Home > The Foxboro National Bank of Foxborough > Income and Expense
The Foxboro National Bank of Foxborough, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,707,000 | 5,260 |
| Total interest expense | $2,331,000 | 5,673 |
| Net interest income | $3,376,000 | 4,857 |
| Provision for loan and lease losses | $64,000 | 6,078 |
| Total noninterest income | $376,000 | 5,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 5,092 |
| Total noninterest expense | $2,605,000 | 4,624 |
| Salaries and employee benefits | $1,381,000 | 4,562 |
| Premises and equipment expense | $271,000 | 5,790 |
| Additional noninterest expense | $953,000 | 4,077 |
| Pre-tax net operating income | $1,083,000 | 5,593 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $414,000 | 4,777 |
| Income before extraordinary items | $669,000 | 6,029 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $669,000 | 6,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $120,000 | 6,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $669,000 | 5,980 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,154,000 | 5,809 |
| Total interest expense | $2,104,000 | 6,215 |
| Net interest income | $3,050,000 | 5,365 |
| Provision for loan and lease losses | $46,000 | 6,787 |
| Total noninterest income | $329,000 | 6,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,836 |
| Total noninterest expense | $2,250,000 | 5,440 |
| Salaries and employee benefits | $1,279,000 | 4,911 |
| Premises and equipment expense | $290,000 | 5,723 |
| Additional noninterest expense | $681,000 | 5,848 |
| Pre-tax net operating income | $1,083,000 | 5,472 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $421,000 | 4,725 |
| Income before extraordinary items | $662,000 | 5,931 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $662,000 | 5,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,074 |
| Cash dividends | $80,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $662,000 | 5,871 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,889,000 | 6,090 |
| Total interest expense | $1,927,000 | 6,634 |
| Net interest income | $2,962,000 | 5,554 |
| Provision for loan and lease losses | $23,000 | 7,541 |
| Total noninterest income | $380,000 | 6,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,906 |
| Total noninterest expense | $2,421,000 | 5,135 |
| Salaries and employee benefits | $1,315,000 | 4,811 |
| Premises and equipment expense | $350,000 | 5,024 |
| Additional noninterest expense | $756,000 | 5,493 |
| Pre-tax net operating income | $898,000 | 6,429 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $370,000 | 5,215 |
| Income before extraordinary items | $528,000 | 7,040 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $528,000 | 7,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $30,000 | 8,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $528,000 | 7,017 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,300,000 | 6,352 |
| Total interest expense | $1,404,000 | 7,193 |
| Net interest income | $2,896,000 | 5,748 |
| Provision for loan and lease losses | $66,000 | 5,441 |
| Total noninterest income | $381,000 | 6,322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 5,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,387 |
| Total noninterest expense | $2,545,000 | 5,083 |
| Salaries and employee benefits | $1,344,000 | 4,740 |
| Premises and equipment expense | $367,000 | 4,912 |
| Additional noninterest expense | $834,000 | 5,510 |
| Pre-tax net operating income | $666,000 | 7,611 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $278,000 | 6,150 |
| Income before extraordinary items | $388,000 | 8,292 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $388,000 | 8,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $20,000 | 8,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $388,000 | 8,344 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,163,000 | 6,676 |
| Total interest expense | $1,574,000 | 6,962 |
| Net interest income | $2,589,000 | 6,388 |
| Provision for loan and lease losses | $-11,000 | 12,525 |
| Total noninterest income | $416,000 | 6,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 5,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 6,257 |
| Total noninterest expense | $2,575,000 | 5,137 |
| Salaries and employee benefits | $1,366,000 | 4,659 |
| Premises and equipment expense | $378,000 | 4,937 |
| Additional noninterest expense | $831,000 | 5,749 |
| Pre-tax net operating income | $441,000 | 9,093 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $182,000 | 7,971 |
| Income before extraordinary items | $259,000 | 9,939 |
| Extraordinary gains, net | $15,000 | 2,819 |
| Net income | $274,000 | 9,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $20,000 | 8,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $259,000 | 9,680 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,544,000 | 6,840 |
| Total interest expense | $1,974,000 | 7,166 |
| Net interest income | $2,570,000 | 6,460 |
| Provision for loan and lease losses | $-175,000 | 13,798 |
| Total noninterest income | $419,000 | 6,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 5,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 6,172 |
| Total noninterest expense | $2,323,000 | 5,638 |
| Salaries and employee benefits | $1,239,000 | 5,018 |
| Premises and equipment expense | $361,000 | 5,234 |
| Additional noninterest expense | $723,000 | 6,595 |
| Pre-tax net operating income | $841,000 | 6,377 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $356,000 | 5,267 |
| Income before extraordinary items | $485,000 | 7,461 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $485,000 | 7,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-101,000 | 13,721 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $485,000 | 7,087 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.