Home > The Harris Bank > Income and Expense
The Harris Bank, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,704,000 | 1,241 |
| Total interest expense | $1,791,000 | 1,784 |
| Net interest income | $9,913,000 | 1,126 |
| Provision for loan and lease losses | $7,246,000 | 309 |
| Total noninterest income | $14,726,000 | 280 |
| Gross Fiduciary activities income | $13,283,000 | 53 |
| Service charges on deposit accounts | $181,000 | 3,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,262,000 | 1,146 |
| Total noninterest expense | $15,979,000 | 641 |
| Salaries and employee benefits | $9,324,000 | 521 |
| Premises and equipment expense | $1,690,000 | 748 |
| Additional noninterest expense | $4,965,000 | 726 |
| Pre-tax net operating income | $1,414,000 | 1,975 |
| Securities gains (losses) | $391,000 | 440 |
| Applicable income taxes | $695,000 | 1,036 |
| Income before extraordinary items | $1,110,000 | 2,080 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,110,000 | 2,080 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,110,000 | 2,080 |
| Net charge-offs | $6,713,000 | 361 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 658 |
| Net operating income | $859,760 | 2,469 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,831,000 | 1,249 |
| Total interest expense | $899,000 | 1,836 |
| Net interest income | $4,932,000 | 1,136 |
| Provision for loan and lease losses | $3,761,000 | 305 |
| Total noninterest income | $6,246,000 | 322 |
| Gross Fiduciary activities income | $6,061,000 | 53 |
| Service charges on deposit accounts | $105,000 | 2,881 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $80,000 | 3,908 |
| Total noninterest expense | $7,970,000 | 646 |
| Salaries and employee benefits | $4,515,000 | 548 |
| Premises and equipment expense | $846,000 | 764 |
| Additional noninterest expense | $2,609,000 | 693 |
| Pre-tax net operating income | $-553,000 | 7,108 |
| Securities gains (losses) | $391,000 | 200 |
| Applicable income taxes | $-60,000 | 7,217 |
| Income before extraordinary items | $-102,000 | 6,724 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-102,000 | 6,724 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-102,000 | 6,724 |
| Net charge-offs | $3,369,000 | 364 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 601 |
| Net operating income | $-352,240 | 7,027 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $24,840,000 | 1,243 |
| Total interest expense | $4,412,000 | 1,827 |
| Net interest income | $20,428,000 | 1,096 |
| Provision for loan and lease losses | $5,881,000 | 1,010 |
| Total noninterest income | $23,187,000 | 350 |
| Gross Fiduciary activities income | $22,456,000 | 57 |
| Service charges on deposit accounts | $414,000 | 3,009 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $317,000 | 3,867 |
| Total noninterest expense | $29,057,000 | 691 |
| Salaries and employee benefits | $16,767,000 | 572 |
| Premises and equipment expense | $3,306,000 | 774 |
| Additional noninterest expense | $8,984,000 | 822 |
| Pre-tax net operating income | $8,677,000 | 621 |
| Securities gains (losses) | $-36,000 | 7,123 |
| Applicable income taxes | $3,373,000 | 492 |
| Income before extraordinary items | $5,268,000 | 838 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,268,000 | 838 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,268,000 | 839 |
| Net charge-offs | $7,915,000 | 721 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $147,000 | 695 |
| Net operating income | $5,291,040 | 802 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $18,991,000 | 1,240 |
| Total interest expense | $3,543,000 | 1,794 |
| Net interest income | $15,448,000 | 1,085 |
| Provision for loan and lease losses | $4,123,000 | 1,018 |
| Total noninterest income | $17,229,000 | 349 |
| Gross Fiduciary activities income | $16,653,000 | 57 |
| Service charges on deposit accounts | $317,000 | 3,041 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $259,000 | 3,784 |
| Total noninterest expense | $20,731,000 | 712 |
| Salaries and employee benefits | $11,847,000 | 596 |
| Premises and equipment expense | $2,515,000 | 764 |
| Additional noninterest expense | $6,369,000 | 849 |
| Pre-tax net operating income | $7,823,000 | 546 |
| Securities gains (losses) | $-93,000 | 7,391 |
| Applicable income taxes | $3,041,000 | 420 |
| Income before extraordinary items | $4,689,000 | 746 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,689,000 | 743 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,689,000 | 746 |
| Net charge-offs | $4,050,000 | 911 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 924 |
| Net operating income | $4,748,520 | 695 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,798,000 | 1,243 |
| Total interest expense | $2,328,000 | 1,869 |
| Net interest income | $10,470,000 | 1,063 |
| Provision for loan and lease losses | $2,143,000 | 1,218 |
| Total noninterest income | $11,479,000 | 345 |
| Gross Fiduciary activities income | $11,084,000 | 57 |
| Service charges on deposit accounts | $212,000 | 3,049 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $183,000 | 3,654 |
| Total noninterest expense | $13,294,000 | 731 |
| Salaries and employee benefits | $7,156,000 | 663 |
| Premises and equipment expense | $1,693,000 | 777 |
| Additional noninterest expense | $4,445,000 | 810 |
| Pre-tax net operating income | $6,512,000 | 427 |
| Securities gains (losses) | $15,000 | 2,470 |
| Applicable income taxes | $2,594,000 | 340 |
| Income before extraordinary items | $3,933,000 | 563 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,933,000 | 563 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,933,000 | 564 |
| Net charge-offs | $2,137,000 | 1,080 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 859 |
| Net operating income | $3,923,400 | 538 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,401,000 | 1,266 |
| Total interest expense | $1,214,000 | 1,888 |
| Net interest income | $5,187,000 | 1,086 |
| Provision for loan and lease losses | $2,340,000 | 658 |
| Total noninterest income | $5,500,000 | 354 |
