Home > The Guide Rock State Bank > Income and Expense
The Guide Rock State Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $894,000 | 5,933 |
| Total interest expense | $87,000 | 5,730 |
| Net interest income | $807,000 | 5,928 |
| Provision for loan and lease losses | $-7,000 | 5,798 |
| Total noninterest income | $116,000 | 5,474 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $84,000 | 4,602 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 5,643 |
| Total noninterest expense | $617,000 | 5,999 |
| Salaries and employee benefits | $395,000 | 5,892 |
| Premises and equipment expense | $24,000 | 6,187 |
| Additional noninterest expense | $198,000 | 5,982 |
| Pre-tax net operating income | $313,000 | 5,186 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $12,000 | 4,095 |
| Income before extraordinary items | $301,000 | 5,116 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $301,000 | 5,121 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $301,000 | 5,123 |
| Net charge-offs | $-13,000 | 5,227 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $301,000 | 5,063 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $582,000 | 6,002 |
| Total interest expense | $59,000 | 5,778 |
| Net interest income | $523,000 | 5,999 |
| Provision for loan and lease losses | $2,000 | 4,009 |
| Total noninterest income | $71,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $57,000 | 4,577 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $14,000 | 5,833 |
| Total noninterest expense | $416,000 | 6,060 |
| Salaries and employee benefits | $267,000 | 5,941 |
| Premises and equipment expense | $17,000 | 6,247 |
| Additional noninterest expense | $132,000 | 6,045 |
| Pre-tax net operating income | $176,000 | 5,328 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $12,000 | 4,005 |
| Income before extraordinary items | $164,000 | 5,302 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $164,000 | 5,303 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $164,000 | 5,306 |
| Net charge-offs | $-4,000 | 4,963 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $164,000 | 5,258 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $284,000 | 6,073 |
| Total interest expense | $30,000 | 5,814 |
| Net interest income | $254,000 | 6,072 |
| Provision for loan and lease losses | $3,000 | 3,553 |
| Total noninterest income | $34,000 | 5,653 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $28,000 | 4,610 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $6,000 | 5,971 |
| Total noninterest expense | $192,000 | 6,183 |
| Salaries and employee benefits | $124,000 | 6,053 |
| Premises and equipment expense | $8,000 | 6,302 |
| Additional noninterest expense | $60,000 | 6,155 |
| Pre-tax net operating income | $93,000 | 5,275 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $12,000 | 3,754 |
| Income before extraordinary items | $81,000 | 5,300 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $81,000 | 5,304 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $81,000 | 5,304 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $81,000 | 5,230 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,249,000 | 6,104 |
| Total interest expense | $130,000 | 5,900 |
| Net interest income | $1,119,000 | 6,096 |
| Provision for loan and lease losses | $-9,000 | 5,894 |
| Total noninterest income | $131,000 | 5,772 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $102,000 | 4,969 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $29,000 | 5,940 |
| Total noninterest expense | $932,000 | 6,151 |
| Salaries and employee benefits | $590,000 | 6,023 |
| Premises and equipment expense | $40,000 | 6,398 |
| Additional noninterest expense | $302,000 | 6,119 |
| Pre-tax net operating income | $327,000 | 5,425 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $114,000 | 3,319 |
| Income before extraordinary items | $213,000 | 5,637 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $213,000 | 5,637 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $213,000 | 5,638 |
| Net charge-offs | $-14,000 | 5,722 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $213,000 | 5,590 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $932,000 | 6,178 |
| Total interest expense | $100,000 | 5,960 |
| Net interest income | $832,000 | 6,176 |
| Provision for loan and lease losses | $-7,000 | 6,070 |
| Total noninterest income | $101,000 | 5,834 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $76,000 | 5,039 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $25,000 | 5,973 |
| Total noninterest expense | $633,000 | 6,277 |
| Salaries and employee benefits | $383,000 | 6,187 |
| Premises and equipment expense | $31,000 | 6,462 |
| Additional noninterest expense | $219,000 | 6,207 |
| Pre-tax net operating income | $307,000 | 5,319 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $87,000 | 3,367 |
| Income before extraordinary items | $220,000 | 5,502 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $220,000 | 5,502 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $220,000 | 5,503 |
| Net charge-offs | $-12,000 | 5,668 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $220,000 | 5,463 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $616,000 | 6,235 |
| Total interest expense | $68,000 | 5,999 |
| Net interest income | $548,000 | 6,231 |
| Provision for loan and lease losses | $-8,000 | 6,220 |
| Total noninterest income | $70,000 | 5,840 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $50,000 | 5,066 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $20,000 | 5,955 |
| Total noninterest expense | $428,000 | 6,322 |
| Salaries and employee benefits | $261,000 | 6,223 |
| Premises and equipment expense | $17,000 | 6,556 |
| Additional noninterest expense | $150,000 | 6,238 |
| Pre-tax net operating income | $198,000 | 5,332 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $61,000 | 3,329 |
| Income before extraordinary items | $137,000 | 5,551 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $137,000 | 5,553 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $137,000 | 5,554 |
| Net charge-offs | $-8,000 | 5,605 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $137,000 | 5,514 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $300,000 | 6,315 |
| Total interest expense | $35,000 | 6,045 |
| Net interest income | $265,000 | 6,318 |
| Provision for loan and lease losses | $-5,000 | 6,389 |
| Total noninterest income | $30,000 | 5,986 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $24,000 | 5,131 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $6,000 | 6,177 |
| Total noninterest expense | $202,000 | 6,439 |
| Salaries and employee benefits | $120,000 | 6,360 |
| Premises and equipment expense | $10,000 | 6,590 |
| Additional noninterest expense | $72,000 | 6,327 |
| Pre-tax net operating income | $98,000 | 5,292 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $35,000 | 3,196 |
| Income before extraordinary items | $63,000 | 5,571 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $63,000 | 5,571 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $63,000 | 5,571 |
| Net charge-offs | $-5,000 | 5,444 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $63,000 | 5,536 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 6,358 |
| Total interest expense | $157,000 | 6,134 |
| Net interest income | $1,103,000 | 6,354 |
| Provision for loan and lease losses | $-16,000 | 6,269 |
| Total noninterest income | $140,000 | 5,966 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $103,000 | 5,218 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $37,000 | 6,021 |
