Home > The Georgia State Bank of Rome > Income and Expense
The Georgia State Bank of Rome, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,503,000 | 4,041 |
| Total interest expense | $2,943,000 | 4,176 |
| Net interest income | $4,560,000 | 3,885 |
| Provision for loan and lease losses | $400,000 | 2,455 |
| Total noninterest income | $1,022,000 | 3,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $797,000 | 1,721 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 5,322 |
| Total noninterest expense | $3,893,000 | 3,573 |
| Salaries and employee benefits | $1,713,000 | 3,792 |
| Premises and equipment expense | $428,000 | 4,447 |
| Additional noninterest expense | $1,752,000 | 3,047 |
| Pre-tax net operating income | $1,289,000 | 4,895 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $371,000 | 5,280 |
| Income before extraordinary items | $918,000 | 5,019 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $918,000 | 5,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,735 |
| Cash dividends | $420,000 | 3,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $918,000 | 4,791 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,677,000 | 4,451 |
| Total interest expense | $3,568,000 | 4,475 |
| Net interest income | $4,109,000 | 4,339 |
| Provision for loan and lease losses | $550,000 | 2,794 |
| Total noninterest income | $905,000 | 3,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $764,000 | 1,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,863 |
| Total noninterest expense | $3,378,000 | 4,063 |
| Salaries and employee benefits | $1,635,000 | 3,920 |
| Premises and equipment expense | $448,000 | 4,378 |
| Additional noninterest expense | $1,295,000 | 4,056 |
| Pre-tax net operating income | $1,086,000 | 5,309 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $245,000 | 6,743 |
| Income before extraordinary items | $848,000 | 5,123 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $848,000 | 5,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 4,547 |
| Cash dividends | $254,000 | 4,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $842,540 | 4,850 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.