Home > The Franklin Savings and Loan Company > Assets and Liabilities
The Franklin Savings and Loan Company, Assets and Liabilities
| 2010-12-31 | Rank | |
| # of Employees: | 93 | 1,633 |
| Assets and Liabilities | ||
| Total Assets: | $270,711,000 | 2,389 |
| Cash and due from depository institutions | $8,924,000 | 1,633 |
| Interest-bearing balances | $7,161,000 | 3,334 |
| Securities | $19,661,000 | 4,435 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $215,570,000 | 1,953 |
| Loan loss allowance | $2,837,000 | 2,481 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,357,000 | 3,912 |
| Other real estate owned | $2,818,000 | 1,633 |
| Goodwill and other intangibles | $313,000 | 2,206 |
| All other assets | $21,068,000 | 1,066 |
| Life insurance assets | $6,274,000 | 1,071 |
| Total liabilities and capital | $270,711,000 | 2,389 |
| Total liabilities | $249,995,000 | 2,326 |
| Total deposits | $225,659,000 | 2,379 |
| Interest-bearing deposits | $219,118,000 | 2,112 |
| Deposits held in domestic offices | $225,659,000 | 2,378 |
| % insured | 94.40% | 2,237 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $22,952,000 | 1,349 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,384,000 | 2,614 |
| Total equity capital | $20,716,000 | 3,045 |
| Total bank equity capital | $20,716,000 | 3,044 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $622,000 | 3,270 |
| Surplus | $5,943,000 | 3,640 |
| Undivided profits | $14,151,000 | 2,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $8,124,000 | 1,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $996,000 | 3,031 |
| Earning assets | $242,392,000 | 2,426 |
| Long-term assets (5+ years) | $0 | 6,888 |
| Average Assets, year-to-date | $282,826,400 | 2,267 |
| Average Assets, quarterly | $272,530,500 | 2,371 |
| Volatile liabilities | $68,382,000 | 1,937 |
| Insider loans | $1,012,000 | 4,003 |
| FHLB advances | $22,952,000 | 1,271 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $19,497,000 | 2,592 |
| Tier 1 (core) risk-based capital | $19,979,000 | 3,036 |
| Tier 2 risk-based capital | $2,435,000 | 2,132 |
| Total risk weighted assets | $194,539,000 | 2,260 |
| Total unused commitments | $19,497,000 | 2,592 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 92 | 1,663 |
| Assets and Liabilities | ||
| Total Assets: | $274,350,000 | 2,388 |
| Cash and due from depository institutions | $4,142,000 | 1,663 |
| Interest-bearing balances | $2,064,000 | 4,906 |
| Securities | $20,599,000 | 4,283 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $224,795,000 | 1,928 |
| Loan loss allowance | $2,961,000 | 2,437 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,413,000 | 3,914 |
| Other real estate owned | $1,915,000 | 1,663 |
| Goodwill and other intangibles | $316,000 | 2,199 |
| All other assets | $20,170,000 | 1,119 |
| Life insurance assets | $6,219,000 | 1,076 |
| Total liabilities and capital | $274,350,000 | 2,388 |
| Total liabilities | $253,480,000 | 2,326 |
| Total deposits | $227,963,000 | 2,373 |
| Interest-bearing deposits | $221,769,000 | 2,130 |
| Deposits held in domestic offices | $227,963,000 | 2,370 |
| % insured | 94.33% | 1,828 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $23,924,000 | 1,387 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,593,000 | 2,618 |
| Total equity capital | $20,870,000 | 3,116 |
| Total bank equity capital | $20,870,000 | 3,116 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $622,000 | 3,338 |
| Surplus | $5,943,000 | 3,646 |
| Undivided profits | $14,305,000 | 2,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $7,983,000 | 1,724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,080,000 | 3,000 |
| Earning assets | $247,458,000 | 2,421 |
| Long-term assets (5+ years) | $0 | 6,979 |
| Average Assets, year-to-date | $285,855,250 | 2,274 |
| Average Assets, quarterly | $277,382,500 | 2,353 |
| Volatile liabilities | $71,035,000 | 1,928 |
| Insider loans | $1,408,000 | 3,485 |
| FHLB advances | $23,924,000 | 1,303 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $21,785,000 | 2,463 |
| Tier 1 (core) risk-based capital | $20,648,000 | 2,982 |
| Tier 2 risk-based capital | $2,479,000 | 2,133 |
| Total risk weighted assets | $197,877,000 | 2,257 |
| Total unused commitments | $21,785,000 | 2,465 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 92 | 1,682 |
| Assets and Liabilities | ||
| Total Assets: | $280,415,000 | 2,339 |
| Cash and due from depository institutions | $5,509,000 | 1,682 |
| Interest-bearing balances | $3,869,000 | 4,063 |
| Securities | $16,398,000 | 4,825 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $222,341,000 | 1,972 |
| Loan loss allowance | $2,950,000 | 2,443 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,534,000 | 3,843 |
| Other real estate owned | $3,038,000 | 1,682 |
| Goodwill and other intangibles | $399,000 | 2,080 |
| All other assets | $30,196,000 | 782 |
| Life insurance assets | $6,091,000 | 1,094 |
| Total liabilities and capital | $280,415,000 | 2,339 |
| Total liabilities | $259,117,000 | 2,274 |
| Total deposits | $229,128,000 | 2,367 |
| Interest-bearing deposits | $222,511,000 | 2,125 |
| Deposits held in domestic offices | $229,128,000 | 2,365 |
| % insured | 94.24% | 1,932 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $28,754,000 | 1,242 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,235,000 | 3,011 |
| Total equity capital | $21,298,000 | 3,043 |
| Total bank equity capital | $21,298,000 | 3,043 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $622,000 | 3,370 |
| Surplus | $5,943,000 | 3,657 |
| Undivided profits | $14,733,000 | 2,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $8,360,000 | 1,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,063,000 | 2,989 |
| Earning assets | $242,608,000 | 2,474 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $289,690,330 | 2,269 |
| Average Assets, quarterly | $283,917,500 | 2,313 |
| Volatile liabilities | $73,694,000 | 1,891 |
| Insider loans | $1,240,000 | 3,769 |
| FHLB advances | $28,754,000 | 1,173 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $21,862,000 | 2,490 |
| Tier 1 (core) risk-based capital | $21,192,000 | 2,896 |
| Tier 2 risk-based capital | $2,599,000 | 2,049 |
| Total risk weighted assets | $207,641,000 | 2,183 |
| Total unused commitments | $23,862,000 | 2,339 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 93 | 1,677 |
| Assets and Liabilities | ||
| Total Assets: | $287,420,000 | 2,341 |
| Cash and due from depository institutions | $3,364,000 | 1,677 |
| Interest-bearing balances | $1,695,000 | 4,973 |
| Securities | $23,217,000 | 4,089 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $234,228,000 | 1,922 |
| Loan loss allowance | $2,685,000 | 2,644 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,608,000 | 3,856 |
| Other real estate owned | $3,045,000 | 1,677 |
| Goodwill and other intangibles | $408,000 | 2,085 |
| All other assets | $20,550,000 | 1,146 |
| Life insurance assets | $6,037,000 | 1,097 |
| Total liabilities and capital | $287,420,000 | 2,341 |
| Total liabilities | $265,859,000 | 2,278 |
| Total deposits | $231,545,000 | 2,375 |
| Interest-bearing deposits | $226,066,000 | 2,144 |
| Deposits held in domestic offices | $231,545,000 | 2,373 |
| % insured | 93.73% | 2,248 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $33,083,000 | 1,177 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,231,000 | 2,985 |
| Total equity capital | $21,561,000 | 3,011 |
| Total bank equity capital | $21,561,000 | 3,011 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $622,000 | 3,427 |
| Surplus | $5,943,000 | 3,701 |
| Undivided profits | $14,996,000 | 2,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $8,320,000 | 1,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,183,000 | 2,752 |
| Earning assets | $259,140,000 | 2,373 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $294,328,000 | 2,279 |
| Average Assets, quarterly | $294,328,000 | 2,279 |
| Volatile liabilities | $76,595,000 | 1,901 |
| Insider loans | $1,253,000 | 3,834 |
| FHLB advances | $33,083,000 | 1,115 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $20,835,000 | 2,680 |
| Tier 1 (core) risk-based capital | $21,513,000 | 2,876 |
| Tier 2 risk-based capital | $2,581,000 | 2,118 |
| Total risk weighted assets | $206,381,000 | 2,252 |
| Total unused commitments | $20,835,000 | 2,684 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 88 | 1,805 |
| Assets and Liabilities | ||
| Total Assets: | $301,236,000 | 2,249 |
| Cash and due from depository institutions | $6,871,000 | 1,805 |
| Interest-bearing balances | $4,456,000 | 3,486 |
| Securities | $26,800,000 | 3,715 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $242,233,000 | 1,910 |
| Loan loss allowance | $2,559,000 | 2,712 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,653,000 | 3,851 |
| Other real estate owned | $2,792,000 | 1,805 |
| Goodwill and other intangibles | $418,000 | 2,081 |
| All other assets | $19,469,000 | 1,215 |
| Life insurance assets | $5,982,000 | 1,105 |
| Total liabilities and capital | $301,236,000 | 2,249 |
| Total liabilities | $279,793,000 | 2,212 |
| Total deposits | $246,273,000 | 2,251 |
| Interest-bearing deposits | $240,720,000 | 2,016 |
| Deposits held in domestic offices | $246,273,000 | 2,249 |
| % insured | 94.08% | 2,095 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $32,419,000 | 1,299 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,101,000 | 3,236 |
| Total equity capital | $21,443,000 | 3,000 |
| Total bank equity capital | $21,443,000 | 3,000 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $622,000 | 3,474 |
| Surplus | $5,943,000 | 3,717 |
| Undivided profits | $14,878,000 | 2,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $7,961,000 | 1,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,134,000 | 2,988 |
| Earning assets | $273,489,000 | 2,266 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $309,795,800 | 2,162 |
| Average Assets, quarterly | $302,183,000 | 2,238 |
| Volatile liabilities | $79,467,000 | 1,854 |
| Insider loans | $1,142,000 | 4,038 |
| FHLB advances | $32,419,000 | 1,222 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $20,582,000 | 2,686 |
| Tier 1 (core) risk-based capital | $21,548,000 | 2,843 |
| Tier 2 risk-based capital | $2,559,000 | 2,165 |
| Total risk weighted assets | $213,837,000 | 2,225 |
| Total unused commitments | $20,582,000 | 2,687 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 84 | 1,932 |
| Assets and Liabilities | ||
| Total Assets: | $303,130,000 | 2,248 |
| Cash and due from depository institutions | $5,586,000 | 1,932 |
| Interest-bearing balances | $3,773,000 | 3,476 |
| Securities | $21,147,000 | 4,302 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $253,438,000 | 1,875 |
