Home > The Freedom State Bank > Income and Expense

The Freedom State Bank, Income and Expense

2014-03-31 (YTD Data)Rank
Total interest income$188,0006,548
Total interest expense$18,0006,418
Net interest income$170,0006,539
Provision for loan and lease losses$03,817
Total noninterest income$27,0006,063
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$19,0005,404
Trading account gains and fees$0147
Additional Noninterest Income$8,0006,076
Total noninterest expense$157,0006,557
Salaries and employee benefits$79,0006,570
Premises and equipment expense$5,0006,673
Additional noninterest expense$73,0006,322
Pre-tax net operating income$40,0005,839
Securities gains (losses)$01,715
Applicable income taxes$6,0003,988
Income before extraordinary items$34,0005,893
Extraordinary gains, net$016
Net income$34,0005,894
Minority interest net income$066
Net income of bank and minority interests.$34,0005,895
Net charge-offs$-15,0005,922
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$34,0005,857
2013-12-31 (YTD Data)Rank
Total interest income$717,0006,639
Total interest expense$73,0006,557
Net interest income$644,0006,627
Provision for loan and lease losses$40,0004,399
Total noninterest income$141,0005,961
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$105,0005,181
Trading account gains and fees$0184
Additional Noninterest Income$36,0006,034
Total noninterest expense$642,0006,628
Salaries and employee benefits$338,0006,639
Premises and equipment expense$21,0006,755
Additional noninterest expense$283,0006,407
Pre-tax net operating income$103,0005,949
Securities gains (losses)$03,182
Applicable income taxes$13,0004,236
Income before extraordinary items$90,0006,016
Extraordinary gains, net$029
Net income$90,0006,016
Minority interest net income$090
Net income of bank and minority interests.$90,0006,018
Net charge-offs$60,0004,206
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$90,0005,973
2013-09-30 (YTD Data)Rank
Total interest income$522,0006,723
Total interest expense$54,0006,646
Net interest income$468,0006,717
Provision for loan and lease losses$04,941
Total noninterest income$100,0006,076
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$74,0005,318
Trading account gains and fees$0180
Additional Noninterest Income$26,0006,134
Total noninterest expense$444,0006,721
Salaries and employee benefits$244,0006,709
Premises and equipment expense$15,0006,835
Additional noninterest expense$185,0006,556
Pre-tax net operating income$124,0005,911
Securities gains (losses)$03,040
Applicable income taxes$12,0004,270
Income before extraordinary items$112,0005,968
Extraordinary gains, net$025
Net income$112,0005,970
Minority interest net income$084
Net income of bank and minority interests.$112,0005,970
Net charge-offs$21,0004,392
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$112,0005,911
2013-06-30 (YTD Data)Rank
Total interest income$341,0006,782
Total interest expense$36,0006,705
Net interest income$305,0006,769
Provision for loan and lease losses$04,788
Total noninterest income$61,0006,172
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$44,0005,477
Trading account gains and fees$0157
Additional Noninterest Income$17,0006,189
Total noninterest expense$298,0006,771
Salaries and employee benefits$166,0006,751
Premises and equipment expense$11,0006,873
Additional noninterest expense$121,0006,606
Pre-tax net operating income$68,0005,983
Securities gains (losses)$02,791
Applicable income taxes$8,0004,256
Income before extraordinary items$60,0006,080
Extraordinary gains, net$022
Net income$60,0006,081
Minority interest net income$082
Net income of bank and minority interests.$60,0006,082
Net charge-offs$10,0004,322
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$60,0005,997
2013-03-31 (YTD Data)Rank
Total interest income$170,0006,854
Total interest expense$18,0006,781
Net interest income$152,0006,841
Provision for loan and lease losses$04,409
Total noninterest income$31,0006,167
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$23,0005,410
Trading account gains and fees$0148
Additional Noninterest Income$8,0006,256
Total noninterest expense$157,0006,810
Salaries and employee benefits$82,0006,825
Premises and equipment expense$8,0006,893
Additional noninterest expense$67,0006,612
Pre-tax net operating income$26,0006,088
Securities gains (losses)$01,966
Applicable income taxes$4,0004,268
Income before extraordinary items$22,0006,190
Extraordinary gains, net$010
Net income$22,0006,190
Minority interest net income$076
Net income of bank and minority interests.$22,0006,191
Net charge-offs$-2,0005,471
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$22,0006,108
2012-12-31 (YTD Data)Rank
Total interest income$679,0006,933
Total interest expense$103,0006,809
Net interest income$576,0006,936
Provision for loan and lease losses$42,0005,286
Total noninterest income$149,0005,979
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$101,0005,423
Trading account gains and fees$0166
Additional Noninterest Income$48,0005,881
Total noninterest expense$600,0006,910
Salaries and employee benefits$334,0006,881
Premises and equipment expense$26,0007,001
Additional noninterest expense$240,0006,772
Pre-tax net operating income$83,0005,955
Securities gains (losses)$7,0003,461
Applicable income taxes$12,0004,347
Income before extraordinary items$78,0006,118
Extraordinary gains, net$029
Net income$78,0006,111
Minority interest net income$093
Net income of bank and minority interests.$78,0006,114
Net charge-offs$24,0005,310
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$71,9105,975
2012-09-30 (YTD Data)Rank
Total interest income$506,0007,043
Total interest expense$84,0006,893
Net interest income$422,0007,047
Provision for loan and lease losses$05,790
Total noninterest income$111,0006,057
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$74,0005,532
Trading account gains and fees$0157
Additional Noninterest Income$37,0005,978
Total noninterest expense$413,0007,033
Salaries and employee benefits$246,0006,972
Premises and equipment expense$21,0007,085
Additional noninterest expense$146,0006,970