| Total noninterest expense | $926,000 | 6,419 |
| Salaries and employee benefits | $571,000 | 6,300 |
| Premises and equipment expense | $43,000 | 6,657 |
| Additional noninterest expense | $312,000 | 6,313 |
| Pre-tax net operating income | $333,000 | 5,400 |
| Securities gains (losses) | $-2,000 | 6,101 |
| Applicable income taxes | $115,000 | 3,328 |
| Income before extraordinary items | $216,000 | 5,663 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $216,000 | 5,665 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $216,000 | 5,665 |
| Net charge-offs | $-16,000 | 6,253 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $217,300 | 5,604 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $940,000 | 6,435 |
| Total interest expense | $120,000 | 6,216 |
| Net interest income | $820,000 | 6,431 |
| Provision for loan and lease losses | $-27,000 | 6,483 |
| Total noninterest income | $110,000 | 6,002 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $79,000 | 5,234 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $31,000 | 6,043 |
| Total noninterest expense | $629,000 | 6,535 |
| Salaries and employee benefits | $373,000 | 6,458 |
| Premises and equipment expense | $32,000 | 6,730 |
| Additional noninterest expense | $224,000 | 6,408 |
| Pre-tax net operating income | $328,000 | 5,247 |
| Securities gains (losses) | $-2,000 | 6,351 |
| Applicable income taxes | $89,000 | 3,385 |
| Income before extraordinary items | $237,000 | 5,506 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $237,000 | 5,506 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $237,000 | 5,507 |
| Net charge-offs | $-13,000 | 6,188 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $238,460 | 5,421 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $614,000 | 6,493 |
| Total interest expense | $83,000 | 6,256 |
| Net interest income | $531,000 | 6,492 |
| Provision for loan and lease losses | $-29,000 | 6,606 |
| Total noninterest income | $68,000 | 6,077 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $51,000 | 5,273 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $17,000 | 6,189 |
| Total noninterest expense | $432,000 | 6,559 |
| Salaries and employee benefits | $255,000 | 6,487 |
| Premises and equipment expense | $19,000 | 6,807 |
| Additional noninterest expense | $158,000 | 6,394 |
| Pre-tax net operating income | $196,000 | 5,342 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $63,000 | 3,358 |
| Income before extraordinary items | $133,000 | 5,639 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $133,000 | 5,641 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $133,000 | 5,641 |
| Net charge-offs | $-9,000 | 6,120 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $133,000 | 5,548 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $300,000 | 6,567 |
| Total interest expense | $45,000 | 6,259 |
| Net interest income | $255,000 | 6,583 |
| Provision for loan and lease losses | $-24,000 | 6,769 |
| Total noninterest income | $27,000 | 6,281 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $24,000 | 5,346 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,532 |
| Total noninterest expense | $203,000 | 6,680 |
| Salaries and employee benefits | $119,000 | 6,604 |
| Premises and equipment expense | $12,000 | 6,808 |
| Additional noninterest expense | $72,000 | 6,557 |
| Pre-tax net operating income | $103,000 | 5,292 |
| Securities gains (losses) | $-1,000 | 6,666 |
| Applicable income taxes | $37,000 | 3,209 |
| Income before extraordinary items | $65,000 | 5,657 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $65,000 | 5,659 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $65,000 | 5,659 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $65,640 | 5,558 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 6,568 |
| Total interest expense | $220,000 | 6,314 |
| Net interest income | $1,155,000 | 6,573 |
| Provision for loan and lease losses | $16,000 | 5,659 |
| Total noninterest income | $138,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $110,000 | 5,297 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $28,000 | 6,145 |
| Total noninterest expense | $982,000 | 6,594 |
| Salaries and employee benefits | $581,000 | 6,498 |
| Premises and equipment expense | $67,000 | 6,779 |
| Additional noninterest expense | $334,000 | 6,544 |
| Pre-tax net operating income | $295,000 | 5,434 |
| Securities gains (losses) | $-6,000 | 6,705 |
| Applicable income taxes | $80,000 | 3,654 |
| Income before extraordinary items | $209,000 | 5,766 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $209,000 | 5,764 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $209,000 | 5,765 |
| Net charge-offs | $-9,000 | 6,592 |
| Cash dividends | $203,000 | 3,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $213,320 | 5,566 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 6,670 |
| Total interest expense | $171,000 | 6,422 |
| Net interest income | $858,000 | 6,675 |
| Provision for loan and lease losses | $19,000 | 5,425 |
| Total noninterest income | $107,000 | 6,099 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $83,000 | 5,361 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $24,000 | 6,228 |
| Total noninterest expense | $681,000 | 6,729 |
| Salaries and employee benefits | $387,000 | 6,679 |
| Premises and equipment expense | $53,000 | 6,841 |
| Additional noninterest expense | $241,000 | 6,646 |
| Pre-tax net operating income | $265,000 | 5,435 |
| Securities gains (losses) | $-6,000 | 6,839 |
| Applicable income taxes | $19,000 | 4,178 |
| Income before extraordinary items | $240,000 | 5,560 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $240,000 | 5,560 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $240,000 | 5,560 |
| Net charge-offs | $-11,000 | 6,627 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $245,580 | 5,355 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $674,000 | 6,738 |
| Total interest expense | $117,000 | 6,474 |
| Net interest income | $557,000 | 6,757 |
| Provision for loan and lease losses | $20,000 | 5,104 |
| Total noninterest income | $62,000 | 6,263 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $54,000 | 5,406 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 6,504 |
| Total noninterest expense | $437,000 | 6,828 |
| Salaries and employee benefits | $264,000 | 6,713 |
| Premises and equipment expense | $19,000 | 7,098 |
| Additional noninterest expense | $154,000 | 6,745 |
| Pre-tax net operating income | $162,000 | 5,521 |
| Securities gains (losses) | $-6,000 | 6,915 |
| Applicable income taxes | $4,000 | 4,475 |
| Income before extraordinary items | $152,000 | 5,620 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $152,000 | 5,619 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $152,000 | 5,619 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $157,820 | 5,408 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $335,000 | 6,802 |
| Total interest expense | $60,000 | 6,532 |
| Net interest income | $275,000 | 6,819 |
| Provision for loan and lease losses | $7,000 | 4,969 |
| Total noninterest income | $29,000 | 6,386 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $26,000 | 5,450 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,669 |
| Total noninterest expense | $203,000 | 6,950 |
| Salaries and employee benefits | $122,000 | 6,839 |
| Premises and equipment expense | $10,000 | 7,136 |
| Additional noninterest expense | $71,000 | 6,837 |
