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The Harleysville National Bank and Trust Company, Assets and Liabilities

2010-03-31		Rank
# of Employees:	1,014	136
Assets and Liabilities
Total Assets:	$5,145,939,000	169
Cash and due from depository institutions	$917,075,000	136
Interest-bearing balances	$863,831,000	76
Securities	$942,503,000	163
Federal funds sold & reverse repurchase agreements	$0	4,804
Net loans & leases	$2,778,618,000	188
Loan loss allowance	$69,229,000	179
Trading account assets	$0	227
Bank premises and fixed assets	$45,781,000	206
Other real estate owned	$2,640,000	136
Goodwill and other intangibles	$42,258,000	212
All other assets	$417,064,000	120
Life insurance assets	$95,468,000	83
Total liabilities and capital	$5,145,939,000	169
Total liabilities	$4,761,368,000	163
Total deposits	$3,948,582,000	165
Interest-bearing deposits	$3,418,844,000	160
Deposits held in domestic offices	$3,948,582,000	162
% insured	82.55%	5,809
Federal funds purchased & repurchase agreements	$286,615,000	121
Trading liabilities	$0	108
Other borrowed funds	$449,157,000	143
Subordinated debt	$0	248
All other liabilities	$77,014,000	152
Total equity capital	$384,571,000	218
Total bank equity capital	$384,571,000	218
Perpetual preferred stock	$0	220
Common stock	$2,050,000	1,808
Surplus	$421,080,000	152
Undivided profits	$-38,559,000	7,822
Noncontrolling interests in consolidated subsidiaries	$0	204
Memoranda
Noncurrent loans and leases	$133,357,000	178
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,219
Income earned, not collected on loans	$14,904,000	198
Earning assets	$4,584,952,000	166
Long-term assets (5+ years)	$1,533,078,000	103
Average Assets, year-to-date	$5,163,215,500	169
Average Assets, quarterly	$5,163,215,500	169
Volatile liabilities	$824,497,000	196
Insider loans	$10,814,000	650
FHLB advances	$447,686,000	108
Loans and leases held for sale	$7,810,000	292
Unused loan commitments	$642,282,000	192
Tier 1 (core) risk-based capital	$352,660,000	209
Tier 2 risk-based capital	$41,451,000	181
Total risk weighted assets	$3,285,651,000	176
Total unused commitments	$642,282,000	192
Derivatives	$205,503,000	159
2009-12-31		Rank
# of Employees:	1,022	136
Assets and Liabilities
Total Assets:	$5,180,492,000	169
Cash and due from depository institutions	$682,667,000	136
Interest-bearing balances	$629,624,000	81
Securities	$1,060,534,000	153
Federal funds sold & reverse repurchase agreements	$0	4,737
Net loans & leases	$2,926,758,000	187
Loan loss allowance	$66,620,000	181
Trading account assets	$0	224
Bank premises and fixed assets	$47,161,000	198
Other real estate owned	$2,286,000	136
Goodwill and other intangibles	$43,374,000	210
All other assets	$417,712,000	110
Life insurance assets	$94,650,000	85
Total liabilities and capital	$5,180,492,000	169
Total liabilities	$4,789,856,000	164
Total deposits	$3,951,448,000	167
Interest-bearing deposits	$3,420,965,000	160
Deposits held in domestic offices	$3,951,448,000	164
% insured	65.60%	7,512
Federal funds purchased & repurchase agreements	$290,335,000	125
Trading liabilities	$0	104
Other borrowed funds	$466,625,000	146
Subordinated debt	$0	258
All other liabilities	$81,448,000	149
Total equity capital	$390,636,000	218
Total bank equity capital	$390,636,000	218
Perpetual preferred stock	$0	219
Common stock	$2,050,000	1,839
Surplus	$421,080,000	151
Undivided profits	$-32,494,000	7,875
Noncontrolling interests in consolidated subsidiaries	$0	209
Memoranda
Noncurrent loans and leases	$131,329,000	173
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,191
Income earned, not collected on loans	$15,132,000	205
Earning assets	$4,616,916,000	167
Long-term assets (5+ years)	$1,754,936,000	97
Average Assets, year-to-date	$5,330,215,200	162
Average Assets, quarterly	$5,167,696,500	170
Volatile liabilities	$790,469,000	208
Insider loans	$10,887,000	664
FHLB advances	$461,024,000	112
Loans and leases held for sale	$37,885,000	111
Unused loan commitments	$677,388,000	188
Tier 1 (core) risk-based capital	$360,116,000	205
Tier 2 risk-based capital	$43,617,000	177
Total risk weighted assets	$3,465,320,000	172
Total unused commitments	$677,388,000	188
Derivatives	$308,165,000	139
2009-09-30		Rank
# of Employees:	1,032	140
Assets and Liabilities
Total Assets:	$5,154,901,000	179
Cash and due from depository institutions	$587,066,000	140
Interest-bearing balances	$533,641,000	80
Securities	$1,035,976,000	153
Federal funds sold & reverse repurchase agreements	$0	4,911
Net loans & leases	$3,172,819,000	186
Loan loss allowance	$77,276,000	173
Trading account assets	$0	238
Bank premises and fixed assets	$48,683,000	195
Other real estate owned	$1,782,000	140
Goodwill and other intangibles	$45,505,000	216
All other assets	$263,070,000	142
Life insurance assets	$93,786,000	87
Total liabilities and capital	$5,154,901,000	179
Total liabilities	$4,817,745,000	171
Total deposits	$3,948,454,000	168
Interest-bearing deposits	$3,446,233,000	165
Deposits held in domestic offices	$3,948,454,000	165
% insured	64.01%	7,648
Federal funds purchased & repurchase agreements	$307,459,000	122
Trading liabilities	$0	103
Other borrowed funds	$477,610,000	158
Subordinated debt	$0	269
All other liabilities	$84,222,000	154
Total equity capital	$337,156,000	238
Total bank equity capital	$337,156,000	238
Perpetual preferred stock	$0	212
Common stock	$2,050,000	1,865
Surplus	$371,080,000	169
Undivided profits	$-35,974,000	7,996
Noncontrolling interests in consolidated subsidiaries	$0	214
Memoranda
Noncurrent loans and leases	$151,853,000	180
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,174
Income earned, not collected on loans	$17,020,000	201
Earning assets	$4,742,436,000	173
Long-term assets (5+ years)	$1,792,064,000	101
Average Assets, year-to-date	$5,367,646,000	171
Average Assets, quarterly	$5,179,287,500	176
Volatile liabilities	$817,211,000	219
Insider loans	$10,963,000	645
FHLB advances	$471,948,000	123
Loans and leases held for sale	$41,672,000	102
Unused loan commitments	$732,030,000	186
Tier 1 (core) risk-based capital	$296,886,000	236
Tier 2 risk-based capital	$47,393,000	175
Total risk weighted assets	$3,760,550,000	173
Total unused commitments	$732,030,000	187
Derivatives	$355,106,000	126
2009-06-30		Rank
# of Employees:	1,054	145
Assets and Liabilities
Total Assets:	$5,203,674,000	183
Cash and due from depository institutions	$412,364,000	145
Interest-bearing balances	$358,478,000	88
Securities	$1,062,741,000	148
Federal funds sold & reverse repurchase agreements	$0	5,176
Net loans & leases	$3,368,926,000	182
Loan loss allowance	$70,341,000	176
Trading account assets	$0	240
Bank premises and fixed assets	$50,027,000	196
Other real estate owned	$2,168,000	145
Goodwill and other intangibles	$51,455,000	211
All other assets	$255,993,000	146
Life insurance assets	$92,714,000	91
Total liabilities and capital	$5,203,674,000	183
Total liabilities	$4,877,780,000	174
Total deposits	$4,005,690,000	171
Interest-bearing deposits	$3,481,019,000	169
Deposits held in domestic offices	$4,005,690,000	168
% insured	63.69%	6,902
Federal funds purchased & repurchase agreements	$301,668,000	133
Trading liabilities	$0	100
Other borrowed funds	$481,312,000	158
Subordinated debt	$0	276
All other liabilities	$89,110,000	165
Total equity capital	$325,894,000	245
Total bank equity capital	$325,894,000	245
Perpetual preferred stock	$0	213
Common stock	$2,050,000	1,893
Surplus	$371,080,000	169
Undivided profits	$-47,236,000	8,113
Noncontrolling interests in consolidated subsidiaries	$0	219
Memoranda
Noncurrent loans and leases	$136,687,000	178
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,161
Income earned, not collected on loans	$17,853,000	198
Earning assets	$4,790,145,000	176
Long-term assets (5+ years)	$1,925,426,000	98
Average Assets, year-to-date	$5,438,561,000	178
Average Assets, quarterly	$5,418,811,000	176
Volatile liabilities	$823,554,000	217
Insider loans	$11,211,000	653
FHLB advances	$475,087,000	122
Loans and leases held for sale	$84,778,000	88
Unused loan commitments	$853,252,000	175
Tier 1 (core) risk-based capital	$310,779,000	229
Tier 2 risk-based capital	$50,708,000	177
Total risk weighted assets	$4,036,001,000	174
Total unused commitments	$853,252,000	176
Derivatives	$353,866,000	133
2009-03-31		Rank
# of Employees:	1,072	148
Assets and Liabilities
Total Assets:	$5,633,948,000	174
Cash and due from depository institutions	$375,547,000	148
Interest-bearing balances	$311,482,000	97
Securities	$1,129,942,000	146
Federal funds sold & reverse repurchase agreements	$0	5,546
Net loans & leases	$3,562,713,000	177
Loan loss allowance	$53,062,000	204
Trading account assets	$0	234
Bank premises and fixed assets	$51,617,000	187
Other real estate owned	$2,008,000	148
Goodwill and other intangibles	$266,675,000	91
All other assets	$245,446,000	149
Life insurance assets	$91,569,000	93
Total liabilities and capital	$5,633,948,000	174
Total liabilities	$5,083,413,000	175
Total deposits	$4,149,241,000	169
Interest-bearing deposits	$3,649,719,000	166
Deposits held in domestic offices	$4,149,241,000	164
% insured	61.15%	7,164
Federal funds purchased & repurchase agreements	$324,013,000	140
Trading liabilities	$0	92
Other borrowed funds	$522,213,000	159
Subordinated debt	$0	271
All other liabilities	$87,946,000	165
Total equity capital	$550,535,000	180
Total bank equity capital	$550,535,000	180
Perpetual preferred stock	$0	193
Common stock	$2,050,000	1,903
Surplus	$371,080,000	170
Undivided profits	$177,405,000	173
Noncontrolling interests in consolidated subsidiaries	$0	220
Memoranda
Noncurrent loans and leases	$87,465,000	223
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,134
Income earned, not collected on loans	$19,905,000	191
Earning assets	$5,004,137,000	173
Long-term assets (5+ years)	$2,148,123,000	85
