Home > The Harrison Deposit Bank and Trust Company > Income and Expense
The Harrison Deposit Bank and Trust Company, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,537,000 | 6,456 |
| Total interest expense | $262,000 | 6,125 |
| Net interest income | $1,275,000 | 6,472 |
| Provision for loan and lease losses | $8,000 | 5,774 |
| Total noninterest income | $178,000 | 5,822 |
| Gross Fiduciary activities income | $3,000 | 1,224 |
| Service charges on deposit accounts | $117,000 | 5,196 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $58,000 | 5,759 |
| Total noninterest expense | $1,098,000 | 6,487 |
| Salaries and employee benefits | $584,000 | 6,495 |
| Premises and equipment expense | $120,000 | 6,364 |
| Additional noninterest expense | $394,000 | 6,367 |
| Pre-tax net operating income | $347,000 | 5,289 |
| Securities gains (losses) | $77,000 | 2,457 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $424,000 | 5,132 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $424,000 | 5,130 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $424,000 | 5,131 |
| Net charge-offs | $13,000 | 5,526 |
| Cash dividends | $417,000 | 2,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $347,000 | 5,145 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 6,551 |
| Total interest expense | $203,000 | 6,229 |
| Net interest income | $959,000 | 6,567 |
| Provision for loan and lease losses | $8,000 | 5,636 |
| Total noninterest income | $137,000 | 5,875 |
| Gross Fiduciary activities income | $3,000 | 1,175 |
| Service charges on deposit accounts | $88,000 | 5,265 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $46,000 | 5,828 |
| Total noninterest expense | $818,000 | 6,562 |
| Salaries and employee benefits | $453,000 | 6,515 |
| Premises and equipment expense | $93,000 | 6,412 |
| Additional noninterest expense | $272,000 | 6,521 |
| Pre-tax net operating income | $270,000 | 5,417 |
| Securities gains (losses) | $40,000 | 2,560 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $310,000 | 5,284 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $310,000 | 5,281 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $310,000 | 5,281 |
| Net charge-offs | $13,000 | 5,228 |
| Cash dividends | $273,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $270,000 | 5,256 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $778,000 | 6,598 |
| Total interest expense | $140,000 | 6,278 |
| Net interest income | $638,000 | 6,623 |
| Provision for loan and lease losses | $8,000 | 5,417 |
| Total noninterest income | $96,000 | 5,845 |
| Gross Fiduciary activities income | $3,000 | 1,149 |
| Service charges on deposit accounts | $61,000 | 5,210 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 5,840 |
| Total noninterest expense | $544,000 | 6,624 |
| Salaries and employee benefits | $290,000 | 6,617 |
| Premises and equipment expense | $64,000 | 6,422 |
| Additional noninterest expense | $190,000 | 6,512 |
| Pre-tax net operating income | $182,000 | 5,402 |
| Securities gains (losses) | $37,000 | 2,229 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $219,000 | 5,236 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $219,000 | 5,236 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $219,000 | 5,236 |
| Net charge-offs | $13,000 | 4,833 |
| Cash dividends | $201,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $182,000 | 5,243 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $393,000 | 6,647 |
| Total interest expense | $72,000 | 6,341 |
| Net interest income | $321,000 | 6,668 |
| Provision for loan and lease losses | $7,000 | 4,969 |
| Total noninterest income | $47,000 | 5,907 |
| Gross Fiduciary activities income | $3,000 | 1,077 |
| Service charges on deposit accounts | $30,000 | 5,232 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,000 | 6,009 |
| Total noninterest expense | $266,000 | 6,700 |
| Salaries and employee benefits | $143,000 | 6,680 |
| Premises and equipment expense | $33,000 | 6,408 |
| Additional noninterest expense | $90,000 | 6,627 |
| Pre-tax net operating income | $95,000 | 5,461 |
| Securities gains (losses) | $23,000 | 1,538 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $118,000 | 5,180 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $118,000 | 5,181 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $118,000 | 5,182 |
| Net charge-offs | $13,000 | 3,918 |
| Cash dividends | $90,000 | 2,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $95,000 | 5,268 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 6,642 |
| Total interest expense | $348,000 | 6,396 |
| Net interest income | $1,353,000 | 6,638 |
| Provision for loan and lease losses | $80,000 | 5,528 |
| Total noninterest income | $181,000 | 5,851 |
| Gross Fiduciary activities income | $4,000 | 1,181 |
| Service charges on deposit accounts | $120,000 | 5,261 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $57,000 | 5,843 |
| Total noninterest expense | $1,051,000 | 6,789 |
| Salaries and employee benefits | $549,000 | 6,806 |
| Premises and equipment expense | $124,000 | 6,632 |
| Additional noninterest expense | $378,000 | 6,614 |
| Pre-tax net operating income | $403,000 | 4,968 |
| Securities gains (losses) | $36,000 | 2,789 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $439,000 | 4,824 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $439,000 | 4,826 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $439,000 | 4,825 |
| Net charge-offs | $103,000 | 4,944 |
| Cash dividends | $393,000 | 2,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $403,000 | 4,798 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 6,694 |
| Total interest expense | $271,000 | 6,448 |
| Net interest income | $1,020,000 | 6,696 |
| Provision for loan and lease losses | $13,000 | 6,140 |
| Total noninterest income | $142,000 | 5,893 |
| Gross Fiduciary activities income | $4,000 | 1,120 |
| Service charges on deposit accounts | $92,000 | 5,253 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $46,000 | 5,880 |
| Total noninterest expense | $776,000 | 6,839 |
| Salaries and employee benefits | $414,000 | 6,832 |
| Premises and equipment expense | $86,000 | 6,751 |
| Additional noninterest expense | $276,000 | 6,691 |
| Pre-tax net operating income | $373,000 | 4,849 |
| Securities gains (losses) | $21,000 | 2,786 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $394,000 | 4,682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $394,000 | 4,683 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $394,000 | 4,683 |
