Home > The Fremont National Bank and Trust Company > Assets and Liabilities
The Fremont National Bank and Trust Company, Assets and Liabilities
| 2013-12-31 | Rank | |
| # of Employees: | 69 | 2,181 |
| Assets and Liabilities | ||
| Total Assets: | $302,225,000 | 2,171 |
| Cash and due from depository institutions | $37,034,000 | 2,181 |
| Interest-bearing balances | $25,180,000 | 1,368 |
| Securities | $75,602,000 | 1,923 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $181,588,000 | 2,198 |
| Loan loss allowance | $1,406,000 | 3,622 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $2,291,000 | 3,686 |
| Other real estate owned | $0 | 2,181 |
| Goodwill and other intangibles | $1,596,000 | 1,295 |
| All other assets | $4,114,000 | 3,373 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $302,225,000 | 2,171 |
| Total liabilities | $280,445,000 | 2,087 |
| Total deposits | $273,040,000 | 2,015 |
| Interest-bearing deposits | $187,518,000 | 2,346 |
| Deposits held in domestic offices | $273,040,000 | 2,014 |
| % insured | 69.64% | 6,006 |
| Federal funds purchased & repurchase agreements | $3,791,000 | 1,307 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $12,000 | 3,895 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $3,602,000 | 1,261 |
| Total equity capital | $21,780,000 | 2,950 |
| Total bank equity capital | $21,780,000 | 2,950 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $1,200,000 | 1,974 |
| Surplus | $9,191,000 | 2,642 |
| Undivided profits | $11,389,000 | 2,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 5,883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $1,053,000 | 2,502 |
| Earning assets | $282,370,000 | 2,138 |
| Long-term assets (5+ years) | $74,841,000 | 2,513 |
| Average Assets, year-to-date | $308,977,600 | 2,084 |
| Average Assets, quarterly | $300,849,500 | 2,158 |
| Volatile liabilities | $29,968,000 | 1,448 |
| Insider loans | $3,752,000 | 1,599 |
| FHLB advances | $12,000 | 3,701 |
| Loans and leases held for sale | $482,000 | 1,251 |
| Unused loan commitments | $37,263,000 | 1,768 |
| Tier 1 (core) risk-based capital | $22,130,000 | 2,897 |
| Tier 2 risk-based capital | $1,445,000 | 3,084 |
| Total risk weighted assets | $135,810,000 | 2,928 |
| Total unused commitments | $37,263,000 | 1,768 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 77 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $299,474,000 | 2,160 |
| Cash and due from depository institutions | $23,936,000 | 1,985 |
| Interest-bearing balances | $18,491,000 | 1,828 |
| Securities | $78,754,000 | 1,883 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $188,751,000 | 2,118 |
| Loan loss allowance | $1,479,000 | 3,609 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $2,332,000 | 3,686 |
| Other real estate owned | $0 | 1,985 |
| Goodwill and other intangibles | $1,596,000 | 1,288 |
| All other assets | $4,105,000 | 3,361 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $299,474,000 | 2,160 |
| Total liabilities | $277,235,000 | 2,096 |
| Total deposits | $271,536,000 | 2,023 |
| Interest-bearing deposits | $184,309,000 | 2,377 |
| Deposits held in domestic offices | $271,536,000 | 2,022 |
| % insured | 69.61% | 6,170 |
| Federal funds purchased & repurchase agreements | $1,784,000 | 1,643 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $18,000 | 3,913 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $3,897,000 | 1,253 |
| Total equity capital | $22,239,000 | 2,920 |
| Total bank equity capital | $22,239,000 | 2,920 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $1,200,000 | 2,004 |
| Surplus | $9,191,000 | 2,656 |
| Undivided profits | $11,848,000 | 2,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $371,000 | 4,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,067,000 | 2,585 |
| Earning assets | $285,996,000 | 2,096 |
| Long-term assets (5+ years) | $86,861,000 | 2,251 |
| Average Assets, year-to-date | $310,665,750 | 2,083 |
| Average Assets, quarterly | $305,905,500 | 2,124 |
| Volatile liabilities | $31,960,000 | 1,357 |
| Insider loans | $3,752,000 | 1,603 |
| FHLB advances | $18,000 | 3,708 |
| Loans and leases held for sale | $237,000 | 1,653 |
| Unused loan commitments | $34,749,000 | 1,863 |
| Tier 1 (core) risk-based capital | $22,765,000 | 2,833 |
| Tier 2 risk-based capital | $1,515,000 | 3,014 |
| Total risk weighted assets | $140,643,000 | 2,847 |
| Total unused commitments | $34,749,000 | 1,863 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 78 | 1,951 |
| Assets and Liabilities | ||
| Total Assets: | $312,337,000 | 2,074 |
| Cash and due from depository institutions | $32,360,000 | 1,951 |
| Interest-bearing balances | $24,758,000 | 1,493 |
| Securities | $79,688,000 | 1,842 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $192,140,000 | 2,061 |
| Loan loss allowance | $1,515,000 | 3,564 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $2,383,000 | 3,661 |
| Other real estate owned | $0 | 1,951 |
| Goodwill and other intangibles | $1,596,000 | 1,291 |
| All other assets | $4,170,000 | 3,308 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $312,337,000 | 2,074 |
| Total liabilities | $289,075,000 | 2,001 |
| Total deposits | $281,877,000 | 1,941 |
| Interest-bearing deposits | $195,035,000 | 2,252 |
| Deposits held in domestic offices | $281,877,000 | 1,940 |
| % insured | 68.29% | 6,290 |
| Federal funds purchased & repurchase agreements | $3,232,000 | 1,357 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $18,000 | 3,921 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $3,948,000 | 1,226 |
| Total equity capital | $23,262,000 | 2,807 |
| Total bank equity capital | $23,262,000 | 2,807 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $1,200,000 | 2,016 |
| Surplus | $9,191,000 | 2,666 |
| Undivided profits | $12,871,000 | 2,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 6,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $974,000 | 2,708 |
| Earning assets | $296,586,000 | 2,009 |
| Long-term assets (5+ years) | $92,313,000 | 2,113 |
| Average Assets, year-to-date | $314,396,330 | 2,064 |
| Average Assets, quarterly | $314,933,500 | 2,058 |
| Volatile liabilities | $32,372,000 | 1,309 |
| Insider loans | $3,752,000 | 1,594 |
| FHLB advances | $18,000 | 3,707 |
| Loans and leases held for sale | $816,000 | 1,335 |
| Unused loan commitments | $33,215,000 | 1,901 |
| Tier 1 (core) risk-based capital | $23,798,000 | 2,715 |
| Tier 2 risk-based capital | $1,545,000 | 2,948 |
| Total risk weighted assets | $142,589,000 | 2,804 |
| Total unused commitments | $33,215,000 | 1,901 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 79 | 1,930 |
| Assets and Liabilities | ||
| Total Assets: | $317,530,000 | 2,065 |
| Cash and due from depository institutions | $37,301,000 | 1,930 |
| Interest-bearing balances | $28,446,000 | 1,600 |
| Securities | $84,289,000 | 1,781 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $187,429,000 | 2,094 |
| Loan loss allowance | $1,467,000 | 3,688 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $2,398,000 | 3,677 |
| Other real estate owned | $0 | 1,930 |
| Goodwill and other intangibles | $1,596,000 | 1,286 |
| All other assets | $4,517,000 | 3,146 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $317,530,000 | 2,065 |
| Total liabilities | $292,960,000 | 2,000 |
| Total deposits | $286,333,000 | 1,936 |
| Interest-bearing deposits | $193,218,000 | 2,327 |
| Deposits held in domestic offices | $286,333,000 | 1,935 |
| % insured | 70.42% | 6,242 |
| Federal funds purchased & repurchase agreements | $2,755,000 | 1,349 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $24,000 | 3,882 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $3,848,000 | 1,236 |
| Total equity capital | $24,570,000 | 2,763 |
| Total bank equity capital | $24,570,000 | 2,763 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $1,200,000 | 2,055 |
| Surplus | $9,191,000 | 2,687 |
| Undivided profits | $14,179,000 | 2,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 6,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,030,000 | 2,561 |
| Earning assets | $300,164,000 | 2,015 |
| Long-term assets (5+ years) | $90,540,000 | 2,125 |
| Average Assets, year-to-date | $315,426,000 | 2,078 |
| Average Assets, quarterly | $315,426,000 | 2,078 |
| Volatile liabilities | $30,861,000 | 1,354 |
| Insider loans | $3,752,000 | 1,600 |
| FHLB advances | $24,000 | 3,662 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $35,813,000 | 1,786 |
| Tier 1 (core) risk-based capital | $24,520,000 | 2,633 |
| Tier 2 risk-based capital | $1,500,000 | 3,021 |
| Total risk weighted assets | $136,813,000 | 2,873 |
| Total unused commitments | $35,813,000 | 1,786 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 79 | 1,929 |
| Assets and Liabilities | ||
| Total Assets: | $313,322,000 | 2,100 |
| Cash and due from depository institutions | $43,317,000 | 1,929 |
| Interest-bearing balances | $34,240,000 | 1,264 |
| Securities | $90,149,000 | 1,633 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $171,142,000 | 2,290 |
| Loan loss allowance | $1,542,000 | 3,607 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $2,453,000 | 3,651 |
| Other real estate owned | $0 | 1,929 |
| Goodwill and other intangibles | $1,596,000 | 1,291 |
| All other assets | $4,665,000 | 3,118 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $313,322,000 | 2,100 |
| Total liabilities | $288,099,000 | 2,034 |
| Total deposits | $280,478,000 | 1,977 |
| Interest-bearing deposits | $192,724,000 | 2,301 |
| Deposits held in domestic offices | $280,478,000 | 1,977 |
| % insured | 76.64% | 6,280 |
| Federal funds purchased & repurchase agreements | $3,663,000 | 1,353 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $24,000 | 4,076 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $3,934,000 | 1,266 |
| Total equity capital | $25,223,000 | 2,692 |
| Total bank equity capital | $25,223,000 | 2,692 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $1,200,000 | 2,075 |
| Surplus | $9,191,000 | 2,702 |
| Undivided profits | $14,832,000 | 2,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 6,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,140,000 | 2,367 |
| Earning assets | $295,531,000 | 2,039 |
| Long-term assets (5+ years) | $83,437,000 | 2,199 |
| Average Assets, year-to-date | $316,757,200 | 2,026 |
| Average Assets, quarterly | $315,327,000 | 2,064 |
| Volatile liabilities | $31,283,000 | 1,405 |
| Insider loans | $4,653,000 | 1,358 |
| FHLB advances | $24,000 | 3,848 |
| Loans and leases held for sale | $1,080,000 | 1,398 |
| Unused loan commitments | $37,042,000 | 1,652 |
| Tier 1 (core) risk-based capital | $24,805,000 | 2,589 |
| Tier 2 risk-based capital | $1,575,000 | 2,922 |
| Total risk weighted assets | $134,607,000 | 2,938 |
| Total unused commitments | $37,042,000 | 1,652 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 81 | 1,879 |
| Assets and Liabilities | ||
| Total Assets: | $317,332,000 | 2,071 |
| Cash and due from depository institutions | $34,837,000 | 1,879 |
| Interest-bearing balances | $27,305,000 | 1,452 |
| Securities | $93,302,000 | 1,589 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $180,489,000 | 2,196 |
| Loan loss allowance | $1,581,000 | 3,621 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $2,398,000 | 3,725 |
| Other real estate owned | $12,000 | 1,879 |
| Goodwill and other intangibles | $1,595,000 | 1,290 |
| All other assets | $4,699,000 | 3,144 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $317,332,000 | 2,071 |
| Total liabilities | $290,400,000 | 2,020 |
| Total deposits | $283,868,000 | 1,943 |
| Interest-bearing deposits | $200,805,000 | 2,231 |
| Deposits held in domestic offices | $283,868,000 | 1,943 |
| % insured | 75.26% | 6,542 |
| Federal funds purchased & repurchase agreements | $2,968,000 | 1,440 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $30,000 | 4,164 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $3,534,000 | 1,431 |
| Total equity capital | $26,932,000 | 2,575 |
| Total bank equity capital | $26,932,000 | 2,575 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,200,000 | 2,112 |
| Surplus | $9,191,000 | 2,722 |
| Undivided profits | $16,541,000 | 2,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 6,361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,256,000 | 2,352 |
| Earning assets | $301,096,000 | 2,017 |
| Long-term assets (5+ years) | $89,747,000 | 2,070 |
| Average Assets, year-to-date | $317,616,000 | 2,048 |
| Average Assets, quarterly | $319,207,000 | 2,045 |
| Volatile liabilities | $31,046,000 | 1,443 |
| Insider loans | $4,236,000 | 1,483 |
| FHLB advances | $30,000 | 3,925 |
| Loans and leases held for sale | $444,000 | 1,779 |
| Unused loan commitments | $33,560,000 | 1,795 |
| Tier 1 (core) risk-based capital | $26,211,000 | 2,482 |
| Tier 2 risk-based capital | $1,611,000 | 2,897 |
| Total risk weighted assets | $136,609,000 | 2,911 |
| Total unused commitments | $33,560,000 | 1,795 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 84 | 1,814 |
| Assets and Liabilities | ||
| Total Assets: | $321,082,000 | 2,036 |
| Cash and due from depository institutions | $38,429,000 | 1,814 |
| Interest-bearing balances | $32,422,000 | 1,223 |
| Securities | $96,657,000 | 1,536 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $177,218,000 | 2,233 |
| Loan loss allowance | $1,544,000 | 3,707 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $2,446,000 | 3,692 |
| Other real estate owned | $40,000 | 1,814 |
| Goodwill and other intangibles | $1,596,000 | 1,286 |
| All other assets | $4,696,000 | 3,133 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $321,082,000 | 2,036 |
| Total liabilities | $295,060,000 | 1,983 |
| Total deposits | $282,521,000 | 1,941 |
| Interest-bearing deposits | $207,685,000 | 2,165 |
| Deposits held in domestic offices | $282,521,000 | 1,940 |
| % insured | 75.52% | 6,585 |
| Federal funds purchased & repurchase agreements | $9,197,000 | 909 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $30,000 | 4,202 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $3,312,000 | 1,429 |
| Total equity capital | $26,022,000 | 2,613 |
| Total bank equity capital | $26,022,000 | 2,613 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $1,200,000 | 2,148 |
| Surplus | $9,191,000 | 2,734 |
| Undivided profits | $15,631,000 | 2,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $166,000 | 5,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,146,000 | 2,403 |
| Earning assets | $306,297,000 | 1,958 |
| Long-term assets (5+ years) | $83,875,000 | 2,142 |
| Average Assets, year-to-date | $317,710,670 | 2,039 |
| Average Assets, quarterly | $322,507,500 | 2,024 |
| Volatile liabilities | $23,397,000 | 1,806 |
| Insider loans | $3,787,000 | 1,621 |
