Home > The Fountain Trust Company > Income and Expense
The Fountain Trust Company, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $30,856,000 | 1,370 |
| Total interest expense | $9,225,000 | 1,372 |
| Net interest income | $21,631,000 | 1,344 |
| Provision for loan and lease losses | $88,000 | 2,546 |
| Total noninterest income | $3,955,000 | 1,371 |
| Gross Fiduciary activities income | $93,000 | 731 |
| Service charges on deposit accounts | $1,253,000 | 848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,609,000 | 1,384 |
| Total noninterest expense | $17,415,000 | 1,353 |
| Salaries and employee benefits | $9,892,000 | 1,356 |
| Premises and equipment expense | $1,532,000 | 1,514 |
| Additional noninterest expense | $2,609,000 | 1,384 |
| Pre-tax net operating income | $8,083,000 | 1,386 |
| Securities gains (losses) | $-886,000 | 4,274 |
| Applicable income taxes | $1,175,000 | 1,330 |
| Income before extraordinary items | $6,022,000 | 1,520 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,022,000 | 1,535 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,022,000 | 1,523 |
| Net charge-offs | $186,000 | 1,203 |
| Cash dividends | $4,605,000 | 863 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $6,766,240 | 1,400 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $22,781,000 | 1,354 |
| Total interest expense | $6,749,000 | 1,300 |
| Net interest income | $16,032,000 | 1,361 |
| Provision for loan and lease losses | $80,000 | 2,258 |
| Total noninterest income | $2,969,000 | 1,361 |
| Gross Fiduciary activities income | $27,000 | 783 |
| Service charges on deposit accounts | $966,000 | 828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,976,000 | 1,367 |
| Total noninterest expense | $12,744,000 | 1,368 |
| Salaries and employee benefits | $7,213,000 | 1,372 |
| Premises and equipment expense | $1,154,000 | 1,504 |
| Additional noninterest expense | $1,976,000 | 1,367 |
| Pre-tax net operating income | $6,177,000 | 1,422 |
| Securities gains (losses) | $-886,000 | 4,435 |
| Applicable income taxes | $697,000 | 1,536 |
| Income before extraordinary items | $4,594,000 | 1,557 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,594,000 | 1,571 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,594,000 | 1,557 |
| Net charge-offs | $29,000 | 1,729 |
| Cash dividends | $943,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,364,820 | 1,386 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $15,044,000 | 1,329 |
| Total interest expense | $4,230,000 | 1,260 |
| Net interest income | $10,814,000 | 1,361 |
| Provision for loan and lease losses | $8,000 | 2,796 |
| Total noninterest income | $1,877,000 | 1,358 |
| Gross Fiduciary activities income | $15,000 | 787 |
| Service charges on deposit accounts | $629,000 | 831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,233,000 | 1,343 |
| Total noninterest expense | $8,488,000 | 1,361 |
| Salaries and employee benefits | $4,861,000 | 1,363 |
| Premises and equipment expense | $811,000 | 1,438 |
| Additional noninterest expense | $1,233,000 | 1,342 |
| Pre-tax net operating income | $4,195,000 | 1,367 |
| Securities gains (losses) | $-886,000 | 4,519 |
| Applicable income taxes | $340,000 | 1,759 |
| Income before extraordinary items | $2,969,000 | 1,588 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,969,000 | 1,608 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,969,000 | 1,588 |
| Net charge-offs | $-43,000 | 4,289 |
| Cash dividends | $629,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,766,400 | 1,331 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,488,000 | 1,318 |
| Total interest expense | $2,062,000 | 1,159 |
| Net interest income | $5,426,000 | 1,367 |
| Provision for loan and lease losses | $10,000 | 2,332 |
| Total noninterest income | $923,000 | 1,364 |
| Gross Fiduciary activities income | $15,000 | 768 |
| Service charges on deposit accounts | $306,000 | 849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $602,000 | 1,356 |
| Total noninterest expense | $4,263,000 | 1,368 |
| Salaries and employee benefits | $2,413,000 | 1,400 |
| Premises and equipment expense | $397,000 | 1,499 |
| Additional noninterest expense | $602,000 | 1,356 |
| Pre-tax net operating income | $2,076,000 | 1,433 |