| Gross Fiduciary activities income | $5,280,000 | 56 |
| Service charges on deposit accounts | $103,000 | 3,095 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $117,000 | 3,232 |
| Total noninterest expense | $6,795,000 | 736 |
| Salaries and employee benefits | $3,850,000 | 627 |
| Premises and equipment expense | $848,000 | 788 |
| Additional noninterest expense | $2,097,000 | 851 |
| Pre-tax net operating income | $1,552,000 | 868 |
| Securities gains (losses) | $7,000 | 1,814 |
| Applicable income taxes | $684,000 | 528 |
| Income before extraordinary items | $875,000 | 1,248 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $875,000 | 1,251 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $875,000 | 1,250 |
| Net charge-offs | $1,995,000 | 646 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 814 |
| Net operating income | $870,520 | 1,224 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $26,371,000 | 1,307 |
| Total interest expense | $7,479,000 | 1,574 |
| Net interest income | $18,892,000 | 1,181 |
| Provision for loan and lease losses | $22,283,000 | 455 |
| Total noninterest income | $20,722,000 | 382 |
| Gross Fiduciary activities income | $19,812,000 | 61 |
| Service charges on deposit accounts | $451,000 | 3,089 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $459,000 | 3,345 |
| Total noninterest expense | $32,269,000 | 653 |
| Salaries and employee benefits | $18,855,000 | 514 |
| Premises and equipment expense | $3,700,000 | 725 |
| Additional noninterest expense | $9,714,000 | 816 |
| Pre-tax net operating income | $-14,938,000 | 7,630 |
| Securities gains (losses) | $735,000 | 657 |
| Applicable income taxes | $-5,438,000 | 7,774 |
| Income before extraordinary items | $-8,765,000 | 7,505 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-8,765,000 | 7,504 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-8,765,000 | 7,504 |
| Net charge-offs | $10,122,000 | 679 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 1,148 |
| Net operating income | $-9,235,400 | 7,532 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $19,747,000 | 1,326 |
| Total interest expense | $6,008,000 | 1,547 |
| Net interest income | $13,739,000 | 1,222 |
| Provision for loan and lease losses | $18,993,000 | 402 |
| Total noninterest income | $15,295,000 | 391 |
| Gross Fiduciary activities income | $14,588,000 | 60 |
| Service charges on deposit accounts | $336,000 | 3,115 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $371,000 | 3,310 |
| Total noninterest expense | $24,955,000 | 628 |
| Salaries and employee benefits | $14,558,000 | 509 |
| Premises and equipment expense | $2,830,000 | 719 |
| Additional noninterest expense | $7,567,000 | 755 |
| Pre-tax net operating income | $-14,914,000 | 7,826 |
| Securities gains (losses) | $735,000 | 510 |
| Applicable income taxes | $-5,431,000 | 7,910 |
| Income before extraordinary items | $-8,748,000 | 7,748 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-8,748,000 | 7,746 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-8,748,000 | 7,747 |
| Net charge-offs | $7,816,000 | 604 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 1,045 |
| Net operating income | $-9,218,400 | 7,763 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,128,000 | 1,357 |
| Total interest expense | $4,278,000 | 1,540 |
| Net interest income | $8,850,000 | 1,262 |
| Provision for loan and lease losses | $16,781,000 | 339 |
| Total noninterest income | $10,160,000 | 387 |
| Gross Fiduciary activities income | $9,693,000 | 61 |
| Service charges on deposit accounts | $229,000 | 3,062 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $238,000 | 3,378 |
| Total noninterest expense | $16,656,000 | 642 |
| Salaries and employee benefits | $9,916,000 | 511 |
| Premises and equipment expense | $1,905,000 | 734 |
| Additional noninterest expense | $4,835,000 | 804 |
| Pre-tax net operating income | $-14,427,000 | 7,975 |
| Securities gains (losses) | $402,000 | 604 |
| Applicable income taxes | $-5,376,000 | 8,045 |
| Income before extraordinary items | $-8,649,000 | 7,925 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-8,649,000 | 7,924 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-8,649,000 | 7,924 |
| Net charge-offs | $5,807,000 | 529 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,077 |
| Net operating income | $-8,906,280 | 7,931 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,475,000 | 1,395 |
| Total interest expense | $2,226,000 | 1,534 |
| Net interest income | $4,249,000 | 1,305 |
| Provision for loan and lease losses | $6,827,000 | 331 |
| Total noninterest income | $4,929,000 | 371 |
| Gross Fiduciary activities income | $4,689,000 | 60 |
| Service charges on deposit accounts | $116,000 | 2,969 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $124,000 | 3,295 |
| Total noninterest expense | $8,517,000 | 599 |
| Salaries and employee benefits | $5,320,000 | 471 |
| Premises and equipment expense | $978,000 | 731 |
| Additional noninterest expense | $2,219,000 | 766 |
| Pre-tax net operating income | $-6,166,000 | 8,064 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-2,360,000 | 8,104 |
| Income before extraordinary items | $-3,806,000 | 8,014 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,806,000 | 8,015 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,806,000 | 8,015 |
| Net charge-offs | $3,245,000 | 429 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 955 |
| Net operating income | $-3,806,000 | 8,018 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $28,005,000 | 1,385 |
| Total interest expense | $10,882,000 | 1,493 |
| Net interest income | $17,123,000 | 1,290 |
| Provision for loan and lease losses | $3,702,000 | 1,214 |
| Total noninterest income | $20,464,000 | 346 |
| Gross Fiduciary activities income | $19,376,000 | 62 |
| Service charges on deposit accounts | $440,000 | 3,268 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $648,000 | 2,775 |
| Total noninterest expense | $33,147,000 | 599 |
| Salaries and employee benefits | $16,906,000 | 575 |