| Loan loss allowance | $2,406,000 | 2,731 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,666,000 | 3,852 |
| Other real estate owned | $2,564,000 | 1,932 |
| Goodwill and other intangibles | $426,000 | 2,122 |
| All other assets | $17,303,000 | 1,192 |
| Life insurance assets | $5,924,000 | 1,107 |
| Total liabilities and capital | $303,130,000 | 2,248 |
| Total liabilities | $280,876,000 | 2,200 |
| Total deposits | $243,923,000 | 2,263 |
| Interest-bearing deposits | $237,671,000 | 2,038 |
| Deposits held in domestic offices | $243,923,000 | 2,261 |
| % insured | 94.69% | 1,976 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $35,887,000 | 1,245 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,066,000 | 3,636 |
| Total equity capital | $22,254,000 | 2,995 |
| Total bank equity capital | $22,254,000 | 2,994 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $622,000 | 3,519 |
| Surplus | $5,943,000 | 3,725 |
| Undivided profits | $15,689,000 | 2,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $10,549,000 | 1,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $902,000 | 3,893 |
| Earning assets | $278,358,000 | 2,255 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $311,935,750 | 2,164 |
| Average Assets, quarterly | $306,468,500 | 2,219 |
| Volatile liabilities | $92,941,000 | 1,628 |
| Insider loans | $1,161,000 | 4,015 |
| FHLB advances | $35,887,000 | 1,164 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $22,930,000 | 2,583 |
| Tier 1 (core) risk-based capital | $22,190,000 | 2,837 |
| Tier 2 risk-based capital | $2,406,000 | 2,287 |
| Total risk weighted assets | $217,332,000 | 2,217 |
| Total unused commitments | $22,930,000 | 2,584 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 80 | 2,081 |
| Assets and Liabilities | ||
| Total Assets: | $309,807,000 | 2,217 |
| Cash and due from depository institutions | $6,324,000 | 2,081 |
| Interest-bearing balances | $4,428,000 | 2,951 |
| Securities | $18,393,000 | 4,628 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $264,244,000 | 1,840 |
| Loan loss allowance | $1,520,000 | 3,683 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,630,000 | 3,914 |
| Other real estate owned | $2,438,000 | 2,081 |
| Goodwill and other intangibles | $436,000 | 2,116 |
| All other assets | $15,342,000 | 1,359 |
| Life insurance assets | $5,860,000 | 1,120 |
| Total liabilities and capital | $309,807,000 | 2,217 |
| Total liabilities | $286,639,000 | 2,168 |
| Total deposits | $243,827,000 | 2,259 |
| Interest-bearing deposits | $238,456,000 | 2,030 |
| Deposits held in domestic offices | $243,827,000 | 2,257 |
| % insured | 89.21% | 1,079 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $41,964,000 | 1,164 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $848,000 | 4,174 |
| Total equity capital | $23,168,000 | 2,862 |
| Total bank equity capital | $23,168,000 | 2,862 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $622,000 | 3,562 |
| Surplus | $5,943,000 | 3,750 |
| Undivided profits | $16,603,000 | 1,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $7,341,000 | 1,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,033,000 | 3,346 |
| Earning assets | $287,065,000 | 2,197 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $314,871,000 | 2,170 |
| Average Assets, quarterly | $313,282,000 | 2,194 |
| Volatile liabilities | $90,965,000 | 1,671 |
| Insider loans | $1,171,000 | 4,046 |
| FHLB advances | $41,964,000 | 1,078 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $23,262,000 | 2,659 |
| Tier 1 (core) risk-based capital | $23,285,000 | 2,728 |
| Tier 2 risk-based capital | $1,520,000 | 3,238 |
| Total risk weighted assets | $219,148,000 | 2,229 |
| Total unused commitments | $23,262,000 | 2,664 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 76 | 2,207 |
| Assets and Liabilities | ||
| Total Assets: | $316,757,000 | 2,189 |
| Cash and due from depository institutions | $9,606,000 | 2,207 |
| Interest-bearing balances | $7,771,000 | 1,939 |
| Securities | $21,842,000 | 4,219 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $263,803,000 | 1,861 |
| Loan loss allowance | $1,496,000 | 3,656 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,647,000 | 3,933 |
| Other real estate owned | $2,729,000 | 2,207 |
| Goodwill and other intangibles | $423,000 | 2,143 |
| All other assets | $15,707,000 | 1,317 |
| Life insurance assets | $5,803,000 | 1,127 |
| Total liabilities and capital | $316,757,000 | 2,189 |
| Total liabilities | $293,441,000 | 2,135 |
| Total deposits | $241,588,000 | 2,260 |
| Interest-bearing deposits | $235,830,000 | 2,042 |
| Deposits held in domestic offices | $241,588,000 | 2,258 |
| % insured | 89.51% | 1,093 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $51,151,000 | 1,040 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $702,000 | 4,481 |
| Total equity capital | $23,316,000 | 2,861 |
| Total bank equity capital | $23,316,000 | 2,861 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $622,000 | 3,586 |
| Surplus | $5,943,000 | 3,746 |
| Undivided profits | $16,751,000 | 1,990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $8,849,000 | 1,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $967,000 | 3,562 |
| Earning assets | $293,416,000 | 2,172 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $317,403,000 | 2,172 |
| Average Assets, quarterly | $317,403,000 | 2,172 |
| Volatile liabilities | $98,878,000 | 1,568 |
| Insider loans | $1,168,000 | 4,069 |
| FHLB advances | $51,151,000 | 951 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $22,648,000 | 2,818 |
| Tier 1 (core) risk-based capital | $23,252,000 | 2,739 |
| Tier 2 risk-based capital | $1,496,000 | 3,292 |
| Total risk weighted assets | $219,165,000 | 2,232 |
| Total unused commitments | $22,648,000 | 2,821 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 52 | 3,158 |
| Assets and Liabilities | ||
| Total Assets: | $318,049,000 | 2,165 |
| Cash and due from depository institutions | $7,435,000 | 3,158 |
| Interest-bearing balances | $5,316,000 | 1,783 |
| Securities | $21,665,000 | 4,251 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $269,594,000 | 1,816 |
| Loan loss allowance | $1,433,000 | 3,699 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,685,000 | 3,936 |
| Other real estate owned | $1,849,000 | 3,158 |
| Goodwill and other intangibles | $382,000 | 2,199 |
| All other assets | $14,439,000 | 1,430 |
| Life insurance assets | $5,745,000 | 1,130 |
| Total liabilities and capital | $318,049,000 | 2,165 |
| Total liabilities | $295,086,000 | 2,106 |
| Total deposits | $225,745,000 | 2,344 |
| Interest-bearing deposits | $220,787,000 | 2,122 |
| Deposits held in domestic offices | $225,745,000 | 2,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $68,477,000 | 887 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $864,000 | 4,068 |
| Total equity capital | $22,963,000 | 2,875 |
| Total bank equity capital | $22,963,000 | 2,875 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $622,000 | 3,612 |
| Surplus | $5,943,000 | 3,734 |
| Undivided profits | $16,398,000 | 2,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,658,000 | 1,724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,104,000 | 3,361 |
| Earning assets | $296,575,000 | 2,134 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $318,354,400 | 2,103 |
| Average Assets, quarterly | $317,159,000 | 2,154 |
| Volatile liabilities | $118,760,000 | 1,276 |
| Insider loans | $1,250,000 | 3,990 |
| FHLB advances | $68,477,000 | 804 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $26,105,000 | 2,585 |
| Tier 1 (core) risk-based capital | $22,964,000 | 2,745 |
| Tier 2 risk-based capital | $1,433,000 | 3,363 |
| Total risk weighted assets | $216,752,000 | 2,253 |
| Total unused commitments | $26,105,000 | 2,586 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 53 | 3,132 |
| Assets and Liabilities | ||
| Total Assets: | $316,269,000 | 2,174 |
| Cash and due from depository institutions | $3,796,000 | 3,132 |
| Interest-bearing balances | $2,064,000 | 2,310 |
| Securities | $21,095,000 | 4,249 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $272,681,000 | 1,798 |
| Loan loss allowance | $1,092,000 | 4,157 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,695,000 | 3,934 |
| Other real estate owned | $1,649,000 | 3,132 |
| Goodwill and other intangibles | $389,000 | 2,241 |
| All other assets | $13,964,000 | 1,442 |
| Life insurance assets | $5,685,000 | 1,128 |
| Total liabilities and capital | $316,269,000 | 2,174 |
| Total liabilities | $293,037,000 | 2,107 |
| Total deposits | $220,916,000 | 2,366 |
| Interest-bearing deposits | $216,730,000 | 2,130 |
| Deposits held in domestic offices | $220,916,000 | 2,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $70,972,000 | 883 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,149,000 | 3,528 |
| Total equity capital | $23,232,000 | 2,841 |
| Total bank equity capital | $23,232,000 | 2,841 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $622,000 | 3,646 |
| Surplus | $5,943,000 | 3,730 |
| Undivided profits | $16,667,000 | 2,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,265,000 | 1,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,030,000 | 3,750 |
| Earning assets | $295,840,000 | 2,130 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $318,430,750 | 2,098 |
| Average Assets, quarterly | $316,483,000 | 2,149 |
| Volatile liabilities | $120,244,000 | 1,246 |
| Insider loans | $1,259,000 | 3,998 |
| FHLB advances | $70,972,000 | 810 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $23,349,000 | 2,931 |
| Tier 1 (core) risk-based capital | $23,508,000 | 2,721 |
| Tier 2 risk-based capital | $1,092,000 | 3,923 |
| Total risk weighted assets | $216,579,000 | 2,263 |
| Total unused commitments | $23,349,000 | 2,934 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 56 | 3,037 |
| Assets and Liabilities | ||
| Total Assets: | $316,697,000 | 2,153 |
| Cash and due from depository institutions | $1,720,000 | 3,037 |
| Interest-bearing balances | $203,000 | 4,323 |
| Securities | $23,347,000 | 4,038 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $273,508,000 | 1,786 |
| Loan loss allowance | $1,032,000 | 4,244 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,774,000 | 3,868 |
| Other real estate owned | $1,647,000 | 3,037 |
| Goodwill and other intangibles | $396,000 | 2,256 |
| All other assets | $13,305,000 | 1,460 |
| Life insurance assets | $5,631,000 | 1,138 |
| Total liabilities and capital | $316,697,000 | 2,153 |
| Total liabilities | $293,492,000 | 2,092 |
| Total deposits | $227,515,000 | 2,292 |
| Interest-bearing deposits | $223,456,000 | 2,055 |
