |
| Applicable income taxes | $11,000 | 4,073 |
| Income before extraordinary items | $1,100,000 | 3,769 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,100,000 | 3,769 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,100,000 | 3,770 |
| Net charge-offs | $260,000 | 1,737 |
| Cash dividends | $765,000 | 2,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $983,180 | 3,911 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,915,000 | 2,888 |
| Total interest expense | $494,000 | 3,235 |
| Net interest income | $5,421,000 | 2,817 |
| Provision for loan and lease losses | $381,000 | 1,296 |
| Total noninterest income | $817,000 | 2,940 |
| Gross Fiduciary activities income | $152,000 | 750 |
| Service charges on deposit accounts | $218,000 | 3,107 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $447,000 | 3,058 |
| Total noninterest expense | $5,024,000 | 2,654 |
| Salaries and employee benefits | $2,662,000 | 2,718 |
| Premises and equipment expense | $631,000 | 2,493 |
| Additional noninterest expense | $1,731,000 | 2,496 |
| Pre-tax net operating income | $833,000 | 4,030 |
| Securities gains (losses) | $83,000 | 1,149 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $916,000 | 3,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $916,000 | 3,650 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $916,000 | 3,651 |
| Net charge-offs | $189,000 | 1,604 |
| Cash dividends | $646,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $833,000 | 3,760 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,001,000 | 2,863 |
| Total interest expense | $331,000 | 3,249 |
| Net interest income | $3,670,000 | 2,790 |
| Provision for loan and lease losses | $241,000 | 1,325 |
| Total noninterest income | $480,000 | 3,157 |
| Gross Fiduciary activities income | $105,000 | 760 |
| Service charges on deposit accounts | $144,000 | 3,102 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $231,000 | 3,421 |
| Total noninterest expense | $3,366,000 | 2,669 |
| Salaries and employee benefits | $1,759,000 | 2,752 |
| Premises and equipment expense | $425,000 | 2,484 |
| Additional noninterest expense | $1,182,000 | 2,463 |
| Pre-tax net operating income | $543,000 | 4,056 |
| Securities gains (losses) | $59,000 | 1,140 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $602,000 | 3,665 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $602,000 | 3,666 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $602,000 | 3,667 |
| Net charge-offs | $206,000 | 1,168 |
| Cash dividends | $342,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $543,000 | 3,769 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 2,856 |
| Total interest expense | $168,000 | 3,240 |
| Net interest income | $1,842,000 | 2,776 |
| Provision for loan and lease losses | $95,000 | 1,504 |
| Total noninterest income | $348,000 | 2,583 |
| Gross Fiduciary activities income | $62,000 | 738 |
| Service charges on deposit accounts | $74,000 | 3,026 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $212,000 | 2,554 |
| Total noninterest expense | $1,728,000 | 2,622 |
| Salaries and employee benefits | $904,000 | 2,718 |
| Premises and equipment expense | $222,000 | 2,442 |
| Additional noninterest expense | $602,000 | 2,406 |
| Pre-tax net operating income | $367,000 | 3,527 |
| Securities gains (losses) | $25,000 | 1,138 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $392,000 | 3,158 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $392,000 | 3,161 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $392,000 | 3,161 |
| Net charge-offs | $35,000 | 1,797 |
| Cash dividends | $304,000 | 1,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $367,000 | 3,203 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,370,000 | 2,791 |
| Total interest expense | $743,000 | 3,182 |
| Net interest income | $7,627,000 | 2,731 |
| Provision for loan and lease losses | $734,000 | 1,091 |
| Total noninterest income | $1,169,000 | 2,874 |
| Gross Fiduciary activities income | $291,000 | 708 |
| Service charges on deposit accounts | $315,000 | 3,114 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $563,000 | 3,106 |
| Total noninterest expense | $7,500,000 | 2,448 |
| Salaries and employee benefits | $3,677,000 | 2,680 |
| Premises and equipment expense | $939,000 | 2,360 |
| Additional noninterest expense | $2,884,000 | 2,105 |
| Pre-tax net operating income | $562,000 | 4,919 |
| Securities gains (losses) | $88,000 | 1,350 |
| Applicable income taxes | $6,000 | 4,280 |
| Income before extraordinary items | $644,000 | 4,598 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $644,000 | 4,599 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $644,000 | 4,599 |
| Net charge-offs | $1,298,000 | 727 |
| Cash dividends | $516,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $556,880 | 4,741 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,371,000 | 2,783 |
| Total interest expense | $560,000 | 3,231 |
| Net interest income | $5,811,000 | 2,713 |
| Provision for loan and lease losses | $620,000 | 972 |
| Total noninterest income | $837,000 | 2,966 |
| Gross Fiduciary activities income | $191,000 | 730 |
| Service charges on deposit accounts | $234,000 | 3,165 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $412,000 | 3,193 |
| Total noninterest expense | $5,449,000 | 2,533 |
| Salaries and employee benefits | $2,743,000 | 2,689 |
| Premises and equipment expense | $663,000 | 2,505 |
| Additional noninterest expense | $2,043,000 | 2,198 |
| Pre-tax net operating income | $579,000 | 4,619 |
| Securities gains (losses) | $71,000 | 1,222 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $650,000 | 4,243 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $650,000 | 4,244 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $650,000 | 4,244 |
| Net charge-offs | $798,000 | 802 |
| Cash dividends | $516,000 | 2,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $579,000 | 4,357 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,429,000 | 2,693 |
| Total interest expense | $374,000 | 3,265 |
| Net interest income | $4,055,000 | 2,608 |
| Provision for loan and lease losses | $530,000 | 796 |
| Total noninterest income | $569,000 | 2,904 |
| Gross Fiduciary activities income | $136,000 | 723 |
| Service charges on deposit accounts | $156,000 | 3,147 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $277,000 | 3,151 |
| Total noninterest expense | $3,774,000 | 2,455 |
| Salaries and employee benefits | $1,799,000 | 2,734 |
| Premises and equipment expense | $449,000 | 2,479 |
| Additional noninterest expense | $1,526,000 | 2,000 |
| Pre-tax net operating income | $320,000 | 4,817 |
| Securities gains (losses) | $53,000 | 1,133 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $373,000 | 4,416 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $373,000 | 4,419 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $373,000 | 4,420 |
| Net charge-offs | $627,000 | 722 |
| Cash dividends | $258,000 | 2,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $320,000 | 4,574 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,290,000 | 2,608 |
| Total interest expense | $188,000 | 3,308 |
| Net interest income | $2,102,000 | 2,513 |
| Provision for loan and lease losses | $440,000 | 510 |
| Total noninterest income | $384,000 | 2,434 |
| Gross Fiduciary activities income | $80,000 | 694 |
| Service charges on deposit accounts | $84,000 | 3,004 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $220,000 | 2,415 |
| Total noninterest expense | $1,941,000 | 2,401 |
| Salaries and employee benefits | $852,000 | 2,855 |
| Premises and equipment expense | $233,000 | 2,456 |
| Additional noninterest expense | $856,000 | 1,777 |
| Pre-tax net operating income | $105,000 | 5,222 |
| Securities gains (losses) | $27,000 | 855 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $132,000 | 4,850 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $132,000 | 4,852 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $132,000 | 4,851 |
| Net charge-offs | $548,000 | 466 |
| Cash dividends | $258,000 | 1,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $105,000 | 5,066 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,357,000 | 2,578 |
| Total interest expense | $918,000 | 3,133 |
| Net interest income | $8,439,000 | 2,478 |
| Provision for loan and lease losses | $2,793,000 | 464 |