Average Assets, year-to-date	$5,556,004,500	173
Average Assets, quarterly	$5,556,004,500	173
Volatile liabilities	$959,972,000	205
Insider loans	$10,504,000	714
FHLB advances	$515,993,000	119
Loans and leases held for sale	$47,960,000	109
Unused loan commitments	$959,505,000	177
Tier 1 (core) risk-based capital	$323,355,000	224
Tier 2 risk-based capital	$51,681,000	172
Total risk weighted assets	$4,132,234,000	170
Total unused commitments	$959,505,000	178
Derivatives	$375,482,000	135
2008-12-31		Rank
# of Employees:	1,169	135
Assets and Liabilities
Total Assets:	$5,478,061,000	174
Cash and due from depository institutions	$99,795,000	135
Interest-bearing balances	$24,660,000	470
Securities	$1,187,286,000	131
Federal funds sold & reverse repurchase agreements	$0	5,377
Net loans & leases	$3,635,288,000	177
Loan loss allowance	$49,956,000	194
Trading account assets	$0	236
Bank premises and fixed assets	$50,605,000	193
Other real estate owned	$1,626,000	135
Goodwill and other intangibles	$268,508,000	91
All other assets	$234,953,000	155
Life insurance assets	$90,947,000	94
Total liabilities and capital	$5,478,061,000	174
Total liabilities	$4,926,685,000	177
Total deposits	$3,945,553,000	169
Interest-bearing deposits	$3,461,114,000	168
Deposits held in domestic offices	$3,945,553,000	164
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$373,100,000	136
Trading liabilities	$0	88
Other borrowed funds	$528,101,000	161
Subordinated debt	$0	278
All other liabilities	$79,931,000	179
Total equity capital	$551,376,000	177
Total bank equity capital	$551,376,000	177
Perpetual preferred stock	$0	141
Common stock	$2,050,000	1,912
Surplus	$371,194,000	166
Undivided profits	$178,132,000	167
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$76,909,000	220
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$21,093,000	183
Earning assets	$4,847,234,000	172
Long-term assets (5+ years)	$2,285,310,000	82
Average Assets, year-to-date	$4,209,645,600	202
Average Assets, quarterly	$4,706,670,000	190
Volatile liabilities	$990,003,000	206
Insider loans	$13,244,000	543
FHLB advances	$522,670,000	123
Loans and leases held for sale	$17,165,000	165
Unused loan commitments	$995,125,000	185
Tier 1 (core) risk-based capital	$320,496,000	223
Tier 2 risk-based capital	$50,055,000	175
Total risk weighted assets	$4,318,391,000	165
Total unused commitments	$995,125,000	186
Derivatives	$413,943,000	118
2008-09-30		Rank
# of Employees:	794	194
Assets and Liabilities
Total Assets:	$3,935,279,000	219
Cash and due from depository institutions	$51,706,000	194
Interest-bearing balances	$865,000	3,181
Securities	$960,262,000	152
Federal funds sold & reverse repurchase agreements	$100,600,000	134
Net loans & leases	$2,507,369,000	236
Loan loss allowance	$31,668,000	255
Trading account assets	$0	251
Bank premises and fixed assets	$35,316,000	308
Other real estate owned	$1,221,000	194
Goodwill and other intangibles	$123,155,000	147
All other assets	$155,650,000	199
Life insurance assets	$78,492,000	105
Total liabilities and capital	$3,935,279,000	219
Total liabilities	$3,560,302,000	215
Total deposits	$3,023,672,000	203
Interest-bearing deposits	$2,676,406,000	191
Deposits held in domestic offices	$3,023,672,000	198
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$249,043,000	167
Trading liabilities	$0	91
Other borrowed funds	$214,918,000	346
Subordinated debt	$0	276
All other liabilities	$72,669,000	174
Total equity capital	$374,977,000	233
Total bank equity capital	$374,977,000	233
Perpetual preferred stock	$0	110
Common stock	$2,050,000	1,924
Surplus	$197,451,000	237
Undivided profits	$175,476,000	188
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$37,554,000	317
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,110
Income earned, not collected on loans	$15,997,000	229
Earning assets	$3,569,096,000	218
Long-term assets (5+ years)	$1,633,656,000	98
Average Assets, year-to-date	$3,892,541,750	215
Average Assets, quarterly	$3,901,501,000	218
Volatile liabilities	$811,685,000	234
Insider loans	$13,258,000	540
FHLB advances	$213,755,000	303
Loans and leases held for sale	$1,222,000	708
Unused loan commitments	$807,162,000	218
Tier 1 (core) risk-based capital	$290,351,000	237
Tier 2 risk-based capital	$31,768,000	239
Total risk weighted assets	$3,092,386,000	209
Total unused commitments	$807,162,000	219
Derivatives	$322,593,000	125
2008-06-30		Rank
# of Employees:	840	186
Assets and Liabilities
Total Assets:	$3,867,723,000	219
Cash and due from depository institutions	$76,405,000	186
Interest-bearing balances	$954,000	2,987
Securities	$990,324,000	156
Federal funds sold & reverse repurchase agreements	$25,000,000	438
Net loans & leases	$2,470,794,000	236
Loan loss allowance	$31,174,000	244
Trading account assets	$0	267
Bank premises and fixed assets	$34,179,000	317
Other real estate owned	$1,185,000	186
Goodwill and other intangibles	$123,696,000	154
All other assets	$146,140,000	201
Life insurance assets	$77,812,000	106
Total liabilities and capital	$3,867,723,000	219
Total liabilities	$3,474,787,000	219
Total deposits	$2,869,721,000	209
Interest-bearing deposits	$2,504,756,000	198
Deposits held in domestic offices	$2,869,721,000	207
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$304,692,000	163
Trading liabilities	$0	94
Other borrowed funds	$224,911,000	329
Subordinated debt	$0	257
All other liabilities	$75,463,000	173
Total equity capital	$392,936,000	236
Total bank equity capital	$392,936,000	236
Perpetual preferred stock	$0	107
Common stock	$2,050,000	1,931
Surplus	$197,451,000	237
Undivided profits	$193,435,000	182
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$37,960,000	280
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,082
Income earned, not collected on loans	$15,590,000	233
Earning assets	$3,487,072,000	219
Long-term assets (5+ years)	$1,588,032,000	103
Average Assets, year-to-date	$3,878,296,000	216
Average Assets, quarterly	$3,873,468,500	220
Volatile liabilities	$693,063,000	274
Insider loans	$12,813,000	564
FHLB advances	$223,764,000	286
Loans and leases held for sale	$1,392,000	765
Unused loan commitments	$847,087,000	213
Tier 1 (core) risk-based capital	$290,210,000	237
Tier 2 risk-based capital	$31,274,000	242
Total risk weighted assets	$3,090,713,000	208
Total unused commitments	$847,087,000	213
Derivatives	$282,001,000	130
2008-03-31		Rank
# of Employees:	816	194
Assets and Liabilities
Total Assets:	$3,879,214,000	219
Cash and due from depository institutions	$73,396,000	194
Interest-bearing balances	$1,523,000	2,625
Securities	$1,025,541,000	158
Federal funds sold & reverse repurchase agreements	$33,900,000	433
Net loans & leases	$2,453,440,000	237
Loan loss allowance	$28,490,000	251
Trading account assets	$0	252
Bank premises and fixed assets	$33,164,000	334
Other real estate owned	$1,522,000	194
Goodwill and other intangibles	$124,323,000	156
All other assets	$133,928,000	207
Life insurance assets	$77,005,000	105
Total liabilities and capital	$3,879,214,000	219
Total liabilities	$3,471,816,000	217
Total deposits	$2,993,234,000	198
Interest-bearing deposits	$2,635,325,000	190
Deposits held in domestic offices	$2,993,234,000	194
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$204,339,000	199
Trading liabilities	$0	86
Other borrowed funds	$209,106,000	327
Subordinated debt	$0	251
All other liabilities	$65,137,000	197
Total equity capital	$407,398,000	230
Total bank equity capital	$407,398,000	230
Perpetual preferred stock	$0	108
Common stock	$2,050,000	1,930
Surplus	$197,451,000	234
Undivided profits	$207,897,000	173
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$25,521,000	336
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,070
Income earned, not collected on loans	$16,746,000	231
Earning assets	$3,514,404,000	217
Long-term assets (5+ years)	$1,688,599,000	100
Average Assets, year-to-date	$3,883,582,500	217
Average Assets, quarterly	$3,883,582,500	217
Volatile liabilities	$645,475,000	282
Insider loans	$13,937,000	502
FHLB advances	$208,775,000	284
Loans and leases held for sale	$2,219,000	638
Unused loan commitments	$814,145,000	221
Tier 1 (core) risk-based capital	$287,527,000	243
Tier 2 risk-based capital	$28,590,000	260
Total risk weighted assets	$3,071,208,000	205
Total unused commitments	$814,145,000	221
Derivatives	$231,459,000	139
2007-12-31		Rank
# of Employees:	820	196
Assets and Liabilities
Total Assets:	$3,887,951,000	220
Cash and due from depository institutions	$75,599,000	196
Interest-bearing balances	$1,697,000	2,086
Securities	$962,413,000	165
Federal funds sold & reverse repurchase agreements	$131,600,000	142
Net loans & leases	$2,433,495,000	243
Loan loss allowance	$27,328,000	247
Trading account assets	$0	237
Bank premises and fixed assets	$32,518,000	338
Other real estate owned	$28,000	196
Goodwill and other intangibles	$124,495,000	154
All other assets	$127,803,000	220
Life insurance assets	$76,473,000	107
Total liabilities and capital	$3,887,951,000	220
Total liabilities	$3,485,152,000	220
Total deposits	$2,990,927,000	201
Interest-bearing deposits	$2,629,073,000	190
Deposits held in domestic offices	$2,990,927,000	198
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$206,493,000	210
Trading liabilities	$0	78
Other borrowed funds	$218,800,000	307
Subordinated debt	$0	248
All other liabilities	$68,932,000	187
Total equity capital	$402,799,000	235
Total bank equity capital	$402,799,000	235
Perpetual preferred stock	$0	111
Common stock	$2,050,000	1,923
Surplus	$197,451,000	232
Undivided profits	$203,298,000	178
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$21,949,000	309
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$96,000	768
Income earned, not collected on loans	$16,411,000	256
Earning assets	$3,529,205,000	219
