Home > The Guilford Savings Bank > Income and Expense
The Guilford Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $40,730,000 | 1,107 |
| Total interest expense | $13,336,000 | 1,071 |
| Net interest income | $27,394,000 | 1,124 |
| Provision for loan and lease losses | $138,000 | 2,248 |
| Total noninterest income | $6,347,000 | 1,009 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $624,000 | 1,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,723,000 | 804 |
| Total noninterest expense | $29,141,000 | 918 |
| Salaries and employee benefits | $17,489,000 | 856 |
| Premises and equipment expense | $2,925,000 | 889 |
| Additional noninterest expense | $5,723,000 | 804 |
| Pre-tax net operating income | $4,462,000 | 2,051 |
| Securities gains (losses) | $464,000 | 102 |
| Applicable income taxes | $737,000 | 1,634 |
| Income before extraordinary items | $4,189,000 | 1,935 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,189,000 | 1,958 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,189,000 | 1,938 |
| Net charge-offs | $-19,000 | 3,990 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,794,600 | 2,080 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $29,729,000 | 1,107 |
| Total interest expense | $8,765,000 | 1,093 |
| Net interest income | $20,964,000 | 1,115 |
| Provision for loan and lease losses | $237,000 | 1,521 |
| Total noninterest income | $4,831,000 | 1,023 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $454,000 | 1,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,377,000 | 811 |
| Total noninterest expense | $21,556,000 | 927 |
| Salaries and employee benefits | $13,133,000 | 861 |
| Premises and equipment expense | $2,115,000 | 930 |
| Additional noninterest expense | $4,377,000 | 811 |
| Pre-tax net operating income | $4,002,000 | 1,901 |
| Securities gains (losses) | $-111,000 | 4,023 |
| Applicable income taxes | $578,000 | 1,650 |
| Income before extraordinary items | $3,313,000 | 1,940 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,313,000 | 1,958 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,313,000 | 1,940 |
| Net charge-offs | $-16,000 | 3,939 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,407,350 | 1,935 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $19,459,000 | 1,102 |
| Total interest expense | $5,157,000 | 1,098 |
| Net interest income | $14,302,000 | 1,105 |
| Provision for loan and lease losses | $37,000 | 2,377 |
| Total noninterest income | $3,290,000 | 951 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $300,000 | 1,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,990,000 | 749 |
| Total noninterest expense | $14,212,000 | 922 |
| Salaries and employee benefits | $8,685,000 | 857 |
| Premises and equipment expense | $1,445,000 | 898 |
| Additional noninterest expense | $2,990,000 | 749 |
| Pre-tax net operating income | $3,343,000 | 1,637 |
| Securities gains (losses) | $125,000 | 155 |
| Applicable income taxes | $551,000 | 1,428 |
| Income before extraordinary items | $2,917,000 | 1,604 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,917,000 | 1,624 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,917,000 | 1,604 |
| Net charge-offs | $-11,000 | 3,949 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,812,000 | 1,647 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $9,476,000 | 1,109 |
| Total interest expense | $2,142,000 | 1,134 |
| Net interest income | $7,334,000 | 1,075 |
| Provision for loan and lease losses | $-149,000 | 4,562 |
| Total noninterest income | $1,408,000 | 1,049 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $153,000 | 1,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,255,000 | 825 |
| Total noninterest expense | $6,919,000 | 947 |
| Salaries and employee benefits | $4,324,000 | 872 |
| Premises and equipment expense | $726,000 | 910 |
| Additional noninterest expense | $1,255,000 | 825 |
| Pre-tax net operating income | $1,972,000 | 1,484 |
| Securities gains (losses) | $175,000 | 122 |
| Applicable income taxes | $401,000 | 1,164 |
| Income before extraordinary items | $1,746,000 | 1,428 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,746,000 | 1,428 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,746,000 | 1,428 |
| Net charge-offs | $-9,000 | 4,009 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,604,250 | 1,549 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $33,485,000 | 1,044 |
| Total interest expense | $3,109,000 | 1,142 |
| Net interest income | $30,376,000 | 1,026 |
| Provision for loan and lease losses | $100,000 | 2,212 |
| Total noninterest income | $6,013,000 | 1,054 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $526,000 | 1,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,487,000 | 843 |
| Total noninterest expense | $26,545,000 | 963 |
| Salaries and employee benefits | $16,447,000 | 892 |
| Premises and equipment expense | $3,016,000 | 856 |
| Additional noninterest expense | $5,487,000 | 843 |
| Pre-tax net operating income | $9,744,000 | 1,295 |
| Securities gains (losses) | $-2,011,000 | 4,552 |
| Applicable income taxes | $1,410,000 | 1,307 |
| Income before extraordinary items | $6,323,000 | 1,565 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,323,000 | 1,562 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,323,000 | 1,564 |
| Net charge-offs | $423,000 | 652 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,972,020 | 1,334 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $24,288,000 | 1,039 |
| Total interest expense | $2,097,000 | 978 |
| Net interest income | $22,191,000 | 1,024 |
| Provision for loan and lease losses | $100,000 | 1,857 |
| Total noninterest income | $4,560,000 | 1,072 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $383,000 | 1,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,177,000 | 858 |
| Total noninterest expense | $19,432,000 | 975 |
| Salaries and employee benefits | $12,012,000 | 907 |
| Premises and equipment expense | $2,220,000 | 873 |
| Additional noninterest expense | $4,177,000 | 858 |
| Pre-tax net operating income | $7,219,000 | 1,299 |
| Securities gains (losses) | $-3,263,000 | 4,662 |
| Applicable income taxes | $646,000 | 1,662 |
| Income before extraordinary items | $3,310,000 | 1,965 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,310,000 | 1,964 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,310,000 | 1,964 |
| Net charge-offs | $428,000 | 484 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $6,050,920 | 1,309 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $15,740,000 | 1,015 |
| Total interest expense | $1,445,000 | 791 |
| Net interest income | $14,295,000 | 1,031 |
| Provision for loan and lease losses | $-200,000 | 4,526 |
| Total noninterest income | $3,128,000 | 1,041 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $256,000 | 1,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,872,000 | 853 |
| Total noninterest expense | $12,913,000 | 964 |
| Salaries and employee benefits | $7,896,000 | 901 |
| Premises and equipment expense | $1,488,000 | 859 |
| Additional noninterest expense | $3,529,000 | 1,029 |
| Pre-tax net operating income | $4,710,000 | 1,251 |
| Securities gains (losses) | $-2,071,000 | 4,672 |
| Applicable income taxes | $432,000 | 1,582 |
| Income before extraordinary items | $2,207,000 | 1,871 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,207,000 | 1,872 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,207,000 | 1,871 |
| Net charge-offs | $-71,000 | 4,298 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,946,640 | 1,268 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $7,693,000 | 1,004 |
| Total interest expense | $800,000 | 692 |
| Net interest income | $6,893,000 | 1,033 |
| Provision for loan and lease losses | $-200,000 | 4,563 |
| Total noninterest income | $1,574,000 | 1,035 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $125,000 | 1,676 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,449,000 | 857 |
| Total noninterest expense | $6,413,000 | 962 |
| Salaries and employee benefits | $3,966,000 | 908 |
| Premises and equipment expense | $736,000 | 870 |
| Additional noninterest expense | $1,711,000 | 1,046 |
| Pre-tax net operating income | $2,254,000 | 1,240 |
| Securities gains (losses) | $-387,000 | 4,663 |
| Applicable income taxes | $327,000 | 1,240 |
| Income before extraordinary items | $1,540,000 | 1,427 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,540,000 | 1,427 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,540,000 | 1,427 |
| Net charge-offs | $1,000 | 1,671 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,857,340 | 1,270 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $31,233,000 | 1,017 |
| Total interest expense | $3,571,000 | 766 |
| Net interest income | $27,662,000 | 1,043 |
| Provision for loan and lease losses | $10,000 | 2,957 |
| Total noninterest income | $6,102,000 | 1,156 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $418,000 | 1,808 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,684,000 | 976 |
| Total noninterest expense | $25,381,000 | 975 |
| Salaries and employee benefits | $15,730,000 | 901 |
| Premises and equipment expense | $2,646,000 | 956 |
| Additional noninterest expense | $7,005,000 | 1,034 |
| Pre-tax net operating income | $8,373,000 | 1,432 |
| Securities gains (losses) | $860,000 | 242 |
| Applicable income taxes | $1,713,000 | 1,206 |
| Income before extraordinary items | $7,520,000 | 1,412 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $7,520,000 | 1,412 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $7,520,000 | 1,412 |
| Net charge-offs | $76,000 | 1,465 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,823,400 | 1,499 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $23,497,000 | 1,034 |
| Total interest expense | $2,750,000 | 799 |
| Net interest income | $20,747,000 | 1,064 |
| Provision for loan and lease losses | $10,000 | 2,824 |
| Total noninterest income | $4,520,000 | 1,176 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $302,000 | 1,851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,218,000 | 1,004 |
| Total noninterest expense | $18,021,000 | 1,015 |
| Salaries and employee benefits | $11,403,000 | 930 |
| Premises and equipment expense | $1,898,000 | 994 |
| Additional noninterest expense | $4,720,000 | 1,103 |
| Pre-tax net operating income | $7,236,000 | 1,353 |
| Securities gains (losses) | $291,000 | 459 |
| Applicable income taxes | $1,406,000 | 1,204 |
| Income before extraordinary items | $6,121,000 | 1,371 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $6,121,000 | 1,371 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,121,000 | 1,371 |
| Net charge-offs | $-2,000 | 3,208 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $5,885,290 | 1,410 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $15,699,000 | 1,022 |
| Total interest expense | $1,908,000 | 807 |
| Net interest income | $13,791,000 | 1,049 |
| Provision for loan and lease losses | $10,000 | 2,695 |
| Total noninterest income | $2,959,000 | 1,195 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $198,000 | 1,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,761,000 | 1,035 |
| Total noninterest expense | $11,778,000 | 1,020 |
| Salaries and employee benefits | $7,655,000 | 917 |
| Premises and equipment expense | $1,187,000 | 1,044 |
| Additional noninterest expense | $2,936,000 | 1,145 |
| Pre-tax net operating income | $4,962,000 | 1,324 |
| Securities gains (losses) | $721,000 | 201 |
| Applicable income taxes | $1,035,000 | 1,122 |
| Income before extraordinary items | $4,648,000 | 1,253 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,648,000 | 1,253 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,648,000 | 1,253 |
| Net charge-offs | $-22,000 | 4,093 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,056,780 | 1,354 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $8,040,000 | 991 |
| Total interest expense | $974,000 | 830 |
| Net interest income | $7,066,000 | 1,009 |
| Provision for loan and lease losses | $160,000 | 914 |
| Total noninterest income | $1,429,000 | 1,215 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $100,000 | 1,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,329,000 | 1,056 |
| Total noninterest expense | $5,788,000 | 1,023 |
| Salaries and employee benefits | $3,803,000 | 923 |
| Premises and equipment expense | $582,000 | 1,070 |
| Additional noninterest expense | $1,403,000 | 1,168 |
| Pre-tax net operating income | $2,547,000 | 1,290 |