Pre-tax net operating income$120,0005,944
Securities gains (losses)$7,0003,196
Applicable income taxes$12,0004,334
Income before extraordinary items$115,0006,057
Extraordinary gains, net$020
Net income$115,0006,056
Minority interest net income$086
Net income of bank and minority interests.$115,0006,056
Net charge-offs$9,0005,333
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$108,6305,943
2012-06-30 (YTD Data)Rank
Total interest income$341,0007,101
Total interest expense$63,0006,916
Net interest income$278,0007,110
Provision for loan and lease losses$05,619
Total noninterest income$73,0006,102
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$50,0005,517
Trading account gains and fees$0153
Additional Noninterest Income$23,0006,059
Total noninterest expense$279,0007,088
Salaries and employee benefits$165,0007,034
Premises and equipment expense$15,0007,138
Additional noninterest expense$99,0007,014
Pre-tax net operating income$72,0006,002
Securities gains (losses)$7,0002,812
Applicable income taxes$8,0004,301
Income before extraordinary items$71,0006,114
Extraordinary gains, net$019
Net income$71,0006,114
Minority interest net income$084
Net income of bank and minority interests.$71,0006,114
Net charge-offs$1,0005,406
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$64,7006,011
2012-03-31 (YTD Data)Rank
Total interest income$174,0007,154
Total interest expense$38,0006,894
Net interest income$136,0007,171
Provision for loan and lease losses$05,254
Total noninterest income$33,0006,276
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$25,0005,510
Trading account gains and fees$0148
Additional Noninterest Income$8,0006,361
Total noninterest expense$140,0007,148
Salaries and employee benefits$82,0007,099
Premises and equipment expense$8,0007,176
Additional noninterest expense$50,0007,055
Pre-tax net operating income$29,0006,142
Securities gains (losses)$7,0001,852
Applicable income taxes$5,0004,246
Income before extraordinary items$31,0006,209
Extraordinary gains, net$019
Net income$31,0006,207
Minority interest net income$078
Net income of bank and minority interests.$31,0006,209
Net charge-offs$-1,0005,761
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$24,9806,155
2011-12-31 (YTD Data)Rank
Total interest income$693,0007,216
Total interest expense$161,0007,033
Net interest income$532,0007,227
Provision for loan and lease losses$60,0005,708
Total noninterest income$101,0006,419
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$86,0005,724
Trading account gains and fees$0146
Additional Noninterest Income$15,0006,458
Total noninterest expense$564,0007,214
Salaries and employee benefits$346,0007,141
Premises and equipment expense$27,0007,282
Additional noninterest expense$191,0007,149
Pre-tax net operating income$9,0005,981
Securities gains (losses)$78,0002,250
Applicable income taxes$9,0004,328
Income before extraordinary items$78,0005,943
Extraordinary gains, net$029
Net income$78,0005,945
Minority interest net income$096
Net income of bank and minority interests.$78,0005,945
Net charge-offs$82,0005,144
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,8006,015
2011-09-30 (YTD Data)Rank
Total interest income$527,0007,287
Total interest expense$120,0007,122
Net interest income$407,0007,296
Provision for loan and lease losses$06,393
Total noninterest income$67,0006,606
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$61,0005,818
Trading account gains and fees$0145
Additional Noninterest Income$6,0006,732
Total noninterest expense$388,0007,301
Salaries and employee benefits$245,0007,217
Premises and equipment expense$21,0007,346
Additional noninterest expense$122,0007,287
Pre-tax net operating income$86,0005,862
Securities gains (losses)$17,0002,882
Applicable income taxes$9,0004,287
Income before extraordinary items$94,0005,919
Extraordinary gains, net$021
Net income$94,0005,920
Minority interest net income$087
Net income of bank and minority interests.$94,0005,920
Net charge-offs$29,0005,343
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$78,5305,871
2011-06-30 (YTD Data)Rank
Total interest income$353,0007,354
Total interest expense$78,0007,222
Net interest income$275,0007,360
Provision for loan and lease losses$06,217
Total noninterest income$35,0006,831
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$32,0006,121
Trading account gains and fees$0153
Additional Noninterest Income$3,0006,846
Total noninterest expense$261,0007,373
Salaries and employee benefits$163,0007,299
Premises and equipment expense$14,0007,419
Additional noninterest expense$84,0007,353
Pre-tax net operating income$49,0005,956
Securities gains (losses)$02,914
Applicable income taxes$5,0004,311
Income before extraordinary items$44,0006,041
Extraordinary gains, net$015
Net income$44,0006,040
Minority interest net income$089
Net income of bank and minority interests.$44,0006,041
Net charge-offs$31,0004,801
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$44,0005,960
2011-03-31 (YTD Data)Rank
Total interest income$177,0007,416
Total interest expense$39,0007,289
Net interest income$138,0007,416
Provision for loan and lease losses$05,840
Total noninterest income$18,0006,874
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$16,0006,075
Trading account gains and fees$0158
Additional Noninterest Income$2,0006,939
Total noninterest expense$132,0007,432
Salaries and employee benefits$82,0007,339
Premises and equipment expense$9,0007,426
Additional noninterest expense$41,0007,428
Pre-tax net operating income$24,0006,052
Securities gains (losses)$01,772
Applicable income taxes$2,0004,282
Income before extraordinary items$22,0006,098
Extraordinary gains, net$09
Net income$22,0006,097
Minority interest net income$086
Net income of bank and minority interests.$22,0006,098
Net charge-offs$32,0003,717
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$22,0006,063
2010-12-31 (YTD Data)Rank
Total interest income$763,0007,470
Total interest expense$170,0007,390
Net interest income$593,0007,461
Provision for loan and lease losses$07,042
Total noninterest income$69,0006,922
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$61,0006,060
Trading account gains and fees$0175
Additional Noninterest Income$8,0006,821
Total noninterest expense$552,0007,490
Salaries and employee benefits$340,0007,409
Premises and equipment expense$26,0007,576
Additional noninterest expense$186,0007,439
Pre-tax net operating income$110,0005,446
Securities gains (losses)$03,793
Applicable income taxes$10,0004,219
Income before extraordinary items$100,0005,614
Extraordinary gains, net$029
Net income$100,0005,616
Minority interest net income$0111
Net income of bank and minority interests.$100,0005,616
Net charge-offs$4,0006,717
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$100,0005,481
2010-09-30 (YTD Data)Rank
Total interest income$573,0007,582
Total interest expense$128,0007,515
Net interest income$445,0007,569
Provision for loan and lease losses$06,977
Total noninterest income$50,0007,077
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$44,0006,182
Trading account gains and fees$0165
Additional Noninterest Income$6,0007,007
Total noninterest expense$379,0007,618
Salaries and employee benefits$240,0007,527
Premises and equipment expense$20,0007,676
Additional noninterest expense$119,0007,594
Pre-tax net operating income$116,0005,561
Securities gains (losses)$03,651
Applicable income taxes$10,0004,245
Income before extraordinary items$106,0005,696
Extraordinary gains, net$023
Net income$106,0005,698
Minority interest net income$0110
Net income of bank and minority interests.$106,0005,698
Net charge-offs$-7,0007,429
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$106,0005,548
2010-06-30 (YTD Data)Rank
Total interest income$383,0007,649
Total interest expense$85,0007,594
Net interest income$298,0007,634
Provision for loan and lease losses$06,857
Total noninterest income$31,0007,173
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$28,0006,254
Trading account gains and fees$0152
Additional Noninterest Income$3,0007,111
Total noninterest expense$245,0007,693
Salaries and employee benefits$160,0007,594
Premises and equipment expense$15,0007,728
Additional noninterest expense$70,0007,701
Pre-tax net operating income$84,0005,601
Securities gains (losses)$03,184
Applicable income taxes$4,0004,358
Income before extraordinary items$80,0005,679
Extraordinary gains, net$019
Net income$80,0005,682
Minority interest net income$0105
Net income of bank and minority interests.$80,0005,681
Net charge-offs$-6,0007,394
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$80,0005,558
2010-03-31 (YTD Data)Rank
Total interest income$190,0007,752
Total interest expense$42,0007,702
Net interest income$148,0007,733
Provision for loan and lease losses$06,552
Total noninterest income$15,0007,289
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$14,0006,285
Trading account gains and fees$0175
Additional Noninterest Income$1,0007,328
Total noninterest expense$123,0007,794
Salaries and employee benefits$80,0007,687
Premises and equipment expense$9,0007,776
Additional noninterest expense$34,0007,813
Pre-tax net operating income$40,0005,778
Securities gains (losses)$02,284
Applicable income taxes$2,0004,347
Income before extraordinary items$38,0005,870
Extraordinary gains, net$016
Net income$38,0005,871
Minority interest net income$091
Net income of bank and minority interests.$38,0005,870
Net charge-offs$-1,0006,806
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$38,0005,756
2009-12-31 (YTD Data)Rank
Total interest income$783,0007,817
Total interest expense$198,0007,772
Net interest income$585,0007,781
Provision for loan and lease losses$07,427
Total noninterest income$68,0007,261
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$59,0006,342
Trading account gains and fees$0211
Additional Noninterest Income$9,0007,208
Total noninterest expense$548,0007,841
Salaries and employee benefits$341,0007,736
Premises and equipment expense$31,0007,900
Additional noninterest expense$176,0007,822
Pre-tax net operating income$105,0005,077
Securities gains (losses)$03,754
Applicable income taxes$12,0003,833
Income before extraordinary items$93,0005,186
Extraordinary gains, net$034
Net income$93,0005,186
Minority interest net income$0115
Net income of bank and minority interests.$93,0005,186
Net charge-offs$-2,0007,762
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$93,0005,122
2009-09-30 (YTD Data)Rank
Total interest income$586,0007,907
Total interest expense$155,0007,862
Net interest income$431,0007,866
Provision for loan and lease losses$07,284
Total noninterest income$52,0007,381
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$45,0006,374
Trading account gains and fees$0212
Additional Noninterest Income$7,0007,377
Total noninterest expense$385,0007,941
Salaries and employee benefits$241,0007,838
Premises and equipment expense$24,0007,973
Additional noninterest expense$120,0007,927
Pre-tax net operating income$98,0005,299
Securities gains (losses)$03,497
Applicable income taxes$11,0004,016
Income before extraordinary items$87,0005,373
Extraordinary gains, net$027
Net income$87,0005,373
Minority interest net income$0118
Net income of bank and minority interests.$87,0005,373
Net charge-offs$-1,0007,629
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$87,0005,315
2009-06-30 (YTD Data)Rank
Total interest income$395,0007,991
Total interest expense$108,0007,943
Net interest income$287,0007,935
Provision for loan and lease losses$07,158
Total noninterest income$35,0007,427
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$30,0006,417
Trading account gains and fees$0193
Additional Noninterest Income$5,0007,481
Total noninterest expense$257,0008,022
Salaries and employee benefits$160,0007,920
Premises and equipment expense$17,0008,036
Additional noninterest expense$80,0007,992
Pre-tax net operating income$65,0005,427
Securities gains (losses)$03,136
Applicable income taxes$5,0004,239
Income before extraordinary items$60,0005,498
Extraordinary gains, net$021
Net income$60,0005,494
Minority interest net income$0112
Net income of bank and minority interests.$60,0005,494
Net charge-offs$-1,0007,516
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$60,0005,417
