Home > The Granville National Bank > Income and Expense
The Granville National Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $1,079,000 | 3,863 |
| Total interest expense | $285,000 | 3,864 |
| Net interest income | $794,000 | 3,806 |
| Provision for loan and lease losses | $6,000 | 2,637 |
| Total noninterest income | $49,000 | 3,899 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $20,000 | 3,438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 3,793 |
| Total noninterest expense | $585,000 | 3,885 |
| Salaries and employee benefits | $319,000 | 3,873 |
| Premises and equipment expense | $88,000 | 3,384 |
| Additional noninterest expense | $29,000 | 3,793 |
| Pre-tax net operating income | $252,000 | 3,536 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $48,000 | 2,420 |
| Income before extraordinary items | $204,000 | 3,566 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $204,000 | 3,602 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $204,000 | 3,566 |
| Net charge-offs | $-2,000 | 3,609 |
| Cash dividends | $78,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $204,000 | 3,580 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $3,978,000 | 3,926 |
| Total interest expense | $1,166,000 | 3,865 |
| Net interest income | $2,812,000 | 3,894 |
| Provision for loan and lease losses | $24,000 | 3,039 |
| Total noninterest income | $290,000 | 3,748 |
| Gross Fiduciary activities income | $10,000 | 902 |
| Service charges on deposit accounts | $83,000 | 3,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 3,593 |
| Total noninterest expense | $2,086,000 | 3,983 |
| Salaries and employee benefits | $1,154,000 | 3,956 |
| Premises and equipment expense | $361,000 | 3,370 |
| Additional noninterest expense | $197,000 | 3,593 |
| Pre-tax net operating income | $992,000 | 3,480 |
| Securities gains (losses) | $-16,000 | 3,664 |
| Applicable income taxes | $177,000 | 2,448 |
| Income before extraordinary items | $799,000 | 3,527 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $799,000 | 3,562 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $799,000 | 3,526 |
| Net charge-offs | $106,000 | 1,702 |
| Cash dividends | $292,000 | 3,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $812,120 | 3,531 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $2,916,000 | 3,951 |
| Total interest expense | $875,000 | 3,880 |
| Net interest income | $2,041,000 | 3,935 |
| Provision for loan and lease losses | $18,000 | 2,867 |
| Total noninterest income | $175,000 | 3,872 |
| Gross Fiduciary activities income | $7,000 | 887 |
| Service charges on deposit accounts | $63,000 | 3,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 3,769 |
| Total noninterest expense | $1,555,000 | 3,988 |
| Salaries and employee benefits | $882,000 | 3,948 |
| Premises and equipment expense | $258,000 | 3,426 |
| Additional noninterest expense | $105,000 | 3,769 |
| Pre-tax net operating income | $643,000 | 3,608 |
| Securities gains (losses) | $-11,000 | 3,849 |
| Applicable income taxes | $110,000 | 2,530 |
| Income before extraordinary items | $522,000 | 3,638 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $522,000 | 3,678 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $522,000 | 3,641 |
| Net charge-offs | $15,000 | 2,216 |
| Cash dividends | $218,000 | 2,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $531,130 | 3,648 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $1,897,000 | 3,974 |
| Total interest expense | $592,000 | 3,864 |
| Net interest income | $1,305,000 | 3,978 |
| Provision for loan and lease losses | $12,000 | 2,737 |
| Total noninterest income | $112,000 | 3,899 |
| Gross Fiduciary activities income | $4,000 | 895 |
| Service charges on deposit accounts | $40,000 | 3,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 3,787 |
| Total noninterest expense | $1,039,000 | 3,994 |
| Salaries and employee benefits | $586,000 | 3,965 |
| Premises and equipment expense | $172,000 | 3,421 |
| Additional noninterest expense | $68,000 | 3,787 |
| Pre-tax net operating income | $366,000 | 3,690 |
| Securities gains (losses) | $-11,000 | 3,787 |
| Applicable income taxes | $48,000 | 2,745 |
| Income before extraordinary items | $307,000 | 3,689 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $307,000 | 3,729 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $307,000 | 3,692 |
| Net charge-offs | $15,000 | 1,880 |
| Cash dividends | $144,000 | 2,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $316,460 | 3,695 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $926,000 | 3,998 |
| Total interest expense | $300,000 | 3,860 |
| Net interest income | $626,000 | 4,023 |
| Provision for loan and lease losses | $6,000 | 2,428 |
| Total noninterest income | $55,000 | 3,893 |
| Gross Fiduciary activities income | $3,000 | 825 |
| Service charges on deposit accounts | $19,000 | 3,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 3,803 |
| Total noninterest expense | $539,000 | 3,982 |
| Salaries and employee benefits | $315,000 | 3,919 |
| Premises and equipment expense | $87,000 | 3,408 |
| Additional noninterest expense | $33,000 | 3,803 |
| Pre-tax net operating income | $136,000 | 3,788 |
| Securities gains (losses) | $-11,000 | 4,067 |
| Applicable income taxes | $5,000 | 3,047 |
| Income before extraordinary items | $120,000 | 3,788 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $120,000 | 3,825 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $120,000 | 3,788 |
| Net charge-offs | $11,000 | 1,501 |
| Cash dividends | $70,000 | 2,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $130,560 | 3,770 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $3,305,000 | 4,026 |
| Total interest expense | $776,000 | 3,879 |
| Net interest income | $2,529,000 | 4,032 |
| Provision for loan and lease losses | $15,000 | 3,112 |
| Total noninterest income | $238,000 | 3,931 |
| Gross Fiduciary activities income | $16,000 | 835 |
| Service charges on deposit accounts | $81,000 | 3,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 3,853 |
| Total noninterest expense | $2,047,000 | 4,034 |
| Salaries and employee benefits | $1,180,000 | 3,991 |
| Premises and equipment expense | $330,000 | 3,496 |
| Additional noninterest expense | $141,000 | 3,853 |
| Pre-tax net operating income | $705,000 | 3,790 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $96,000 | 2,810 |
| Income before extraordinary items | $609,000 | 3,781 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $609,000 | 3,819 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $609,000 | 3,782 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $280,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $609,000 | 3,806 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $2,407,000 | 4,052 |
| Total interest expense | $518,000 | 3,891 |
| Net interest income | $1,889,000 | 4,064 |
| Provision for loan and lease losses | $10,000 | 2,929 |
| Total noninterest income | $165,000 | 3,978 |
| Gross Fiduciary activities income | $3,000 | 875 |
| Service charges on deposit accounts | $57,000 | 3,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 3,869 |
| Total noninterest expense | $1,558,000 | 4,017 |
| Salaries and employee benefits | $916,000 | 3,955 |
| Premises and equipment expense | $242,000 | 3,523 |
| Additional noninterest expense | $105,000 | 3,867 |
| Pre-tax net operating income | $486,000 | 3,920 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $58,000 | 2,956 |
| Income before extraordinary items | $428,000 | 3,907 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $428,000 | 3,943 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $428,000 | 3,907 |
| Net charge-offs | $1,000 | 2,548 |
| Cash dividends | $210,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $428,000 | 3,935 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $1,555,000 | 4,080 |
| Total interest expense | $302,000 | 3,890 |
| Net interest income | $1,253,000 | 4,098 |
| Provision for loan and lease losses | $3,000 | 2,874 |
| Total noninterest income | $106,000 | 4,003 |
| Gross Fiduciary activities income | $1,000 | 884 |
| Service charges on deposit accounts | $35,000 | 3,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 3,893 |
| Total noninterest expense | $1,029,000 | 4,032 |
| Salaries and employee benefits | $608,000 | 3,976 |
| Premises and equipment expense | $160,000 | 3,543 |
| Additional noninterest expense | $70,000 | 3,874 |
| Pre-tax net operating income | $327,000 | 3,964 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $40,000 | 2,974 |
| Income before extraordinary items | $287,000 | 3,938 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $287,000 | 3,978 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $287,000 | 3,937 |
| Net charge-offs | $1,000 | 2,309 |
| Cash dividends | $140,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $287,000 | 3,959 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $751,000 | 4,136 |
| Total interest expense | $123,000 | 3,927 |
| Net interest income | $628,000 | 4,115 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $52,000 | 4,041 |
| Gross Fiduciary activities income | $1,000 | 879 |
| Service charges on deposit accounts | $17,000 | 3,674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 3,908 |
| Total noninterest expense | $533,000 | 4,060 |
| Salaries and employee benefits | $316,000 | 3,991 |
| Premises and equipment expense | $81,000 | 3,580 |
| Additional noninterest expense | $34,000 | 3,908 |
| Pre-tax net operating income | $147,000 | 4,065 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $15,000 | 3,044 |
| Income before extraordinary items | $132,000 | 4,031 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $132,000 | 4,031 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $132,000 | 4,031 |
| Net charge-offs | $2,000 | 1,796 |
| Cash dividends | $70,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $132,000 | 4,061 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $2,834,000 | 4,049 |
| Total interest expense | $143,000 | 4,244 |
| Net interest income | $2,691,000 | 3,991 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $278,000 | 3,981 |
| Gross Fiduciary activities income | $5,000 | 930 |
| Service charges on deposit accounts | $84,000 | 3,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 3,850 |
| Total noninterest expense | $1,951,000 | 4,137 |
| Salaries and employee benefits | $1,048,000 | 4,155 |
| Premises and equipment expense | $318,000 | 3,586 |
| Additional noninterest expense | $189,000 | 3,850 |
| Pre-tax net operating income | $1,018,000 | 3,761 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $204,000 | 2,630 |
| Income before extraordinary items | $814,000 | 3,824 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $814,000 | 3,823 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $814,000 | 3,824 |
| Net charge-offs | $-3,000 | 3,401 |
| Cash dividends | $260,000 | 3,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $814,000 | 3,843 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $2,078,000 | 4,066 |
| Total interest expense | $92,000 | 4,267 |
| Net interest income | $1,986,000 | 4,011 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $180,000 | 4,092 |
| Gross Fiduciary activities income | $4,000 | 907 |
| Service charges on deposit accounts | $61,000 | 3,641 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 3,980 |
| Total noninterest expense | $1,452,000 | 4,150 |
| Salaries and employee benefits | $804,000 | 4,123 |
| Premises and equipment expense | $236,000 | 3,612 |
| Additional noninterest expense | $115,000 | 3,980 |
| Pre-tax net operating income | $714,000 | 3,815 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $139,000 | 2,676 |
| Income before extraordinary items | $575,000 | 3,842 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $575,000 | 3,841 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $575,000 | 3,841 |
| Net charge-offs | $-3,000 | 3,287 |
| Cash dividends | $195,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $575,000 | 3,880 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 4,091 |
| Total interest expense | $62,000 | 4,281 |
| Net interest income | $1,297,000 | 4,039 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $97,000 | 4,192 |
| Gross Fiduciary activities income | $2,000 | 874 |
| Service charges on deposit accounts | $40,000 | 3,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 4,173 |
| Total noninterest expense | $1,007,000 | 4,122 |
| Salaries and employee benefits | $539,000 | 4,151 |
| Premises and equipment expense | $156,000 | 3,642 |
| Additional noninterest expense | $312,000 | 4,155 |
| Pre-tax net operating income | $387,000 | 3,878 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $65,000 | 2,799 |
| Income before extraordinary items | $322,000 | 3,878 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $322,000 | 3,878 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $322,000 | 3,878 |
| Net charge-offs | $-2,000 | 3,158 |