| Deposits held in domestic offices | $227,515,000 | 2,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $65,584,000 | 913 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $393,000 | 5,980 |
| Total equity capital | $23,205,000 | 2,872 |
| Total bank equity capital | $23,205,000 | 2,872 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $622,000 | 3,678 |
| Surplus | $5,943,000 | 3,729 |
| Undivided profits | $16,640,000 | 2,043 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,519,000 | 1,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,174,000 | 3,241 |
| Earning assets | $297,058,000 | 2,101 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $319,151,330 | 2,101 |
| Average Assets, quarterly | $319,687,500 | 2,116 |
| Volatile liabilities | $116,456,000 | 1,275 |
| Insider loans | $1,215,000 | 4,071 |
| FHLB advances | $65,584,000 | 856 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $23,094,000 | 3,029 |
| Tier 1 (core) risk-based capital | $23,489,000 | 2,728 |
| Tier 2 risk-based capital | $1,032,000 | 4,027 |
| Total risk weighted assets | $216,074,000 | 2,273 |
| Total unused commitments | $23,094,000 | 3,030 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 53 | 3,188 |
| Assets and Liabilities | ||
| Total Assets: | $322,678,000 | 2,101 |
| Cash and due from depository institutions | $5,739,000 | 3,188 |
| Interest-bearing balances | $3,900,000 | 1,663 |
| Securities | $23,067,000 | 4,053 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $275,739,000 | 1,730 |
| Loan loss allowance | $791,000 | 4,935 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,849,000 | 3,803 |
| Other real estate owned | $1,490,000 | 3,188 |
| Goodwill and other intangibles | $391,000 | 2,262 |
| All other assets | $13,403,000 | 1,408 |
| Life insurance assets | $5,574,000 | 1,142 |
| Total liabilities and capital | $322,678,000 | 2,101 |
| Total liabilities | $298,393,000 | 2,030 |
| Total deposits | $231,621,000 | 2,265 |
| Interest-bearing deposits | $226,745,000 | 2,033 |
| Deposits held in domestic offices | $231,621,000 | 2,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $66,130,000 | 860 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $642,000 | 5,064 |
| Total equity capital | $24,285,000 | 2,819 |
| Total bank equity capital | $24,285,000 | 2,819 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $622,000 | 3,689 |
| Surplus | $5,943,000 | 3,709 |
| Undivided profits | $17,720,000 | 2,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,912,000 | 1,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,088,000 | 3,473 |
| Earning assets | $302,706,000 | 2,045 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $320,378,500 | 2,088 |
| Average Assets, quarterly | $320,378,500 | 2,088 |
| Volatile liabilities | $115,948,000 | 1,255 |
| Insider loans | $1,242,000 | 3,980 |
| FHLB advances | $66,130,000 | 795 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $24,177,000 | 2,983 |
| Tier 1 (core) risk-based capital | $24,306,000 | 2,651 |
| Tier 2 risk-based capital | $791,000 | 4,723 |
| Total risk weighted assets | $217,101,000 | 2,222 |
| Total unused commitments | $24,677,000 | 2,950 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 55 | 3,102 |
| Assets and Liabilities | ||
| Total Assets: | $318,079,000 | 2,101 |
| Cash and due from depository institutions | $6,876,000 | 3,102 |
| Interest-bearing balances | $5,190,000 | 1,046 |
| Securities | $21,521,000 | 4,262 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $272,301,000 | 1,746 |
| Loan loss allowance | $714,000 | 5,146 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,895,000 | 3,752 |
| Other real estate owned | $948,000 | 3,102 |
| Goodwill and other intangibles | $372,000 | 2,285 |
| All other assets | $13,166,000 | 1,413 |
| Life insurance assets | $5,517,000 | 1,139 |
| Total liabilities and capital | $318,079,000 | 2,101 |
| Total liabilities | $293,913,000 | 2,041 |
| Total deposits | $229,836,000 | 2,264 |
| Interest-bearing deposits | $225,612,000 | 2,013 |
| Deposits held in domestic offices | $229,836,000 | 2,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $63,353,000 | 842 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $724,000 | 4,743 |
| Total equity capital | $24,166,000 | 2,793 |
| Total bank equity capital | $24,166,000 | 2,793 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $622,000 | 3,700 |
| Surplus | $5,943,000 | 3,677 |
| Undivided profits | $17,601,000 | 2,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,810,000 | 1,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,053,000 | 3,840 |
| Earning assets | $299,012,000 | 2,045 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $323,895,800 | 1,986 |
| Average Assets, quarterly | $318,907,000 | 2,071 |
| Volatile liabilities | $112,771,000 | 1,307 |
| Insider loans | $1,264,000 | 3,930 |
| FHLB advances | $63,353,000 | 775 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $20,574,000 | 3,314 |
| Tier 1 (core) risk-based capital | $24,170,000 | 2,658 |
| Tier 2 risk-based capital | $714,000 | 4,962 |
| Total risk weighted assets | $211,826,000 | 2,262 |
| Total unused commitments | $20,574,000 | 3,316 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 54 | 3,127 |
| Assets and Liabilities | ||
| Total Assets: | $319,735,000 | 2,056 |
| Cash and due from depository institutions | $3,346,000 | 3,127 |
| Interest-bearing balances | $1,740,000 | 1,913 |
| Securities | $24,701,000 | 3,932 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $274,139,000 | 1,702 |
| Loan loss allowance | $601,000 | 5,588 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,972,000 | 3,654 |
| Other real estate owned | $1,005,000 | 3,127 |
| Goodwill and other intangibles | $364,000 | 2,294 |
| All other assets | $13,208,000 | 1,397 |
| Life insurance assets | $5,460,000 | 1,117 |
| Total liabilities and capital | $319,735,000 | 2,056 |
| Total liabilities | $295,813,000 | 1,983 |
| Total deposits | $231,548,000 | 2,228 |
| Interest-bearing deposits | $226,035,000 | 2,002 |
| Deposits held in domestic offices | $231,548,000 | 2,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $63,583,000 | 769 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $682,000 | 5,016 |
| Total equity capital | $23,922,000 | 2,788 |
| Total bank equity capital | $23,922,000 | 2,788 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $622,000 | 3,688 |
| Surplus | $5,943,000 | 3,619 |
| Undivided profits | $17,357,000 | 2,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,665,000 | 1,225 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,414,000 | 3,136 |
| Earning assets | $300,580,000 | 2,009 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $325,350,000 | 1,966 |
| Average Assets, quarterly | $320,793,000 | 2,027 |
| Volatile liabilities | $106,139,000 | 1,330 |
| Insider loans | $1,362,000 | 3,747 |
| FHLB advances | $63,583,000 | 707 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $22,290,000 | 3,204 |
| Tier 1 (core) risk-based capital | $24,044,000 | 2,663 |
| Tier 2 risk-based capital | $601,000 | 5,384 |
| Total risk weighted assets | $213,160,000 | 2,212 |
| Total unused commitments | $22,290,000 | 3,204 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 56 | 3,072 |
| Assets and Liabilities | ||
| Total Assets: | $321,851,000 | 2,035 |
| Cash and due from depository institutions | $8,792,000 | 3,072 |
| Interest-bearing balances | $7,244,000 | 779 |
| Securities | $24,982,000 | 3,879 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $270,662,000 | 1,736 |
| Loan loss allowance | $637,000 | 5,446 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,060,000 | 3,580 |
| Other real estate owned | $1,148,000 | 3,072 |
| Goodwill and other intangibles | $362,000 | 2,305 |
| All other assets | $12,845,000 | 1,435 |
| Life insurance assets | $5,403,000 | 1,118 |
| Total liabilities and capital | $321,851,000 | 2,035 |
| Total liabilities | $298,227,000 | 1,973 |
| Total deposits | $231,851,000 | 2,259 |
| Interest-bearing deposits | $227,479,000 | 2,012 |
| Deposits held in domestic offices | $231,851,000 | 2,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $65,890,000 | 705 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $486,000 | 5,617 |
| Total equity capital | $23,624,000 | 2,804 |
| Total bank equity capital | $23,624,000 | 2,804 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $622,000 | 3,707 |
| Surplus | $5,943,000 | 3,620 |
| Undivided profits | $17,059,000 | 2,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,487,000 | 1,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,247,000 | 3,302 |
| Earning assets | $302,888,000 | 1,994 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $327,221,670 | 1,980 |
| Average Assets, quarterly | $325,953,000 | 2,003 |
| Volatile liabilities | $115,942,000 | 1,212 |
| Insider loans | $1,386,000 | 3,698 |
| FHLB advances | $65,890,000 | 634 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $21,165,000 | 3,277 |
| Tier 1 (core) risk-based capital | $23,905,000 | 2,685 |
| Tier 2 risk-based capital | $637,000 | 5,243 |
| Total risk weighted assets | $210,727,000 | 2,229 |
| Total unused commitments | $21,165,000 | 3,277 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 56 | 3,069 |
| Assets and Liabilities | ||
| Total Assets: | $330,055,000 | 1,989 |
| Cash and due from depository institutions | $10,342,000 | 3,069 |
| Interest-bearing balances | $8,808,000 | 723 |
| Securities | $27,249,000 | 3,676 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $275,506,000 | 1,679 |
| Loan loss allowance | $791,000 | 4,849 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,145,000 | 3,469 |
| Other real estate owned | $855,000 | 3,069 |
| Goodwill and other intangibles | $355,000 | 2,311 |
| All other assets | $12,603,000 | 1,399 |
| Life insurance assets | $5,346,000 | 1,105 |
| Total liabilities and capital | $330,055,000 | 1,989 |
| Total liabilities | $306,443,000 | 1,932 |
| Total deposits | $235,867,000 | 2,237 |
| Interest-bearing deposits | $230,947,000 | 1,984 |
| Deposits held in domestic offices | $235,867,000 | 2,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $70,092,000 | 649 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $484,000 | 5,637 |
| Total equity capital | $23,612,000 | 2,822 |
| Total bank equity capital | $23,612,000 | 2,822 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $622,000 | 3,706 |
| Surplus | $5,943,000 | 3,580 |
| Undivided profits | $17,047,000 | 2,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,348,000 | 1,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,308,000 | 3,042 |
| Earning assets | $311,563,000 | 1,946 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $329,907,000 | 1,973 |
| Average Assets, quarterly | $329,907,000 | 1,973 |
| Volatile liabilities | $113,419,000 | 1,210 |
