Home > The Fulton County National Bank and Trust Company > Income and Expense
The Fulton County National Bank and Trust Company, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,809,000 | 4,273 |
| Total interest expense | $1,610,000 | 3,935 |
| Net interest income | $2,199,000 | 4,448 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $339,000 | 4,431 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $83,000 | 5,395 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $256,000 | 3,285 |
| Total noninterest expense | $2,952,000 | 2,912 |
| Salaries and employee benefits | $1,076,000 | 4,047 |
| Premises and equipment expense | $411,000 | 2,933 |
| Additional noninterest expense | $1,465,000 | 1,786 |
| Pre-tax net operating income | $-414,000 | 8,530 |
| Securities gains (losses) | $-1,124,000 | 8,737 |
| Applicable income taxes | $-50,000 | 8,586 |
| Income before extraordinary items | $-1,488,000 | 8,739 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,488,000 | 8,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,435 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-397,720 | 8,542 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,836,000 | 4,324 |
| Total interest expense | $792,000 | 3,844 |
| Net interest income | $1,044,000 | 4,589 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $156,000 | 4,573 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $116,000 | 3,440 |
| Total noninterest expense | $1,202,000 | 3,469 |
| Salaries and employee benefits | $512,000 | 4,212 |
| Premises and equipment expense | $205,000 | 2,962 |
| Additional noninterest expense | $485,000 | 2,606 |
| Pre-tax net operating income | $-2,000 | 8,223 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-50,000 | 8,649 |
| Income before extraordinary items | $48,000 | 7,572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $48,000 | 7,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,380 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $48,000 | 7,571 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,123,000 | 4,095 |
| Total interest expense | $2,901,000 | 3,431 |
| Net interest income | $4,222,000 | 4,461 |
| Provision for loan and lease losses | $317,000 | 2,713 |
| Total noninterest income | $622,000 | 4,702 |
| Gross Fiduciary activities income | $1,000 | 1,485 |
| Service charges on deposit accounts | $167,000 | 5,420 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $454,000 | 3,540 |
| Total noninterest expense | $5,083,000 | 3,196 |
| Salaries and employee benefits | $1,968,000 | 4,167 |
| Premises and equipment expense | $837,000 | 2,778 |
| Additional noninterest expense | $2,278,000 | 2,200 |
| Pre-tax net operating income | $-556,000 | 8,518 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-328,000 | 8,728 |
| Income before extraordinary items | $-228,000 | 8,434 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-228,000 | 8,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $784,000 | 816 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-228,000 | 8,411 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,355,000 | 4,039 |
| Total interest expense | $2,142,000 | 3,310 |
| Net interest income | $3,213,000 | 4,431 |
| Provision for loan and lease losses | $167,000 | 3,326 |
| Total noninterest income | $485,000 | 4,625 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $125,000 | 5,441 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $360,000 | 3,477 |
| Total noninterest expense | $3,773,000 | 3,189 |
| Salaries and employee benefits | $1,403,000 | 4,307 |
| Premises and equipment expense | $618,000 | 2,799 |
| Additional noninterest expense | $1,752,000 | 2,118 |
| Pre-tax net operating income | $-242,000 | 8,507 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-185,000 | 8,754 |
| Income before extraordinary items | $-57,000 | 8,422 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-57,000 | 8,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,778 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-57,000 | 8,391 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,562,000 | 3,990 |
| Total interest expense | $1,407,000 | 3,214 |
| Net interest income | $2,155,000 | 4,372 |
| Provision for loan and lease losses | $87,000 | 3,649 |
| Total noninterest income | $335,000 | 4,489 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $79,000 | 5,503 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $256,000 | 3,335 |
| Total noninterest expense | $2,483,000 | 3,215 |
| Salaries and employee benefits | $917,000 | 4,351 |
| Premises and equipment expense | $403,000 | 2,826 |
| Additional noninterest expense | $1,163,000 | 2,111 |
| Pre-tax net operating income | $-80,000 | 8,462 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-112,000 | 8,758 |
| Income before extraordinary items | $32,000 | 8,220 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $32,000 | 8,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $32,000 | 8,184 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 3,950 |
| Total interest expense | $696,000 | 3,134 |
| Net interest income | $1,087,000 | 4,364 |