| Cash dividends | $130,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $322,000 | 3,914 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $636,000 | 4,127 |
| Total interest expense | $31,000 | 4,291 |
| Net interest income | $605,000 | 4,084 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $33,000 | 4,358 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $18,000 | 3,772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,373 |
| Total noninterest expense | $519,000 | 4,111 |
| Salaries and employee benefits | $254,000 | 4,218 |
| Premises and equipment expense | $82,000 | 3,604 |
| Additional noninterest expense | $183,000 | 3,992 |
| Pre-tax net operating income | $119,000 | 4,057 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $10,000 | 3,133 |
| Income before extraordinary items | $109,000 | 4,022 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $109,000 | 4,021 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $109,000 | 4,022 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $65,000 | 2,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $109,000 | 4,047 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $2,542,000 | 4,210 |
| Total interest expense | $159,000 | 4,270 |
| Net interest income | $2,383,000 | 4,174 |
| Provision for loan and lease losses | $54,000 | 2,524 |
| Total noninterest income | $401,000 | 3,836 |
| Gross Fiduciary activities income | $4,000 | 915 |
| Service charges on deposit accounts | $64,000 | 3,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 3,647 |
| Total noninterest expense | $1,831,000 | 4,250 |
| Salaries and employee benefits | $1,028,000 | 4,241 |
| Premises and equipment expense | $304,000 | 3,713 |
| Additional noninterest expense | $499,000 | 4,386 |
| Pre-tax net operating income | $899,000 | 3,905 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $159,000 | 2,824 |
| Income before extraordinary items | $740,000 | 3,978 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $740,000 | 3,978 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $740,000 | 3,978 |
| Net charge-offs | $4,000 | 2,487 |
| Cash dividends | $232,000 | 3,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $740,000 | 3,951 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $1,896,000 | 4,292 |
| Total interest expense | $126,000 | 4,328 |
| Net interest income | $1,770,000 | 4,253 |
| Provision for loan and lease losses | $48,000 | 2,382 |
| Total noninterest income | $341,000 | 3,776 |
| Gross Fiduciary activities income | $4,000 | 887 |
| Service charges on deposit accounts | $43,000 | 3,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $294,000 | 3,539 |
| Total noninterest expense | $1,342,000 | 4,318 |
| Salaries and employee benefits | $769,000 | 4,282 |
| Premises and equipment expense | $225,000 | 3,770 |
| Additional noninterest expense | $348,000 | 4,487 |
| Pre-tax net operating income | $721,000 | 3,984 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $132,000 | 2,797 |
| Income before extraordinary items | $589,000 | 4,066 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $589,000 | 4,065 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $589,000 | 4,066 |
| Net charge-offs | $5,000 | 2,152 |
| Cash dividends | $174,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $589,000 | 4,039 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 4,332 |
| Total interest expense | $91,000 | 4,329 |
| Net interest income | $1,171,000 | 4,284 |
| Provision for loan and lease losses | $36,000 | 2,303 |
| Total noninterest income | $281,000 | 3,583 |
| Gross Fiduciary activities income | $2,000 | 890 |
| Service charges on deposit accounts | $25,000 | 4,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 3,287 |
| Total noninterest expense | $908,000 | 4,330 |
| Salaries and employee benefits | $532,000 | 4,276 |
| Premises and equipment expense | $149,000 | 3,797 |
| Additional noninterest expense | $227,000 | 4,527 |
| Pre-tax net operating income | $508,000 | 3,955 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $95,000 | 2,756 |
| Income before extraordinary items | $413,000 | 4,040 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $413,000 | 4,040 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $413,000 | 4,040 |
| Net charge-offs | $5,000 | 1,907 |
| Cash dividends | $116,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $413,000 | 4,024 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $630,000 | 4,339 |
| Total interest expense | $49,000 | 4,336 |
| Net interest income | $581,000 | 4,289 |
| Provision for loan and lease losses | $18,000 | 2,296 |
| Total noninterest income | $145,000 | 3,553 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $12,000 | 4,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 3,231 |
| Total noninterest expense | $431,000 | 4,399 |
| Salaries and employee benefits | $244,000 | 4,371 |
| Premises and equipment expense | $77,000 | 3,777 |
| Additional noninterest expense | $110,000 | 4,558 |
| Pre-tax net operating income | $277,000 | 3,834 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $54,000 | 2,650 |
| Income before extraordinary items | $223,000 | 3,945 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $223,000 | 3,944 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $223,000 | 3,945 |
| Net charge-offs | $6,000 | 1,479 |
| Cash dividends | $58,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $223,000 | 3,929 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $2,610,000 | 4,332 |
| Total interest expense | $278,000 | 4,362 |
| Net interest income | $2,332,000 | 4,274 |
| Provision for loan and lease losses | $84,000 | 3,666 |
| Total noninterest income | $305,000 | 4,030 |
| Gross Fiduciary activities income | $13,000 | 873 |
| Service charges on deposit accounts | $68,000 | 3,932 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 3,862 |
| Total noninterest expense | $1,872,000 | 4,338 |
| Salaries and employee benefits | $1,107,000 | 4,278 |
| Premises and equipment expense | $291,000 | 3,859 |
| Additional noninterest expense | $474,000 | 4,513 |
| Pre-tax net operating income | $681,000 | 4,007 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $102,000 | 2,928 |
| Income before extraordinary items | $579,000 | 4,108 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $579,000 | 4,107 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $579,000 | 4,108 |
| Net charge-offs | $8,000 | 3,088 |
| Cash dividends | $220,000 | 3,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $579,000 | 4,039 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $1,962,000 | 4,369 |
| Total interest expense | $218,000 | 4,400 |
| Net interest income | $1,744,000 | 4,302 |
| Provision for loan and lease losses | $63,000 | 3,593 |
| Total noninterest income | $246,000 | 3,973 |
| Gross Fiduciary activities income | $12,000 | 840 |
| Service charges on deposit accounts | $54,000 | 3,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 3,805 |
| Total noninterest expense | $1,421,000 | 4,335 |
| Salaries and employee benefits | $843,000 | 4,274 |
| Premises and equipment expense | $202,000 | 3,970 |
| Additional noninterest expense | $376,000 | 4,474 |
| Pre-tax net operating income | $506,000 | 4,033 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $76,000 | 2,925 |
| Income before extraordinary items | $430,000 | 4,122 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $430,000 | 4,122 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $430,000 | 4,122 |
| Net charge-offs | $-8,000 | 4,194 |
| Cash dividends | $165,000 | 3,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $430,000 | 4,080 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 4,407 |
| Total interest expense | $150,000 | 4,436 |
| Net interest income | $1,165,000 | 4,345 |
| Provision for loan and lease losses | $42,000 | 3,542 |
| Total noninterest income | $132,000 | 4,143 |
| Gross Fiduciary activities income | $4,000 | 887 |
| Service charges on deposit accounts | $39,000 | 3,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 4,013 |
| Total noninterest expense | $985,000 | 4,326 |
| Salaries and employee benefits | $588,000 | 4,266 |
| Premises and equipment expense | $134,000 | 3,970 |
| Additional noninterest expense | $263,000 | 4,442 |
| Pre-tax net operating income | $270,000 | 4,191 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $28,000 | 3,119 |
| Income before extraordinary items | $242,000 | 4,209 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $242,000 | 4,209 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $242,000 | 4,209 |
| Net charge-offs | $-8,000 | 4,259 |
| Cash dividends | $110,000 | 2,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $242,000 | 4,163 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $656,000 | 4,444 |
| Total interest expense | $74,000 | 4,529 |
| Net interest income | $582,000 | 4,372 |
| Provision for loan and lease losses | $21,000 | 3,083 |
| Total noninterest income | $63,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $28,000 | 3,703 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 4,118 |
| Total noninterest expense | $475,000 | 4,404 |
| Salaries and employee benefits | $271,000 | 4,369 |
| Premises and equipment expense | $67,000 | 4,008 |
| Additional noninterest expense | $137,000 | 4,461 |
| Pre-tax net operating income | $149,000 | 4,025 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $21,000 | 2,860 |
| Income before extraordinary items | $128,000 | 4,063 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $128,000 | 4,063 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $128,000 | 4,063 |
| Net charge-offs | $-7,000 | 4,334 |
| Cash dividends | $55,000 | 2,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $128,000 | 4,044 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $2,591,000 | 4,525 |
| Total interest expense | $277,000 | 4,606 |
| Net interest income | $2,314,000 | 4,443 |
| Provision for loan and lease losses | $84,000 | 3,069 |
| Total noninterest income | $257,000 | 4,280 |
| Gross Fiduciary activities income | $6,000 | 950 |
| Service charges on deposit accounts | $102,000 | 3,906 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 4,165 |
| Total noninterest expense | $1,822,000 | 4,488 |
| Salaries and employee benefits | $1,069,000 | 4,435 |
| Premises and equipment expense | $298,000 | 3,919 |
| Additional noninterest expense | $455,000 | 4,693 |
| Pre-tax net operating income | $665,000 | 4,235 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $75,000 | 3,165 |
| Income before extraordinary items | $590,000 | 4,272 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $590,000 | 4,274 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $590,000 | 4,274 |
| Net charge-offs | $74,000 | 2,401 |
| Cash dividends | $205,000 | 3,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $590,000 | 4,254 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $1,930,000 | 4,599 |
| Total interest expense | $203,000 | 4,685 |
| Net interest income | $1,727,000 | 4,521 |
| Provision for loan and lease losses | $63,000 | 2,971 |
| Total noninterest income | $195,000 | 4,304 |
| Gross Fiduciary activities income | $6,000 | 919 |
| Service charges on deposit accounts | $74,000 | 3,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 4,195 |
| Total noninterest expense | $1,360,000 | 4,547 |
| Salaries and employee benefits | $781,000 | 4,500 |
| Premises and equipment expense | $233,000 | 3,906 |
| Additional noninterest expense | $346,000 | 4,741 |
| Pre-tax net operating income | $499,000 | 4,355 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $59,000 | 3,186 |
| Income before extraordinary items | $440,000 | 4,386 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $440,000 | 4,385 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $440,000 | 4,385 |
| Net charge-offs | $62,000 | 2,076 |
| Cash dividends | $155,000 | 3,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $440,000 | 4,357 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 4,627 |
| Total interest expense | $130,000 | 4,730 |
| Net interest income | $1,155,000 | 4,551 |
| Provision for loan and lease losses | $42,000 | 2,911 |
| Total noninterest income | $126,000 | 4,365 |
| Gross Fiduciary activities income | $4,000 | 918 |
| Service charges on deposit accounts | $49,000 | 4,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 4,237 |
| Total noninterest expense | $902,000 | 4,582 |
| Salaries and employee benefits | $527,000 | 4,519 |
| Premises and equipment expense | $148,000 | 4,001 |
| Additional noninterest expense | $227,000 | 4,797 |
| Pre-tax net operating income | $337,000 | 4,342 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $46,000 | 3,120 |
| Income before extraordinary items | $291,000 | 4,383 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $291,000 | 4,381 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $291,000 | 4,381 |
| Net charge-offs | $64,000 | 1,664 |
| Cash dividends | $105,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $291,000 | 4,368 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $633,000 | 4,677 |
