Home > The Gifford State Bank > Income and Expense
The Gifford State Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 3,060 |
| Total interest expense | $331,000 | 3,776 |
| Net interest income | $2,118,000 | 2,720 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $96,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $20,000 | 3,438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 3,237 |
| Total noninterest expense | $1,136,000 | 3,203 |
| Salaries and employee benefits | $631,000 | 3,184 |
| Premises and equipment expense | $202,000 | 2,341 |
| Additional noninterest expense | $76,000 | 3,237 |
| Pre-tax net operating income | $1,078,000 | 2,152 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $0 | 3,151 |
| Income before extraordinary items | $1,078,000 | 1,941 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $1,078,000 | 1,965 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,078,000 | 1,941 |
| Net charge-offs | $1,000 | 2,169 |
| Cash dividends | $600,000 | 1,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $1,078,000 | 1,956 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $9,193,000 | 3,116 |
| Total interest expense | $1,133,000 | 3,882 |
| Net interest income | $8,060,000 | 2,706 |
| Provision for loan and lease losses | $0 | 3,269 |
| Total noninterest income | $842,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $99,000 | 3,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $743,000 | 2,569 |
| Total noninterest expense | $4,841,000 | 3,130 |
| Salaries and employee benefits | $2,629,000 | 3,131 |
| Premises and equipment expense | $792,000 | 2,340 |
| Additional noninterest expense | $743,000 | 2,569 |
| Pre-tax net operating income | $4,061,000 | 2,107 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $4,061,000 | 1,939 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,061,000 | 1,959 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,061,000 | 1,939 |
| Net charge-offs | $217,000 | 1,330 |
| Cash dividends | $1,650,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $4,061,000 | 1,943 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $6,824,000 | 3,116 |
| Total interest expense | $823,000 | 3,912 |
| Net interest income | $6,001,000 | 2,711 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $370,000 | 3,373 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $74,000 | 3,359 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 3,114 |
| Total noninterest expense | $3,496,000 | 3,151 |
| Salaries and employee benefits | $1,969,000 | 3,106 |
| Premises and equipment expense | $576,000 | 2,358 |
| Additional noninterest expense | $296,000 | 3,114 |
| Pre-tax net operating income | $2,875,000 | 2,187 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $2,875,000 | 2,000 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,875,000 | 2,020 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,875,000 | 2,001 |
| Net charge-offs | $154,000 | 1,170 |
| Cash dividends | $1,150,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $2,875,000 | 2,001 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $4,482,000 | 3,119 |
| Total interest expense | $522,000 | 3,938 |
| Net interest income | $3,960,000 | 2,716 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $249,000 | 3,349 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $46,000 | 3,400 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 3,063 |
| Total noninterest expense | $2,287,000 | 3,175 |
| Salaries and employee benefits | $1,283,000 | 3,143 |
| Premises and equipment expense | $378,000 | 2,380 |
| Additional noninterest expense | $203,000 | 3,063 |
| Pre-tax net operating income | $1,922,000 | 2,163 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $0 | 3,283 |
| Income before extraordinary items | $1,922,000 | 1,971 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,922,000 | 1,997 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,922,000 | 1,972 |
| Net charge-offs | $185,000 | 830 |
| Cash dividends | $760,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $1,922,000 | 1,971 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 3,154 |
| Total interest expense | $248,000 | 3,964 |
| Net interest income | $1,912,000 | 2,772 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $110,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $22,000 | 3,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 3,184 |
| Total noninterest expense | $1,123,000 | 3,202 |
| Salaries and employee benefits | $641,000 | 3,150 |
| Premises and equipment expense | $189,000 | 2,401 |
| Additional noninterest expense | $88,000 | 3,184 |
| Pre-tax net operating income | $899,000 | 2,176 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $0 | 3,183 |
| Income before extraordinary items | $899,000 | 2,020 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $899,000 | 2,045 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $899,000 | 2,020 |
| Net charge-offs | $7,000 | 1,636 |
| Cash dividends | $380,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $899,000 | 2,027 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,160,000 | 3,099 |
| Total interest expense | $659,000 | 3,979 |
| Net interest income | $7,501,000 | 2,789 |
| Provision for loan and lease losses | $190,000 | 2,043 |
| Total noninterest income | $723,000 | 3,095 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $86,000 | 3,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $637,000 | 2,735 |
| Total noninterest expense | $4,722,000 | 3,143 |
| Salaries and employee benefits | $2,490,000 | 3,192 |
| Premises and equipment expense | $900,000 | 2,144 |
| Additional noninterest expense | $637,000 | 2,735 |
| Pre-tax net operating income | $3,312,000 | 2,393 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $3,312,000 | 2,209 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,312,000 | 2,233 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,312,000 | 2,212 |
| Net charge-offs | $-76,000 | 4,281 |
| Cash dividends | $1,493,000 | 1,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,312,000 | 2,237 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,062,000 | 3,093 |
| Total interest expense | $457,000 | 3,967 |
| Net interest income | $5,605,000 | 2,812 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $339,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $62,000 | 3,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 3,243 |
| Total noninterest expense | $3,294,000 | 3,208 |
| Salaries and employee benefits | $1,834,000 | 3,191 |
| Premises and equipment expense | $620,000 | 2,269 |
| Additional noninterest expense | $277,000 | 3,242 |
| Pre-tax net operating income | $2,650,000 | 2,375 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $2,650,000 | 2,189 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,650,000 | 2,211 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,650,000 | 2,191 |
| Net charge-offs | $-50,000 | 4,215 |
| Cash dividends | $1,113,000 | 1,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,650,000 | 2,213 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,986,000 | 3,100 |
| Total interest expense | $275,000 | 3,953 |
| Net interest income | $3,711,000 | 2,840 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $223,000 | 3,502 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $37,000 | 3,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 3,236 |
| Total noninterest expense | $2,188,000 | 3,210 |
| Salaries and employee benefits | $1,234,000 | 3,188 |
| Premises and equipment expense | $414,000 | 2,264 |
| Additional noninterest expense | $186,000 | 3,228 |
| Pre-tax net operating income | $1,746,000 | 2,417 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $1,746,000 | 2,214 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,746,000 | 2,241 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,746,000 | 2,214 |
| Net charge-offs | $-27,000 | 4,194 |
| Cash dividends | $733,000 | 1,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,746,000 | 2,232 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 3,138 |
| Total interest expense | $121,000 | 3,934 |
| Net interest income | $1,796,000 | 2,909 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $106,000 | 3,549 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $18,000 | 3,640 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 3,270 |
| Total noninterest expense | $1,095,000 | 3,245 |
| Salaries and employee benefits | $618,000 | 3,234 |
| Premises and equipment expense | $210,000 | 2,285 |
| Additional noninterest expense | $88,000 | 3,270 |
| Pre-tax net operating income | $807,000 | 2,560 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $807,000 | 2,368 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $807,000 | 2,367 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $807,000 | 2,368 |
| Net charge-offs | $-27,000 | 4,297 |
| Cash dividends | $350,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $807,000 | 2,383 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,540,000 | 3,139 |
| Total interest expense | $443,000 | 3,365 |
| Net interest income | $6,097,000 | 3,069 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $751,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $93,000 | 3,511 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $658,000 | 2,776 |
| Total noninterest expense | $4,658,000 | 3,142 |
| Salaries and employee benefits | $2,530,000 | 3,178 |
| Premises and equipment expense | $773,000 | 2,363 |
| Additional noninterest expense | $658,000 | 2,776 |
| Pre-tax net operating income | $2,190,000 | 3,025 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $2,190,000 | 2,842 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,190,000 | 2,839 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,190,000 | 2,841 |
| Net charge-offs | $107,000 | 1,193 |
| Cash dividends | $925,000 | 2,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,190,000 | 2,871 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,710,000 | 3,143 |
| Total interest expense | $340,000 | 3,142 |
| Net interest income | $4,370,000 | 3,111 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $373,000 | 3,558 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $72,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 3,286 |
| Total noninterest expense | $3,310,000 | 3,213 |
| Salaries and employee benefits | $1,878,000 | 3,181 |
| Premises and equipment expense | $604,000 | 2,314 |
| Additional noninterest expense | $301,000 | 3,286 |
| Pre-tax net operating income | $1,433,000 | 3,159 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $1,433,000 | 2,972 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,433,000 | 2,970 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,433,000 | 2,971 |
| Net charge-offs | $49,000 | 1,232 |
| Cash dividends | $570,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,433,000 | 3,002 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,980,000 | 3,188 |
| Total interest expense | $235,000 | 2,995 |
| Net interest income | $2,745,000 | 3,175 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $248,000 | 3,549 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $47,000 | 3,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 3,306 |
| Total noninterest expense | $2,214,000 | 3,201 |
| Salaries and employee benefits | $1,267,000 | 3,178 |
| Premises and equipment expense | $402,000 | 2,326 |
| Additional noninterest expense | $545,000 | 3,554 |
| Pre-tax net operating income | $779,000 | 3,272 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $779,000 | 3,105 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $779,000 | 3,104 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $779,000 | 3,105 |
| Net charge-offs | $20,000 | 1,324 |
| Cash dividends | $290,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $779,000 | 3,132 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 3,285 |
| Total interest expense | $119,000 | 2,952 |
| Net interest income | $1,234,000 | 3,284 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $119,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $27,000 | 3,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 3,353 |
| Total noninterest expense | $1,089,000 | 3,232 |