Long-term assets (5+ years)	$1,639,173,000	103
Average Assets, year-to-date	$3,400,814,400	227
Average Assets, quarterly	$3,616,055,000	226
Volatile liabilities	$665,472,000	279
Insider loans	$13,948,000	502
FHLB advances	$216,785,000	266
Loans and leases held for sale	$1,140,000	874
Unused loan commitments	$822,995,000	228
Tier 1 (core) risk-based capital	$285,171,000	248
Tier 2 risk-based capital	$27,428,000	259
Total risk weighted assets	$3,075,275,000	206
Total unused commitments	$822,995,000	228
Derivatives	$264,678,000	130
2007-09-30		Rank
# of Employees:	748	215
Assets and Liabilities
Total Assets:	$3,344,159,000	239
Cash and due from depository institutions	$62,885,000	215
Interest-bearing balances	$1,960,000	1,815
Securities	$909,309,000	175
Federal funds sold & reverse repurchase agreements	$89,300,000	174
Net loans & leases	$2,073,178,000	259
Loan loss allowance	$22,622,000	271
Trading account assets	$0	244
Bank premises and fixed assets	$40,345,000	239
Other real estate owned	$28,000	215
Goodwill and other intangibles	$52,237,000	241
All other assets	$116,877,000	227
Life insurance assets	$67,841,000	111
Total liabilities and capital	$3,344,159,000	239
Total liabilities	$3,041,362,000	237
Total deposits	$2,575,575,000	224
Interest-bearing deposits	$2,258,131,000	215
Deposits held in domestic offices	$2,575,575,000	222
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$220,828,000	187
Trading liabilities	$0	78
Other borrowed funds	$206,656,000	306
Subordinated debt	$0	244
All other liabilities	$38,303,000	282
Total equity capital	$302,797,000	277
Total bank equity capital	$302,797,000	277
Perpetual preferred stock	$0	113
Common stock	$2,050,000	1,905
Surplus	$103,789,000	343
Undivided profits	$196,958,000	193
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$15,625,000	337
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$122,000	705
Income earned, not collected on loans	$15,676,000	272
Earning assets	$3,073,747,000	237
Long-term assets (5+ years)	$1,447,943,000	106
Average Assets, year-to-date	$3,279,030,250	239
Average Assets, quarterly	$3,306,069,000	239
Volatile liabilities	$556,951,000	296
Insider loans	$13,966,000	490
FHLB advances	$204,750,000	263
Loans and leases held for sale	$1,933,000	616
Unused loan commitments	$748,254,000	251
Tier 1 (core) risk-based capital	$260,901,000	268
Tier 2 risk-based capital	$22,722,000	291
Total risk weighted assets	$2,653,914,000	229
Total unused commitments	$748,254,000	252
Derivatives	$262,417,000	128
2007-06-30		Rank
# of Employees:	762	217
Assets and Liabilities
Total Assets:	$3,267,979,000	251
Cash and due from depository institutions	$63,841,000	217
Interest-bearing balances	$965,000	2,506
Securities	$901,994,000	174
Federal funds sold & reverse repurchase agreements	$30,000,000	493
Net loans & leases	$2,060,345,000	263
Loan loss allowance	$21,646,000	283
Trading account assets	$0	245
Bank premises and fixed assets	$39,405,000	243
Other real estate owned	$28,000	217
Goodwill and other intangibles	$52,440,000	250
All other assets	$119,926,000	231
Life insurance assets	$67,040,000	116
Total liabilities and capital	$3,267,979,000	251
Total liabilities	$2,972,944,000	247
Total deposits	$2,513,075,000	234
Interest-bearing deposits	$2,168,035,000	230
Deposits held in domestic offices	$2,513,075,000	230
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$228,275,000	189
Trading liabilities	$0	87
Other borrowed funds	$193,856,000	301
Subordinated debt	$0	258
All other liabilities	$37,738,000	284
Total equity capital	$295,035,000	290
Total bank equity capital	$295,035,000	290
Perpetual preferred stock	$0	111
Common stock	$2,050,000	1,899
Surplus	$103,971,000	358
Undivided profits	$189,014,000	210
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$18,672,000	253
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$134,000	659
Income earned, not collected on loans	$14,540,000	278
Earning assets	$2,993,304,000	247
Long-term assets (5+ years)	$1,423,471,000	117
Average Assets, year-to-date	$3,257,320,670	249
Average Assets, quarterly	$3,278,718,000	248
Volatile liabilities	$415,320,000	385
Insider loans	$13,901,000	494
FHLB advances	$192,750,000	257
Loans and leases held for sale	$1,555,000	818
Unused loan commitments	$728,101,000	262
Tier 1 (core) risk-based capital	$259,365,000	274
Tier 2 risk-based capital	$21,746,000	311
Total risk weighted assets	$2,644,178,000	234
Total unused commitments	$728,101,000	263
Derivatives	$261,749,000	140
2007-03-31		Rank
# of Employees:	758	218
Assets and Liabilities
Total Assets:	$3,289,457,000	247
Cash and due from depository institutions	$56,760,000	218
Interest-bearing balances	$609,000	2,984
Securities	$885,808,000	180
Federal funds sold & reverse repurchase agreements	$101,000,000	200
Net loans & leases	$2,044,848,000	258
Loan loss allowance	$20,929,000	277
Trading account assets	$0	267
Bank premises and fixed assets	$36,583,000	256
Other real estate owned	$0	218
Goodwill and other intangibles	$52,540,000	241
All other assets	$111,918,000	233
Life insurance assets	$66,165,000	115
Total liabilities and capital	$3,289,457,000	247
Total liabilities	$2,987,019,000	248
Total deposits	$2,537,964,000	231
Interest-bearing deposits	$2,202,919,000	223
Deposits held in domestic offices	$2,537,964,000	228
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$179,104,000	214
Trading liabilities	$0	89
Other borrowed funds	$224,786,000	265
Subordinated debt	$0	262
All other liabilities	$45,165,000	257
Total equity capital	$302,438,000	281
Total bank equity capital	$302,438,000	281
Perpetual preferred stock	$0	113
Common stock	$2,050,000	1,885
Surplus	$103,789,000	344
Undivided profits	$196,599,000	200
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$19,518,000	210
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$147,000	653
Income earned, not collected on loans	$14,791,000	277
Earning assets	$3,032,265,000	246
Long-term assets (5+ years)	$1,402,951,000	116
Average Assets, year-to-date	$3,251,991,500	251
Average Assets, quarterly	$3,251,991,500	251
Volatile liabilities	$409,246,000	375
Insider loans	$13,918,000	472
FHLB advances	$224,750,000	220
Loans and leases held for sale	$1,014,000	998
Unused loan commitments	$730,578,000	253
Tier 1 (core) risk-based capital	$257,256,000	274
Tier 2 risk-based capital	$21,029,000	309
Total risk weighted assets	$2,612,165,000	234
Total unused commitments	$730,578,000	253
Derivatives	$264,196,000	141
2006-12-31		Rank
# of Employees:	740	223
Assets and Liabilities
Total Assets:	$3,214,526,000	253
Cash and due from depository institutions	$62,727,000	223
Interest-bearing balances	$834,000	2,674
Securities	$865,603,000	186
Federal funds sold & reverse repurchase agreements	$59,000,000	260
Net loans & leases	$2,026,201,000	256
Loan loss allowance	$21,154,000	271
Trading account assets	$0	156
Bank premises and fixed assets	$33,785,000	282
Other real estate owned	$0	223
Goodwill and other intangibles	$51,238,000	239
All other assets	$115,972,000	228
Life insurance assets	$65,584,000	113
Total liabilities and capital	$3,214,526,000	253
Total liabilities	$2,913,936,000	249
Total deposits	$2,528,755,000	233
Interest-bearing deposits	$2,192,152,000	221
Deposits held in domestic offices	$2,528,755,000	232
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$96,840,000	331
Trading liabilities	$0	77
Other borrowed funds	$241,108,000	256
Subordinated debt	$0	264
All other liabilities	$47,233,000	249
Total equity capital	$300,590,000	277
Total bank equity capital	$300,590,000	277
Perpetual preferred stock	$0	112
Common stock	$2,050,000	1,875
Surplus	$103,788,000	335
Undivided profits	$194,752,000	197
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$17,646,000	211
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$159,000	582
Income earned, not collected on loans	$14,661,000	278
Earning assets	$2,951,638,000	249
Long-term assets (5+ years)	$1,373,432,000	115
Average Assets, year-to-date	$3,195,959,200	248
Average Assets, quarterly	$3,271,769,000	247
Volatile liabilities	$455,241,000	392
Insider loans	$13,934,000	469
FHLB advances	$239,750,000	219
Loans and leases held for sale	$1,857,000	721
Unused loan commitments	$753,825,000	243
Tier 1 (core) risk-based capital	$258,260,000	268
Tier 2 risk-based capital	$21,254,000	300
Total risk weighted assets	$2,556,609,000	231
Total unused commitments	$753,825,000	243
Derivatives	$62,812,000	241
2006-09-30		Rank
# of Employees:	740	227
Assets and Liabilities
Total Assets:	$3,329,012,000	251
Cash and due from depository institutions	$63,578,000	227
Interest-bearing balances	$690,000	2,770
Securities	$875,807,000	193
Federal funds sold & reverse repurchase agreements	$176,500,000	122
Net loans & leases	$2,012,970,000	267
Loan loss allowance	$21,303,000	275
Trading account assets	$0	154
Bank premises and fixed assets	$33,269,000	278
Other real estate owned	$64,000	227
Goodwill and other intangibles	$50,390,000	245
All other assets	$116,434,000	235
Life insurance assets	$64,990,000	111
Total liabilities and capital	$3,329,012,000	251
Total liabilities	$3,037,426,000	246
Total deposits	$2,637,186,000	227
Interest-bearing deposits	$2,305,017,000	218
Deposits held in domestic offices	$2,637,186,000	226
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$113,086,000	294
Trading liabilities	$0	74
Other borrowed funds	$241,188,000	274
Subordinated debt	$0	269
All other liabilities	$45,966,000	251
Total equity capital	$291,586,000	294
Total bank equity capital	$291,586,000	294
Perpetual preferred stock	$0	118
Common stock	$2,050,000	1,875
Surplus	$103,789,000	342
Undivided profits	$185,747,000	213
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$13,069,000	251
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$171,000	594
