Home > The Franklin Savings and Loan Company > Income and Expense
The Franklin Savings and Loan Company, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,489,000 | 2,238 |
| Total interest expense | $6,365,000 | 1,305 |
| Net interest income | $7,124,000 | 3,028 |
| Provision for loan and lease losses | $1,967,000 | 2,099 |
| Total noninterest income | $4,457,000 | 1,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,457,000 | 805 |
| Total noninterest expense | $11,136,000 | 1,771 |
| Salaries and employee benefits | $6,055,000 | 1,606 |
| Premises and equipment expense | $1,574,000 | 1,634 |
| Additional noninterest expense | $3,507,000 | 2,000 |
| Pre-tax net operating income | $-1,522,000 | 6,659 |
| Securities gains (losses) | $23,000 | 3,038 |
| Applicable income taxes | $-779,000 | 7,268 |
| Income before extraordinary items | $-720,000 | 6,473 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-720,000 | 6,474 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-720,000 | 6,474 |
| Net charge-offs | $1,560,000 | 2,137 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-734,720 | 6,438 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,253,000 | 2,260 |
| Total interest expense | $4,927,000 | 1,315 |
| Net interest income | $5,326,000 | 3,071 |
| Provision for loan and lease losses | $1,641,000 | 1,873 |
| Total noninterest income | $2,858,000 | 1,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,858,000 | 852 |
| Total noninterest expense | $7,975,000 | 1,837 |
| Salaries and employee benefits | $4,125,000 | 1,778 |
| Premises and equipment expense | $1,201,000 | 1,620 |
| Additional noninterest expense | $2,649,000 | 1,955 |
| Pre-tax net operating income | $-1,432,000 | 6,929 |
| Securities gains (losses) | $23,000 | 2,831 |
| Applicable income taxes | $-540,000 | 7,384 |
| Income before extraordinary items | $-869,000 | 6,850 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-869,000 | 6,850 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-869,000 | 6,850 |
| Net charge-offs | $1,085,000 | 2,100 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-883,720 | 6,802 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,943,000 | 2,255 |
| Total interest expense | $3,416,000 | 1,312 |
| Net interest income | $3,527,000 | 3,090 |
| Provision for loan and lease losses | $683,000 | 2,412 |
| Total noninterest income | $1,703,000 | 1,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,703,000 | 894 |
| Total noninterest expense | $5,172,000 | 1,902 |
| Salaries and employee benefits | $2,504,000 | 1,943 |
| Premises and equipment expense | $817,000 | 1,604 |
| Additional noninterest expense | $1,851,000 | 1,877 |
| Pre-tax net operating income | $-625,000 | 6,826 |
| Securities gains (losses) | $23,000 | 2,310 |
| Applicable income taxes | $-245,000 | 7,359 |
| Income before extraordinary items | $-357,000 | 6,750 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-357,000 | 6,752 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-357,000 | 6,751 |
| Net charge-offs | $303,000 | 3,034 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-371,720 | 6,717 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 2,258 |
| Total interest expense | $1,799,000 | 1,298 |
| Net interest income | $1,753,000 | 3,126 |
| Provision for loan and lease losses | $353,000 | 2,212 |
| Total noninterest income | $785,000 | 1,465 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $785,000 | 942 |
| Total noninterest expense | $2,291,000 | 2,127 |
| Salaries and employee benefits | $1,136,000 | 2,170 |
| Premises and equipment expense | $416,000 | 1,624 |
| Additional noninterest expense | $739,000 | 2,286 |
| Pre-tax net operating income | $-106,000 | 6,664 |
| Securities gains (losses) | $21,000 | 1,498 |
| Applicable income taxes | $-49,000 | 7,317 |
| Income before extraordinary items | $-36,000 | 6,554 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-36,000 | 6,556 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-36,000 | 6,555 |
| Net charge-offs | $201,000 | 2,429 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-49,440 | 6,539 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,654,000 | 2,152 |
| Total interest expense | $9,289,000 | 1,279 |
| Net interest income | $6,365,000 | 3,286 |
| Provision for loan and lease losses | $2,837,000 | 2,051 |
| Total noninterest income | $2,526,000 | 1,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,526,000 | 1,166 |
| Total noninterest expense | $9,516,000 | 2,107 |
| Salaries and employee benefits | $4,685,000 | 2,099 |
| Premises and equipment expense | $1,654,000 | 1,627 |
| Additional noninterest expense | $3,177,000 | 2,233 |
| Pre-tax net operating income | $-3,462,000 | 6,976 |
| Securities gains (losses) | $1,136,000 | 437 |
| Applicable income taxes | $-910,000 | 7,245 |
| Income before extraordinary items | $-1,416,000 | 6,540 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,416,000 | 6,540 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,416,000 | 6,540 |
| Net charge-offs | $2,033,000 | 2,018 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,143,040 | 6,785 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,055,000 | 2,145 |