| Securities gains (losses) | $375,000 | 232 |
| Applicable income taxes | $552,000 | 1,071 |
| Income before extraordinary items | $2,370,000 | 1,234 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,370,000 | 1,234 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,370,000 | 1,234 |
| Net charge-offs | $-6,000 | 3,842 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,066,250 | 1,328 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $31,287,000 | 1,015 |
| Total interest expense | $4,934,000 | 961 |
| Net interest income | $26,353,000 | 1,019 |
| Provision for loan and lease losses | $1,709,000 | 1,155 |
| Total noninterest income | $4,764,000 | 1,302 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $422,000 | 1,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,342,000 | 1,134 |
| Total noninterest expense | $22,035,000 | 1,036 |
| Salaries and employee benefits | $14,050,000 | 955 |
| Premises and equipment expense | $2,293,000 | 1,054 |
| Additional noninterest expense | $5,692,000 | 1,143 |
| Pre-tax net operating income | $7,373,000 | 1,331 |
| Securities gains (losses) | $253,000 | 909 |
| Applicable income taxes | $1,383,000 | 1,196 |
| Income before extraordinary items | $6,243,000 | 1,380 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,243,000 | 1,381 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,243,000 | 1,381 |
| Net charge-offs | $295,000 | 1,300 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $6,035,540 | 1,377 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $23,190,000 | 1,025 |
| Total interest expense | $3,843,000 | 997 |
| Net interest income | $19,347,000 | 1,034 |
| Provision for loan and lease losses | $1,448,000 | 1,093 |
| Total noninterest income | $3,489,000 | 1,291 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $315,000 | 1,819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,174,000 | 1,117 |
| Total noninterest expense | $15,898,000 | 1,054 |
| Salaries and employee benefits | $10,042,000 | 981 |
| Premises and equipment expense | $1,684,000 | 1,065 |
| Additional noninterest expense | $4,172,000 | 1,148 |
| Pre-tax net operating income | $5,490,000 | 1,303 |
| Securities gains (losses) | $-613,000 | 4,998 |
| Applicable income taxes | $911,000 | 1,257 |
| Income before extraordinary items | $3,966,000 | 1,521 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,966,000 | 1,521 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,966,000 | 1,522 |
| Net charge-offs | $295,000 | 1,025 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,462,530 | 1,336 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $15,600,000 | 1,033 |
| Total interest expense | $2,682,000 | 1,023 |
| Net interest income | $12,918,000 | 1,036 |
| Provision for loan and lease losses | $1,030,000 | 1,063 |
| Total noninterest income | $2,492,000 | 1,180 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $219,000 | 1,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,273,000 | 983 |
| Total noninterest expense | $10,802,000 | 1,031 |
| Salaries and employee benefits | $6,822,000 | 958 |
| Premises and equipment expense | $1,135,000 | 1,054 |
| Additional noninterest expense | $2,845,000 | 1,123 |
| Pre-tax net operating income | $3,578,000 | 1,268 |
| Securities gains (losses) | $-1,527,000 | 5,030 |
| Applicable income taxes | $360,000 | 1,609 |
| Income before extraordinary items | $1,691,000 | 2,067 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,691,000 | 2,067 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,691,000 | 2,067 |
| Net charge-offs | $296,000 | 819 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,943,140 | 1,294 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $7,830,000 | 1,032 |
| Total interest expense | $1,580,000 | 964 |
| Net interest income | $6,250,000 | 1,050 |
| Provision for loan and lease losses | $576,000 | 817 |
| Total noninterest income | $1,233,000 | 1,120 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $124,000 | 1,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,109,000 | 892 |
| Total noninterest expense | $5,693,000 | 994 |
| Salaries and employee benefits | $3,634,000 | 912 |
| Premises and equipment expense | $582,000 | 1,049 |
| Additional noninterest expense | $1,477,000 | 1,112 |
| Pre-tax net operating income | $1,214,000 | 1,569 |
| Securities gains (losses) | $-2,578,000 | 5,071 |
| Applicable income taxes | $-230,000 | 4,995 |
| Income before extraordinary items | $-1,134,000 | 5,015 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,134,000 | 5,015 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-1,134,000 | 5,015 |
| Net charge-offs | $296,000 | 498 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,005,740 | 1,626 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $31,194,000 | 1,052 |
| Total interest expense | $7,289,000 | 901 |
| Net interest income | $23,905,000 | 1,086 |
| Provision for loan and lease losses | $682,000 | 1,226 |
| Total noninterest income | $3,949,000 | 1,329 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $525,000 | 1,852 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,424,000 | 1,101 |
| Total noninterest expense | $22,142,000 | 1,002 |
| Salaries and employee benefits | $13,890,000 | 919 |
| Premises and equipment expense | $2,308,000 | 1,042 |
| Additional noninterest expense | $5,944,000 | 1,087 |
| Pre-tax net operating income | $5,030,000 | 1,748 |
| Securities gains (losses) | $2,707,000 | 121 |
| Applicable income taxes | $1,462,000 | 1,132 |
| Income before extraordinary items | $6,275,000 | 1,346 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,275,000 | 1,348 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,275,000 | 1,349 |
| Net charge-offs | $178,000 | 1,776 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,082,330 | 1,822 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $23,207,000 | 1,061 |
| Total interest expense | $5,462,000 | 907 |
| Net interest income | $17,745,000 | 1,101 |
| Provision for loan and lease losses | $577,000 | 1,044 |
| Total noninterest income | $2,967,000 | 1,305 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $393,000 | 1,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,574,000 | 1,075 |
| Total noninterest expense | $16,494,000 | 1,006 |
| Salaries and employee benefits | $10,240,000 | 933 |
| Premises and equipment expense | $1,752,000 | 1,038 |
| Additional noninterest expense | $4,502,000 | 1,080 |
| Pre-tax net operating income | $3,641,000 | 1,841 |
| Securities gains (losses) | $2,200,000 | 113 |
| Applicable income taxes | $1,009,000 | 1,221 |
| Income before extraordinary items | $4,832,000 | 1,341 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,832,000 | 1,342 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,832,000 | 1,343 |
| Net charge-offs | $177,000 | 1,385 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,006,000 | 1,898 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $15,287,000 | 1,065 |
| Total interest expense | $3,555,000 | 907 |
| Net interest income | $11,732,000 | 1,107 |
| Provision for loan and lease losses | $477,000 | 888 |
| Total noninterest income | $1,940,000 | 1,304 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $258,000 | 1,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,682,000 | 1,058 |
| Total noninterest expense | $10,952,000 | 1,002 |
| Salaries and employee benefits | $6,786,000 | 933 |
| Premises and equipment expense | $1,179,000 | 1,030 |
| Additional noninterest expense | $2,987,000 | 1,096 |
| Pre-tax net operating income | $2,243,000 | 1,944 |
| Securities gains (losses) | $1,859,000 | 97 |
| Applicable income taxes | $725,000 | 1,141 |
| Income before extraordinary items | $3,377,000 | 1,269 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,377,000 | 1,269 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,377,000 | 1,269 |
| Net charge-offs | $39,000 | 1,997 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,852,620 | 2,003 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $7,433,000 | 1,090 |
| Total interest expense | $1,654,000 | 940 |
| Net interest income | $5,779,000 | 1,123 |
| Provision for loan and lease losses | $167,000 | 1,077 |
| Total noninterest income | $928,000 | 1,300 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $126,000 | 1,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $802,000 | 1,047 |
| Total noninterest expense | $5,476,000 | 1,004 |
| Salaries and employee benefits | $3,466,000 | 915 |
| Premises and equipment expense | $574,000 | 1,061 |
| Additional noninterest expense | $1,436,000 | 1,112 |
| Pre-tax net operating income | $1,064,000 | 1,982 |
| Securities gains (losses) | $1,330,000 | 70 |
| Applicable income taxes | $438,000 | 983 |
| Income before extraordinary items | $1,956,000 | 1,108 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,956,000 | 1,107 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,956,000 | 1,107 |
| Net charge-offs | $-5,000 | 4,404 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $865,400 | 2,066 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $28,129,000 | 1,067 |
| Total interest expense | $4,466,000 | 1,026 |
| Net interest income | $23,663,000 | 1,079 |
| Provision for loan and lease losses | $326,000 | 1,875 |
| Total noninterest income | $3,856,000 | 1,297 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $513,000 | 1,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,343,000 | 1,054 |
| Total noninterest expense | $20,437,000 | 1,049 |
| Salaries and employee benefits | $11,840,000 | 1,014 |
| Premises and equipment expense | $2,233,000 | 1,077 |
| Additional noninterest expense | $6,364,000 | 1,040 |
| Pre-tax net operating income | $6,756,000 | 1,394 |
| Securities gains (losses) | $526,000 | 121 |
| Applicable income taxes | $1,214,000 | 1,208 |
| Income before extraordinary items | $6,068,000 | 1,348 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,068,000 | 1,346 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,068,000 | 1,347 |
| Net charge-offs | $-57,000 | 4,926 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,631,420 | 1,425 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $20,666,000 | 1,072 |
| Total interest expense | $3,015,000 | 1,064 |
| Net interest income | $17,651,000 | 1,082 |
| Provision for loan and lease losses | $294,000 | 1,605 |
| Total noninterest income | $2,859,000 | 1,320 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $377,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,482,000 | 1,070 |
| Total noninterest expense | $15,678,000 | 1,032 |
| Salaries and employee benefits | $9,525,000 | 968 |
| Premises and equipment expense | $1,615,000 | 1,093 |
| Additional noninterest expense | $4,538,000 | 1,076 |
| Pre-tax net operating income | $4,538,000 | 1,519 |
| Securities gains (losses) | $526,000 | 120 |
| Applicable income taxes | $853,000 | 1,308 |
| Income before extraordinary items | $4,211,000 | 1,442 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,211,000 | 1,441 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,211,000 | 1,441 |
| Net charge-offs | $-38,000 | 4,846 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,774,420 | 1,582 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $13,550,000 | 1,078 |
| Total interest expense | $1,869,000 | 1,071 |
| Net interest income | $11,681,000 | 1,090 |
| Provision for loan and lease losses | $190,000 | 1,568 |
| Total noninterest income | $1,906,000 | 1,332 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $261,000 | 1,923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,645,000 | 1,081 |
| Total noninterest expense | $10,893,000 | 990 |
| Salaries and employee benefits | $6,809,000 | 913 |
| Premises and equipment expense | $1,049,000 | 1,123 |
| Additional noninterest expense | $3,035,000 | 1,064 |
| Pre-tax net operating income | $2,504,000 | 1,760 |
| Securities gains (losses) | $22,000 | 458 |
| Applicable income taxes | $396,000 | 1,627 |
| Income before extraordinary items | $2,130,000 | 1,788 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,130,000 | 1,787 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,130,000 | 1,787 |
| Net charge-offs | $-23,000 | 4,790 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,111,520 | 1,791 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $6,635,000 | 1,091 |
| Total interest expense | $903,000 | 1,049 |
| Net interest income | $5,732,000 | 1,102 |
| Provision for loan and lease losses | $150,000 | 1,106 |