2009-03-31 (YTD Data)Rank
Total interest income$200,0008,044
Total interest expense$55,0007,994
Net interest income$145,0007,989
Provision for loan and lease losses$06,744
Total noninterest income$16,0007,562
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$14,0006,456
Trading account gains and fees$0171
Additional Noninterest Income$2,0007,617
Total noninterest expense$131,0008,060
Salaries and employee benefits$80,0007,969
Premises and equipment expense$11,0008,017
Additional noninterest expense$40,0007,998
Pre-tax net operating income$30,0005,887
Securities gains (losses)$02,434
Applicable income taxes$1,0004,679
Income before extraordinary items$29,0006,015
Extraordinary gains, net$015
Net income$29,0006,017
Minority interest net income$0102
Net income of bank and minority interests.$29,0006,017
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$29,0005,850
2008-12-31 (YTD Data)Rank
Total interest income$858,0008,062
Total interest expense$317,0007,976
Net interest income$541,0008,057
Provision for loan and lease losses$07,334
Total noninterest income$78,0007,509
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$59,0006,504
Trading account gains and fees$0154
Additional Noninterest Income$19,0007,458
Total noninterest expense$502,0008,112
Salaries and employee benefits$331,0008,014
Premises and equipment expense$25,0008,198
Additional noninterest expense$146,0008,091
Pre-tax net operating income$117,0005,973
Securities gains (losses)$03,220
Applicable income taxes$17,0004,344
Income before extraordinary items$100,0005,859
Extraordinary gains, net$039
Net income$100,0005,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,675
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$100,0006,007
2008-09-30 (YTD Data)Rank
Total interest income$657,0008,146
Total interest expense$253,0008,037
Net interest income$404,0008,150
Provision for loan and lease losses$06,991
Total noninterest income$57,0007,672
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$45,0006,537
Trading account gains and fees$0148
Additional Noninterest Income$12,0007,702
Total noninterest expense$345,0008,212
Salaries and employee benefits$233,0008,103
Premises and equipment expense$19,0008,275
Additional noninterest expense$93,0008,216
Pre-tax net operating income$116,0006,338
Securities gains (losses)$03,106
Applicable income taxes$17,0004,664
Income before extraordinary items$99,0006,187
Extraordinary gains, net$031
Net income$99,0006,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0005,490
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$99,0006,336
2008-06-30 (YTD Data)Rank
Total interest income$442,0008,215
Total interest expense$184,0008,067
Net interest income$258,0008,224
Provision for loan and lease losses$06,671
Total noninterest income$36,0007,759
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$30,0006,564
Trading account gains and fees$0149
Additional Noninterest Income$6,0007,890
Total noninterest expense$224,0008,286
Salaries and employee benefits$155,0008,162
Premises and equipment expense$13,0008,343
Additional noninterest expense$56,0008,310
Pre-tax net operating income$70,0006,567
Securities gains (losses)$03,233
Applicable income taxes$5,0005,215
Income before extraordinary items$65,0006,593
Extraordinary gains, net$021
Net income$65,0006,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,644
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$65,0006,519
2008-03-31 (YTD Data)Rank
Total interest income$226,0008,264
Total interest expense$95,0008,119
Net interest income$131,0008,272
Provision for loan and lease losses$06,080
Total noninterest income$17,0007,813
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$14,0006,612
Trading account gains and fees$0158
Additional Noninterest Income$3,0007,909
Total noninterest expense$114,0008,324
Salaries and employee benefits$77,0008,211
Premises and equipment expense$6,0008,377
Additional noninterest expense$31,0008,303
Pre-tax net operating income$34,0006,801
Securities gains (losses)$02,688
Applicable income taxes$2,0005,366
Income before extraordinary items$32,0006,839
Extraordinary gains, net$015
Net income$32,0006,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,596
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$32,0006,750
2007-12-31 (YTD Data)Rank
Total interest income$986,0008,196
Total interest expense$415,0008,070
Net interest income$571,0008,222
Provision for loan and lease losses$06,851
Total noninterest income$71,0007,834
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$59,0006,608
Trading account gains and fees$0178
Additional Noninterest Income$12,0008,001
Total noninterest expense$507,0008,325
Salaries and employee benefits$323,0008,222
Premises and equipment expense$33,0008,373
Additional noninterest expense$151,0008,249
Pre-tax net operating income$135,0007,046
Securities gains (losses)$02,146
Applicable income taxes$20,0005,425
Income before extraordinary items$115,0007,081
Extraordinary gains, net$039
Net income$115,0007,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,761
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$115,0007,055
2007-09-30 (YTD Data)Rank
Total interest income$745,0008,248
Total interest expense$316,0008,110
Net interest income$429,0008,275
Provision for loan and lease losses$06,528
Total noninterest income$54,0007,900
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$45,0006,629
Trading account gains and fees$0184
Additional Noninterest Income$9,0008,062
Total noninterest expense$349,0008,359
Salaries and employee benefits$228,0008,257
Premises and equipment expense$24,0008,387
Additional noninterest expense$97,0008,346
Pre-tax net operating income$134,0007,196
Securities gains (losses)$01,655
Applicable income taxes$21,0005,447
Income before extraordinary items$113,0007,205
Extraordinary gains, net$033
Net income$113,0007,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,441
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$113,0007,189
2007-06-30 (YTD Data)Rank
Total interest income$506,0008,310
Total interest expense$214,0008,162
