Home > The Fulton County National Bank and Trust Company > Assets and Liabilities
The Fulton County National Bank and Trust Company, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 41 | 3,965 |
| Assets and Liabilities | ||
| Total Assets: | $122,584,000 | 4,373 |
| Cash and due from depository institutions | $3,725,000 | 3,965 |
| Interest-bearing balances | $248,000 | 3,850 |
| Securities | $100,000 | 8,486 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $74,198,000 | 4,595 |
| Loan loss allowance | $1,407,000 | 3,271 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,187,000 | 3,341 |
| Other real estate owned | $0 | 3,965 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $41,374,000 | 494 |
| Life insurance assets | $5,465,000 | 1,017 |
| Total liabilities and capital | $122,584,000 | 4,373 |
| Total liabilities | $108,982,000 | 4,390 |
| Total deposits | $106,881,000 | 4,176 |
| Interest-bearing deposits | $88,477,000 | 4,198 |
| Deposits held in domestic offices | $106,881,000 | 4,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 3,369 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,701,000 | 2,446 |
| Total equity capital | $13,602,000 | 4,212 |
| Total bank equity capital | $13,602,000 | 4,212 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $275,000 | 5,298 |
| Surplus | $2,086,000 | 5,565 |
| Undivided profits | $11,241,000 | 2,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $710,000 | 3,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $47,000 | 931 |
| Income earned, not collected on loans | $400,000 | 6,500 |
| Earning assets | $74,546,000 | 5,626 |
| Long-term assets (5+ years) | $24,137,000 | 2,987 |
| Average Assets, year-to-date | $133,710,330 | 4,076 |
| Average Assets, quarterly | $131,053,000 | 4,160 |
| Volatile liabilities | $14,436,000 | 5,421 |
| Insider loans | $1,792,000 | 3,119 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $11,144,000 | 4,546 |
| Tier 1 (core) risk-based capital | $13,602,000 | 4,200 |
| Tier 2 risk-based capital | $1,407,000 | 3,120 |
| Total risk weighted assets | $119,809,000 | 3,455 |
| Total unused commitments | $11,144,000 | 4,546 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 48 | 3,469 |
| Assets and Liabilities | ||
| Total Assets: | $139,522,000 | 3,986 |
| Cash and due from depository institutions | $5,429,000 | 3,469 |
| Interest-bearing balances | $1,480,000 | 2,214 |
| Securities | $33,403,000 | 3,275 |
| Federal funds sold & reverse repurchase agreements | $8,200,000 | 1,821 |
| Net loans & leases | $78,952,000 | 4,345 |
| Loan loss allowance | $1,389,000 | 3,271 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,434,000 | 3,126 |
| Other real estate owned | $726,000 | 3,469 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $9,378,000 | 1,767 |
| Life insurance assets | $5,665,000 | 961 |
| Total liabilities and capital | $139,522,000 | 3,986 |
| Total liabilities | $124,902,000 | 3,980 |
| Total deposits | $108,142,000 | 4,127 |
| Interest-bearing deposits | $89,556,000 | 4,175 |
| Deposits held in domestic offices | $108,142,000 | 4,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,000,000 | 2,020 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,760,000 | 2,391 |
| Total equity capital | $14,620,000 | 3,934 |
| Total bank equity capital | $14,620,000 | 3,934 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $275,000 | 5,295 |
| Surplus | $2,086,000 | 5,510 |
| Undivided profits | $12,259,000 | 2,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,837,000 | 1,411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $257,000 | 489 |
| Income earned, not collected on loans | $582,000 | 5,219 |
| Earning assets | $122,035,000 | 4,111 |
| Long-term assets (5+ years) | $44,397,000 | 1,943 |
| Average Assets, year-to-date | $139,273,500 | 3,958 |
| Average Assets, quarterly | $139,273,500 | 3,958 |
| Volatile liabilities | $14,437,000 | 5,283 |
| Insider loans | $3,323,000 | 1,949 |
| FHLB advances | $15,000,000 | 1,922 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $10,187,000 | 4,737 |
| Tier 1 (core) risk-based capital | $15,137,000 | 3,788 |
| Tier 2 risk-based capital | $1,075,000 | 3,719 |
| Total risk weighted assets | $85,652,000 | 4,292 |
| Total unused commitments | $10,187,000 | 4,737 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 50 | 3,338 |
| Assets and Liabilities | ||
| Total Assets: | $139,025,000 | 3,972 |
| Cash and due from depository institutions | $4,890,000 | 3,338 |
| Interest-bearing balances | $665,000 | 3,042 |
| Securities | $34,719,000 | 3,165 |
| Federal funds sold & reverse repurchase agreements | $7,850,000 | 1,698 |
| Net loans & leases | $78,426,000 | 4,351 |
| Loan loss allowance | $1,354,000 | 3,292 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,509,000 | 3,051 |
| Other real estate owned | $671,000 | 3,338 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,960,000 | 1,826 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $139,025,000 | 3,972 |
| Total liabilities | $124,253,000 | 3,977 |
| Total deposits | $107,510,000 | 4,136 |
| Interest-bearing deposits | $89,123,000 | 4,145 |
| Deposits held in domestic offices | $107,510,000 | 4,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,000,000 | 2,098 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,743,000 | 2,359 |
| Total equity capital | $14,772,000 | 3,869 |
| Total bank equity capital | $14,772,000 | 3,869 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $275,000 | 5,317 |
| Surplus | $2,086,000 | 5,497 |
| Undivided profits | $12,411,000 | 2,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,924,000 | 1,361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $728,000 | 225 |
| Income earned, not collected on loans | $627,000 | 5,002 |
| Earning assets | $121,660,000 | 4,108 |
| Long-term assets (5+ years) | $47,604,000 | 1,824 |
| Average Assets, year-to-date | $139,806,200 | 3,799 |
| Average Assets, quarterly | $139,142,500 | 3,931 |
| Volatile liabilities | $14,511,000 | 5,215 |
| Insider loans | $4,770,000 | 1,413 |
| FHLB advances | $15,000,000 | 1,974 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $10,174,000 | 4,696 |
| Tier 1 (core) risk-based capital | $15,089,000 | 3,737 |
| Tier 2 risk-based capital | $1,051,000 | 3,759 |