| Total noninterest income | $2,816,000 | 1,681 |
| Gross Fiduciary activities income | $312,000 | 698 |
| Service charges on deposit accounts | $367,000 | 3,003 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,137,000 | 1,440 |
| Total noninterest expense | $8,014,000 | 2,334 |
| Salaries and employee benefits | $3,966,000 | 2,495 |
| Premises and equipment expense | $918,000 | 2,421 |
| Additional noninterest expense | $3,130,000 | 2,005 |
| Pre-tax net operating income | $448,000 | 5,116 |
| Securities gains (losses) | $72,000 | 1,548 |
| Applicable income taxes | $5,000 | 4,396 |
| Income before extraordinary items | $515,000 | 4,869 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $515,000 | 4,872 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $515,000 | 4,872 |
| Net charge-offs | $3,533,000 | 471 |
| Cash dividends | $573,000 | 2,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $443,720 | 4,976 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,899,000 | 2,643 |
| Total interest expense | $712,000 | 3,136 |
| Net interest income | $6,187,000 | 2,548 |
| Provision for loan and lease losses | $2,628,000 | 386 |
| Total noninterest income | $2,414,000 | 1,557 |
| Gross Fiduciary activities income | $197,000 | 719 |
| Service charges on deposit accounts | $276,000 | 3,012 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,941,000 | 1,302 |
| Total noninterest expense | $5,797,000 | 2,411 |
| Salaries and employee benefits | $3,065,000 | 2,442 |
| Premises and equipment expense | $694,000 | 2,430 |
| Additional noninterest expense | $2,038,000 | 2,271 |
| Pre-tax net operating income | $176,000 | 5,748 |
| Securities gains (losses) | $67,000 | 1,461 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $243,000 | 5,478 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $243,000 | 5,479 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $243,000 | 5,480 |
| Net charge-offs | $3,019,000 | 422 |
| Cash dividends | $573,000 | 1,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $176,000 | 5,663 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,682,000 | 2,596 |
| Total interest expense | $494,000 | 3,102 |
| Net interest income | $4,188,000 | 2,496 |
| Provision for loan and lease losses | $2,188,000 | 327 |
| Total noninterest income | $1,588,000 | 1,574 |
| Gross Fiduciary activities income | $128,000 | 735 |
| Service charges on deposit accounts | $186,000 | 2,943 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,274,000 | 1,333 |
| Total noninterest expense | $3,791,000 | 2,454 |
| Salaries and employee benefits | $2,035,000 | 2,460 |
| Premises and equipment expense | $496,000 | 2,304 |
| Additional noninterest expense | $1,260,000 | 2,428 |
| Pre-tax net operating income | $-203,000 | 6,559 |
| Securities gains (losses) | $67,000 | 1,343 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-136,000 | 6,552 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-136,000 | 6,554 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-136,000 | 6,554 |
| Net charge-offs | $2,054,000 | 437 |
| Cash dividends | $365,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-203,000 | 6,577 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,398,000 | 2,551 |
| Total interest expense | $261,000 | 3,051 |
| Net interest income | $2,137,000 | 2,458 |
| Provision for loan and lease losses | $1,788,000 | 230 |
| Total noninterest income | $1,089,000 | 1,280 |
| Gross Fiduciary activities income | $64,000 | 739 |
| Service charges on deposit accounts | $93,000 | 2,930 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $932,000 | 1,045 |
| Total noninterest expense | $1,958,000 | 2,415 |
| Salaries and employee benefits | $1,023,000 | 2,469 |
| Premises and equipment expense | $256,000 | 2,269 |
| Additional noninterest expense | $679,000 | 2,297 |
| Pre-tax net operating income | $-520,000 | 6,862 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-520,000 | 6,878 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-520,000 | 6,879 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-520,000 | 6,879 |
| Net charge-offs | $1,913,000 | 274 |
| Cash dividends | $365,000 | 1,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-520,000 | 6,864 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,624,000 | 2,426 |
| Total interest expense | $1,497,000 | 2,719 |
| Net interest income | $9,127,000 | 2,351 |
| Provision for loan and lease losses | $2,031,000 | 1,050 |
| Total noninterest income | $1,679,000 | 2,451 |
| Gross Fiduciary activities income | $295,000 | 707 |
| Service charges on deposit accounts | $415,000 | 2,857 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $969,000 | 2,412 |
| Total noninterest expense | $7,720,000 | 2,448 |
| Salaries and employee benefits | $4,036,000 | 2,421 |
| Premises and equipment expense | $951,000 | 2,363 |
| Additional noninterest expense | $2,733,000 | 2,375 |
| Pre-tax net operating income | $1,055,000 | 3,941 |
| Securities gains (losses) | $55,000 | 2,669 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,110,000 | 3,700 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,110,000 | 3,701 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,110,000 | 3,703 |
| Net charge-offs | $2,651,000 | 929 |
| Cash dividends | $1,060,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,055,000 | 3,639 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,026,000 | 2,451 |
| Total interest expense | $1,177,000 | 2,723 |
| Net interest income | $6,849,000 | 2,392 |
| Provision for loan and lease losses | $1,431,000 | 1,120 |
| Total noninterest income | $1,300,000 | 2,403 |
| Gross Fiduciary activities income | $226,000 | 702 |
| Service charges on deposit accounts | $313,000 | 2,874 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $761,000 | 2,337 |
| Total noninterest expense | $5,812,000 | 2,445 |
| Salaries and employee benefits | $3,083,000 | 2,393 |
| Premises and equipment expense | $730,000 | 2,357 |
| Additional noninterest expense | $1,999,000 | 2,422 |
| Pre-tax net operating income | $906,000 | 3,809 |
| Securities gains (losses) | $8,000 | 3,171 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $914,000 | 3,600 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $914,000 | 3,600 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $914,000 | 3,602 |
| Net charge-offs | $1,583,000 | 1,073 |
| Cash dividends | $1,060,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $906,000 | 3,471 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,318,000 | 2,484 |
| Total interest expense | $808,000 | 2,747 |
| Net interest income | $4,510,000 | 2,416 |
| Provision for loan and lease losses | $1,125,000 | 1,003 |
| Total noninterest income | $836,000 | 2,428 |
| Gross Fiduciary activities income | $164,000 | 689 |
| Service charges on deposit accounts | $204,000 | 2,903 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $468,000 | 2,413 |
| Total noninterest expense | $3,943,000 | 2,393 |
| Salaries and employee benefits | $2,099,000 | 2,355 |
| Premises and equipment expense | $485,000 | 2,344 |
| Additional noninterest expense | $1,359,000 | 2,390 |
| Pre-tax net operating income | $278,000 | 4,933 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $279,000 | 4,916 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $279,000 | 4,919 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $279,000 | 4,919 |
| Net charge-offs | $1,149,000 | 1,027 |
| Cash dividends | $716,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $278,000 | 4,732 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,708,000 | 2,473 |
| Total interest expense | $418,000 | 2,777 |
| Net interest income | $2,290,000 | 2,395 |
| Provision for loan and lease losses | $985,000 | 627 |
| Total noninterest income | $424,000 | 2,394 |
| Gross Fiduciary activities income | $104,000 | 648 |
| Service charges on deposit accounts | $103,000 | 2,869 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $217,000 | 2,544 |
| Total noninterest expense | $2,039,000 | 2,327 |
| Salaries and employee benefits | $1,044,000 | 2,383 |
| Premises and equipment expense | $244,000 | 2,336 |
| Additional noninterest expense | $751,000 | 2,148 |
| Pre-tax net operating income | $-310,000 | 6,949 |