| Securities gains (losses) | $-886,000 | 4,579 |
| Applicable income taxes | $125,000 | 1,990 |
| Income before extraordinary items | $1,065,000 | 2,025 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,065,000 | 2,024 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,065,000 | 2,025 |
| Net charge-offs | $-41,000 | 4,401 |
| Cash dividends | $314,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,853,540 | 1,371 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $23,502,000 | 1,378 |
| Total interest expense | $2,171,000 | 1,512 |
| Net interest income | $21,331,000 | 1,361 |
| Provision for loan and lease losses | $1,818,000 | 553 |
| Total noninterest income | $4,463,000 | 1,282 |
| Gross Fiduciary activities income | $92,000 | 760 |
| Service charges on deposit accounts | $1,255,000 | 852 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,116,000 | 1,224 |
| Total noninterest expense | $15,230,000 | 1,459 |
| Salaries and employee benefits | $8,849,000 | 1,454 |
| Premises and equipment expense | $1,621,000 | 1,454 |
| Additional noninterest expense | $3,116,000 | 1,224 |
| Pre-tax net operating income | $8,746,000 | 1,406 |
| Securities gains (losses) | $16,000 | 372 |
| Applicable income taxes | $1,492,000 | 1,271 |
| Income before extraordinary items | $7,270,000 | 1,401 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,270,000 | 1,401 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,270,000 | 1,401 |
| Net charge-offs | $359,000 | 713 |
| Cash dividends | $8,261,000 | 540 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,256,720 | 1,424 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $15,936,000 | 1,439 |
| Total interest expense | $973,000 | 1,804 |
| Net interest income | $14,963,000 | 1,417 |
| Provision for loan and lease losses | $506,000 | 954 |
| Total noninterest income | $3,490,000 | 1,273 |
| Gross Fiduciary activities income | $78,000 | 748 |
| Service charges on deposit accounts | $931,000 | 867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,481,000 | 1,214 |
| Total noninterest expense | $11,217,000 | 1,479 |
| Salaries and employee benefits | $6,666,000 | 1,439 |
| Premises and equipment expense | $1,240,000 | 1,437 |
| Additional noninterest expense | $2,481,000 | 1,214 |
| Pre-tax net operating income | $6,730,000 | 1,353 |
| Securities gains (losses) | $16,000 | 367 |
| Applicable income taxes | $1,278,000 | 1,192 |
| Income before extraordinary items | $5,468,000 | 1,399 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,468,000 | 1,398 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,468,000 | 1,399 |
| Net charge-offs | $16,000 | 1,674 |
| Cash dividends | $701,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,455,040 | 1,432 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,616,000 | 1,518 |
| Total interest expense | $382,000 | 2,327 |
| Net interest income | $9,234,000 | 1,479 |
| Provision for loan and lease losses | $200,000 | 1,133 |
| Total noninterest income | $2,183,000 | 1,310 |
| Gross Fiduciary activities income | $77,000 | 680 |
| Service charges on deposit accounts | $604,000 | 878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,502,000 | 1,312 |
| Total noninterest expense | $7,075,000 | 1,533 |
| Salaries and employee benefits | $4,371,000 | 1,459 |
| Premises and equipment expense | $770,000 | 1,508 |
| Additional noninterest expense | $1,934,000 | 1,644 |
| Pre-tax net operating income | $4,142,000 | 1,379 |
| Securities gains (losses) | $17,000 | 325 |
| Applicable income taxes | $772,000 | 1,185 |
| Income before extraordinary items | $3,387,000 | 1,387 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,387,000 | 1,386 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,387,000 | 1,387 |
| Net charge-offs | $-7,000 | 3,543 |
| Cash dividends | $629,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,373,230 | 1,431 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,526,000 | 1,558 |
| Total interest expense | $177,000 | 2,404 |
| Net interest income | $4,349,000 | 1,508 |
| Provision for loan and lease losses | $104,000 | 961 |
| Total noninterest income | $1,026,000 | 1,348 |
| Gross Fiduciary activities income | $77,000 | 628 |
| Service charges on deposit accounts | $295,000 | 887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $654,000 | 1,433 |