| Total risk weighted assets | $83,767,000 | 4,331 |
| Total unused commitments | $10,174,000 | 4,696 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 52 | 3,234 |
| Assets and Liabilities | ||
| Total Assets: | $139,260,000 | 3,912 |
| Cash and due from depository institutions | $4,103,000 | 3,234 |
| Interest-bearing balances | $364,000 | 3,766 |
| Securities | $32,333,000 | 3,343 |
| Federal funds sold & reverse repurchase agreements | $8,250,000 | 1,539 |
| Net loans & leases | $81,617,000 | 4,219 |
| Loan loss allowance | $1,903,000 | 2,481 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,522,000 | 3,008 |
| Other real estate owned | $700,000 | 3,234 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $8,735,000 | 1,818 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $139,260,000 | 3,912 |
| Total liabilities | $124,247,000 | 3,908 |
| Total deposits | $107,544,000 | 4,056 |
| Interest-bearing deposits | $89,795,000 | 4,061 |
| Deposits held in domestic offices | $107,544,000 | 4,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $15,000,000 | 2,108 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,703,000 | 2,359 |
| Total equity capital | $15,013,000 | 3,786 |
| Total bank equity capital | $15,013,000 | 3,786 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $275,000 | 5,330 |
| Surplus | $2,086,000 | 5,459 |
| Undivided profits | $12,652,000 | 2,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,653,000 | 1,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $753,000 | 239 |
| Income earned, not collected on loans | $567,000 | 5,337 |
| Earning assets | $122,564,000 | 4,020 |
| Long-term assets (5+ years) | $46,002,000 | 1,880 |
| Average Assets, year-to-date | $140,001,500 | 3,786 |
| Average Assets, quarterly | $138,742,500 | 3,888 |
| Volatile liabilities | $14,382,000 | 5,226 |
| Insider loans | $4,850,000 | 1,329 |
| FHLB advances | $15,000,000 | 1,984 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $9,739,000 | 4,730 |
| Tier 1 (core) risk-based capital | $15,260,000 | 3,642 |
| Tier 2 risk-based capital | $1,070,000 | 3,685 |
| Total risk weighted assets | $84,775,000 | 4,246 |
| Total unused commitments | $9,739,000 | 4,732 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 52 | 3,237 |
| Assets and Liabilities | ||
| Total Assets: | $138,225,000 | 3,874 |
| Cash and due from depository institutions | $4,177,000 | 3,237 |
| Interest-bearing balances | $396,000 | 3,617 |
| Securities | $32,817,000 | 3,364 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,173 |
| Net loans & leases | $83,642,000 | 4,090 |
| Loan loss allowance | $1,905,000 | 2,439 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,591,000 | 2,899 |
| Other real estate owned | $700,000 | 3,237 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $8,498,000 | 1,808 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $138,225,000 | 3,874 |
| Total liabilities | $122,910,000 | 3,886 |
| Total deposits | $106,200,000 | 4,055 |
| Interest-bearing deposits | $89,820,000 | 4,023 |
| Deposits held in domestic offices | $106,200,000 | 4,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,000,000 | 2,089 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,710,000 | 2,206 |
| Total equity capital | $15,315,000 | 3,661 |
| Total bank equity capital | $15,315,000 | 3,661 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $275,000 | 5,326 |
| Surplus | $2,086,000 | 5,441 |
| Undivided profits | $12,954,000 | 2,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,070,000 | 1,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $777,000 | 234 |
| Income earned, not collected on loans | $551,000 | 5,115 |
| Earning assets | $121,655,000 | 3,999 |
| Long-term assets (5+ years) | $47,873,000 | 1,843 |
| Average Assets, year-to-date | $140,248,670 | 3,764 |
| Average Assets, quarterly | $139,522,500 | 3,807 |
| Volatile liabilities | $12,858,000 | 5,342 |
| Insider loans | $4,914,000 | 1,278 |
| FHLB advances | $15,000,000 | 1,967 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $10,101,000 | 4,616 |
| Tier 1 (core) risk-based capital | $15,350,000 | 3,556 |
| Tier 2 risk-based capital | $1,064,000 | 3,648 |
| Total risk weighted assets | $84,287,000 | 4,213 |
| Total unused commitments | $10,101,000 | 4,617 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 50 | 3,317 |
| Assets and Liabilities | ||
| Total Assets: | $140,820,000 | 3,798 |
| Cash and due from depository institutions | $6,237,000 | 3,317 |
| Interest-bearing balances | $203,000 | 4,321 |
| Securities | $28,124,000 | 3,797 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,310 |
| Net loans & leases | $90,405,000 | 3,832 |
| Loan loss allowance | $1,885,000 | 2,436 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,555,000 | 2,903 |
| Other real estate owned | $804,000 | 3,317 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $8,695,000 | 1,759 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $140,820,000 | 3,798 |
| Total liabilities | $125,697,000 | 3,814 |
| Total deposits | $109,102,000 | 3,967 |
| Interest-bearing deposits | $93,256,000 | 3,935 |
| Deposits held in domestic offices | $109,102,000 | 3,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,000,000 | 2,008 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,595,000 | 2,303 |
| Total equity capital | $15,123,000 | 3,631 |
| Total bank equity capital | $15,123,000 | 3,631 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $275,000 | 5,366 |
| Surplus | $2,086,000 | 5,457 |
| Undivided profits | $12,762,000 | 2,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,467,000 | 1,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $565,000 | 4,893 |
| Earning assets | $121,732,000 | 3,978 |
| Long-term assets (5+ years) | $49,758,000 | 1,838 |
| Average Assets, year-to-date | $141,260,500 | 3,769 |
| Average Assets, quarterly | $141,260,500 | 3,769 |
| Volatile liabilities | $13,464,000 | 5,145 |
| Insider loans | $5,218,000 | 1,186 |
| FHLB advances | $15,000,000 | 1,896 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $11,029,000 | 4,383 |
| Tier 1 (core) risk-based capital | $15,389,000 | 3,498 |
| Tier 2 risk-based capital | $1,135,000 | 3,499 |
| Total risk weighted assets | $90,064,000 | 3,981 |