| Securities gains (losses) | $19,000 | 1,613 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-291,000 | 6,979 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-291,000 | 6,979 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-291,000 | 6,979 |
| Net charge-offs | $836,000 | 764 |
| Cash dividends | $716,000 | 641 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-310,000 | 6,960 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,605,000 | 2,403 |
| Total interest expense | $2,011,000 | 2,771 |
| Net interest income | $9,594,000 | 2,282 |
| Provision for loan and lease losses | $3,260,000 | 1,116 |
| Total noninterest income | $2,382,000 | 1,779 |
| Gross Fiduciary activities income | $250,000 | 691 |
| Service charges on deposit accounts | $456,000 | 2,771 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,676,000 | 1,526 |
| Total noninterest expense | $7,644,000 | 2,472 |
| Salaries and employee benefits | $3,921,000 | 2,447 |
| Premises and equipment expense | $1,009,000 | 2,395 |
| Additional noninterest expense | $2,714,000 | 2,420 |
| Pre-tax net operating income | $1,072,000 | 3,586 |
| Securities gains (losses) | $-5,000 | 6,825 |
| Applicable income taxes | $7,000 | 4,380 |
| Income before extraordinary items | $1,060,000 | 3,443 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,060,000 | 3,445 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,060,000 | 3,446 |
| Net charge-offs | $1,809,000 | 1,654 |
| Cash dividends | $1,156,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,064,950 | 3,314 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,850,000 | 2,382 |
| Total interest expense | $1,577,000 | 2,764 |
| Net interest income | $7,273,000 | 2,268 |
| Provision for loan and lease losses | $1,060,000 | 1,895 |
| Total noninterest income | $1,007,000 | 2,611 |
| Gross Fiduciary activities income | $168,000 | 708 |
| Service charges on deposit accounts | $341,000 | 2,774 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $498,000 | 2,716 |
| Total noninterest expense | $5,596,000 | 2,519 |
| Salaries and employee benefits | $2,965,000 | 2,430 |
| Premises and equipment expense | $722,000 | 2,507 |
| Additional noninterest expense | $1,909,000 | 2,566 |
| Pre-tax net operating income | $1,624,000 | 2,429 |
| Securities gains (losses) | $5,000 | 3,216 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,629,000 | 2,176 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,629,000 | 2,176 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,629,000 | 2,177 |
| Net charge-offs | $1,396,000 | 1,566 |
| Cash dividends | $1,156,000 | 1,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,624,000 | 2,085 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,783,000 | 2,456 |
| Total interest expense | $1,106,000 | 2,738 |
| Net interest income | $4,677,000 | 2,350 |
| Provision for loan and lease losses | $610,000 | 2,030 |
| Total noninterest income | $652,000 | 2,665 |
| Gross Fiduciary activities income | $113,000 | 714 |
| Service charges on deposit accounts | $226,000 | 2,777 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $313,000 | 2,806 |
| Total noninterest expense | $3,730,000 | 2,552 |
| Salaries and employee benefits | $2,022,000 | 2,402 |
| Premises and equipment expense | $494,000 | 2,480 |
| Additional noninterest expense | $1,214,000 | 2,723 |
| Pre-tax net operating income | $989,000 | 2,554 |
| Securities gains (losses) | $7,000 | 2,466 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $996,000 | 2,290 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $996,000 | 2,290 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $996,000 | 2,290 |
| Net charge-offs | $600,000 | 1,953 |
| Cash dividends | $772,000 | 1,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $989,000 | 2,217 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,853,000 | 2,498 |
| Total interest expense | $569,000 | 2,749 |
| Net interest income | $2,284,000 | 2,405 |
| Provision for loan and lease losses | $280,000 | 2,070 |
| Total noninterest income | $326,000 | 2,689 |
| Gross Fiduciary activities income | $65,000 | 686 |
| Service charges on deposit accounts | $111,000 | 2,768 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $150,000 | 2,897 |
| Total noninterest expense | $1,899,000 | 2,522 |
| Salaries and employee benefits | $1,055,000 | 2,317 |
| Premises and equipment expense | $258,000 | 2,424 |
| Additional noninterest expense | $586,000 | 2,766 |
| Pre-tax net operating income | $431,000 | 2,821 |
| Securities gains (losses) | $-5,000 | 7,103 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $426,000 | 2,538 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $426,000 | 2,537 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $426,000 | 2,538 |
| Net charge-offs | $109,000 | 2,647 |
| Cash dividends | $632,000 | 591 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $431,000 | 2,463 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,251,000 | 2,452 |
| Total interest expense | $2,796,000 | 2,755 |
| Net interest income | $9,455,000 | 2,305 |
| Provision for loan and lease losses | $1,125,000 | 2,876 |
| Total noninterest income | $1,662,000 | 2,364 |
| Gross Fiduciary activities income | $145,000 | 813 |
| Service charges on deposit accounts | $525,000 | 2,552 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $992,000 | 2,189 |
| Total noninterest expense | $8,263,000 | 2,339 |
| Salaries and employee benefits | $4,237,000 | 2,274 |
| Premises and equipment expense | $1,021,000 | 2,434 |
| Additional noninterest expense | $3,005,000 | 2,290 |
| Pre-tax net operating income | $1,729,000 | 2,498 |
| Securities gains (losses) | $201,000 | 1,586 |
| Applicable income taxes | $11,000 | 4,198 |
| Income before extraordinary items | $1,919,000 | 2,097 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,919,000 | 2,098 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,919,000 | 2,099 |
| Net charge-offs | $1,238,000 | 2,406 |
| Cash dividends | $1,034,000 | 1,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,720,010 | 2,184 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,236,000 | 2,495 |
| Total interest expense | $2,179,000 | 2,773 |
| Net interest income | $7,057,000 | 2,360 |
| Provision for loan and lease losses | $800,000 | 2,848 |
| Total noninterest income | $1,210,000 | 2,408 |
| Gross Fiduciary activities income | $101,000 | 813 |
| Service charges on deposit accounts | $400,000 | 2,586 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $709,000 | 2,243 |
| Total noninterest expense | $6,291,000 | 2,307 |
| Salaries and employee benefits | $3,256,000 | 2,231 |
| Premises and equipment expense | $776,000 | 2,446 |
| Additional noninterest expense | $2,259,000 | 2,259 |
| Pre-tax net operating income | $1,176,000 | 2,820 |
| Securities gains (losses) | $197,000 | 1,387 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,373,000 | 2,313 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,373,000 | 2,309 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,373,000 | 2,314 |
| Net charge-offs | $707,000 | 2,622 |
| Cash dividends | $1,034,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,176,000 | 2,460 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,173,000 | 2,516 |
| Total interest expense | $1,517,000 | 2,762 |
| Net interest income | $4,656,000 | 2,390 |
| Provision for loan and lease losses | $500,000 | 2,840 |
| Total noninterest income | $823,000 | 2,332 |
| Gross Fiduciary activities income | $64,000 | 834 |
| Service charges on deposit accounts | $268,000 | 2,580 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $491,000 | 2,120 |
| Total noninterest expense | $4,180,000 | 2,314 |
| Salaries and employee benefits | $2,209,000 | 2,205 |
| Premises and equipment expense | $543,000 | 2,369 |
| Additional noninterest expense | $1,428,000 | 2,354 |
| Pre-tax net operating income | $799,000 | 2,801 |
| Securities gains (losses) | $198,000 | 958 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $997,000 | 2,127 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $997,000 | 2,125 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $997,000 | 2,129 |
| Net charge-offs | $515,000 | 2,413 |
| Cash dividends | $772,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $799,000 | 2,413 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,177,000 | 2,506 |
| Total interest expense | $780,000 | 2,810 |
