Home > The Garrard Bank & Trust Company > Net Loans and Leases
The Garrard Bank & Trust Company, Net Loans and Leases
| 1996-12-31 | Rank | |
| Net loans and leases | $26,736,000 | 7,392 |
| Loan loss allowance | $547,000 | 5,557 |
| Total loans and leases | $27,283,000 | 7,370 |
| Unearned income | $204,000 | 3,359 |
| Loans and leases, gross | $27,283,000 | 7,378 |
| All real estate loans | $21,438,000 | 6,222 |
| Real estate loans in domestic offices | $21,438,000 | 6,222 |
| Construction and development loans | $1,883,000 | 4,193 |
| Commercial RE | $3,868,000 | 6,159 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $505,000 | 4,483 |
| 1-4 family residential loans | $9,044,000 | 6,670 |
| Farmland loans | $6,138,000 | 989 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $659,000 | 5,309 |
| Commercial and industrial loans | $2,341,000 | 7,350 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,805,000 | 7,086 |
| Credit card loans | $0 | 6,619 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,805,000 | 6,835 |
| All other loans & leases | $244,000 | 4,942 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $230,000 | 2,866 |
| Other loans | $14,000 | 6,758 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $23,740,000 | 7,927 |
| Loan loss allowance | $515,000 | 5,926 |
| Total loans and leases | $24,255,000 | 7,902 |
| Unearned income | $208,000 | 3,621 |
| Loans and leases, gross | $24,255,000 | 7,908 |
| All real estate loans | $19,427,000 | 6,569 |
| Real estate loans in domestic offices | $19,427,000 | 6,569 |
| Construction and development loans | $294,000 | 7,454 |
| Commercial RE | $4,028,000 | 6,121 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $357,000 | 5,173 |
| 1-4 family residential loans | $8,855,000 | 6,836 |
| Farmland loans | $5,893,000 | 958 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $626,000 | 5,566 |
| Commercial and industrial loans | $1,699,000 | 8,220 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,461,000 | 7,667 |
| Credit card loans | $0 | 6,778 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,461,000 | 7,402 |
| All other loans & leases | $250,000 | 5,099 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $230,000 | 2,973 |
| Other loans | $20,000 | 6,336 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $23,718,000 | 8,042 |
| Loan loss allowance | $496,000 | 6,229 |
| Total loans and leases | $24,214,000 | 8,024 |
| Unearned income | $174,000 | 4,235 |
| Loans and leases, gross | $24,214,000 | 8,032 |
| All real estate loans | $19,154,000 | 6,683 |
| Real estate loans in domestic offices | $19,154,000 | 6,683 |
| Construction and development loans | $339,000 | 7,391 |
| Commercial RE | $3,794,000 | 6,401 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,214 |
| 1-4 family residential loans | $8,967,000 | 6,911 |
| Farmland loans | $6,054,000 | 869 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $514,000 | 5,957 |
| Commercial and industrial loans | $2,045,000 | 7,818 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,421,000 | 7,892 |
| Credit card loans | $0 | 6,913 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,421,000 | 7,636 |
| All other loans & leases | $254,000 | 5,300 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $230,000 | 3,159 |
| Other loans | $24,000 | 6,259 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $23,475,000 | 8,127 |
| Loan loss allowance | $481,000 | 6,545 |
| Total loans and leases | $23,956,000 | 8,123 |
| Unearned income | $186,000 | 4,451 |
| Loans and leases, gross | $23,956,000 | 8,132 |
| All real estate loans | $18,502,000 | 6,873 |
| Real estate loans in domestic offices | $18,502,000 | 6,872 |
| Construction and development loans | $506,000 | 6,621 |
| Commercial RE | $4,173,000 | 6,223 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,553 |
| 1-4 family residential loans | $9,110,000 | 7,010 |
| Farmland loans | $4,713,000 | 1,109 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $568,000 | 5,958 |
| Commercial and industrial loans | $1,971,000 | 8,032 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,085,000 | 7,104 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,085,000 | 6,820 |
| All other loans & leases | $16,000 | 9,310 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $16,000 | 7,189 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $23,268,000 | 8,227 |
| Loan loss allowance | $500,000 | 6,467 |
| Total loans and leases | $23,768,000 | 8,216 |
| Unearned income | $258,000 | 4,336 |
| Loans and leases, gross | $23,768,000 | 8,224 |
| All real estate loans | $18,114,000 | 6,965 |
| Real estate loans in domestic offices | $18,114,000 | 6,964 |
| Construction and development loans | $424,000 | 6,995 |
| Commercial RE | $4,511,000 | 6,048 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $8,376,000 | 7,427 |
| Farmland loans | $4,803,000 | 970 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $643,000 | 5,889 |
| Commercial and industrial loans | $1,618,000 | 8,852 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,589,000 | 6,725 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,589,000 | 6,448 |
| All other loans & leases | $62,000 | 8,105 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $41,000 | 5,286 |
| Other loans | $21,000 | 6,878 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |