Home > The Garnavillo Savings Bank > Income and Expense

The Garnavillo Savings Bank, Income and Expense

2015-09-30 (YTD Data)Rank
Total interest income$1,481,0005,489
Total interest expense$186,0004,962
Net interest income$1,295,0005,510
Provision for loan and lease losses$229,0001,797
Total noninterest income$85,0005,698
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$32,0005,591
Trading account gains and fees$0153
Additional Noninterest Income$53,0005,382
Total noninterest expense$918,0005,708
Salaries and employee benefits$441,0005,801
Premises and equipment expense$43,0006,066
Additional noninterest expense$434,0005,261
Pre-tax net operating income$233,0005,389
Securities gains (losses)$38,0001,651
Applicable income taxes$14,0004,054
Income before extraordinary items$257,0005,249
Extraordinary gains, net$021
Net income$257,0005,254
Minority interest net income$078
Net income of bank and minority interests.$257,0005,255
Net charge-offs$82,0002,352
Cash dividends$1,717,0001,108
Sale, conversion, retirement of capital stock, net$0773
Net operating income$220,9005,320
2015-06-30 (YTD Data)Rank
Total interest income$885,0005,658
Total interest expense$136,0004,895
Net interest income$749,0005,730
Provision for loan and lease losses$120,0002,009
Total noninterest income$66,0005,639
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$20,0005,676
Trading account gains and fees$0157
Additional Noninterest Income$46,0005,237
Total noninterest expense$471,0005,982
Salaries and employee benefits$205,0006,096
Premises and equipment expense$26,0006,162
Additional noninterest expense$240,0005,542
Pre-tax net operating income$224,0005,147
Securities gains (losses)$02,636
Applicable income taxes$11,0004,039
Income before extraordinary items$213,0005,068
Extraordinary gains, net$022
Net income$213,0005,070
Minority interest net income$075
Net income of bank and minority interests.$213,0005,072
Net charge-offs$03,893
Cash dividends$65,0003,370
Sale, conversion, retirement of capital stock, net$0751
Net operating income$213,0005,020
2015-03-31 (YTD Data)Rank
Total interest income$433,0005,733
Total interest expense$50,0005,338
Net interest income$383,0005,744
Provision for loan and lease losses$03,703
Total noninterest income$31,0005,733
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$9,0005,746
Trading account gains and fees$0152
Additional Noninterest Income$22,0005,318
Total noninterest expense$229,0006,067
Salaries and employee benefits$103,0006,165
Premises and equipment expense$13,0006,211
Additional noninterest expense$113,0005,652
Pre-tax net operating income$185,0004,549
Securities gains (losses)$02,027
Applicable income taxes$9,0003,868
Income before extraordinary items$176,0004,474
Extraordinary gains, net$013
Net income$176,0004,476
Minority interest net income$064
Net income of bank and minority interests.$176,0004,478
Net charge-offs$03,288
Cash dividends$30,0002,694
Sale, conversion, retirement of capital stock, net$0697
Net operating income$176,0004,392
2014-12-31 (YTD Data)Rank
Total interest income$1,705,0005,839
Total interest expense$230,0005,331
Net interest income$1,475,0005,877
Provision for loan and lease losses$165,0002,677
Total noninterest income$170,0005,556
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$51,0005,702
Trading account gains and fees$0180
Additional Noninterest Income$119,0005,094
Total noninterest expense$996,0006,095
Salaries and employee benefits$460,0006,207
Premises and equipment expense$56,0006,312
Additional noninterest expense$480,0005,694
Pre-tax net operating income$484,0005,075
Securities gains (losses)$03,259
Applicable income taxes$24,0003,962
Income before extraordinary items$460,0005,022
Extraordinary gains, net$017
Net income$460,0005,021
Minority interest net income$084
Net income of bank and minority interests.$460,0005,022
Net charge-offs$164,0002,690
Cash dividends$15,0004,317
Sale, conversion, retirement of capital stock, net$0862
Net operating income$460,0004,979
2014-09-30 (YTD Data)Rank
Total interest income$1,277,0005,908
Total interest expense$180,0005,355
Net interest income$1,097,0005,954
Provision for loan and lease losses$100,0002,760
Total noninterest income$118,0005,699
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$39,0005,754
Trading account gains and fees$0174
Additional Noninterest Income$79,0005,255
Total noninterest expense$724,0006,173
Salaries and employee benefits$307,0006,320
Premises and equipment expense$43,0006,366
Additional noninterest expense$374,0005,692
Pre-tax net operating income$391,0005,082
Securities gains (losses)$02,980
Applicable income taxes$19,0004,016
Income before extraordinary items$372,0005,006
Extraordinary gains, net$015
Net income$372,0005,006
Minority interest net income$081
Net income of bank and minority interests.$372,0005,008
Net charge-offs$7,0004,273
Cash dividends$15,0003,797
Sale, conversion, retirement of capital stock, net$0819
Net operating income$372,0004,966
2014-06-30 (YTD Data)Rank
Total interest income$848,0005,954
Total interest expense$125,0005,352
Net interest income$723,0006,005
Provision for loan and lease losses$100,0002,327
Total noninterest income$75,0005,777
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$26,0005,771
Trading account gains and fees$0172
Additional Noninterest Income$49,0005,360
Total noninterest expense$468,0006,257
Salaries and employee benefits$208,0006,374
Premises and equipment expense$30,0006,405
Additional noninterest expense$230,0005,825
Pre-tax net operating income$230,0005,194
Securities gains (losses)$02,580
Applicable income taxes$11,0004,067
Income before extraordinary items$219,0005,118
Extraordinary gains, net$020
Net income$219,0005,120
Minority interest net income$080
Net income of bank and minority interests.$219,0005,121
Net charge-offs$7,0003,864
Cash dividends$15,0003,613
Sale, conversion, retirement of capital stock, net$0794
Net operating income$219,0005,076
2014-03-31 (YTD Data)Rank
Total interest income$403,0006,086
Total interest expense$64,0005,386
Net interest income$339,0006,131
Provision for loan and lease losses$60,0002,013
Total noninterest income$45,0005,626
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$13,0005,787
Trading account gains and fees$0147
Additional Noninterest Income$32,0005,097
Total noninterest expense$241,0006,302
Salaries and employee benefits$109,0006,419
Premises and equipment expense$14,0006,494
Additional noninterest expense$118,0005,845
Pre-tax net operating income$83,0005,429
Securities gains (losses)$01,715
Applicable income taxes$3,0004,166
Income before extraordinary items$80,0005,384
Extraordinary gains, net$016
Net income$80,0005,385
Minority interest net income$066
Net income of bank and minority interests.$80,0005,385
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$80,0005,340
2013-12-31 (YTD Data)Rank
Total interest income$1,685,0006,095
Total interest expense$284,0005,486
Net interest income$1,401,0006,146
Provision for loan and lease losses$05,091
Total noninterest income$180,0005,735
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$60,0005,831
