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The Grant County Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$15,072,000	2,276
Total interest expense	$3,468,000	2,441
Net interest income	$11,604,000	2,164
Provision for loan and lease losses	$716,000	1,028
Total noninterest income	$1,724,000	2,173
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$666,000	1,368
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,058,000	2,228
Total noninterest expense	$9,130,000	2,146
Salaries and employee benefits	$4,679,000	2,288
Premises and equipment expense	$1,006,000	2,018
Additional noninterest expense	$1,058,000	2,228
Pre-tax net operating income	$3,482,000	2,331
Securities gains (losses)	$-506,000	4,190
Applicable income taxes	$479,000	1,937
Income before extraordinary items	$2,497,000	2,533
Extraordinary gains, net	$0	54
Net income	$2,497,000	2,558
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,497,000	2,535
Net charge-offs	$298,000	973
Cash dividends	$1,660,000	1,694
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,922,040	2,378
2023-09-30 (YTD Data)		Rank
Total interest income	$10,874,000	2,308
Total interest expense	$2,245,000	2,514
Net interest income	$8,629,000	2,188
Provision for loan and lease losses	$404,000	1,137
Total noninterest income	$1,299,000	2,155
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$502,000	1,369
Trading account gains and fees	NA	NA
Additional Noninterest Income	$797,000	2,216
Total noninterest expense	$6,836,000	2,148
Salaries and employee benefits	$3,541,000	2,260
Premises and equipment expense	$733,000	2,062
Additional noninterest expense	$797,000	2,216
Pre-tax net operating income	$2,688,000	2,364
Securities gains (losses)	$-646,000	4,399
Applicable income taxes	$341,000	2,027
Income before extraordinary items	$1,701,000	2,701
Extraordinary gains, net	$0	52
Net income	$1,701,000	2,731
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,701,000	2,702
Net charge-offs	$246,000	803
Cash dividends	$1,264,000	1,497
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,237,180	2,397
2023-06-30 (YTD Data)		Rank
Total interest income	$6,955,000	2,331
Total interest expense	$1,186,000	2,638
Net interest income	$5,769,000	2,201
Provision for loan and lease losses	$143,000	1,607
Total noninterest income	$875,000	2,100
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$336,000	1,345
Trading account gains and fees	NA	NA
Additional Noninterest Income	$539,000	2,124
Total noninterest expense	$4,532,000	2,142
Salaries and employee benefits	$2,332,000	2,280
Premises and equipment expense	$502,000	2,011
Additional noninterest expense	$539,000	2,121
Pre-tax net operating income	$1,969,000	2,268
Securities gains (losses)	$-620,000	4,494
Applicable income taxes	$220,000	2,072
Income before extraordinary items	$1,129,000	2,720
Extraordinary gains, net	$0	51
Net income	$1,129,000	2,750
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,129,000	2,720
Net charge-offs	$220,000	646
Cash dividends	$865,000	1,502
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,649,800	2,301
2023-03-31 (YTD Data)		Rank
Total interest income	$3,310,000	2,386
Total interest expense	$491,000	2,658
Net interest income	$2,819,000	2,247
Provision for loan and lease losses	$53,000	1,659
Total noninterest income	$461,000	2,053
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$179,000	1,293
Trading account gains and fees	NA	NA
Additional Noninterest Income	$282,000	2,068
Total noninterest expense	$2,206,000	2,211
Salaries and employee benefits	$1,130,000	2,361
Premises and equipment expense	$249,000	2,052
Additional noninterest expense	$282,000	2,068
Pre-tax net operating income	$1,021,000	2,276
Securities gains (losses)	$-470,000	4,543
Applicable income taxes	$72,000	2,379
Income before extraordinary items	$479,000	2,990
Extraordinary gains, net	$0	4
Net income	$479,000	2,989
Minority interest net income	$0	48
Net income of bank and minority interests.	$479,000	2,990
Net charge-offs	$25,000	1,032
Cash dividends	$405,000	1,387
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$887,900	2,285
2022-12-31 (YTD Data)		Rank
Total interest income	$12,446,000	2,218
Total interest expense	$1,107,000	2,277
Net interest income	$11,339,000	2,193
Provision for loan and lease losses	$-947,000	4,600
Total noninterest income	$1,647,000	2,234
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$738,000	1,287
Trading account gains and fees	NA	NA
Additional Noninterest Income	$909,000	2,428
Total noninterest expense	$9,584,000	2,070
Salaries and employee benefits	$5,579,000	2,036
Premises and equipment expense	$971,000	2,041
Additional noninterest expense	$909,000	2,428
Pre-tax net operating income	$4,349,000	2,197
Securities gains (losses)	$-981,000	4,454
Applicable income taxes	$769,000	1,750
Income before extraordinary items	$2,599,000	2,631
Extraordinary gains, net	$0	5
Net income	$2,599,000	2,628
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,599,000	2,630
Net charge-offs	$50,000	1,537
Cash dividends	$1,839,000	1,584
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,373,990	2,335
2022-09-30 (YTD Data)		Rank
Total interest income	$9,039,000	2,205
Total interest expense	$680,000	2,233
Net interest income	$8,359,000	2,192
Provision for loan and lease losses	$24,000	2,522
Total noninterest income	$1,223,000	2,284
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$549,000	1,310
Trading account gains and fees	NA	NA
Additional Noninterest Income	$674,000	2,472
Total noninterest expense	$7,076,000	2,076
Salaries and employee benefits	$4,103,000	2,058
Premises and equipment expense	$711,000	2,085
Additional noninterest expense	$674,000	2,472
Pre-tax net operating income	$2,482,000	2,540
Securities gains (losses)	$0	740
Applicable income taxes	$551,000	1,765
Income before extraordinary items	$1,931,000	2,632
Extraordinary gains, net	$0	4
Net income	$1,931,000	2,630
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,931,000	2,631
Net charge-offs	$63,000	1,113
Cash dividends	$1,386,000	1,417
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,931,000	2,667
2022-06-30 (YTD Data)		Rank
Total interest income	$5,921,000	2,196
Total interest expense	$447,000	2,101
Net interest income	$5,474,000	2,183
Provision for loan and lease losses	$13,000	2,362
Total noninterest income	$802,000	2,301
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$351,000	1,329
Trading account gains and fees	NA	NA
Additional Noninterest Income	$451,000	2,493
Total noninterest expense	$4,661,000	2,081
Salaries and employee benefits	$2,725,000	2,061
Premises and equipment expense	$470,000	2,088
Additional noninterest expense	$1,466,000	2,043
Pre-tax net operating income	$1,602,000	2,483
Securities gains (losses)	$0	687
Applicable income taxes	$356,000	1,740
Income before extraordinary items	$1,246,000	2,573
Extraordinary gains, net	$0	4
Net income	$1,246,000	2,573
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,246,000	2,573
Net charge-offs	$27,000	1,209
Cash dividends	$956,000	1,401
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,246,000	2,613
2022-03-31 (YTD Data)		Rank
Total interest income	$2,902,000	2,169
Total interest expense	$227,000	2,035
Net interest income	$2,675,000	2,165
Provision for loan and lease losses	$12,000	1,968
Total noninterest income	$383,000	2,316
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$166,000	1,378
Trading account gains and fees	NA	NA
Additional Noninterest Income	$217,000	2,487
Total noninterest expense	$2,304,000	2,089
Salaries and employee benefits	$1,355,000	2,065
Premises and equipment expense	$230,000	2,140
Additional noninterest expense	$719,000	2,060
Pre-tax net operating income	$742,000	2,492
Securities gains (losses)	$0	623
Applicable income taxes	$158,000	1,772
Income before extraordinary items	$584,000	2,569
Extraordinary gains, net	$0	4
Net income	$584,000	2,567
Minority interest net income	$0	50
Net income of bank and minority interests.	$584,000	2,569
Net charge-offs	$42,000	733
Cash dividends	$462,000	1,232
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$584,000	2,593
2021-12-31 (YTD Data)		Rank
Total interest income	$12,586,000	2,121
Total interest expense	$1,218,000	1,935
Net interest income	$11,368,000	2,117
Provision for loan and lease losses	$14,000	2,927
Total noninterest income	$1,709,000	2,420
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$591,000	1,433
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,118,000	2,514
Total noninterest expense	$9,059,000	2,106
Salaries and employee benefits	$5,395,000	2,079
Premises and equipment expense	$951,000	2,095
Additional noninterest expense	$2,713,000	2,129
Pre-tax net operating income	$4,004,000	2,328
Securities gains (losses)	$-36,000	4,527
Applicable income taxes	$894,000	1,684
Income before extraordinary items	$3,074,000	2,507
Extraordinary gains, net	$0	10
Net income	$3,074,000	2,508
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,074,000	2,508
Net charge-offs	$-89,000	4,319
Cash dividends	$1,709,000	1,683
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,102,440	2,473
2021-09-30 (YTD Data)		Rank
Total interest income	$9,598,000	2,132
Total interest expense	$956,000	1,958
Net interest income	$8,642,000	2,120
Provision for loan and lease losses	$9,000	2,844
Total noninterest income	$1,300,000	2,426
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$411,000	1,493
Trading account gains and fees	NA	NA
Additional Noninterest Income	$889,000	2,507
Total noninterest expense	$6,767,000	2,128
Salaries and employee benefits	$4,035,000	2,085
Premises and equipment expense	$720,000	2,107
Additional noninterest expense	$2,012,000	2,152
Pre-tax net operating income	$3,166,000	2,363
Securities gains (losses)	$29,000	1,270
Applicable income taxes	$708,000	1,721
Income before extraordinary items	$2,487,000	2,514
Extraordinary gains, net	$0	8
Net income	$2,487,000	2,514
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,487,000	2,514
Net charge-offs	$-56,000	4,251
Cash dividends	$1,268,000	1,532
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,464,090	2,500
2021-06-30 (YTD Data)		Rank
Total interest income	$6,025,000	2,230
Total interest expense	$659,000	1,978
Net interest income	$5,366,000	2,230
Provision for loan and lease losses	$3,000	2,808
Total noninterest income	$925,000	2,319
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$254,000	1,528
Trading account gains and fees	NA	NA
Additional Noninterest Income	$671,000	2,344
Total noninterest expense	$4,452,000	2,139
Salaries and employee benefits	$2,683,000	2,079
Premises and equipment expense	$485,000	2,096
Additional noninterest expense	$1,284,000	2,202
Pre-tax net operating income	$1,836,000	2,516
Securities gains (losses)	$1,000	1,754
Applicable income taxes	$403,000	1,844
Income before extraordinary items	$1,434,000	2,689
Extraordinary gains, net	$0	6
Net income	$1,434,000	2,688
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,434,000	2,689
Net charge-offs	$-69,000	4,466
Cash dividends	$854,000	1,510
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,433,210	2,663
2021-03-31 (YTD Data)		Rank
Total interest income	$2,990,000	2,223
Total interest expense	$340,000	2,002
Net interest income	$2,650,000	2,231
Provision for loan and lease losses	$2,000	2,695
Total noninterest income	$389,000	2,511
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$129,000	1,508
Trading account gains and fees	NA	NA
Additional Noninterest Income	$260,000	2,588
Total noninterest expense	$2,229,000	2,115
Salaries and employee benefits	$1,316,000	2,095
Premises and equipment expense	$260,000	2,025
Additional noninterest expense	$653,000	2,131
Pre-tax net operating income	$808,000	2,659
Securities gains (losses)	$-1,000	4,533
Applicable income taxes	$172,000	1,915
