Home > The Guarantee State Bank > Income and Expense
The Guarantee State Bank, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,912,000 | 6,229 |
| Total interest expense | $575,000 | 6,577 |
| Net interest income | $1,337,000 | 5,936 |
| Provision for loan and lease losses | $56,000 | 4,329 |
| Total noninterest income | $300,000 | 4,742 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $195,000 | 3,600 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $105,000 | 5,032 |
| Total noninterest expense | $1,265,000 | 5,437 |
| Salaries and employee benefits | $625,000 | 5,769 |
| Premises and equipment expense | $243,000 | 4,346 |
| Additional noninterest expense | $397,000 | 5,232 |
| Pre-tax net operating income | $316,000 | 6,360 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $96,000 | 4,557 |
| Income before extraordinary items | $220,000 | 6,586 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $220,000 | 6,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $192,000 | 3,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $220,000 | 6,583 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $936,000 | 6,256 |
| Total interest expense | $272,000 | 6,626 |
| Net interest income | $664,000 | 5,966 |
| Provision for loan and lease losses | $33,000 | 3,748 |
| Total noninterest income | $151,000 | 4,664 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $92,000 | 3,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $59,000 | 4,794 |
| Total noninterest expense | $652,000 | 5,347 |
| Salaries and employee benefits | $336,000 | 5,576 |
| Premises and equipment expense | $124,000 | 4,331 |
| Additional noninterest expense | $192,000 | 5,309 |
| Pre-tax net operating income | $130,000 | 6,676 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $39,000 | 4,751 |
| Income before extraordinary items | $91,000 | 6,871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $91,000 | 6,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $137,000 | 2,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $91,000 | 6,868 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 5,891 |
| Total interest expense | $996,000 | 6,305 |
| Net interest income | $2,904,000 | 5,605 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $633,000 | 4,651 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $424,000 | 3,430 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $209,000 | 5,069 |
| Total noninterest expense | $2,895,000 | 4,884 |
| Salaries and employee benefits | $1,523,000 | 4,991 |
| Premises and equipment expense | $508,000 | 4,130 |
| Additional noninterest expense | $864,000 | 4,903 |
| Pre-tax net operating income | $582,000 | 6,476 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $175,000 | 4,828 |
| Income before extraordinary items | $407,000 | 6,752 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $407,000 | 6,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,136 |
| Cash dividends | $180,000 | 5,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $407,000 | 6,728 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 5,898 |
| Total interest expense | $737,000 | 6,218 |
| Net interest income | $2,169,000 | 5,630 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $506,000 | 4,517 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $328,000 | 3,354 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $178,000 | 4,857 |
| Total noninterest expense | $2,165,000 | 4,876 |
| Salaries and employee benefits | $1,125,000 | 5,023 |
| Premises and equipment expense | $388,000 | 4,054 |
| Additional noninterest expense | $652,000 | 4,850 |
| Pre-tax net operating income | $480,000 | 6,468 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $146,000 | 4,837 |
| Income before extraordinary items | $334,000 | 6,743 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $334,000 | 6,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,195 |
| Cash dividends | $80,000 | 4,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $334,000 | 6,697 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,909,000 | 5,874 |
| Total interest expense | $489,000 | 6,095 |
| Net interest income | $1,420,000 | 5,667 |
| Provision for loan and lease losses | $1,000 | 6,595 |
| Total noninterest income | $337,000 | 4,480 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $221,000 | 3,281 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $116,000 | 4,882 |
| Total noninterest expense | $1,459,000 | 4,812 |
| Salaries and employee benefits | $757,000 | 4,988 |
| Premises and equipment expense | $259,000 | 4,035 |
| Additional noninterest expense | $443,000 | 4,778 |
| Pre-tax net operating income | $297,000 | 6,595 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $89,000 | 4,966 |
| Income before extraordinary items | $208,000 | 6,878 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $208,000 | 6,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,735 |