| Total unused commitments | $11,029,000 | 4,384 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 47 | 3,516 |
| Assets and Liabilities | ||
| Total Assets: | $141,701,000 | 3,768 |
| Cash and due from depository institutions | $12,864,000 | 3,516 |
| Interest-bearing balances | $55,000 | 5,653 |
| Securities | $18,931,000 | 4,888 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 2,901 |
| Net loans & leases | $92,649,000 | 3,742 |
| Loan loss allowance | $1,821,000 | 2,506 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,596,000 | 2,854 |
| Other real estate owned | $1,534,000 | 3,516 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,627,000 | 1,751 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $141,701,000 | 3,768 |
| Total liabilities | $126,360,000 | 3,773 |
| Total deposits | $109,743,000 | 3,946 |
| Interest-bearing deposits | $93,124,000 | 3,912 |
| Deposits held in domestic offices | $109,743,000 | 3,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $15,000,000 | 2,046 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,617,000 | 2,253 |
| Total equity capital | $15,341,000 | 3,575 |
| Total bank equity capital | $15,341,000 | 3,575 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $275,000 | 5,383 |
| Surplus | $2,086,000 | 5,449 |
| Undivided profits | $12,980,000 | 2,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,777,000 | 1,463 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $660,000 | 4,374 |
| Earning assets | $115,135,000 | 4,163 |
| Long-term assets (5+ years) | $41,436,000 | 2,127 |
| Average Assets, year-to-date | $145,327,000 | 3,584 |
| Average Assets, quarterly | $142,759,500 | 3,720 |
| Volatile liabilities | $14,122,000 | 4,978 |
| Insider loans | $5,924,000 | 1,013 |
| FHLB advances | $15,000,000 | 1,925 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $11,142,000 | 4,228 |
| Tier 1 (core) risk-based capital | $15,318,000 | 3,460 |
| Tier 2 risk-based capital | $1,143,000 | 3,448 |
| Total risk weighted assets | $90,605,000 | 3,941 |
| Total unused commitments | $11,142,000 | 4,228 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 46 | 3,575 |
| Assets and Liabilities | ||
| Total Assets: | $143,818,000 | 3,708 |
| Cash and due from depository institutions | $4,133,000 | 3,575 |
| Interest-bearing balances | $195,000 | 4,522 |
| Securities | $27,811,000 | 3,824 |
| Federal funds sold & reverse repurchase agreements | $1,325,000 | 4,205 |
| Net loans & leases | $96,470,000 | 3,574 |
| Loan loss allowance | $1,828,000 | 2,482 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,653,000 | 2,761 |
| Other real estate owned | $1,534,000 | 3,575 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $8,892,000 | 1,662 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $143,818,000 | 3,708 |
| Total liabilities | $127,824,000 | 3,724 |
| Total deposits | $111,251,000 | 3,840 |
| Interest-bearing deposits | $93,849,000 | 3,854 |
| Deposits held in domestic offices | $111,251,000 | 3,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $15,000,000 | 2,044 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,573,000 | 2,292 |
| Total equity capital | $15,994,000 | 3,445 |
| Total bank equity capital | $15,994,000 | 3,445 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $275,000 | 5,409 |
| Surplus | $2,086,000 | 5,420 |
| Undivided profits | $13,633,000 | 2,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $893,000 | 2,811 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $647,000 | 4,580 |
| Earning assets | $125,801,000 | 3,831 |
| Long-term assets (5+ years) | $40,591,000 | 2,193 |
| Average Assets, year-to-date | $146,233,500 | 3,562 |
| Average Assets, quarterly | $144,540,500 | 3,663 |
| Volatile liabilities | $14,320,000 | 4,916 |
| Insider loans | $5,801,000 | 1,001 |
| FHLB advances | $15,000,000 | 1,920 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $15,442,000 | 3,534 |
| Tier 1 (core) risk-based capital | $16,911,000 | 3,144 |
| Tier 2 risk-based capital | $1,317,000 | 3,048 |
| Total risk weighted assets | $104,839,000 | 3,500 |
| Total unused commitments | $15,442,000 | 3,537 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 43 | 3,820 |
| Assets and Liabilities | ||
| Total Assets: | $145,263,000 | 3,659 |
| Cash and due from depository institutions | $4,391,000 | 3,820 |
| Interest-bearing balances | $73,000 | 5,586 |
| Securities | $27,684,000 | 3,898 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 4,159 |
| Net loans & leases | $97,800,000 | 3,498 |
| Loan loss allowance | $1,566,000 | 2,830 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,742,000 | 2,657 |
| Other real estate owned | $1,616,000 | 3,820 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $8,780,000 | 1,673 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $145,263,000 | 3,659 |
| Total liabilities | $129,554,000 | 3,678 |
| Total deposits | $112,980,000 | 3,792 |
| Interest-bearing deposits | $96,098,000 | 3,775 |
| Deposits held in domestic offices | $112,980,000 | 3,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,000,000 | 2,023 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,574,000 | 2,121 |
| Total equity capital | $15,709,000 | 3,392 |
| Total bank equity capital | $15,709,000 | 3,392 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $275,000 | 5,442 |
| Surplus | $2,086,000 | 5,426 |
| Undivided profits | $13,348,000 | 2,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,511,000 | 1,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $673,000 | 4,181 |
| Earning assets | $126,807,000 | 3,786 |
| Long-term assets (5+ years) | $43,226,000 | 2,140 |
| Average Assets, year-to-date | $147,038,670 | 3,556 |
| Average Assets, quarterly | $146,753,500 | 3,592 |
| Volatile liabilities | $14,939,000 | 4,760 |
| Insider loans | $5,505,000 | 1,028 |
| FHLB advances | $15,000,000 | 1,895 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $11,631,000 | 4,106 |
| Tier 1 (core) risk-based capital | $16,883,000 | 3,106 |
| Tier 2 risk-based capital | $1,322,000 | 3,007 |
| Total risk weighted assets | $105,493,000 | 3,443 |
| Total unused commitments | $11,631,000 | 4,106 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 48 | 3,470 |
| Assets and Liabilities | ||