| Insider loans | $1,409,000 | 3,629 |
| FHLB advances | $70,092,000 | 586 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $19,636,000 | 3,418 |
| Tier 1 (core) risk-based capital | $23,744,000 | 2,674 |
| Tier 2 risk-based capital | $791,000 | 4,645 |
| Total risk weighted assets | $213,062,000 | 2,195 |
| Total unused commitments | $19,636,000 | 3,418 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 55 | 3,101 |
| Assets and Liabilities | ||
| Total Assets: | $329,759,000 | 1,980 |
| Cash and due from depository institutions | $7,823,000 | 3,101 |
| Interest-bearing balances | $6,220,000 | 903 |
| Securities | $28,083,000 | 3,630 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $277,520,000 | 1,660 |
| Loan loss allowance | $783,000 | 4,862 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,231,000 | 3,380 |
| Other real estate owned | $408,000 | 3,101 |
| Goodwill and other intangibles | $363,000 | 2,304 |
| All other assets | $12,331,000 | 1,436 |
| Life insurance assets | $5,293,000 | 1,099 |
| Total liabilities and capital | $329,759,000 | 1,980 |
| Total liabilities | $306,395,000 | 1,921 |
| Total deposits | $233,596,000 | 2,241 |
| Interest-bearing deposits | $228,582,000 | 1,969 |
| Deposits held in domestic offices | $233,596,000 | 2,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $72,217,000 | 658 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $582,000 | 5,141 |
| Total equity capital | $23,364,000 | 2,799 |
| Total bank equity capital | $23,364,000 | 2,799 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $622,000 | 3,709 |
| Surplus | $5,943,000 | 3,535 |
| Undivided profits | $16,799,000 | 2,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,155,000 | 1,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,121,000 | 3,591 |
| Earning assets | $311,823,000 | 1,920 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $312,100,600 | 1,991 |
| Average Assets, quarterly | $325,712,000 | 1,976 |
| Volatile liabilities | $118,920,000 | 1,274 |
| Insider loans | $1,426,000 | 3,592 |
| FHLB advances | $72,217,000 | 592 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $18,233,000 | 3,505 |
| Tier 1 (core) risk-based capital | $23,573,000 | 2,651 |
| Tier 2 risk-based capital | $783,000 | 4,654 |
| Total risk weighted assets | $213,432,000 | 2,173 |
| Total unused commitments | $18,233,000 | 3,505 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 54 | 3,155 |
| Assets and Liabilities | ||
| Total Assets: | $321,665,000 | 2,007 |
| Cash and due from depository institutions | $3,180,000 | 3,155 |
| Interest-bearing balances | $922,000 | 2,511 |
| Securities | $28,593,000 | 3,617 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $275,374,000 | 1,666 |
| Loan loss allowance | $643,000 | 5,408 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,294,000 | 3,308 |
| Other real estate owned | $289,000 | 3,155 |
| Goodwill and other intangibles | $360,000 | 2,310 |
| All other assets | $10,575,000 | 1,656 |
| Life insurance assets | $3,258,000 | 1,585 |
| Total liabilities and capital | $321,665,000 | 2,007 |
| Total liabilities | $298,544,000 | 1,949 |
| Total deposits | $236,464,000 | 2,186 |
| Interest-bearing deposits | $231,625,000 | 1,922 |
| Deposits held in domestic offices | $236,464,000 | 2,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $61,373,000 | 776 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $707,000 | 4,705 |
| Total equity capital | $23,121,000 | 2,789 |
| Total bank equity capital | $23,121,000 | 2,789 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $622,000 | 3,735 |
| Surplus | $5,943,000 | 3,501 |
| Undivided profits | $16,556,000 | 2,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,339,000 | 917 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,283,000 | 3,206 |
| Earning assets | $304,889,000 | 1,947 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $307,686,000 | 2,028 |
| Average Assets, quarterly | $318,853,500 | 2,002 |
| Volatile liabilities | $121,064,000 | 1,242 |
| Insider loans | $2,091,000 | 2,874 |
| FHLB advances | $61,373,000 | 704 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $19,339,000 | 3,433 |
| Tier 1 (core) risk-based capital | $23,399,000 | 2,644 |
| Tier 2 risk-based capital | $643,000 | 5,203 |
| Total risk weighted assets | $211,015,000 | 2,191 |
| Total unused commitments | $19,339,000 | 3,435 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 54 | 3,165 |
| Assets and Liabilities | ||
| Total Assets: | $316,042,000 | 2,020 |
| Cash and due from depository institutions | $4,061,000 | 3,165 |
| Interest-bearing balances | $2,396,000 | 1,631 |
| Securities | $28,668,000 | 3,599 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $269,190,000 | 1,680 |
| Loan loss allowance | $998,000 | 4,160 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,337,000 | 3,249 |
| Other real estate owned | $252,000 | 3,165 |
| Goodwill and other intangibles | $374,000 | 2,284 |
| All other assets | $10,160,000 | 1,696 |
| Life insurance assets | $3,226,000 | 1,562 |
| Total liabilities and capital | $316,042,000 | 2,020 |
| Total liabilities | $293,394,000 | 1,969 |
| Total deposits | $229,461,000 | 2,233 |
| Interest-bearing deposits | $224,115,000 | 1,954 |
| Deposits held in domestic offices | $229,461,000 | 2,229 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $63,662,000 | 770 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $271,000 | 6,678 |
| Total equity capital | $22,648,000 | 2,748 |
| Total bank equity capital | $22,648,000 | 2,748 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $622,000 | 3,732 |
| Surplus | $5,943,000 | 3,455 |
| Undivided profits | $16,083,000 | 2,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,886,000 | 688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,141,000 | 3,229 |
| Earning assets | $300,254,000 | 1,956 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $303,026,330 | 2,061 |
| Average Assets, quarterly | $307,683,500 | 2,052 |
| Volatile liabilities | $118,318,000 | 1,265 |
| Insider loans | $2,109,000 | 2,807 |
| FHLB advances | $63,662,000 | 699 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $20,722,000 | 3,304 |
| Tier 1 (core) risk-based capital | $23,281,000 | 2,620 |
| Tier 2 risk-based capital | $998,000 | 3,974 |
| Total risk weighted assets | $208,954,000 | 2,184 |
| Total unused commitments | $20,722,000 | 3,305 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 53 | 3,199 |
| Assets and Liabilities | ||
| Total Assets: | $299,325,000 | 2,108 |
| Cash and due from depository institutions | $2,102,000 | 3,199 |
| Interest-bearing balances | $100,000 | 4,906 |
| Securities | $31,754,000 | 3,409 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $250,952,000 | 1,745 |
| Loan loss allowance | $1,033,000 | 4,023 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,393,000 | 3,159 |
| Other real estate owned | $274,000 | 3,199 |
| Goodwill and other intangibles | $382,000 | 2,256 |
| All other assets | $10,468,000 | 1,617 |
| Life insurance assets | $3,196,000 | 1,534 |
| Total liabilities and capital | $299,325,000 | 2,108 |
| Total liabilities | $276,656,000 | 2,048 |
| Total deposits | $228,238,000 | 2,227 |
| Interest-bearing deposits | $223,997,000 | 1,942 |
| Deposits held in domestic offices | $228,238,000 | 2,223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $47,928,000 | 929 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $490,000 | 5,216 |
| Total equity capital | $22,669,000 | 2,715 |
| Total bank equity capital | $22,669,000 | 2,715 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $622,000 | 3,721 |
| Surplus | $5,943,000 | 3,389 |
| Undivided profits | $16,104,000 | 2,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,886,000 | 684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,185,000 | 2,961 |
| Earning assets | $282,806,000 | 2,044 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $296,518,500 | 2,095 |
| Average Assets, quarterly | $296,518,500 | 2,095 |
| Volatile liabilities | $98,006,000 | 1,444 |
| Insider loans | $1,468,000 | 3,448 |
| FHLB advances | $47,928,000 | 859 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $20,681,000 | 3,275 |
| Tier 1 (core) risk-based capital | $23,012,000 | 2,602 |
| Tier 2 risk-based capital | $1,033,000 | 3,825 |
| Total risk weighted assets | $197,410,000 | 2,248 |
| Total unused commitments | $20,681,000 | 3,276 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 54 | 3,155 |
| Assets and Liabilities | ||
| Total Assets: | $293,712,000 | 2,112 |
| Cash and due from depository institutions | $5,110,000 | 3,155 |
| Interest-bearing balances | $3,534,000 | 1,425 |
| Securities | $32,443,000 | 3,344 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $242,211,000 | 1,766 |
| Loan loss allowance | $981,000 | 4,151 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,430,000 | 3,099 |
| Other real estate owned | $0 | 3,155 |
| Goodwill and other intangibles | $387,000 | 2,254 |
| All other assets | $10,131,000 | 1,655 |
| Life insurance assets | $3,165,000 | 175 |
| Total liabilities and capital | $293,712,000 | 2,112 |
| Total liabilities | $270,995,000 | 2,060 |
| Total deposits | $221,418,000 | 2,275 |
| Interest-bearing deposits | $216,563,000 | 1,958 |
| Deposits held in domestic offices | $221,418,000 | 2,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $48,861,000 | 942 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $716,000 | 4,244 |
| Total equity capital | $22,717,000 | 2,674 |
| Total bank equity capital | $22,717,000 | 2,674 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $622,000 | 3,738 |
| Surplus | $5,943,000 | 3,348 |
| Undivided profits | $16,152,000 | 2,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,058,000 | 651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,020,000 | 3,401 |
| Earning assets | $278,188,000 | 2,043 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $276,427,400 | 2,142 |
| Average Assets, quarterly | $286,593,500 | 2,148 |
| Volatile liabilities | $98,396,000 | 1,388 |
| Insider loans | $1,370,000 | 3,571 |
| FHLB advances | $48,861,000 | 861 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $17,788,000 | 3,525 |
| Tier 1 (core) risk-based capital | $22,986,000 | 2,560 |
| Tier 2 risk-based capital | $981,000 | 3,951 |
| Total risk weighted assets | $193,395,000 | 2,244 |
| Total unused commitments | $17,788,000 | 3,526 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 56 | 3,055 |
| Assets and Liabilities | ||
| Total Assets: | $279,475,000 | 2,177 |
| Cash and due from depository institutions | $3,440,000 | 3,055 |
| Interest-bearing balances | $1,751,000 | 2,126 |
| Securities | $33,297,000 | 3,256 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $228,540,000 | 1,829 |