| Total interest expense | $63,000 | 4,777 |
| Net interest income | $570,000 | 4,613 |
| Provision for loan and lease losses | $21,000 | 2,731 |
| Total noninterest income | $58,000 | 4,437 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $24,000 | 4,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,284 |
| Total noninterest expense | $435,000 | 4,661 |
| Salaries and employee benefits | $250,000 | 4,627 |
| Premises and equipment expense | $78,000 | 3,952 |
| Additional noninterest expense | $107,000 | 4,879 |
| Pre-tax net operating income | $172,000 | 4,332 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $25,000 | 3,045 |
| Income before extraordinary items | $147,000 | 4,363 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $147,000 | 4,362 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $147,000 | 4,362 |
| Net charge-offs | $-2,000 | 4,062 |
| Cash dividends | $50,000 | 2,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $147,000 | 4,352 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,715,000 | 4,593 |
| Total interest expense | $180,000 | 4,891 |
| Net interest income | $2,535,000 | 4,501 |
| Provision for loan and lease losses | $89,000 | 3,172 |
| Total noninterest income | $267,000 | 4,426 |
| Gross Fiduciary activities income | $14,000 | 932 |
| Service charges on deposit accounts | $89,000 | 4,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 4,243 |
| Total noninterest expense | $1,749,000 | 4,691 |
| Salaries and employee benefits | $1,025,000 | 4,634 |
| Premises and equipment expense | $273,000 | 4,156 |
| Additional noninterest expense | $451,000 | 4,888 |
| Pre-tax net operating income | $964,000 | 4,066 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $177,000 | 2,750 |
| Income before extraordinary items | $787,000 | 4,152 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $787,000 | 4,151 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $787,000 | 4,151 |
| Net charge-offs | $59,000 | 2,520 |
| Cash dividends | $180,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $787,000 | 4,160 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 4,614 |
| Total interest expense | $124,000 | 4,979 |
| Net interest income | $1,955,000 | 4,523 |
| Provision for loan and lease losses | $68,000 | 2,982 |
| Total noninterest income | $205,000 | 4,446 |
| Gross Fiduciary activities income | $13,000 | 893 |
| Service charges on deposit accounts | $69,000 | 4,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 4,278 |
| Total noninterest expense | $1,286,000 | 4,735 |
| Salaries and employee benefits | $754,000 | 4,679 |
| Premises and equipment expense | $196,000 | 4,253 |
| Additional noninterest expense | $336,000 | 4,924 |
| Pre-tax net operating income | $806,000 | 4,027 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $157,000 | 2,716 |
| Income before extraordinary items | $649,000 | 4,123 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $649,000 | 4,122 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $649,000 | 4,122 |
| Net charge-offs | $93,000 | 1,780 |
| Cash dividends | $135,000 | 3,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $649,000 | 4,126 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 4,618 |
| Total interest expense | $79,000 | 5,025 |
| Net interest income | $1,339,000 | 4,534 |
| Provision for loan and lease losses | $12,000 | 3,504 |
| Total noninterest income | $140,000 | 4,455 |
| Gross Fiduciary activities income | $11,000 | 884 |
| Service charges on deposit accounts | $44,000 | 4,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 4,277 |
| Total noninterest expense | $876,000 | 4,775 |
| Salaries and employee benefits | $514,000 | 4,710 |
| Premises and equipment expense | $143,000 | 4,159 |
| Additional noninterest expense | $219,000 | 5,002 |
| Pre-tax net operating income | $591,000 | 3,925 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $120,000 | 2,594 |
| Income before extraordinary items | $471,000 | 4,027 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $471,000 | 4,026 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $471,000 | 4,026 |
| Net charge-offs | $-4,000 | 4,246 |
| Cash dividends | $90,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $471,000 | 4,031 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $810,000 | 4,506 |
| Total interest expense | $38,000 | 5,068 |
| Net interest income | $772,000 | 4,381 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $71,000 | 4,476 |
| Gross Fiduciary activities income | $4,000 | 900 |
| Service charges on deposit accounts | $24,000 | 4,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 4,279 |
| Total noninterest expense | $427,000 | 4,851 |
| Salaries and employee benefits | $244,000 | 4,817 |
| Premises and equipment expense | $74,000 | 4,152 |
| Additional noninterest expense | $109,000 | 5,048 |
| Pre-tax net operating income | $416,000 | 3,385 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $95,000 | 2,219 |
| Income before extraordinary items | $321,000 | 3,577 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $321,000 | 3,576 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $321,000 | 3,577 |
| Net charge-offs | $-3,000 | 4,242 |
| Cash dividends | $45,000 | 2,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $321,000 | 3,581 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,345,000 | 4,892 |
| Total interest expense | $158,000 | 5,043 |
| Net interest income | $2,187,000 | 4,847 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $262,000 | 4,632 |
| Gross Fiduciary activities income | $6,000 | 1,012 |
| Service charges on deposit accounts | $101,000 | 4,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 4,457 |
| Total noninterest expense | $1,747,000 | 4,880 |
| Salaries and employee benefits | $1,017,000 | 4,819 |
| Premises and equipment expense | $273,000 | 4,303 |
| Additional noninterest expense | $457,000 | 5,077 |
| Pre-tax net operating income | $702,000 | 4,469 |
| Securities gains (losses) | $-4,000 | 4,949 |
| Applicable income taxes | $191,000 | 2,987 |
| Income before extraordinary items | $507,000 | 4,489 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $507,000 | 4,489 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $507,000 | 4,489 |
| Net charge-offs | $-3,000 | 4,598 |
| Cash dividends | $175,000 | 3,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $509,920 | 4,473 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 4,951 |
| Total interest expense | $119,000 | 5,093 |
| Net interest income | $1,625,000 | 4,906 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $203,000 | 4,653 |
| Gross Fiduciary activities income | $6,000 | 977 |
| Service charges on deposit accounts | $74,000 | 4,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 4,453 |
| Total noninterest expense | $1,296,000 | 4,928 |
| Salaries and employee benefits | $733,000 | 4,901 |
| Premises and equipment expense | $216,000 | 4,267 |
| Additional noninterest expense | $347,000 | 5,115 |
| Pre-tax net operating income | $532,000 | 4,536 |
| Securities gains (losses) | $-4,000 | 5,286 |
| Applicable income taxes | $119,000 | 3,073 |
| Income before extraordinary items | $409,000 | 4,622 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $409,000 | 4,622 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $409,000 | 4,622 |
| Net charge-offs | $-6,000 | 4,598 |
| Cash dividends | $130,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $412,080 | 4,605 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 5,005 |
| Total interest expense | $79,000 | 5,117 |
| Net interest income | $1,059,000 | 4,958 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $131,000 | 4,698 |
| Gross Fiduciary activities income | $4,000 | 986 |
| Service charges on deposit accounts | $47,000 | 4,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 4,496 |
| Total noninterest expense | $876,000 | 4,948 |
| Salaries and employee benefits | $498,000 | 4,910 |
| Premises and equipment expense | $131,000 | 4,425 |
| Additional noninterest expense | $247,000 | 5,089 |
| Pre-tax net operating income | $314,000 | 4,629 |
| Securities gains (losses) | $-4,000 | 5,393 |
| Applicable income taxes | $62,000 | 3,204 |
| Income before extraordinary items | $248,000 | 4,695 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $248,000 | 4,694 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $248,000 | 4,695 |
| Net charge-offs | $-13,000 | 4,876 |
| Cash dividends | $85,000 | 3,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $251,200 | 4,673 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $570,000 | 5,045 |
| Total interest expense | $39,000 | 5,154 |
| Net interest income | $531,000 | 4,994 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $63,000 | 4,774 |
| Gross Fiduciary activities income | $1,000 | 986 |
| Service charges on deposit accounts | $24,000 | 4,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 4,581 |
| Total noninterest expense | $423,000 | 5,042 |
| Salaries and employee benefits | $231,000 | 5,047 |
| Premises and equipment expense | $66,000 | 4,460 |
| Additional noninterest expense | $126,000 | 5,101 |
| Pre-tax net operating income | $171,000 | 4,527 |
| Securities gains (losses) | $-1,000 | 5,454 |
| Applicable income taxes | $40,000 | 3,017 |
| Income before extraordinary items | $130,000 | 4,632 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $130,000 | 4,632 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $130,000 | 4,632 |
| Net charge-offs | $-6,000 | 4,769 |
| Cash dividends | $40,000 | 2,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $130,760 | 4,616 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 5,087 |
| Total interest expense | $171,000 | 5,125 |
| Net interest income | $2,092,000 | 5,040 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $291,000 | 4,704 |
| Gross Fiduciary activities income | $7,000 | 1,037 |
| Service charges on deposit accounts | $88,000 | 4,651 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $196,000 | 4,378 |
| Total noninterest expense | $1,845,000 | 4,996 |
| Salaries and employee benefits | $1,009,000 | 4,990 |
| Premises and equipment expense | $328,000 | 4,151 |
| Additional noninterest expense | $508,000 | 5,193 |
| Pre-tax net operating income | $538,000 | 4,757 |
| Securities gains (losses) | $2,000 | 3,045 |
| Applicable income taxes | $136,000 | 3,148 |
| Income before extraordinary items | $404,000 | 4,915 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $404,000 | 4,914 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $404,000 | 4,914 |
| Net charge-offs | $13,000 | 3,794 |
| Cash dividends | $155,000 | 3,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $402,500 | 4,867 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,703,000 | 5,125 |
| Total interest expense | $130,000 | 5,170 |
| Net interest income | $1,573,000 | 5,084 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $213,000 | 4,765 |
| Gross Fiduciary activities income | $7,000 | 999 |
| Service charges on deposit accounts | $67,000 | 4,679 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $139,000 | 4,485 |
| Total noninterest expense | $1,442,000 | 4,969 |
| Salaries and employee benefits | $755,000 | 5,007 |
| Premises and equipment expense | $274,000 | 3,965 |
| Additional noninterest expense | $413,000 | 5,142 |
| Pre-tax net operating income | $344,000 | 4,962 |
| Securities gains (losses) | $2,000 | 2,985 |
| Applicable income taxes | $82,000 | 3,330 |
| Income before extraordinary items | $264,000 | 5,079 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $264,000 | 5,079 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $264,000 | 5,079 |
| Net charge-offs | $22,000 | 3,105 |
| Cash dividends | $120,000 | 3,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $262,480 | 5,032 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 5,180 |
| Total interest expense | $88,000 | 5,203 |
| Net interest income | $1,043,000 | 5,142 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $142,000 | 4,796 |
| Gross Fiduciary activities income | $5,000 | 1,003 |
| Service charges on deposit accounts | $44,000 | 4,708 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $93,000 | 4,493 |
| Total noninterest expense | $997,000 | 4,973 |
| Salaries and employee benefits | $505,000 | 5,059 |
| Premises and equipment expense | $202,000 | 3,802 |
| Additional noninterest expense | $290,000 | 5,135 |
| Pre-tax net operating income | $188,000 | 5,133 |
| Securities gains (losses) | $2,000 | 2,664 |
| Applicable income taxes | $67,000 | 3,229 |
| Income before extraordinary items | $123,000 | 5,356 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $123,000 | 5,354 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $123,000 | 5,355 |
| Net charge-offs | $30,000 | 2,510 |
| Cash dividends | $80,000 | 3,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $121,700 | 5,313 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $565,000 | 5,227 |
| Total interest expense | $44,000 | 5,242 |
