Home > The Fremont National Bank and Trust Company > Income and Expense
The Fremont National Bank and Trust Company, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,317,000 | 2,591 |
| Total interest expense | $424,000 | 4,793 |
| Net interest income | $8,893,000 | 2,371 |
| Provision for loan and lease losses | $-218,000 | 6,479 |
| Total noninterest income | $4,414,000 | 1,239 |
| Gross Fiduciary activities income | $2,035,000 | 322 |
| Service charges on deposit accounts | $993,000 | 1,369 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,386,000 | 1,953 |
| Total noninterest expense | $10,296,000 | 1,848 |
| Salaries and employee benefits | $5,436,000 | 1,878 |
| Premises and equipment expense | $658,000 | 3,085 |
| Additional noninterest expense | $4,202,000 | 1,564 |
| Pre-tax net operating income | $3,229,000 | 2,052 |
| Securities gains (losses) | $341,000 | 627 |
| Applicable income taxes | $1,244,000 | 1,279 |
| Income before extraordinary items | $2,326,000 | 2,331 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,326,000 | 2,335 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,326,000 | 2,334 |
| Net charge-offs | $-82,000 | 6,493 |
| Cash dividends | $5,000,000 | 558 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,104,350 | 2,449 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,051,000 | 2,585 |
| Total interest expense | $330,000 | 4,821 |
| Net interest income | $6,721,000 | 2,350 |
| Provision for loan and lease losses | $-153,000 | 6,604 |
| Total noninterest income | $3,339,000 | 1,253 |
| Gross Fiduciary activities income | $1,531,000 | 319 |
| Service charges on deposit accounts | $745,000 | 1,375 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,063,000 | 1,963 |
| Total noninterest expense | $7,541,000 | 1,892 |
| Salaries and employee benefits | $3,857,000 | 1,993 |
| Premises and equipment expense | $529,000 | 2,981 |
| Additional noninterest expense | $3,155,000 | 1,559 |
| Pre-tax net operating income | $2,672,000 | 1,934 |
| Securities gains (losses) | $341,000 | 577 |
| Applicable income taxes | $1,052,000 | 1,200 |
| Income before extraordinary items | $1,961,000 | 2,165 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,961,000 | 2,172 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,961,000 | 2,172 |
| Net charge-offs | $-90,000 | 6,576 |
| Cash dividends | $4,000,000 | 502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,739,350 | 2,300 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,679,000 | 2,598 |
| Total interest expense | $225,000 | 4,830 |
| Net interest income | $4,454,000 | 2,349 |
| Provision for loan and lease losses | $-25,000 | 6,596 |
| Total noninterest income | $2,208,000 | 1,273 |
| Gross Fiduciary activities income | $1,016,000 | 318 |
| Service charges on deposit accounts | $476,000 | 1,402 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $716,000 | 1,982 |
| Total noninterest expense | $5,116,000 | 1,865 |
| Salaries and employee benefits | $2,597,000 | 1,981 |
| Premises and equipment expense | $367,000 | 2,901 |
| Additional noninterest expense | $2,152,000 | 1,517 |
| Pre-tax net operating income | $1,571,000 | 2,119 |
| Securities gains (losses) | $341,000 | 509 |
| Applicable income taxes | $668,000 | 1,235 |
| Income before extraordinary items | $1,244,000 | 2,241 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,244,000 | 2,250 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,244,000 | 2,248 |
| Net charge-offs | $2,000 | 4,714 |
| Cash dividends | $2,250,000 | 569 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,022,350 | 2,497 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,312,000 | 2,634 |
| Total interest expense | $112,000 | 4,924 |
| Net interest income | $2,200,000 | 2,382 |
| Provision for loan and lease losses | $-75,000 | 6,830 |
| Total noninterest income | $1,124,000 | 1,244 |
| Gross Fiduciary activities income | $520,000 | 315 |
| Service charges on deposit accounts | $243,000 | 1,365 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $361,000 | 1,971 |
| Total noninterest expense | $2,642,000 | 1,834 |
| Salaries and employee benefits | $1,335,000 | 1,947 |
| Premises and equipment expense | $212,000 | 2,648 |
| Additional noninterest expense | $1,095,000 | 1,479 |
| Pre-tax net operating income | $757,000 | 2,131 |
| Securities gains (losses) | $341,000 | 296 |
| Applicable income taxes | $382,000 | 1,123 |
| Income before extraordinary items | $716,000 | 1,968 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $716,000 | 1,969 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $716,000 | 1,970 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $1,000,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $494,350 | 2,533 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,091,000 | 2,548 |
| Total interest expense | $743,000 | 4,275 |
| Net interest income | $9,348,000 | 2,296 |
| Provision for loan and lease losses | $2,000 | 5,879 |
| Total noninterest income | $4,579,000 | 1,214 |
| Gross Fiduciary activities income | $2,435,000 | 274 |
| Service charges on deposit accounts | $1,140,000 | 1,248 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,004,000 | 2,365 |
| Total noninterest expense | $9,371,000 | 2,042 |
| Salaries and employee benefits | $4,851,000 | 2,066 |
| Premises and equipment expense | $619,000 | 3,305 |
| Additional noninterest expense | $3,901,000 | 1,710 |
| Pre-tax net operating income | $4,554,000 | 1,493 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,545,000 | 1,078 |
| Income before extraordinary items | $3,009,000 | 1,856 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,009,000 | 1,854 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,009,000 | 1,856 |
| Net charge-offs | $178,000 | 3,879 |
| Cash dividends | $2,250,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,009,000 | 1,754 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,626,000 | 2,583 |
| Total interest expense | $599,000 | 4,240 |
| Net interest income | $7,027,000 | 2,330 |
| Provision for loan and lease losses | $75,000 | 4,640 |
| Total noninterest income | $3,402,000 | 1,225 |
| Gross Fiduciary activities income | $1,863,000 | 274 |
| Service charges on deposit accounts | $847,000 | 1,268 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $692,000 | 2,480 |
| Total noninterest expense | $7,086,000 | 2,023 |
| Salaries and employee benefits | $3,578,000 | 2,090 |
| Premises and equipment expense | $476,000 | 3,288 |
| Additional noninterest expense | $3,032,000 | 1,658 |
| Pre-tax net operating income | $3,268,000 | 1,581 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,103,000 | 1,142 |
| Income before extraordinary items | $2,165,000 | 1,965 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,165,000 | 1,964 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,165,000 | 1,966 |
| Net charge-offs | $212,000 | 3,237 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,165,000 | 1,848 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,057,000 | 2,604 |
| Total interest expense | $429,000 | 4,179 |
| Net interest income | $4,628,000 | 2,353 |
| Provision for loan and lease losses | $20,000 | 5,104 |
| Total noninterest income | $2,355,000 | 1,177 |
| Gross Fiduciary activities income | $1,413,000 | 250 |
| Service charges on deposit accounts | $546,000 | 1,297 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $396,000 | 2,663 |
| Total noninterest expense | $4,744,000 | 2,016 |
| Salaries and employee benefits | $2,375,000 | 2,098 |
| Premises and equipment expense | $297,000 | 3,458 |