| Net interest income | $2,397,000 | 2,349 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $446,000 | 2,207 |
| Gross Fiduciary activities income | $31,000 | 851 |
| Service charges on deposit accounts | $134,000 | 2,560 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $281,000 | 1,915 |
| Total noninterest expense | $2,145,000 | 2,271 |
| Salaries and employee benefits | $1,131,000 | 2,184 |
| Premises and equipment expense | $284,000 | 2,319 |
| Additional noninterest expense | $730,000 | 2,315 |
| Pre-tax net operating income | $473,000 | 2,517 |
| Securities gains (losses) | $80,000 | 888 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $553,000 | 1,956 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $553,000 | 1,954 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $553,000 | 1,956 |
| Net charge-offs | $230,000 | 2,283 |
| Cash dividends | $620,000 | 544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $473,000 | 2,148 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,056,000 | 2,954 |
| Total interest expense | $3,354,000 | 3,151 |
| Net interest income | $7,702,000 | 2,821 |
| Provision for loan and lease losses | $1,738,000 | 2,673 |
| Total noninterest income | $4,689,000 | 1,161 |
| Gross Fiduciary activities income | $129,000 | 837 |
| Service charges on deposit accounts | $599,000 | 2,541 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,961,000 | 853 |
| Total noninterest expense | $6,979,000 | 2,804 |
| Salaries and employee benefits | $3,408,000 | 2,849 |
| Premises and equipment expense | $814,000 | 3,087 |
| Additional noninterest expense | $2,757,000 | 2,527 |
| Pre-tax net operating income | $3,674,000 | 1,116 |
| Securities gains (losses) | $-42,000 | 7,152 |
| Applicable income taxes | $-13,000 | 6,263 |
| Income before extraordinary items | $3,645,000 | 940 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,645,000 | 940 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,645,000 | 939 |
| Net charge-offs | $952,000 | 2,922 |
| Cash dividends | $1,152,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,687,000 | 923 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,877,000 | 3,153 |
| Total interest expense | $2,510,000 | 3,281 |
| Net interest income | $5,367,000 | 3,001 |
| Provision for loan and lease losses | $688,000 | 3,316 |
| Total noninterest income | $4,319,000 | 984 |
| Gross Fiduciary activities income | $83,000 | 843 |
| Service charges on deposit accounts | $430,000 | 2,626 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,806,000 | 721 |
| Total noninterest expense | $4,367,000 | 3,256 |
| Salaries and employee benefits | $2,369,000 | 3,065 |
| Premises and equipment expense | $589,000 | 3,208 |
| Additional noninterest expense | $1,409,000 | 3,435 |
| Pre-tax net operating income | $4,631,000 | 739 |
| Securities gains (losses) | $36,000 | 2,456 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $4,667,000 | 577 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,667,000 | 578 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,667,000 | 579 |
| Net charge-offs | $694,000 | 2,640 |
| Cash dividends | $1,152,000 | 1,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,631,000 | 581 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,743,000 | 3,433 |
| Total interest expense | $1,585,000 | 3,534 |
| Net interest income | $3,158,000 | 3,315 |
| Provision for loan and lease losses | $530,000 | 2,897 |
| Total noninterest income | $658,000 | 2,856 |
| Gross Fiduciary activities income | $56,000 | 848 |
| Service charges on deposit accounts | $241,000 | 2,930 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $361,000 | 2,702 |
| Total noninterest expense | $2,594,000 | 3,614 |
| Salaries and employee benefits | $1,404,000 | 3,431 |
| Premises and equipment expense | $354,000 | 3,503 |
| Additional noninterest expense | $836,000 | 3,755 |
| Pre-tax net operating income | $692,000 | 2,794 |
| Securities gains (losses) | $47,000 | 1,942 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $739,000 | 2,369 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $739,000 | 2,366 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $739,000 | 2,368 |
| Net charge-offs | $336,000 | 2,799 |
| Cash dividends | $579,000 | 1,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $692,000 | 2,438 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 3,446 |
| Total interest expense | $866,000 | 3,413 |
| Net interest income | $1,533,000 | 3,391 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $327,000 | 2,859 |
| Gross Fiduciary activities income | $21,000 | 900 |
| Service charges on deposit accounts | $117,000 | 2,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $189,000 | 2,598 |
| Total noninterest expense | $1,324,000 | 3,481 |
| Salaries and employee benefits | $772,000 | 3,196 |
| Premises and equipment expense | $185,000 | 3,432 |
| Additional noninterest expense | $367,000 | 3,821 |
| Pre-tax net operating income | $386,000 | 2,868 |
| Securities gains (losses) | $12,000 | 1,860 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $398,000 | 2,576 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $398,000 | 2,575 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $398,000 | 2,577 |
| Net charge-offs | $119,000 | 2,680 |
| Cash dividends | $450,000 | 974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $386,000 | 2,492 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,440,000 | 3,685 |
| Total interest expense | $3,939,000 | 3,544 |
| Net interest income | $5,501,000 | 3,695 |
| Provision for loan and lease losses | $440,000 | 4,004 |
| Total noninterest income | $1,212,000 | 3,027 |
| Gross Fiduciary activities income | $140,000 | 836 |
| Service charges on deposit accounts | $567,000 | 2,755 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $505,000 | 3,154 |
| Total noninterest expense | $4,834,000 | 3,659 |
| Salaries and employee benefits | $2,902,000 | 3,343 |
| Premises and equipment expense | $699,000 | 3,520 |
| Additional noninterest expense | $1,233,000 | 4,207 |
| Pre-tax net operating income | $1,439,000 | 3,096 |
| Securities gains (losses) | $100,000 | 1,125 |
| Applicable income taxes | $7,000 | 4,604 |
| Income before extraordinary items | $1,532,000 | 2,476 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,532,000 | 2,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $588,000 | 2,582 |
| Cash dividends | $1,119,000 | 2,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,432,000 | 2,742 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,055,000 | 3,745 |
| Total interest expense | $2,998,000 | 3,628 |
| Net interest income | $4,057,000 | 3,763 |
| Provision for loan and lease losses | $280,000 | 3,666 |
| Total noninterest income | $912,000 | 3,080 |
| Gross Fiduciary activities income | $96,000 | 851 |
| Service charges on deposit accounts | $435,000 | 2,725 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $381,000 | 3,263 |
| Total noninterest expense | $3,650,000 | 3,640 |
| Salaries and employee benefits | $2,202,000 | 3,355 |
| Premises and equipment expense | $514,000 | 3,575 |
| Additional noninterest expense | $934,000 | 4,081 |
| Pre-tax net operating income | $1,039,000 | 3,609 |
| Securities gains (losses) | $100,000 | 968 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,139,000 | 2,847 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,139,000 | 2,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 2,143 |
| Cash dividends | $1,119,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,039,000 | 3,172 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,710,000 | 3,798 |
| Total interest expense | $2,050,000 | 3,678 |
| Net interest income | $2,660,000 | 3,806 |
| Provision for loan and lease losses | $170,000 | 3,411 |
| Total noninterest income | $632,000 | 3,039 |
| Gross Fiduciary activities income | $80,000 | 832 |
| Service charges on deposit accounts | $293,000 | 2,687 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $259,000 | 3,291 |
| Total noninterest expense | $2,426,000 | 3,660 |
| Salaries and employee benefits | $1,458,000 | 3,412 |
| Premises and equipment expense | $349,000 | 3,557 |
| Additional noninterest expense | $619,000 | 4,088 |
| Pre-tax net operating income | $696,000 | 3,702 |
