Home > The Geo. D. Warthen Bank > Income and Expense

The Geo. D. Warthen Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$7,724,0002,856
Total interest expense$153,0004,298
Net interest income$7,571,0002,728
Provision for loan and lease losses$243,0001,580
Total noninterest income$911,0003,075
Gross Fiduciary activities income$0994
Service charges on deposit accounts$332,0002,071
Trading account gains and feesNANA
Additional Noninterest Income$579,0003,143
Total noninterest expense$7,203,0002,436
Salaries and employee benefits$3,494,0002,712
Premises and equipment expense$741,0002,438
Additional noninterest expense$2,968,0002,004
Pre-tax net operating income$1,036,0003,813
Securities gains (losses)$1,0002,004
Applicable income taxes$25,0003,460
Income before extraordinary items$1,012,0003,748
Extraordinary gains, net$010
Net income$1,012,0003,748
Minority interest net income$074
Net income of bank and minority interests.$1,012,0003,748
Net charge-offs$240,000935
Cash dividends$500,0002,795
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,011,0203,733
2021-09-30 (YTD Data)Rank
Total interest income$5,954,0002,882
Total interest expense$114,0004,392
Net interest income$5,840,0002,724
Provision for loan and lease losses$243,0001,317
Total noninterest income$704,0003,070
Gross Fiduciary activities income$0957
Service charges on deposit accounts$243,0002,101
Trading account gains and feesNANA
Additional Noninterest Income$461,0003,137
Total noninterest expense$5,304,0002,478
Salaries and employee benefits$2,563,0002,759
Premises and equipment expense$535,0002,514
Additional noninterest expense$2,206,0002,007
Pre-tax net operating income$997,0003,719
Securities gains (losses)$1,0001,947
Applicable income taxes$28,0003,357
Income before extraordinary items$970,0003,647
Extraordinary gains, net$08
Net income$970,0003,647
Minority interest net income$069
Net income of bank and minority interests.$970,0003,647
Net charge-offs$103,0001,063
Cash dividends$500,0002,304
Sale, conversion, retirement of capital stock, net$0543
Net operating income$969,0303,624
2021-06-30 (YTD Data)Rank
Total interest income$4,099,0002,836
Total interest expense$76,0004,452
Net interest income$4,023,0002,684
Provision for loan and lease losses$162,0001,325
Total noninterest income$400,0003,237
Gross Fiduciary activities income$0951
Service charges on deposit accounts$151,0002,128
Trading account gains and feesNANA
Additional Noninterest Income$249,0003,308
Total noninterest expense$3,524,0002,481
Salaries and employee benefits$1,708,0002,751
Premises and equipment expense$355,0002,503
Additional noninterest expense$1,461,0002,011
Pre-tax net operating income$737,0003,599
Securities gains (losses)$1,0001,754
Applicable income taxes$27,0003,242
Income before extraordinary items$711,0003,542
Extraordinary gains, net$06
Net income$711,0003,541
Minority interest net income$067
Net income of bank and minority interests.$711,0003,542
Net charge-offs$36,0001,270
Cash dividends$500,0001,940
Sale, conversion, retirement of capital stock, net$0517
Net operating income$710,0403,514
2021-03-31 (YTD Data)Rank
Total interest income$2,018,0002,851
Total interest expense$38,0004,503
Net interest income$1,980,0002,679
Provision for loan and lease losses$81,0001,402
Total noninterest income$282,0002,862
Gross Fiduciary activities income$0922
Service charges on deposit accounts$83,0002,026
Trading account gains and feesNANA
Additional Noninterest Income$199,0002,845
Total noninterest expense$1,729,0002,490
Salaries and employee benefits$840,0002,768
Premises and equipment expense$180,0002,505
Additional noninterest expense$709,0002,020
Pre-tax net operating income$452,0003,344
Securities gains (losses)$01,392
Applicable income taxes$23,0003,027
Income before extraordinary items$429,0003,299
Extraordinary gains, net$03
Net income$429,0003,300
Minority interest net income$055
Net income of bank and minority interests.$429,0003,299
Net charge-offs$29,0001,017
Cash dividends$500,0001,175
Sale, conversion, retirement of capital stock, net$0482
Net operating income$429,0003,269
2020-12-31 (YTD Data)Rank
Total interest income$7,768,0002,924
Total interest expense$158,0004,668
Net interest income$7,610,0002,689
Provision for loan and lease losses$372,0002,515
Total noninterest income$1,069,0002,792
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$351,0002,053
Trading account gains and feesNANA
Additional Noninterest Income$718,0002,787
Total noninterest expense$6,743,0002,521
Salaries and employee benefits$3,323,0002,771
Premises and equipment expense$851,0002,254
Additional noninterest expense$2,569,0002,167
Pre-tax net operating income$1,564,0003,231
Securities gains (losses)$69,0001,564
Applicable income taxes$153,0002,706
Income before extraordinary items$1,480,0003,202
Extraordinary gains, net$04
Net income$1,480,0003,201
Minority interest net income$072
Net income of bank and minority interests.$1,480,0003,202
Net charge-offs$335,0001,214
Cash dividends$500,0002,816
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,417,2103,188
2020-09-30 (YTD Data)Rank
Total interest income$6,002,0002,897
Total interest expense$119,0004,721
Net interest income$5,883,0002,649
Provision for loan and lease losses$279,0002,485
Total noninterest income$792,0002,786
Gross Fiduciary activities income$0981
Service charges on deposit accounts$265,0002,043
Trading account gains and feesNANA
Additional Noninterest Income$527,0002,786
Total noninterest expense$5,009,0002,508
Salaries and employee benefits$2,479,0002,770
Premises and equipment expense$647,0002,225
Additional noninterest expense$1,883,0002,161
Pre-tax net operating income$1,387,0003,053
Securities gains (losses)$55,0001,499
Applicable income taxes$125,0002,671
Income before extraordinary items$1,317,0002,998
Extraordinary gains, net$04
Net income$1,317,0002,997
Minority interest net income$065
Net income of bank and minority interests.$1,317,0002,998
Net charge-offs$218,0001,207
Cash dividends$500,0002,300
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,266,9502,993
2020-06-30 (YTD Data)Rank
Total interest income$4,173,0002,862
Total interest expense$80,0004,773
Net interest income$4,093,0002,598
Provision for loan and lease losses$186,0002,468
Total noninterest income$519,0002,771
Gross Fiduciary activities income$0970
Service charges on deposit accounts$184,0002,010
Trading account gains and feesNANA
Additional Noninterest Income$335,0002,784
Total noninterest expense$3,311,0002,522
Salaries and employee benefits$1,622,0002,810
Premises and equipment expense$422,0002,250
Additional noninterest expense$1,267,0002,140
Pre-tax net operating income$1,115,0002,788
Securities gains (losses)$42,0001,369
Applicable income taxes$105,0002,492
Income before extraordinary items$1,052,0002,744
Extraordinary gains, net$04
Net income$1,052,0002,743
Minority interest net income$065
Net income of bank and minority interests.$1,052,0002,744
Net charge-offs$117,0001,284
Cash dividends$500,0001,959
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,013,7802,744
2020-03-31 (YTD Data)Rank
Total interest income$1,899,0003,013
Total interest expense$42,0004,822
Net interest income$1,857,0002,721
Provision for loan and lease losses$93,0002,032
Total noninterest income$280,0002,607
Gross Fiduciary activities income$0941
Service charges on deposit accounts$115,0001,976
Trading account gains and feesNANA
Additional Noninterest Income$165,0002,663
Total noninterest expense$1,631,0002,583
Salaries and employee benefits$786,0002,887
Premises and equipment expense$212,0002,252
Additional noninterest expense$633,0002,163
Pre-tax net operating income$413,0003,022
Securities gains (losses)$15,0001,209
Applicable income taxes$19,0002,910
Income before extraordinary items$409,0002,886
Extraordinary gains, net$04
Net income$409,0002,887
Minority interest net income$056
Net income of bank and minority interests.$409,0002,887
Net charge-offs$112,000830
Cash dividends$500,0001,256
Sale, conversion, retirement of capital stock, net$0482
Net operating income$394,6002,931
2019-12-31 (YTD Data)Rank
Total interest income$7,862,0002,985
Total interest expense$175,0004,857
Net interest income$7,687,0002,693
Provision for loan and lease losses$360,0001,775
Total noninterest income$1,071,0002,727
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$518,0001,881
Trading account gains and feesNANA
Additional Noninterest Income$553,0002,920
Total noninterest expense$6,783,0002,505
Salaries and employee benefits$3,352,0002,733
Premises and equipment expense$822,0002,305
Additional noninterest expense$2,609,0002,150
Pre-tax net operating income$1,615,0003,300
Securities gains (losses)$02,379
Applicable income taxes$183,0002,688
Income before extraordinary items$1,432,0003,330
Extraordinary gains, net$011
Net income$1,432,0003,331
Minority interest net income$076
Net income of bank and minority interests.$1,432,0003,331
Net charge-offs$169,0001,821
Cash dividends$425,0003,109
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,432,0003,300
2019-09-30 (YTD Data)Rank
Total interest income$5,920,0003,015
Total interest expense$131,0004,922
Net interest income$5,789,0002,726
Provision for loan and lease losses$270,0001,685
Total noninterest income$767,0002,805
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$390,0001,871
Trading account gains and feesNANA
Additional Noninterest Income$377,0003,040
Total noninterest expense$5,048,0002,524
Salaries and employee benefits$2,506,0002,754
Premises and equipment expense$606,0002,348
Additional noninterest expense$1,936,0002,166
Pre-tax net operating income$1,238,0003,348
Securities gains (losses)$02,167
Applicable income taxes$207,0002,480
Income before extraordinary items$1,031,0003,447
Extraordinary gains, net$011
Net income$1,031,0003,447
Minority interest net income$072
Net income of bank and minority interests.$1,031,0003,447
Net charge-offs$147,0001,500
Cash dividends$200,0003,106
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,031,0003,427
2019-06-30 (YTD Data)Rank
Total interest income$3,972,0003,022
Total interest expense$88,0004,954
Net interest income$3,884,0002,729
Provision for loan and lease losses$180,0001,640
Total noninterest income$477,0002,871
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$256,0001,869
Trading account gains and feesNANA
Additional Noninterest Income$221,0003,153
Total noninterest expense$3,349,0002,551