| Provision for loan and lease losses | $70,000 | 2,663 |
| Total noninterest income | $181,000 | 4,235 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $38,000 | 5,561 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $143,000 | 3,065 |
| Total noninterest expense | $1,144,000 | 3,449 |
| Salaries and employee benefits | $438,000 | 4,522 |
| Premises and equipment expense | $207,000 | 2,792 |
| Additional noninterest expense | $499,000 | 2,440 |
| Pre-tax net operating income | $54,000 | 7,843 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-17,000 | 8,728 |
| Income before extraordinary items | $71,000 | 7,413 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $71,000 | 7,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $71,000 | 7,377 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,552,000 | 3,569 |
| Total interest expense | $2,891,000 | 2,707 |
| Net interest income | $4,661,000 | 4,015 |
| Provision for loan and lease losses | $261,000 | 3,178 |
| Total noninterest income | $652,000 | 4,599 |
| Gross Fiduciary activities income | $2,000 | 1,487 |
| Service charges on deposit accounts | $173,000 | 5,515 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $477,000 | 3,398 |
| Total noninterest expense | $4,161,000 | 3,621 |
| Salaries and employee benefits | $1,683,000 | 4,560 |
| Premises and equipment expense | $806,000 | 2,773 |
| Additional noninterest expense | $1,672,000 | 2,845 |
| Pre-tax net operating income | $891,000 | 5,517 |
| Securities gains (losses) | $-1,271,000 | 8,906 |
| Applicable income taxes | $-7,000 | 8,562 |
| Income before extraordinary items | $-373,000 | 8,658 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-373,000 | 8,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 1,807 |
| Cash dividends | $605,000 | 3,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $872,580 | 4,990 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,673,000 | 3,546 |
| Total interest expense | $2,181,000 | 2,655 |
| Net interest income | $3,492,000 | 4,012 |
| Provision for loan and lease losses | $261,000 | 2,511 |
| Total noninterest income | $488,000 | 4,617 |
| Gross Fiduciary activities income | $2,000 | 1,430 |
| Service charges on deposit accounts | $134,000 | 5,497 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $352,000 | 3,426 |
| Total noninterest expense | $3,061,000 | 3,655 |
| Salaries and employee benefits | $1,268,000 | 4,501 |
| Premises and equipment expense | $623,000 | 2,689 |
| Additional noninterest expense | $1,170,000 | 3,003 |
| Pre-tax net operating income | $658,000 | 5,658 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $28,000 | 6,342 |
| Income before extraordinary items | $634,000 | 5,218 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $634,000 | 5,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 1,340 |
| Cash dividends | $385,000 | 3,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $630,160 | 5,149 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,792,000 | 3,520 |
| Total interest expense | $1,464,000 | 2,626 |
| Net interest income | $2,328,000 | 4,006 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $344,000 | 4,467 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $90,000 | 5,491 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $253,000 | 3,306 |
| Total noninterest expense | $2,085,000 | 3,622 |
| Salaries and employee benefits | $913,000 | 4,268 |
| Premises and equipment expense | $417,000 | 2,694 |
| Additional noninterest expense | $755,000 | 3,104 |
| Pre-tax net operating income | $587,000 | 4,886 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $130,000 | 4,484 |
| Income before extraordinary items | $461,000 | 4,940 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $461,000 | 4,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 969 |
| Cash dividends | $240,000 | 3,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $457,880 | 4,874 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 3,502 |
| Total interest expense | $734,000 | 2,649 |
| Net interest income | $1,182,000 | 3,942 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $169,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $45,000 | 5,435 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $124,000 | 3,282 |
| Total noninterest expense | $1,007,000 | 3,740 |
| Salaries and employee benefits | $431,000 | 4,468 |
| Premises and equipment expense | $212,000 | 2,664 |
| Additional noninterest expense | $364,000 | 3,176 |
| Pre-tax net operating income | $344,000 | 4,484 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $48,000 | 4,889 |
| Income before extraordinary items | $300,000 | 4,261 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $300,000 | 4,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $125,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $296,560 | 4,173 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,427,000 | 3,285 |
| Total interest expense | $3,175,000 | 2,720 |
| Net interest income | $5,252,000 | 3,556 |
| Provision for loan and lease losses | $1,265,000 | 936 |