| Cash dividends | $40,000 | 4,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $208,000 | 6,829 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $950,000 | 5,887 |
| Total interest expense | $254,000 | 5,922 |
| Net interest income | $696,000 | 5,747 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $186,000 | 4,166 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $113,000 | 3,173 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $73,000 | 4,368 |
| Total noninterest expense | $750,000 | 4,747 |
| Salaries and employee benefits | $398,000 | 4,854 |
| Premises and equipment expense | $148,000 | 3,685 |
| Additional noninterest expense | $204,000 | 4,996 |
| Pre-tax net operating income | $132,000 | 6,788 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $40,000 | 5,043 |
| Income before extraordinary items | $92,000 | 7,028 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $92,000 | 7,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $92,000 | 6,998 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,564,000 | 5,911 |
| Total interest expense | $774,000 | 6,348 |
| Net interest income | $2,790,000 | 5,651 |
| Provision for loan and lease losses | $49,000 | 5,966 |
| Total noninterest income | $619,000 | 4,738 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $481,000 | 3,232 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $138,000 | 5,841 |
| Total noninterest expense | $2,927,000 | 4,742 |
| Salaries and employee benefits | $1,624,000 | 4,689 |
| Premises and equipment expense | $541,000 | 3,837 |
| Additional noninterest expense | $762,000 | 5,261 |
| Pre-tax net operating income | $433,000 | 6,934 |
| Securities gains (losses) | $-11,000 | 8,257 |
| Applicable income taxes | $104,000 | 5,472 |
| Income before extraordinary items | $318,000 | 7,150 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $318,000 | 7,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,216 |
| Cash dividends | $36,000 | 5,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $326,250 | 7,068 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 6,050 |
| Total interest expense | $537,000 | 6,513 |
| Net interest income | $2,024,000 | 5,758 |
| Provision for loan and lease losses | $19,000 | 6,392 |
| Total noninterest income | $442,000 | 4,887 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $339,000 | 3,378 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $103,000 | 5,858 |
| Total noninterest expense | $2,149,000 | 4,771 |
| Salaries and employee benefits | $1,189,000 | 4,713 |
| Premises and equipment expense | $390,000 | 3,952 |
| Additional noninterest expense | $570,000 | 5,218 |
| Pre-tax net operating income | $298,000 | 7,224 |
| Securities gains (losses) | $-10,000 | 8,513 |
| Applicable income taxes | $65,000 | 5,769 |
| Income before extraordinary items | $223,000 | 7,349 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $223,000 | 7,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,767 |
| Cash dividends | $27,000 | 5,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $230,700 | 7,244 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 6,260 |
| Total interest expense | $333,000 | 6,738 |
| Net interest income | $1,269,000 | 5,971 |
| Provision for loan and lease losses | $8,000 | 6,484 |
| Total noninterest income | $268,000 | 5,092 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $196,000 | 3,697 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $72,000 | 5,800 |
| Total noninterest expense | $1,384,000 | 4,926 |
| Salaries and employee benefits | $775,000 | 4,821 |
| Premises and equipment expense | $251,000 | 4,062 |
| Additional noninterest expense | $358,000 | 5,438 |
| Pre-tax net operating income | $145,000 | 7,576 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $14,000 | 6,499 |
| Income before extraordinary items | $135,000 | 7,463 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $135,000 | 7,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,290 |
| Cash dividends | $16,000 | 4,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $131,360 | 7,416 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $762,000 | 6,434 |
| Total interest expense | $165,000 | 6,825 |
| Net interest income | $597,000 | 6,179 |
| Provision for loan and lease losses | $7,000 | 5,890 |
| Total noninterest income | $97,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $73,000 | 4,329 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $24,000 | 6,514 |
| Total noninterest expense | $675,000 | 5,030 |
| Salaries and employee benefits | $371,000 | 4,973 |
| Premises and equipment expense | $127,000 | 4,055 |
| Additional noninterest expense | $177,000 | 5,481 |
| Pre-tax net operating income | $12,000 | 8,407 |
| Securities gains (losses) | $-3,000 | 8,790 |
| Applicable income taxes | $-16,000 | 8,891 |
| Income before extraordinary items | $25,000 | 8,233 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $25,000 | 8,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 1,439 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $28,000 | 8,124 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,801,000 | 6,740 |