| Pre-tax net operating income | $94,000 | 5,477 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $94,000 | 5,445 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $94,000 | 5,445 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $94,000 | 5,445 |
| Net charge-offs | $-8,000 | 6,564 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $93,010 | 5,297 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 6,764 |
| Total interest expense | $287,000 | 6,604 |
| Net interest income | $1,215,000 | 6,764 |
| Provision for loan and lease losses | $156,000 | 4,892 |
| Total noninterest income | $158,000 | 6,005 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $125,000 | 5,190 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $33,000 | 6,166 |
| Total noninterest expense | $1,038,000 | 6,801 |
| Salaries and employee benefits | $574,000 | 6,758 |
| Premises and equipment expense | $70,000 | 7,047 |
| Additional noninterest expense | $394,000 | 6,562 |
| Pre-tax net operating income | $179,000 | 5,558 |
| Securities gains (losses) | $5,000 | 3,498 |
| Applicable income taxes | $15,000 | 4,207 |
| Income before extraordinary items | $169,000 | 5,654 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $169,000 | 5,657 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $169,000 | 5,657 |
| Net charge-offs | $261,000 | 3,965 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $164,400 | 5,543 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 6,831 |
| Total interest expense | $220,000 | 6,681 |
| Net interest income | $913,000 | 6,822 |
| Provision for loan and lease losses | $72,000 | 5,289 |
| Total noninterest income | $126,000 | 6,040 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $94,000 | 5,214 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $32,000 | 6,132 |
| Total noninterest expense | $705,000 | 6,939 |
| Salaries and employee benefits | $385,000 | 6,906 |
| Premises and equipment expense | $28,000 | 7,299 |
| Additional noninterest expense | $292,000 | 6,632 |
| Pre-tax net operating income | $262,000 | 5,244 |
| Securities gains (losses) | $5,000 | 3,216 |
| Applicable income taxes | $11,000 | 4,231 |
| Income before extraordinary items | $256,000 | 5,250 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 5,250 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $256,000 | 5,250 |
| Net charge-offs | $52,000 | 4,949 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $251,200 | 5,143 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $726,000 | 6,932 |
| Total interest expense | $149,000 | 6,750 |
| Net interest income | $577,000 | 6,925 |
| Provision for loan and lease losses | $52,000 | 5,092 |
| Total noninterest income | $77,000 | 6,169 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $61,000 | 5,245 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 6,375 |
| Total noninterest expense | $477,000 | 6,987 |
| Salaries and employee benefits | $264,000 | 6,945 |
| Premises and equipment expense | $16,000 | 7,401 |
| Additional noninterest expense | $197,000 | 6,681 |
| Pre-tax net operating income | $125,000 | 5,547 |
| Securities gains (losses) | $4,000 | 2,586 |
| Applicable income taxes | $7,000 | 4,215 |
| Income before extraordinary items | $122,000 | 5,545 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $122,000 | 5,544 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $122,000 | 5,545 |
| Net charge-offs | $47,000 | 4,499 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $118,200 | 5,485 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $369,000 | 6,960 |
| Total interest expense | $80,000 | 6,773 |
| Net interest income | $289,000 | 6,958 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $38,000 | 6,263 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $30,000 | 5,223 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 6,501 |
| Total noninterest expense | $220,000 | 7,117 |
| Salaries and employee benefits | $122,000 | 7,065 |
| Premises and equipment expense | $7,000 | 7,466 |
| Additional noninterest expense | $91,000 | 6,828 |
| Pre-tax net operating income | $92,000 | 5,232 |
| Securities gains (losses) | $4,000 | 1,490 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $94,000 | 5,098 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $94,000 | 5,096 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $94,000 | 5,098 |
| Net charge-offs | $22,000 | 3,981 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $90,080 | 5,086 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,556,000 | 7,009 |
| Total interest expense | $464,000 | 6,625 |
| Net interest income | $1,092,000 | 7,084 |
| Provision for loan and lease losses | $118,000 | 5,912 |
| Total noninterest income | $159,000 | 6,228 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $130,000 | 5,146 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $29,000 | 6,439 |
| Total noninterest expense | $1,001,000 | 7,079 |
| Salaries and employee benefits | $541,000 | 7,042 |
| Premises and equipment expense | $29,000 | 7,561 |
| Additional noninterest expense | $431,000 | 6,715 |
| Pre-tax net operating income | $132,000 | 5,388 |
| Securities gains (losses) | $20,000 | 3,102 |
| Applicable income taxes | $32,000 | 3,826 |
| Income before extraordinary items | $120,000 | 5,543 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $120,000 | 5,543 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $120,000 | 5,544 |
| Net charge-offs | $143,000 | 5,100 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $104,200 | 5,471 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 7,110 |
| Total interest expense | $371,000 | 6,673 |
| Net interest income | $813,000 | 7,183 |
| Provision for loan and lease losses | $82,000 | 5,892 |
| Total noninterest income | $117,000 | 6,360 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $95,000 | 5,253 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $22,000 | 6,606 |
| Total noninterest expense | $700,000 | 7,213 |
| Salaries and employee benefits | $373,000 | 7,201 |
| Premises and equipment expense | $20,000 | 7,676 |
| Additional noninterest expense | $307,000 | 6,833 |
| Pre-tax net operating income | $148,000 | 5,430 |
| Securities gains (losses) | $20,000 | 2,883 |
| Applicable income taxes | $5,000 | 4,390 |
| Income before extraordinary items | $163,000 | 5,460 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $163,000 | 5,462 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $163,000 | 5,463 |
| Net charge-offs | $82,000 | 5,101 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $143,600 | 5,374 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $792,000 | 7,161 |
| Total interest expense | $254,000 | 6,731 |
| Net interest income | $538,000 | 7,250 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $78,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $58,000 | 5,386 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $20,000 | 6,465 |
| Total noninterest expense | $474,000 | 7,263 |
| Salaries and employee benefits | $253,000 | 7,242 |
| Premises and equipment expense | $13,000 | 7,745 |
| Additional noninterest expense | $208,000 | 6,856 |
| Pre-tax net operating income | $112,000 | 5,428 |
| Securities gains (losses) | $2,000 | 2,979 |
| Applicable income taxes | $5,000 | 4,306 |
| Income before extraordinary items | $109,000 | 5,488 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $109,000 | 5,491 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $109,000 | 5,490 |