| Salaries and employee benefits | $635,000 | 3,179 |
| Premises and equipment expense | $192,000 | 2,392 |
| Additional noninterest expense | $262,000 | 3,601 |
| Pre-tax net operating income | $264,000 | 3,552 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $264,000 | 3,396 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $264,000 | 3,395 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $264,000 | 3,396 |
| Net charge-offs | $-6,000 | 3,738 |
| Cash dividends | $240,000 | 1,649 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 49 |
| Net operating income | $264,000 | 3,420 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,583,000 | 3,315 |
| Total interest expense | $551,000 | 3,029 |
| Net interest income | $5,032,000 | 3,320 |
| Provision for loan and lease losses | $650,000 | 834 |
| Total noninterest income | $1,372,000 | 2,639 |
| Gross Fiduciary activities income | $1,000 | 958 |
| Service charges on deposit accounts | $96,000 | 3,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,275,000 | 2,389 |
| Total noninterest expense | $4,484,000 | 3,193 |
| Salaries and employee benefits | $2,523,000 | 3,185 |
| Premises and equipment expense | $806,000 | 2,304 |
| Additional noninterest expense | $1,155,000 | 3,498 |
| Pre-tax net operating income | $1,270,000 | 3,638 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $1,270,000 | 3,525 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,270,000 | 3,525 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,270,000 | 3,525 |
| Net charge-offs | $6,000 | 2,402 |
| Cash dividends | $946,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,270,000 | 3,505 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,180,000 | 3,383 |
| Total interest expense | $426,000 | 3,078 |
| Net interest income | $3,754,000 | 3,382 |
| Provision for loan and lease losses | $75,000 | 2,140 |
| Total noninterest income | $403,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $70,000 | 3,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 3,412 |
| Total noninterest expense | $3,329,000 | 3,227 |
| Salaries and employee benefits | $1,882,000 | 3,213 |
| Premises and equipment expense | $588,000 | 2,376 |
| Additional noninterest expense | $859,000 | 3,531 |
| Pre-tax net operating income | $753,000 | 3,951 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $753,000 | 3,879 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $753,000 | 3,879 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $753,000 | 3,879 |
| Net charge-offs | $-1,000 | 3,099 |
| Cash dividends | $690,000 | 2,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $753,000 | 3,859 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,759,000 | 3,421 |
| Total interest expense | $298,000 | 3,103 |
| Net interest income | $2,461,000 | 3,417 |
| Provision for loan and lease losses | $75,000 | 1,864 |
| Total noninterest income | $270,000 | 3,618 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $45,000 | 3,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 3,394 |
| Total noninterest expense | $2,208,000 | 3,230 |
| Salaries and employee benefits | $1,261,000 | 3,204 |
| Premises and equipment expense | $388,000 | 2,377 |
| Additional noninterest expense | $559,000 | 3,565 |
| Pre-tax net operating income | $448,000 | 4,055 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $448,000 | 3,975 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $448,000 | 3,975 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $448,000 | 3,975 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $460,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $448,000 | 3,957 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 3,435 |
| Total interest expense | $153,000 | 3,144 |
| Net interest income | $1,220,000 | 3,432 |
| Provision for loan and lease losses | $75,000 | 1,426 |
| Total noninterest income | $116,000 | 3,756 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $20,000 | 3,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 3,537 |
| Total noninterest expense | $1,113,000 | 3,204 |
| Salaries and employee benefits | $631,000 | 3,200 |
| Premises and equipment expense | $196,000 | 2,379 |
| Additional noninterest expense | $286,000 | 3,491 |
| Pre-tax net operating income | $148,000 | 4,261 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $148,000 | 4,229 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $148,000 | 4,228 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $148,000 | 4,229 |
| Net charge-offs | $19,000 | 1,167 |
| Cash dividends | $230,000 | 1,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $148,000 | 4,210 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,384,000 | 3,199 |
| Total interest expense | $864,000 | 3,142 |
| Net interest income | $5,520,000 | 3,182 |
| Provision for loan and lease losses | $1,135,000 | 1,484 |
| Total noninterest income | $947,000 | 2,925 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $93,000 | 3,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $854,000 | 2,630 |
| Total noninterest expense | $4,406,000 | 3,222 |
| Salaries and employee benefits | $2,385,000 | 3,274 |
| Premises and equipment expense | $761,000 | 2,405 |
| Additional noninterest expense | $1,260,000 | 3,332 |
| Pre-tax net operating income | $926,000 | 3,767 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $926,000 | 3,731 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $926,000 | 3,731 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $926,000 | 3,731 |
| Net charge-offs | $1,252,000 | 562 |
| Cash dividends | $920,000 | 2,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $926,000 | 3,668 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,866,000 | 3,203 |
| Total interest expense | $678,000 | 3,169 |
| Net interest income | $4,188,000 | 3,181 |
| Provision for loan and lease losses | $810,000 | 1,540 |
| Total noninterest income | $495,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $71,000 | 3,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $424,000 | 3,007 |
| Total noninterest expense | $3,145,000 | 3,286 |
| Salaries and employee benefits | $1,757,000 | 3,296 |
| Premises and equipment expense | $565,000 | 2,417 |
| Additional noninterest expense | $823,000 | 3,559 |
| Pre-tax net operating income | $728,000 | 3,753 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $728,000 | 3,705 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $728,000 | 3,704 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $728,000 | 3,705 |
| Net charge-offs | $1,138,000 | 471 |
| Cash dividends | $690,000 | 2,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $728,000 | 3,650 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,277,000 | 3,230 |
| Total interest expense | $483,000 | 3,179 |
| Net interest income | $2,794,000 | 3,200 |
| Provision for loan and lease losses | $585,000 | 1,502 |
| Total noninterest income | $337,000 | 3,264 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $48,000 | 3,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 2,948 |
| Total noninterest expense | $2,065,000 | 3,316 |
| Salaries and employee benefits | $1,175,000 | 3,303 |
| Premises and equipment expense | $368,000 | 2,433 |
| Additional noninterest expense | $522,000 | 3,639 |
| Pre-tax net operating income | $481,000 | 3,750 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $481,000 | 3,695 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $481,000 | 3,695 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $481,000 | 3,695 |
| Net charge-offs | $618,000 | 521 |
| Cash dividends | $460,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $481,000 | 3,648 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 3,217 |
| Total interest expense | $236,000 | 3,358 |
| Net interest income | $1,434,000 | 3,141 |
| Provision for loan and lease losses | $260,000 | 1,278 |
| Total noninterest income | $130,000 | 3,531 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $34,000 | 3,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 3,229 |
| Total noninterest expense | $1,022,000 | 3,361 |
| Salaries and employee benefits | $587,000 | 3,335 |
| Premises and equipment expense | $190,000 | 2,413 |
| Additional noninterest expense | $245,000 | 3,766 |
| Pre-tax net operating income | $282,000 | 3,473 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $282,000 | 3,359 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $282,000 | 3,359 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $282,000 | 3,360 |
| Net charge-offs | $-12,000 | 4,522 |
| Cash dividends | $230,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $282,000 | 3,339 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,874,000 | 3,213 |
| Total interest expense | $878,000 | 3,480 |
| Net interest income | $5,996,000 | 3,101 |
| Provision for loan and lease losses | $1,150,000 | 823 |
| Total noninterest income | $632,000 | 3,398 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $135,000 | 3,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $497,000 | 3,033 |
| Total noninterest expense | $4,525,000 | 3,199 |
| Salaries and employee benefits | $2,393,000 | 3,310 |
| Premises and equipment expense | $761,000 | 2,415 |
| Additional noninterest expense | $1,371,000 | 3,253 |
| Pre-tax net operating income | $953,000 | 3,916 |
| Securities gains (losses) | $1,000 | 2,288 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $954,000 | 3,838 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $954,000 | 3,838 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $954,000 | 3,839 |
| Net charge-offs | $2,207,000 | 380 |
| Cash dividends | $920,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $953,000 | 3,807 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,109,000 | 3,269 |
| Total interest expense | $642,000 | 3,551 |
| Net interest income | $4,467,000 | 3,159 |
| Provision for loan and lease losses | $900,000 | 740 |
| Total noninterest income | $421,000 | 3,555 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $103,000 | 3,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $318,000 | 3,218 |
| Total noninterest expense | $3,280,000 | 3,274 |
| Salaries and employee benefits | $1,788,000 | 3,334 |
| Premises and equipment expense | $551,000 | 2,487 |
| Additional noninterest expense | $941,000 | 3,443 |
| Pre-tax net operating income | $708,000 | 4,024 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $708,000 | 3,930 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $708,000 | 3,929 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $708,000 | 3,930 |
| Net charge-offs | $2,175,000 | 293 |
| Cash dividends | $690,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $708,000 | 3,902 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,364,000 | 3,301 |
| Total interest expense | $413,000 | 3,589 |
| Net interest income | $2,951,000 | 3,187 |
| Provision for loan and lease losses | $600,000 | 719 |
| Total noninterest income | $284,000 | 3,527 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $70,000 | 3,630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 3,202 |
| Total noninterest expense | $2,129,000 | 3,352 |
| Salaries and employee benefits | $1,199,000 | 3,335 |
| Premises and equipment expense | $365,000 | 2,493 |
| Additional noninterest expense | $565,000 | 3,652 |
| Pre-tax net operating income | $506,000 | 3,971 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $506,000 | 3,848 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $506,000 | 3,846 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $506,000 | 3,847 |
| Net charge-offs | $862,000 | 383 |
| Cash dividends | $460,000 | 2,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $506,000 | 3,828 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 3,324 |
| Total interest expense | $204,000 | 3,570 |
| Net interest income | $1,468,000 | 3,220 |
| Provision for loan and lease losses | $300,000 | 677 |
| Total noninterest income | $149,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $35,000 | 3,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 3,057 |
| Total noninterest expense | $1,060,000 | 3,380 |
| Salaries and employee benefits | $599,000 | 3,385 |
| Premises and equipment expense | $186,000 | 2,494 |