| FHLB advances | $30,000 | 3,968 |
| Loans and leases held for sale | $1,290,000 | 1,209 |
| Unused loan commitments | $33,618,000 | 1,769 |
| Tier 1 (core) risk-based capital | $25,521,000 | 2,505 |
| Tier 2 risk-based capital | $1,573,000 | 2,971 |
| Total risk weighted assets | $130,184,000 | 3,050 |
| Total unused commitments | $33,618,000 | 1,769 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 81 | 1,854 |
| Assets and Liabilities | ||
| Total Assets: | $323,933,000 | 2,022 |
| Cash and due from depository institutions | $51,938,000 | 1,854 |
| Interest-bearing balances | $41,581,000 | 1,061 |
| Securities | $89,928,000 | 1,632 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $173,533,000 | 2,277 |
| Loan loss allowance | $1,554,000 | 3,711 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $2,490,000 | 3,686 |
| Other real estate owned | $0 | 1,854 |
| Goodwill and other intangibles | $1,596,000 | 1,292 |
| All other assets | $4,448,000 | 3,237 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $323,933,000 | 2,022 |
| Total liabilities | $298,720,000 | 1,972 |
| Total deposits | $291,361,000 | 1,906 |
| Interest-bearing deposits | $204,995,000 | 2,222 |
| Deposits held in domestic offices | $291,361,000 | 1,905 |
| % insured | 79.92% | 6,210 |
| Federal funds purchased & repurchase agreements | $3,954,000 | 1,303 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $36,000 | 4,230 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $3,369,000 | 1,395 |
| Total equity capital | $25,213,000 | 2,662 |
| Total bank equity capital | $25,213,000 | 2,661 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,200,000 | 2,177 |
| Surplus | $9,191,000 | 2,751 |
| Undivided profits | $14,822,000 | 2,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $572,000 | 5,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,018,000 | 2,669 |
| Earning assets | $305,042,000 | 1,978 |
| Long-term assets (5+ years) | $77,834,000 | 2,250 |
| Average Assets, year-to-date | $316,025,000 | 2,056 |
| Average Assets, quarterly | $316,025,000 | 2,056 |
| Volatile liabilities | $17,857,000 | 2,259 |
| Insider loans | $5,908,000 | 1,077 |
| FHLB advances | $36,000 | 4,005 |
| Loans and leases held for sale | $215,000 | 1,902 |
| Unused loan commitments | $37,858,000 | 1,610 |
| Tier 1 (core) risk-based capital | $24,897,000 | 2,546 |
| Tier 2 risk-based capital | $1,581,000 | 2,960 |
| Total risk weighted assets | $126,342,000 | 3,126 |
| Total unused commitments | $37,858,000 | 1,610 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 84 | 1,783 |
| Assets and Liabilities | ||
| Total Assets: | $308,117,000 | 2,114 |
| Cash and due from depository institutions | $63,658,000 | 1,783 |
| Interest-bearing balances | $51,337,000 | 771 |
| Securities | $57,161,000 | 2,356 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $178,612,000 | 2,234 |
| Loan loss allowance | $1,718,000 | 3,496 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $2,613,000 | 3,612 |
| Other real estate owned | $0 | 1,783 |
| Goodwill and other intangibles | $1,596,000 | 1,289 |
| All other assets | $4,477,000 | 3,290 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $308,117,000 | 2,114 |
| Total liabilities | $283,646,000 | 2,048 |
| Total deposits | $276,246,000 | 1,973 |
| Interest-bearing deposits | $200,429,000 | 2,241 |
| Deposits held in domestic offices | $276,246,000 | 1,971 |
| % insured | 80.41% | 6,179 |
| Federal funds purchased & repurchase agreements | $3,684,000 | 1,395 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $36,000 | 4,429 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $3,680,000 | 1,319 |
| Total equity capital | $24,471,000 | 2,716 |
| Total bank equity capital | $24,471,000 | 2,716 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,200,000 | 2,193 |
| Surplus | $9,191,000 | 2,765 |
| Undivided profits | $14,080,000 | 2,370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $828,000 | 4,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,098,000 | 2,635 |
| Earning assets | $287,110,000 | 2,075 |
| Long-term assets (5+ years) | $46,901,000 | 2,811 |
| Average Assets, year-to-date | $304,699,200 | 2,104 |
| Average Assets, quarterly | $311,026,000 | 2,082 |
| Volatile liabilities | $17,537,000 | 2,432 |
| Insider loans | $3,942,000 | 1,617 |
| FHLB advances | $36,000 | 4,159 |
| Loans and leases held for sale | $621,000 | 1,332 |
| Unused loan commitments | $39,781,000 | 1,508 |
| Tier 1 (core) risk-based capital | $24,044,000 | 2,596 |
| Tier 2 risk-based capital | $1,647,000 | 2,875 |
| Total risk weighted assets | $130,830,000 | 3,064 |
| Total unused commitments | $39,781,000 | 1,508 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 85 | 1,773 |
| Assets and Liabilities | ||
| Total Assets: | $313,935,000 | 2,078 |
| Cash and due from depository institutions | $67,237,000 | 1,773 |
| Interest-bearing balances | $58,349,000 | 741 |
| Securities | $64,365,000 | 2,064 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $173,844,000 | 2,304 |
| Loan loss allowance | $1,573,000 | 3,698 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $2,539,000 | 3,689 |
| Other real estate owned | $232,000 | 1,773 |
| Goodwill and other intangibles | $1,596,000 | 1,305 |
| All other assets | $4,122,000 | 3,496 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $313,935,000 | 2,078 |
| Total liabilities | $289,069,000 | 2,015 |
| Total deposits | $281,221,000 | 1,931 |
| Interest-bearing deposits | $207,826,000 | 2,176 |
| Deposits held in domestic offices | $281,221,000 | 1,930 |
| % insured | 79.71% | 6,382 |
| Federal funds purchased & repurchase agreements | $3,894,000 | 1,378 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $50,000 | 4,593 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $3,904,000 | 1,271 |
| Total equity capital | $24,866,000 | 2,682 |
| Total bank equity capital | $24,866,000 | 2,680 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,200,000 | 2,229 |
| Surplus | $9,191,000 | 2,794 |
| Undivided profits | $14,475,000 | 2,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $224,000 | 6,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,317,000 | 2,276 |
| Earning assets | $296,558,000 | 1,999 |
| Long-term assets (5+ years) | $39,093,000 | 3,114 |
| Average Assets, year-to-date | $303,844,750 | 2,118 |
| Average Assets, quarterly | $309,795,000 | 2,088 |
| Volatile liabilities | $17,728,000 | 2,452 |
| Insider loans | $3,911,000 | 1,639 |
| FHLB advances | $50,000 | 4,243 |
| Loans and leases held for sale | $398,000 | 1,471 |
| Unused loan commitments | $49,876,000 | 1,287 |
| Tier 1 (core) risk-based capital | $23,551,000 | 2,652 |
| Tier 2 risk-based capital | $1,600,000 | 2,964 |
| Total risk weighted assets | $128,979,000 | 3,129 |
| Total unused commitments | $49,876,000 | 1,288 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 86 | 1,768 |
| Assets and Liabilities | ||
| Total Assets: | $305,655,000 | 2,107 |
| Cash and due from depository institutions | $51,404,000 | 1,768 |
| Interest-bearing balances | $46,993,000 | 801 |
| Securities | $72,628,000 | 1,856 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $172,420,000 | 2,338 |
| Loan loss allowance | $1,565,000 | 3,731 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $2,569,000 | 3,686 |
| Other real estate owned | $944,000 | 1,768 |
| Goodwill and other intangibles | $1,596,000 | 1,319 |
| All other assets | $4,094,000 | 3,532 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $305,655,000 | 2,107 |
| Total liabilities | $281,710,000 | 2,060 |
| Total deposits | $275,144,000 | 1,975 |
| Interest-bearing deposits | $209,497,000 | 2,170 |
| Deposits held in domestic offices | $275,144,000 | 1,975 |
| % insured | 77.24% | 6,702 |
| Federal funds purchased & repurchase agreements | $4,106,000 | 1,372 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $50,000 | 4,691 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,410,000 | 1,746 |
| Total equity capital | $23,945,000 | 2,720 |
| Total bank equity capital | $23,945,000 | 2,718 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,200,000 | 2,265 |
| Surplus | $9,191,000 | 2,798 |
| Undivided profits | $13,554,000 | 2,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $226,000 | 6,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,189,000 | 2,459 |
| Earning assets | $292,041,000 | 2,021 |
| Long-term assets (5+ years) | $43,598,000 | 2,877 |
| Average Assets, year-to-date | $300,481,330 | 2,146 |
| Average Assets, quarterly | $303,864,000 | 2,130 |
| Volatile liabilities | $15,930,000 | 2,641 |
| Insider loans | $4,310,000 | 1,536 |
| FHLB advances | $50,000 | 4,322 |
| Loans and leases held for sale | $233,000 | 1,441 |
| Unused loan commitments | $47,339,000 | 1,323 |
| Tier 1 (core) risk-based capital | $22,700,000 | 2,703 |
| Tier 2 risk-based capital | $1,590,000 | 3,012 |
| Total risk weighted assets | $127,448,000 | 3,198 |
| Total unused commitments | $47,339,000 | 1,325 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 84 | 1,809 |
| Assets and Liabilities | ||
| Total Assets: | $302,073,000 | 2,151 |
| Cash and due from depository institutions | $31,191,000 | 1,809 |
| Interest-bearing balances | $26,789,000 | 1,441 |
| Securities | $91,588,000 | 1,513 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $170,083,000 | 2,376 |
| Loan loss allowance | $1,684,000 | 3,592 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $2,617,000 | 3,678 |
| Other real estate owned | $0 | 1,809 |
| Goodwill and other intangibles | $1,596,000 | 1,325 |
| All other assets | $4,998,000 | 3,167 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $302,073,000 | 2,151 |
| Total liabilities | $276,021,000 | 2,121 |
| Total deposits | $267,951,000 | 2,040 |
| Interest-bearing deposits | $202,334,000 | 2,276 |
| Deposits held in domestic offices | $267,951,000 | 2,038 |
| % insured | 86.24% | 5,270 |
| Federal funds purchased & repurchase agreements | $4,294,000 | 1,346 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $64,000 | 4,748 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $3,712,000 | 1,239 |
| Total equity capital | $26,052,000 | 2,473 |
| Total bank equity capital | $26,052,000 | 2,472 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,200,000 | 2,294 |
| Surplus | $9,191,000 | 2,813 |
| Undivided profits | $15,661,000 | 2,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $1,796,000 | 3,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,459,000 | 2,008 |
| Earning assets | $288,460,000 | 2,074 |
| Long-term assets (5+ years) | $50,077,000 | 2,518 |
| Average Assets, year-to-date | $297,894,500 | 2,174 |
| Average Assets, quarterly | $297,894,500 | 2,174 |
| Volatile liabilities | $8,929,000 | 3,746 |
| Insider loans | $5,908,000 | 1,133 |
| FHLB advances | $64,000 | 4,366 |
| Loans and leases held for sale | $80,000 | 1,591 |
| Unused loan commitments | $51,132,000 | 1,252 |
| Tier 1 (core) risk-based capital | $25,305,000 | 2,430 |
| Tier 2 risk-based capital | $1,680,000 | 2,881 |
| Total risk weighted assets | $133,711,000 | 3,088 |
| Total unused commitments | $51,132,000 | 1,254 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 91 | 1,667 |
| Assets and Liabilities | ||
| Total Assets: | $293,716,000 | 2,214 |
| Cash and due from depository institutions | $17,703,000 | 1,667 |
| Interest-bearing balances | $14,054,000 | 2,200 |
| Securities | $76,156,000 | 1,693 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $190,247,000 | 2,201 |
| Loan loss allowance | $1,583,000 | 3,716 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,669,000 | 3,672 |
| Other real estate owned | $0 | 1,667 |
| Goodwill and other intangibles | $1,596,000 | 1,328 |
| All other assets | $5,345,000 | 3,085 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $293,716,000 | 2,214 |
| Total liabilities | $268,392,000 | 2,182 |
| Total deposits | $258,870,000 | 2,092 |
| Interest-bearing deposits | $196,894,000 | 2,336 |
| Deposits held in domestic offices | $258,870,000 | 2,091 |
| % insured | 85.40% | 5,427 |
| Federal funds purchased & repurchase agreements | $5,029,000 | 1,306 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $64,000 | 4,920 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $4,429,000 | 1,089 |
| Total equity capital | $25,324,000 | 2,527 |
| Total bank equity capital | $25,324,000 | 2,527 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,200,000 | 2,322 |
| Surplus | $9,191,000 | 2,820 |
| Undivided profits | $14,933,000 | 2,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $570,000 | 5,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,350,000 | 2,251 |
| Earning assets | $280,457,000 | 2,129 |
| Long-term assets (5+ years) | $46,998,000 | 2,566 |
| Average Assets, year-to-date | $308,331,400 | 2,101 |
| Average Assets, quarterly | $299,224,500 | 2,181 |
| Volatile liabilities | $37,902,000 | 3,170 |
| Insider loans | $6,282,000 | 1,093 |
| FHLB advances | $64,000 | 4,528 |
| Loans and leases held for sale | $3,729,000 | 667 |
| Unused loan commitments | $49,504,000 | 1,266 |
| Tier 1 (core) risk-based capital | $24,352,000 | 2,511 |
| Tier 2 risk-based capital | $1,605,000 | 3,021 |
| Total risk weighted assets | $136,906,000 | 3,084 |
| Total unused commitments | $49,504,000 | 1,267 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 93 | 1,644 |
| Assets and Liabilities | ||
| Total Assets: | $304,733,000 | 2,186 |
| Cash and due from depository institutions | $21,440,000 | 1,644 |
| Interest-bearing balances | $16,994,000 | 1,952 |
| Securities | $71,001,000 | 1,763 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $202,272,000 | 2,130 |
| Loan loss allowance | $1,567,000 | 3,771 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,720,000 | 3,685 |
| Other real estate owned | $83,000 | 1,644 |
| Goodwill and other intangibles | $1,596,000 | 1,324 |
| All other assets | $5,621,000 | 3,024 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $304,733,000 | 2,186 |
| Total liabilities | $280,251,000 | 2,134 |
| Total deposits | $270,632,000 | 2,027 |
| Interest-bearing deposits | $205,238,000 | 2,274 |
| Deposits held in domestic offices | $270,632,000 | 2,024 |
| % insured | 78.16% | 6,400 |
| Federal funds purchased & repurchase agreements | $4,523,000 | 1,377 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $78,000 | 5,006 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $5,018,000 | 1,078 |
| Total equity capital | $24,482,000 | 2,700 |
| Total bank equity capital | $24,482,000 | 2,699 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,200,000 | 2,365 |
| Surplus | $9,191,000 | 2,824 |
| Undivided profits | $14,091,000 | 2,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $559,000 | 5,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,674,000 | 1,949 |