| Total noninterest income | $929,000 | 1,333 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $129,000 | 1,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $800,000 | 1,080 |
| Total noninterest expense | $6,292,000 | 885 |
| Salaries and employee benefits | $4,284,000 | 754 |
| Premises and equipment expense | $518,000 | 1,157 |
| Additional noninterest expense | $1,490,000 | 1,083 |
| Pre-tax net operating income | $219,000 | 4,245 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $31,000 | 3,004 |
| Income before extraordinary items | $188,000 | 4,253 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $188,000 | 4,253 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $188,000 | 4,253 |
| Net charge-offs | $-14,000 | 4,864 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $188,000 | 4,256 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $24,478,000 | 1,138 |
| Total interest expense | $2,812,000 | 1,154 |
| Net interest income | $21,666,000 | 1,133 |
| Provision for loan and lease losses | $707,000 | 1,145 |
| Total noninterest income | $3,648,000 | 1,368 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $472,000 | 2,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,176,000 | 1,119 |
| Total noninterest expense | $19,618,000 | 1,068 |
| Salaries and employee benefits | $11,319,000 | 1,055 |
| Premises and equipment expense | $2,187,000 | 1,075 |
| Additional noninterest expense | $6,112,000 | 1,061 |
| Pre-tax net operating income | $4,989,000 | 1,718 |
| Securities gains (losses) | $2,107,000 | 91 |
| Applicable income taxes | $2,393,000 | 1,148 |
| Income before extraordinary items | $4,703,000 | 1,411 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,469,000 | 1,478 |
| Minority interest net income | $234,000 | 35 |
| Net income of bank and minority interests. | $4,703,000 | 1,411 |
| Net charge-offs | $23,000 | 3,366 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,312,380 | 1,861 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $18,004,000 | 1,157 |
| Total interest expense | $2,046,000 | 1,161 |
| Net interest income | $15,958,000 | 1,149 |
| Provision for loan and lease losses | $672,000 | 957 |
| Total noninterest income | $2,753,000 | 1,383 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $341,000 | 2,197 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,412,000 | 1,120 |
| Total noninterest expense | $14,602,000 | 1,083 |
| Salaries and employee benefits | $8,385,000 | 1,074 |
| Premises and equipment expense | $1,633,000 | 1,094 |
| Additional noninterest expense | $4,584,000 | 1,060 |
| Pre-tax net operating income | $3,437,000 | 1,862 |
| Securities gains (losses) | $2,249,000 | 81 |
| Applicable income taxes | $1,346,000 | 1,208 |
| Income before extraordinary items | $4,340,000 | 1,288 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,161,000 | 1,340 |
| Minority interest net income | $179,000 | 35 |
| Net income of bank and minority interests. | $4,340,000 | 1,288 |
| Net charge-offs | $-34,000 | 5,068 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,630,760 | 1,920 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $11,754,000 | 1,171 |
| Total interest expense | $1,317,000 | 1,154 |
| Net interest income | $10,437,000 | 1,162 |
| Provision for loan and lease losses | $402,000 | 982 |
| Total noninterest income | $1,843,000 | 1,384 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $225,000 | 2,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,618,000 | 1,125 |
| Total noninterest expense | $9,604,000 | 1,101 |
| Salaries and employee benefits | $5,604,000 | 1,071 |
| Premises and equipment expense | $1,085,000 | 1,096 |
| Additional noninterest expense | $2,915,000 | 1,112 |
| Pre-tax net operating income | $2,274,000 | 1,838 |
| Securities gains (losses) | $1,875,000 | 64 |
| Applicable income taxes | $978,000 | 1,121 |
| Income before extraordinary items | $3,171,000 | 1,187 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,049,000 | 1,227 |
| Minority interest net income | $122,000 | 35 |
| Net income of bank and minority interests. | $3,171,000 | 1,187 |
| Net charge-offs | $-19,000 | 4,998 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,746,000 | 1,876 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,748,000 | 1,178 |
| Total interest expense | $622,000 | 1,194 |
| Net interest income | $5,126,000 | 1,170 |
| Provision for loan and lease losses | $197,000 | 952 |
| Total noninterest income | $886,000 | 1,408 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $112,000 | 2,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $774,000 | 1,144 |
| Total noninterest expense | $4,735,000 | 1,117 |
| Salaries and employee benefits | $2,864,000 | 1,059 |
| Premises and equipment expense | $531,000 | 1,125 |
| Additional noninterest expense | $1,340,000 | 1,179 |
| Pre-tax net operating income | $1,080,000 | 1,868 |
| Securities gains (losses) | $1,153,000 | 56 |
| Applicable income taxes | $473,000 | 1,126 |
| Income before extraordinary items | $1,760,000 | 1,070 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,699,000 | 1,100 |
| Minority interest net income | $61,000 | 30 |
| Net income of bank and minority interests. | $1,760,000 | 1,070 |
| Net charge-offs | $4,000 | 2,506 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $849,130 | 1,868 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $22,372,000 | 1,179 |
| Total interest expense | $2,523,000 | 1,142 |
| Net interest income | $19,849,000 | 1,185 |
| Provision for loan and lease losses | $780,000 | 1,118 |
| Total noninterest income | $3,679,000 | 1,423 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $401,000 | 2,466 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,278,000 | 1,139 |
| Total noninterest expense | $18,700,000 | 1,116 |
| Salaries and employee benefits | $10,872,000 | 1,068 |
| Premises and equipment expense | $2,251,000 | 1,054 |
| Additional noninterest expense | $5,577,000 | 1,152 |
| Pre-tax net operating income | $4,048,000 | 1,925 |
| Securities gains (losses) | $1,090,000 | 212 |
| Applicable income taxes | $886,000 | 1,763 |
| Income before extraordinary items | $4,252,000 | 1,573 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,056,000 | 1,631 |
| Minority interest net income | $196,000 | 39 |
| Net income of bank and minority interests. | $4,252,000 | 1,572 |
| Net charge-offs | $230,000 | 1,792 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,347,300 | 1,872 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $16,460,000 | 1,200 |
| Total interest expense | $1,888,000 | 1,140 |
| Net interest income | $14,572,000 | 1,205 |
| Provision for loan and lease losses | $500,000 | 1,135 |
| Total noninterest income | $2,757,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $296,000 | 2,490 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,461,000 | 1,137 |
| Total noninterest expense | $14,073,000 | 1,112 |
| Salaries and employee benefits | $8,148,000 | 1,075 |
| Premises and equipment expense | $1,613,000 | 1,102 |
| Additional noninterest expense | $4,312,000 | 1,141 |
| Pre-tax net operating income | $2,756,000 | 2,085 |
| Securities gains (losses) | $926,000 | 226 |
| Applicable income taxes | $547,000 | 1,981 |
| Income before extraordinary items | $3,135,000 | 1,621 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,069,000 | 1,652 |
| Minority interest net income | $66,000 | 46 |
| Net income of bank and minority interests. | $3,135,000 | 1,621 |
| Net charge-offs | $178,000 | 1,551 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,347,900 | 1,985 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,844,000 | 1,218 |
| Total interest expense | $1,247,000 | 1,149 |
| Net interest income | $9,597,000 | 1,222 |
| Provision for loan and lease losses | $250,000 | 1,404 |
| Total noninterest income | $1,891,000 | 1,376 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $215,000 | 2,317 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,676,000 | 1,098 |
| Total noninterest expense | $8,946,000 | 1,156 |
| Salaries and employee benefits | $5,095,000 | 1,137 |
| Premises and equipment expense | $1,044,000 | 1,134 |
| Additional noninterest expense | $2,807,000 | 1,158 |
| Pre-tax net operating income | $2,292,000 | 1,759 |
| Securities gains (losses) | $355,000 | 377 |
| Applicable income taxes | $378,000 | 1,930 |
| Income before extraordinary items | $2,269,000 | 1,512 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,187,000 | 1,540 |
| Minority interest net income | $82,000 | 42 |
| Net income of bank and minority interests. | $2,269,000 | 1,512 |
| Net charge-offs | $151,000 | 1,316 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,963,700 | 1,640 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,410,000 | 1,213 |
| Total interest expense | $613,000 | 1,160 |
| Net interest income | $4,797,000 | 1,222 |
| Provision for loan and lease losses | $100,000 | 1,495 |
| Total noninterest income | $886,000 | 1,422 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $104,000 | 2,366 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $782,000 | 1,115 |
| Total noninterest expense | $4,311,000 | 1,196 |
| Salaries and employee benefits | $2,437,000 | 1,185 |
| Premises and equipment expense | $519,000 | 1,152 |
| Additional noninterest expense | $1,355,000 | 1,189 |
| Pre-tax net operating income | $1,272,000 | 1,591 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $208,000 | 1,803 |
| Income before extraordinary items | $1,064,000 | 1,536 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,023,000 | 1,586 |
| Minority interest net income | $41,000 | 41 |
| Net income of bank and minority interests. | $1,064,000 | 1,537 |
| Net charge-offs | $55,000 | 1,369 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,064,000 | 1,501 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $21,044,000 | 1,218 |
| Total interest expense | $2,339,000 | 1,191 |
| Net interest income | $18,705,000 | 1,222 |
| Provision for loan and lease losses | $375,000 | 1,656 |
| Total noninterest income | $3,466,000 | 1,445 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $428,000 | 2,391 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,038,000 | 1,151 |
| Total noninterest expense | $17,789,000 | 1,131 |
| Salaries and employee benefits | $10,279,000 | 1,087 |
| Premises and equipment expense | $2,376,000 | 1,008 |
| Additional noninterest expense | $5,134,000 | 1,241 |
| Pre-tax net operating income | $4,007,000 | 1,860 |
| Securities gains (losses) | $596,000 | 308 |
| Applicable income taxes | $773,000 | 1,837 |
| Income before extraordinary items | $3,830,000 | 1,663 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,675,000 | 1,729 |
| Minority interest net income | $155,000 | 46 |
| Net income of bank and minority interests. | $3,830,000 | 1,665 |
| Net charge-offs | $105,000 | 2,603 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,335,320 | 1,829 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $15,645,000 | 1,229 |
| Total interest expense | $1,751,000 | 1,201 |
| Net interest income | $13,894,000 | 1,240 |
| Provision for loan and lease losses | $150,000 | 2,243 |
| Total noninterest income | $2,603,000 | 1,460 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $305,000 | 2,495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,298,000 | 1,161 |
| Total noninterest expense | $12,948,000 | 1,170 |
| Salaries and employee benefits | $7,475,000 | 1,141 |
| Premises and equipment expense | $1,701,000 | 1,066 |
| Additional noninterest expense | $3,772,000 | 1,269 |
| Pre-tax net operating income | $3,399,000 | 1,730 |
| Securities gains (losses) | $599,000 | 263 |
| Applicable income taxes | $810,000 | 1,572 |
| Income before extraordinary items | $3,188,000 | 1,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,063,000 | 1,594 |
| Minority interest net income | $125,000 | 44 |
| Net income of bank and minority interests. | $3,188,000 | 1,547 |
| Net charge-offs | $17,000 | 3,431 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,708,800 | 1,745 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,296,000 | 1,239 |
| Total interest expense | $1,147,000 | 1,226 |
| Net interest income | $9,149,000 | 1,254 |
| Provision for loan and lease losses | $75,000 | 2,511 |
| Total noninterest income | $1,736,000 | 1,453 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $202,000 | 2,476 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,534,000 | 1,169 |
| Total noninterest expense | $8,538,000 | 1,181 |
| Salaries and employee benefits | $4,918,000 | 1,156 |