| Securities gains (losses) | $99,000 | 972 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $795,000 | 3,066 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $795,000 | 3,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,081 |
| Cash dividends | $744,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $696,000 | 3,270 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,363,000 | 3,858 |
| Total interest expense | $1,093,000 | 3,681 |
| Net interest income | $1,270,000 | 3,931 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $335,000 | 2,906 |
| Gross Fiduciary activities income | $44,000 | 833 |
| Service charges on deposit accounts | $153,000 | 2,573 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $138,000 | 3,191 |
| Total noninterest expense | $1,206,000 | 3,687 |
| Salaries and employee benefits | $720,000 | 3,475 |
| Premises and equipment expense | $203,000 | 3,191 |
| Additional noninterest expense | $283,000 | 4,295 |
| Pre-tax net operating income | $339,000 | 3,879 |
| Securities gains (losses) | $40,000 | 1,206 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $379,000 | 3,303 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $379,000 | 3,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,732 |
| Cash dividends | $522,000 | 1,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $339,000 | 3,447 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,407,000 | 3,928 |
| Total interest expense | $4,737,000 | 3,601 |
| Net interest income | $4,670,000 | 4,196 |
| Provision for loan and lease losses | $340,000 | 2,967 |
| Total noninterest income | $1,272,000 | 3,023 |
| Gross Fiduciary activities income | $214,000 | 790 |
| Service charges on deposit accounts | $589,000 | 2,710 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $469,000 | 3,424 |
| Total noninterest expense | $4,501,000 | 3,752 |
| Salaries and employee benefits | $2,698,000 | 3,513 |
| Premises and equipment expense | $651,000 | 3,626 |
| Additional noninterest expense | $1,152,000 | 4,195 |
| Pre-tax net operating income | $1,101,000 | 4,541 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $-36,000 | 7,904 |
| Income before extraordinary items | $1,136,000 | 4,037 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,136,000 | 4,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 1,944 |
| Cash dividends | $849,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,137,000 | 4,036 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,020,000 | 3,960 |
| Total interest expense | $3,573,000 | 3,587 |
| Net interest income | $3,447,000 | 4,259 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $878,000 | 3,180 |
| Gross Fiduciary activities income | $99,000 | 871 |
| Service charges on deposit accounts | $443,000 | 2,688 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $336,000 | 3,538 |
| Total noninterest expense | $3,407,000 | 3,705 |
| Salaries and employee benefits | $2,058,000 | 3,450 |
| Premises and equipment expense | $487,000 | 3,613 |
| Additional noninterest expense | $862,000 | 4,146 |
| Pre-tax net operating income | $738,000 | 5,015 |
| Securities gains (losses) | $-3,000 | 7,511 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $735,000 | 4,533 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $735,000 | 4,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,064 |
| Cash dividends | $849,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $738,000 | 4,515 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,609,000 | 4,011 |
| Total interest expense | $2,365,000 | 3,600 |
| Net interest income | $2,244,000 | 4,358 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $598,000 | 3,158 |
| Gross Fiduciary activities income | $77,000 | 858 |
| Service charges on deposit accounts | $294,000 | 2,702 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $227,000 | 3,545 |
| Total noninterest expense | $2,346,000 | 3,640 |
| Salaries and employee benefits | $1,387,000 | 3,442 |
| Premises and equipment expense | $334,000 | 3,567 |
| Additional noninterest expense | $625,000 | 3,901 |
| Pre-tax net operating income | $376,000 | 5,633 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $376,000 | 5,202 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $376,000 | 5,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 1,426 |
| Cash dividends | $374,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $376,000 | 5,189 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 4,018 |
| Total interest expense | $1,163,000 | 3,612 |
| Net interest income | $1,134,000 | 4,326 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $257,000 | 3,459 |
| Gross Fiduciary activities income | $20,000 | 971 |
| Service charges on deposit accounts | $132,000 | 2,876 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $105,000 | 3,680 |
| Total noninterest expense | $1,181,000 | 3,614 |
| Salaries and employee benefits | $698,000 | 3,463 |
| Premises and equipment expense | $175,000 | 3,465 |
| Additional noninterest expense | $308,000 | 3,897 |
| Pre-tax net operating income | $150,000 | 6,068 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $150,000 | 5,649 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $150,000 | 5,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 800 |
| Cash dividends | $374,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $150,000 | 5,633 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,023,000 | 3,859 |
| Total interest expense | $4,383,000 | 3,355 |
| Net interest income | $4,640,000 | 4,247 |
| Provision for loan and lease losses | $230,000 | 3,272 |
| Total noninterest income | $1,203,000 | 3,126 |
| Gross Fiduciary activities income | $160,000 | 851 |
| Service charges on deposit accounts | $585,000 | 2,739 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $458,000 | 3,489 |
| Total noninterest expense | $4,586,000 | 3,583 |
| Salaries and employee benefits | $2,652,000 | 3,460 |
| Premises and equipment expense | $668,000 | 3,462 |
| Additional noninterest expense | $1,266,000 | 3,783 |
| Pre-tax net operating income | $1,027,000 | 5,134 |
| Securities gains (losses) | $28,000 | 819 |
| Applicable income taxes | $-132,000 | 8,399 |
| Income before extraordinary items | $1,187,000 | 4,307 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,187,000 | 4,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 1,536 |
| Cash dividends | $1,650,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,159,000 | 4,333 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,699,000 | 3,859 |
| Total interest expense | $3,164,000 | 3,355 |
| Net interest income | $3,535,000 | 4,213 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $892,000 | 3,158 |
| Gross Fiduciary activities income | $97,000 | 884 |
| Service charges on deposit accounts | $440,000 | 2,747 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $355,000 | 3,414 |
| Total noninterest expense | $3,528,000 | 3,503 |
| Salaries and employee benefits | $2,049,000 | 3,380 |
| Premises and equipment expense | $489,000 | 3,531 |
| Additional noninterest expense | $990,000 | 3,644 |
| Pre-tax net operating income | $764,000 | 5,320 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-58,000 | 8,521 |
| Income before extraordinary items | $822,000 | 4,635 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $822,000 | 4,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 966 |
| Cash dividends | $608,000 | 2,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $822,000 | 4,630 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,384,000 | 3,871 |
| Total interest expense | $1,965,000 | 3,435 |
| Net interest income | $2,419,000 | 4,137 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $609,000 | 3,091 |
| Gross Fiduciary activities income | $73,000 | 877 |
| Service charges on deposit accounts | $284,000 | 2,780 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $252,000 | 3,317 |
| Total noninterest expense | $2,331,000 | 3,542 |
| Salaries and employee benefits | $1,376,000 | 3,371 |
| Premises and equipment expense | $327,000 | 3,523 |
| Additional noninterest expense | $628,000 | 3,782 |
| Pre-tax net operating income | $607,000 | 4,966 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $-58,000 | 8,593 |
| Income before extraordinary items | $666,000 | 4,190 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $666,000 | 4,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 697 |