| Earning assets | $290,267,000 | 2,102 |
| Long-term assets (5+ years) | $44,303,000 | 2,646 |
| Average Assets, year-to-date | $311,985,250 | 2,113 |
| Average Assets, quarterly | $306,822,500 | 2,157 |
| Volatile liabilities | $37,937,000 | 3,238 |
| Insider loans | $6,756,000 | 1,056 |
| FHLB advances | $78,000 | 4,643 |
| Loans and leases held for sale | $1,988,000 | 960 |
| Unused loan commitments | $39,664,000 | 1,541 |
| Tier 1 (core) risk-based capital | $23,174,000 | 2,673 |
| Tier 2 risk-based capital | $1,586,000 | 3,093 |
| Total risk weighted assets | $139,692,000 | 3,086 |
| Total unused commitments | $39,664,000 | 1,543 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 97 | 1,601 |
| Assets and Liabilities | ||
| Total Assets: | $308,912,000 | 2,161 |
| Cash and due from depository institutions | $20,180,000 | 1,601 |
| Interest-bearing balances | $15,382,000 | 1,997 |
| Securities | $65,430,000 | 1,883 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $213,126,000 | 2,056 |
| Loan loss allowance | $1,552,000 | 3,767 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,722,000 | 3,712 |
| Other real estate owned | $50,000 | 1,601 |
| Goodwill and other intangibles | $1,596,000 | 1,336 |
| All other assets | $5,808,000 | 2,984 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $308,912,000 | 2,161 |
| Total liabilities | $277,455,000 | 2,151 |
| Total deposits | $265,279,000 | 2,075 |
| Interest-bearing deposits | $206,441,000 | 2,282 |
| Deposits held in domestic offices | $265,279,000 | 2,073 |
| % insured | 80.15% | 6,204 |
| Federal funds purchased & repurchase agreements | $7,041,000 | 1,143 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $78,000 | 5,085 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,057,000 | 1,013 |
| Total equity capital | $31,457,000 | 2,143 |
| Total bank equity capital | $31,457,000 | 2,142 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,200,000 | 2,388 |
| Surplus | $17,691,000 | 1,734 |
| Undivided profits | $12,566,000 | 2,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $1,041,000 | 4,759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,450,000 | 2,166 |
| Earning assets | $293,938,000 | 2,074 |
| Long-term assets (5+ years) | $37,246,000 | 2,969 |
| Average Assets, year-to-date | $314,402,670 | 2,117 |
| Average Assets, quarterly | $315,105,500 | 2,113 |
| Volatile liabilities | $40,696,000 | 3,129 |
| Insider loans | $6,756,000 | 1,079 |
| FHLB advances | $78,000 | 4,760 |
| Loans and leases held for sale | $910,000 | 1,080 |
| Unused loan commitments | $38,532,000 | 1,597 |
| Tier 1 (core) risk-based capital | $30,517,000 | 2,079 |
| Tier 2 risk-based capital | $1,571,000 | 3,110 |
| Total risk weighted assets | $139,551,000 | 3,117 |
| Total unused commitments | $38,532,000 | 1,599 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 94 | 1,658 |
| Assets and Liabilities | ||
| Total Assets: | $321,299,000 | 2,121 |
| Cash and due from depository institutions | $35,110,000 | 1,658 |
| Interest-bearing balances | $31,225,000 | 1,107 |
| Securities | $54,879,000 | 2,217 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $221,115,000 | 2,027 |
| Loan loss allowance | $1,518,000 | 3,861 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,720,000 | 3,775 |
| Other real estate owned | $14,000 | 1,658 |
| Goodwill and other intangibles | $1,596,000 | 1,344 |
| All other assets | $5,865,000 | 3,045 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $321,299,000 | 2,121 |
| Total liabilities | $291,525,000 | 2,105 |
| Total deposits | $278,853,000 | 2,021 |
| Interest-bearing deposits | $215,040,000 | 2,241 |
| Deposits held in domestic offices | $278,853,000 | 2,019 |
| % insured | 77.17% | 6,691 |
| Federal funds purchased & repurchase agreements | $7,331,000 | 1,153 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $92,000 | 5,156 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,249,000 | 993 |
| Total equity capital | $29,774,000 | 2,250 |
| Total bank equity capital | $29,774,000 | 2,248 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,200,000 | 2,434 |
| Surplus | $17,691,000 | 1,771 |
| Undivided profits | $10,883,000 | 2,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $822,000 | 5,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,349,000 | 2,417 |
| Earning assets | $307,219,000 | 2,034 |
| Long-term assets (5+ years) | $36,364,000 | 3,025 |
| Average Assets, year-to-date | $317,148,000 | 2,145 |
| Average Assets, quarterly | $317,148,000 | 2,145 |
| Volatile liabilities | $39,369,000 | 3,298 |
| Insider loans | $6,046,000 | 1,261 |
| FHLB advances | $92,000 | 4,872 |
| Loans and leases held for sale | $218,000 | 1,533 |
| Unused loan commitments | $46,112,000 | 1,419 |
| Tier 1 (core) risk-based capital | $29,352,000 | 2,165 |
| Tier 2 risk-based capital | $1,537,000 | 3,229 |
| Total risk weighted assets | $139,688,000 | 3,174 |
| Total unused commitments | $46,112,000 | 1,423 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 96 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $312,997,000 | 2,190 |
| Cash and due from depository institutions | $31,262,000 | 1,641 |
| Interest-bearing balances | $24,115,000 | 1,192 |
| Securities | $43,174,000 | 2,692 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $222,383,000 | 2,054 |
| Loan loss allowance | $13,001,000 | 675 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,744,000 | 3,792 |
| Other real estate owned | $202,000 | 1,641 |
| Goodwill and other intangibles | $1,596,000 | 1,351 |
| All other assets | $11,636,000 | 1,863 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $312,997,000 | 2,190 |
| Total liabilities | $291,719,000 | 2,123 |
| Total deposits | $278,146,000 | 2,025 |
| Interest-bearing deposits | $216,117,000 | 2,218 |
| Deposits held in domestic offices | $278,146,000 | 2,023 |
| % insured | 80.25% | 6,278 |
| Federal funds purchased & repurchase agreements | $6,883,000 | 1,262 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $92,000 | 5,269 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,598,000 | 823 |
| Total equity capital | $21,278,000 | 3,026 |
| Total bank equity capital | $21,278,000 | 3,026 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,200,000 | 2,472 |
| Surplus | $17,691,000 | 1,774 |
| Undivided profits | $2,387,000 | 5,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $6,180,000 | 2,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,796,000 | 1,151 |
| Earning assets | $289,672,000 | 2,160 |
| Long-term assets (5+ years) | $31,063,000 | 3,339 |
| Average Assets, year-to-date | $329,834,600 | 2,053 |
| Average Assets, quarterly | $317,588,000 | 2,162 |
| Volatile liabilities | $40,604,000 | 3,218 |
| Insider loans | $5,102,000 | 1,513 |
| FHLB advances | $92,000 | 4,997 |
| Loans and leases held for sale | $395,000 | 1,356 |
| Unused loan commitments | $41,481,000 | 1,557 |
| Tier 1 (core) risk-based capital | $20,679,000 | 2,974 |
| Tier 2 risk-based capital | $2,788,000 | 2,008 |
| Total risk weighted assets | $212,808,000 | 2,237 |
| Total unused commitments | $41,481,000 | 1,558 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 99 | 1,619 |
| Assets and Liabilities | ||
| Total Assets: | $322,179,000 | 2,143 |
| Cash and due from depository institutions | $28,727,000 | 1,619 |
| Interest-bearing balances | $22,190,000 | 1,125 |
| Securities | $48,466,000 | 2,439 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $230,278,000 | 2,032 |
| Loan loss allowance | $10,278,000 | 813 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,036,000 | 2,986 |
| Other real estate owned | $165,000 | 1,619 |
| Goodwill and other intangibles | $1,596,000 | 1,412 |
| All other assets | $8,911,000 | 2,046 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $322,179,000 | 2,143 |
| Total liabilities | $299,747,000 | 2,075 |
| Total deposits | $287,083,000 | 1,952 |
| Interest-bearing deposits | $233,074,000 | 2,074 |
| Deposits held in domestic offices | $287,083,000 | 1,950 |
| % insured | 78.13% | 6,714 |
| Federal funds purchased & repurchase agreements | $6,077,000 | 1,373 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $121,000 | 5,333 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,466,000 | 920 |
| Total equity capital | $22,432,000 | 2,975 |
| Total bank equity capital | $22,432,000 | 2,974 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,200,000 | 2,504 |
| Surplus | $17,691,000 | 1,774 |
| Undivided profits | $3,541,000 | 5,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $7,125,000 | 1,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,804,000 | 1,236 |
| Earning assets | $300,934,000 | 2,107 |
| Long-term assets (5+ years) | $30,458,000 | 3,323 |
| Average Assets, year-to-date | $334,044,000 | 2,051 |
| Average Assets, quarterly | $329,548,000 | 2,095 |
| Volatile liabilities | $37,425,000 | 3,456 |
| Insider loans | $5,507,000 | 1,398 |
| FHLB advances | $121,000 | 5,087 |
| Loans and leases held for sale | $175,000 | 1,600 |
| Unused loan commitments | $42,119,000 | 1,626 |
| Tier 1 (core) risk-based capital | $22,271,000 | 2,830 |
| Tier 2 risk-based capital | $2,835,000 | 1,993 |
| Total risk weighted assets | $219,333,000 | 2,194 |
| Total unused commitments | $42,119,000 | 1,627 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 100 | 1,638 |
| Assets and Liabilities | ||
| Total Assets: | $336,917,000 | 2,071 |
| Cash and due from depository institutions | $33,284,000 | 1,638 |
| Interest-bearing balances | $187,000 | 5,996 |
| Securities | $44,492,000 | 2,557 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $244,685,000 | 1,956 |
| Loan loss allowance | $8,883,000 | 905 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,117,000 | 2,986 |
| Other real estate owned | $166,000 | 1,638 |
| Goodwill and other intangibles | $1,596,000 | 1,430 |
| All other assets | $8,577,000 | 2,132 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $336,917,000 | 2,071 |
| Total liabilities | $314,693,000 | 2,004 |
| Total deposits | $301,161,000 | 1,873 |
| Interest-bearing deposits | $246,045,000 | 1,972 |
| Deposits held in domestic offices | $301,161,000 | 1,871 |
| % insured | 75.11% | 5,007 |
| Federal funds purchased & repurchase agreements | $6,085,000 | 1,383 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $134,000 | 5,441 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,313,000 | 856 |
| Total equity capital | $22,224,000 | 2,968 |
| Total bank equity capital | $22,224,000 | 2,968 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,200,000 | 2,544 |
| Surplus | $17,691,000 | 1,770 |
| Undivided profits | $3,333,000 | 5,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,153,000 | 2,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,747,000 | 1,225 |
| Earning assets | $289,364,000 | 2,184 |
| Long-term assets (5+ years) | $32,465,000 | 3,139 |
| Average Assets, year-to-date | $337,999,000 | 2,050 |
| Average Assets, quarterly | $337,170,500 | 2,067 |
| Volatile liabilities | $44,359,000 | 3,038 |
| Insider loans | $6,075,000 | 1,289 |
| FHLB advances | $134,000 | 5,144 |
| Loans and leases held for sale | $2,308,000 | 838 |
| Unused loan commitments | $39,491,000 | 1,798 |
| Tier 1 (core) risk-based capital | $22,078,000 | 2,866 |
| Tier 2 risk-based capital | $2,898,000 | 1,947 |
| Total risk weighted assets | $225,835,000 | 2,184 |
| Total unused commitments | $39,491,000 | 1,800 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 103 | 1,603 |
| Assets and Liabilities | ||
| Total Assets: | $337,424,000 | 2,077 |
| Cash and due from depository institutions | $11,278,000 | 1,603 |
| Interest-bearing balances | $10,000 | 7,000 |
| Securities | $45,703,000 | 2,519 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $266,534,000 | 1,830 |
| Loan loss allowance | $7,655,000 | 985 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,198,000 | 2,957 |
| Other real estate owned | $196,000 | 1,603 |
| Goodwill and other intangibles | $1,596,000 | 1,443 |
| All other assets | $7,919,000 | 2,268 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $337,424,000 | 2,077 |
| Total liabilities | $315,072,000 | 2,010 |
| Total deposits | $301,231,000 | 1,876 |
| Interest-bearing deposits | $244,205,000 | 1,977 |
| Deposits held in domestic offices | $301,231,000 | 1,873 |
| % insured | 76.88% | 4,642 |
| Federal funds purchased & repurchase agreements | $6,779,000 | 1,337 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $163,000 | 5,472 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $6,899,000 | 888 |
| Total equity capital | $22,352,000 | 2,957 |
| Total bank equity capital | $22,352,000 | 2,956 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,200,000 | 2,565 |
| Surplus | $17,691,000 | 1,749 |
| Undivided profits | $3,461,000 | 5,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $6,203,000 | 1,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,316,000 | 1,513 |
| Earning assets | $312,247,000 | 2,063 |
| Long-term assets (5+ years) | $34,770,000 | 2,983 |
| Average Assets, year-to-date | $338,540,000 | 2,055 |
| Average Assets, quarterly | $338,540,000 | 2,055 |
| Volatile liabilities | $44,269,000 | 3,021 |
| Insider loans | $5,884,000 | 1,336 |
| FHLB advances | $163,000 | 5,198 |
| Loans and leases held for sale | $1,169,000 | 1,029 |
| Unused loan commitments | $44,489,000 | 1,707 |
| Tier 1 (core) risk-based capital | $22,233,000 | 2,840 |
| Tier 2 risk-based capital | $3,051,000 | 1,855 |
| Total risk weighted assets | $239,446,000 | 2,071 |
| Total unused commitments | $44,489,000 | 1,708 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 108 | 1,546 |
| Assets and Liabilities | ||
| Total Assets: | $339,656,000 | 2,042 |
| Cash and due from depository institutions | $23,458,000 | 1,546 |
| Interest-bearing balances | $1,029,000 | 3,691 |
| Securities | $39,651,000 | 2,792 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $263,402,000 | 1,863 |
| Loan loss allowance | $6,373,000 | 1,105 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,261,000 | 2,946 |
| Other real estate owned | $40,000 | 1,546 |
| Goodwill and other intangibles | $1,596,000 | 1,449 |
| All other assets | $7,248,000 | 2,427 |
| Life insurance assets | $207,000 | 3,693 |
| Total liabilities and capital | $339,656,000 | 2,042 |
| Total liabilities | $318,229,000 | 1,960 |
| Total deposits | $305,307,000 | 1,807 |
| Interest-bearing deposits | $247,091,000 | 1,903 |
| Deposits held in domestic offices | $305,307,000 | 1,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,930,000 | 1,462 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $231,000 | 5,654 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $5,761,000 | 1,021 |
| Total equity capital | $21,427,000 | 3,042 |