Income earned, not collected on loans	$14,575,000	282
Earning assets	$3,065,967,000	249
Long-term assets (5+ years)	$1,324,399,000	119
Average Assets, year-to-date	$3,191,317,500	252
Average Assets, quarterly	$3,256,307,000	253
Volatile liabilities	$484,450,000	387
Insider loans	$14,090,000	458
FHLB advances	$239,750,000	230
Loans and leases held for sale	$1,125,000	887
Unused loan commitments	$730,535,000	262
Tier 1 (core) risk-based capital	$251,272,000	285
Tier 2 risk-based capital	$21,403,000	305
Total risk weighted assets	$2,576,529,000	235
Total unused commitments	$730,535,000	262
Derivatives	$60,328,000	249
2006-06-30		Rank
# of Employees:	721	237
Assets and Liabilities
Total Assets:	$3,183,602,000	263
Cash and due from depository institutions	$61,513,000	237
Interest-bearing balances	$887,000	2,573
Securities	$879,624,000	196
Federal funds sold & reverse repurchase agreements	$30,000,000	399
Net loans & leases	$2,012,008,000	268
Loan loss allowance	$20,617,000	283
Trading account assets	$0	157
Bank premises and fixed assets	$31,502,000	295
Other real estate owned	$64,000	237
Goodwill and other intangibles	$49,945,000	246
All other assets	$118,946,000	235
Life insurance assets	$64,199,000	113
Total liabilities and capital	$3,183,602,000	263
Total liabilities	$2,902,223,000	256
Total deposits	$2,490,652,000	236
Interest-bearing deposits	$2,126,575,000	229
Deposits held in domestic offices	$2,490,652,000	234
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$106,785,000	303
Trading liabilities	$0	73
Other borrowed funds	$259,765,000	260
Subordinated debt	$0	265
All other liabilities	$45,021,000	253
Total equity capital	$281,379,000	295
Total bank equity capital	$281,379,000	295
Perpetual preferred stock	$0	119
Common stock	$2,050,000	1,869
Surplus	$103,789,000	345
Undivided profits	$175,540,000	215
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$11,444,000	268
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$184,000	590
Income earned, not collected on loans	$13,839,000	277
Earning assets	$2,922,519,000	259
Long-term assets (5+ years)	$1,295,677,000	127
Average Assets, year-to-date	$3,145,419,330	258
Average Assets, quarterly	$3,175,952,000	261
Volatile liabilities	$460,616,000	407
Insider loans	$30,792,000	162
FHLB advances	$257,750,000	216
Loans and leases held for sale	$1,959,000	695
Unused loan commitments	$693,957,000	266
Tier 1 (core) risk-based capital	$248,770,000	288
Tier 2 risk-based capital	$20,717,000	314
Total risk weighted assets	$2,526,266,000	243
Total unused commitments	$693,957,000	268
Derivatives	$62,817,000	245
2006-03-31		Rank
# of Employees:	693	241
Assets and Liabilities
Total Assets:	$3,168,302,000	259
Cash and due from depository institutions	$65,414,000	241
Interest-bearing balances	$1,547,000	2,162
Securities	$888,840,000	198
Federal funds sold & reverse repurchase agreements	$35,500,000	387
Net loans & leases	$1,983,555,000	260
Loan loss allowance	$19,895,000	281
Trading account assets	$0	154
Bank premises and fixed assets	$28,853,000	309
Other real estate owned	$64,000	241
Goodwill and other intangibles	$50,121,000	239
All other assets	$115,955,000	233
Life insurance assets	$63,389,000	112
Total liabilities and capital	$3,168,302,000	259
Total liabilities	$2,885,017,000	253
Total deposits	$2,437,256,000	237
Interest-bearing deposits	$2,090,861,000	229
Deposits held in domestic offices	$2,437,256,000	234
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$104,038,000	298
Trading liabilities	$0	77
Other borrowed funds	$298,024,000	236
Subordinated debt	$0	259
All other liabilities	$45,699,000	254
Total equity capital	$283,285,000	288
Total bank equity capital	$283,285,000	288
Perpetual preferred stock	$0	120
Common stock	$2,050,000	1,859
Surplus	$103,789,000	334
Undivided profits	$177,446,000	214
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$10,523,000	284
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$196,000	570
Income earned, not collected on loans	$13,496,000	275
Earning assets	$2,909,442,000	255
Long-term assets (5+ years)	$1,254,538,000	131
Average Assets, year-to-date	$3,126,328,000	255
Average Assets, quarterly	$3,126,328,000	255
Volatile liabilities	$457,853,000	392
Insider loans	$22,575,000	236
FHLB advances	$297,750,000	192
Loans and leases held for sale	$2,530,000	524
Unused loan commitments	$742,416,000	253
Tier 1 (core) risk-based capital	$244,153,000	283
Tier 2 risk-based capital	$19,995,000	312
Total risk weighted assets	$2,463,919,000	243
Total unused commitments	$742,416,000	253
Derivatives	$56,879,000	255
2005-12-31		Rank
# of Employees:	665	251
Assets and Liabilities
Total Assets:	$3,084,354,000	259
Cash and due from depository institutions	$57,986,000	251
Interest-bearing balances	$233,000	4,093
Securities	$855,359,000	208
Federal funds sold & reverse repurchase agreements	$35,000,000	366
Net loans & leases	$1,965,628,000	258
Loan loss allowance	$19,865,000	280
Trading account assets	$0	155
Bank premises and fixed assets	$27,570,000	316
Other real estate owned	$0	251
Goodwill and other intangibles	$35,583,000	279
All other assets	$107,228,000	243
Life insurance assets	$0	351
Total liabilities and capital	$3,084,354,000	259
Total liabilities	$2,820,082,000	250
Total deposits	$2,391,690,000	233
Interest-bearing deposits	$2,027,208,000	226
Deposits held in domestic offices	$2,391,690,000	231
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$88,118,000	329
Trading liabilities	$0	72
Other borrowed funds	$299,502,000	240
Subordinated debt	$0	258
All other liabilities	$40,772,000	263
Total equity capital	$264,272,000	298
Total bank equity capital	$264,272,000	298
Perpetual preferred stock	$0	122
Common stock	$2,050,000	1,850
Surplus	$88,789,000	360
Undivided profits	$173,433,000	210
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$8,339,000	346
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,175
Income earned, not collected on loans	$13,005,000	284
Earning assets	$2,856,220,000	251
Long-term assets (5+ years)	$1,162,844,000	139
Average Assets, year-to-date	$3,024,124,600	250
Average Assets, quarterly	$3,085,734,000	257
Volatile liabilities	$387,076,000	429
Insider loans	$21,452,000	239
FHLB advances	$297,750,000	196
Loans and leases held for sale	$2,028,000	590
Unused loan commitments	$722,034,000	256
Tier 1 (core) risk-based capital	$239,918,000	284
Tier 2 risk-based capital	$19,965,000	304
Total risk weighted assets	$2,442,383,000	236
Total unused commitments	$722,034,000	256
Derivatives	$24,970,000	326
2005-09-30		Rank
# of Employees:	657	249
Assets and Liabilities
Total Assets:	$3,087,114,000	253
Cash and due from depository institutions	$62,643,000	249
Interest-bearing balances	$519,000	3,382
Securities	$857,307,000	201
Federal funds sold & reverse repurchase agreements	$71,000,000	202
Net loans & leases	$1,922,661,000	258
Loan loss allowance	$19,205,000	279
Trading account assets	$0	146
Bank premises and fixed assets	$26,806,000	317
Other real estate owned	$313,000	249
Goodwill and other intangibles	$35,619,000	272
All other assets	$110,765,000	234
Life insurance assets	$0	341
Total liabilities and capital	$3,087,113,000	253
Total liabilities	$2,822,098,000	246
Total deposits	$2,377,384,000	231
Interest-bearing deposits	$2,013,945,000	222
Deposits held in domestic offices	$2,377,384,000	231
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$104,491,000	282
Trading liabilities	$0	63
Other borrowed funds	$294,456,000	252
Subordinated debt	$0	251
All other liabilities	$45,767,000	250
Total equity capital	$265,015,000	297
Total bank equity capital	$265,015,000	297
Perpetual preferred stock	$0	120
Common stock	$2,050,000	1,819
Surplus	$88,789,000	349
Undivided profits	$174,176,000	212
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,513,000	374
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,225
Income earned, not collected on loans	$12,492,000	276
Earning assets	$2,851,487,000	248
Long-term assets (5+ years)	$1,108,577,000	140
Average Assets, year-to-date	$3,009,067,250	250
Average Assets, quarterly	$3,041,183,000	253
Volatile liabilities	$397,622,000	422
Insider loans	$21,504,000	234
FHLB advances	$292,750,000	208
Loans and leases held for sale	$4,063,000	458
Unused loan commitments	$737,556,000	249
Tier 1 (core) risk-based capital	$236,769,000	283
Tier 2 risk-based capital	$19,305,000	308
Total risk weighted assets	$2,402,130,000	235
Total unused commitments	$737,556,000	250
Derivatives	$26,025,000	323
2005-06-30		Rank
# of Employees:	692	236
Assets and Liabilities
Total Assets:	$2,995,252,000	254
Cash and due from depository institutions	$67,837,000	236
Interest-bearing balances	$1,173,000	2,554
Securities	$848,027,000	202
Federal funds sold & reverse repurchase agreements	$40,000,000	305
Net loans & leases	$1,872,802,000	254
Loan loss allowance	$18,890,000	281
Trading account assets	$0	148
Bank premises and fixed assets	$26,458,000	312
Other real estate owned	$373,000	236
Goodwill and other intangibles	$35,677,000	266
All other assets	$104,078,000	241
Life insurance assets	$0	339
Total liabilities and capital	$2,995,252,000	254
Total liabilities	$2,732,780,000	247
Total deposits	$2,223,777,000	234
Interest-bearing deposits	$1,862,609,000	229
Deposits held in domestic offices	$2,223,777,000	232
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$187,109,000	206
Trading liabilities	$0	65
Other borrowed funds	$274,328,000	261
Subordinated debt	$0	251
All other liabilities	$47,566,000	236
Total equity capital	$262,472,000	296
Total bank equity capital	$262,472,000	296
Perpetual preferred stock	$0	118
Common stock	$2,050,000	1,801
Surplus	$88,789,000	338
Undivided profits	$171,633,000	211
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,209,000	633
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,247