| Additional noninterest expense | $2,072,000 | 1,618 |
| Pre-tax net operating income | $2,219,000 | 1,555 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $743,000 | 1,124 |
| Income before extraordinary items | $1,476,000 | 1,911 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,476,000 | 1,910 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,476,000 | 1,911 |
| Net charge-offs | $194,000 | 2,793 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,476,000 | 1,819 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,544,000 | 2,610 |
| Total interest expense | $242,000 | 4,005 |
| Net interest income | $2,302,000 | 2,385 |
| Provision for loan and lease losses | $-190,000 | 7,227 |
| Total noninterest income | $1,130,000 | 1,217 |
| Gross Fiduciary activities income | $769,000 | 240 |
| Service charges on deposit accounts | $269,000 | 1,306 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $92,000 | 3,831 |
| Total noninterest expense | $2,338,000 | 2,051 |
| Salaries and employee benefits | $1,167,000 | 2,137 |
| Premises and equipment expense | $157,000 | 3,345 |
| Additional noninterest expense | $1,014,000 | 1,629 |
| Pre-tax net operating income | $1,284,000 | 1,366 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $432,000 | 1,011 |
| Income before extraordinary items | $852,000 | 1,706 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $852,000 | 1,707 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $852,000 | 1,707 |
| Net charge-offs | $-26,000 | 6,947 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $852,000 | 1,603 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,743,000 | 2,368 |
| Total interest expense | $1,402,000 | 3,608 |
| Net interest income | $10,341,000 | 2,114 |
| Provision for loan and lease losses | $526,000 | 3,386 |
| Total noninterest income | $4,391,000 | 1,159 |
| Gross Fiduciary activities income | $1,806,000 | 281 |
| Service charges on deposit accounts | $1,263,000 | 1,165 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,322,000 | 1,783 |
| Total noninterest expense | $9,382,000 | 2,039 |
| Salaries and employee benefits | $5,260,000 | 1,860 |
| Premises and equipment expense | $731,000 | 3,093 |
| Additional noninterest expense | $3,391,000 | 1,980 |
| Pre-tax net operating income | $4,824,000 | 1,215 |
| Securities gains (losses) | $731,000 | 584 |
| Applicable income taxes | $1,863,000 | 845 |
| Income before extraordinary items | $3,692,000 | 1,340 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,692,000 | 1,340 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,692,000 | 1,340 |
| Net charge-offs | $391,000 | 3,479 |
| Cash dividends | $4,000,000 | 522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,209,540 | 1,453 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,055,000 | 2,330 |
| Total interest expense | $1,111,000 | 3,591 |
| Net interest income | $7,944,000 | 2,072 |
| Provision for loan and lease losses | $255,000 | 3,836 |
| Total noninterest income | $3,443,000 | 1,119 |
| Gross Fiduciary activities income | $1,392,000 | 275 |
| Service charges on deposit accounts | $965,000 | 1,145 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,086,000 | 1,669 |
| Total noninterest expense | $7,035,000 | 2,052 |
| Salaries and employee benefits | $3,962,000 | 1,856 |
| Premises and equipment expense | $531,000 | 3,217 |
| Additional noninterest expense | $2,542,000 | 1,992 |
| Pre-tax net operating income | $4,097,000 | 1,124 |
| Securities gains (losses) | $731,000 | 462 |
| Applicable income taxes | $1,629,000 | 737 |
| Income before extraordinary items | $3,199,000 | 1,207 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,199,000 | 1,207 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,199,000 | 1,207 |
| Net charge-offs | $265,000 | 3,380 |
| Cash dividends | $4,000,000 | 356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,716,540 | 1,330 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,181,000 | 2,304 |
| Total interest expense | $754,000 | 3,639 |
| Net interest income | $5,427,000 | 2,028 |
| Provision for loan and lease losses | $105,000 | 4,333 |
| Total noninterest income | $2,346,000 | 1,090 |
| Gross Fiduciary activities income | $994,000 | 269 |
| Service charges on deposit accounts | $624,000 | 1,169 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $728,000 | 1,675 |
| Total noninterest expense | $4,693,000 | 2,061 |
| Salaries and employee benefits | $2,760,000 | 1,777 |
| Premises and equipment expense | $336,000 | 3,363 |
| Additional noninterest expense | $1,597,000 | 2,117 |
| Pre-tax net operating income | $2,975,000 | 1,021 |
| Securities gains (losses) | $575,000 | 319 |
| Applicable income taxes | $1,202,000 | 651 |
| Income before extraordinary items | $2,348,000 | 1,058 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,348,000 | 1,056 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,348,000 | 1,058 |
| Net charge-offs | $123,000 | 3,638 |
| Cash dividends | $4,000,000 | 233 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,968,500 | 1,213 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,139,000 | 2,277 |
| Total interest expense | $373,000 | 3,765 |
| Net interest income | $2,766,000 | 1,981 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $1,265,000 | 1,041 |
| Gross Fiduciary activities income | $565,000 | 249 |
| Service charges on deposit accounts | $295,000 | 1,204 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $405,000 | 1,553 |
| Total noninterest expense | $2,504,000 | 1,937 |
| Salaries and employee benefits | $1,512,000 | 1,642 |
| Premises and equipment expense | $170,000 | 3,392 |
| Additional noninterest expense | $822,000 | 2,051 |
| Pre-tax net operating income | $1,437,000 | 1,041 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $484,000 | 771 |
| Income before extraordinary items | $953,000 | 1,292 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $953,000 | 1,292 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $953,000 | 1,292 |
| Net charge-offs | $-11,000 | 7,030 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $953,000 | 1,254 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,839,000 | 2,184 |
| Total interest expense | $1,898,000 | 3,698 |
| Net interest income | $11,941,000 | 1,838 |
| Provision for loan and lease losses | $440,000 | 4,325 |
| Total noninterest income | $5,492,000 | 1,012 |
| Gross Fiduciary activities income | $2,100,000 | 254 |
| Service charges on deposit accounts | $1,516,000 | 1,005 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,876,000 | 1,462 |
| Total noninterest expense | $9,952,000 | 1,959 |
| Salaries and employee benefits | $5,387,000 | 1,793 |
| Premises and equipment expense | $666,000 | 3,441 |
| Additional noninterest expense | $3,899,000 | 1,853 |
| Pre-tax net operating income | $7,041,000 | 765 |
| Securities gains (losses) | $170,000 | 1,721 |
| Applicable income taxes | $2,485,000 | 615 |
| Income before extraordinary items | $4,726,000 | 934 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,726,000 | 935 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,726,000 | 936 |
| Net charge-offs | $401,000 | 3,928 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,613,800 | 908 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,552,000 | 2,191 |
| Total interest expense | $1,487,000 | 3,721 |
| Net interest income | $9,065,000 | 1,851 |
| Provision for loan and lease losses | $335,000 | 4,165 |
| Total noninterest income | $3,868,000 | 1,028 |
| Gross Fiduciary activities income | $1,337,000 | 280 |