Income before extraordinary items	$635,000	2,833
Extraordinary gains, net	$0	3
Net income	$635,000	2,831
Minority interest net income	$0	55
Net income of bank and minority interests.	$635,000	2,833
Net charge-offs	$-7,000	3,920
Cash dividends	$401,000	1,347
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$635,790	2,789
2020-12-31 (YTD Data)		Rank
Total interest income	$12,009,000	2,235
Total interest expense	$1,639,000	2,250
Net interest income	$10,370,000	2,206
Provision for loan and lease losses	$585,000	2,089
Total noninterest income	$1,205,000	2,676
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$567,000	1,481
Trading account gains and fees	NA	NA
Additional Noninterest Income	$638,000	2,908
Total noninterest expense	$8,209,000	2,229
Salaries and employee benefits	$4,840,000	2,206
Premises and equipment expense	$983,000	2,064
Additional noninterest expense	$2,386,000	2,267
Pre-tax net operating income	$2,781,000	2,516
Securities gains (losses)	$49,000	1,735
Applicable income taxes	$556,000	1,864
Income before extraordinary items	$2,274,000	2,661
Extraordinary gains, net	$0	4
Net income	$2,274,000	2,660
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,274,000	2,661
Net charge-offs	$252,000	1,405
Cash dividends	$1,679,000	1,685
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,234,800	2,640
2020-09-30 (YTD Data)		Rank
Total interest income	$8,951,000	2,264
Total interest expense	$1,264,000	2,307
Net interest income	$7,687,000	2,213
Provision for loan and lease losses	$393,000	2,172
Total noninterest income	$833,000	2,720
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$420,000	1,487
Trading account gains and fees	NA	NA
Additional Noninterest Income	$413,000	3,023
Total noninterest expense	$6,190,000	2,197
Salaries and employee benefits	$3,685,000	2,154
Premises and equipment expense	$736,000	2,053
Additional noninterest expense	$1,769,000	2,252
Pre-tax net operating income	$1,937,000	2,623
Securities gains (losses)	$40,000	1,638
Applicable income taxes	$388,000	1,893
Income before extraordinary items	$1,589,000	2,762
Extraordinary gains, net	$0	4
Net income	$1,589,000	2,761
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,589,000	2,762
Net charge-offs	$232,000	1,178
Cash dividends	$1,278,000	1,471
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,557,000	2,733
2020-06-30 (YTD Data)		Rank
Total interest income	$6,020,000	2,279
Total interest expense	$871,000	2,363
Net interest income	$5,149,000	2,218
Provision for loan and lease losses	$211,000	2,347
Total noninterest income	$516,000	2,774
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$288,000	1,479
Trading account gains and fees	NA	NA
Additional Noninterest Income	$228,000	3,172
Total noninterest expense	$4,144,000	2,201
Salaries and employee benefits	$2,456,000	2,159
Premises and equipment expense	$491,000	2,048
Additional noninterest expense	$1,197,000	2,216
Pre-tax net operating income	$1,310,000	2,577
Securities gains (losses)	$23,000	1,627
Applicable income taxes	$261,000	1,851
Income before extraordinary items	$1,072,000	2,720
Extraordinary gains, net	$0	4
Net income	$1,072,000	2,719
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,072,000	2,720
Net charge-offs	$263,000	869
Cash dividends	$877,000	1,446
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,053,600	2,695
2020-03-31 (YTD Data)		Rank
Total interest income	$3,039,000	2,230
Total interest expense	$459,000	2,428
Net interest income	$2,580,000	2,170
Provision for loan and lease losses	$60,000	2,352
Total noninterest income	$286,000	2,578
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$186,000	1,370
Trading account gains and fees	NA	NA
Additional Noninterest Income	$100,000	3,179
Total noninterest expense	$2,095,000	2,212
Salaries and employee benefits	$1,224,000	2,179
Premises and equipment expense	$253,000	2,031
Additional noninterest expense	$618,000	2,200
Pre-tax net operating income	$711,000	2,327
Securities gains (losses)	$16,000	1,188
Applicable income taxes	$144,000	1,665
Income before extraordinary items	$583,000	2,442
Extraordinary gains, net	$0	4
Net income	$583,000	2,441
Minority interest net income	$0	56
Net income of bank and minority interests.	$583,000	2,442
Net charge-offs	$170,000	684
Cash dividends	$449,000	1,382
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$570,200	2,451
2019-12-31 (YTD Data)		Rank
Total interest income	$12,395,000	2,225
Total interest expense	$1,791,000	2,516
Net interest income	$10,604,000	2,124
Provision for loan and lease losses	$231,000	2,223
Total noninterest income	$1,251,000	2,535
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$738,000	1,433
Trading account gains and fees	NA	NA
Additional Noninterest Income	$513,000	3,000
Total noninterest expense	$8,220,000	2,208
Salaries and employee benefits	$4,635,000	2,211
Premises and equipment expense	$894,000	2,194
Additional noninterest expense	$2,691,000	2,097
Pre-tax net operating income	$3,404,000	2,279
Securities gains (losses)	$0	2,379
Applicable income taxes	$718,000	1,687
Income before extraordinary items	$2,686,000	2,467
Extraordinary gains, net	$0	11
Net income	$2,686,000	2,468
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,686,000	2,469
Net charge-offs	$195,000	1,711
Cash dividends	$1,909,000	1,628
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,686,000	2,422
2019-09-30 (YTD Data)		Rank
Total interest income	$9,262,000	2,263
Total interest expense	$1,324,000	2,552
Net interest income	$7,938,000	2,151
Provision for loan and lease losses	$188,000	2,036
Total noninterest income	$874,000	2,626
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$526,000	1,503
Trading account gains and fees	NA	NA
Additional Noninterest Income	$348,000	3,117
Total noninterest expense	$6,222,000	2,195
Salaries and employee benefits	$3,505,000	2,214
Premises and equipment expense	$657,000	2,227
Additional noninterest expense	$2,060,000	2,075
Pre-tax net operating income	$2,402,000	2,428
Securities gains (losses)	$0	2,167
Applicable income taxes	$484,000	1,824
Income before extraordinary items	$1,918,000	2,601
Extraordinary gains, net	$0	11
Net income	$1,918,000	2,602
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,918,000	2,602
Net charge-offs	$172,000	1,402
Cash dividends	$1,432,000	1,486
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,918,000	2,563
2019-06-30 (YTD Data)		Rank
Total interest income	$6,117,000	2,284
Total interest expense	$861,000	2,559
Net interest income	$5,256,000	2,177
Provision for loan and lease losses	$124,000	2,003
Total noninterest income	$506,000	2,796
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$326,000	1,579
Trading account gains and fees	NA	NA
Additional Noninterest Income	$180,000	3,384
Total noninterest expense	$4,142,000	2,209
Salaries and employee benefits	$2,348,000	2,218
Premises and equipment expense	$440,000	2,244
Additional noninterest expense	$1,354,000	2,105
Pre-tax net operating income	$1,496,000	2,510
Securities gains (losses)	$0	1,702
Applicable income taxes	$365,000	1,695
Income before extraordinary items	$1,131,000	2,762
Extraordinary gains, net	$0	11
Net income	$1,131,000	2,762
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,131,000	2,761
Net charge-offs	$152,000	1,156
Cash dividends	$919,000	1,519
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,131,000	2,739
2019-03-31 (YTD Data)		Rank
Total interest income	$3,013,000	2,307
Total interest expense	$421,000	2,567
Net interest income	$2,592,000	2,204
Provision for loan and lease losses	$61,000	1,865
Total noninterest income	$149,000	3,450
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$154,000	1,638
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-5,000	5,316
Total noninterest expense	$2,102,000	2,192
Salaries and employee benefits	$1,185,000	2,227
Premises and equipment expense	$228,000	2,208
Additional noninterest expense	$689,000	2,062
Pre-tax net operating income	$578,000	2,866
Securities gains (losses)	$0	1,087
Applicable income taxes	$138,000	1,899
Income before extraordinary items	$440,000	3,075
Extraordinary gains, net	$0	5
Net income	$440,000	3,072
Minority interest net income	$0	52
Net income of bank and minority interests.	$440,000	3,074
Net charge-offs	$-10,000	4,659
Cash dividends	$438,000	1,443
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$440,000	3,063
2018-12-31 (YTD Data)		Rank
Total interest income	$11,948,000	2,213
Total interest expense	$1,195,000	2,669
Net interest income	$10,753,000	2,118
Provision for loan and lease losses	$208,000	2,329
Total noninterest income	$1,062,000	2,781
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$641,000	1,649
Trading account gains and fees	NA	NA
Additional Noninterest Income	$421,000	3,289
Total noninterest expense	$7,996,000	2,247
Salaries and employee benefits	$4,581,000	2,242
Premises and equipment expense	$865,000	2,255
Additional noninterest expense	$2,550,000	2,190
Pre-tax net operating income	$3,611,000	2,235
Securities gains (losses)	$-7,000	4,318
Applicable income taxes	$752,000	1,630
Income before extraordinary items	$2,852,000	2,387
Extraordinary gains, net	$0	6
Net income	$2,852,000	2,386
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,852,000	2,386
Net charge-offs	$137,000	1,921
Cash dividends	$1,734,000	1,590
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,857,530	2,384
2018-09-30 (YTD Data)		Rank
Total interest income	$8,849,000	2,216
Total interest expense	$847,000	2,690
Net interest income	$8,002,000	2,135
Provision for loan and lease losses	$150,000	2,253
Total noninterest income	$802,000	2,786
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$474,000	1,691
Trading account gains and fees	NA	NA
Additional Noninterest Income	$328,000	3,282
Total noninterest expense	$5,892,000	2,273
Salaries and employee benefits	$3,374,000	2,268
Premises and equipment expense	$647,000	2,269
Additional noninterest expense	$1,871,000	2,223
Pre-tax net operating income	$2,762,000	2,235
Securities gains (losses)	$-11,000	4,792
Applicable income taxes	$562,000	1,691
Income before extraordinary items	$2,189,000	2,374
Extraordinary gains, net	$0	5
Net income	$2,189,000	2,373
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,189,000	2,373
Net charge-offs	$166,000	1,369
Cash dividends	$1,254,000	1,471
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,197,800	2,362
2018-06-30 (YTD Data)		Rank
Total interest income	$5,819,000	2,234
Total interest expense	$532,000	2,714
Net interest income	$5,287,000	2,142
Provision for loan and lease losses	$80,000	2,377
Total noninterest income	$559,000	2,730
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$306,000	1,716
Trading account gains and fees	NA	NA
Additional Noninterest Income	$253,000	3,089
Total noninterest expense	$3,921,000	2,284
Salaries and employee benefits	$2,277,000	2,258
Premises and equipment expense	$429,000	2,304
Additional noninterest expense	$1,215,000	2,269
Pre-tax net operating income	$1,845,000	2,210
Securities gains (losses)	$-11,000	5,009
Applicable income taxes	$432,000	1,536
Income before extraordinary items	$1,402,000	2,415
Extraordinary gains, net	$0	6
Net income	$1,402,000	2,414
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,402,000	2,414
Net charge-offs	$109,000	1,270
Cash dividends	$800,000	1,505
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,410,690	2,396
2018-03-31 (YTD Data)		Rank
Total interest income	$2,872,000	2,243
Total interest expense	$254,000	2,724
Net interest income	$2,618,000	2,173
Provision for loan and lease losses	$35,000	2,343
Total noninterest income	$304,000	2,607
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$155,000	1,700
Trading account gains and fees	NA	NA
Additional Noninterest Income	$149,000	2,855