| Total interest expense | $7,183,000 | 1,309 |
| Net interest income | $4,872,000 | 3,250 |
| Provision for loan and lease losses | $1,903,000 | 1,973 |
| Total noninterest income | $1,409,000 | 2,270 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,409,000 | 1,457 |
| Total noninterest expense | $6,714,000 | 2,218 |
| Salaries and employee benefits | $3,351,000 | 2,216 |
| Premises and equipment expense | $1,270,000 | 1,603 |
| Additional noninterest expense | $2,093,000 | 2,477 |
| Pre-tax net operating income | $-2,336,000 | 7,148 |
| Securities gains (losses) | $1,126,000 | 339 |
| Applicable income taxes | $-435,000 | 7,309 |
| Income before extraordinary items | $-775,000 | 6,615 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-775,000 | 6,616 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-775,000 | 6,616 |
| Net charge-offs | $922,000 | 2,286 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,495,640 | 6,986 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,254,000 | 2,134 |
| Total interest expense | $4,882,000 | 1,364 |
| Net interest income | $3,372,000 | 3,148 |
| Provision for loan and lease losses | $247,000 | 4,036 |
| Total noninterest income | $526,000 | 3,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $526,000 | 2,148 |
| Total noninterest expense | $4,311,000 | 2,318 |
| Salaries and employee benefits | $2,237,000 | 2,255 |
| Premises and equipment expense | $869,000 | 1,605 |
| Additional noninterest expense | $1,205,000 | 2,820 |
| Pre-tax net operating income | $-660,000 | 6,773 |
| Securities gains (losses) | $1,126,000 | 258 |
| Applicable income taxes | $145,000 | 2,300 |
| Income before extraordinary items | $321,000 | 3,859 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $321,000 | 3,858 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $321,000 | 3,858 |
| Net charge-offs | $152,000 | 3,759 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-455,940 | 6,697 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,100,000 | 2,164 |
| Total interest expense | $2,476,000 | 1,391 |
| Net interest income | $1,624,000 | 3,222 |
| Provision for loan and lease losses | $176,000 | 3,024 |
| Total noninterest income | $289,000 | 3,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $289,000 | 2,012 |
| Total noninterest expense | $1,923,000 | 2,515 |
| Salaries and employee benefits | $1,027,000 | 2,494 |
| Premises and equipment expense | $434,000 | 1,629 |
| Additional noninterest expense | $462,000 | 3,208 |
| Pre-tax net operating income | $-186,000 | 6,863 |
| Securities gains (losses) | $615,000 | 269 |
| Applicable income taxes | $141,000 | 1,814 |
| Income before extraordinary items | $288,000 | 3,201 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $288,000 | 3,201 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $288,000 | 3,201 |
| Net charge-offs | $113,000 | 2,740 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-124,050 | 6,785 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,085,000 | 2,210 |
| Total interest expense | $10,869,000 | 1,494 |
| Net interest income | $6,216,000 | 3,375 |
| Provision for loan and lease losses | $2,704,000 | 1,496 |
| Total noninterest income | $931,000 | 3,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $931,000 | 2,235 |
| Total noninterest expense | $6,687,000 | 2,789 |
| Salaries and employee benefits | $2,895,000 | 3,349 |
| Premises and equipment expense | $1,512,000 | 1,804 |
| Additional noninterest expense | $2,280,000 | 2,530 |
| Pre-tax net operating income | $-2,244,000 | 7,432 |
| Securities gains (losses) | $218,000 | 680 |
| Applicable income taxes | $-821,000 | 7,645 |
| Income before extraordinary items | $-1,205,000 | 7,090 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,205,000 | 7,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,876,000 | 1,347 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,344,520 | 7,260 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,939,000 | 2,243 |
| Total interest expense | $8,326,000 | 1,519 |
| Net interest income | $4,613,000 | 3,435 |
| Provision for loan and lease losses | $1,542,000 | 1,398 |
| Total noninterest income | $823,000 | 3,270 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $823,000 | 2,081 |
| Total noninterest expense | $5,235,000 | 2,674 |
| Salaries and employee benefits | $2,340,000 | 3,172 |
| Premises and equipment expense | $1,133,000 | 1,804 |
| Additional noninterest expense | $1,762,000 | 2,404 |
| Pre-tax net operating income | $-1,341,000 | 7,679 |
| Securities gains (losses) | $202,000 | 614 |
| Applicable income taxes | $-477,000 | 7,870 |
| Income before extraordinary items | $-662,000 | 7,314 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-662,000 | 7,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,055,000 | 1,260 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-791,280 | 7,516 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,682,000 | 2,260 |
| Total interest expense | $5,649,000 | 1,553 |
| Net interest income | $3,033,000 | 3,467 |
| Provision for loan and lease losses | $1,482,000 | 959 |
| Total noninterest income | $589,000 | 3,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $589,000 | 2,020 |