| Service charges on deposit accounts | $1,165,000 | 1,004 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,366,000 | 1,434 |
| Total noninterest expense | $7,389,000 | 1,963 |
| Salaries and employee benefits | $4,033,000 | 1,821 |
| Premises and equipment expense | $518,000 | 3,382 |
| Additional noninterest expense | $2,838,000 | 1,854 |
| Pre-tax net operating income | $5,209,000 | 806 |
| Securities gains (losses) | $170,000 | 1,501 |
| Applicable income taxes | $1,831,000 | 633 |
| Income before extraordinary items | $3,548,000 | 978 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,548,000 | 982 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,548,000 | 981 |
| Net charge-offs | $312,000 | 3,676 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,435,800 | 960 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,087,000 | 2,199 |
| Total interest expense | $1,032,000 | 3,723 |
| Net interest income | $6,055,000 | 1,850 |
| Provision for loan and lease losses | $275,000 | 3,760 |
| Total noninterest income | $2,578,000 | 1,017 |
| Gross Fiduciary activities income | $914,000 | 276 |
| Service charges on deposit accounts | $756,000 | 1,043 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $908,000 | 1,384 |
| Total noninterest expense | $4,896,000 | 1,993 |
| Salaries and employee benefits | $2,694,000 | 1,828 |
| Premises and equipment expense | $361,000 | 3,282 |
| Additional noninterest expense | $1,841,000 | 1,886 |
| Pre-tax net operating income | $3,462,000 | 793 |
| Securities gains (losses) | $170,000 | 1,048 |
| Applicable income taxes | $1,241,000 | 593 |
| Income before extraordinary items | $2,391,000 | 945 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,391,000 | 945 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,391,000 | 946 |
| Net charge-offs | $267,000 | 3,195 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,278,800 | 948 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,522,000 | 2,281 |
| Total interest expense | $545,000 | 3,698 |
| Net interest income | $2,977,000 | 1,907 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $1,267,000 | 1,005 |
| Gross Fiduciary activities income | $509,000 | 259 |
| Service charges on deposit accounts | $344,000 | 1,136 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $414,000 | 1,470 |
| Total noninterest expense | $2,443,000 | 2,015 |
| Salaries and employee benefits | $1,255,000 | 1,968 |
| Premises and equipment expense | $195,000 | 3,188 |
| Additional noninterest expense | $993,000 | 1,760 |
| Pre-tax net operating income | $1,701,000 | 800 |
| Securities gains (losses) | $170,000 | 574 |
| Applicable income taxes | $645,000 | 565 |
| Income before extraordinary items | $1,226,000 | 894 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,226,000 | 898 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,226,000 | 898 |
| Net charge-offs | $126,000 | 2,912 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,113,800 | 959 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $27,883,000 | 1,237 |
| Total interest expense | $4,140,000 | 2,654 |
| Net interest income | $23,743,000 | 909 |
| Provision for loan and lease losses | $19,913,000 | 502 |
| Total noninterest income | $4,402,000 | 1,214 |
| Gross Fiduciary activities income | $1,476,000 | 306 |
| Service charges on deposit accounts | $1,632,000 | 1,065 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,294,000 | 1,822 |
| Total noninterest expense | $10,956,000 | 1,860 |
| Salaries and employee benefits | $5,834,000 | 1,700 |
| Premises and equipment expense | $753,000 | 3,282 |
| Additional noninterest expense | $4,369,000 | 1,706 |
| Pre-tax net operating income | $-2,724,000 | 6,828 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,073,000 | 7,303 |
| Income before extraordinary items | $-1,651,000 | 6,636 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,651,000 | 6,636 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,651,000 | 6,636 |
| Net charge-offs | $13,285,000 | 541 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,651,000 | 6,628 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $20,392,000 | 1,295 |
| Total interest expense | $3,402,000 | 2,569 |
| Net interest income | $16,990,000 | 961 |
| Provision for loan and lease losses | $12,896,000 | 508 |
| Total noninterest income | $3,677,000 | 1,130 |
| Gross Fiduciary activities income | $1,106,000 | 301 |
| Service charges on deposit accounts | $1,233,000 | 1,059 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,338,000 | 1,507 |
| Total noninterest expense | $7,973,000 | 1,897 |
| Salaries and employee benefits | $4,244,000 | 1,772 |
| Premises and equipment expense | $574,000 | 3,288 |
| Additional noninterest expense | $3,155,000 | 1,705 |
| Pre-tax net operating income | $-202,000 | 6,022 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-143,000 | 7,025 |
| Income before extraordinary items | $-59,000 | 5,904 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-59,000 | 5,904 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-59,000 | 5,904 |
| Net charge-offs | $8,991,000 | 544 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-59,000 | 5,853 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,022,000 | 1,371 |
| Total interest expense | $2,435,000 | 2,512 |
| Net interest income | $10,587,000 | 1,034 |
| Provision for loan and lease losses | $8,041,000 | 531 |
| Total noninterest income | $2,440,000 | 1,135 |
| Gross Fiduciary activities income | $737,000 | 305 |
| Service charges on deposit accounts | $790,000 | 1,082 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $913,000 | 1,503 |
| Total noninterest expense | $5,445,000 | 1,891 |
| Salaries and employee benefits | $2,872,000 | 1,769 |
| Premises and equipment expense | $434,000 | 2,983 |
| Additional noninterest expense | $2,139,000 | 1,705 |
| Pre-tax net operating income | $-459,000 | 6,596 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-207,000 | 7,311 |
| Income before extraordinary items | $-252,000 | 6,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-252,000 | 6,471 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-252,000 | 6,471 |
| Net charge-offs | $5,531,000 | 551 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-252,000 | 6,458 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,173,000 | 1,463 |
| Total interest expense | $1,289,000 | 2,470 |
| Net interest income | $4,884,000 | 1,120 |
| Provision for loan and lease losses | $3,497,000 | 503 |
| Total noninterest income | $1,075,000 | 1,205 |
| Gross Fiduciary activities income | $300,000 | 348 |
| Service charges on deposit accounts | $379,000 | 1,100 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $396,000 | 1,627 |
| Total noninterest expense | $2,643,000 | 1,881 |
| Salaries and employee benefits | $1,451,000 | 1,783 |
| Premises and equipment expense | $224,000 | 2,955 |
| Additional noninterest expense | $968,000 | 1,676 |
| Pre-tax net operating income | $-181,000 | 6,852 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-85,000 | 7,525 |
| Income before extraordinary items | $-96,000 | 6,799 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-96,000 | 6,799 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-96,000 | 6,800 |
| Net charge-offs | $2,216,000 | 568 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-96,000 | 6,708 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $23,951,000 | 1,617 |
| Total interest expense | $7,648,000 | 2,046 |
| Net interest income | $16,303,000 | 1,366 |
| Provision for loan and lease losses | $9,703,000 | 612 |