Net interest income$292,0008,326
Provision for loan and lease losses$06,209
Total noninterest income$34,0007,979
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$29,0006,696
Trading account gains and fees$0168
Additional Noninterest Income$5,0008,175
Total noninterest expense$234,0008,409
Salaries and employee benefits$152,0008,312
Premises and equipment expense$16,0008,429
Additional noninterest expense$66,0008,374
Pre-tax net operating income$92,0007,298
Securities gains (losses)$01,444
Applicable income taxes$8,0005,755
Income before extraordinary items$84,0007,232
Extraordinary gains, net$029
Net income$84,0007,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,195
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$84,0007,227
2007-03-31 (YTD Data)Rank
Total interest income$260,0008,348
Total interest expense$112,0008,168
Net interest income$148,0008,381
Provision for loan and lease losses$05,779
Total noninterest income$17,0007,989
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$15,0006,674
Trading account gains and fees$0195
Additional Noninterest Income$2,0008,219
Total noninterest expense$120,0008,435
Salaries and employee benefits$76,0008,365
Premises and equipment expense$11,0008,362
Additional noninterest expense$33,0008,409
Pre-tax net operating income$45,0007,346
Securities gains (losses)$01,187
Applicable income taxes$6,0005,609
Income before extraordinary items$39,0007,321
Extraordinary gains, net$022
Net income$39,0007,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$39,0007,313
2006-12-31 (YTD Data)Rank
Total interest income$909,0008,338
Total interest expense$381,0008,138
Net interest income$528,0008,387
Provision for loan and lease losses$06,850
Total noninterest income$62,0008,109
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$51,0006,878
Trading account gains and fees$0130
Additional Noninterest Income$11,0008,227
Total noninterest expense$480,0008,464
Salaries and employee benefits$324,0008,326
Premises and equipment expense$26,0008,555
Additional noninterest expense$130,0008,448
Pre-tax net operating income$110,0007,676
Securities gains (losses)$01,687
Applicable income taxes$11,0006,128
Income before extraordinary items$99,0007,678
Extraordinary gains, net$051
Net income$99,0007,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,226
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$99,0007,667
2006-09-30 (YTD Data)Rank
Total interest income$661,0008,421
Total interest expense$271,0008,210
Net interest income$390,0008,468
Provision for loan and lease losses$06,685
Total noninterest income$46,0008,202
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$37,0006,990
Trading account gains and fees$0126
Additional Noninterest Income$9,0008,272
Total noninterest expense$338,0008,531
Salaries and employee benefits$228,0008,393
Premises and equipment expense$18,0008,620
Additional noninterest expense$92,0008,526
Pre-tax net operating income$98,0007,817
Securities gains (losses)$01,388
Applicable income taxes$11,0006,190
Income before extraordinary items$87,0007,789
Extraordinary gains, net$045
Net income$87,0007,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,157
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$87,0007,796
2006-06-30 (YTD Data)Rank
Total interest income$418,0008,498
Total interest expense$169,0008,271
Net interest income$249,0008,543
Provision for loan and lease losses$06,419
Total noninterest income$29,0008,298
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$25,0007,011
Trading account gains and fees$0126
Additional Noninterest Income$4,0008,426
Total noninterest expense$226,0008,572
Salaries and employee benefits$152,0008,444
Premises and equipment expense$12,0008,655
Additional noninterest expense$62,0008,552
Pre-tax net operating income$52,0007,945
Securities gains (losses)$01,185
Applicable income taxes$4,0006,395
Income before extraordinary items$48,0007,923
Extraordinary gains, net$039
Net income$48,0007,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,231
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$48,0007,927
2006-03-31 (YTD Data)Rank
Total interest income$199,0008,538
Total interest expense$79,0008,318
Net interest income$120,0008,580
Provision for loan and lease losses$06,013
Total noninterest income$13,0008,341
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$11,0007,109
Trading account gains and fees$0115
Additional Noninterest Income$2,0008,382
Total noninterest expense$115,0008,578
Salaries and employee benefits$76,0008,460
Premises and equipment expense$8,0008,606
Additional noninterest expense$31,0008,569
Pre-tax net operating income$18,0008,050
Securities gains (losses)$0955
Applicable income taxes$1,0006,453
Income before extraordinary items$17,0008,024
Extraordinary gains, net$021
Net income$17,0008,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,315
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$17,0008,022
2005-12-31 (YTD Data)Rank
Total interest income$711,0008,526
Total interest expense$216,0008,416
Net interest income$495,0008,536
Provision for loan and lease losses$15,0006,626
Total noninterest income$62,0008,329
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$51,0007,068
Trading account gains and fees$0138
Additional Noninterest Income$11,0008,394
Total noninterest expense$463,0008,611
Salaries and employee benefits$313,0008,456
Premises and equipment expense$26,0008,702
Additional noninterest expense$124,0008,613
Pre-tax net operating income$79,0008,050
Securities gains (losses)$02,296
Applicable income taxes$5,0006,664
Income before extraordinary items$74,0008,055
Extraordinary gains, net$046
Net income$74,0008,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,766
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$74,0008,027
2005-09-30 (YTD Data)Rank
Total interest income$520,0008,575
Total interest expense$156,0008,441
Net interest income$364,0008,596
Provision for loan and lease losses$06,899
Total noninterest income$48,0008,350
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$39,0007,103
Trading account gains and fees$0126