| Net interest income | $521,000 | 5,179 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $67,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $21,000 | 4,775 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $46,000 | 4,486 |
| Total noninterest expense | $549,000 | 4,877 |
| Salaries and employee benefits | $256,000 | 5,087 |
| Premises and equipment expense | $137,000 | 3,255 |
| Additional noninterest expense | $156,000 | 5,075 |
| Pre-tax net operating income | $39,000 | 5,555 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $13,000 | 3,656 |
| Income before extraordinary items | $26,000 | 5,656 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $26,000 | 5,655 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $26,000 | 5,655 |
| Net charge-offs | $7,000 | 2,464 |
| Cash dividends | $40,000 | 2,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $26,000 | 5,615 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,316,000 | 5,794 |
| Total interest expense | $132,000 | 5,550 |
| Net interest income | $1,184,000 | 5,786 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $172,000 | 5,335 |
| Gross Fiduciary activities income | $6,000 | 1,079 |
| Service charges on deposit accounts | $58,000 | 5,275 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $108,000 | 5,042 |
| Total noninterest expense | $1,134,000 | 5,714 |
| Salaries and employee benefits | $597,000 | 5,744 |
| Premises and equipment expense | $161,000 | 5,330 |
| Additional noninterest expense | $376,000 | 5,688 |
| Pre-tax net operating income | $222,000 | 5,422 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $2,000 | 4,277 |
| Income before extraordinary items | $222,000 | 5,413 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $222,000 | 5,415 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $222,000 | 5,416 |
| Net charge-offs | $-52,000 | 5,578 |
| Cash dividends | $77,000 | 4,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $220,020 | 5,368 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $985,000 | 5,878 |
| Total interest expense | $100,000 | 5,622 |
| Net interest income | $885,000 | 5,868 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $132,000 | 5,369 |
| Gross Fiduciary activities income | $6,000 | 1,038 |
| Service charges on deposit accounts | $45,000 | 5,306 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $81,000 | 5,080 |
| Total noninterest expense | $850,000 | 5,771 |
| Salaries and employee benefits | $456,000 | 5,770 |
| Premises and equipment expense | $116,000 | 5,444 |
| Additional noninterest expense | $278,000 | 5,764 |
| Pre-tax net operating income | $167,000 | 5,542 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $23,000 | 3,916 |
| Income before extraordinary items | $144,000 | 5,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $144,000 | 5,602 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $144,000 | 5,603 |
| Net charge-offs | $-33,000 | 5,488 |
| Cash dividends | $58,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $144,000 | 5,553 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $656,000 | 5,928 |
| Total interest expense | $68,000 | 5,657 |
| Net interest income | $588,000 | 5,928 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $86,000 | 5,430 |
| Gross Fiduciary activities income | $2,000 | 1,087 |
| Service charges on deposit accounts | $29,000 | 5,373 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $55,000 | 5,099 |
| Total noninterest expense | $576,000 | 5,812 |
| Salaries and employee benefits | $315,000 | 5,802 |
| Premises and equipment expense | $78,000 | 5,469 |
| Additional noninterest expense | $183,000 | 5,815 |
| Pre-tax net operating income | $98,000 | 5,638 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $10,000 | 4,061 |
| Income before extraordinary items | $88,000 | 5,667 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $88,000 | 5,668 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $88,000 | 5,669 |
| Net charge-offs | $-25,000 | 5,541 |
| Cash dividends | $39,000 | 3,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $88,000 | 5,622 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $326,000 | 5,981 |
| Total interest expense | $34,000 | 5,709 |
| Net interest income | $292,000 | 5,990 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $44,000 | 5,429 |
| Gross Fiduciary activities income | $1,000 | 1,061 |
| Service charges on deposit accounts | $15,000 | 5,349 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $28,000 | 5,114 |
| Total noninterest expense | $276,000 | 5,905 |
| Salaries and employee benefits | $144,000 | 5,937 |
| Premises and equipment expense | $40,000 | 5,498 |
| Additional noninterest expense | $92,000 | 5,875 |
| Pre-tax net operating income | $60,000 | 5,542 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $9,000 | 3,868 |
| Income before extraordinary items | $51,000 | 5,597 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $51,000 | 5,598 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $51,000 | 5,598 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $20,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $51,000 | 5,542 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,335,000 | 6,060 |
| Total interest expense | $144,000 | 5,808 |
| Net interest income | $1,191,000 | 6,062 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $183,000 | 5,503 |
| Gross Fiduciary activities income | $8,000 | 1,088 |
| Service charges on deposit accounts | $54,000 | 5,636 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $121,000 | 5,075 |
| Total noninterest expense | $1,079,000 | 6,027 |
| Salaries and employee benefits | $558,000 | 6,069 |
| Premises and equipment expense | $159,000 | 5,617 |
| Additional noninterest expense | $362,000 | 5,977 |
| Pre-tax net operating income | $295,000 | 5,489 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $60,000 | 3,639 |
| Income before extraordinary items | $235,000 | 5,574 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $235,000 | 5,573 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $235,000 | 5,574 |
| Net charge-offs | $13,000 | 4,479 |
| Cash dividends | $73,000 | 4,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $235,000 | 5,525 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $993,000 | 6,140 |
| Total interest expense | $108,000 | 5,896 |
| Net interest income | $885,000 | 6,138 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $138,000 | 5,571 |
| Gross Fiduciary activities income | $8,000 | 1,049 |
| Service charges on deposit accounts | $37,000 | 5,792 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $93,000 | 5,125 |
| Total noninterest expense | $805,000 | 6,089 |
| Salaries and employee benefits | $415,000 | 6,116 |
| Premises and equipment expense | $117,000 | 5,704 |
| Additional noninterest expense | $273,000 | 6,029 |
| Pre-tax net operating income | $218,000 | 5,593 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $40,000 | 3,748 |
| Income before extraordinary items | $178,000 | 5,639 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $178,000 | 5,638 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $178,000 | 5,639 |
| Net charge-offs | $26,000 | 3,704 |
| Cash dividends | $53,000 | 3,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $178,000 | 5,597 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $660,000 | 6,195 |
| Total interest expense | $72,000 | 5,948 |
| Net interest income | $588,000 | 6,195 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $91,000 | 5,590 |
| Gross Fiduciary activities income | $6,000 | 1,042 |
| Service charges on deposit accounts | $20,000 | 5,963 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $65,000 | 5,072 |
| Total noninterest expense | $543,000 | 6,128 |
| Salaries and employee benefits | $277,000 | 6,172 |
| Premises and equipment expense | $80,000 | 5,721 |
| Additional noninterest expense | $186,000 | 6,054 |
| Pre-tax net operating income | $136,000 | 5,626 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $23,000 | 3,790 |
| Income before extraordinary items | $113,000 | 5,686 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $113,000 | 5,688 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $113,000 | 5,688 |
| Net charge-offs | $31,000 | 3,148 |
| Cash dividends | $34,000 | 3,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $113,000 | 5,645 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $326,000 | 6,263 |
| Total interest expense | $36,000 | 6,021 |
| Net interest income | $290,000 | 6,262 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $42,000 | 5,693 |
| Gross Fiduciary activities income | $1,000 | 1,081 |
| Service charges on deposit accounts | $9,000 | 6,059 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $32,000 | 5,097 |
| Total noninterest expense | $279,000 | 6,162 |
| Salaries and employee benefits | $140,000 | 6,226 |
| Premises and equipment expense | $42,000 | 5,719 |
| Additional noninterest expense | $97,000 | 6,094 |
| Pre-tax net operating income | $53,000 | 5,709 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $7,000 | 3,941 |
| Income before extraordinary items | $46,000 | 5,743 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $46,000 | 5,744 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $46,000 | 5,744 |
| Net charge-offs | $14,000 | 2,677 |
| Cash dividends | $16,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $46,000 | 5,712 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 6,344 |
| Total interest expense | $168,000 | 6,083 |
| Net interest income | $1,124,000 | 6,341 |
| Provision for loan and lease losses | $20,000 | 4,711 |
| Total noninterest income | $202,000 | 5,596 |
| Gross Fiduciary activities income | $5,000 | 1,167 |
| Service charges on deposit accounts | $59,000 | 5,841 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $138,000 | 5,032 |
| Total noninterest expense | $1,110,000 | 6,247 |
| Salaries and employee benefits | $564,000 | 6,315 |
| Premises and equipment expense | $178,000 | 5,709 |
| Additional noninterest expense | $368,000 | 6,188 |
| Pre-tax net operating income | $196,000 | 5,728 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $21,000 | 4,087 |
| Income before extraordinary items | $175,000 | 5,774 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $175,000 | 5,777 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $175,000 | 5,777 |
| Net charge-offs | $6,000 | 5,197 |
| Cash dividends | $62,000 | 4,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $175,000 | 5,722 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $963,000 | 6,419 |
| Total interest expense | $130,000 | 6,142 |
| Net interest income | $833,000 | 6,422 |
| Provision for loan and lease losses | $20,000 | 4,484 |
| Total noninterest income | $151,000 | 5,693 |
| Gross Fiduciary activities income | $5,000 | 1,112 |
| Service charges on deposit accounts | $46,000 | 5,857 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $100,000 | 5,184 |
| Total noninterest expense | $836,000 | 6,282 |
| Salaries and employee benefits | $427,000 | 6,341 |
| Premises and equipment expense | $134,000 | 5,761 |
| Additional noninterest expense | $275,000 | 6,235 |
| Pre-tax net operating income | $128,000 | 5,892 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $10,000 | 4,315 |
| Income before extraordinary items | $118,000 | 5,944 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $118,000 | 5,946 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $118,000 | 5,946 |
| Net charge-offs | $12,000 | 4,641 |
| Cash dividends | $46,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $118,000 | 5,884 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $642,000 | 6,457 |
| Total interest expense | $90,000 | 6,181 |
| Net interest income | $552,000 | 6,463 |
| Provision for loan and lease losses | $20,000 | 4,231 |
| Total noninterest income | $79,000 | 5,944 |
| Gross Fiduciary activities income | $2,000 | 1,138 |
| Service charges on deposit accounts | $28,000 | 5,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $49,000 | 5,517 |
| Total noninterest expense | $559,000 | 6,317 |
| Salaries and employee benefits | $286,000 | 6,385 |
| Premises and equipment expense | $89,000 | 5,789 |
| Additional noninterest expense | $184,000 | 6,259 |
| Pre-tax net operating income | $52,000 | 6,063 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $52,000 | 6,128 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $52,000 | 6,129 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $52,000 | 6,130 |
| Net charge-offs | $6,000 | 4,482 |
| Cash dividends | $30,000 | 3,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $52,000 | 6,044 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $322,000 | 6,513 |
| Total interest expense | $47,000 | 6,223 |
| Net interest income | $275,000 | 6,522 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $39,000 | 5,958 |
| Gross Fiduciary activities income | $1,000 | 1,109 |
| Service charges on deposit accounts | $13,000 | 6,030 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $25,000 | 5,492 |
| Total noninterest expense | $284,000 | 6,370 |