| Premises and equipment expense | $1,258,000 | 981 |
| Additional noninterest expense | $2,362,000 | 1,334 |
| Pre-tax net operating income | $2,272,000 | 1,709 |
| Securities gains (losses) | $605,000 | 219 |
| Applicable income taxes | $560,000 | 1,525 |
| Income before extraordinary items | $2,317,000 | 1,446 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,231,000 | 1,486 |
| Minority interest net income | $86,000 | 43 |
| Net income of bank and minority interests. | $2,317,000 | 1,447 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,826,950 | 1,700 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,045,000 | 1,257 |
| Total interest expense | $571,000 | 1,230 |
| Net interest income | $4,474,000 | 1,270 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $839,000 | 1,457 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $106,000 | 2,376 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $733,000 | 1,163 |
| Total noninterest expense | $4,218,000 | 1,210 |
| Salaries and employee benefits | $2,470,000 | 1,148 |
| Premises and equipment expense | $604,000 | 1,012 |
| Additional noninterest expense | $1,144,000 | 1,348 |
| Pre-tax net operating income | $1,095,000 | 1,717 |
| Securities gains (losses) | $467,000 | 178 |
| Applicable income taxes | $315,000 | 1,395 |
| Income before extraordinary items | $1,247,000 | 1,324 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,198,000 | 1,379 |
| Minority interest net income | $49,000 | 41 |
| Net income of bank and minority interests. | $1,247,000 | 1,326 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $873,400 | 1,726 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $20,247,000 | 1,250 |
| Total interest expense | $2,178,000 | 1,339 |
| Net interest income | $18,069,000 | 1,239 |
| Provision for loan and lease losses | $400,000 | 1,663 |
| Total noninterest income | $3,440,000 | 1,417 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $440,000 | 2,512 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,000,000 | 1,098 |
| Total noninterest expense | $16,511,000 | 1,206 |
| Salaries and employee benefits | $9,322,000 | 1,168 |
| Premises and equipment expense | $2,380,000 | 1,010 |
| Additional noninterest expense | $4,809,000 | 1,344 |
| Pre-tax net operating income | $4,598,000 | 1,638 |
| Securities gains (losses) | $448,000 | 446 |
| Applicable income taxes | $839,000 | 1,718 |
| Income before extraordinary items | $4,207,000 | 1,516 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,031,000 | 1,580 |
| Minority interest net income | $176,000 | 47 |
| Net income of bank and minority interests. | $4,207,000 | 1,515 |
| Net charge-offs | $3,000 | 4,820 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,835,160 | 1,621 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $15,194,000 | 1,250 |
| Total interest expense | $1,615,000 | 1,366 |
| Net interest income | $13,579,000 | 1,241 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $2,530,000 | 1,446 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $329,000 | 2,540 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,201,000 | 1,123 |
| Total noninterest expense | $12,077,000 | 1,242 |
| Salaries and employee benefits | $6,894,000 | 1,179 |
| Premises and equipment expense | $1,724,000 | 1,053 |
| Additional noninterest expense | $3,459,000 | 1,396 |
| Pre-tax net operating income | $4,032,000 | 1,447 |
| Securities gains (losses) | $473,000 | 328 |
| Applicable income taxes | $939,000 | 1,368 |
| Income before extraordinary items | $3,566,000 | 1,361 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,425,000 | 1,410 |
| Minority interest net income | $141,000 | 44 |
| Net income of bank and minority interests. | $3,566,000 | 1,361 |
| Net charge-offs | $7,000 | 4,273 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,192,330 | 1,466 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,192,000 | 1,239 |
| Total interest expense | $1,079,000 | 1,378 |
| Net interest income | $9,113,000 | 1,228 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,690,000 | 1,430 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $221,000 | 2,491 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,469,000 | 1,110 |
| Total noninterest expense | $8,053,000 | 1,246 |
| Salaries and employee benefits | $4,589,000 | 1,182 |
| Premises and equipment expense | $1,144,000 | 1,068 |
| Additional noninterest expense | $2,320,000 | 1,386 |
| Pre-tax net operating income | $2,750,000 | 1,382 |
| Securities gains (losses) | $332,000 | 328 |
| Applicable income taxes | $749,000 | 1,183 |
| Income before extraordinary items | $2,333,000 | 1,343 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,245,000 | 1,393 |
| Minority interest net income | $88,000 | 45 |
| Net income of bank and minority interests. | $2,333,000 | 1,345 |
| Net charge-offs | $7,000 | 3,864 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,080,680 | 1,449 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,119,000 | 1,238 |
| Total interest expense | $572,000 | 1,314 |
| Net interest income | $4,547,000 | 1,230 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $824,000 | 1,427 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $112,000 | 2,440 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $712,000 | 1,111 |
| Total noninterest expense | $4,014,000 | 1,261 |
| Salaries and employee benefits | $2,314,000 | 1,182 |
| Premises and equipment expense | $534,000 | 1,162 |
| Additional noninterest expense | $1,166,000 | 1,363 |
| Pre-tax net operating income | $1,357,000 | 1,370 |
| Securities gains (losses) | $81,000 | 501 |
| Applicable income taxes | $343,000 | 1,218 |
| Income before extraordinary items | $1,095,000 | 1,387 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,052,000 | 1,435 |
| Minority interest net income | $43,000 | 36 |
| Net income of bank and minority interests. | $1,095,000 | 1,389 |
| Net charge-offs | $7,000 | 2,989 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,033,440 | 1,430 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,895,000 | 1,340 |
| Total interest expense | $2,947,000 | 1,145 |
| Net interest income | $15,948,000 | 1,359 |
| Provision for loan and lease losses | $125,000 | 3,436 |
| Total noninterest income | $3,159,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $402,000 | 2,801 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,757,000 | 1,205 |
| Total noninterest expense | $15,415,000 | 1,296 |
| Salaries and employee benefits | $8,947,000 | 1,212 |
| Premises and equipment expense | $2,089,000 | 1,148 |
| Additional noninterest expense | $4,379,000 | 1,509 |
| Pre-tax net operating income | $3,567,000 | 1,874 |
| Securities gains (losses) | $417,000 | 526 |
| Applicable income taxes | $1,124,000 | 1,361 |
| Income before extraordinary items | $2,860,000 | 1,965 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,744,000 | 2,034 |
| Minority interest net income | $116,000 | 54 |
| Net income of bank and minority interests. | $2,860,000 | 1,968 |
| Net charge-offs | $71,000 | 4,081 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,559,760 | 2,109 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,063,000 | 1,356 |
| Total interest expense | $2,194,000 | 1,193 |
| Net interest income | $11,869,000 | 1,370 |
| Provision for loan and lease losses | $25,000 | 4,386 |
| Total noninterest income | $2,407,000 | 1,562 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $290,000 | 2,897 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,117,000 | 1,221 |
| Total noninterest expense | $11,156,000 | 1,336 |
| Salaries and employee benefits | $6,388,000 | 1,261 |
| Premises and equipment expense | $1,567,000 | 1,142 |
| Additional noninterest expense | $3,201,000 | 1,536 |
| Pre-tax net operating income | $3,095,000 | 1,692 |
| Securities gains (losses) | $417,000 | 481 |
| Applicable income taxes | $862,000 | 1,384 |
| Income before extraordinary items | $2,650,000 | 1,690 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,563,000 | 1,736 |
| Minority interest net income | $87,000 | 53 |
| Net income of bank and minority interests. | $2,650,000 | 1,694 |
| Net charge-offs | $29,000 | 4,207 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,337,250 | 1,823 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,387,000 | 1,353 |
| Total interest expense | $1,493,000 | 1,197 |
| Net interest income | $7,894,000 | 1,365 |
| Provision for loan and lease losses | $25,000 | 4,134 |
| Total noninterest income | $1,576,000 | 1,584 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $181,000 | 3,017 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,395,000 | 1,254 |
| Total noninterest expense | $7,378,000 | 1,349 |
| Salaries and employee benefits | $4,178,000 | 1,277 |
| Premises and equipment expense | $1,045,000 | 1,142 |
| Additional noninterest expense | $2,155,000 | 1,515 |
| Pre-tax net operating income | $2,067,000 | 1,673 |
| Securities gains (losses) | $438,000 | 418 |
| Applicable income taxes | $610,000 | 1,331 |
| Income before extraordinary items | $1,895,000 | 1,607 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,846,000 | 1,643 |
| Minority interest net income | $49,000 | 54 |
| Net income of bank and minority interests. | $1,895,000 | 1,612 |
| Net charge-offs | $22,000 | 3,949 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,562,120 | 1,788 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,695,000 | 1,355 |
| Total interest expense | $793,000 | 1,170 |
| Net interest income | $3,902,000 | 1,375 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $675,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $81,000 | 3,220 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $594,000 | 1,398 |
| Total noninterest expense | $3,594,000 | 1,391 |
| Salaries and employee benefits | $2,056,000 | 1,305 |
| Premises and equipment expense | $520,000 | 1,176 |
| Additional noninterest expense | $1,018,000 | 1,590 |
| Pre-tax net operating income | $983,000 | 1,741 |
| Securities gains (losses) | $312,000 | 312 |
| Applicable income taxes | $318,000 | 1,275 |
| Income before extraordinary items | $977,000 | 1,522 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $959,000 | 1,549 |
| Minority interest net income | $18,000 | 58 |
| Net income of bank and minority interests. | $977,000 | 1,524 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $743,000 | 1,827 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $19,872,000 | 1,349 |
| Total interest expense | $3,815,000 | 1,173 |
| Net interest income | $16,057,000 | 1,357 |
| Provision for loan and lease losses | $176,000 | 4,116 |
| Total noninterest income | $2,864,000 | 1,695 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $351,000 | 3,175 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,513,000 | 1,324 |
| Total noninterest expense | $14,142,000 | 1,396 |
| Salaries and employee benefits | $7,984,000 | 1,297 |
| Premises and equipment expense | $2,099,000 | 1,127 |
| Additional noninterest expense | $4,059,000 | 1,659 |
| Pre-tax net operating income | $4,603,000 | 1,472 |
| Securities gains (losses) | $-28,000 | 6,812 |
| Applicable income taxes | $1,092,000 | 1,386 |
| Income before extraordinary items | $3,483,000 | 1,642 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,403,000 | 1,682 |
| Minority interest net income | $80,000 | 59 |
| Net income of bank and minority interests. | $3,483,000 | 1,643 |
| Net charge-offs | $140,000 | 4,122 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,504,280 | 1,538 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $15,048,000 | 1,358 |
| Total interest expense | $2,923,000 | 1,211 |
| Net interest income | $12,125,000 | 1,364 |
| Provision for loan and lease losses | $75,000 | 4,640 |
| Total noninterest income | $2,013,000 | 1,780 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $265,000 | 3,208 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,748,000 | 1,394 |
| Total noninterest expense | $10,382,000 | 1,423 |
| Salaries and employee benefits | $5,892,000 | 1,312 |
| Premises and equipment expense | $1,557,000 | 1,144 |
| Additional noninterest expense | $2,933,000 | 1,706 |
| Pre-tax net operating income | $3,681,000 | 1,435 |
| Securities gains (losses) | $-25,000 | 6,923 |
| Applicable income taxes | $991,000 | 1,240 |
| Income before extraordinary items | $2,665,000 | 1,652 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,607,000 | 1,682 |
| Minority interest net income | $58,000 | 59 |
| Net income of bank and minority interests. | $2,665,000 | 1,653 |