Additional Noninterest Income$9,0008,407
Total noninterest expense$328,0008,634
Salaries and employee benefits$221,0008,494
Premises and equipment expense$19,0008,716
Additional noninterest expense$88,0008,647
Pre-tax net operating income$84,0008,077
Securities gains (losses)$02,317
Applicable income taxes$4,0006,719
Income before extraordinary items$80,0008,059
Extraordinary gains, net$035
Net income$80,0008,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,995
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$80,0008,030
2005-06-30 (YTD Data)Rank
Total interest income$332,0008,608
Total interest expense$99,0008,456
Net interest income$233,0008,621
Provision for loan and lease losses$06,626
Total noninterest income$31,0008,369
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$26,0007,089
Trading account gains and fees$0116
Additional Noninterest Income$5,0008,453
Total noninterest expense$220,0008,637
Salaries and employee benefits$150,0008,498
Premises and equipment expense$14,0008,690
Additional noninterest expense$56,0008,674
Pre-tax net operating income$44,0008,161
Securities gains (losses)$02,146
Applicable income taxes$2,0006,782
Income before extraordinary items$42,0008,166
Extraordinary gains, net$030
Net income$42,0008,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,971
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$42,0008,133
2005-03-31 (YTD Data)Rank
Total interest income$166,0008,682
Total interest expense$48,0008,524
Net interest income$118,0008,699
Provision for loan and lease losses$06,226
Total noninterest income$16,0008,407
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$13,0007,104
Trading account gains and fees$0115
Additional Noninterest Income$3,0008,454
Total noninterest expense$116,0008,666
Salaries and employee benefits$74,0008,563
Premises and equipment expense$8,0008,706
Additional noninterest expense$34,0008,610
Pre-tax net operating income$18,0008,276
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$18,0008,257
Extraordinary gains, net$024
Net income$18,0008,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,985
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$18,0008,234
2004-12-31 (YTD Data)Rank
Total interest income$609,0008,694
Total interest expense$172,0008,553
Net interest income$437,0008,705
Provision for loan and lease losses$30,0006,416
Total noninterest income$67,0008,428
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$56,0007,193
Trading account gains and fees$0138
Additional Noninterest Income$11,0008,496
Total noninterest expense$466,0008,714
Salaries and employee benefits$329,0008,525
Premises and equipment expense$28,0008,820
Additional noninterest expense$109,0008,786
Pre-tax net operating income$8,0008,367
Securities gains (losses)$03,819
Applicable income taxes$2,0007,032
Income before extraordinary items$6,0008,419
Extraordinary gains, net$034
Net income$6,0008,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0004,933
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,0008,386
2004-09-30 (YTD Data)Rank
Total interest income$449,0008,760
Total interest expense$128,0008,604
Net interest income$321,0008,766
Provision for loan and lease losses$07,100
Total noninterest income$52,0008,460
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$43,0007,213
Trading account gains and fees$0134
Additional Noninterest Income$9,0008,509
Total noninterest expense$338,0008,758
Salaries and employee benefits$235,0008,585
Premises and equipment expense$23,0008,831
Additional noninterest expense$80,0008,830
Pre-tax net operating income$35,0008,352
Securities gains (losses)$03,710
Applicable income taxes$3,0007,043
Income before extraordinary items$32,0008,387
Extraordinary gains, net$026
Net income$32,0008,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,054
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$32,0008,344
2004-06-30 (YTD Data)Rank
Total interest income$294,0008,832
Total interest expense$86,0008,662
Net interest income$208,0008,838
Provision for loan and lease losses$06,885
Total noninterest income$33,0008,539
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$29,0007,223
Trading account gains and fees$0130
Additional Noninterest Income$4,0008,694
Total noninterest expense$229,0008,806
Salaries and employee benefits$160,0008,617
Premises and equipment expense$16,0008,866
Additional noninterest expense$53,0008,886
Pre-tax net operating income$12,0008,458
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$12,0008,499
Extraordinary gains, net$021
Net income$12,0008,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,943
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$12,0008,440
2004-03-31 (YTD Data)Rank
Total interest income$147,0008,874
Total interest expense$42,0008,723
Net interest income$105,0008,875
Provision for loan and lease losses$06,501
Total noninterest income$16,0008,578
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$14,0007,243
Trading account gains and fees$0121
Additional Noninterest Income$2,0008,709
Total noninterest expense$116,0008,836
Salaries and employee benefits$80,0008,655
Premises and equipment expense$7,0008,909
Additional noninterest expense$29,0008,867
Pre-tax net operating income$5,0008,491
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$5,0008,530
Extraordinary gains, net$016
Net income$5,0008,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$5,0008,472
2003-12-31 (YTD Data)Rank
Total interest income$635,0008,873
Total interest expense$186,0008,778
Net interest income$449,0008,854
Provision for loan and lease losses$13,0007,258
Total noninterest income$68,0008,617
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$60,0007,265
Trading account gains and fees$0160
Additional Noninterest Income$8,0008,827
Total noninterest expense$451,0008,899
Salaries and employee benefits$327,0008,676
Premises and equipment expense$27,0009,029
Additional noninterest expense$97,0009,018
Pre-tax net operating income$53,0008,370
Securities gains (losses)$04,500
Applicable income taxes$9,0007,067
Income before extraordinary items$44,0008,477
Extraordinary gains, net$054