| Total noninterest income | $794,000 | 4,248 |
| Gross Fiduciary activities income | $19,000 | 1,256 |
| Service charges on deposit accounts | $217,000 | 5,086 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $558,000 | 3,388 |
| Total noninterest expense | $3,992,000 | 3,725 |
| Salaries and employee benefits | $1,708,000 | 4,426 |
| Premises and equipment expense | $833,000 | 2,657 |
| Additional noninterest expense | $1,451,000 | 3,177 |
| Pre-tax net operating income | $789,000 | 5,732 |
| Securities gains (losses) | $86,000 | 2,025 |
| Applicable income taxes | $-10,000 | 8,768 |
| Income before extraordinary items | $885,000 | 4,976 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $885,000 | 4,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 1,888 |
| Cash dividends | $575,000 | 3,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $799,000 | 5,077 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,453,000 | 3,270 |
| Total interest expense | $2,432,000 | 2,757 |
| Net interest income | $4,021,000 | 3,515 |
| Provision for loan and lease losses | $1,265,000 | 736 |
| Total noninterest income | $609,000 | 4,253 |
| Gross Fiduciary activities income | $14,000 | 1,237 |
| Service charges on deposit accounts | $166,000 | 5,065 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $429,000 | 3,407 |
| Total noninterest expense | $2,930,000 | 3,763 |
| Salaries and employee benefits | $1,247,000 | 4,485 |
| Premises and equipment expense | $602,000 | 2,762 |
| Additional noninterest expense | $1,081,000 | 3,180 |
| Pre-tax net operating income | $435,000 | 6,573 |
| Securities gains (losses) | $150,000 | 1,423 |
| Applicable income taxes | $-16,000 | 8,943 |
| Income before extraordinary items | $601,000 | 5,389 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $601,000 | 5,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 1,449 |
| Cash dividends | $410,000 | 2,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $451,000 | 5,922 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,339,000 | 3,270 |
| Total interest expense | $1,656,000 | 2,778 |
| Net interest income | $2,683,000 | 3,503 |
| Provision for loan and lease losses | $1,265,000 | 543 |
| Total noninterest income | $414,000 | 4,168 |
| Gross Fiduciary activities income | $10,000 | 1,227 |
| Service charges on deposit accounts | $112,000 | 4,996 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $292,000 | 3,345 |
| Total noninterest expense | $1,930,000 | 3,804 |
| Salaries and employee benefits | $809,000 | 4,575 |
| Premises and equipment expense | $404,000 | 2,736 |
| Additional noninterest expense | $717,000 | 3,162 |
| Pre-tax net operating income | $-98,000 | 8,819 |
| Securities gains (losses) | $150,000 | 1,228 |
| Applicable income taxes | $-87,000 | 9,122 |
| Income before extraordinary items | $139,000 | 7,566 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $139,000 | 7,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $372,000 | 1,051 |
| Cash dividends | $260,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-11,000 | 8,695 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 3,121 |
| Total interest expense | $849,000 | 2,777 |
| Net interest income | $1,456,000 | 3,257 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $205,000 | 4,096 |
| Gross Fiduciary activities income | $5,000 | 1,228 |
| Service charges on deposit accounts | $55,000 | 4,963 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $145,000 | 3,273 |
| Total noninterest expense | $967,000 | 3,767 |
| Salaries and employee benefits | $398,000 | 4,629 |
| Premises and equipment expense | $216,000 | 2,589 |
| Additional noninterest expense | $353,000 | 3,169 |
| Pre-tax net operating income | $664,000 | 2,853 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $144,000 | 3,290 |
| Income before extraordinary items | $520,000 | 2,868 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $520,000 | 2,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $145,000 | 2,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $520,000 | 2,725 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,863,000 | 3,054 |
| Total interest expense | $4,271,000 | 2,595 |
| Net interest income | $5,592,000 | 3,332 |
| Provision for loan and lease losses | $255,000 | 3,810 |
| Total noninterest income | $681,000 | 4,403 |
| Gross Fiduciary activities income | $22,000 | 1,262 |
| Service charges on deposit accounts | $203,000 | 5,161 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $456,000 | 3,457 |
| Total noninterest expense | $3,759,000 | 3,733 |
| Salaries and employee benefits | $1,728,000 | 4,221 |
| Premises and equipment expense | $746,000 | 2,842 |
| Additional noninterest expense | $1,285,000 | 3,416 |
| Pre-tax net operating income | $2,259,000 | 3,121 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $477,000 | 3,546 |
| Income before extraordinary items | $1,783,000 | 3,065 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,783,000 | 3,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,776 |