Salaries and employee benefits$1,689,0002,755
Premises and equipment expense$390,0002,409
Additional noninterest expense$1,270,0002,199
Pre-tax net operating income$832,0003,342
Securities gains (losses)$01,702
Applicable income taxes$155,0002,387
Income before extraordinary items$677,0003,476
Extraordinary gains, net$011
Net income$677,0003,474
Minority interest net income$069
Net income of bank and minority interests.$677,0003,475
Net charge-offs$96,0001,437
Cash dividends$100,0003,163
Sale, conversion, retirement of capital stock, net$0573
Net operating income$677,0003,458
2019-03-31 (YTD Data)Rank
Total interest income$1,960,0003,057
Total interest expense$44,0004,987
Net interest income$1,916,0002,765
Provision for loan and lease losses$90,0001,533
Total noninterest income$226,0002,900
Gross Fiduciary activities income$0972
Service charges on deposit accounts$131,0001,831
Trading account gains and feesNANA
Additional Noninterest Income$95,0003,288
Total noninterest expense$1,696,0002,541
Salaries and employee benefits$869,0002,727
Premises and equipment expense$195,0002,429
Additional noninterest expense$632,0002,205
Pre-tax net operating income$356,0003,555
Securities gains (losses)$01,087
Applicable income taxes$65,0002,461
Income before extraordinary items$291,0003,676
Extraordinary gains, net$05
Net income$291,0003,675
Minority interest net income$052
Net income of bank and minority interests.$291,0003,675
Net charge-offs$29,0001,522
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$291,0003,663
2018-12-31 (YTD Data)Rank
Total interest income$7,586,0003,022
Total interest expense$169,0004,934
Net interest income$7,417,0002,792
Provision for loan and lease losses$648,0001,218
Total noninterest income$1,035,0002,815
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$532,0001,886
Trading account gains and feesNANA
Additional Noninterest Income$503,0003,058
Total noninterest expense$6,223,0002,665
Salaries and employee benefits$3,157,0002,863
Premises and equipment expense$704,0002,561
Additional noninterest expense$2,362,0002,311
Pre-tax net operating income$1,581,0003,461
Securities gains (losses)$01,125
Applicable income taxes$290,0002,414
Income before extraordinary items$1,291,0003,577
Extraordinary gains, net$06
Net income$1,291,0003,574
Minority interest net income$072
Net income of bank and minority interests.$1,291,0003,576
Net charge-offs$884,000658
Cash dividends$400,0003,155
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,291,0003,582
2018-09-30 (YTD Data)Rank
Total interest income$5,671,0003,025
Total interest expense$124,0004,979
Net interest income$5,547,0002,809
Provision for loan and lease losses$457,0001,197
Total noninterest income$895,0002,660
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$397,0001,908
Trading account gains and feesNANA
Additional Noninterest Income$498,0002,753
Total noninterest expense$4,643,0002,680
Salaries and employee benefits$2,374,0002,862
Premises and equipment expense$508,0002,649
Additional noninterest expense$1,761,0002,317
Pre-tax net operating income$1,342,0003,343
Securities gains (losses)$01,118
Applicable income taxes$237,0002,413
Income before extraordinary items$1,105,0003,441
Extraordinary gains, net$05
Net income$1,105,0003,440
Minority interest net income$066
Net income of bank and minority interests.$1,105,0003,440
Net charge-offs$479,000733
Cash dividends$400,0002,579
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,105,0003,438
2018-06-30 (YTD Data)Rank
Total interest income$3,675,0003,079
Total interest expense$82,0005,007
Net interest income$3,593,0002,865
Provision for loan and lease losses$305,0001,152
Total noninterest income$590,0002,665
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$259,0001,936
Trading account gains and feesNANA
Additional Noninterest Income$331,0002,777
Total noninterest expense$3,110,0002,688
Salaries and employee benefits$1,596,0002,880
Premises and equipment expense$324,0002,742
Additional noninterest expense$1,190,0002,304
Pre-tax net operating income$768,0003,543
Securities gains (losses)$0961
Applicable income taxes$180,0002,304
Income before extraordinary items$588,0003,760
Extraordinary gains, net$06
Net income$588,0003,758
Minority interest net income$065
Net income of bank and minority interests.$588,0003,759
Net charge-offs$474,000540
Cash dividends$400,0002,198
Sale, conversion, retirement of capital stock, net$0620
Net operating income$588,0003,758
2018-03-31 (YTD Data)Rank
Total interest income$1,794,0003,125
Total interest expense$41,0005,022
Net interest income$1,753,0002,935
Provision for loan and lease losses$152,0001,099
Total noninterest income$294,0002,654
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$130,0001,934
Trading account gains and feesNANA
Additional Noninterest Income$164,0002,722
Total noninterest expense$1,564,0002,712
Salaries and employee benefits$811,0002,877
Premises and equipment expense$163,0002,764
Additional noninterest expense$590,0002,310
Pre-tax net operating income$331,0003,715
Securities gains (losses)$0735
Applicable income taxes$151,0001,823
Income before extraordinary items$180,0004,293
Extraordinary gains, net$07
Net income$180,0004,293
Minority interest net income$052
Net income of bank and minority interests.$180,0004,293
Net charge-offs$10,0001,963
Cash dividends$400,0001,360
Sale, conversion, retirement of capital stock, net$0580
Net operating income$180,0004,298
2017-12-31 (YTD Data)Rank
Total interest income$7,234,0003,063
Total interest expense$194,0004,890
Net interest income$7,040,0002,876
Provision for loan and lease losses$600,0001,276
Total noninterest income$966,0002,998
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$566,0001,859
Trading account gains and feesNANA
Additional Noninterest Income$400,0003,453
Total noninterest expense$6,499,0002,635
Salaries and employee benefits$3,006,0002,977
Premises and equipment expense$725,0002,606
Additional noninterest expense$2,768,0002,067
Pre-tax net operating income$907,0004,183
Securities gains (losses)$1,0002,108
Applicable income taxes$-318,0005,592
Income before extraordinary items$1,226,0003,447
Extraordinary gains, net$09
Net income$1,226,0003,445
Minority interest net income$076
Net income of bank and minority interests.$1,226,0003,447
Net charge-offs$236,0001,681
Cash dividends$400,0003,163
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,225,0003,432
2017-09-30 (YTD Data)Rank
Total interest income$5,440,0003,080
Total interest expense$147,0004,920
Net interest income$5,293,0002,896
Provision for loan and lease losses$450,0001,230
Total noninterest income$710,0003,053
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$421,0001,877
Trading account gains and feesNANA
Additional Noninterest Income$289,0003,529
Total noninterest expense$4,905,0002,633
Salaries and employee benefits$2,259,0003,001
Premises and equipment expense$540,0002,634
Additional noninterest expense$2,106,0002,029
Pre-tax net operating income$648,0004,316
Securities gains (losses)$02,274
Applicable income taxes$-378,0005,694
Income before extraordinary items$1,026,0003,498
Extraordinary gains, net$09
Net income$1,026,0003,498
Minority interest net income$071
Net income of bank and minority interests.$1,026,0003,498
Net charge-offs$184,0001,461
Cash dividends$400,0002,612
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,026,0003,472
2017-06-30 (YTD Data)Rank
Total interest income$3,637,0003,061
Total interest expense$99,0004,907
Net interest income$3,538,0002,877
Provision for loan and lease losses$300,0001,177
Total noninterest income$436,0003,191
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$266,0001,945
Trading account gains and feesNANA
Additional Noninterest Income$170,0003,689
Total noninterest expense$3,355,0002,592
Salaries and employee benefits$1,522,0002,987
Premises and equipment expense$362,0002,635
Additional noninterest expense$1,471,0001,972
Pre-tax net operating income$319,0004,611
Securities gains (losses)$01,906
Applicable income taxes$-252,0005,746
Income before extraordinary items$571,0003,731
Extraordinary gains, net$011
Net income$571,0003,728
Minority interest net income$071
Net income of bank and minority interests.$571,0003,731
Net charge-offs$145,0001,268
Cash dividends$400,0002,229
Sale, conversion, retirement of capital stock, net$0659
Net operating income$571,0003,709
2017-03-31 (YTD Data)Rank
Total interest income$1,777,0003,108
Total interest expense$50,0004,929
Net interest income$1,727,0002,930
Provision for loan and lease losses$150,0001,115
Total noninterest income$218,0003,184
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$127,0002,014
Trading account gains and feesNANA
Additional Noninterest Income$91,0003,592
Total noninterest expense$1,615,0002,692
Salaries and employee benefits$775,0003,002
Premises and equipment expense$178,0002,707
Additional noninterest expense$662,0002,133
Pre-tax net operating income$180,0004,459
Securities gains (losses)$01,153
Applicable income taxes$-126,0005,806
Income before extraordinary items$306,0003,570
Extraordinary gains, net$08
Net income$306,0003,569
Minority interest net income$055
Net income of bank and minority interests.$306,0003,570
Net charge-offs$93,000976
Cash dividends$400,0001,384
Sale, conversion, retirement of capital stock, net$0632
Net operating income$306,0003,543
2016-12-31 (YTD Data)Rank
Total interest income$6,996,0003,124
Total interest expense$317,0004,382
Net interest income$6,679,0002,978
Provision for loan and lease losses$746,0001,155
Total noninterest income$849,0003,298
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$510,0002,050
Trading account gains and fees$0170
Additional Noninterest Income$339,0003,791
Total noninterest expense$7,735,0002,358
Salaries and employee benefits$3,213,0002,910
Premises and equipment expense$817,0002,457
Additional noninterest expense$3,705,0001,644
Pre-tax net operating income$-953,0005,826
Securities gains (losses)$84,0001,473
Applicable income taxes$-152,0005,789
Income before extraordinary items$-717,0005,817
Extraordinary gains, net$05
Net income$-717,0005,816
Minority interest net income$082
Net income of bank and minority interests.$-717,0005,816
Net charge-offs$621,000938
Cash dividends$480,0003,038
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-786,7205,817
2016-09-30 (YTD Data)Rank
Total interest income$5,260,0003,134
