Home > The Freedom State Bank > Income and Expense
The Freedom State Bank, Income and Expense
2014-03-31 (YTD Data) | Rank | |
Total interest income | $188,000 | 6,548 |
Total interest expense | $18,000 | 6,418 |
Net interest income | $170,000 | 6,539 |
Provision for loan and lease losses | $0 | 3,817 |
Total noninterest income | $27,000 | 6,063 |
Gross Fiduciary activities income | $0 | 1,141 |
Service charges on deposit accounts | $19,000 | 5,404 |
Trading account gains and fees | $0 | 147 |
Additional Noninterest Income | $8,000 | 6,076 |
Total noninterest expense | $157,000 | 6,557 |
Salaries and employee benefits | $79,000 | 6,570 |
Premises and equipment expense | $5,000 | 6,673 |
Additional noninterest expense | $73,000 | 6,322 |
Pre-tax net operating income | $40,000 | 5,839 |
Securities gains (losses) | $0 | 1,715 |
Applicable income taxes | $6,000 | 3,988 |
Income before extraordinary items | $34,000 | 5,893 |
Extraordinary gains, net | $0 | 16 |
Net income | $34,000 | 5,894 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $34,000 | 5,895 |
Net charge-offs | $-15,000 | 5,922 |
Cash dividends | $0 | 2,887 |
Sale, conversion, retirement of capital stock, net | $0 | 747 |
Net operating income | $34,000 | 5,857 |
2013-12-31 (YTD Data) | Rank | |
Total interest income | $717,000 | 6,639 |
Total interest expense | $73,000 | 6,557 |
Net interest income | $644,000 | 6,627 |
Provision for loan and lease losses | $40,000 | 4,399 |
Total noninterest income | $141,000 | 5,961 |
Gross Fiduciary activities income | $0 | 1,299 |
Service charges on deposit accounts | $105,000 | 5,181 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $36,000 | 6,034 |
Total noninterest expense | $642,000 | 6,628 |
Salaries and employee benefits | $338,000 | 6,639 |
Premises and equipment expense | $21,000 | 6,755 |
Additional noninterest expense | $283,000 | 6,407 |
Pre-tax net operating income | $103,000 | 5,949 |
Securities gains (losses) | $0 | 3,182 |
Applicable income taxes | $13,000 | 4,236 |
Income before extraordinary items | $90,000 | 6,016 |
Extraordinary gains, net | $0 | 29 |
Net income | $90,000 | 6,016 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $90,000 | 6,018 |
Net charge-offs | $60,000 | 4,206 |
Cash dividends | $0 | 4,350 |
Sale, conversion, retirement of capital stock, net | $0 | 924 |
Net operating income | $90,000 | 5,973 |
2013-09-30 (YTD Data) | Rank | |
Total interest income | $522,000 | 6,723 |
Total interest expense | $54,000 | 6,646 |
Net interest income | $468,000 | 6,717 |
Provision for loan and lease losses | $0 | 4,941 |
Total noninterest income | $100,000 | 6,076 |
Gross Fiduciary activities income | $0 | 1,238 |
Service charges on deposit accounts | $74,000 | 5,318 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $26,000 | 6,134 |
Total noninterest expense | $444,000 | 6,721 |
Salaries and employee benefits | $244,000 | 6,709 |
Premises and equipment expense | $15,000 | 6,835 |
Additional noninterest expense | $185,000 | 6,556 |
Pre-tax net operating income | $124,000 | 5,911 |
Securities gains (losses) | $0 | 3,040 |
Applicable income taxes | $12,000 | 4,270 |
Income before extraordinary items | $112,000 | 5,968 |
Extraordinary gains, net | $0 | 25 |
Net income | $112,000 | 5,970 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $112,000 | 5,970 |
Net charge-offs | $21,000 | 4,392 |
Cash dividends | $0 | 3,782 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $112,000 | 5,911 |
2013-06-30 (YTD Data) | Rank | |
Total interest income | $341,000 | 6,782 |
Total interest expense | $36,000 | 6,705 |
Net interest income | $305,000 | 6,769 |
Provision for loan and lease losses | $0 | 4,788 |
Total noninterest income | $61,000 | 6,172 |
Gross Fiduciary activities income | $0 | 1,226 |
Service charges on deposit accounts | $44,000 | 5,477 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $17,000 | 6,189 |
Total noninterest expense | $298,000 | 6,771 |
Salaries and employee benefits | $166,000 | 6,751 |
Premises and equipment expense | $11,000 | 6,873 |
Additional noninterest expense | $121,000 | 6,606 |
Pre-tax net operating income | $68,000 | 5,983 |
Securities gains (losses) | $0 | 2,791 |
Applicable income taxes | $8,000 | 4,256 |
Income before extraordinary items | $60,000 | 6,080 |
Extraordinary gains, net | $0 | 22 |
Net income | $60,000 | 6,081 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $60,000 | 6,082 |
Net charge-offs | $10,000 | 4,322 |
Cash dividends | $0 | 3,564 |
Sale, conversion, retirement of capital stock, net | $0 | 838 |
Net operating income | $60,000 | 5,997 |
2013-03-31 (YTD Data) | Rank | |
Total interest income | $170,000 | 6,854 |
Total interest expense | $18,000 | 6,781 |
Net interest income | $152,000 | 6,841 |
Provision for loan and lease losses | $0 | 4,409 |
Total noninterest income | $31,000 | 6,167 |
Gross Fiduciary activities income | $0 | 1,171 |
Service charges on deposit accounts | $23,000 | 5,410 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $8,000 | 6,256 |
Total noninterest expense | $157,000 | 6,810 |
Salaries and employee benefits | $82,000 | 6,825 |
Premises and equipment expense | $8,000 | 6,893 |
Additional noninterest expense | $67,000 | 6,612 |
Pre-tax net operating income | $26,000 | 6,088 |
Securities gains (losses) | $0 | 1,966 |
Applicable income taxes | $4,000 | 4,268 |
Income before extraordinary items | $22,000 | 6,190 |
Extraordinary gains, net | $0 | 10 |
Net income | $22,000 | 6,190 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $22,000 | 6,191 |
Net charge-offs | $-2,000 | 5,471 |
Cash dividends | $0 | 2,726 |
Sale, conversion, retirement of capital stock, net | $0 | 789 |
Net operating income | $22,000 | 6,108 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $679,000 | 6,933 |
Total interest expense | $103,000 | 6,809 |
Net interest income | $576,000 | 6,936 |
Provision for loan and lease losses | $42,000 | 5,286 |
Total noninterest income | $149,000 | 5,979 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $101,000 | 5,423 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $48,000 | 5,881 |
Total noninterest expense | $600,000 | 6,910 |
Salaries and employee benefits | $334,000 | 6,881 |
Premises and equipment expense | $26,000 | 7,001 |
Additional noninterest expense | $240,000 | 6,772 |
Pre-tax net operating income | $83,000 | 5,955 |
Securities gains (losses) | $7,000 | 3,461 |
Applicable income taxes | $12,000 | 4,347 |
Income before extraordinary items | $78,000 | 6,118 |
Extraordinary gains, net | $0 | 29 |
Net income | $78,000 | 6,111 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $78,000 | 6,114 |
Net charge-offs | $24,000 | 5,310 |
Cash dividends | $0 | 4,373 |
Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
Net operating income | $71,910 | 5,975 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $506,000 | 7,043 |
Total interest expense | $84,000 | 6,893 |
Net interest income | $422,000 | 7,047 |
Provision for loan and lease losses | $0 | 5,790 |