Trading account gains and fees$0184
Additional Noninterest Income$120,0005,196
Total noninterest expense$1,268,0006,111
Salaries and employee benefits$745,0006,008
Premises and equipment expense$55,0006,603
Additional noninterest expense$468,0005,927
Pre-tax net operating income$313,0005,469
Securities gains (losses)$03,182
Applicable income taxes$15,0004,190
Income before extraordinary items$298,0005,417
Extraordinary gains, net$029
Net income$298,0005,422
Minority interest net income$090
Net income of bank and minority interests.$298,0005,422
Net charge-offs$26,0004,724
Cash dividends$54,0004,126
Sale, conversion, retirement of capital stock, net$0924
Net operating income$298,0005,373
2013-09-30 (YTD Data)Rank
Total interest income$1,260,0006,169
Total interest expense$214,0005,571
Net interest income$1,046,0006,211
Provision for loan and lease losses$04,941
Total noninterest income$138,0005,794
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$47,0005,839
Trading account gains and fees$0180
Additional Noninterest Income$91,0005,260
Total noninterest expense$764,0006,372
Salaries and employee benefits$365,0006,479
Premises and equipment expense$43,0006,643
Additional noninterest expense$356,0005,952
Pre-tax net operating income$420,0004,965
Securities gains (losses)$03,040
Applicable income taxes$20,0004,099
Income before extraordinary items$400,0004,914
Extraordinary gains, net$025
Net income$400,0004,914
Minority interest net income$084
Net income of bank and minority interests.$400,0004,915
Net charge-offs$-1,0005,686
Cash dividends$54,0003,525
Sale, conversion, retirement of capital stock, net$0868
Net operating income$400,0004,819
2013-06-30 (YTD Data)Rank
Total interest income$841,0006,203
Total interest expense$144,0005,629
Net interest income$697,0006,243
Provision for loan and lease losses$04,788
Total noninterest income$98,0005,757
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$32,0005,828
Trading account gains and fees$0157
Additional Noninterest Income$66,0005,236
Total noninterest expense$521,0006,390
Salaries and employee benefits$256,0006,482
Premises and equipment expense$28,0006,696
Additional noninterest expense$237,0005,967
Pre-tax net operating income$274,0004,976
Securities gains (losses)$02,791
Applicable income taxes$13,0004,110
Income before extraordinary items$261,0004,953
Extraordinary gains, net$022
Net income$261,0004,955
Minority interest net income$082
Net income of bank and minority interests.$261,0004,956
Net charge-offs$04,909
Cash dividends$54,0003,262
Sale, conversion, retirement of capital stock, net$0838
Net operating income$261,0004,834
2013-03-31 (YTD Data)Rank
Total interest income$411,0006,270
Total interest expense$72,0005,711
Net interest income$339,0006,315
Provision for loan and lease losses$04,409
Total noninterest income$48,0005,789
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$14,0005,965
Trading account gains and fees$0148
Additional Noninterest Income$34,0005,178
Total noninterest expense$273,0006,413
Salaries and employee benefits$134,0006,492
Premises and equipment expense$12,0006,808
Additional noninterest expense$127,0005,937
Pre-tax net operating income$114,0005,172
Securities gains (losses)$01,966
Applicable income taxes$5,0004,175
Income before extraordinary items$109,0005,139
Extraordinary gains, net$010
Net income$109,0005,141
Minority interest net income$076
Net income of bank and minority interests.$109,0005,141
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$109,0005,037
2012-12-31 (YTD Data)Rank
Total interest income$1,802,0006,280
Total interest expense$325,0005,875
Net interest income$1,477,0006,304
Provision for loan and lease losses$40,0005,302
Total noninterest income$171,0005,860
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$67,0005,946
Trading account gains and fees$0166
Additional Noninterest Income$104,0005,305
Total noninterest expense$1,102,0006,484
Salaries and employee benefits$619,0006,424
Premises and equipment expense$45,0006,916
Additional noninterest expense$438,0006,233
Pre-tax net operating income$506,0004,905
Securities gains (losses)$03,810
Applicable income taxes$26,0004,117
Income before extraordinary items$480,0004,984
Extraordinary gains, net$029
Net income$480,0004,983
Minority interest net income$093
Net income of bank and minority interests.$480,0004,984
Net charge-offs$-20,0006,711
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$480,0004,793
2012-09-30 (YTD Data)Rank
Total interest income$1,374,0006,359
Total interest expense$250,0005,969
Net interest income$1,124,0006,385
Provision for loan and lease losses$40,0005,103
Total noninterest income$133,0005,901
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$51,0006,005
Trading account gains and fees$0157
Additional Noninterest Income$82,0005,334
Total noninterest expense$795,0006,601
Salaries and employee benefits$426,0006,577
Premises and equipment expense$31,0007,023
Additional noninterest expense$338,0006,264
Pre-tax net operating income$422,0004,920
Securities gains (losses)$03,575
Applicable income taxes$21,0004,141
Income before extraordinary items$401,0004,981
Extraordinary gains, net$020
Net income$401,0004,982
Minority interest net income$086
Net income of bank and minority interests.$401,0004,982
Net charge-offs$-20,0006,746
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$401,0004,800
2012-06-30 (YTD Data)Rank
Total interest income$923,0006,406
Total interest expense$171,0006,027
Net interest income$752,0006,412
Provision for loan and lease losses$40,0004,724
Total noninterest income$94,0005,869
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$34,0006,029
Trading account gains and fees$0153
Additional Noninterest Income$60,0005,273
Total noninterest expense$519,0006,673
Salaries and employee benefits$264,0006,713
Premises and equipment expense$21,0007,071
Additional noninterest expense$234,0006,252
Pre-tax net operating income$287,0004,893
Securities gains (losses)$03,178
Applicable income taxes$14,0004,124
Income before extraordinary items$273,0004,940
Extraordinary gains, net$019
Net income$273,0004,943
Minority interest net income$084
Net income of bank and minority interests.$273,0004,943
Net charge-offs$37,0004,257
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$273,0004,751
2012-03-31 (YTD Data)Rank
Total interest income$477,0006,414
Total interest expense$89,0006,060
Net interest income$388,0006,431
Provision for loan and lease losses$40,0003,905
Total noninterest income$55,0005,734
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$16,0006,090
Trading account gains and fees$0148
Additional Noninterest Income$39,0005,056
Total noninterest expense$272,0006,675
Salaries and employee benefits$143,0006,680
Premises and equipment expense$11,0007,117
Additional noninterest expense$118,0006,284
Pre-tax net operating income$131,0005,107
Securities gains (losses)$02,210
Applicable income taxes$8,0004,083
Income before extraordinary items$123,0005,116
Extraordinary gains, net$019
Net income$123,0005,118
Minority interest net income$078