| Loan loss allowance | $950,000 | 4,241 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,326,000 | 3,126 |
| Other real estate owned | $0 | 3,055 |
| Goodwill and other intangibles | $383,000 | 2,243 |
| All other assets | $10,489,000 | 1,555 |
| Life insurance assets | $3,133,000 | 173 |
| Total liabilities and capital | $279,475,000 | 2,177 |
| Total liabilities | $256,749,000 | 2,124 |
| Total deposits | $222,110,000 | 2,225 |
| Interest-bearing deposits | $216,692,000 | 1,908 |
| Deposits held in domestic offices | $222,110,000 | 2,219 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $34,016,000 | 1,218 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $623,000 | 4,580 |
| Total equity capital | $22,726,000 | 2,654 |
| Total bank equity capital | $22,726,000 | 2,654 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $622,000 | 3,726 |
| Surplus | $5,943,000 | 3,296 |
| Undivided profits | $16,161,000 | 2,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,852,000 | 574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,082,000 | 3,204 |
| Earning assets | $263,588,000 | 2,116 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $272,106,250 | 2,166 |
| Average Assets, quarterly | $274,049,000 | 2,201 |
| Volatile liabilities | $86,986,000 | 1,492 |
| Insider loans | $1,330,000 | 3,574 |
| FHLB advances | $34,016,000 | 1,133 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $19,741,000 | 3,301 |
| Tier 1 (core) risk-based capital | $22,924,000 | 2,532 |
| Tier 2 risk-based capital | $950,000 | 4,009 |
| Total risk weighted assets | $186,310,000 | 2,279 |
| Total unused commitments | $19,741,000 | 3,303 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 54 | 3,118 |
| Assets and Liabilities | ||
| Total Assets: | $268,623,000 | 2,224 |
| Cash and due from depository institutions | $3,495,000 | 3,118 |
| Interest-bearing balances | $1,771,000 | 2,126 |
| Securities | $34,416,000 | 3,227 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $217,141,000 | 1,855 |
| Loan loss allowance | $956,000 | 4,192 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,172,000 | 3,184 |
| Other real estate owned | $184,000 | 3,118 |
| Goodwill and other intangibles | $381,000 | 2,247 |
| All other assets | $9,834,000 | 1,606 |
| Life insurance assets | $3,103,000 | 171 |
| Total liabilities and capital | $268,623,000 | 2,224 |
| Total liabilities | $245,805,000 | 2,181 |
| Total deposits | $218,924,000 | 2,197 |
| Interest-bearing deposits | $214,556,000 | 1,897 |
| Deposits held in domestic offices | $218,924,000 | 2,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $26,495,000 | 1,471 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $386,000 | 5,534 |
| Total equity capital | $22,818,000 | 2,598 |
| Total bank equity capital | $22,818,000 | 2,598 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $622,000 | 3,715 |
| Surplus | $5,943,000 | 3,245 |
| Undivided profits | $16,253,000 | 2,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,060,000 | 653 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $975,000 | 3,231 |
| Earning assets | $253,328,000 | 2,161 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $269,650,000 | 2,165 |
| Average Assets, quarterly | $268,987,000 | 2,189 |
| Volatile liabilities | $78,259,000 | 1,586 |
| Insider loans | $1,326,000 | 3,553 |
| FHLB advances | $26,495,000 | 1,388 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $20,347,000 | 3,157 |
| Tier 1 (core) risk-based capital | $22,878,000 | 2,483 |
| Tier 2 risk-based capital | $956,000 | 3,950 |
| Total risk weighted assets | $179,857,000 | 2,291 |
| Total unused commitments | $20,347,000 | 3,158 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 51 | 3,261 |
| Assets and Liabilities | ||
| Total Assets: | $269,351,000 | 2,196 |
| Cash and due from depository institutions | $13,345,000 | 3,261 |
| Interest-bearing balances | $11,935,000 | 470 |
| Securities | $35,057,000 | 3,208 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $207,720,000 | 1,899 |
| Loan loss allowance | $803,000 | 4,689 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,204,000 | 3,151 |
| Other real estate owned | $0 | 3,261 |
| Goodwill and other intangibles | $389,000 | 2,235 |
| All other assets | $9,636,000 | 1,621 |
| Life insurance assets | $3,072,000 | 170 |
| Total liabilities and capital | $269,351,000 | 2,196 |
| Total liabilities | $247,161,000 | 2,143 |
| Total deposits | $220,586,000 | 2,186 |
| Interest-bearing deposits | $216,755,000 | 1,859 |
| Deposits held in domestic offices | $220,586,000 | 2,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $26,271,000 | 1,418 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $304,000 | 6,027 |
| Total equity capital | $22,190,000 | 2,597 |
| Total bank equity capital | $22,190,000 | 2,597 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $622,000 | 3,727 |
| Surplus | $5,943,000 | 3,209 |
| Undivided profits | $15,625,000 | 2,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,752,000 | 944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,039,000 | 2,959 |
| Earning assets | $254,712,000 | 2,121 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $270,163,500 | 2,159 |
| Average Assets, quarterly | $270,163,500 | 2,159 |
| Volatile liabilities | $78,556,000 | 1,515 |
| Insider loans | $1,398,000 | 3,466 |
| FHLB advances | $26,271,000 | 1,328 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $19,085,000 | 3,243 |
| Tier 1 (core) risk-based capital | $22,523,000 | 2,477 |
| Tier 2 risk-based capital | $803,000 | 4,400 |
| Total risk weighted assets | $175,104,000 | 2,307 |
| Total unused commitments | $19,085,000 | 3,246 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 55 | 3,070 |
| Assets and Liabilities | ||
| Total Assets: | $270,976,000 | 2,151 |
| Cash and due from depository institutions | $9,749,000 | 3,070 |
| Interest-bearing balances | $8,217,000 | 689 |
| Securities | $45,213,000 | 2,620 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $201,814,000 | 1,933 |
| Loan loss allowance | $768,000 | 4,786 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,261,000 | 3,068 |
| Other real estate owned | $0 | 3,070 |
| Goodwill and other intangibles | $403,000 | 2,220 |
| All other assets | $10,536,000 | 1,469 |
| Life insurance assets | $3,041,000 | 173 |
| Total liabilities and capital | $270,976,000 | 2,151 |
| Total liabilities | $248,665,000 | 2,107 |
| Total deposits | $221,546,000 | 2,125 |
| Interest-bearing deposits | $217,197,000 | 1,831 |
| Deposits held in domestic offices | $221,546,000 | 2,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $26,450,000 | 1,425 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $669,000 | 4,034 |
| Total equity capital | $22,311,000 | 2,572 |
| Total bank equity capital | $22,311,000 | 2,572 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $622,000 | 3,731 |
| Surplus | $5,943,000 | 3,161 |
| Undivided profits | $15,746,000 | 2,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,544,000 | 1,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $990,000 | 3,061 |
| Earning assets | $255,244,000 | 2,098 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $271,543,600 | 2,051 |
| Average Assets, quarterly | $271,198,000 | 2,122 |
| Volatile liabilities | $77,748,000 | 1,490 |
| Insider loans | $1,349,000 | 3,534 |
| FHLB advances | $26,450,000 | 1,327 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $20,479,000 | 2,992 |
| Tier 1 (core) risk-based capital | $22,336,000 | 2,454 |
| Tier 2 risk-based capital | $768,000 | 4,504 |
| Total risk weighted assets | $173,589,000 | 2,297 |
| Total unused commitments | $20,479,000 | 2,994 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 56 | 3,024 |
| Assets and Liabilities | ||
| Total Assets: | $271,420,000 | 2,111 |
| Cash and due from depository institutions | $5,403,000 | 3,024 |
| Interest-bearing balances | $3,782,000 | 1,428 |
| Securities | $48,816,000 | 2,450 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $202,750,000 | 1,886 |
| Loan loss allowance | $1,098,000 | 3,755 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,302,000 | 3,015 |
| Other real estate owned | $0 | 3,024 |
| Goodwill and other intangibles | $405,000 | 2,179 |
| All other assets | $10,744,000 | 1,419 |
| Life insurance assets | $3,005,000 | 169 |
| Total liabilities and capital | $271,420,000 | 2,111 |
| Total liabilities | $248,879,000 | 2,078 |
| Total deposits | $221,401,000 | 2,092 |
| Interest-bearing deposits | $216,908,000 | 1,798 |
| Deposits held in domestic offices | $221,401,000 | 2,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $26,778,000 | 1,418 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $700,000 | 4,037 |
| Total equity capital | $22,541,000 | 2,542 |
| Total bank equity capital | $22,541,000 | 2,542 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $622,000 | 3,748 |
| Surplus | $5,943,000 | 3,119 |
| Undivided profits | $15,976,000 | 2,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,788,000 | 1,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,068,000 | 2,934 |
| Earning assets | $255,348,000 | 2,074 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $271,685,500 | 2,051 |
| Average Assets, quarterly | $270,573,000 | 2,098 |
| Volatile liabilities | $79,596,000 | 1,422 |
| Insider loans | $1,369,000 | 3,438 |
| FHLB advances | $26,778,000 | 1,314 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $20,534,000 | 2,953 |
| Tier 1 (core) risk-based capital | $22,447,000 | 2,419 |
| Tier 2 risk-based capital | $1,098,000 | 3,524 |
| Total risk weighted assets | $174,964,000 | 2,250 |
| Total unused commitments | $20,534,000 | 2,956 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 58 | 2,954 |
| Assets and Liabilities | ||
| Total Assets: | $269,726,000 | 2,104 |
| Cash and due from depository institutions | $8,379,000 | 2,954 |
| Interest-bearing balances | $6,388,000 | 949 |
| Securities | $50,027,000 | 2,440 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $201,362,000 | 1,853 |
| Loan loss allowance | $1,030,000 | 3,926 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,021,000 | 3,191 |
| Other real estate owned | $56,000 | 2,954 |
| Goodwill and other intangibles | $408,000 | 2,183 |
| All other assets | $6,473,000 | 2,135 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $269,726,000 | 2,104 |
| Total liabilities | $247,686,000 | 2,067 |
| Total deposits | $222,966,000 | 2,052 |
| Interest-bearing deposits | $219,148,000 | 1,769 |
| Deposits held in domestic offices | $222,966,000 | 2,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $24,405,000 | 1,474 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $315,000 | 5,710 |
| Total equity capital | $22,040,000 | 2,495 |
