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The Garrard Bank & Trust Company, Changes in Bank Equity Capital
| 1996-12-31 | Rank | |
| Amended balance at previous year-end | $3,031,000 | 8,868 |
| Restatements from amended reports of income, net | $0 | 197 |
| Net income | $730,000 | 5,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 441 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $725,000 | 2,660 |
| Other comprehensive income | $-128,000 | 8,058 |
| Other transactions with parent holding company | $0 | 528 |
| Bank equity capital | $2,908,000 | 9,347 |
| 1995-12-31 | Rank | |
| Amended balance at previous year-end | $2,184,000 | 10,041 |
| Restatements from amended reports of income, net | $0 | 212 |
| Net income | $729,000 | 5,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 459 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $525,000 | 3,188 |
| Other comprehensive income | $643,000 | 2,300 |
| Other transactions with parent holding company | $0 | 524 |
| Bank equity capital | $3,031,000 | 9,461 |
| 1994-12-31 | Rank | |
| Amended balance at previous year-end | $2,544,000 | 9,929 |
| Restatements from amended reports of income, net | $0 | 244 |
| Net income | $663,000 | 6,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 449 |
| Cash dividends declared on preferred stock | $0 | 211 |
| Cash dividends declared on common stock | $625,000 | 2,697 |
| Other comprehensive income | $-398,000 | 8,089 |
| Other transactions with parent holding company | $0 | 545 |
| Bank equity capital | $2,184,000 | 10,654 |
| 1993-12-31 | Rank | |
| Amended balance at previous year-end | $2,688,000 | 9,774 |
| Restatements from amended reports of income, net | $0 | 249 |
| Net income | $831,000 | 5,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 420 |
| Cash dividends declared on preferred stock | $0 | 217 |
| Cash dividends declared on common stock | $975,000 | 1,802 |
| Other comprehensive income | $0 | 1,984 |
| Other transactions with parent holding company | $0 | 566 |
| Bank equity capital | $2,544,000 | 10,471 |
| 1992-12-31 | Rank | |
| Amended balance at previous year-end | $2,498,000 | 10,156 |
| Restatements from amended reports of income, net | $0 | 350 |
| Net income | $690,000 | 6,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 366 |
| Cash dividends declared on preferred stock | $0 | 200 |
| Cash dividends declared on common stock | $500,000 | 2,738 |
| Other comprehensive income | $0 | 551 |
| Other transactions with parent holding company | $0 | 777 |
| Bank equity capital | $2,688,000 | 10,248 |