Income earned, not collected on loans	$12,284,000	269
Earning assets	$2,762,002,000	247
Long-term assets (5+ years)	$1,072,040,000	143
Average Assets, year-to-date	$2,983,051,670	248
Average Assets, quarterly	$2,980,922,000	253
Volatile liabilities	$402,795,000	413
Insider loans	$20,768,000	228
FHLB advances	$272,750,000	218
Loans and leases held for sale	$2,475,000	644
Unused loan commitments	$688,710,000	249
Tier 1 (core) risk-based capital	$232,023,000	283
Tier 2 risk-based capital	$18,990,000	305
Total risk weighted assets	$2,322,047,000	236
Total unused commitments	$688,710,000	250
Derivatives	$26,910,000	303
2005-03-31		Rank
# of Employees:	693	235
Assets and Liabilities
Total Assets:	$2,966,592,000	255
Cash and due from depository institutions	$54,761,000	235
Interest-bearing balances	$1,007,000	2,702
Securities	$853,529,000	205
Federal funds sold & reverse repurchase agreements	$42,000,000	291
Net loans & leases	$1,846,917,000	249
Loan loss allowance	$18,724,000	285
Trading account assets	$0	148
Bank premises and fixed assets	$27,003,000	304
Other real estate owned	$373,000	235
Goodwill and other intangibles	$36,790,000	259
All other assets	$105,219,000	236
Life insurance assets	$0	333
Total liabilities and capital	$2,966,592,000	255
Total liabilities	$2,711,782,000	246
Total deposits	$2,239,091,000	232
Interest-bearing deposits	$1,905,042,000	227
Deposits held in domestic offices	$2,239,091,000	231
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$137,936,000	248
Trading liabilities	$0	65
Other borrowed funds	$274,425,000	245
Subordinated debt	$0	265
All other liabilities	$60,330,000	218
Total equity capital	$254,810,000	295
Total bank equity capital	$254,810,000	295
Perpetual preferred stock	$0	120
Common stock	$2,050,000	1,805
Surplus	$88,789,000	335
Undivided profits	$163,971,000	207
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,171,000	532
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,234
Income earned, not collected on loans	$12,550,000	257
Earning assets	$2,743,453,000	250
Long-term assets (5+ years)	$1,074,061,000	148
Average Assets, year-to-date	$2,976,951,500	251
Average Assets, quarterly	$2,976,951,500	251
Volatile liabilities	$324,277,000	459
Insider loans	$20,992,000	219
FHLB advances	$272,750,000	201
Loans and leases held for sale	$2,915,000	508
Unused loan commitments	$688,335,000	247
Tier 1 (core) risk-based capital	$226,097,000	283
Tier 2 risk-based capital	$18,824,000	307
Total risk weighted assets	$2,288,110,000	234
Total unused commitments	$688,335,000	247
Derivatives	$26,571,000	284
2004-12-31		Rank
# of Employees:	689	238
Assets and Liabilities
Total Assets:	$2,987,311,000	256
Cash and due from depository institutions	$52,682,000	238
Interest-bearing balances	$630,000	3,227
Securities	$887,315,000	203
Federal funds sold & reverse repurchase agreements	$52,000,000	241
Net loans & leases	$1,827,348,000	255
Loan loss allowance	$18,455,000	294
Trading account assets	$0	153
Bank premises and fixed assets	$26,963,000	304
Other real estate owned	$295,000	238
Goodwill and other intangibles	$36,715,000	253
All other assets	$103,993,000	229
Life insurance assets	$0	334
Total liabilities and capital	$2,987,311,000	256
Total liabilities	$2,732,072,000	251
Total deposits	$2,216,059,000	234
Interest-bearing deposits	$1,879,047,000	230
Deposits held in domestic offices	$2,216,059,000	234
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$142,445,000	241
Trading liabilities	$0	66
Other borrowed funds	$319,963,000	229
Subordinated debt	$0	272
All other liabilities	$53,605,000	225
Total equity capital	$255,239,000	302
Total bank equity capital	$255,239,000	302
Perpetual preferred stock	$0	118
Common stock	$2,050,000	1,787
Surplus	$88,789,000	338
Undivided profits	$164,400,000	218
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,687,000	494
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,187
Income earned, not collected on loans	$11,783,000	266
Earning assets	$2,767,293,000	251
Long-term assets (5+ years)	$1,070,767,000	149
Average Assets, year-to-date	$2,750,874,200	260
Average Assets, quarterly	$2,962,959,500	255
Volatile liabilities	$371,815,000	417
Insider loans	$19,512,000	237
FHLB advances	$317,750,000	182
Loans and leases held for sale	$1,236,000	786
Unused loan commitments	$660,238,000	249
Tier 1 (core) risk-based capital	$222,140,000	286
Tier 2 risk-based capital	$18,555,000	314
Total risk weighted assets	$2,270,588,000	240
Total unused commitments	$660,238,000	251
Derivatives	$52,368,000	229
2004-09-30		Rank
# of Employees:	681	247
Assets and Liabilities
Total Assets:	$2,938,608,000	263
Cash and due from depository institutions	$58,910,000	247
Interest-bearing balances	$920,000	2,966
Securities	$921,791,000	196
Federal funds sold & reverse repurchase agreements	$40,000,000	293
Net loans & leases	$1,756,394,000	257
Loan loss allowance	$17,795,000	315
Trading account assets	$0	149
Bank premises and fixed assets	$26,886,000	292
Other real estate owned	$295,000	247
Goodwill and other intangibles	$36,764,000	253
All other assets	$97,568,000	246
Life insurance assets	$0	330
Total liabilities and capital	$2,938,608,000	263
Total liabilities	$2,685,868,000	254
Total deposits	$2,213,200,000	238
Interest-bearing deposits	$1,884,621,000	233
Deposits held in domestic offices	$2,213,200,000	238
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$161,942,000	224
Trading liabilities	$0	68
Other borrowed funds	$259,765,000	274
Subordinated debt	$0	276
All other liabilities	$50,961,000	231
Total equity capital	$252,740,000	299
Total bank equity capital	$252,740,000	299
Perpetual preferred stock	$0	124
Common stock	$2,050,000	1,781
Surplus	$88,789,000	339
Undivided profits	$161,901,000	217
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,297,000	670
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,251
Income earned, not collected on loans	$11,352,000	274
Earning assets	$2,719,105,000	258
Long-term assets (5+ years)	$1,000,382,000	162
Average Assets, year-to-date	$2,691,765,000	270
Average Assets, quarterly	$2,884,041,000	262
Volatile liabilities	$365,272,000	418
Insider loans	$19,342,000	244
FHLB advances	$257,750,000	224
Loans and leases held for sale	$1,410,000	740
Unused loan commitments	$661,644,000	254
Tier 1 (core) risk-based capital	$219,253,000	289
Tier 2 risk-based capital	$17,895,000	323
Total risk weighted assets	$2,176,599,000	246
Total unused commitments	$661,644,000	255
Derivatives	$49,521,000	246
2004-06-30		Rank
# of Employees:	666	245
Assets and Liabilities
Total Assets:	$2,829,474,000	265
Cash and due from depository institutions	$57,633,000	245
Interest-bearing balances	$922,000	2,945
Securities	$904,273,000	195
Federal funds sold & reverse repurchase agreements	$36,000,000	315
Net loans & leases	$1,665,588,000	258
Loan loss allowance	$17,940,000	308
Trading account assets	$0	153
Bank premises and fixed assets	$27,073,000	285
Other real estate owned	$295,000	245
Goodwill and other intangibles	$36,566,000	243
All other assets	$102,046,000	242
Life insurance assets	$0	323
Total liabilities and capital	$2,829,474,000	265
Total liabilities	$2,593,850,000	257
Total deposits	$2,099,532,000	240
Interest-bearing deposits	$1,747,911,000	236
Deposits held in domestic offices	$2,099,532,000	239
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$201,493,000	206
Trading liabilities	$0	69
Other borrowed funds	$243,510,000	290
Subordinated debt	$0	288
All other liabilities	$49,315,000	220
Total equity capital	$235,624,000	301
Total bank equity capital	$235,624,000	301
Perpetual preferred stock	$0	126
Common stock	$2,050,000	1,787
Surplus	$88,212,000	332
Undivided profits	$145,362,000	227
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,165,000	700
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,328
Income earned, not collected on loans	$10,966,000	262
Earning assets	$2,606,783,000	258
Long-term assets (5+ years)	$915,356,000	176
Average Assets, year-to-date	$2,609,484,000	273
Average Assets, quarterly	$2,666,050,500	270
Volatile liabilities	$415,564,000	378
Insider loans	$19,478,000	234
FHLB advances	$241,750,000	240
Loans and leases held for sale	$488,000	1,169
Unused loan commitments	$630,801,000	248
Tier 1 (core) risk-based capital	$213,435,000	285
Tier 2 risk-based capital	$18,040,000	321
Total risk weighted assets	$2,082,887,000	248
Total unused commitments	$630,801,000	249
Derivatives	$51,266,000	240
2004-03-31		Rank
# of Employees:	629	262
Assets and Liabilities
Total Assets:	$2,502,627,000	284
Cash and due from depository institutions	$50,490,000	262
Interest-bearing balances	$1,183,000	2,879
Securities	$900,121,000	200
Federal funds sold & reverse repurchase agreements	$27,000,000	505
Net loans & leases	$1,411,681,000	298
Loan loss allowance	$16,464,000	322
Trading account assets	$0	144
Bank premises and fixed assets	$24,193,000	325
Other real estate owned	$199,000	262
Goodwill and other intangibles	$2,742,000	1,003
All other assets	$86,201,000	264
Life insurance assets	$0	322
Total liabilities and capital	$2,502,627,000	284
Total liabilities	$2,299,526,000	275
Total deposits	$1,992,343,000	244
Interest-bearing deposits	$1,650,953,000	243
Deposits held in domestic offices	$1,992,343,000	242
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$78,558,000	339
Trading liabilities	$0	70
Other borrowed funds	$174,765,000	344
Subordinated debt	$0	287
All other liabilities	$53,860,000	229
Total equity capital	$203,101,000	330
Total bank equity capital	$203,101,000	330
Perpetual preferred stock	$0	129
Common stock	$6,569,000	529
Surplus	$36,548,000	645
Undivided profits	$159,984,000	219
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,824,000	631
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,356