| Net charge-offs | $-7,000 | 7,413 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $107,080 | 5,371 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $403,000 | 7,249 |
| Total interest expense | $131,000 | 6,802 |
| Net interest income | $272,000 | 7,319 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $41,000 | 6,374 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $29,000 | 5,402 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,000 | 6,461 |
| Total noninterest expense | $215,000 | 7,459 |
| Salaries and employee benefits | $119,000 | 7,398 |
| Premises and equipment expense | $7,000 | 7,827 |
| Additional noninterest expense | $89,000 | 7,135 |
| Pre-tax net operating income | $83,000 | 5,252 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $78,000 | 5,294 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $78,000 | 5,294 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $78,000 | 5,294 |
| Net charge-offs | $-5,000 | 7,295 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $78,000 | 5,176 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,717,000 | 7,257 |
| Total interest expense | $655,000 | 6,780 |
| Net interest income | $1,062,000 | 7,384 |
| Provision for loan and lease losses | $155,000 | 6,030 |
| Total noninterest income | $164,000 | 6,478 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $134,000 | 5,323 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $30,000 | 6,737 |
| Total noninterest expense | $954,000 | 7,436 |
| Salaries and employee benefits | $551,000 | 7,311 |
| Premises and equipment expense | $35,000 | 7,878 |
| Additional noninterest expense | $368,000 | 7,202 |
| Pre-tax net operating income | $117,000 | 5,037 |
| Securities gains (losses) | $10,000 | 3,254 |
| Applicable income taxes | $-15,000 | 6,274 |
| Income before extraordinary items | $142,000 | 5,012 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $142,000 | 5,012 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $142,000 | 5,012 |
| Net charge-offs | $280,000 | 4,586 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $132,000 | 4,989 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,293,000 | 7,336 |
| Total interest expense | $513,000 | 6,839 |
| Net interest income | $780,000 | 7,463 |
| Provision for loan and lease losses | $65,000 | 6,361 |
| Total noninterest income | $126,000 | 6,566 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $101,000 | 5,353 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $25,000 | 6,841 |
| Total noninterest expense | $651,000 | 7,578 |
| Salaries and employee benefits | $371,000 | 7,485 |
| Premises and equipment expense | $19,000 | 8,009 |
| Additional noninterest expense | $261,000 | 7,292 |
| Pre-tax net operating income | $190,000 | 4,962 |
| Securities gains (losses) | $10,000 | 2,967 |
| Applicable income taxes | $-16,000 | 6,692 |
| Income before extraordinary items | $216,000 | 4,772 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $216,000 | 4,772 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $216,000 | 4,773 |
| Net charge-offs | $240,000 | 4,024 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $206,000 | 4,750 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $867,000 | 7,394 |
| Total interest expense | $356,000 | 6,900 |
| Net interest income | $511,000 | 7,531 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $79,000 | 6,694 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $66,000 | 5,389 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $13,000 | 7,108 |
| Total noninterest expense | $451,000 | 7,611 |
| Salaries and employee benefits | $257,000 | 7,528 |
| Premises and equipment expense | $13,000 | 8,085 |
| Additional noninterest expense | $181,000 | 7,306 |
| Pre-tax net operating income | $109,000 | 5,150 |
| Securities gains (losses) | $9,000 | 2,610 |
| Applicable income taxes | $-16,000 | 6,846 |
| Income before extraordinary items | $134,000 | 4,971 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $134,000 | 4,968 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $134,000 | 4,969 |
| Net charge-offs | $58,000 | 4,788 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $125,000 | 4,944 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $428,000 | 7,478 |
| Total interest expense | $183,000 | 6,948 |
| Net interest income | $245,000 | 7,614 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $38,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $29,000 | 5,556 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $205,000 | 7,738 |
| Salaries and employee benefits | $118,000 | 7,661 |
| Premises and equipment expense | $6,000 | 8,138 |
| Additional noninterest expense | $81,000 | 7,370 |
| Pre-tax net operating income | $63,000 | 5,459 |
| Securities gains (losses) | $2,000 | 2,230 |
| Applicable income taxes | $16,000 | 3,709 |
| Income before extraordinary items | $49,000 | 5,698 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $49,000 | 5,701 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $49,000 | 5,701 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $47,500 | 5,566 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 7,464 |
| Total interest expense | $710,000 | 7,307 |
| Net interest income | $1,110,000 | 7,470 |
| Provision for loan and lease losses | $173,000 | 5,393 |
| Total noninterest income | $154,000 | 6,856 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $126,000 | 5,593 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $28,000 | 7,222 |
| Total noninterest expense | $943,000 | 7,613 |
| Salaries and employee benefits | $571,000 | 7,491 |
| Premises and equipment expense | $30,000 | 8,177 |
| Additional noninterest expense | $342,000 | 7,271 |
| Pre-tax net operating income | $148,000 | 5,886 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $63,000 | 3,721 |
| Income before extraordinary items | $86,000 | 5,908 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $86,000 | 5,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 4,070 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $85,360 | 6,056 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 7,557 |
| Total interest expense | $518,000 | 7,454 |
| Net interest income | $833,000 | 7,530 |
| Provision for loan and lease losses | $45,000 | 5,958 |
| Total noninterest income | $117,000 | 6,945 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $94,000 | 5,629 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $23,000 | 7,331 |
| Total noninterest expense | $623,000 | 7,788 |
| Salaries and employee benefits | $385,000 | 7,661 |
| Premises and equipment expense | $22,000 | 8,255 |
| Additional noninterest expense | $216,000 | 7,518 |
| Pre-tax net operating income | $282,000 | 5,707 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $53,000 | 4,068 |
| Income before extraordinary items | $230,000 | 5,550 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $230,000 | 5,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,995 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $229,190 | 5,732 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $890,000 | 7,643 |
| Total interest expense | $340,000 | 7,587 |
| Net interest income | $550,000 | 7,577 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $75,000 | 7,048 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $60,000 | 5,699 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $15,000 | 7,431 |
| Total noninterest expense | $428,000 | 7,826 |
| Salaries and employee benefits | $265,000 | 7,681 |
| Premises and equipment expense | $16,000 | 8,311 |
| Additional noninterest expense | $147,000 | 7,541 |