| Total bank equity capital | $22,040,000 | 2,495 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $622,000 | 3,769 |
| Surplus | $5,943,000 | 3,076 |
| Undivided profits | $15,475,000 | 1,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,231,000 | 868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $969,000 | 3,038 |
| Earning assets | $257,777,000 | 2,029 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $271,774,000 | 2,052 |
| Average Assets, quarterly | $272,231,000 | 2,062 |
| Volatile liabilities | $77,680,000 | 1,412 |
| Insider loans | $1,582,000 | 3,148 |
| FHLB advances | $24,405,000 | 1,379 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $21,921,000 | 2,824 |
| Tier 1 (core) risk-based capital | $22,548,000 | 2,369 |
| Tier 2 risk-based capital | $1,030,000 | 3,660 |
| Total risk weighted assets | $171,557,000 | 2,234 |
| Total unused commitments | $22,421,000 | 2,786 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 58 | 2,931 |
| Assets and Liabilities | ||
| Total Assets: | $274,736,000 | 2,049 |
| Cash and due from depository institutions | $12,394,000 | 2,931 |
| Interest-bearing balances | $10,841,000 | 676 |
| Securities | $51,321,000 | 2,381 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $200,893,000 | 1,817 |
| Loan loss allowance | $926,000 | 4,190 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,018,000 | 3,137 |
| Other real estate owned | $43,000 | 2,931 |
| Goodwill and other intangibles | $419,000 | 2,157 |
| All other assets | $6,648,000 | 1,986 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $274,735,000 | 2,049 |
| Total liabilities | $252,128,000 | 2,017 |
| Total deposits | $226,665,000 | 2,014 |
| Interest-bearing deposits | $222,279,000 | 1,751 |
| Deposits held in domestic offices | $226,665,000 | 2,007 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $24,727,000 | 1,410 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $736,000 | 3,940 |
| Total equity capital | $22,607,000 | 2,488 |
| Total bank equity capital | $22,607,000 | 2,488 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $622,000 | 3,774 |
| Surplus | $5,943,000 | 3,038 |
| Undivided profits | $16,042,000 | 2,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,955,000 | 1,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,155,000 | 2,484 |
| Earning assets | $263,055,000 | 1,978 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $272,798,000 | 2,045 |
| Average Assets, quarterly | $272,798,000 | 2,045 |
| Volatile liabilities | $80,322,000 | 1,306 |
| Insider loans | $1,740,000 | 2,918 |
| FHLB advances | $24,727,000 | 1,306 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $20,980,000 | 2,839 |
| Tier 1 (core) risk-based capital | $22,348,000 | 2,350 |
| Tier 2 risk-based capital | $926,000 | 3,911 |
| Total risk weighted assets | $173,781,000 | 2,160 |
| Total unused commitments | $20,980,000 | 2,846 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 57 | 3,010 |
| Assets and Liabilities | ||
| Total Assets: | $270,860,000 | 2,070 |
| Cash and due from depository institutions | $2,549,000 | 3,010 |
| Interest-bearing balances | $813,000 | 3,158 |
| Securities | $58,704,000 | 2,177 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $199,338,000 | 1,811 |
| Loan loss allowance | $916,000 | 4,201 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,040,000 | 3,104 |
| Other real estate owned | $210,000 | 3,010 |
| Goodwill and other intangibles | $442,000 | 2,113 |
| All other assets | $6,577,000 | 2,033 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $270,860,000 | 2,070 |
| Total liabilities | $248,612,000 | 2,031 |
| Total deposits | $223,366,000 | 2,035 |
| Interest-bearing deposits | $217,672,000 | 1,777 |
| Deposits held in domestic offices | $223,366,000 | 2,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $24,559,000 | 1,420 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $687,000 | 3,950 |
| Total equity capital | $22,248,000 | 2,465 |
| Total bank equity capital | $22,248,000 | 2,465 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $622,000 | 3,803 |
| Surplus | $5,943,000 | 3,002 |
| Undivided profits | $15,683,000 | 2,043 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,968,000 | 1,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,006,000 | 2,978 |
| Earning assets | $258,855,000 | 1,991 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $275,517,200 | 1,955 |
| Average Assets, quarterly | $271,445,000 | 2,041 |
| Volatile liabilities | $78,989,000 | 1,340 |
| Insider loans | $1,791,000 | 2,833 |
| FHLB advances | $24,559,000 | 1,316 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $20,222,000 | 2,843 |
| Tier 1 (core) risk-based capital | $22,293,000 | 2,335 |
| Tier 2 risk-based capital | $916,000 | 3,922 |
| Total risk weighted assets | $174,281,000 | 2,135 |
| Total unused commitments | $20,222,000 | 2,847 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 58 | 2,970 |
| Assets and Liabilities | ||
| Total Assets: | $272,030,000 | 2,056 |
| Cash and due from depository institutions | $3,806,000 | 2,970 |
| Interest-bearing balances | $2,336,000 | 2,175 |
| Securities | $60,609,000 | 2,091 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $197,241,000 | 1,812 |
| Loan loss allowance | $1,076,000 | 3,740 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,789,000 | 3,310 |
| Other real estate owned | $190,000 | 2,970 |
| Goodwill and other intangibles | $485,000 | 2,030 |
| All other assets | $6,910,000 | 1,943 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $272,030,000 | 2,056 |
| Total liabilities | $249,790,000 | 2,018 |
| Total deposits | $221,417,000 | 2,048 |
| Interest-bearing deposits | $215,073,000 | 1,803 |
| Deposits held in domestic offices | $221,417,000 | 2,044 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $27,751,000 | 1,278 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $622,000 | 4,421 |
| Total equity capital | $22,240,000 | 2,472 |
| Total bank equity capital | $22,240,000 | 2,472 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $622,000 | 3,831 |
| Surplus | $5,943,000 | 2,938 |
| Undivided profits | $15,675,000 | 2,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,445,000 | 1,331 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,214,000 | 2,587 |
| Earning assets | $260,186,000 | 1,972 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $276,681,500 | 1,965 |
| Average Assets, quarterly | $274,219,500 | 2,023 |
| Volatile liabilities | $81,817,000 | 1,263 |
| Insider loans | $1,189,000 | 3,658 |
| FHLB advances | $27,751,000 | 1,170 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $20,428,000 | 2,794 |
| Tier 1 (core) risk-based capital | $22,121,000 | 2,361 |
| Tier 2 risk-based capital | $1,076,000 | 3,468 |
| Total risk weighted assets | $173,401,000 | 2,137 |
| Total unused commitments | $20,428,000 | 2,797 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 56 | 3,052 |
| Assets and Liabilities | ||
| Total Assets: | $276,409,000 | 2,006 |
| Cash and due from depository institutions | $12,969,000 | 3,052 |
| Interest-bearing balances | $11,442,000 | 725 |
| Securities | $62,245,000 | 1,988 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $188,246,000 | 1,844 |
| Loan loss allowance | $1,028,000 | 3,831 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,810,000 | 3,262 |
| Other real estate owned | $482,000 | 3,052 |
| Goodwill and other intangibles | $401,000 | 2,100 |
| All other assets | $9,256,000 | 1,492 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $276,409,000 | 2,006 |
| Total liabilities | $253,653,000 | 1,966 |
| Total deposits | $221,683,000 | 2,026 |
| Interest-bearing deposits | $214,361,000 | 1,782 |
| Deposits held in domestic offices | $221,683,000 | 2,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $30,555,000 | 1,184 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,415,000 | 2,609 |
| Total equity capital | $22,756,000 | 2,413 |
| Total bank equity capital | $22,756,000 | 2,413 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $622,000 | 3,831 |
| Surplus | $5,943,000 | 2,909 |
| Undivided profits | $16,191,000 | 2,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,318,000 | 2,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,046,000 | 2,908 |
| Earning assets | $261,933,000 | 1,951 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $278,232,000 | 1,952 |
| Average Assets, quarterly | $277,417,500 | 1,975 |
| Volatile liabilities | $84,667,000 | 1,222 |
| Insider loans | $817,000 | 4,452 |
| FHLB advances | $30,555,000 | 1,076 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $25,285,000 | 2,402 |
| Tier 1 (core) risk-based capital | $22,087,000 | 2,318 |
| Tier 2 risk-based capital | $1,028,000 | 3,553 |
| Total risk weighted assets | $170,843,000 | 2,127 |
| Total unused commitments | $27,275,000 | 2,279 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 57 | 3,006 |
| Assets and Liabilities | ||
| Total Assets: | $278,426,000 | 1,965 |
| Cash and due from depository institutions | $9,702,000 | 3,006 |
| Interest-bearing balances | $8,286,000 | 1,017 |
| Securities | $69,624,000 | 1,763 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $188,915,000 | 1,820 |
| Loan loss allowance | $1,008,000 | 3,827 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,658,000 | 3,373 |
| Other real estate owned | $160,000 | 3,006 |
| Goodwill and other intangibles | $365,000 | 2,135 |
| All other assets | $7,002,000 | 1,797 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $278,426,000 | 1,965 |
| Total liabilities | $256,109,000 | 1,924 |
| Total deposits | $220,868,000 | 2,006 |
| Interest-bearing deposits | $215,659,000 | 1,763 |
| Deposits held in domestic offices | $220,868,000 | 2,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $34,099,000 | 1,059 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,142,000 | 3,043 |
| Total equity capital | $22,317,000 | 2,391 |
| Total bank equity capital | $22,317,000 | 2,391 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $622,000 | 3,845 |
| Surplus | $5,943,000 | 2,866 |
| Undivided profits | $15,752,000 | 2,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,315,000 | 1,411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,358,000 | 2,243 |
| Earning assets | $266,825,000 | 1,876 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $279,143,500 | 1,936 |
| Average Assets, quarterly | $279,143,500 | 1,936 |
| Volatile liabilities | $85,127,000 | 1,179 |
| Insider loans | $821,000 | 4,379 |
| FHLB advances | $34,099,000 | 969 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $23,081,000 | 2,452 |
| Tier 1 (core) risk-based capital | $21,819,000 | 2,298 |
| Tier 2 risk-based capital | $1,008,000 | 3,535 |
| Total risk weighted assets | $169,607,000 | 2,102 |