| Cash dividends | $94,000 | 4,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $665,000 | 4,183 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 3,851 |
| Total interest expense | $922,000 | 3,471 |
| Net interest income | $1,238,000 | 4,076 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $296,000 | 3,115 |
| Gross Fiduciary activities income | $48,000 | 820 |
| Service charges on deposit accounts | $145,000 | 2,667 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $103,000 | 3,651 |
| Total noninterest expense | $1,153,000 | 3,581 |
| Salaries and employee benefits | $691,000 | 3,377 |
| Premises and equipment expense | $162,000 | 3,559 |
| Additional noninterest expense | $300,000 | 3,896 |
| Pre-tax net operating income | $336,000 | 4,683 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $-58,000 | 8,658 |
| Income before extraordinary items | $393,000 | 3,745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $393,000 | 3,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $403,000 | 381 |
| Cash dividends | $94,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $394,000 | 3,728 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,055,000 | 3,730 |
| Total interest expense | $3,065,000 | 3,271 |
| Net interest income | $4,990,000 | 3,954 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $1,171,000 | 3,202 |
| Gross Fiduciary activities income | $164,000 | 850 |
| Service charges on deposit accounts | $598,000 | 2,666 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $409,000 | 3,750 |
| Total noninterest expense | $4,335,000 | 3,632 |
| Salaries and employee benefits | $2,565,000 | 3,411 |
| Premises and equipment expense | $634,000 | 3,491 |
| Additional noninterest expense | $1,136,000 | 4,029 |
| Pre-tax net operating income | $1,646,000 | 4,163 |
| Securities gains (losses) | $52,000 | 910 |
| Applicable income taxes | $318,000 | 4,058 |
| Income before extraordinary items | $1,380,000 | 3,997 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,380,000 | 3,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,014 |
| Cash dividends | $2,001,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,337,880 | 4,037 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,934,000 | 3,749 |
| Total interest expense | $2,140,000 | 3,313 |
| Net interest income | $3,794,000 | 3,909 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $848,000 | 3,280 |
| Gross Fiduciary activities income | $91,000 | 899 |
| Service charges on deposit accounts | $451,000 | 2,649 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $306,000 | 3,760 |
| Total noninterest expense | $3,215,000 | 3,640 |
| Salaries and employee benefits | $1,962,000 | 3,328 |
| Premises and equipment expense | $489,000 | 3,410 |
| Additional noninterest expense | $764,000 | 4,333 |
| Pre-tax net operating income | $1,292,000 | 4,137 |
| Securities gains (losses) | $-6,000 | 7,744 |
| Applicable income taxes | $255,000 | 4,060 |
| Income before extraordinary items | $1,031,000 | 4,073 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,031,000 | 4,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,062 |
| Cash dividends | $644,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,035,800 | 4,031 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,908,000 | 3,708 |
| Total interest expense | $1,338,000 | 3,342 |
| Net interest income | $2,570,000 | 3,837 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $563,000 | 3,258 |
| Gross Fiduciary activities income | $70,000 | 881 |
| Service charges on deposit accounts | $293,000 | 2,669 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $200,000 | 3,763 |
| Total noninterest expense | $2,172,000 | 3,585 |
| Salaries and employee benefits | $1,328,000 | 3,263 |
| Premises and equipment expense | $331,000 | 3,345 |
| Additional noninterest expense | $513,000 | 4,285 |
| Pre-tax net operating income | $871,000 | 4,071 |
| Securities gains (losses) | $-7,000 | 8,039 |
| Applicable income taxes | $179,000 | 3,977 |
| Income before extraordinary items | $685,000 | 4,056 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $685,000 | 4,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,718 |
| Cash dividends | $445,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $690,530 | 3,971 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,933,000 | 3,696 |
| Total interest expense | $632,000 | 3,375 |
| Net interest income | $1,301,000 | 3,793 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $289,000 | 3,138 |
| Gross Fiduciary activities income | $49,000 | 815 |
| Service charges on deposit accounts | $145,000 | 2,637 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $95,000 | 3,827 |
| Total noninterest expense | $1,098,000 | 3,568 |
| Salaries and employee benefits | $668,000 | 3,249 |
| Premises and equipment expense | $173,000 | 3,260 |
| Additional noninterest expense | $257,000 | 4,274 |
| Pre-tax net operating income | $447,000 | 3,979 |
| Securities gains (losses) | $-3,000 | 8,297 |
| Applicable income taxes | $78,000 | 4,150 |
| Income before extraordinary items | $366,000 | 3,850 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $366,000 | 3,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $293,000 | 1,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $368,460 | 3,795 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,259,000 | 3,328 |
| Total interest expense | $2,607,000 | 2,938 |
| Net interest income | $5,652,000 | 3,458 |
| Provision for loan and lease losses | $990,000 | 1,043 |
| Total noninterest income | $1,075,000 | 3,370 |
| Gross Fiduciary activities income | $89,000 | 959 |
| Service charges on deposit accounts | $623,000 | 2,620 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $363,000 | 3,893 |
| Total noninterest expense | $4,269,000 | 3,555 |
| Salaries and employee benefits | $2,510,000 | 3,337 |
| Premises and equipment expense | $727,000 | 3,036 |
| Additional noninterest expense | $1,032,000 | 4,223 |
| Pre-tax net operating income | $1,468,000 | 4,302 |
| Securities gains (losses) | $-3,000 | 7,966 |
| Applicable income taxes | $217,000 | 4,653 |
| Income before extraordinary items | $1,248,000 | 4,105 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,248,000 | 4,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $872,000 | 874 |
| Cash dividends | $597,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,250,550 | 4,036 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,184,000 | 3,307 |
| Total interest expense | $1,961,000 | 2,891 |
| Net interest income | $4,223,000 | 3,444 |
| Provision for loan and lease losses | $795,000 | 967 |
| Total noninterest income | $948,000 | 3,041 |
| Gross Fiduciary activities income | $59,000 | 984 |
| Service charges on deposit accounts | $465,000 | 2,648 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $424,000 | 3,096 |
| Total noninterest expense | $3,217,000 | 3,517 |
| Salaries and employee benefits | $1,909,000 | 3,276 |
| Premises and equipment expense | $553,000 | 2,980 |
| Additional noninterest expense | $755,000 | 4,267 |
| Pre-tax net operating income | $1,159,000 | 4,242 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $238,000 | 4,166 |
| Income before extraordinary items | $918,000 | 4,215 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $918,000 | 4,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,381 |
| Cash dividends | $351,000 | 3,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $920,370 | 4,139 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,203,000 | 3,254 |
| Total interest expense | $1,314,000 | 2,867 |
| Net interest income | $2,889,000 | 3,369 |
| Provision for loan and lease losses | $710,000 | 718 |
| Total noninterest income | $598,000 | 3,178 |
| Gross Fiduciary activities income | $40,000 | 993 |
| Service charges on deposit accounts | $303,000 | 2,690 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $255,000 | 3,288 |
| Total noninterest expense | $2,117,000 | 3,577 |
| Salaries and employee benefits | $1,254,000 | 3,323 |
| Premises and equipment expense | $367,000 | 3,008 |
| Additional noninterest expense | $496,000 | 4,340 |
| Pre-tax net operating income | $660,000 | 4,595 |
| Securities gains (losses) | $-3,000 | 8,495 |
| Applicable income taxes | $295,000 | 3,110 |
| Income before extraordinary items | $362,000 | 5,585 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $362,000 | 5,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,990 |
