Home > The Freedom Bank of Virginia > Income and Expense
The Freedom Bank of Virginia, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $56,522,000 | 843 |
| Total interest expense | $28,552,000 | 612 |
| Net interest income | $27,970,000 | 1,107 |
| Provision for loan and lease losses | $5,737,000 | 299 |
| Total noninterest income | $3,895,000 | 1,385 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $174,000 | 2,834 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $3,721,000 | 1,089 |
| Total noninterest expense | $22,060,000 | 1,113 |
| Salaries and employee benefits | $13,396,000 | 1,054 |
| Premises and equipment expense | $858,000 | 2,206 |
| Additional noninterest expense | $3,721,000 | 1,089 |
| Pre-tax net operating income | $4,068,000 | 2,158 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $252,000 | 2,337 |
| Income before extraordinary items | $3,816,000 | 2,042 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,816,000 | 2,067 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,816,000 | 2,045 |
| Net charge-offs | $2,506,000 | 345 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,816,000 | 2,074 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $41,008,000 | 853 |
| Total interest expense | $20,002,000 | 605 |
| Net interest income | $21,006,000 | 1,112 |
| Provision for loan and lease losses | $986,000 | 658 |
| Total noninterest income | $2,869,000 | 1,399 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $140,000 | 2,777 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,729,000 | 1,109 |
| Total noninterest expense | $16,582,000 | 1,107 |
| Salaries and employee benefits | $10,316,000 | 1,035 |
| Premises and equipment expense | $643,000 | 2,214 |
| Additional noninterest expense | $2,729,000 | 1,109 |
| Pre-tax net operating income | $6,307,000 | 1,388 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $864,000 | 1,385 |
| Income before extraordinary items | $5,443,000 | 1,353 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,443,000 | 1,363 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,443,000 | 1,353 |
| Net charge-offs | $1,034,000 | 397 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,443,000 | 1,374 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $26,294,000 | 848 |
| Total interest expense | $12,009,000 | 592 |
| Net interest income | $14,285,000 | 1,106 |
| Provision for loan and lease losses | $781,000 | 588 |
| Total noninterest income | $2,054,000 | 1,276 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $97,000 | 2,726 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $1,957,000 | 988 |
| Total noninterest expense | $11,212,000 | 1,087 |
| Salaries and employee benefits | $7,111,000 | 999 |
| Premises and equipment expense | $430,000 | 2,206 |
| Additional noninterest expense | $1,957,000 | 987 |
| Pre-tax net operating income | $4,346,000 | 1,335 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $566,000 | 1,408 |
| Income before extraordinary items | $3,780,000 | 1,312 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,780,000 | 1,325 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,780,000 | 1,312 |
| Net charge-offs | $808,000 | 341 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,780,000 | 1,329 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $12,449,000 | 874 |
| Total interest expense | $5,056,000 | 604 |
| Net interest income | $7,393,000 | 1,069 |
| Provision for loan and lease losses | $543,000 | 496 |
| Total noninterest income | $942,000 | 1,344 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $60,000 | 2,486 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $882,000 | 1,062 |
| Total noninterest expense | $6,072,000 | 1,041 |
| Salaries and employee benefits | $3,856,000 | 964 |
| Premises and equipment expense | $368,000 | 1,585 |
| Additional noninterest expense | $882,000 | 1,062 |
| Pre-tax net operating income | $1,720,000 | 1,629 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $58,000 | 2,492 |
| Income before extraordinary items | $1,662,000 | 1,484 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,662,000 | 1,484 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,662,000 | 1,484 |
| Net charge-offs | $510,000 | 270 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,662,000 | 1,496 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $38,927,000 | 914 |
| Total interest expense | $6,559,000 | 637 |
| Net interest income | $32,368,000 | 953 |
| Provision for loan and lease losses | $1,248,000 | 703 |
| Total noninterest income | $5,668,000 | 1,113 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $215,000 | 2,661 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,453,000 | 846 |
| Total noninterest expense | $21,868,000 | 1,103 |
| Salaries and employee benefits | $14,384,000 | 994 |
| Premises and equipment expense | $1,407,000 | 1,601 |
| Additional noninterest expense | $5,453,000 | 846 |
| Pre-tax net operating income | $14,920,000 | 941 |
| Securities gains (losses) | $30,000 | 291 |
| Applicable income taxes | $3,046,000 | 827 |
| Income before extraordinary items | $11,904,000 | 970 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $11,904,000 | 971 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $11,904,000 | 971 |
| Net charge-offs | $120,000 | 1,149 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $11,880,000 | 991 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $27,023,000 | 945 |
| Total interest expense | $2,967,000 | 745 |
| Net interest income | $24,056,000 | 952 |
| Provision for loan and lease losses | $921,000 | 664 |
| Total noninterest income | $4,601,000 | 1,067 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $183,000 | 2,528 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $4,418,000 | 821 |
| Total noninterest expense | $16,711,000 | 1,092 |
| Salaries and employee benefits | $11,072,000 | 960 |
| Premises and equipment expense | $1,054,000 | 1,608 |
| Additional noninterest expense | $4,418,000 | 821 |
| Pre-tax net operating income | $11,025,000 | 966 |
| Securities gains (losses) | $10,000 | 434 |
| Applicable income taxes | $2,322,000 | 820 |
| Income before extraordinary items | $8,713,000 | 991 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $8,713,000 | 990 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $8,713,000 | 991 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $8,705,100 | 1,009 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $16,816,000 | 964 |
| Total interest expense | $1,197,000 | 966 |
| Net interest income | $15,619,000 | 957 |
| Provision for loan and lease losses | $539,000 | 662 |
| Total noninterest income | $3,475,000 | 963 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $164,000 | 2,174 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $3,311,000 | 769 |
| Total noninterest expense | $11,379,000 | 1,055 |
| Salaries and employee benefits | $7,605,000 | 931 |
| Premises and equipment expense | $707,000 | 1,614 |
| Additional noninterest expense | $3,067,000 | 1,134 |
| Pre-tax net operating income | $7,176,000 | 927 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $1,480,000 | 799 |
| Income before extraordinary items | $5,696,000 | 952 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,696,000 | 951 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $5,696,000 | 952 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $5,696,000 | 972 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $8,303,000 | 948 |
| Total interest expense | $495,000 | 1,102 |
| Net interest income | $7,808,000 | 931 |
| Provision for loan and lease losses | $164,000 | 732 |
| Total noninterest income | $1,759,000 | 965 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $145,000 | 1,528 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $1,614,000 | 793 |
| Total noninterest expense | $5,617,000 | 1,068 |
| Salaries and employee benefits | $3,834,000 | 929 |
| Premises and equipment expense | $371,000 | 1,581 |
| Additional noninterest expense | $1,412,000 | 1,198 |
| Pre-tax net operating income | $3,786,000 | 856 |
| Securities gains (losses) | $59,000 | 180 |
| Applicable income taxes | $826,000 | 727 |
| Income before extraordinary items | $3,019,000 | 885 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,019,000 | 884 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $3,019,000 | 885 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,972,390 | 908 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $31,558,000 | 1,006 |
| Total interest expense | $2,954,000 | 926 |
| Net interest income | $28,604,000 | 1,017 |
| Provision for loan and lease losses | $839,000 | 706 |
| Total noninterest income | $9,716,000 | 843 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $79,000 | 3,673 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $9,637,000 | 687 |
| Total noninterest expense | $23,598,000 | 1,027 |
| Salaries and employee benefits | $15,987,000 | 888 |
| Premises and equipment expense | $1,383,000 | 1,622 |
| Additional noninterest expense | $6,228,000 | 1,112 |
| Pre-tax net operating income | $13,883,000 | 994 |
| Securities gains (losses) | $7,000 | 1,785 |
| Applicable income taxes | $2,619,000 | 932 |
| Income before extraordinary items | $11,271,000 | 1,044 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $11,271,000 | 1,045 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $11,271,000 | 1,045 |
| Net charge-offs | $-192,000 | 4,537 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $381,000 | 342 |
| Net operating income | $11,265,330 | 1,029 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $22,873,000 | 1,062 |
| Total interest expense | $2,381,000 | 904 |
| Net interest income | $20,492,000 | 1,076 |
| Provision for loan and lease losses | $484,000 | 841 |
| Total noninterest income | $7,960,000 | 820 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $61,000 | 3,666 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $7,899,000 | 663 |
| Total noninterest expense | $18,017,000 | 1,016 |
| Salaries and employee benefits | $12,286,000 | 882 |
| Premises and equipment expense | $1,034,000 | 1,655 |
| Additional noninterest expense | $4,697,000 | 1,111 |
| Pre-tax net operating income | $9,951,000 | 1,077 |
| Securities gains (losses) | $1,000 | 1,947 |
| Applicable income taxes | $1,967,000 | 983 |
| Income before extraordinary items | $7,985,000 | 1,134 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $7,985,000 | 1,135 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $7,985,000 | 1,135 |
| Net charge-offs | $-72,000 | 4,340 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $340,000 | 288 |
| Net operating income | $7,984,200 | 1,120 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $15,181,000 | 1,052 |
| Total interest expense | $1,684,000 | 892 |
| Net interest income | $13,497,000 | 1,068 |