| Total noninterest expense | $3,434,000 | 2,726 |
| Salaries and employee benefits | $1,554,000 | 3,234 |
| Premises and equipment expense | $757,000 | 1,808 |
| Additional noninterest expense | $1,123,000 | 2,477 |
| Pre-tax net operating income | $-1,294,000 | 8,026 |
| Securities gains (losses) | $171,000 | 686 |
| Applicable income taxes | $-442,000 | 8,157 |
| Income before extraordinary items | $-681,000 | 7,822 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-681,000 | 7,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,055,000 | 839 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-790,440 | 7,878 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,386,000 | 2,296 |
| Total interest expense | $2,879,000 | 1,627 |
| Net interest income | $1,507,000 | 3,475 |
| Provision for loan and lease losses | $89,000 | 2,945 |
| Total noninterest income | $315,000 | 3,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $315,000 | 1,918 |
| Total noninterest expense | $1,693,000 | 2,742 |
| Salaries and employee benefits | $769,000 | 3,270 |
| Premises and equipment expense | $382,000 | 1,796 |
| Additional noninterest expense | $542,000 | 2,533 |
| Pre-tax net operating income | $40,000 | 6,726 |
| Securities gains (losses) | $133,000 | 590 |
| Applicable income taxes | $37,000 | 3,853 |
| Income before extraordinary items | $136,000 | 5,374 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $136,000 | 5,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $30,930 | 6,782 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,437,000 | 2,233 |
| Total interest expense | $12,118,000 | 1,647 |
| Net interest income | $6,319,000 | 3,379 |
| Provision for loan and lease losses | $342,000 | 2,957 |
| Total noninterest income | $1,176,000 | 3,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,176,000 | 1,994 |
| Total noninterest expense | $6,503,000 | 2,748 |
| Salaries and employee benefits | $2,972,000 | 3,244 |
| Premises and equipment expense | $1,465,000 | 1,804 |
| Additional noninterest expense | $2,066,000 | 2,585 |
| Pre-tax net operating income | $650,000 | 5,566 |
| Securities gains (losses) | $138,000 | 525 |
| Applicable income taxes | $192,000 | 3,877 |
| Income before extraordinary items | $596,000 | 5,358 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $596,000 | 5,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 2,020 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $491,120 | 5,696 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,907,000 | 2,227 |
| Total interest expense | $9,142,000 | 1,637 |
| Net interest income | $4,765,000 | 3,365 |
| Provision for loan and lease losses | $186,000 | 3,106 |
| Total noninterest income | $854,000 | 3,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $854,000 | 2,038 |
| Total noninterest expense | $4,918,000 | 2,708 |
| Salaries and employee benefits | $2,271,000 | 3,184 |
| Premises and equipment expense | $1,112,000 | 1,768 |
| Additional noninterest expense | $1,535,000 | 2,559 |
| Pre-tax net operating income | $515,000 | 5,716 |
| Securities gains (losses) | $103,000 | 490 |
| Applicable income taxes | $148,000 | 4,056 |
| Income before extraordinary items | $470,000 | 5,507 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $470,000 | 5,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,446 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $391,720 | 5,850 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,356,000 | 2,222 |
| Total interest expense | $6,134,000 | 1,644 |
| Net interest income | $3,222,000 | 3,348 |
| Provision for loan and lease losses | $145,000 | 2,710 |
| Total noninterest income | $571,000 | 3,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $571,000 | 2,059 |
| Total noninterest expense | $3,259,000 | 2,763 |
| Salaries and employee benefits | $1,517,000 | 3,213 |
| Premises and equipment expense | $745,000 | 1,777 |
| Additional noninterest expense | $997,000 | 2,636 |
| Pre-tax net operating income | $389,000 | 5,567 |
| Securities gains (losses) | $66,000 | 492 |
| Applicable income taxes | $124,000 | 3,884 |
| Income before extraordinary items | $331,000 | 5,448 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $331,000 | 5,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 1,113 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $282,820 | 5,774 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,712,000 | 2,212 |
| Total interest expense | $3,068,000 | 1,630 |
| Net interest income | $1,644,000 | 3,290 |
| Provision for loan and lease losses | $70,000 | 2,576 |
| Total noninterest income | $278,000 | 3,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $278,000 | 2,066 |
| Total noninterest expense | $1,621,000 | 2,784 |
| Salaries and employee benefits | $754,000 | 3,251 |
| Premises and equipment expense | $372,000 | 1,794 |
| Additional noninterest expense | $495,000 | 2,646 |
| Pre-tax net operating income | $231,000 | 5,218 |
| Securities gains (losses) | $23,000 | 536 |
| Applicable income taxes | $85,000 | 3,492 |
| Income before extraordinary items | $169,000 | 5,417 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $169,000 | 5,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,088 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $153,590 | 5,587 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,412,000 | 2,245 |