Total noninterest expense	$1,976,000	2,297
Salaries and employee benefits	$1,148,000	2,259
Premises and equipment expense	$219,000	2,309
Additional noninterest expense	$609,000	2,251
Pre-tax net operating income	$911,000	2,164
Securities gains (losses)	$0	735
Applicable income taxes	$213,000	1,520
Income before extraordinary items	$698,000	2,383
Extraordinary gains, net	$0	7
Net income	$698,000	2,382
Minority interest net income	$0	52
Net income of bank and minority interests.	$698,000	2,383
Net charge-offs	$56,000	1,136
Cash dividends	$334,000	1,514
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$698,000	2,376
2017-12-31 (YTD Data)		Rank
Total interest income	$11,485,000	2,194
Total interest expense	$996,000	2,551
Net interest income	$10,489,000	2,139
Provision for loan and lease losses	$108,000	2,999
Total noninterest income	$1,142,000	2,755
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$601,000	1,775
Trading account gains and fees	NA	NA
Additional Noninterest Income	$541,000	3,059
Total noninterest expense	$7,671,000	2,343
Salaries and employee benefits	$4,554,000	2,254
Premises and equipment expense	$767,000	2,517
Additional noninterest expense	$2,350,000	2,349
Pre-tax net operating income	$3,852,000	2,099
Securities gains (losses)	$1,000	2,108
Applicable income taxes	$2,073,000	1,252
Income before extraordinary items	$1,780,000	2,881
Extraordinary gains, net	$0	9
Net income	$1,780,000	2,880
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,780,000	2,881
Net charge-offs	$139,000	2,147
Cash dividends	$1,315,000	1,860
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,779,360	2,857
2017-09-30 (YTD Data)		Rank
Total interest income	$8,563,000	2,209
Total interest expense	$733,000	2,572
Net interest income	$7,830,000	2,156
Provision for loan and lease losses	$77,000	2,929
Total noninterest income	$807,000	2,864
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$437,000	1,829
Trading account gains and fees	NA	NA
Additional Noninterest Income	$370,000	3,201
Total noninterest expense	$5,769,000	2,349
Salaries and employee benefits	$3,441,000	2,248
Premises and equipment expense	$561,000	2,571
Additional noninterest expense	$1,767,000	2,362
Pre-tax net operating income	$2,791,000	2,184
Securities gains (losses)	$1,000	2,145
Applicable income taxes	$921,000	1,535
Income before extraordinary items	$1,871,000	2,517
Extraordinary gains, net	$0	9
Net income	$1,871,000	2,517
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,871,000	2,517
Net charge-offs	$105,000	1,884
Cash dividends	$958,000	1,758
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,870,330	2,507
2017-06-30 (YTD Data)		Rank
Total interest income	$5,635,000	2,219
Total interest expense	$485,000	2,540
Net interest income	$5,150,000	2,170
Provision for loan and lease losses	$37,000	3,038
Total noninterest income	$502,000	2,962
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$284,000	1,853
Trading account gains and fees	NA	NA
Additional Noninterest Income	$218,000	3,365
Total noninterest expense	$3,817,000	2,363
Salaries and employee benefits	$2,311,000	2,238
Premises and equipment expense	$353,000	2,667
Additional noninterest expense	$1,153,000	2,409
Pre-tax net operating income	$1,798,000	2,189
Securities gains (losses)	$1,000	1,756
Applicable income taxes	$592,000	1,547
Income before extraordinary items	$1,207,000	2,514
Extraordinary gains, net	$0	11
Net income	$1,207,000	2,513
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,207,000	2,514
Net charge-offs	$69,000	1,763
Cash dividends	$651,000	1,714
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,206,330	2,499
2017-03-31 (YTD Data)		Rank
Total interest income	$2,752,000	2,258
Total interest expense	$240,000	2,526
Net interest income	$2,512,000	2,216
Provision for loan and lease losses	$1,000	3,508
Total noninterest income	$245,000	2,993
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$140,000	1,862
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	3,400
Total noninterest expense	$1,921,000	2,374
Salaries and employee benefits	$1,154,000	2,273
Premises and equipment expense	$181,000	2,671
Additional noninterest expense	$586,000	2,363
Pre-tax net operating income	$835,000	2,226
Securities gains (losses)	$1,000	1,030
Applicable income taxes	$275,000	1,564
Income before extraordinary items	$561,000	2,575
Extraordinary gains, net	$0	8
Net income	$561,000	2,575
Minority interest net income	$0	55
Net income of bank and minority interests.	$561,000	2,575
Net charge-offs	$25,000	1,755
Cash dividends	$313,000	1,603
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$560,330	2,557
2016-12-31 (YTD Data)		Rank
Total interest income	$11,201,000	2,190
Total interest expense	$1,041,000	2,354
Net interest income	$10,160,000	2,155
Provision for loan and lease losses	$48,000	3,688
Total noninterest income	$1,050,000	2,959
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$603,000	1,795
Trading account gains and fees	$0	170
Additional Noninterest Income	$447,000	3,403
Total noninterest expense	$7,323,000	2,465
Salaries and employee benefits	$4,339,000	2,357
Premises and equipment expense	$690,000	2,753
Additional noninterest expense	$2,294,000	2,477
Pre-tax net operating income	$3,839,000	1,987
Securities gains (losses)	$13,000	2,562
Applicable income taxes	$1,177,000	1,496
Income before extraordinary items	$2,675,000	2,300
Extraordinary gains, net	$0	5
Net income	$2,675,000	2,297
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,675,000	2,299
Net charge-offs	$146,000	2,246
Cash dividends	$1,278,000	1,892
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,666,030	2,253
2016-09-30 (YTD Data)		Rank
Total interest income	$8,377,000	2,198
Total interest expense	$791,000	2,330
Net interest income	$7,586,000	2,158
Provision for loan and lease losses	$43,000	3,489
Total noninterest income	$747,000	3,048
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$448,000	1,816
Trading account gains and fees	$0	169
Additional Noninterest Income	$299,000	3,580
Total noninterest expense	$5,446,000	2,477
Salaries and employee benefits	$3,228,000	2,353
Premises and equipment expense	$512,000	2,786
Additional noninterest expense	$1,706,000	2,506
Pre-tax net operating income	$2,844,000	2,036
Securities gains (losses)	$12,000	2,520
Applicable income taxes	$950,000	1,463
Income before extraordinary items	$1,906,000	2,417
Extraordinary gains, net	$0	5
Net income	$1,906,000	2,416
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,906,000	2,417
Net charge-offs	$79,000	2,255
Cash dividends	$951,000	1,710
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,897,960	2,369
2016-06-30 (YTD Data)		Rank
Total interest income	$5,563,000	2,211
Total interest expense	$537,000	2,314
Net interest income	$5,026,000	2,170
Provision for loan and lease losses	$2,000	3,970
Total noninterest income	$591,000	2,776
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$289,000	1,843
Trading account gains and fees	$0	157
Additional Noninterest Income	$302,000	3,012
Total noninterest expense	$3,541,000	2,536
Salaries and employee benefits	$2,152,000	2,362
Premises and equipment expense	$340,000	2,815
Additional noninterest expense	$1,049,000	2,690
Pre-tax net operating income	$2,074,000	1,880
Securities gains (losses)	$12,000	2,186
Applicable income taxes	$696,000	1,360
Income before extraordinary items	$1,390,000	2,250
Extraordinary gains, net	$0	16
Net income	$1,390,000	2,249
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,390,000	2,249
Net charge-offs	$56,000	2,063
Cash dividends	$638,000	1,722
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,381,960	2,200
2016-03-31 (YTD Data)		Rank
Total interest income	$2,789,000	2,206
Total interest expense	$273,000	2,294
Net interest income	$2,516,000	2,163
Provision for loan and lease losses	$0	3,656
Total noninterest income	$298,000	2,735
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$139,000	1,888
Trading account gains and fees	$0	142
Additional Noninterest Income	$159,000	2,915
Total noninterest expense	$1,838,000	2,482
Salaries and employee benefits	$1,108,000	2,309
Premises and equipment expense	$205,000	2,499
Additional noninterest expense	$525,000	2,676
Pre-tax net operating income	$976,000	1,955
Securities gains (losses)	$7,000	1,613
Applicable income taxes	$326,000	1,400
Income before extraordinary items	$657,000	2,304
Extraordinary gains, net	$0	12
Net income	$657,000	2,304
Minority interest net income	$0	62
Net income of bank and minority interests.	$657,000	2,304
Net charge-offs	$-9,000	5,132
Cash dividends	$312,000	1,571
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$652,310	2,266
2015-12-31 (YTD Data)		Rank
Total interest income	$11,071,000	2,173
Total interest expense	$1,083,000	2,290
Net interest income	$9,988,000	2,140
Provision for loan and lease losses	$-80,000	5,713
Total noninterest income	$1,137,000	2,867
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$619,000	1,802
Trading account gains and fees	$0	159
Additional Noninterest Income	$518,000	3,234
Total noninterest expense	$7,688,000	2,382
Salaries and employee benefits	$4,682,000	2,173
Premises and equipment expense	$664,000	2,906
Additional noninterest expense	$2,342,000	2,473
Pre-tax net operating income	$3,517,000	2,060
Securities gains (losses)	$2,000	3,028
Applicable income taxes	$1,139,000	1,477
Income before extraordinary items	$2,380,000	2,418
Extraordinary gains, net	$0	23
Net income	$2,380,000	2,420
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,380,000	2,420
Net charge-offs	$623,000	974
Cash dividends	$1,184,000	1,938
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,378,640	2,381
2015-09-30 (YTD Data)		Rank
Total interest income	$8,256,000	2,202
Total interest expense	$812,000	2,316
Net interest income	$7,444,000	2,159
Provision for loan and lease losses	$-89,000	5,904
Total noninterest income	$787,000	2,997
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$460,000	1,832
Trading account gains and fees	$0	153
Additional Noninterest Income	$327,000	3,488
Total noninterest expense	$5,752,000	2,379
Salaries and employee benefits	$3,509,000	2,177
Premises and equipment expense	$488,000	2,991
Additional noninterest expense	$1,755,000	2,469
Pre-tax net operating income	$2,568,000	2,148
Securities gains (losses)	$2,000	2,829
Applicable income taxes	$891,000	1,482
Income before extraordinary items	$1,679,000	2,571
Extraordinary gains, net	$0	21
Net income	$1,679,000	2,572
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,679,000	2,572
Net charge-offs	$572,000	781
Cash dividends	$836,000	1,795
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,677,700	2,527
2015-06-30 (YTD Data)		Rank
Total interest income	$5,516,000	2,189
Total interest expense	$546,000	2,309
Net interest income	$4,970,000	2,156
Provision for loan and lease losses	$-92,000	6,046
Total noninterest income	$519,000	3,007
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$292,000	1,863
Trading account gains and fees	$0	157
Additional Noninterest Income	$227,000	3,448
Total noninterest expense	$3,823,000	2,398
Salaries and employee benefits	$2,337,000	2,197
Premises and equipment expense	$323,000	3,014
Additional noninterest expense	$1,163,000	2,500
Pre-tax net operating income	$1,758,000	2,088
Securities gains (losses)	$2,000	2,428
Applicable income taxes	$610,000	1,457
Income before extraordinary items	$1,150,000	2,506
Extraordinary gains, net	$0	22
Net income	$1,150,000	2,508
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,150,000	2,508
Net charge-offs	$278,000	957
Cash dividends	$553,000	1,811
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,148,700	2,452
2015-03-31 (YTD Data)		Rank
Total interest income	$2,694,000	2,235
Total interest expense	$277,000	2,308
Net interest income	$2,417,000	2,209