| Total noninterest income | $4,971,000 | 1,054 |
| Gross Fiduciary activities income | $1,625,000 | 298 |
| Service charges on deposit accounts | $1,712,000 | 1,040 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,634,000 | 1,503 |
| Total noninterest expense | $10,366,000 | 1,864 |
| Salaries and employee benefits | $5,665,000 | 1,805 |
| Premises and equipment expense | $907,000 | 2,854 |
| Additional noninterest expense | $3,794,000 | 1,633 |
| Pre-tax net operating income | $1,205,000 | 3,409 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $342,000 | 2,251 |
| Income before extraordinary items | $863,000 | 3,562 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $863,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,357,000 | 565 |
| Cash dividends | $2,750,000 | 1,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $863,000 | 3,709 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,802,000 | 1,664 |
| Total interest expense | $6,091,000 | 2,029 |
| Net interest income | $11,711,000 | 1,445 |
| Provision for loan and lease losses | $5,754,000 | 591 |
| Total noninterest income | $3,785,000 | 1,090 |
| Gross Fiduciary activities income | $1,220,000 | 306 |
| Service charges on deposit accounts | $1,275,000 | 1,065 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,290,000 | 1,508 |
| Total noninterest expense | $7,675,000 | 1,875 |
| Salaries and employee benefits | $4,239,000 | 1,831 |
| Premises and equipment expense | $663,000 | 2,936 |
| Additional noninterest expense | $2,773,000 | 1,613 |
| Pre-tax net operating income | $2,067,000 | 2,249 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $660,000 | 1,595 |
| Income before extraordinary items | $1,407,000 | 2,454 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,407,000 | 2,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,222,000 | 510 |
| Cash dividends | $1,500,000 | 1,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,407,000 | 2,564 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,560,000 | 1,736 |
| Total interest expense | $4,264,000 | 2,027 |
| Net interest income | $7,296,000 | 1,530 |
| Provision for loan and lease losses | $3,267,000 | 572 |
| Total noninterest income | $2,448,000 | 1,130 |
| Gross Fiduciary activities income | $814,000 | 313 |
| Service charges on deposit accounts | $814,000 | 1,085 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $820,000 | 1,615 |
| Total noninterest expense | $5,102,000 | 1,880 |
| Salaries and employee benefits | $2,841,000 | 1,842 |
| Premises and equipment expense | $448,000 | 2,919 |
| Additional noninterest expense | $1,813,000 | 1,625 |
| Pre-tax net operating income | $1,375,000 | 2,358 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $439,000 | 1,752 |
| Income before extraordinary items | $936,000 | 2,721 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $936,000 | 2,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,491,000 | 486 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $936,000 | 2,665 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,640,000 | 1,819 |
| Total interest expense | $2,332,000 | 1,986 |
| Net interest income | $3,308,000 | 1,683 |
| Provision for loan and lease losses | $1,517,000 | 470 |
| Total noninterest income | $1,181,000 | 1,159 |
| Gross Fiduciary activities income | $410,000 | 310 |
| Service charges on deposit accounts | $385,000 | 1,138 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $386,000 | 1,673 |
| Total noninterest expense | $2,501,000 | 1,911 |
| Salaries and employee benefits | $1,436,000 | 1,829 |
| Premises and equipment expense | $227,000 | 2,895 |
| Additional noninterest expense | $838,000 | 1,698 |
| Pre-tax net operating income | $471,000 | 3,198 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $144,000 | 2,370 |
| Income before extraordinary items | $327,000 | 3,614 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $327,000 | 3,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,055,000 | 451 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $327,000 | 3,524 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,186,000 | 1,762 |
| Total interest expense | $10,020,000 | 1,946 |
| Net interest income | $14,166,000 | 1,592 |
| Provision for loan and lease losses | $1,547,000 | 1,029 |
| Total noninterest income | $3,957,000 | 1,313 |
| Gross Fiduciary activities income | $1,574,000 | 318 |
| Service charges on deposit accounts | $1,660,000 | 1,072 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $723,000 | 2,707 |
| Total noninterest expense | $10,458,000 | 1,775 |
| Salaries and employee benefits | $5,655,000 | 1,785 |
| Premises and equipment expense | $901,000 | 2,802 |
| Additional noninterest expense | $3,902,000 | 1,422 |
| Pre-tax net operating income | $6,118,000 | 1,373 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,103,000 | 1,088 |
| Income before extraordinary items | $4,015,000 | 1,583 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,015,000 | 1,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,438,000 | 530 |
| Cash dividends | $3,250,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,015,000 | 1,573 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,539,000 | 1,737 |
| Total interest expense | $7,565,000 | 1,942 |
| Net interest income | $10,974,000 | 1,562 |
| Provision for loan and lease losses | $831,000 | 1,049 |
| Total noninterest income | $2,761,000 | 1,395 |
| Gross Fiduciary activities income | $1,184,000 | 316 |
| Service charges on deposit accounts | $1,229,000 | 1,074 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $348,000 | 3,471 |
| Total noninterest expense | $8,311,000 | 1,648 |
| Salaries and employee benefits | $4,752,000 | 1,599 |
| Premises and equipment expense | $670,000 | 2,806 |
| Additional noninterest expense | $2,889,000 | 1,395 |
| Pre-tax net operating income | $4,593,000 | 1,475 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,577,000 | 1,170 |
| Income before extraordinary items | $3,016,000 | 1,682 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,016,000 | 1,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,837,000 | 430 |
| Cash dividends | $1,750,000 | 1,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,016,000 | 1,667 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,616,000 | 1,726 |
| Total interest expense | $5,092,000 | 1,933 |
| Net interest income | $7,524,000 | 1,537 |
| Provision for loan and lease losses | $148,000 | 2,691 |
| Total noninterest income | $1,563,000 | 1,623 |
| Gross Fiduciary activities income | $809,000 | 312 |
| Service charges on deposit accounts | $788,000 | 1,118 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-34,000 | 8,584 |
| Total noninterest expense | $5,540,000 | 1,670 |
| Salaries and employee benefits | $3,150,000 | 1,635 |
| Premises and equipment expense | $456,000 | 2,775 |
| Additional noninterest expense | $1,934,000 | 1,400 |
| Pre-tax net operating income | $3,399,000 | 1,381 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,169,000 | 1,130 |
| Income before extraordinary items | $2,230,000 | 1,572 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,230,000 | 1,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,582,000 | 323 |
| Cash dividends | $750,000 | 1,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,230,000 | 1,554 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,417,000 | 1,683 |
| Total interest expense | $2,537,000 | 1,922 |
| Net interest income | $3,880,000 | 1,472 |
| Provision for loan and lease losses | $130,000 | 1,659 |
| Total noninterest income | $882,000 | 1,436 |