| Net charge-offs | $20,000 | 5,533 |
| Cash dividends | $300,000 | 2,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $373,000 | 4,637 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $861,000 | 6,758 |
| Total interest expense | $188,000 | 6,498 |
| Net interest income | $673,000 | 6,765 |
| Provision for loan and lease losses | $4,000 | 6,123 |
| Total noninterest income | $101,000 | 5,841 |
| Gross Fiduciary activities income | $3,000 | 1,112 |
| Service charges on deposit accounts | $63,000 | 5,201 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 5,811 |
| Total noninterest expense | $522,000 | 6,899 |
| Salaries and employee benefits | $276,000 | 6,903 |
| Premises and equipment expense | $52,000 | 6,890 |
| Additional noninterest expense | $194,000 | 6,702 |
| Pre-tax net operating income | $248,000 | 4,843 |
| Securities gains (losses) | $12,000 | 2,290 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $260,000 | 4,653 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $260,000 | 4,651 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $260,000 | 4,653 |
| Net charge-offs | $9,000 | 5,376 |
| Cash dividends | $228,000 | 2,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $248,000 | 4,629 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $429,000 | 6,808 |
| Total interest expense | $97,000 | 6,553 |
| Net interest income | $332,000 | 6,813 |
| Provision for loan and lease losses | $4,000 | 5,671 |
| Total noninterest income | $49,000 | 5,964 |
| Gross Fiduciary activities income | $3,000 | 1,053 |
| Service charges on deposit accounts | $32,000 | 5,113 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,135 |
| Total noninterest expense | $258,000 | 6,958 |
| Salaries and employee benefits | $136,000 | 6,963 |
| Premises and equipment expense | $27,000 | 6,899 |
| Additional noninterest expense | $95,000 | 6,776 |
| Pre-tax net operating income | $119,000 | 4,943 |
| Securities gains (losses) | $10,000 | 1,304 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $129,000 | 4,671 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $129,000 | 4,670 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $129,000 | 4,671 |
| Net charge-offs | $6,000 | 4,589 |
| Cash dividends | $108,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $119,000 | 4,720 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,966,000 | 6,740 |
| Total interest expense | $550,000 | 6,386 |
| Net interest income | $1,416,000 | 6,800 |
| Provision for loan and lease losses | $15,000 | 6,867 |
| Total noninterest income | $219,000 | 5,832 |
| Gross Fiduciary activities income | $4,000 | 1,241 |
| Service charges on deposit accounts | $158,000 | 4,820 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $57,000 | 5,995 |
| Total noninterest expense | $1,055,000 | 7,015 |
| Salaries and employee benefits | $548,000 | 7,034 |
| Premises and equipment expense | $129,000 | 6,807 |
| Additional noninterest expense | $378,000 | 6,855 |
| Pre-tax net operating income | $565,000 | 4,219 |
| Securities gains (losses) | $52,000 | 2,628 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $617,000 | 4,030 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $617,000 | 4,029 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $617,000 | 4,030 |
| Net charge-offs | $12,000 | 6,521 |
| Cash dividends | $1,254,000 | 1,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $565,000 | 3,999 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 6,825 |
| Total interest expense | $441,000 | 6,426 |
| Net interest income | $1,062,000 | 6,892 |
| Provision for loan and lease losses | $6,000 | 6,911 |
| Total noninterest income | $173,000 | 5,892 |
| Gross Fiduciary activities income | $4,000 | 1,188 |
| Service charges on deposit accounts | $123,000 | 4,835 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $46,000 | 6,074 |
| Total noninterest expense | $801,000 | 7,068 |
| Salaries and employee benefits | $410,000 | 7,106 |
| Premises and equipment expense | $94,000 | 6,923 |
| Additional noninterest expense | $297,000 | 6,868 |
| Pre-tax net operating income | $428,000 | 4,418 |
| Securities gains (losses) | $45,000 | 2,483 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $473,000 | 4,214 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $473,000 | 4,215 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $473,000 | 4,215 |
| Net charge-offs | $8,000 | 6,331 |
| Cash dividends | $1,254,000 | 868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $428,000 | 4,206 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 6,864 |
| Total interest expense | $306,000 | 6,453 |
| Net interest income | $711,000 | 6,923 |
| Provision for loan and lease losses | $6,000 | 6,719 |
| Total noninterest income | $121,000 | 5,816 |
| Gross Fiduciary activities income | $4,000 | 1,162 |
| Service charges on deposit accounts | $84,000 | 4,793 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $33,000 | 6,051 |
| Total noninterest expense | $520,000 | 7,154 |
| Salaries and employee benefits | $272,000 | 7,163 |
| Premises and equipment expense | $54,000 | 7,118 |
| Additional noninterest expense | $194,000 | 6,945 |
| Pre-tax net operating income | $306,000 | 4,377 |
| Securities gains (losses) | $23,000 | 2,310 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $329,000 | 4,138 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $329,000 | 4,138 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $329,000 | 4,137 |
| Net charge-offs | $8,000 | 5,913 |
| Cash dividends | $252,000 | 2,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $306,000 | 4,133 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $510,000 | 6,937 |
| Total interest expense | $154,000 | 6,565 |
| Net interest income | $356,000 | 6,982 |
| Provision for loan and lease losses | $6,000 | 6,295 |
| Total noninterest income | $60,000 | 5,873 |
| Gross Fiduciary activities income | $4,000 | 1,077 |
| Service charges on deposit accounts | $42,000 | 4,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $14,000 | 6,333 |
| Total noninterest expense | $267,000 | 7,216 |
| Salaries and employee benefits | $138,000 | 7,241 |
| Premises and equipment expense | $25,000 | 7,282 |
| Additional noninterest expense | $104,000 | 6,937 |
| Pre-tax net operating income | $143,000 | 4,621 |