Provision for loan and lease losses	$-98,000	6,201
Total noninterest income	$243,000	3,089
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$136,000	1,956
Trading account gains and fees	$0	152
Additional Noninterest Income	$107,000	3,498
Total noninterest expense	$1,904,000	2,411
Salaries and employee benefits	$1,169,000	2,209
Premises and equipment expense	$169,000	2,951
Additional noninterest expense	$566,000	2,545
Pre-tax net operating income	$854,000	2,108
Securities gains (losses)	$0	2,027
Applicable income taxes	$296,000	1,455
Income before extraordinary items	$558,000	2,517
Extraordinary gains, net	$0	13
Net income	$558,000	2,520
Minority interest net income	$0	64
Net income of bank and minority interests.	$558,000	2,519
Net charge-offs	$253,000	617
Cash dividends	$267,000	1,633
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$558,000	2,443
2014-12-31 (YTD Data)		Rank
Total interest income	$11,016,000	2,185
Total interest expense	$1,212,000	2,242
Net interest income	$9,804,000	2,171
Provision for loan and lease losses	$-800,000	6,319
Total noninterest income	$434,000	4,496
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$628,000	1,888
Trading account gains and fees	$0	180
Additional Noninterest Income	$-194,000	6,419
Total noninterest expense	$7,318,000	2,513
Salaries and employee benefits	$4,235,000	2,367
Premises and equipment expense	$695,000	2,933
Additional noninterest expense	$2,388,000	2,495
Pre-tax net operating income	$3,720,000	1,944
Securities gains (losses)	$24,000	2,223
Applicable income taxes	$1,193,000	1,364
Income before extraordinary items	$2,551,000	2,267
Extraordinary gains, net	$0	17
Net income	$2,551,000	2,267
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,551,000	2,267
Net charge-offs	$-43,000	5,961
Cash dividends	$758,000	2,368
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,534,680	2,235
2014-09-30 (YTD Data)		Rank
Total interest income	$8,263,000	2,205
Total interest expense	$922,000	2,246
Net interest income	$7,341,000	2,187
Provision for loan and lease losses	$9,000	4,188
Total noninterest income	$622,000	3,458
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$477,000	1,876
Trading account gains and fees	$0	174
Additional Noninterest Income	$145,000	4,614
Total noninterest expense	$5,397,000	2,560
Salaries and employee benefits	$3,135,000	2,387
Premises and equipment expense	$516,000	2,982
Additional noninterest expense	$1,746,000	2,555
Pre-tax net operating income	$2,557,000	2,108
Securities gains (losses)	$24,000	1,926
Applicable income taxes	$899,000	1,403
Income before extraordinary items	$1,682,000	2,517
Extraordinary gains, net	$0	15
Net income	$1,682,000	2,518
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,682,000	2,517
Net charge-offs	$-35,000	5,938
Cash dividends	$455,000	2,307
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,666,400	2,489
2014-06-30 (YTD Data)		Rank
Total interest income	$5,464,000	2,216
Total interest expense	$622,000	2,255
Net interest income	$4,842,000	2,181
Provision for loan and lease losses	$158,000	1,845
Total noninterest income	$387,000	3,561
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$310,000	1,897
Trading account gains and fees	$0	172
Additional Noninterest Income	$77,000	4,875
Total noninterest expense	$3,598,000	2,567
Salaries and employee benefits	$2,103,000	2,388
Premises and equipment expense	$354,000	2,938
Additional noninterest expense	$1,141,000	2,593
Pre-tax net operating income	$1,473,000	2,304
Securities gains (losses)	$0	2,580
Applicable income taxes	$506,000	1,531
Income before extraordinary items	$967,000	2,708
Extraordinary gains, net	$0	20
Net income	$967,000	2,712
Minority interest net income	$0	80
Net income of bank and minority interests.	$967,000	2,712
Net charge-offs	$4,000	4,000
Cash dividends	$267,000	2,469
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$967,000	2,667
2014-03-31 (YTD Data)		Rank
Total interest income	$2,730,000	2,214
Total interest expense	$315,000	2,270
Net interest income	$2,415,000	2,190
Provision for loan and lease losses	$155,000	1,170
Total noninterest income	$169,000	3,769
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$144,000	2,006
Trading account gains and fees	$0	147
Additional Noninterest Income	$25,000	5,334
Total noninterest expense	$1,800,000	2,572
Salaries and employee benefits	$1,050,000	2,402
Premises and equipment expense	$180,000	2,964
Additional noninterest expense	$570,000	2,605
Pre-tax net operating income	$629,000	2,497
Securities gains (losses)	$0	1,715
Applicable income taxes	$216,000	1,642
Income before extraordinary items	$413,000	2,934
Extraordinary gains, net	$0	16
Net income	$413,000	2,937
Minority interest net income	$0	66
Net income of bank and minority interests.	$413,000	2,937
Net charge-offs	$-4,000	5,342
Cash dividends	$134,000	2,065
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$413,000	2,895
2013-12-31 (YTD Data)		Rank
Total interest income	$11,342,000	2,150
Total interest expense	$1,421,000	2,255
Net interest income	$9,921,000	2,104
Provision for loan and lease losses	$1,364,000	860
Total noninterest income	$807,000	3,601
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$697,000	1,839
Trading account gains and fees	$0	184
Additional Noninterest Income	$110,000	5,286
Total noninterest expense	$7,004,000	2,630
Salaries and employee benefits	$4,059,000	2,450
Premises and equipment expense	$725,000	2,897
Additional noninterest expense	$2,220,000	2,749
Pre-tax net operating income	$2,360,000	2,556
Securities gains (losses)	$0	3,182
Applicable income taxes	$812,000	1,666
Income before extraordinary items	$1,548,000	3,097
Extraordinary gains, net	$0	29
Net income	$1,548,000	3,099
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,548,000	3,100
Net charge-offs	$1,709,000	850
Cash dividends	$507,000	2,730
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,548,000	3,034
2013-09-30 (YTD Data)		Rank
Total interest income	$8,533,000	2,160
Total interest expense	$1,078,000	2,301
Net interest income	$7,455,000	2,108
Provision for loan and lease losses	$1,134,000	802
Total noninterest income	$574,000	3,771
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$526,000	1,834
Trading account gains and fees	$0	180
Additional Noninterest Income	$48,000	5,794
Total noninterest expense	$5,291,000	2,618
Salaries and employee benefits	$3,049,000	2,457
Premises and equipment expense	$547,000	2,914
Additional noninterest expense	$1,695,000	2,701
Pre-tax net operating income	$1,604,000	2,806
Securities gains (losses)	$0	3,040
Applicable income taxes	$556,000	1,808
Income before extraordinary items	$1,048,000	3,333
Extraordinary gains, net	$0	25
Net income	$1,048,000	3,336
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,048,000	3,337
Net charge-offs	$1,728,000	664
Cash dividends	$413,000	2,288
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,048,000	3,250
2013-06-30 (YTD Data)		Rank
Total interest income	$5,734,000	2,152
Total interest expense	$725,000	2,324
Net interest income	$5,009,000	2,091
Provision for loan and lease losses	$756,000	828
Total noninterest income	$538,000	3,170
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$338,000	1,868
Trading account gains and fees	$0	157
Additional Noninterest Income	$200,000	3,783
Total noninterest expense	$3,499,000	2,643
Salaries and employee benefits	$2,004,000	2,493
Premises and equipment expense	$371,000	2,875
Additional noninterest expense	$1,124,000	2,689
Pre-tax net operating income	$1,292,000	2,457
Securities gains (losses)	$0	2,791
Applicable income taxes	$448,000	1,625
Income before extraordinary items	$844,000	2,954
Extraordinary gains, net	$0	22
Net income	$844,000	2,956
Minority interest net income	$0	82
Net income of bank and minority interests.	$844,000	2,957
Net charge-offs	$569,000	1,148
Cash dividends	$280,000	2,283
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$844,000	2,870
2013-03-31 (YTD Data)		Rank
Total interest income	$2,809,000	2,217
Total interest expense	$365,000	2,388
Net interest income	$2,444,000	2,148
Provision for loan and lease losses	$378,000	840
Total noninterest income	$284,000	3,078
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$163,000	1,904
Trading account gains and fees	$0	148
Additional Noninterest Income	$121,000	3,485
Total noninterest expense	$1,759,000	2,662
Salaries and employee benefits	$994,000	2,524
Premises and equipment expense	$189,000	2,868
Additional noninterest expense	$576,000	2,646
Pre-tax net operating income	$591,000	2,585
Securities gains (losses)	$0	1,966
Applicable income taxes	$205,000	1,687
Income before extraordinary items	$386,000	3,090
Extraordinary gains, net	$0	10
Net income	$386,000	3,091
Minority interest net income	$0	76
Net income of bank and minority interests.	$386,000	3,092
Net charge-offs	$80,000	2,061
Cash dividends	$146,000	1,839
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$386,000	2,999
2012-12-31 (YTD Data)		Rank
Total interest income	$12,009,000	2,177
Total interest expense	$1,712,000	2,448
Net interest income	$10,297,000	2,089
Provision for loan and lease losses	$1,508,000	1,320
Total noninterest income	$845,000	3,549
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$694,000	1,914
Trading account gains and fees	$0	166
Additional Noninterest Income	$151,000	4,930
Total noninterest expense	$6,869,000	2,702
Salaries and employee benefits	$3,776,000	2,589
Premises and equipment expense	$749,000	2,882
Additional noninterest expense	$2,344,000	2,710
Pre-tax net operating income	$2,765,000	2,236
Securities gains (losses)	$21,000	3,160
Applicable income taxes	$985,000	1,486
Income before extraordinary items	$1,801,000	2,781
Extraordinary gains, net	$0	29
Net income	$1,801,000	2,784
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,801,000	2,783
Net charge-offs	$1,381,000	1,472
Cash dividends	$401,000	3,002
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,787,350	2,679
2012-09-30 (YTD Data)		Rank
Total interest income	$9,086,000	2,200
Total interest expense	$1,330,000	2,467
Net interest income	$7,756,000	2,122
Provision for loan and lease losses	$1,132,000	1,303
Total noninterest income	$673,000	3,481
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$474,000	2,084
Trading account gains and fees	$0	157
Additional Noninterest Income	$199,000	4,260
Total noninterest expense	$5,110,000	2,730
Salaries and employee benefits	$2,843,000	2,598
Premises and equipment expense	$546,000	2,972
Additional noninterest expense	$1,721,000	2,777
Pre-tax net operating income	$2,187,000	2,185
Securities gains (losses)	$18,000	2,910
Applicable income taxes	$800,000	1,442
Income before extraordinary items	$1,405,000	2,755
Extraordinary gains, net	$0	20
Net income	$1,405,000	2,756
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,405,000	2,755
Net charge-offs	$1,276,000	1,249
Cash dividends	$267,000	2,664
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,393,480	2,639
2012-06-30 (YTD Data)		Rank
Total interest income	$6,101,000	2,189
Total interest expense	$918,000	2,474
Net interest income	$5,183,000	2,113
Provision for loan and lease losses	$755,000	1,343
Total noninterest income	$447,000	3,454
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$296,000	2,185
Trading account gains and fees	$0	153
Additional Noninterest Income	$151,000	4,072
Total noninterest expense	$3,401,000	2,750
Salaries and employee benefits	$1,877,000	2,634
Premises and equipment expense	$358,000	3,008
Additional noninterest expense	$1,166,000	2,758
Pre-tax net operating income	$1,474,000	2,162
Securities gains (losses)	$18,000	2,529
Applicable income taxes	$555,000	1,390
Income before extraordinary items	$937,000	2,726
Extraordinary gains, net	$0	19
Net income	$937,000	2,727