| Total unused commitments | $26,074,000 | 2,270 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 54 | 3,119 |
| Assets and Liabilities | ||
| Total Assets: | $279,861,000 | 1,924 |
| Cash and due from depository institutions | $15,198,000 | 3,119 |
| Interest-bearing balances | $13,636,000 | 573 |
| Securities | $68,225,000 | 1,794 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $187,528,000 | 1,819 |
| Loan loss allowance | $976,000 | 3,869 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,817,000 | 4,365 |
| Other real estate owned | $160,000 | 3,119 |
| Goodwill and other intangibles | $349,000 | 2,140 |
| All other assets | $6,584,000 | 1,837 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $279,861,000 | 1,924 |
| Total liabilities | $257,778,000 | 1,887 |
| Total deposits | $220,548,000 | 1,968 |
| Interest-bearing deposits | $214,106,000 | 1,730 |
| Deposits held in domestic offices | $220,548,000 | 1,966 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $36,341,000 | 1,014 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $889,000 | 3,673 |
| Total equity capital | $22,083,000 | 2,395 |
| Total bank equity capital | $22,083,000 | 2,395 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $622,000 | 3,845 |
| Surplus | $5,943,000 | 2,820 |
| Undivided profits | $15,518,000 | 2,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,096,000 | 1,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,214,000 | 2,641 |
| Earning assets | $269,389,000 | 1,821 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $278,795,800 | 1,821 |
| Average Assets, quarterly | $279,465,500 | 1,902 |
| Volatile liabilities | $85,021,000 | 1,171 |
| Insider loans | $702,000 | 4,730 |
| FHLB advances | $36,341,000 | 910 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $17,981,000 | 2,827 |
| Tier 1 (core) risk-based capital | $21,511,000 | 2,296 |
| Tier 2 risk-based capital | $976,000 | 3,595 |
| Total risk weighted assets | $166,633,000 | 2,109 |
| Total unused commitments | $17,981,000 | 2,834 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 53 | 3,166 |
| Assets and Liabilities | ||
| Total Assets: | $277,898,000 | 1,834 |
| Cash and due from depository institutions | $21,000,000 | 3,166 |
| Interest-bearing balances | $19,632,000 | 350 |
| Securities | $45,849,000 | 2,371 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $202,229,000 | 1,634 |
| Loan loss allowance | $922,000 | 3,826 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,445,000 | 4,943 |
| Other real estate owned | $89,000 | 3,166 |
| Goodwill and other intangibles | $312,000 | 2,139 |
| All other assets | $6,974,000 | 1,673 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $277,898,000 | 1,834 |
| Total liabilities | $257,512,000 | 1,796 |
| Total deposits | $210,342,000 | 1,960 |
| Interest-bearing deposits | $204,805,000 | 1,713 |
| Deposits held in domestic offices | $210,342,000 | 1,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $46,613,000 | 804 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $557,000 | 5,094 |
| Total equity capital | $20,386,000 | 2,419 |
| Total bank equity capital | $20,386,000 | 2,419 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $622,000 | 3,912 |
| Surplus | $5,943,000 | 2,710 |
| Undivided profits | $13,821,000 | 2,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $954,000 | 2,787 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,336,000 | 2,575 |
| Earning assets | $267,710,000 | 1,749 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $274,707,800 | 1,760 |
| Average Assets, quarterly | $275,303,500 | 1,827 |
| Volatile liabilities | $82,425,000 | 1,172 |
| Insider loans | $590,000 | 5,070 |
| FHLB advances | $46,488,000 | 714 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $14,227,000 | 3,141 |
| Tier 1 (core) risk-based capital | $20,321,000 | 2,301 |
| Tier 2 risk-based capital | $922,000 | 3,585 |
| Total risk weighted assets | $174,076,000 | 1,939 |
| Total unused commitments | $14,227,000 | 3,148 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 48 | 3,478 |
| Assets and Liabilities | ||
| Total Assets: | $276,056,000 | 1,739 |
| Cash and due from depository institutions | $1,287,000 | 3,478 |
| Interest-bearing balances | $100,000 | 4,566 |
| Securities | $62,078,000 | 1,772 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $205,655,000 | 1,562 |
| Loan loss allowance | $884,000 | 3,844 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $880,000 | 6,275 |
| Other real estate owned | $0 | 3,478 |
| Goodwill and other intangibles | $246,000 | 2,215 |
| All other assets | $5,910,000 | 1,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $276,056,000 | 1,739 |
| Total liabilities | $257,063,000 | 1,692 |
| Total deposits | $186,968,000 | 2,104 |
| Interest-bearing deposits | $184,046,000 | 1,825 |
| Deposits held in domestic offices | $186,968,000 | 2,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $69,603,000 | 590 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $492,000 | 5,832 |
| Total equity capital | $18,993,000 | 2,473 |
| Total bank equity capital | $18,993,000 | 2,473 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $622,000 | 4,034 |
| Surplus | $5,943,000 | 2,635 |
| Undivided profits | $12,428,000 | 2,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $875,000 | 2,562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $996,000 | 2,747 |
| Earning assets | $267,833,000 | 1,651 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $262,403,600 | 1,753 |
| Average Assets, quarterly | $272,293,000 | 1,747 |
| Volatile liabilities | $94,724,000 | 1,031 |
| Insider loans | $599,000 | 5,032 |
| FHLB advances | $66,518,000 | 185 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $9,258,000 | 3,931 |
| Tier 1 (core) risk-based capital | $19,144,000 | 2,342 |
| Tier 2 risk-based capital | $884,000 | 3,630 |
| Total risk weighted assets | $147,459,000 | 2,169 |
| Total unused commitments | $9,258,000 | 3,933 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 47 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $249,476,000 | 1,882 |
| Cash and due from depository institutions | $3,579,000 | 3,669 |
| Interest-bearing balances | $1,418,000 | 2,065 |
| Securities | $72,136,000 | 1,588 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $167,520,000 | 1,801 |
| Loan loss allowance | $814,000 | 4,035 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $885,000 | 6,367 |
| Other real estate owned | $0 | 3,669 |
| Goodwill and other intangibles | $346,000 | 2,102 |
| All other assets | $5,010,000 | 1,790 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $249,476,000 | 1,882 |
| Total liabilities | $232,696,000 | 1,823 |
| Total deposits | $193,390,000 | 1,960 |
| Interest-bearing deposits | $190,436,000 | 1,715 |
| Deposits held in domestic offices | $193,390,000 | 1,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $38,860,000 | 871 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $446,000 | 5,716 |
| Total equity capital | $16,780,000 | 2,638 |
| Total bank equity capital | $16,780,000 | 2,638 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $622,000 | 4,156 |
| Surplus | $5,943,000 | 2,593 |
| Undivided profits | $10,215,000 | 2,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $777,000 | 2,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $814,000 | 2,865 |
| Earning assets | $241,074,000 | 1,790 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $239,516,400 | 1,886 |
| Average Assets, quarterly | $247,367,000 | 1,878 |
| Volatile liabilities | $63,142,000 | 1,364 |
| Insider loans | $719,000 | 4,515 |
| FHLB advances | $37,110,000 | 253 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,739,000 | 4,062 |
| Tier 1 (core) risk-based capital | $17,645,000 | 2,489 |
| Tier 2 risk-based capital | $813,000 | 3,747 |
| Total risk weighted assets | $116,050,000 | 2,606 |
| Total unused commitments | $8,739,000 | 4,065 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 53 | 3,309 |
| Assets and Liabilities | ||
| Total Assets: | $238,288,000 | 1,940 |
| Cash and due from depository institutions | $7,405,000 | 3,309 |
| Interest-bearing balances | $6,134,000 | 1,020 |
| Securities | $75,002,000 | 1,576 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $149,945,000 | 1,871 |
| Loan loss allowance | $730,000 | 4,318 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $941,000 | 6,152 |
| Other real estate owned | $0 | 3,309 |
| Goodwill and other intangibles | $409,000 | 1,968 |
| All other assets | $4,586,000 | 1,666 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $238,288,000 | 1,940 |
| Total liabilities | $222,763,000 | 1,868 |
| Total deposits | $203,449,000 | 1,858 |
| Interest-bearing deposits | $200,792,000 | 1,598 |
| Deposits held in domestic offices | $203,449,000 | 1,852 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $18,876,000 | 1,095 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $438,000 | 6,238 |
| Total equity capital | $15,525,000 | 2,889 |
| Total bank equity capital | $15,525,000 | 2,889 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $622,000 | 4,188 |
| Surplus | $5,043,000 | 2,797 |
| Undivided profits | $9,860,000 | 2,618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,230,000 | 2,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $860,000 | 2,625 |
| Earning assets | $231,081,000 | 1,851 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $231,133,600 | 1,891 |
| Average Assets, quarterly | $234,296,000 | 1,939 |
| Volatile liabilities | $40,442,000 | 1,682 |
| Insider loans | $786,000 | 4,140 |
| FHLB advances | $15,576,000 | 350 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,927,000 | 4,538 |
| Tier 1 (core) risk-based capital | $15,361,000 | 2,780 |
| Tier 2 risk-based capital | $730,000 | 3,939 |
| Total risk weighted assets | $105,446,000 | 2,696 |
| Total unused commitments | $6,927,000 | 4,544 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 51 | 3,533 |
| Assets and Liabilities | ||
| Total Assets: | $225,138,000 | 2,031 |
| Cash and due from depository institutions | $3,703,000 | 3,533 |
| Interest-bearing balances | $2,372,000 | 1,596 |
| Securities | $63,598,000 | 1,816 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $152,234,000 | 1,858 |
| Loan loss allowance | $682,000 | 4,591 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $922,000 | 6,205 |
| Other real estate owned | $0 | 3,533 |
| Goodwill and other intangibles | $292,000 | 2,080 |
| All other assets | $4,389,000 | 1,711 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,138,000 | 2,031 |
| Total liabilities | $209,449,000 | 1,968 |
| Total deposits | $203,458,000 | 1,856 |
| Interest-bearing deposits | $201,678,000 | 1,602 |
| Deposits held in domestic offices | $203,458,000 | 1,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $5,462,000 | 1,882 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $529,000 | 5,707 |