| Additional noninterest expense | $275,000 | 3,713 |
| Pre-tax net operating income | $257,000 | 3,953 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $257,000 | 3,809 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $257,000 | 3,807 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $257,000 | 3,808 |
| Net charge-offs | $824,000 | 243 |
| Cash dividends | $230,000 | 1,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $257,000 | 3,809 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,781,000 | 3,222 |
| Total interest expense | $776,000 | 3,306 |
| Net interest income | $6,005,000 | 3,169 |
| Provision for loan and lease losses | $1,350,000 | 690 |
| Total noninterest income | $724,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $140,000 | 3,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $584,000 | 2,872 |
| Total noninterest expense | $4,331,000 | 3,327 |
| Salaries and employee benefits | $2,356,000 | 3,397 |
| Premises and equipment expense | $736,000 | 2,489 |
| Additional noninterest expense | $1,239,000 | 3,527 |
| Pre-tax net operating income | $1,048,000 | 3,973 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $1,048,000 | 3,852 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,048,000 | 3,850 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,048,000 | 3,851 |
| Net charge-offs | $515,000 | 939 |
| Cash dividends | $990,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,048,000 | 3,854 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,163,000 | 3,201 |
| Total interest expense | $571,000 | 3,279 |
| Net interest income | $4,592,000 | 3,147 |
| Provision for loan and lease losses | $900,000 | 705 |
| Total noninterest income | $371,000 | 3,824 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $106,000 | 3,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 3,521 |
| Total noninterest expense | $3,129,000 | 3,409 |
| Salaries and employee benefits | $1,750,000 | 3,421 |
| Premises and equipment expense | $550,000 | 2,518 |
| Additional noninterest expense | $829,000 | 3,754 |
| Pre-tax net operating income | $934,000 | 3,846 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $934,000 | 3,678 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $934,000 | 3,677 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $934,000 | 3,677 |
| Net charge-offs | $421,000 | 804 |
| Cash dividends | $710,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $934,000 | 3,684 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 3,211 |
| Total interest expense | $378,000 | 3,212 |
| Net interest income | $3,019,000 | 3,184 |
| Provision for loan and lease losses | $600,000 | 688 |
| Total noninterest income | $260,000 | 3,780 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $66,000 | 3,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 3,424 |
| Total noninterest expense | $2,057,000 | 3,452 |
| Salaries and employee benefits | $1,174,000 | 3,418 |
| Premises and equipment expense | $352,000 | 2,595 |
| Additional noninterest expense | $531,000 | 3,850 |
| Pre-tax net operating income | $622,000 | 3,854 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $622,000 | 3,674 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $622,000 | 3,672 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $622,000 | 3,673 |
| Net charge-offs | $416,000 | 588 |
| Cash dividends | $480,000 | 2,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $622,000 | 3,676 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 3,221 |
| Total interest expense | $190,000 | 3,163 |
| Net interest income | $1,504,000 | 3,205 |
| Provision for loan and lease losses | $300,000 | 673 |
| Total noninterest income | $113,000 | 3,956 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $34,000 | 3,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 3,652 |
| Total noninterest expense | $1,029,000 | 3,495 |
| Salaries and employee benefits | $580,000 | 3,477 |
| Premises and equipment expense | $176,000 | 2,649 |
| Additional noninterest expense | $273,000 | 3,821 |
| Pre-tax net operating income | $288,000 | 3,914 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $288,000 | 3,731 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $288,000 | 3,731 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $288,000 | 3,731 |
| Net charge-offs | $3,000 | 2,344 |
| Cash dividends | $250,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $288,000 | 3,741 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,012,000 | 3,118 |
| Total interest expense | $730,000 | 3,078 |
| Net interest income | $6,282,000 | 3,090 |
| Provision for loan and lease losses | $1,205,000 | 772 |
| Total noninterest income | $771,000 | 3,333 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $162,000 | 3,742 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $609,000 | 2,907 |
| Total noninterest expense | $4,479,000 | 3,329 |
| Salaries and employee benefits | $2,487,000 | 3,339 |
| Premises and equipment expense | $797,000 | 2,462 |
| Additional noninterest expense | $1,195,000 | 3,677 |
| Pre-tax net operating income | $1,369,000 | 3,664 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $1,369,000 | 3,281 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,369,000 | 3,279 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,369,000 | 3,281 |
| Net charge-offs | $1,877,000 | 425 |
| Cash dividends | $815,000 | 2,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,369,000 | 3,256 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,243,000 | 3,151 |
| Total interest expense | $544,000 | 3,077 |
| Net interest income | $4,699,000 | 3,120 |
| Provision for loan and lease losses | $740,000 | 890 |
| Total noninterest income | $379,000 | 3,949 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $120,000 | 3,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 3,671 |
| Total noninterest expense | $3,259,000 | 3,399 |
| Salaries and employee benefits | $1,864,000 | 3,351 |
| Premises and equipment expense | $588,000 | 2,510 |
| Additional noninterest expense | $807,000 | 3,894 |
| Pre-tax net operating income | $1,079,000 | 3,641 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,079,000 | 3,405 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,079,000 | 3,404 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,079,000 | 3,405 |
| Net charge-offs | $1,736,000 | 336 |
| Cash dividends | $595,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,079,000 | 3,372 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,540,000 | 3,116 |
| Total interest expense | $359,000 | 3,060 |
| Net interest income | $3,181,000 | 3,084 |
| Provision for loan and lease losses | $430,000 | 946 |
| Total noninterest income | $221,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $77,000 | 3,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 3,907 |
| Total noninterest expense | $2,142,000 | 3,445 |
| Salaries and employee benefits | $1,246,000 | 3,363 |
| Premises and equipment expense | $380,000 | 2,559 |
| Additional noninterest expense | $516,000 | 3,998 |
| Pre-tax net operating income | $830,000 | 3,410 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $830,000 | 3,113 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $830,000 | 3,112 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $830,000 | 3,113 |
| Net charge-offs | $421,000 | 656 |
| Cash dividends | $545,000 | 1,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $830,000 | 3,097 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 3,144 |
| Total interest expense | $190,000 | 2,956 |
| Net interest income | $1,558,000 | 3,123 |
| Provision for loan and lease losses | $115,000 | 1,362 |
| Total noninterest income | $97,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $36,000 | 3,940 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $61,000 | 4,088 |
| Total noninterest expense | $1,069,000 | 3,478 |
| Salaries and employee benefits | $627,000 | 3,401 |
| Premises and equipment expense | $188,000 | 2,615 |
| Additional noninterest expense | $254,000 | 4,037 |
| Pre-tax net operating income | $471,000 | 3,180 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $471,000 | 2,856 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $471,000 | 2,856 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $471,000 | 2,856 |
| Net charge-offs | $116,000 | 851 |
| Cash dividends | $235,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $471,000 | 2,836 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,100,000 | 3,101 |
| Total interest expense | $682,000 | 3,096 |
| Net interest income | $6,418,000 | 3,056 |
| Provision for loan and lease losses | $1,200,000 | 778 |
| Total noninterest income | $561,000 | 3,926 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $150,000 | 3,976 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $411,000 | 3,527 |
| Total noninterest expense | $4,040,000 | 3,633 |
| Salaries and employee benefits | $2,222,000 | 3,618 |
| Premises and equipment expense | $735,000 | 2,631 |
| Additional noninterest expense | $1,083,000 | 4,025 |
| Pre-tax net operating income | $1,739,000 | 3,297 |
| Securities gains (losses) | $-3,000 | 5,561 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,736,000 | 3,026 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,736,000 | 3,025 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,736,000 | 3,025 |
| Net charge-offs | $471,000 | 1,125 |
| Cash dividends | $868,000 | 2,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,739,000 | 2,975 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,265,000 | 3,132 |
| Total interest expense | $499,000 | 3,130 |
| Net interest income | $4,766,000 | 3,078 |
| Provision for loan and lease losses | $695,000 | 916 |
| Total noninterest income | $329,000 | 4,286 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $113,000 | 4,001 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $216,000 | 4,008 |
| Total noninterest expense | $2,899,000 | 3,714 |
| Salaries and employee benefits | $1,641,000 | 3,656 |
| Premises and equipment expense | $510,000 | 2,797 |
| Additional noninterest expense | $748,000 | 4,192 |
| Pre-tax net operating income | $1,501,000 | 3,104 |
| Securities gains (losses) | $3,000 | 2,908 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,504,000 | 2,823 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,504,000 | 2,823 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,504,000 | 2,823 |
| Net charge-offs | $150,000 | 1,689 |
| Cash dividends | $555,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,501,000 | 2,764 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,459,000 | 3,166 |
| Total interest expense | $323,000 | 3,197 |
| Net interest income | $3,136,000 | 3,124 |
| Provision for loan and lease losses | $435,000 | 961 |
| Total noninterest income | $230,000 | 4,226 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $74,000 | 4,037 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $156,000 | 3,930 |
| Total noninterest expense | $1,898,000 | 3,778 |
| Salaries and employee benefits | $1,089,000 | 3,701 |
| Premises and equipment expense | $342,000 | 2,805 |
| Additional noninterest expense | $467,000 | 4,353 |
| Pre-tax net operating income | $1,033,000 | 3,026 |
| Securities gains (losses) | $3,000 | 2,591 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,036,000 | 2,734 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,036,000 | 2,732 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,036,000 | 2,733 |
| Net charge-offs | $27,000 | 2,572 |
| Cash dividends | $370,000 | 2,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,033,000 | 2,677 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 3,232 |
| Total interest expense | $156,000 | 3,287 |
| Net interest income | $1,526,000 | 3,186 |
| Provision for loan and lease losses | $145,000 | 1,246 |
| Total noninterest income | $116,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $38,000 | 3,981 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $78,000 | 3,898 |
| Total noninterest expense | $965,000 | 3,776 |
| Salaries and employee benefits | $552,000 | 3,695 |
| Premises and equipment expense | $177,000 | 2,770 |
| Additional noninterest expense | $236,000 | 4,348 |
| Pre-tax net operating income | $532,000 | 2,933 |