| Provision for loan and lease losses | $255,000 | 1,013 |
| Total noninterest income | $5,339,000 | 816 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $39,000 | 3,693 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $5,300,000 | 676 |
| Total noninterest expense | $12,297,000 | 992 |
| Salaries and employee benefits | $8,423,000 | 864 |
| Premises and equipment expense | $677,000 | 1,667 |
| Additional noninterest expense | $3,197,000 | 1,082 |
| Pre-tax net operating income | $6,284,000 | 1,110 |
| Securities gains (losses) | $15,000 | 1,275 |
| Applicable income taxes | $1,204,000 | 1,019 |
| Income before extraordinary items | $5,095,000 | 1,161 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,095,000 | 1,162 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $5,095,000 | 1,162 |
| Net charge-offs | $-55,000 | 4,387 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $241,000 | 256 |
| Net operating income | $5,082,850 | 1,147 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $7,558,000 | 1,050 |
| Total interest expense | $889,000 | 893 |
| Net interest income | $6,669,000 | 1,070 |
| Provision for loan and lease losses | $64,000 | 1,574 |
| Total noninterest income | $3,049,000 | 743 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $22,000 | 3,577 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $3,027,000 | 619 |
| Total noninterest expense | $6,608,000 | 927 |
| Salaries and employee benefits | $4,662,000 | 785 |
| Premises and equipment expense | $329,000 | 1,719 |
| Additional noninterest expense | $1,617,000 | 1,058 |
| Pre-tax net operating income | $3,046,000 | 1,126 |
| Securities gains (losses) | $13,000 | 986 |
| Applicable income taxes | $590,000 | 1,026 |
| Income before extraordinary items | $2,469,000 | 1,203 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,469,000 | 1,203 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,469,000 | 1,203 |
| Net charge-offs | $-16,000 | 4,237 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 225 |
| Net operating income | $2,458,470 | 1,174 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $26,190,000 | 1,188 |
| Total interest expense | $5,063,000 | 941 |
| Net interest income | $21,127,000 | 1,227 |
| Provision for loan and lease losses | $1,492,000 | 1,259 |
| Total noninterest income | $13,707,000 | 649 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $29,000 | 4,462 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $13,678,000 | 524 |
| Total noninterest expense | $24,306,000 | 969 |
| Salaries and employee benefits | $16,233,000 | 850 |
| Premises and equipment expense | $1,398,000 | 1,603 |
| Additional noninterest expense | $6,675,000 | 1,022 |
| Pre-tax net operating income | $9,036,000 | 1,150 |
| Securities gains (losses) | $47,000 | 1,750 |
| Applicable income taxes | $1,719,000 | 1,029 |
| Income before extraordinary items | $7,364,000 | 1,217 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,364,000 | 1,217 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,364,000 | 1,217 |
| Net charge-offs | $159,000 | 1,693 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $698,000 | 233 |
| Net operating income | $7,325,930 | 1,184 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $19,114,000 | 1,215 |
| Total interest expense | $4,009,000 | 956 |
| Net interest income | $15,105,000 | 1,258 |
| Provision for loan and lease losses | $1,254,000 | 1,185 |
| Total noninterest income | $9,493,000 | 668 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $12,000 | 4,695 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $9,481,000 | 528 |
| Total noninterest expense | $17,392,000 | 985 |
| Salaries and employee benefits | $11,754,000 | 858 |
| Premises and equipment expense | $1,028,000 | 1,625 |
| Additional noninterest expense | $4,610,000 | 1,060 |
| Pre-tax net operating income | $5,952,000 | 1,219 |
| Securities gains (losses) | $43,000 | 1,615 |
| Applicable income taxes | $1,044,000 | 1,148 |
| Income before extraordinary items | $4,951,000 | 1,283 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,951,000 | 1,283 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,951,000 | 1,283 |
| Net charge-offs | $148,000 | 1,428 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $309,000 | 269 |
| Net operating income | $4,915,310 | 1,252 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $12,135,000 | 1,274 |
| Total interest expense | $2,857,000 | 960 |
| Net interest income | $9,278,000 | 1,363 |
| Provision for loan and lease losses | $1,254,000 | 942 |
| Total noninterest income | $4,971,000 | 729 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $5,000 | 4,815 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $4,966,000 | 574 |
| Total noninterest expense | $10,217,000 | 1,073 |
| Salaries and employee benefits | $6,689,000 | 976 |
| Premises and equipment expense | $674,000 | 1,641 |
| Additional noninterest expense | $2,854,000 | 1,116 |
| Pre-tax net operating income | $2,778,000 | 1,550 |
| Securities gains (losses) | $26,000 | 1,589 |
| Applicable income taxes | $429,000 | 1,469 |
| Income before extraordinary items | $2,375,000 | 1,596 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,375,000 | 1,597 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,375,000 | 1,597 |
| Net charge-offs | $150,000 | 1,152 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $225,000 | 244 |
| Net operating income | $2,352,900 | 1,565 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,759,000 | 1,332 |
| Total interest expense | $1,553,000 | 981 |
| Net interest income | $4,206,000 | 1,452 |
| Provision for loan and lease losses | $549,000 | 849 |
| Total noninterest income | $2,116,000 | 780 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $6,000 | 4,699 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $2,110,000 | 571 |
| Total noninterest expense | $4,847,000 | 1,128 |
| Salaries and employee benefits | $3,258,000 | 997 |
| Premises and equipment expense | $335,000 | 1,673 |
| Additional noninterest expense | $1,254,000 | 1,270 |
| Pre-tax net operating income | $926,000 | 1,940 |
| Securities gains (losses) | $26,000 | 1,070 |
| Applicable income taxes | $102,000 | 1,918 |
| Income before extraordinary items | $850,000 | 1,887 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $850,000 | 1,887 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $850,000 | 1,887 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 225 |
| Net operating income | $826,860 | 1,893 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $23,562,000 | 1,316 |
| Total interest expense | $6,752,000 | 955 |
| Net interest income | $16,810,000 | 1,440 |
| Provision for loan and lease losses | $195,000 | 2,386 |
| Total noninterest income | $4,615,000 | 1,187 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $24,000 | 4,803 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $4,591,000 | 883 |
| Total noninterest expense | $18,159,000 | 1,164 |
| Salaries and employee benefits | $11,347,000 | 1,094 |
| Premises and equipment expense | $1,356,000 | 1,636 |
| Additional noninterest expense | $5,456,000 | 1,161 |
| Pre-tax net operating income | $3,071,000 | 2,415 |
| Securities gains (losses) | $106,000 | 905 |
| Applicable income taxes | $471,000 | 2,035 |
| Income before extraordinary items | $2,706,000 | 2,448 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,706,000 | 2,449 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,706,000 | 2,450 |
| Net charge-offs | $645,000 | 894 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $1,112,000 | 199 |
| Net operating income | $2,615,900 | 2,479 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $17,673,000 | 1,329 |
| Total interest expense | $5,076,000 | 962 |
| Net interest income | $12,597,000 | 1,452 |
| Provision for loan and lease losses | $195,000 | 2,000 |
| Total noninterest income | $3,553,000 | 1,167 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $18,000 | 4,873 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $3,535,000 | 857 |
| Total noninterest expense | $13,829,000 | 1,151 |
| Salaries and employee benefits | $8,709,000 | 1,069 |
| Premises and equipment expense | $1,014,000 | 1,649 |
| Additional noninterest expense | $4,106,000 | 1,160 |
| Pre-tax net operating income | $2,126,000 | 2,608 |
| Securities gains (losses) | $106,000 | 762 |
| Applicable income taxes | $275,000 | 2,299 |
| Income before extraordinary items | $1,957,000 | 2,565 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,957,000 | 2,566 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,957,000 | 2,566 |
| Net charge-offs | $264,000 | 1,110 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $1,038,000 | 165 |
| Net operating income | $1,863,720 | 2,605 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $11,473,000 | 1,363 |
| Total interest expense | $3,316,000 | 966 |
| Net interest income | $8,157,000 | 1,496 |
| Provision for loan and lease losses | $148,000 | 1,891 |
| Total noninterest income | $1,950,000 | 1,302 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $15,000 | 4,832 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $1,935,000 | 951 |
| Total noninterest expense | $8,910,000 | 1,184 |
| Salaries and employee benefits | $5,645,000 | 1,096 |
| Premises and equipment expense | $683,000 | 1,648 |
| Additional noninterest expense | $2,582,000 | 1,224 |
| Pre-tax net operating income | $1,049,000 | 3,038 |
| Securities gains (losses) | $106,000 | 518 |
| Applicable income taxes | $130,000 | 2,500 |
| Income before extraordinary items | $1,025,000 | 2,914 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,025,000 | 2,913 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,025,000 | 2,913 |
| Net charge-offs | $284,000 | 816 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $239,000 | 247 |
| Net operating income | $930,660 | 3,025 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,804,000 | 1,335 |
| Total interest expense | $1,589,000 | 973 |
| Net interest income | $4,215,000 | 1,447 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $825,000 | 1,406 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $10,000 | 4,742 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $815,000 | 1,033 |
| Total noninterest expense | $4,517,000 | 1,168 |
| Salaries and employee benefits | $2,933,000 | 1,054 |
| Premises and equipment expense | $339,000 | 1,680 |
| Additional noninterest expense | $1,245,000 | 1,250 |
| Pre-tax net operating income | $523,000 | 3,011 |
| Securities gains (losses) | $3,000 | 920 |
| Applicable income taxes | $9,000 | 3,424 |
| Income before extraordinary items | $517,000 | 2,860 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $517,000 | 2,859 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $517,000 | 2,859 |
| Net charge-offs | $63,000 | 1,096 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 221 |