| Premises and equipment expense | $4,075,000 | 677 |
| Additional noninterest expense | $12,166,000 | 570 |
| Pre-tax net operating income | $738,000 | 4,311 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $321,000 | 2,315 |
| Income before extraordinary items | $417,000 | 4,706 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $417,000 | 4,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,856,000 | 1,038 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 1,046 |
| Net operating income | $417,000 | 4,872 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $20,955,000 | 1,422 |
| Total interest expense | $7,613,000 | 1,654 |
| Net interest income | $13,342,000 | 1,259 |
| Provision for loan and lease losses | $1,982,000 | 1,200 |
| Total noninterest income | $15,681,000 | 365 |
| Gross Fiduciary activities income | $14,848,000 | 63 |
| Service charges on deposit accounts | $336,000 | 3,272 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $497,000 | 2,825 |
| Total noninterest expense | $24,594,000 | 595 |
| Salaries and employee benefits | $12,918,000 | 576 |
| Premises and equipment expense | $3,128,000 | 670 |
| Additional noninterest expense | $8,548,000 | 569 |
| Pre-tax net operating income | $2,447,000 | 1,961 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $938,000 | 1,214 |
| Income before extraordinary items | $1,509,000 | 2,320 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,509,000 | 2,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,371,000 | 1,077 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 871 |
| Net operating income | $1,509,000 | 2,435 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,917,000 | 1,444 |
| Total interest expense | $5,279,000 | 1,666 |
| Net interest income | $8,638,000 | 1,291 |
| Provision for loan and lease losses | $970,000 | 1,247 |
| Total noninterest income | $10,554,000 | 374 |
| Gross Fiduciary activities income | $9,994,000 | 65 |
| Service charges on deposit accounts | $213,000 | 3,355 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $347,000 | 2,789 |
| Total noninterest expense | $15,857,000 | 614 |
| Salaries and employee benefits | $8,582,000 | 582 |
| Premises and equipment expense | $2,080,000 | 671 |
| Additional noninterest expense | $5,195,000 | 605 |
| Pre-tax net operating income | $2,365,000 | 1,457 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $882,000 | 1,036 |
| Income before extraordinary items | $1,483,000 | 1,823 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,483,000 | 1,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 1,878 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 690 |
| Net operating income | $1,483,000 | 1,793 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,025,000 | 1,474 |
| Total interest expense | $2,975,000 | 1,579 |
| Net interest income | $4,050,000 | 1,371 |
| Provision for loan and lease losses | $375,000 | 1,195 |
| Total noninterest income | $5,235,000 | 381 |
| Gross Fiduciary activities income | $4,954,000 | 65 |
| Service charges on deposit accounts | $105,000 | 3,347 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $176,000 | 2,766 |
| Total noninterest expense | $7,951,000 | 607 |
| Salaries and employee benefits | $4,100,000 | 611 |
| Premises and equipment expense | $1,075,000 | 656 |
| Additional noninterest expense | $2,776,000 | 540 |
| Pre-tax net operating income | $959,000 | 1,852 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $364,000 | 1,273 |
| Income before extraordinary items | $595,000 | 2,327 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $595,000 | 2,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,525 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 427 |
| Net operating income | $595,000 | 2,254 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $28,575,000 | 1,505 |
| Total interest expense | $11,538,000 | 1,735 |
| Net interest income | $17,037,000 | 1,314 |
| Provision for loan and lease losses | $1,166,000 | 1,266 |
| Total noninterest income | $20,835,000 | 368 |
| Gross Fiduciary activities income | $19,631,000 | 65 |
| Service charges on deposit accounts | $451,000 | 3,285 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $753,000 | 2,648 |
| Total noninterest expense | $33,207,000 | 563 |
| Salaries and employee benefits | $17,793,000 | 544 |
| Premises and equipment expense | $4,029,000 | 661 |
| Additional noninterest expense | $11,385,000 | 526 |
| Pre-tax net operating income | $3,499,000 | 2,203 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,305,000 | 1,559 |
| Income before extraordinary items | $2,194,000 | 2,639 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,194,000 | 2,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $714,000 | 1,315 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 932 |
| Net operating income | $2,194,000 | 2,633 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $21,226,000 | 1,529 |
| Total interest expense | $8,345,000 | 1,793 |
| Net interest income | $12,881,000 | 1,304 |
| Provision for loan and lease losses | $378,000 | 1,943 |
| Total noninterest income | $15,528,000 | 370 |
| Gross Fiduciary activities income | $14,616,000 | 65 |
| Service charges on deposit accounts | $339,000 | 3,277 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $573,000 | 2,631 |
| Total noninterest expense | $25,326,000 | 547 |
| Salaries and employee benefits | $13,221,000 | 554 |
| Premises and equipment expense | $3,013,000 | 660 |
| Additional noninterest expense | $9,092,000 | 485 |
| Pre-tax net operating income | $2,705,000 | 2,280 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,024,000 | 1,616 |
| Income before extraordinary items | $1,681,000 | 2,734 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,681,000 | 2,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,308 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 825 |
| Net operating income | $1,681,000 | 2,714 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,810,000 | 1,578 |
| Total interest expense | $5,229,000 | 1,890 |