| Securities gains (losses) | $13,000 | 1,658 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $156,000 | 4,324 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $156,000 | 4,325 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $156,000 | 4,323 |
| Net charge-offs | $9,000 | 4,900 |
| Cash dividends | $120,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $143,000 | 4,348 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 6,762 |
| Total interest expense | $840,000 | 6,381 |
| Net interest income | $1,555,000 | 6,830 |
| Provision for loan and lease losses | $59,000 | 6,783 |
| Total noninterest income | $235,000 | 6,006 |
| Gross Fiduciary activities income | $15,000 | 1,124 |
| Service charges on deposit accounts | $170,000 | 4,930 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $50,000 | 6,362 |
| Total noninterest expense | $1,065,000 | 7,304 |
| Salaries and employee benefits | $541,000 | 7,338 |
| Premises and equipment expense | $111,000 | 7,276 |
| Additional noninterest expense | $413,000 | 7,058 |
| Pre-tax net operating income | $666,000 | 3,627 |
| Securities gains (losses) | $30,000 | 2,871 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $696,000 | 3,371 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $696,000 | 3,369 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $696,000 | 3,370 |
| Net charge-offs | $64,000 | 6,064 |
| Cash dividends | $669,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $666,000 | 3,379 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 6,800 |
| Total interest expense | $661,000 | 6,413 |
| Net interest income | $1,173,000 | 6,862 |
| Provision for loan and lease losses | $8,000 | 7,164 |
| Total noninterest income | $174,000 | 6,121 |
| Gross Fiduciary activities income | $5,000 | 1,190 |
| Service charges on deposit accounts | $127,000 | 4,965 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $42,000 | 6,401 |
| Total noninterest expense | $797,000 | 7,359 |
| Salaries and employee benefits | $408,000 | 7,384 |
| Premises and equipment expense | $89,000 | 7,266 |
| Additional noninterest expense | $300,000 | 7,122 |
| Pre-tax net operating income | $542,000 | 3,773 |
| Securities gains (losses) | $28,000 | 2,601 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $570,000 | 3,469 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $570,000 | 3,467 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $570,000 | 3,469 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $549,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $542,000 | 3,454 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,250,000 | 6,833 |
| Total interest expense | $462,000 | 6,441 |
| Net interest income | $788,000 | 6,872 |
| Provision for loan and lease losses | $8,000 | 6,978 |
| Total noninterest income | $117,000 | 6,148 |
| Gross Fiduciary activities income | $5,000 | 1,161 |
| Service charges on deposit accounts | $85,000 | 4,968 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $27,000 | 6,503 |
| Total noninterest expense | $532,000 | 7,435 |
| Salaries and employee benefits | $273,000 | 7,461 |
| Premises and equipment expense | $59,000 | 7,350 |
| Additional noninterest expense | $200,000 | 7,170 |
| Pre-tax net operating income | $365,000 | 3,847 |
| Securities gains (losses) | $20,000 | 2,324 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $385,000 | 3,540 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $385,000 | 3,538 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $385,000 | 3,539 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $351,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $365,000 | 3,524 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $639,000 | 6,838 |
| Total interest expense | $239,000 | 6,480 |
| Net interest income | $400,000 | 6,868 |
| Provision for loan and lease losses | $8,000 | 6,409 |
| Total noninterest income | $58,000 | 6,151 |
| Gross Fiduciary activities income | $4,000 | 1,095 |
| Service charges on deposit accounts | $43,000 | 4,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $267,000 | 7,443 |
| Salaries and employee benefits | $139,000 | 7,478 |
| Premises and equipment expense | $31,000 | 7,320 |
| Additional noninterest expense | $97,000 | 7,134 |
| Pre-tax net operating income | $183,000 | 4,182 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $183,000 | 4,014 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $183,000 | 4,016 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $183,000 | 4,016 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $156,000 | 1,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $183,000 | 3,863 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 6,668 |
| Total interest expense | $1,305,000 | 6,252 |
| Net interest income | $1,623,000 | 6,850 |
| Provision for loan and lease losses | $55,000 | 6,518 |
| Total noninterest income | $244,000 | 6,179 |
| Gross Fiduciary activities income | $18,000 | 1,123 |
| Service charges on deposit accounts | $174,000 | 5,047 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $52,000 | 6,724 |
| Total noninterest expense | $999,000 | 7,539 |
| Salaries and employee benefits | $532,000 | 7,579 |
| Premises and equipment expense | $114,000 | 7,482 |
| Additional noninterest expense | $353,000 | 7,227 |
| Pre-tax net operating income | $813,000 | 4,128 |
| Securities gains (losses) | $-208,000 | 7,358 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $605,000 | 4,169 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $605,000 | 4,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,507 |
| Cash dividends | $597,000 | 3,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $813,000 | 3,797 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 6,716 |
| Total interest expense | $1,018,000 | 6,285 |
| Net interest income | $1,199,000 | 6,936 |
| Provision for loan and lease losses | $55,000 | 5,792 |
| Total noninterest income | $186,000 | 6,250 |
| Gross Fiduciary activities income | $10,000 | 1,153 |
| Service charges on deposit accounts | $136,000 | 5,015 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $40,000 | 6,840 |
| Total noninterest expense | $763,000 | 7,541 |
| Salaries and employee benefits | $410,000 | 7,581 |
| Premises and equipment expense | $84,000 | 7,546 |
| Additional noninterest expense | $269,000 | 7,215 |
| Pre-tax net operating income | $567,000 | 4,736 |