| Net operating income | $514,060 | 2,847 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $23,821,000 | 1,239 |
| Total interest expense | $5,675,000 | 831 |
| Net interest income | $18,146,000 | 1,346 |
| Provision for loan and lease losses | $406,000 | 1,654 |
| Total noninterest income | $2,935,000 | 1,573 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $43,000 | 4,807 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,892,000 | 1,167 |
| Total noninterest expense | $19,345,000 | 1,094 |
| Salaries and employee benefits | $11,654,000 | 1,032 |
| Premises and equipment expense | $1,354,000 | 1,642 |
| Additional noninterest expense | $6,337,000 | 1,041 |
| Pre-tax net operating income | $1,330,000 | 3,693 |
| Securities gains (losses) | $-1,181,000 | 5,323 |
| Applicable income taxes | $-42,000 | 5,272 |
| Income before extraordinary items | $191,000 | 5,010 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $191,000 | 5,009 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $191,000 | 5,009 |
| Net charge-offs | $356,000 | 1,199 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $4,179,000 | 115 |
| Net operating income | $1,372,000 | 3,501 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $17,888,000 | 1,219 |
| Total interest expense | $4,128,000 | 808 |
| Net interest income | $13,760,000 | 1,332 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $2,297,000 | 1,541 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $31,000 | 4,883 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,266,000 | 1,154 |
| Total noninterest expense | $14,731,000 | 1,086 |
| Salaries and employee benefits | $8,829,000 | 1,032 |
| Premises and equipment expense | $1,021,000 | 1,651 |
| Additional noninterest expense | $4,881,000 | 1,019 |
| Pre-tax net operating income | $1,326,000 | 3,364 |
| Securities gains (losses) | $-1,181,000 | 5,434 |
| Applicable income taxes | $-31,000 | 5,381 |
| Income before extraordinary items | $176,000 | 5,040 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $176,000 | 5,038 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $176,000 | 5,039 |
| Net charge-offs | $223,000 | 1,164 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $3,702,000 | 101 |
| Net operating income | $1,357,000 | 3,126 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $11,796,000 | 1,214 |
| Total interest expense | $2,635,000 | 791 |
| Net interest income | $9,161,000 | 1,325 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,533,000 | 1,540 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $24,000 | 4,847 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,509,000 | 1,155 |
| Total noninterest expense | $9,490,000 | 1,104 |
| Salaries and employee benefits | $5,678,000 | 1,064 |
| Premises and equipment expense | $680,000 | 1,668 |
| Additional noninterest expense | $3,132,000 | 1,041 |
| Pre-tax net operating income | $1,204,000 | 2,865 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $196,000 | 2,237 |
| Income before extraordinary items | $1,008,000 | 2,945 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,008,000 | 2,944 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,008,000 | 2,944 |
| Net charge-offs | $201,000 | 935 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $1,401,000 | 117 |
| Net operating income | $1,008,000 | 2,935 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,819,000 | 1,223 |
| Total interest expense | $1,318,000 | 759 |
| Net interest income | $4,501,000 | 1,343 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $520,000 | 1,949 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $14,000 | 4,792 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $506,000 | 1,472 |
| Total noninterest expense | $4,631,000 | 1,132 |
| Salaries and employee benefits | $2,693,000 | 1,125 |
| Premises and equipment expense | $329,000 | 1,730 |
| Additional noninterest expense | $1,609,000 | 1,005 |
| Pre-tax net operating income | $390,000 | 3,477 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $82,000 | 2,327 |
| Income before extraordinary items | $308,000 | 3,631 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $308,000 | 3,631 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $308,000 | 3,631 |
| Net charge-offs | $55,000 | 1,143 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 358 |
| Net operating income | $308,000 | 3,635 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $23,785,000 | 1,165 |
| Total interest expense | $5,002,000 | 679 |
| Net interest income | $18,783,000 | 1,284 |
| Provision for loan and lease losses | $30,000 | 3,771 |
| Total noninterest income | $4,060,000 | 1,269 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $65,000 | 4,779 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $3,995,000 | 949 |
| Total noninterest expense | $17,471,000 | 1,176 |
| Salaries and employee benefits | $10,736,000 | 1,098 |
| Premises and equipment expense | $1,232,000 | 1,808 |
| Additional noninterest expense | $5,503,000 | 1,154 |
| Pre-tax net operating income | $5,342,000 | 1,623 |
| Securities gains (losses) | $18,000 | 1,369 |
| Applicable income taxes | $1,822,000 | 1,356 |
| Income before extraordinary items | $3,538,000 | 1,792 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,538,000 | 1,792 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,538,000 | 1,793 |
| Net charge-offs | $-382,000 | 5,536 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $367,000 | 329 |
| Net operating income | $3,526,120 | 1,776 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $17,652,000 | 1,172 |
| Total interest expense | $3,609,000 | 684 |
| Net interest income | $14,043,000 | 1,290 |
| Provision for loan and lease losses | $30,000 | 3,538 |
| Total noninterest income | $3,157,000 | 1,268 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $47,000 | 4,859 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,110,000 | 945 |
| Total noninterest expense | $13,376,000 | 1,167 |
| Salaries and employee benefits | $8,507,000 | 1,058 |
| Premises and equipment expense | $943,000 | 1,786 |
| Additional noninterest expense | $3,926,000 | 1,193 |
| Pre-tax net operating income | $3,794,000 | 1,718 |
| Securities gains (losses) | $18,000 | 1,361 |
| Applicable income taxes | $1,296,000 | 1,239 |
| Income before extraordinary items | $2,516,000 | 2,021 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,516,000 | 2,021 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,516,000 | 2,021 |
| Net charge-offs | $-382,000 | 5,614 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $367,000 | 281 |
| Net operating income | $2,504,120 | 1,995 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $11,613,000 | 1,185 |
| Total interest expense | $2,225,000 | 718 |
| Net interest income | $9,388,000 | 1,287 |
| Provision for loan and lease losses | $30,000 | 3,129 |
| Total noninterest income | $2,016,000 | 1,295 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $30,000 | 4,921 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,986,000 | 977 |
| Total noninterest expense | $8,762,000 | 1,189 |
| Salaries and employee benefits | $5,637,000 | 1,066 |
| Premises and equipment expense | $622,000 | 1,806 |
| Additional noninterest expense | $2,503,000 | 1,237 |
| Pre-tax net operating income | $2,612,000 | 1,638 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $888,000 | 1,193 |
| Income before extraordinary items | $1,724,000 | 1,923 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,724,000 | 1,923 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,724,000 | 1,923 |
| Net charge-offs | $-382,000 | 5,696 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $290,000 | 237 |
| Net operating income | $1,724,000 | 1,897 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,611,000 | 1,207 |
| Total interest expense | $1,038,000 | 746 |
| Net interest income | $4,573,000 | 1,298 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $710,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $13,000 | 5,045 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $697,000 | 1,232 |
| Total noninterest expense | $4,270,000 | 1,218 |
| Salaries and employee benefits | $2,746,000 | 1,101 |
| Premises and equipment expense | $322,000 | 1,770 |
| Additional noninterest expense | $1,202,000 | 1,284 |
| Pre-tax net operating income | $983,000 | 1,986 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $334,000 | 1,406 |
| Income before extraordinary items | $649,000 | 2,321 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $649,000 | 2,320 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $649,000 | 2,321 |
| Net charge-offs | $-96,000 | 5,606 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $270,000 | 164 |
| Net operating income | $649,000 | 2,292 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $21,043,000 | 1,241 |
| Total interest expense | $3,701,000 | 795 |
| Net interest income | $17,342,000 | 1,322 |
| Provision for loan and lease losses | $1,090,000 | 845 |
| Total noninterest income | $4,667,000 | 1,215 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $45,000 | 5,239 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $4,622,000 | 895 |
| Total noninterest expense | $16,796,000 | 1,208 |
| Salaries and employee benefits | $10,726,000 | 1,083 |
| Premises and equipment expense | $1,229,000 | 1,824 |
| Additional noninterest expense | $4,841,000 | 1,293 |
| Pre-tax net operating income | $4,123,000 | 1,901 |
| Securities gains (losses) | $31,000 | 2,135 |
| Applicable income taxes | $1,412,000 | 1,322 |
| Income before extraordinary items | $2,742,000 | 2,259 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,742,000 | 2,256 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,742,000 | 2,258 |
| Net charge-offs | $73,000 | 2,857 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $6,510,000 | 80 |
| Net operating income | $2,721,540 | 2,219 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $15,319,000 | 1,286 |
| Total interest expense | $2,705,000 | 811 |
| Net interest income | $12,614,000 | 1,357 |
| Provision for loan and lease losses | $926,000 | 723 |
| Total noninterest income | $3,576,000 | 1,182 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $33,000 | 5,309 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $3,543,000 | 867 |
| Total noninterest expense | $12,591,000 | 1,212 |
| Salaries and employee benefits | $8,157,000 | 1,073 |
| Premises and equipment expense | $917,000 | 1,843 |
| Additional noninterest expense | $3,517,000 | 1,331 |
| Pre-tax net operating income | $2,673,000 | 2,141 |
| Securities gains (losses) | $31,000 | 2,082 |
| Applicable income taxes | $919,000 | 1,495 |
| Income before extraordinary items | $1,785,000 | 2,522 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,785,000 | 2,523 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,785,000 | 2,523 |