| Total Assets: | $148,244,000 | 3,568 |
| Cash and due from depository institutions | $5,250,000 | 3,470 |
| Interest-bearing balances | $259,000 | 4,399 |
| Securities | $30,541,000 | 3,603 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $99,932,000 | 3,359 |
| Loan loss allowance | $1,893,000 | 2,379 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,688,000 | 2,653 |
| Other real estate owned | $184,000 | 3,470 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $8,649,000 | 1,597 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $148,244,000 | 3,568 |
| Total liabilities | $131,514,000 | 3,613 |
| Total deposits | $112,851,000 | 3,810 |
| Interest-bearing deposits | $98,614,000 | 3,706 |
| Deposits held in domestic offices | $112,851,000 | 3,805 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $17,150,000 | 1,777 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,513,000 | 2,408 |
| Total equity capital | $16,730,000 | 3,270 |
| Total bank equity capital | $16,730,000 | 3,270 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $275,000 | 5,453 |
| Surplus | $2,086,000 | 5,419 |
| Undivided profits | $14,369,000 | 2,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,317,000 | 706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $728,000 | 3,861 |
| Earning assets | $130,732,000 | 3,692 |
| Long-term assets (5+ years) | $46,968,000 | 1,975 |
| Average Assets, year-to-date | $147,926,500 | 3,539 |
| Average Assets, quarterly | $147,926,500 | 3,539 |
| Volatile liabilities | $18,090,000 | 4,186 |
| Insider loans | $5,569,000 | 998 |
| FHLB advances | $17,150,000 | 1,668 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $10,792,000 | 4,233 |
| Tier 1 (core) risk-based capital | $16,837,000 | 3,075 |
| Tier 2 risk-based capital | $1,335,000 | 2,949 |
| Total risk weighted assets | $106,260,000 | 3,357 |
| Total unused commitments | $10,792,000 | 4,239 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 48 | 3,491 |
| Assets and Liabilities | ||
| Total Assets: | $147,609,000 | 3,558 |
| Cash and due from depository institutions | $3,853,000 | 3,491 |
| Interest-bearing balances | $249,000 | 4,358 |
| Securities | $29,548,000 | 3,754 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $101,386,000 | 3,315 |
| Loan loss allowance | $1,900,000 | 2,357 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,760,000 | 2,603 |
| Other real estate owned | $206,000 | 3,491 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $8,856,000 | 1,603 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,609,000 | 3,558 |
| Total liabilities | $131,518,000 | 3,587 |
| Total deposits | $111,180,000 | 3,814 |
| Interest-bearing deposits | $97,200,000 | 3,729 |
| Deposits held in domestic offices | $111,180,000 | 3,812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,825,000 | 1,698 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,513,000 | 2,311 |
| Total equity capital | $16,091,000 | 3,311 |
| Total bank equity capital | $16,091,000 | 3,311 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $275,000 | 5,493 |
| Surplus | $2,086,000 | 5,407 |
| Undivided profits | $13,730,000 | 2,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,159,000 | 756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $661,000 | 4,337 |
| Earning assets | $131,183,000 | 3,656 |
| Long-term assets (5+ years) | $40,523,000 | 2,247 |
| Average Assets, year-to-date | $153,946,600 | 3,317 |
| Average Assets, quarterly | $148,809,500 | 3,499 |
| Volatile liabilities | $20,351,000 | 3,868 |
| Insider loans | $5,601,000 | 967 |
| FHLB advances | $18,825,000 | 1,588 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $12,389,000 | 3,802 |
| Tier 1 (core) risk-based capital | $16,662,000 | 3,064 |
| Tier 2 risk-based capital | $1,350,000 | 2,924 |
| Total risk weighted assets | $107,432,000 | 3,319 |
| Total unused commitments | $12,389,000 | 3,806 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 49 | 3,447 |
| Assets and Liabilities | ||
| Total Assets: | $150,010,000 | 3,480 |
| Cash and due from depository institutions | $4,207,000 | 3,447 |
| Interest-bearing balances | $685,000 | 3,479 |
| Securities | $29,429,000 | 3,692 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $103,585,000 | 3,243 |
| Loan loss allowance | $1,917,000 | 2,348 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,820,000 | 2,542 |
| Other real estate owned | $53,000 | 3,447 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $8,916,000 | 1,594 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,010,000 | 3,480 |
| Total liabilities | $133,842,000 | 3,500 |
| Total deposits | $110,244,000 | 3,829 |
| Interest-bearing deposits | $94,786,000 | 3,797 |
| Deposits held in domestic offices | $110,244,000 | 3,826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $22,175,000 | 1,476 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,423,000 | 2,499 |
| Total equity capital | $16,168,000 | 3,275 |
| Total bank equity capital | $16,168,000 | 3,275 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $275,000 | 5,526 |
| Surplus | $2,086,000 | 5,398 |
| Undivided profits | $13,807,000 | 2,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,446,000 | 942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $727,000 | 4,188 |
| Earning assets | $133,699,000 | 3,560 |
| Long-term assets (5+ years) | $34,226,000 | 2,531 |
| Average Assets, year-to-date | $155,531,000 | 3,304 |
| Average Assets, quarterly | $151,857,500 | 3,433 |
| Volatile liabilities | $23,690,000 | 3,446 |
| Insider loans | $5,619,000 | 952 |
| FHLB advances | $22,175,000 | 1,365 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $12,776,000 | 3,744 |
| Tier 1 (core) risk-based capital | $16,543,000 | 3,079 |
| Tier 2 risk-based capital | $1,427,000 | 2,766 |
| Total risk weighted assets | $113,695,000 | 3,146 |
| Total unused commitments | $12,776,000 | 3,748 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 48 | 3,506 |
| Assets and Liabilities | ||
| Total Assets: | $153,705,000 | 3,386 |
| Cash and due from depository institutions | $6,533,000 | 3,506 |
| Interest-bearing balances | $27,000 | 6,312 |
| Securities | $30,725,000 | 3,491 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $103,933,000 | 3,187 |