| Total bank equity capital | $21,427,000 | 3,042 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,200,000 | 2,578 |
| Surplus | $16,691,000 | 1,796 |
| Undivided profits | $3,536,000 | 5,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,363,000 | 2,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,417,000 | 1,514 |
| Earning assets | $304,082,000 | 2,085 |
| Long-term assets (5+ years) | $39,117,000 | 2,718 |
| Average Assets, year-to-date | $335,850,200 | 1,989 |
| Average Assets, quarterly | $341,157,500 | 2,009 |
| Volatile liabilities | $40,703,000 | 3,189 |
| Insider loans | $5,936,000 | 1,354 |
| FHLB advances | $231,000 | 5,366 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $48,836,000 | 1,598 |
| Tier 1 (core) risk-based capital | $21,330,000 | 2,929 |
| Tier 2 risk-based capital | $3,022,000 | 1,842 |
| Total risk weighted assets | $238,390,000 | 2,087 |
| Total unused commitments | $48,836,000 | 1,599 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 108 | 1,569 |
| Assets and Liabilities | ||
| Total Assets: | $342,659,000 | 2,005 |
| Cash and due from depository institutions | $5,885,000 | 1,569 |
| Interest-bearing balances | $1,011,000 | 3,011 |
| Securities | $43,948,000 | 2,524 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,227 |
| Net loans & leases | $270,640,000 | 1,810 |
| Loan loss allowance | $4,559,000 | 1,375 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,374,000 | 2,854 |
| Other real estate owned | $41,000 | 1,569 |
| Goodwill and other intangibles | $1,596,000 | 1,504 |
| All other assets | $6,175,000 | 2,720 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $342,659,000 | 2,005 |
| Total liabilities | $318,476,000 | 1,939 |
| Total deposits | $308,057,000 | 1,769 |
| Interest-bearing deposits | $260,285,000 | 1,816 |
| Deposits held in domestic offices | $308,057,000 | 1,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,821,000 | 1,648 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $260,000 | 5,616 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,338,000 | 1,262 |
| Total equity capital | $24,183,000 | 2,744 |
| Total bank equity capital | $24,183,000 | 2,744 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,200,000 | 2,598 |
| Surplus | $16,691,000 | 1,778 |
| Undivided profits | $6,292,000 | 4,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,524,000 | 2,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,497,000 | 1,552 |
| Earning assets | $325,599,000 | 1,926 |
| Long-term assets (5+ years) | $38,209,000 | 2,734 |
| Average Assets, year-to-date | $334,898,750 | 1,995 |
| Average Assets, quarterly | $335,666,500 | 2,038 |
| Volatile liabilities | $38,563,000 | 3,227 |
| Insider loans | $6,347,000 | 1,244 |
| FHLB advances | $260,000 | 5,348 |
| Loans and leases held for sale | $498,000 | 1,034 |
| Unused loan commitments | $45,264,000 | 1,830 |
| Tier 1 (core) risk-based capital | $23,124,000 | 2,757 |
| Tier 2 risk-based capital | $3,060,000 | 1,759 |
| Total risk weighted assets | $243,274,000 | 2,062 |
| Total unused commitments | $45,264,000 | 1,832 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 108 | 1,577 |
| Assets and Liabilities | ||
| Total Assets: | $328,674,000 | 2,076 |
| Cash and due from depository institutions | $9,722,000 | 1,577 |
| Interest-bearing balances | $4,008,000 | 1,462 |
| Securities | $41,157,000 | 2,712 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 2,601 |
| Net loans & leases | $261,946,000 | 1,842 |
| Loan loss allowance | $3,803,000 | 1,543 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,454,000 | 2,826 |
| Other real estate owned | $39,000 | 1,577 |
| Goodwill and other intangibles | $1,596,000 | 1,518 |
| All other assets | $5,660,000 | 2,855 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $328,674,000 | 2,076 |
| Total liabilities | $304,972,000 | 2,009 |
| Total deposits | $293,978,000 | 1,822 |
| Interest-bearing deposits | $245,859,000 | 1,890 |
| Deposits held in domestic offices | $293,978,000 | 1,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,040,000 | 1,791 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $449,000 | 5,438 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $5,505,000 | 1,040 |
| Total equity capital | $23,702,000 | 2,819 |
| Total bank equity capital | $23,702,000 | 2,819 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,200,000 | 2,617 |
| Surplus | $16,691,000 | 1,763 |
| Undivided profits | $5,811,000 | 4,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,716,000 | 2,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,280,000 | 1,639 |
| Earning assets | $311,211,000 | 2,004 |
| Long-term assets (5+ years) | $37,092,000 | 2,791 |
| Average Assets, year-to-date | $332,312,000 | 2,014 |
| Average Assets, quarterly | $333,294,500 | 2,031 |
| Volatile liabilities | $32,524,000 | 3,622 |
| Insider loans | $8,843,000 | 864 |
| FHLB advances | $449,000 | 5,196 |
| Loans and leases held for sale | $684,000 | 1,039 |
| Unused loan commitments | $43,988,000 | 1,925 |
| Tier 1 (core) risk-based capital | $22,654,000 | 2,821 |
| Tier 2 risk-based capital | $3,024,000 | 1,762 |
| Total risk weighted assets | $241,153,000 | 2,057 |
| Total unused commitments | $43,988,000 | 1,926 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 108 | 1,575 |
| Assets and Liabilities | ||
| Total Assets: | $337,915,000 | 2,004 |
| Cash and due from depository institutions | $24,021,000 | 1,575 |
| Interest-bearing balances | $17,041,000 | 453 |
| Securities | $45,737,000 | 2,482 |
| Federal funds sold & reverse repurchase agreements | $6,200,000 | 2,713 |
| Net loans & leases | $250,457,000 | 1,884 |
| Loan loss allowance | $3,489,000 | 1,628 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,521,000 | 2,775 |
| Other real estate owned | $40,000 | 1,575 |
| Goodwill and other intangibles | $1,596,000 | 1,520 |
| All other assets | $5,343,000 | 2,897 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $337,915,000 | 2,004 |
| Total liabilities | $314,260,000 | 1,931 |
| Total deposits | $303,628,000 | 1,773 |
| Interest-bearing deposits | $249,799,000 | 1,863 |
| Deposits held in domestic offices | $303,628,000 | 1,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,491,000 | 1,743 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $777,000 | 5,095 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,364,000 | 1,148 |
| Total equity capital | $23,655,000 | 2,867 |
| Total bank equity capital | $23,655,000 | 2,867 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,200,000 | 2,618 |
| Surplus | $16,691,000 | 1,751 |
| Undivided profits | $5,764,000 | 4,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,815,000 | 2,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $243,000 | 511 |
| Income earned, not collected on loans | $2,140,000 | 1,805 |
| Earning assets | $319,435,000 | 1,938 |
| Long-term assets (5+ years) | $39,257,000 | 2,567 |
| Average Assets, year-to-date | $334,131,000 | 2,008 |
| Average Assets, quarterly | $334,131,000 | 2,008 |
| Volatile liabilities | $33,921,000 | 3,504 |
| Insider loans | $8,153,000 | 940 |
| FHLB advances | $777,000 | 4,928 |
| Loans and leases held for sale | $1,625,000 | 750 |
| Unused loan commitments | $42,710,000 | 2,018 |
| Tier 1 (core) risk-based capital | $22,544,000 | 2,833 |
| Tier 2 risk-based capital | $3,014,000 | 1,737 |
| Total risk weighted assets | $240,632,000 | 2,034 |
| Total unused commitments | $42,710,000 | 2,021 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 107 | 1,604 |
| Assets and Liabilities | ||
| Total Assets: | $330,347,000 | 2,021 |
| Cash and due from depository institutions | $7,427,000 | 1,604 |
| Interest-bearing balances | $44,000 | 5,484 |
| Securities | $38,549,000 | 2,860 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 2,695 |
| Net loans & leases | $267,722,000 | 1,764 |
| Loan loss allowance | $3,027,000 | 1,784 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,581,000 | 2,733 |
| Other real estate owned | $40,000 | 1,604 |
| Goodwill and other intangibles | $1,596,000 | 1,517 |
| All other assets | $5,832,000 | 2,741 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $330,347,000 | 2,021 |
| Total liabilities | $306,038,000 | 1,962 |
| Total deposits | $297,447,000 | 1,798 |
| Interest-bearing deposits | $250,452,000 | 1,845 |
| Deposits held in domestic offices | $297,447,000 | 1,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,748,000 | 2,181 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $966,000 | 4,957 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,877,000 | 1,210 |
| Total equity capital | $24,309,000 | 2,785 |
| Total bank equity capital | $24,309,000 | 2,785 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,200,000 | 2,621 |
| Surplus | $16,691,000 | 1,734 |
| Undivided profits | $6,418,000 | 4,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,478,000 | 1,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,565,000 | 1,610 |
| Earning assets | $310,915,000 | 1,969 |
| Long-term assets (5+ years) | $34,347,000 | 2,632 |
| Average Assets, year-to-date | $337,230,600 | 1,909 |
| Average Assets, quarterly | $330,607,500 | 2,004 |
| Volatile liabilities | $43,686,000 | 2,904 |
| Insider loans | $7,320,000 | 1,039 |
| FHLB advances | $966,000 | 4,759 |
| Loans and leases held for sale | $654,000 | 1,096 |
| Unused loan commitments | $41,410,000 | 2,064 |
| Tier 1 (core) risk-based capital | $23,217,000 | 2,745 |
| Tier 2 risk-based capital | $3,016,000 | 1,716 |
| Total risk weighted assets | $241,224,000 | 2,021 |
| Total unused commitments | $41,410,000 | 2,066 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 112 | 1,534 |
| Assets and Liabilities | ||
| Total Assets: | $330,868,000 | 1,980 |
| Cash and due from depository institutions | $5,598,000 | 1,534 |
| Interest-bearing balances | $45,000 | 5,381 |
| Securities | $34,402,000 | 3,124 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 1,109 |
| Net loans & leases | $265,424,000 | 1,745 |
| Loan loss allowance | $2,912,000 | 1,809 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,667,000 | 2,631 |
| Other real estate owned | $40,000 | 1,534 |
| Goodwill and other intangibles | $1,596,000 | 1,497 |
| All other assets | $6,141,000 | 2,630 |
| Life insurance assets | $677,000 | 3,222 |
| Total liabilities and capital | $330,868,000 | 1,980 |
| Total liabilities | $305,627,000 | 1,930 |
| Total deposits | $298,158,000 | 1,777 |
| Interest-bearing deposits | $249,102,000 | 1,840 |
| Deposits held in domestic offices | $298,158,000 | 1,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,521,000 | 2,185 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,017,000 | 4,809 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,931,000 | 1,431 |
| Total equity capital | $25,241,000 | 2,669 |
| Total bank equity capital | $25,241,000 | 2,669 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,200,000 | 2,596 |
| Surplus | $16,691,000 | 1,696 |
| Undivided profits | $7,350,000 | 3,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,394,000 | 2,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,584,000 | 1,716 |
| Earning assets | $312,871,000 | 1,932 |
| Long-term assets (5+ years) | $21,048,000 | 3,454 |
| Average Assets, year-to-date | $338,951,500 | 1,896 |
| Average Assets, quarterly | $332,447,000 | 1,958 |
| Volatile liabilities | $37,024,000 | 3,238 |
| Insider loans | $7,610,000 | 972 |
| FHLB advances | $1,017,000 | 4,583 |
| Loans and leases held for sale | $279,000 | 1,386 |
| Unused loan commitments | $42,236,000 | 2,047 |
| Tier 1 (core) risk-based capital | $23,718,000 | 2,704 |
| Tier 2 risk-based capital | $2,920,000 | 1,753 |
| Total risk weighted assets | $239,209,000 | 2,005 |
| Total unused commitments | $42,236,000 | 2,047 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 111 | 1,582 |
| Assets and Liabilities | ||
| Total Assets: | $334,026,000 | 1,969 |
| Cash and due from depository institutions | $7,601,000 | 1,582 |
| Interest-bearing balances | $47,000 | 5,441 |
| Securities | $38,293,000 | 2,867 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 4,104 |
| Net loans & leases | $274,210,000 | 1,704 |
| Loan loss allowance | $2,484,000 | 2,091 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,731,000 | 2,589 |
| Other real estate owned | $80,000 | 1,582 |
| Goodwill and other intangibles | $1,596,000 | 1,500 |
| All other assets | $5,315,000 | 2,921 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $334,026,000 | 1,969 |
| Total liabilities | $308,552,000 | 1,919 |
| Total deposits | $300,560,000 | 1,794 |
| Interest-bearing deposits | $251,896,000 | 1,839 |
| Deposits held in domestic offices | $300,560,000 | 1,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,001,000 | 2,281 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,206,000 | 4,691 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,785,000 | 1,197 |
| Total equity capital | $25,474,000 | 2,628 |
| Total bank equity capital | $25,474,000 | 2,628 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,200,000 | 2,602 |
| Surplus | $16,691,000 | 1,695 |
| Undivided profits | $7,583,000 | 3,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,586,000 | 2,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $16,000 | 1,058 |
| Income earned, not collected on loans | $2,232,000 | 1,868 |
| Earning assets | $314,750,000 | 1,925 |
| Long-term assets (5+ years) | $34,323,000 | 2,497 |
| Average Assets, year-to-date | $341,646,000 | 1,913 |
| Average Assets, quarterly | $340,532,500 | 1,928 |
| Volatile liabilities | $39,920,000 | 3,022 |
| Insider loans | $6,196,000 | 1,190 |
| FHLB advances | $1,206,000 | 4,496 |
| Loans and leases held for sale | $1,485,000 | 834 |
| Unused loan commitments | $38,661,000 | 2,210 |
| Tier 1 (core) risk-based capital | $23,933,000 | 2,683 |
| Tier 2 risk-based capital | $2,499,000 | 2,010 |
| Total risk weighted assets | $237,530,000 | 2,023 |
| Total unused commitments | $38,661,000 | 2,211 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 109 | 1,587 |
| Assets and Liabilities | ||
| Total Assets: | $347,039,000 | 1,913 |
| Cash and due from depository institutions | $35,836,000 | 1,587 |
| Interest-bearing balances | $27,010,000 | 240 |
| Securities | $38,586,000 | 2,874 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 1,571 |
| Net loans & leases | $236,360,000 | 1,925 |
| Loan loss allowance | $2,616,000 | 1,992 |
| Trading account assets | $10,835,000 | 163 |
| Bank premises and fixed assets | $4,823,000 | 2,510 |
| Other real estate owned | $214,000 | 1,587 |
| Goodwill and other intangibles | $1,596,000 | 1,486 |
| All other assets | $5,789,000 | 2,683 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $347,039,000 | 1,913 |
| Total liabilities | $321,843,000 | 1,849 |
| Total deposits | $312,013,000 | 1,724 |