Net income of bank and minority interests.$123,0005,119
Net charge-offs$40,0003,194
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$123,0004,972
2011-12-31 (YTD Data)Rank
Total interest income$1,964,0006,469
Total interest expense$399,0006,211
Net interest income$1,565,0006,473
Provision for loan and lease losses$148,0004,967
Total noninterest income$144,0006,088
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$74,0005,914
Trading account gains and fees$0146
Additional Noninterest Income$70,0005,649
Total noninterest expense$1,097,0006,739
Salaries and employee benefits$510,0006,880
Premises and equipment expense$46,0007,191
Additional noninterest expense$541,0006,159
Pre-tax net operating income$464,0004,810
Securities gains (losses)$03,838
Applicable income taxes$23,0004,072
Income before extraordinary items$441,0004,818
Extraordinary gains, net$029
Net income$441,0004,820
Minority interest net income$096
Net income of bank and minority interests.$441,0004,819
Net charge-offs$304,0003,787
Cash dividends$125,0003,653
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$441,0004,687
2011-09-30 (YTD Data)Rank
Total interest income$1,497,0006,517
Total interest expense$303,0006,304
Net interest income$1,194,0006,510
Provision for loan and lease losses$148,0004,532
Total noninterest income$104,0006,239
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$54,0005,973
Trading account gains and fees$0145
Additional Noninterest Income$50,0005,795
Total noninterest expense$859,0006,720
Salaries and employee benefits$377,0006,927
Premises and equipment expense$38,0007,230
Additional noninterest expense$444,0006,053
Pre-tax net operating income$291,0005,149
Securities gains (losses)$03,555
Applicable income taxes$14,0004,164
Income before extraordinary items$277,0005,165
Extraordinary gains, net$021
Net income$277,0005,166
Minority interest net income$087
Net income of bank and minority interests.$277,0005,166
Net charge-offs$294,0003,272
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$277,0005,039
2011-06-30 (YTD Data)Rank
Total interest income$984,0006,597
Total interest expense$204,0006,392
Net interest income$780,0006,576
Provision for loan and lease losses$148,0003,972
Total noninterest income$64,0006,364
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$35,0006,003
Trading account gains and fees$0153
Additional Noninterest Income$29,0005,978
Total noninterest expense$609,0006,715
Salaries and employee benefits$249,0006,999
Premises and equipment expense$24,0007,317
Additional noninterest expense$336,0005,892
Pre-tax net operating income$87,0005,755
Securities gains (losses)$02,914
Applicable income taxes$3,0004,420
Income before extraordinary items$84,0005,800
Extraordinary gains, net$015
Net income$84,0005,799
Minority interest net income$089
Net income of bank and minority interests.$84,0005,800
Net charge-offs$272,0002,802
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$84,0005,721
2011-03-31 (YTD Data)Rank
Total interest income$502,0006,604
Total interest expense$104,0006,463
Net interest income$398,0006,577
Provision for loan and lease losses$148,0002,920
Total noninterest income$35,0006,329
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$17,0006,004
Trading account gains and fees$0158
Additional Noninterest Income$18,0005,906
Total noninterest expense$264,0006,940
Salaries and employee benefits$130,0007,001
Premises and equipment expense$11,0007,385
Additional noninterest expense$123,0006,474
Pre-tax net operating income$21,0006,090
Securities gains (losses)$01,772
Applicable income taxes$2,0004,282
Income before extraordinary items$19,0006,132
Extraordinary gains, net$09
Net income$19,0006,131
Minority interest net income$086
Net income of bank and minority interests.$19,0006,132
Net charge-offs$266,0001,856
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$19,0006,097
2010-12-31 (YTD Data)Rank
Total interest income$2,114,0006,653
Total interest expense$484,0006,571
Net interest income$1,630,0006,602
Provision for loan and lease losses$475,0004,215
Total noninterest income$128,0006,453
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$68,0005,949
Trading account gains and fees$0175
Additional Noninterest Income$60,0005,952
Total noninterest expense$1,081,0006,992
Salaries and employee benefits$540,0007,045
Premises and equipment expense$45,0007,475
Additional noninterest expense$496,0006,526
Pre-tax net operating income$202,0005,196
Securities gains (losses)$03,793
Applicable income taxes$10,0004,219
Income before extraordinary items$192,0005,309
Extraordinary gains, net$029
Net income$192,0005,311
Minority interest net income$0111
Net income of bank and minority interests.$192,0005,311
Net charge-offs$350,0004,110
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$192,0005,172
2010-09-30 (YTD Data)Rank
Total interest income$1,579,0006,766
Total interest expense$370,0006,676
Net interest income$1,209,0006,717
Provision for loan and lease losses$475,0003,632
Total noninterest income$96,0006,581
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$51,0006,028
Trading account gains and fees$0165
Additional Noninterest Income$45,0006,103
Total noninterest expense$812,0007,051
Salaries and employee benefits$403,0007,129
Premises and equipment expense$36,0007,559
Additional noninterest expense$373,0006,572
Pre-tax net operating income$18,0005,911
Securities gains (losses)$03,651
Applicable income taxes$1,0004,603
Income before extraordinary items$17,0006,057
Extraordinary gains, net$023
Net income$17,0006,058
Minority interest net income$0110
Net income of bank and minority interests.$17,0006,058
Net charge-offs$393,0003,379
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$17,0005,936
2010-06-30 (YTD Data)Rank
Total interest income$1,054,0006,812
Total interest expense$249,0006,757
Net interest income$805,0006,748
Provision for loan and lease losses$400,0003,175
Total noninterest income$63,0006,628
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$33,0006,090
Trading account gains and fees$0152
Additional Noninterest Income$30,0006,144
Total noninterest expense$547,0007,101
Salaries and employee benefits$265,0007,193
Premises and equipment expense$24,0007,613
Additional noninterest expense$258,0006,545
Pre-tax net operating income$-79,0006,240
Securities gains (losses)$03,184
Applicable income taxes$13,0003,989
Income before extraordinary items$-92,0006,399
Extraordinary gains, net$019
Net income$-92,0006,401
Minority interest net income$0105
Net income of bank and minority interests.$-92,0006,399
Net charge-offs$10,0005,823
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-92,0006,320
2010-03-31 (YTD Data)Rank
Total interest income$537,0006,862
Total interest expense$123,0006,890
Net interest income$414,0006,764
Provision for loan and lease losses$84,0004,211
Total noninterest income$48,0006,186
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$16,0006,154
Trading account gains and fees$0175
Additional Noninterest Income$32,0005,362
Total noninterest expense$305,0007,053
Salaries and employee benefits$133,0007,283
