Home > The Greenup National Bank > Income and Expense

The Greenup National Bank, Income and Expense

2000-12-31 (YTD Data)		Rank
Total interest income	$3,932,000	6,540
Total interest expense	$2,133,000	6,084
Net interest income	$1,799,000	6,926
Provision for loan and lease losses	$180,000	3,942
Total noninterest income	$198,000	7,300
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$112,000	6,358
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	6,759
Total noninterest expense	$1,256,000	7,359
Salaries and employee benefits	$572,000	7,853
Premises and equipment expense	$149,000	7,613
Additional noninterest expense	$535,000	6,165
Pre-tax net operating income	$561,000	6,739
Securities gains (losses)	$0	1,956
Applicable income taxes	$225,000	5,176
Income before extraordinary items	$336,000	7,251
Extraordinary gains, net	$0	38
Net income	$336,000	7,249
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	3,807
Cash dividends	$100,000	5,913
Sale, conversion, retirement of capital stock, net	$19,000	860
Net operating income	$336,000	7,241
1999-12-31 (YTD Data)		Rank
Total interest income	$3,760,000	6,559
Total interest expense	$1,945,000	6,091
Net interest income	$1,815,000	6,983
Provision for loan and lease losses	$269,000	2,924
Total noninterest income	$202,000	7,477
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$123,000	6,298
Trading account gains and fees	NA	NA
Additional Noninterest Income	$79,000	7,173
Total noninterest expense	$1,240,000	7,463
Salaries and employee benefits	$630,000	7,591
Premises and equipment expense	$158,000	7,534
Additional noninterest expense	$452,000	6,889
Pre-tax net operating income	$508,000	7,103
Securities gains (losses)	$0	3,155
Applicable income taxes	$131,000	6,497
Income before extraordinary items	$377,000	7,113
Extraordinary gains, net	$0	35
Net income	$377,000	7,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$263,000	2,013
Cash dividends	$550,000	3,313
Sale, conversion, retirement of capital stock, net	$26,000	919
Net operating income	$377,000	7,088
1998-12-31 (YTD Data)		Rank
Total interest income	$3,737,000	6,716
Total interest expense	$1,878,000	6,398
Net interest income	$1,859,000	6,925
Provision for loan and lease losses	$241,000	3,060
Total noninterest income	$237,000	7,138
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$117,000	6,528
Trading account gains and fees	NA	NA
Additional Noninterest Income	$120,000	6,209
Total noninterest expense	$1,041,000	7,985
Salaries and employee benefits	$512,000	8,281
Premises and equipment expense	$108,000	8,537
Additional noninterest expense	$421,000	7,053
Pre-tax net operating income	$814,000	6,041
Securities gains (losses)	$0	4,449
Applicable income taxes	$322,000	4,980
Income before extraordinary items	$492,000	6,657
Extraordinary gains, net	$0	32
Net income	$492,000	6,656
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$130,000	3,185
Cash dividends	$405,000	3,937
Sale, conversion, retirement of capital stock, net	$5,000	993
Net operating income	$492,000	6,539
1997-12-31 (YTD Data)		Rank
Total interest income	$3,471,000	7,188
Total interest expense	$1,672,000	6,950
Net interest income	$1,799,000	7,325
Provision for loan and lease losses	$66,000	6,012
Total noninterest income	$243,000	7,298
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$109,000	7,006
Trading account gains and fees	NA	NA
Additional Noninterest Income	$134,000	5,994
Total noninterest expense	$961,000	8,478
Salaries and employee benefits	$434,000	9,045
Premises and equipment expense	$122,000	8,446
Additional noninterest expense	$405,000	7,305
Pre-tax net operating income	$1,015,000	5,784
Securities gains (losses)	$0	3,944
Applicable income taxes	$385,000	4,993
Income before extraordinary items	$630,000	6,211
Extraordinary gains, net	$0	44
Net income	$630,000	6,212
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,617
Cash dividends	$213,000	5,242
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$630,000	6,159
1996-12-31 (YTD Data)		Rank
Total interest income	$3,174,000	7,774
Total interest expense	$1,519,000	7,530
Net interest income	$1,655,000	7,882
Provision for loan and lease losses	$71,000	5,818
Total noninterest income	$204,000	8,172
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$102,000	7,439
Trading account gains and fees	NA	NA
Additional Noninterest Income	$102,000	7,055