| Securities gains (losses) | $-193,000 | 7,599 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $374,000 | 4,879 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $374,000 | 4,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,571 |
| Cash dividends | $345,000 | 3,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $567,000 | 4,372 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 6,749 |
| Total interest expense | $700,000 | 6,357 |
| Net interest income | $803,000 | 6,959 |
| Provision for loan and lease losses | $51,000 | 5,152 |
| Total noninterest income | $132,000 | 6,204 |
| Gross Fiduciary activities income | $10,000 | 1,114 |
| Service charges on deposit accounts | $93,000 | 4,964 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $29,000 | 6,828 |
| Total noninterest expense | $508,000 | 7,593 |
| Salaries and employee benefits | $277,000 | 7,621 |
| Premises and equipment expense | $58,000 | 7,553 |
| Additional noninterest expense | $173,000 | 7,290 |
| Pre-tax net operating income | $376,000 | 4,895 |
| Securities gains (losses) | $26,000 | 1,879 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $402,000 | 4,460 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $402,000 | 4,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,674 |
| Cash dividends | $267,000 | 3,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $376,000 | 4,534 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $771,000 | 6,791 |
| Total interest expense | $374,000 | 6,377 |
| Net interest income | $397,000 | 7,024 |
| Provision for loan and lease losses | $1,000 | 6,027 |
| Total noninterest income | $69,000 | 6,144 |
| Gross Fiduciary activities income | $9,000 | 1,037 |
| Service charges on deposit accounts | $48,000 | 4,876 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $248,000 | 7,660 |
| Salaries and employee benefits | $138,000 | 7,661 |
| Premises and equipment expense | $29,000 | 7,567 |
| Additional noninterest expense | $81,000 | 7,406 |
| Pre-tax net operating income | $217,000 | 4,801 |
| Securities gains (losses) | $4,000 | 2,294 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $221,000 | 4,459 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $221,000 | 4,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $165,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $217,000 | 4,387 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,132,000 | 6,761 |
| Total interest expense | $1,588,000 | 6,309 |
| Net interest income | $1,544,000 | 7,063 |
| Provision for loan and lease losses | $30,000 | 6,068 |
| Total noninterest income | $247,000 | 6,418 |
| Gross Fiduciary activities income | $18,000 | 1,168 |
| Service charges on deposit accounts | $178,000 | 5,129 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $51,000 | 7,075 |
| Total noninterest expense | $976,000 | 7,684 |
| Salaries and employee benefits | $529,000 | 7,723 |
| Premises and equipment expense | $113,000 | 7,613 |
| Additional noninterest expense | $334,000 | 7,383 |
| Pre-tax net operating income | $785,000 | 5,208 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $786,000 | 4,833 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $786,000 | 4,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,739 |
| Cash dividends | $738,000 | 3,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $785,000 | 4,806 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 6,819 |
| Total interest expense | $1,165,000 | 6,382 |
| Net interest income | $1,154,000 | 7,115 |
| Provision for loan and lease losses | $21,000 | 5,805 |
| Total noninterest income | $176,000 | 6,547 |
| Gross Fiduciary activities income | $5,000 | 1,269 |
| Service charges on deposit accounts | $129,000 | 5,212 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $42,000 | 6,996 |
| Total noninterest expense | $750,000 | 7,632 |
| Salaries and employee benefits | $411,000 | 7,650 |
| Premises and equipment expense | $115,000 | 7,207 |
| Additional noninterest expense | $224,000 | 7,532 |
| Pre-tax net operating income | $559,000 | 5,567 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $559,000 | 5,160 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $559,000 | 5,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,750 |
| Cash dividends | $528,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $559,000 | 5,146 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 6,876 |
| Total interest expense | $765,000 | 6,442 |
| Net interest income | $766,000 | 7,182 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $121,000 | 6,522 |
| Gross Fiduciary activities income | $5,000 | 1,236 |
| Service charges on deposit accounts | $84,000 | 5,265 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $32,000 | 6,913 |
| Total noninterest expense | $507,000 | 7,667 |
| Salaries and employee benefits | $280,000 | 7,676 |
| Premises and equipment expense | $66,000 | 7,435 |
| Additional noninterest expense | $161,000 | 7,457 |
| Pre-tax net operating income | $380,000 | 5,620 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $380,000 | 5,179 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $380,000 | 5,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $345,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $380,000 | 5,166 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $749,000 | 6,943 |
| Total interest expense | $374,000 | 6,497 |
| Net interest income | $375,000 | 7,254 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $64,000 | 6,402 |
| Gross Fiduciary activities income | $5,000 | 1,109 |
| Service charges on deposit accounts | $46,000 | 5,043 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $261,000 | 7,671 |
| Salaries and employee benefits | $145,000 | 7,662 |
| Premises and equipment expense | $35,000 | 7,389 |
| Additional noninterest expense | $81,000 | 7,461 |
| Pre-tax net operating income | $178,000 | 5,741 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $178,000 | 5,309 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $178,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $141,000 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $178,000 | 5,289 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 6,758 |
| Total interest expense | $1,411,000 | 6,248 |
| Net interest income | $1,613,000 | 7,032 |
| Provision for loan and lease losses | $-36,000 | 8,372 |
| Total noninterest income | $275,000 | 6,346 |
| Gross Fiduciary activities income | $14,000 | 1,231 |
| Service charges on deposit accounts | $200,000 | 4,987 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $61,000 | 7,036 |