| Net interest income | $8,581,000 | 1,324 |
| Provision for loan and lease losses | $323,000 | 1,456 |
| Total noninterest income | $10,331,000 | 384 |
| Gross Fiduciary activities income | $9,695,000 | 68 |
| Service charges on deposit accounts | $227,000 | 3,230 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $409,000 | 2,543 |
| Total noninterest expense | $17,736,000 | 542 |
| Salaries and employee benefits | $9,036,000 | 559 |
| Premises and equipment expense | $2,017,000 | 674 |
| Additional noninterest expense | $6,683,000 | 461 |
| Pre-tax net operating income | $853,000 | 3,878 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $350,000 | 2,555 |
| Income before extraordinary items | $503,000 | 4,530 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $503,000 | 4,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,457 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 837 |
| Net operating income | $503,000 | 4,525 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,799,000 | 1,605 |
| Total interest expense | $2,501,000 | 1,946 |
| Net interest income | $4,298,000 | 1,322 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $5,024,000 | 392 |
| Gross Fiduciary activities income | $4,694,000 | 70 |
| Service charges on deposit accounts | $119,000 | 3,094 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $211,000 | 2,466 |
| Total noninterest expense | $9,592,000 | 512 |
| Salaries and employee benefits | $4,161,000 | 600 |
| Premises and equipment expense | $1,071,000 | 638 |
| Additional noninterest expense | $4,360,000 | 372 |
| Pre-tax net operating income | $-270,000 | 8,381 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-65,000 | 8,458 |
| Income before extraordinary items | $-205,000 | 8,334 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-205,000 | 8,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 1,502 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 595 |
| Net operating income | $-205,000 | 8,323 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $27,329,000 | 1,459 |
| Total interest expense | $8,431,000 | 1,954 |
| Net interest income | $18,898,000 | 1,181 |
| Provision for loan and lease losses | $-2,490,000 | 8,658 |
| Total noninterest income | $18,817,000 | 395 |
| Gross Fiduciary activities income | $18,970,000 | 70 |
| Service charges on deposit accounts | $475,000 | 3,171 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-628,000 | 8,685 |
| Total noninterest expense | $38,574,000 | 485 |
| Salaries and employee benefits | $19,621,000 | 479 |
| Premises and equipment expense | $4,300,000 | 591 |
| Additional noninterest expense | $14,653,000 | 410 |
| Pre-tax net operating income | $1,631,000 | 4,114 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $625,000 | 2,830 |
| Income before extraordinary items | $1,007,000 | 4,699 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,007,000 | 4,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-110,000 | 8,516 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 807 |
| Net operating income | $1,006,360 | 4,695 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $20,596,000 | 1,443 |
| Total interest expense | $6,008,000 | 1,987 |
| Net interest income | $14,588,000 | 1,159 |
| Provision for loan and lease losses | $-2,593,000 | 8,723 |
| Total noninterest income | $13,854,000 | 415 |
| Gross Fiduciary activities income | $14,242,000 | 75 |
| Service charges on deposit accounts | $357,000 | 3,173 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-745,000 | 8,751 |
| Total noninterest expense | $30,269,000 | 483 |
| Salaries and employee benefits | $15,247,000 | 487 |
| Premises and equipment expense | $3,204,000 | 606 |
| Additional noninterest expense | $11,818,000 | 403 |
| Pre-tax net operating income | $766,000 | 5,317 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $307,000 | 3,551 |
| Income before extraordinary items | $459,000 | 5,953 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $459,000 | 5,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 8,470 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 663 |
| Net operating income | $459,000 | 5,949 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,061,000 | 1,380 |
| Total interest expense | $3,906,000 | 1,947 |
| Net interest income | $10,155,000 | 1,111 |
| Provision for loan and lease losses | $-2,593,000 | 8,760 |
| Total noninterest income | $8,837,000 | 432 |
| Gross Fiduciary activities income | $9,593,000 | 79 |
| Service charges on deposit accounts | $234,000 | 3,197 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-990,000 | 8,786 |
| Total noninterest expense | $21,498,000 | 469 |
| Salaries and employee benefits | $10,576,000 | 476 |
| Premises and equipment expense | $2,119,000 | 608 |
| Additional noninterest expense | $8,803,000 | 376 |
| Pre-tax net operating income | $87,000 | 7,767 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $53,000 | 5,182 |
| Income before extraordinary items | $34,000 | 8,007 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $34,000 | 8,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,501 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 587 |
| Net operating income | $34,000 | 8,005 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,379,000 | 1,283 |
| Total interest expense | $2,049,000 | 1,784 |
| Net interest income | $5,330,000 | 1,064 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $3,734,000 | 478 |
| Gross Fiduciary activities income | $4,750,000 | 78 |
| Service charges on deposit accounts | $120,000 | 3,078 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-1,136,000 | 8,798 |
| Total noninterest expense | $8,901,000 | 530 |
| Salaries and employee benefits | $5,211,000 | 474 |
| Premises and equipment expense | $1,075,000 | 597 |
| Additional noninterest expense | $2,615,000 | 536 |
| Pre-tax net operating income | $163,000 | 6,253 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $66,000 | 4,128 |
