Home > The Harlingen National Bank > Assets and Liabilities
The Harlingen National Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 179 | 934 |
| Assets and Liabilities | ||
| Total Assets: | $224,658,000 | 2,056 |
| Cash and due from depository institutions | $18,893,000 | 934 |
| Interest-bearing balances | $5,543,000 | 1,107 |
| Securities | $57,137,000 | 2,027 |
| Federal funds sold & reverse repurchase agreements | $9,950,000 | 1,733 |
| Net loans & leases | $123,531,000 | 2,258 |
| Loan loss allowance | $1,044,000 | 3,206 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,979,000 | 1,338 |
| Other real estate owned | $120,000 | 934 |
| Goodwill and other intangibles | $4,419,000 | 637 |
| All other assets | $4,629,000 | 1,661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $224,658,000 | 2,056 |
| Total liabilities | $204,458,000 | 2,034 |
| Total deposits | $203,723,000 | 1,853 |
| Interest-bearing deposits | $151,578,000 | 2,139 |
| Deposits held in domestic offices | $203,723,000 | 1,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $735,000 | 4,445 |
| Total equity capital | $20,200,000 | 2,232 |
| Total bank equity capital | $20,200,000 | 2,232 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,500,000 | 2,331 |
| Surplus | $1,500,000 | 6,191 |
| Undivided profits | $17,200,000 | 1,545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,087,000 | 2,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 1,279 |
| Income earned, not collected on loans | $1,125,000 | 1,955 |
| Earning assets | $196,161,000 | 2,162 |
| Long-term assets (5+ years) | $44,300,000 | 1,744 |
| Average Assets, year-to-date | $200,447,000 | 2,169 |
| Average Assets, quarterly | $218,933,000 | 2,073 |
| Volatile liabilities | $12,655,000 | 4,290 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $9,966,000 | 349 |
| Unused loan commitments | $11,085,000 | 3,393 |
| Tier 1 (core) risk-based capital | $15,496,000 | 2,752 |
| Tier 2 risk-based capital | $1,044,000 | 2,907 |
| Total risk weighted assets | $135,138,900 | 2,106 |
| Total unused commitments | $11,085,000 | 3,397 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 152 | 1,145 |
| Assets and Liabilities | ||
| Total Assets: | $172,661,000 | 2,599 |
| Cash and due from depository institutions | $14,027,000 | 1,145 |
| Interest-bearing balances | $4,673,000 | 971 |
| Securities | $46,328,000 | 2,464 |
| Federal funds sold & reverse repurchase agreements | $4,750,000 | 2,833 |
| Net loans & leases | $98,311,000 | 2,803 |
| Loan loss allowance | $748,000 | 4,266 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,053,000 | 1,558 |
| Other real estate owned | $185,000 | 1,145 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,007,000 | 1,845 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,661,000 | 2,599 |
| Total liabilities | $153,493,000 | 2,626 |
| Total deposits | $152,825,000 | 2,455 |
| Interest-bearing deposits | $123,625,000 | 2,593 |
| Deposits held in domestic offices | $152,825,000 | 2,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $668,000 | 4,835 |
| Total equity capital | $19,168,000 | 2,329 |
| Total bank equity capital | $19,168,000 | 2,329 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,500,000 | 2,360 |
| Surplus | $1,500,000 | 6,259 |
| Undivided profits | $16,168,000 | 1,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $995,000 | 2,459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $52,000 | 1,221 |
| Income earned, not collected on loans | $949,000 | 2,387 |
| Earning assets | $154,062,000 | 2,666 |
| Long-term assets (5+ years) | $30,148,000 | 2,061 |
| Average Assets, year-to-date | $168,858,600 | 2,542 |
| Average Assets, quarterly | $168,279,000 | 2,619 |
| Volatile liabilities | $15,300,000 | 3,710 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $5,574,000 | 340 |
| Unused loan commitments | $10,953,000 | 3,239 |
| Tier 1 (core) risk-based capital | $19,033,000 | 2,244 |
| Tier 2 risk-based capital | $748,000 | 3,763 |
| Total risk weighted assets | $108,133,000 | 2,582 |
| Total unused commitments | $10,953,000 | 3,241 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 165 | 1,125 |
| Assets and Liabilities | ||
| Total Assets: | $172,314,000 | 2,685 |
| Cash and due from depository institutions | $11,620,000 | 1,125 |
| Interest-bearing balances | $589,000 | 2,917 |
| Securities | $42,804,000 | 2,815 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 992 |
| Net loans & leases | $95,727,000 | 2,886 |
| Loan loss allowance | $574,000 | 5,372 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,299,000 | 1,490 |
| Other real estate owned | $126,000 | 1,125 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,738,000 | 2,027 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,314,000 | 2,685 |
| Total liabilities | $154,248,000 | 2,691 |