| Net charge-offs | $-42,000 | 5,315 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $6,326,000 | 53 |
| Net operating income | $1,764,540 | 2,487 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,732,000 | 1,340 |
| Total interest expense | $1,731,000 | 844 |
| Net interest income | $8,001,000 | 1,419 |
| Provision for loan and lease losses | $410,000 | 996 |
| Total noninterest income | $2,051,000 | 1,290 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $23,000 | 5,320 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,028,000 | 953 |
| Total noninterest expense | $8,054,000 | 1,249 |
| Salaries and employee benefits | $5,187,000 | 1,115 |
| Premises and equipment expense | $597,000 | 1,883 |
| Additional noninterest expense | $2,270,000 | 1,369 |
| Pre-tax net operating income | $1,588,000 | 2,304 |
| Securities gains (losses) | $28,000 | 1,776 |
| Applicable income taxes | $550,000 | 1,572 |
| Income before extraordinary items | $1,066,000 | 2,695 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,066,000 | 2,694 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,066,000 | 2,694 |
| Net charge-offs | $-42,000 | 5,454 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $6,296,000 | 38 |
| Net operating income | $1,047,520 | 2,646 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,710,000 | 1,365 |
| Total interest expense | $848,000 | 856 |
| Net interest income | $3,862,000 | 1,460 |
| Provision for loan and lease losses | $143,000 | 1,257 |
| Total noninterest income | $709,000 | 1,657 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $14,000 | 5,188 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $695,000 | 1,218 |
| Total noninterest expense | $3,818,000 | 1,318 |
| Salaries and employee benefits | $2,453,000 | 1,178 |
| Premises and equipment expense | $304,000 | 1,852 |
| Additional noninterest expense | $1,061,000 | 1,442 |
| Pre-tax net operating income | $610,000 | 2,711 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $208,000 | 1,803 |
| Income before extraordinary items | $402,000 | 3,127 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $402,000 | 3,125 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $402,000 | 3,126 |
| Net charge-offs | $-41,000 | 5,682 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $6,291,000 | 21 |
| Net operating income | $402,000 | 3,068 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $17,183,000 | 1,443 |
| Total interest expense | $3,006,000 | 929 |
| Net interest income | $14,177,000 | 1,545 |
| Provision for loan and lease losses | $672,000 | 1,090 |
| Total noninterest income | $2,519,000 | 1,825 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $62,000 | 5,214 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,457,000 | 1,318 |
| Total noninterest expense | $13,444,000 | 1,457 |
| Salaries and employee benefits | $8,583,000 | 1,273 |
| Premises and equipment expense | $1,070,000 | 2,068 |
| Additional noninterest expense | $3,791,000 | 1,601 |
| Pre-tax net operating income | $2,580,000 | 2,570 |
| Securities gains (losses) | $24,000 | 2,130 |
| Applicable income taxes | $885,000 | 1,702 |
| Income before extraordinary items | $1,719,000 | 2,991 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,719,000 | 2,993 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,719,000 | 2,993 |
| Net charge-offs | $225,000 | 1,875 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $11,346,000 | 47 |
| Net operating income | $1,703,160 | 2,966 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,529,000 | 1,485 |
| Total interest expense | $2,186,000 | 971 |
| Net interest income | $10,343,000 | 1,604 |
| Provision for loan and lease losses | $609,000 | 886 |
| Total noninterest income | $1,722,000 | 1,946 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $48,000 | 5,240 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,674,000 | 1,416 |
| Total noninterest expense | $9,768,000 | 1,505 |
| Salaries and employee benefits | $6,171,000 | 1,328 |
| Premises and equipment expense | $792,000 | 2,122 |
| Additional noninterest expense | $2,805,000 | 1,617 |
| Pre-tax net operating income | $1,688,000 | 2,872 |
| Securities gains (losses) | $24,000 | 1,919 |
| Applicable income taxes | $582,000 | 1,871 |
| Income before extraordinary items | $1,130,000 | 3,294 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,130,000 | 3,292 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,130,000 | 3,293 |
| Net charge-offs | $225,000 | 1,439 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $1,989,000 | 116 |
| Net operating income | $1,114,160 | 3,252 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,082,000 | 1,542 |
| Total interest expense | $1,400,000 | 1,021 |
| Net interest income | $6,682,000 | 1,658 |
| Provision for loan and lease losses | $470,000 | 810 |
| Total noninterest income | $1,089,000 | 2,024 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $29,000 | 5,373 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,060,000 | 1,488 |
| Total noninterest expense | $6,396,000 | 1,532 |
| Salaries and employee benefits | $4,039,000 | 1,351 |
| Premises and equipment expense | $515,000 | 2,175 |
| Additional noninterest expense | $1,842,000 | 1,652 |
| Pre-tax net operating income | $905,000 | 3,252 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $308,000 | 2,111 |
| Income before extraordinary items | $597,000 | 3,678 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $597,000 | 3,679 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $597,000 | 3,680 |
| Net charge-offs | $225,000 | 1,106 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $1,974,000 | 96 |
| Net operating income | $597,000 | 3,619 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,905,000 | 1,588 |
| Total interest expense | $680,000 | 1,059 |
| Net interest income | $3,225,000 | 1,710 |
| Provision for loan and lease losses | $300,000 | 621 |
| Total noninterest income | $230,000 | 3,178 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $16,000 | 5,276 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $214,000 | 2,545 |
| Total noninterest expense | $2,939,000 | 1,658 |
| Salaries and employee benefits | $1,825,000 | 1,478 |
| Premises and equipment expense | $254,000 | 2,219 |
| Additional noninterest expense | $860,000 | 1,754 |
| Pre-tax net operating income | $216,000 | 4,341 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $73,000 | 2,712 |
| Income before extraordinary items | $143,000 | 4,728 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $143,000 | 4,730 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $143,000 | 4,732 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $1,959,000 | 55 |
| Net operating income | $143,000 | 4,654 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,700,000 | 1,830 |
| Total interest expense | $2,267,000 | 1,279 |
| Net interest income | $11,433,000 | 1,903 |
| Provision for loan and lease losses | $486,000 | 1,494 |
| Total noninterest income | $489,000 | 4,309 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $96,000 | 5,056 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $393,000 | 3,630 |
| Total noninterest expense | $9,863,000 | 1,918 |
| Salaries and employee benefits | $5,974,000 | 1,730 |
| Premises and equipment expense | $787,000 | 2,697 |
| Additional noninterest expense | $3,102,000 | 1,982 |
| Pre-tax net operating income | $1,573,000 | 3,394 |
| Securities gains (losses) | $27,000 | 2,144 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,600,000 | 3,134 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,600,000 | 3,134 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,600,000 | 3,135 |
| Net charge-offs | $388,000 | 1,755 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $1,750,000 | 150 |
| Net operating income | $1,573,000 | 3,107 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,062,000 | 1,873 |
| Total interest expense | $1,647,000 | 1,342 |
| Net interest income | $8,415,000 | 1,941 |
| Provision for loan and lease losses | $327,000 | 1,546 |
| Total noninterest income | $324,000 | 4,547 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $75,000 | 5,062 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $249,000 | 3,911 |
| Total noninterest expense | $7,139,000 | 1,990 |
| Salaries and employee benefits | $4,338,000 | 1,782 |
| Premises and equipment expense | $550,000 | 2,855 |
| Additional noninterest expense | $2,251,000 | 2,025 |
| Pre-tax net operating income | $1,273,000 | 3,316 |
| Securities gains (losses) | $27,000 | 1,839 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,300,000 | 2,994 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,300,000 | 2,994 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,300,000 | 2,995 |
| Net charge-offs | $388,000 | 1,376 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 807 |
| Net operating income | $1,273,000 | 2,977 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,561,000 | 1,905 |
| Total interest expense | $1,076,000 | 1,382 |
| Net interest income | $5,485,000 | 1,966 |
| Provision for loan and lease losses | $235,000 | 1,513 |
| Total noninterest income | $199,000 | 4,670 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $53,000 | 4,987 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $146,000 | 4,071 |
| Total noninterest expense | $4,647,000 | 2,044 |
| Salaries and employee benefits | $2,851,000 | 1,809 |
| Premises and equipment expense | $345,000 | 2,999 |
| Additional noninterest expense | $1,451,000 | 2,082 |
| Pre-tax net operating income | $802,000 | 3,364 |
| Securities gains (losses) | $27,000 | 1,498 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $829,000 | 3,013 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $829,000 | 3,019 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $829,000 | 3,019 |
| Net charge-offs | $127,000 | 1,983 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 774 |
| Net operating income | $802,000 | 3,037 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 1,954 |
| Total interest expense | $530,000 | 1,426 |
| Net interest income | $2,637,000 | 2,028 |
| Provision for loan and lease losses | $100,000 | 1,586 |
| Total noninterest income | $82,000 | 4,914 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $30,000 | 4,784 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $52,000 | 4,505 |
| Total noninterest expense | $2,271,000 | 2,093 |
| Salaries and employee benefits | $1,382,000 | 1,882 |
| Premises and equipment expense | $165,000 | 3,141 |
| Additional noninterest expense | $724,000 | 2,080 |
| Pre-tax net operating income | $348,000 | 3,563 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $348,000 | 3,265 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $348,000 | 3,268 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $348,000 | 3,268 |
