Home > The Glastonbury Bank and Trust Company > Income and Expense
The Glastonbury Bank and Trust Company, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,498,000 | 1,521 |
| Total interest expense | $9,759,000 | 1,541 |
| Net interest income | $11,739,000 | 1,497 |
| Provision for loan and lease losses | $500,000 | 1,756 |
| Total noninterest income | $4,538,000 | 1,006 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $737,000 | 1,800 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,801,000 | 770 |
| Total noninterest expense | $9,188,000 | 1,513 |
| Salaries and employee benefits | $3,381,000 | 2,077 |
| Premises and equipment expense | $1,574,000 | 1,285 |
| Additional noninterest expense | $4,233,000 | 1,109 |
| Pre-tax net operating income | $6,589,000 | 1,171 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,138,000 | 1,165 |
| Income before extraordinary items | $4,451,000 | 1,228 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,451,000 | 1,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-147,000 | 10,093 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,451,000 | 1,210 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,577,000 | 1,579 |
| Total interest expense | $9,844,000 | 1,552 |
| Net interest income | $10,733,000 | 1,573 |
| Provision for loan and lease losses | $-90,000 | 10,307 |
| Total noninterest income | $3,162,000 | 1,302 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $535,000 | 2,398 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,627,000 | 987 |
| Total noninterest expense | $10,095,000 | 1,311 |
| Salaries and employee benefits | $4,344,000 | 1,510 |
| Premises and equipment expense | $1,603,000 | 1,196 |
| Additional noninterest expense | $4,148,000 | 1,095 |
| Pre-tax net operating income | $3,890,000 | 1,877 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $1,516,000 | 1,609 |
| Income before extraordinary items | $2,375,000 | 2,201 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,375,000 | 2,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 1,843 |
| Cash dividends | $380,000 | 4,120 |
| Sale, conversion, retirement of capital stock, net | $341,000 | 612 |
| Net operating income | $2,374,360 | 2,130 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,613,000 | 1,780 |
| Total interest expense | $8,611,000 | 1,802 |
| Net interest income | $10,002,000 | 1,737 |
| Provision for loan and lease losses | $240,000 | 3,015 |
| Total noninterest income | $3,571,000 | 1,159 |
| Gross Fiduciary activities income | $22,000 | 1,272 |
| Service charges on deposit accounts | $529,000 | 2,476 |
| Trading account gains and fees | $57,000 | 173 |
| Additional Noninterest Income | $2,963,000 | 847 |
| Total noninterest expense | $12,035,000 | 1,108 |
| Salaries and employee benefits | $6,930,000 | 954 |
| Premises and equipment expense | $1,812,000 | 1,096 |
| Additional noninterest expense | $3,293,000 | 1,327 |
| Pre-tax net operating income | $1,298,000 | 4,968 |
| Securities gains (losses) | $-204,000 | 10,834 |
| Applicable income taxes | $491,000 | 4,269 |
| Income before extraordinary items | $603,000 | 6,354 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $603,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,572 |
| Cash dividends | $622,000 | 3,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $733,560 | 5,708 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,461,000 | 1,939 |
| Total interest expense | $7,742,000 | 2,030 |
| Net interest income | $9,719,000 | 1,831 |
| Provision for loan and lease losses | $675,000 | 1,362 |
| Total noninterest income | $3,260,000 | 1,277 |
| Gross Fiduciary activities income | $20,000 | 1,349 |
| Service charges on deposit accounts | $598,000 | 2,269 |
| Trading account gains and fees | $15,000 | 229 |
| Additional Noninterest Income | $2,627,000 | 963 |
| Total noninterest expense | $10,473,000 | 1,365 |
| Salaries and employee benefits | $4,870,000 | 1,380 |
| Premises and equipment expense | $1,835,000 | 1,142 |
| Additional noninterest expense | $3,768,000 | 1,413 |
| Pre-tax net operating income | $1,831,000 | 3,654 |
| Securities gains (losses) | $-63,000 | 11,102 |
| Applicable income taxes | $-757,000 | 11,381 |
| Income before extraordinary items | $2,525,000 | 1,961 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,525,000 | 1,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $352,000 | 1,845 |
| Cash dividends | $512,000 | 3,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,588,000 | 1,874 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,518,000 | 2,036 |