Net income$44,0008,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,545
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$44,0008,379
2003-09-30 (YTD Data)Rank
Total interest income$480,0008,958
Total interest expense$145,0008,866
Net interest income$335,0008,937
Provision for loan and lease losses$13,0007,023
Total noninterest income$51,0008,706
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$44,0007,355
Trading account gains and fees$0153
Additional Noninterest Income$7,0008,842
Total noninterest expense$325,0008,961
Salaries and employee benefits$229,0008,762
Premises and equipment expense$22,0009,040
Additional noninterest expense$74,0009,053
Pre-tax net operating income$48,0008,462
Securities gains (losses)$04,204
Applicable income taxes$8,0007,139
Income before extraordinary items$40,0008,565
Extraordinary gains, net$040
Net income$40,0008,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,378
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$40,0008,458
2003-06-30 (YTD Data)Rank
Total interest income$322,0008,991
Total interest expense$97,0008,918
Net interest income$225,0008,967
Provision for loan and lease losses$3,0007,198
Total noninterest income$33,0008,738
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$30,0007,331
Trading account gains and fees$0150
Additional Noninterest Income$3,0008,960
Total noninterest expense$215,0008,996
Salaries and employee benefits$156,0008,766
Premises and equipment expense$15,0009,055
Additional noninterest expense$44,0009,107
Pre-tax net operating income$40,0008,441
Securities gains (losses)$03,782
Applicable income taxes$4,0007,232
Income before extraordinary items$36,0008,534
Extraordinary gains, net$030
Net income$36,0008,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,405
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$36,0008,410
2003-03-31 (YTD Data)Rank
Total interest income$161,0009,053
Total interest expense$50,0008,969
Net interest income$111,0009,027
Provision for loan and lease losses$06,934
Total noninterest income$16,0008,775
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$14,0007,374
Trading account gains and fees$0134
Additional Noninterest Income$2,0008,884
Total noninterest expense$107,0009,042
Salaries and employee benefits$79,0008,788
Premises and equipment expense$6,0009,130
Additional noninterest expense$22,0009,147
Pre-tax net operating income$20,0008,454
Securities gains (losses)$02,891
Applicable income taxes$2,0007,162
Income before extraordinary items$18,0008,508
Extraordinary gains, net$021
Net income$18,0008,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,212
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$18,0008,395
2002-12-31 (YTD Data)Rank
Total interest income$705,0009,055
Total interest expense$269,0008,945
Net interest income$436,0009,065
Provision for loan and lease losses$30,0007,191
Total noninterest income$76,0008,681
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$56,0007,422
Trading account gains and fees$0153
Additional Noninterest Income$20,0008,540
Total noninterest expense$453,0009,062
Salaries and employee benefits$323,0008,808
Premises and equipment expense$25,0009,200
Additional noninterest expense$105,0009,148
Pre-tax net operating income$29,0008,543
Securities gains (losses)$04,537
Applicable income taxes$3,0007,526
Income before extraordinary items$26,0008,644
Extraordinary gains, net$070
Net income$26,0008,646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,876
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$26,0008,561
2001-12-31 (YTD Data)Rank
Total interest income$881,0009,224
Total interest expense$458,0009,086
Net interest income$423,0009,285
Provision for loan and lease losses$20,0007,552
Total noninterest income$65,0008,981
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$54,0007,519
Trading account gains and fees$0177
Additional Noninterest Income$11,0009,089
Total noninterest expense$431,0009,311
Salaries and employee benefits$306,0009,034
Premises and equipment expense$22,0009,480
Additional noninterest expense$103,0009,364
Pre-tax net operating income$37,0008,585
Securities gains (losses)$04,612
Applicable income taxes$6,0007,708
Income before extraordinary items$31,0008,692
Extraordinary gains, net$0105
Net income$31,0008,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,011
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$31,0008,602
2000-12-31 (YTD Data)Rank
Total interest income$889,0009,481
Total interest expense$460,0009,323
Net interest income$429,0009,550
Provision for loan and lease losses$162,0004,234
Total noninterest income$62,0009,152
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$46,0007,725
Trading account gains and feesNANA
Additional Noninterest Income$16,0009,131
Total noninterest expense$424,0009,545
Salaries and employee benefits$305,0009,229
Premises and equipment expense$23,0009,742
Additional noninterest expense$96,0009,660
Pre-tax net operating income$-95,0009,242
Securities gains (losses)$01,956
Applicable income taxes$2,0008,274
Income before extraordinary items$-97,0009,266
Extraordinary gains, net$038
Net income$-97,0009,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0002,760
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-97,0009,264
1999-12-31 (YTD Data)Rank
Total interest income$874,0009,719
Total interest expense$407,0009,628
Net interest income$467,0009,734
Provision for loan and lease losses$107,0005,099
Total noninterest income$77,0009,188
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$59,0007,624
Trading account gains and feesNANA
Additional Noninterest Income$18,0009,339
Total noninterest expense$428,0009,802
Salaries and employee benefits$312,0009,399
Premises and equipment expense$23,00010,054
Additional noninterest expense$93,0009,965
Pre-tax net operating income$9,0009,376
Securities gains (losses)$03,155
Applicable income taxes$2,0008,682
Income before extraordinary items$7,0009,422
Extraordinary gains, net$035
Net income$7,0009,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,578
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$-112,00010,100