| Securities gains (losses) | $3,000 | 1,822 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $535,000 | 2,641 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $535,000 | 2,641 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $535,000 | 2,641 |
| Net charge-offs | $9,000 | 2,377 |
| Cash dividends | $185,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $532,000 | 2,599 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,349,000 | 3,332 |
| Total interest expense | $595,000 | 3,404 |
| Net interest income | $5,754,000 | 3,281 |
| Provision for loan and lease losses | $575,000 | 1,221 |
| Total noninterest income | $625,000 | 3,831 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $169,000 | 3,963 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $456,000 | 3,422 |
| Total noninterest expense | $3,966,000 | 3,732 |
| Salaries and employee benefits | $2,128,000 | 3,771 |
| Premises and equipment expense | $662,000 | 2,916 |
| Additional noninterest expense | $1,176,000 | 3,959 |
| Pre-tax net operating income | $1,838,000 | 3,163 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,838,000 | 2,880 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,838,000 | 2,883 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,838,000 | 2,883 |
| Net charge-offs | $165,000 | 2,171 |
| Cash dividends | $730,000 | 2,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,838,000 | 2,838 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,634,000 | 3,417 |
| Total interest expense | $434,000 | 3,506 |
| Net interest income | $4,200,000 | 3,367 |
| Provision for loan and lease losses | $290,000 | 1,548 |
| Total noninterest income | $332,000 | 4,383 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $127,000 | 3,994 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $205,000 | 4,103 |
| Total noninterest expense | $2,753,000 | 3,921 |
| Salaries and employee benefits | $1,546,000 | 3,854 |
| Premises and equipment expense | $467,000 | 3,072 |
| Additional noninterest expense | $740,000 | 4,338 |
| Pre-tax net operating income | $1,489,000 | 3,088 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,489,000 | 2,788 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,489,000 | 2,788 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,489,000 | 2,789 |
| Net charge-offs | $123,000 | 1,973 |
| Cash dividends | $545,000 | 2,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,489,000 | 2,736 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,996,000 | 3,489 |
| Total interest expense | $283,000 | 3,578 |
| Net interest income | $2,713,000 | 3,453 |
| Provision for loan and lease losses | $165,000 | 1,694 |
| Total noninterest income | $219,000 | 4,408 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $79,000 | 4,095 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $140,000 | 4,112 |
| Total noninterest expense | $1,787,000 | 4,017 |
| Salaries and employee benefits | $1,007,000 | 3,936 |
| Premises and equipment expense | $298,000 | 3,183 |
| Additional noninterest expense | $482,000 | 4,417 |
| Pre-tax net operating income | $980,000 | 3,101 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $980,000 | 2,786 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $980,000 | 2,787 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $980,000 | 2,788 |
| Net charge-offs | $75,000 | 1,983 |
| Cash dividends | $360,000 | 2,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $980,000 | 2,728 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 3,566 |
| Total interest expense | $140,000 | 3,627 |
| Net interest income | $1,314,000 | 3,522 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $99,000 | 4,544 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $35,000 | 4,270 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $64,000 | 4,225 |
| Total noninterest expense | $878,000 | 4,100 |
| Salaries and employee benefits | $494,000 | 4,008 |
| Premises and equipment expense | $145,000 | 3,266 |
| Additional noninterest expense | $239,000 | 4,455 |
| Pre-tax net operating income | $445,000 | 3,210 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $445,000 | 2,938 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $445,000 | 2,941 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $445,000 | 2,941 |
| Net charge-offs | $74,000 | 1,302 |
| Cash dividends | $180,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $445,000 | 2,860 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,566,000 | 3,697 |
| Total interest expense | $608,000 | 3,604 |
| Net interest income | $4,958,000 | 3,671 |
| Provision for loan and lease losses | $320,000 | 1,917 |
| Total noninterest income | $608,000 | 3,962 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $168,000 | 4,202 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $440,000 | 3,467 |
| Total noninterest expense | $3,595,000 | 4,077 |
| Salaries and employee benefits | $1,959,000 | 4,028 |
| Premises and equipment expense | $616,000 | 3,167 |
| Additional noninterest expense | $1,020,000 | 4,413 |
| Pre-tax net operating income | $1,651,000 | 3,309 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,651,000 | 3,068 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,651,000 | 3,068 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,651,000 | 3,069 |
| Net charge-offs | $179,000 | 2,589 |
| Cash dividends | $720,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,651,000 | 3,016 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,019,000 | 3,828 |
| Total interest expense | $460,000 | 3,643 |
| Net interest income | $3,559,000 | 3,807 |
| Provision for loan and lease losses | $160,000 | 2,313 |
| Total noninterest income | $299,000 | 4,681 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $125,000 | 4,268 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $174,000 | 4,385 |
| Total noninterest expense | $2,562,000 | 4,212 |
| Salaries and employee benefits | $1,434,000 | 4,085 |
| Premises and equipment expense | $440,000 | 3,322 |
| Additional noninterest expense | $688,000 | 4,649 |
| Pre-tax net operating income | $1,136,000 | 3,550 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,136,000 | 3,253 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,136,000 | 3,252 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,136,000 | 3,254 |
| Net charge-offs | $124,000 | 2,484 |
| Cash dividends | $540,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,136,000 | 3,218 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 3,894 |
| Total interest expense | $307,000 | 3,681 |
| Net interest income | $2,314,000 | 3,880 |
| Provision for loan and lease losses | $105,000 | 2,287 |
| Total noninterest income | $200,000 | 4,661 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $79,000 | 4,354 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $121,000 | 4,316 |
| Total noninterest expense | $1,689,000 | 4,270 |
| Salaries and employee benefits | $961,000 | 4,098 |
| Premises and equipment expense | $290,000 | 3,369 |
| Additional noninterest expense | $438,000 | 4,772 |
| Pre-tax net operating income | $720,000 | 3,555 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $720,000 | 3,286 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $720,000 | 3,291 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $720,000 | 3,291 |
| Net charge-offs | $43,000 | 2,918 |
| Cash dividends | $360,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $720,000 | 3,244 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 3,939 |
| Total interest expense | $155,000 | 3,705 |
| Net interest income | $1,139,000 | 3,928 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $103,000 | 4,579 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $40,000 | 4,315 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $63,000 | 4,256 |
| Total noninterest expense | $830,000 | 4,348 |
| Salaries and employee benefits | $479,000 | 4,158 |
| Premises and equipment expense | $141,000 | 3,491 |
| Additional noninterest expense | $210,000 | 4,891 |
| Pre-tax net operating income | $352,000 | 3,536 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $352,000 | 3,241 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $352,000 | 3,244 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $352,000 | 3,244 |
| Net charge-offs | $38,000 | 2,059 |
| Cash dividends | $180,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $352,000 | 3,208 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,131,000 | 4,011 |
| Total interest expense | $672,000 | 3,842 |
| Net interest income | $4,459,000 | 3,995 |
| Provision for loan and lease losses | $225,000 | 2,826 |
| Total noninterest income | $572,000 | 4,199 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $180,000 | 4,273 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $392,000 | 3,696 |
| Total noninterest expense | $3,205,000 | 4,458 |
| Salaries and employee benefits | $1,819,000 | 4,285 |
| Premises and equipment expense | $568,000 | 3,438 |
| Additional noninterest expense | $818,000 | 5,025 |
| Pre-tax net operating income | $1,601,000 | 3,290 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,601,000 | 3,040 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,601,000 | 3,042 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,601,000 | 3,043 |
| Net charge-offs | $91,000 | 3,831 |
| Cash dividends | $660,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,601,000 | 2,975 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,772,000 | 4,093 |
| Total interest expense | $511,000 | 3,896 |
| Net interest income | $3,261,000 | 4,094 |
| Provision for loan and lease losses | $160,000 | 2,863 |
| Total noninterest income | $359,000 | 4,531 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $136,000 | 4,298 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $223,000 | 4,180 |
| Total noninterest expense | $2,371,000 | 4,504 |
| Salaries and employee benefits | $1,337,000 | 4,356 |
| Premises and equipment expense | $422,000 | 3,491 |
| Additional noninterest expense | $612,000 | 5,034 |
| Pre-tax net operating income | $1,089,000 | 3,542 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,089,000 | 3,259 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,089,000 | 3,262 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,089,000 | 3,263 |
| Net charge-offs | $80,000 | 3,458 |
| Cash dividends | $480,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,089,000 | 3,190 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,468,000 | 4,153 |
| Total interest expense | $348,000 | 3,908 |
| Net interest income | $2,120,000 | 4,162 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $254,000 | 4,499 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $93,000 | 4,242 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $161,000 | 4,119 |
| Total noninterest expense | $1,572,000 | 4,537 |
| Salaries and employee benefits | $896,000 | 4,377 |
| Premises and equipment expense | $273,000 | 3,561 |
| Additional noninterest expense | $403,000 | 5,080 |
| Pre-tax net operating income | $682,000 | 3,611 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $682,000 | 3,367 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $682,000 | 3,368 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $682,000 | 3,370 |
| Net charge-offs | $39,000 | 3,556 |
| Cash dividends | $300,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $682,000 | 3,270 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 4,189 |
| Total interest expense | $178,000 | 3,952 |
| Net interest income | $1,049,000 | 4,204 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $133,000 | 4,391 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $49,000 | 4,134 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $84,000 | 4,006 |
| Total noninterest expense | $782,000 | 4,594 |
| Salaries and employee benefits | $443,000 | 4,445 |
| Premises and equipment expense | $136,000 | 3,606 |
| Additional noninterest expense | $203,000 | 5,120 |
| Pre-tax net operating income | $340,000 | 3,570 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $340,000 | 3,330 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $340,000 | 3,330 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $340,000 | 3,332 |