Total interest expense$263,0004,285
Net interest income$4,997,0002,998
Provision for loan and lease losses$515,0001,115
Total noninterest income$823,0002,906
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$383,0002,065
Trading account gains and fees$0169
Additional Noninterest Income$440,0003,049
Total noninterest expense$4,962,0002,663
Salaries and employee benefits$2,414,0002,905
Premises and equipment expense$610,0002,476
Additional noninterest expense$1,938,0002,241
Pre-tax net operating income$343,0004,964
Securities gains (losses)$81,0001,417
Applicable income taxes$-17,0005,822
Income before extraordinary items$441,0004,655
Extraordinary gains, net$05
Net income$441,0004,655
Minority interest net income$071
Net income of bank and minority interests.$441,0004,655
Net charge-offs$294,0001,155
Cash dividends$480,0002,450
Sale, conversion, retirement of capital stock, net$0719
Net operating income$360,0004,795
2016-06-30 (YTD Data)Rank
Total interest income$3,521,0003,136
Total interest expense$196,0004,113
Net interest income$3,325,0003,013
Provision for loan and lease losses$335,0001,155
Total noninterest income$549,0002,878
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$245,0002,099
Trading account gains and fees$0157
Additional Noninterest Income$304,0002,996
Total noninterest expense$3,397,0002,617
Salaries and employee benefits$1,627,0002,905
Premises and equipment expense$410,0002,468
Additional noninterest expense$1,360,0002,162
Pre-tax net operating income$142,0005,308
Securities gains (losses)$02,835
Applicable income taxes$-112,0005,990
Income before extraordinary items$254,0004,801
Extraordinary gains, net$016
Net income$254,0004,801
Minority interest net income$071
Net income of bank and minority interests.$254,0004,801
Net charge-offs$203,0001,115
Cash dividends$480,0002,053
Sale, conversion, retirement of capital stock, net$0705
Net operating income$254,0004,745
2016-03-31 (YTD Data)Rank
Total interest income$1,738,0003,163
Total interest expense$106,0003,985
Net interest income$1,632,0003,055
Provision for loan and lease losses$155,0001,124
Total noninterest income$254,0002,993
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$121,0002,104
Trading account gains and fees$0142
Additional Noninterest Income$133,0003,137
Total noninterest expense$1,718,0002,600
Salaries and employee benefits$842,0002,845
Premises and equipment expense$209,0002,466
Additional noninterest expense$667,0002,185
Pre-tax net operating income$13,0005,712
Securities gains (losses)$02,077
Applicable income taxes$-4,0005,942
Income before extraordinary items$17,0005,719
Extraordinary gains, net$012
Net income$17,0005,718
Minority interest net income$062
Net income of bank and minority interests.$17,0005,718
Net charge-offs$174,000732
Cash dividends$480,0001,249
Sale, conversion, retirement of capital stock, net$0659
Net operating income$17,0005,677
2015-12-31 (YTD Data)Rank
Total interest income$7,078,0003,083
Total interest expense$488,0003,764
Net interest income$6,590,0002,997
Provision for loan and lease losses$420,0001,540
Total noninterest income$974,0003,116
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$510,0002,111
Trading account gains and fees$0159
Additional Noninterest Income$464,0003,397
Total noninterest expense$6,257,0002,775
Salaries and employee benefits$2,927,0003,073
Premises and equipment expense$812,0002,528
Additional noninterest expense$2,518,0002,320
Pre-tax net operating income$887,0004,251
Securities gains (losses)$15,0002,396
Applicable income taxes$-247,0006,052
Income before extraordinary items$1,149,0003,700
Extraordinary gains, net$023
Net income$1,149,0003,700
Minority interest net income$081
Net income of bank and minority interests.$1,149,0003,701
Net charge-offs$435,0001,289
Cash dividends$304,0003,397
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,134,0003,668
2015-09-30 (YTD Data)Rank
Total interest income$5,286,0003,117
Total interest expense$371,0003,795
Net interest income$4,915,0003,034
Provision for loan and lease losses$315,0001,452
Total noninterest income$727,0003,139
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$375,0002,148
Trading account gains and fees$0153
Additional Noninterest Income$352,0003,383
Total noninterest expense$4,695,0002,793
Salaries and employee benefits$2,240,0003,069
Premises and equipment expense$593,0002,613
Additional noninterest expense$1,862,0002,348
Pre-tax net operating income$632,0004,434
Securities gains (losses)$2,0002,829
Applicable income taxes$-119,0006,173
Income before extraordinary items$753,0003,990
Extraordinary gains, net$021
Net income$753,0003,989
Minority interest net income$078
Net income of bank and minority interests.$753,0003,991
Net charge-offs$149,0001,808
Cash dividends$224,0003,056
Sale, conversion, retirement of capital stock, net$0773
Net operating income$751,0003,933
2015-06-30 (YTD Data)Rank
Total interest income$3,464,0003,159
Total interest expense$249,0003,808
Net interest income$3,215,0003,068
Provision for loan and lease losses$210,0001,436
Total noninterest income$489,0003,123
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$240,0002,191
Trading account gains and fees$0157
Additional Noninterest Income$249,0003,311
Total noninterest expense$3,151,0002,795
Salaries and employee benefits$1,528,0003,043
Premises and equipment expense$395,0002,625
Additional noninterest expense$1,228,0002,384
Pre-tax net operating income$343,0004,676
Securities gains (losses)$02,636
Applicable income taxes$-22,0006,178
Income before extraordinary items$365,0004,432
Extraordinary gains, net$022
Net income$365,0004,434
Minority interest net income$075
Net income of bank and minority interests.$365,0004,434
Net charge-offs$55,0002,233
Cash dividends$144,0003,023
Sale, conversion, retirement of capital stock, net$0751
Net operating income$365,0004,368
2015-03-31 (YTD Data)Rank
Total interest income$1,684,0003,242
Total interest expense$125,0003,833
Net interest income$1,559,0003,125
Provision for loan and lease losses$105,0001,379
Total noninterest income$219,0003,270
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$115,0002,246
Trading account gains and fees$0152
Additional Noninterest Income$104,0003,545
Total noninterest expense$1,680,0002,677
Salaries and employee benefits$793,0002,987
Premises and equipment expense$191,0002,735
Additional noninterest expense$696,0002,121
Pre-tax net operating income$-7,0006,051
Securities gains (losses)$02,027
Applicable income taxes$-11,0006,260
Income before extraordinary items$4,0006,020
Extraordinary gains, net$013
Net income$4,0006,021
Minority interest net income$064
Net income of bank and minority interests.$4,0006,021
Net charge-offs$1,0003,128
Cash dividends$64,0002,520
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,0005,979
2014-12-31 (YTD Data)Rank
Total interest income$6,855,0003,233
Total interest expense$604,0003,622
Net interest income$6,251,0003,148
Provision for loan and lease losses$200,0002,467
Total noninterest income$1,085,0002,994
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$586,0002,012
Trading account gains and fees$0180
Additional Noninterest Income$499,0003,274
Total noninterest expense$6,175,0002,855
Salaries and employee benefits$2,988,0003,084
Premises and equipment expense$834,0002,576
Additional noninterest expense$2,353,0002,528
Pre-tax net operating income$961,0004,213
Securities gains (losses)$3,0002,996
Applicable income taxes$04,531
Income before extraordinary items$964,0004,019
Extraordinary gains, net$017
Net income$964,0004,018
Minority interest net income$084
Net income of bank and minority interests.$964,0004,020
Net charge-offs$368,0001,802
Cash dividends$192,0003,762
Sale, conversion, retirement of capital stock, net$0862
Net operating income$961,0003,964
2014-09-30 (YTD Data)Rank
Total interest income$5,141,0003,260
Total interest expense$466,0003,601
Net interest income$4,675,0003,180
Provision for loan and lease losses$75,0003,094
Total noninterest income$820,0002,993
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$436,0002,022
Trading account gains and fees$0174
Additional Noninterest Income$384,0003,271
Total noninterest expense$4,875,0002,770
Salaries and employee benefits$2,259,0003,088
Premises and equipment expense$620,0002,629
Additional noninterest expense$1,996,0002,248
Pre-tax net operating income$545,0004,688
Securities gains (losses)$3,0002,680
Applicable income taxes$-48,0006,374
Income before extraordinary items$596,0004,365
Extraordinary gains, net$015
Net income$596,0004,365
Minority interest net income$081
Net income of bank and minority interests.$596,0004,366
Net charge-offs$130,0002,432
Cash dividends$192,0003,117
Sale, conversion, retirement of capital stock, net$0819
Net operating income$593,0004,323
2014-06-30 (YTD Data)Rank
Total interest income$3,393,0003,290
Total interest expense$322,0003,556
Net interest income$3,071,0003,215
Provision for loan and lease losses$50,0002,981
Total noninterest income$550,0002,951
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$269,0002,144
Trading account gains and fees$0172
Additional Noninterest Income$281,0003,131
Total noninterest expense$3,201,0002,818
Salaries and employee benefits$1,531,0003,074
Premises and equipment expense$406,0002,685
Additional noninterest expense$1,264,0002,374
Pre-tax net operating income$370,0004,629
Securities gains (losses)$3,0002,288
Applicable income taxes$04,568
Income before extraordinary items$373,0004,416
Extraordinary gains, net$020
Net income$373,0004,419
Minority interest net income$080
Net income of bank and minority interests.$373,0004,420
Net charge-offs$55,0002,713
Cash dividends$64,0003,371
Sale, conversion, retirement of capital stock, net$0794
Net operating income$370,0004,377
2014-03-31 (YTD Data)Rank
Total interest income$1,656,0003,355
Total interest expense$175,0003,446
Net interest income$1,481,0003,302
Provision for loan and lease losses$25,0002,805
Total noninterest income$267,0002,967
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$132,0002,157
Trading account gains and fees$0147
Additional Noninterest Income$135,0003,123
Total noninterest expense$1,544,0002,915
Salaries and employee benefits$767,0003,087
Premises and equipment expense$206,0002,708
Additional noninterest expense$571,0002,599
Pre-tax net operating income$179,0004,652
Securities gains (losses)$3,0001,458
Applicable income taxes$04,445