| Income before extraordinary items | $97,000 | 6,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $97,000 | 6,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,212 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 496 |
| Net operating income | $97,000 | 6,779 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $42,524,000 | 755 |
| Total interest expense | $14,778,000 | 773 |
| Net interest income | $27,746,000 | 756 |
| Provision for loan and lease losses | $1,336,000 | 794 |
| Total noninterest income | $20,455,000 | 396 |
| Gross Fiduciary activities income | $16,987,000 | 82 |
| Service charges on deposit accounts | $796,000 | 2,111 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,672,000 | 1,104 |
| Total noninterest expense | $57,370,000 | 344 |
| Salaries and employee benefits | $20,897,000 | 453 |
| Premises and equipment expense | $4,622,000 | 529 |
| Additional noninterest expense | $31,851,000 | 251 |
| Pre-tax net operating income | $-10,505,000 | 8,826 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-3,672,000 | 8,825 |
| Income before extraordinary items | $-6,833,000 | 8,823 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-6,833,000 | 8,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,626 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $752,000 | 507 |
| Net operating income | $-6,833,000 | 8,811 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $30,844,000 | 760 |
| Total interest expense | $10,397,000 | 770 |
| Net interest income | $20,447,000 | 763 |
| Provision for loan and lease losses | $1,336,000 | 573 |
| Total noninterest income | $15,852,000 | 385 |
| Gross Fiduciary activities income | $12,783,000 | 83 |
| Service charges on deposit accounts | $620,000 | 2,047 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,449,000 | 960 |
| Total noninterest expense | $48,655,000 | 308 |
| Salaries and employee benefits | $15,940,000 | 447 |
| Premises and equipment expense | $3,567,000 | 514 |
| Additional noninterest expense | $29,148,000 | 221 |
| Pre-tax net operating income | $-13,692,000 | 8,858 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-4,789,000 | 8,852 |
| Income before extraordinary items | $-8,903,000 | 8,853 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-8,903,000 | 8,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,012 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $727,000 | 372 |
| Net operating income | $-8,903,000 | 8,844 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $19,830,000 | 771 |
| Total interest expense | $6,290,000 | 794 |
| Net interest income | $13,540,000 | 766 |
| Provision for loan and lease losses | $1,236,000 | 402 |
| Total noninterest income | $11,184,000 | 363 |
| Gross Fiduciary activities income | $8,441,000 | 83 |
| Service charges on deposit accounts | $447,000 | 1,876 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,296,000 | 730 |
| Total noninterest expense | $39,446,000 | 259 |
| Salaries and employee benefits | $10,807,000 | 435 |
| Premises and equipment expense | $2,320,000 | 522 |
| Additional noninterest expense | $26,319,000 | 178 |
| Pre-tax net operating income | $-15,958,000 | 8,869 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-5,590,000 | 8,864 |
| Income before extraordinary items | $-10,368,000 | 8,861 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-10,368,000 | 8,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 1,928 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $703,000 | 263 |
| Net operating income | $-10,368,000 | 8,856 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,526,000 | 789 |
| Total interest expense | $2,879,000 | 832 |
| Net interest income | $6,647,000 | 773 |
| Provision for loan and lease losses | $554,000 | 430 |
| Total noninterest income | $5,563,000 | 355 |
| Gross Fiduciary activities income | $4,133,000 | 84 |
| Service charges on deposit accounts | $168,000 | 2,331 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,262,000 | 667 |
| Total noninterest expense | $9,310,000 | 479 |
| Salaries and employee benefits | $5,333,000 | 427 |
| Premises and equipment expense | $1,141,000 | 525 |
| Additional noninterest expense | $2,836,000 | 493 |
| Pre-tax net operating income | $2,346,000 | 999 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $823,000 | 884 |
| Income before extraordinary items | $1,523,000 | 1,135 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,523,000 | 1,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 663 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 366 |
| Net operating income | $1,523,000 | 1,110 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $25,729,000 | 1,100 |
| Total interest expense | $7,380,000 | 1,100 |
| Net interest income | $18,349,000 | 1,091 |
| Provision for loan and lease losses | $1,738,000 | 623 |
| Total noninterest income | $24,095,000 | 343 |
| Gross Fiduciary activities income | $18,007,000 | 77 |
| Service charges on deposit accounts | $640,000 | 2,566 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,448,000 | 633 |
| Total noninterest expense | $38,507,000 | 468 |
| Salaries and employee benefits | $21,369,000 | 422 |
| Premises and equipment expense | $4,648,000 | 504 |
| Additional noninterest expense | $12,490,000 | 454 |
| Pre-tax net operating income | $2,199,000 | 3,291 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $770,000 | 2,594 |
| Income before extraordinary items | $1,428,000 | 3,752 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,428,000 | 3,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,204 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $3,252,000 | 274 |
| Net operating income | $1,428,650 | 3,697 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $17,389,000 | 1,200 |
| Total interest expense | $4,770,000 | 1,266 |
| Net interest income | $12,619,000 | 1,178 |
| Provision for loan and lease losses | $1,158,000 | 668 |
| Total noninterest income | $18,407,000 | 345 |
| Gross Fiduciary activities income | $13,777,000 | 77 |
| Service charges on deposit accounts | $481,000 | 2,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,149,000 | 639 |