| Net charge-offs | $9,000 | 3,485 |
| Cash dividends | $180,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $340,000 | 3,225 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,018,000 | 4,283 |
| Total interest expense | $843,000 | 4,004 |
| Net interest income | $4,175,000 | 4,291 |
| Provision for loan and lease losses | $443,000 | 2,888 |
| Total noninterest income | $885,000 | 3,468 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $213,000 | 4,144 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $672,000 | 2,953 |
| Total noninterest expense | $3,038,000 | 4,714 |
| Salaries and employee benefits | $1,642,000 | 4,632 |
| Premises and equipment expense | $585,000 | 3,441 |
| Additional noninterest expense | $811,000 | 5,249 |
| Pre-tax net operating income | $1,579,000 | 3,247 |
| Securities gains (losses) | $3,000 | 3,606 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,582,000 | 3,017 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,582,000 | 3,018 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,582,000 | 3,019 |
| Net charge-offs | $202,000 | 3,755 |
| Cash dividends | $675,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,579,000 | 2,892 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,729,000 | 4,384 |
| Total interest expense | $656,000 | 4,044 |
| Net interest income | $3,073,000 | 4,409 |
| Provision for loan and lease losses | $283,000 | 3,048 |
| Total noninterest income | $510,000 | 3,964 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $158,000 | 4,216 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $352,000 | 3,463 |
| Total noninterest expense | $2,242,000 | 4,786 |
| Salaries and employee benefits | $1,201,000 | 4,699 |
| Premises and equipment expense | $431,000 | 3,529 |
| Additional noninterest expense | $610,000 | 5,293 |
| Pre-tax net operating income | $1,058,000 | 3,527 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,058,000 | 3,322 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,058,000 | 3,324 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,058,000 | 3,324 |
| Net charge-offs | $121,000 | 3,780 |
| Cash dividends | $485,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,058,000 | 3,177 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,438,000 | 4,482 |
| Total interest expense | $453,000 | 4,058 |
| Net interest income | $1,985,000 | 4,514 |
| Provision for loan and lease losses | $225,000 | 2,827 |
| Total noninterest income | $387,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $97,000 | 4,365 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $290,000 | 3,117 |
| Total noninterest expense | $1,499,000 | 4,811 |
| Salaries and employee benefits | $802,000 | 4,730 |
| Premises and equipment expense | $289,000 | 3,521 |
| Additional noninterest expense | $408,000 | 5,309 |
| Pre-tax net operating income | $648,000 | 3,671 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $648,000 | 3,484 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $648,000 | 3,485 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $648,000 | 3,485 |
| Net charge-offs | $52,000 | 4,001 |
| Cash dividends | $305,000 | 2,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $648,000 | 3,294 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 4,562 |
| Total interest expense | $236,000 | 4,064 |
| Net interest income | $970,000 | 4,617 |
| Provision for loan and lease losses | $65,000 | 3,389 |
| Total noninterest income | $148,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $44,000 | 4,536 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $104,000 | 3,646 |
| Total noninterest expense | $760,000 | 4,806 |
| Salaries and employee benefits | $404,000 | 4,754 |
| Premises and equipment expense | $152,000 | 3,426 |
| Additional noninterest expense | $204,000 | 5,306 |
| Pre-tax net operating income | $293,000 | 3,882 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $293,000 | 3,694 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $293,000 | 3,696 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $293,000 | 3,697 |
| Net charge-offs | $4,000 | 4,348 |
| Cash dividends | $125,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $293,000 | 3,527 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 4,680 |
| Total interest expense | $1,044,000 | 4,311 |
| Net interest income | $3,733,000 | 4,730 |
| Provision for loan and lease losses | $350,000 | 3,913 |
| Total noninterest income | $635,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $209,000 | 4,296 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $426,000 | 3,340 |
| Total noninterest expense | $2,966,000 | 4,914 |
| Salaries and employee benefits | $1,542,000 | 4,891 |
| Premises and equipment expense | $551,000 | 3,793 |
| Additional noninterest expense | $873,000 | 5,235 |
| Pre-tax net operating income | $1,052,000 | 3,631 |
| Securities gains (losses) | $3,000 | 3,591 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,055,000 | 3,449 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,055,000 | 3,451 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,055,000 | 3,452 |
| Net charge-offs | $148,000 | 4,613 |
| Cash dividends | $550,000 | 2,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,052,000 | 3,336 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,517,000 | 4,779 |
| Total interest expense | $799,000 | 4,365 |
| Net interest income | $2,718,000 | 4,830 |
| Provision for loan and lease losses | $80,000 | 5,195 |
| Total noninterest income | $357,000 | 4,530 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $167,000 | 4,206 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $190,000 | 4,163 |
| Total noninterest expense | $2,187,000 | 4,966 |
| Salaries and employee benefits | $1,125,000 | 4,955 |
| Premises and equipment expense | $409,000 | 3,855 |
| Additional noninterest expense | $653,000 | 5,253 |
| Pre-tax net operating income | $808,000 | 3,706 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $808,000 | 3,498 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $808,000 | 3,500 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $808,000 | 3,500 |
| Net charge-offs | $56,000 | 4,898 |
| Cash dividends | $400,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $808,000 | 3,378 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,309,000 | 4,872 |
| Total interest expense | $548,000 | 4,410 |
| Net interest income | $1,761,000 | 4,926 |
| Provision for loan and lease losses | $35,000 | 5,367 |
| Total noninterest income | $190,000 | 4,942 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $109,000 | 4,230 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $81,000 | 4,876 |
| Total noninterest expense | $1,426,000 | 5,070 |
| Salaries and employee benefits | $747,000 | 5,000 |
| Premises and equipment expense | $271,000 | 3,905 |
| Additional noninterest expense | $408,000 | 5,485 |
| Pre-tax net operating income | $490,000 | 3,856 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $490,000 | 3,636 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $490,000 | 3,637 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $490,000 | 3,637 |
| Net charge-offs | $24,000 | 4,955 |
| Cash dividends | $275,000 | 2,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $490,000 | 3,531 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 4,951 |
| Total interest expense | $286,000 | 4,429 |
| Net interest income | $845,000 | 5,029 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $80,000 | 5,283 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $47,000 | 4,460 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,265 |
| Total noninterest expense | $710,000 | 5,115 |
| Salaries and employee benefits | $376,000 | 5,019 |
| Premises and equipment expense | $134,000 | 3,992 |
| Additional noninterest expense | $200,000 | 5,541 |
| Pre-tax net operating income | $200,000 | 4,234 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $200,000 | 3,989 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $200,000 | 3,988 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $200,000 | 3,989 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $125,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $200,000 | 3,932 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,687,000 | 4,990 |
| Total interest expense | $1,333,000 | 4,548 |
| Net interest income | $3,354,000 | 5,069 |
| Provision for loan and lease losses | $195,000 | 5,372 |
| Total noninterest income | $620,000 | 4,164 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $221,000 | 4,225 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $399,000 | 3,517 |
| Total noninterest expense | $2,793,000 | 5,228 |
| Salaries and employee benefits | $1,434,000 | 5,166 |
| Premises and equipment expense | $575,000 | 3,826 |
| Additional noninterest expense | $784,000 | 5,660 |
| Pre-tax net operating income | $986,000 | 3,404 |
| Securities gains (losses) | $8,000 | 3,363 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $994,000 | 3,247 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $994,000 | 3,244 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $994,000 | 3,247 |
| Net charge-offs | $168,000 | 4,940 |
| Cash dividends | $250,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $986,000 | 3,123 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,480,000 | 5,114 |
| Total interest expense | $1,022,000 | 4,641 |
| Net interest income | $2,458,000 | 5,189 |
| Provision for loan and lease losses | $151,000 | 5,237 |
| Total noninterest income | $295,000 | 5,076 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $169,000 | 4,272 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $126,000 | 4,908 |
| Total noninterest expense | $2,023,000 | 5,335 |
| Salaries and employee benefits | $1,051,000 | 5,285 |
| Premises and equipment expense | $408,000 | 4,047 |
| Additional noninterest expense | $564,000 | 5,777 |
| Pre-tax net operating income | $579,000 | 4,004 |
| Securities gains (losses) | $8,000 | 3,163 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $587,000 | 3,821 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $587,000 | 3,821 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $587,000 | 3,822 |
| Net charge-offs | $162,000 | 4,439 |
| Cash dividends | $125,000 | 3,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $579,000 | 3,698 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 5,205 |
| Total interest expense | $694,000 | 4,706 |
| Net interest income | $1,580,000 | 5,294 |
| Provision for loan and lease losses | $136,000 | 4,758 |
| Total noninterest income | $183,000 | 5,170 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $113,000 | 4,263 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $70,000 | 5,158 |
| Total noninterest expense | $1,334,000 | 5,379 |
| Salaries and employee benefits | $694,000 | 5,343 |
| Premises and equipment expense | $266,000 | 4,115 |
| Additional noninterest expense | $374,000 | 5,807 |
| Pre-tax net operating income | $293,000 | 4,445 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $293,000 | 4,353 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $293,000 | 4,352 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $293,000 | 4,352 |
| Net charge-offs | $151,000 | 3,818 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $293,000 | 4,202 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 5,323 |
| Total interest expense | $357,000 | 4,768 |
| Net interest income | $760,000 | 5,449 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $95,000 | 5,145 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $58,000 | 4,200 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $37,000 | 5,161 |
| Total noninterest expense | $662,000 | 5,468 |
| Salaries and employee benefits | $351,000 | 5,355 |
| Premises and equipment expense | $130,000 | 4,266 |
| Additional noninterest expense | $181,000 | 5,921 |
| Pre-tax net operating income | $178,000 | 4,280 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $178,000 | 4,092 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $178,000 | 4,091 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $178,000 | 4,091 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $178,000 | 3,989 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,590,000 | 5,363 |