Minority interest net income	$0	84
Net income of bank and minority interests.	$937,000	2,727
Net charge-offs	$1,101,000	1,063
Cash dividends	$134,000	2,819
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$925,480	2,619
2012-03-31 (YTD Data)		Rank
Total interest income	$3,107,000	2,172
Total interest expense	$477,000	2,472
Net interest income	$2,630,000	2,095
Provision for loan and lease losses	$377,000	1,293
Total noninterest income	$234,000	3,355
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$146,000	2,187
Trading account gains and fees	$0	148
Additional Noninterest Income	$88,000	3,889
Total noninterest expense	$1,707,000	2,734
Salaries and employee benefits	$922,000	2,690
Premises and equipment expense	$178,000	3,056
Additional noninterest expense	$607,000	2,636
Pre-tax net operating income	$780,000	2,068
Securities gains (losses)	$1,000	2,095
Applicable income taxes	$291,000	1,330
Income before extraordinary items	$490,000	2,661
Extraordinary gains, net	$0	19
Net income	$490,000	2,663
Minority interest net income	$0	78
Net income of bank and minority interests.	$490,000	2,664
Net charge-offs	$734,000	839
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$489,360	2,535
2011-12-31 (YTD Data)		Rank
Total interest income	$12,980,000	2,148
Total interest expense	$2,644,000	2,182
Net interest income	$10,336,000	2,116
Provision for loan and lease losses	$2,666,000	1,296
Total noninterest income	$846,000	3,409
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$691,000	2,013
Trading account gains and fees	$0	146
Additional Noninterest Income	$155,000	4,813
Total noninterest expense	$6,524,000	2,843
Salaries and employee benefits	$3,453,000	2,777
Premises and equipment expense	$747,000	3,057
Additional noninterest expense	$2,324,000	2,746
Pre-tax net operating income	$1,992,000	2,522
Securities gains (losses)	$1,000	3,733
Applicable income taxes	$686,000	1,697
Income before extraordinary items	$1,307,000	3,041
Extraordinary gains, net	$0	29
Net income	$1,307,000	3,044
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,307,000	3,043
Net charge-offs	$1,915,000	1,600
Cash dividends	$556,000	2,311
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,306,340	2,942
2011-09-30 (YTD Data)		Rank
Total interest income	$9,807,000	2,156
Total interest expense	$2,070,000	2,180
Net interest income	$7,737,000	2,126
Provision for loan and lease losses	$2,212,000	1,166
Total noninterest income	$778,000	3,062
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$524,000	1,994
Trading account gains and fees	$0	145
Additional Noninterest Income	$254,000	3,708
Total noninterest expense	$4,821,000	2,894
Salaries and employee benefits	$2,574,000	2,786
Premises and equipment expense	$567,000	3,057
Additional noninterest expense	$1,680,000	2,843
Pre-tax net operating income	$1,482,000	2,606
Securities gains (losses)	$1,000	3,451
Applicable income taxes	$573,000	1,615
Income before extraordinary items	$910,000	3,255
Extraordinary gains, net	$0	21
Net income	$910,000	3,256
Minority interest net income	$0	87
Net income of bank and minority interests.	$910,000	3,256
Net charge-offs	$1,872,000	1,277
Cash dividends	$556,000	1,693
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$909,360	3,151
2011-06-30 (YTD Data)		Rank
Total interest income	$6,582,000	2,168
Total interest expense	$1,425,000	2,202
Net interest income	$5,157,000	2,119
Provision for loan and lease losses	$1,759,000	1,001
Total noninterest income	$502,000	3,117
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$346,000	1,995
Trading account gains and fees	$0	153
Additional Noninterest Income	$156,000	3,873
Total noninterest expense	$3,272,000	2,858
Salaries and employee benefits	$1,788,000	2,707
Premises and equipment expense	$386,000	3,033
Additional noninterest expense	$1,098,000	2,944
Pre-tax net operating income	$628,000	3,384
Securities gains (losses)	$1,000	2,791
Applicable income taxes	$155,000	2,477
Income before extraordinary items	$474,000	3,691
Extraordinary gains, net	$0	15
Net income	$474,000	3,691
Minority interest net income	$0	89
Net income of bank and minority interests.	$474,000	3,692
Net charge-offs	$1,751,000	1,008
Cash dividends	$526,000	1,369
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$473,250	3,581
2011-03-31 (YTD Data)		Rank
Total interest income	$3,273,000	2,191
Total interest expense	$739,000	2,203
Net interest income	$2,534,000	2,142
Provision for loan and lease losses	$454,000	1,507
Total noninterest income	$248,000	3,172
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$169,000	2,003
Trading account gains and fees	$0	158
Additional Noninterest Income	$79,000	3,929
Total noninterest expense	$1,606,000	2,919
Salaries and employee benefits	$844,000	2,863
Premises and equipment expense	$199,000	3,013
Additional noninterest expense	$563,000	2,875
Pre-tax net operating income	$722,000	1,932
Securities gains (losses)	$0	1,772
Applicable income taxes	$277,000	1,192
Income before extraordinary items	$445,000	2,466
Extraordinary gains, net	$0	9
Net income	$445,000	2,465
Minority interest net income	$0	86
Net income of bank and minority interests.	$445,000	2,466
Net charge-offs	$201,000	2,119
Cash dividends	$459,000	802
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$445,000	2,418
2010-12-31 (YTD Data)		Rank
Total interest income	$14,147,000	2,128
Total interest expense	$3,623,000	2,184
Net interest income	$10,524,000	2,073
Provision for loan and lease losses	$1,828,000	2,196
Total noninterest income	$1,085,000	3,095
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$813,000	1,794
Trading account gains and fees	$0	175
Additional Noninterest Income	$272,000	4,102
Total noninterest expense	$7,311,000	2,639
Salaries and employee benefits	$4,019,000	2,394
Premises and equipment expense	$803,000	2,981
Additional noninterest expense	$2,489,000	2,695
Pre-tax net operating income	$2,470,000	1,907
Securities gains (losses)	$0	3,793
Applicable income taxes	$965,000	1,255
Income before extraordinary items	$1,505,000	2,508
Extraordinary gains, net	$0	29
Net income	$1,505,000	2,505
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,505,000	2,510
Net charge-offs	$1,106,000	2,547
Cash dividends	$1,051,000	1,414
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,505,000	2,416
2010-09-30 (YTD Data)		Rank
Total interest income	$10,610,000	2,180
Total interest expense	$2,810,000	2,202
Net interest income	$7,800,000	2,123
Provision for loan and lease losses	$1,374,000	2,105
Total noninterest income	$785,000	3,186
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$605,000	1,873
Trading account gains and fees	$0	165
Additional Noninterest Income	$180,000	4,351
Total noninterest expense	$5,324,000	2,691
Salaries and employee benefits	$2,926,000	2,476
Premises and equipment expense	$584,000	3,090
Additional noninterest expense	$1,814,000	2,713
Pre-tax net operating income	$1,887,000	1,990
Securities gains (losses)	$1,000	3,533
Applicable income taxes	$712,000	1,318
Income before extraordinary items	$1,176,000	2,592
Extraordinary gains, net	$0	23
Net income	$1,176,000	2,590
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,176,000	2,594
Net charge-offs	$892,000	2,322
Cash dividends	$759,000	1,309
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,175,360	2,461
2010-06-30 (YTD Data)		Rank
Total interest income	$7,107,000	2,194
Total interest expense	$1,947,000	2,215
Net interest income	$5,160,000	2,137
Provision for loan and lease losses	$893,000	2,075
Total noninterest income	$517,000	3,150
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$405,000	1,865
Trading account gains and fees	$0	152
Additional Noninterest Income	$112,000	4,452
Total noninterest expense	$3,508,000	2,727
Salaries and employee benefits	$1,947,000	2,502
Premises and equipment expense	$392,000	3,110
Additional noninterest expense	$1,169,000	2,776
Pre-tax net operating income	$1,276,000	1,954
Securities gains (losses)	$0	3,184
Applicable income taxes	$490,000	1,231
Income before extraordinary items	$786,000	2,536
Extraordinary gains, net	$0	19
Net income	$786,000	2,533
Minority interest net income	$0	105
Net income of bank and minority interests.	$786,000	2,536
Net charge-offs	$596,000	2,245
Cash dividends	$642,000	1,071
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$786,000	2,439
2010-03-31 (YTD Data)		Rank
Total interest income	$3,505,000	2,290
Total interest expense	$1,012,000	2,242
Net interest income	$2,493,000	2,242
Provision for loan and lease losses	$502,000	1,807
Total noninterest income	$265,000	3,109
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$190,000	1,950
Trading account gains and fees	$0	175
Additional Noninterest Income	$75,000	4,016
Total noninterest expense	$1,755,000	2,764
Salaries and employee benefits	$974,000	2,531
Premises and equipment expense	$198,000	3,141
Additional noninterest expense	$583,000	2,775
Pre-tax net operating income	$501,000	2,411
Securities gains (losses)	$0	2,284
Applicable income taxes	$192,000	1,463
Income before extraordinary items	$309,000	3,072
Extraordinary gains, net	$0	16
Net income	$309,000	3,069
Minority interest net income	$0	91
Net income of bank and minority interests.	$309,000	3,072
Net charge-offs	$401,000	1,776
Cash dividends	$181,000	1,467
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$309,000	2,965
2009-12-31 (YTD Data)		Rank
Total interest income	$14,720,000	2,263
Total interest expense	$4,583,000	2,441
Net interest income	$10,137,000	2,161
Provision for loan and lease losses	$1,173,000	3,252
Total noninterest income	$1,328,000	2,770
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$894,000	1,858
Trading account gains and fees	$0	211
Additional Noninterest Income	$434,000	3,427
Total noninterest expense	$6,600,000	2,946
Salaries and employee benefits	$3,695,000	2,640
Premises and equipment expense	$745,000	3,303
Additional noninterest expense	$2,160,000	3,128
Pre-tax net operating income	$3,692,000	1,112
Securities gains (losses)	$6,000	3,400
Applicable income taxes	$1,327,000	782
Income before extraordinary items	$2,371,000	1,411
Extraordinary gains, net	$0	34
Net income	$2,371,000	1,409
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,371,000	1,410
Net charge-offs	$988,000	2,876
Cash dividends	$930,000	1,723
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,367,160	1,386
2009-09-30 (YTD Data)		Rank
Total interest income	$11,028,000	2,306
Total interest expense	$3,471,000	2,521
Net interest income	$7,557,000	2,176
Provision for loan and lease losses	$750,000	3,186
Total noninterest income	$943,000	2,927
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$651,000	1,912
Trading account gains and fees	$0	212
Additional Noninterest Income	$292,000	3,661
Total noninterest expense	$5,039,000	2,891
Salaries and employee benefits	$2,840,000	2,586
Premises and equipment expense	$558,000	3,354
Additional noninterest expense	$1,641,000	3,065
Pre-tax net operating income	$2,711,000	1,200
Securities gains (losses)	$0	3,497
Applicable income taxes	$1,035,000	823
Income before extraordinary items	$1,676,000	1,597
Extraordinary gains, net	$0	27
Net income	$1,676,000	1,595
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,676,000	1,597
Net charge-offs	$604,000	2,804
Cash dividends	$662,000	1,680
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,676,000	1,557
2009-06-30 (YTD Data)		Rank
Total interest income	$7,379,000	2,335
Total interest expense	$2,319,000	2,623
Net interest income	$5,060,000	2,158
Provision for loan and lease losses	$534,000	2,890
Total noninterest income	$603,000	3,037
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$405,000	2,003
Trading account gains and fees	$0	193
Additional Noninterest Income	$198,000	3,667
Total noninterest expense	$3,365,000	2,913