| Gross Fiduciary activities income | $436,000 | 306 |
| Service charges on deposit accounts | $362,000 | 1,193 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $84,000 | 4,109 |
| Total noninterest expense | $2,802,000 | 1,652 |
| Salaries and employee benefits | $1,625,000 | 1,598 |
| Premises and equipment expense | $230,000 | 2,784 |
| Additional noninterest expense | $947,000 | 1,418 |
| Pre-tax net operating income | $1,830,000 | 1,275 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $630,000 | 1,069 |
| Income before extraordinary items | $1,200,000 | 1,449 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,200,000 | 1,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $817,000 | 282 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,200,000 | 1,437 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $25,408,000 | 1,589 |
| Total interest expense | $9,141,000 | 1,825 |
| Net interest income | $16,267,000 | 1,400 |
| Provision for loan and lease losses | $3,139,000 | 362 |
| Total noninterest income | $5,585,000 | 1,001 |
| Gross Fiduciary activities income | $1,818,000 | 284 |
| Service charges on deposit accounts | $1,656,000 | 1,068 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,111,000 | 1,304 |
| Total noninterest expense | $11,321,000 | 1,570 |
| Salaries and employee benefits | $7,035,000 | 1,389 |
| Premises and equipment expense | $828,000 | 2,915 |
| Additional noninterest expense | $3,458,000 | 1,529 |
| Pre-tax net operating income | $7,392,000 | 1,336 |
| Securities gains (losses) | $8,000 | 1,147 |
| Applicable income taxes | $2,647,000 | 1,048 |
| Income before extraordinary items | $4,753,000 | 1,523 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,753,000 | 1,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,938,000 | 226 |
| Cash dividends | $5,500,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,747,880 | 1,508 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,885,000 | 1,577 |
| Total interest expense | $6,508,000 | 1,858 |
| Net interest income | $12,377,000 | 1,401 |
| Provision for loan and lease losses | $2,613,000 | 313 |
| Total noninterest income | $4,478,000 | 959 |
| Gross Fiduciary activities income | $1,328,000 | 293 |
| Service charges on deposit accounts | $1,224,000 | 1,092 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,926,000 | 1,126 |
| Total noninterest expense | $8,508,000 | 1,580 |
| Salaries and employee benefits | $5,324,000 | 1,390 |
| Premises and equipment expense | $617,000 | 2,928 |
| Additional noninterest expense | $2,567,000 | 1,541 |
| Pre-tax net operating income | $5,734,000 | 1,331 |
| Securities gains (losses) | $8,000 | 944 |
| Applicable income taxes | $2,053,000 | 1,079 |
| Income before extraordinary items | $3,689,000 | 1,516 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,689,000 | 1,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,955,000 | 208 |
| Cash dividends | $4,000,000 | 629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,683,880 | 1,500 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,507,000 | 1,556 |
| Total interest expense | $4,053,000 | 1,886 |
| Net interest income | $8,454,000 | 1,365 |
| Provision for loan and lease losses | $1,736,000 | 306 |
| Total noninterest income | $3,432,000 | 849 |
| Gross Fiduciary activities income | $908,000 | 293 |
| Service charges on deposit accounts | $793,000 | 1,114 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,731,000 | 930 |
| Total noninterest expense | $5,806,000 | 1,548 |
| Salaries and employee benefits | $3,579,000 | 1,385 |
| Premises and equipment expense | $415,000 | 2,908 |
| Additional noninterest expense | $1,812,000 | 1,464 |
| Pre-tax net operating income | $4,344,000 | 1,168 |
| Securities gains (losses) | $8,000 | 776 |
| Applicable income taxes | $1,553,000 | 961 |
| Income before extraordinary items | $2,799,000 | 1,344 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,799,000 | 1,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,134,000 | 201 |
| Cash dividends | $4,000,000 | 448 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,793,880 | 1,334 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,285,000 | 1,512 |
| Total interest expense | $1,952,000 | 1,867 |
| Net interest income | $4,333,000 | 1,325 |
| Provision for loan and lease losses | $901,000 | 292 |
| Total noninterest income | $2,494,000 | 613 |
| Gross Fiduciary activities income | $488,000 | 282 |
| Service charges on deposit accounts | $368,000 | 1,176 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,638,000 | 565 |
| Total noninterest expense | $2,853,000 | 1,576 |
| Salaries and employee benefits | $1,832,000 | 1,357 |
| Premises and equipment expense | $217,000 | 2,811 |
| Additional noninterest expense | $804,000 | 1,620 |
| Pre-tax net operating income | $3,073,000 | 830 |
| Securities gains (losses) | $8,000 | 624 |
| Applicable income taxes | $1,096,000 | 736 |
| Income before extraordinary items | $1,985,000 | 957 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,985,000 | 956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,255,000 | 185 |
| Cash dividends | $4,000,000 | 250 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,979,880 | 943 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $26,633,000 | 1,261 |
| Total interest expense | $6,310,000 | 1,795 |
| Net interest income | $20,323,000 | 1,062 |
| Provision for loan and lease losses | $5,916,000 | 208 |
| Total noninterest income | $2,150,000 | 2,100 |
| Gross Fiduciary activities income | $1,732,000 | 296 |
| Service charges on deposit accounts | $1,698,000 | 1,045 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-1,280,000 | 8,841 |
| Total noninterest expense | $10,897,000 | 1,577 |
| Salaries and employee benefits | $6,421,000 | 1,457 |
| Premises and equipment expense | $871,000 | 2,671 |
| Additional noninterest expense | $3,605,000 | 1,420 |
| Pre-tax net operating income | $5,660,000 | 1,652 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,034,000 | 1,345 |
| Income before extraordinary items | $3,626,000 | 1,892 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,626,000 | 1,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,243,000 | 170 |
| Cash dividends | $4,750,000 | 694 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,626,000 | 1,870 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $19,127,000 | 1,271 |
| Total interest expense | $4,534,000 | 1,772 |
| Net interest income | $14,593,000 | 1,095 |
| Provision for loan and lease losses | $4,819,000 | 194 |
| Total noninterest income | $3,410,000 | 1,171 |
| Gross Fiduciary activities income | $1,312,000 | 290 |
| Service charges on deposit accounts | $1,274,000 | 1,039 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $824,000 | 2,077 |
| Total noninterest expense | $7,950,000 | 1,594 |
| Salaries and employee benefits | $4,744,000 | 1,464 |
| Premises and equipment expense | $620,000 | 2,792 |
| Additional noninterest expense | $2,586,000 | 1,450 |
| Pre-tax net operating income | $5,234,000 | 1,376 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,874,000 | 1,134 |
| Income before extraordinary items | $3,360,000 | 1,569 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,360,000 | 1,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,609,000 | 163 |
| Cash dividends | $3,750,000 | 603 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,360,000 | 1,541 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,617,000 | 1,240 |
| Total interest expense | $2,910,000 | 1,735 |