| Total interest expense | $10,853,000 | 1,561 |
| Net interest income | $6,559,000 | 3,289 |
| Provision for loan and lease losses | $451,000 | 2,059 |
| Total noninterest income | $1,036,000 | 3,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,036,000 | 2,169 |
| Total noninterest expense | $6,163,000 | 2,814 |
| Salaries and employee benefits | $2,962,000 | 3,164 |
| Premises and equipment expense | $1,404,000 | 1,803 |
| Additional noninterest expense | $1,797,000 | 2,823 |
| Pre-tax net operating income | $981,000 | 5,245 |
| Securities gains (losses) | $96,000 | 550 |
| Applicable income taxes | $289,000 | 3,865 |
| Income before extraordinary items | $788,000 | 5,250 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $788,000 | 5,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $610,000 | 1,001 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $717,920 | 5,442 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,817,000 | 2,273 |
| Total interest expense | $7,826,000 | 1,568 |
| Net interest income | $4,991,000 | 3,278 |
| Provision for loan and lease losses | $330,000 | 1,984 |
| Total noninterest income | $761,000 | 3,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $761,000 | 2,200 |
| Total noninterest expense | $4,574,000 | 2,828 |
| Salaries and employee benefits | $2,248,000 | 3,121 |
| Premises and equipment expense | $1,051,000 | 1,805 |
| Additional noninterest expense | $1,275,000 | 2,964 |
| Pre-tax net operating income | $848,000 | 5,112 |
| Securities gains (losses) | $35,000 | 639 |
| Applicable income taxes | $270,000 | 3,724 |
| Income before extraordinary items | $613,000 | 5,313 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $613,000 | 5,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $628,000 | 673 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $588,850 | 5,399 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,223,000 | 2,308 |
| Total interest expense | $4,930,000 | 1,586 |
| Net interest income | $3,293,000 | 3,302 |
| Provision for loan and lease losses | $115,000 | 3,144 |
| Total noninterest income | $532,000 | 3,374 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $532,000 | 2,134 |
| Total noninterest expense | $3,018,000 | 2,868 |
| Salaries and employee benefits | $1,485,000 | 3,148 |
| Premises and equipment expense | $693,000 | 1,822 |
| Additional noninterest expense | $840,000 | 2,994 |
| Pre-tax net operating income | $692,000 | 4,656 |
| Securities gains (losses) | $28,000 | 539 |
| Applicable income taxes | $225,000 | 3,461 |
| Income before extraordinary items | $495,000 | 4,900 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $495,000 | 4,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 1,990 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $475,680 | 5,000 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 2,336 |
| Total interest expense | $2,333,000 | 1,577 |
| Net interest income | $1,651,000 | 3,278 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $219,000 | 3,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $219,000 | 2,360 |
| Total noninterest expense | $1,507,000 | 2,867 |
| Salaries and employee benefits | $738,000 | 3,192 |
| Premises and equipment expense | $345,000 | 1,831 |
| Additional noninterest expense | $424,000 | 2,958 |
| Pre-tax net operating income | $313,000 | 4,861 |
| Securities gains (losses) | $11,000 | 557 |
| Applicable income taxes | $98,000 | 3,623 |
| Income before extraordinary items | $226,000 | 5,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $226,000 | 5,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $218,300 | 5,137 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,227,000 | 2,319 |
| Total interest expense | $7,770,000 | 1,458 |
| Net interest income | $6,457,000 | 3,230 |
| Provision for loan and lease losses | $273,000 | 3,025 |
| Total noninterest income | $1,454,000 | 2,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,454,000 | 1,706 |
| Total noninterest expense | $5,758,000 | 2,848 |
| Salaries and employee benefits | $2,839,000 | 3,121 |
| Premises and equipment expense | $1,284,000 | 1,886 |
| Additional noninterest expense | $1,635,000 | 3,026 |
| Pre-tax net operating income | $1,880,000 | 3,829 |
| Securities gains (losses) | $120,000 | 644 |
| Applicable income taxes | $626,000 | 3,003 |
| Income before extraordinary items | $1,374,000 | 4,006 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,374,000 | 4,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,385 |
| Cash dividends | $750,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,291,200 | 4,141 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,429,000 | 2,327 |
| Total interest expense | $5,654,000 | 1,420 |
| Net interest income | $4,775,000 | 3,264 |
| Provision for loan and lease losses | $154,000 | 3,437 |
| Total noninterest income | $1,211,000 | 2,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,211,000 | 1,578 |
| Total noninterest expense | $4,369,000 | 2,799 |
| Salaries and employee benefits | $2,166,000 | 3,034 |