| Net charge-offs | $97,000 | 1,393 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $348,000 | 3,233 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,424,000 | 2,140 |
| Total interest expense | $1,985,000 | 1,717 |
| Net interest income | $9,439,000 | 2,209 |
| Provision for loan and lease losses | $297,000 | 2,483 |
| Total noninterest income | $734,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $110,000 | 5,111 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $624,000 | 3,059 |
| Total noninterest expense | $8,484,000 | 2,226 |
| Salaries and employee benefits | $5,225,000 | 1,946 |
| Premises and equipment expense | $631,000 | 3,190 |
| Additional noninterest expense | $2,628,000 | 2,353 |
| Pre-tax net operating income | $1,392,000 | 3,533 |
| Securities gains (losses) | $-20,000 | 6,330 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,372,000 | 3,325 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,372,000 | 3,327 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,372,000 | 3,328 |
| Net charge-offs | $-53,000 | 6,425 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $188,000 | 440 |
| Net operating income | $1,392,000 | 3,239 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,494,000 | 2,175 |
| Total interest expense | $1,475,000 | 1,781 |
| Net interest income | $7,019,000 | 2,233 |
| Provision for loan and lease losses | $158,000 | 2,881 |
| Total noninterest income | $632,000 | 3,592 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $78,000 | 5,256 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $554,000 | 2,861 |
| Total noninterest expense | $6,263,000 | 2,261 |
| Salaries and employee benefits | $3,878,000 | 1,974 |
| Premises and equipment expense | $466,000 | 3,266 |
| Additional noninterest expense | $1,919,000 | 2,391 |
| Pre-tax net operating income | $1,230,000 | 3,314 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,230,000 | 3,027 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,230,000 | 3,032 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,230,000 | 3,032 |
| Net charge-offs | $-61,000 | 6,506 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 597 |
| Net operating income | $1,230,000 | 2,958 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,603,000 | 2,199 |
| Total interest expense | $960,000 | 1,847 |
| Net interest income | $4,643,000 | 2,242 |
| Provision for loan and lease losses | $158,000 | 2,381 |
| Total noninterest income | $427,000 | 3,602 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $47,000 | 5,387 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $380,000 | 2,872 |
| Total noninterest expense | $4,086,000 | 2,312 |
| Salaries and employee benefits | $2,514,000 | 2,044 |
| Premises and equipment expense | $306,000 | 3,310 |
| Additional noninterest expense | $1,266,000 | 2,419 |
| Pre-tax net operating income | $826,000 | 3,273 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $826,000 | 3,002 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $826,000 | 3,004 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $826,000 | 3,005 |
| Net charge-offs | $-61,000 | 6,582 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 499 |
| Net operating income | $826,000 | 2,912 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,596,000 | 2,377 |
| Total interest expense | $483,000 | 1,887 |
| Net interest income | $2,113,000 | 2,490 |
| Provision for loan and lease losses | $70,000 | 2,504 |
| Total noninterest income | $224,000 | 3,466 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $25,000 | 5,295 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $199,000 | 2,785 |
| Total noninterest expense | $1,966,000 | 2,404 |
| Salaries and employee benefits | $1,204,000 | 2,141 |
| Premises and equipment expense | $148,000 | 3,415 |
| Additional noninterest expense | $614,000 | 2,489 |
| Pre-tax net operating income | $301,000 | 3,804 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $301,000 | 3,554 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $301,000 | 3,555 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $301,000 | 3,556 |
| Net charge-offs | $2,000 | 3,902 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $301,000 | 3,466 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,995,000 | 2,574 |
| Total interest expense | $2,009,000 | 2,131 |
| Net interest income | $7,986,000 | 2,664 |
| Provision for loan and lease losses | $688,000 | 2,289 |
| Total noninterest income | $794,000 | 3,654 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $99,000 | 5,455 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $695,000 | 2,906 |
| Total noninterest expense | $6,908,000 | 2,684 |
| Salaries and employee benefits | $4,094,000 | 2,391 |
| Premises and equipment expense | $592,000 | 3,415 |
| Additional noninterest expense | $2,222,000 | 2,842 |
| Pre-tax net operating income | $1,184,000 | 3,737 |
| Securities gains (losses) | $8,000 | 3,432 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,192,000 | 3,563 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,192,000 | 3,564 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,192,000 | 3,565 |
| Net charge-offs | $488,000 | 2,681 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $223,000 | 427 |
| Net operating income | $1,184,000 | 3,422 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,485,000 | 2,616 |
| Total interest expense | $1,524,000 | 2,190 |
| Net interest income | $5,961,000 | 2,726 |
| Provision for loan and lease losses | $588,000 | 2,067 |
| Total noninterest income | $627,000 | 3,604 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $75,000 | 5,517 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $552,000 | 2,796 |
| Total noninterest expense | $4,995,000 | 2,788 |
| Salaries and employee benefits | $2,952,000 | 2,491 |
| Premises and equipment expense | $450,000 | 3,442 |
| Additional noninterest expense | $1,593,000 | 2,958 |
| Pre-tax net operating income | $1,005,000 | 3,621 |
| Securities gains (losses) | $8,000 | 3,171 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,013,000 | 3,409 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,013,000 | 3,410 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,013,000 | 3,411 |
| Net charge-offs | $488,000 | 2,221 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 467 |
| Net operating income | $1,005,000 | 3,269 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,991,000 | 2,638 |
| Total interest expense | $1,038,000 | 2,217 |
| Net interest income | $3,953,000 | 2,746 |
| Provision for loan and lease losses | $571,000 | 1,669 |
| Total noninterest income | $388,000 | 3,716 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $52,000 | 5,459 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $336,000 | 2,913 |
| Total noninterest expense | $3,206,000 | 2,888 |
| Salaries and employee benefits | $1,869,000 | 2,644 |
| Premises and equipment expense | $305,000 | 3,401 |
| Additional noninterest expense | $1,032,000 | 3,047 |
| Pre-tax net operating income | $564,000 | 3,907 |
| Securities gains (losses) | $-3,000 | 6,872 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $561,000 | 3,772 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $561,000 | 3,774 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $561,000 | 3,775 |
| Net charge-offs | $488,000 | 1,798 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 433 |
| Net operating income | $564,000 | 3,576 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,476,000 | 2,681 |
| Total interest expense | $522,000 | 2,285 |
| Net interest income | $1,954,000 | 2,778 |
| Provision for loan and lease losses | $266,000 | 1,704 |
| Total noninterest income | $184,000 | 3,819 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $25,000 | 5,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $159,000 | 2,993 |
| Total noninterest expense | $1,563,000 | 2,947 |
| Salaries and employee benefits | $950,000 | 2,604 |
| Premises and equipment expense | $155,000 | 3,384 |
| Additional noninterest expense | $458,000 | 3,311 |
| Pre-tax net operating income | $309,000 | 3,789 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $309,000 | 3,591 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $309,000 | 3,594 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $309,000 | 3,594 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $309,000 | 3,422 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,624,000 | 2,850 |
| Total interest expense | $1,862,000 | 2,925 |
| Net interest income | $7,762,000 | 2,817 |
| Provision for loan and lease losses | $348,000 | 3,930 |
| Total noninterest income | $420,000 | 4,695 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $59,000 | 6,180 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $361,000 | 3,581 |
| Total noninterest expense | $6,007,000 | 3,055 |
| Salaries and employee benefits | $3,406,000 | 2,805 |
| Premises and equipment expense | $629,000 | 3,462 |
| Additional noninterest expense | $1,972,000 | 3,184 |
| Pre-tax net operating income | $1,827,000 | 2,673 |
| Securities gains (losses) | $73,000 | 2,303 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,900,000 | 2,356 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,900,000 | 2,356 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,900,000 | 2,357 |
| Net charge-offs | $46,000 | 5,513 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $173,000 | 553 |
| Net operating income | $1,827,000 | 2,346 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,159,000 | 2,905 |
| Total interest expense | $1,374,000 | 3,077 |
| Net interest income | $5,785,000 | 2,837 |
| Provision for loan and lease losses | $333,000 | 3,469 |
| Total noninterest income | $261,000 | 5,048 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $40,000 | 6,308 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $221,000 | 3,955 |
| Total noninterest expense | $4,365,000 | 3,131 |
| Salaries and employee benefits | $2,534,000 | 2,824 |
| Premises and equipment expense | $476,000 | 3,471 |
| Additional noninterest expense | $1,355,000 | 3,402 |
| Pre-tax net operating income | $1,348,000 | 2,778 |
| Securities gains (losses) | $72,000 | 2,056 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,420,000 | 2,428 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,420,000 | 2,430 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,420,000 | 2,430 |
| Net charge-offs | $47,000 | 5,015 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 772 |
| Net operating income | $1,348,000 | 2,417 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,788,000 | 2,919 |
| Total interest expense | $933,000 | 3,130 |
| Net interest income | $3,855,000 | 2,830 |
| Provision for loan and lease losses | $313,000 | 2,897 |
| Total noninterest income | $153,000 | 5,274 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $26,000 | 6,338 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $127,000 | 4,205 |