| Total noninterest expense | $3,457,000 | 1,568 |
| Salaries and employee benefits | $2,159,000 | 1,478 |
| Premises and equipment expense | $410,000 | 1,438 |
| Additional noninterest expense | $888,000 | 1,741 |
| Pre-tax net operating income | $1,814,000 | 1,440 |
| Securities gains (losses) | $16,000 | 321 |
| Applicable income taxes | $433,000 | 1,059 |
| Income before extraordinary items | $1,397,000 | 1,527 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,397,000 | 1,526 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,397,000 | 1,527 |
| Net charge-offs | $2,000 | 1,559 |
| Cash dividends | $314,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,384,360 | 1,555 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $18,134,000 | 1,602 |
| Total interest expense | $1,199,000 | 1,957 |
| Net interest income | $16,935,000 | 1,577 |
| Provision for loan and lease losses | $-67,000 | 4,207 |
| Total noninterest income | $5,588,000 | 1,214 |
| Gross Fiduciary activities income | $90,000 | 728 |
| Service charges on deposit accounts | $1,058,000 | 937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,440,000 | 1,159 |
| Total noninterest expense | $14,674,000 | 1,480 |
| Salaries and employee benefits | $8,774,000 | 1,449 |
| Premises and equipment expense | $1,564,000 | 1,470 |
| Additional noninterest expense | $4,336,000 | 1,493 |
| Pre-tax net operating income | $7,916,000 | 1,501 |
| Securities gains (losses) | $694,000 | 283 |
| Applicable income taxes | $1,512,000 | 1,305 |
| Income before extraordinary items | $7,098,000 | 1,490 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $7,098,000 | 1,489 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $7,098,000 | 1,490 |
| Net charge-offs | $-21,000 | 3,848 |
| Cash dividends | $3,065,000 | 1,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,528,920 | 1,552 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $13,651,000 | 1,632 |
| Total interest expense | $961,000 | 1,943 |
| Net interest income | $12,690,000 | 1,595 |
| Provision for loan and lease losses | $-109,000 | 4,391 |
| Total noninterest income | $4,494,000 | 1,179 |
| Gross Fiduciary activities income | $87,000 | 710 |
| Service charges on deposit accounts | $754,000 | 970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,653,000 | 1,110 |
| Total noninterest expense | $10,893,000 | 1,494 |
| Salaries and employee benefits | $6,599,000 | 1,440 |
| Premises and equipment expense | $1,213,000 | 1,457 |
| Additional noninterest expense | $3,081,000 | 1,558 |
| Pre-tax net operating income | $6,400,000 | 1,472 |
| Securities gains (losses) | $408,000 | 376 |
| Applicable income taxes | $1,386,000 | 1,218 |
| Income before extraordinary items | $5,422,000 | 1,525 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,422,000 | 1,525 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,422,000 | 1,525 |
| Net charge-offs | $-18,000 | 3,843 |
| Cash dividends | $585,000 | 2,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $5,095,600 | 1,560 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,043,000 | 1,627 |
| Total interest expense | $682,000 | 1,929 |
| Net interest income | $8,361,000 | 1,595 |
| Provision for loan and lease losses | $-164,000 | 4,520 |
| Total noninterest income | $3,224,000 | 1,137 |
| Gross Fiduciary activities income | $75,000 | 694 |
| Service charges on deposit accounts | $457,000 | 1,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,692,000 | 1,056 |
| Total noninterest expense | $7,242,000 | 1,495 |
| Salaries and employee benefits | $4,338,000 | 1,447 |
| Premises and equipment expense | $803,000 | 1,465 |
| Additional noninterest expense | $2,101,000 | 1,516 |
| Pre-tax net operating income | $4,507,000 | 1,402 |
| Securities gains (losses) | $408,000 | 310 |
| Applicable income taxes | $985,000 | 1,150 |
| Income before extraordinary items | $3,930,000 | 1,425 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,930,000 | 1,425 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,930,000 | 1,425 |
| Net charge-offs | $-59,000 | 4,411 |
| Cash dividends | $144,000 | 2,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,603,600 | 1,473 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,714,000 | 1,579 |
| Total interest expense | $368,000 | 1,898 |