| Interest-bearing deposits | $263,651,000 | 1,783 |
| Deposits held in domestic offices | $312,013,000 | 1,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,024,000 | 1,864 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $1,257,000 | 4,632 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $5,549,000 | 1,062 |
| Total equity capital | $25,196,000 | 2,663 |
| Total bank equity capital | $25,196,000 | 2,663 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,200,000 | 2,594 |
| Surplus | $16,691,000 | 1,662 |
| Undivided profits | $7,305,000 | 3,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,716,000 | 1,902 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $216,000 | 544 |
| Income earned, not collected on loans | $2,652,000 | 1,488 |
| Earning assets | $325,791,000 | 1,880 |
| Long-term assets (5+ years) | $34,408,000 | 2,466 |
| Average Assets, year-to-date | $345,456,000 | 1,901 |
| Average Assets, quarterly | $345,456,000 | 1,901 |
| Volatile liabilities | $50,750,000 | 2,458 |
| Insider loans | $6,469,000 | 1,108 |
| FHLB advances | $1,257,000 | 4,459 |
| Loans and leases held for sale | $3,675,000 | 472 |
| Unused loan commitments | $36,008,000 | 2,317 |
| Tier 1 (core) risk-based capital | $23,652,000 | 2,688 |
| Tier 2 risk-based capital | $2,627,000 | 1,917 |
| Total risk weighted assets | $240,732,000 | 1,980 |
| Total unused commitments | $36,008,000 | 2,317 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 109 | 1,587 |
| Assets and Liabilities | ||
| Total Assets: | $343,873,000 | 1,903 |
| Cash and due from depository institutions | $40,566,000 | 1,587 |
| Interest-bearing balances | $34,010,000 | 180 |
| Securities | $38,748,000 | 2,878 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $239,752,000 | 1,890 |
| Loan loss allowance | $3,303,000 | 1,572 |
| Trading account assets | $10,731,000 | 80 |
| Bank premises and fixed assets | $4,908,000 | 2,440 |
| Other real estate owned | $317,000 | 1,587 |
| Goodwill and other intangibles | $1,596,000 | 1,478 |
| All other assets | $7,255,000 | 2,270 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $343,873,000 | 1,903 |
| Total liabilities | $319,890,000 | 1,848 |
| Total deposits | $306,203,000 | 1,721 |
| Interest-bearing deposits | $260,444,000 | 1,746 |
| Deposits held in domestic offices | $306,203,000 | 1,716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,124,000 | 1,383 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,451,000 | 4,728 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,112,000 | 1,118 |
| Total equity capital | $23,983,000 | 2,725 |
| Total bank equity capital | $23,983,000 | 2,725 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,200,000 | 2,593 |
| Surplus | $16,691,000 | 1,629 |
| Undivided profits | $6,092,000 | 4,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,125,000 | 1,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $198,000 | 523 |
| Income earned, not collected on loans | $3,819,000 | 1,040 |
| Earning assets | $323,241,000 | 1,861 |
| Long-term assets (5+ years) | $36,779,000 | 2,285 |
| Average Assets, year-to-date | $339,040,000 | 1,847 |
| Average Assets, quarterly | $344,725,000 | 1,884 |
| Volatile liabilities | $57,882,000 | 2,379 |
| Insider loans | $6,539,000 | 1,067 |
| FHLB advances | $1,451,000 | 4,552 |
| Loans and leases held for sale | $1,552,000 | 794 |
| Unused loan commitments | $44,178,000 | 1,997 |
| Tier 1 (core) risk-based capital | $22,452,000 | 2,775 |
| Tier 2 risk-based capital | $3,046,000 | 1,677 |
| Total risk weighted assets | $243,399,000 | 1,956 |
| Total unused commitments | $44,178,000 | 1,997 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 116 | 1,508 |
| Assets and Liabilities | ||
| Total Assets: | $345,577,000 | 1,883 |
| Cash and due from depository institutions | $42,222,000 | 1,508 |
| Interest-bearing balances | $34,021,000 | 148 |
| Securities | $38,999,000 | 2,888 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $238,392,000 | 1,890 |
| Loan loss allowance | $3,760,000 | 1,386 |
| Trading account assets | $12,305,000 | 79 |
| Bank premises and fixed assets | $4,995,000 | 2,369 |
| Other real estate owned | $0 | 1,508 |
| Goodwill and other intangibles | $1,596,000 | 1,469 |
| All other assets | $7,068,000 | 2,308 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $345,577,000 | 1,883 |
| Total liabilities | $321,170,000 | 1,837 |
| Total deposits | $306,362,000 | 1,706 |
| Interest-bearing deposits | $262,188,000 | 1,717 |
| Deposits held in domestic offices | $306,362,000 | 1,703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,599,000 | 1,949 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,533,000 | 3,244 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,676,000 | 1,189 |
| Total equity capital | $24,407,000 | 2,667 |
| Total bank equity capital | $24,407,000 | 2,667 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,200,000 | 2,604 |
| Surplus | $16,691,000 | 1,612 |
| Undivided profits | $6,516,000 | 4,094 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,285,000 | 1,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,536,000 | 1,104 |
| Earning assets | $323,717,000 | 1,853 |
| Long-term assets (5+ years) | $36,649,000 | 2,281 |
| Average Assets, year-to-date | $337,831,750 | 1,860 |
| Average Assets, quarterly | $340,748,500 | 1,881 |
| Volatile liabilities | $44,246,000 | 2,873 |
| Insider loans | $6,761,000 | 1,028 |
| FHLB advances | $6,533,000 | 3,104 |
| Loans and leases held for sale | $4,453,000 | 412 |
| Unused loan commitments | $42,993,000 | 2,056 |
| Tier 1 (core) risk-based capital | $22,888,000 | 2,694 |
| Tier 2 risk-based capital | $3,041,000 | 1,682 |
| Total risk weighted assets | $242,555,000 | 1,946 |
| Total unused commitments | $42,993,000 | 2,058 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 115 | 1,527 |
| Assets and Liabilities | ||
| Total Assets: | $335,920,000 | 1,910 |
| Cash and due from depository institutions | $41,227,000 | 1,527 |
| Interest-bearing balances | $34,014,000 | 143 |
| Securities | $39,187,000 | 2,872 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $229,498,000 | 1,937 |
| Loan loss allowance | $3,704,000 | 1,388 |
| Trading account assets | $12,975,000 | 80 |
| Bank premises and fixed assets | $5,038,000 | 2,322 |
| Other real estate owned | $0 | 1,527 |
| Goodwill and other intangibles | $1,596,000 | 1,454 |
| All other assets | $6,399,000 | 2,459 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $335,920,000 | 1,910 |
| Total liabilities | $312,443,000 | 1,859 |
| Total deposits | $297,241,000 | 1,738 |
| Interest-bearing deposits | $252,511,000 | 1,755 |
| Deposits held in domestic offices | $297,241,000 | 1,734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,161,000 | 1,854 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $6,762,000 | 3,262 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,279,000 | 1,185 |
| Total equity capital | $23,477,000 | 2,652 |
| Total bank equity capital | $23,477,000 | 2,652 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,200,000 | 2,594 |
| Surplus | $16,691,000 | 1,568 |
| Undivided profits | $5,586,000 | 4,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,369,000 | 1,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,798,000 | 1,269 |
| Earning assets | $315,674,000 | 1,865 |
| Long-term assets (5+ years) | $37,871,000 | 2,210 |
| Average Assets, year-to-date | $335,250,000 | 1,880 |
| Average Assets, quarterly | $337,777,500 | 1,882 |
| Volatile liabilities | $50,020,000 | 2,592 |
| Insider loans | $6,273,000 | 1,099 |
| FHLB advances | $6,762,000 | 3,113 |
| Loans and leases held for sale | $5,716,000 | 369 |
| Unused loan commitments | $45,638,000 | 1,982 |
| Tier 1 (core) risk-based capital | $21,998,000 | 2,731 |
| Tier 2 risk-based capital | $2,944,000 | 1,699 |
| Total risk weighted assets | $234,769,000 | 1,972 |
| Total unused commitments | $45,638,000 | 1,982 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 113 | 1,531 |
| Assets and Liabilities | ||
| Total Assets: | $339,635,000 | 1,867 |
| Cash and due from depository institutions | $42,921,000 | 1,531 |
| Interest-bearing balances | $36,075,000 | 148 |
| Securities | $43,984,000 | 2,635 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,626 |
| Net loans & leases | $215,337,000 | 2,001 |
| Loan loss allowance | $3,748,000 | 1,353 |
| Trading account assets | $18,962,000 | 75 |
| Bank premises and fixed assets | $5,116,000 | 2,227 |
| Other real estate owned | $0 | 1,531 |
| Goodwill and other intangibles | $1,596,000 | 1,428 |
| All other assets | $6,719,000 | 2,302 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $339,635,000 | 1,867 |
| Total liabilities | $316,951,000 | 1,815 |
| Total deposits | $296,872,000 | 1,727 |
| Interest-bearing deposits | $249,078,000 | 1,763 |
| Deposits held in domestic offices | $296,872,000 | 1,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,093,000 | 1,749 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,343,000 | 2,710 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $6,643,000 | 858 |
| Total equity capital | $22,684,000 | 2,713 |
| Total bank equity capital | $22,684,000 | 2,713 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,200,000 | 2,584 |
| Surplus | $16,691,000 | 1,521 |
| Undivided profits | $4,793,000 | 4,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,544,000 | 1,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,380,000 | 1,417 |
| Earning assets | $319,358,000 | 1,828 |
| Long-term assets (5+ years) | $36,696,000 | 2,243 |
| Average Assets, year-to-date | $334,915,000 | 1,875 |
| Average Assets, quarterly | $334,915,000 | 1,875 |
| Volatile liabilities | $52,452,000 | 2,389 |
| Insider loans | $5,743,000 | 1,184 |
| FHLB advances | $9,343,000 | 2,599 |
| Loans and leases held for sale | $5,083,000 | 335 |
| Unused loan commitments | $42,544,000 | 2,038 |
| Tier 1 (core) risk-based capital | $21,185,000 | 2,785 |
| Tier 2 risk-based capital | $2,886,000 | 1,694 |
| Total risk weighted assets | $230,033,000 | 1,956 |
| Total unused commitments | $42,544,000 | 2,039 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 113 | 1,519 |
| Assets and Liabilities | ||
| Total Assets: | $330,195,000 | 1,896 |
| Cash and due from depository institutions | $9,338,000 | 1,519 |
| Interest-bearing balances | $2,813,000 | 1,629 |
| Securities | $41,582,000 | 2,755 |
| Federal funds sold & reverse repurchase agreements | $5,300,000 | 2,388 |
| Net loans & leases | $239,416,000 | 1,785 |
| Loan loss allowance | $4,102,000 | 1,219 |
| Trading account assets | $20,583,000 | 69 |
| Bank premises and fixed assets | $4,900,000 | 2,283 |
| Other real estate owned | $0 | 1,519 |
| Goodwill and other intangibles | $1,596,000 | 1,420 |
| All other assets | $7,480,000 | 2,131 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $330,195,000 | 1,896 |
| Total liabilities | $305,487,000 | 1,850 |
| Total deposits | $287,808,000 | 1,735 |
| Interest-bearing deposits | $244,791,000 | 1,757 |
| Deposits held in domestic offices | $287,808,000 | 1,730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,070,000 | 2,000 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,571,000 | 2,774 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,038,000 | 1,010 |
| Total equity capital | $24,708,000 | 2,477 |
| Total bank equity capital | $24,708,000 | 2,477 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,200,000 | 2,581 |
| Surplus | $16,691,000 | 1,495 |
| Undivided profits | $6,817,000 | 3,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,868,000 | 917 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,125,000 | 1,057 |
| Earning assets | $309,694,000 | 1,849 |
| Long-term assets (5+ years) | $36,933,000 | 2,197 |
| Average Assets, year-to-date | $336,478,600 | 1,777 |
| Average Assets, quarterly | $336,547,000 | 1,844 |
| Volatile liabilities | $53,388,000 | 2,331 |
| Insider loans | $4,526,000 | 1,491 |
| FHLB advances | $9,571,000 | 2,645 |
| Loans and leases held for sale | $25,418,000 | 157 |
| Unused loan commitments | $41,215,000 | 2,035 |
| Tier 1 (core) risk-based capital | $23,199,000 | 2,535 |
| Tier 2 risk-based capital | $3,162,000 | 1,548 |
| Total risk weighted assets | $252,034,000 | 1,775 |
| Total unused commitments | $41,215,000 | 2,035 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 118 | 1,449 |
| Assets and Liabilities | ||
| Total Assets: | $342,899,000 | 1,800 |
| Cash and due from depository institutions | $13,940,000 | 1,449 |
| Interest-bearing balances | $5,591,000 | 1,009 |
| Securities | $42,115,000 | 2,704 |
| Federal funds sold & reverse repurchase agreements | $15,600,000 | 844 |
| Net loans & leases | $240,913,000 | 1,736 |
| Loan loss allowance | $4,639,000 | 1,052 |
| Trading account assets | $17,256,000 | 68 |
| Bank premises and fixed assets | $4,379,000 | 2,480 |
| Other real estate owned | $25,000 | 1,449 |
| Goodwill and other intangibles | $1,596,000 | 1,392 |
| All other assets | $7,075,000 | 2,154 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $342,899,000 | 1,800 |
| Total liabilities | $317,429,000 | 1,758 |
| Total deposits | $299,221,000 | 1,648 |
| Interest-bearing deposits | $256,993,000 | 1,628 |
| Deposits held in domestic offices | $299,221,000 | 1,643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,385,000 | 1,935 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,540,000 | 2,598 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,283,000 | 1,116 |
| Total equity capital | $25,470,000 | 2,399 |
| Total bank equity capital | $25,470,000 | 2,399 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,200,000 | 2,562 |
| Surplus | $16,691,000 | 1,448 |
| Undivided profits | $7,579,000 | 3,673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,160,000 | 1,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,668,000 | 1,196 |
| Earning assets | $321,475,000 | 1,763 |
| Long-term assets (5+ years) | $37,077,000 | 2,201 |
| Average Assets, year-to-date | $338,049,500 | 1,760 |
| Average Assets, quarterly | $337,732,500 | 1,801 |
| Volatile liabilities | $56,245,000 | 2,160 |
| Insider loans | $5,183,000 | 1,244 |
| FHLB advances | $10,540,000 | 2,457 |
| Loans and leases held for sale | $17,654,000 | 201 |
| Unused loan commitments | $38,806,000 | 2,106 |
| Tier 1 (core) risk-based capital | $23,933,000 | 2,445 |
| Tier 2 risk-based capital | $3,202,000 | 1,490 |
| Total risk weighted assets | $254,742,000 | 1,722 |
| Total unused commitments | $38,806,000 | 2,108 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 116 | 1,471 |
| Assets and Liabilities | ||
| Total Assets: | $332,566,000 | 1,809 |
| Cash and due from depository institutions | $11,807,000 | 1,471 |
| Interest-bearing balances | $7,077,000 | 768 |