Income before extraordinary items$182,0004,405
Extraordinary gains, net$016
Net income$182,0004,406
Minority interest net income$066
Net income of bank and minority interests.$182,0004,407
Net charge-offs$16,0002,612
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$179,0004,379
2013-12-31 (YTD Data)Rank
Total interest income$6,600,0003,410
Total interest expense$858,0003,287
Net interest income$5,742,0003,365
Provision for loan and lease losses$1,559,000758
Total noninterest income$646,0004,008
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$559,0002,192
Trading account gains and fees$0184
Additional Noninterest Income$87,0005,495
Total noninterest expense$6,577,0002,772
Salaries and employee benefits$3,131,0003,007
Premises and equipment expense$901,0002,467
Additional noninterest expense$2,545,0002,421
Pre-tax net operating income$-1,748,0006,641
Securities gains (losses)$224,000833
Applicable income taxes$-226,0006,569
Income before extraordinary items$-1,298,0006,623
Extraordinary gains, net$029
Net income$-1,298,0006,623
Minority interest net income$090
Net income of bank and minority interests.$-1,298,0006,623
Net charge-offs$1,898,000778
Cash dividends$256,0003,409
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-1,488,4006,631
2013-09-30 (YTD Data)Rank
Total interest income$5,075,0003,372
Total interest expense$665,0003,298
Net interest income$4,410,0003,347
Provision for loan and lease losses$1,560,000625
Total noninterest income$747,0003,250
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$412,0002,226
Trading account gains and fees$0180
Additional Noninterest Income$335,0003,586
Total noninterest expense$4,779,0002,858
Salaries and employee benefits$2,350,0003,041
Premises and equipment expense$676,0002,477
Additional noninterest expense$1,753,0002,617
Pre-tax net operating income$-1,182,0006,723
Securities gains (losses)$224,000770
Applicable income taxes$-86,0006,675
Income before extraordinary items$-872,0006,702
Extraordinary gains, net$025
Net income$-872,0006,703
Minority interest net income$084
Net income of bank and minority interests.$-872,0006,703
Net charge-offs$1,828,000638
Cash dividends$128,0003,205
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-1,075,8406,716
2013-06-30 (YTD Data)Rank
Total interest income$3,410,0003,354
Total interest expense$455,0003,298
Net interest income$2,955,0003,321
Provision for loan and lease losses$1,560,000465
Total noninterest income$459,0003,452
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$259,0002,296
Trading account gains and fees$0157
Additional Noninterest Income$200,0003,783
Total noninterest expense$3,152,0002,883
Salaries and employee benefits$1,569,0003,058
Premises and equipment expense$446,0002,507
Additional noninterest expense$1,137,0002,661
Pre-tax net operating income$-1,298,0006,830
Securities gains (losses)$224,000688
Applicable income taxes$-57,0006,709
Income before extraordinary items$-1,017,0006,815
Extraordinary gains, net$022
Net income$-1,017,0006,816
Minority interest net income$082
Net income of bank and minority interests.$-1,017,0006,816
Net charge-offs$1,682,000523
Cash dividends$128,0002,850
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-1,229,8006,828
2013-03-31 (YTD Data)Rank
Total interest income$1,754,0003,306
Total interest expense$248,0003,169
Net interest income$1,506,0003,289
Provision for loan and lease losses$50,0002,783
Total noninterest income$111,0004,689
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$128,0002,308
Trading account gains and fees$0148
Additional Noninterest Income$-17,0006,826
Total noninterest expense$1,575,0002,911
Salaries and employee benefits$794,0003,067
Premises and equipment expense$215,0002,617
Additional noninterest expense$566,0002,686
Pre-tax net operating income$-8,0006,394
Securities gains (losses)$-40,0006,915
Applicable income taxes$-23,0006,810
Income before extraordinary items$-25,0006,525
Extraordinary gains, net$010
Net income$-25,0006,526
Minority interest net income$076
Net income of bank and minority interests.$-25,0006,526
Net charge-offs$154,0001,558
Cash dividends$64,0002,270
Sale, conversion, retirement of capital stock, net$0789
Net operating income$6006,340
2012-12-31 (YTD Data)Rank
Total interest income$7,078,0003,428
Total interest expense$1,217,0003,165
Net interest income$5,861,0003,426
Provision for loan and lease losses$350,0003,164
Total noninterest income$824,0003,593
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$526,0002,386
Trading account gains and fees$0166
Additional Noninterest Income$298,0004,044
Total noninterest expense$6,272,0002,933
Salaries and employee benefits$3,123,0003,043
Premises and equipment expense$881,0002,536
Additional noninterest expense$2,268,0002,797
Pre-tax net operating income$63,0006,006
Securities gains (losses)$329,0001,284
Applicable income taxes$-176,0006,771
Income before extraordinary items$568,0004,765
Extraordinary gains, net$029
Net income$568,0004,768
Minority interest net income$093
Net income of bank and minority interests.$568,0004,769
Net charge-offs$244,0003,557
Cash dividends$392,0003,065
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$239,0005,476
2012-09-30 (YTD Data)Rank
Total interest income$5,440,0003,416
Total interest expense$930,0003,237
Net interest income$4,510,0003,420
Provision for loan and lease losses$113,0004,227
Total noninterest income$659,0003,520
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$390,0002,434
Trading account gains and fees$0157
Additional Noninterest Income$269,0003,838
Total noninterest expense$4,659,0002,966
Salaries and employee benefits$2,341,0003,064
Premises and equipment expense$646,0002,605
Additional noninterest expense$1,672,0002,852
Pre-tax net operating income$397,0005,003
Securities gains (losses)$329,0001,039
Applicable income taxes$15,0004,256
Income before extraordinary items$711,0004,080
Extraordinary gains, net$020
Net income$711,0004,080
Minority interest net income$086
Net income of bank and minority interests.$711,0004,081
Net charge-offs$180,0003,407
Cash dividends$192,0002,948
Sale, conversion, retirement of capital stock, net$0952
Net operating income$388,5804,837
2012-06-30 (YTD Data)Rank
Total interest income$3,650,0003,422
Total interest expense$629,0003,301
Net interest income$3,021,0003,428
Provision for loan and lease losses$75,0004,155
Total noninterest income$424,0003,546
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$247,0002,510
Trading account gains and fees$0153
Additional Noninterest Income$177,0003,837
Total noninterest expense$3,098,0002,979
Salaries and employee benefits$1,565,0003,075
Premises and equipment expense$430,0002,613
Additional noninterest expense$1,103,0002,883
Pre-tax net operating income$272,0004,964
Securities gains (losses)$03,178
Applicable income taxes$13,0004,153
Income before extraordinary items$259,0005,010
Extraordinary gains, net$019
Net income$259,0005,013
Minority interest net income$084
Net income of bank and minority interests.$259,0005,013
Net charge-offs$87,0003,551
Cash dividends$128,0002,843
Sale, conversion, retirement of capital stock, net$0928
Net operating income$259,0004,816
2012-03-31 (YTD Data)Rank
Total interest income$1,883,0003,379
Total interest expense$320,0003,370
Net interest income$1,563,0003,341
Provision for loan and lease losses$37,0003,979
Total noninterest income$219,0003,481
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$128,0002,428
Trading account gains and fees$0148
Additional Noninterest Income$91,0003,844
Total noninterest expense$1,561,0002,951
Salaries and employee benefits$769,0003,113
Premises and equipment expense$211,0002,689
Additional noninterest expense$581,0002,725
Pre-tax net operating income$184,0004,633
Securities gains (losses)$02,210
Applicable income taxes$13,0003,884
Income before extraordinary items$171,0004,629
Extraordinary gains, net$019
Net income$171,0004,633
Minority interest net income$078
Net income of bank and minority interests.$171,0004,633
Net charge-offs$40,0003,194
Cash dividends$64,0002,327
Sale, conversion, retirement of capital stock, net$0861
Net operating income$171,0004,498
2011-12-31 (YTD Data)Rank
Total interest income$7,852,0003,376
Total interest expense$1,489,0003,466
Net interest income$6,363,0003,311
Provision for loan and lease losses$950,0002,490
Total noninterest income$906,0003,290
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$623,0002,177
Trading account gains and fees$0146
Additional Noninterest Income$283,0003,955
Total noninterest expense$6,202,0002,981
Salaries and employee benefits$3,103,0003,030
Premises and equipment expense$862,0002,743
Additional noninterest expense$2,237,0002,823
Pre-tax net operating income$117,0005,712
Securities gains (losses)$677,000618
Applicable income taxes$5,0004,437
Income before extraordinary items$789,0003,967
Extraordinary gains, net$029
Net income$789,0003,972
Minority interest net income$096
Net income of bank and minority interests.$789,0003,971
Net charge-offs$1,154,0002,189
Cash dividends$256,0003,139
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$118,7705,697
2011-09-30 (YTD Data)Rank
Total interest income$5,993,0003,367
Total interest expense$1,146,0003,525
Net interest income$4,847,0003,295
Provision for loan and lease losses$950,0002,021
Total noninterest income$673,0003,321
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$479,0002,148
Trading account gains and fees$0145
Additional Noninterest Income$194,0004,126
Total noninterest expense$4,603,0002,997
Salaries and employee benefits$2,295,0003,077
Premises and equipment expense$642,0002,785
Additional noninterest expense$1,666,0002,860
Pre-tax net operating income$-33,0006,190
Securities gains (losses)$678,000496
Applicable income taxes$04,740
Income before extraordinary items$645,0003,898
Extraordinary gains, net$021
Net income$645,0003,900
Minority interest net income$087
Net income of bank and minority interests.$645,0003,900
Net charge-offs$1,100,0001,804
Cash dividends$192,0002,753
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-33,0006,212
2011-06-30 (YTD Data)Rank
Total interest income$4,122,0003,305
Total interest expense$786,0003,553
Net interest income$3,336,0003,225
Provision for loan and lease losses$450,0002,433
Total noninterest income$454,0003,312
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$306,0002,195
Trading account gains and fees$0153
