Home > The Glen Rock State Bank > Income and Expense
The Glen Rock State Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,433,000 | 2,593 |
| Total interest expense | $7,495,000 | 2,266 |
| Net interest income | $5,938,000 | 2,976 |
| Provision for loan and lease losses | $555,000 | 1,721 |
| Total noninterest income | $729,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $323,000 | 3,838 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $406,000 | 3,305 |
| Total noninterest expense | $4,636,000 | 2,917 |
| Salaries and employee benefits | $2,567,000 | 2,768 |
| Premises and equipment expense | $567,000 | 3,431 |
| Additional noninterest expense | $1,502,000 | 2,818 |
| Pre-tax net operating income | $1,476,000 | 4,110 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $414,000 | 3,919 |
| Income before extraordinary items | $1,062,000 | 4,208 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,062,000 | 4,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,274 |
| Cash dividends | $616,000 | 3,143 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 719 |
| Net operating income | $1,062,000 | 4,213 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,452,000 | 2,615 |
| Total interest expense | $6,239,000 | 2,352 |
| Net interest income | $6,213,000 | 2,831 |
| Provision for loan and lease losses | $290,000 | 2,751 |
| Total noninterest income | $703,000 | 3,984 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $298,000 | 4,017 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $405,000 | 3,389 |
| Total noninterest expense | $4,563,000 | 2,949 |
| Salaries and employee benefits | $2,501,000 | 2,803 |
| Premises and equipment expense | $613,000 | 3,190 |
| Additional noninterest expense | $1,449,000 | 2,952 |
| Pre-tax net operating income | $2,063,000 | 3,260 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $576,000 | 3,310 |
| Income before extraordinary items | $1,487,000 | 3,266 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,487,000 | 3,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,383 |
| Cash dividends | $535,000 | 3,383 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 855 |
| Net operating income | $1,487,000 | 3,227 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,171,000 | 2,680 |
| Total interest expense | $6,142,000 | 2,473 |
| Net interest income | $6,029,000 | 2,851 |
| Provision for loan and lease losses | $590,000 | 1,525 |
| Total noninterest income | $472,000 | 5,103 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $281,000 | 4,131 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $191,000 | 5,083 |
| Total noninterest expense | $4,382,000 | 2,962 |
| Salaries and employee benefits | $2,353,000 | 2,879 |
| Premises and equipment expense | $567,000 | 3,340 |
| Additional noninterest expense | $1,462,000 | 2,844 |
| Pre-tax net operating income | $1,529,000 | 4,126 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $347,000 | 4,779 |
| Income before extraordinary items | $1,182,000 | 3,980 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,182,000 | 3,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,201,000 | 661 |
| Cash dividends | $398,000 | 4,049 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 726 |
| Net operating income | $1,182,000 | 3,890 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,227,000 | 2,677 |
| Total interest expense | $6,150,000 | 2,443 |
| Net interest income | $6,077,000 | 2,872 |
| Provision for loan and lease losses | $500,000 | 1,761 |
| Total noninterest income | $380,000 | 5,900 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $224,000 | 4,994 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $156,000 | 5,590 |
| Total noninterest expense | $3,975,000 | 3,193 |
| Salaries and employee benefits | $2,331,000 | 2,839 |
| Premises and equipment expense | $327,000 | 5,146 |
| Additional noninterest expense | $1,317,000 | 3,078 |
| Pre-tax net operating income | $1,982,000 | 3,557 |
| Securities gains (losses) | $52,000 | 1,322 |
| Applicable income taxes | $566,000 | 3,849 |
| Income before extraordinary items | $1,468,000 | 3,425 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,468,000 | 3,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,457 |
| Cash dividends | $397,000 | 4,012 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 795 |
| Net operating income | $1,430,560 | 3,414 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,750,000 | 2,810 |
| Total interest expense | $5,638,000 | 2,691 |
| Net interest income | $6,112,000 | 2,904 |
| Provision for loan and lease losses | $480,000 | 1,787 |
| Total noninterest income | $302,000 | 6,915 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $120,000 | 7,065 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $182,000 | 5,438 |
| Total noninterest expense | $3,894,000 | 3,427 |
| Salaries and employee benefits | $2,021,000 | 3,304 |