| Salaries and employee benefits | $144,000 | 6,426 |
| Premises and equipment expense | $45,000 | 5,811 |
| Additional noninterest expense | $95,000 | 6,294 |
| Pre-tax net operating income | $30,000 | 6,047 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $30,000 | 6,097 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $30,000 | 6,098 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $30,000 | 6,098 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $15,000 | 2,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $30,000 | 6,012 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 6,555 |
| Total interest expense | $231,000 | 6,269 |
| Net interest income | $1,161,000 | 6,567 |
| Provision for loan and lease losses | $100,000 | 4,651 |
| Total noninterest income | $174,000 | 5,843 |
| Gross Fiduciary activities income | $9,000 | 1,139 |
| Service charges on deposit accounts | $59,000 | 6,075 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $106,000 | 5,288 |
| Total noninterest expense | $1,114,000 | 6,477 |
| Salaries and employee benefits | $569,000 | 6,521 |
| Premises and equipment expense | $185,000 | 5,830 |
| Additional noninterest expense | $360,000 | 6,465 |
| Pre-tax net operating income | $121,000 | 5,872 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-28,000 | 6,603 |
| Income before extraordinary items | $149,000 | 5,927 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $149,000 | 5,923 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $149,000 | 5,926 |
| Net charge-offs | $158,000 | 4,014 |
| Cash dividends | $66,000 | 4,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $149,000 | 5,767 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 6,648 |
| Total interest expense | $180,000 | 6,368 |
| Net interest income | $878,000 | 6,657 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $132,000 | 5,908 |
| Gross Fiduciary activities income | $8,000 | 1,101 |
| Service charges on deposit accounts | $43,000 | 6,181 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $81,000 | 5,349 |
| Total noninterest expense | $837,000 | 6,546 |
| Salaries and employee benefits | $426,000 | 6,577 |
| Premises and equipment expense | $140,000 | 5,888 |
| Additional noninterest expense | $271,000 | 6,527 |
| Pre-tax net operating income | $173,000 | 5,769 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $29,000 | 4,041 |
| Income before extraordinary items | $144,000 | 5,951 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $144,000 | 5,950 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $144,000 | 5,950 |
| Net charge-offs | $-16,000 | 6,700 |
| Cash dividends | $49,000 | 3,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $144,000 | 5,807 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $712,000 | 6,693 |
| Total interest expense | $124,000 | 6,418 |
| Net interest income | $588,000 | 6,705 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $73,000 | 6,102 |
| Gross Fiduciary activities income | $2,000 | 1,169 |
| Service charges on deposit accounts | $25,000 | 6,336 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 5,533 |
| Total noninterest expense | $553,000 | 6,607 |
| Salaries and employee benefits | $283,000 | 6,642 |
| Premises and equipment expense | $92,000 | 5,940 |
| Additional noninterest expense | $178,000 | 6,585 |
| Pre-tax net operating income | $108,000 | 5,830 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $17,000 | 4,055 |
| Income before extraordinary items | $91,000 | 5,995 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $91,000 | 5,995 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $91,000 | 5,995 |
| Net charge-offs | $-17,000 | 6,764 |
| Cash dividends | $33,000 | 3,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $91,000 | 5,841 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $361,000 | 6,740 |
| Total interest expense | $64,000 | 6,471 |
| Net interest income | $297,000 | 6,741 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $33,000 | 6,276 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $11,000 | 6,444 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $21,000 | 5,676 |
| Total noninterest expense | $276,000 | 6,661 |
| Salaries and employee benefits | $142,000 | 6,690 |
| Premises and equipment expense | $45,000 | 6,015 |
| Additional noninterest expense | $89,000 | 6,641 |
| Pre-tax net operating income | $54,000 | 5,888 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $8,000 | 4,083 |
| Income before extraordinary items | $46,000 | 6,026 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $46,000 | 6,026 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $46,000 | 6,026 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $18,000 | 2,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $46,000 | 5,891 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,566,000 | 6,716 |
| Total interest expense | $296,000 | 6,569 |
| Net interest income | $1,270,000 | 6,714 |
| Provision for loan and lease losses | $12,000 | 6,315 |
| Total noninterest income | $159,000 | 5,998 |
| Gross Fiduciary activities income | $9,000 | 1,108 |
| Service charges on deposit accounts | $65,000 | 6,070 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $85,000 | 5,468 |
| Total noninterest expense | $1,122,000 | 6,706 |
| Salaries and employee benefits | $575,000 | 6,754 |
| Premises and equipment expense | $185,000 | 6,132 |
| Additional noninterest expense | $362,000 | 6,671 |
| Pre-tax net operating income | $295,000 | 5,257 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $64,000 | 3,630 |
| Income before extraordinary items | $231,000 | 5,453 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $231,000 | 5,455 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $231,000 | 5,455 |
| Net charge-offs | $-21,000 | 7,100 |
| Cash dividends | $57,000 | 3,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $231,000 | 5,340 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 6,782 |
| Total interest expense | $229,000 | 6,634 |
| Net interest income | $952,000 | 6,773 |
| Provision for loan and lease losses | $12,000 | 6,156 |
| Total noninterest income | $118,000 | 6,114 |
| Gross Fiduciary activities income | $8,000 | 1,059 |
| Service charges on deposit accounts | $49,000 | 6,097 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $61,000 | 5,592 |
| Total noninterest expense | $840,000 | 6,743 |
| Salaries and employee benefits | $435,000 | 6,770 |
| Premises and equipment expense | $140,000 | 6,154 |
| Additional noninterest expense | $265,000 | 6,729 |
| Pre-tax net operating income | $218,000 | 5,397 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $45,000 | 3,682 |
| Income before extraordinary items | $173,000 | 5,611 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $173,000 | 5,612 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $173,000 | 5,612 |
| Net charge-offs | $-22,000 | 7,130 |
| Cash dividends | $40,000 | 3,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $173,000 | 5,476 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $790,000 | 6,844 |
| Total interest expense | $157,000 | 6,696 |
| Net interest income | $633,000 | 6,834 |
| Provision for loan and lease losses | $12,000 | 5,900 |
| Total noninterest income | $76,000 | 6,184 |
| Gross Fiduciary activities income | $5,000 | 1,073 |
| Service charges on deposit accounts | $31,000 | 6,157 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 5,679 |
| Total noninterest expense | $573,000 | 6,800 |
| Salaries and employee benefits | $291,000 | 6,834 |
| Premises and equipment expense | $95,000 | 6,183 |
| Additional noninterest expense | $187,000 | 6,747 |
| Pre-tax net operating income | $124,000 | 5,558 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $23,000 | 3,768 |
| Income before extraordinary items | $101,000 | 5,694 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $101,000 | 5,692 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $101,000 | 5,693 |
| Net charge-offs | $-21,000 | 7,167 |
| Cash dividends | $28,000 | 3,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $101,000 | 5,606 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $394,000 | 6,898 |
| Total interest expense | $80,000 | 6,773 |
| Net interest income | $314,000 | 6,873 |
| Provision for loan and lease losses | $9,000 | 5,448 |
| Total noninterest income | $38,000 | 6,263 |
| Gross Fiduciary activities income | $2,000 | 1,085 |
| Service charges on deposit accounts | $16,000 | 6,075 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 5,800 |
| Total noninterest expense | $282,000 | 6,863 |
| Salaries and employee benefits | $140,000 | 6,925 |
| Premises and equipment expense | $50,000 | 6,125 |
| Additional noninterest expense | $92,000 | 6,810 |
| Pre-tax net operating income | $61,000 | 5,604 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $11,000 | 3,738 |
| Income before extraordinary items | $50,000 | 5,709 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $50,000 | 5,708 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $50,000 | 5,709 |
| Net charge-offs | $-8,000 | 6,939 |
| Cash dividends | $15,000 | 2,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $50,000 | 5,668 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 6,900 |
| Total interest expense | $418,000 | 6,741 |
| Net interest income | $1,319,000 | 6,869 |
| Provision for loan and lease losses | $36,000 | 6,634 |
| Total noninterest income | $161,000 | 6,215 |
| Gross Fiduciary activities income | $8,000 | 1,178 |
| Service charges on deposit accounts | $64,000 | 6,018 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $89,000 | 5,570 |
| Total noninterest expense | $1,189,000 | 6,874 |
| Salaries and employee benefits | $623,000 | 6,871 |
| Premises and equipment expense | $188,000 | 6,303 |
| Additional noninterest expense | $378,000 | 6,855 |
| Pre-tax net operating income | $255,000 | 5,038 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $41,000 | 3,725 |
| Income before extraordinary items | $214,000 | 5,227 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $214,000 | 5,230 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $214,000 | 5,230 |
| Net charge-offs | $37,000 | 6,095 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $214,000 | 5,091 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,320,000 | 6,985 |
| Total interest expense | $326,000 | 6,833 |
| Net interest income | $994,000 | 6,965 |
| Provision for loan and lease losses | $27,000 | 6,555 |
| Total noninterest income | $118,000 | 6,353 |
| Gross Fiduciary activities income | $5,000 | 1,172 |
| Service charges on deposit accounts | $47,000 | 6,127 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $66,000 | 5,719 |
| Total noninterest expense | $895,000 | 6,938 |
| Salaries and employee benefits | $477,000 | 6,895 |
| Premises and equipment expense | $134,000 | 6,473 |
| Additional noninterest expense | $284,000 | 6,924 |
| Pre-tax net operating income | $190,000 | 5,295 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $33,000 | 3,791 |
| Income before extraordinary items | $157,000 | 5,482 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $157,000 | 5,483 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $157,000 | 5,484 |
| Net charge-offs | $37,000 | 5,716 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $157,000 | 5,319 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $887,000 | 7,041 |
| Total interest expense | $222,000 | 6,902 |
| Net interest income | $665,000 | 7,003 |
| Provision for loan and lease losses | $18,000 | 6,448 |
| Total noninterest income | $80,000 | 6,370 |
| Gross Fiduciary activities income | $3,000 | 1,181 |
| Service charges on deposit accounts | $31,000 | 6,151 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $46,000 | 5,686 |
| Total noninterest expense | $616,000 | 6,932 |
| Salaries and employee benefits | $327,000 | 6,903 |
| Premises and equipment expense | $91,000 | 6,480 |
| Additional noninterest expense | $198,000 | 6,923 |
| Pre-tax net operating income | $111,000 | 5,437 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $17,000 | 3,864 |
| Income before extraordinary items | $94,000 | 5,581 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $94,000 | 5,584 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $94,000 | 5,583 |
| Net charge-offs | $42,000 | 5,025 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $94,000 | 5,458 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $446,000 | 7,133 |
| Total interest expense | $115,000 | 6,982 |
| Net interest income | $331,000 | 7,084 |
| Provision for loan and lease losses | $9,000 | 6,179 |
| Total noninterest income | $35,000 | 6,568 |
| Gross Fiduciary activities income | $2,000 | 1,137 |
| Service charges on deposit accounts | $15,000 | 6,220 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,000 | 6,058 |
| Total noninterest expense | $321,000 | 6,956 |
| Salaries and employee benefits | $165,000 | 6,974 |
| Premises and equipment expense | $49,000 | 6,432 |
| Additional noninterest expense | $107,000 | 6,905 |