Salaries and employee benefits	$1,886,000	2,634
Premises and equipment expense	$369,000	3,391
Additional noninterest expense	$1,110,000	3,036
Pre-tax net operating income	$1,764,000	1,304
Securities gains (losses)	$0	3,136
Applicable income taxes	$674,000	852
Income before extraordinary items	$1,090,000	1,707
Extraordinary gains, net	$0	21
Net income	$1,090,000	1,704
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,090,000	1,706
Net charge-offs	$503,000	2,349
Cash dividends	$518,000	1,583
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,090,000	1,670
2009-03-31 (YTD Data)		Rank
Total interest income	$3,683,000	2,365
Total interest expense	$1,156,000	2,715
Net interest income	$2,527,000	2,162
Provision for loan and lease losses	$154,000	3,182
Total noninterest income	$273,000	3,193
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$178,000	2,161
Trading account gains and fees	$0	171
Additional Noninterest Income	$95,000	3,736
Total noninterest expense	$1,608,000	2,950
Salaries and employee benefits	$937,000	2,690
Premises and equipment expense	$186,000	3,425
Additional noninterest expense	$485,000	3,082
Pre-tax net operating income	$1,038,000	1,242
Securities gains (losses)	$0	2,434
Applicable income taxes	$396,000	832
Income before extraordinary items	$642,000	1,681
Extraordinary gains, net	$0	15
Net income	$642,000	1,682
Minority interest net income	$0	102
Net income of bank and minority interests.	$642,000	1,683
Net charge-offs	$296,000	1,785
Cash dividends	$274,000	1,444
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$642,000	1,595
2008-12-31 (YTD Data)		Rank
Total interest income	$15,864,000	2,351
Total interest expense	$5,187,000	2,880
Net interest income	$10,677,000	2,073
Provision for loan and lease losses	$508,000	3,779
Total noninterest income	$1,227,000	3,004
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$823,000	2,078
Trading account gains and fees	$0	154
Additional Noninterest Income	$404,000	3,567
Total noninterest expense	$6,203,000	2,983
Salaries and employee benefits	$3,535,000	2,796
Premises and equipment expense	$793,000	3,204
Additional noninterest expense	$1,875,000	3,031
Pre-tax net operating income	$5,193,000	1,068
Securities gains (losses)	$58,000	1,498
Applicable income taxes	$1,961,000	690
Income before extraordinary items	$3,290,000	1,262
Extraordinary gains, net	$0	39
Net income	$3,290,000	1,263
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$433,000	3,003
Cash dividends	$2,571,000	1,059
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,252,880	1,353
2008-09-30 (YTD Data)		Rank
Total interest income	$12,052,000	2,373
Total interest expense	$4,027,000	2,891
Net interest income	$8,025,000	2,088
Provision for loan and lease losses	$381,000	3,150
Total noninterest income	$919,000	3,061
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$610,000	2,115
Trading account gains and fees	$0	148
Additional Noninterest Income	$309,000	3,643
Total noninterest expense	$4,661,000	2,952
Salaries and employee benefits	$2,693,000	2,783
Premises and equipment expense	$589,000	3,236
Additional noninterest expense	$1,379,000	2,981
Pre-tax net operating income	$3,902,000	1,275
Securities gains (losses)	$58,000	1,318
Applicable income taxes	$1,487,000	843
Income before extraordinary items	$2,473,000	1,472
Extraordinary gains, net	$0	31
Net income	$2,473,000	1,470
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$326,000	2,457
Cash dividends	$2,351,000	894
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,435,880	1,577
2008-06-30 (YTD Data)		Rank
Total interest income	$8,163,000	2,378
Total interest expense	$2,836,000	2,854
Net interest income	$5,327,000	2,086
Provision for loan and lease losses	$253,000	2,791
Total noninterest income	$574,000	3,218
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$393,000	2,157
Trading account gains and fees	$0	149
Additional Noninterest Income	$181,000	3,952
Total noninterest expense	$3,072,000	2,994
Salaries and employee benefits	$1,785,000	2,831
Premises and equipment expense	$389,000	3,283
Additional noninterest expense	$898,000	3,019
Pre-tax net operating income	$2,576,000	1,347
Securities gains (losses)	$58,000	1,332
Applicable income taxes	$1,001,000	938
Income before extraordinary items	$1,633,000	1,654
Extraordinary gains, net	$0	21
Net income	$1,633,000	1,655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$174,000	2,377
Cash dividends	$1,727,000	885
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,595,880	1,667
2008-03-31 (YTD Data)		Rank
Total interest income	$4,199,000	2,390
Total interest expense	$1,560,000	2,779
Net interest income	$2,639,000	2,103
Provision for loan and lease losses	$125,000	2,397
Total noninterest income	$285,000	3,238
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$190,000	2,170
Trading account gains and fees	$0	158
Additional Noninterest Income	$95,000	3,878
Total noninterest expense	$1,517,000	3,024
Salaries and employee benefits	$885,000	2,885
Premises and equipment expense	$198,000	3,272
Additional noninterest expense	$434,000	3,068
Pre-tax net operating income	$1,282,000	1,450
Securities gains (losses)	$39,000	1,222
Applicable income taxes	$502,000	1,002
Income before extraordinary items	$819,000	1,775
Extraordinary gains, net	$0	15
Net income	$819,000	1,777
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$146,000	1,503
Cash dividends	$279,000	1,969
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$794,040	1,762
2007-12-31 (YTD Data)		Rank
Total interest income	$17,150,000	2,404
Total interest expense	$6,615,000	2,763
Net interest income	$10,535,000	2,150
Provision for loan and lease losses	$665,000	1,911
Total noninterest income	$1,016,000	3,507
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$626,000	2,588
Trading account gains and fees	$0	178
Additional Noninterest Income	$390,000	3,782
Total noninterest expense	$6,065,000	2,944
Salaries and employee benefits	$3,384,000	2,906
Premises and equipment expense	$779,000	3,149
Additional noninterest expense	$1,902,000	2,784
Pre-tax net operating income	$4,821,000	1,701
Securities gains (losses)	$1,000	1,983
Applicable income taxes	$1,775,000	1,245
Income before extraordinary items	$3,047,000	2,025
Extraordinary gains, net	$0	39
Net income	$3,047,000	2,024
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$679,000	1,362
Cash dividends	$819,000	2,923
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,046,360	2,005
2007-09-30 (YTD Data)		Rank
Total interest income	$12,763,000	2,423
Total interest expense	$4,867,000	2,810
Net interest income	$7,896,000	2,160
Provision for loan and lease losses	$360,000	2,007
Total noninterest income	$722,000	3,622
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$434,000	2,737
Trading account gains and fees	$0	184
Additional Noninterest Income	$288,000	3,817
Total noninterest expense	$4,623,000	2,877
Salaries and employee benefits	$2,545,000	2,875
Premises and equipment expense	$588,000	3,115
Additional noninterest expense	$1,490,000	2,635
Pre-tax net operating income	$3,635,000	1,799
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,419,000	1,285
Income before extraordinary items	$2,216,000	2,183
Extraordinary gains, net	$0	33
Net income	$2,216,000	2,181
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$221,000	1,842
Cash dividends	$589,000	2,725
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,216,000	2,172
2007-06-30 (YTD Data)		Rank
Total interest income	$8,348,000	2,477
Total interest expense	$3,119,000	2,912
Net interest income	$5,229,000	2,200
Provision for loan and lease losses	$240,000	1,865
Total noninterest income	$470,000	3,685
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$284,000	2,771
Trading account gains and fees	$0	168
Additional Noninterest Income	$186,000	3,917
Total noninterest expense	$3,032,000	2,953
Salaries and employee benefits	$1,699,000	2,903
Premises and equipment expense	$386,000	3,169
Additional noninterest expense	$947,000	2,751
Pre-tax net operating income	$2,427,000	1,855
Securities gains (losses)	$0	1,444
Applicable income taxes	$950,000	1,321
Income before extraordinary items	$1,477,000	2,230
Extraordinary gains, net	$0	29
Net income	$1,477,000	2,229
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	2,577
Cash dividends	$409,000	2,726
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,477,000	2,214
2007-03-31 (YTD Data)		Rank
Total interest income	$4,046,000	2,537
Total interest expense	$1,473,000	3,034
Net interest income	$2,573,000	2,233
Provision for loan and lease losses	$120,000	1,752
Total noninterest income	$223,000	3,793
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$134,000	2,839
Trading account gains and fees	$0	195
Additional Noninterest Income	$89,000	3,989
Total noninterest expense	$1,488,000	3,005
Salaries and employee benefits	$826,000	2,996
Premises and equipment expense	$204,000	3,055
Additional noninterest expense	$458,000	2,809
Pre-tax net operating income	$1,188,000	1,882
Securities gains (losses)	$0	1,187
Applicable income taxes	$467,000	1,350
Income before extraordinary items	$721,000	2,261
Extraordinary gains, net	$0	22
Net income	$721,000	2,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,563
Cash dividends	$180,000	2,562
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$721,000	2,239
2006-12-31 (YTD Data)		Rank
Total interest income	$14,378,000	2,640
Total interest expense	$4,587,000	3,257
Net interest income	$9,791,000	2,330
Provision for loan and lease losses	$540,000	1,783
Total noninterest income	$940,000	3,690
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$562,000	2,822
Trading account gains and fees	$0	130
Additional Noninterest Income	$378,000	3,833
Total noninterest expense	$5,983,000	2,875
Salaries and employee benefits	$3,360,000	2,832
Premises and equipment expense	$752,000	3,149
Additional noninterest expense	$1,871,000	2,720
Pre-tax net operating income	$4,208,000	2,175
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,544,000	1,619
Income before extraordinary items	$2,664,000	2,489
Extraordinary gains, net	$0	51
Net income	$2,664,000	2,490
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$263,000	1,841
Cash dividends	$713,000	3,168
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,664,000	2,470
2006-09-30 (YTD Data)		Rank
Total interest income	$10,394,000	2,701
Total interest expense	$3,204,000	3,322
Net interest income	$7,190,000	2,404
Provision for loan and lease losses	$390,000	1,736
Total noninterest income	$685,000	3,767
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$416,000	2,865
Trading account gains and fees	$0	126
Additional Noninterest Income	$269,000	3,958
Total noninterest expense	$4,426,000	2,904
Salaries and employee benefits	$2,505,000	2,844
Premises and equipment expense	$550,000	3,221
Additional noninterest expense	$1,371,000	2,765
Pre-tax net operating income	$3,059,000	2,295
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,132,000	1,723
Income before extraordinary items	$1,927,000	2,644
Extraordinary gains, net	$0	45
Net income	$1,927,000	2,647
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$219,000	1,425
Cash dividends	$646,000	2,559
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,927,000	2,636
2006-06-30 (YTD Data)		Rank
Total interest income	$6,700,000	2,753
Total interest expense	$2,018,000	3,349
Net interest income	$4,682,000	2,446
Provision for loan and lease losses	$240,000	1,809
Total noninterest income	$453,000	3,751
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$260,000	2,980
Trading account gains and fees	$0	126
Additional Noninterest Income	$193,000	3,821
Total noninterest expense	$2,922,000	2,943
Salaries and employee benefits	$1,660,000	2,864
Premises and equipment expense	$362,000	3,242