Income earned, not collected on loans	$9,979,000	282
Earning assets	$2,339,985,000	278
Long-term assets (5+ years)	$906,672,000	163
Average Assets, year-to-date	$2,499,489,000	281
Average Assets, quarterly	$2,499,489,000	281
Volatile liabilities	$276,949,000	491
Insider loans	$19,886,000	215
FHLB advances	$172,750,000	295
Loans and leases held for sale	$1,889,000	725
Unused loan commitments	$497,610,000	272
Tier 1 (core) risk-based capital	$194,250,000	305
Tier 2 risk-based capital	$16,665,000	338
Total risk weighted assets	$1,790,224,000	269
Total unused commitments	$497,610,000	274
Derivatives	$56,714,000	237
2003-12-31		Rank
# of Employees:	458	369
Assets and Liabilities
Total Assets:	$1,822,635,000	348
Cash and due from depository institutions	$40,492,000	369
Interest-bearing balances	$1,117,000	2,802
Securities	$620,716,000	270
Federal funds sold & reverse repurchase agreements	$44,445,000	278
Net loans & leases	$1,035,311,000	382
Loan loss allowance	$10,876,000	454
Trading account assets	$0	168
Bank premises and fixed assets	$17,256,000	468
Other real estate owned	$0	369
Goodwill and other intangibles	$2,731,000	1,004
All other assets	$61,684,000	336
Life insurance assets	$0	1
Total liabilities and capital	$1,822,635,000	348
Total liabilities	$1,681,008,000	340
Total deposits	$1,447,122,000	319
Interest-bearing deposits	$1,222,751,000	325
Deposits held in domestic offices	$1,447,122,000	315
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$75,787,000	347
Trading liabilities	$0	72
Other borrowed funds	$124,015,000	454
Subordinated debt	$0	293
All other liabilities	$34,084,000	277
Total equity capital	$141,627,000	431
Total bank equity capital	$141,627,000	431
Perpetual preferred stock	$0	131
Common stock	$2,050,000	1,791
Surplus	$18,254,000	1,147
Undivided profits	$121,323,000	270
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,168,000	1,417
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,287
Income earned, not collected on loans	$7,185,000	371
Earning assets	$1,701,589,000	340
Long-term assets (5+ years)	$649,378,000	213
Average Assets, year-to-date	$1,786,467,200	346
Average Assets, quarterly	$1,821,719,500	345
Volatile liabilities	$268,192,000	493
Insider loans	$13,498,000	346
FHLB advances	$122,000,000	396
Loans and leases held for sale	$164,000	1,558
Unused loan commitments	$392,631,000	324
Tier 1 (core) risk-based capital	$137,756,000	402
Tier 2 risk-based capital	$10,910,000	466
Total risk weighted assets	$1,300,016,000	348
Total unused commitments	$392,631,000	325
Derivatives	$47,151,000	240
2003-09-30		Rank
# of Employees:	469	366
Assets and Liabilities
Total Assets:	$1,820,804,000	354
Cash and due from depository institutions	$38,899,000	366
Interest-bearing balances	$1,978,000	2,368
Securities	$580,100,000	276
Federal funds sold & reverse repurchase agreements	$108,875,000	166
Net loans & leases	$1,011,629,000	391
Loan loss allowance	$10,811,000	476
Trading account assets	$0	165
Bank premises and fixed assets	$16,376,000	495
Other real estate owned	$0	366
Goodwill and other intangibles	$2,526,000	1,039
All other assets	$62,399,000	339
Life insurance assets	$0	1
Total liabilities and capital	$1,820,804,000	354
Total liabilities	$1,685,242,000	348
Total deposits	$1,450,383,000	326
Interest-bearing deposits	$1,232,920,000	322
Deposits held in domestic offices	$1,450,383,000	322
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$79,641,000	347
Trading liabilities	$0	72
Other borrowed funds	$119,963,000	459
Subordinated debt	$0	293
All other liabilities	$35,255,000	286
Total equity capital	$135,562,000	457
Total bank equity capital	$135,562,000	457
Perpetual preferred stock	$0	137
Common stock	$2,050,000	1,794
Surplus	$18,254,000	1,132
Undivided profits	$115,258,000	290
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,458,000	1,324
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,354
Income earned, not collected on loans	$7,454,000	367
Earning assets	$1,702,582,000	347
Long-term assets (5+ years)	$600,700,000	226
Average Assets, year-to-date	$1,777,425,250	353
Average Assets, quarterly	$1,769,336,500	362
Volatile liabilities	$305,372,000	462
Insider loans	$13,616,000	340
FHLB advances	$118,000,000	389
Loans and leases held for sale	$21,288,000	212
Unused loan commitments	$394,897,000	320
Tier 1 (core) risk-based capital	$133,661,000	422
Tier 2 risk-based capital	$10,851,000	473
Total risk weighted assets	$1,293,643,000	354
Total unused commitments	$394,897,000	320
Derivatives	$41,200,000	253
2003-06-30		Rank
# of Employees:	460	375
Assets and Liabilities
Total Assets:	$1,717,869,000	369
Cash and due from depository institutions	$60,153,000	375
Interest-bearing balances	$2,138,000	2,412
Securities	$573,601,000	282
Federal funds sold & reverse repurchase agreements	$43,100,000	368
Net loans & leases	$961,596,000	400
Loan loss allowance	$11,452,000	449
Trading account assets	$0	170
Bank premises and fixed assets	$16,154,000	498
Other real estate owned	$0	375
Goodwill and other intangibles	$2,034,000	1,135
All other assets	$61,231,000	344
Life insurance assets	$0	1
Total liabilities and capital	$1,717,869,000	369
Total liabilities	$1,579,083,000	363
Total deposits	$1,336,571,000	340
Interest-bearing deposits	$1,111,765,000	351
Deposits held in domestic offices	$1,336,571,000	338
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$98,672,000	297
Trading liabilities	$0	74
Other borrowed funds	$104,636,000	497
Subordinated debt	$0	266
All other liabilities	$39,204,000	286
Total equity capital	$138,786,000	439
Total bank equity capital	$138,786,000	439
Perpetual preferred stock	$0	140
Common stock	$2,050,000	1,796
Surplus	$18,254,000	1,110
Undivided profits	$118,482,000	279
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,972,000	1,111
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,408
Income earned, not collected on loans	$7,411,000	367
Earning assets	$1,580,435,000	364
Long-term assets (5+ years)	$547,736,000	225
Average Assets, year-to-date	$1,762,965,670	352
Average Assets, quarterly	$1,751,294,000	360
Volatile liabilities	$266,581,000	504
Insider loans	$13,799,000	332
FHLB advances	$103,000,000	433
Loans and leases held for sale	$8,417,000	514
Unused loan commitments	$386,119,000	330
Tier 1 (core) risk-based capital	$129,769,000	417
Tier 2 risk-based capital	$11,526,000	428
Total risk weighted assets	$1,217,566,000	363
Total unused commitments	$386,119,000	331
Derivatives	$20,000,000	336
2003-03-31		Rank
# of Employees:	466	363
Assets and Liabilities
Total Assets:	$1,784,719,000	357
Cash and due from depository institutions	$48,081,000	363
Interest-bearing balances	$1,343,000	2,911
Securities	$675,250,000	248
Federal funds sold & reverse repurchase agreements	$21,650,000	743
Net loans & leases	$961,734,000	393
Loan loss allowance	$10,868,000	471
Trading account assets	$0	169
Bank premises and fixed assets	$15,720,000	509
Other real estate owned	$0	363
Goodwill and other intangibles	$1,963,000	1,150
All other assets	$60,321,000	341
Life insurance assets	$0	1
Total liabilities and capital	$1,784,719,000	357
Total liabilities	$1,651,745,000	350
Total deposits	$1,400,100,000	328
Interest-bearing deposits	$1,193,112,000	334
Deposits held in domestic offices	$1,400,100,000	326
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$89,479,000	315
Trading liabilities	$0	79
Other borrowed funds	$121,695,000	445
Subordinated debt	$0	265
All other liabilities	$40,471,000	285
Total equity capital	$132,974,000	445
Total bank equity capital	$132,974,000	445
Perpetual preferred stock	$0	141
Common stock	$2,050,000	1,807
Surplus	$18,254,000	1,097
Undivided profits	$112,670,000	295
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,207,000	1,465
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,422
Income earned, not collected on loans	$8,618,000	346
Earning assets	$1,659,977,000	351
Long-term assets (5+ years)	$522,532,000	233
Average Assets, year-to-date	$1,785,514,000	353
Average Assets, quarterly	$1,785,514,000	353
Volatile liabilities	$308,058,000	449
Insider loans	$14,996,000	298
FHLB advances	$120,000,000	376
Loans and leases held for sale	$5,000,000	616
Unused loan commitments	$273,812,000	420
Tier 1 (core) risk-based capital	$126,533,000	414
Tier 2 risk-based capital	$10,969,000	441
Total risk weighted assets	$1,209,932,000	359
Total unused commitments	$273,812,000	420
Derivatives	$20,000,000	323
2002-12-31		Rank
# of Employees:	458	368
Assets and Liabilities
Total Assets:	$1,786,309,000	350
Cash and due from depository institutions	$48,570,000	368
Interest-bearing balances	$3,112,000	1,914
Securities	$660,864,000	238
Federal funds sold & reverse repurchase agreements	$42,895,000	336
Net loans & leases	$956,406,000	398
Loan loss allowance	$10,865,000	457
Trading account assets	$0	170
Bank premises and fixed assets	$15,596,000	507
Other real estate owned	$0	368
Goodwill and other intangibles	$1,798,000	1,185
All other assets	$60,180,000	334
Life insurance assets	$0	1
Total liabilities and capital	$1,786,309,000	350
Total liabilities	$1,659,683,000	344
Total deposits	$1,418,842,000	323
Interest-bearing deposits	$1,205,586,000	324
Deposits held in domestic offices	$1,418,842,000	320
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$80,344,000	325
Trading liabilities	$0	75
Other borrowed funds	$122,015,000	438
Subordinated debt	$0	258
All other liabilities	$38,482,000	281
Total equity capital	$126,626,000	455
Total bank equity capital	$126,626,000	455
Perpetual preferred stock	$0	142
Common stock	$2,050,000	1,801
Surplus	$18,254,000	1,075
Undivided profits	$106,322,000	308
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,125,000	1,445
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,384
Income earned, not collected on loans	$9,183,000	331
Earning assets	$1,663,277,000	341