Premises and equipment expense$13,0007,672
Additional noninterest expense$159,0006,229
Pre-tax net operating income$73,0005,380
Securities gains (losses)$02,284
Applicable income taxes$3,0004,254
Income before extraordinary items$70,0005,401
Extraordinary gains, net$016
Net income$70,0005,403
Minority interest net income$091
Net income of bank and minority interests.$70,0005,402
Net charge-offs$14,0004,653
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$70,0005,291
2009-12-31 (YTD Data)Rank
Total interest income$1,951,0007,087
Total interest expense$528,0007,071
Net interest income$1,423,0006,996
Provision for loan and lease losses$255,0005,487
Total noninterest income$147,0006,602
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$49,0006,484
Trading account gains and fees$0211
Additional Noninterest Income$98,0005,668
Total noninterest expense$1,035,0007,340
Salaries and employee benefits$555,0007,299
Premises and equipment expense$59,0007,725
Additional noninterest expense$421,0007,028
Pre-tax net operating income$280,0004,568
Securities gains (losses)$03,754
Applicable income taxes$12,0003,833
Income before extraordinary items$268,0004,581
Extraordinary gains, net$034
Net income$268,0004,581
Minority interest net income$0115
Net income of bank and minority interests.$268,0004,582
Net charge-offs$76,0005,926
Cash dividends$105,0004,086
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$268,0004,511
2009-09-30 (YTD Data)Rank
Total interest income$1,413,0007,219
Total interest expense$400,0007,170
Net interest income$1,013,0007,115
Provision for loan and lease losses$255,0004,829
Total noninterest income$78,0007,070
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$34,0006,588
Trading account gains and fees$0212
Additional Noninterest Income$44,0006,345
Total noninterest expense$732,0007,454
Salaries and employee benefits$386,0007,442
Premises and equipment expense$37,0007,870
Additional noninterest expense$309,0007,088
Pre-tax net operating income$104,0005,271
Securities gains (losses)$03,497
Applicable income taxes$5,0004,212
Income before extraordinary items$99,0005,323
Extraordinary gains, net$027
Net income$99,0005,322
Minority interest net income$0118
Net income of bank and minority interests.$99,0005,322
Net charge-offs$49,0005,697
Cash dividends$40,0003,959
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$99,0005,257
2009-06-30 (YTD Data)Rank
Total interest income$905,0007,341
Total interest expense$262,0007,305
Net interest income$643,0007,242
Provision for loan and lease losses$10,0006,907
Total noninterest income$48,0007,191
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$21,0006,685
Trading account gains and fees$0193
Additional Noninterest Income$27,0006,503
Total noninterest expense$479,0007,539
Salaries and employee benefits$258,0007,521
Premises and equipment expense$23,0007,965
Additional noninterest expense$198,0007,183
Pre-tax net operating income$202,0004,637
Securities gains (losses)$03,136
Applicable income taxes$10,0004,008
Income before extraordinary items$192,0004,587
Extraordinary gains, net$021
Net income$192,0004,584
Minority interest net income$0112
Net income of bank and minority interests.$192,0004,584
Net charge-offs$-3,0007,699
Cash dividends$40,0003,717
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$192,0004,493
2009-03-31 (YTD Data)Rank
Total interest income$423,0007,488
Total interest expense$126,0007,420
Net interest income$297,0007,384
Provision for loan and lease losses$06,744
Total noninterest income$23,0007,294
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$9,0006,767
Trading account gains and fees$0171
Additional Noninterest Income$14,0006,542
Total noninterest expense$245,0007,541
Salaries and employee benefits$131,0007,555
Premises and equipment expense$12,0007,990
Additional noninterest expense$102,0007,060
Pre-tax net operating income$75,0005,319
Securities gains (losses)$02,434
Applicable income taxes$5,0004,285
Income before extraordinary items$70,0005,394
Extraordinary gains, net$015
Net income$70,0005,399
Minority interest net income$0102
Net income of bank and minority interests.$70,0005,398
Net charge-offs$-3,0007,537
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$70,0005,218
2008-12-31 (YTD Data)Rank
Total interest income$1,797,0007,482
Total interest expense$649,0007,416
Net interest income$1,148,0007,422
Provision for loan and lease losses$145,0005,608
Total noninterest income$201,0006,480
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$44,0006,730
Trading account gains and fees$0154
Additional Noninterest Income$157,0005,243
Total noninterest expense$961,0007,598
Salaries and employee benefits$529,0007,589
Premises and equipment expense$60,0007,970
Additional noninterest expense$372,0007,156
Pre-tax net operating income$243,0005,619
Securities gains (losses)$2,0002,962
Applicable income taxes$12,0004,478
Income before extraordinary items$233,0005,357
Extraordinary gains, net$039
Net income$233,0005,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0004,818
Cash dividends$168,0004,646
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$231,1005,523
2008-09-30 (YTD Data)Rank
Total interest income$1,346,0007,559
Total interest expense$513,0007,469
Net interest income$833,0007,530
Provision for loan and lease losses$55,0005,792
Total noninterest income$114,0006,974
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$34,0006,756
Trading account gains and fees$0148
Additional Noninterest Income$80,0005,953
Total noninterest expense$704,0007,655
Salaries and employee benefits$363,0007,728
Premises and equipment expense$50,0007,972
Additional noninterest expense$291,0007,102
Pre-tax net operating income$188,0006,083
Securities gains (losses)$2,0002,845
Applicable income taxes$9,0004,894
Income before extraordinary items$181,0005,803
Extraordinary gains, net$031
Net income$181,0005,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0005,452
Cash dividends$84,0004,508
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$179,1005,987
2008-06-30 (YTD Data)Rank
Total interest income$886,0007,647
Total interest expense$366,0007,490
Net interest income$520,0007,650
Provision for loan and lease losses$06,671
Total noninterest income$48,0007,532
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$21,0006,831
Trading account gains and fees$0149
Additional Noninterest Income$27,0006,905
Total noninterest expense$445,0007,769
Salaries and employee benefits$236,0007,821
Premises and equipment expense$27,0008,131
Additional noninterest expense$182,0007,212
Pre-tax net operating income$123,0006,280
Securities gains (losses)$1,0003,084
Applicable income taxes$6,0005,175
Income before extraordinary items$118,0006,223
Extraordinary gains, net$021
Net income$118,0006,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,731
Cash dividends$84,0004,220
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$117,0506,167
2008-03-31 (YTD Data)Rank
Total interest income$456,0007,693
Total interest expense$194,0007,540
Net interest income$262,0007,694