| Total noninterest expense | $1,044,000 | 7,640 |
| Salaries and employee benefits | $588,000 | 7,629 |
| Premises and equipment expense | $145,000 | 7,320 |
| Additional noninterest expense | $311,000 | 7,522 |
| Pre-tax net operating income | $880,000 | 5,455 |
| Securities gains (losses) | $-30,000 | 7,718 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $850,000 | 5,081 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $850,000 | 5,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,822 |
| Cash dividends | $825,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $880,000 | 4,989 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,245,000 | 6,826 |
| Total interest expense | $1,017,000 | 6,286 |
| Net interest income | $1,228,000 | 7,090 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $236,000 | 6,145 |
| Gross Fiduciary activities income | $5,000 | 1,291 |
| Service charges on deposit accounts | $145,000 | 5,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $86,000 | 6,103 |
| Total noninterest expense | $768,000 | 7,678 |
| Salaries and employee benefits | $445,000 | 7,603 |
| Premises and equipment expense | $100,000 | 7,462 |
| Additional noninterest expense | $223,000 | 7,614 |
| Pre-tax net operating income | $696,000 | 5,542 |
| Securities gains (losses) | $-36,000 | 8,061 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $660,000 | 5,138 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $660,000 | 5,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,572 |
| Cash dividends | $615,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $696,000 | 5,009 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 6,847 |
| Total interest expense | $659,000 | 6,267 |
| Net interest income | $818,000 | 7,143 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $176,000 | 5,904 |
| Gross Fiduciary activities income | $4,000 | 1,273 |
| Service charges on deposit accounts | $95,000 | 5,130 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $77,000 | 5,619 |
| Total noninterest expense | $507,000 | 7,720 |
| Salaries and employee benefits | $300,000 | 7,626 |
| Premises and equipment expense | $65,000 | 7,515 |
| Additional noninterest expense | $142,000 | 7,707 |
| Pre-tax net operating income | $487,000 | 5,470 |
| Securities gains (losses) | $-36,000 | 8,277 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $451,000 | 5,119 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $451,000 | 5,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $393,000 | 2,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $487,000 | 4,939 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $738,000 | 6,822 |
| Total interest expense | $325,000 | 6,212 |
| Net interest income | $413,000 | 7,137 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $98,000 | 5,636 |
| Gross Fiduciary activities income | $4,000 | 1,187 |
| Service charges on deposit accounts | $42,000 | 5,298 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,040 |
| Total noninterest expense | $252,000 | 7,743 |
| Salaries and employee benefits | $157,000 | 7,557 |
| Premises and equipment expense | $32,000 | 7,546 |
| Additional noninterest expense | $63,000 | 7,866 |
| Pre-tax net operating income | $259,000 | 5,297 |
| Securities gains (losses) | $-35,000 | 8,495 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $224,000 | 5,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $224,000 | 5,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $174,000 | 2,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $259,000 | 4,758 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 6,719 |
| Total interest expense | $1,210,000 | 5,790 |
| Net interest income | $1,637,000 | 7,111 |
| Provision for loan and lease losses | $18,000 | 6,565 |
| Total noninterest income | $283,000 | 6,432 |
| Gross Fiduciary activities income | $12,000 | 1,271 |
| Service charges on deposit accounts | $216,000 | 4,877 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $55,000 | 7,265 |
| Total noninterest expense | $1,002,000 | 7,748 |
| Salaries and employee benefits | $555,000 | 7,758 |
| Premises and equipment expense | $123,000 | 7,613 |
| Additional noninterest expense | $324,000 | 7,507 |
| Pre-tax net operating income | $900,000 | 5,636 |
| Securities gains (losses) | $-21,000 | 7,836 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $879,000 | 5,134 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $879,000 | 5,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,928 |
| Cash dividends | $762,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $900,000 | 5,046 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,121,000 | 6,735 |
| Total interest expense | $888,000 | 5,754 |
| Net interest income | $1,233,000 | 7,132 |
| Provision for loan and lease losses | $12,000 | 6,428 |
| Total noninterest income | $211,000 | 6,494 |
| Gross Fiduciary activities income | $4,000 | 1,330 |
| Service charges on deposit accounts | $161,000 | 4,927 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 7,164 |
| Total noninterest expense | $760,000 | 7,708 |
| Salaries and employee benefits | $440,000 | 7,635 |
| Premises and equipment expense | $91,000 | 7,613 |
| Additional noninterest expense | $229,000 | 7,619 |
| Pre-tax net operating income | $672,000 | 5,733 |
| Securities gains (losses) | $-21,000 | 8,193 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $651,000 | 5,261 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $651,000 | 5,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,382 |
| Cash dividends | $516,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $672,000 | 5,143 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 6,657 |
| Total interest expense | $612,000 | 5,519 |
| Net interest income | $823,000 | 7,120 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $144,000 | 6,418 |
| Gross Fiduciary activities income | $4,000 | 1,282 |
| Service charges on deposit accounts | $109,000 | 4,862 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $31,000 | 7,144 |
| Total noninterest expense | $503,000 | 7,717 |
| Salaries and employee benefits | $295,000 | 7,641 |
| Premises and equipment expense | $61,000 | 7,596 |
| Additional noninterest expense | $147,000 | 7,662 |
| Pre-tax net operating income | $452,000 | 5,692 |