| Net interest income | $9,707,000 | 1,080 |
| Provision for loan and lease losses | $3,250,000 | 179 |
| Total noninterest income | $2,367,000 | 1,120 |
| Gross Fiduciary activities income | $892,000 | 287 |
| Service charges on deposit accounts | $809,000 | 1,068 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $666,000 | 1,802 |
| Total noninterest expense | $5,228,000 | 1,615 |
| Salaries and employee benefits | $3,092,000 | 1,504 |
| Premises and equipment expense | $417,000 | 2,734 |
| Additional noninterest expense | $1,719,000 | 1,451 |
| Pre-tax net operating income | $3,596,000 | 1,305 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,290,000 | 1,080 |
| Income before extraordinary items | $2,306,000 | 1,498 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,306,000 | 1,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,324,000 | 141 |
| Cash dividends | $2,000,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,306,000 | 1,472 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,026,000 | 1,274 |
| Total interest expense | $1,422,000 | 1,681 |
| Net interest income | $4,604,000 | 1,140 |
| Provision for loan and lease losses | $1,606,000 | 182 |
| Total noninterest income | $1,203,000 | 1,083 |
| Gross Fiduciary activities income | $472,000 | 274 |
| Service charges on deposit accounts | $381,000 | 1,094 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $350,000 | 1,697 |
| Total noninterest expense | $2,700,000 | 1,572 |
| Salaries and employee benefits | $1,575,000 | 1,478 |
| Premises and equipment expense | $218,000 | 2,657 |
| Additional noninterest expense | $907,000 | 1,369 |
| Pre-tax net operating income | $1,501,000 | 1,517 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $545,000 | 1,249 |
| Income before extraordinary items | $956,000 | 1,765 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $956,000 | 1,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,876,000 | 120 |
| Cash dividends | $2,000,000 | 351 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $956,000 | 1,731 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $27,074,000 | 1,038 |
| Total interest expense | $5,488,000 | 1,500 |
| Net interest income | $21,586,000 | 912 |
| Provision for loan and lease losses | $3,998,000 | 303 |
| Total noninterest income | $-407,000 | 8,970 |
| Gross Fiduciary activities income | $1,676,000 | 286 |
| Service charges on deposit accounts | $1,567,000 | 1,134 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-3,650,000 | 8,983 |
| Total noninterest expense | $10,547,000 | 1,543 |
| Salaries and employee benefits | $6,331,000 | 1,399 |
| Premises and equipment expense | $846,000 | 2,653 |
| Additional noninterest expense | $3,370,000 | 1,471 |
| Pre-tax net operating income | $6,634,000 | 1,303 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,382,000 | 1,095 |
| Income before extraordinary items | $4,252,000 | 1,518 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,252,000 | 1,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,449,000 | 200 |
| Cash dividends | $3,251,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,252,000 | 1,467 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $20,839,000 | 1,004 |
| Total interest expense | $4,029,000 | 1,503 |
| Net interest income | $16,810,000 | 873 |
| Provision for loan and lease losses | $7,320,000 | 154 |
| Total noninterest income | $3,376,000 | 1,185 |
| Gross Fiduciary activities income | $1,256,000 | 289 |
| Service charges on deposit accounts | $1,153,000 | 1,157 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $967,000 | 1,809 |
| Total noninterest expense | $7,889,000 | 1,542 |
| Salaries and employee benefits | $4,714,000 | 1,409 |
| Premises and equipment expense | $652,000 | 2,587 |
| Additional noninterest expense | $2,523,000 | 1,457 |
| Pre-tax net operating income | $4,977,000 | 1,318 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,788,000 | 1,117 |
| Income before extraordinary items | $3,189,000 | 1,525 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,189,000 | 1,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,900,000 | 146 |
| Cash dividends | $1,750,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,189,000 | 1,481 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,972,000 | 985 |
| Total interest expense | $2,649,000 | 1,498 |
| Net interest income | $11,323,000 | 861 |
| Provision for loan and lease losses | $5,132,000 | 152 |
| Total noninterest income | $2,191,000 | 1,198 |
| Gross Fiduciary activities income | $836,000 | 292 |
| Service charges on deposit accounts | $721,000 | 1,226 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $634,000 | 1,847 |
| Total noninterest expense | $5,384,000 | 1,508 |
| Salaries and employee benefits | $3,343,000 | 1,303 |
| Premises and equipment expense | $415,000 | 2,703 |
| Additional noninterest expense | $1,626,000 | 1,489 |
| Pre-tax net operating income | $2,998,000 | 1,425 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,079,000 | 1,204 |
| Income before extraordinary items | $1,919,000 | 1,672 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,919,000 | 1,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,488,000 | 145 |
| Cash dividends | $1,500,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,919,000 | 1,611 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,767,000 | 1,024 |
| Total interest expense | $1,299,000 | 1,542 |
| Net interest income | $5,468,000 | 901 |
| Provision for loan and lease losses | $2,752,000 | 151 |
| Total noninterest income | $988,000 | 1,264 |
| Gross Fiduciary activities income | $402,000 | 297 |
| Service charges on deposit accounts | $323,000 | 1,326 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $263,000 | 2,050 |
| Total noninterest expense | $2,500,000 | 1,624 |
| Salaries and employee benefits | $1,495,000 | 1,484 |
| Premises and equipment expense | $218,000 | 2,599 |
| Additional noninterest expense | $787,000 | 1,528 |
| Pre-tax net operating income | $1,204,000 | 1,706 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $443,000 | 1,432 |
| Income before extraordinary items | $761,000 | 2,025 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $761,000 | 2,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,657,000 | 152 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $761,000 | 1,946 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $28,206,000 | 996 |
| Total interest expense | $6,301,000 | 1,408 |
| Net interest income | $21,905,000 | 888 |
| Provision for loan and lease losses | $10,100,000 | 192 |
| Total noninterest income | $2,700,000 | 1,833 |
| Gross Fiduciary activities income | $1,573,000 | 300 |
| Service charges on deposit accounts | $1,392,000 | 1,249 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-265,000 | 9,177 |
| Total noninterest expense | $10,124,000 | 1,582 |
| Salaries and employee benefits | $5,939,000 | 1,445 |
| Premises and equipment expense | $857,000 | 2,590 |
| Additional noninterest expense | $3,328,000 | 1,486 |
| Pre-tax net operating income | $4,381,000 | 1,841 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,583,000 | 1,552 |
| Income before extraordinary items | $2,798,000 | 2,176 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,798,000 | 2,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,274,000 | 198 |
| Cash dividends | $3,250,000 | 926 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,798,000 | 2,071 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $21,532,000 | 1,000 |
| Total interest expense | $4,908,000 | 1,420 |