Additional Noninterest Income$148,0003,974
Total noninterest expense$3,101,0003,011
Salaries and employee benefits$1,541,0003,085
Premises and equipment expense$424,0002,810
Additional noninterest expense$1,136,0002,864
Pre-tax net operating income$239,0004,895
Securities gains (losses)$363,000467
Applicable income taxes$04,697
Income before extraordinary items$602,0003,185
Extraordinary gains, net$015
Net income$602,0003,186
Minority interest net income$089
Net income of bank and minority interests.$602,0003,187
Net charge-offs$67,0004,232
Cash dividends$128,0002,633
Sale, conversion, retirement of capital stock, net$0986
Net operating income$239,0004,679
2011-03-31 (YTD Data)Rank
Total interest income$2,085,0003,295
Total interest expense$412,0003,528
Net interest income$1,673,0003,202
Provision for loan and lease losses$249,0002,187
Total noninterest income$206,0003,527
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$146,0002,237
Trading account gains and fees$0158
Additional Noninterest Income$60,0004,383
Total noninterest expense$1,539,0003,040
Salaries and employee benefits$787,0003,048
Premises and equipment expense$199,0003,013
Additional noninterest expense$553,0002,931
Pre-tax net operating income$91,0005,246
Securities gains (losses)$01,772
Applicable income taxes$63,0002,644
Income before extraordinary items$28,0006,019
Extraordinary gains, net$09
Net income$28,0006,018
Minority interest net income$086
Net income of bank and minority interests.$28,0006,019
Net charge-offs$66,0003,125
Cash dividends$64,0002,149
Sale, conversion, retirement of capital stock, net$0925
Net operating income$28,0005,990
2010-12-31 (YTD Data)Rank
Total interest income$8,482,0003,395
Total interest expense$2,417,0003,075
Net interest income$6,065,0003,444
Provision for loan and lease losses$600,0003,834
Total noninterest income$989,0003,239
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$698,0002,044
Trading account gains and fees$0175
Additional Noninterest Income$291,0003,992
Total noninterest expense$5,674,0003,248
Salaries and employee benefits$2,865,0003,241
Premises and equipment expense$751,0003,118
Additional noninterest expense$2,058,0003,178
Pre-tax net operating income$780,0003,780
Securities gains (losses)$1,0003,687
Applicable income taxes$92,0003,288
Income before extraordinary items$689,0003,874
Extraordinary gains, net$029
Net income$689,0003,875
Minority interest net income$0111
Net income of bank and minority interests.$689,0003,877
Net charge-offs$542,0003,548
Cash dividends$256,0003,052
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$688,1203,738
2010-09-30 (YTD Data)Rank
Total interest income$6,369,0003,462
Total interest expense$1,923,0003,046
Net interest income$4,446,0003,544
Provision for loan and lease losses$450,0003,704
Total noninterest income$732,0003,316
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$512,0002,132
Trading account gains and fees$0165
Additional Noninterest Income$220,0004,018
Total noninterest expense$4,270,0003,249
Salaries and employee benefits$2,123,0003,288
Premises and equipment expense$585,0003,085
Additional noninterest expense$1,562,0003,101
Pre-tax net operating income$458,0004,332
Securities gains (losses)$1,0003,533
Applicable income taxes$91,0003,186
Income before extraordinary items$368,0004,586
Extraordinary gains, net$023
Net income$368,0004,590
Minority interest net income$0110
Net income of bank and minority interests.$368,0004,589
Net charge-offs$395,0003,372
Cash dividends$192,0002,759
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$367,2004,413
2010-06-30 (YTD Data)Rank
Total interest income$4,239,0003,495
Total interest expense$1,363,0003,004
Net interest income$2,876,0003,632
Provision for loan and lease losses$300,0003,591
Total noninterest income$482,0003,282
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$334,0002,170
Trading account gains and fees$0152
Additional Noninterest Income$148,0004,003
Total noninterest expense$2,846,0003,240
Salaries and employee benefits$1,422,0003,296
Premises and equipment expense$393,0003,100
Additional noninterest expense$1,031,0003,115
Pre-tax net operating income$212,0004,867
Securities gains (losses)$1,0003,060
Applicable income taxes$45,0003,354
Income before extraordinary items$168,0005,110
Extraordinary gains, net$019
Net income$168,0005,113
Minority interest net income$0105
Net income of bank and minority interests.$168,0005,112
Net charge-offs$231,0003,373
Cash dividends$128,0002,661
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$167,2104,954
2010-03-31 (YTD Data)Rank
Total interest income$2,124,0003,557
Total interest expense$688,0003,106
Net interest income$1,436,0003,673
Provision for loan and lease losses$150,0003,336
Total noninterest income$234,0003,339
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$165,0002,178
Trading account gains and fees$0175
Additional Noninterest Income$69,0004,144
Total noninterest expense$1,400,0003,325
Salaries and employee benefits$677,0003,477
Premises and equipment expense$200,0003,115
Additional noninterest expense$523,0003,047
Pre-tax net operating income$120,0004,841
Securities gains (losses)$02,284
Applicable income taxes$32,0003,122
Income before extraordinary items$88,0005,145
Extraordinary gains, net$016
Net income$88,0005,146
Minority interest net income$091
Net income of bank and minority interests.$88,0005,145
Net charge-offs$103,0003,070
Cash dividends$64,0002,164
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$88,0005,019
2009-12-31 (YTD Data)Rank
Total interest income$8,528,0003,654
Total interest expense$3,108,0003,327
Net interest income$5,420,0003,741
Provision for loan and lease losses$312,0005,210
Total noninterest income$1,062,0003,216
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$787,0002,067
Trading account gains and fees$0211
Additional Noninterest Income$275,0004,099
Total noninterest expense$5,426,0003,443
Salaries and employee benefits$2,780,0003,406
Premises and equipment expense$781,0003,186
Additional noninterest expense$1,865,0003,515
Pre-tax net operating income$744,0003,467
Securities gains (losses)$26,0002,943
Applicable income taxes$268,0002,136
Income before extraordinary items$502,0003,865
Extraordinary gains, net$034
Net income$502,0003,863
Minority interest net income$0115
Net income of bank and minority interests.$502,0003,864
Net charge-offs$210,0004,945
Cash dividends$400,0002,826
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$485,1003,842
2009-09-30 (YTD Data)Rank
Total interest income$6,367,0003,716
Total interest expense$2,350,0003,437
Net interest income$4,017,0003,784
Provision for loan and lease losses$234,0004,940
Total noninterest income$795,0003,273
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$591,0002,070
Trading account gains and fees$0212
Additional Noninterest Income$204,0004,252
Total noninterest expense$4,110,0003,426
Salaries and employee benefits$2,112,0003,387
Premises and equipment expense$584,0003,225
Additional noninterest expense$1,414,0003,427
Pre-tax net operating income$468,0003,985
Securities gains (losses)$25,0002,648
Applicable income taxes$151,0002,567
Income before extraordinary items$342,0004,254
Extraordinary gains, net$027
Net income$342,0004,249
Minority interest net income$0118
Net income of bank and minority interests.$342,0004,252
Net charge-offs$144,0004,661
Cash dividends$300,0002,611
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$324,7504,262
2009-06-30 (YTD Data)Rank
Total interest income$4,179,0003,783
Total interest expense$1,518,0003,635
Net interest income$2,661,0003,773
Provision for loan and lease losses$156,0004,691
Total noninterest income$517,0003,344
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$386,0002,081
Trading account gains and fees$0193
Additional Noninterest Income$131,0004,344
Total noninterest expense$2,712,0003,486
Salaries and employee benefits$1,383,0003,470
Premises and equipment expense$386,0003,280
Additional noninterest expense$943,0003,428
Pre-tax net operating income$310,0004,099
Securities gains (losses)$2,0002,937
Applicable income taxes$78,0002,816
Income before extraordinary items$234,0004,341
Extraordinary gains, net$021
Net income$234,0004,340
Minority interest net income$0112
Net income of bank and minority interests.$234,0004,340
Net charge-offs$125,0003,994
Cash dividends$200,0002,647
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$232,5004,243
2009-03-31 (YTD Data)Rank
Total interest income$2,074,0003,833
Total interest expense$759,0003,742
Net interest income$1,315,0003,799
Provision for loan and lease losses$78,0004,265
Total noninterest income$255,0003,336
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$189,0002,057
Trading account gains and fees$0171
Additional Noninterest Income$66,0004,358
Total noninterest expense$1,291,0003,553
Salaries and employee benefits$689,0003,519
Premises and equipment expense$193,0003,319
Additional noninterest expense$409,0003,508
Pre-tax net operating income$201,0004,034
Securities gains (losses)$1,0002,304
Applicable income taxes$68,0002,577
Income before extraordinary items$134,0004,536
Extraordinary gains, net$015
Net income$134,0004,540
Minority interest net income$0102
Net income of bank and minority interests.$134,0004,540
Net charge-offs$15,0004,515
Cash dividends$100,0002,226
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$133,3404,377
2008-12-31 (YTD Data)Rank
Total interest income$8,876,0003,837
Total interest expense$3,330,0003,971
Net interest income$5,546,0003,672
Provision for loan and lease losses$300,0004,610
Total noninterest income$1,066,0003,275
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$830,0002,054
Trading account gains and fees$0154
Additional Noninterest Income$236,0004,558
Total noninterest expense$5,161,0003,472
Salaries and employee benefits$2,785,0003,459
Premises and equipment expense$779,0003,243
Additional noninterest expense$1,597,0003,463
Pre-tax net operating income$1,151,0003,497
Securities gains (losses)$33,0001,871
Applicable income taxes$353,0002,219
Income before extraordinary items$831,0003,633
Extraordinary gains, net$039
Net income$831,0003,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0003,999
Cash dividends$459,0003,492
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$807,9003,808
2008-09-30 (YTD Data)Rank
Total interest income$6,733,0003,868
Total interest expense$2,545,0004,031