| Total interest expense | $707,000 | 7,016 |
| Net interest income | $2,094,000 | 6,444 |
| Provision for loan and lease losses | $69,000 | 5,855 |
| Total noninterest income | $338,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $257,000 | 4,696 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $81,000 | 6,870 |
| Total noninterest expense | $2,352,000 | 5,441 |
| Salaries and employee benefits | $1,128,000 | 5,848 |
| Premises and equipment expense | $411,000 | 4,649 |
| Additional noninterest expense | $813,000 | 4,996 |
| Pre-tax net operating income | $11,000 | 8,490 |
| Securities gains (losses) | $109,000 | 1,813 |
| Applicable income taxes | $63,000 | 6,123 |
| Income before extraordinary items | $57,000 | 8,430 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $57,000 | 8,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,028 |
| Cash dividends | $3,000 | 6,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-12,760 | 8,560 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 6,872 |
| Total interest expense | $549,000 | 7,086 |
| Net interest income | $1,507,000 | 6,621 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $257,000 | 6,349 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $183,000 | 4,842 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $74,000 | 6,610 |
| Total noninterest expense | $1,591,000 | 5,776 |
| Salaries and employee benefits | $761,000 | 6,176 |
| Premises and equipment expense | $265,000 | 5,134 |
| Additional noninterest expense | $565,000 | 5,219 |
| Pre-tax net operating income | $173,000 | 7,856 |
| Securities gains (losses) | $117,000 | 1,606 |
| Applicable income taxes | $63,000 | 6,021 |
| Income before extraordinary items | $227,000 | 7,412 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $227,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,484 |
| Cash dividends | $3,000 | 5,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $135,740 | 7,864 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 6,859 |
| Total interest expense | $385,000 | 7,068 |
| Net interest income | $1,026,000 | 6,564 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $119,000 | 7,082 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $101,000 | 5,264 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $18,000 | 7,952 |
| Total noninterest expense | $1,035,000 | 5,882 |
| Salaries and employee benefits | $501,000 | 6,256 |
| Premises and equipment expense | $173,000 | 5,176 |
| Additional noninterest expense | $361,000 | 5,364 |
| Pre-tax net operating income | $110,000 | 7,922 |
| Securities gains (losses) | $111,000 | 1,425 |
| Applicable income taxes | $63,000 | 5,666 |
| Income before extraordinary items | $158,000 | 7,366 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $158,000 | 7,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $3,000 | 5,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $79,190 | 7,986 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $728,000 | 6,793 |
| Total interest expense | $204,000 | 7,023 |
| Net interest income | $524,000 | 6,509 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $52,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $53,000 | 5,050 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-1,000 | 9,255 |
| Total noninterest expense | $496,000 | 6,023 |
| Salaries and employee benefits | $237,000 | 6,460 |
| Premises and equipment expense | $79,000 | 5,487 |
| Additional noninterest expense | $180,000 | 5,349 |
| Pre-tax net operating income | $80,000 | 7,523 |
| Securities gains (losses) | $30,000 | 1,696 |
| Applicable income taxes | $38,000 | 5,468 |
| Income before extraordinary items | $72,000 | 7,440 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $72,000 | 7,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $3,000 | 3,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $52,500 | 7,695 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,153,000 | 6,696 |
| Total interest expense | $1,055,000 | 6,786 |
| Net interest income | $2,098,000 | 6,473 |
| Provision for loan and lease losses | $457,000 | 2,545 |
| Total noninterest income | $193,000 | 7,386 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $205,000 | 5,141 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-12,000 | 9,290 |
| Total noninterest expense | $1,850,000 | 6,156 |
| Salaries and employee benefits | $893,000 | 6,546 |
| Premises and equipment expense | $333,000 | 5,244 |
| Additional noninterest expense | $624,000 | 5,791 |
| Pre-tax net operating income | $-16,000 | 8,668 |
| Securities gains (losses) | $60,000 | 2,237 |
| Applicable income taxes | $46,000 | 6,595 |
| Income before extraordinary items | $-2,000 | 8,730 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-2,000 | 8,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 2,150 |