| Securities | $41,422,000 | 2,759 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 1,934 |
| Net loans & leases | $245,020,000 | 1,678 |
| Loan loss allowance | $4,355,000 | 1,088 |
| Trading account assets | $16,099,000 | 69 |
| Bank premises and fixed assets | $4,294,000 | 2,472 |
| Other real estate owned | $0 | 1,471 |
| Goodwill and other intangibles | $1,596,000 | 1,380 |
| All other assets | $6,828,000 | 2,141 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $332,566,000 | 1,809 |
| Total liabilities | $306,384,000 | 1,771 |
| Total deposits | $287,739,000 | 1,670 |
| Interest-bearing deposits | $248,718,000 | 1,631 |
| Deposits held in domestic offices | $287,739,000 | 1,666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,950,000 | 2,075 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,912,000 | 2,521 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,783,000 | 954 |
| Total equity capital | $26,182,000 | 2,295 |
| Total bank equity capital | $26,182,000 | 2,295 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,200,000 | 2,540 |
| Surplus | $16,691,000 | 1,418 |
| Undivided profits | $8,291,000 | 3,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,816,000 | 688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,431,000 | 1,193 |
| Earning assets | $315,118,000 | 1,751 |
| Long-term assets (5+ years) | $37,861,000 | 2,177 |
| Average Assets, year-to-date | $336,433,000 | 1,744 |
| Average Assets, quarterly | $332,006,000 | 1,793 |
| Volatile liabilities | $48,007,000 | 2,349 |
| Insider loans | $4,719,000 | 1,344 |
| FHLB advances | $10,912,000 | 2,398 |
| Loans and leases held for sale | $24,830,000 | 172 |
| Unused loan commitments | $35,063,000 | 2,196 |
| Tier 1 (core) risk-based capital | $24,629,000 | 2,326 |
| Tier 2 risk-based capital | $3,199,000 | 1,471 |
| Total risk weighted assets | $254,724,000 | 1,687 |
| Total unused commitments | $35,063,000 | 2,196 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 123 | 1,391 |
| Assets and Liabilities | ||
| Total Assets: | $331,446,000 | 1,796 |
| Cash and due from depository institutions | $11,238,000 | 1,391 |
| Interest-bearing balances | $6,884,000 | 813 |
| Securities | $48,567,000 | 2,435 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $241,350,000 | 1,664 |
| Loan loss allowance | $4,159,000 | 1,131 |
| Trading account assets | $17,232,000 | 68 |
| Bank premises and fixed assets | $4,183,000 | 2,500 |
| Other real estate owned | $25,000 | 1,391 |
| Goodwill and other intangibles | $1,596,000 | 1,374 |
| All other assets | $7,255,000 | 2,021 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $331,446,000 | 1,796 |
| Total liabilities | $306,638,000 | 1,752 |
| Total deposits | $288,309,000 | 1,646 |
| Interest-bearing deposits | $247,860,000 | 1,620 |
| Deposits held in domestic offices | $288,309,000 | 1,642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,867,000 | 1,747 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,991,000 | 2,452 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,471,000 | 1,261 |
| Total equity capital | $24,808,000 | 2,337 |
| Total bank equity capital | $24,808,000 | 2,337 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,200,000 | 2,548 |
| Surplus | $16,691,000 | 1,375 |
| Undivided profits | $6,917,000 | 3,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,849,000 | 907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,439,000 | 1,145 |
| Earning assets | $314,033,000 | 1,746 |
| Long-term assets (5+ years) | $41,648,000 | 2,083 |
| Average Assets, year-to-date | $338,366,500 | 1,743 |
| Average Assets, quarterly | $338,366,500 | 1,743 |
| Volatile liabilities | $46,753,000 | 2,292 |
| Insider loans | $4,347,000 | 1,430 |
| FHLB advances | $10,991,000 | 2,334 |
| Loans and leases held for sale | $24,846,000 | 156 |
| Unused loan commitments | $29,070,000 | 2,445 |
| Tier 1 (core) risk-based capital | $23,279,000 | 2,399 |
| Tier 2 risk-based capital | $3,173,000 | 1,471 |
| Total risk weighted assets | $252,874,000 | 1,667 |
| Total unused commitments | $29,070,000 | 2,450 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 116 | 1,478 |
| Assets and Liabilities | ||
| Total Assets: | $345,287,000 | 1,725 |
| Cash and due from depository institutions | $9,770,000 | 1,478 |
| Interest-bearing balances | $5,294,000 | 1,049 |
| Securities | $44,480,000 | 2,659 |
| Federal funds sold & reverse repurchase agreements | $17,000,000 | 679 |
| Net loans & leases | $251,848,000 | 1,562 |
| Loan loss allowance | $5,441,000 | 888 |
| Trading account assets | $8,753,000 | 86 |
| Bank premises and fixed assets | $4,166,000 | 2,491 |
| Other real estate owned | $25,000 | 1,478 |
| Goodwill and other intangibles | $1,596,000 | 1,370 |
| All other assets | $7,649,000 | 1,926 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $345,287,000 | 1,725 |
| Total liabilities | $319,379,000 | 1,689 |
| Total deposits | $295,798,000 | 1,594 |
| Interest-bearing deposits | $255,143,000 | 1,549 |
| Deposits held in domestic offices | $295,798,000 | 1,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,400,000 | 1,892 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $16,363,000 | 1,955 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,818,000 | 1,134 |
| Total equity capital | $25,908,000 | 2,257 |
| Total bank equity capital | $25,908,000 | 2,257 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,200,000 | 2,540 |
| Surplus | $16,691,000 | 1,362 |
| Undivided profits | $8,017,000 | 3,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,511,000 | 751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,532,000 | 1,080 |
| Earning assets | $327,375,000 | 1,681 |
| Long-term assets (5+ years) | $42,922,000 | 2,076 |
| Average Assets, year-to-date | $341,202,800 | 1,662 |
| Average Assets, quarterly | $344,334,000 | 1,708 |
| Volatile liabilities | $55,667,000 | 1,945 |
| Insider loans | $4,732,000 | 1,295 |
| FHLB advances | $16,363,000 | 1,843 |
| Loans and leases held for sale | $39,534,000 | 122 |
| Unused loan commitments | $30,228,000 | 2,299 |
| Tier 1 (core) risk-based capital | $24,323,000 | 2,267 |
| Tier 2 risk-based capital | $3,228,000 | 1,428 |
| Total risk weighted assets | $256,066,000 | 1,626 |
| Total unused commitments | $30,228,000 | 2,299 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 116 | 1,489 |
| Assets and Liabilities | ||
| Total Assets: | $343,381,000 | 1,714 |
| Cash and due from depository institutions | $10,356,000 | 1,489 |
| Interest-bearing balances | $4,316,000 | 1,280 |
| Securities | $43,028,000 | 2,724 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,960 |
| Net loans & leases | $272,994,000 | 1,415 |
| Loan loss allowance | $8,500,000 | 574 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,166,000 | 2,453 |
| Other real estate owned | $25,000 | 1,489 |
| Goodwill and other intangibles | $1,596,000 | 1,353 |
| All other assets | $8,216,000 | 1,761 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $343,381,000 | 1,714 |
| Total liabilities | $317,151,000 | 1,674 |
| Total deposits | $293,286,000 | 1,581 |
| Interest-bearing deposits | $253,628,000 | 1,545 |
| Deposits held in domestic offices | $293,286,000 | 1,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,531,000 | 1,901 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $16,442,000 | 1,940 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,892,000 | 1,123 |
| Total equity capital | $26,230,000 | 2,215 |
| Total bank equity capital | $26,230,000 | 2,215 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,200,000 | 2,540 |
| Surplus | $16,691,000 | 1,321 |
| Undivided profits | $8,339,000 | 3,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,875,000 | 737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,841,000 | 971 |
| Earning assets | $323,338,000 | 1,667 |
| Long-term assets (5+ years) | $37,828,000 | 2,306 |
| Average Assets, year-to-date | $340,181,750 | 1,659 |
| Average Assets, quarterly | $345,211,000 | 1,682 |
| Volatile liabilities | $57,408,000 | 1,859 |
| Insider loans | $4,660,000 | 1,252 |
| FHLB advances | $16,442,000 | 1,823 |
| Loans and leases held for sale | $559,000 | 1,127 |
| Unused loan commitments | $35,365,000 | 2,052 |
| Tier 1 (core) risk-based capital | $24,634,000 | 2,218 |
| Tier 2 risk-based capital | $3,349,000 | 1,366 |
| Total risk weighted assets | $262,737,000 | 1,547 |
| Total unused commitments | $35,365,000 | 2,055 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 116 | 1,486 |
| Assets and Liabilities | ||
| Total Assets: | $347,041,000 | 1,668 |
| Cash and due from depository institutions | $10,406,000 | 1,486 |
| Interest-bearing balances | $4,411,000 | 1,278 |
| Securities | $50,068,000 | 2,437 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 2,569 |
| Net loans & leases | $270,364,000 | 1,387 |
| Loan loss allowance | $8,724,000 | 556 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,691,000 | 3,469 |
| Other real estate owned | $0 | 1,486 |
| Goodwill and other intangibles | $1,596,000 | 1,340 |
| All other assets | $8,416,000 | 1,736 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $347,041,000 | 1,668 |
| Total liabilities | $321,831,000 | 1,623 |
| Total deposits | $296,151,000 | 1,546 |
| Interest-bearing deposits | $257,422,000 | 1,518 |
| Deposits held in domestic offices | $296,151,000 | 1,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,349,000 | 1,757 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $16,814,000 | 1,902 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $4,517,000 | 925 |
| Total equity capital | $25,210,000 | 2,204 |
| Total bank equity capital | $25,210,000 | 2,204 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,200,000 | 2,543 |
| Surplus | $16,691,000 | 1,277 |
| Undivided profits | $7,319,000 | 3,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,534,000 | 651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,913,000 | 899 |
| Earning assets | $328,343,000 | 1,609 |
| Long-term assets (5+ years) | $37,524,000 | 2,392 |
| Average Assets, year-to-date | $339,115,330 | 1,657 |
| Average Assets, quarterly | $341,603,500 | 1,670 |
| Volatile liabilities | $61,542,000 | 1,704 |
| Insider loans | $4,285,000 | 1,346 |
| FHLB advances | $16,814,000 | 1,792 |
| Loans and leases held for sale | $719,000 | 1,045 |
| Unused loan commitments | $33,282,000 | 2,124 |
| Tier 1 (core) risk-based capital | $23,614,000 | 2,258 |
| Tier 2 risk-based capital | $3,328,000 | 1,350 |
| Total risk weighted assets | $260,865,000 | 1,544 |
| Total unused commitments | $33,282,000 | 2,129 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 114 | 1,512 |
| Assets and Liabilities | ||
| Total Assets: | $336,166,000 | 1,691 |
| Cash and due from depository institutions | $9,242,000 | 1,512 |
| Interest-bearing balances | $4,612,000 | 1,390 |
| Securities | $45,151,000 | 2,664 |
| Federal funds sold & reverse repurchase agreements | $9,800,000 | 1,506 |
| Net loans & leases | $259,456,000 | 1,419 |
| Loan loss allowance | $9,175,000 | 527 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,683,000 | 3,443 |
| Other real estate owned | $0 | 1,512 |
| Goodwill and other intangibles | $1,596,000 | 1,330 |
| All other assets | $8,238,000 | 1,668 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $336,166,000 | 1,691 |
| Total liabilities | $310,614,000 | 1,659 |
| Total deposits | $287,738,000 | 1,567 |
| Interest-bearing deposits | $249,986,000 | 1,551 |
| Deposits held in domestic offices | $287,738,000 | 1,563 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,104,000 | 1,485 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $14,392,000 | 1,988 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,380,000 | 1,321 |
| Total equity capital | $25,552,000 | 2,216 |
| Total bank equity capital | $25,552,000 | 2,216 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,200,000 | 2,536 |
| Surplus | $16,691,000 | 1,266 |
| Undivided profits | $7,661,000 | 3,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,184,000 | 594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,887,000 | 900 |
| Earning assets | $319,019,000 | 1,643 |
| Long-term assets (5+ years) | $36,419,000 | 2,404 |
| Average Assets, year-to-date | $335,152,500 | 1,675 |
| Average Assets, quarterly | $335,152,500 | 1,675 |
| Volatile liabilities | $55,601,000 | 1,800 |
| Insider loans | $4,321,000 | 1,316 |
| FHLB advances | $14,392,000 | 1,872 |
| Loans and leases held for sale | $652,000 | 1,186 |
| Unused loan commitments | $28,894,000 | 2,275 |
| Tier 1 (core) risk-based capital | $23,956,000 | 2,207 |
| Tier 2 risk-based capital | $3,316,000 | 1,345 |
| Total risk weighted assets | $259,446,000 | 1,508 |
| Total unused commitments | $28,894,000 | 2,280 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 116 | 1,492 |
| Assets and Liabilities | ||
| Total Assets: | $334,139,000 | 1,696 |
| Cash and due from depository institutions | $17,270,000 | 1,492 |
| Interest-bearing balances | $7,314,000 | 867 |
| Securities | $45,205,000 | 2,696 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $254,162,000 | 1,434 |
| Loan loss allowance | $7,892,000 | 607 |
| Trading account assets | $4,832,000 | 92 |
| Bank premises and fixed assets | $2,605,000 | 3,506 |
| Other real estate owned | $0 | 1,492 |
| Goodwill and other intangibles | $1,596,000 | 1,330 |
| All other assets | $8,469,000 | 1,654 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $334,139,000 | 1,696 |
| Total liabilities | $309,221,000 | 1,656 |
| Total deposits | $282,888,000 | 1,579 |
| Interest-bearing deposits | $240,950,000 | 1,596 |
| Deposits held in domestic offices | $282,888,000 | 1,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,518,000 | 1,309 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,765,000 | 1,986 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,050,000 | 1,090 |
| Total equity capital | $24,918,000 | 2,232 |
| Total bank equity capital | $24,918,000 | 2,232 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,200,000 | 2,555 |
| Surplus | $16,691,000 | 1,237 |
| Undivided profits | $7,027,000 | 3,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,260,000 | 738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,000,000 | 884 |
| Earning assets | $311,513,000 | 1,662 |
| Long-term assets (5+ years) | $37,331,000 | 2,386 |
| Average Assets, year-to-date | $340,851,600 | 1,588 |
| Average Assets, quarterly | $334,490,000 | 1,673 |
| Volatile liabilities | $56,337,000 | 1,763 |
| Insider loans | $4,769,000 | 1,148 |
| FHLB advances | $14,765,000 | 1,866 |
| Loans and leases held for sale | $15,281,000 | 200 |
| Unused loan commitments | $31,099,000 | 2,099 |
| Tier 1 (core) risk-based capital | $23,322,000 | 2,238 |
| Tier 2 risk-based capital | $3,288,000 | 1,344 |
| Total risk weighted assets | $258,429,000 | 1,502 |