Total noninterest expense	$927,000	8,977
Salaries and employee benefits	$398,000	9,615
Premises and equipment expense	$110,000	9,028
Additional noninterest expense	$419,000	7,721
Pre-tax net operating income	$861,000	6,241
Securities gains (losses)	$-4,000	9,823
Applicable income taxes	$294,000	5,902
Income before extraordinary items	$563,000	6,488
Extraordinary gains, net	$0	53
Net income	$563,000	6,491
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	4,189
Cash dividends	$661,000	2,844
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$565,640	6,405
1995-12-31 (YTD Data)		Rank
Total interest income	$2,682,000	8,666
Total interest expense	$1,334,000	8,176
Net interest income	$1,348,000	8,929
Provision for loan and lease losses	$18,000	7,795
Total noninterest income	$170,000	8,962
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$68,000	8,669
Trading account gains and fees	NA	NA
Additional Noninterest Income	$102,000	7,172
Total noninterest expense	$893,000	9,378
Salaries and employee benefits	$379,000	10,092
Premises and equipment expense	$101,000	9,601
Additional noninterest expense	$413,000	8,058
Pre-tax net operating income	$607,000	7,836
Securities gains (losses)	$0	3,831
Applicable income taxes	$185,000	7,690
Income before extraordinary items	$422,000	7,868
Extraordinary gains, net	$0	65
Net income	$422,000	7,866
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,816
Cash dividends	$435,000	3,674
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$422,000	7,834
1994-12-31 (YTD Data)		Rank
Total interest income	$2,240,000	9,359
Total interest expense	$997,000	8,709
Net interest income	$1,243,000	9,637
Provision for loan and lease losses	$0	9,146
Total noninterest income	$167,000	9,366
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$78,000	8,747
Trading account gains and fees	NA	NA
Additional Noninterest Income	$89,000	7,880
Total noninterest expense	$851,000	9,995
Salaries and employee benefits	$392,000	10,355
Premises and equipment expense	$103,000	9,932
Additional noninterest expense	$356,000	9,275
Pre-tax net operating income	$559,000	8,251
Securities gains (losses)	$0	3,600
Applicable income taxes	$145,000	8,410
Income before extraordinary items	$414,000	8,069
Extraordinary gains, net	$0	249
Net income	$414,000	8,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,352
Cash dividends	$272,000	4,740
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$414,000	8,099
1993-12-31 (YTD Data)		Rank
Total interest income	$2,013,000	10,143
Total interest expense	$965,000	9,265
Net interest income	$1,048,000	10,603
Provision for loan and lease losses	$0	10,371
Total noninterest income	$125,000	10,734
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$53,000	9,944
Trading account gains and fees	NA	NA
Additional Noninterest Income	$72,000	8,988
Total noninterest expense	$809,000	10,623
Salaries and employee benefits	$373,000	10,905
Premises and equipment expense	$92,000	10,712
Additional noninterest expense	$344,000	9,910
Pre-tax net operating income	$364,000	9,697
Securities gains (losses)	$0	7,477
Applicable income taxes	$123,000	9,238
Income before extraordinary items	$241,000	10,150
Extraordinary gains, net	$0	3,149
Net income	$241,000	10,296
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	8,808
Cash dividends	$371,000	3,855
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$241,000	9,900
1992-12-31 (YTD Data)		Rank
Total interest income	$2,083,000	10,729
Total interest expense	$1,048,000	10,189
Net interest income	$1,035,000	10,964
Provision for loan and lease losses	$0	11,756
Total noninterest income	$96,000	11,835
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$40,000	10,701
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	10,037
Total noninterest expense	$725,000	11,381
Salaries and employee benefits	$337,000	11,580
Premises and equipment expense	$86,000	11,263
Additional noninterest expense	$302,000	10,797
Pre-tax net operating income	$406,000	9,185
Securities gains (losses)	$-4,000	13,019
Applicable income taxes	$144,000	8,775
Income before extraordinary items	$258,000	9,813
Extraordinary gains, net	$0	1,422
Net income	$258,000	9,959
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	12,178
Cash dividends	$127,000	6,088
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$260,560	9,409

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.