| Total interest expense | $1,645,000 | 4,941 |
| Net interest income | $2,945,000 | 5,432 |
| Provision for loan and lease losses | $110,000 | 6,340 |
| Total noninterest income | $655,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $234,000 | 4,355 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $421,000 | 3,472 |
| Total noninterest expense | $2,563,000 | 5,607 |
| Salaries and employee benefits | $1,326,000 | 5,553 |
| Premises and equipment expense | $520,000 | 4,269 |
| Additional noninterest expense | $717,000 | 6,076 |
| Pre-tax net operating income | $927,000 | 3,106 |
| Securities gains (losses) | $2,000 | 3,583 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $929,000 | 2,889 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $929,000 | 2,888 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $929,000 | 2,889 |
| Net charge-offs | $86,000 | 5,821 |
| Cash dividends | $750,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $927,000 | 2,830 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 5,470 |
| Total interest expense | $1,254,000 | 5,036 |
| Net interest income | $2,143,000 | 5,531 |
| Provision for loan and lease losses | $10,000 | 7,094 |
| Total noninterest income | $307,000 | 5,154 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $180,000 | 4,318 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $127,000 | 5,040 |
| Total noninterest expense | $1,884,000 | 5,684 |
| Salaries and employee benefits | $986,000 | 5,616 |
| Premises and equipment expense | $375,000 | 4,414 |
| Additional noninterest expense | $523,000 | 6,142 |
| Pre-tax net operating income | $556,000 | 3,733 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $558,000 | 3,501 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $558,000 | 3,499 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $558,000 | 3,501 |
| Net charge-offs | $17,000 | 6,315 |
| Cash dividends | $750,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $556,000 | 3,413 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 5,534 |
| Total interest expense | $844,000 | 5,140 |
| Net interest income | $1,410,000 | 5,579 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $206,000 | 5,175 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $116,000 | 4,355 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $90,000 | 4,981 |
| Total noninterest expense | $1,212,000 | 5,829 |
| Salaries and employee benefits | $652,000 | 5,705 |
| Premises and equipment expense | $244,000 | 4,523 |
| Additional noninterest expense | $316,000 | 6,390 |
| Pre-tax net operating income | $404,000 | 3,667 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $406,000 | 3,451 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $406,000 | 3,448 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $406,000 | 3,449 |
| Net charge-offs | $18,000 | 5,684 |
| Cash dividends | $750,000 | 1,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $404,000 | 3,343 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 5,568 |
| Total interest expense | $425,000 | 5,234 |
| Net interest income | $708,000 | 5,558 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $101,000 | 5,194 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $53,000 | 4,479 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $48,000 | 4,911 |
| Total noninterest expense | $621,000 | 5,709 |
| Salaries and employee benefits | $332,000 | 5,712 |
| Premises and equipment expense | $124,000 | 4,533 |
| Additional noninterest expense | $165,000 | 6,080 |
| Pre-tax net operating income | $188,000 | 4,149 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $188,000 | 3,968 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $188,000 | 3,970 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $188,000 | 3,970 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $750,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $188,000 | 3,811 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,583,000 | 5,689 |
| Total interest expense | $1,900,000 | 5,437 |
| Net interest income | $2,683,000 | 5,729 |
| Provision for loan and lease losses | $66,000 | 6,367 |
| Total noninterest income | $761,000 | 3,963 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $207,000 | 4,724 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $554,000 | 3,017 |
| Total noninterest expense | $2,485,000 | 5,667 |
| Salaries and employee benefits | $1,354,000 | 5,629 |
| Premises and equipment expense | $505,000 | 4,432 |
| Additional noninterest expense | $626,000 | 6,126 |
| Pre-tax net operating income | $893,000 | 3,960 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $894,000 | 3,500 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $894,000 | 3,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,443 |
| Cash dividends | $750,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $893,000 | 3,646 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 5,790 |
| Total interest expense | $1,442,000 | 5,538 |
| Net interest income | $1,969,000 | 5,834 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $288,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $152,000 | 4,797 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $136,000 | 5,118 |
| Total noninterest expense | $1,729,000 | 5,851 |
| Salaries and employee benefits | $968,000 | 5,791 |
| Premises and equipment expense | $309,000 | 5,020 |
| Additional noninterest expense | $452,000 | 6,168 |
| Pre-tax net operating income | $528,000 | 4,851 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $529,000 | 4,341 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $529,000 | 4,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,807 |
| Cash dividends | $750,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $528,000 | 4,489 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 5,867 |
| Total interest expense | $979,000 | 5,631 |
| Net interest income | $1,280,000 | 5,897 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $197,000 | 5,459 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $97,000 | 4,891 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $100,000 | 5,056 |
| Total noninterest expense | $1,150,000 | 5,893 |
| Salaries and employee benefits | $647,000 | 5,834 |
| Premises and equipment expense | $198,000 | 5,176 |
| Additional noninterest expense | $305,000 | 6,143 |
| Pre-tax net operating income | $327,000 | 5,145 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $328,000 | 4,858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $328,000 | 4,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,681 |
| Cash dividends | $750,000 | 1,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $327,000 | 4,800 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,146,000 | 5,921 |
| Total interest expense | $506,000 | 5,727 |
| Net interest income | $640,000 | 5,928 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $96,000 | 5,523 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $43,000 | 5,092 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $53,000 | 4,930 |
| Total noninterest expense | $569,000 | 5,956 |
| Salaries and employee benefits | $328,000 | 5,841 |
| Premises and equipment expense | $98,000 | 5,215 |
| Additional noninterest expense | $143,000 | 6,298 |
| Pre-tax net operating income | $167,000 | 5,279 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $167,000 | 5,039 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $167,000 | 5,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $750,000 | 963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $167,000 | 4,924 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,681,000 | 5,886 |
| Total interest expense | $1,921,000 | 5,910 |
| Net interest income | $2,760,000 | 5,704 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $719,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $195,000 | 4,957 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $524,000 | 3,223 |
| Total noninterest expense | $2,384,000 | 5,750 |
| Salaries and employee benefits | $1,304,000 | 5,740 |
| Premises and equipment expense | $403,000 | 5,006 |
| Additional noninterest expense | $677,000 | 5,819 |
| Pre-tax net operating income | $1,095,000 | 4,559 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,095,000 | 4,118 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,095,000 | 4,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,475 |
| Cash dividends | $730,000 | 3,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,095,000 | 4,118 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,468,000 | 5,953 |
| Total interest expense | $1,411,000 | 5,989 |
| Net interest income | $2,057,000 | 5,758 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $331,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $149,000 | 4,941 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $182,000 | 4,678 |
| Total noninterest expense | $1,679,000 | 5,888 |
| Salaries and employee benefits | $903,000 | 5,956 |
| Premises and equipment expense | $295,000 | 5,067 |
| Additional noninterest expense | $481,000 | 5,916 |
| Pre-tax net operating income | $709,000 | 5,089 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $709,000 | 4,622 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $709,000 | 4,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,450 |
| Cash dividends | $730,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $709,000 | 4,613 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 6,012 |
| Total interest expense | $900,000 | 6,102 |
| Net interest income | $1,379,000 | 5,789 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $253,000 | 5,054 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $103,000 | 4,880 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $150,000 | 4,307 |
| Total noninterest expense | $1,133,000 | 5,891 |
| Salaries and employee benefits | $605,000 | 5,985 |
| Premises and equipment expense | $201,000 | 5,023 |
| Additional noninterest expense | $327,000 | 5,870 |
| Pre-tax net operating income | $499,000 | 5,040 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $499,000 | 4,550 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $499,000 | 4,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,011 |
| Cash dividends | $730,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $499,000 | 4,548 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 6,018 |
| Total interest expense | $445,000 | 6,136 |
| Net interest income | $690,000 | 5,795 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $111,000 | 5,313 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $50,000 | 4,884 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $61,000 | 4,714 |
| Total noninterest expense | $535,000 | 6,112 |
| Salaries and employee benefits | $304,000 | 6,001 |
| Premises and equipment expense | $84,000 | 5,553 |
| Additional noninterest expense | $147,000 | 6,164 |
| Pre-tax net operating income | $266,000 | 4,919 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $266,000 | 4,426 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $266,000 | 4,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $730,000 | 1,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $266,000 | 4,414 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,304,000 | 5,939 |
| Total interest expense | $1,622,000 | 5,927 |
| Net interest income | $2,682,000 | 5,823 |
| Provision for loan and lease losses | $15,000 | 6,428 |
| Total noninterest income | $501,000 | 5,136 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $183,000 | 5,157 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $318,000 | 4,191 |
| Total noninterest expense | $2,190,000 | 5,892 |
| Salaries and employee benefits | $1,224,000 | 5,849 |
| Premises and equipment expense | $351,000 | 5,318 |
| Additional noninterest expense | $615,000 | 5,996 |
| Pre-tax net operating income | $978,000 | 5,252 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $978,000 | 4,766 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $978,000 | 4,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,861 |
| Cash dividends | $855,000 | 2,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $978,000 | 4,758 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,154,000 | 6,007 |