| Total deposits | $153,864,000 | 2,512 |
| Interest-bearing deposits | $121,233,000 | 2,723 |
| Deposits held in domestic offices | $153,864,000 | 2,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $384,000 | 6,968 |
| Total equity capital | $18,066,000 | 2,483 |
| Total bank equity capital | $18,066,000 | 2,483 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,500,000 | 2,495 |
| Surplus | $1,500,000 | 6,419 |
| Undivided profits | $15,066,000 | 1,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,441,000 | 2,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $264,000 | 497 |
| Income earned, not collected on loans | $915,000 | 2,471 |
| Earning assets | $152,120,000 | 2,764 |
| Long-term assets (5+ years) | $30,862,000 | 1,925 |
| Average Assets, year-to-date | $171,834,800 | 2,578 |
| Average Assets, quarterly | $168,991,500 | 2,691 |
| Volatile liabilities | $11,612,000 | 4,392 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $8,385,000 | 246 |
| Unused loan commitments | $10,568,000 | 3,268 |
| Tier 1 (core) risk-based capital | $17,995,000 | 2,408 |
| Tier 2 risk-based capital | $574,000 | 4,736 |
| Total risk weighted assets | $105,212,600 | 2,650 |
| Total unused commitments | $10,568,000 | 3,283 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 162 | 1,172 |
| Assets and Liabilities | ||
| Total Assets: | $176,413,000 | 2,625 |
| Cash and due from depository institutions | $11,703,000 | 1,172 |
| Interest-bearing balances | $589,000 | 3,125 |
| Securities | $44,446,000 | 2,839 |
| Federal funds sold & reverse repurchase agreements | $9,600,000 | 1,512 |
| Net loans & leases | $101,518,000 | 2,660 |
| Loan loss allowance | $644,000 | 5,017 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,827,000 | 1,599 |
| Other real estate owned | $14,000 | 1,172 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,305,000 | 1,833 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,413,000 | 2,625 |
| Total liabilities | $158,896,000 | 2,634 |
| Total deposits | $157,606,000 | 2,478 |
| Interest-bearing deposits | $124,583,000 | 2,686 |
| Deposits held in domestic offices | $157,606,000 | 2,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $444,000 | 3,155 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $846,000 | 4,170 |
| Total equity capital | $17,517,000 | 2,557 |
| Total bank equity capital | $17,517,000 | 2,557 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,500,000 | 2,568 |
| Surplus | $1,500,000 | 6,497 |
| Undivided profits | $14,517,000 | 1,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,220,000 | 2,246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $268,000 | 467 |
| Income earned, not collected on loans | $909,000 | 2,549 |
| Earning assets | $156,153,000 | 2,718 |
| Long-term assets (5+ years) | $31,828,000 | 1,728 |
| Average Assets, year-to-date | $183,266,000 | 2,457 |
| Average Assets, quarterly | $171,835,000 | 2,668 |
| Volatile liabilities | $19,966,000 | 2,641 |
| Insider loans | $19,000 | 10,414 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $5,772,000 | 328 |
| Unused loan commitments | $7,806,000 | 3,841 |
| Tier 1 (core) risk-based capital | $17,366,000 | 2,479 |
| Tier 2 risk-based capital | $644,000 | 4,306 |
| Total risk weighted assets | $111,230,100 | 2,445 |
| Total unused commitments | $7,806,000 | 3,854 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 172 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $192,875,000 | 2,397 |
| Cash and due from depository institutions | $11,076,000 | 1,141 |
| Interest-bearing balances | $589,000 | 3,136 |
| Securities | $50,621,000 | 2,585 |
| Federal funds sold & reverse repurchase agreements | $9,850,000 | 954 |
| Net loans & leases | $112,889,000 | 2,393 |
| Loan loss allowance | $683,000 | 4,915 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,339,000 | 1,712 |
| Other real estate owned | $14,000 | 1,141 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,086,000 | 2,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,875,000 | 2,397 |
| Total liabilities | $177,304,000 | 2,366 |
| Total deposits | $160,172,000 | 2,401 |
| Interest-bearing deposits | $123,654,000 | 2,670 |
| Deposits held in domestic offices | $160,172,000 | 2,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $427,000 | 4,057 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $15,813,000 | 1,001 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $892,000 | 3,344 |
| Total equity capital | $15,571,000 | 2,631 |
| Total bank equity capital | $15,571,000 | 2,631 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,500,000 | 2,652 |
| Surplus | $1,500,000 | 6,572 |
| Undivided profits | $12,571,000 | 1,865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $763,000 | 3,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $743,000 | 2,750 |
| Earning assets | $173,949,000 | 2,422 |