| Total unused commitments | $31,099,000 | 2,102 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 116 | 1,515 |
| Assets and Liabilities | ||
| Total Assets: | $334,841,000 | 1,688 |
| Cash and due from depository institutions | $10,003,000 | 1,515 |
| Interest-bearing balances | $4,325,000 | 1,526 |
| Securities | $50,987,000 | 2,409 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,856 |
| Net loans & leases | $253,889,000 | 1,418 |
| Loan loss allowance | $9,096,000 | 553 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,540,000 | 3,557 |
| Other real estate owned | $0 | 1,515 |
| Goodwill and other intangibles | $1,596,000 | 1,310 |
| All other assets | $8,326,000 | 1,690 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $334,841,000 | 1,688 |
| Total liabilities | $309,026,000 | 1,645 |
| Total deposits | $286,693,000 | 1,557 |
| Interest-bearing deposits | $251,863,000 | 1,525 |
| Deposits held in domestic offices | $286,693,000 | 1,555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,400,000 | 1,637 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,877,000 | 1,904 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,056,000 | 1,418 |
| Total equity capital | $25,815,000 | 2,129 |
| Total bank equity capital | $25,815,000 | 2,129 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,200,000 | 2,570 |
| Surplus | $16,691,000 | 1,218 |
| Undivided profits | $7,924,000 | 3,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,303,000 | 630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,899,000 | 936 |
| Earning assets | $316,701,000 | 1,633 |
| Long-term assets (5+ years) | $37,292,000 | 2,376 |
| Average Assets, year-to-date | $342,529,750 | 1,601 |
| Average Assets, quarterly | $340,939,500 | 1,646 |
| Volatile liabilities | $52,697,000 | 1,823 |
| Insider loans | $3,581,000 | 1,556 |
| FHLB advances | $14,877,000 | 1,776 |
| Loans and leases held for sale | $518,000 | 1,422 |
| Unused loan commitments | $30,310,000 | 2,154 |
| Tier 1 (core) risk-based capital | $24,219,000 | 2,173 |
| Tier 2 risk-based capital | $3,271,000 | 1,344 |
| Total risk weighted assets | $255,836,000 | 1,501 |
| Total unused commitments | $30,310,000 | 2,158 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 115 | 1,525 |
| Assets and Liabilities | ||
| Total Assets: | $347,038,000 | 1,607 |
| Cash and due from depository institutions | $10,712,000 | 1,525 |
| Interest-bearing balances | $4,117,000 | 1,719 |
| Securities | $52,809,000 | 2,288 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 1,035 |
| Net loans & leases | $255,836,000 | 1,378 |
| Loan loss allowance | $9,133,000 | 543 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,627,000 | 3,441 |
| Other real estate owned | $0 | 1,525 |
| Goodwill and other intangibles | $1,596,000 | 1,279 |
| All other assets | $8,458,000 | 1,611 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $347,038,000 | 1,607 |
| Total liabilities | $321,648,000 | 1,564 |
| Total deposits | $298,551,000 | 1,478 |
| Interest-bearing deposits | $262,185,000 | 1,442 |
| Deposits held in domestic offices | $298,551,000 | 1,475 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,613,000 | 1,540 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,249,000 | 1,830 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,235,000 | 1,390 |
| Total equity capital | $25,390,000 | 2,168 |
| Total bank equity capital | $25,390,000 | 2,168 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,200,000 | 2,568 |
| Surplus | $16,691,000 | 1,198 |
| Undivided profits | $7,499,000 | 3,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,180,000 | 787 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,019,000 | 885 |
| Earning assets | $327,762,000 | 1,554 |
| Long-term assets (5+ years) | $40,000,000 | 2,115 |
| Average Assets, year-to-date | $345,092,670 | 1,581 |
| Average Assets, quarterly | $345,982,000 | 1,592 |
| Volatile liabilities | $50,386,000 | 1,870 |
| Insider loans | $3,332,000 | 1,657 |
| FHLB advances | $15,249,000 | 1,703 |
| Loans and leases held for sale | $1,345,000 | 1,326 |
| Unused loan commitments | $33,728,000 | 1,938 |
| Tier 1 (core) risk-based capital | $23,794,000 | 2,162 |
| Tier 2 risk-based capital | $3,327,000 | 1,280 |
| Total risk weighted assets | $260,376,000 | 1,451 |
| Total unused commitments | $33,728,000 | 1,948 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 116 | 1,502 |
| Assets and Liabilities | ||
| Total Assets: | $344,926,000 | 1,585 |
| Cash and due from depository institutions | $20,047,000 | 1,502 |
| Interest-bearing balances | $2,318,000 | 2,353 |
| Securities | $53,261,000 | 2,254 |
| Federal funds sold & reverse repurchase agreements | $2,696,000 | 4,702 |
| Net loans & leases | $256,573,000 | 1,357 |
| Loan loss allowance | $8,267,000 | 595 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,676,000 | 3,352 |
| Other real estate owned | $0 | 1,502 |
| Goodwill and other intangibles | $1,596,000 | 1,267 |
| All other assets | $8,077,000 | 1,614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $344,926,000 | 1,585 |
| Total liabilities | $319,505,000 | 1,551 |
| Total deposits | $295,879,000 | 1,468 |
| Interest-bearing deposits | $257,817,000 | 1,464 |
| Deposits held in domestic offices | $295,879,000 | 1,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,589,000 | 1,449 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $15,362,000 | 1,765 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,675,000 | 1,286 |
| Total equity capital | $25,421,000 | 2,104 |
| Total bank equity capital | $25,421,000 | 2,104 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,200,000 | 2,584 |
| Surplus | $16,691,000 | 1,174 |
| Undivided profits | $7,530,000 | 3,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,592,000 | 716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,960,000 | 922 |
| Earning assets | $314,848,000 | 1,588 |
| Long-term assets (5+ years) | $39,183,000 | 2,088 |
| Average Assets, year-to-date | $344,120,000 | 1,572 |
| Average Assets, quarterly | $344,120,000 | 1,572 |
| Volatile liabilities | $53,104,000 | 1,748 |
| Insider loans | $2,909,000 | 1,853 |
| FHLB advances | $15,362,000 | 1,655 |
| Loans and leases held for sale | $1,457,000 | 1,163 |
| Unused loan commitments | $39,453,000 | 1,668 |
| Tier 1 (core) risk-based capital | $23,825,000 | 2,111 |
| Tier 2 risk-based capital | $3,318,000 | 1,250 |
| Total risk weighted assets | $260,519,000 | 1,420 |
| Total unused commitments | $39,453,000 | 1,678 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 114 | 1,507 |
| Assets and Liabilities | ||
| Total Assets: | $343,314,000 | 1,563 |
| Cash and due from depository institutions | $10,505,000 | 1,507 |
| Interest-bearing balances | $3,009,000 | 1,957 |
| Securities | $58,581,000 | 2,038 |
| Federal funds sold & reverse repurchase agreements | $5,906,000 | 2,427 |
| Net loans & leases | $245,223,000 | 1,404 |
| Loan loss allowance | $6,066,000 | 769 |
| Trading account assets | $10,476,000 | 83 |
| Bank premises and fixed assets | $2,753,000 | 3,244 |
| Other real estate owned | $0 | 1,507 |
| Goodwill and other intangibles | $1,596,000 | 1,249 |
| All other assets | $8,274,000 | 1,547 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $343,314,000 | 1,563 |
| Total liabilities | $317,944,000 | 1,527 |
| Total deposits | $292,951,000 | 1,456 |
| Interest-bearing deposits | $257,190,000 | 1,434 |
| Deposits held in domestic offices | $292,951,000 | 1,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,763,000 | 1,480 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $15,734,000 | 1,783 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,496,000 | 1,069 |
| Total equity capital | $25,370,000 | 2,086 |
| Total bank equity capital | $25,370,000 | 2,086 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,200,000 | 2,587 |
| Surplus | $16,691,000 | 1,149 |
| Undivided profits | $7,479,000 | 3,611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,714,000 | 843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,370,000 | 826 |
| Earning assets | $323,195,000 | 1,525 |
| Long-term assets (5+ years) | $38,702,000 | 2,078 |
| Average Assets, year-to-date | $341,665,800 | 1,488 |
| Average Assets, quarterly | $346,130,500 | 1,530 |
| Volatile liabilities | $60,275,000 | 1,567 |
| Insider loans | $422,000 | 5,768 |
| FHLB advances | $15,734,000 | 1,649 |
| Loans and leases held for sale | $22,435,000 | 272 |
| Unused loan commitments | $39,546,000 | 1,592 |
| Tier 1 (core) risk-based capital | $23,774,000 | 2,085 |
| Tier 2 risk-based capital | $3,290,000 | 1,236 |
| Total risk weighted assets | $260,433,000 | 1,388 |
| Total unused commitments | $39,546,000 | 1,597 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 125 | 1,324 |
| Assets and Liabilities | ||
| Total Assets: | $342,654,000 | 1,482 |
| Cash and due from depository institutions | $10,124,000 | 1,324 |
| Interest-bearing balances | $38,000 | 5,882 |
| Securities | $52,412,000 | 2,111 |
| Federal funds sold & reverse repurchase agreements | $20,438,000 | 680 |
| Net loans & leases | $247,265,000 | 1,341 |
| Loan loss allowance | $4,989,000 | 871 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,932,000 | 3,009 |
| Other real estate owned | $0 | 1,324 |
| Goodwill and other intangibles | $1,596,000 | 1,188 |
| All other assets | $7,887,000 | 1,496 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $342,654,000 | 1,482 |
| Total liabilities | $317,415,000 | 1,435 |
| Total deposits | $299,574,000 | 1,333 |
| Interest-bearing deposits | $265,476,000 | 1,308 |
| Deposits held in domestic offices | $299,574,000 | 1,331 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,016,000 | 1,366 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,894,000 | 2,638 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,931,000 | 997 |
| Total equity capital | $25,239,000 | 1,950 |
| Total bank equity capital | $25,239,000 | 1,950 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,200,000 | 2,631 |
| Surplus | $16,691,000 | 1,094 |
| Undivided profits | $7,348,000 | 3,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,037,000 | 753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,299,000 | 925 |
| Earning assets | $320,153,000 | 1,446 |
| Long-term assets (5+ years) | $26,875,000 | 2,704 |
| Average Assets, year-to-date | $344,781,800 | 1,404 |
| Average Assets, quarterly | $348,261,500 | 1,446 |
| Volatile liabilities | $52,579,000 | 1,674 |
| Insider loans | $248,000 | 6,662 |
| FHLB advances | $6,894,000 | 2,474 |
| Loans and leases held for sale | $2,365,000 | 855 |
| Unused loan commitments | $19,390,000 | 2,551 |
| Tier 1 (core) risk-based capital | $23,566,000 | 1,968 |
| Tier 2 risk-based capital | $3,148,000 | 1,229 |
| Total risk weighted assets | $249,971,000 | 1,374 |
| Total unused commitments | $19,390,000 | 2,558 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 123 | 1,339 |
| Assets and Liabilities | ||
| Total Assets: | $343,088,000 | 1,402 |
| Cash and due from depository institutions | $12,724,000 | 1,339 |
| Interest-bearing balances | $44,000 | 5,460 |
| Securities | $57,755,000 | 1,901 |
| Federal funds sold & reverse repurchase agreements | $20,950,000 | 591 |
| Net loans & leases | $240,900,000 | 1,325 |
| Loan loss allowance | $4,241,000 | 966 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,060,000 | 3,916 |
| Other real estate owned | $0 | 1,339 |
| Goodwill and other intangibles | $1,915,000 | 1,071 |
| All other assets | $6,784,000 | 1,402 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $343,088,000 | 1,402 |
| Total liabilities | $318,983,000 | 1,353 |
| Total deposits | $303,333,000 | 1,254 |
| Interest-bearing deposits | $273,381,000 | 1,212 |
| Deposits held in domestic offices | $303,333,000 | 1,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,825,000 | 1,600 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,329,000 | 2,797 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $5,496,000 | 934 |
| Total equity capital | $24,105,000 | 1,920 |
| Total bank equity capital | $24,105,000 | 1,920 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,200,000 | 2,695 |
| Surplus | $16,691,000 | 1,063 |
| Undivided profits | $6,214,000 | 3,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,658,000 | 950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,734,000 | 903 |
| Earning assets | $319,649,000 | 1,383 |
| Long-term assets (5+ years) | $22,046,000 | 2,967 |
| Average Assets, year-to-date | $329,346,600 | 1,396 |
| Average Assets, quarterly | $338,532,000 | 1,403 |
| Volatile liabilities | $62,123,000 | 1,447 |
| Insider loans | $87,000 | 8,000 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $215,000 | 1,177 |
| Unused loan commitments | $17,908,000 | 2,527 |
| Tier 1 (core) risk-based capital | $22,081,000 | 2,030 |
| Tier 2 risk-based capital | $3,042,740 | 1,220 |
| Total risk weighted assets | $242,220,640 | 1,343 |
| Total unused commitments | $17,908,000 | 2,531 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 120 | 1,414 |
| Assets and Liabilities | ||
| Total Assets: | $314,081,000 | 1,500 |
| Cash and due from depository institutions | $6,035,000 | 1,414 |
| Interest-bearing balances | $80,000 | 5,114 |
| Securities | $66,664,000 | 1,718 |
| Federal funds sold & reverse repurchase agreements | $5,650,000 | 1,691 |
| Net loans & leases | $224,210,000 | 1,360 |
| Loan loss allowance | $5,006,000 | 815 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,116,000 | 3,842 |
| Other real estate owned | $0 | 1,414 |
| Goodwill and other intangibles | $2,234,000 | 1,010 |
| All other assets | $7,172,000 | 1,329 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $314,081,000 | 1,500 |
| Total liabilities | $290,692,000 | 1,462 |
| Total deposits | $276,865,000 | 1,348 |
| Interest-bearing deposits | $249,517,000 | 1,297 |
| Deposits held in domestic offices | $276,865,000 | 1,344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,614,000 | 1,777 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,004,000 | 2,803 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,209,000 | 1,060 |
| Total equity capital | $23,389,000 | 1,891 |
| Total bank equity capital | $23,389,000 | 1,891 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,200,000 | 2,754 |
| Surplus | $16,691,000 | 1,071 |
| Undivided profits | $5,498,000 | 3,916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,977,000 | 800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,531,000 | 843 |
| Earning assets | $296,604,000 | 1,462 |
| Long-term assets (5+ years) | $22,522,000 | 3,075 |
| Average Assets, year-to-date | $316,462,600 | 1,427 |
| Average Assets, quarterly | $312,631,500 | 1,484 |
| Volatile liabilities | $39,094,000 | 2,033 |