Total noninterest income | $111,000 | 6,057 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $74,000 | 5,532 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $37,000 | 5,978 |
Total noninterest expense | $413,000 | 7,033 |
Salaries and employee benefits | $246,000 | 6,972 |
Premises and equipment expense | $21,000 | 7,085 |
Additional noninterest expense | $146,000 | 6,970 |
Pre-tax net operating income | $120,000 | 5,944 |
Securities gains (losses) | $7,000 | 3,196 |
Applicable income taxes | $12,000 | 4,334 |
Income before extraordinary items | $115,000 | 6,057 |
Extraordinary gains, net | $0 | 20 |
Net income | $115,000 | 6,056 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $115,000 | 6,056 |
Net charge-offs | $9,000 | 5,333 |
Cash dividends | $0 | 3,773 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $108,630 | 5,943 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $341,000 | 7,101 |
Total interest expense | $63,000 | 6,916 |
Net interest income | $278,000 | 7,110 |
Provision for loan and lease losses | $0 | 5,619 |
Total noninterest income | $73,000 | 6,102 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $50,000 | 5,517 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $23,000 | 6,059 |
Total noninterest expense | $279,000 | 7,088 |
Salaries and employee benefits | $165,000 | 7,034 |
Premises and equipment expense | $15,000 | 7,138 |
Additional noninterest expense | $99,000 | 7,014 |
Pre-tax net operating income | $72,000 | 6,002 |
Securities gains (losses) | $7,000 | 2,812 |
Applicable income taxes | $8,000 | 4,301 |
Income before extraordinary items | $71,000 | 6,114 |
Extraordinary gains, net | $0 | 19 |
Net income | $71,000 | 6,114 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $71,000 | 6,114 |
Net charge-offs | $1,000 | 5,406 |
Cash dividends | $0 | 3,576 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $64,700 | 6,011 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $174,000 | 7,154 |
Total interest expense | $38,000 | 6,894 |
Net interest income | $136,000 | 7,171 |
Provision for loan and lease losses | $0 | 5,254 |
Total noninterest income | $33,000 | 6,276 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $25,000 | 5,510 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $8,000 | 6,361 |
Total noninterest expense | $140,000 | 7,148 |
Salaries and employee benefits | $82,000 | 7,099 |
Premises and equipment expense | $8,000 | 7,176 |
Additional noninterest expense | $50,000 | 7,055 |
Pre-tax net operating income | $29,000 | 6,142 |
Securities gains (losses) | $7,000 | 1,852 |
Applicable income taxes | $5,000 | 4,246 |
Income before extraordinary items | $31,000 | 6,209 |
Extraordinary gains, net | $0 | 19 |
Net income | $31,000 | 6,207 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $31,000 | 6,209 |
Net charge-offs | $-1,000 | 5,761 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $24,980 | 6,155 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $693,000 | 7,216 |
Total interest expense | $161,000 | 7,033 |
Net interest income | $532,000 | 7,227 |
Provision for loan and lease losses | $60,000 | 5,708 |
Total noninterest income | $101,000 | 6,419 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $86,000 | 5,724 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $15,000 | 6,458 |
Total noninterest expense | $564,000 | 7,214 |
Salaries and employee benefits | $346,000 | 7,141 |
Premises and equipment expense | $27,000 | 7,282 |
Additional noninterest expense | $191,000 | 7,149 |
Pre-tax net operating income | $9,000 | 5,981 |
Securities gains (losses) | $78,000 | 2,250 |
Applicable income taxes | $9,000 | 4,328 |
Income before extraordinary items | $78,000 | 5,943 |
Extraordinary gains, net | $0 | 29 |
Net income | $78,000 | 5,945 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $78,000 | 5,945 |
Net charge-offs | $82,000 | 5,144 |
Cash dividends | $0 | 4,207 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $7,800 | 6,015 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $527,000 | 7,287 |
Total interest expense | $120,000 | 7,122 |
Net interest income | $407,000 | 7,296 |
Provision for loan and lease losses | $0 | 6,393 |
Total noninterest income | $67,000 | 6,606 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $61,000 | 5,818 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $6,000 | 6,732 |
Total noninterest expense | $388,000 | 7,301 |
Salaries and employee benefits | $245,000 | 7,217 |
Premises and equipment expense | $21,000 | 7,346 |
Additional noninterest expense | $122,000 | 7,287 |
Pre-tax net operating income | $86,000 | 5,862 |
Securities gains (losses) | $17,000 | 2,882 |
Applicable income taxes | $9,000 | 4,287 |
Income before extraordinary items | $94,000 | 5,919 |
Extraordinary gains, net | $0 | 21 |
Net income | $94,000 | 5,920 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $94,000 | 5,920 |
Net charge-offs | $29,000 | 5,343 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $78,530 | 5,871 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $353,000 | 7,354 |
Total interest expense | $78,000 | 7,222 |
Net interest income | $275,000 | 7,360 |
Provision for loan and lease losses | $0 | 6,217 |
Total noninterest income | $35,000 | 6,831 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $32,000 | 6,121 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $3,000 | 6,846 |
Total noninterest expense | $261,000 | 7,373 |
Salaries and employee benefits | $163,000 | 7,299 |
Premises and equipment expense | $14,000 | 7,419 |
Additional noninterest expense | $84,000 | 7,353 |
Pre-tax net operating income | $49,000 | 5,956 |
Securities gains (losses) | $0 | 2,914 |
Applicable income taxes | $5,000 | 4,311 |
Income before extraordinary items | $44,000 | 6,041 |
Extraordinary gains, net | $0 | 15 |
Net income | $44,000 | 6,040 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $44,000 | 6,041 |
Net charge-offs | $31,000 | 4,801 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $44,000 | 5,960 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $177,000 | 7,416 |
Total interest expense | $39,000 | 7,289 |
Net interest income | $138,000 | 7,416 |
Provision for loan and lease losses | $0 | 5,840 |
Total noninterest income | $18,000 | 6,874 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $16,000 | 6,075 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $2,000 | 6,939 |
Total noninterest expense | $132,000 | 7,432 |
Salaries and employee benefits | $82,000 | 7,339 |
Premises and equipment expense | $9,000 | 7,426 |
Additional noninterest expense | $41,000 | 7,428 |
Pre-tax net operating income | $24,000 | 6,052 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $2,000 | 4,282 |
Income before extraordinary items | $22,000 | 6,098 |
Extraordinary gains, net | $0 | 9 |
Net income | $22,000 | 6,097 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $22,000 | 6,098 |