| Premises and equipment expense | $955,000 | 1,889 |
| Additional noninterest expense | $1,248,000 | 2,941 |
| Pre-tax net operating income | $1,463,000 | 3,825 |
| Securities gains (losses) | $103,000 | 650 |
| Applicable income taxes | $504,000 | 2,919 |
| Income before extraordinary items | $1,062,000 | 4,001 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,062,000 | 4,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,292 |
| Cash dividends | $500,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $991,960 | 4,133 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,890,000 | 2,294 |
| Total interest expense | $3,740,000 | 1,350 |
| Net interest income | $3,150,000 | 3,277 |
| Provision for loan and lease losses | $88,000 | 3,638 |
| Total noninterest income | $924,000 | 2,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $924,000 | 1,429 |
| Total noninterest expense | $2,919,000 | 2,774 |
| Salaries and employee benefits | $1,444,000 | 3,030 |
| Premises and equipment expense | $627,000 | 1,900 |
| Additional noninterest expense | $848,000 | 2,859 |
| Pre-tax net operating income | $1,067,000 | 3,546 |
| Securities gains (losses) | $69,000 | 694 |
| Applicable income taxes | $370,000 | 2,735 |
| Income before extraordinary items | $766,000 | 3,739 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $766,000 | 3,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-101,000 | 8,665 |
| Cash dividends | $250,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $719,770 | 3,868 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,420,000 | 2,256 |
| Total interest expense | $1,847,000 | 1,290 |
| Net interest income | $1,573,000 | 3,284 |
| Provision for loan and lease losses | $44,000 | 3,508 |
| Total noninterest income | $150,000 | 4,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $150,000 | 2,977 |
| Total noninterest expense | $1,457,000 | 2,793 |
| Salaries and employee benefits | $718,000 | 3,059 |
| Premises and equipment expense | $310,000 | 1,930 |
| Additional noninterest expense | $429,000 | 2,836 |
| Pre-tax net operating income | $222,000 | 5,724 |
| Securities gains (losses) | $43,000 | 587 |
| Applicable income taxes | $78,000 | 4,150 |
| Income before extraordinary items | $187,000 | 5,595 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $187,000 | 5,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $156,470 | 5,977 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,633,000 | 2,098 |
| Total interest expense | $7,481,000 | 1,080 |
| Net interest income | $6,152,000 | 3,233 |
| Provision for loan and lease losses | $418,000 | 2,294 |
| Total noninterest income | $682,000 | 4,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $682,000 | 2,743 |
| Total noninterest expense | $5,572,000 | 2,831 |
| Salaries and employee benefits | $2,861,000 | 2,961 |
| Premises and equipment expense | $1,188,000 | 1,933 |
| Additional noninterest expense | $1,523,000 | 3,090 |
| Pre-tax net operating income | $844,000 | 5,665 |
| Securities gains (losses) | $309,000 | 627 |
| Applicable income taxes | $360,000 | 3,887 |
| Income before extraordinary items | $793,000 | 5,282 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $793,000 | 5,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $573,000 | 1,201 |
| Cash dividends | $750,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $579,790 | 5,961 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,233,000 | 2,048 |
| Total interest expense | $5,599,000 | 1,065 |
| Net interest income | $4,634,000 | 3,209 |
| Provision for loan and lease losses | $215,000 | 2,865 |
| Total noninterest income | $476,000 | 4,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $476,000 | 2,888 |
| Total noninterest expense | $4,184,000 | 2,804 |
| Salaries and employee benefits | $2,170,000 | 2,915 |
| Premises and equipment expense | $893,000 | 1,925 |
| Additional noninterest expense | $1,121,000 | 3,119 |
| Pre-tax net operating income | $711,000 | 5,484 |
| Securities gains (losses) | $267,000 | 647 |
| Applicable income taxes | $324,000 | 3,662 |
| Income before extraordinary items | $654,000 | 5,139 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $654,000 | 5,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,105 |
| Cash dividends | $500,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $475,110 | 5,865 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,850,000 | 2,021 |
| Total interest expense | $3,735,000 | 1,045 |
| Net interest income | $3,115,000 | 3,175 |
| Provision for loan and lease losses | $142,000 | 2,870 |
| Total noninterest income | $294,000 | 4,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $294,000 | 3,021 |
| Total noninterest expense | $2,750,000 | 2,845 |
| Salaries and employee benefits | $1,427,000 | 2,965 |
| Premises and equipment expense | $595,000 | 1,921 |
| Additional noninterest expense | $728,000 | 3,200 |
| Pre-tax net operating income | $517,000 | 5,222 |
| Securities gains (losses) | $240,000 | 579 |
| Applicable income taxes | $252,000 | 3,379 |
| Income before extraordinary items | $505,000 | 4,712 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $505,000 | 4,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,713 |