Additional noninterest expense	$900,000	2,813
Pre-tax net operating income	$1,973,000	2,333
Securities gains (losses)	$0	1,185
Applicable income taxes	$729,000	1,795
Income before extraordinary items	$1,244,000	2,713
Extraordinary gains, net	$0	39
Net income	$1,244,000	2,715
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$157,000	1,290
Cash dividends	$405,000	2,670
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,244,000	2,700
2006-03-31 (YTD Data)		Rank
Total interest income	$3,279,000	2,750
Total interest expense	$973,000	3,328
Net interest income	$2,306,000	2,472
Provision for loan and lease losses	$120,000	1,730
Total noninterest income	$209,000	3,888
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$111,000	3,255
Trading account gains and fees	$0	115
Additional Noninterest Income	$98,000	3,749
Total noninterest expense	$1,471,000	2,927
Salaries and employee benefits	$867,000	2,778
Premises and equipment expense	$177,000	3,309
Additional noninterest expense	$427,000	2,941
Pre-tax net operating income	$924,000	2,417
Securities gains (losses)	$0	955
Applicable income taxes	$345,000	1,827
Income before extraordinary items	$579,000	2,818
Extraordinary gains, net	$0	21
Net income	$579,000	2,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	929
Cash dividends	$165,000	2,621
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$579,000	2,806
2005-12-31 (YTD Data)		Rank
Total interest income	$11,292,000	2,849
Total interest expense	$3,148,000	3,199
Net interest income	$8,144,000	2,656
Provision for loan and lease losses	$525,000	1,816
Total noninterest income	$754,000	4,189
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$430,000	3,390
Trading account gains and fees	$0	138
Additional Noninterest Income	$324,000	4,173
Total noninterest expense	$4,675,000	3,421
Salaries and employee benefits	$2,541,000	3,433
Premises and equipment expense	$633,000	3,497
Additional noninterest expense	$1,501,000	3,229
Pre-tax net operating income	$3,698,000	2,353
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,328,000	1,865
Income before extraordinary items	$2,370,000	2,701
Extraordinary gains, net	$0	46
Net income	$2,370,000	2,701
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$237,000	2,065
Cash dividends	$5,814,000	579
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,370,000	2,669
2005-09-30 (YTD Data)		Rank
Total interest income	$8,166,000	2,884
Total interest expense	$2,251,000	3,186
Net interest income	$5,915,000	2,723
Provision for loan and lease losses	$405,000	1,699
Total noninterest income	$564,000	4,205
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$316,000	3,443
Trading account gains and fees	$0	126
Additional Noninterest Income	$248,000	4,151
Total noninterest expense	$3,404,000	3,470
Salaries and employee benefits	$1,907,000	3,420
Premises and equipment expense	$462,000	3,572
Additional noninterest expense	$1,035,000	3,416
Pre-tax net operating income	$2,670,000	2,449
Securities gains (losses)	$0	2,317
Applicable income taxes	$951,000	1,950
Income before extraordinary items	$1,719,000	2,795
Extraordinary gains, net	$0	35
Net income	$1,719,000	2,795
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	2,320
Cash dividends	$456,000	2,946
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,719,000	2,761
2005-06-30 (YTD Data)		Rank
Total interest income	$5,345,000	2,866
Total interest expense	$1,440,000	3,149
Net interest income	$3,905,000	2,723
Provision for loan and lease losses	$240,000	1,839
Total noninterest income	$334,000	4,499
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$197,000	3,546
Trading account gains and fees	$0	116
Additional Noninterest Income	$137,000	4,512
Total noninterest expense	$2,254,000	3,469
Salaries and employee benefits	$1,279,000	3,385
Premises and equipment expense	$310,000	3,524
Additional noninterest expense	$665,000	3,492
Pre-tax net operating income	$1,745,000	2,421
Securities gains (losses)	$0	2,146
Applicable income taxes	$621,000	1,953
Income before extraordinary items	$1,124,000	2,817
Extraordinary gains, net	$0	30
Net income	$1,124,000	2,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	2,666
Cash dividends	$312,000	2,878
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,124,000	2,775
2005-03-31 (YTD Data)		Rank
Total interest income	$2,635,000	2,861
Total interest expense	$679,000	3,198
Net interest income	$1,956,000	2,703
Provision for loan and lease losses	$120,000	1,733
Total noninterest income	$144,000	4,812
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$90,000	3,686
Trading account gains and fees	$0	115
Additional Noninterest Income	$54,000	5,007
Total noninterest expense	$1,103,000	3,558
Salaries and employee benefits	$630,000	3,428
Premises and equipment expense	$153,000	3,594
Additional noninterest expense	$320,000	3,613
Pre-tax net operating income	$877,000	2,391
Securities gains (losses)	$0	1,685
Applicable income taxes	$312,000	1,923
Income before extraordinary items	$565,000	2,749
Extraordinary gains, net	$0	24
Net income	$565,000	2,749
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	2,069
Cash dividends	$169,000	2,422
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$565,000	2,698
2004-12-31 (YTD Data)		Rank
Total interest income	$10,030,000	2,821
Total interest expense	$2,456,000	3,093
Net interest income	$7,574,000	2,670
Provision for loan and lease losses	$580,000	1,719
Total noninterest income	$688,000	4,435
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$382,000	3,748
Trading account gains and fees	$0	138
Additional Noninterest Income	$306,000	4,227
Total noninterest expense	$4,497,000	3,411
Salaries and employee benefits	$2,442,000	3,409
Premises and equipment expense	$610,000	3,488
Additional noninterest expense	$1,445,000	3,216
Pre-tax net operating income	$3,185,000	2,455
Securities gains (losses)	$0	3,819
Applicable income taxes	$1,105,000	2,015
Income before extraordinary items	$2,080,000	2,816
Extraordinary gains, net	$0	34
Net income	$2,080,000	2,818
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$576,000	1,197
Cash dividends	$287,000	4,443
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,080,000	2,756
2004-09-30 (YTD Data)		Rank
Total interest income	$7,465,000	2,802
Total interest expense	$1,864,000	3,016
Net interest income	$5,601,000	2,681
Provision for loan and lease losses	$360,000	1,934
Total noninterest income	$516,000	4,446
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$280,000	3,823
Trading account gains and fees	$0	134
Additional Noninterest Income	$236,000	4,178
Total noninterest expense	$3,322,000	3,436
Salaries and employee benefits	$1,788,000	3,450
Premises and equipment expense	$456,000	3,510
Additional noninterest expense	$1,078,000	3,210
Pre-tax net operating income	$2,435,000	2,444
Securities gains (losses)	$0	3,710
Applicable income taxes	$853,000	2,011
Income before extraordinary items	$1,582,000	2,826
Extraordinary gains, net	$0	26
Net income	$1,582,000	2,827
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$488,000	971
Cash dividends	$216,000	3,868
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,582,000	2,751
2004-06-30 (YTD Data)		Rank
Total interest income	$4,970,000	2,800
Total interest expense	$1,277,000	2,938
Net interest income	$3,693,000	2,692
Provision for loan and lease losses	$240,000	1,886
Total noninterest income	$342,000	4,476
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$178,000	3,941
Trading account gains and fees	$0	130
Additional Noninterest Income	$164,000	4,138
Total noninterest expense	$2,207,000	3,463
Salaries and employee benefits	$1,194,000	3,462
Premises and equipment expense	$302,000	3,532
Additional noninterest expense	$711,000	3,258
Pre-tax net operating income	$1,588,000	2,468
Securities gains (losses)	$0	3,413
Applicable income taxes	$555,000	2,045
Income before extraordinary items	$1,033,000	2,851
Extraordinary gains, net	$0	21
Net income	$1,033,000	2,852
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$338,000	958
Cash dividends	$158,000	3,737
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,033,000	2,774
2004-03-31 (YTD Data)		Rank
Total interest income	$2,468,000	2,830
Total interest expense	$667,000	2,861
Net interest income	$1,801,000	2,756
Provision for loan and lease losses	$120,000	1,785
Total noninterest income	$159,000	4,637
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$78,000	4,175
Trading account gains and fees	$0	121
Additional Noninterest Income	$81,000	4,156
Total noninterest expense	$1,092,000	3,506
Salaries and employee benefits	$598,000	3,467
Premises and equipment expense	$146,000	3,659
Additional noninterest expense	$348,000	3,305
Pre-tax net operating income	$748,000	2,569
Securities gains (losses)	$0	2,934
Applicable income taxes	$260,000	2,133
Income before extraordinary items	$488,000	3,009
Extraordinary gains, net	$0	16
Net income	$488,000	3,009
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	3,590
Cash dividends	$108,000	2,794
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$488,000	2,902
2003-12-31 (YTD Data)		Rank
Total interest income	$10,384,000	2,723
Total interest expense	$3,384,000	2,578
Net interest income	$7,000,000	2,749
Provision for loan and lease losses	$630,000	1,774
Total noninterest income	$555,000	5,159
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$270,000	4,561
Trading account gains and fees	$0	160
Additional Noninterest Income	$285,000	4,607
Total noninterest expense	$4,178,000	3,584
Salaries and employee benefits	$2,315,000	3,480
Premises and equipment expense	$550,000	3,778
Additional noninterest expense	$1,313,000	3,465
Pre-tax net operating income	$2,747,000	2,685
Securities gains (losses)	$0	4,500
Applicable income taxes	$946,000	2,256
Income before extraordinary items	$1,801,000	3,107
Extraordinary gains, net	$0	54
Net income	$1,801,000	3,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$297,000	2,265
Cash dividends	$905,000	2,486
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,801,000	2,958
2003-09-30 (YTD Data)		Rank
Total interest income	$7,832,000	2,746
Total interest expense	$2,656,000	2,555
Net interest income	$5,176,000	2,809
Provision for loan and lease losses	$425,000	1,937
Total noninterest income	$431,000	5,116
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$200,000	4,612
Trading account gains and fees	$0	153
Additional Noninterest Income	$231,000	4,522
Total noninterest expense	$3,035,000	3,680
Salaries and employee benefits	$1,693,000	3,532
Premises and equipment expense	$406,000	3,809
Additional noninterest expense	$936,000	3,596
Pre-tax net operating income	$2,147,000	2,699
Securities gains (losses)	$0	4,204
Applicable income taxes	$730,000	2,334
Income before extraordinary items	$1,417,000	3,101
Extraordinary gains, net	$0	40
Net income	$1,417,000	3,100
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	3,015
Cash dividends	$654,000	2,261
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,417,000	2,945
2003-06-30 (YTD Data)		Rank
Total interest income	$5,233,000	2,773
Total interest expense	$1,834,000	2,560
Net interest income	$3,399,000	2,842
Provision for loan and lease losses	$280,000	1,947
Total noninterest income	$283,000	5,142
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$125,000	4,754
Trading account gains and fees	$0	150
Additional Noninterest Income	$158,000	4,487
Total noninterest expense	$1,999,000	3,696
Salaries and employee benefits	$1,132,000	3,524
Premises and equipment expense	$265,000	3,857
Additional noninterest expense	$602,000	3,689
Pre-tax net operating income	$1,403,000	2,735
Securities gains (losses)	$0	3,782
Applicable income taxes	$474,000	2,397
Income before extraordinary items	$929,000	3,132
Extraordinary gains, net	$0	30