Net charge-offs | $32,000 | 3,717 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $22,000 | 6,063 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $763,000 | 7,470 |
Total interest expense | $170,000 | 7,390 |
Net interest income | $593,000 | 7,461 |
Provision for loan and lease losses | $0 | 7,042 |
Total noninterest income | $69,000 | 6,922 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $61,000 | 6,060 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $8,000 | 6,821 |
Total noninterest expense | $552,000 | 7,490 |
Salaries and employee benefits | $340,000 | 7,409 |
Premises and equipment expense | $26,000 | 7,576 |
Additional noninterest expense | $186,000 | 7,439 |
Pre-tax net operating income | $110,000 | 5,446 |
Securities gains (losses) | $0 | 3,793 |
Applicable income taxes | $10,000 | 4,219 |
Income before extraordinary items | $100,000 | 5,614 |
Extraordinary gains, net | $0 | 29 |
Net income | $100,000 | 5,616 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $100,000 | 5,616 |
Net charge-offs | $4,000 | 6,717 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $100,000 | 5,481 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $573,000 | 7,582 |
Total interest expense | $128,000 | 7,515 |
Net interest income | $445,000 | 7,569 |
Provision for loan and lease losses | $0 | 6,977 |
Total noninterest income | $50,000 | 7,077 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $44,000 | 6,182 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $6,000 | 7,007 |
Total noninterest expense | $379,000 | 7,618 |
Salaries and employee benefits | $240,000 | 7,527 |
Premises and equipment expense | $20,000 | 7,676 |
Additional noninterest expense | $119,000 | 7,594 |
Pre-tax net operating income | $116,000 | 5,561 |
Securities gains (losses) | $0 | 3,651 |
Applicable income taxes | $10,000 | 4,245 |
Income before extraordinary items | $106,000 | 5,696 |
Extraordinary gains, net | $0 | 23 |
Net income | $106,000 | 5,698 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $106,000 | 5,698 |
Net charge-offs | $-7,000 | 7,429 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $106,000 | 5,548 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $383,000 | 7,649 |
Total interest expense | $85,000 | 7,594 |
Net interest income | $298,000 | 7,634 |
Provision for loan and lease losses | $0 | 6,857 |
Total noninterest income | $31,000 | 7,173 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $28,000 | 6,254 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $3,000 | 7,111 |
Total noninterest expense | $245,000 | 7,693 |
Salaries and employee benefits | $160,000 | 7,594 |
Premises and equipment expense | $15,000 | 7,728 |
Additional noninterest expense | $70,000 | 7,701 |
Pre-tax net operating income | $84,000 | 5,601 |
Securities gains (losses) | $0 | 3,184 |
Applicable income taxes | $4,000 | 4,358 |
Income before extraordinary items | $80,000 | 5,679 |
Extraordinary gains, net | $0 | 19 |
Net income | $80,000 | 5,682 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $80,000 | 5,681 |
Net charge-offs | $-6,000 | 7,394 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $80,000 | 5,558 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $190,000 | 7,752 |
Total interest expense | $42,000 | 7,702 |
Net interest income | $148,000 | 7,733 |
Provision for loan and lease losses | $0 | 6,552 |
Total noninterest income | $15,000 | 7,289 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $14,000 | 6,285 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $1,000 | 7,328 |
Total noninterest expense | $123,000 | 7,794 |
Salaries and employee benefits | $80,000 | 7,687 |
Premises and equipment expense | $9,000 | 7,776 |
Additional noninterest expense | $34,000 | 7,813 |
Pre-tax net operating income | $40,000 | 5,778 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $2,000 | 4,347 |
Income before extraordinary items | $38,000 | 5,870 |
Extraordinary gains, net | $0 | 16 |
Net income | $38,000 | 5,871 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $38,000 | 5,870 |
Net charge-offs | $-1,000 | 6,806 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $38,000 | 5,756 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $783,000 | 7,817 |
Total interest expense | $198,000 | 7,772 |
Net interest income | $585,000 | 7,781 |
Provision for loan and lease losses | $0 | 7,427 |
Total noninterest income | $68,000 | 7,261 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $59,000 | 6,342 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $9,000 | 7,208 |
Total noninterest expense | $548,000 | 7,841 |
Salaries and employee benefits | $341,000 | 7,736 |
Premises and equipment expense | $31,000 | 7,900 |
Additional noninterest expense | $176,000 | 7,822 |
Pre-tax net operating income | $105,000 | 5,077 |
Securities gains (losses) | $0 | 3,754 |
Applicable income taxes | $12,000 | 3,833 |
Income before extraordinary items | $93,000 | 5,186 |
Extraordinary gains, net | $0 | 34 |
Net income | $93,000 | 5,186 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $93,000 | 5,186 |
Net charge-offs | $-2,000 | 7,762 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $93,000 | 5,122 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $586,000 | 7,907 |
Total interest expense | $155,000 | 7,862 |
Net interest income | $431,000 | 7,866 |
Provision for loan and lease losses | $0 | 7,284 |
Total noninterest income | $52,000 | 7,381 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $45,000 | 6,374 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $7,000 | 7,377 |
Total noninterest expense | $385,000 | 7,941 |
Salaries and employee benefits | $241,000 | 7,838 |
Premises and equipment expense | $24,000 | 7,973 |
Additional noninterest expense | $120,000 | 7,927 |
Pre-tax net operating income | $98,000 | 5,299 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $11,000 | 4,016 |
Income before extraordinary items | $87,000 | 5,373 |
Extraordinary gains, net | $0 | 27 |
Net income | $87,000 | 5,373 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $87,000 | 5,373 |
Net charge-offs | $-1,000 | 7,629 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $87,000 | 5,315 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $395,000 | 7,991 |
Total interest expense | $108,000 | 7,943 |
Net interest income | $287,000 | 7,935 |
Provision for loan and lease losses | $0 | 7,158 |
Total noninterest income | $35,000 | 7,427 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $30,000 | 6,417 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $5,000 | 7,481 |
Total noninterest expense | $257,000 | 8,022 |
Salaries and employee benefits | $160,000 | 7,920 |
Premises and equipment expense | $17,000 | 8,036 |
Additional noninterest expense | $80,000 | 7,992 |
Pre-tax net operating income | $65,000 | 5,427 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $5,000 | 4,239 |
Income before extraordinary items | $60,000 | 5,498 |
Extraordinary gains, net | $0 | 21 |
Net income | $60,000 | 5,494 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $60,000 | 5,494 |