| Total interest expense | $1,162,000 | 5,986 |
| Net interest income | $1,992,000 | 5,911 |
| Provision for loan and lease losses | $15,000 | 6,184 |
| Total noninterest income | $218,000 | 6,293 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $134,000 | 5,249 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $84,000 | 6,144 |
| Total noninterest expense | $1,514,000 | 6,121 |
| Salaries and employee benefits | $848,000 | 6,064 |
| Premises and equipment expense | $196,000 | 6,131 |
| Additional noninterest expense | $470,000 | 5,947 |
| Pre-tax net operating income | $681,000 | 5,597 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $681,000 | 5,060 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $681,000 | 5,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,128 |
| Cash dividends | $830,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $681,000 | 5,056 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,048,000 | 6,055 |
| Total interest expense | $725,000 | 6,059 |
| Net interest income | $1,323,000 | 5,962 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $150,000 | 6,237 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $88,000 | 5,282 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,020 |
| Total noninterest expense | $969,000 | 6,261 |
| Salaries and employee benefits | $560,000 | 6,111 |
| Premises and equipment expense | $119,000 | 6,367 |
| Additional noninterest expense | $290,000 | 6,171 |
| Pre-tax net operating income | $489,000 | 5,456 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $489,000 | 4,935 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $489,000 | 4,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,553 |
| Cash dividends | $830,000 | 1,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $489,000 | 4,927 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $983,000 | 6,133 |
| Total interest expense | $326,000 | 6,204 |
| Net interest income | $657,000 | 5,990 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $72,000 | 6,277 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $45,000 | 5,172 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,246 |
| Total noninterest expense | $454,000 | 6,453 |
| Salaries and employee benefits | $290,000 | 6,040 |
| Premises and equipment expense | $42,000 | 7,104 |
| Additional noninterest expense | $122,000 | 6,593 |
| Pre-tax net operating income | $260,000 | 5,288 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $260,000 | 4,773 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $260,000 | 4,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $680,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $260,000 | 4,749 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,731,000 | 6,021 |
| Total interest expense | $1,154,000 | 5,923 |
| Net interest income | $2,577,000 | 5,954 |
| Provision for loan and lease losses | $132,000 | 4,316 |
| Total noninterest income | $394,000 | 5,744 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $179,000 | 5,271 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $215,000 | 5,025 |
| Total noninterest expense | $1,866,000 | 6,327 |
| Salaries and employee benefits | $1,072,000 | 6,158 |
| Premises and equipment expense | $166,000 | 7,101 |
| Additional noninterest expense | $628,000 | 5,918 |
| Pre-tax net operating income | $973,000 | 5,422 |
| Securities gains (losses) | $-4,000 | 7,217 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $969,000 | 4,904 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $969,000 | 4,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,950 |
| Cash dividends | $686,000 | 3,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $973,000 | 4,864 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,726,000 | 6,076 |
| Total interest expense | $829,000 | 5,921 |
| Net interest income | $1,897,000 | 6,042 |
| Provision for loan and lease losses | $17,000 | 6,278 |
| Total noninterest income | $213,000 | 6,472 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $138,000 | 5,248 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $75,000 | 6,410 |
| Total noninterest expense | $1,262,000 | 6,599 |
| Salaries and employee benefits | $735,000 | 6,396 |
| Premises and equipment expense | $105,000 | 7,400 |
| Additional noninterest expense | $422,000 | 6,219 |
| Pre-tax net operating income | $831,000 | 5,240 |
| Securities gains (losses) | $-3,000 | 7,524 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $828,000 | 4,664 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $828,000 | 4,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,913 |
| Cash dividends | $686,000 | 2,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $831,000 | 4,615 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,766,000 | 6,101 |
| Total interest expense | $533,000 | 5,873 |
| Net interest income | $1,233,000 | 6,096 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $147,000 | 6,372 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $91,000 | 5,229 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $56,000 | 6,224 |
| Total noninterest expense | $816,000 | 6,685 |
| Salaries and employee benefits | $483,000 | 6,446 |
| Premises and equipment expense | $72,000 | 7,364 |
| Additional noninterest expense | $261,000 | 6,393 |
| Pre-tax net operating income | $558,000 | 5,189 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $559,000 | 4,606 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $559,000 | 4,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $686,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $558,000 | 4,559 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $861,000 | 6,175 |
| Total interest expense | $260,000 | 5,866 |
| Net interest income | $601,000 | 6,222 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $66,000 | 6,549 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $39,000 | 5,509 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,349 |
| Total noninterest expense | $390,000 | 6,842 |
| Salaries and employee benefits | $233,000 | 6,576 |
| Premises and equipment expense | $38,000 | 7,311 |
| Additional noninterest expense | $119,000 | 6,701 |
| Pre-tax net operating income | $274,000 | 5,228 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $274,000 | 4,620 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $274,000 | 4,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $486,000 | 1,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $274,000 | 4,577 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,306,000 | 6,137 |
| Total interest expense | $1,025,000 | 5,580 |
| Net interest income | $2,281,000 | 6,272 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $371,000 | 5,949 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $148,000 | 5,807 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $223,000 | 4,886 |
| Total noninterest expense | $1,657,000 | 6,617 |
| Salaries and employee benefits | $954,000 | 6,430 |
| Premises and equipment expense | $157,000 | 7,238 |
| Additional noninterest expense | $546,000 | 6,299 |
| Pre-tax net operating income | $935,000 | 5,406 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $935,000 | 4,869 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $935,000 | 4,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,480 |
| Cash dividends | $560,000 | 3,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $935,000 | 4,801 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 6,182 |
| Total interest expense | $767,000 | 5,569 |
| Net interest income | $1,679,000 | 6,330 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $221,000 | 6,496 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $112,000 | 5,841 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $109,000 | 5,766 |
| Total noninterest expense | $1,113,000 | 6,893 |
| Salaries and employee benefits | $622,000 | 6,809 |
| Premises and equipment expense | $100,000 | 7,531 |
| Additional noninterest expense | $391,000 | 6,378 |
| Pre-tax net operating income | $742,000 | 5,374 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $742,000 | 4,810 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $742,000 | 4,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 8,700 |
| Cash dividends | $560,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $742,000 | 4,721 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 6,230 |
| Total interest expense | $515,000 | 5,569 |
| Net interest income | $1,097,000 | 6,410 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $120,000 | 6,894 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $69,000 | 5,999 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $51,000 | 6,396 |
| Total noninterest expense | $747,000 | 6,903 |
| Salaries and employee benefits | $418,000 | 6,829 |
| Premises and equipment expense | $68,000 | 7,517 |
| Additional noninterest expense | $261,000 | 6,403 |
| Pre-tax net operating income | $440,000 | 5,632 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $440,000 | 5,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $440,000 | 5,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,756 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $440,000 | 4,973 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $795,000 | 6,287 |
| Total interest expense | $260,000 | 5,608 |
| Net interest income | $535,000 | 6,502 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $58,000 | 6,943 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $31,000 | 6,143 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $27,000 | 6,301 |
| Total noninterest expense | $366,000 | 7,006 |
| Salaries and employee benefits | $209,000 | 6,869 |
| Premises and equipment expense | $35,000 | 7,507 |
| Additional noninterest expense | $122,000 | 6,621 |
| Pre-tax net operating income | $212,000 | 5,692 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $212,000 | 5,184 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $212,000 | 5,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $212,000 | 5,064 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,307,000 | 6,203 |
| Total interest expense | $1,251,000 | 5,429 |
| Net interest income | $2,056,000 | 6,506 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $288,000 | 6,677 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $131,000 | 6,130 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $157,000 | 5,745 |
| Total noninterest expense | $1,473,000 | 6,941 |
| Salaries and employee benefits | $859,000 | 6,714 |
| Premises and equipment expense | $142,000 | 7,510 |
| Additional noninterest expense | $472,000 | 6,719 |
| Pre-tax net operating income | $811,000 | 5,671 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $811,000 | 5,210 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $811,000 | 5,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,954 |
| Cash dividends | $556,000 | 3,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $811,000 | 5,046 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 6,271 |
| Total interest expense | $974,000 | 5,459 |
| Net interest income | $1,509,000 | 6,616 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $180,000 | 7,080 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $98,000 | 6,163 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $82,000 | 6,430 |
| Total noninterest expense | $1,013,000 | 7,174 |
| Salaries and employee benefits | $589,000 | 6,968 |
| Premises and equipment expense | $112,000 | 7,421 |
| Additional noninterest expense | $312,000 | 7,029 |
| Pre-tax net operating income | $631,000 | 5,758 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $631,000 | 5,266 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $631,000 | 5,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,642 |
| Cash dividends | $557,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $631,000 | 5,087 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 6,260 |
| Total interest expense | $671,000 | 5,478 |
| Net interest income | $1,017,000 | 6,601 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $86,000 | 7,659 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $66,000 | 6,137 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $20,000 | 7,844 |