| Total noninterest expense | $2,893,000 | 3,191 |
| Salaries and employee benefits | $1,678,000 | 2,858 |
| Premises and equipment expense | $323,000 | 3,470 |
| Additional noninterest expense | $892,000 | 3,483 |
| Pre-tax net operating income | $802,000 | 2,938 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $802,000 | 2,671 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $802,000 | 2,671 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $802,000 | 2,671 |
| Net charge-offs | $78,000 | 4,078 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 444 |
| Net operating income | $802,000 | 2,587 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,425,000 | 2,902 |
| Total interest expense | $479,000 | 3,156 |
| Net interest income | $1,946,000 | 2,794 |
| Provision for loan and lease losses | $185,000 | 2,532 |
| Total noninterest income | $94,000 | 5,012 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $82,000 | 3,866 |
| Total noninterest expense | $1,439,000 | 3,210 |
| Salaries and employee benefits | $836,000 | 2,890 |
| Premises and equipment expense | $165,000 | 3,456 |
| Additional noninterest expense | $438,000 | 3,519 |
| Pre-tax net operating income | $416,000 | 2,892 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $416,000 | 2,579 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $416,000 | 2,578 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $416,000 | 2,579 |
| Net charge-offs | $47,000 | 3,400 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $416,000 | 2,523 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,231,000 | 3,148 |
| Total interest expense | $2,197,000 | 3,308 |
| Net interest income | $7,034,000 | 3,062 |
| Provision for loan and lease losses | $200,000 | 5,328 |
| Total noninterest income | $473,000 | 4,671 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $71,000 | 5,907 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $402,000 | 3,500 |
| Total noninterest expense | $5,485,000 | 3,345 |
| Salaries and employee benefits | $3,156,000 | 2,981 |
| Premises and equipment expense | $674,000 | 3,399 |
| Additional noninterest expense | $1,655,000 | 3,745 |
| Pre-tax net operating income | $1,822,000 | 2,413 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-612,000 | 7,210 |
| Income before extraordinary items | $2,434,000 | 1,693 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,434,000 | 1,693 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,434,000 | 1,695 |
| Net charge-offs | $373,000 | 4,023 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 993 |
| Net operating income | $2,434,000 | 1,628 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,935,000 | 3,215 |
| Total interest expense | $1,656,000 | 3,432 |
| Net interest income | $5,279,000 | 3,090 |
| Provision for loan and lease losses | $200,000 | 4,881 |
| Total noninterest income | $289,000 | 5,102 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $58,000 | 5,895 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $231,000 | 3,954 |
| Total noninterest expense | $3,987,000 | 3,428 |
| Salaries and employee benefits | $2,307,000 | 3,065 |
| Premises and equipment expense | $508,000 | 3,445 |
| Additional noninterest expense | $1,172,000 | 3,859 |
| Pre-tax net operating income | $1,381,000 | 2,543 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,381,000 | 2,302 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,381,000 | 2,298 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,381,000 | 2,303 |
| Net charge-offs | $385,000 | 3,418 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,381,000 | 2,192 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,541,000 | 3,298 |
| Total interest expense | $1,071,000 | 3,630 |
| Net interest income | $3,470,000 | 3,123 |
| Provision for loan and lease losses | $200,000 | 4,223 |
| Total noninterest income | $153,000 | 5,451 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $39,000 | 5,921 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $114,000 | 4,418 |
| Total noninterest expense | $2,603,000 | 3,511 |
| Salaries and employee benefits | $1,524,000 | 3,104 |
| Premises and equipment expense | $337,000 | 3,491 |
| Additional noninterest expense | $742,000 | 3,988 |
| Pre-tax net operating income | $820,000 | 2,751 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $820,000 | 2,463 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $820,000 | 2,459 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $820,000 | 2,462 |
| Net charge-offs | $291,000 | 3,090 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $820,000 | 2,361 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,245,000 | 3,387 |
| Total interest expense | $506,000 | 3,894 |
| Net interest income | $1,739,000 | 3,152 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $78,000 | 5,464 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $23,000 | 5,727 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $55,000 | 4,521 |
| Total noninterest expense | $1,355,000 | 3,423 |
| Salaries and employee benefits | $780,000 | 3,075 |
| Premises and equipment expense | $165,000 | 3,632 |
| Additional noninterest expense | $410,000 | 3,737 |
| Pre-tax net operating income | $362,000 | 3,006 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $362,000 | 2,745 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $362,000 | 2,743 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $362,000 | 2,745 |
| Net charge-offs | $284,000 | 2,084 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $362,000 | 2,633 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,264,000 | 3,731 |
| Total interest expense | $2,879,000 | 3,521 |
| Net interest income | $5,385,000 | 3,762 |
| Provision for loan and lease losses | $4,436,000 | 1,556 |
| Total noninterest income | $970,000 | 3,398 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $83,000 | 5,989 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $887,000 | 2,309 |
| Total noninterest expense | $5,550,000 | 3,386 |
| Salaries and employee benefits | $2,848,000 | 3,334 |
| Premises and equipment expense | $652,000 | 3,651 |
| Additional noninterest expense | $2,050,000 | 3,252 |
| Pre-tax net operating income | $-3,631,000 | 6,998 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-3,631,000 | 7,099 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,631,000 | 7,097 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,631,000 | 7,097 |
| Net charge-offs | $4,805,000 | 1,184 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,631,000 | 7,096 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,077,000 | 3,833 |
| Total interest expense | $2,362,000 | 3,427 |
| Net interest income | $3,715,000 | 3,973 |
| Provision for loan and lease losses | $4,225,000 | 1,179 |
| Total noninterest income | $650,000 | 3,680 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $64,000 | 6,008 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $586,000 | 2,557 |
| Total noninterest expense | $4,302,000 | 3,301 |
| Salaries and employee benefits | $2,168,000 | 3,322 |
| Premises and equipment expense | $491,000 | 3,666 |
| Additional noninterest expense | $1,643,000 | 3,058 |
| Pre-tax net operating income | $-4,162,000 | 7,427 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-4,162,000 | 7,503 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,162,000 | 7,503 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,162,000 | 7,503 |
| Net charge-offs | $3,722,000 | 1,031 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,162,000 | 7,510 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,927,000 | 3,954 |
| Total interest expense | $1,661,000 | 3,407 |
| Net interest income | $2,266,000 | 4,201 |
| Provision for loan and lease losses | $3,843,000 | 916 |
| Total noninterest income | $261,000 | 4,721 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $45,000 | 5,954 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $216,000 | 3,531 |
| Total noninterest expense | $3,084,000 | 3,153 |
| Salaries and employee benefits | $1,465,000 | 3,305 |
| Premises and equipment expense | $323,000 | 3,720 |
| Additional noninterest expense | $1,296,000 | 2,654 |
| Pre-tax net operating income | $-4,400,000 | 7,701 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-4,400,000 | 7,759 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,400,000 | 7,758 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,400,000 | 7,758 |
| Net charge-offs | $1,512,000 | 1,338 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-4,400,000 | 7,771 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,925,000 | 4,056 |
| Total interest expense | $866,000 | 3,413 |
| Net interest income | $1,059,000 | 4,403 |
| Provision for loan and lease losses | $3,811,000 | 489 |
| Total noninterest income | $93,000 | 5,334 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $71,000 | 4,212 |
| Total noninterest expense | $1,846,000 | 2,612 |
| Salaries and employee benefits | $747,000 | 3,283 |
| Premises and equipment expense | $184,000 | 3,448 |
| Additional noninterest expense | $915,000 | 1,767 |
| Pre-tax net operating income | $-4,505,000 | 8,006 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-4,505,000 | 8,042 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,505,000 | 8,043 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-4,505,000 | 8,043 |
| Net charge-offs | $1,291,000 | 819 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,505,000 | 8,043 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,717,000 | 4,231 |
| Total interest expense | $3,297,000 | 3,994 |
| Net interest income | $4,420,000 | 4,270 |
| Provision for loan and lease losses | $1,865,000 | 1,895 |
| Total noninterest income | $265,000 | 6,037 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $89,000 | 6,055 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $176,000 | 5,052 |
| Total noninterest expense | $5,047,000 | 3,535 |
| Salaries and employee benefits | $3,012,000 | 3,237 |
| Premises and equipment expense | $657,000 | 3,657 |
| Additional noninterest expense | $1,378,000 | 3,853 |
| Pre-tax net operating income | $-2,227,000 | 7,425 |
| Securities gains (losses) | $12,000 | 2,444 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,215,000 | 7,441 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,215,000 | 7,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 3,689 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 1,252 |
| Net operating income | $-2,227,000 | 7,534 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,657,000 | 4,356 |
| Total interest expense | $2,334,000 | 4,274 |
| Net interest income | $3,323,000 | 4,294 |
| Provision for loan and lease losses | $810,000 | 2,080 |
| Total noninterest income | $205,000 | 6,067 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $66,000 | 6,104 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $139,000 | 5,075 |