Net charge-offs | $-1,000 | 7,516 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $60,000 | 5,417 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $200,000 | 8,044 |
Total interest expense | $55,000 | 7,994 |
Net interest income | $145,000 | 7,989 |
Provision for loan and lease losses | $0 | 6,744 |
Total noninterest income | $16,000 | 7,562 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $14,000 | 6,456 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $2,000 | 7,617 |
Total noninterest expense | $131,000 | 8,060 |
Salaries and employee benefits | $80,000 | 7,969 |
Premises and equipment expense | $11,000 | 8,017 |
Additional noninterest expense | $40,000 | 7,998 |
Pre-tax net operating income | $30,000 | 5,887 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $1,000 | 4,679 |
Income before extraordinary items | $29,000 | 6,015 |
Extraordinary gains, net | $0 | 15 |
Net income | $29,000 | 6,017 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $29,000 | 6,017 |
Net charge-offs | $0 | 5,728 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $29,000 | 5,850 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $858,000 | 8,062 |
Total interest expense | $317,000 | 7,976 |
Net interest income | $541,000 | 8,057 |
Provision for loan and lease losses | $0 | 7,334 |
Total noninterest income | $78,000 | 7,509 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $59,000 | 6,504 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $19,000 | 7,458 |
Total noninterest expense | $502,000 | 8,112 |
Salaries and employee benefits | $331,000 | 8,014 |
Premises and equipment expense | $25,000 | 8,198 |
Additional noninterest expense | $146,000 | 8,091 |
Pre-tax net operating income | $117,000 | 5,973 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $17,000 | 4,344 |
Income before extraordinary items | $100,000 | 5,859 |
Extraordinary gains, net | $0 | 39 |
Net income | $100,000 | 5,860 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 6,675 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $100,000 | 6,007 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $657,000 | 8,146 |
Total interest expense | $253,000 | 8,037 |
Net interest income | $404,000 | 8,150 |
Provision for loan and lease losses | $0 | 6,991 |
Total noninterest income | $57,000 | 7,672 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $45,000 | 6,537 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $12,000 | 7,702 |
Total noninterest expense | $345,000 | 8,212 |
Salaries and employee benefits | $233,000 | 8,103 |
Premises and equipment expense | $19,000 | 8,275 |
Additional noninterest expense | $93,000 | 8,216 |
Pre-tax net operating income | $116,000 | 6,338 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $17,000 | 4,664 |
Income before extraordinary items | $99,000 | 6,187 |
Extraordinary gains, net | $0 | 31 |
Net income | $99,000 | 6,185 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 5,490 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $99,000 | 6,336 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $442,000 | 8,215 |
Total interest expense | $184,000 | 8,067 |
Net interest income | $258,000 | 8,224 |
Provision for loan and lease losses | $0 | 6,671 |
Total noninterest income | $36,000 | 7,759 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $30,000 | 6,564 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $6,000 | 7,890 |
Total noninterest expense | $224,000 | 8,286 |
Salaries and employee benefits | $155,000 | 8,162 |
Premises and equipment expense | $13,000 | 8,343 |
Additional noninterest expense | $56,000 | 8,310 |
Pre-tax net operating income | $70,000 | 6,567 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $5,000 | 5,215 |
Income before extraordinary items | $65,000 | 6,593 |
Extraordinary gains, net | $0 | 21 |
Net income | $65,000 | 6,593 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $20,000 | 4,644 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $65,000 | 6,519 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $226,000 | 8,264 |
Total interest expense | $95,000 | 8,119 |
Net interest income | $131,000 | 8,272 |
Provision for loan and lease losses | $0 | 6,080 |
Total noninterest income | $17,000 | 7,813 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $14,000 | 6,612 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $3,000 | 7,909 |
Total noninterest expense | $114,000 | 8,324 |
Salaries and employee benefits | $77,000 | 8,211 |
Premises and equipment expense | $6,000 | 8,377 |
Additional noninterest expense | $31,000 | 8,303 |
Pre-tax net operating income | $34,000 | 6,801 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $2,000 | 5,366 |
Income before extraordinary items | $32,000 | 6,839 |
Extraordinary gains, net | $0 | 15 |
Net income | $32,000 | 6,840 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $14,000 | 3,596 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $32,000 | 6,750 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $986,000 | 8,196 |
Total interest expense | $415,000 | 8,070 |
Net interest income | $571,000 | 8,222 |
Provision for loan and lease losses | $0 | 6,851 |
Total noninterest income | $71,000 | 7,834 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $59,000 | 6,608 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $12,000 | 8,001 |
Total noninterest expense | $507,000 | 8,325 |
Salaries and employee benefits | $323,000 | 8,222 |
Premises and equipment expense | $33,000 | 8,373 |
Additional noninterest expense | $151,000 | 8,249 |
Pre-tax net operating income | $135,000 | 7,046 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $20,000 | 5,425 |
Income before extraordinary items | $115,000 | 7,081 |
Extraordinary gains, net | $0 | 39 |
Net income | $115,000 | 7,080 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 7,761 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $115,000 | 7,055 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $745,000 | 8,248 |
Total interest expense | $316,000 | 8,110 |
Net interest income | $429,000 | 8,275 |
Provision for loan and lease losses | $0 | 6,528 |
Total noninterest income | $54,000 | 7,900 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $45,000 | 6,629 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $9,000 | 8,062 |
Total noninterest expense | $349,000 | 8,359 |
Salaries and employee benefits | $228,000 | 8,257 |
Premises and equipment expense | $24,000 | 8,387 |
Additional noninterest expense | $97,000 | 8,346 |
Pre-tax net operating income | $134,000 | 7,196 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $21,000 | 5,447 |
Income before extraordinary items | $113,000 | 7,205 |
Extraordinary gains, net | $0 | 33 |
Net income | $113,000 | 7,203 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 7,441 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $113,000 | 7,189 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $506,000 | 8,310 |
Total interest expense | $214,000 | 8,162 |