| Securities gains (losses) | $-21,000 | 8,378 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $431,000 | 5,262 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $431,000 | 5,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,010 |
| Cash dividends | $330,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $452,000 | 5,091 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $704,000 | 6,736 |
| Total interest expense | $295,000 | 5,524 |
| Net interest income | $409,000 | 7,200 |
| Provision for loan and lease losses | $11,000 | 5,337 |
| Total noninterest income | $72,000 | 6,381 |
| Gross Fiduciary activities income | $4,000 | 1,192 |
| Service charges on deposit accounts | $53,000 | 4,860 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $248,000 | 7,812 |
| Salaries and employee benefits | $151,000 | 7,645 |
| Premises and equipment expense | $32,000 | 7,605 |
| Additional noninterest expense | $65,000 | 7,918 |
| Pre-tax net operating income | $222,000 | 5,724 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $222,000 | 5,158 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $222,000 | 5,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $129,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $222,000 | 5,127 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 6,522 |
| Total interest expense | $1,097,000 | 5,392 |
| Net interest income | $1,815,000 | 6,876 |
| Provision for loan and lease losses | $44,000 | 6,096 |
| Total noninterest income | $266,000 | 6,636 |
| Gross Fiduciary activities income | $8,000 | 1,352 |
| Service charges on deposit accounts | $206,000 | 5,157 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $52,000 | 7,358 |
| Total noninterest expense | $1,070,000 | 7,672 |
| Salaries and employee benefits | $618,000 | 7,593 |
| Premises and equipment expense | $131,000 | 7,571 |
| Additional noninterest expense | $321,000 | 7,587 |
| Pre-tax net operating income | $967,000 | 5,323 |
| Securities gains (losses) | $98,000 | 1,258 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,065,000 | 4,529 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,065,000 | 4,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,198 |
| Cash dividends | $834,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $967,000 | 4,724 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,178,000 | 6,526 |
| Total interest expense | $811,000 | 5,414 |
| Net interest income | $1,367,000 | 6,886 |
| Provision for loan and lease losses | $29,000 | 6,049 |
| Total noninterest income | $202,000 | 6,653 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $157,000 | 5,164 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $45,000 | 7,213 |
| Total noninterest expense | $806,000 | 7,632 |
| Salaries and employee benefits | $479,000 | 7,454 |
| Premises and equipment expense | $101,000 | 7,508 |
| Additional noninterest expense | $226,000 | 7,696 |
| Pre-tax net operating income | $734,000 | 5,398 |
| Securities gains (losses) | $93,000 | 1,219 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $827,000 | 4,525 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $827,000 | 4,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,870 |
| Cash dividends | $693,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $734,000 | 4,748 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 6,523 |
| Total interest expense | $537,000 | 5,443 |
| Net interest income | $934,000 | 6,850 |
| Provision for loan and lease losses | $29,000 | 5,552 |
| Total noninterest income | $135,000 | 6,682 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $101,000 | 5,244 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $34,000 | 7,048 |
| Total noninterest expense | $540,000 | 7,667 |
| Salaries and employee benefits | $322,000 | 7,485 |
| Premises and equipment expense | $68,000 | 7,517 |
| Additional noninterest expense | $150,000 | 7,728 |
| Pre-tax net operating income | $500,000 | 5,303 |
| Securities gains (losses) | $84,000 | 1,138 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $584,000 | 4,326 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $584,000 | 4,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,984 |
| Cash dividends | $516,000 | 2,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $500,000 | 4,650 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $742,000 | 6,522 |
| Total interest expense | $266,000 | 5,540 |
| Net interest income | $476,000 | 6,826 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $71,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $50,000 | 5,207 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $21,000 | 6,731 |
| Total noninterest expense | $265,000 | 7,757 |
| Salaries and employee benefits | $161,000 | 7,526 |
| Premises and equipment expense | $35,000 | 7,507 |
| Additional noninterest expense | $69,000 | 7,915 |
| Pre-tax net operating income | $262,000 | 5,152 |
| Securities gains (losses) | $93,000 | 843 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $355,000 | 3,809 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $355,000 | 3,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,329 |
| Cash dividends | $240,000 | 1,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $262,000 | 4,496 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,078,000 | 6,431 |
| Total interest expense | $1,131,000 | 5,765 |
| Net interest income | $1,947,000 | 6,668 |
| Provision for loan and lease losses | $53,000 | 6,206 |
| Total noninterest income | $294,000 | 6,640 |
| Gross Fiduciary activities income | $12,000 | 1,325 |
| Service charges on deposit accounts | $225,000 | 5,003 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $57,000 | 7,379 |
| Total noninterest expense | $1,088,000 | 7,692 |
| Salaries and employee benefits | $601,000 | 7,686 |
| Premises and equipment expense | $173,000 | 7,101 |
| Additional noninterest expense | $314,000 | 7,667 |
| Pre-tax net operating income | $1,100,000 | 4,924 |
| Securities gains (losses) | $310,000 | 1,027 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,410,000 | 3,711 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,410,000 | 3,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,121 |
| Cash dividends | $1,335,000 | 1,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,100,000 | 4,200 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,324,000 | 6,490 |
| Total interest expense | $870,000 | 5,827 |
| Net interest income | $1,454,000 | 6,725 |
| Provision for loan and lease losses | $24,000 | 6,637 |
| Total noninterest income | $223,000 | 6,660 |