Net income	$929,000	3,131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	2,718
Cash dividends	$403,000	2,434
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$929,000	2,969
2003-03-31 (YTD Data)		Rank
Total interest income	$2,593,000	2,815
Total interest expense	$943,000	2,560
Net interest income	$1,650,000	2,906
Provision for loan and lease losses	$120,000	2,030
Total noninterest income	$141,000	5,042
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$58,000	4,839
Trading account gains and fees	$0	134
Additional Noninterest Income	$83,000	4,275
Total noninterest expense	$999,000	3,672
Salaries and employee benefits	$570,000	3,505
Premises and equipment expense	$132,000	3,884
Additional noninterest expense	$297,000	3,677
Pre-tax net operating income	$672,000	2,822
Securities gains (losses)	$0	2,891
Applicable income taxes	$224,000	2,509
Income before extraordinary items	$448,000	3,182
Extraordinary gains, net	$0	21
Net income	$448,000	3,180
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	2,069
Cash dividends	$201,000	2,191
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$448,000	3,022
2002-12-31 (YTD Data)		Rank
Total interest income	$10,777,000	2,826
Total interest expense	$4,392,000	2,535
Net interest income	$6,385,000	2,977
Provision for loan and lease losses	$430,000	2,679
Total noninterest income	$548,000	4,965
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$240,000	4,800
Trading account gains and fees	$0	153
Additional Noninterest Income	$308,000	4,202
Total noninterest expense	$4,029,000	3,539
Salaries and employee benefits	$2,219,000	3,437
Premises and equipment expense	$520,000	3,825
Additional noninterest expense	$1,290,000	3,405
Pre-tax net operating income	$2,474,000	2,902
Securities gains (losses)	$0	4,537
Applicable income taxes	$847,000	2,498
Income before extraordinary items	$1,627,000	3,283
Extraordinary gains, net	$0	70
Net income	$1,627,000	3,283
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$339,000	2,180
Cash dividends	$975,000	2,317
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,627,000	3,193
2001-12-31 (YTD Data)		Rank
Total interest income	$11,666,000	2,906
Total interest expense	$5,897,000	2,714
Net interest income	$5,769,000	3,047
Provision for loan and lease losses	$345,000	2,938
Total noninterest income	$505,000	5,047
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$239,000	4,757
Trading account gains and fees	$0	177
Additional Noninterest Income	$266,000	4,368
Total noninterest expense	$3,724,000	3,639
Salaries and employee benefits	$2,089,000	3,472
Premises and equipment expense	$505,000	3,839
Additional noninterest expense	$1,130,000	3,691
Pre-tax net operating income	$2,205,000	2,946
Securities gains (losses)	$0	4,612
Applicable income taxes	$744,000	2,558
Income before extraordinary items	$1,461,000	3,289
Extraordinary gains, net	$0	105
Net income	$1,461,000	3,294
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$237,000	2,584
Cash dividends	$461,000	3,608
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,461,000	3,181
2000-12-31 (YTD Data)		Rank
Total interest income	$10,506,000	3,264
Total interest expense	$5,054,000	3,283
Net interest income	$5,452,000	3,231
Provision for loan and lease losses	$340,000	2,622
Total noninterest income	$444,000	5,227
Gross Fiduciary activities income	$10,000	1,218
Service charges on deposit accounts	$200,000	5,090
Trading account gains and fees	$0	180
Additional Noninterest Income	$234,000	4,438
Total noninterest expense	$3,563,000	3,648
Salaries and employee benefits	$1,957,000	3,534
Premises and equipment expense	$478,000	3,927
Additional noninterest expense	$1,128,000	3,631
Pre-tax net operating income	$1,993,000	3,336
Securities gains (losses)	$104,000	561
Applicable income taxes	$694,000	2,805
Income before extraordinary items	$1,403,000	3,426
Extraordinary gains, net	$0	38
Net income	$1,403,000	3,424
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$352,000	1,624
Cash dividends	$301,000	4,461
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,333,320	3,552
1999-12-31 (YTD Data)		Rank
Total interest income	$9,007,000	3,535
Total interest expense	$4,267,000	3,396
Net interest income	$4,740,000	3,623
Provision for loan and lease losses	$190,000	3,663
Total noninterest income	$348,000	6,022
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$183,000	5,367
Trading account gains and fees	$0	173
Additional Noninterest Income	$165,000	5,379
Total noninterest expense	$3,158,000	4,043
Salaries and employee benefits	$1,716,000	3,893
Premises and equipment expense	$423,000	4,338
Additional noninterest expense	$1,019,000	3,967
Pre-tax net operating income	$1,740,000	3,708
Securities gains (losses)	$0	3,155
Applicable income taxes	$596,000	3,237
Income before extraordinary items	$1,144,000	4,017
Extraordinary gains, net	$0	35
Net income	$1,144,000	4,019
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$206,000	2,353
Cash dividends	$263,000	4,788
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,144,000	3,979
1998-12-31 (YTD Data)		Rank
Total interest income	$8,837,000	3,590
Total interest expense	$4,388,000	3,387
Net interest income	$4,449,000	3,764
Provision for loan and lease losses	$150,000	4,136
Total noninterest income	$243,000	7,083
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$173,000	5,536
Trading account gains and fees	$0	224
Additional Noninterest Income	$70,000	7,479
Total noninterest expense	$2,779,000	4,402
Salaries and employee benefits	$1,484,000	4,283
Premises and equipment expense	$377,000	4,629
Additional noninterest expense	$918,000	4,222
Pre-tax net operating income	$1,763,000	3,699
Securities gains (losses)	$-2,000	9,897
Applicable income taxes	$622,000	3,306
Income before extraordinary items	$1,139,000	4,087
Extraordinary gains, net	$0	32
Net income	$1,139,000	4,086
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	4,157
Cash dividends	$156,000	5,733
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,140,300	3,998
1997-12-31 (YTD Data)		Rank
Total interest income	$8,347,000	3,824
Total interest expense	$4,312,000	3,420
Net interest income	$4,035,000	4,208
Provision for loan and lease losses	$90,000	5,371
Total noninterest income	$230,000	7,469
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$151,000	6,158
Trading account gains and fees	NA	NA
Additional Noninterest Income	$79,000	7,409
Total noninterest expense	$2,611,000	4,612
Salaries and employee benefits	$1,452,000	4,363
Premises and equipment expense	$371,000	4,699
Additional noninterest expense	$788,000	4,784
Pre-tax net operating income	$1,564,000	4,333
Securities gains (losses)	$1,000	3,559
Applicable income taxes	$555,000	3,910
Income before extraordinary items	$1,010,000	4,669
Extraordinary gains, net	$0	44
Net income	$1,010,000	4,668
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,963
Cash dividends	$540,000	3,311
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,009,350	4,601
1996-12-31 (YTD Data)		Rank
Total interest income	$7,688,000	4,185
Total interest expense	$4,063,000	3,655
Net interest income	$3,625,000	4,688
Provision for loan and lease losses	$45,000	6,812
Total noninterest income	$187,000	8,425
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$108,000	7,335
Trading account gains and fees	NA	NA
Additional Noninterest Income	$79,000	7,772
Total noninterest expense	$2,277,000	5,386
Salaries and employee benefits	$1,244,000	5,047
Premises and equipment expense	$310,000	5,456
Additional noninterest expense	$723,000	5,610
Pre-tax net operating income	$1,490,000	4,360
Securities gains (losses)	$-2,000	9,485
Applicable income taxes	$498,000	4,160
Income before extraordinary items	$990,000	4,553
Extraordinary gains, net	$0	53
Net income	$990,000	4,555
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$122,000	3,549
Cash dividends	$290,000	4,644
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$991,340	4,495
1995-12-31 (YTD Data)		Rank
Total interest income	$6,860,000	4,646
Total interest expense	$3,596,000	4,055
Net interest income	$3,264,000	5,151
Provision for loan and lease losses	$0	8,958
Total noninterest income	$152,000	9,282
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$66,000	8,717
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	7,713
Total noninterest expense	$2,015,000	5,946
Salaries and employee benefits	$1,077,000	5,695
Premises and equipment expense	$222,000	6,802
Additional noninterest expense	$716,000	5,740
Pre-tax net operating income	$1,401,000	4,687
Securities gains (losses)	$-3,000	9,402
Applicable income taxes	$495,000	4,227
Income before extraordinary items	$903,000	4,979
Extraordinary gains, net	$0	65
Net income	$903,000	4,978
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	4,321
Cash dividends	$271,000	4,787
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$904,950	4,957
1994-12-31 (YTD Data)		Rank
Total interest income	$6,128,000	4,769
Total interest expense	$2,816,000	4,188
Net interest income	$3,312,000	5,185
Provision for loan and lease losses	$0	9,146
Total noninterest income	$130,000	10,105
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$58,000	9,408
Trading account gains and fees	NA	NA
Additional Noninterest Income	$72,000	8,568
Total noninterest expense	$1,984,000	6,248
Salaries and employee benefits	$1,034,000	5,932
Premises and equipment expense	$219,000	7,072
Additional noninterest expense	$731,000	6,119
Pre-tax net operating income	$1,458,000	4,512
Securities gains (losses)	$-22,000	10,411
Applicable income taxes	$504,000	4,032
Income before extraordinary items	$932,000	4,763
Extraordinary gains, net	$0	249
Net income	$932,000	4,769
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$337,000	1,767
Cash dividends	$241,000	5,035
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$946,300	4,758
1993-12-31 (YTD Data)		Rank
Total interest income	$6,284,000	4,764
Total interest expense	$2,954,000	4,157
Net interest income	$3,330,000	5,177
Provision for loan and lease losses	$90,000	6,008
Total noninterest income	$119,000	10,855
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$57,000	9,801
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	9,431
Total noninterest expense	$1,897,000	6,631
Salaries and employee benefits	$945,000	6,443
Premises and equipment expense	$243,000	6,833
Additional noninterest expense	$709,000	6,497
Pre-tax net operating income	$1,462,000	4,423
Securities gains (losses)	$3,000	6,505
Applicable income taxes	$510,000	4,116
Income before extraordinary items	$955,000	4,859
Extraordinary gains, net	$0	3,149
Net income	$955,000	5,006
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-47,000	12,633
Cash dividends	$367,000	3,881
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$953,050	4,643
1992-12-31 (YTD Data)		Rank
Total interest income	$6,928,000	4,864
Total interest expense	$3,704,000	4,356
Net interest income	$3,224,000	5,374
Provision for loan and lease losses	$370,000	3,627
Total noninterest income	$133,000	10,851
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$57,000	10,031
Trading account gains and fees	NA	NA
Additional Noninterest Income	$76,000	9,018
Total noninterest expense	$1,806,000	6,931
Salaries and employee benefits	$825,000	7,103
Premises and equipment expense	$254,000	6,707
Additional noninterest expense	$727,000	6,569
Pre-tax net operating income	$1,181,000	4,977
Securities gains (losses)	$1,000	7,986
Applicable income taxes	$381,000	4,978
Income before extraordinary items	$801,000	5,362
Extraordinary gains, net	$0	1,422
Net income	$801,000	5,418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$150,000	4,894
Cash dividends	$185,000	5,270
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$800,320	5,057

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.