| Cash dividends | $351,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $363,920 | 5,486 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,168,000 | 3,161 |
| Total interest expense | $677,000 | 2,828 |
| Net interest income | $1,491,000 | 3,278 |
| Provision for loan and lease losses | $105,000 | 2,016 |
| Total noninterest income | $272,000 | 3,321 |
| Gross Fiduciary activities income | $22,000 | 988 |
| Service charges on deposit accounts | $161,000 | 2,527 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $89,000 | 3,959 |
| Total noninterest expense | $1,050,000 | 3,619 |
| Salaries and employee benefits | $621,000 | 3,360 |
| Premises and equipment expense | $189,000 | 2,959 |
| Additional noninterest expense | $240,000 | 4,461 |
| Pre-tax net operating income | $608,000 | 3,052 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $161,000 | 2,965 |
| Income before extraordinary items | $447,000 | 3,209 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $447,000 | 3,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,952 |
| Cash dividends | $304,000 | 1,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $447,000 | 3,101 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,226,000 | 3,047 |
| Total interest expense | $2,993,000 | 2,873 |
| Net interest income | $6,233,000 | 3,082 |
| Provision for loan and lease losses | $500,000 | 2,155 |
| Total noninterest income | $1,275,000 | 3,175 |
| Gross Fiduciary activities income | $109,000 | 945 |
| Service charges on deposit accounts | $536,000 | 2,942 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $630,000 | 3,159 |
| Total noninterest expense | $4,139,000 | 3,620 |
| Salaries and employee benefits | $2,421,000 | 3,347 |
| Premises and equipment expense | $696,000 | 3,097 |
| Additional noninterest expense | $1,022,000 | 4,200 |
| Pre-tax net operating income | $2,869,000 | 2,602 |
| Securities gains (losses) | $-2,000 | 8,601 |
| Applicable income taxes | $773,000 | 2,599 |
| Income before extraordinary items | $2,094,000 | 2,762 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,094,000 | 2,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 1,759 |
| Cash dividends | $1,097,000 | 2,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,095,460 | 2,635 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,034,000 | 3,039 |
| Total interest expense | $2,313,000 | 2,890 |
| Net interest income | $4,721,000 | 3,053 |
| Provision for loan and lease losses | $365,000 | 2,168 |
| Total noninterest income | $1,023,000 | 3,085 |
| Gross Fiduciary activities income | $83,000 | 947 |
| Service charges on deposit accounts | $396,000 | 2,968 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $544,000 | 2,980 |
| Total noninterest expense | $3,058,000 | 3,646 |
| Salaries and employee benefits | $1,841,000 | 3,318 |
| Premises and equipment expense | $505,000 | 3,198 |
| Additional noninterest expense | $712,000 | 4,420 |
| Pre-tax net operating income | $2,321,000 | 2,534 |
| Securities gains (losses) | $-2,000 | 8,785 |
| Applicable income taxes | $694,000 | 2,405 |
| Income before extraordinary items | $1,625,000 | 2,791 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,625,000 | 2,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,548 |
| Cash dividends | $854,000 | 1,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,626,400 | 2,643 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,701,000 | 3,056 |
| Total interest expense | $1,579,000 | 2,907 |
| Net interest income | $3,122,000 | 3,070 |
| Provision for loan and lease losses | $260,000 | 2,063 |
| Total noninterest income | $688,000 | 3,050 |
| Gross Fiduciary activities income | $66,000 | 916 |
| Service charges on deposit accounts | $257,000 | 2,999 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $365,000 | 2,945 |
| Total noninterest expense | $2,017,000 | 3,671 |
| Salaries and employee benefits | $1,226,000 | 3,314 |
| Premises and equipment expense | $323,000 | 3,294 |
| Additional noninterest expense | $468,000 | 4,460 |
| Pre-tax net operating income | $1,533,000 | 2,538 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $476,000 | 2,388 |
| Income before extraordinary items | $1,058,000 | 2,854 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,058,000 | 2,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,718 |
| Cash dividends | $550,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,057,310 | 2,689 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,362,000 | 3,061 |
| Total interest expense | $804,000 | 2,930 |
| Net interest income | $1,558,000 | 3,062 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $354,000 | 2,896 |
| Gross Fiduciary activities income | $42,000 | 855 |
| Service charges on deposit accounts | $126,000 | 2,979 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $186,000 | 2,848 |
| Total noninterest expense | $999,000 | 3,672 |
| Salaries and employee benefits | $611,000 | 3,309 |
| Premises and equipment expense | $159,000 | 3,329 |
| Additional noninterest expense | $229,000 | 4,511 |
| Pre-tax net operating income | $808,000 | 2,449 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $254,000 | 2,299 |
| Income before extraordinary items | $554,000 | 2,720 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $554,000 | 2,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,880 |
| Cash dividends | $304,000 | 1,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $554,000 | 2,585 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,545,000 | 3,143 |
| Total interest expense | $3,733,000 | 2,915 |
| Net interest income | $5,812,000 | 3,232 |
| Provision for loan and lease losses | $500,000 | 2,369 |
| Total noninterest income | $935,000 | 3,630 |
| Gross Fiduciary activities income | $117,000 | 961 |
| Service charges on deposit accounts | $484,000 | 3,058 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $334,000 | 4,032 |
| Total noninterest expense | $3,760,000 | 3,732 |
| Salaries and employee benefits | $2,203,000 | 3,453 |
| Premises and equipment expense | $639,000 | 3,227 |
| Additional noninterest expense | $918,000 | 4,472 |
| Pre-tax net operating income | $2,487,000 | 2,892 |
| Securities gains (losses) | $27,000 | 2,929 |
| Applicable income taxes | $705,000 | 2,828 |
| Income before extraordinary items | $1,809,000 | 3,019 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,809,000 | 3,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 2,227 |
| Cash dividends | $894,000 | 2,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,789,560 | 2,960 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,641,000 | 3,418 |
| Total interest expense | $4,792,000 | 3,267 |
| Net interest income | $4,849,000 | 3,523 |
| Provision for loan and lease losses | $400,000 | 2,609 |
| Total noninterest income | $845,000 | 3,713 |
| Gross Fiduciary activities income | $80,000 | 1,045 |
| Service charges on deposit accounts | $411,000 | 3,313 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $354,000 | 3,788 |
| Total noninterest expense | $3,300,000 | 4,019 |
| Salaries and employee benefits | $1,865,000 | 3,801 |
| Premises and equipment expense | $548,000 | 3,620 |
| Additional noninterest expense | $887,000 | 4,456 |
| Pre-tax net operating income | $1,994,000 | 3,177 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $551,000 | 3,138 |
| Income before extraordinary items | $1,447,000 | 3,304 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,447,000 | 3,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $642,000 | 1,297 |
| Cash dividends | $2,094,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,444,120 | 3,210 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,662,000 | 3,866 |
| Total interest expense | $4,638,000 | 3,525 |
| Net interest income | $4,024,000 | 4,166 |
| Provision for loan and lease losses | $80,000 | 5,752 |
| Total noninterest income | $655,000 | 4,191 |
| Gross Fiduciary activities income | $105,000 | 933 |
| Service charges on deposit accounts | $367,000 | 3,464 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $183,000 | 4,983 |
| Total noninterest expense | $2,663,000 | 4,638 |
| Salaries and employee benefits | $1,602,000 | 4,143 |
| Premises and equipment expense | $434,000 | 4,244 |
| Additional noninterest expense | $627,000 | 5,614 |