Net operating income$7,0009,393
1998-12-31 (YTD Data)Rank
Total interest income$890,0009,957
Total interest expense$435,0009,835
Net interest income$455,00010,006
Provision for loan and lease losses$95,0005,236
Total noninterest income$74,0009,450
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$58,0007,838
Trading account gains and feesNANA
Additional Noninterest Income$16,0009,678
Total noninterest expense$407,00010,041
Salaries and employee benefits$293,0009,656
Premises and equipment expense$23,00010,279
Additional noninterest expense$91,00010,191
Pre-tax net operating income$27,0009,697
Securities gains (losses)$04,449
Applicable income taxes$6,0009,185
Income before extraordinary items$21,0009,752
Extraordinary gains, net$032
Net income$21,0009,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,412
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$21,0009,697
1997-12-31 (YTD Data)Rank
Total interest income$882,00010,400
Total interest expense$425,00010,277
Net interest income$457,00010,470
Provision for loan and lease losses$08,829
Total noninterest income$74,0009,870
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$56,0008,255
Trading account gains and feesNANA
Additional Noninterest Income$18,0009,956
Total noninterest expense$381,00010,530
Salaries and employee benefits$276,00010,117
Premises and equipment expense$21,00010,754
Additional noninterest expense$84,00010,666
Pre-tax net operating income$150,0009,844
Securities gains (losses)$03,944
Applicable income taxes$21,0009,704
Income before extraordinary items$129,0009,769
Extraordinary gains, net$044
Net income$129,0009,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0009,540
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$129,0009,725
1996-12-31 (YTD Data)Rank
Total interest income$853,00010,974
Total interest expense$423,00010,815
Net interest income$430,00011,038
Provision for loan and lease losses$130,0004,417
Total noninterest income$70,00010,476
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$57,0008,643
Trading account gains and feesNANA
Additional Noninterest Income$13,00010,823
Total noninterest expense$392,00010,991
Salaries and employee benefits$281,00010,493
Premises and equipment expense$24,00011,240
Additional noninterest expense$87,00011,187
Pre-tax net operating income$-22,00010,848
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$-22,00010,880
Extraordinary gains, net$053
Net income$-22,00010,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0003,474
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-22,00010,835
1995-12-31 (YTD Data)Rank
Total interest income$791,00011,533
Total interest expense$399,00011,332
Net interest income$392,00011,623
Provision for loan and lease losses$82,0005,048
Total noninterest income$68,00011,008
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$55,0009,088
Trading account gains and feesNANA
Additional Noninterest Income$13,00011,328
Total noninterest expense$369,00011,534
Salaries and employee benefits$253,00011,133
Premises and equipment expense$23,00011,756
Additional noninterest expense$93,00011,677
Pre-tax net operating income$9,00011,435
Securities gains (losses)$03,831
Applicable income taxes$1,00011,102
Income before extraordinary items$8,00011,470
Extraordinary gains, net$065
Net income$8,00011,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,173
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$8,00011,435
1994-12-31 (YTD Data)Rank
Total interest income$751,00012,133
Total interest expense$321,00011,949
Net interest income$430,00012,178
Provision for loan and lease losses$40,0006,585
Total noninterest income$48,00011,979
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$37,00010,127
Trading account gains and feesNANA
Additional Noninterest Income$11,00012,029
Total noninterest expense$355,00012,197
Salaries and employee benefits$234,00011,802
Premises and equipment expense$27,00012,284
Additional noninterest expense$94,00012,342
Pre-tax net operating income$83,00011,733
Securities gains (losses)$03,600
Applicable income taxes$15,00011,265
Income before extraordinary items$68,00011,671
Extraordinary gains, net$0249
Net income$68,00011,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,491
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$68,00011,707
1993-12-31 (YTD Data)Rank
Total interest income$735,00012,757
Total interest expense$346,00012,459
Net interest income$389,00012,838
Provision for loan and lease losses$80,0006,310
Total noninterest income$46,00012,646
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$35,00010,569
Trading account gains and feesNANA
Additional Noninterest Income$11,00012,687
Total noninterest expense$355,00012,813
Salaries and employee benefits$244,00012,248
Premises and equipment expense$22,00013,043
Additional noninterest expense$89,00013,034
Pre-tax net operating income$012,389
Securities gains (losses)$07,477
Applicable income taxes$1,00012,075
Income before extraordinary items$-1,00012,533
Extraordinary gains, net$03,149
Net income$-1,00012,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0005,334
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-1,00012,395
1992-12-31 (YTD Data)Rank
Total interest income$837,00013,294
Total interest expense$437,00013,035
Net interest income$400,00013,393
Provision for loan and lease losses$28,00010,112
Total noninterest income$48,00013,159
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$37,00010,808
Trading account gains and feesNANA
Additional Noninterest Income$11,00013,290
Total noninterest expense$384,00013,244
Salaries and employee benefits$257,00012,531
Premises and equipment expense$27,00013,499
Additional noninterest expense$100,00013,523
Pre-tax net operating income$36,00012,494
Securities gains (losses)$08,369
Applicable income taxes$7,00012,453
Income before extraordinary items$29,00012,714
Extraordinary gains, net$01,422
Net income$29,00012,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0007,548
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$29,00012,475

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.