| Insider loans | $2,112,000 | 2,131 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $240,000 | 1,151 |
| Unused loan commitments | $17,159,000 | 2,641 |
| Tier 1 (core) risk-based capital | $21,404,000 | 2,076 |
| Tier 2 risk-based capital | $2,842,840 | 1,261 |
| Total risk weighted assets | $225,263,940 | 1,382 |
| Total unused commitments | $17,159,000 | 2,644 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 109 | 1,552 |
| Assets and Liabilities | ||
| Total Assets: | $320,450,000 | 1,420 |
| Cash and due from depository institutions | $8,129,000 | 1,552 |
| Interest-bearing balances | $2,097,000 | 2,084 |
| Securities | $71,728,000 | 1,647 |
| Federal funds sold & reverse repurchase agreements | $6,900,000 | 2,519 |
| Net loans & leases | $221,964,000 | 1,263 |
| Loan loss allowance | $5,308,000 | 763 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,031,000 | 3,864 |
| Other real estate owned | $0 | 1,552 |
| Goodwill and other intangibles | $2,553,000 | 887 |
| All other assets | $7,145,000 | 1,152 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $320,450,000 | 1,420 |
| Total liabilities | $295,450,000 | 1,388 |
| Total deposits | $282,692,000 | 1,303 |
| Interest-bearing deposits | $255,547,000 | 1,249 |
| Deposits held in domestic offices | $282,692,000 | 1,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,919,000 | 1,428 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,499,000 | 2,716 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,340,000 | 1,077 |
| Total equity capital | $25,000,000 | 1,785 |
| Total bank equity capital | $25,000,000 | 1,785 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,200,000 | 2,743 |
| Surplus | $16,691,000 | 1,019 |
| Undivided profits | $7,109,000 | 3,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,347,000 | 802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,690,000 | 758 |
| Earning assets | $302,689,000 | 1,382 |
| Long-term assets (5+ years) | $21,676,000 | 3,002 |
| Average Assets, year-to-date | $316,432,200 | 1,364 |
| Average Assets, quarterly | $319,452,500 | 1,401 |
| Volatile liabilities | $42,156,000 | 1,624 |
| Insider loans | $2,359,000 | 1,821 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $228,000 | 1,455 |
| Unused loan commitments | $14,744,000 | 2,820 |
| Tier 1 (core) risk-based capital | $22,081,000 | 1,925 |
| Tier 2 risk-based capital | $2,824,740 | 1,190 |
| Total risk weighted assets | $223,496,140 | 1,291 |
| Total unused commitments | $14,744,000 | 2,826 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 90 | 1,959 |
| Assets and Liabilities | ||
| Total Assets: | $313,555,000 | 1,464 |
| Cash and due from depository institutions | $9,354,000 | 1,959 |
| Interest-bearing balances | $16,000 | 5,963 |
| Securities | $76,441,000 | 1,509 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 5,626 |
| Net loans & leases | $215,250,000 | 1,336 |
| Loan loss allowance | $5,131,000 | 815 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,004,000 | 3,830 |
| Other real estate owned | $0 | 1,959 |
| Goodwill and other intangibles | $2,872,000 | 791 |
| All other assets | $6,134,000 | 1,269 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $313,555,000 | 1,464 |
| Total liabilities | $290,522,000 | 1,431 |
| Total deposits | $276,631,000 | 1,338 |
| Interest-bearing deposits | $249,401,000 | 1,299 |
| Deposits held in domestic offices | $276,631,000 | 1,331 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,683,000 | 1,141 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $600,000 | 3,899 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,608,000 | 1,072 |
| Total equity capital | $23,033,000 | 1,944 |
| Total bank equity capital | $23,033,000 | 1,944 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,200,000 | 2,796 |
| Surplus | $16,691,000 | 1,006 |
| Undivided profits | $5,142,000 | 4,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,665,000 | 778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,658,000 | 816 |
| Earning assets | $293,207,000 | 1,446 |
| Long-term assets (5+ years) | $18,764,000 | 2,900 |
| Average Assets, year-to-date | $306,075,000 | 1,424 |
| Average Assets, quarterly | $315,275,000 | 1,440 |
| Volatile liabilities | $43,932,000 | 1,566 |
| Insider loans | $3,206,000 | 1,318 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $352,000 | 1,147 |
| Unused loan commitments | $12,513,000 | 2,941 |
| Tier 1 (core) risk-based capital | $19,943,000 | 2,134 |
| Tier 2 risk-based capital | $2,722,480 | 1,164 |
| Total risk weighted assets | $215,389,480 | 1,323 |
| Total unused commitments | $12,513,000 | 2,943 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 79 | 2,373 |
| Assets and Liabilities | ||
| Total Assets: | $290,146,000 | 1,622 |
| Cash and due from depository institutions | $6,143,000 | 2,373 |
| Interest-bearing balances | $42,000 | 5,518 |
| Securities | $71,613,000 | 1,693 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,836 |
| Net loans & leases | $199,179,000 | 1,477 |
| Loan loss allowance | $4,166,000 | 1,020 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,706,000 | 4,248 |
| Other real estate owned | $0 | 2,373 |
| Goodwill and other intangibles | $3,191,000 | 703 |
| All other assets | $5,314,000 | 1,508 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $290,146,000 | 1,622 |
| Total liabilities | $268,546,000 | 1,593 |
| Total deposits | $256,143,000 | 1,507 |
| Interest-bearing deposits | $232,770,000 | 1,439 |
| Deposits held in domestic offices | $256,143,000 | 1,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,086,000 | 1,282 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,317,000 | 1,109 |
| Total equity capital | $21,600,000 | 2,074 |
| Total bank equity capital | $21,600,000 | 2,074 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,200,000 | 2,988 |
| Surplus | $16,691,000 | 1,042 |
| Undivided profits | $3,709,000 | 5,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,220,000 | 1,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,297,000 | 958 |
| Earning assets | $273,834,000 | 1,578 |
| Long-term assets (5+ years) | $17,943,000 | 2,882 |
| Average Assets, year-to-date | $283,739,600 | 1,582 |
| Average Assets, quarterly | $291,353,000 | 1,594 |
| Volatile liabilities | $34,672,000 | 1,849 |
| Insider loans | $545,000 | 5,294 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $214,000 | 1,236 |
| Unused loan commitments | $12,573,000 | 2,876 |
| Tier 1 (core) risk-based capital | $18,394,000 | 2,357 |
| Tier 2 risk-based capital | $2,497,630 | 1,286 |
| Total risk weighted assets | $198,142,330 | 1,448 |
| Total unused commitments | $12,573,000 | 2,891 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 79 | 2,450 |
| Assets and Liabilities | ||
| Total Assets: | $273,568,000 | 1,716 |
| Cash and due from depository institutions | $7,300,000 | 2,450 |
| Interest-bearing balances | $24,000 | 6,090 |
| Securities | $65,186,000 | 1,918 |
| Federal funds sold & reverse repurchase agreements | $10,700,000 | 1,321 |
| Net loans & leases | $180,405,000 | 1,582 |
| Loan loss allowance | $2,989,000 | 1,373 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,836,000 | 3,994 |
| Other real estate owned | $0 | 2,450 |
| Goodwill and other intangibles | $3,511,000 | 641 |
| All other assets | $4,630,000 | 1,729 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $273,568,000 | 1,716 |
| Total liabilities | $251,493,000 | 1,694 |
| Total deposits | $240,356,000 | 1,625 |
| Interest-bearing deposits | $220,326,000 | 1,553 |
| Deposits held in domestic offices | $240,356,000 | 1,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,757,000 | 1,348 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,380,000 | 1,141 |
| Total equity capital | $22,075,000 | 2,037 |
| Total bank equity capital | $22,075,000 | 2,037 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,200,000 | 3,095 |
| Surplus | $16,691,000 | 1,053 |
| Undivided profits | $4,184,000 | 5,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,081,000 | 1,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,973,000 | 1,143 |
| Earning assets | $256,315,000 | 1,684 |
| Long-term assets (5+ years) | $14,078,000 | 3,223 |
| Average Assets, year-to-date | $268,895,800 | 1,685 |
| Average Assets, quarterly | $273,026,500 | 1,714 |
| Volatile liabilities | $26,164,000 | 2,095 |
| Insider loans | $2,619,000 | 1,664 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $502,000 | 1,021 |
| Unused loan commitments | $12,484,000 | 2,783 |
| Tier 1 (core) risk-based capital | $18,564,000 | 2,303 |
| Tier 2 risk-based capital | $2,295,530 | 1,396 |
| Total risk weighted assets | $182,948,630 | 1,566 |
| Total unused commitments | $12,484,000 | 2,795 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 77 | 2,598 |
| Assets and Liabilities | ||
| Total Assets: | $266,032,000 | 1,730 |
| Cash and due from depository institutions | $6,324,000 | 2,598 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $70,750,000 | 1,864 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $178,986,000 | 1,576 |
| Loan loss allowance | $2,444,000 | 1,680 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,902,000 | 3,817 |
| Other real estate owned | $0 | 2,598 |
| Goodwill and other intangibles | $3,830,000 | 546 |
| All other assets | $4,240,000 | 1,948 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,032,000 | 1,730 |
| Total liabilities | $245,569,000 | 1,715 |
| Total deposits | $235,595,000 | 1,610 |
| Interest-bearing deposits | $217,087,000 | 1,528 |
| Deposits held in domestic offices | $235,595,000 | 1,600 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,309,000 | 1,593 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,665,000 | 1,127 |
| Total equity capital | $20,463,000 | 2,015 |
| Total bank equity capital | $20,463,000 | 2,015 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,200,000 | 3,212 |
| Surplus | $16,691,000 | 996 |
| Undivided profits | $2,572,000 | 6,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,397,000 | 2,055 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,796,000 | 1,086 |
| Earning assets | $249,736,000 | 1,695 |
| Long-term assets (5+ years) | $16,196,000 | 2,987 |
| Average Assets, year-to-date | $251,468,600 | 1,771 |
| Average Assets, quarterly | $263,847,000 | 1,731 |
| Volatile liabilities | $32,121,000 | 1,739 |
| Insider loans | $1,024,000 | 3,644 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $151,000 | 1,140 |
| Unused loan commitments | $10,609,000 | 3,011 |
| Tier 1 (core) risk-based capital | $16,633,000 | 2,483 |
| Tier 2 risk-based capital | $2,226,380 | 1,437 |
| Total risk weighted assets | $177,892,380 | 1,567 |
| Total unused commitments | $10,609,000 | 3,021 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 79 | 2,652 |
| Assets and Liabilities | ||
| Total Assets: | $236,940,000 | 1,960 |
| Cash and due from depository institutions | $5,058,000 | 2,652 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $68,424,000 | 2,009 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,868 |
| Net loans & leases | $150,857,000 | 1,815 |
| Loan loss allowance | $2,280,000 | 1,862 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,622,000 | 4,366 |
| Other real estate owned | $0 | 2,652 |
| Goodwill and other intangibles | $4,149,000 | 476 |
| All other assets | $3,330,000 | 2,195 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,940,000 | 1,960 |
| Total liabilities | $218,518,000 | 1,949 |
| Total deposits | $211,997,000 | 1,863 |
| Interest-bearing deposits | $194,463,000 | 1,788 |
| Deposits held in domestic offices | $211,997,000 | 1,850 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,057,000 | 1,643 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,464,000 | 1,542 |
| Total equity capital | $18,422,000 | 2,195 |
| Total bank equity capital | $18,422,000 | 2,195 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,200,000 | 3,307 |
| Surplus | $16,091,000 | 969 |
| Undivided profits | $1,131,000 | 9,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,419,000 | 2,468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,477,000 | 1,151 |
| Earning assets | $222,781,000 | 1,920 |
| Long-term assets (5+ years) | $15,889,000 | 3,166 |
| Average Assets, year-to-date | $217,313,200 | 2,083 |
| Average Assets, quarterly | $229,633,500 | 2,006 |
| Volatile liabilities | $24,202,000 | 2,063 |
| Insider loans | $996,000 | 3,753 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $809,000 | 1,089 |
| Unused loan commitments | $15,169,000 | 2,302 |
| Tier 1 (core) risk-based capital | $14,273,000 | 2,774 |
| Tier 2 risk-based capital | $1,960,140 | 1,598 |
| Total risk weighted assets | $156,491,640 | 1,759 |
| Total unused commitments | $15,169,000 | 2,320 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 67 | 3,200 |
| Assets and Liabilities | ||
| Total Assets: | $199,950,000 | 2,370 |
| Cash and due from depository institutions | $7,426,000 | 3,200 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $58,453,000 | 2,313 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 5,254 |
| Net loans & leases | $122,237,000 | 2,255 |
| Loan loss allowance | $2,109,000 | 2,027 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,398,000 | 4,928 |
| Other real estate owned | $40,000 | 3,200 |
| Goodwill and other intangibles | $4,468,000 | 453 |
| All other assets | $3,128,000 | 2,438 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,950,000 | 2,370 |
| Total liabilities | $182,554,000 | 2,395 |
| Total deposits | $177,143,000 | 2,334 |
| Interest-bearing deposits | $157,471,000 | 2,295 |
| Deposits held in domestic offices | $177,143,000 | 2,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,284,000 | 1,663 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,127,000 | 1,772 |
| Total equity capital | $17,396,000 | 2,216 |
| Total bank equity capital | $17,396,000 | 2,216 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,200,000 | 3,439 |
| Surplus | $16,091,000 | 931 |
| Undivided profits | $105,000 | 12,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $990,000 | 3,713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,184,000 | 1,632 |
| Earning assets | $183,490,000 | 2,351 |
| Long-term assets (5+ years) | $6,555,000 | 5,648 |
| Average Assets, year-to-date | $170,984,600 | 2,696 |
| Average Assets, quarterly | $190,108,500 | 2,466 |
| Volatile liabilities | $17,973,000 | 2,577 |
| Insider loans | $35,000 | 7,706 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $505,000 | 890 |
| Unused loan commitments | $11,050,000 | 2,746 |
| Tier 1 (core) risk-based capital | $12,928,000 | 2,924 |
| Tier 2 risk-based capital | $1,694,930 | 1,866 |
| Total risk weighted assets | $135,143,430 | 2,068 |
| Total unused commitments | $11,050,000 | 2,760 |
| Derivatives | $0 | 651 |