| Cash dividends | $250,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $344,200 | 5,634 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 2,018 |
| Total interest expense | $1,877,000 | 1,056 |
| Net interest income | $1,599,000 | 3,097 |
| Provision for loan and lease losses | $62,000 | 2,894 |
| Total noninterest income | $128,000 | 5,162 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $128,000 | 3,215 |
| Total noninterest expense | $1,381,000 | 2,840 |
| Salaries and employee benefits | $710,000 | 2,993 |
| Premises and equipment expense | $302,000 | 1,921 |
| Additional noninterest expense | $369,000 | 3,133 |
| Pre-tax net operating income | $284,000 | 4,940 |
| Securities gains (losses) | $174,000 | 562 |
| Applicable income taxes | $153,000 | 3,057 |
| Income before extraordinary items | $305,000 | 4,228 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $305,000 | 4,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,899 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $188,420 | 5,370 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,672,000 | 1,935 |
| Total interest expense | $8,736,000 | 1,017 |
| Net interest income | $5,936,000 | 3,227 |
| Provision for loan and lease losses | $237,000 | 3,713 |
| Total noninterest income | $837,000 | 4,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $837,000 | 2,660 |
| Total noninterest expense | $5,438,000 | 2,843 |
| Salaries and employee benefits | $2,749,000 | 3,001 |
| Premises and equipment expense | $1,108,000 | 2,053 |
| Additional noninterest expense | $1,581,000 | 2,930 |
| Pre-tax net operating income | $1,098,000 | 4,927 |
| Securities gains (losses) | $1,222,000 | 409 |
| Applicable income taxes | $788,000 | 2,563 |
| Income before extraordinary items | $1,532,000 | 3,513 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,532,000 | 3,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,578 |
| Cash dividends | $750,000 | 2,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $725,480 | 5,332 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,150,000 | 1,937 |
| Total interest expense | $6,806,000 | 1,029 |
| Net interest income | $4,344,000 | 3,297 |
| Provision for loan and lease losses | $186,000 | 3,459 |
| Total noninterest income | $668,000 | 4,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $668,000 | 2,652 |
| Total noninterest expense | $4,075,000 | 2,853 |
| Salaries and employee benefits | $2,038,000 | 3,038 |
| Premises and equipment expense | $832,000 | 2,069 |
| Additional noninterest expense | $1,205,000 | 2,877 |
| Pre-tax net operating income | $751,000 | 5,317 |
| Securities gains (losses) | $1,106,000 | 416 |
| Applicable income taxes | $622,000 | 2,598 |
| Income before extraordinary items | $1,235,000 | 3,413 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,235,000 | 3,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,436 |
| Cash dividends | $625,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $493,980 | 5,715 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,576,000 | 1,918 |
| Total interest expense | $4,680,000 | 1,025 |
| Net interest income | $2,896,000 | 3,296 |
| Provision for loan and lease losses | $114,000 | 3,657 |
| Total noninterest income | $423,000 | 4,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $423,000 | 2,702 |
| Total noninterest expense | $2,730,000 | 2,832 |
| Salaries and employee benefits | $1,348,000 | 3,056 |
| Premises and equipment expense | $553,000 | 2,071 |
| Additional noninterest expense | $829,000 | 2,798 |
| Pre-tax net operating income | $475,000 | 5,445 |
| Securities gains (losses) | $773,000 | 436 |
| Applicable income taxes | $422,000 | 2,592 |
| Income before extraordinary items | $826,000 | 3,425 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $826,000 | 3,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,597 |
| Cash dividends | $250,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $315,820 | 5,784 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,903,000 | 1,885 |
| Total interest expense | $2,423,000 | 1,017 |
| Net interest income | $1,480,000 | 3,210 |
| Provision for loan and lease losses | $61,000 | 3,234 |
| Total noninterest income | $198,000 | 4,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $198,000 | 2,732 |
| Total noninterest expense | $1,337,000 | 2,866 |
| Salaries and employee benefits | $659,000 | 3,110 |
| Premises and equipment expense | $278,000 | 2,052 |
| Additional noninterest expense | $400,000 | 2,865 |
| Pre-tax net operating income | $280,000 | 4,965 |
| Securities gains (losses) | $372,000 | 440 |
| Applicable income taxes | $218,000 | 2,557 |
| Income before extraordinary items | $434,000 | 3,269 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $434,000 | 3,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,771 |
| Cash dividends | $125,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $184,760 | 5,329 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,875,000 | 1,828 |
| Total interest expense | $11,587,000 | 966 |
| Net interest income | $5,288,000 | 3,493 |
| Provision for loan and lease losses | $645,000 | 1,949 |