Long-term assets (5+ years)	$540,387,000	224
Average Assets, year-to-date	$1,666,405,400	359
Average Assets, quarterly	$1,780,576,000	354
Volatile liabilities	$318,882,000	431
Insider loans	$15,155,000	289
FHLB advances	$120,000,000	372
Loans and leases held for sale	$16,757,000	328
Unused loan commitments	$319,777,000	364
Tier 1 (core) risk-based capital	$122,990,000	414
Tier 2 risk-based capital	$10,955,000	436
Total risk weighted assets	$1,199,623,000	358
Total unused commitments	$319,777,000	365
Derivatives	$0	527
2001-12-31		Rank
# of Employees:	420	389
Assets and Liabilities
Total Assets:	$1,598,397,000	373
Cash and due from depository institutions	$49,687,000	389
Interest-bearing balances	$4,861,000	1,308
Securities	$475,499,000	291
Federal funds sold & reverse repurchase agreements	$46,225,000	322
Net loans & leases	$957,312,000	395
Loan loss allowance	$9,843,000	477
Trading account assets	$0	182
Bank premises and fixed assets	$15,086,000	514
Other real estate owned	$0	389
Goodwill and other intangibles	$1,360,000	1,285
All other assets	$53,228,000	359
Life insurance assets	$0	1
Total liabilities and capital	$1,598,397,000	373
Total liabilities	$1,486,422,000	364
Total deposits	$1,256,599,000	345
Interest-bearing deposits	$1,058,909,000	356
Deposits held in domestic offices	$1,256,599,000	343
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$72,601,000	362
Trading liabilities	$0	69
Other borrowed funds	$112,677,000	445
Subordinated debt	$0	241
All other liabilities	$44,545,000	258
Total equity capital	$111,975,000	470
Total bank equity capital	$111,975,000	470
Perpetual preferred stock	$0	158
Common stock	$2,050,000	1,811
Surplus	$18,254,000	1,030
Undivided profits	$91,671,000	317
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,068,000	989
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,476
Income earned, not collected on loans	$7,922,000	387
Earning assets	$1,483,897,000	368
Long-term assets (5+ years)	$528,609,000	233
Average Assets, year-to-date	$1,484,921,800	384
Average Assets, quarterly	$1,582,401,500	375
Volatile liabilities	$299,161,000	445
Insider loans	$14,824,000	258
FHLB advances	$110,000,000	373
Loans and leases held for sale	$19,684,000	242
Unused loan commitments	$128,561,000	630
Tier 1 (core) risk-based capital	$108,939,000	435
Tier 2 risk-based capital	$9,843,000	455
Total risk weighted assets	$1,135,779,000	367
Total unused commitments	$128,561,000	630
Derivatives	$0	450
2000-12-31		Rank
# of Employees:	416	395
Assets and Liabilities
Total Assets:	$1,377,861,000	413
Cash and due from depository institutions	$38,176,000	395
Interest-bearing balances	$1,491,000	1,986
Securities	$384,094,000	329
Federal funds sold & reverse repurchase agreements	$27,080,000	447
Net loans & leases	$868,462,000	425
Loan loss allowance	$10,569,000	442
Trading account assets	$0	175
Bank premises and fixed assets	$15,027,000	499
Other real estate owned	$59,000	395
Goodwill and other intangibles	$1,697,000	1,146
All other assets	$43,266,000	365
Life insurance assets	$0	1
Total liabilities and capital	$1,377,861,000	413
Total liabilities	$1,279,897,000	408
Total deposits	$1,048,764,000	393
Interest-bearing deposits	$869,075,000	402
Deposits held in domestic offices	$1,048,764,000	391
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$110,620,000	288
Trading liabilities	$0	77
Other borrowed funds	$87,055,000	511
Subordinated debt	$0	239
All other liabilities	$33,458,000	306
Total equity capital	$97,964,000	511
Total bank equity capital	$97,964,000	511
Perpetual preferred stock	$0	178
Common stock	$2,050,000	1,832
Surplus	$18,254,000	993
Undivided profits	$77,660,000	340
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,299,000	1,834
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,385
Income earned, not collected on loans	$4,339,000	586
Earning assets	$1,281,127,000	407
Long-term assets (5+ years)	$501,832,000	239
Average Assets, year-to-date	$1,310,410,800	409
Average Assets, quarterly	$1,362,662,500	411
Volatile liabilities	$270,864,000	488
Insider loans	$14,952,000	259
FHLB advances	$0	771
Loans and leases held for sale	$6,647,000	284
Unused loan commitments	$110,242,000	665
Tier 1 (core) risk-based capital	$95,980,100	480
Tier 2 risk-based capital	$10,569,000	433
Total risk weighted assets	$1,018,763,700	393
Total unused commitments	$110,242,000	665
Derivatives	$0	481
1999-12-31		Rank
# of Employees:	392	451
Assets and Liabilities
Total Assets:	$1,237,667,000	448
Cash and due from depository institutions	$31,812,000	451
Interest-bearing balances	$1,484,000	2,024
Securities	$347,089,000	393
Federal funds sold & reverse repurchase agreements	$17,625,000	577
Net loans & leases	$786,289,000	460
Loan loss allowance	$10,726,000	448
Trading account assets	$0	165
Bank premises and fixed assets	$15,030,000	506
Other real estate owned	$978,000	451
Goodwill and other intangibles	$2,006,000	1,076
All other assets	$36,838,000	400
Life insurance assets	$0	1
Total liabilities and capital	$1,237,667,000	448
Total liabilities	$1,159,698,000	437
Total deposits	$919,797,000	438
Interest-bearing deposits	$754,619,000	455
Deposits held in domestic offices	$919,797,000	435
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$112,884,000	321
Trading liabilities	$0	65
Other borrowed funds	$103,514,000	489
Subordinated debt	$0	242
All other liabilities	$23,503,000	352
Total equity capital	$77,969,000	610
Total bank equity capital	$77,969,000	610
Perpetual preferred stock	$0	193
Common stock	$2,050,000	1,840
Surplus	$18,254,000	1,011
Undivided profits	$57,665,000	431
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,758,000	1,350
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,502
Income earned, not collected on loans	$3,563,000	611
Earning assets	$1,152,487,000	445
Long-term assets (5+ years)	$473,830,000	267
Average Assets, year-to-date	$1,131,107,000	472
Average Assets, quarterly	$1,223,260,000	447
Volatile liabilities	$223,739,000	566
Insider loans	$4,950,000	936
FHLB advances	$0	802
Loans and leases held for sale	$5,403,000	318
Unused loan commitments	$97,355,000	748
Tier 1 (core) risk-based capital	$83,222,300	544
Tier 2 risk-based capital	$10,771,000	435
Total risk weighted assets	$915,007,600	421
Total unused commitments	$97,355,000	748
Derivatives	$0	488
1998-12-31		Rank
# of Employees:	394	443
Assets and Liabilities
Total Assets:	$1,030,393,000	519
Cash and due from depository institutions	$32,738,000	443
Interest-bearing balances	$246,000	4,126
Securities	$306,276,000	441
Federal funds sold & reverse repurchase agreements	$13,886,000	1,197
Net loans & leases	$652,181,000	512
Loan loss allowance	$10,592,000	442
Trading account assets	$0	197
Bank premises and fixed assets	$14,224,000	516
Other real estate owned	$532,000	443
Goodwill and other intangibles	$1,936,000	1,055
All other assets	$8,620,000	987
Life insurance assets	$0	1
Total liabilities and capital	$1,030,393,000	519
Total liabilities	$964,020,000	504
Total deposits	$814,059,000	483
Interest-bearing deposits	$657,265,000	502
Deposits held in domestic offices	$814,059,000	479
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$50,237,000	471
Trading liabilities	$0	69
Other borrowed funds	$77,820,000	458
Subordinated debt	$0	255
All other liabilities	$21,904,000	384
Total equity capital	$66,373,000	712
Total bank equity capital	$66,373,000	712
Perpetual preferred stock	$0	199
Common stock	$2,050,000	1,792
Surplus	$7,254,000	2,102
Undivided profits	$57,069,000	450
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,200,000	1,181
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,642
Income earned, not collected on loans	$3,086,000	666
Earning assets	$972,589,000	500
Long-term assets (5+ years)	$440,541,000	253
Average Assets, year-to-date	$953,355,400	538
Average Assets, quarterly	$1,011,208,000	517
Volatile liabilities	$129,777,000	700
Insider loans	$4,140,000	1,031
FHLB advances	$0	740
Loans and leases held for sale	$5,752,000	486
Unused loan commitments	$88,896,000	771
Tier 1 (core) risk-based capital	$61,602,800	703
Tier 2 risk-based capital	$9,151,900	479
Total risk weighted assets	$730,711,700	484
Total unused commitments	$88,896,000	776
Derivatives	$0	527
1997-12-31		Rank
# of Employees:	366	490
Assets and Liabilities
Total Assets:	$881,151,000	592
Cash and due from depository institutions	$35,548,000	490
Interest-bearing balances	$3,054,000	1,330
Securities	$228,077,000	553
Federal funds sold & reverse repurchase agreements	$18,295,000	720
Net loans & leases	$576,357,000	570
Loan loss allowance	$9,705,000	483
Trading account assets	$0	203
Bank premises and fixed assets	$13,667,000	540
Other real estate owned	$170,000	490
Goodwill and other intangibles	$1,851,000	1,034
All other assets	$7,186,000	1,111
Life insurance assets	$0	1
Total liabilities and capital	$881,151,000	592
Total liabilities	$804,220,000	585
Total deposits	$726,631,000	541
Interest-bearing deposits	$594,815,000	561
Deposits held in domestic offices	$726,631,000	535
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$43,611,000	517
Trading liabilities	$0	80
Other borrowed funds	$14,150,000	1,158
Subordinated debt	$0	260
All other liabilities	$19,828,000	408
Total equity capital	$76,931,000	621
Total bank equity capital	$76,931,000	621
Perpetual preferred stock	$0	223
Common stock	$2,050,000	1,778
Surplus	$7,254,000	2,072
Undivided profits	$67,627,000	371
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,714,000	1,036
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,731
Income earned, not collected on loans	$2,956,000	745
Earning assets	$825,783,000	580
Long-term assets (5+ years)	$307,050,000	296
Average Assets, year-to-date	$851,468,800	575
Average Assets, quarterly	$874,117,500	586
Volatile liabilities	$106,550,000	806