| Net interest income | $4,346,000 | 1,536 |
| Provision for loan and lease losses | $-174,000 | 4,692 |
| Total noninterest income | $1,777,000 | 1,075 |
| Gross Fiduciary activities income | $57,000 | 660 |
| Service charges on deposit accounts | $225,000 | 999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,495,000 | 979 |
| Total noninterest expense | $3,643,000 | 1,474 |
| Salaries and employee benefits | $2,153,000 | 1,454 |
| Premises and equipment expense | $397,000 | 1,493 |
| Additional noninterest expense | $1,093,000 | 1,437 |
| Pre-tax net operating income | $2,654,000 | 1,254 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $455,000 | 1,202 |
| Income before extraordinary items | $2,199,000 | 1,296 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,199,000 | 1,296 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,199,000 | 1,296 |
| Net charge-offs | $-75,000 | 4,708 |
| Cash dividends | $72,000 | 2,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,199,000 | 1,264 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $16,437,000 | 1,758 |
| Total interest expense | $1,822,000 | 2,090 |
| Net interest income | $14,615,000 | 1,684 |
| Provision for loan and lease losses | $410,000 | 2,422 |
| Total noninterest income | $4,948,000 | 1,272 |
| Gross Fiduciary activities income | $149,000 | 690 |
| Service charges on deposit accounts | $1,028,000 | 929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,771,000 | 1,256 |
| Total noninterest expense | $13,883,000 | 1,497 |
| Salaries and employee benefits | $8,242,000 | 1,475 |
| Premises and equipment expense | $1,543,000 | 1,485 |
| Additional noninterest expense | $4,098,000 | 1,506 |
| Pre-tax net operating income | $5,270,000 | 1,722 |
| Securities gains (losses) | $1,195,000 | 323 |
| Applicable income taxes | $1,559,000 | 1,104 |
| Income before extraordinary items | $4,906,000 | 1,652 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,906,000 | 1,652 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,906,000 | 1,652 |
| Net charge-offs | $235,000 | 1,447 |
| Cash dividends | $5,194,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,961,950 | 1,884 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $12,275,000 | 1,771 |
| Total interest expense | $1,392,000 | 2,145 |
| Net interest income | $10,883,000 | 1,689 |
| Provision for loan and lease losses | $300,000 | 2,421 |
| Total noninterest income | $3,912,000 | 1,193 |
| Gross Fiduciary activities income | $81,000 | 710 |
| Service charges on deposit accounts | $761,000 | 931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,070,000 | 1,148 |
| Total noninterest expense | $10,549,000 | 1,465 |
| Salaries and employee benefits | $6,095,000 | 1,474 |
| Premises and equipment expense | $1,481,000 | 1,191 |
| Additional noninterest expense | $2,973,000 | 1,527 |
| Pre-tax net operating income | $3,946,000 | 1,687 |
| Securities gains (losses) | $1,195,000 | 267 |
| Applicable income taxes | $1,276,000 | 999 |
| Income before extraordinary items | $3,865,000 | 1,553 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,865,000 | 1,553 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,865,000 | 1,554 |
| Net charge-offs | $235,000 | 1,163 |
| Cash dividends | $3,944,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,920,950 | 1,882 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,041,000 | 1,819 |
| Total interest expense | $916,000 | 2,274 |
| Net interest income | $7,125,000 | 1,713 |
| Provision for loan and lease losses | $250,000 | 2,200 |
| Total noninterest income | $2,483,000 | 1,181 |
| Gross Fiduciary activities income | $69,000 | 694 |
| Service charges on deposit accounts | $563,000 | 858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,851,000 | 1,142 |
| Total noninterest expense | $6,365,000 | 1,588 |
| Salaries and employee benefits | $3,962,000 | 1,500 |
| Premises and equipment expense | $934,000 | 1,244 |
| Additional noninterest expense | $1,469,000 | 1,914 |
| Pre-tax net operating income | $2,993,000 | 1,451 |
| Securities gains (losses) | $1,195,000 | 192 |
| Applicable income taxes | $1,103,000 | 765 |
| Income before extraordinary items | $3,085,000 | 1,272 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,085,000 | 1,272 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,085,000 | 1,272 |