| Pre-tax net operating income | $36,000 | 5,838 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $34,000 | 5,931 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $34,000 | 5,933 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $34,000 | 5,931 |
| Net charge-offs | $45,000 | 3,811 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $34,000 | 5,817 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 7,095 |
| Total interest expense | $606,000 | 6,900 |
| Net interest income | $1,337,000 | 7,089 |
| Provision for loan and lease losses | $36,000 | 6,995 |
| Total noninterest income | $138,000 | 6,664 |
| Gross Fiduciary activities income | $12,000 | 1,158 |
| Service charges on deposit accounts | $70,000 | 6,168 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $56,000 | 6,252 |
| Total noninterest expense | $1,288,000 | 7,047 |
| Salaries and employee benefits | $648,000 | 7,094 |
| Premises and equipment expense | $172,000 | 6,734 |
| Additional noninterest expense | $468,000 | 6,890 |
| Pre-tax net operating income | $151,000 | 4,937 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $3,000 | 4,116 |
| Income before extraordinary items | $148,000 | 4,989 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $148,000 | 4,989 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $148,000 | 4,989 |
| Net charge-offs | $30,000 | 6,500 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $148,000 | 4,927 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 7,161 |
| Total interest expense | $476,000 | 6,962 |
| Net interest income | $998,000 | 7,144 |
| Provision for loan and lease losses | $27,000 | 6,827 |
| Total noninterest income | $115,000 | 6,674 |
| Gross Fiduciary activities income | $11,000 | 1,109 |
| Service charges on deposit accounts | $51,000 | 6,242 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $53,000 | 6,161 |
| Total noninterest expense | $982,000 | 7,063 |
| Salaries and employee benefits | $489,000 | 7,116 |
| Premises and equipment expense | $128,000 | 6,790 |
| Additional noninterest expense | $365,000 | 6,856 |
| Pre-tax net operating income | $104,000 | 5,271 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $103,000 | 5,301 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $103,000 | 5,300 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $103,000 | 5,300 |
| Net charge-offs | $-6,000 | 7,826 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $103,000 | 5,233 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $993,000 | 7,222 |
| Total interest expense | $332,000 | 6,996 |
| Net interest income | $661,000 | 7,190 |
| Provision for loan and lease losses | $18,000 | 6,728 |
| Total noninterest income | $72,000 | 6,796 |
| Gross Fiduciary activities income | $8,000 | 1,104 |
| Service charges on deposit accounts | $31,000 | 6,373 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $33,000 | 6,307 |
| Total noninterest expense | $646,000 | 7,141 |
| Salaries and employee benefits | $327,000 | 7,192 |
| Premises and equipment expense | $83,000 | 6,886 |
| Additional noninterest expense | $236,000 | 6,946 |
| Pre-tax net operating income | $69,000 | 5,412 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $65,000 | 5,465 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $65,000 | 5,461 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $65,000 | 5,461 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $65,000 | 5,380 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $513,000 | 7,228 |
| Total interest expense | $176,000 | 6,998 |
| Net interest income | $337,000 | 7,177 |
| Provision for loan and lease losses | $9,000 | 6,357 |
| Total noninterest income | $34,000 | 6,884 |
| Gross Fiduciary activities income | $2,000 | 1,166 |
| Service charges on deposit accounts | $15,000 | 6,393 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $17,000 | 6,333 |
| Total noninterest expense | $320,000 | 7,153 |
| Salaries and employee benefits | $167,000 | 7,186 |
| Premises and equipment expense | $42,000 | 6,902 |
| Additional noninterest expense | $111,000 | 6,908 |
| Pre-tax net operating income | $42,000 | 5,738 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $3,000 | 4,463 |
| Income before extraordinary items | $39,000 | 5,860 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $39,000 | 5,862 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $39,000 | 5,862 |
| Net charge-offs | $-4,000 | 7,635 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $39,000 | 5,691 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 7,119 |
| Total interest expense | $964,000 | 6,836 |
| Net interest income | $1,336,000 | 7,205 |
| Provision for loan and lease losses | $464,000 | 3,925 |
| Total noninterest income | $167,000 | 6,732 |
| Gross Fiduciary activities income | $18,000 | 1,123 |
| Service charges on deposit accounts | $83,000 | 6,156 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $66,000 | 6,461 |
| Total noninterest expense | $1,170,000 | 7,311 |
| Salaries and employee benefits | $627,000 | 7,340 |
| Premises and equipment expense | $153,000 | 7,116 |
| Additional noninterest expense | $390,000 | 7,080 |
| Pre-tax net operating income | $-131,000 | 6,485 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-90,000 | 7,056 |
| Income before extraordinary items | $-41,000 | 6,295 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-41,000 | 6,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 3,003 |
| Cash dividends | $123,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-41,000 | 6,440 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 7,181 |
| Total interest expense | $756,000 | 6,871 |
| Net interest income | $998,000 | 7,267 |
| Provision for loan and lease losses | $455,000 | 2,870 |
| Total noninterest income | $131,000 | 6,776 |
| Gross Fiduciary activities income | $18,000 | 1,073 |
| Service charges on deposit accounts | $64,000 | 6,143 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $49,000 | 6,608 |
| Total noninterest expense | $857,000 | 7,365 |
| Salaries and employee benefits | $468,000 | 7,360 |
| Premises and equipment expense | $114,000 | 7,183 |
| Additional noninterest expense | $275,000 | 7,177 |
| Pre-tax net operating income | $-183,000 | 7,006 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-43,000 | 7,437 |
| Income before extraordinary items | $-140,000 | 6,839 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-140,000 | 6,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 2,137 |
| Cash dividends | $123,000 | 4,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-140,000 | 7,010 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,176,000 | 7,235 |
| Total interest expense | $525,000 | 6,936 |
| Net interest income | $651,000 | 7,337 |
| Provision for loan and lease losses | $18,000 | 6,030 |
| Total noninterest income | $89,000 | 6,809 |
| Gross Fiduciary activities income | $10,000 | 1,114 |
| Service charges on deposit accounts | $42,000 | 6,170 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $37,000 | 6,530 |
| Total noninterest expense | $572,000 | 7,428 |
| Salaries and employee benefits | $312,000 | 7,442 |
| Premises and equipment expense | $77,000 | 7,206 |
| Additional noninterest expense | $183,000 | 7,205 |
| Pre-tax net operating income | $150,000 | 6,119 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $28,000 | 4,472 |
| Income before extraordinary items | $122,000 | 6,190 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $122,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,064 |
| Cash dividends | $95,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $122,000 | 6,126 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $603,000 | 7,275 |
| Total interest expense | $274,000 | 7,001 |
| Net interest income | $329,000 | 7,359 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $41,000 | 6,929 |
| Gross Fiduciary activities income | $4,000 | 1,139 |
| Service charges on deposit accounts | $20,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $293,000 | 7,420 |
| Salaries and employee benefits | $157,000 | 7,460 |
| Premises and equipment expense | $43,000 | 7,040 |
| Additional noninterest expense | $93,000 | 7,181 |
| Pre-tax net operating income | $68,000 | 6,383 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $12,000 | 4,690 |
| Income before extraordinary items | $56,000 | 6,486 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $56,000 | 6,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,454 |
| Cash dividends | $50,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $56,000 | 6,396 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 7,189 |
| Total interest expense | $1,128,000 | 6,972 |
| Net interest income | $1,394,000 | 7,256 |
| Provision for loan and lease losses | $36,000 | 5,943 |
| Total noninterest income | $176,000 | 6,921 |
| Gross Fiduciary activities income | $10,000 | 1,256 |
| Service charges on deposit accounts | $86,000 | 6,222 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $80,000 | 6,526 |
| Total noninterest expense | $1,148,000 | 7,443 |
| Salaries and employee benefits | $614,000 | 7,501 |
| Premises and equipment expense | $166,000 | 7,090 |
| Additional noninterest expense | $368,000 | 7,209 |
| Pre-tax net operating income | $386,000 | 6,309 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $91,000 | 4,544 |
| Income before extraordinary items | $295,000 | 6,447 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $295,000 | 6,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,101 |
| Cash dividends | $187,000 | 4,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $295,000 | 6,430 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 7,243 |
| Total interest expense | $846,000 | 7,005 |
| Net interest income | $1,041,000 | 7,314 |
| Provision for loan and lease losses | $27,000 | 5,609 |
| Total noninterest income | $138,000 | 6,895 |
| Gross Fiduciary activities income | $10,000 | 1,181 |
| Service charges on deposit accounts | $65,000 | 6,237 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $63,000 | 6,487 |
| Total noninterest expense | $843,000 | 7,456 |
| Salaries and employee benefits | $468,000 | 7,449 |
| Premises and equipment expense | $123,000 | 7,078 |
| Additional noninterest expense | $252,000 | 7,356 |
| Pre-tax net operating income | $309,000 | 6,528 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $75,000 | 4,666 |
| Income before extraordinary items | $234,000 | 6,635 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $234,000 | 6,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,091 |
| Cash dividends | $138,000 | 4,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $234,000 | 6,619 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 7,289 |
| Total interest expense | $558,000 | 7,049 |
| Net interest income | $689,000 | 7,386 |
| Provision for loan and lease losses | $18,000 | 5,390 |
| Total noninterest income | $101,000 | 6,827 |
| Gross Fiduciary activities income | $7,000 | 1,185 |
| Service charges on deposit accounts | $45,000 | 6,229 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $49,000 | 6,304 |
| Total noninterest expense | $563,000 | 7,498 |
| Salaries and employee benefits | $322,000 | 7,439 |
| Premises and equipment expense | $83,000 | 7,083 |
| Additional noninterest expense | $158,000 | 7,486 |
| Pre-tax net operating income | $209,000 | 6,581 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $52,000 | 4,731 |
| Income before extraordinary items | $157,000 | 6,686 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $157,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,311 |
| Cash dividends | $91,000 | 4,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $157,000 | 6,673 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $622,000 | 7,322 |
| Total interest expense | $281,000 | 7,042 |
| Net interest income | $341,000 | 7,438 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $62,000 | 6,469 |
| Gross Fiduciary activities income | $6,000 | 1,089 |
| Service charges on deposit accounts | $23,000 | 6,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $33,000 | 5,825 |
| Total noninterest expense | $286,000 | 7,516 |
| Salaries and employee benefits | $163,000 | 7,462 |
| Premises and equipment expense | $41,000 | 7,142 |
| Additional noninterest expense | $82,000 | 7,439 |
| Pre-tax net operating income | $108,000 | 6,558 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $27,000 | 4,694 |
| Income before extraordinary items | $81,000 | 6,696 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $81,000 | 6,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,927 |
| Cash dividends | $51,000 | 3,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $81,000 | 6,681 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 7,288 |
| Total interest expense | $941,000 | 7,054 |
| Net interest income | $1,381,000 | 7,332 |
| Provision for loan and lease losses | $36,000 | 5,879 |
| Total noninterest income | $237,000 | 6,624 |
| Gross Fiduciary activities income | $25,000 | 1,145 |