| Pre-tax net operating income | $167,000 | 6,022 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $38,000 | 4,270 |
| Income before extraordinary items | $130,000 | 6,122 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $130,000 | 6,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,817 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $129,230 | 6,065 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $469,000 | 7,651 |
| Total interest expense | $171,000 | 7,682 |
| Net interest income | $298,000 | 7,507 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $36,000 | 7,103 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $28,000 | 5,782 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $206,000 | 7,907 |
| Salaries and employee benefits | $125,000 | 7,800 |
| Premises and equipment expense | $12,000 | 8,206 |
| Additional noninterest expense | $69,000 | 7,632 |
| Pre-tax net operating income | $113,000 | 5,862 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $20,000 | 4,373 |
| Income before extraordinary items | $93,000 | 5,941 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $93,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $93,000 | 5,853 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,776,000 | 7,713 |
| Total interest expense | $609,000 | 7,797 |
| Net interest income | $1,167,000 | 7,543 |
| Provision for loan and lease losses | $186,000 | 3,986 |
| Total noninterest income | $159,000 | 7,050 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $124,000 | 5,710 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $35,000 | 7,425 |
| Total noninterest expense | $942,000 | 7,727 |
| Salaries and employee benefits | $632,000 | 7,456 |
| Premises and equipment expense | $31,000 | 8,394 |
| Additional noninterest expense | $279,000 | 7,646 |
| Pre-tax net operating income | $198,000 | 6,872 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $43,000 | 5,009 |
| Income before extraordinary items | $158,000 | 6,933 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $158,000 | 6,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 3,180 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $155,630 | 6,919 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,298,000 | 7,788 |
| Total interest expense | $438,000 | 7,874 |
| Net interest income | $860,000 | 7,622 |
| Provision for loan and lease losses | $70,000 | 4,664 |
| Total noninterest income | $121,000 | 7,076 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $92,000 | 5,758 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $29,000 | 7,362 |
| Total noninterest expense | $596,000 | 7,914 |
| Salaries and employee benefits | $381,000 | 7,760 |
| Premises and equipment expense | $20,000 | 8,430 |
| Additional noninterest expense | $195,000 | 7,705 |
| Pre-tax net operating income | $315,000 | 6,508 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $71,000 | 4,709 |
| Income before extraordinary items | $246,000 | 6,587 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $246,000 | 6,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $244,440 | 6,578 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $844,000 | 7,876 |
| Total interest expense | $274,000 | 7,973 |
| Net interest income | $570,000 | 7,674 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $79,000 | 7,147 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $61,000 | 5,796 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $18,000 | 7,471 |
| Total noninterest expense | $408,000 | 7,941 |
| Salaries and employee benefits | $263,000 | 7,768 |
| Premises and equipment expense | $14,000 | 8,453 |
| Additional noninterest expense | $131,000 | 7,734 |
| Pre-tax net operating income | $181,000 | 6,749 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $48,000 | 4,796 |
| Income before extraordinary items | $136,000 | 6,854 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $136,000 | 6,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,022 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $133,780 | 6,865 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $442,000 | 7,848 |
| Total interest expense | $131,000 | 8,045 |
| Net interest income | $311,000 | 7,595 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $42,000 | 7,055 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $29,000 | 5,849 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $187,000 | 8,085 |
| Salaries and employee benefits | $116,000 | 7,969 |
| Premises and equipment expense | $9,000 | 8,425 |
| Additional noninterest expense | $62,000 | 7,840 |
| Pre-tax net operating income | $136,000 | 6,220 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $25,000 | 4,759 |
| Income before extraordinary items | $113,000 | 6,199 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $113,000 | 6,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,219 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $111,360 | 6,204 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 7,827 |
| Total interest expense | $481,000 | 7,956 |
| Net interest income | $1,150,000 | 7,642 |
| Provision for loan and lease losses | $65,000 | 5,245 |
| Total noninterest income | $154,000 | 7,276 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $128,000 | 5,788 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,000 | 7,799 |
| Total noninterest expense | $969,000 | 7,766 |
| Salaries and employee benefits | $614,000 | 7,553 |
| Premises and equipment expense | $81,000 | 8,024 |
| Additional noninterest expense | $274,000 | 7,725 |
| Pre-tax net operating income | $270,000 | 7,199 |
| Securities gains (losses) | $-75,000 | 8,092 |
| Applicable income taxes | $88,000 | 5,071 |
| Income before extraordinary items | $107,000 | 7,645 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $107,000 | 7,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,325 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $155,000 | 7,457 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 7,901 |
| Total interest expense | $346,000 | 8,023 |
| Net interest income | $854,000 | 7,737 |
| Provision for loan and lease losses | $20,000 | 5,975 |
| Total noninterest income | $116,000 | 7,327 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $97,000 | 5,844 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 7,867 |
| Total noninterest expense | $641,000 | 7,944 |
| Salaries and employee benefits | $371,000 | 7,880 |
| Premises and equipment expense | $73,000 | 7,866 |
| Additional noninterest expense | $197,000 | 7,810 |
| Pre-tax net operating income | $309,000 | 6,965 |
| Securities gains (losses) | $-25,000 | 7,922 |
| Applicable income taxes | $54,000 | 5,394 |
| Income before extraordinary items | $230,000 | 7,060 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $230,000 | 7,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,896 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $250,250 | 6,979 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $791,000 | 7,937 |
| Total interest expense | $221,000 | 8,062 |
| Net interest income | $570,000 | 7,786 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $77,000 | 7,373 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $64,000 | 5,863 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 7,912 |
| Total noninterest expense | $434,000 | 7,948 |
| Salaries and employee benefits | $232,000 | 8,011 |
| Premises and equipment expense | $55,000 | 7,735 |
| Additional noninterest expense | $147,000 | 7,649 |
| Pre-tax net operating income | $193,000 | 7,123 |