| Total interest expense | $6,892,000 | 2,265 |
| Net interest income | $9,626,000 | 1,852 |
| Provision for loan and lease losses | $-213,000 | 11,820 |
| Total noninterest income | $3,709,000 | 1,175 |
| Gross Fiduciary activities income | $64,000 | 1,249 |
| Service charges on deposit accounts | $652,000 | 2,082 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,993,000 | 889 |
| Total noninterest expense | $12,386,000 | 1,190 |
| Salaries and employee benefits | $4,206,000 | 1,586 |
| Premises and equipment expense | $2,136,000 | 1,001 |
| Additional noninterest expense | $6,044,000 | 973 |
| Pre-tax net operating income | $1,162,000 | 5,379 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-480,000 | 11,867 |
| Income before extraordinary items | $1,642,000 | 2,991 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,642,000 | 2,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,275,000 | 747 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $3,463,000 | 154 |
| Net operating income | $1,642,000 | 2,957 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,457,000 | 1,994 |
| Total interest expense | $5,937,000 | 2,102 |
| Net interest income | $9,526,000 | 1,894 |
| Provision for loan and lease losses | $1,789,000 | 632 |
| Total noninterest income | $3,681,000 | 1,154 |
| Gross Fiduciary activities income | $218,000 | 996 |
| Service charges on deposit accounts | $749,000 | 1,807 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,714,000 | 939 |
| Total noninterest expense | $12,595,000 | 1,182 |
| Salaries and employee benefits | $4,272,000 | 1,563 |
| Premises and equipment expense | $2,210,000 | 966 |
| Additional noninterest expense | $6,113,000 | 1,004 |
| Pre-tax net operating income | $-1,183,000 | 12,476 |
| Securities gains (losses) | $358,000 | 345 |
| Applicable income taxes | $35,000 | 10,807 |
| Income before extraordinary items | $-860,000 | 12,413 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-860,000 | 12,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,014,000 | 548 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,218,000 | 12,446 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,136,000 | 1,944 |
| Total interest expense | $6,392,000 | 2,028 |
| Net interest income | $9,744,000 | 1,850 |
| Provision for loan and lease losses | $3,847,000 | 522 |
| Total noninterest income | $3,761,000 | 1,218 |
| Gross Fiduciary activities income | $223,000 | 1,034 |
| Service charges on deposit accounts | $875,000 | 1,560 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,663,000 | 1,046 |
| Total noninterest expense | $12,606,000 | 1,220 |
| Salaries and employee benefits | $4,975,000 | 1,352 |
| Premises and equipment expense | $2,288,000 | 963 |
| Additional noninterest expense | $5,343,000 | 1,208 |
| Pre-tax net operating income | $-2,948,000 | 13,134 |
| Securities gains (losses) | $284,000 | 1,353 |
| Applicable income taxes | $65,000 | 10,597 |
| Income before extraordinary items | $-2,729,000 | 13,119 |
| Extraordinary gains, net | $52,000 | 2,136 |
| Net income | $-2,677,000 | 13,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,706,000 | 494 |
| Cash dividends | $65,000 | 7,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-3,013,000 | 13,111 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,580,000 | 2,022 |
| Total interest expense | $7,488,000 | 2,265 |
| Net interest income | $10,092,000 | 1,816 |
| Provision for loan and lease losses | $3,587,000 | 744 |
| Total noninterest income | $3,161,000 | 1,368 |
| Gross Fiduciary activities income | $246,000 | 1,027 |
| Service charges on deposit accounts | $943,000 | 1,421 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,972,000 | 1,260 |
| Total noninterest expense | $10,898,000 | 1,426 |
| Salaries and employee benefits | $4,917,000 | 1,365 |
| Premises and equipment expense | $2,204,000 | 1,027 |
| Additional noninterest expense | $3,777,000 | 1,662 |
| Pre-tax net operating income | $-1,232,000 | 13,522 |
| Securities gains (losses) | $509,000 | 1,073 |
| Applicable income taxes | $76,000 | 10,553 |
| Income before extraordinary items | $-799,000 | 13,498 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-799,000 | 13,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,787,000 | 1,040 |
| Cash dividends | $259,000 | 4,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,308,000 | 13,538 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.