| Total noninterest income | $1,045,000 | 3,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,045,000 | 2,118 |
| Total noninterest expense | $4,989,000 | 2,933 |
| Salaries and employee benefits | $2,436,000 | 3,183 |
| Premises and equipment expense | $1,004,000 | 2,176 |
| Additional noninterest expense | $1,549,000 | 2,887 |
| Pre-tax net operating income | $699,000 | 6,085 |
| Securities gains (losses) | $1,072,000 | 403 |
| Applicable income taxes | $583,000 | 3,167 |
| Income before extraordinary items | $1,188,000 | 4,116 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,188,000 | 4,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,476 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $469,760 | 6,399 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,691,000 | 1,834 |
| Total interest expense | $13,448,000 | 1,196 |
| Net interest income | $5,243,000 | 3,307 |
| Provision for loan and lease losses | $65,000 | 6,279 |
| Total noninterest income | $876,000 | 3,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $876,000 | 2,247 |
| Total noninterest expense | $4,682,000 | 2,988 |
| Salaries and employee benefits | $2,320,000 | 3,155 |
| Premises and equipment expense | $894,000 | 2,383 |
| Additional noninterest expense | $1,468,000 | 2,930 |
| Pre-tax net operating income | $1,372,000 | 4,088 |
| Securities gains (losses) | $365,000 | 781 |
| Applicable income taxes | $568,000 | 3,064 |
| Income before extraordinary items | $1,169,000 | 3,880 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,169,000 | 3,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,674 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $924,450 | 4,381 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,540,000 | 1,889 |
| Total interest expense | $12,648,000 | 1,375 |
| Net interest income | $5,892,000 | 3,004 |
| Provision for loan and lease losses | $85,000 | 5,634 |
| Total noninterest income | $712,000 | 3,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $712,000 | 2,331 |
| Total noninterest expense | $4,303,000 | 3,129 |
| Salaries and employee benefits | $2,157,000 | 3,253 |
| Premises and equipment expense | $776,000 | 2,650 |
| Additional noninterest expense | $1,370,000 | 3,041 |
| Pre-tax net operating income | $2,216,000 | 3,062 |
| Securities gains (losses) | $10,000 | 1,158 |
| Applicable income taxes | $745,000 | 2,653 |
| Income before extraordinary items | $1,481,000 | 3,293 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,481,000 | 3,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,269 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,474,300 | 3,297 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,975,000 | 2,028 |
| Total interest expense | $10,414,000 | 1,442 |
| Net interest income | $5,561,000 | 3,118 |
| Provision for loan and lease losses | $-103,000 | 10,109 |
| Total noninterest income | $543,000 | 4,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $543,000 | 2,802 |
| Total noninterest expense | $4,260,000 | 3,128 |
| Salaries and employee benefits | $2,217,000 | 3,124 |
| Premises and equipment expense | $818,000 | 2,480 |
| Additional noninterest expense | $1,225,000 | 3,364 |
| Pre-tax net operating income | $1,947,000 | 3,406 |
| Securities gains (losses) | $88,000 | 783 |
| Applicable income taxes | $680,000 | 2,959 |
| Income before extraordinary items | $1,355,000 | 3,508 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,355,000 | 3,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-185,000 | 10,121 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,296,040 | 3,612 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,338,000 | 1,987 |
| Total interest expense | $10,803,000 | 1,426 |
| Net interest income | $5,535,000 | 3,101 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $561,000 | 4,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $561,000 | 2,769 |
| Total noninterest expense | $3,943,000 | 3,239 |
| Salaries and employee benefits | $1,999,000 | 3,338 |
| Premises and equipment expense | $815,000 | 2,410 |
| Additional noninterest expense | $1,129,000 | 3,548 |
| Pre-tax net operating income | $2,078,000 | 3,247 |
| Securities gains (losses) | $549,000 | 521 |
| Applicable income taxes | $881,000 | 2,535 |
| Income before extraordinary items | $1,746,000 | 2,865 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,746,000 | 2,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,908 |
| Cash dividends | $1,581,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,383,660 | 3,383 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,133,000 | 2,013 |
| Total interest expense | $10,515,000 | 1,482 |
| Net interest income | $5,618,000 | 3,113 |
| Provision for loan and lease losses | $84,000 | 5,567 |
| Total noninterest income | $482,000 | 5,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $482,000 | 2,895 |
| Total noninterest expense | $3,763,000 | 3,363 |
| Salaries and employee benefits | $1,899,000 | 3,462 |
| Premises and equipment expense | $774,000 | 2,493 |
| Additional noninterest expense | $1,090,000 | 3,619 |
| Pre-tax net operating income | $2,253,000 | 3,189 |
| Securities gains (losses) | $198,000 | 708 |
| Applicable income taxes | $795,000 | 2,944 |