| Net charge-offs | $39,000 | 4,689 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,683,250 | 1,548 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,016,000 | 1,363 |
| Total interest expense | $1,987,000 | 1,235 |
| Net interest income | $8,029,000 | 1,376 |
| Provision for loan and lease losses | $75,000 | 4,155 |
| Total noninterest income | $1,363,000 | 1,745 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $173,000 | 3,236 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,190,000 | 1,350 |
| Total noninterest expense | $6,889,000 | 1,423 |
| Salaries and employee benefits | $3,856,000 | 1,335 |
| Premises and equipment expense | $1,027,000 | 1,153 |
| Additional noninterest expense | $2,006,000 | 1,666 |
| Pre-tax net operating income | $2,428,000 | 1,434 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $659,000 | 1,230 |
| Income before extraordinary items | $1,769,000 | 1,647 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,730,000 | 1,683 |
| Minority interest net income | $39,000 | 61 |
| Net income of bank and minority interests. | $1,769,000 | 1,647 |
| Net charge-offs | $51,000 | 4,016 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,769,000 | 1,564 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,049,000 | 1,361 |
| Total interest expense | $1,014,000 | 1,257 |
| Net interest income | $4,035,000 | 1,371 |
| Provision for loan and lease losses | $25,000 | 4,328 |
| Total noninterest income | $478,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $84,000 | 3,280 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $394,000 | 1,771 |
| Total noninterest expense | $3,428,000 | 1,430 |
| Salaries and employee benefits | $1,941,000 | 1,327 |
| Premises and equipment expense | $482,000 | 1,243 |
| Additional noninterest expense | $1,005,000 | 1,645 |
| Pre-tax net operating income | $1,060,000 | 1,598 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $333,000 | 1,216 |
| Income before extraordinary items | $727,000 | 1,953 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $727,000 | 1,954 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $727,000 | 1,955 |
| Net charge-offs | $9,000 | 4,072 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $727,000 | 1,850 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $21,515,000 | 1,331 |
| Total interest expense | $4,550,000 | 1,340 |
| Net interest income | $16,965,000 | 1,305 |
| Provision for loan and lease losses | $151,000 | 4,931 |
| Total noninterest income | $1,843,000 | 2,137 |
| Gross Fiduciary activities income | $111,000 | 830 |
| Service charges on deposit accounts | $352,000 | 3,291 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,380,000 | 1,737 |
| Total noninterest expense | $13,941,000 | 1,397 |
| Salaries and employee benefits | $7,716,000 | 1,279 |
| Premises and equipment expense | $2,036,000 | 1,232 |
| Additional noninterest expense | $4,189,000 | 1,633 |
| Pre-tax net operating income | $4,716,000 | 1,234 |
| Securities gains (losses) | $910,000 | 478 |
| Applicable income taxes | $1,607,000 | 944 |
| Income before extraordinary items | $4,019,000 | 1,254 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,019,000 | 1,254 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,019,000 | 1,254 |
| Net charge-offs | $126,000 | 4,763 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,372,900 | 1,385 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,268,000 | 1,332 |
| Total interest expense | $3,462,000 | 1,374 |
| Net interest income | $12,806,000 | 1,308 |
| Provision for loan and lease losses | $76,000 | 5,232 |
| Total noninterest income | $1,449,000 | 2,055 |
| Gross Fiduciary activities income | $111,000 | 783 |
| Service charges on deposit accounts | $266,000 | 3,270 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,072,000 | 1,686 |
| Total noninterest expense | $10,805,000 | 1,357 |
| Salaries and employee benefits | $5,978,000 | 1,242 |
| Premises and equipment expense | $1,522,000 | 1,253 |
| Additional noninterest expense | $3,305,000 | 1,546 |
| Pre-tax net operating income | $3,374,000 | 1,339 |
| Securities gains (losses) | $893,000 | 390 |
| Applicable income taxes | $1,256,000 | 916 |
| Income before extraordinary items | $3,011,000 | 1,288 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,011,000 | 1,288 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,011,000 | 1,288 |
| Net charge-offs | $32,000 | 5,264 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,376,970 | 1,525 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,944,000 | 1,329 |
| Total interest expense | $2,320,000 | 1,412 |
| Net interest income | $8,624,000 | 1,295 |
| Provision for loan and lease losses | $25,000 | 5,594 |
| Total noninterest income | $925,000 | 2,108 |
| Gross Fiduciary activities income | $96,000 | 756 |
| Service charges on deposit accounts | $178,000 | 3,242 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $651,000 | 1,790 |
| Total noninterest expense | $6,966,000 | 1,418 |
| Salaries and employee benefits | $3,777,000 | 1,322 |
| Premises and equipment expense | $992,000 | 1,292 |
| Additional noninterest expense | $2,197,000 | 1,575 |
| Pre-tax net operating income | $2,558,000 | 1,163 |
| Securities gains (losses) | $200,000 | 734 |
| Applicable income taxes | $812,000 | 908 |
| Income before extraordinary items | $1,946,000 | 1,291 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,946,000 | 1,291 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,946,000 | 1,291 |
| Net charge-offs | $95,000 | 3,896 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,804,000 | 1,319 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,506,000 | 1,333 |
| Total interest expense | $1,171,000 | 1,452 |
| Net interest income | $4,335,000 | 1,289 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $451,000 | 2,165 |
| Gross Fiduciary activities income | $46,000 | 773 |
| Service charges on deposit accounts | $89,000 | 3,215 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $316,000 | 1,849 |
| Total noninterest expense | $3,350,000 | 1,477 |
| Salaries and employee benefits | $1,795,000 | 1,409 |
| Premises and equipment expense | $484,000 | 1,336 |
| Additional noninterest expense | $1,071,000 | 1,620 |
| Pre-tax net operating income | $1,436,000 | 1,043 |
| Securities gains (losses) | $200,000 | 340 |
| Applicable income taxes | $543,000 | 692 |
| Income before extraordinary items | $1,093,000 | 1,124 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,093,000 | 1,122 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,093,000 | 1,124 |
| Net charge-offs | $78,000 | 2,978 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $959,000 | 1,251 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $22,886,000 | 1,345 |
| Total interest expense | $6,170,000 | 1,343 |
| Net interest income | $16,716,000 | 1,336 |
| Provision for loan and lease losses | $125,000 | 5,810 |
| Total noninterest income | $1,731,000 | 2,303 |
| Gross Fiduciary activities income | $162,000 | 796 |
| Service charges on deposit accounts | $349,000 | 3,341 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,220,000 | 1,932 |
| Total noninterest expense | $13,240,000 | 1,493 |
| Salaries and employee benefits | $7,245,000 | 1,352 |
| Premises and equipment expense | $1,736,000 | 1,479 |
| Additional noninterest expense | $4,259,000 | 1,685 |
| Pre-tax net operating income | $5,082,000 | 1,019 |
| Securities gains (losses) | $27,000 | 2,964 |
| Applicable income taxes | $1,486,000 | 913 |
| Income before extraordinary items | $3,623,000 | 1,186 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,623,000 | 1,186 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,623,000 | 1,188 |
| Net charge-offs | $60,000 | 5,796 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,603,830 | 1,148 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $17,303,000 | 1,352 |
| Total interest expense | $4,755,000 | 1,352 |
| Net interest income | $12,548,000 | 1,350 |
| Provision for loan and lease losses | $25,000 | 6,584 |
| Total noninterest income | $1,307,000 | 2,305 |
| Gross Fiduciary activities income | $114,000 | 795 |
| Service charges on deposit accounts | $258,000 | 3,442 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $935,000 | 1,881 |
| Total noninterest expense | $9,787,000 | 1,504 |
| Salaries and employee benefits | $5,315,000 | 1,393 |
| Premises and equipment expense | $1,312,000 | 1,484 |
| Additional noninterest expense | $3,160,000 | 1,682 |
| Pre-tax net operating income | $4,043,000 | 1,008 |
| Securities gains (losses) | $21,000 | 2,864 |
| Applicable income taxes | $1,246,000 | 864 |
| Income before extraordinary items | $2,818,000 | 1,196 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,818,000 | 1,200 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,818,000 | 1,200 |
| Net charge-offs | $5,000 | 6,437 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,803,510 | 1,150 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,587,000 | 1,364 |
| Total interest expense | $3,285,000 | 1,365 |
| Net interest income | $8,302,000 | 1,365 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $877,000 | 2,229 |
| Gross Fiduciary activities income | $71,000 | 811 |
| Service charges on deposit accounts | $173,000 | 3,436 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $633,000 | 1,793 |
| Total noninterest expense | $6,576,000 | 1,499 |
| Salaries and employee benefits | $3,592,000 | 1,384 |
| Premises and equipment expense | $891,000 | 1,474 |
| Additional noninterest expense | $2,093,000 | 1,688 |
| Pre-tax net operating income | $2,603,000 | 1,028 |
| Securities gains (losses) | $-3,000 | 7,233 |
| Applicable income taxes | $795,000 | 850 |
| Income before extraordinary items | $1,805,000 | 1,235 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,805,000 | 1,236 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,805,000 | 1,236 |
| Net charge-offs | $-2,000 | 7,211 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,807,070 | 1,192 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,840,000 | 1,390 |
| Total interest expense | $1,698,000 | 1,384 |
| Net interest income | $4,142,000 | 1,383 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $431,000 | 2,245 |
| Gross Fiduciary activities income | $29,000 | 861 |
| Service charges on deposit accounts | $85,000 | 3,471 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $317,000 | 1,776 |
| Total noninterest expense | $3,243,000 | 1,548 |
| Salaries and employee benefits | $1,759,000 | 1,423 |
| Premises and equipment expense | $447,000 | 1,509 |
| Additional noninterest expense | $1,037,000 | 1,691 |
| Pre-tax net operating income | $1,330,000 | 999 |
| Securities gains (losses) | $3,000 | 1,999 |
| Applicable income taxes | $406,000 | 828 |
| Income before extraordinary items | $927,000 | 1,183 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $927,000 | 1,185 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $927,000 | 1,185 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $924,900 | 1,158 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $24,049,000 | 1,436 |
| Total interest expense | $8,790,000 | 1,363 |
| Net interest income | $15,259,000 | 1,466 |
| Provision for loan and lease losses | $253,000 | 5,503 |
| Total noninterest income | $1,719,000 | 2,354 |
| Gross Fiduciary activities income | $207,000 | 755 |
| Service charges on deposit accounts | $345,000 | 3,621 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,167,000 | 1,946 |
| Total noninterest expense | $13,425,000 | 1,541 |
| Salaries and employee benefits | $7,356,000 | 1,367 |
| Premises and equipment expense | $1,717,000 | 1,567 |
| Additional noninterest expense | $4,352,000 | 1,713 |
| Pre-tax net operating income | $3,300,000 | 1,226 |
| Securities gains (losses) | $-84,000 | 7,258 |
| Applicable income taxes | $877,000 | 1,061 |
| Income before extraordinary items | $2,339,000 | 1,426 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,339,000 | 1,424 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,339,000 | 1,425 |
| Net charge-offs | $4,000 | 7,069 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,400,320 | 1,366 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $18,032,000 | 1,456 |
| Total interest expense | $6,815,000 | 1,387 |
| Net interest income | $11,217,000 | 1,501 |
| Provision for loan and lease losses | $153,000 | 5,484 |
| Total noninterest income | $1,217,000 | 2,478 |
| Gross Fiduciary activities income | $149,000 | 752 |