| Net charge-offs | $260,000 | 873 |
| Cash dividends | $144,000 | 2,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,140,950 | 1,702 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,093,000 | 1,779 |
| Total interest expense | $469,000 | 2,390 |
| Net interest income | $3,624,000 | 1,657 |
| Provision for loan and lease losses | $198,000 | 1,469 |
| Total noninterest income | $946,000 | 1,342 |
| Gross Fiduciary activities income | $53,000 | 675 |
| Service charges on deposit accounts | $250,000 | 1,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $643,000 | 1,304 |
| Total noninterest expense | $3,170,000 | 1,612 |
| Salaries and employee benefits | $1,932,000 | 1,544 |
| Premises and equipment expense | $441,000 | 1,325 |
| Additional noninterest expense | $797,000 | 1,830 |
| Pre-tax net operating income | $1,202,000 | 1,581 |
| Securities gains (losses) | $662,000 | 147 |
| Applicable income taxes | $494,000 | 745 |
| Income before extraordinary items | $1,370,000 | 1,289 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,370,000 | 1,288 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,370,000 | 1,289 |
| Net charge-offs | $201,000 | 632 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $847,020 | 1,858 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $16,697,000 | 1,770 |
| Total interest expense | $1,340,000 | 2,895 |
| Net interest income | $15,357,000 | 1,558 |
| Provision for loan and lease losses | $170,000 | 2,506 |
| Total noninterest income | $3,918,000 | 1,334 |
| Gross Fiduciary activities income | $88,000 | 748 |
| Service charges on deposit accounts | $1,183,000 | 990 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,647,000 | 1,304 |
| Total noninterest expense | $12,550,000 | 1,579 |
| Salaries and employee benefits | $7,538,000 | 1,535 |
| Premises and equipment expense | $2,061,000 | 1,140 |
| Additional noninterest expense | $2,951,000 | 1,950 |
| Pre-tax net operating income | $6,555,000 | 1,435 |
| Securities gains (losses) | $471,000 | 372 |
| Applicable income taxes | $1,606,000 | 1,054 |
| Income before extraordinary items | $5,420,000 | 1,503 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,420,000 | 1,504 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,420,000 | 1,505 |
| Net charge-offs | $121,000 | 2,071 |
| Cash dividends | $1,394,000 | 1,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,047,910 | 1,551 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,378,000 | 1,804 |
| Total interest expense | $935,000 | 3,018 |
| Net interest income | $11,443,000 | 1,579 |
| Provision for loan and lease losses | $184,000 | 2,052 |
| Total noninterest income | $2,586,000 | 1,450 |
| Gross Fiduciary activities income | $76,000 | 736 |
| Service charges on deposit accounts | $869,000 | 1,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,641,000 | 1,454 |
| Total noninterest expense | $8,462,000 | 1,740 |
| Salaries and employee benefits | $5,200,000 | 1,644 |
| Premises and equipment expense | $1,502,000 | 1,181 |
| Additional noninterest expense | $1,760,000 | 2,301 |
| Pre-tax net operating income | $5,383,000 | 1,366 |
| Securities gains (losses) | $471,000 | 330 |
| Applicable income taxes | $1,323,000 | 1,018 |
| Income before extraordinary items | $4,531,000 | 1,401 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,531,000 | 1,401 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,531,000 | 1,403 |
| Net charge-offs | $128,000 | 1,603 |
| Cash dividends | $216,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,158,910 | 1,470 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,142,000 | 1,820 |
| Total interest expense | $584,000 | 3,099 |
| Net interest income | $7,558,000 | 1,598 |
| Provision for loan and lease losses | $93,000 | 2,270 |
| Total noninterest income | $1,656,000 | 1,450 |
| Gross Fiduciary activities income | $61,000 | 725 |
| Service charges on deposit accounts | $556,000 | 1,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,039,000 | 1,461 |
| Total noninterest expense | $5,602,000 | 1,761 |
| Salaries and employee benefits | $3,425,000 | 1,672 |
| Premises and equipment expense | $812,000 | 1,421 |
| Additional noninterest expense | $1,365,000 | 2,091 |
