Home > The Georgia State Bank of Rome > Assets and Liabilities
The Georgia State Bank of Rome, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 59 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $103,388,000 | 4,321 |
| Cash and due from depository institutions | $4,731,000 | 3,539 |
| Interest-bearing balances | $700,000 | 3,859 |
| Securities | $18,734,000 | 6,426 |
| Federal funds sold & reverse repurchase agreements | $6,350,000 | 2,195 |
| Net loans & leases | $65,771,000 | 3,809 |
| Loan loss allowance | $1,345,000 | 2,874 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,054,000 | 3,541 |
| Other real estate owned | $16,000 | 3,539 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $5,732,000 | 1,424 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,388,000 | 4,321 |
| Total liabilities | $95,430,000 | 4,248 |
| Total deposits | $94,511,000 | 4,103 |
| Interest-bearing deposits | $78,717,000 | 4,265 |
| Deposits held in domestic offices | $94,511,000 | 4,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $919,000 | 3,343 |
| Total equity capital | $7,958,000 | 5,021 |
| Total bank equity capital | $7,958,000 | 5,021 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $750,000 | 4,837 |
| Surplus | $6,550,000 | 2,126 |
| Undivided profits | $658,000 | 10,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 6,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,865 |
| Income earned, not collected on loans | $466,000 | 4,004 |
| Earning assets | $91,555,000 | 4,469 |
| Long-term assets (5+ years) | $7,745,000 | 5,116 |
| Average Assets, year-to-date | $99,202,000 | 4,372 |
| Average Assets, quarterly | $102,603,000 | 4,312 |
| Volatile liabilities | $11,151,000 | 3,797 |
| Insider loans | $4,848,000 | 853 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,009,000 | 4,875 |
| Tier 1 (core) risk-based capital | $7,958,000 | 4,944 |
| Tier 2 risk-based capital | $935,870 | 3,066 |
| Total risk weighted assets | $74,440,370 | 3,451 |
| Total unused commitments | $5,009,000 | 4,898 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 63 | 3,399 |
| Assets and Liabilities | ||
| Total Assets: | $96,751,000 | 4,667 |
| Cash and due from depository institutions | $5,886,000 | 3,399 |
| Interest-bearing balances | $1,300,000 | 3,363 |
| Securities | $23,773,000 | 5,375 |
| Federal funds sold & reverse repurchase agreements | $4,264,000 | 3,778 |
| Net loans & leases | $59,428,000 | 4,205 |
| Loan loss allowance | $1,037,000 | 3,599 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,199,000 | 3,297 |
| Other real estate owned | $78,000 | 3,399 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,123,000 | 5,774 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,751,000 | 4,667 |
| Total liabilities | $89,288,000 | 4,620 |
| Total deposits | $88,766,000 | 4,484 |
| Interest-bearing deposits | $74,796,000 | 4,615 |
| Deposits held in domestic offices | $88,766,000 | 4,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $522,000 | 5,647 |
| Total equity capital | $7,463,000 | 5,094 |
| Total bank equity capital | $7,463,000 | 5,094 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $750,000 | 5,077 |
| Surplus | $6,050,000 | 2,172 |
| Undivided profits | $663,000 | 10,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 7,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $472,000 | 4,326 |
| Earning assets | $88,765,000 | 4,656 |
| Long-term assets (5+ years) | $13,041,000 | 3,610 |
| Average Assets, year-to-date | $92,391,200 | 4,744 |
| Average Assets, quarterly | $95,770,500 | 4,674 |
| Volatile liabilities | $10,158,000 | 4,065 |
| Insider loans | $36,000 | 7,670 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,187,000 | 3,126 |
| Tier 1 (core) risk-based capital | $7,463,000 | 5,027 |
| Tier 2 risk-based capital | $815,230 | 3,471 |
| Total risk weighted assets | $64,979,830 | 3,966 |
| Total unused commitments | $9,187,000 | 3,144 |
| Derivatives | $0 | 651 |