Provision for loan and lease losses$06,080
Total noninterest income$26,0007,463
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$10,0006,870
Trading account gains and fees$0158
Additional Noninterest Income$16,0006,737
Total noninterest expense$219,0007,829
Salaries and employee benefits$107,0007,965
Premises and equipment expense$15,0008,114
Additional noninterest expense$97,0007,125
Pre-tax net operating income$69,0006,372
Securities gains (losses)$1,0002,556
Applicable income taxes$3,0005,279
Income before extraordinary items$67,0006,312
Extraordinary gains, net$015
Net income$67,0006,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,217
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$66,0406,235
2007-12-31 (YTD Data)Rank
Total interest income$1,827,0007,679
Total interest expense$778,0007,534
Net interest income$1,049,0007,683
Provision for loan and lease losses$53,0005,627
Total noninterest income$107,0007,488
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$56,0006,653
Trading account gains and fees$0178
Additional Noninterest Income$51,0007,075
Total noninterest expense$842,0007,878
Salaries and employee benefits$442,0007,951
Premises and equipment expense$61,0008,157
Additional noninterest expense$339,0007,352
Pre-tax net operating income$261,0006,708
Securities gains (losses)$-12,0007,599
Applicable income taxes$13,0005,571
Income before extraordinary items$236,0006,663
Extraordinary gains, net$039
Net income$236,0006,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0004,682
Cash dividends$84,0005,444
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$247,4006,602
2007-09-30 (YTD Data)Rank
Total interest income$1,381,0007,712
Total interest expense$578,0007,590
Net interest income$803,0007,703
Provision for loan and lease losses$33,0005,491
Total noninterest income$60,0007,811
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$43,0006,661
Trading account gains and fees$0184
Additional Noninterest Income$17,0007,773
Total noninterest expense$595,0007,917
Salaries and employee benefits$322,0007,964
Premises and equipment expense$30,0008,323
Additional noninterest expense$243,0007,414
Pre-tax net operating income$235,0006,818
Securities gains (losses)$-12,0007,827
Applicable income taxes$11,0005,703
Income before extraordinary items$212,0006,754
Extraordinary gains, net$033
Net income$212,0006,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,582
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$223,4006,685
2007-06-30 (YTD Data)Rank
Total interest income$909,0007,782
Total interest expense$376,0007,647
Net interest income$533,0007,768
Provision for loan and lease losses$13,0005,620
Total noninterest income$38,0007,903
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$29,0006,696
Trading account gains and fees$0168
Additional Noninterest Income$9,0007,947
Total noninterest expense$407,0007,943
Salaries and employee benefits$216,0008,010
Premises and equipment expense$25,0008,294
Additional noninterest expense$166,0007,393
Pre-tax net operating income$151,0006,958
Securities gains (losses)$-8,0007,953
Applicable income taxes$7,0005,792
Income before extraordinary items$136,0006,854
Extraordinary gains, net$029
Net income$136,0006,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,692
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$143,6006,787
2007-03-31 (YTD Data)Rank
Total interest income$449,0007,825
Total interest expense$183,0007,703
Net interest income$266,0007,815
Provision for loan and lease losses$05,779
Total noninterest income$16,0008,027
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$13,0006,796
Trading account gains and fees$0195
Additional Noninterest Income$3,0008,103
Total noninterest expense$195,0008,034
Salaries and employee benefits$107,0008,061
Premises and equipment expense$12,0008,328
Additional noninterest expense$76,0007,570
Pre-tax net operating income$87,0006,834
Securities gains (losses)$01,187
Applicable income taxes$4,0005,783
Income before extraordinary items$83,0006,659
Extraordinary gains, net$022
Net income$83,0006,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,345
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$83,0006,651
2006-12-31 (YTD Data)Rank
Total interest income$1,598,0007,857
Total interest expense$631,0007,647
Net interest income$967,0007,886
Provision for loan and lease losses$06,850
Total noninterest income$123,0007,541
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$74,0006,521
Trading account gains and fees$0130
Additional Noninterest Income$49,0007,272
Total noninterest expense$849,0007,943
Salaries and employee benefits$442,0008,044
Premises and equipment expense$52,0008,338
Additional noninterest expense$355,0007,289
Pre-tax net operating income$241,0007,280
Securities gains (losses)$01,687
Applicable income taxes$12,0006,106
Income before extraordinary items$229,0007,167
Extraordinary gains, net$051
Net income$229,0007,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,225
Cash dividends$198,0004,988
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$229,0007,161
2006-09-30 (YTD Data)Rank
Total interest income$1,186,0007,924
Total interest expense$441,0007,755
Net interest income$745,0007,935
Provision for loan and lease losses$06,685
Total noninterest income$71,0007,872
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$55,0006,616
Trading account gains and fees$0126
Additional Noninterest Income$16,0007,988
Total noninterest expense$635,0007,959
Salaries and employee benefits$326,0008,057
Premises and equipment expense$46,0008,286
Additional noninterest expense$263,0007,323
Pre-tax net operating income$181,0007,488
Securities gains (losses)$01,388
Applicable income taxes$9,0006,256
Income before extraordinary items$172,0007,364
Extraordinary gains, net$045
Net income$172,0007,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,785
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$172,0007,364
2006-06-30 (YTD Data)Rank
Total interest income$784,0007,948
Total interest expense$289,0007,749
Net interest income$495,0007,979
Provision for loan and lease losses$06,419
Total noninterest income$43,0007,998
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$34,0006,726
Trading account gains and fees$0126
Additional Noninterest Income$9,0008,144
Total noninterest expense$429,0007,957
Salaries and employee benefits$216,0008,101
Premises and equipment expense$32,0008,262
Additional noninterest expense$181,0007,281
Pre-tax net operating income$109,0007,636
Securities gains (losses)$01,185
Applicable income taxes$7,0006,238
Income before extraordinary items$102,0007,518
Extraordinary gains, net$039
Net income$102,0007,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,609
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$102,0007,525
2006-03-31 (YTD Data)Rank
Total interest income$383,0007,984
Total interest expense$139,0007,769
Net interest income$244,0008,011
Provision for loan and lease losses$06,013
Total noninterest income$20,0008,055
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$16,0006,758
Trading account gains and fees$0115