| Securities gains (losses) | $-25,000 | 8,157 |
| Applicable income taxes | $35,000 | 5,474 |
| Income before extraordinary items | $133,000 | 7,282 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $133,000 | 7,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,908 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $152,750 | 7,155 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $388,000 | 7,968 |
| Total interest expense | $111,000 | 8,043 |
| Net interest income | $277,000 | 7,840 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $39,000 | 7,341 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $32,000 | 5,806 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $215,000 | 7,990 |
| Salaries and employee benefits | $116,000 | 8,027 |
| Premises and equipment expense | $20,000 | 8,084 |
| Additional noninterest expense | $79,000 | 7,530 |
| Pre-tax net operating income | $81,000 | 7,294 |
| Securities gains (losses) | $-25,000 | 8,424 |
| Applicable income taxes | $15,000 | 5,535 |
| Income before extraordinary items | $41,000 | 7,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $41,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,786 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $59,250 | 7,391 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 7,891 |
| Total interest expense | $406,000 | 7,873 |
| Net interest income | $1,100,000 | 7,808 |
| Provision for loan and lease losses | $285,000 | 2,944 |
| Total noninterest income | $157,000 | 7,426 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $123,000 | 5,956 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $34,000 | 7,758 |
| Total noninterest expense | $866,000 | 7,966 |
| Salaries and employee benefits | $574,000 | 7,709 |
| Premises and equipment expense | $43,000 | 8,549 |
| Additional noninterest expense | $249,000 | 7,933 |
| Pre-tax net operating income | $106,000 | 7,980 |
| Securities gains (losses) | $-8,000 | 7,452 |
| Applicable income taxes | $66,000 | 5,674 |
| Income before extraordinary items | $32,000 | 8,203 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $32,000 | 8,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,206 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $37,120 | 8,153 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,106,000 | 7,944 |
| Total interest expense | $294,000 | 7,902 |
| Net interest income | $812,000 | 7,880 |
| Provision for loan and lease losses | $155,000 | 3,419 |
| Total noninterest income | $121,000 | 7,423 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $93,000 | 5,984 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,724 |
| Total noninterest expense | $535,000 | 8,215 |
| Salaries and employee benefits | $327,000 | 8,075 |
| Premises and equipment expense | $27,000 | 8,620 |
| Additional noninterest expense | $181,000 | 7,978 |
| Pre-tax net operating income | $243,000 | 7,460 |
| Securities gains (losses) | $-8,000 | 7,835 |
| Applicable income taxes | $44,000 | 5,880 |
| Income before extraordinary items | $191,000 | 7,494 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $191,000 | 7,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,184 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $197,480 | 7,435 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $752,000 | 7,912 |
| Total interest expense | $196,000 | 7,851 |
| Net interest income | $556,000 | 7,852 |
| Provision for loan and lease losses | $125,000 | 2,939 |
| Total noninterest income | $78,000 | 7,448 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $60,000 | 6,007 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $18,000 | 7,744 |
| Total noninterest expense | $349,000 | 8,239 |
| Salaries and employee benefits | $220,000 | 8,079 |
| Premises and equipment expense | $11,000 | 8,735 |
| Additional noninterest expense | $118,000 | 8,003 |
| Pre-tax net operating income | $160,000 | 7,477 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $33,000 | 5,805 |
| Income before extraordinary items | $127,000 | 7,532 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $127,000 | 7,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $127,000 | 7,486 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $363,000 | 8,012 |
| Total interest expense | $100,000 | 7,842 |
| Net interest income | $263,000 | 7,998 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $40,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $28,000 | 6,092 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $162,000 | 8,394 |
| Salaries and employee benefits | $107,000 | 8,179 |
| Premises and equipment expense | $6,000 | 8,777 |
| Additional noninterest expense | $49,000 | 8,297 |
| Pre-tax net operating income | $111,000 | 7,068 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $23,000 | 5,547 |
| Income before extraordinary items | $88,000 | 7,093 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $88,000 | 7,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $88,000 | 7,055 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 8,010 |
| Total interest expense | $388,000 | 7,737 |
| Net interest income | $1,014,000 | 7,993 |
| Provision for loan and lease losses | $123,000 | 4,583 |
| Total noninterest income | $167,000 | 7,457 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $137,000 | 5,957 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $30,000 | 7,956 |
| Total noninterest expense | $893,000 | 7,996 |
| Salaries and employee benefits | $551,000 | 7,836 |
| Premises and equipment expense | $16,000 | 8,891 |
| Additional noninterest expense | $326,000 | 7,552 |
| Pre-tax net operating income | $165,000 | 7,891 |
| Securities gains (losses) | $-2,000 | 7,892 |
| Applicable income taxes | $21,000 | 6,525 |
| Income before extraordinary items | $142,000 | 7,924 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $142,000 | 7,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,672 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $143,740 | 7,870 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 8,047 |
| Total interest expense | $285,000 | 7,791 |
| Net interest income | $768,000 | 8,017 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $127,000 | 7,477 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $105,000 | 5,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 7,981 |
| Total noninterest expense | $564,000 | 8,239 |
| Salaries and employee benefits | $333,000 | 8,148 |
| Premises and equipment expense | $18,000 | 8,883 |
| Additional noninterest expense | $213,000 | 7,802 |
| Pre-tax net operating income | $241,000 | 7,498 |
| Securities gains (losses) | $-2,000 | 8,174 |
| Applicable income taxes | $15,000 | 6,651 |
| Income before extraordinary items | $224,000 | 7,344 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $224,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,467 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $225,880 | 7,272 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $687,000 | 8,129 |
| Total interest expense | $195,000 | 7,810 |
| Net interest income | $492,000 | 8,124 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $83,000 | 7,538 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $70,000 | 5,970 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,126 |
| Total noninterest expense | $385,000 | 8,262 |
| Salaries and employee benefits | $230,000 | 8,144 |
| Premises and equipment expense | $12,000 | 8,933 |
| Additional noninterest expense | $143,000 | 7,815 |
| Pre-tax net operating income | $130,000 | 7,692 |
| Securities gains (losses) | $-2,000 | 8,438 |