| Service charges on deposit accounts | $80,000 | 6,440 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $132,000 | 5,861 |
| Total noninterest expense | $1,166,000 | 7,445 |
| Salaries and employee benefits | $636,000 | 7,480 |
| Premises and equipment expense | $175,000 | 6,971 |
| Additional noninterest expense | $355,000 | 7,289 |
| Pre-tax net operating income | $416,000 | 6,742 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $96,000 | 4,997 |
| Income before extraordinary items | $320,000 | 6,835 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $320,000 | 6,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,423 |
| Cash dividends | $246,000 | 4,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $320,000 | 6,834 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 7,360 |
| Total interest expense | $673,000 | 7,129 |
| Net interest income | $1,042,000 | 7,383 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $195,000 | 6,503 |
| Gross Fiduciary activities income | $24,000 | 1,083 |
| Service charges on deposit accounts | $57,000 | 6,566 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $114,000 | 5,606 |
| Total noninterest expense | $887,000 | 7,420 |
| Salaries and employee benefits | $479,000 | 7,467 |
| Premises and equipment expense | $131,000 | 7,005 |
| Additional noninterest expense | $277,000 | 7,230 |
| Pre-tax net operating income | $323,000 | 6,913 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $76,000 | 5,161 |
| Income before extraordinary items | $247,000 | 6,984 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $247,000 | 6,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,033 |
| Cash dividends | $192,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $247,000 | 6,986 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 7,409 |
| Total interest expense | $424,000 | 7,189 |
| Net interest income | $694,000 | 7,443 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $123,000 | 6,620 |
| Gross Fiduciary activities income | $16,000 | 1,102 |
| Service charges on deposit accounts | $35,000 | 6,693 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 5,737 |
| Total noninterest expense | $577,000 | 7,510 |
| Salaries and employee benefits | $320,000 | 7,506 |
| Premises and equipment expense | $88,000 | 7,009 |
| Additional noninterest expense | $169,000 | 7,407 |
| Pre-tax net operating income | $222,000 | 6,922 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $53,000 | 5,182 |
| Income before extraordinary items | $169,000 | 7,010 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $169,000 | 7,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,422 |
| Cash dividends | $138,000 | 4,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $169,000 | 7,015 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $550,000 | 7,434 |
| Total interest expense | $205,000 | 7,190 |
| Net interest income | $345,000 | 7,474 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $86,000 | 5,923 |
| Gross Fiduciary activities income | $14,000 | 1,031 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,927 |
| Total noninterest expense | $287,000 | 7,524 |
| Salaries and employee benefits | $159,000 | 7,526 |
| Premises and equipment expense | $45,000 | 6,974 |
| Additional noninterest expense | $83,000 | 7,448 |
| Pre-tax net operating income | $135,000 | 6,623 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $35,000 | 4,870 |
| Income before extraordinary items | $100,000 | 6,737 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $100,000 | 6,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 1,641 |
| Cash dividends | $78,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $100,000 | 6,736 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,172,000 | 7,292 |
| Total interest expense | $715,000 | 7,001 |
| Net interest income | $1,457,000 | 7,360 |
| Provision for loan and lease losses | $24,000 | 6,374 |
| Total noninterest income | $152,000 | 7,474 |
| Gross Fiduciary activities income | $19,000 | 1,189 |
| Service charges on deposit accounts | $61,000 | 6,908 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $72,000 | 6,898 |
| Total noninterest expense | $1,174,000 | 7,445 |
| Salaries and employee benefits | $624,000 | 7,539 |
| Premises and equipment expense | $179,000 | 6,956 |
| Additional noninterest expense | $371,000 | 7,252 |
| Pre-tax net operating income | $411,000 | 7,035 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $94,000 | 5,424 |
| Income before extraordinary items | $317,000 | 7,108 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $317,000 | 7,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,287 |
| Cash dividends | $145,000 | 5,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $317,000 | 7,084 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 7,305 |
| Total interest expense | $524,000 | 6,988 |
| Net interest income | $1,101,000 | 7,378 |
| Provision for loan and lease losses | $18,000 | 6,207 |
| Total noninterest income | $113,000 | 7,519 |
| Gross Fiduciary activities income | $18,000 | 1,134 |
| Service charges on deposit accounts | $41,000 | 7,060 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $54,000 | 6,950 |
| Total noninterest expense | $879,000 | 7,448 |
| Salaries and employee benefits | $470,000 | 7,501 |
| Premises and equipment expense | $133,000 | 6,961 |
| Additional noninterest expense | $276,000 | 7,272 |
| Pre-tax net operating income | $317,000 | 7,134 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $75,000 | 5,494 |
| Income before extraordinary items | $242,000 | 7,226 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $242,000 | 7,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,724 |
| Cash dividends | $97,000 | 4,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $242,000 | 7,183 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 7,300 |
| Total interest expense | $342,000 | 6,941 |
| Net interest income | $730,000 | 7,397 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $83,000 | 7,352 |
| Gross Fiduciary activities income | $18,000 | 1,075 |
| Service charges on deposit accounts | $26,000 | 7,089 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $39,000 | 6,823 |
| Total noninterest expense | $586,000 | 7,446 |
| Salaries and employee benefits | $311,000 | 7,524 |
| Premises and equipment expense | $89,000 | 6,941 |
| Additional noninterest expense | $186,000 | 7,235 |
| Pre-tax net operating income | $215,000 | 7,118 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $51,000 | 5,503 |
| Income before extraordinary items | $164,000 | 7,221 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $164,000 | 7,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $64,000 | 4,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $164,000 | 7,180 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $522,000 | 7,401 |
| Total interest expense | $165,000 | 6,986 |
| Net interest income | $357,000 | 7,493 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $39,000 | 7,451 |
| Gross Fiduciary activities income | $5,000 | 1,162 |
| Service charges on deposit accounts | $10,000 | 7,294 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $299,000 | 7,453 |
| Salaries and employee benefits | $157,000 | 7,557 |
| Premises and equipment expense | $45,000 | 6,980 |
| Additional noninterest expense | $97,000 | 7,205 |
| Pre-tax net operating income | $88,000 | 7,398 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $19,000 | 5,699 |
| Income before extraordinary items | $69,000 | 7,447 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $69,000 | 7,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $29,000 | 3,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $69,000 | 7,418 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,120,000 | 7,256 |
| Total interest expense | $660,000 | 6,726 |
| Net interest income | $1,460,000 | 7,363 |
| Provision for loan and lease losses | $36,000 | 6,265 |
| Total noninterest income | $119,000 | 7,897 |
| Gross Fiduciary activities income | $7,000 | 1,367 |
| Service charges on deposit accounts | $59,000 | 7,138 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $53,000 | 7,335 |
| Total noninterest expense | $1,158,000 | 7,513 |
| Salaries and employee benefits | $595,000 | 7,681 |
| Premises and equipment expense | $182,000 | 6,957 |
| Additional noninterest expense | $381,000 | 7,235 |
| Pre-tax net operating income | $385,000 | 7,143 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $84,000 | 5,682 |
| Income before extraordinary items | $301,000 | 7,226 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $301,000 | 7,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,222 |
| Cash dividends | $213,000 | 4,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $301,000 | 7,171 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 7,280 |
| Total interest expense | $495,000 | 6,728 |
| Net interest income | $1,093,000 | 7,390 |
| Provision for loan and lease losses | $27,000 | 6,080 |
| Total noninterest income | $88,000 | 7,950 |
| Gross Fiduciary activities income | $5,000 | 1,342 |
| Service charges on deposit accounts | $45,000 | 7,167 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 7,412 |
| Total noninterest expense | $866,000 | 7,487 |
| Salaries and employee benefits | $449,000 | 7,620 |
| Premises and equipment expense | $130,000 | 7,037 |
| Additional noninterest expense | $287,000 | 7,200 |
| Pre-tax net operating income | $288,000 | 7,279 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $64,000 | 5,778 |
| Income before extraordinary items | $224,000 | 7,344 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $224,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,322 |
| Cash dividends | $187,000 | 4,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $224,000 | 7,283 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 7,329 |
| Total interest expense | $329,000 | 6,767 |
| Net interest income | $724,000 | 7,442 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $61,000 | 7,944 |
| Gross Fiduciary activities income | $5,000 | 1,290 |
| Service charges on deposit accounts | $32,000 | 7,125 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $24,000 | 7,531 |
| Total noninterest expense | $579,000 | 7,541 |
| Salaries and employee benefits | $302,000 | 7,657 |
| Premises and equipment expense | $83,000 | 7,150 |
| Additional noninterest expense | $194,000 | 7,199 |
| Pre-tax net operating income | $188,000 | 7,272 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $41,000 | 5,802 |
| Income before extraordinary items | $147,000 | 7,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $147,000 | 7,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $133,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $147,000 | 7,284 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $529,000 | 7,367 |
| Total interest expense | $166,000 | 6,810 |
| Net interest income | $363,000 | 7,473 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $33,000 | 7,851 |
| Gross Fiduciary activities income | $4,000 | 1,216 |
| Service charges on deposit accounts | $16,000 | 7,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $291,000 | 7,569 |
| Salaries and employee benefits | $151,000 | 7,686 |
| Premises and equipment expense | $38,000 | 7,364 |
| Additional noninterest expense | $102,000 | 7,103 |
| Pre-tax net operating income | $96,000 | 7,218 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $21,000 | 5,742 |
| Income before extraordinary items | $75,000 | 7,335 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $75,000 | 7,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $77,000 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $75,000 | 7,245 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 7,299 |
| Total interest expense | $768,000 | 6,810 |
| Net interest income | $1,495,000 | 7,372 |
| Provision for loan and lease losses | $41,000 | 6,500 |
| Total noninterest income | $125,000 | 8,047 |
| Gross Fiduciary activities income | $7,000 | 1,410 |
| Service charges on deposit accounts | $64,000 | 7,203 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $54,000 | 7,452 |
| Total noninterest expense | $1,059,000 | 7,759 |
| Salaries and employee benefits | $550,000 | 7,895 |
| Premises and equipment expense | $151,000 | 7,380 |
| Additional noninterest expense | $358,000 | 7,395 |
| Pre-tax net operating income | $520,000 | 6,608 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $132,000 | 5,427 |
| Income before extraordinary items | $388,000 | 6,872 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $388,000 | 6,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,704 |
| Cash dividends | $289,000 | 4,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $388,000 | 6,718 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 7,350 |
| Total interest expense | $596,000 | 6,865 |
| Net interest income | $1,118,000 | 7,431 |
| Provision for loan and lease losses | $32,000 | 6,346 |
| Total noninterest income | $94,000 | 8,101 |
| Gross Fiduciary activities income | $6,000 | 1,365 |