Additional Noninterest Income$4,0008,174
Total noninterest expense$206,0008,036
Salaries and employee benefits$108,0008,112
Premises and equipment expense$15,0008,314
Additional noninterest expense$83,0007,448
Pre-tax net operating income$58,0007,600
Securities gains (losses)$0955
Applicable income taxes$3,0006,254
Income before extraordinary items$55,0007,455
Extraordinary gains, net$021
Net income$55,0007,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,292
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$55,0007,461
2005-12-31 (YTD Data)Rank
Total interest income$1,433,0007,967
Total interest expense$443,0007,774
Net interest income$990,0007,949
Provision for loan and lease losses$-5,0008,484
Total noninterest income$179,0007,230
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$68,0006,780
Trading account gains and fees$0138
Additional Noninterest Income$111,0006,239
Total noninterest expense$878,0007,949
Salaries and employee benefits$402,0008,207
Premises and equipment expense$88,0007,987
Additional noninterest expense$388,0007,140
Pre-tax net operating income$296,0007,394
Securities gains (losses)$-65,0008,285
Applicable income taxes$-43,0008,546
Income before extraordinary items$274,0007,289
Extraordinary gains, net$046
Net income$274,0007,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,134
Cash dividends$264,0004,589
Sale, conversion, retirement of capital stock, net$0934
Net operating income$339,0007,000
2005-09-30 (YTD Data)Rank
Total interest income$1,042,0008,023
Total interest expense$304,0007,861
Net interest income$738,0008,004
Provision for loan and lease losses$-20,0008,613
Total noninterest income$136,0007,244
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$53,0006,786
Trading account gains and fees$0126
Additional Noninterest Income$83,0006,247
Total noninterest expense$620,0008,033
Salaries and employee benefits$285,0008,248
Premises and equipment expense$71,0007,938
Additional noninterest expense$264,0007,358
Pre-tax net operating income$274,0007,307
Securities gains (losses)$-66,0008,553
Applicable income taxes$-45,0008,675
Income before extraordinary items$253,0007,170
Extraordinary gains, net$035
Net income$253,0007,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0008,335
Cash dividends$60,0004,950
Sale, conversion, retirement of capital stock, net$0769
Net operating income$319,0006,773
2005-06-30 (YTD Data)Rank
Total interest income$687,0008,043
Total interest expense$192,0007,873
Net interest income$495,0008,013
Provision for loan and lease losses$-20,0008,648
Total noninterest income$110,0006,926
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$35,0006,780
Trading account gains and fees$0116
Additional Noninterest Income$75,0005,733
Total noninterest expense$411,0008,042
Salaries and employee benefits$182,0008,300
Premises and equipment expense$56,0007,729
Additional noninterest expense$173,0007,371
Pre-tax net operating income$214,0007,127
Securities gains (losses)$1,0001,973
Applicable income taxes$-23,0008,665
Income before extraordinary items$238,0006,615
Extraordinary gains, net$030
Net income$238,0006,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,223
Cash dividends$60,0004,633
Sale, conversion, retirement of capital stock, net$0643
Net operating income$237,0006,573
2005-03-31 (YTD Data)Rank
Total interest income$333,0008,137
Total interest expense$90,0007,965
Net interest income$243,0008,110
Provision for loan and lease losses$-20,0008,753
Total noninterest income$89,0005,942
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$19,0006,673
Trading account gains and fees$0115
Additional Noninterest Income$70,0004,462
Total noninterest expense$206,0008,125
Salaries and employee benefits$88,0008,420
Premises and equipment expense$32,0007,605
Additional noninterest expense$86,0007,444
Pre-tax net operating income$146,0006,624
Securities gains (losses)$-1,0008,158
Applicable income taxes$-46,0008,791
Income before extraordinary items$191,0005,527
Extraordinary gains, net$024
Net income$191,0005,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,332
Cash dividends$60,0003,307
Sale, conversion, retirement of capital stock, net$0491
Net operating income$192,0005,488
2004-12-31 (YTD Data)Rank
Total interest income$1,270,0008,137
Total interest expense$337,0007,931
Net interest income$933,0008,122
Provision for loan and lease losses$07,314
Total noninterest income$97,0008,113
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$74,0006,886
Trading account gains and fees$0138
Additional Noninterest Income$23,0008,128
Total noninterest expense$854,0008,058
Salaries and employee benefits$384,0008,354
Premises and equipment expense$110,0007,848
Additional noninterest expense$360,0007,352
Pre-tax net operating income$176,0007,855
Securities gains (losses)$33,0002,039
Applicable income taxes$39,0006,193
Income before extraordinary items$170,0007,788
Extraordinary gains, net$034
Net income$170,0007,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,468
Cash dividends$150,0005,168
Sale, conversion, retirement of capital stock, net$0872
Net operating income$143,2707,871
2004-09-30 (YTD Data)Rank
Total interest income$954,0008,171
Total interest expense$253,0007,962
Net interest income$701,0008,154
Provision for loan and lease losses$07,100
Total noninterest income$68,0008,244
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$57,0006,887
Trading account gains and fees$0134
Additional Noninterest Income$11,0008,414
Total noninterest expense$612,0008,122
Salaries and employee benefits$290,0008,331
Premises and equipment expense$62,0008,172
Additional noninterest expense$260,0007,410
Pre-tax net operating income$157,0007,885
Securities gains (losses)$33,0001,968
Applicable income taxes$49,0005,981
Income before extraordinary items$141,0007,835
Extraordinary gains, net$026
Net income$141,0007,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,579
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$116,5807,932
2004-06-30 (YTD Data)Rank
Total interest income$646,0008,208
Total interest expense$174,0007,989
Net interest income$472,0008,201
Provision for loan and lease losses$06,885
Total noninterest income$47,0008,244
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$40,0006,850
Trading account gains and fees$0130
Additional Noninterest Income$7,0008,495
Total noninterest expense$394,0008,231
Salaries and employee benefits$199,0008,347
Premises and equipment expense$39,0008,284
Additional noninterest expense$156,0007,650
Pre-tax net operating income$125,0007,725
Securities gains (losses)$33,0001,728
Applicable income taxes$39,0005,843
Income before extraordinary items$119,0007,599
Extraordinary gains, net$021
Net income$119,0007,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,407
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$94,2507,771
2004-03-31 (YTD Data)Rank
Total interest income$318,0008,278
Total interest expense$84,0008,109
Net interest income$234,0008,237
Provision for loan and lease losses$06,501
Total noninterest income$23,0008,272