| Total noninterest expense | $29,280,000 | 461 |
| Salaries and employee benefits | $16,310,000 | 421 |
| Premises and equipment expense | $3,481,000 | 509 |
| Additional noninterest expense | $9,489,000 | 452 |
| Pre-tax net operating income | $588,000 | 5,951 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $204,000 | 4,404 |
| Income before extraordinary items | $383,000 | 6,427 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $383,000 | 6,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,296 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $3,210,000 | 197 |
| Net operating income | $383,650 | 6,349 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,324,000 | 1,344 |
| Total interest expense | $2,536,000 | 1,567 |
| Net interest income | $7,788,000 | 1,273 |
| Provision for loan and lease losses | $537,000 | 923 |
| Total noninterest income | $12,463,000 | 335 |
| Gross Fiduciary activities income | $9,365,000 | 79 |
| Service charges on deposit accounts | $308,000 | 2,658 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,790,000 | 643 |
| Total noninterest expense | $19,201,000 | 465 |
| Salaries and employee benefits | $10,623,000 | 430 |
| Premises and equipment expense | $2,292,000 | 514 |
| Additional noninterest expense | $6,286,000 | 450 |
| Pre-tax net operating income | $513,000 | 5,247 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $180,000 | 3,964 |
| Income before extraordinary items | $332,000 | 5,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $332,000 | 5,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,638 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $2,794,000 | 151 |
| Net operating income | $332,650 | 5,722 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,819,000 | 1,476 |
| Total interest expense | $1,067,000 | 1,870 |
| Net interest income | $3,752,000 | 1,321 |
| Provision for loan and lease losses | $299,000 | 851 |
| Total noninterest income | $6,231,000 | 329 |
| Gross Fiduciary activities income | $4,679,000 | 80 |
| Service charges on deposit accounts | $151,000 | 2,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,401,000 | 615 |
| Total noninterest expense | $9,387,000 | 478 |
| Salaries and employee benefits | $5,163,000 | 451 |
| Premises and equipment expense | $1,173,000 | 512 |
| Additional noninterest expense | $3,051,000 | 452 |
| Pre-tax net operating income | $297,000 | 4,831 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $107,000 | 3,673 |
| Income before extraordinary items | $190,000 | 5,468 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $190,000 | 5,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 958 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 217 |
| Net operating income | $190,000 | 5,345 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $19,741,000 | 1,451 |
| Total interest expense | $4,320,000 | 2,062 |
| Net interest income | $15,421,000 | 1,250 |
| Provision for loan and lease losses | $-203,000 | 9,084 |
| Total noninterest income | $24,925,000 | 349 |
| Gross Fiduciary activities income | $17,286,000 | 83 |
| Service charges on deposit accounts | $635,000 | 2,588 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,004,000 | 580 |
| Total noninterest expense | $40,033,000 | 457 |
| Salaries and employee benefits | $22,161,000 | 406 |
| Premises and equipment expense | $4,738,000 | 498 |
| Additional noninterest expense | $13,134,000 | 444 |
| Pre-tax net operating income | $516,000 | 6,618 |
| Securities gains (losses) | $26,000 | 3,046 |
| Applicable income taxes | $206,000 | 4,884 |
| Income before extraordinary items | $336,000 | 7,101 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $336,000 | 7,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 2,081 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $279,000 | 556 |
| Net operating income | $319,360 | 7,035 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,022,000 | 1,458 |
| Total interest expense | $3,346,000 | 2,075 |
| Net interest income | $11,676,000 | 1,253 |
| Provision for loan and lease losses | $-418,000 | 9,189 |
| Total noninterest income | $18,888,000 | 360 |
| Gross Fiduciary activities income | $12,678,000 | 86 |
| Service charges on deposit accounts | $466,000 | 2,634 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,744,000 | 578 |
| Total noninterest expense | $29,975,000 | 466 |
| Salaries and employee benefits | $16,573,000 | 418 |
| Premises and equipment expense | $3,569,000 | 501 |
| Additional noninterest expense | $9,833,000 | 459 |
| Pre-tax net operating income | $1,007,000 | 4,531 |
| Securities gains (losses) | $26,000 | 2,803 |
| Applicable income taxes | $378,000 | 3,501 |
| Income before extraordinary items | $655,000 | 5,163 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $655,000 | 5,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 1,848 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 444 |
| Net operating income | $638,360 | 5,057 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,156,000 | 1,446 |
| Total interest expense | $2,325,000 | 2,068 |
| Net interest income | $7,831,000 | 1,242 |
| Provision for loan and lease losses | $-555,000 | 9,243 |
| Total noninterest income | $12,502,000 | 365 |
| Gross Fiduciary activities income | $8,311,000 | 87 |
| Service charges on deposit accounts | $309,000 | 2,583 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,882,000 | 562 |
| Total noninterest expense | $19,816,000 | 462 |
| Salaries and employee benefits | $11,312,000 | 410 |
| Premises and equipment expense | $2,366,000 | 509 |
| Additional noninterest expense | $6,138,000 | 483 |
| Pre-tax net operating income | $1,072,000 | 3,349 |
| Securities gains (losses) | $26,000 | 2,455 |
| Applicable income taxes | $396,000 | 2,713 |
| Income before extraordinary items | $702,000 | 3,854 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $702,000 | 3,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 1,890 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 362 |