| Gross Fiduciary activities income | $3,000 | 1,448 |
| Service charges on deposit accounts | $175,000 | 4,936 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 7,365 |
| Total noninterest expense | $804,000 | 7,725 |
| Salaries and employee benefits | $460,000 | 7,611 |
| Premises and equipment expense | $99,000 | 7,650 |
| Additional noninterest expense | $245,000 | 7,603 |
| Pre-tax net operating income | $849,000 | 4,978 |
| Securities gains (losses) | $269,000 | 1,039 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,118,000 | 3,694 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,118,000 | 3,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,323 |
| Cash dividends | $1,011,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $849,000 | 4,276 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 6,510 |
| Total interest expense | $605,000 | 5,811 |
| Net interest income | $958,000 | 6,774 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $149,000 | 6,665 |
| Gross Fiduciary activities income | $3,000 | 1,400 |
| Service charges on deposit accounts | $114,000 | 4,956 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $32,000 | 7,239 |
| Total noninterest expense | $529,000 | 7,771 |
| Salaries and employee benefits | $304,000 | 7,658 |
| Premises and equipment expense | $65,000 | 7,693 |
| Additional noninterest expense | $160,000 | 7,642 |
| Pre-tax net operating income | $563,000 | 5,012 |
| Securities gains (losses) | $146,000 | 1,241 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $709,000 | 3,824 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $709,000 | 3,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $594,000 | 1,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $563,000 | 4,255 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $776,000 | 6,571 |
| Total interest expense | $312,000 | 5,819 |
| Net interest income | $464,000 | 6,865 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $71,000 | 6,688 |
| Gross Fiduciary activities income | $3,000 | 1,293 |
| Service charges on deposit accounts | $53,000 | 5,050 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $247,000 | 7,958 |
| Salaries and employee benefits | $152,000 | 7,681 |
| Premises and equipment expense | $33,000 | 7,707 |
| Additional noninterest expense | $62,000 | 8,151 |
| Pre-tax net operating income | $282,000 | 4,949 |
| Securities gains (losses) | $68,000 | 1,210 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $350,000 | 3,796 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $350,000 | 3,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $279,000 | 1,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $282,000 | 4,210 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,311,000 | 6,524 |
| Total interest expense | $1,413,000 | 5,904 |
| Net interest income | $1,898,000 | 6,795 |
| Provision for loan and lease losses | $33,000 | 7,142 |
| Total noninterest income | $330,000 | 6,244 |
| Gross Fiduciary activities income | $26,000 | 1,229 |
| Service charges on deposit accounts | $234,000 | 4,860 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 7,078 |
| Total noninterest expense | $1,036,000 | 7,861 |
| Salaries and employee benefits | $561,000 | 7,884 |
| Premises and equipment expense | $159,000 | 7,321 |
| Additional noninterest expense | $316,000 | 7,695 |
| Pre-tax net operating income | $1,159,000 | 4,807 |
| Securities gains (losses) | $189,000 | 1,212 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,348,000 | 3,791 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,348,000 | 3,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,374 |
| Cash dividends | $1,245,000 | 1,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,159,000 | 4,084 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,687,000 | 6,601 |
| Total interest expense | $1,901,000 | 6,262 |
| Net interest income | $1,786,000 | 6,814 |
| Provision for loan and lease losses | $46,000 | 6,803 |
| Total noninterest income | $275,000 | 6,625 |
| Gross Fiduciary activities income | $20,000 | 1,302 |
| Service charges on deposit accounts | $182,000 | 5,365 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $73,000 | 7,044 |
| Total noninterest expense | $1,026,000 | 7,886 |
| Salaries and employee benefits | $595,000 | 7,696 |
| Premises and equipment expense | $119,000 | 8,021 |
| Additional noninterest expense | $312,000 | 7,768 |
| Pre-tax net operating income | $989,000 | 4,927 |
| Securities gains (losses) | $118,000 | 1,614 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,107,000 | 4,014 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,107,000 | 4,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,241 |
| Cash dividends | $932,000 | 2,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $989,000 | 4,195 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 6,761 |
| Total interest expense | $1,918,000 | 6,386 |
| Net interest income | $1,756,000 | 6,993 |
| Provision for loan and lease losses | $10,000 | 7,963 |
| Total noninterest income | $259,000 | 6,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,361 |
| Total noninterest expense | $945,000 | 8,182 |
| Salaries and employee benefits | $562,000 | 7,914 |
| Premises and equipment expense | $106,000 | 8,342 |
| Additional noninterest expense | $277,000 | 8,136 |
| Pre-tax net operating income | $1,060,000 | 5,113 |
| Securities gains (losses) | $-5,000 | 7,961 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,055,000 | 4,228 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,055,000 | 4,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $882,000 | 2,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,060,000 | 4,217 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 6,860 |
| Total interest expense | $1,731,000 | 6,492 |
| Net interest income | $1,738,000 | 7,131 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $247,000 | 6,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 7,783 |
| Total noninterest expense | $913,000 | 8,376 |
| Salaries and employee benefits | $556,000 | 8,000 |
| Premises and equipment expense | $108,000 | 8,478 |
| Additional noninterest expense | $249,000 | 8,563 |
| Pre-tax net operating income | $1,032,000 | 5,207 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $-7,000 | 9,644 |
| Income before extraordinary items | $1,038,000 | 4,310 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,038,000 | 4,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,975 |