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$23,0006,604
Trading account gains and fees$0121
Additional Noninterest Income$08,950
Total noninterest expense$179,0008,387
Salaries and employee benefits$88,0008,549
Premises and equipment expense$22,0008,152
Additional noninterest expense$69,0007,915
Pre-tax net operating income$78,0007,488
Securities gains (losses)$18,0001,769
Applicable income taxes$22,0005,705
Income before extraordinary items$74,0007,347
Extraordinary gains, net$016
Net income$74,0007,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,263
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$60,1407,514
2003-12-31 (YTD Data)Rank
Total interest income$1,523,0008,051
Total interest expense$415,0008,060
Net interest income$1,108,0007,943
Provision for loan and lease losses$197,0004,063
Total noninterest income$248,0006,963
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$79,0006,910
Trading account gains and fees$0160
Additional Noninterest Income$169,0005,608
Total noninterest expense$836,0008,202
Salaries and employee benefits$403,0008,399
Premises and equipment expense$82,0008,309
Additional noninterest expense$351,0007,440
Pre-tax net operating income$323,0007,342
Securities gains (losses)$-112,0009,032
Applicable income taxes$43,0006,385
Income before extraordinary items$168,0007,919
Extraordinary gains, net$054
Net income$168,0007,920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0002,837
Cash dividends$768,0002,779
Sale, conversion, retirement of capital stock, net$0868
Net operating income$257,6007,345
2003-09-30 (YTD Data)Rank
Total interest income$1,065,0008,238
Total interest expense$324,0008,130
Net interest income$741,0008,184
Provision for loan and lease losses$30,0006,386
Total noninterest income$66,0008,490
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$61,0006,927
Trading account gains and fees$0153
Additional Noninterest Income$5,0008,924
Total noninterest expense$652,0008,142
Salaries and employee benefits$325,0008,312
Premises and equipment expense$66,0008,261
Additional noninterest expense$261,0007,464
Pre-tax net operating income$125,0008,101
Securities gains (losses)$04,204
Applicable income taxes$20,0006,799
Income before extraordinary items$105,0008,186
Extraordinary gains, net$040
Net income$105,0008,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0004,621
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$105,0008,053
2003-06-30 (YTD Data)Rank
Total interest income$718,0008,269
Total interest expense$228,0008,157
Net interest income$490,0008,239
Provision for loan and lease losses$30,0005,740
Total noninterest income$39,0008,598
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$37,0007,065
Trading account gains and fees$0150
Additional Noninterest Income$2,0009,014
Total noninterest expense$427,0008,201
Salaries and employee benefits$233,0008,219
Premises and equipment expense$38,0008,441
Additional noninterest expense$156,0007,686
Pre-tax net operating income$72,0008,220
Securities gains (losses)$03,782
Applicable income taxes$13,0006,844
Income before extraordinary items$59,0008,341
Extraordinary gains, net$030
Net income$59,0008,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,755
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$59,0008,215
2003-03-31 (YTD Data)Rank
Total interest income$344,0008,418
Total interest expense$119,0008,193
Net interest income$225,0008,409
Provision for loan and lease losses$06,934
Total noninterest income$20,0008,615
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$18,0007,056
Trading account gains and fees$0134
Additional Noninterest Income$2,0008,884
Total noninterest expense$219,0008,181
Salaries and employee benefits$118,0008,241
Premises and equipment expense$15,0008,679
Additional noninterest expense$86,0007,511
Pre-tax net operating income$26,0008,369
Securities gains (losses)$02,891
Applicable income taxes$2,0007,162
Income before extraordinary items$24,0008,404
Extraordinary gains, net$021
Net income$24,0008,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,386
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$24,0008,279
2002-12-31 (YTD Data)Rank
Total interest income$1,550,0008,317
Total interest expense$562,0008,213
Net interest income$988,0008,279
Provision for loan and lease losses$90,0005,880
Total noninterest income$81,0008,632
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$72,0007,089
Trading account gains and fees$0153
Additional Noninterest Income$9,0008,930
Total noninterest expense$836,0008,273
Salaries and employee benefits$488,0008,189
Premises and equipment expense$78,0008,471
Additional noninterest expense$270,0008,028
Pre-tax net operating income$143,0008,139
Securities gains (losses)$52,0002,371
Applicable income taxes$47,0006,576
Income before extraordinary items$148,0008,100
Extraordinary gains, net$070
Net income$148,0008,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0004,383
Cash dividends$18,0006,247
Sale, conversion, retirement of capital stock, net$0862
Net operating income$108,4808,195
2001-12-31 (YTD Data)Rank
Total interest income$1,737,0008,488
Total interest expense$808,0008,414
Net interest income$929,0008,422
Provision for loan and lease losses$60,0006,353
Total noninterest income$63,0009,008
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$51,0007,582
Trading account gains and fees$0177
Additional Noninterest Income$12,0009,046
Total noninterest expense$793,0008,469
Salaries and employee benefits$464,0008,335
Premises and equipment expense$70,0008,801
Additional noninterest expense$259,0008,145
Pre-tax net operating income$139,0008,153
Securities gains (losses)$87,0001,866
Applicable income taxes$45,0006,794
Income before extraordinary items$181,0007,856
Extraordinary gains, net$0105
Net income$181,0007,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0004,152
Cash dividends$18,0006,460
Sale, conversion, retirement of capital stock, net$0922
Net operating income$111,4008,155
2000-12-31 (YTD Data)Rank
Total interest income$1,747,0008,690
Total interest expense$879,0008,473
Net interest income$868,0008,757
Provision for loan and lease losses$-35,0009,744
Total noninterest income$56,0009,248
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$48,0007,680
Trading account gains and feesNANA
Additional Noninterest Income$8,0009,518
Total noninterest expense$814,0008,540
Salaries and employee benefits$461,0008,443
Premises and equipment expense$81,0008,764
Additional noninterest expense$272,0008,175
Pre-tax net operating income$145,0008,616
Securities gains (losses)$-20,0008,739
Applicable income taxes$16,0007,940
Income before extraordinary items$109,0008,645
Extraordinary gains, net$038
Net income$109,0008,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,551
Cash dividends$18,0006,709
Sale, conversion, retirement of capital stock, net$0969
Net operating income$126,4008,550
1999-12-31 (YTD Data)Rank
Total interest income$1,667,0008,874
Total interest expense$775,0008,743
Net interest income$892,0008,859
Provision for loan and lease losses$83,0005,609
Total noninterest income$58,0009,477
