Home > The Guardian Bank, a Federal Savings Bank > Income and Expense
The Guardian Bank, a Federal Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,134,000 | 8,118 |
| Total interest expense | $1,919,000 | 6,043 |
| Net interest income | $1,215,000 | 10,022 |
| Provision for loan and lease losses | $690,000 | 1,682 |
| Total noninterest income | $237,000 | 8,590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $237,000 | 5,151 |
| Total noninterest expense | $4,338,000 | 3,227 |
| Salaries and employee benefits | $862,000 | 6,936 |
| Premises and equipment expense | $1,257,000 | 1,664 |
| Additional noninterest expense | $2,219,000 | 2,501 |
| Pre-tax net operating income | $-3,576,000 | 13,149 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-3,576,000 | 13,142 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-3,576,000 | 13,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 12,290 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-3,576,000 | 13,123 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.