Net interest income | $292,000 | 8,326 |
Provision for loan and lease losses | $0 | 6,209 |
Total noninterest income | $34,000 | 7,979 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $29,000 | 6,696 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $5,000 | 8,175 |
Total noninterest expense | $234,000 | 8,409 |
Salaries and employee benefits | $152,000 | 8,312 |
Premises and equipment expense | $16,000 | 8,429 |
Additional noninterest expense | $66,000 | 8,374 |
Pre-tax net operating income | $92,000 | 7,298 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $8,000 | 5,755 |
Income before extraordinary items | $84,000 | 7,232 |
Extraordinary gains, net | $0 | 29 |
Net income | $84,000 | 7,232 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 7,195 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $84,000 | 7,227 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $260,000 | 8,348 |
Total interest expense | $112,000 | 8,168 |
Net interest income | $148,000 | 8,381 |
Provision for loan and lease losses | $0 | 5,779 |
Total noninterest income | $17,000 | 7,989 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $15,000 | 6,674 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $2,000 | 8,219 |
Total noninterest expense | $120,000 | 8,435 |
Salaries and employee benefits | $76,000 | 8,365 |
Premises and equipment expense | $11,000 | 8,362 |
Additional noninterest expense | $33,000 | 8,409 |
Pre-tax net operating income | $45,000 | 7,346 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $6,000 | 5,609 |
Income before extraordinary items | $39,000 | 7,321 |
Extraordinary gains, net | $0 | 22 |
Net income | $39,000 | 7,320 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 6,955 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $39,000 | 7,313 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $909,000 | 8,338 |
Total interest expense | $381,000 | 8,138 |
Net interest income | $528,000 | 8,387 |
Provision for loan and lease losses | $0 | 6,850 |
Total noninterest income | $62,000 | 8,109 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $51,000 | 6,878 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $11,000 | 8,227 |
Total noninterest expense | $480,000 | 8,464 |
Salaries and employee benefits | $324,000 | 8,326 |
Premises and equipment expense | $26,000 | 8,555 |
Additional noninterest expense | $130,000 | 8,448 |
Pre-tax net operating income | $110,000 | 7,676 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $11,000 | 6,128 |
Income before extraordinary items | $99,000 | 7,678 |
Extraordinary gains, net | $0 | 51 |
Net income | $99,000 | 7,680 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-29,000 | 8,226 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $99,000 | 7,667 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $661,000 | 8,421 |
Total interest expense | $271,000 | 8,210 |
Net interest income | $390,000 | 8,468 |
Provision for loan and lease losses | $0 | 6,685 |
Total noninterest income | $46,000 | 8,202 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $37,000 | 6,990 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $9,000 | 8,272 |
Total noninterest expense | $338,000 | 8,531 |
Salaries and employee benefits | $228,000 | 8,393 |
Premises and equipment expense | $18,000 | 8,620 |
Additional noninterest expense | $92,000 | 8,526 |
Pre-tax net operating income | $98,000 | 7,817 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $11,000 | 6,190 |
Income before extraordinary items | $87,000 | 7,789 |
Extraordinary gains, net | $0 | 45 |
Net income | $87,000 | 7,791 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-26,000 | 8,157 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $87,000 | 7,796 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $418,000 | 8,498 |
Total interest expense | $169,000 | 8,271 |
Net interest income | $249,000 | 8,543 |
Provision for loan and lease losses | $0 | 6,419 |
Total noninterest income | $29,000 | 8,298 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $25,000 | 7,011 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $4,000 | 8,426 |
Total noninterest expense | $226,000 | 8,572 |
Salaries and employee benefits | $152,000 | 8,444 |
Premises and equipment expense | $12,000 | 8,655 |
Additional noninterest expense | $62,000 | 8,552 |
Pre-tax net operating income | $52,000 | 7,945 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $4,000 | 6,395 |
Income before extraordinary items | $48,000 | 7,923 |
Extraordinary gains, net | $0 | 39 |
Net income | $48,000 | 7,924 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-29,000 | 8,231 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $48,000 | 7,927 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $199,000 | 8,538 |
Total interest expense | $79,000 | 8,318 |
Net interest income | $120,000 | 8,580 |
Provision for loan and lease losses | $0 | 6,013 |
Total noninterest income | $13,000 | 8,341 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $11,000 | 7,109 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $2,000 | 8,382 |
Total noninterest expense | $115,000 | 8,578 |
Salaries and employee benefits | $76,000 | 8,460 |
Premises and equipment expense | $8,000 | 8,606 |
Additional noninterest expense | $31,000 | 8,569 |
Pre-tax net operating income | $18,000 | 8,050 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $1,000 | 6,453 |
Income before extraordinary items | $17,000 | 8,024 |
Extraordinary gains, net | $0 | 21 |
Net income | $17,000 | 8,024 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-30,000 | 8,315 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $17,000 | 8,022 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $711,000 | 8,526 |
Total interest expense | $216,000 | 8,416 |
Net interest income | $495,000 | 8,536 |
Provision for loan and lease losses | $15,000 | 6,626 |
Total noninterest income | $62,000 | 8,329 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $51,000 | 7,068 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $11,000 | 8,394 |
Total noninterest expense | $463,000 | 8,611 |
Salaries and employee benefits | $313,000 | 8,456 |
Premises and equipment expense | $26,000 | 8,702 |
Additional noninterest expense | $124,000 | 8,613 |
Pre-tax net operating income | $79,000 | 8,050 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $5,000 | 6,664 |
Income before extraordinary items | $74,000 | 8,055 |
Extraordinary gains, net | $0 | 46 |
Net income | $74,000 | 8,053 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 5,766 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $74,000 | 8,027 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $520,000 | 8,575 |
Total interest expense | $156,000 | 8,441 |
Net interest income | $364,000 | 8,596 |
Provision for loan and lease losses | $0 | 6,899 |
Total noninterest income | $48,000 | 8,350 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $39,000 | 7,103 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $9,000 | 8,407 |