| Total noninterest expense | $3,825,000 | 3,491 |
| Salaries and employee benefits | $2,420,000 | 3,079 |
| Premises and equipment expense | $474,000 | 3,784 |
| Additional noninterest expense | $931,000 | 4,095 |
| Pre-tax net operating income | $-1,107,000 | 7,583 |
| Securities gains (losses) | $12,000 | 2,294 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,095,000 | 7,552 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,095,000 | 7,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,490 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,146 |
| Net operating income | $-1,107,000 | 7,669 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 4,581 |
| Total interest expense | $1,394,000 | 4,719 |
| Net interest income | $2,158,000 | 4,367 |
| Provision for loan and lease losses | $520,000 | 1,868 |
| Total noninterest income | $152,000 | 5,959 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $46,000 | 6,062 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $106,000 | 4,955 |
| Total noninterest expense | $2,476,000 | 3,596 |
| Salaries and employee benefits | $1,584,000 | 3,172 |
| Premises and equipment expense | $304,000 | 3,935 |
| Additional noninterest expense | $588,000 | 4,261 |
| Pre-tax net operating income | $-686,000 | 7,733 |
| Securities gains (losses) | $13,000 | 2,325 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-673,000 | 7,818 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-673,000 | 7,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,106 |
| Net operating income | $-686,000 | 7,805 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 4,849 |
| Total interest expense | $669,000 | 5,003 |
| Net interest income | $1,009,000 | 4,590 |
| Provision for loan and lease losses | $180,000 | 1,928 |
| Total noninterest income | $74,000 | 6,016 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $21,000 | 6,186 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $53,000 | 4,930 |
| Total noninterest expense | $1,186,000 | 3,737 |
| Salaries and employee benefits | $768,000 | 3,274 |
| Premises and equipment expense | $155,000 | 3,877 |
| Additional noninterest expense | $263,000 | 4,531 |
| Pre-tax net operating income | $-283,000 | 7,891 |
| Securities gains (losses) | $13,000 | 1,848 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-270,000 | 7,943 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-270,000 | 7,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-283,000 | 7,936 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,515,000 | 5,461 |
| Total interest expense | $2,075,000 | 5,749 |
| Net interest income | $3,440,000 | 5,090 |
| Provision for loan and lease losses | $286,000 | 3,280 |
| Total noninterest income | $196,000 | 6,767 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $104,000 | 5,978 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $92,000 | 6,335 |
| Total noninterest expense | $3,959,000 | 4,156 |
| Salaries and employee benefits | $2,369,000 | 3,878 |
| Premises and equipment expense | $550,000 | 4,084 |
| Additional noninterest expense | $1,040,000 | 4,533 |
| Pre-tax net operating income | $-609,000 | 7,878 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-609,000 | 7,954 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-609,000 | 7,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $16,536,000 | 110 |
| Net operating income | $-609,000 | 7,947 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 5,626 |
| Total interest expense | $1,455,000 | 5,922 |
| Net interest income | $2,454,000 | 5,277 |
| Provision for loan and lease losses | $206,000 | 2,956 |
| Total noninterest income | $129,000 | 6,987 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $77,000 | 6,028 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $52,000 | 6,738 |
| Total noninterest expense | $2,790,000 | 4,322 |
| Salaries and employee benefits | $1,603,000 | 4,163 |
| Premises and equipment expense | $397,000 | 4,184 |
| Additional noninterest expense | $790,000 | 4,398 |
| Pre-tax net operating income | $-413,000 | 8,021 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-413,000 | 8,085 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-413,000 | 8,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $16,446,000 | 79 |
| Net operating income | $-413,000 | 8,068 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,418,000 | 5,859 |
| Total interest expense | $915,000 | 6,065 |
| Net interest income | $1,503,000 | 5,555 |
| Provision for loan and lease losses | $36,000 | 4,731 |
| Total noninterest income | $80,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $50,000 | 6,089 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $30,000 | 6,985 |
| Total noninterest expense | $1,721,000 | 4,568 |
| Salaries and employee benefits | $961,000 | 4,539 |
| Premises and equipment expense | $249,000 | 4,401 |
| Additional noninterest expense | $511,000 | 4,508 |
| Pre-tax net operating income | $-174,000 | 8,062 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-174,000 | 8,089 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-174,000 | 8,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $16,446,000 | 54 |
| Net operating income | $-174,000 | 8,082 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,164,000 | 5,961 |
| Total interest expense | $473,000 | 5,990 |
| Net interest income | $691,000 | 5,790 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $38,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $24,000 | 6,111 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $14,000 | 7,050 |
| Total noninterest expense | $706,000 | 5,227 |
| Salaries and employee benefits | $365,000 | 5,457 |
| Premises and equipment expense | $119,000 | 4,538 |
| Additional noninterest expense | $222,000 | 4,909 |
| Pre-tax net operating income | $23,000 | 7,624 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $23,000 | 7,576 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $23,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $15,881,000 | 30 |
| Net operating income | $23,000 | 7,557 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 6,322 |
| Total interest expense | $1,523,000 | 6,087 |
| Net interest income | $2,139,000 | 6,403 |
| Provision for loan and lease losses | $33,000 | 5,966 |
| Total noninterest income | $156,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $107,000 | 6,056 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $49,000 | 7,272 |
| Total noninterest expense | $2,579,000 | 5,383 |
| Salaries and employee benefits | $1,285,000 | 5,690 |
| Premises and equipment expense | $456,000 | 4,524 |
| Additional noninterest expense | $838,000 | 5,093 |
| Pre-tax net operating income | $-317,000 | 8,175 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-317,000 | 8,203 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-317,000 | 8,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,461 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 851 |
| Net operating income | $-317,000 | 8,198 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 6,404 |
| Total interest expense | $1,065,000 | 6,186 |
| Net interest income | $1,609,000 | 6,463 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $117,000 | 7,312 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $84,000 | 6,055 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $33,000 | 7,424 |
| Total noninterest expense | $1,904,000 | 5,422 |
| Salaries and employee benefits | $950,000 | 5,701 |
| Premises and equipment expense | $341,000 | 4,540 |
| Additional noninterest expense | $613,000 | 5,147 |
| Pre-tax net operating income | $-178,000 | 8,289 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-178,000 | 8,308 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-178,000 | 8,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 994 |
| Net operating income | $-178,000 | 8,302 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 6,458 |
| Total interest expense | $644,000 | 6,310 |
| Net interest income | $1,097,000 | 6,437 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $76,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $57,000 | 6,055 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 7,607 |
| Total noninterest expense | $1,262,000 | 5,448 |
| Salaries and employee benefits | $634,000 | 5,730 |
| Premises and equipment expense | $223,000 | 4,604 |
| Additional noninterest expense | $405,000 | 5,164 |
| Pre-tax net operating income | $-89,000 | 8,330 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-89,000 | 8,338 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-89,000 | 8,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 834 |
| Net operating income | $-89,000 | 8,334 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $814,000 | 6,598 |
| Total interest expense | $268,000 | 6,651 |
| Net interest income | $546,000 | 6,464 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $44,000 | 7,159 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $35,000 | 5,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $649,000 | 5,366 |
| Salaries and employee benefits | $332,000 | 5,624 |
| Premises and equipment expense | $112,000 | 4,612 |
| Additional noninterest expense | $205,000 | 5,106 |
| Pre-tax net operating income | $-59,000 | 8,388 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-59,000 | 8,403 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-59,000 | 8,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-59,000 | 8,389 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,002,000 | 6,586 |
| Total interest expense | $796,000 | 6,799 |
| Net interest income | $2,206,000 | 6,375 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $162,000 | 7,390 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $121,000 | 5,986 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,593 |
| Total noninterest expense | $2,435,000 | 5,455 |
| Salaries and employee benefits | $1,240,000 | 5,687 |
| Premises and equipment expense | $367,000 | 5,134 |
| Additional noninterest expense | $828,000 | 5,057 |
| Pre-tax net operating income | $-67,000 | 8,313 |
| Securities gains (losses) | $-30,000 | 8,002 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-97,000 | 8,361 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-97,000 | 8,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $2,090,000 | 395 |
| Net operating income | $-67,000 | 8,317 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 6,697 |
| Total interest expense | $557,000 | 6,867 |
| Net interest income | $1,590,000 | 6,511 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $118,000 | 7,458 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $91,000 | 6,020 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,758 |
| Total noninterest expense | $1,811,000 | 5,461 |