Net interest income$4,188,0003,685
Provision for loan and lease losses$225,0004,003
Total noninterest income$795,0003,351
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$612,0002,108
Trading account gains and fees$0148
Additional Noninterest Income$183,0004,596
Total noninterest expense$3,845,0003,475
Salaries and employee benefits$2,061,0003,518
Premises and equipment expense$635,0003,043
Additional noninterest expense$1,149,0003,493
Pre-tax net operating income$913,0003,845
Securities gains (losses)$32,0001,715
Applicable income taxes$287,0002,507
Income before extraordinary items$658,0003,944
Extraordinary gains, net$031
Net income$658,0003,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0003,376
Cash dividends$300,0003,371
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$635,6004,160
2008-06-30 (YTD Data)Rank
Total interest income$4,551,0003,887
Total interest expense$1,718,0004,134
Net interest income$2,833,0003,645
Provision for loan and lease losses$150,0003,592
Total noninterest income$538,0003,353
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$410,0002,061
Trading account gains and fees$0149
Additional Noninterest Income$128,0004,591
Total noninterest expense$2,621,0003,437
Salaries and employee benefits$1,379,0003,553
Premises and equipment expense$421,0003,075
Additional noninterest expense$821,0003,286
Pre-tax net operating income$600,0004,024
Securities gains (losses)$36,0001,670
Applicable income taxes$208,0002,640
Income before extraordinary items$428,0004,337
Extraordinary gains, net$021
Net income$428,0004,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,288
Cash dividends$200,0003,405
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$403,8804,399
2008-03-31 (YTD Data)Rank
Total interest income$2,341,0003,892
Total interest expense$875,0004,262
Net interest income$1,466,0003,536
Provision for loan and lease losses$75,0003,123
Total noninterest income$276,0003,300
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$199,0002,091
Trading account gains and fees$0158
Additional Noninterest Income$77,0004,274
Total noninterest expense$1,289,0003,503
Salaries and employee benefits$697,0003,552
Premises and equipment expense$204,0003,178
Additional noninterest expense$388,0003,402
Pre-tax net operating income$378,0003,656
Securities gains (losses)$02,688
Applicable income taxes$95,0002,858
Income before extraordinary items$283,0003,933
Extraordinary gains, net$015
Net income$283,0003,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0001,966
Cash dividends$100,0002,880
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$283,0003,849
2007-12-31 (YTD Data)Rank
Total interest income$9,398,0003,931
Total interest expense$3,528,0004,316
Net interest income$5,870,0003,559
Provision for loan and lease losses$420,0002,620
Total noninterest income$1,023,0003,492
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$800,0002,131
Trading account gains and fees$0178
Additional Noninterest Income$223,0004,846
Total noninterest expense$4,552,0003,722
Salaries and employee benefits$2,540,0003,676
Premises and equipment expense$591,0003,877
Additional noninterest expense$1,421,0003,573
Pre-tax net operating income$1,921,0003,397
Securities gains (losses)$-1,0007,069
Applicable income taxes$603,0002,500
Income before extraordinary items$1,317,0003,738
Extraordinary gains, net$039
Net income$1,317,0003,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0003,150
Cash dividends$460,0003,841
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,317,6903,728
2007-09-30 (YTD Data)Rank
Total interest income$7,035,0003,950
Total interest expense$2,591,0004,380
Net interest income$4,444,0003,545
Provision for loan and lease losses$315,0002,230
Total noninterest income$696,0003,693
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$524,0002,355
Trading account gains and fees$0184
Additional Noninterest Income$172,0004,790
Total noninterest expense$3,322,0003,792
Salaries and employee benefits$1,891,0003,684
Premises and equipment expense$413,0004,067
Additional noninterest expense$1,018,0003,650
Pre-tax net operating income$1,503,0003,468
Securities gains (losses)$-1,0007,322
Applicable income taxes$492,0002,554
Income before extraordinary items$1,010,0003,877
Extraordinary gains, net$033
Net income$1,010,0003,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0003,293
Cash dividends$300,0003,601
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,010,6703,860
2007-06-30 (YTD Data)Rank
Total interest income$4,645,0003,985
Total interest expense$1,643,0004,512
Net interest income$3,002,0003,530
Provision for loan and lease losses$210,0002,072
Total noninterest income$464,0003,706
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$335,0002,436
Trading account gains and fees$0168
Additional Noninterest Income$129,0004,601
Total noninterest expense$2,210,0003,817
Salaries and employee benefits$1,258,0003,726
Premises and equipment expense$272,0004,133
Additional noninterest expense$680,0003,643
Pre-tax net operating income$1,046,0003,433
Securities gains (losses)$-1,0007,616
Applicable income taxes$406,0002,363
Income before extraordinary items$639,0004,033
Extraordinary gains, net$029
Net income$639,0004,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0002,834
Cash dividends$200,0003,613
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$639,6404,019
2007-03-31 (YTD Data)Rank
Total interest income$2,297,0004,018
Total interest expense$764,0004,709
Net interest income$1,533,0003,485
Provision for loan and lease losses$105,0001,929
Total noninterest income$243,0003,597
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$161,0002,463
Trading account gains and fees$0195
Additional Noninterest Income$82,0004,163
Total noninterest expense$1,125,0003,762
Salaries and employee benefits$640,0003,705
Premises and equipment expense$129,0004,299
Additional noninterest expense$356,0003,490
Pre-tax net operating income$546,0003,319
Securities gains (losses)$-1,0007,986
Applicable income taxes$211,0002,327
Income before extraordinary items$334,0003,931
Extraordinary gains, net$022
Net income$334,0003,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0002,431
Cash dividends$100,0003,076
Sale, conversion, retirement of capital stock, net$0885
Net operating income$334,6403,908
2006-12-31 (YTD Data)Rank
Total interest income$8,056,0004,173
Total interest expense$2,255,0005,091
Net interest income$5,801,0003,616
Provision for loan and lease losses$786,0001,292
Total noninterest income$865,0003,870
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$648,0002,534
Trading account gains and fees$0130
Additional Noninterest Income$217,0004,957
Total noninterest expense$4,263,0003,797
Salaries and employee benefits$2,357,0003,773
Premises and equipment expense$632,0003,618
Additional noninterest expense$1,274,0003,760
Pre-tax net operating income$1,617,0004,138
Securities gains (losses)$01,687
Applicable income taxes$513,0003,120
Income before extraordinary items$1,104,0004,478
Extraordinary gains, net$051
Net income$1,104,0004,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$753,000868
Cash dividends$461,0003,863
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,104,0004,466
2006-09-30 (YTD Data)Rank
Total interest income$5,889,0004,228
Total interest expense$1,588,0005,189
Net interest income$4,301,0003,672
Provision for loan and lease losses$333,0001,979
Total noninterest income$648,0003,880
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$476,0002,585
Trading account gains and fees$0126
Additional Noninterest Income$172,0004,857
Total noninterest expense$3,170,0003,809
Salaries and employee benefits$1,772,0003,767
Premises and equipment expense$469,0003,657
Additional noninterest expense$929,0003,832
Pre-tax net operating income$1,446,0003,869
Securities gains (losses)$01,388
Applicable income taxes$509,0002,848
Income before extraordinary items$937,0004,319
Extraordinary gains, net$045
Net income$937,0004,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0001,559
Cash dividends$301,0003,623
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$937,0004,306
2006-06-30 (YTD Data)Rank
Total interest income$3,830,0004,255
Total interest expense$1,039,0005,128
Net interest income$2,791,0003,744
Provision for loan and lease losses$333,0001,348
Total noninterest income$429,0003,881
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$308,0002,611
Trading account gains and fees$0126
Additional Noninterest Income$121,0004,728
Total noninterest expense$2,149,0003,767
Salaries and employee benefits$1,201,0003,738
Premises and equipment expense$287,0003,901
Additional noninterest expense$661,0003,641
Pre-tax net operating income$738,0004,502
Securities gains (losses)$01,185
Applicable income taxes$334,0002,891
Income before extraordinary items$404,0005,366
Extraordinary gains, net$039
Net income$404,0005,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0001,677
Cash dividends$201,0003,647
Sale, conversion, retirement of capital stock, net$0887
Net operating income$404,0005,366
2006-03-31 (YTD Data)Rank
Total interest income$1,869,0004,275
Total interest expense$514,0005,038
Net interest income$1,355,0003,828
Provision for loan and lease losses$99,0002,041
Total noninterest income$221,0003,767
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$140,0002,745
Trading account gains and fees$0115
Additional Noninterest Income$81,0004,122
Total noninterest expense$1,099,0003,727
Salaries and employee benefits$627,0003,635
Premises and equipment expense$144,0003,911
Additional noninterest expense$328,0003,629
Pre-tax net operating income$378,0004,402
Securities gains (losses)$0955
Applicable income taxes$154,0002,999
Income before extraordinary items$224,0005,087
Extraordinary gains, net$021
Net income$224,0005,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,059
Cash dividends$101,0003,056
Sale, conversion, retirement of capital stock, net$0648
Net operating income$224,0005,080
2005-12-31 (YTD Data)Rank
Total interest income$6,777,0004,241
Total interest expense$1,818,0004,712
Net interest income$4,959,0003,975
Provision for loan and lease losses$264,0003,070
Total noninterest income$782,0004,097
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$613,0002,621
Trading account gains and fees$0138
Additional Noninterest Income$169,0005,520
Total noninterest expense$4,128,0003,772
Salaries and employee benefits$2,387,0003,616