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$49,0007,861
Trading account gains and feesNANA
Additional Noninterest Income$9,0009,783
Total noninterest expense$794,0008,745
Salaries and employee benefits$466,0008,527
Premises and equipment expense$102,0008,588
Additional noninterest expense$226,0008,781
Pre-tax net operating income$73,0009,171
Securities gains (losses)$03,155
Applicable income taxes$15,0008,345
Income before extraordinary items$58,0009,206
Extraordinary gains, net$035
Net income$58,0009,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,548
Cash dividends$18,0006,968
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$58,0009,176
1998-12-31 (YTD Data)Rank
Total interest income$1,722,0009,026
Total interest expense$764,0009,030
Net interest income$958,0008,894
Provision for loan and lease losses$50,0006,568
Total noninterest income$61,0009,671
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$50,0008,047
Trading account gains and feesNANA
Additional Noninterest Income$11,0009,931
Total noninterest expense$736,0008,990
Salaries and employee benefits$416,0008,871
Premises and equipment expense$79,0009,163
Additional noninterest expense$241,0008,692
Pre-tax net operating income$233,0008,756
Securities gains (losses)$4,0003,561
Applicable income taxes$58,0008,195
Income before extraordinary items$179,0008,770
Extraordinary gains, net$032
Net income$179,0008,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,851
Cash dividends$42,0007,004
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$175,9608,731
1997-12-31 (YTD Data)Rank
Total interest income$1,683,0009,446
Total interest expense$770,0009,339
Net interest income$913,0009,391
Provision for loan and lease losses$147,0004,197
Total noninterest income$61,00010,085
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$22,0009,085
Trading account gains and feesNANA
Additional Noninterest Income$39,0008,910
Total noninterest expense$681,0009,453
Salaries and employee benefits$384,0009,359
Premises and equipment expense$70,0009,702
Additional noninterest expense$227,0009,099
Pre-tax net operating income$146,0009,864
Securities gains (losses)$4,0002,936
Applicable income taxes$37,0009,450
Income before extraordinary items$113,0009,883
Extraordinary gains, net$044
Net income$113,0009,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0002,514
Cash dividends$18,0007,649
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$110,0009,858
1996-12-31 (YTD Data)Rank
Total interest income$1,698,0009,806
Total interest expense$735,0009,864
Net interest income$963,0009,661
Provision for loan and lease losses$10,0008,531
Total noninterest income$67,00010,545
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$52,0008,785
Trading account gains and feesNANA
Additional Noninterest Income$15,00010,709
Total noninterest expense$747,0009,643
Salaries and employee benefits$410,0009,537
Premises and equipment expense$72,00010,016
Additional noninterest expense$265,0009,239
Pre-tax net operating income$273,0009,309
Securities gains (losses)$-5,0009,952
Applicable income taxes$78,0009,192
Income before extraordinary items$190,0009,393
Extraordinary gains, net$053
Net income$190,0009,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,00010,437
Cash dividends$120,0006,384
Sale, conversion, retirement of capital stock, net$0953
Net operating income$193,5509,304
1995-12-31 (YTD Data)Rank
Total interest income$1,569,00010,398
Total interest expense$717,00010,244
Net interest income$852,00010,377
Provision for loan and lease losses$220,0002,837
Total noninterest income$147,0009,368
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$48,0009,304
Trading account gains and feesNANA
Additional Noninterest Income$99,0007,273
Total noninterest expense$702,00010,180
Salaries and employee benefits$385,00010,057
Premises and equipment expense$66,00010,593
Additional noninterest expense$251,0009,808
Pre-tax net operating income$77,00011,198
Securities gains (losses)$11,0002,318
Applicable income taxes$-7,00011,509
Income before extraordinary items$95,00010,979
Extraordinary gains, net$065
Net income$95,00010,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,739
Cash dividends$24,0008,316
Sale, conversion, retirement of capital stock, net$0809
Net operating income$84,00011,044
1994-12-31 (YTD Data)Rank
Total interest income$1,437,00010,859
Total interest expense$612,00010,552
Net interest income$825,00010,964
Provision for loan and lease losses$33,0006,965
Total noninterest income$131,00010,093
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$49,0009,727
Trading account gains and feesNANA
Additional Noninterest Income$82,0008,157
Total noninterest expense$763,00010,407
Salaries and employee benefits$403,00010,260
Premises and equipment expense$55,00011,452
Additional noninterest expense$305,0009,905
Pre-tax net operating income$160,00011,189
Securities gains (losses)$12,0002,095
Applicable income taxes$28,00010,970
Income before extraordinary items$144,00010,891
Extraordinary gains, net$0249
Net income$144,00010,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,946
Cash dividends$108,0006,729
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$133,92011,078
1993-12-31 (YTD Data)Rank
Total interest income$1,453,00011,340
Total interest expense$601,00011,142
Net interest income$852,00011,335
Provision for loan and lease losses$30,0008,397
Total noninterest income$121,00010,820
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$61,0009,646
Trading account gains and feesNANA
Additional Noninterest Income$60,0009,542
Total noninterest expense$670,00011,306
Salaries and employee benefits$364,00011,003
Premises and equipment expense$66,00011,648
Additional noninterest expense$240,00011,201
Pre-tax net operating income$273,00010,450
Securities gains (losses)$07,477
Applicable income taxes$65,00010,597
Income before extraordinary items$208,00010,550
Extraordinary gains, net$03,149
Net income$208,00010,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0008,808
Cash dividends$132,0006,351
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$208,00010,326
1992-12-31 (YTD Data)Rank
Total interest income$1,640,00011,629
Total interest expense$694,00011,847
Net interest income$946,00011,314
Provision for loan and lease losses$20,00010,574
Total noninterest income$120,00011,191
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$66,0009,699
Trading account gains and feesNANA
Additional Noninterest Income$54,00010,164
Total noninterest expense$689,00011,572
Salaries and employee benefits$366,00011,271
Premises and equipment expense$45,00012,878
Additional noninterest expense$278,00011,152
Pre-tax net operating income$357,0009,617
Securities gains (losses)$-33,00013,601
Applicable income taxes$106,0009,741
Income before extraordinary items$218,00010,351
Extraordinary gains, net$01,422
Net income$218,00010,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0008,726
Cash dividends$150,0005,711
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$240,1109,684

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.