Total noninterest expense | $328,000 | 8,634 |
Salaries and employee benefits | $221,000 | 8,494 |
Premises and equipment expense | $19,000 | 8,716 |
Additional noninterest expense | $88,000 | 8,647 |
Pre-tax net operating income | $84,000 | 8,077 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $4,000 | 6,719 |
Income before extraordinary items | $80,000 | 8,059 |
Extraordinary gains, net | $0 | 35 |
Net income | $80,000 | 8,058 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 5,995 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $80,000 | 8,030 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $332,000 | 8,608 |
Total interest expense | $99,000 | 8,456 |
Net interest income | $233,000 | 8,621 |
Provision for loan and lease losses | $0 | 6,626 |
Total noninterest income | $31,000 | 8,369 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $26,000 | 7,089 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $5,000 | 8,453 |
Total noninterest expense | $220,000 | 8,637 |
Salaries and employee benefits | $150,000 | 8,498 |
Premises and equipment expense | $14,000 | 8,690 |
Additional noninterest expense | $56,000 | 8,674 |
Pre-tax net operating income | $44,000 | 8,161 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $2,000 | 6,782 |
Income before extraordinary items | $42,000 | 8,166 |
Extraordinary gains, net | $0 | 30 |
Net income | $42,000 | 8,167 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-13,000 | 7,971 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $42,000 | 8,133 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $166,000 | 8,682 |
Total interest expense | $48,000 | 8,524 |
Net interest income | $118,000 | 8,699 |
Provision for loan and lease losses | $0 | 6,226 |
Total noninterest income | $16,000 | 8,407 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $13,000 | 7,104 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $3,000 | 8,454 |
Total noninterest expense | $116,000 | 8,666 |
Salaries and employee benefits | $74,000 | 8,563 |
Premises and equipment expense | $8,000 | 8,706 |
Additional noninterest expense | $34,000 | 8,610 |
Pre-tax net operating income | $18,000 | 8,276 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $0 | 6,892 |
Income before extraordinary items | $18,000 | 8,257 |
Extraordinary gains, net | $0 | 24 |
Net income | $18,000 | 8,257 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-10,000 | 7,985 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $18,000 | 8,234 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $609,000 | 8,694 |
Total interest expense | $172,000 | 8,553 |
Net interest income | $437,000 | 8,705 |
Provision for loan and lease losses | $30,000 | 6,416 |
Total noninterest income | $67,000 | 8,428 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $56,000 | 7,193 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $11,000 | 8,496 |
Total noninterest expense | $466,000 | 8,714 |
Salaries and employee benefits | $329,000 | 8,525 |
Premises and equipment expense | $28,000 | 8,820 |
Additional noninterest expense | $109,000 | 8,786 |
Pre-tax net operating income | $8,000 | 8,367 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $2,000 | 7,032 |
Income before extraordinary items | $6,000 | 8,419 |
Extraordinary gains, net | $0 | 34 |
Net income | $6,000 | 8,421 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $39,000 | 4,933 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $6,000 | 8,386 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $449,000 | 8,760 |
Total interest expense | $128,000 | 8,604 |
Net interest income | $321,000 | 8,766 |
Provision for loan and lease losses | $0 | 7,100 |
Total noninterest income | $52,000 | 8,460 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $43,000 | 7,213 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $9,000 | 8,509 |
Total noninterest expense | $338,000 | 8,758 |
Salaries and employee benefits | $235,000 | 8,585 |
Premises and equipment expense | $23,000 | 8,831 |
Additional noninterest expense | $80,000 | 8,830 |
Pre-tax net operating income | $35,000 | 8,352 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $3,000 | 7,043 |
Income before extraordinary items | $32,000 | 8,387 |
Extraordinary gains, net | $0 | 26 |
Net income | $32,000 | 8,388 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-7,000 | 8,054 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $32,000 | 8,344 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $294,000 | 8,832 |
Total interest expense | $86,000 | 8,662 |
Net interest income | $208,000 | 8,838 |
Provision for loan and lease losses | $0 | 6,885 |
Total noninterest income | $33,000 | 8,539 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $29,000 | 7,223 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $4,000 | 8,694 |
Total noninterest expense | $229,000 | 8,806 |
Salaries and employee benefits | $160,000 | 8,617 |
Premises and equipment expense | $16,000 | 8,866 |
Additional noninterest expense | $53,000 | 8,886 |
Pre-tax net operating income | $12,000 | 8,458 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $0 | 7,214 |
Income before extraordinary items | $12,000 | 8,499 |
Extraordinary gains, net | $0 | 21 |
Net income | $12,000 | 8,500 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 7,943 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $12,000 | 8,440 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $147,000 | 8,874 |
Total interest expense | $42,000 | 8,723 |
Net interest income | $105,000 | 8,875 |
Provision for loan and lease losses | $0 | 6,501 |
Total noninterest income | $16,000 | 8,578 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $14,000 | 7,243 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $2,000 | 8,709 |
Total noninterest expense | $116,000 | 8,836 |
Salaries and employee benefits | $80,000 | 8,655 |
Premises and equipment expense | $7,000 | 8,909 |
Additional noninterest expense | $29,000 | 8,867 |
Pre-tax net operating income | $5,000 | 8,491 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $0 | 7,103 |
Income before extraordinary items | $5,000 | 8,530 |
Extraordinary gains, net | $0 | 16 |
Net income | $5,000 | 8,532 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 6,968 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $5,000 | 8,472 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $635,000 | 8,873 |
Total interest expense | $186,000 | 8,778 |
Net interest income | $449,000 | 8,854 |
Provision for loan and lease losses | $13,000 | 7,258 |
Total noninterest income | $68,000 | 8,617 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $60,000 | 7,265 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $8,000 | 8,827 |
Total noninterest expense | $451,000 | 8,899 |
Salaries and employee benefits | $327,000 | 8,676 |
Premises and equipment expense | $27,000 | 9,029 |
Additional noninterest expense | $97,000 | 9,018 |
Pre-tax net operating income | $53,000 | 8,370 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $9,000 | 7,067 |