| Cash dividends | $72,000 | 5,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-40,400 | 8,712 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,357,000 | 6,883 |
| Total interest expense | $1,753,000 | 6,501 |
| Net interest income | $1,604,000 | 7,145 |
| Provision for loan and lease losses | $28,000 | 7,315 |
| Total noninterest income | $215,000 | 7,169 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $195,000 | 5,225 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $20,000 | 8,732 |
| Total noninterest expense | $1,721,000 | 6,294 |
| Salaries and employee benefits | $829,000 | 6,666 |
| Premises and equipment expense | $308,000 | 5,445 |
| Additional noninterest expense | $584,000 | 5,939 |
| Pre-tax net operating income | $70,000 | 8,464 |
| Securities gains (losses) | $162,000 | 1,352 |
| Applicable income taxes | $87,000 | 6,165 |
| Income before extraordinary items | $145,000 | 8,058 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $145,000 | 8,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,952 |
| Cash dividends | $104,000 | 5,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $41,320 | 8,553 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,276,000 | 7,142 |
| Total interest expense | $1,647,000 | 6,865 |
| Net interest income | $1,629,000 | 7,251 |
| Provision for loan and lease losses | $88,000 | 5,585 |
| Total noninterest income | $231,000 | 6,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 5,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,420 |
| Total noninterest expense | $1,609,000 | 6,464 |
| Salaries and employee benefits | $845,000 | 6,525 |
| Premises and equipment expense | $230,000 | 6,312 |
| Additional noninterest expense | $534,000 | 6,175 |
| Pre-tax net operating income | $163,000 | 8,535 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $163,000 | 8,329 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $163,000 | 8,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,489 |
| Cash dividends | $122,000 | 5,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $163,000 | 8,332 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,131,000 | 7,218 |
| Total interest expense | $1,445,000 | 7,108 |
| Net interest income | $1,686,000 | 7,220 |
| Provision for loan and lease losses | $-98,000 | 10,096 |
| Total noninterest income | $297,000 | 6,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 4,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,986 |
| Total noninterest expense | $1,602,000 | 6,528 |
| Salaries and employee benefits | $844,000 | 6,553 |
| Premises and equipment expense | $230,000 | 6,345 |
| Additional noninterest expense | $528,000 | 6,292 |
| Pre-tax net operating income | $479,000 | 7,232 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $150,000 | 6,280 |
| Income before extraordinary items | $328,000 | 7,409 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $328,000 | 7,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $153,000 | 5,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $328,690 | 7,383 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,546,000 | 6,903 |
| Total interest expense | $1,825,000 | 6,503 |
| Net interest income | $1,721,000 | 7,237 |
| Provision for loan and lease losses | $1,455,000 | 721 |
| Total noninterest income | $282,000 | 6,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 4,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,704 |
| Total noninterest expense | $1,531,000 | 6,598 |
| Salaries and employee benefits | $881,000 | 6,301 |
| Premises and equipment expense | $218,000 | 6,462 |
| Additional noninterest expense | $432,000 | 6,960 |
| Pre-tax net operating income | $-983,000 | 10,339 |
| Securities gains (losses) | $38,000 | 1,949 |
| Applicable income taxes | $-359,000 | 10,368 |
| Income before extraordinary items | $-586,000 | 10,267 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-586,000 | 10,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,381,000 | 593 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-610,320 | 10,250 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,700,000 | 6,952 |
| Total interest expense | $1,784,000 | 6,718 |
| Net interest income | $1,916,000 | 7,091 |
| Provision for loan and lease losses | $230,000 | 3,146 |
| Total noninterest income | $343,000 | 6,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,127 |
| Total noninterest expense | $1,565,000 | 6,625 |
| Salaries and employee benefits | $852,000 | 6,529 |
| Premises and equipment expense | $213,000 | 6,604 |
| Additional noninterest expense | $500,000 | 6,500 |
| Pre-tax net operating income | $464,000 | 8,115 |
| Securities gains (losses) | $16,000 | 2,045 |
| Applicable income taxes | $195,000 | 6,948 |
| Income before extraordinary items | $285,000 | 8,495 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $285,000 | 8,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,319 |
| Cash dividends | $123,000 | 6,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $274,760 | 8,518 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,470,000 | 7,438 |