| Total noninterest expense | $667,000 | 7,227 |
| Salaries and employee benefits | $394,000 | 6,979 |
| Premises and equipment expense | $77,000 | 7,361 |
| Additional noninterest expense | $196,000 | 7,195 |
| Pre-tax net operating income | $406,000 | 5,823 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $6,000 | 7,135 |
| Income before extraordinary items | $400,000 | 5,406 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $400,000 | 5,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,788 |
| Cash dividends | $489,000 | 2,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $400,000 | 5,197 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $854,000 | 6,260 |
| Total interest expense | $350,000 | 5,452 |
| Net interest income | $504,000 | 6,622 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $43,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $32,000 | 6,144 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $333,000 | 7,254 |
| Salaries and employee benefits | $199,000 | 6,991 |
| Premises and equipment expense | $40,000 | 7,320 |
| Additional noninterest expense | $94,000 | 7,306 |
| Pre-tax net operating income | $199,000 | 5,856 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,000 | 7,162 |
| Income before extraordinary items | $197,000 | 5,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $197,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $460,000 | 1,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $197,000 | 5,180 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,744,000 | 6,122 |
| Total interest expense | $1,634,000 | 5,461 |
| Net interest income | $2,110,000 | 6,459 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $171,000 | 7,604 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $119,000 | 6,270 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 7,558 |
| Total noninterest expense | $1,420,000 | 7,021 |
| Salaries and employee benefits | $795,000 | 6,899 |
| Premises and equipment expense | $156,000 | 7,363 |
| Additional noninterest expense | $469,000 | 6,686 |
| Pre-tax net operating income | $801,000 | 5,770 |
| Securities gains (losses) | $16,000 | 3,321 |
| Applicable income taxes | $9,000 | 7,326 |
| Income before extraordinary items | $808,000 | 5,180 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $808,000 | 5,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,544 |
| Cash dividends | $209,000 | 4,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $792,160 | 5,096 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,231,000 | 6,173 |
| Total interest expense | $2,317,000 | 5,636 |
| Net interest income | $1,914,000 | 6,575 |
| Provision for loan and lease losses | $140,000 | 4,923 |
| Total noninterest income | $215,000 | 7,169 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $127,000 | 6,132 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $88,000 | 6,699 |
| Total noninterest expense | $1,267,000 | 7,293 |
| Salaries and employee benefits | $707,000 | 7,177 |
| Premises and equipment expense | $164,000 | 7,301 |
| Additional noninterest expense | $396,000 | 7,174 |
| Pre-tax net operating income | $722,000 | 5,741 |
| Securities gains (losses) | $11,000 | 3,540 |
| Applicable income taxes | $7,000 | 7,684 |
| Income before extraordinary items | $726,000 | 5,136 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $726,000 | 5,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,738 |
| Cash dividends | $725,000 | 2,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $715,110 | 5,065 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,124,000 | 6,385 |
| Total interest expense | $2,178,000 | 6,005 |
| Net interest income | $1,946,000 | 6,638 |
| Provision for loan and lease losses | $240,000 | 3,322 |
| Total noninterest income | $195,000 | 7,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 5,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 7,695 |
| Total noninterest expense | $1,228,000 | 7,422 |
| Salaries and employee benefits | $677,000 | 7,304 |
| Premises and equipment expense | $160,000 | 7,430 |
| Additional noninterest expense | $391,000 | 7,218 |
| Pre-tax net operating income | $673,000 | 6,333 |
| Securities gains (losses) | $-10,000 | 8,341 |
| Applicable income taxes | $51,000 | 7,210 |
| Income before extraordinary items | $612,000 | 5,782 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $612,000 | 5,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,418 |
| Cash dividends | $326,000 | 4,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $621,200 | 5,750 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,003,000 | 6,362 |
| Total interest expense | $1,990,000 | 6,020 |
| Net interest income | $2,013,000 | 6,626 |
| Provision for loan and lease losses | $160,000 | 4,104 |
| Total noninterest income | $121,000 | 8,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 6,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,055 |
| Total noninterest expense | $1,131,000 | 7,749 |
| Salaries and employee benefits | $650,000 | 7,488 |
| Premises and equipment expense | $177,000 | 7,184 |
| Additional noninterest expense | $304,000 | 8,085 |
| Pre-tax net operating income | $843,000 | 5,778 |
| Securities gains (losses) | $-14,000 | 9,441 |
| Applicable income taxes | $181,000 | 5,913 |
| Income before extraordinary items | $648,000 | 5,680 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $648,000 | 5,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,517 |
| Cash dividends | $518,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $658,920 | 5,608 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,969,000 | 6,507 |
| Total interest expense | $2,038,000 | 6,123 |
| Net interest income | $1,931,000 | 6,798 |
| Provision for loan and lease losses | $175,000 | 3,848 |
| Total noninterest income | $143,000 | 8,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 7,768 |
| Total noninterest expense | $976,000 | 8,190 |
| Salaries and employee benefits | $532,000 | 8,156 |
| Premises and equipment expense | $148,000 | 7,696 |
| Additional noninterest expense | $296,000 | 8,150 |
| Pre-tax net operating income | $923,000 | 5,656 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $302,000 | 5,150 |
| Income before extraordinary items | $627,000 | 5,924 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $627,000 | 5,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,157 |
| Cash dividends | $265,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $622,980 | 5,854 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,759,000 | 6,892 |
| Total interest expense | $1,949,000 | 6,365 |
| Net interest income | $1,810,000 | 7,301 |
| Provision for loan and lease losses | $160,000 | 3,978 |
| Total noninterest income | $130,000 | 8,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,654 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,438 |
| Total noninterest expense | $989,000 | 8,387 |
| Salaries and employee benefits | $552,000 | 8,234 |
| Premises and equipment expense | $135,000 | 8,126 |
| Additional noninterest expense | $302,000 | 8,301 |
| Pre-tax net operating income | $791,000 | 6,577 |
| Securities gains (losses) | $-18,000 | 10,323 |
| Applicable income taxes | $241,000 | 6,346 |
| Income before extraordinary items | $532,000 | 6,790 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $532,000 | 6,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,507 |
| Cash dividends | $230,000 | 5,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $544,420 | 6,649 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,452,000 | 7,455 |
| Total interest expense | $1,814,000 | 6,816 |
| Net interest income | $1,638,000 | 7,931 |
| Provision for loan and lease losses | $156,000 | 3,974 |
| Total noninterest income | $126,000 | 9,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 8,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,550 |
| Total noninterest expense | $959,000 | 8,840 |
| Salaries and employee benefits | $544,000 | 8,540 |
| Premises and equipment expense | $133,000 | 8,447 |
| Additional noninterest expense | $282,000 | 9,065 |
| Pre-tax net operating income | $649,000 | 7,181 |
| Securities gains (losses) | $-15,000 | 10,479 |
| Applicable income taxes | $184,000 | 7,383 |
| Income before extraordinary items | $450,000 | 7,237 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $450,000 | 7,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,630 |
| Cash dividends | $340,000 | 4,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $460,650 | 7,110 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,174,000 | 7,966 |
| Total interest expense | $1,606,000 | 7,399 |
| Net interest income | $1,568,000 | 8,343 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $112,000 | 10,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 8,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,820 |
| Total noninterest expense | $958,000 | 9,132 |
| Salaries and employee benefits | $524,000 | 8,910 |
| Premises and equipment expense | $130,000 | 8,799 |
| Additional noninterest expense | $304,000 | 9,209 |
| Pre-tax net operating income | $662,000 | 7,533 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $207,000 | 7,304 |
| Income before extraordinary items | $456,000 | 7,591 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $456,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,035 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $455,310 | 7,569 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 8,335 |
| Total interest expense | $1,198,000 | 7,908 |
| Net interest income | $1,644,000 | 8,473 |
| Provision for loan and lease losses | $-40,000 | 11,942 |
| Total noninterest income | $105,000 | 10,619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,596 |
| Total noninterest expense | $1,097,000 | 8,995 |
| Salaries and employee benefits | $513,000 | 9,269 |
| Premises and equipment expense | $116,000 | 9,514 |
| Additional noninterest expense | $468,000 | 8,175 |
| Pre-tax net operating income | $692,000 | 7,436 |
| Securities gains (losses) | $-12,000 | 9,966 |
| Applicable income taxes | $247,000 | 6,586 |
| Income before extraordinary items | $433,000 | 7,869 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $433,000 | 7,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $440,680 | 7,856 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,945,000 | 8,433 |
| Total interest expense | $1,194,000 | 8,272 |
| Net interest income | $1,751,000 | 8,361 |
| Provision for loan and lease losses | $65,000 | 6,791 |
| Total noninterest income | $100,000 | 11,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,040 |
| Total noninterest expense | $965,000 | 9,901 |
| Salaries and employee benefits | $501,000 | 9,662 |
| Premises and equipment expense | $133,000 | 9,383 |
| Additional noninterest expense | $331,000 | 10,063 |
| Pre-tax net operating income | $821,000 | 6,711 |
| Securities gains (losses) | $70,000 | 2,977 |
| Applicable income taxes | $329,000 | 5,745 |
| Income before extraordinary items | $562,000 | 7,067 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $562,000 | 7,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $125,000 | 6,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $517,200 | 7,168 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,094,000 | 8,809 |
| Total interest expense | $1,464,000 | 8,633 |
| Net interest income | $1,630,000 | 8,878 |
| Provision for loan and lease losses | $110,000 | 7,010 |
| Total noninterest income | $139,000 | 10,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,352 |
| Total noninterest expense | $892,000 | 10,533 |
| Salaries and employee benefits | $457,000 | 10,236 |
| Premises and equipment expense | $106,000 | 10,520 |
| Additional noninterest expense | $329,000 | 10,445 |
| Pre-tax net operating income | $767,000 | 6,727 |
| Securities gains (losses) | $29,000 | 5,046 |
| Applicable income taxes | $290,000 | 6,069 |
| Income before extraordinary items | $506,000 | 7,274 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $506,000 | 7,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 5,577 |
| Cash dividends | $95,000 | 6,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $487,440 | 7,068 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.