| Net interest income | $16,624,000 | 884 |
| Provision for loan and lease losses | $9,123,000 | 185 |
| Total noninterest income | $3,321,000 | 1,276 |
| Gross Fiduciary activities income | $1,125,000 | 318 |
| Service charges on deposit accounts | $1,035,000 | 1,267 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,161,000 | 1,851 |
| Total noninterest expense | $7,359,000 | 1,645 |
| Salaries and employee benefits | $4,267,000 | 1,517 |
| Premises and equipment expense | $622,000 | 2,686 |
| Additional noninterest expense | $2,470,000 | 1,487 |
| Pre-tax net operating income | $3,463,000 | 1,813 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,249,000 | 1,566 |
| Income before extraordinary items | $2,214,000 | 2,129 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,214,000 | 2,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,109,000 | 187 |
| Cash dividends | $1,500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,214,000 | 2,022 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $14,561,000 | 999 |
| Total interest expense | $3,415,000 | 1,419 |
| Net interest income | $11,146,000 | 878 |
| Provision for loan and lease losses | $6,738,000 | 176 |
| Total noninterest income | $2,128,000 | 1,307 |
| Gross Fiduciary activities income | $750,000 | 324 |
| Service charges on deposit accounts | $665,000 | 1,293 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $713,000 | 1,943 |
| Total noninterest expense | $4,895,000 | 1,642 |
| Salaries and employee benefits | $2,817,000 | 1,533 |
| Premises and equipment expense | $425,000 | 2,616 |
| Additional noninterest expense | $1,653,000 | 1,485 |
| Pre-tax net operating income | $1,641,000 | 2,411 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $602,000 | 2,036 |
| Income before extraordinary items | $1,039,000 | 2,886 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,039,000 | 2,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,687,000 | 198 |
| Cash dividends | $750,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,039,000 | 2,725 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,108,000 | 1,031 |
| Total interest expense | $1,766,000 | 1,395 |
| Net interest income | $5,342,000 | 916 |
| Provision for loan and lease losses | $3,302,000 | 183 |
| Total noninterest income | $1,028,000 | 1,308 |
| Gross Fiduciary activities income | $375,000 | 324 |
| Service charges on deposit accounts | $311,000 | 1,340 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $342,000 | 1,929 |
| Total noninterest expense | $2,542,000 | 1,567 |
| Salaries and employee benefits | $1,499,000 | 1,435 |
| Premises and equipment expense | $214,000 | 2,608 |
| Additional noninterest expense | $829,000 | 1,448 |
| Pre-tax net operating income | $526,000 | 3,373 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $206,000 | 2,643 |
| Income before extraordinary items | $320,000 | 4,065 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $320,000 | 4,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,117,000 | 203 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $320,000 | 3,868 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $30,567,000 | 1,000 |
| Total interest expense | $8,145,000 | 1,380 |
| Net interest income | $22,422,000 | 864 |
| Provision for loan and lease losses | $10,279,000 | 238 |
| Total noninterest income | $1,621,000 | 2,495 |
| Gross Fiduciary activities income | $1,704,000 | 311 |
| Service charges on deposit accounts | $1,451,000 | 1,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,534,000 | 9,357 |
| Total noninterest expense | $10,331,000 | 1,490 |
| Salaries and employee benefits | $5,850,000 | 1,386 |
| Premises and equipment expense | $901,000 | 2,409 |
| Additional noninterest expense | $3,580,000 | 1,342 |
| Pre-tax net operating income | $3,433,000 | 2,245 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,256,000 | 1,883 |
| Income before extraordinary items | $2,177,000 | 2,627 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,177,000 | 2,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,042,000 | 244 |
| Cash dividends | $3,000,000 | 917 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,177,000 | 2,536 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $31,479,000 | 1,081 |
| Total interest expense | $13,225,000 | 1,219 |
| Net interest income | $18,254,000 | 989 |
| Provision for loan and lease losses | $9,302,000 | 240 |
| Total noninterest income | $5,327,000 | 939 |
| Gross Fiduciary activities income | $2,944,000 | 228 |
| Service charges on deposit accounts | $1,324,000 | 1,118 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,059,000 | 1,958 |
| Total noninterest expense | $10,890,000 | 1,344 |
| Salaries and employee benefits | $5,551,000 | 1,350 |
| Premises and equipment expense | $866,000 | 2,445 |
| Additional noninterest expense | $4,473,000 | 1,062 |
| Pre-tax net operating income | $3,389,000 | 2,028 |
| Securities gains (losses) | $195,000 | 1,208 |
| Applicable income taxes | $1,420,000 | 1,573 |
| Income before extraordinary items | $2,164,000 | 2,366 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,164,000 | 2,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,554,000 | 226 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,039,200 | 2,403 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $33,089,000 | 1,068 |
| Total interest expense | $14,181,000 | 1,221 |
| Net interest income | $18,908,000 | 916 |
| Provision for loan and lease losses | $6,517,000 | 263 |
| Total noninterest income | $4,477,000 | 1,002 |
| Gross Fiduciary activities income | $2,930,000 | 230 |
| Service charges on deposit accounts | $907,000 | 1,511 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $640,000 | 2,528 |
| Total noninterest expense | $10,485,000 | 1,321 |
| Salaries and employee benefits | $5,393,000 | 1,319 |
| Premises and equipment expense | $836,000 | 2,476 |
| Additional noninterest expense | $4,256,000 | 1,097 |
| Pre-tax net operating income | $6,383,000 | 1,167 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,275,000 | 1,035 |
| Income before extraordinary items | $4,108,000 | 1,274 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,108,000 | 1,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,282,000 | 221 |
| Cash dividends | $3,750,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,108,000 | 1,270 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $32,858,000 | 1,005 |
| Total interest expense | $12,022,000 | 1,258 |
| Net interest income | $20,836,000 | 847 |
| Provision for loan and lease losses | $8,399,000 | 231 |
| Total noninterest income | $4,093,000 | 1,073 |
| Gross Fiduciary activities income | $2,692,000 | 274 |
| Service charges on deposit accounts | $835,000 | 1,581 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $566,000 | 2,727 |
| Total noninterest expense | $9,094,000 | 1,526 |
| Salaries and employee benefits | $4,841,000 | 1,424 |
| Premises and equipment expense | $342,000 | 5,052 |
| Additional noninterest expense | $3,911,000 | 1,183 |
| Pre-tax net operating income | $7,436,000 | 1,047 |
| Securities gains (losses) | $25,000 | 1,278 |
| Applicable income taxes | $2,707,000 | 959 |
| Income before extraordinary items | $4,754,000 | 1,154 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,754,000 | 1,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,701,000 | 210 |
| Cash dividends | $5,750,000 | 594 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,738,000 | 1,141 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $34,816,000 | 955 |
| Total interest expense | $13,284,000 | 1,160 |