| Premises and equipment expense | $388,000 | 4,655 |
| Additional noninterest expense | $1,485,000 | 3,152 |
| Pre-tax net operating income | $2,040,000 | 3,378 |
| Securities gains (losses) | $-130,000 | 11,250 |
| Applicable income taxes | $597,000 | 3,605 |
| Income before extraordinary items | $1,313,000 | 3,607 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,313,000 | 3,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,549 |
| Cash dividends | $346,000 | 4,231 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 694 |
| Net operating income | $1,402,700 | 3,364 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,428,000 | 2,915 |
| Total interest expense | $5,718,000 | 2,685 |
| Net interest income | $5,710,000 | 3,109 |
| Provision for loan and lease losses | $420,000 | 1,793 |
| Total noninterest income | $274,000 | 7,385 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $98,000 | 7,837 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $176,000 | 5,514 |
| Total noninterest expense | $3,431,000 | 3,816 |
| Salaries and employee benefits | $1,931,000 | 3,413 |
| Premises and equipment expense | $378,000 | 4,760 |
| Additional noninterest expense | $1,122,000 | 3,966 |
| Pre-tax net operating income | $2,133,000 | 3,294 |
| Securities gains (losses) | $25,000 | 1,741 |
| Applicable income taxes | $635,000 | 3,524 |
| Income before extraordinary items | $1,523,000 | 3,206 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,523,000 | 3,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 2,056 |
| Cash dividends | $344,000 | 4,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,505,250 | 3,216 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,048,000 | 3,020 |
| Total interest expense | $4,322,000 | 2,838 |
| Net interest income | $5,726,000 | 3,131 |
| Provision for loan and lease losses | $280,000 | 2,395 |
| Total noninterest income | $221,000 | 8,366 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $87,000 | 8,467 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $134,000 | 6,565 |
| Total noninterest expense | $3,346,000 | 4,005 |
| Salaries and employee benefits | $1,736,000 | 3,757 |
| Premises and equipment expense | $363,000 | 4,958 |
| Additional noninterest expense | $1,247,000 | 3,921 |
| Pre-tax net operating income | $2,321,000 | 3,026 |
| Securities gains (losses) | $-73,000 | 11,329 |
| Applicable income taxes | $641,000 | 3,325 |
| Income before extraordinary items | $1,607,000 | 2,996 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,607,000 | 3,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 11,157 |
| Cash dividends | $345,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,658,830 | 2,931 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,471,000 | 3,265 |
| Total interest expense | $4,372,000 | 2,922 |
| Net interest income | $5,099,000 | 3,502 |
| Provision for loan and lease losses | $645,000 | 1,758 |
| Total noninterest income | $206,000 | 9,122 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $105,000 | 8,238 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $101,000 | 7,826 |
| Total noninterest expense | $2,935,000 | 4,608 |
| Salaries and employee benefits | $1,546,000 | 4,165 |
| Premises and equipment expense | $339,000 | 5,353 |
| Additional noninterest expense | $1,050,000 | 4,720 |
| Pre-tax net operating income | $1,725,000 | 3,840 |
| Securities gains (losses) | $34,000 | 3,940 |
| Applicable income taxes | $440,000 | 4,667 |
| Income before extraordinary items | $1,319,000 | 3,665 |
| Extraordinary gains, net | $82,000 | 1,762 |
| Net income | $1,401,000 | 3,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,880 |
| Cash dividends | $329,000 | 4,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,293,500 | 3,542 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,260,000 | 3,763 |
| Total interest expense | $4,953,000 | 3,338 |
| Net interest income | $4,307,000 | 4,170 |
| Provision for loan and lease losses | $225,000 | 4,908 |
| Total noninterest income | $211,000 | 9,203 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $108,000 | 8,278 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $103,000 | 7,958 |
| Total noninterest expense | $2,837,000 | 4,764 |
| Salaries and employee benefits | $1,450,000 | 4,356 |
| Premises and equipment expense | $395,000 | 4,841 |
| Additional noninterest expense | $992,000 | 5,080 |
| Pre-tax net operating income | $1,456,000 | 4,153 |
| Securities gains (losses) | $165,000 | 2,288 |
| Applicable income taxes | $386,000 | 4,927 |
| Income before extraordinary items | $1,235,000 | 3,705 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,235,000 | 3,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 8,392 |
| Cash dividends | $152,000 | 5,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,109,600 | 3,794 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.