| Loan loss allowance | $1,924,000 | 2,309 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,863,000 | 2,486 |
| Other real estate owned | $53,000 | 3,506 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $8,598,000 | 1,592 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,705,000 | 3,386 |
| Total liabilities | $137,353,000 | 3,409 |
| Total deposits | $110,665,000 | 3,808 |
| Interest-bearing deposits | $95,323,000 | 3,783 |
| Deposits held in domestic offices | $110,665,000 | 3,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $25,400,000 | 1,341 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,288,000 | 2,787 |
| Total equity capital | $16,352,000 | 3,240 |
| Total bank equity capital | $16,352,000 | 3,240 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $275,000 | 5,539 |
| Surplus | $2,086,000 | 5,377 |
| Undivided profits | $13,991,000 | 2,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,513,000 | 1,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $759,000 | 3,875 |
| Earning assets | $134,685,000 | 3,524 |
| Long-term assets (5+ years) | $40,003,000 | 2,114 |
| Average Assets, year-to-date | $157,371,330 | 3,274 |
| Average Assets, quarterly | $154,980,000 | 3,336 |
| Volatile liabilities | $26,715,000 | 3,114 |
| Insider loans | $5,505,000 | 945 |
| FHLB advances | $25,400,000 | 1,231 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $13,047,000 | 3,627 |
| Tier 1 (core) risk-based capital | $16,232,000 | 3,066 |
| Tier 2 risk-based capital | $1,415,000 | 2,733 |
| Total risk weighted assets | $112,785,000 | 3,118 |
| Total unused commitments | $13,047,000 | 3,641 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 47 | 3,537 |
| Assets and Liabilities | ||
| Total Assets: | $156,255,000 | 3,309 |
| Cash and due from depository institutions | $3,990,000 | 3,537 |
| Interest-bearing balances | $120,000 | 5,066 |
| Securities | $32,801,000 | 3,295 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $106,856,000 | 3,049 |
| Loan loss allowance | $1,057,000 | 3,694 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,890,000 | 2,445 |
| Other real estate owned | $0 | 3,537 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $8,718,000 | 1,529 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,255,000 | 3,309 |
| Total liabilities | $139,397,000 | 3,314 |
| Total deposits | $110,263,000 | 3,787 |
| Interest-bearing deposits | $95,153,000 | 3,772 |
| Deposits held in domestic offices | $110,263,000 | 3,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $27,725,000 | 1,219 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,409,000 | 2,639 |
| Total equity capital | $16,858,000 | 3,109 |
| Total bank equity capital | $16,858,000 | 3,109 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $275,000 | 5,557 |
| Surplus | $2,086,000 | 5,358 |
| Undivided profits | $14,497,000 | 2,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,983,000 | 825 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $842,000 | 3,550 |
| Earning assets | $139,777,000 | 3,355 |
| Long-term assets (5+ years) | $52,605,000 | 1,691 |
| Average Assets, year-to-date | $159,204,500 | 3,242 |
| Average Assets, quarterly | $159,204,500 | 3,242 |
| Volatile liabilities | $27,726,000 | 2,990 |
| Insider loans | $5,059,000 | 1,040 |
| FHLB advances | $27,725,000 | 1,124 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $12,514,000 | 3,670 |
| Tier 1 (core) risk-based capital | $16,727,000 | 2,950 |
| Tier 2 risk-based capital | $1,057,000 | 3,407 |
| Total risk weighted assets | $117,056,000 | 2,991 |
| Total unused commitments | $12,514,000 | 3,685 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 47 | 3,530 |
| Assets and Liabilities | ||
| Total Assets: | $162,154,000 | 3,189 |
| Cash and due from depository institutions | $5,214,000 | 3,530 |
| Interest-bearing balances | $113,000 | 5,019 |
| Securities | $37,555,000 | 2,957 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $107,232,000 | 3,026 |
| Loan loss allowance | $1,031,000 | 3,716 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,938,000 | 2,384 |
| Other real estate owned | $0 | 3,530 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $8,215,000 | 1,556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,154,000 | 3,189 |
| Total liabilities | $145,670,000 | 3,179 |
| Total deposits | $113,075,000 | 3,644 |
| Interest-bearing deposits | $96,870,000 | 3,645 |
| Deposits held in domestic offices | $113,075,000 | 3,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $31,250,000 | 1,121 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,345,000 | 2,739 |
| Total equity capital | $16,484,000 | 3,128 |
| Total bank equity capital | $16,484,000 | 3,128 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $275,000 | 5,571 |
| Surplus | $2,086,000 | 5,326 |
| Undivided profits | $14,123,000 | 2,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,666,000 | 1,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,002,000 | 3,210 |
| Earning assets | $144,900,000 | 3,240 |
| Long-term assets (5+ years) | $45,367,000 | 1,854 |
| Average Assets, year-to-date | $155,827,800 | 3,159 |
| Average Assets, quarterly | $160,354,000 | 3,196 |
| Volatile liabilities | $34,587,000 | 2,492 |
| Insider loans | $2,833,000 | 1,874 |
| FHLB advances | $31,250,000 | 1,014 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $15,503,000 | 3,090 |
| Tier 1 (core) risk-based capital | $16,352,000 | 2,952 |
| Tier 2 risk-based capital | $1,031,000 | 3,436 |
| Total risk weighted assets | $113,565,000 | 3,012 |
| Total unused commitments | $15,503,000 | 3,095 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 47 | 3,544 |
| Assets and Liabilities | ||
| Total Assets: | $150,677,000 | 3,255 |
| Cash and due from depository institutions | $5,501,000 | 3,544 |
| Interest-bearing balances | $110,000 | 4,945 |
| Securities | $30,674,000 | 3,279 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $103,634,000 | 3,051 |
| Loan loss allowance | $845,000 | 4,087 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,674,000 | 2,470 |
| Other real estate owned | $83,000 | 3,544 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $7,111,000 | 1,649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,677,000 | 3,255 |