| Service charges on deposit accounts | $47,000 | 7,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $41,000 | 7,480 |
| Total noninterest expense | $797,000 | 7,743 |
| Salaries and employee benefits | $412,000 | 7,876 |
| Premises and equipment expense | $113,000 | 7,400 |
| Additional noninterest expense | $272,000 | 7,382 |
| Pre-tax net operating income | $383,000 | 6,778 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $99,000 | 5,577 |
| Income before extraordinary items | $284,000 | 7,039 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $284,000 | 7,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $217,000 | 3,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $284,000 | 6,867 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 7,368 |
| Total interest expense | $417,000 | 6,868 |
| Net interest income | $742,000 | 7,461 |
| Provision for loan and lease losses | $23,000 | 6,223 |
| Total noninterest income | $66,000 | 8,031 |
| Gross Fiduciary activities income | $5,000 | 1,338 |
| Service charges on deposit accounts | $32,000 | 7,257 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $29,000 | 7,373 |
| Total noninterest expense | $530,000 | 7,767 |
| Salaries and employee benefits | $274,000 | 7,899 |
| Premises and equipment expense | $75,000 | 7,423 |
| Additional noninterest expense | $181,000 | 7,379 |
| Pre-tax net operating income | $255,000 | 6,805 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $67,000 | 5,612 |
| Income before extraordinary items | $188,000 | 7,079 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $188,000 | 7,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $143,000 | 3,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $188,000 | 6,887 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $586,000 | 7,382 |
| Total interest expense | $214,000 | 6,888 |
| Net interest income | $372,000 | 7,462 |
| Provision for loan and lease losses | $14,000 | 5,838 |
| Total noninterest income | $33,000 | 8,028 |
| Gross Fiduciary activities income | $4,000 | 1,265 |
| Service charges on deposit accounts | $16,000 | 7,223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $268,000 | 7,767 |
| Salaries and employee benefits | $137,000 | 7,938 |
| Premises and equipment expense | $39,000 | 7,371 |
| Additional noninterest expense | $92,000 | 7,360 |
| Pre-tax net operating income | $123,000 | 6,857 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $32,000 | 5,652 |
| Income before extraordinary items | $91,000 | 7,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $91,000 | 7,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $76,000 | 3,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $91,000 | 6,913 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 7,373 |
| Total interest expense | $982,000 | 6,977 |
| Net interest income | $1,504,000 | 7,427 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $131,000 | 8,052 |
| Gross Fiduciary activities income | $8,000 | 1,447 |
| Service charges on deposit accounts | $67,000 | 7,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 7,449 |
| Total noninterest expense | $1,018,000 | 7,894 |
| Salaries and employee benefits | $529,000 | 8,017 |
| Premises and equipment expense | $140,000 | 7,578 |
| Additional noninterest expense | $349,000 | 7,478 |
| Pre-tax net operating income | $581,000 | 6,481 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $158,000 | 5,449 |
| Income before extraordinary items | $423,000 | 6,731 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $423,000 | 6,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $324,000 | 4,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $423,000 | 6,605 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,595,000 | 7,640 |
| Total interest expense | $1,242,000 | 7,526 |
| Net interest income | $1,353,000 | 7,592 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $119,000 | 8,249 |
| Gross Fiduciary activities income | $11,000 | 1,408 |
| Service charges on deposit accounts | $64,000 | 7,308 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $44,000 | 7,857 |
| Total noninterest expense | $980,000 | 8,015 |
| Salaries and employee benefits | $505,000 | 8,159 |
| Premises and equipment expense | $150,000 | 7,511 |
| Additional noninterest expense | $325,000 | 7,675 |
| Pre-tax net operating income | $468,000 | 6,682 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $117,000 | 5,804 |
| Income before extraordinary items | $351,000 | 6,825 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $351,000 | 6,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,044 |
| Cash dividends | $268,000 | 4,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $351,000 | 6,708 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,612,000 | 7,800 |
| Total interest expense | $1,288,000 | 7,606 |
| Net interest income | $1,324,000 | 7,815 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $136,000 | 8,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 7,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 6,938 |
| Total noninterest expense | $936,000 | 8,206 |
| Salaries and employee benefits | $481,000 | 8,345 |
| Premises and equipment expense | $153,000 | 7,548 |
| Additional noninterest expense | $302,000 | 7,928 |
| Pre-tax net operating income | $500,000 | 7,001 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $132,000 | 6,132 |
| Income before extraordinary items | $368,000 | 7,054 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $368,000 | 7,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,269 |
| Cash dividends | $281,000 | 4,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $368,000 | 7,051 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,508,000 | 7,900 |
| Total interest expense | $1,239,000 | 7,540 |
| Net interest income | $1,269,000 | 8,054 |
| Provision for loan and lease losses | $18,000 | 7,756 |
| Total noninterest income | $136,000 | 8,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 7,732 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,095 |
| Total noninterest expense | $855,000 | 8,581 |
| Salaries and employee benefits | $461,000 | 8,559 |
| Premises and equipment expense | $110,000 | 8,434 |
| Additional noninterest expense | $284,000 | 8,257 |
| Pre-tax net operating income | $532,000 | 6,987 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $140,000 | 6,401 |
| Income before extraordinary items | $392,000 | 7,033 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $392,000 | 7,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $291,000 | 4,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $392,000 | 7,003 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,526,000 | 8,066 |
| Total interest expense | $1,250,000 | 7,790 |
| Net interest income | $1,276,000 | 8,172 |
| Provision for loan and lease losses | $27,000 | 7,449 |
| Total noninterest income | $126,000 | 8,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 7,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,535 |
| Total noninterest expense | $850,000 | 8,600 |
| Salaries and employee benefits | $465,000 | 8,570 |
| Premises and equipment expense | $96,000 | 8,805 |
| Additional noninterest expense | $289,000 | 8,231 |
| Pre-tax net operating income | $525,000 | 7,249 |
| Securities gains (losses) | $29,000 | 2,139 |
| Applicable income taxes | $147,000 | 6,882 |
| Income before extraordinary items | $407,000 | 7,164 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $407,000 | 7,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,719 |
| Cash dividends | $267,000 | 4,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $385,830 | 7,219 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 8,587 |
| Total interest expense | $1,137,000 | 8,293 |
| Net interest income | $1,203,000 | 8,670 |
| Provision for loan and lease losses | $3,000 | 8,731 |
| Total noninterest income | $113,000 | 9,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,342 |
| Total noninterest expense | $841,000 | 8,888 |
| Salaries and employee benefits | $468,000 | 8,834 |
| Premises and equipment expense | $87,000 | 9,278 |
| Additional noninterest expense | $286,000 | 8,466 |
| Pre-tax net operating income | $472,000 | 8,078 |
| Securities gains (losses) | $13,000 | 2,177 |
| Applicable income taxes | $126,000 | 7,981 |
| Income before extraordinary items | $359,000 | 7,921 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $359,000 | 7,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $287,000 | 4,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $349,380 | 7,952 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 8,977 |
| Total interest expense | $1,123,000 | 8,625 |
| Net interest income | $1,179,000 | 9,070 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $133,000 | 9,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,053 |
| Total noninterest expense | $810,000 | 9,395 |
| Salaries and employee benefits | $452,000 | 9,237 |
| Premises and equipment expense | $88,000 | 9,600 |
| Additional noninterest expense | $270,000 | 9,187 |
| Pre-tax net operating income | $502,000 | 7,930 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $127,000 | 8,266 |
| Income before extraordinary items | $375,000 | 7,821 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $375,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $264,000 | 4,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $375,000 | 7,760 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,187,000 | 9,439 |
| Total interest expense | $1,075,000 | 8,983 |
| Net interest income | $1,112,000 | 9,590 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $118,000 | 9,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,932 |
| Total noninterest expense | $803,000 | 9,756 |
| Salaries and employee benefits | $426,000 | 9,728 |
| Premises and equipment expense | $81,000 | 10,165 |
| Additional noninterest expense | $296,000 | 9,276 |
| Pre-tax net operating income | $427,000 | 8,889 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $107,000 | 9,035 |
| Income before extraordinary items | $320,000 | 8,746 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $320,000 | 8,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,662 |
| Cash dividends | $220,000 | 5,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $320,000 | 8,705 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,990,000 | 9,820 |
| Total interest expense | $931,000 | 8,991 |
| Net interest income | $1,059,000 | 10,213 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $143,000 | 9,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,568 |
| Total noninterest expense | $817,000 | 10,159 |
| Salaries and employee benefits | $419,000 | 10,113 |
| Premises and equipment expense | $77,000 | 10,744 |
| Additional noninterest expense | $321,000 | 9,709 |
| Pre-tax net operating income | $385,000 | 9,476 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $82,000 | 9,759 |
| Income before extraordinary items | $303,000 | 9,108 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $303,000 | 9,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,674 |
| Cash dividends | $177,000 | 5,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $303,000 | 9,183 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 10,371 |
| Total interest expense | $982,000 | 9,191 |
| Net interest income | $924,000 | 11,063 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $132,000 | 10,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,638 |
| Total noninterest expense | $790,000 | 10,714 |
| Salaries and employee benefits | $399,000 | 10,642 |
| Premises and equipment expense | $79,000 | 11,181 |
| Additional noninterest expense | $312,000 | 10,293 |
| Pre-tax net operating income | $260,000 | 10,553 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $37,000 | 11,224 |
| Income before extraordinary items | $223,000 | 10,370 |
| Extraordinary gains, net | $40,000 | 2,305 |
| Net income | $263,000 | 10,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $215,000 | 5,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $223,000 | 10,132 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,134,000 | 10,629 |
| Total interest expense | $1,180,000 | 9,670 |
| Net interest income | $954,000 | 11,282 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $117,000 | 11,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 10,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,701 |
| Total noninterest expense | $779,000 | 11,108 |
| Salaries and employee benefits | $399,000 | 10,875 |
| Premises and equipment expense | $83,000 | 11,388 |
| Additional noninterest expense | $297,000 | 10,861 |
| Pre-tax net operating income | $272,000 | 10,405 |
| Securities gains (losses) | $84,000 | 3,291 |
| Applicable income taxes | $73,000 | 10,632 |
| Income before extraordinary items | $283,000 | 9,508 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $283,000 | 9,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $195,000 | 5,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $216,640 | 10,015 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.