| Net operating income | $685,360 | 3,740 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,956,000 | 1,496 |
| Total interest expense | $1,204,000 | 2,047 |
| Net interest income | $3,752,000 | 1,303 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $5,837,000 | 381 |
| Gross Fiduciary activities income | $4,027,000 | 89 |
| Service charges on deposit accounts | $145,000 | 2,645 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,665,000 | 612 |
| Total noninterest expense | $9,535,000 | 483 |
| Salaries and employee benefits | $5,282,000 | 439 |
| Premises and equipment expense | $1,180,000 | 518 |
| Additional noninterest expense | $3,073,000 | 478 |
| Pre-tax net operating income | $29,000 | 8,329 |
| Securities gains (losses) | $26,000 | 1,771 |
| Applicable income taxes | $31,000 | 5,692 |
| Income before extraordinary items | $24,000 | 8,404 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,000 | 8,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 237 |
| Net operating income | $7,360 | 8,566 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,129,000 | 2,176 |
| Total interest expense | $3,213,000 | 3,334 |
| Net interest income | $10,916,000 | 1,771 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $17,470,000 | 435 |
| Gross Fiduciary activities income | $12,011,000 | 102 |
| Service charges on deposit accounts | $502,000 | 2,961 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,957,000 | 694 |
| Total noninterest expense | $25,952,000 | 630 |
| Salaries and employee benefits | $14,220,000 | 576 |
| Premises and equipment expense | $2,969,000 | 748 |
| Additional noninterest expense | $8,763,000 | 615 |
| Pre-tax net operating income | $2,194,000 | 3,215 |
| Securities gains (losses) | $138,000 | 1,454 |
| Applicable income taxes | $773,000 | 2,654 |
| Income before extraordinary items | $1,559,000 | 3,402 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,559,000 | 3,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 3,017 |
| Cash dividends | $2,200,000 | 1,210 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 605 |
| Net operating income | $1,466,540 | 3,455 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,406,000 | 1,962 |
| Total interest expense | $6,004,000 | 2,667 |
| Net interest income | $11,402,000 | 1,559 |
| Provision for loan and lease losses | $566,000 | 2,000 |
| Total noninterest income | $13,712,000 | 491 |
| Gross Fiduciary activities income | $8,321,000 | 128 |
| Service charges on deposit accounts | $578,000 | 2,503 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,813,000 | 679 |
| Total noninterest expense | $22,630,000 | 692 |
| Salaries and employee benefits | $11,623,000 | 653 |
| Premises and equipment expense | $2,964,000 | 724 |
| Additional noninterest expense | $8,043,000 | 668 |
| Pre-tax net operating income | $1,918,000 | 3,278 |
| Securities gains (losses) | $143,000 | 1,445 |
| Applicable income taxes | $1,039,000 | 2,024 |
| Income before extraordinary items | $1,022,000 | 4,222 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,022,000 | 4,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,204 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 699 |
| Net operating income | $930,480 | 4,355 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,582,000 | 2,567 |
| Total interest expense | $4,707,000 | 3,483 |
| Net interest income | $8,875,000 | 1,995 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $11,597,000 | 528 |
| Gross Fiduciary activities income | $8,772,000 | 127 |
| Service charges on deposit accounts | $344,000 | 3,646 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,481,000 | 978 |
| Total noninterest expense | $16,105,000 | 879 |
| Salaries and employee benefits | $9,240,000 | 765 |
| Premises and equipment expense | $2,197,000 | 908 |
| Additional noninterest expense | $4,668,000 | 1,004 |
| Pre-tax net operating income | $4,267,000 | 1,721 |
| Securities gains (losses) | $93,000 | 582 |
| Applicable income taxes | $1,596,000 | 1,430 |
| Income before extraordinary items | $2,764,000 | 1,885 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,764,000 | 1,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,720 |
| Cash dividends | $500,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 826 |
| Net operating income | $2,704,480 | 1,930 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,712,000 | 2,762 |
| Total interest expense | $3,855,000 | 3,701 |
| Net interest income | $7,857,000 | 2,238 |
| Provision for loan and lease losses | $80,000 | 5,643 |
| Total noninterest income | $10,976,000 | 589 |
| Gross Fiduciary activities income | $8,035,000 | 152 |
| Service charges on deposit accounts | $284,000 | 4,134 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,657,000 | 971 |
| Total noninterest expense | $13,945,000 | 999 |
| Salaries and employee benefits | $8,749,000 | 797 |
| Premises and equipment expense | $2,018,000 | 1,002 |
| Additional noninterest expense | $3,178,000 | 1,450 |
| Pre-tax net operating income | $4,808,000 | 1,566 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,755,000 | 1,389 |
| Income before extraordinary items | $3,053,000 | 1,742 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,053,000 | 1,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $1,900,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 926 |
| Net operating income | $3,053,000 | 1,713 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,145,000 | 2,894 |
| Total interest expense | $3,630,000 | 3,995 |
| Net interest income | $7,515,000 | 2,274 |
| Provision for loan and lease losses | $82,000 | 5,540 |
| Total noninterest income | $10,676,000 | 577 |
| Gross Fiduciary activities income | $7,409,000 | 158 |
| Service charges on deposit accounts | $247,000 | 4,531 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,020,000 | 895 |
| Total noninterest expense | $13,106,000 | 1,013 |
| Salaries and employee benefits | $8,044,000 | 823 |
| Premises and equipment expense | $1,877,000 | 1,027 |
| Additional noninterest expense | $3,185,000 | 1,379 |