Income before extraordinary items | $44,000 | 8,477 |
Extraordinary gains, net | $0 | 54 |
Net income | $44,000 | 8,480 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 6,545 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $44,000 | 8,379 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $480,000 | 8,958 |
Total interest expense | $145,000 | 8,866 |
Net interest income | $335,000 | 8,937 |
Provision for loan and lease losses | $13,000 | 7,023 |
Total noninterest income | $51,000 | 8,706 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $44,000 | 7,355 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $7,000 | 8,842 |
Total noninterest expense | $325,000 | 8,961 |
Salaries and employee benefits | $229,000 | 8,762 |
Premises and equipment expense | $22,000 | 9,040 |
Additional noninterest expense | $74,000 | 9,053 |
Pre-tax net operating income | $48,000 | 8,462 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $8,000 | 7,139 |
Income before extraordinary items | $40,000 | 8,565 |
Extraordinary gains, net | $0 | 40 |
Net income | $40,000 | 8,566 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 6,378 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $40,000 | 8,458 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $322,000 | 8,991 |
Total interest expense | $97,000 | 8,918 |
Net interest income | $225,000 | 8,967 |
Provision for loan and lease losses | $3,000 | 7,198 |
Total noninterest income | $33,000 | 8,738 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $30,000 | 7,331 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $3,000 | 8,960 |
Total noninterest expense | $215,000 | 8,996 |
Salaries and employee benefits | $156,000 | 8,766 |
Premises and equipment expense | $15,000 | 9,055 |
Additional noninterest expense | $44,000 | 9,107 |
Pre-tax net operating income | $40,000 | 8,441 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $4,000 | 7,232 |
Income before extraordinary items | $36,000 | 8,534 |
Extraordinary gains, net | $0 | 30 |
Net income | $36,000 | 8,536 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-7,000 | 8,405 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $36,000 | 8,410 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $161,000 | 9,053 |
Total interest expense | $50,000 | 8,969 |
Net interest income | $111,000 | 9,027 |
Provision for loan and lease losses | $0 | 6,934 |
Total noninterest income | $16,000 | 8,775 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $14,000 | 7,374 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $2,000 | 8,884 |
Total noninterest expense | $107,000 | 9,042 |
Salaries and employee benefits | $79,000 | 8,788 |
Premises and equipment expense | $6,000 | 9,130 |
Additional noninterest expense | $22,000 | 9,147 |
Pre-tax net operating income | $20,000 | 8,454 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $2,000 | 7,162 |
Income before extraordinary items | $18,000 | 8,508 |
Extraordinary gains, net | $0 | 21 |
Net income | $18,000 | 8,507 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-5,000 | 8,212 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $18,000 | 8,395 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $705,000 | 9,055 |
Total interest expense | $269,000 | 8,945 |
Net interest income | $436,000 | 9,065 |
Provision for loan and lease losses | $30,000 | 7,191 |
Total noninterest income | $76,000 | 8,681 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $56,000 | 7,422 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $20,000 | 8,540 |
Total noninterest expense | $453,000 | 9,062 |
Salaries and employee benefits | $323,000 | 8,808 |
Premises and equipment expense | $25,000 | 9,200 |
Additional noninterest expense | $105,000 | 9,148 |
Pre-tax net operating income | $29,000 | 8,543 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $3,000 | 7,526 |
Income before extraordinary items | $26,000 | 8,644 |
Extraordinary gains, net | $0 | 70 |
Net income | $26,000 | 8,646 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $31,000 | 5,876 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $26,000 | 8,561 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $881,000 | 9,224 |
Total interest expense | $458,000 | 9,086 |
Net interest income | $423,000 | 9,285 |
Provision for loan and lease losses | $20,000 | 7,552 |
Total noninterest income | $65,000 | 8,981 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $54,000 | 7,519 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $11,000 | 9,089 |
Total noninterest expense | $431,000 | 9,311 |
Salaries and employee benefits | $306,000 | 9,034 |
Premises and equipment expense | $22,000 | 9,480 |
Additional noninterest expense | $103,000 | 9,364 |
Pre-tax net operating income | $37,000 | 8,585 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $6,000 | 7,708 |
Income before extraordinary items | $31,000 | 8,692 |
Extraordinary gains, net | $0 | 105 |
Net income | $31,000 | 8,691 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $26,000 | 6,011 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $31,000 | 8,602 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $889,000 | 9,481 |
Total interest expense | $460,000 | 9,323 |
Net interest income | $429,000 | 9,550 |
Provision for loan and lease losses | $162,000 | 4,234 |
Total noninterest income | $62,000 | 9,152 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $46,000 | 7,725 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $16,000 | 9,131 |
Total noninterest expense | $424,000 | 9,545 |
Salaries and employee benefits | $305,000 | 9,229 |
Premises and equipment expense | $23,000 | 9,742 |
Additional noninterest expense | $96,000 | 9,660 |
Pre-tax net operating income | $-95,000 | 9,242 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $2,000 | 8,274 |
Income before extraordinary items | $-97,000 | 9,266 |
Extraordinary gains, net | $0 | 38 |
Net income | $-97,000 | 9,265 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $160,000 | 2,760 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $-97,000 | 9,264 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $874,000 | 9,719 |
Total interest expense | $407,000 | 9,628 |
Net interest income | $467,000 | 9,734 |
Provision for loan and lease losses | $107,000 | 5,099 |
Total noninterest income | $77,000 | 9,188 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $59,000 | 7,624 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $18,000 | 9,339 |
Total noninterest expense | $428,000 | 9,802 |
Salaries and employee benefits | $312,000 | 9,399 |
Premises and equipment expense | $23,000 | 10,054 |
Additional noninterest expense | $93,000 | 9,965 |
Pre-tax net operating income | $9,000 | 9,376 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $2,000 | 8,682 |
Income before extraordinary items | $7,000 | 9,422 |
Extraordinary gains, net | $0 | 35 |
Net income | $7,000 | 9,418 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $100,000 | 3,578 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $-112,000 | 10,100 |