| Income before extraordinary items | $1,656,000 | 3,065 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,656,000 | 3,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,076 |
| Cash dividends | $277,000 | 4,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,521,360 | 3,241 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,420,000 | 2,189 |
| Total interest expense | $9,816,000 | 1,616 |
| Net interest income | $5,604,000 | 3,155 |
| Provision for loan and lease losses | $93,000 | 5,288 |
| Total noninterest income | $561,000 | 4,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $561,000 | 2,702 |
| Total noninterest expense | $5,926,000 | 2,323 |
| Salaries and employee benefits | $2,413,000 | 2,782 |
| Premises and equipment expense | $823,000 | 2,381 |
| Additional noninterest expense | $2,690,000 | 1,898 |
| Pre-tax net operating income | $146,000 | 10,106 |
| Securities gains (losses) | $74,000 | 1,108 |
| Applicable income taxes | $74,000 | 9,268 |
| Income before extraordinary items | $146,000 | 9,832 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $146,000 | 9,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $585,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $97,160 | 10,196 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,173,000 | 2,370 |
| Total interest expense | $8,994,000 | 1,763 |
| Net interest income | $5,179,000 | 3,419 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $448,000 | 5,563 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $448,000 | 3,078 |
| Total noninterest expense | $3,917,000 | 3,397 |
| Salaries and employee benefits | $1,754,000 | 3,728 |
| Premises and equipment expense | $820,000 | 2,427 |
| Additional noninterest expense | $1,343,000 | 3,393 |
| Pre-tax net operating income | $1,680,000 | 4,060 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $551,000 | 3,897 |
| Income before extraordinary items | $1,139,000 | 4,120 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,139,000 | 4,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,113 |
| Cash dividends | $1,137,000 | 1,838 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,132,300 | 4,128 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,013,000 | 2,341 |
| Total interest expense | $7,538,000 | 1,666 |
| Net interest income | $5,475,000 | 3,271 |
| Provision for loan and lease losses | $62,000 | 5,552 |
| Total noninterest income | $492,000 | 5,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $492,000 | 2,982 |
| Total noninterest expense | $4,084,000 | 3,361 |
| Salaries and employee benefits | $1,839,000 | 3,545 |
| Premises and equipment expense | $814,000 | 2,492 |
| Additional noninterest expense | $1,431,000 | 3,463 |
| Pre-tax net operating income | $1,821,000 | 3,703 |
| Securities gains (losses) | $22,000 | 1,687 |
| Applicable income taxes | $948,000 | 2,354 |
| Income before extraordinary items | $895,000 | 4,939 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $895,000 | 4,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $894,000 | 2,112 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 806 |
| Net operating income | $880,920 | 5,046 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,010,000 | 2,218 |
| Total interest expense | $8,881,000 | 1,503 |
| Net interest income | $5,129,000 | 3,483 |
| Provision for loan and lease losses | $326,000 | 2,824 |
| Total noninterest income | $469,000 | 5,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $469,000 | 3,395 |
| Total noninterest expense | $3,924,000 | 3,553 |
| Salaries and employee benefits | $1,666,000 | 3,888 |
| Premises and equipment expense | $875,000 | 2,332 |
| Additional noninterest expense | $1,383,000 | 3,749 |
| Pre-tax net operating income | $1,348,000 | 4,729 |
| Securities gains (losses) | $782,000 | 645 |
| Applicable income taxes | $708,000 | 3,082 |
| Income before extraordinary items | $1,422,000 | 3,400 |
| Extraordinary gains, net | $740,000 | 308 |
| Net income | $2,162,000 | 2,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 2,077 |
| Cash dividends | $2,160,000 | 952 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 1,055 |
| Net operating income | $898,060 | 4,881 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,122,000 | 2,196 |
| Total interest expense | $10,553,000 | 1,637 |
| Net interest income | $5,569,000 | 3,289 |
| Provision for loan and lease losses | $411,000 | 3,396 |
| Total noninterest income | $1,114,000 | 3,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,114,000 | 1,855 |
| Total noninterest expense | $3,689,000 | 3,749 |
| Salaries and employee benefits | $1,495,000 | 4,243 |
| Premises and equipment expense | $822,000 | 2,518 |
| Additional noninterest expense | $1,372,000 | 3,873 |
| Pre-tax net operating income | $2,583,000 | 2,392 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $929,000 | 2,252 |
| Income before extraordinary items | $1,654,000 | 2,786 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,654,000 | 2,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-128,000 | 13,783 |
| Cash dividends | $1,650,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 994 |
| Net operating income | $1,654,000 | 2,576 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.