| Salaries and employee benefits | $930,000 | 5,669 |
| Premises and equipment expense | $253,000 | 5,393 |
| Additional noninterest expense | $628,000 | 4,969 |
| Pre-tax net operating income | $-103,000 | 8,430 |
| Securities gains (losses) | $-30,000 | 8,328 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-133,000 | 8,476 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-133,000 | 8,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $2,090,000 | 292 |
| Net operating income | $-103,000 | 8,425 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 6,775 |
| Total interest expense | $338,000 | 6,961 |
| Net interest income | $1,026,000 | 6,600 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $75,000 | 7,500 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $57,000 | 6,097 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $18,000 | 7,744 |
| Total noninterest expense | $1,126,000 | 5,675 |
| Salaries and employee benefits | $588,000 | 5,817 |
| Premises and equipment expense | $138,000 | 5,954 |
| Additional noninterest expense | $400,000 | 5,082 |
| Pre-tax net operating income | $-25,000 | 8,402 |
| Securities gains (losses) | $-30,000 | 8,475 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-55,000 | 8,470 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-55,000 | 8,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $2,024,000 | 195 |
| Net operating income | $-25,000 | 8,403 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $675,000 | 6,826 |
| Total interest expense | $171,000 | 6,910 |
| Net interest income | $504,000 | 6,701 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $40,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $30,000 | 5,982 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $469,000 | 6,319 |
| Salaries and employee benefits | $262,000 | 6,231 |
| Premises and equipment expense | $36,000 | 7,416 |
| Additional noninterest expense | $171,000 | 5,577 |
| Pre-tax net operating income | $75,000 | 7,560 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $75,000 | 7,329 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $75,000 | 7,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $75,000 | 7,296 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 6,914 |
| Total interest expense | $635,000 | 6,832 |
| Net interest income | $1,838,000 | 6,845 |
| Provision for loan and lease losses | $8,000 | 7,099 |
| Total noninterest income | $158,000 | 7,538 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $109,000 | 6,343 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $49,000 | 7,440 |
| Total noninterest expense | $1,783,000 | 6,392 |
| Salaries and employee benefits | $977,000 | 6,350 |
| Premises and equipment expense | $170,000 | 7,102 |
| Additional noninterest expense | $636,000 | 5,808 |
| Pre-tax net operating income | $205,000 | 7,770 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $205,000 | 7,628 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $205,000 | 7,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 665 |
| Net operating income | $205,000 | 7,583 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 6,991 |
| Total interest expense | $468,000 | 6,864 |
| Net interest income | $1,344,000 | 6,919 |
| Provision for loan and lease losses | $8,000 | 6,855 |
| Total noninterest income | $106,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $76,000 | 6,505 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 7,707 |
| Total noninterest expense | $1,332,000 | 6,371 |
| Salaries and employee benefits | $707,000 | 6,431 |
| Premises and equipment expense | $136,000 | 6,942 |
| Additional noninterest expense | $489,000 | 5,699 |
| Pre-tax net operating income | $110,000 | 8,077 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $110,000 | 8,017 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $110,000 | 8,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 665 |
| Net operating income | $110,000 | 7,966 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,166,000 | 7,113 |
| Total interest expense | $311,000 | 6,901 |
| Net interest income | $855,000 | 7,078 |
| Provision for loan and lease losses | $8,000 | 6,484 |
| Total noninterest income | $59,000 | 7,986 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $47,000 | 6,635 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,173 |
| Total noninterest expense | $904,000 | 6,344 |
| Salaries and employee benefits | $473,000 | 6,473 |
| Premises and equipment expense | $97,000 | 6,845 |
| Additional noninterest expense | $334,000 | 5,640 |
| Pre-tax net operating income | $2,000 | 8,500 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $2,000 | 8,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,000 | 8,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 561 |
| Net operating income | $2,000 | 8,505 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $578,000 | 7,176 |
| Total interest expense | $161,000 | 6,883 |
| Net interest income | $417,000 | 7,169 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $34,000 | 7,816 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $28,000 | 6,308 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $441,000 | 6,479 |
| Salaries and employee benefits | $231,000 | 6,590 |
| Premises and equipment expense | $47,000 | 6,927 |
| Additional noninterest expense | $163,000 | 5,749 |
| Pre-tax net operating income | $10,000 | 8,435 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $10,000 | 8,469 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $10,000 | 8,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $10,000 | 8,405 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,260,000 | 7,304 |
| Total interest expense | $823,000 | 6,639 |
| Net interest income | $1,437,000 | 7,453 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $126,000 | 8,038 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $90,000 | 6,720 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $36,000 | 7,939 |
| Total noninterest expense | $1,740,000 | 6,454 |
| Salaries and employee benefits | $950,000 | 6,440 |
| Premises and equipment expense | $196,000 | 6,824 |
| Additional noninterest expense | $594,000 | 6,021 |
| Pre-tax net operating income | $-177,000 | 8,674 |
| Securities gains (losses) | $-59,000 | 8,973 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-236,000 | 8,797 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-236,000 | 8,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $203,000 | 597 |
| Net operating income | $-177,000 | 8,698 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 7,426 |
| Total interest expense | $628,000 | 6,748 |
| Net interest income | $1,037,000 | 7,581 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $91,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $60,000 | 6,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 7,823 |
| Total noninterest expense | $1,275,000 | 6,509 |
| Salaries and employee benefits | $719,000 | 6,393 |
| Premises and equipment expense | $150,000 | 6,787 |
| Additional noninterest expense | $406,000 | 6,299 |
| Pre-tax net operating income | $-147,000 | 8,791 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-147,000 | 8,867 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-147,000 | 8,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 554 |
| Net operating income | $-147,000 | 8,799 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 7,510 |
| Total interest expense | $418,000 | 6,859 |
| Net interest income | $671,000 | 7,683 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $53,000 | 8,304 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $41,000 | 6,904 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $12,000 | 8,333 |
| Total noninterest expense | $837,000 | 6,571 |
| Salaries and employee benefits | $477,000 | 6,427 |
| Premises and equipment expense | $97,000 | 6,846 |
| Additional noninterest expense | $263,000 | 6,381 |
| Pre-tax net operating income | $-113,000 | 8,840 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-113,000 | 8,929 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-113,000 | 8,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 446 |
| Net operating income | $-113,000 | 8,845 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $532,000 | 7,596 |
| Total interest expense | $205,000 | 7,010 |
| Net interest income | $327,000 | 7,752 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $25,000 | 8,378 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 6,829 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $409,000 | 6,643 |
| Salaries and employee benefits | $240,000 | 6,407 |
| Premises and equipment expense | $49,000 | 6,835 |
| Additional noninterest expense | $120,000 | 6,651 |
| Pre-tax net operating income | $-57,000 | 8,902 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-57,000 | 8,971 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-57,000 | 8,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 367 |
| Net operating income | $-57,000 | 8,882 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 8,205 |
| Total interest expense | $701,000 | 7,820 |
| Net interest income | $962,000 | 8,318 |
| Provision for loan and lease losses | $198,000 | 4,392 |
| Total noninterest income | $69,000 | 8,761 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $57,000 | 7,406 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,821 |
| Total noninterest expense | $1,604,000 | 6,645 |
| Salaries and employee benefits | $932,000 | 6,390 |
| Premises and equipment expense | $182,000 | 7,003 |
| Additional noninterest expense | $490,000 | 6,564 |
| Pre-tax net operating income | $-771,000 | 9,073 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-771,000 | 9,131 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-771,000 | 9,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 566 |
| Net operating income | $-771,000 | 9,091 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $479,000 | 9,436 |
| Total interest expense | $132,000 | 9,444 |
| Net interest income | $347,000 | 9,370 |
| Provision for loan and lease losses | $237,000 | 3,789 |
| Total noninterest income | $14,000 | 9,455 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $4,000 | 8,325 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $10,000 | 9,130 |
| Total noninterest expense | $1,228,000 | 7,392 |
| Salaries and employee benefits | $837,000 | 6,629 |
| Premises and equipment expense | $128,000 | 7,879 |
| Additional noninterest expense | $263,000 | 8,127 |
| Pre-tax net operating income | $-1,104,000 | 9,382 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-1,104,000 | 9,441 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,104,000 | 9,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $8,518,000 | 90 |
| Net operating income | $-1,104,000 | 9,409 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.