| Cash dividends | $555,000 | 3,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,782,210 | 2,969 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,200,000 | 3,250 |
| Total interest expense | $5,432,000 | 2,920 |
| Net interest income | $4,768,000 | 3,572 |
| Provision for loan and lease losses | $15,000 | 7,716 |
| Total noninterest income | $594,000 | 4,604 |
| Gross Fiduciary activities income | $19,000 | 1,312 |
| Service charges on deposit accounts | $181,000 | 5,377 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $394,000 | 3,569 |
| Total noninterest expense | $3,430,000 | 3,891 |
| Salaries and employee benefits | $1,560,000 | 4,370 |
| Premises and equipment expense | $729,000 | 2,854 |
| Additional noninterest expense | $1,141,000 | 3,662 |
| Pre-tax net operating income | $1,917,000 | 3,280 |
| Securities gains (losses) | $57,000 | 2,222 |
| Applicable income taxes | $440,000 | 3,544 |
| Income before extraordinary items | $1,534,000 | 3,169 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,534,000 | 3,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,448 |
| Cash dividends | $512,000 | 3,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,489,540 | 3,135 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,056,000 | 3,375 |
| Total interest expense | $5,210,000 | 3,192 |
| Net interest income | $4,846,000 | 3,577 |
| Provision for loan and lease losses | $45,000 | 6,708 |
| Total noninterest income | $521,000 | 4,799 |
| Gross Fiduciary activities income | $18,000 | 1,161 |
| Service charges on deposit accounts | $166,000 | 5,543 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $337,000 | 3,688 |
| Total noninterest expense | $3,348,000 | 3,860 |
| Salaries and employee benefits | $1,509,000 | 4,347 |
| Premises and equipment expense | $728,000 | 2,782 |
| Additional noninterest expense | $1,111,000 | 3,674 |
| Pre-tax net operating income | $1,974,000 | 3,358 |
| Securities gains (losses) | $6,000 | 1,308 |
| Applicable income taxes | $466,000 | 3,642 |
| Income before extraordinary items | $1,514,000 | 3,230 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,514,000 | 3,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,819 |
| Cash dividends | $510,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,509,440 | 3,234 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,833,000 | 3,584 |
| Total interest expense | $4,325,000 | 3,362 |
| Net interest income | $4,508,000 | 3,782 |
| Provision for loan and lease losses | $195,000 | 3,609 |
| Total noninterest income | $590,000 | 4,472 |
| Gross Fiduciary activities income | $21,000 | 1,201 |
| Service charges on deposit accounts | $155,000 | 5,763 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $414,000 | 3,341 |
| Total noninterest expense | $3,004,000 | 4,204 |
| Salaries and employee benefits | $1,314,000 | 4,831 |
| Premises and equipment expense | $647,000 | 3,073 |
| Additional noninterest expense | $1,043,000 | 3,880 |
| Pre-tax net operating income | $1,899,000 | 3,472 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $395,000 | 4,207 |
| Income before extraordinary items | $1,510,000 | 3,225 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,510,000 | 3,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 9,684 |
| Cash dividends | $534,000 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,505,260 | 3,198 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,261,000 | 3,830 |
| Total interest expense | $4,151,000 | 3,556 |
| Net interest income | $4,110,000 | 4,038 |
| Provision for loan and lease losses | $185,000 | 3,665 |
| Total noninterest income | $724,000 | 3,881 |
| Gross Fiduciary activities income | $97,000 | 1,016 |
| Service charges on deposit accounts | $137,000 | 6,148 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $490,000 | 3,018 |
| Total noninterest expense | $2,783,000 | 4,397 |
| Salaries and employee benefits | $1,242,000 | 4,940 |
| Premises and equipment expense | $568,000 | 3,333 |
| Additional noninterest expense | $973,000 | 4,047 |
| Pre-tax net operating income | $1,866,000 | 3,529 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $406,000 | 4,382 |
| Income before extraordinary items | $1,464,000 | 3,321 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,464,000 | 3,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,781 |
| Cash dividends | $516,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,460,880 | 3,241 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,885,000 | 4,028 |
| Total interest expense | $4,036,000 | 3,644 |
| Net interest income | $3,849,000 | 4,380 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $473,000 | 5,183 |
| Gross Fiduciary activities income | $63,000 | 1,136 |
| Service charges on deposit accounts | $146,000 | 6,234 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $264,000 | 4,238 |
| Total noninterest expense | $2,581,000 | 4,665 |
| Salaries and employee benefits | $1,178,000 | 5,181 |
| Premises and equipment expense | $465,000 | 3,944 |
| Additional noninterest expense | $938,000 | 4,149 |
| Pre-tax net operating income | $1,721,000 | 4,001 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $384,000 | 5,003 |