| Total interest expense | $1,643,000 | 7,228 |
| Net interest income | $1,827,000 | 7,502 |
| Provision for loan and lease losses | $314,000 | 2,485 |
| Total noninterest income | $205,000 | 8,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 6,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,764 |
| Total noninterest expense | $1,498,000 | 7,116 |
| Salaries and employee benefits | $854,000 | 6,684 |
| Premises and equipment expense | $195,000 | 7,111 |
| Additional noninterest expense | $449,000 | 7,480 |
| Pre-tax net operating income | $220,000 | 9,660 |
| Securities gains (losses) | $53,000 | 1,295 |
| Applicable income taxes | $59,000 | 9,531 |
| Income before extraordinary items | $214,000 | 9,168 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $214,000 | 9,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,245 |
| Cash dividends | $125,000 | 6,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $172,660 | 9,511 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 7,983 |
| Total interest expense | $1,424,000 | 7,910 |
| Net interest income | $1,743,000 | 7,908 |
| Provision for loan and lease losses | $510,000 | 1,541 |
| Total noninterest income | $211,000 | 8,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 7,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,393 |
| Total noninterest expense | $1,375,000 | 7,662 |
| Salaries and employee benefits | $817,000 | 7,010 |
| Premises and equipment expense | $154,000 | 8,169 |
| Additional noninterest expense | $404,000 | 8,150 |
| Pre-tax net operating income | $69,000 | 11,230 |
| Securities gains (losses) | $-34,000 | 10,920 |
| Applicable income taxes | $8,000 | 10,968 |
| Income before extraordinary items | $27,000 | 11,404 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $27,000 | 11,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $507,000 | 1,373 |
| Cash dividends | $119,000 | 6,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $53,180 | 11,243 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,802,000 | 8,381 |
| Total interest expense | $1,095,000 | 8,305 |
| Net interest income | $1,707,000 | 8,280 |
| Provision for loan and lease losses | $179,000 | 3,282 |
| Total noninterest income | $231,000 | 8,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 6,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $1,237,000 | 8,477 |
| Salaries and employee benefits | $742,000 | 7,590 |
| Premises and equipment expense | $144,000 | 8,713 |
| Additional noninterest expense | $351,000 | 9,331 |
| Pre-tax net operating income | $522,000 | 8,506 |
| Securities gains (losses) | $-15,000 | 10,127 |
| Applicable income taxes | $182,000 | 7,671 |
| Income before extraordinary items | $325,000 | 8,874 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $325,000 | 8,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,604 |
| Cash dividends | $288,000 | 4,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $334,600 | 8,836 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,602,000 | 8,998 |
| Total interest expense | $1,012,000 | 9,050 |
| Net interest income | $1,590,000 | 8,826 |
| Provision for loan and lease losses | $38,000 | 8,041 |
| Total noninterest income | $204,000 | 9,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,679 |
| Total noninterest expense | $1,181,000 | 8,966 |
| Salaries and employee benefits | $716,000 | 7,899 |
| Premises and equipment expense | $129,000 | 9,507 |
| Additional noninterest expense | $336,000 | 10,004 |
| Pre-tax net operating income | $575,000 | 8,127 |
| Securities gains (losses) | $31,000 | 4,064 |
| Applicable income taxes | $164,000 | 8,333 |
| Income before extraordinary items | $442,000 | 8,041 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $442,000 | 8,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 6,608 |
| Cash dividends | $108,000 | 6,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $419,370 | 7,971 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,854,000 | 9,234 |
| Total interest expense | $1,267,000 | 9,371 |
| Net interest income | $1,587,000 | 8,989 |
| Provision for loan and lease losses | $179,000 | 5,591 |
| Total noninterest income | $226,000 | 8,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $1,009,000 | 9,928 |
| Salaries and employee benefits | $603,000 | 8,780 |
| Premises and equipment expense | $108,000 | 10,453 |
| Additional noninterest expense | $298,000 | 10,855 |
| Pre-tax net operating income | $625,000 | 7,551 |
| Securities gains (losses) | $34,000 | 4,785 |
| Applicable income taxes | $234,000 | 6,932 |
| Income before extraordinary items | $425,000 | 7,968 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $425,000 | 8,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 4,763 |
| Cash dividends | $363,000 | 3,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $403,240 | 7,824 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.