| Applicable income taxes | $8,000 | 6,728 |
| Income before extraordinary items | $120,000 | 7,591 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $120,000 | 7,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $121,880 | 7,505 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $343,000 | 8,171 |
| Total interest expense | $99,000 | 7,858 |
| Net interest income | $244,000 | 8,167 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $46,000 | 7,355 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $38,000 | 5,782 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $176,000 | 8,414 |
| Salaries and employee benefits | $102,000 | 8,361 |
| Premises and equipment expense | $8,000 | 8,874 |
| Additional noninterest expense | $66,000 | 7,984 |
| Pre-tax net operating income | $84,000 | 7,410 |
| Securities gains (losses) | $-2,000 | 8,748 |
| Applicable income taxes | $3,000 | 6,752 |
| Income before extraordinary items | $79,000 | 7,246 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $79,000 | 7,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,736 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $80,920 | 7,138 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,342,000 | 8,242 |
| Total interest expense | $443,000 | 7,965 |
| Net interest income | $899,000 | 8,264 |
| Provision for loan and lease losses | $207,000 | 3,962 |
| Total noninterest income | $178,000 | 7,541 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $144,000 | 5,937 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $34,000 | 7,994 |
| Total noninterest expense | $796,000 | 8,281 |
| Salaries and employee benefits | $503,000 | 8,067 |
| Premises and equipment expense | $36,000 | 8,943 |
| Additional noninterest expense | $257,000 | 8,055 |
| Pre-tax net operating income | $74,000 | 8,298 |
| Securities gains (losses) | $-28,000 | 8,909 |
| Applicable income taxes | $13,000 | 6,950 |
| Income before extraordinary items | $33,000 | 8,529 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $33,000 | 8,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,282 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $53,160 | 8,341 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $986,000 | 8,358 |
| Total interest expense | $342,000 | 8,059 |
| Net interest income | $644,000 | 8,400 |
| Provision for loan and lease losses | $72,000 | 5,277 |
| Total noninterest income | $144,000 | 7,462 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $118,000 | 5,818 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,003 |
| Total noninterest expense | $524,000 | 8,469 |
| Salaries and employee benefits | $304,000 | 8,403 |
| Premises and equipment expense | $27,000 | 8,976 |
| Additional noninterest expense | $193,000 | 8,049 |
| Pre-tax net operating income | $192,000 | 7,768 |
| Securities gains (losses) | $-28,000 | 9,045 |
| Applicable income taxes | $11,000 | 7,039 |
| Income before extraordinary items | $153,000 | 7,884 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $153,000 | 7,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,994 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $179,040 | 7,579 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $655,000 | 8,422 |
| Total interest expense | $233,000 | 8,124 |
| Net interest income | $422,000 | 8,450 |
| Provision for loan and lease losses | $48,000 | 5,200 |
| Total noninterest income | $92,000 | 7,536 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $77,000 | 5,845 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $15,000 | 8,141 |
| Total noninterest expense | $361,000 | 8,442 |
| Salaries and employee benefits | $214,000 | 8,362 |
| Premises and equipment expense | $17,000 | 9,006 |
| Additional noninterest expense | $130,000 | 8,038 |
| Pre-tax net operating income | $105,000 | 7,962 |
| Securities gains (losses) | $-28,000 | 9,126 |
| Applicable income taxes | $8,000 | 7,030 |
| Income before extraordinary items | $69,000 | 8,234 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $69,000 | 8,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,178 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $94,200 | 7,848 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $331,000 | 8,483 |
| Total interest expense | $118,000 | 8,202 |
| Net interest income | $213,000 | 8,483 |
| Provision for loan and lease losses | $24,000 | 4,998 |
| Total noninterest income | $45,000 | 7,554 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $37,000 | 5,850 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $162,000 | 8,639 |
| Salaries and employee benefits | $96,000 | 8,543 |
| Premises and equipment expense | $9,000 | 9,017 |
| Additional noninterest expense | $57,000 | 8,300 |
| Pre-tax net operating income | $72,000 | 7,648 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $72,000 | 7,440 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $72,000 | 7,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $72,000 | 7,288 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,414,000 | 8,487 |
| Total interest expense | $526,000 | 8,308 |
| Net interest income | $888,000 | 8,439 |
| Provision for loan and lease losses | $140,000 | 5,057 |
| Total noninterest income | $191,000 | 7,409 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $142,000 | 5,935 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 7,624 |
| Total noninterest expense | $813,000 | 8,327 |
| Salaries and employee benefits | $501,000 | 8,143 |
| Premises and equipment expense | $47,000 | 8,947 |
| Additional noninterest expense | $265,000 | 8,071 |
| Pre-tax net operating income | $126,000 | 8,213 |
| Securities gains (losses) | $41,000 | 2,579 |
| Applicable income taxes | $2,000 | 7,560 |
| Income before extraordinary items | $165,000 | 8,013 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $165,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,350 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $124,410 | 8,117 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,589,000 | 8,645 |
| Total interest expense | $657,000 | 8,711 |
| Net interest income | $932,000 | 8,419 |
| Provision for loan and lease losses | $78,000 | 6,034 |
| Total noninterest income | $182,000 | 7,504 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $152,000 | 5,774 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $30,000 | 8,341 |
| Total noninterest expense | $856,000 | 8,310 |
| Salaries and employee benefits | $533,000 | 8,017 |
| Premises and equipment expense | $66,000 | 8,862 |
| Additional noninterest expense | $257,000 | 8,160 |
| Pre-tax net operating income | $180,000 | 7,977 |
| Securities gains (losses) | $6,000 | 3,836 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $186,000 | 7,828 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $186,000 | 7,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,674 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $180,000 | 7,748 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,521,000 | 8,934 |
| Total interest expense | $658,000 | 8,938 |
| Net interest income | $863,000 | 8,773 |
| Provision for loan and lease losses | $54,000 | 6,441 |
| Total noninterest income | $144,000 | 7,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 6,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 8,890 |
| Total noninterest expense | $769,000 | 8,649 |
| Salaries and employee benefits | $478,000 | 8,355 |
| Premises and equipment expense | $176,000 | 7,142 |
| Additional noninterest expense | $115,000 | 9,534 |
| Pre-tax net operating income | $184,000 | 8,427 |