| Total equity capital | $15,689,000 | 2,819 |
| Total bank equity capital | $15,689,000 | 2,819 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $622,000 | 4,335 |
| Surplus | $5,043,000 | 2,721 |
| Undivided profits | $10,024,000 | 2,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $936,000 | 2,594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $889,000 | 2,577 |
| Earning assets | $218,204,000 | 1,931 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $222,099,000 | 1,959 |
| Average Assets, quarterly | $225,494,000 | 1,997 |
| Volatile liabilities | $23,183,000 | 2,655 |
| Insider loans | $525,000 | 5,283 |
| FHLB advances | $5,462,000 | 520 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,222,000 | 5,626 |
| Tier 1 (core) risk-based capital | $15,159,000 | 2,793 |
| Tier 2 risk-based capital | $682,000 | 4,072 |
| Total risk weighted assets | $106,337,000 | 2,619 |
| Total unused commitments | $4,222,000 | 5,632 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 47 | 3,970 |
| Assets and Liabilities | ||
| Total Assets: | $216,903,000 | 2,139 |
| Cash and due from depository institutions | $8,670,000 | 3,970 |
| Interest-bearing balances | $7,384,000 | 515 |
| Securities | $53,365,000 | 2,289 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $149,657,000 | 1,934 |
| Loan loss allowance | $929,000 | 3,749 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $916,000 | 6,291 |
| Other real estate owned | $181,000 | 3,970 |
| Goodwill and other intangibles | $208,000 | 2,119 |
| All other assets | $3,906,000 | 1,961 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,903,000 | 2,139 |
| Total liabilities | $202,776,000 | 2,074 |
| Total deposits | $195,920,000 | 1,981 |
| Interest-bearing deposits | $193,762,000 | 1,730 |
| Deposits held in domestic offices | $195,920,000 | 1,970 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $6,423,000 | 1,632 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $433,000 | 6,511 |
| Total equity capital | $14,127,000 | 3,159 |
| Total bank equity capital | $14,127,000 | 3,159 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $622,000 | 4,624 |
| Surplus | $5,043,000 | 2,802 |
| Undivided profits | $8,462,000 | 2,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $693,000 | 3,510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $868,000 | 2,609 |
| Earning assets | $210,406,000 | 2,045 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $213,587,400 | 2,107 |
| Average Assets, quarterly | $215,434,000 | 2,137 |
| Volatile liabilities | $26,051,000 | 2,343 |
| Insider loans | $532,000 | 5,366 |
| FHLB advances | $6,423,000 | 521 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,865,000 | 6,556 |
| Tier 1 (core) risk-based capital | $13,734,000 | 3,138 |
| Tier 2 risk-based capital | $637,000 | 4,371 |
| Total risk weighted assets | $97,873,000 | 2,839 |
| Total unused commitments | $2,865,000 | 6,571 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 46 | 4,150 |
| Assets and Liabilities | ||
| Total Assets: | $210,323,000 | 2,236 |
| Cash and due from depository institutions | $9,204,000 | 4,150 |
| Interest-bearing balances | $7,977,000 | 590 |
| Securities | $56,423,000 | 2,233 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $139,047,000 | 2,032 |
| Loan loss allowance | $950,000 | 3,704 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $909,000 | 6,396 |
| Other real estate owned | $0 | 4,150 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,740,000 | 1,698 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,326,000 | 2,235 |
| Total liabilities | $196,266,000 | 2,169 |
| Total deposits | $188,011,000 | 2,097 |
| Interest-bearing deposits | $184,500,000 | 1,826 |
| Deposits held in domestic offices | $188,011,000 | 2,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,393,000 | 1,376 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $862,000 | 4,107 |
| Total equity capital | $14,060,000 | 3,146 |
| Total bank equity capital | $14,060,000 | 3,146 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $622,000 | 4,870 |
| Surplus | $5,043,000 | 2,800 |
| Undivided profits | $8,395,000 | 3,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000,000 | 2,637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $826,000 | 2,841 |
| Earning assets | $203,447,000 | 2,147 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $198,327,200 | 2,276 |
| Average Assets, quarterly | $207,913,000 | 2,237 |
| Volatile liabilities | $24,031,000 | 2,267 |
| Insider loans | $690,000 | 4,744 |
| FHLB advances | $7,393,000 | 471 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,565,000 | 8,018 |
| Tier 1 (core) risk-based capital | $13,881,000 | 3,098 |
| Tier 2 risk-based capital | $605,000 | 4,538 |
| Total risk weighted assets | $95,749,000 | 2,835 |
| Total unused commitments | $1,565,000 | 8,031 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 50 | 3,975 |
| Assets and Liabilities | ||
| Total Assets: | $189,228,000 | 2,433 |
| Cash and due from depository institutions | $2,723,000 | 3,975 |
| Interest-bearing balances | $1,693,000 | 1,777 |
| Securities | $46,570,000 | 2,815 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $133,800,000 | 2,076 |
| Loan loss allowance | $1,256,000 | 2,937 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $991,000 | 6,121 |
| Other real estate owned | $0 | 3,975 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,144,000 | 1,651 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,228,000 | 2,433 |
| Total liabilities | $176,465,000 | 2,376 |
| Total deposits | $174,055,000 | 2,222 |
| Interest-bearing deposits | $172,516,000 | 1,918 |
| Deposits held in domestic offices | $174,055,000 | 2,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,596,000 | 2,730 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $814,000 | 3,573 |
| Total equity capital | $12,763,000 | 3,195 |
| Total bank equity capital | $12,763,000 | 3,195 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $622,000 | 5,111 |
| Surplus | $5,043,000 | 2,710 |
| Undivided profits | $7,098,000 | 3,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,204,000 | 2,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $718,000 | 2,839 |
| Earning assets | $182,063,000 | 2,328 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $191,392,600 | 2,335 |
| Average Assets, quarterly | $190,978,500 | 2,394 |
| Volatile liabilities | $15,199,000 | 3,149 |
| Insider loans | $605,000 | 5,097 |
| FHLB advances | $596,000 | 921 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,370,000 | 8,448 |
| Tier 1 (core) risk-based capital | $13,879,000 | 2,975 |
| Tier 2 risk-based capital | $679,000 | 4,100 |
| Total risk weighted assets | $87,799,000 | 3,013 |
| Total unused commitments | $1,370,000 | 8,460 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 52 | 3,986 |
| Assets and Liabilities | ||
| Total Assets: | $197,821,000 | 2,346 |
| Cash and due from depository institutions | $6,454,000 | 3,986 |
| Interest-bearing balances | $5,388,000 | 1,143 |
| Securities | $53,000,000 | 2,611 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $131,530,000 | 2,073 |
| Loan loss allowance | $1,248,000 | 3,049 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,088,000 | 5,825 |
| Other real estate owned | $458,000 | 3,986 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $5,291,000 | 1,521 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,821,000 | 2,346 |
| Total liabilities | $184,043,000 | 2,310 |
| Total deposits | $179,950,000 | 2,209 |
| Interest-bearing deposits | $177,430,000 | 1,938 |
| Deposits held in domestic offices | $179,950,000 | 2,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,297,000 | 2,485 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,796,000 | 1,409 |
| Total equity capital | $13,778,000 | 2,931 |
| Total bank equity capital | $13,778,000 | 2,931 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $622,000 | 5,331 |
| Surplus | $4,943,000 | 2,748 |
| Undivided profits | $8,213,000 | 2,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,005,000 | 1,903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $585,000 | 3,141 |
| Earning assets | $189,918,000 | 2,244 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $203,537,800 | 2,211 |
| Average Assets, quarterly | $201,282,000 | 2,291 |
| Volatile liabilities | $17,609,000 | 2,654 |
| Insider loans | $636,000 | 5,000 |
| FHLB advances | $1,197,000 | 687 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,367,000 | 5,275 |
| Tier 1 (core) risk-based capital | $13,778,000 | 2,866 |
| Tier 2 risk-based capital | $698,000 | 3,956 |
| Total risk weighted assets | $89,610,000 | 2,870 |
| Total unused commitments | $4,867,000 | 4,998 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 50 | 4,240 |
| Assets and Liabilities | ||
| Total Assets: | $208,745,000 | 2,268 |
| Cash and due from depository institutions | $10,049,000 | 4,240 |
| Interest-bearing balances | $8,998,000 | 836 |
| Securities | $46,977,000 | 2,902 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $145,527,000 | 1,917 |
| Loan loss allowance | $1,345,000 | 2,940 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,229,000 | 5,418 |
| Other real estate owned | $435,000 | 4,240 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,528,000 | 1,788 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,745,000 | 2,268 |
| Total liabilities | $194,994,000 | 2,217 |
| Total deposits | $191,099,000 | 2,141 |
| Interest-bearing deposits | $187,590,000 | 1,919 |
| Deposits held in domestic offices | $191,099,000 | 2,131 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,806,000 | 2,052 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,089,000 | 1,804 |
| Total equity capital | $13,751,000 | 2,799 |
| Total bank equity capital | $13,751,000 | 2,799 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $622,000 | 5,605 |
| Surplus | $4,918,000 | 2,644 |
| Undivided profits | $8,211,000 | 2,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,321,000 | 2,033 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $709,000 | 2,797 |
| Earning assets | $201,502,000 | 2,150 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $206,271,600 | 2,248 |
| Average Assets, quarterly | $207,820,500 | 2,264 |
| Volatile liabilities | $20,342,000 | 2,326 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $1,681,000 | 682 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,779,000 | 4,738 |
| Tier 1 (core) risk-based capital | $13,751,000 | 2,748 |
| Tier 2 risk-based capital | $575,000 | 4,640 |
| Total risk weighted assets | $94,999,000 | 2,798 |
| Total unused commitments | $5,269,000 | 4,497 |
| Derivatives | $0 | 651 |