| Total liabilities | $135,611,000 | 3,261 |
| Total deposits | $117,043,000 | 3,411 |
| Interest-bearing deposits | $103,553,000 | 3,316 |
| Deposits held in domestic offices | $117,043,000 | 3,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,325,000 | 2,071 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,000,000 | 1,676 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,243,000 | 2,934 |
| Total equity capital | $15,066,000 | 3,189 |
| Total bank equity capital | $15,066,000 | 3,189 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $275,000 | 5,694 |
| Surplus | $2,086,000 | 5,317 |
| Undivided profits | $12,705,000 | 2,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,211,000 | 2,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,300 |
| Income earned, not collected on loans | $946,000 | 3,642 |
| Earning assets | $134,418,000 | 3,304 |
| Long-term assets (5+ years) | $51,966,000 | 1,664 |
| Average Assets, year-to-date | $144,483,000 | 3,244 |
| Average Assets, quarterly | $151,144,500 | 3,216 |
| Volatile liabilities | $27,560,000 | 2,911 |
| Insider loans | $2,646,000 | 1,862 |
| FHLB advances | $15,000,000 | 1,543 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $12,909,000 | 3,351 |
| Tier 1 (core) risk-based capital | $15,124,000 | 3,034 |
| Tier 2 risk-based capital | $845,000 | 3,845 |
| Total risk weighted assets | $109,115,000 | 2,999 |
| Total unused commitments | $12,909,000 | 3,357 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 46 | 3,624 |
| Assets and Liabilities | ||
| Total Assets: | $140,295,000 | 3,335 |
| Cash and due from depository institutions | $4,251,000 | 3,624 |
| Interest-bearing balances | $32,000 | 5,670 |
| Securities | $24,511,000 | 3,995 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $102,030,000 | 3,006 |
| Loan loss allowance | $847,000 | 3,983 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,647,000 | 2,413 |
| Other real estate owned | $87,000 | 3,624 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $5,769,000 | 1,606 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,295,000 | 3,335 |
| Total liabilities | $126,278,000 | 3,328 |
| Total deposits | $105,134,000 | 3,622 |
| Interest-bearing deposits | $92,107,000 | 3,554 |
| Deposits held in domestic offices | $105,134,000 | 3,618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,000,000 | 1,334 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,144,000 | 3,237 |
| Total equity capital | $14,017,000 | 3,288 |
| Total bank equity capital | $14,017,000 | 3,288 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $275,000 | 5,870 |
| Surplus | $2,086,000 | 5,328 |
| Undivided profits | $11,656,000 | 2,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $549,000 | 3,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $719,000 | 3,773 |
| Earning assets | $126,573,000 | 3,397 |
| Long-term assets (5+ years) | $37,970,000 | 1,991 |
| Average Assets, year-to-date | $134,514,200 | 3,311 |
| Average Assets, quarterly | $139,431,500 | 3,307 |
| Volatile liabilities | $18,112,000 | 3,909 |
| Insider loans | $2,790,000 | 1,721 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $14,848,000 | 2,899 |
| Tier 1 (core) risk-based capital | $14,205,000 | 3,134 |
| Tier 2 risk-based capital | $847,000 | 3,743 |
| Total risk weighted assets | $107,093,100 | 2,919 |
| Total unused commitments | $14,848,000 | 2,900 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 41 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $128,335,000 | 3,557 |
| Cash and due from depository institutions | $4,514,000 | 4,097 |
| Interest-bearing balances | $84,000 | 5,075 |
| Securities | $24,445,000 | 4,203 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $90,961,000 | 3,184 |
| Loan loss allowance | $800,000 | 4,096 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,710,000 | 2,325 |
| Other real estate owned | $230,000 | 4,097 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,475,000 | 1,968 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,335,000 | 3,557 |
| Total liabilities | $115,724,000 | 3,547 |
| Total deposits | $103,312,000 | 3,622 |
| Interest-bearing deposits | $90,956,000 | 3,532 |
| Deposits held in domestic offices | $103,312,000 | 3,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,475,000 | 1,852 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $937,000 | 3,445 |
| Total equity capital | $12,611,000 | 3,488 |
| Total bank equity capital | $12,611,000 | 3,488 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $275,000 | 6,070 |
| Surplus | $2,086,000 | 5,368 |
| Undivided profits | $10,250,000 | 2,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $168,000 | 6,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $476,000 | 4,750 |
| Earning assets | $115,490,000 | 3,603 |
| Long-term assets (5+ years) | $37,123,000 | 2,170 |
| Average Assets, year-to-date | $123,389,200 | 3,561 |
| Average Assets, quarterly | $126,931,500 | 3,562 |
| Volatile liabilities | $13,938,000 | 4,431 |
| Insider loans | $2,653,000 | 1,757 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $14,216,000 | 2,977 |
| Tier 1 (core) risk-based capital | $13,201,000 | 3,336 |
| Tier 2 risk-based capital | $800,000 | 3,808 |
| Total risk weighted assets | $94,547,600 | 3,143 |
| Total unused commitments | $14,216,000 | 2,982 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 43 | 3,988 |
| Assets and Liabilities | ||
| Total Assets: | $119,477,000 | 3,733 |
| Cash and due from depository institutions | $3,264,000 | 3,988 |
| Interest-bearing balances | $37,000 | 5,711 |
| Securities | $29,050,000 | 3,741 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $80,214,000 | 3,367 |
| Loan loss allowance | $580,000 | 5,105 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,667,000 | 3,018 |
| Other real estate owned | $140,000 | 3,988 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,142,000 | 1,830 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,477,000 | 3,733 |
| Total liabilities | $107,170,000 | 3,720 |
| Total deposits | $99,340,000 | 3,729 |
| Interest-bearing deposits | $87,787,000 | 3,626 |
| Deposits held in domestic offices | $99,340,000 | 3,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,100,000 | 1,880 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $730,000 | 4,463 |