| Net interest income | $21,532,000 | 793 |
| Provision for loan and lease losses | $9,653,000 | 225 |
| Total noninterest income | $3,201,000 | 1,287 |
| Gross Fiduciary activities income | $2,005,000 | 321 |
| Service charges on deposit accounts | $822,000 | 1,541 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $374,000 | 3,568 |
| Total noninterest expense | $7,526,000 | 1,737 |
| Salaries and employee benefits | $3,831,000 | 1,724 |
| Premises and equipment expense | $568,000 | 3,333 |
| Additional noninterest expense | $3,127,000 | 1,401 |
| Pre-tax net operating income | $7,554,000 | 1,013 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,735,000 | 942 |
| Income before extraordinary items | $4,819,000 | 1,118 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,819,000 | 1,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,476,000 | 202 |
| Cash dividends | $3,000,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,819,000 | 1,084 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $32,395,000 | 1,054 |
| Total interest expense | $13,175,000 | 1,213 |
| Net interest income | $19,220,000 | 933 |
| Provision for loan and lease losses | $10,060,000 | 210 |
| Total noninterest income | $2,630,000 | 1,424 |
| Gross Fiduciary activities income | $1,573,000 | 368 |
| Service charges on deposit accounts | $761,000 | 1,706 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $296,000 | 3,959 |
| Total noninterest expense | $6,331,000 | 2,041 |
| Salaries and employee benefits | $3,240,000 | 2,031 |
| Premises and equipment expense | $472,000 | 3,899 |
| Additional noninterest expense | $2,619,000 | 1,634 |
| Pre-tax net operating income | $5,459,000 | 1,426 |
| Securities gains (losses) | $-10,000 | 10,039 |
| Applicable income taxes | $1,969,000 | 1,350 |
| Income before extraordinary items | $3,480,000 | 1,548 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,480,000 | 1,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,095,000 | 199 |
| Cash dividends | $2,250,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,486,400 | 1,507 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $27,873,000 | 1,230 |
| Total interest expense | $12,116,000 | 1,334 |
| Net interest income | $15,757,000 | 1,146 |
| Provision for loan and lease losses | $7,839,000 | 248 |
| Total noninterest income | $2,397,000 | 1,600 |
| Gross Fiduciary activities income | $1,372,000 | 432 |
| Service charges on deposit accounts | $722,000 | 1,878 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $303,000 | 4,045 |
| Total noninterest expense | $5,591,000 | 2,458 |
| Salaries and employee benefits | $2,801,000 | 2,368 |
| Premises and equipment expense | $440,000 | 4,198 |
| Additional noninterest expense | $2,350,000 | 2,127 |
| Pre-tax net operating income | $4,724,000 | 1,536 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,714,000 | 1,414 |
| Income before extraordinary items | $3,010,000 | 1,654 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,010,000 | 1,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,662,000 | 279 |
| Cash dividends | $3,500,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,010,000 | 1,623 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,782,000 | 1,383 |
| Total interest expense | $12,034,000 | 1,365 |
| Net interest income | $12,748,000 | 1,413 |
| Provision for loan and lease losses | $4,952,000 | 321 |
| Total noninterest income | $1,971,000 | 1,847 |
| Gross Fiduciary activities income | $1,087,000 | 519 |
| Service charges on deposit accounts | $617,000 | 2,194 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $267,000 | 4,300 |
| Total noninterest expense | $5,547,000 | 2,451 |
| Salaries and employee benefits | $2,641,000 | 2,532 |
| Premises and equipment expense | $411,000 | 4,429 |
| Additional noninterest expense | $2,495,000 | 1,999 |
| Pre-tax net operating income | $4,220,000 | 1,744 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,608,000 | 1,547 |
| Income before extraordinary items | $2,612,000 | 1,910 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,612,000 | 1,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,407,000 | 346 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,612,000 | 1,898 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $21,672,000 | 1,426 |
| Total interest expense | $9,620,000 | 1,353 |
| Net interest income | $12,052,000 | 1,495 |
| Provision for loan and lease losses | $3,782,000 | 355 |
| Total noninterest income | $1,880,000 | 1,914 |
| Gross Fiduciary activities income | $1,000,000 | 524 |
| Service charges on deposit accounts | $613,000 | 2,218 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $267,000 | 4,408 |
| Total noninterest expense | $5,855,000 | 2,394 |
| Salaries and employee benefits | $2,629,000 | 2,535 |
| Premises and equipment expense | $502,000 | 3,790 |
| Additional noninterest expense | $2,724,000 | 1,989 |
| Pre-tax net operating income | $4,295,000 | 1,673 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,554,000 | 1,508 |
| Income before extraordinary items | $2,741,000 | 1,778 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,741,000 | 1,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,617,000 | 376 |
| Cash dividends | $1,300,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,741,000 | 1,786 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,346,000 | 1,705 |
| Total interest expense | $8,264,000 | 1,601 |
| Net interest income | $10,082,000 | 1,786 |
| Provision for loan and lease losses | $3,290,000 | 574 |
| Total noninterest income | $1,801,000 | 2,110 |
| Gross Fiduciary activities income | $964,000 | 555 |
| Service charges on deposit accounts | $483,000 | 2,895 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $354,000 | 4,088 |
| Total noninterest expense | $5,081,000 | 2,817 |
| Salaries and employee benefits | $2,249,000 | 2,926 |
| Premises and equipment expense | $397,000 | 4,743 |
| Additional noninterest expense | $2,435,000 | 2,294 |
| Pre-tax net operating income | $3,512,000 | 1,939 |
| Securities gains (losses) | $223,000 | 1,570 |
| Applicable income taxes | $1,454,000 | 1,611 |
| Income before extraordinary items | $2,281,000 | 2,195 |
| Extraordinary gains, net | $208,000 | 983 |
| Net income | $2,489,000 | 2,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,119,000 | 552 |
| Cash dividends | $1,500,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,138,280 | 2,200 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,382,000 | 2,633 |
| Total interest expense | $6,158,000 | 2,711 |
| Net interest income | $7,224,000 | 2,517 |
| Provision for loan and lease losses | $2,743,000 | 903 |
| Total noninterest income | $1,486,000 | 2,408 |
| Gross Fiduciary activities income | $827,000 | 595 |
| Service charges on deposit accounts | $446,000 | 3,147 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $213,000 | 5,460 |
| Total noninterest expense | $4,561,000 | 3,122 |
| Salaries and employee benefits | $2,065,000 | 3,126 |
| Premises and equipment expense | $459,000 | 4,278 |
| Additional noninterest expense | $2,037,000 | 2,757 |
| Pre-tax net operating income | $1,406,000 | 4,296 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $579,000 | 3,537 |
| Income before extraordinary items | $842,000 | 5,150 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $842,000 | 5,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,779,000 | 1,044 |
| Cash dividends | $700,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $832,400 | 4,901 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.