Premises and equipment expense$574,0003,790
Additional noninterest expense$1,167,0003,932
Pre-tax net operating income$1,349,0004,640
Securities gains (losses)$5,0001,712
Applicable income taxes$408,0003,667
Income before extraordinary items$946,0004,960
Extraordinary gains, net$046
Net income$946,0004,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$356,0001,542
Cash dividends$440,0003,857
Sale, conversion, retirement of capital stock, net$0934
Net operating income$942,5004,946
2005-09-30 (YTD Data)Rank
Total interest income$4,981,0004,250
Total interest expense$1,308,0004,698
Net interest income$3,673,0004,013
Provision for loan and lease losses$198,0002,988
Total noninterest income$576,0004,157
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$447,0002,673
Trading account gains and fees$0126
Additional Noninterest Income$129,0005,472
Total noninterest expense$3,136,0003,709
Salaries and employee benefits$1,822,0003,538
Premises and equipment expense$433,0003,749
Additional noninterest expense$881,0003,876
Pre-tax net operating income$915,0004,997
Securities gains (losses)$3,0001,906
Applicable income taxes$303,0003,793
Income before extraordinary items$615,0005,388
Extraordinary gains, net$035
Net income$615,0005,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0002,155
Cash dividends$300,0003,493
Sale, conversion, retirement of capital stock, net$0769
Net operating income$612,9905,365
2005-06-30 (YTD Data)Rank
Total interest income$3,230,0004,270
Total interest expense$834,0004,674
Net interest income$2,396,0004,052
Provision for loan and lease losses$132,0002,878
Total noninterest income$382,0004,162
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$287,0002,705
Trading account gains and fees$0116
Additional Noninterest Income$95,0005,289
Total noninterest expense$2,145,0003,623
Salaries and employee benefits$1,263,0003,409
Premises and equipment expense$282,0003,796
Additional noninterest expense$600,0003,801
Pre-tax net operating income$501,0005,484
Securities gains (losses)$3,0001,754
Applicable income taxes$138,0004,376
Income before extraordinary items$366,0005,667
Extraordinary gains, net$030
Net income$366,0005,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0001,382
Cash dividends$200,0003,480
Sale, conversion, retirement of capital stock, net$0643
Net operating income$363,8105,649
2005-03-31 (YTD Data)Rank
Total interest income$1,601,0004,278
Total interest expense$415,0004,566
Net interest income$1,186,0004,097
Provision for loan and lease losses$66,0002,725
Total noninterest income$193,0004,061
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$137,0002,743
Trading account gains and fees$0115
Additional Noninterest Income$56,0004,934
Total noninterest expense$1,139,0003,458
Salaries and employee benefits$711,0003,086
Premises and equipment expense$137,0003,911
Additional noninterest expense$291,0003,905
Pre-tax net operating income$174,0006,269
Securities gains (losses)$01,685
Applicable income taxes$70,0004,289
Income before extraordinary items$104,0006,827
Extraordinary gains, net$024
Net income$104,0006,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,435
Cash dividends$100,0002,899
Sale, conversion, retirement of capital stock, net$0491
Net operating income$104,0006,796
2004-12-31 (YTD Data)Rank
Total interest income$6,140,0004,185
Total interest expense$1,472,0004,565
Net interest income$4,668,0004,012
Provision for loan and lease losses$264,0003,159
Total noninterest income$632,0004,686
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$491,0003,184
Trading account gains and fees$0138
Additional Noninterest Income$141,0005,805
Total noninterest expense$3,603,0004,084
Salaries and employee benefits$2,050,0003,917
Premises and equipment expense$537,0003,864
Additional noninterest expense$1,016,0004,285
Pre-tax net operating income$1,433,0004,361
Securities gains (losses)$1,0003,645
Applicable income taxes$411,0003,681
Income before extraordinary items$1,023,0004,627
Extraordinary gains, net$034
Net income$1,023,0004,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0002,275
Cash dividends$440,0003,760
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,022,2904,572
2004-09-30 (YTD Data)Rank
Total interest income$4,535,0004,217
Total interest expense$1,043,0004,674
Net interest income$3,492,0004,012
Provision for loan and lease losses$198,0003,010
Total noninterest income$477,0004,665
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$374,0003,168
Trading account gains and fees$0134
Additional Noninterest Income$103,0005,858
Total noninterest expense$2,752,0003,977
Salaries and employee benefits$1,586,0003,790
Premises and equipment expense$409,0003,807
Additional noninterest expense$757,0004,258
Pre-tax net operating income$1,019,0004,560
Securities gains (losses)$1,0003,538
Applicable income taxes$237,0004,173
Income before extraordinary items$783,0004,684
Extraordinary gains, net$026
Net income$783,0004,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0001,753
Cash dividends$297,0003,491
Sale, conversion, retirement of capital stock, net$0738
Net operating income$782,2304,604
2004-06-30 (YTD Data)Rank
Total interest income$3,006,0004,253
Total interest expense$694,0004,697
Net interest income$2,312,0004,035
Provision for loan and lease losses$132,0002,955
Total noninterest income$317,0004,679
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$243,0003,205
Trading account gains and fees$0130
Additional Noninterest Income$74,0005,746
Total noninterest expense$1,893,0003,913
Salaries and employee benefits$1,097,0003,706
Premises and equipment expense$272,0003,821
Additional noninterest expense$524,0004,164
Pre-tax net operating income$604,0004,814
Securities gains (losses)$1,0003,212
Applicable income taxes$159,0004,153
Income before extraordinary items$446,0005,027
Extraordinary gains, net$021
Net income$446,0005,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0003,266
Cash dividends$197,0003,516
Sale, conversion, retirement of capital stock, net$0638
Net operating income$445,2604,943
2004-03-31 (YTD Data)Rank
Total interest income$1,534,0004,193
Total interest expense$347,0004,730
Net interest income$1,187,0003,929
Provision for loan and lease losses$66,0002,819
Total noninterest income$162,0004,581
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$119,0003,168
Trading account gains and fees$0121
Additional Noninterest Income$43,0005,417
Total noninterest expense$1,033,0003,658
Salaries and employee benefits$611,0003,402
Premises and equipment expense$132,0003,942
Additional noninterest expense$290,0003,846
Pre-tax net operating income$250,0005,280
Securities gains (losses)$02,934
Applicable income taxes$30,0005,394
Income before extraordinary items$220,0005,102
Extraordinary gains, net$016
Net income$220,0005,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0002,858
Cash dividends$97,0002,955
Sale, conversion, retirement of capital stock, net$0464
Net operating income$220,0004,971
2003-12-31 (YTD Data)Rank
Total interest income$6,039,0004,302
Total interest expense$1,632,0004,637
Net interest income$4,407,0004,058
Provision for loan and lease losses$264,0003,449
Total noninterest income$564,0005,125
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$468,0003,277
Trading account gains and fees$0160
Additional Noninterest Income$96,0006,607
Total noninterest expense$3,362,0004,257
Salaries and employee benefits$1,894,0004,104
Premises and equipment expense$539,0003,841
Additional noninterest expense$929,0004,517
Pre-tax net operating income$1,345,0004,398
Securities gains (losses)$32,0002,881
Applicable income taxes$354,0004,020
Income before extraordinary items$1,023,0004,587
Extraordinary gains, net$054
Net income$1,023,0004,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$311,0002,206
Cash dividends$336,0004,206
Sale, conversion, retirement of capital stock, net$0868
Net operating income$999,3204,484
2003-09-30 (YTD Data)Rank
Total interest income$4,487,0004,373
Total interest expense$1,268,0004,645
Net interest income$3,219,0004,172
Provision for loan and lease losses$214,0003,227
Total noninterest income$406,0005,271
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$344,0003,328
Trading account gains and fees$0153
Additional Noninterest Income$62,0006,893
Total noninterest expense$2,524,0004,234
Salaries and employee benefits$1,411,0004,129
Premises and equipment expense$405,0003,814
Additional noninterest expense$708,0004,439
Pre-tax net operating income$887,0004,864
Securities gains (losses)$32,0002,649
Applicable income taxes$245,0004,318
Income before extraordinary items$674,0005,085
Extraordinary gains, net$040
Net income$674,0005,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$309,0001,676
Cash dividends$240,0003,794
Sale, conversion, retirement of capital stock, net$0722
Net operating income$650,6404,996
2003-06-30 (YTD Data)Rank
Total interest income$2,973,0004,408
Total interest expense$892,0004,607
Net interest income$2,081,0004,273
Provision for loan and lease losses$214,0002,388
Total noninterest income$266,0005,300
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$222,0003,369
Trading account gains and fees$0150
Additional Noninterest Income$44,0006,789
Total noninterest expense$1,683,0004,233
Salaries and employee benefits$955,0004,058
Premises and equipment expense$264,0003,865
Additional noninterest expense$464,0004,487
Pre-tax net operating income$450,0005,575
Securities gains (losses)$32,0002,321
Applicable income taxes$148,0004,513
Income before extraordinary items$334,0005,845
Extraordinary gains, net$030
Net income$334,0005,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$306,0001,232
Cash dividends$160,0003,759
Sale, conversion, retirement of capital stock, net$0589
Net operating income$311,9205,819
2003-03-31 (YTD Data)Rank
Total interest income$1,473,0004,471
Total interest expense$485,0004,430
Net interest income$988,0004,438
Provision for loan and lease losses$214,0001,297
Total noninterest income$129,0005,276
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$102,0003,492
Trading account gains and fees$0134
Additional Noninterest Income$27,0006,429
Total noninterest expense$851,0004,175
Salaries and employee benefits$491,0003,958
Premises and equipment expense$131,0003,907
Additional noninterest expense$229,0004,511
Pre-tax net operating income$52,0007,969
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$52,0007,848