| Service charges on deposit accounts | $257,000 | 3,639 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $811,000 | 2,108 |
| Total noninterest expense | $10,013,000 | 1,535 |
| Salaries and employee benefits | $5,477,000 | 1,391 |
| Premises and equipment expense | $1,306,000 | 1,571 |
| Additional noninterest expense | $3,230,000 | 1,675 |
| Pre-tax net operating income | $2,268,000 | 1,417 |
| Securities gains (losses) | $23,000 | 2,682 |
| Applicable income taxes | $797,000 | 1,012 |
| Income before extraordinary items | $1,494,000 | 1,784 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,494,000 | 1,784 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,494,000 | 1,784 |
| Net charge-offs | $1,000 | 6,910 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,479,050 | 1,756 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,026,000 | 1,487 |
| Total interest expense | $4,589,000 | 1,453 |
| Net interest income | $7,437,000 | 1,506 |
| Provision for loan and lease losses | $78,000 | 5,607 |
| Total noninterest income | $832,000 | 2,461 |
| Gross Fiduciary activities income | $85,000 | 801 |
| Service charges on deposit accounts | $168,000 | 3,656 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $579,000 | 2,030 |
| Total noninterest expense | $6,591,000 | 1,584 |
| Salaries and employee benefits | $3,566,000 | 1,460 |
| Premises and equipment expense | $880,000 | 1,582 |
| Additional noninterest expense | $2,145,000 | 1,698 |
| Pre-tax net operating income | $1,600,000 | 1,431 |
| Securities gains (losses) | $23,000 | 2,272 |
| Applicable income taxes | $576,000 | 965 |
| Income before extraordinary items | $1,047,000 | 1,780 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,047,000 | 1,776 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,047,000 | 1,779 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,032,050 | 1,751 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,054,000 | 1,496 |
| Total interest expense | $2,365,000 | 1,469 |
| Net interest income | $3,689,000 | 1,509 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $359,000 | 2,684 |
| Gross Fiduciary activities income | $43,000 | 802 |
| Service charges on deposit accounts | $82,000 | 3,654 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $234,000 | 2,290 |
| Total noninterest expense | $3,221,000 | 1,565 |
| Salaries and employee benefits | $1,876,000 | 1,388 |
| Premises and equipment expense | $451,000 | 1,576 |
| Additional noninterest expense | $894,000 | 1,804 |
| Pre-tax net operating income | $827,000 | 1,548 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $296,000 | 1,065 |
| Income before extraordinary items | $531,000 | 2,016 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $531,000 | 2,017 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $531,000 | 2,017 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $531,000 | 1,898 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $23,806,000 | 1,626 |
| Total interest expense | $10,535,000 | 1,540 |
| Net interest income | $13,271,000 | 1,670 |
| Provision for loan and lease losses | $50,000 | 6,569 |
| Total noninterest income | $2,364,000 | 1,898 |
| Gross Fiduciary activities income | $193,000 | 787 |
| Service charges on deposit accounts | $293,000 | 4,056 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,878,000 | 1,361 |
| Total noninterest expense | $11,653,000 | 1,676 |
| Salaries and employee benefits | $6,813,000 | 1,522 |
| Premises and equipment expense | $1,607,000 | 1,711 |
| Additional noninterest expense | $3,233,000 | 1,893 |
| Pre-tax net operating income | $3,932,000 | 1,389 |
| Securities gains (losses) | $-2,486,000 | 7,943 |
| Applicable income taxes | $-102,000 | 7,077 |
| Income before extraordinary items | $1,548,000 | 2,464 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,548,000 | 2,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,675 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,034,000 | 1,106 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,768,000 | 1,669 |
| Total interest expense | $8,037,000 | 1,572 |
| Net interest income | $9,731,000 | 1,725 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $1,959,000 | 1,798 |
| Gross Fiduciary activities income | $131,000 | 805 |
| Service charges on deposit accounts | $213,000 | 4,136 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,615,000 | 1,290 |
| Total noninterest expense | $8,653,000 | 1,681 |
| Salaries and employee benefits | $5,100,000 | 1,540 |
| Premises and equipment expense | $1,178,000 | 1,748 |
| Additional noninterest expense | $2,375,000 | 1,867 |
| Pre-tax net operating income | $3,037,000 | 1,601 |
| Securities gains (losses) | $-2,336,000 | 8,088 |
| Applicable income taxes | $-326,000 | 7,768 |
| Income before extraordinary items | $1,027,000 | 3,044 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,027,000 | 3,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,089 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,363,000 | 1,177 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,838,000 | 1,701 |
| Total interest expense | $5,564,000 | 1,575 |
| Net interest income | $6,274,000 | 1,780 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $1,532,000 | 1,618 |
| Gross Fiduciary activities income | $74,000 | 848 |
| Service charges on deposit accounts | $137,000 | 4,214 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,321,000 | 1,156 |
| Total noninterest expense | $5,693,000 | 1,697 |
| Salaries and employee benefits | $3,341,000 | 1,575 |
| Premises and equipment expense | $764,000 | 1,790 |
| Additional noninterest expense | $1,588,000 | 1,822 |
| Pre-tax net operating income | $2,113,000 | 1,609 |
| Securities gains (losses) | $-157,000 | 8,288 |
| Applicable income taxes | $428,000 | 1,792 |
| Income before extraordinary items | $1,528,000 | 1,773 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,528,000 | 1,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,650,460 | 1,613 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,931,000 | 1,736 |
| Total interest expense | $2,950,000 | 1,590 |
| Net interest income | $2,981,000 | 1,875 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $1,063,000 | 1,269 |
| Gross Fiduciary activities income | $34,000 | 874 |
| Service charges on deposit accounts | $65,000 | 4,287 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $964,000 | 883 |
| Total noninterest expense | $2,896,000 | 1,676 |
| Salaries and employee benefits | $1,747,000 | 1,529 |
| Premises and equipment expense | $384,000 | 1,788 |
| Additional noninterest expense | $765,000 | 1,839 |
| Pre-tax net operating income | $1,148,000 | 1,580 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $138,000 | 2,423 |
| Income before extraordinary items | $1,010,000 | 1,483 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,010,000 | 1,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,778 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,010,000 | 1,425 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,532,000 | 1,809 |
| Total interest expense | $12,027,000 | 1,661 |
| Net interest income | $11,505,000 | 1,979 |
| Provision for loan and lease losses | $2,000 | 6,808 |
| Total noninterest income | $1,127,000 | 3,277 |
| Gross Fiduciary activities income | $98,000 | 927 |
| Service charges on deposit accounts | $264,000 | 4,349 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $765,000 | 2,620 |
| Total noninterest expense | $11,048,000 | 1,672 |
| Salaries and employee benefits | $6,589,000 | 1,537 |
| Premises and equipment expense | $1,522,000 | 1,722 |
| Additional noninterest expense | $2,937,000 | 1,880 |
| Pre-tax net operating income | $1,582,000 | 3,812 |
| Securities gains (losses) | $-130,000 | 8,194 |
| Applicable income taxes | $119,000 | 4,341 |
| Income before extraordinary items | $1,333,000 | 3,710 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,333,000 | 3,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,114 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,452,600 | 3,510 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,512,000 | 1,824 |
| Total interest expense | $8,936,000 | 1,678 |
| Net interest income | $8,576,000 | 2,000 |
| Provision for loan and lease losses | $2,000 | 6,474 |
| Total noninterest income | $814,000 | 3,357 |
| Gross Fiduciary activities income | $70,000 | 921 |
| Service charges on deposit accounts | $192,000 | 4,425 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $552,000 | 2,685 |
| Total noninterest expense | $8,301,000 | 1,650 |
| Salaries and employee benefits | $4,996,000 | 1,511 |
| Premises and equipment expense | $1,139,000 | 1,723 |
| Additional noninterest expense | $2,166,000 | 1,862 |
| Pre-tax net operating income | $1,087,000 | 4,163 |
| Securities gains (losses) | $5,000 | 1,185 |
| Applicable income taxes | $340,000 | 3,020 |
| Income before extraordinary items | $752,000 | 4,480 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $752,000 | 4,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,015 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $748,550 | 4,480 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,597,000 | 1,855 |
| Total interest expense | $5,806,000 | 1,726 |
| Net interest income | $5,791,000 | 2,011 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $517,000 | 3,492 |
| Gross Fiduciary activities income | $43,000 | 954 |
| Service charges on deposit accounts | $123,000 | 4,520 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $351,000 | 2,761 |
| Total noninterest expense | $5,540,000 | 1,670 |
| Salaries and employee benefits | $3,313,000 | 1,548 |
| Premises and equipment expense | $775,000 | 1,717 |
| Additional noninterest expense | $1,452,000 | 1,866 |
| Pre-tax net operating income | $768,000 | 4,106 |
| Securities gains (losses) | $5,000 | 1,010 |
| Applicable income taxes | $243,000 | 3,007 |
| Income before extraordinary items | $530,000 | 4,439 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $530,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,040 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $526,550 | 4,445 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,623,000 | 1,904 |
| Total interest expense | $2,749,000 | 1,800 |
| Net interest income | $2,874,000 | 2,029 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $232,000 | 3,705 |
| Gross Fiduciary activities income | $21,000 | 964 |
| Service charges on deposit accounts | $57,000 | 4,628 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $154,000 | 2,966 |
| Total noninterest expense | $2,863,000 | 1,610 |
| Salaries and employee benefits | $1,739,000 | 1,491 |
| Premises and equipment expense | $380,000 | 1,752 |
| Additional noninterest expense | $744,000 | 1,791 |
| Pre-tax net operating income | $243,000 | 5,109 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $81,000 | 3,561 |
| Income before extraordinary items | $162,000 | 5,494 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $162,000 | 5,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $162,000 | 5,477 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,482,000 | 1,869 |
| Total interest expense | $9,668,000 | 1,736 |
| Net interest income | $11,814,000 | 1,963 |
| Provision for loan and lease losses | $2,000 | 6,810 |
| Total noninterest income | $1,059,000 | 3,413 |
| Gross Fiduciary activities income | $59,000 | 1,004 |
| Service charges on deposit accounts | $250,000 | 4,505 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $750,000 | 2,673 |
| Total noninterest expense | $10,310,000 | 1,731 |
| Salaries and employee benefits | $6,163,000 | 1,597 |
| Premises and equipment expense | $1,275,000 | 1,970 |
| Additional noninterest expense | $2,872,000 | 1,833 |
| Pre-tax net operating income | $2,561,000 | 3,081 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $789,000 | 2,493 |
| Income before extraordinary items | $1,772,000 | 3,389 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,772,000 | 3,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,171 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,772,000 | 3,369 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,906,000 | 1,886 |
| Total interest expense | $6,981,000 | 1,751 |
| Net interest income | $8,925,000 | 1,973 |
| Provision for loan and lease losses | $2,000 | 6,640 |
| Total noninterest income | $812,000 | 3,368 |
| Gross Fiduciary activities income | $41,000 | 1,013 |
| Service charges on deposit accounts | $194,000 | 4,464 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $577,000 | 2,646 |