Net operating income | $7,000 | 9,393 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $890,000 | 9,957 |
Total interest expense | $435,000 | 9,835 |
Net interest income | $455,000 | 10,006 |
Provision for loan and lease losses | $95,000 | 5,236 |
Total noninterest income | $74,000 | 9,450 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $58,000 | 7,838 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $16,000 | 9,678 |
Total noninterest expense | $407,000 | 10,041 |
Salaries and employee benefits | $293,000 | 9,656 |
Premises and equipment expense | $23,000 | 10,279 |
Additional noninterest expense | $91,000 | 10,191 |
Pre-tax net operating income | $27,000 | 9,697 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $6,000 | 9,185 |
Income before extraordinary items | $21,000 | 9,752 |
Extraordinary gains, net | $0 | 32 |
Net income | $21,000 | 9,751 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $113,000 | 3,412 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $21,000 | 9,697 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $882,000 | 10,400 |
Total interest expense | $425,000 | 10,277 |
Net interest income | $457,000 | 10,470 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $74,000 | 9,870 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $56,000 | 8,255 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $18,000 | 9,956 |
Total noninterest expense | $381,000 | 10,530 |
Salaries and employee benefits | $276,000 | 10,117 |
Premises and equipment expense | $21,000 | 10,754 |
Additional noninterest expense | $84,000 | 10,666 |
Pre-tax net operating income | $150,000 | 9,844 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $21,000 | 9,704 |
Income before extraordinary items | $129,000 | 9,769 |
Extraordinary gains, net | $0 | 44 |
Net income | $129,000 | 9,768 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 9,540 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $129,000 | 9,725 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $853,000 | 10,974 |
Total interest expense | $423,000 | 10,815 |
Net interest income | $430,000 | 11,038 |
Provision for loan and lease losses | $130,000 | 4,417 |
Total noninterest income | $70,000 | 10,476 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $57,000 | 8,643 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $13,000 | 10,823 |
Total noninterest expense | $392,000 | 10,991 |
Salaries and employee benefits | $281,000 | 10,493 |
Premises and equipment expense | $24,000 | 11,240 |
Additional noninterest expense | $87,000 | 11,187 |
Pre-tax net operating income | $-22,000 | 10,848 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $0 | 10,572 |
Income before extraordinary items | $-22,000 | 10,880 |
Extraordinary gains, net | $0 | 53 |
Net income | $-22,000 | 10,876 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $128,000 | 3,474 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $-22,000 | 10,835 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $791,000 | 11,533 |
Total interest expense | $399,000 | 11,332 |
Net interest income | $392,000 | 11,623 |
Provision for loan and lease losses | $82,000 | 5,048 |
Total noninterest income | $68,000 | 11,008 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $55,000 | 9,088 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $13,000 | 11,328 |
Total noninterest expense | $369,000 | 11,534 |
Salaries and employee benefits | $253,000 | 11,133 |
Premises and equipment expense | $23,000 | 11,756 |
Additional noninterest expense | $93,000 | 11,677 |
Pre-tax net operating income | $9,000 | 11,435 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $1,000 | 11,102 |
Income before extraordinary items | $8,000 | 11,470 |
Extraordinary gains, net | $0 | 65 |
Net income | $8,000 | 11,466 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $49,000 | 5,173 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $8,000 | 11,435 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $751,000 | 12,133 |
Total interest expense | $321,000 | 11,949 |
Net interest income | $430,000 | 12,178 |
Provision for loan and lease losses | $40,000 | 6,585 |
Total noninterest income | $48,000 | 11,979 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $37,000 | 10,127 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $11,000 | 12,029 |
Total noninterest expense | $355,000 | 12,197 |
Salaries and employee benefits | $234,000 | 11,802 |
Premises and equipment expense | $27,000 | 12,284 |
Additional noninterest expense | $94,000 | 12,342 |
Pre-tax net operating income | $83,000 | 11,733 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $15,000 | 11,265 |
Income before extraordinary items | $68,000 | 11,671 |
Extraordinary gains, net | $0 | 249 |
Net income | $68,000 | 11,677 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $41,000 | 5,491 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $68,000 | 11,707 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $735,000 | 12,757 |
Total interest expense | $346,000 | 12,459 |
Net interest income | $389,000 | 12,838 |
Provision for loan and lease losses | $80,000 | 6,310 |
Total noninterest income | $46,000 | 12,646 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $35,000 | 10,569 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $11,000 | 12,687 |
Total noninterest expense | $355,000 | 12,813 |
Salaries and employee benefits | $244,000 | 12,248 |
Premises and equipment expense | $22,000 | 13,043 |
Additional noninterest expense | $89,000 | 13,034 |
Pre-tax net operating income | $0 | 12,389 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $1,000 | 12,075 |
Income before extraordinary items | $-1,000 | 12,533 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $-1,000 | 12,557 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $70,000 | 5,334 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $-1,000 | 12,395 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $837,000 | 13,294 |
Total interest expense | $437,000 | 13,035 |
Net interest income | $400,000 | 13,393 |
Provision for loan and lease losses | $28,000 | 10,112 |
Total noninterest income | $48,000 | 13,159 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $37,000 | 10,808 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $11,000 | 13,290 |
Total noninterest expense | $384,000 | 13,244 |
Salaries and employee benefits | $257,000 | 12,531 |
Premises and equipment expense | $27,000 | 13,499 |
Additional noninterest expense | $100,000 | 13,523 |
Pre-tax net operating income | $36,000 | 12,494 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $7,000 | 12,453 |
Income before extraordinary items | $29,000 | 12,714 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $29,000 | 12,709 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $50,000 | 7,548 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $29,000 | 12,475 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.