| Income before extraordinary items | $1,340,000 | 3,700 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,340,000 | 3,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 10,263 |
| Cash dividends | $360,000 | 4,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,337,660 | 3,629 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,523,000 | 4,265 |
| Total interest expense | $3,725,000 | 3,955 |
| Net interest income | $3,798,000 | 4,512 |
| Provision for loan and lease losses | $65,000 | 5,977 |
| Total noninterest income | $398,000 | 5,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 4,349 |
| Total noninterest expense | $2,407,000 | 5,170 |
| Salaries and employee benefits | $1,129,000 | 5,483 |
| Premises and equipment expense | $418,000 | 4,380 |
| Additional noninterest expense | $860,000 | 4,916 |
| Pre-tax net operating income | $1,724,000 | 3,864 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $455,000 | 4,468 |
| Income before extraordinary items | $1,267,000 | 3,698 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,267,000 | 3,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 10,893 |
| Cash dividends | $430,000 | 3,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,268,480 | 3,646 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,312,000 | 4,381 |
| Total interest expense | $3,731,000 | 3,924 |
| Net interest income | $3,581,000 | 4,756 |
| Provision for loan and lease losses | $63,000 | 5,638 |
| Total noninterest income | $263,000 | 7,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 7,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,723 |
| Total noninterest expense | $2,297,000 | 5,361 |
| Salaries and employee benefits | $1,072,000 | 5,718 |
| Premises and equipment expense | $370,000 | 4,828 |
| Additional noninterest expense | $855,000 | 4,968 |
| Pre-tax net operating income | $1,484,000 | 4,494 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $422,000 | 4,758 |
| Income before extraordinary items | $1,070,000 | 4,346 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,070,000 | 4,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,321 |
| Cash dividends | $284,000 | 4,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,064,240 | 4,358 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,441,000 | 4,555 |
| Total interest expense | $3,269,000 | 3,670 |
| Net interest income | $3,172,000 | 5,362 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $226,000 | 8,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,824 |
| Total noninterest expense | $2,226,000 | 5,681 |
| Salaries and employee benefits | $957,000 | 6,320 |
| Premises and equipment expense | $325,000 | 5,372 |
| Additional noninterest expense | $944,000 | 4,957 |
| Pre-tax net operating income | $1,124,000 | 5,480 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $320,000 | 5,625 |
| Income before extraordinary items | $801,000 | 5,368 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $801,000 | 5,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,917 |
| Cash dividends | $209,000 | 5,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $803,130 | 5,416 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,349,000 | 4,713 |
| Total interest expense | $3,574,000 | 3,513 |
| Net interest income | $2,775,000 | 6,023 |
| Provision for loan and lease losses | $70,000 | 6,634 |
| Total noninterest income | $229,000 | 8,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,802 |
| Total noninterest expense | $2,085,000 | 6,111 |
| Salaries and employee benefits | $934,000 | 6,519 |
| Premises and equipment expense | $258,000 | 6,546 |
| Additional noninterest expense | $893,000 | 5,399 |
| Pre-tax net operating income | $849,000 | 6,576 |
| Securities gains (losses) | $89,000 | 2,664 |
| Applicable income taxes | $225,000 | 7,177 |
| Income before extraordinary items | $713,000 | 6,037 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $713,000 | 6,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $246,000 | 4,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $645,360 | 6,216 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,658,000 | 5,039 |
| Total interest expense | $3,953,000 | 4,122 |
| Net interest income | $2,705,000 | 6,206 |
| Provision for loan and lease losses | $84,000 | 7,767 |
| Total noninterest income | $269,000 | 8,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,960 |
| Total noninterest expense | $1,958,000 | 6,484 |
| Salaries and employee benefits | $905,000 | 6,591 |
| Premises and equipment expense | $258,000 | 6,636 |
| Additional noninterest expense | $795,000 | 6,097 |
| Pre-tax net operating income | $932,000 | 5,935 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $248,000 | 6,693 |
| Income before extraordinary items | $700,000 | 5,926 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $700,000 | 6,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 6,447 |
| Cash dividends | $205,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $688,160 | 5,658 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.