| Total noninterest expense | $7,774,000 | 1,719 |
| Salaries and employee benefits | $4,764,000 | 1,556 |
| Premises and equipment expense | $912,000 | 2,063 |
| Additional noninterest expense | $2,098,000 | 1,855 |
| Pre-tax net operating income | $1,961,000 | 3,157 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $654,000 | 2,467 |
| Income before extraordinary items | $1,307,000 | 3,526 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,307,000 | 3,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,307,000 | 3,510 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,385,000 | 1,891 |
| Total interest expense | $4,420,000 | 1,750 |
| Net interest income | $5,965,000 | 1,963 |
| Provision for loan and lease losses | $2,000 | 6,347 |
| Total noninterest income | $524,000 | 3,420 |
| Gross Fiduciary activities income | $24,000 | 1,045 |
| Service charges on deposit accounts | $130,000 | 4,426 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $370,000 | 2,675 |
| Total noninterest expense | $5,161,000 | 1,729 |
| Salaries and employee benefits | $3,170,000 | 1,561 |
| Premises and equipment expense | $616,000 | 2,037 |
| Additional noninterest expense | $1,375,000 | 1,895 |
| Pre-tax net operating income | $1,326,000 | 3,143 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $457,000 | 2,434 |
| Income before extraordinary items | $869,000 | 3,539 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $869,000 | 3,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $869,000 | 3,527 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,036,000 | 1,898 |
| Total interest expense | $2,079,000 | 1,761 |
| Net interest income | $2,957,000 | 1,966 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $214,000 | 3,836 |
| Gross Fiduciary activities income | $10,000 | 1,070 |
| Service charges on deposit accounts | $65,000 | 4,375 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $139,000 | 3,105 |
| Total noninterest expense | $2,672,000 | 1,676 |
| Salaries and employee benefits | $1,677,000 | 1,478 |
| Premises and equipment expense | $297,000 | 2,120 |
| Additional noninterest expense | $698,000 | 1,873 |
| Pre-tax net operating income | $499,000 | 3,733 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $186,000 | 2,707 |
| Income before extraordinary items | $313,000 | 4,312 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $313,000 | 4,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $313,000 | 4,297 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,848,000 | 1,790 |
| Total interest expense | $7,471,000 | 1,520 |
| Net interest income | $11,377,000 | 1,956 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $980,000 | 3,614 |
| Gross Fiduciary activities income | $9,000 | 1,311 |
| Service charges on deposit accounts | $207,000 | 4,958 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $764,000 | 2,621 |
| Total noninterest expense | $10,270,000 | 1,661 |
| Salaries and employee benefits | $5,926,000 | 1,575 |
| Premises and equipment expense | $1,321,000 | 1,827 |
| Additional noninterest expense | $3,023,000 | 1,666 |
| Pre-tax net operating income | $2,087,000 | 3,585 |
| Securities gains (losses) | $-17,000 | 7,746 |
| Applicable income taxes | $389,000 | 3,738 |
| Income before extraordinary items | $1,681,000 | 3,513 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,681,000 | 3,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,694,770 | 3,474 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,920,000 | 1,763 |
| Total interest expense | $5,436,000 | 1,474 |
| Net interest income | $8,484,000 | 1,945 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $754,000 | 3,555 |
| Gross Fiduciary activities income | $2,000 | 1,379 |
| Service charges on deposit accounts | $150,000 | 5,068 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $602,000 | 2,547 |
| Total noninterest expense | $7,353,000 | 1,708 |
| Salaries and employee benefits | $4,457,000 | 1,561 |
| Premises and equipment expense | $999,000 | 1,803 |
| Additional noninterest expense | $1,897,000 | 1,967 |
| Pre-tax net operating income | $1,885,000 | 3,187 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $683,000 | 2,431 |
| Income before extraordinary items | $1,205,000 | 3,655 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,205,000 | 3,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,203,080 | 3,625 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,069,000 | 1,760 |
| Total interest expense | $3,495,000 | 1,437 |
| Net interest income | $5,574,000 | 1,938 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $507,000 | 3,482 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $97,000 | 5,104 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $410,000 | 2,499 |
| Total noninterest expense | $4,843,000 | 1,722 |
| Salaries and employee benefits | $2,931,000 | 1,583 |
| Premises and equipment expense | $654,000 | 1,834 |
| Additional noninterest expense | $1,258,000 | 1,946 |
| Pre-tax net operating income | $1,238,000 | 3,168 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $448,000 | 2,431 |
| Income before extraordinary items | $793,000 | 3,654 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $793,000 | 3,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $791,080 | 3,608 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,427,000 | 1,762 |
| Total interest expense | $1,670,000 | 1,428 |
| Net interest income | $2,757,000 | 1,953 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $249,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $49,000 | 5,045 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $200,000 | 2,484 |
| Total noninterest expense | $2,301,000 | 1,812 |
| Salaries and employee benefits | $1,387,000 | 1,660 |
| Premises and equipment expense | $308,000 | 1,948 |
| Additional noninterest expense | $606,000 | 2,023 |
| Pre-tax net operating income | $705,000 | 2,846 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $255,000 | 2,240 |
| Income before extraordinary items | $450,000 | 3,309 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $450,000 | 3,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $450,000 | 3,272 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $17,433,000 | 1,655 |
| Total interest expense | $5,842,000 | 1,406 |
| Net interest income | $11,591,000 | 1,747 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $820,000 | 3,981 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $179,000 | 5,442 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $641,000 | 2,870 |
| Total noninterest expense | $8,659,000 | 1,869 |
| Salaries and employee benefits | $4,945,000 | 1,779 |
| Premises and equipment expense | $1,235,000 | 1,858 |
| Additional noninterest expense | $2,479,000 | 1,965 |
| Pre-tax net operating income | $3,752,000 | 2,157 |
| Securities gains (losses) | $-8,000 | 8,172 |
| Applicable income taxes | $1,329,000 | 1,762 |
| Income before extraordinary items | $2,415,000 | 2,504 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,415,000 | 2,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,442 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,420,200 | 2,451 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,062,000 | 1,643 |
| Total interest expense | $4,319,000 | 1,397 |
| Net interest income | $8,743,000 | 1,722 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $634,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $134,000 | 5,497 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $500,000 | 2,809 |
| Total noninterest expense | $6,407,000 | 1,869 |
| Salaries and employee benefits | $3,657,000 | 1,791 |
| Premises and equipment expense | $903,000 | 1,903 |
| Additional noninterest expense | $1,847,000 | 1,945 |
| Pre-tax net operating income | $2,970,000 | 2,091 |
| Securities gains (losses) | $-8,000 | 8,459 |
| Applicable income taxes | $1,085,000 | 1,663 |
| Income before extraordinary items | $1,877,000 | 2,454 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,877,000 | 2,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,455 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,882,120 | 2,389 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,762,000 | 1,610 |
| Total interest expense | $2,915,000 | 1,364 |
| Net interest income | $5,847,000 | 1,712 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $432,000 | 3,922 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $89,000 | 5,514 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $343,000 | 2,764 |
| Total noninterest expense | $4,292,000 | 1,862 |
| Salaries and employee benefits | $2,453,000 | 1,789 |
| Premises and equipment expense | $596,000 | 1,919 |
| Additional noninterest expense | $1,243,000 | 1,921 |
| Pre-tax net operating income | $1,987,000 | 2,052 |
| Securities gains (losses) | $-8,000 | 8,658 |
| Applicable income taxes | $727,000 | 1,653 |
| Income before extraordinary items | $1,252,000 | 2,432 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,252,000 | 2,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,493 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,257,120 | 2,355 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,354,000 | 1,624 |
| Total interest expense | $1,486,000 | 1,343 |
| Net interest income | $2,868,000 | 1,739 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $218,000 | 3,853 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $43,000 | 5,527 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $175,000 | 2,684 |
| Total noninterest expense | $2,070,000 | 1,935 |
| Salaries and employee benefits | $1,222,000 | 1,811 |
| Premises and equipment expense | $296,000 | 1,958 |
| Additional noninterest expense | $552,000 | 2,150 |
| Pre-tax net operating income | $1,016,000 | 1,978 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $375,000 | 1,650 |
| Income before extraordinary items | $641,000 | 2,348 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $641,000 | 2,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,610 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $641,000 | 2,261 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,399,000 | 1,565 |
| Total interest expense | $6,602,000 | 1,344 |
| Net interest income | $11,797,000 | 1,646 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $1,083,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $198,000 | 5,283 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $885,000 | 2,567 |
| Total noninterest expense | $8,054,000 | 1,972 |
| Salaries and employee benefits | $4,608,000 | 1,867 |
| Premises and equipment expense | $1,129,000 | 2,019 |
| Additional noninterest expense | $2,317,000 | 2,079 |
| Pre-tax net operating income | $4,754,000 | 1,699 |
| Securities gains (losses) | $15,000 | 3,390 |
| Applicable income taxes | $1,714,000 | 1,440 |
| Income before extraordinary items | $3,055,000 | 2,002 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,055,000 | 2,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,435 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,045,400 | 1,919 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,916,000 | 1,573 |
| Total interest expense | $5,038,000 | 1,385 |
| Net interest income | $8,878,000 | 1,654 |
| Provision for loan and lease losses | $72,000 | 5,277 |
| Total noninterest income | $861,000 | 3,467 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $151,000 | 5,283 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $710,000 | 2,531 |
| Total noninterest expense | $5,832,000 | 2,033 |
| Salaries and employee benefits | $3,423,000 | 1,888 |
| Premises and equipment expense | $831,000 | 2,072 |
| Additional noninterest expense | $1,578,000 | 2,273 |
| Pre-tax net operating income | $3,835,000 | 1,648 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $1,401,000 | 1,420 |
| Income before extraordinary items | $2,437,000 | 1,974 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,437,000 | 1,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,221 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,435,080 | 1,873 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,425,000 | 1,560 |
| Total interest expense | $3,420,000 | 1,416 |
| Net interest income | $6,005,000 | 1,617 |
| Provision for loan and lease losses | $73,000 | 4,471 |
| Total noninterest income | $571,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $99,000 | 5,299 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $472,000 | 2,525 |
| Total noninterest expense | $3,948,000 | 2,000 |
| Salaries and employee benefits | $2,306,000 | 1,861 |