| Cash dividends | $795,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,039,000 | 4,269 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,170,000 | 7,330 |
| Total interest expense | $1,612,000 | 6,953 |
| Net interest income | $1,558,000 | 7,557 |
| Provision for loan and lease losses | $16,000 | 7,917 |
| Total noninterest income | $254,000 | 6,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,242 |
| Total noninterest expense | $928,000 | 8,348 |
| Salaries and employee benefits | $558,000 | 7,996 |
| Premises and equipment expense | $116,000 | 8,357 |
| Additional noninterest expense | $254,000 | 8,566 |
| Pre-tax net operating income | $868,000 | 5,849 |
| Securities gains (losses) | $25,000 | 2,265 |
| Applicable income taxes | $241,000 | 5,728 |
| Income before extraordinary items | $652,000 | 5,807 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $652,000 | 5,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $30,000 | 7,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $633,750 | 5,789 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,846,000 | 7,943 |
| Total interest expense | $1,419,000 | 7,545 |
| Net interest income | $1,427,000 | 8,166 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $246,000 | 7,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,824 |
| Total noninterest expense | $903,000 | 8,675 |
| Salaries and employee benefits | $534,000 | 8,367 |
| Premises and equipment expense | $74,000 | 9,594 |
| Additional noninterest expense | $295,000 | 8,371 |
| Pre-tax net operating income | $770,000 | 6,682 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $199,000 | 6,887 |
| Income before extraordinary items | $574,000 | 6,515 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $574,000 | 6,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $571,780 | 6,472 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,530,000 | 8,663 |
| Total interest expense | $1,214,000 | 8,338 |
| Net interest income | $1,316,000 | 8,730 |
| Provision for loan and lease losses | $2,000 | 8,964 |
| Total noninterest income | $247,000 | 7,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,577 |
| Total noninterest expense | $891,000 | 9,089 |
| Salaries and employee benefits | $508,000 | 8,819 |
| Premises and equipment expense | $112,000 | 8,981 |
| Additional noninterest expense | $271,000 | 9,181 |
| Pre-tax net operating income | $670,000 | 7,069 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $178,000 | 7,462 |
| Income before extraordinary items | $499,000 | 6,912 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $499,000 | 6,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $27,000 | 7,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $493,820 | 6,886 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 9,030 |
| Total interest expense | $1,163,000 | 8,707 |
| Net interest income | $1,299,000 | 9,077 |
| Provision for loan and lease losses | $-99,000 | 11,702 |
| Total noninterest income | $250,000 | 7,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,310 |
| Total noninterest expense | $862,000 | 9,499 |
| Salaries and employee benefits | $481,000 | 9,276 |
| Premises and equipment expense | $49,000 | 11,117 |
| Additional noninterest expense | $332,000 | 8,893 |
| Pre-tax net operating income | $786,000 | 6,891 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $220,000 | 7,096 |
| Income before extraordinary items | $567,000 | 6,803 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $567,000 | 6,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $726,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $566,280 | 6,789 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,244,000 | 9,354 |
| Total interest expense | $924,000 | 9,017 |
| Net interest income | $1,320,000 | 9,395 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $218,000 | 8,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,058 |
| Total noninterest expense | $889,000 | 9,823 |
| Salaries and employee benefits | $456,000 | 9,781 |
| Premises and equipment expense | $82,000 | 10,584 |
| Additional noninterest expense | $351,000 | 9,331 |
| Pre-tax net operating income | $649,000 | 7,724 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $169,000 | 7,945 |
| Income before extraordinary items | $486,000 | 7,416 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $486,000 | 7,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $468,000 | 3,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $481,560 | 7,493 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 9,668 |
| Total interest expense | $921,000 | 9,467 |
| Net interest income | $1,331,000 | 9,640 |
| Provision for loan and lease losses | $29,000 | 8,543 |
| Total noninterest income | $228,000 | 8,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,758 |
| Total noninterest expense | $858,000 | 10,399 |
| Salaries and employee benefits | $408,000 | 10,552 |
| Premises and equipment expense | $59,000 | 11,888 |
| Additional noninterest expense | $391,000 | 9,355 |
| Pre-tax net operating income | $672,000 | 7,512 |
| Securities gains (losses) | $100,000 | 2,512 |
| Applicable income taxes | $211,000 | 7,412 |
| Income before extraordinary items | $561,000 | 7,073 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $561,000 | 7,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $513,000 | 2,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $488,000 | 7,400 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,713,000 | 9,514 |
| Total interest expense | $1,311,000 | 9,189 |
| Net interest income | $1,402,000 | 9,616 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $240,000 | 8,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,490 |
| Total noninterest expense | $806,000 | 10,973 |
| Salaries and employee benefits | $387,000 | 11,014 |
| Premises and equipment expense | $55,000 | 12,495 |
| Additional noninterest expense | $364,000 | 10,021 |
| Pre-tax net operating income | $800,000 | 6,563 |
| Securities gains (losses) | $254,000 | 1,699 |
| Applicable income taxes | $279,000 | 6,238 |
| Income before extraordinary items | $775,000 | 5,495 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $775,000 | 5,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $720,000 | 2,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $587,040 | 6,303 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.