| Pre-tax net operating income | $5,003,000 | 1,477 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,825,000 | 1,377 |
| Income before extraordinary items | $3,178,000 | 1,661 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,178,000 | 1,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $1,200,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 949 |
| Net operating income | $3,178,000 | 1,597 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,093,000 | 3,206 |
| Total interest expense | $3,276,000 | 4,364 |
| Net interest income | $6,817,000 | 2,544 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $8,924,000 | 622 |
| Gross Fiduciary activities income | $6,853,000 | 169 |
| Service charges on deposit accounts | $173,000 | 5,777 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,898,000 | 1,140 |
| Total noninterest expense | $11,642,000 | 1,145 |
| Salaries and employee benefits | $6,963,000 | 951 |
| Premises and equipment expense | $1,848,000 | 1,070 |
| Additional noninterest expense | $2,831,000 | 1,514 |
| Pre-tax net operating income | $4,099,000 | 1,850 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $1,508,000 | 1,699 |
| Income before extraordinary items | $2,598,000 | 2,035 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,598,000 | 2,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $2,300,000 | 1,150 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 982 |
| Net operating income | $2,593,520 | 1,989 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,063,000 | 4,010 |
| Total interest expense | $2,290,000 | 5,864 |
| Net interest income | $5,773,000 | 3,064 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $8,660,000 | 650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,494,000 | 471 |
| Total noninterest expense | $11,744,000 | 1,228 |
| Salaries and employee benefits | $6,375,000 | 1,048 |
| Premises and equipment expense | $1,586,000 | 1,288 |
| Additional noninterest expense | $3,783,000 | 1,407 |
| Pre-tax net operating income | $2,689,000 | 2,601 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,040,000 | 2,272 |
| Income before extraordinary items | $1,649,000 | 2,926 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,649,000 | 2,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 10,789 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,649,000 | 2,887 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,510,000 | 4,260 |
| Total interest expense | $2,265,000 | 5,948 |
| Net interest income | $5,245,000 | 3,379 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $7,467,000 | 733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,296,000 | 525 |
| Total noninterest expense | $9,440,000 | 1,501 |
| Salaries and employee benefits | $5,551,000 | 1,209 |
| Premises and equipment expense | $1,468,000 | 1,406 |
| Additional noninterest expense | $2,421,000 | 2,054 |
| Pre-tax net operating income | $3,212,000 | 2,304 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,205,000 | 2,020 |
| Income before extraordinary items | $2,007,000 | 2,506 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,007,000 | 2,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,007,000 | 2,483 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,766,000 | 5,042 |
| Total interest expense | $1,679,000 | 6,392 |
| Net interest income | $4,087,000 | 4,291 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $7,009,000 | 743 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,830,000 | 534 |
| Total noninterest expense | $8,715,000 | 1,688 |
| Salaries and employee benefits | $5,175,000 | 1,304 |
| Premises and equipment expense | $1,358,000 | 1,533 |
| Additional noninterest expense | $2,182,000 | 2,405 |
| Pre-tax net operating income | $2,345,000 | 3,004 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $845,000 | 2,640 |
| Income before extraordinary items | $1,497,000 | 3,182 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,497,000 | 3,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 11,924 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,498,920 | 3,208 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,576,000 | 6,221 |
| Total interest expense | $1,537,000 | 7,086 |
| Net interest income | $3,039,000 | 5,598 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $7,076,000 | 764 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 6,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,886,000 | 541 |
| Total noninterest expense | $8,921,000 | 1,700 |
| Salaries and employee benefits | $5,074,000 | 1,320 |
| Premises and equipment expense | $1,321,000 | 1,595 |
| Additional noninterest expense | $2,526,000 | 2,209 |
| Pre-tax net operating income | $1,074,000 | 5,600 |
| Securities gains (losses) | $62,000 | 3,121 |
| Applicable income taxes | $403,000 | 4,976 |
| Income before extraordinary items | $733,000 | 5,916 |
| Extraordinary gains, net | $-37,000 | 12,619 |
| Net income | $696,000 | 6,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 12,556 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $692,700 | 5,893 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,733,000 | 7,860 |
| Total interest expense | $1,541,000 | 8,390 |
| Net interest income | $2,192,000 | 7,266 |
| Provision for loan and lease losses | $485,000 | 3,068 |
| Total noninterest income | $6,324,000 | 826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 8,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,211,000 | 577 |
| Total noninterest expense | $8,692,000 | 1,747 |
| Salaries and employee benefits | $4,228,000 | 1,575 |
| Premises and equipment expense | $1,236,000 | 1,713 |
| Additional noninterest expense | $3,228,000 | 1,878 |
| Pre-tax net operating income | $-661,000 | 13,376 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-270,000 | 13,697 |
| Income before extraordinary items | $-391,000 | 13,317 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-391,000 | 13,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 2,853 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-391,000 | 13,215 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.