| Long-term assets (5+ years) | $31,641,000 | 1,757 |
| Average Assets, year-to-date | $188,708,800 | 2,370 |
| Average Assets, quarterly | $186,070,000 | 2,454 |
| Volatile liabilities | $34,993,000 | 1,612 |
| Insider loans | $32,000 | 10,578 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $3,424,000 | 337 |
| Unused loan commitments | $6,609,000 | 4,146 |
| Tier 1 (core) risk-based capital | $16,316,000 | 2,536 |
| Tier 2 risk-based capital | $683,000 | 4,082 |
| Total risk weighted assets | $115,649,700 | 2,309 |
| Total unused commitments | $6,609,000 | 4,152 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 192 | 1,079 |
| Assets and Liabilities | ||
| Total Assets: | $197,239,000 | 2,355 |
| Cash and due from depository institutions | $14,411,000 | 1,079 |
| Interest-bearing balances | $1,378,000 | 2,952 |
| Securities | $43,517,000 | 3,205 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,277 |
| Net loans & leases | $126,459,000 | 2,125 |
| Loan loss allowance | $787,000 | 4,540 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,022,000 | 1,795 |
| Other real estate owned | $57,000 | 1,079 |
| Goodwill and other intangibles | $188,000 | 1,865 |
| All other assets | $4,385,000 | 1,754 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,239,000 | 2,355 |
| Total liabilities | $182,004,000 | 2,338 |
| Total deposits | $143,293,000 | 2,768 |
| Interest-bearing deposits | $109,708,000 | 3,106 |
| Deposits held in domestic offices | $143,293,000 | 2,758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $313,000 | 3,468 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $36,527,000 | 567 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,871,000 | 1,904 |
| Total equity capital | $15,235,000 | 2,655 |
| Total bank equity capital | $15,235,000 | 2,655 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,500,000 | 2,712 |
| Surplus | $1,500,000 | 6,601 |
| Undivided profits | $12,235,000 | 1,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 5,768 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,431,000 | 1,187 |
| Earning assets | $175,554,000 | 2,421 |
| Long-term assets (5+ years) | $37,473,000 | 1,542 |
| Average Assets, year-to-date | $191,741,600 | 2,341 |
| Average Assets, quarterly | $196,019,500 | 2,356 |
| Volatile liabilities | $43,901,000 | 1,334 |
| Insider loans | $30,000 | 11,018 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $12,365,000 | 291 |
| Unused loan commitments | $7,530,000 | 3,771 |
| Tier 1 (core) risk-based capital | $15,235,000 | 2,599 |
| Tier 2 risk-based capital | $787,000 | 3,582 |
| Total risk weighted assets | $115,095,700 | 2,294 |
| Total unused commitments | $7,530,000 | 3,789 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 174 | 1,233 |
| Assets and Liabilities | ||
| Total Assets: | $202,153,000 | 2,344 |
| Cash and due from depository institutions | $14,930,000 | 1,233 |
| Interest-bearing balances | $1,072,000 | 3,686 |
| Securities | $46,961,000 | 2,903 |
| Federal funds sold & reverse repurchase agreements | $12,500,000 | 1,329 |
| Net loans & leases | $117,835,000 | 2,328 |
| Loan loss allowance | $1,137,000 | 3,348 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,006,000 | 1,838 |
| Other real estate owned | $69,000 | 1,233 |
| Goodwill and other intangibles | $1,343,000 | 873 |
| All other assets | $4,509,000 | 1,793 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,153,000 | 2,344 |
| Total liabilities | $186,525,000 | 2,342 |
| Total deposits | $153,469,000 | 2,684 |
| Interest-bearing deposits | $115,766,000 | 3,072 |
| Deposits held in domestic offices | $153,469,000 | 2,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $341,000 | 3,213 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $30,840,000 | 547 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,875,000 | 1,983 |
| Total equity capital | $15,628,000 | 2,444 |
| Total bank equity capital | $15,628,000 | 2,444 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,500,000 | 2,815 |
| Surplus | $1,500,000 | 6,543 |
| Undivided profits | $12,628,000 | 1,734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $647,000 | 4,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,217,000 | 1,584 |
| Earning assets | $178,368,000 | 2,412 |
| Long-term assets (5+ years) | $38,484,000 | 1,493 |
| Average Assets, year-to-date | $187,894,200 | 2,455 |
| Average Assets, quarterly | $199,890,000 | 2,346 |
| Volatile liabilities | $38,922,000 | 1,422 |
| Insider loans | $35,000 | 7,706 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $10,387,000 | 228 |
| Unused loan commitments | $5,454,000 | 4,373 |
| Tier 1 (core) risk-based capital | $15,628,000 | 2,384 |
| Tier 2 risk-based capital | $1,137,000 | 2,599 |
| Total risk weighted assets | $112,585,100 | 2,414 |
| Total unused commitments | $5,454,000 | 4,396 |
| Derivatives | $0 | 651 |