| Securities gains (losses) | $-24,000 | 8,832 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $160,000 | 8,350 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $160,000 | 8,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $184,000 | 8,173 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 9,207 |
| Total interest expense | $617,000 | 9,165 |
| Net interest income | $775,000 | 9,114 |
| Provision for loan and lease losses | $84,000 | 5,577 |
| Total noninterest income | $145,000 | 8,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 6,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 8,915 |
| Total noninterest expense | $705,000 | 9,018 |
| Salaries and employee benefits | $383,000 | 8,982 |
| Premises and equipment expense | $176,000 | 7,199 |
| Additional noninterest expense | $146,000 | 9,543 |
| Pre-tax net operating income | $131,000 | 8,915 |
| Securities gains (losses) | $10,000 | 1,755 |
| Applicable income taxes | $-25,000 | 9,744 |
| Income before extraordinary items | $166,000 | 8,542 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $166,000 | 8,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,729 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $156,000 | 8,561 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 9,575 |
| Total interest expense | $552,000 | 9,585 |
| Net interest income | $714,000 | 9,462 |
| Provision for loan and lease losses | $184,000 | 3,684 |
| Total noninterest income | $130,000 | 8,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 6,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,338 |
| Total noninterest expense | $558,000 | 9,591 |
| Salaries and employee benefits | $315,000 | 9,539 |
| Premises and equipment expense | $123,000 | 8,204 |
| Additional noninterest expense | $120,000 | 9,956 |
| Pre-tax net operating income | $102,000 | 9,411 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-33,000 | 10,095 |
| Income before extraordinary items | $135,000 | 9,081 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $135,000 | 9,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,085 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $135,000 | 9,011 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 9,977 |
| Total interest expense | $553,000 | 9,956 |
| Net interest income | $707,000 | 9,925 |
| Provision for loan and lease losses | $106,000 | 5,041 |
| Total noninterest income | $109,000 | 9,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 7,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,520 |
| Total noninterest expense | $481,000 | 10,190 |
| Salaries and employee benefits | $274,000 | 10,130 |
| Premises and equipment expense | $102,000 | 8,911 |
| Additional noninterest expense | $105,000 | 10,492 |
| Pre-tax net operating income | $229,000 | 9,409 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $232,000 | 8,893 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $232,000 | 8,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,707 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $229,000 | 8,884 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 10,422 |
| Total interest expense | $565,000 | 10,392 |
| Net interest income | $713,000 | 10,352 |
| Provision for loan and lease losses | $361,000 | 2,247 |
| Total noninterest income | $108,000 | 9,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 7,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,116 |
| Total noninterest expense | $675,000 | 9,895 |
| Salaries and employee benefits | $423,000 | 9,450 |
| Premises and equipment expense | $106,000 | 9,125 |
| Additional noninterest expense | $146,000 | 10,592 |
| Pre-tax net operating income | $-215,000 | 11,082 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $-35,000 | 11,039 |
| Income before extraordinary items | $-183,000 | 11,093 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-183,000 | 11,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,539 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-180,480 | 11,051 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,214,000 | 10,961 |
| Total interest expense | $509,000 | 10,981 |
| Net interest income | $705,000 | 10,823 |
| Provision for loan and lease losses | $88,000 | 4,902 |
| Total noninterest income | $108,000 | 10,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 7,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $598,000 | 10,576 |
| Salaries and employee benefits | $365,000 | 10,216 |
| Premises and equipment expense | $110,000 | 9,315 |
| Additional noninterest expense | $123,000 | 11,391 |
| Pre-tax net operating income | $127,000 | 10,928 |
| Securities gains (losses) | $13,000 | 2,193 |
| Applicable income taxes | $15,000 | 10,835 |
| Income before extraordinary items | $125,000 | 10,700 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $125,000 | 10,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,556 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $113,430 | 10,776 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 11,682 |
| Total interest expense | $454,000 | 11,309 |
| Net interest income | $559,000 | 11,832 |
| Provision for loan and lease losses | $44,000 | 6,435 |
| Total noninterest income | $114,000 | 10,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $518,000 | 11,520 |
| Salaries and employee benefits | $276,000 | 11,420 |
| Premises and equipment expense | $86,000 | 10,464 |
| Additional noninterest expense | $156,000 | 11,716 |
| Pre-tax net operating income | $111,000 | 11,550 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $19,000 | 11,165 |
| Income before extraordinary items | $92,000 | 11,463 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $92,000 | 11,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,355 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $92,000 | 11,505 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 12,213 |
| Total interest expense | $472,000 | 11,826 |
| Net interest income | $564,000 | 12,353 |
| Provision for loan and lease losses | $26,000 | 8,647 |
| Total noninterest income | $100,000 | 11,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $557,000 | 11,869 |
| Salaries and employee benefits | $320,000 | 11,445 |
| Premises and equipment expense | $79,000 | 11,181 |
| Additional noninterest expense | $158,000 | 12,313 |
| Pre-tax net operating income | $81,000 | 11,989 |
| Securities gains (losses) | $65,000 | 3,068 |
| Applicable income taxes | $21,000 | 11,584 |
| Income before extraordinary items | $125,000 | 11,519 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $125,000 | 11,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $69,100 | 11,941 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 12,708 |
| Total interest expense | $551,000 | 12,525 |
| Net interest income | $600,000 | 12,711 |
| Provision for loan and lease losses | $23,000 | 10,448 |
| Total noninterest income | $84,000 | 12,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,822 |
| Total noninterest expense | $542,000 | 12,394 |
| Salaries and employee benefits | $301,000 | 11,997 |
| Premises and equipment expense | $74,000 | 11,720 |
| Additional noninterest expense | $167,000 | 12,697 |
| Pre-tax net operating income | $119,000 | 11,819 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $14,000 | 12,262 |
| Income before extraordinary items | $114,000 | 11,747 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $114,000 | 11,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $105,990 | 11,572 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.