Home > The Grant State Bank > Income and Expense
The Grant State Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,249,000 | 9,335 |
| Total interest expense | $711,000 | 10,267 |
| Net interest income | $1,538,000 | 8,432 |
| Provision for loan and lease losses | $62,000 | 5,662 |
| Total noninterest income | $222,000 | 8,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,620 |
| Total noninterest expense | $1,080,000 | 8,658 |
| Salaries and employee benefits | $526,000 | 8,887 |
| Premises and equipment expense | $165,000 | 7,915 |
| Additional noninterest expense | $389,000 | 8,297 |
| Pre-tax net operating income | $618,000 | 7,786 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $218,000 | 7,121 |
| Income before extraordinary items | $401,000 | 8,069 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $401,000 | 8,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,953 |
| Cash dividends | $64,000 | 7,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $400,350 | 8,042 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 10,008 |
| Total interest expense | $499,000 | 11,106 |
| Net interest income | $1,391,000 | 9,182 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $232,000 | 8,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,407 |
| Total noninterest expense | $1,162,000 | 8,758 |
| Salaries and employee benefits | $565,000 | 8,847 |
| Premises and equipment expense | $188,000 | 7,687 |
| Additional noninterest expense | $409,000 | 8,739 |
| Pre-tax net operating income | $436,000 | 9,090 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $151,000 | 8,285 |
| Income before extraordinary items | $285,000 | 9,309 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $285,000 | 9,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $48,000 | 8,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $285,000 | 9,370 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 10,692 |
| Total interest expense | $549,000 | 11,428 |
| Net interest income | $1,206,000 | 10,053 |
| Provision for loan and lease losses | $7,000 | 9,969 |
| Total noninterest income | $215,000 | 8,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,815 |
| Total noninterest expense | $1,074,000 | 9,426 |
| Salaries and employee benefits | $526,000 | 9,413 |
| Premises and equipment expense | $189,000 | 7,917 |
| Additional noninterest expense | $359,000 | 9,744 |
| Pre-tax net operating income | $340,000 | 9,894 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $113,000 | 9,447 |
| Income before extraordinary items | $227,000 | 10,311 |
| Extraordinary gains, net | $-31,000 | 12,570 |
| Net income | $196,000 | 10,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $51,000 | 7,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $227,000 | 10,068 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 11,292 |
| Total interest expense | $696,000 | 11,836 |
| Net interest income | $1,111,000 | 10,662 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $217,000 | 9,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 7,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,490 |
| Total noninterest expense | $1,049,000 | 9,750 |
| Salaries and employee benefits | $493,000 | 9,850 |
| Premises and equipment expense | $205,000 | 7,717 |
| Additional noninterest expense | $351,000 | 10,182 |
| Pre-tax net operating income | $269,000 | 10,433 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $86,000 | 10,284 |
| Income before extraordinary items | $183,000 | 10,829 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $183,000 | 10,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $45,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $183,000 | 10,494 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.