| Premises and equipment expense | $563,000 | 2,034 |
| Additional noninterest expense | $1,079,000 | 2,204 |
| Pre-tax net operating income | $2,555,000 | 1,641 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $921,000 | 1,459 |
| Income before extraordinary items | $1,637,000 | 1,947 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,637,000 | 1,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,635,080 | 1,834 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,747,000 | 1,563 |
| Total interest expense | $1,775,000 | 1,385 |
| Net interest income | $2,972,000 | 1,649 |
| Provision for loan and lease losses | $73,000 | 3,016 |
| Total noninterest income | $290,000 | 3,324 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $242,000 | 2,407 |
| Total noninterest expense | $1,914,000 | 2,045 |
| Salaries and employee benefits | $1,129,000 | 1,895 |
| Premises and equipment expense | $262,000 | 2,159 |
| Additional noninterest expense | $523,000 | 2,235 |
| Pre-tax net operating income | $1,275,000 | 1,643 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $454,000 | 1,484 |
| Income before extraordinary items | $823,000 | 1,921 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $823,000 | 1,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $821,720 | 1,819 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $19,880,000 | 1,553 |
| Total interest expense | $7,705,000 | 1,466 |
| Net interest income | $12,175,000 | 1,590 |
| Provision for loan and lease losses | $92,000 | 5,858 |
| Total noninterest income | $687,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $220,000 | 4,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $467,000 | 3,412 |
| Total noninterest expense | $7,711,000 | 1,958 |
| Salaries and employee benefits | $4,428,000 | 1,820 |
| Premises and equipment expense | $1,123,000 | 1,968 |
| Additional noninterest expense | $2,160,000 | 2,149 |
| Pre-tax net operating income | $5,059,000 | 1,614 |
| Securities gains (losses) | $-477,000 | 9,256 |
| Applicable income taxes | $1,693,000 | 1,490 |
| Income before extraordinary items | $2,889,000 | 2,078 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,889,000 | 2,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 9,059 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,194,280 | 1,809 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,952,000 | 1,802 |
| Total interest expense | $9,380,000 | 1,733 |
| Net interest income | $9,572,000 | 1,860 |
| Provision for loan and lease losses | $199,000 | 4,164 |
| Total noninterest income | $595,000 | 4,598 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $243,000 | 4,718 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $352,000 | 3,809 |
| Total noninterest expense | $6,830,000 | 2,097 |
| Salaries and employee benefits | $3,939,000 | 1,904 |
| Premises and equipment expense | $1,027,000 | 2,079 |
| Additional noninterest expense | $1,864,000 | 2,398 |
| Pre-tax net operating income | $3,138,000 | 2,167 |
| Securities gains (losses) | $238,000 | 1,053 |
| Applicable income taxes | $1,194,000 | 1,822 |
| Income before extraordinary items | $2,182,000 | 2,354 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,182,000 | 2,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 9,475 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,027,300 | 2,415 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,802,000 | 1,979 |
| Total interest expense | $8,967,000 | 1,926 |
| Net interest income | $8,835,000 | 2,007 |
| Provision for loan and lease losses | $57,000 | 6,367 |
| Total noninterest income | $431,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $223,000 | 4,836 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $208,000 | 4,705 |
| Total noninterest expense | $6,360,000 | 2,162 |
| Salaries and employee benefits | $3,702,000 | 1,941 |
| Premises and equipment expense | $813,000 | 2,530 |
| Additional noninterest expense | $1,845,000 | 2,328 |
| Pre-tax net operating income | $2,849,000 | 2,495 |
| Securities gains (losses) | $178,000 | 437 |
| Applicable income taxes | $1,033,000 | 2,064 |
| Income before extraordinary items | $1,994,000 | 2,578 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,994,000 | 2,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,922 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,876,520 | 2,709 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,007,000 | 1,921 |
| Total interest expense | $8,316,000 | 1,786 |
| Net interest income | $8,691,000 | 2,031 |
| Provision for loan and lease losses | $58,000 | 6,335 |
| Total noninterest income | $375,000 | 5,795 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $226,000 | 4,790 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $149,000 | 5,622 |
| Total noninterest expense | $5,829,000 | 2,336 |
| Salaries and employee benefits | $3,151,000 | 2,227 |
| Premises and equipment expense | $968,000 | 2,109 |
| Additional noninterest expense | $1,710,000 | 2,527 |
| Pre-tax net operating income | $3,179,000 | 2,285 |
| Securities gains (losses) | $168,000 | 588 |
| Applicable income taxes | $1,191,000 | 1,937 |
| Income before extraordinary items | $2,156,000 | 2,417 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,156,000 | 2,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,048,480 | 2,495 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,753,000 | 1,932 |
| Total interest expense | $8,283,000 | 1,849 |
| Net interest income | $8,470,000 | 2,025 |
| Provision for loan and lease losses | $269,000 | 2,874 |
| Total noninterest income | $328,000 | 6,219 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $218,000 | 4,896 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $110,000 | 6,403 |
| Total noninterest expense | $5,327,000 | 2,439 |
| Salaries and employee benefits | $3,092,000 | 2,181 |
| Premises and equipment expense | $726,000 | 2,690 |
| Additional noninterest expense | $1,509,000 | 2,755 |
| Pre-tax net operating income | $3,202,000 | 2,231 |
| Securities gains (losses) | $242,000 | 824 |
| Applicable income taxes | $1,237,000 | 1,937 |
| Income before extraordinary items | $2,207,000 | 2,336 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,207,000 | 2,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,524 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,052,120 | 2,415 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,620,000 | 1,974 |
| Total interest expense | $8,412,000 | 1,845 |
| Net interest income | $8,208,000 | 2,122 |
| Provision for loan and lease losses | $329,000 | 2,435 |
| Total noninterest income | $344,000 | 6,218 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $255,000 | 4,591 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $89,000 | 7,113 |
| Total noninterest expense | $4,839,000 | 2,652 |
| Salaries and employee benefits | $2,893,000 | 2,286 |
| Premises and equipment expense | $444,000 | 4,085 |
| Additional noninterest expense | $1,502,000 | 2,735 |
| Pre-tax net operating income | $3,384,000 | 2,234 |
| Securities gains (losses) | $134,000 | 859 |
| Applicable income taxes | $1,092,000 | 2,262 |
| Income before extraordinary items | $2,426,000 | 2,168 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,426,000 | 2,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,369 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,333,540 | 2,195 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,813,000 | 2,012 |
| Total interest expense | $8,668,000 | 1,821 |
| Net interest income | $8,145,000 | 2,205 |
| Provision for loan and lease losses | $454,000 | 1,876 |
| Total noninterest income | $731,000 | 3,965 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $250,000 | 4,824 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $481,000 | 3,005 |
| Total noninterest expense | $4,530,000 | 2,993 |
| Salaries and employee benefits | $2,643,000 | 2,522 |
| Premises and equipment expense | $595,000 | 3,237 |
| Additional noninterest expense | $1,292,000 | 3,549 |
| Pre-tax net operating income | $3,892,000 | 1,855 |
| Securities gains (losses) | $207,000 | 677 |
| Applicable income taxes | $1,422,000 | 1,688 |
| Income before extraordinary items | $2,677,000 | 1,846 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,677,000 | 1,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,405 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,542,450 | 1,908 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,716,000 | 2,013 |
| Total interest expense | $8,307,000 | 1,899 |
| Net interest income | $8,409,000 | 2,134 |
| Provision for loan and lease losses | $411,000 | 1,826 |
| Total noninterest income | $371,000 | 6,259 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $240,000 | 5,071 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $131,000 | 6,381 |
| Total noninterest expense | $4,007,000 | 3,316 |
| Salaries and employee benefits | $2,322,000 | 2,874 |
| Premises and equipment expense | $459,000 | 4,049 |
| Additional noninterest expense | $1,226,000 | 3,675 |
| Pre-tax net operating income | $4,362,000 | 1,686 |
| Securities gains (losses) | $219,000 | 641 |
| Applicable income taxes | $1,703,000 | 1,465 |
| Income before extraordinary items | $2,878,000 | 1,757 |
| Extraordinary gains, net | $-411,000 | 11,954 |
| Net income | $2,467,000 | 2,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $586,000 | 1,245 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,737,840 | 1,821 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,447,000 | 1,999 |
| Total interest expense | $6,694,000 | 1,871 |
| Net interest income | $8,753,000 | 2,059 |
| Provision for loan and lease losses | $339,000 | 2,072 |
| Total noninterest income | $403,000 | 6,128 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $242,000 | 5,167 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $161,000 | 5,988 |
| Total noninterest expense | $3,856,000 | 3,539 |
| Salaries and employee benefits | $1,934,000 | 3,388 |
| Premises and equipment expense | $432,000 | 4,307 |
| Additional noninterest expense | $1,490,000 | 3,313 |
| Pre-tax net operating income | $4,961,000 | 1,484 |
| Securities gains (losses) | $-54,000 | 11,090 |
| Applicable income taxes | $1,905,000 | 1,256 |
| Income before extraordinary items | $3,002,000 | 1,631 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,002,000 | 1,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,036,560 | 1,620 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,371,000 | 2,045 |
| Total interest expense | $6,694,000 | 1,945 |
| Net interest income | $8,677,000 | 2,080 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $415,000 | 6,326 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $256,000 | 5,015 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $159,000 | 6,378 |
| Total noninterest expense | $4,059,000 | 3,447 |
| Salaries and employee benefits | $2,139,000 | 3,063 |
| Premises and equipment expense | $339,000 | 5,353 |
| Additional noninterest expense | $1,581,000 | 3,347 |
| Pre-tax net operating income | $4,883,000 | 1,432 |
| Securities gains (losses) | $81,000 | 2,783 |
| Applicable income taxes | $1,900,000 | 1,260 |
| Income before extraordinary items | $3,064,000 | 1,652 |
| Extraordinary gains, net | $822,000 | 270 |
| Net income | $3,886,000 | 1,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 3,065 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,012,160 | 1,587 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,964,000 | 2,084 |
| Total interest expense | $8,406,000 | 2,031 |
| Net interest income | $8,558,000 | 2,124 |
| Provision for loan and lease losses | $422,000 | 3,335 |
| Total noninterest income | $417,000 | 6,385 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $207,000 | 5,857 |
| Trading account gains and fees | $72,000 | 292 |
| Additional Noninterest Income | $138,000 | 6,940 |
| Total noninterest expense | $3,526,000 | 3,913 |
| Salaries and employee benefits | $1,848,000 | 3,453 |
| Premises and equipment expense | $335,000 | 5,533 |
| Additional noninterest expense | $1,343,000 | 3,932 |
| Pre-tax net operating income | $5,027,000 | 1,266 |
| Securities gains (losses) | $129,000 | 2,606 |
| Applicable income taxes | $2,139,000 | 1,055 |
| Income before extraordinary items | $3,017,000 | 1,535 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,017,000 | 1,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 4,698 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,934,440 | 1,460 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.