| Pre-tax net operating income | $1,936,000 | 3,413 |
| Securities gains (losses) | $-42,000 | 9,121 |
| Applicable income taxes | $502,000 | 3,478 |
| Income before extraordinary items | $1,392,000 | 3,450 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,392,000 | 3,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,865 |
| Cash dividends | $468,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,422,660 | 3,381 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,039,000 | 3,887 |
| Total interest expense | $3,953,000 | 3,623 |
| Net interest income | $4,086,000 | 4,104 |
| Provision for loan and lease losses | $300,000 | 2,624 |
| Total noninterest income | $698,000 | 4,008 |
| Gross Fiduciary activities income | $79,000 | 1,028 |
| Service charges on deposit accounts | $387,000 | 3,299 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $232,000 | 4,605 |
| Total noninterest expense | $2,677,000 | 4,622 |
| Salaries and employee benefits | $1,535,000 | 4,259 |
| Premises and equipment expense | $431,000 | 4,271 |
| Additional noninterest expense | $711,000 | 5,192 |
| Pre-tax net operating income | $1,807,000 | 3,604 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $481,000 | 3,719 |
| Income before extraordinary items | $1,325,000 | 3,584 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,325,000 | 3,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,114 |
| Cash dividends | $468,000 | 3,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,325,730 | 3,548 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,931,000 | 3,968 |
| Total interest expense | $3,976,000 | 3,710 |
| Net interest income | $3,955,000 | 4,157 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $660,000 | 4,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $418,000 | 3,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 4,493 |
| Total noninterest expense | $2,633,000 | 4,598 |
| Salaries and employee benefits | $1,463,000 | 4,320 |
| Premises and equipment expense | $456,000 | 3,965 |
| Additional noninterest expense | $714,000 | 5,088 |
| Pre-tax net operating income | $1,682,000 | 3,836 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $458,000 | 4,087 |
| Income before extraordinary items | $1,223,000 | 3,862 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,223,000 | 3,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 1,738 |
| Cash dividends | $480,000 | 3,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,223,730 | 3,771 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,497,000 | 4,239 |
| Total interest expense | $3,796,000 | 3,871 |
| Net interest income | $3,701,000 | 4,529 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $669,000 | 4,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $369,000 | 3,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 3,932 |
| Total noninterest expense | $2,711,000 | 4,462 |
| Salaries and employee benefits | $1,421,000 | 4,447 |
| Premises and equipment expense | $455,000 | 4,006 |
| Additional noninterest expense | $835,000 | 4,581 |
| Pre-tax net operating income | $1,479,000 | 4,543 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $382,000 | 5,024 |
| Income before extraordinary items | $1,097,000 | 4,382 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,097,000 | 4,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,222 |
| Cash dividends | $363,000 | 4,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,097,000 | 4,304 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,055,000 | 4,542 |
| Total interest expense | $3,527,000 | 4,171 |
| Net interest income | $3,528,000 | 4,798 |
| Provision for loan and lease losses | $110,000 | 4,862 |
| Total noninterest income | $501,000 | 5,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,829 |
| Total noninterest expense | $2,423,000 | 5,138 |
| Salaries and employee benefits | $1,371,000 | 4,665 |
| Premises and equipment expense | $436,000 | 4,234 |
| Additional noninterest expense | $616,000 | 6,255 |
| Pre-tax net operating income | $1,496,000 | 4,350 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $334,000 | 5,483 |
| Income before extraordinary items | $1,158,000 | 3,984 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,158,000 | 3,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,671 |
| Cash dividends | $363,000 | 4,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,161,120 | 3,930 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,453,000 | 4,886 |
| Total interest expense | $3,107,000 | 4,608 |
| Net interest income | $3,346,000 | 5,049 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $476,000 | 5,361 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $332,000 | 3,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,108 |
| Total noninterest expense | $2,163,000 | 5,640 |
| Salaries and employee benefits | $1,191,000 | 5,246 |
| Premises and equipment expense | $304,000 | 5,572 |
| Additional noninterest expense | $668,000 | 6,075 |
| Pre-tax net operating income | $1,599,000 | 4,231 |
| Securities gains (losses) | $-15,000 | 10,368 |
| Applicable income taxes | $386,000 | 5,069 |
| Income before extraordinary items | $1,198,000 | 3,968 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,198,000 | 3,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $363,000 | 4,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,209,400 | 3,919 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,665,000 | 5,112 |
| Total interest expense | $2,444,000 | 4,742 |
| Net interest income | $3,221,000 | 5,289 |
| Provision for loan and lease losses | $130,000 | 3,886 |
| Total noninterest income | $386,000 | 6,272 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 5,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,499 |
| Total noninterest expense | $2,020,000 | 6,151 |
| Salaries and employee benefits | $1,085,000 | 5,704 |
| Premises and equipment expense | $268,000 | 6,210 |
| Additional noninterest expense | $667,000 | 6,560 |
| Pre-tax net operating income | $1,457,000 | 4,513 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $348,000 | 5,300 |
| Income before extraordinary items | $1,109,000 | 4,140 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,109,000 | 4,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,521 |
| Cash dividends | $341,000 | 4,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,109,000 | 4,185 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,597,000 | 5,251 |
| Total interest expense | $2,481,000 | 4,845 |
| Net interest income | $3,116,000 | 5,493 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $358,000 | 6,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 7,168 |
| Total noninterest expense | $1,885,000 | 6,664 |
| Salaries and employee benefits | $927,000 | 6,561 |
| Premises and equipment expense | $242,000 | 6,848 |
| Additional noninterest expense | $716,000 | 6,442 |
| Pre-tax net operating income | $1,409,000 | 4,575 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $356,000 | 5,425 |
| Income before extraordinary items | $1,053,000 | 4,492 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,053,000 | 4,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 4,326 |
| Cash dividends | $315,000 | 4,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,053,000 | 4,257 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,870,000 | 5,590 |
| Total interest expense | $3,049,000 | 5,082 |
| Net interest income | $2,821,000 | 6,023 |
| Provision for loan and lease losses | $193,000 | 5,318 |
| Total noninterest income | $320,000 | 7,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 6,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 7,308 |
| Total noninterest expense | $1,733,000 | 7,178 |
| Salaries and employee benefits | $863,000 | 6,850 |
| Premises and equipment expense | $212,000 | 7,581 |
| Additional noninterest expense | $658,000 | 7,045 |
| Pre-tax net operating income | $1,215,000 | 4,870 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $267,000 | 6,408 |
| Income before extraordinary items | $961,000 | 4,664 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $961,000 | 4,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 6,907 |
| Cash dividends | $282,000 | 4,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $950,860 | 4,390 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.