| Total equity capital | $12,307,000 | 3,624 |
| Total bank equity capital | $12,307,000 | 3,624 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $275,000 | 6,169 |
| Surplus | $2,086,000 | 5,271 |
| Undivided profits | $9,946,000 | 2,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $442,000 | 4,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $444,000 | 5,052 |
| Earning assets | $109,301,000 | 3,760 |
| Long-term assets (5+ years) | $39,329,000 | 1,935 |
| Average Assets, year-to-date | $111,850,600 | 3,755 |
| Average Assets, quarterly | $118,296,000 | 3,694 |
| Volatile liabilities | $14,130,000 | 3,955 |
| Insider loans | $1,717,000 | 2,389 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,986,000 | 3,076 |
| Tier 1 (core) risk-based capital | $12,225,000 | 3,482 |
| Tier 2 risk-based capital | $580,000 | 4,707 |
| Total risk weighted assets | $80,161,200 | 3,439 |
| Total unused commitments | $12,986,000 | 3,082 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 38 | 4,573 |
| Assets and Liabilities | ||
| Total Assets: | $105,722,000 | 4,116 |
| Cash and due from depository institutions | $2,715,000 | 4,573 |
| Interest-bearing balances | $10,000 | 6,144 |
| Securities | $25,922,000 | 4,092 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $70,778,000 | 3,790 |
| Loan loss allowance | $487,000 | 5,816 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,407,000 | 3,266 |
| Other real estate owned | $269,000 | 4,573 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,631,000 | 1,995 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,722,000 | 4,116 |
| Total liabilities | $94,363,000 | 4,143 |
| Total deposits | $90,221,000 | 4,071 |
| Interest-bearing deposits | $82,062,000 | 3,862 |
| Deposits held in domestic offices | $90,221,000 | 4,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,470,000 | 2,327 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $672,000 | 4,810 |
| Total equity capital | $11,359,000 | 3,851 |
| Total bank equity capital | $11,359,000 | 3,851 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $275,000 | 6,436 |
| Surplus | $2,086,000 | 5,265 |
| Undivided profits | $8,998,000 | 2,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $844,000 | 2,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $181,000 | 682 |
| Income earned, not collected on loans | $417,000 | 5,516 |
| Earning assets | $96,710,000 | 4,144 |
| Long-term assets (5+ years) | $38,579,000 | 1,725 |
| Average Assets, year-to-date | $105,809,000 | 3,955 |
| Average Assets, quarterly | $106,276,000 | 4,047 |
| Volatile liabilities | $13,637,000 | 4,033 |
| Insider loans | $1,457,000 | 2,688 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,324,000 | 3,156 |
| Tier 1 (core) risk-based capital | $11,278,000 | 3,740 |
| Tier 2 risk-based capital | $487,000 | 5,269 |
| Total risk weighted assets | $70,262,800 | 3,821 |
| Total unused commitments | $11,324,000 | 3,158 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 40 | 4,562 |
| Assets and Liabilities | ||
| Total Assets: | $102,287,000 | 4,340 |
| Cash and due from depository institutions | $3,686,000 | 4,562 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $28,474,000 | 4,074 |
| Federal funds sold & reverse repurchase agreements | $495,000 | 7,511 |
| Net loans & leases | $63,771,000 | 4,166 |
| Loan loss allowance | $444,000 | 6,396 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,149,000 | 3,583 |
| Other real estate owned | $337,000 | 4,562 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,375,000 | 2,228 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,287,000 | 4,340 |
| Total liabilities | $92,207,000 | 4,332 |
| Total deposits | $91,633,000 | 4,118 |
| Interest-bearing deposits | $81,638,000 | 3,973 |
| Deposits held in domestic offices | $91,633,000 | 4,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $574,000 | 5,417 |
| Total equity capital | $10,080,000 | 4,310 |
| Total bank equity capital | $10,080,000 | 4,310 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $275,000 | 6,798 |
| Surplus | $2,086,000 | 5,332 |
| Undivided profits | $7,719,000 | 3,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,351,000 | 2,116 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $392,000 | 5,752 |
| Earning assets | $92,740,000 | 4,379 |
| Long-term assets (5+ years) | $25,421,000 | 2,244 |
| Average Assets, year-to-date | $99,805,600 | 4,270 |
| Average Assets, quarterly | $101,959,500 | 4,287 |
| Volatile liabilities | $9,555,000 | 5,023 |
| Insider loans | $1,345,000 | 2,898 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,211,000 | 4,162 |
| Tier 1 (core) risk-based capital | $10,298,000 | 4,152 |
| Tier 2 risk-based capital | $444,000 | 5,721 |
| Total risk weighted assets | $62,699,000 | 4,222 |
| Total unused commitments | $7,211,000 | 4,176 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 44 | 4,330 |
| Assets and Liabilities | ||
| Total Assets: | $96,449,000 | 4,565 |
| Cash and due from depository institutions | $2,858,000 | 4,330 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $29,365,000 | 4,139 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 8,086 |
| Net loans & leases | $59,870,000 | 4,283 |
| Loan loss allowance | $345,000 | 7,551 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,059,000 | 3,611 |
| Other real estate owned | $424,000 | 4,330 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,273,000 | 5,347 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,449,000 | 4,565 |
| Total liabilities | $87,005,000 | 4,551 |
| Total deposits | $86,360,000 | 4,373 |
| Interest-bearing deposits | $78,397,000 | 4,176 |
| Deposits held in domestic offices | $86,360,000 | 4,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $645,000 | 5,170 |
| Total equity capital | $9,444,000 | 4,555 |
| Total bank equity capital | $9,444,000 | 4,555 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $275,000 | 7,159 |
| Surplus | $2,086,000 | 5,384 |
| Undivided profits | $7,083,000 | 3,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $563,000 | 3,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $408,000 | 5,692 |
| Earning assets | $89,835,000 | 4,505 |