Extraordinary gains, net$021
Net income$52,0007,848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,000743
Cash dividends$80,0003,113
Sale, conversion, retirement of capital stock, net$0419
Net operating income$52,0007,696
2002-12-31 (YTD Data)Rank
Total interest income$6,128,0004,488
Total interest expense$2,411,0004,223
Net interest income$3,717,0004,570
Provision for loan and lease losses$264,0003,738
Total noninterest income$541,0005,001
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$469,0003,137
Trading account gains and fees$0153
Additional Noninterest Income$72,0007,036
Total noninterest expense$3,145,0004,309
Salaries and employee benefits$1,848,0003,989
Premises and equipment expense$384,0004,796
Additional noninterest expense$913,0004,495
Pre-tax net operating income$849,0005,619
Securities gains (losses)$19,0003,191
Applicable income taxes$197,0005,143
Income before extraordinary items$671,0005,656
Extraordinary gains, net$070
Net income$671,0005,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0003,017
Cash dividends$320,0004,207
Sale, conversion, retirement of capital stock, net$0862
Net operating income$656,3705,585
2001-12-31 (YTD Data)Rank
Total interest income$5,984,0004,970
Total interest expense$2,666,0005,166
Net interest income$3,318,0004,720
Provision for loan and lease losses$198,0004,171
Total noninterest income$527,0004,930
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$487,0002,896
Trading account gains and fees$0177
Additional Noninterest Income$40,0008,001
Total noninterest expense$2,886,0004,468
Salaries and employee benefits$1,732,0004,029
Premises and equipment expense$325,0005,272
Additional noninterest expense$829,0004,672
Pre-tax net operating income$761,0005,621
Securities gains (losses)$04,612
Applicable income taxes$140,0005,550
Income before extraordinary items$621,0005,516
Extraordinary gains, net$0105
Net income$621,0005,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0003,480
Cash dividends$320,0004,273
Sale, conversion, retirement of capital stock, net$0922
Net operating income$621,0005,392
2000-12-31 (YTD Data)Rank
Total interest income$6,147,0004,990
Total interest expense$2,828,0005,146
Net interest income$3,319,0004,802
Provision for loan and lease losses$264,0003,126
Total noninterest income$481,0005,016
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$430,0003,057
Trading account gains and feesNANA
Additional Noninterest Income$51,0007,773
Total noninterest expense$2,591,0004,732
Salaries and employee benefits$1,466,0004,439
Premises and equipment expense$367,0004,785
Additional noninterest expense$758,0004,909
Pre-tax net operating income$945,0005,408
Securities gains (losses)$01,956
Applicable income taxes$189,0005,498
Income before extraordinary items$756,0005,215
Extraordinary gains, net$038
Net income$756,0005,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,0001,921
Cash dividends$300,0004,469
Sale, conversion, retirement of capital stock, net$0969
Net operating income$756,0005,208
1999-12-31 (YTD Data)Rank
Total interest income$5,932,0004,985
Total interest expense$2,916,0004,700
Net interest income$3,016,0005,140
Provision for loan and lease losses$284,0002,798
Total noninterest income$446,0005,301
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$383,0003,332
Trading account gains and feesNANA
Additional Noninterest Income$63,0007,632
Total noninterest expense$2,515,0004,863
Salaries and employee benefits$1,357,0004,703
Premises and equipment expense$350,0004,963
Additional noninterest expense$808,0004,750
Pre-tax net operating income$663,0006,464
Securities gains (losses)$03,155
Applicable income taxes$108,0006,819
Income before extraordinary items$555,0006,131
Extraordinary gains, net$035
Net income$555,0006,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$419,0001,405
Cash dividends$240,0004,933
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$555,0006,106
1998-12-31 (YTD Data)Rank
Total interest income$5,983,0005,008
Total interest expense$2,794,0004,969
Net interest income$3,189,0004,921
Provision for loan and lease losses$620,0001,446
Total noninterest income$521,0004,818
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$387,0003,226
Trading account gains and feesNANA
Additional Noninterest Income$134,0005,958
Total noninterest expense$2,168,0005,283
Salaries and employee benefits$1,187,0005,099
Premises and equipment expense$337,0005,019
Additional noninterest expense$644,0005,480
Pre-tax net operating income$922,0005,663
Securities gains (losses)$04,449
Applicable income taxes$208,0006,105
Income before extraordinary items$714,0005,549
Extraordinary gains, net$032
Net income$714,0005,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0002,392
Cash dividends$280,0004,752
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$714,0005,440
1997-12-31 (YTD Data)Rank
Total interest income$5,350,0005,523
Total interest expense$2,314,0005,698
Net interest income$3,036,0005,256
Provision for loan and lease losses$120,0004,629
Total noninterest income$450,0005,328
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$397,0003,243
Trading account gains and feesNANA
Additional Noninterest Income$53,0008,302
Total noninterest expense$2,182,0005,322
Salaries and employee benefits$1,125,0005,374
Premises and equipment expense$266,0005,845
Additional noninterest expense$791,0004,773
Pre-tax net operating income$1,184,0005,286
Securities gains (losses)$03,944
Applicable income taxes$329,0005,475
Income before extraordinary items$855,0005,239
Extraordinary gains, net$044
Net income$855,0005,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0002,759
Cash dividends$380,0004,082
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$855,0005,182
1996-12-31 (YTD Data)Rank
Total interest income$5,150,0005,814
Total interest expense$2,241,0005,965
Net interest income$2,909,0005,570
Provision for loan and lease losses$169,0003,833
Total noninterest income$443,0005,603
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$388,0003,423
Trading account gains and feesNANA
Additional Noninterest Income$55,0008,673
Total noninterest expense$2,068,0005,808
Salaries and employee benefits$1,060,0005,740
Premises and equipment expense$263,0006,065
Additional noninterest expense$745,0005,483
Pre-tax net operating income$1,115,0005,366
Securities gains (losses)$8,0002,673
Applicable income taxes$283,0006,032
Income before extraordinary items$840,0005,118
Extraordinary gains, net$053
Net income$840,0005,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,696
Cash dividends$240,0005,056
Sale, conversion, retirement of capital stock, net$0953
Net operating income$834,0005,088
1995-12-31 (YTD Data)Rank
Total interest income$4,848,0006,133
Total interest expense$2,067,0006,327
Net interest income$2,781,0005,839
Provision for loan and lease losses$339,0002,105
Total noninterest income$428,0005,722
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$395,0003,399
Trading account gains and feesNANA
Additional Noninterest Income$33,00010,076
Total noninterest expense$1,973,0006,045
Salaries and employee benefits$1,008,0006,021
Premises and equipment expense$261,0006,181
Additional noninterest expense$704,0005,827
Pre-tax net operating income$897,0006,431
Securities gains (losses)$03,831
Applicable income taxes$196,0007,489
Income before extraordinary items$701,0005,991
Extraordinary gains, net$065
Net income$701,0005,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0002,192
Cash dividends$160,0005,934
Sale, conversion, retirement of capital stock, net$0809
Net operating income$701,0005,971
1994-12-31 (YTD Data)Rank
Total interest income$4,304,0006,346
Total interest expense$1,820,0006,015
Net interest income$2,484,0006,517
Provision for loan and lease losses$381,0001,888
Total noninterest income$453,0005,670
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$402,0003,361
Trading account gains and feesNANA
Additional Noninterest Income$51,0009,565
Total noninterest expense$2,134,0005,885
Salaries and employee benefits$1,123,0005,559
Premises and equipment expense$266,0006,251
Additional noninterest expense$745,0006,025
Pre-tax net operating income$422,0009,188
Securities gains (losses)$03,600
Applicable income taxes$94,0009,503
Income before extraordinary items$328,0008,844
Extraordinary gains, net$0249
Net income$328,0008,847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$511,0001,359
Cash dividends$240,0005,038
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$328,0008,899
1993-12-31 (YTD Data)Rank
Total interest income$4,448,0006,367
Total interest expense$1,893,0006,105
Net interest income$2,555,0006,434
Provision for loan and lease losses$120,0005,200
Total noninterest income$420,0006,269
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$371,0003,692
Trading account gains and feesNANA
Additional Noninterest Income$49,00010,159
Total noninterest expense$2,136,0006,012
Salaries and employee benefits$1,071,0005,788
Premises and equipment expense$286,0006,090
Additional noninterest expense$779,0006,047
Pre-tax net operating income$719,0007,261
Securities gains (losses)$-2,00012,373
Applicable income taxes$144,0008,778
Income before extraordinary items$573,0006,988
Extraordinary gains, net$03,149
Net income$573,0007,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0002,962
Cash dividends$248,0004,928
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$574,6006,716
1992-12-31 (YTD Data)Rank
Total interest income$4,791,0006,582
Total interest expense$2,368,0006,253
Net interest income$2,423,0006,740
Provision for loan and lease losses$60,0008,535
Total noninterest income$417,0006,385
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$309,0004,341
Trading account gains and feesNANA
Additional Noninterest Income$108,0007,800
Total noninterest expense$2,040,0006,279
Salaries and employee benefits$980,0006,144
Premises and equipment expense$297,0006,023
Additional noninterest expense$763,0006,328
Pre-tax net operating income$740,0006,885
Securities gains (losses)$08,369
Applicable income taxes$135,0009,001
Income before extraordinary items$605,0006,538
Extraordinary gains, net$01,422
Net income$605,0006,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0007,310
Cash dividends$240,0004,583
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$605,0006,173

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.