Insider loans	$4,835,000	859
FHLB advances	$0	780
Loans and leases held for sale	$0	1,579
Unused loan commitments	$57,516,000	970
Tier 1 (core) risk-based capital	$72,964,800	606
Tier 2 risk-based capital	$7,799,050	504
Total risk weighted assets	$622,018,350	535
Total unused commitments	$57,516,000	975
Derivatives	$0	533
1996-12-31		Rank
# of Employees:	324	587
Assets and Liabilities
Total Assets:	$812,886,000	649
Cash and due from depository institutions	$38,320,000	587
Interest-bearing balances	$4,568,000	841
Securities	$203,107,000	632
Federal funds sold & reverse repurchase agreements	$9,990,000	1,309
Net loans & leases	$541,260,000	641
Loan loss allowance	$9,095,000	576
Trading account assets	$0	240
Bank premises and fixed assets	$11,556,000	648
Other real estate owned	$666,000	587
Goodwill and other intangibles	$1,658,000	1,025
All other assets	$6,329,000	1,319
Life insurance assets	$0	1
Total liabilities and capital	$812,886,000	649
Total liabilities	$743,352,000	651
Total deposits	$676,349,000	615
Interest-bearing deposits	$554,773,000	638
Deposits held in domestic offices	$676,349,000	607
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$21,567,000	784
Trading liabilities	$0	97
Other borrowed funds	$27,072,000	802
Subordinated debt	$0	298
All other liabilities	$18,364,000	439
Total equity capital	$69,534,000	699
Total bank equity capital	$69,534,000	699
Perpetual preferred stock	$0	250
Common stock	$2,050,000	1,872
Surplus	$7,254,000	2,126
Undivided profits	$60,230,000	451
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,426,000	988
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,832
Income earned, not collected on loans	$2,276,000	972
Earning assets	$758,925,000	637
Long-term assets (5+ years)	$271,675,000	334
Average Assets, year-to-date	$780,551,800	647
Average Assets, quarterly	$806,868,500	647
Volatile liabilities	$94,909,000	906
Insider loans	$10,742,000	404
FHLB advances	$0	882
Loans and leases held for sale	$0	1,560
Unused loan commitments	$49,584,000	1,066
Tier 1 (core) risk-based capital	$67,253,000	678
Tier 2 risk-based capital	$7,250,290	563
Total risk weighted assets	$578,178,490	599
Total unused commitments	$49,584,000	1,072
Derivatives	$0	549
1995-12-31		Rank
# of Employees:	288	676
Assets and Liabilities
Total Assets:	$747,875,000	716
Cash and due from depository institutions	$29,044,000	676
Interest-bearing balances	$96,000	5,351
Securities	$178,415,000	744
Federal funds sold & reverse repurchase agreements	$17,030,000	841
Net loans & leases	$506,074,000	679
Loan loss allowance	$8,352,000	630
Trading account assets	$0	261
Bank premises and fixed assets	$9,005,000	832
Other real estate owned	$832,000	676
Goodwill and other intangibles	$1,960,000	875
All other assets	$5,515,000	1,500
Life insurance assets	$0	1
Total liabilities and capital	$747,875,000	716
Total liabilities	$687,709,000	708
Total deposits	$637,483,000	659
Interest-bearing deposits	$533,765,000	671
Deposits held in domestic offices	$637,483,000	649
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$16,666,000	870
Trading liabilities	$0	110
Other borrowed funds	$19,037,000	884
Subordinated debt	$0	337
All other liabilities	$14,523,000	545
Total equity capital	$60,166,000	818
Total bank equity capital	$60,166,000	818
Perpetual preferred stock	$0	288
Common stock	$2,050,000	1,917
Surplus	$6,327,000	2,366
Undivided profits	$51,789,000	515
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$9,463,000	487
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,782
Income earned, not collected on loans	$2,373,000	971
Earning assets	$701,615,000	700
Long-term assets (5+ years)	$206,773,000	381
Average Assets, year-to-date	$713,505,600	720
Average Assets, quarterly	$733,436,000	719
Volatile liabilities	$55,368,000	1,200
Insider loans	$14,224,000	342
FHLB advances	$0	855
Loans and leases held for sale	$0	1,606
Unused loan commitments	$47,519,000	1,072
Tier 1 (core) risk-based capital	$58,330,000	800
Tier 2 risk-based capital	$6,768,900	602
Total risk weighted assets	$539,928,600	643
Total unused commitments	$47,519,000	1,079
Derivatives	$0	628
1994-12-31		Rank
# of Employees:	275	720
Assets and Liabilities
Total Assets:	$687,686,000	756
Cash and due from depository institutions	$29,007,000	720
Interest-bearing balances	$11,000	6,664
Securities	$155,785,000	849
Federal funds sold & reverse repurchase agreements	$4,600,000	1,961
Net loans & leases	$482,132,000	679
Loan loss allowance	$6,809,000	732
Trading account assets	$0	286
Bank premises and fixed assets	$7,919,000	931
Other real estate owned	$1,122,000	720
Goodwill and other intangibles	$2,315,000	727
All other assets	$4,806,000	1,748
Life insurance assets	$0	1
Total liabilities and capital	$687,686,000	756
Total liabilities	$636,895,000	748
Total deposits	$593,044,000	693
Interest-bearing deposits	$495,007,000	703
Deposits held in domestic offices	$593,044,000	681
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$27,531,000	752
Trading liabilities	$0	87
Other borrowed funds	$7,393,000	1,452
Subordinated debt	$0	372
All other liabilities	$8,927,000	653
Total equity capital	$50,791,000	862
Total bank equity capital	$50,791,000	862
Perpetual preferred stock	$0	310
Common stock	$2,050,000	1,973
Surplus	$6,327,000	2,280
Undivided profits	$42,414,000	543
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,430,000	1,064
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,752
Income earned, not collected on loans	$2,198,000	906
Earning assets	$642,528,000	735
Long-term assets (5+ years)	$164,349,000	444
Average Assets, year-to-date	$654,738,600	766
Average Assets, quarterly	$676,023,000	758
Volatile liabilities	$54,910,000	1,185
Insider loans	$7,459,000	587
FHLB advances	$0	993
Loans and leases held for sale	$0	1,430
Unused loan commitments	$41,348,000	1,134
Tier 1 (core) risk-based capital	$51,481,000	841
Tier 2 risk-based capital	$6,426,270	618
Total risk weighted assets	$513,719,070	640
Total unused commitments	$41,348,000	1,141
Derivatives	$0	687
1993-12-31		Rank
# of Employees:	251	828
Assets and Liabilities
Total Assets:	$641,017,000	808
Cash and due from depository institutions	$27,811,000	828
Interest-bearing balances	$1,002,000	3,381
Securities	$188,125,000	756
Federal funds sold & reverse repurchase agreements	$10,915,000	1,233
Net loans & leases	$398,717,000	766
Loan loss allowance	$5,022,000	978
Trading account assets	$0	330
Bank premises and fixed assets	$8,133,000	898
Other real estate owned	$590,000	828
Goodwill and other intangibles	$2,933,000	581
All other assets	$3,793,000	1,970
Life insurance assets	$0	1
Total liabilities and capital	$641,017,000	808
Total liabilities	$593,520,000	804
Total deposits	$583,683,000	716
Interest-bearing deposits	$491,520,000	743
Deposits held in domestic offices	$583,683,000	705
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,944
Trading liabilities	$0	1
Other borrowed funds	$2,000,000	2,135
Subordinated debt	$0	413
All other liabilities	$7,837,000	721
Total equity capital	$47,497,000	885
Total bank equity capital	$47,497,000	885
Perpetual preferred stock	$0	343
Common stock	$550,000	5,755
Surplus	$5,636,000	2,410
Undivided profits	$41,311,000	552
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,924,000	1,444
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,950
Income earned, not collected on loans	$1,543,000	1,108
Earning assets	$598,759,000	792
Long-term assets (5+ years)	$151,289,000	470
Average Assets, year-to-date	$614,934,000	814
Average Assets, quarterly	$630,956,500	811
Volatile liabilities	$20,575,000	2,343
Insider loans	$7,761,000	543
FHLB advances	$0	821
Loans and leases held for sale	$0	1,681
Unused loan commitments	$31,236,000	1,391
Tier 1 (core) risk-based capital	$44,564,000	905
Tier 2 risk-based capital	$5,022,000	728
Total risk weighted assets	$423,566,900	739
Total unused commitments	$31,236,000	1,415
Derivatives	$0	714
1992-12-31		Rank
# of Employees:	242	868
Assets and Liabilities
Total Assets:	$609,149,000	869
Cash and due from depository institutions	$27,599,000	868
Interest-bearing balances	$1,006,000	3,770
Securities	$173,820,000	791
Federal funds sold & reverse repurchase agreements	$26,500,000	684
Net loans & leases	$362,800,000	834
Loan loss allowance	$3,695,000	1,292
Trading account assets	$0	344
Bank premises and fixed assets	$8,555,000	844
Other real estate owned	$2,104,000	868
Goodwill and other intangibles	$3,278,000	543
All other assets	$4,493,000	1,799
Life insurance assets	$0	1
Total liabilities and capital	$609,149,000	869
Total liabilities	$567,914,000	864
Total deposits	$557,303,000	799
Interest-bearing deposits	$475,085,000	808
Deposits held in domestic offices	$557,303,000	789
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,764
Trading liabilities	$0	1
Other borrowed funds	$1,998,000	1,986
Subordinated debt	$0	482
All other liabilities	$8,613,000	678
Total equity capital	$41,235,000	956
Total bank equity capital	$41,235,000	956
Perpetual preferred stock	$0	346
Common stock	$550,000	6,055
Surplus	$5,298,000	2,450
Undivided profits	$35,387,000	596
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,890,000	2,342
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1
Income earned, not collected on loans	$1,461,000	1,311
Earning assets	$564,126,000	850
Long-term assets (5+ years)	$157,078,000	436
Average Assets, year-to-date	$536,111,400	937
Average Assets, quarterly	$592,436,500	880
Volatile liabilities	$25,878,000	1,923
Insider loans	$794,000	1,096
FHLB advances	$0	832
Loans and leases held for sale	$0	1,207
Unused loan commitments	$26,099,000	1,507
Tier 1 (core) risk-based capital	$37,957,000	1,007
Tier 2 risk-based capital	$3,695,000	939
Total risk weighted assets	$411,430,300	780
Total unused commitments	$26,099,000	1,519
Derivatives	$0	651