| Long-term assets (5+ years) | $16,912,000 | 2,843 |
| Average Assets, year-to-date | $94,114,600 | 4,490 |
| Average Assets, quarterly | $96,375,500 | 4,525 |
| Volatile liabilities | $8,640,000 | 5,025 |
| Insider loans | $2,053,000 | 2,083 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,494,000 | 4,296 |
| Tier 1 (core) risk-based capital | $9,461,000 | 4,416 |
| Tier 2 risk-based capital | $345,000 | 6,764 |
| Total risk weighted assets | $57,850,800 | 4,473 |
| Total unused commitments | $6,494,000 | 4,308 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 39 | 4,982 |
| Assets and Liabilities | ||
| Total Assets: | $90,896,000 | 4,750 |
| Cash and due from depository institutions | $2,635,000 | 4,982 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $24,060,000 | 5,137 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $60,326,000 | 4,185 |
| Loan loss allowance | $358,000 | 7,636 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,062,000 | 3,554 |
| Other real estate owned | $539,000 | 4,982 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,274,000 | 5,631 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,896,000 | 4,750 |
| Total liabilities | $84,681,000 | 4,648 |
| Total deposits | $83,999,000 | 4,456 |
| Interest-bearing deposits | $76,729,000 | 4,226 |
| Deposits held in domestic offices | $83,999,000 | 4,445 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $220,000 | 4,404 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $462,000 | 5,492 |
| Total equity capital | $6,215,000 | 6,095 |
| Total bank equity capital | $6,215,000 | 6,095 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $275,000 | 7,570 |
| Surplus | $775,000 | 8,917 |
| Undivided profits | $5,165,000 | 4,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $165,000 | 7,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $381,000 | 5,401 |
| Earning assets | $84,386,000 | 4,704 |
| Long-term assets (5+ years) | $12,797,000 | 3,515 |
| Average Assets, year-to-date | $90,106,800 | 4,691 |
| Average Assets, quarterly | $91,134,000 | 4,723 |
| Volatile liabilities | $7,492,000 | 5,328 |
| Insider loans | $1,762,000 | 2,328 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,027,000 | 4,394 |
| Tier 1 (core) risk-based capital | $7,365,000 | 5,375 |
| Tier 2 risk-based capital | $358,000 | 6,714 |
| Total risk weighted assets | $57,897,900 | 4,372 |
| Total unused commitments | $6,027,000 | 4,401 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 39 | 5,184 |
| Assets and Liabilities | ||
| Total Assets: | $88,375,000 | 4,973 |
| Cash and due from depository institutions | $3,242,000 | 5,184 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $17,543,000 | 6,698 |
| Federal funds sold & reverse repurchase agreements | $4,070,000 | 3,379 |
| Net loans & leases | $61,015,000 | 4,062 |
| Loan loss allowance | $400,000 | 7,394 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,582,000 | 4,475 |
| Other real estate owned | $276,000 | 5,184 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $647,000 | 8,170 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,375,000 | 4,973 |
| Total liabilities | $81,602,000 | 4,901 |
| Total deposits | $81,167,000 | 4,727 |
| Interest-bearing deposits | $74,220,000 | 4,498 |
| Deposits held in domestic offices | $81,167,000 | 4,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $435,000 | 5,904 |
| Total equity capital | $6,773,000 | 5,761 |
| Total bank equity capital | $6,773,000 | 5,761 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $275,000 | 7,972 |
| Surplus | $775,000 | 9,156 |
| Undivided profits | $5,723,000 | 3,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $396,000 | 5,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $294,000 | 6,194 |
| Earning assets | $82,628,000 | 4,890 |
| Long-term assets (5+ years) | $10,045,000 | 4,348 |
| Average Assets, year-to-date | $90,721,800 | 4,760 |
| Average Assets, quarterly | $88,501,000 | 4,911 |
| Volatile liabilities | $6,890,000 | 5,381 |
| Insider loans | $1,005,000 | 3,725 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,832,000 | 4,462 |
| Tier 1 (core) risk-based capital | $6,773,000 | 5,681 |
| Tier 2 risk-based capital | $400,000 | 6,268 |
| Total risk weighted assets | $56,266,800 | 4,413 |
| Total unused commitments | $5,832,000 | 4,486 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 39 | 5,307 |
| Assets and Liabilities | ||
| Total Assets: | $91,352,000 | 4,916 |
| Cash and due from depository institutions | $2,364,000 | 5,307 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $20,372,000 | 6,044 |
| Federal funds sold & reverse repurchase agreements | $3,380,000 | 4,610 |
| Net loans & leases | $63,838,000 | 3,961 |
| Loan loss allowance | $376,000 | 7,761 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $868,000 | 6,771 |
| Other real estate owned | $61,000 | 5,307 |
| Goodwill and other intangibles | $21,000 | 2,725 |
| All other assets | $448,000 | 10,188 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,352,000 | 4,916 |
| Total liabilities | $85,046,000 | 4,824 |
| Total deposits | $84,488,000 | 4,685 |
| Interest-bearing deposits | $76,984,000 | 4,497 |
| Deposits held in domestic offices | $84,488,000 | 4,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $558,000 | 5,335 |
| Total equity capital | $6,306,000 | 5,906 |
| Total bank equity capital | $6,306,000 | 5,906 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $275,000 | 8,377 |
| Surplus | $775,000 | 9,301 |
| Undivided profits | $5,256,000 | 4,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $259,000 | 7,647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $323,000 | 6,153 |
| Earning assets | $87,590,000 | 4,712 |
| Long-term assets (5+ years) | $14,591,000 | 3,309 |
| Average Assets, year-to-date | $86,521,000 | 5,028 |
| Average Assets, quarterly | $91,506,500 | 4,864 |
| Volatile liabilities | $13,220,000 | 3,299 |
| Insider loans | $84,000 | 6,149 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,807,000 | 3,789 |
| Tier 1 (core) risk-based capital | $6,285,000 | 5,840 |
| Tier 2 risk-based capital | $376,000 | 6,525 |
| Total risk weighted assets | $60,525,300 | 4,193 |
| Total unused commitments | $6,807,000 | 3,810 |
| Derivatives | $0 | 651 |