| Pre-tax net operating income | $3,519,000 | 1,368 |
| Securities gains (losses) | $83,000 | 593 |
| Applicable income taxes | $896,000 | 974 |
| Income before extraordinary items | $2,706,000 | 1,501 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,706,000 | 1,501 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,706,000 | 1,501 |
| Net charge-offs | $49,000 | 1,840 |
| Cash dividends | $144,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,640,430 | 1,504 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,043,000 | 1,840 |
| Total interest expense | $268,000 | 3,202 |
| Net interest income | $3,775,000 | 1,615 |
| Provision for loan and lease losses | $64,000 | 1,852 |
| Total noninterest income | $906,000 | 1,324 |
| Gross Fiduciary activities income | $50,000 | 696 |
| Service charges on deposit accounts | $268,000 | 1,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $588,000 | 1,295 |
| Total noninterest expense | $2,662,000 | 1,830 |
| Salaries and employee benefits | $1,647,000 | 1,737 |
| Premises and equipment expense | $414,000 | 1,412 |
| Additional noninterest expense | $601,000 | 2,273 |
| Pre-tax net operating income | $1,955,000 | 1,235 |
| Securities gains (losses) | $28,000 | 511 |
| Applicable income taxes | $473,000 | 938 |
| Income before extraordinary items | $1,510,000 | 1,354 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,510,000 | 1,353 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,510,000 | 1,353 |
| Net charge-offs | $27,000 | 1,553 |
| Cash dividends | $72,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,487,880 | 1,339 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $15,490,000 | 1,818 |
| Total interest expense | $917,000 | 3,058 |
| Net interest income | $14,573,000 | 1,652 |
| Provision for loan and lease losses | $287,000 | 2,027 |
| Total noninterest income | $2,982,000 | 1,552 |
| Gross Fiduciary activities income | $88,000 | 772 |
| Service charges on deposit accounts | $1,145,000 | 1,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,749,000 | 1,629 |
| Total noninterest expense | $11,270,000 | 1,719 |
| Salaries and employee benefits | $6,273,000 | 1,748 |
| Premises and equipment expense | $1,984,000 | 1,181 |
| Additional noninterest expense | $3,013,000 | 1,915 |
| Pre-tax net operating income | $5,998,000 | 1,515 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,133,000 | 1,277 |
| Income before extraordinary items | $4,865,000 | 1,619 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,865,000 | 1,618 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,865,000 | 1,618 |
| Net charge-offs | $239,000 | 1,488 |
| Cash dividends | $999,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,865,000 | 1,610 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,535,000 | 1,813 |
| Total interest expense | $670,000 | 3,032 |
| Net interest income | $10,865,000 | 1,658 |
| Provision for loan and lease losses | $198,000 | 2,010 |
| Total noninterest income | $2,312,000 | 1,531 |
| Gross Fiduciary activities income | $83,000 | 753 |
| Service charges on deposit accounts | $847,000 | 1,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,382,000 | 1,593 |
| Total noninterest expense | $8,302,000 | 1,741 |
| Salaries and employee benefits | $4,701,000 | 1,751 |
| Premises and equipment expense | $1,380,000 | 1,264 |
| Additional noninterest expense | $2,221,000 | 1,936 |
| Pre-tax net operating income | $4,677,000 | 1,490 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,082,000 | 1,101 |
| Income before extraordinary items | $3,595,000 | 1,651 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,595,000 | 1,649 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,595,000 | 1,650 |
| Net charge-offs | $191,000 | 1,282 |
| Cash dividends | $216,000 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,595,000 | 1,637 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,587,000 | 1,810 |
| Total interest expense | $439,000 | 2,991 |
| Net interest income | $7,148,000 | 1,675 |
| Provision for loan and lease losses | $111,000 | 2,117 |
| Total noninterest income | $1,567,000 | 1,511 |
| Gross Fiduciary activities income | $55,000 | 763 |
| Service charges on deposit accounts | $553,000 | 1,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $959,000 | 1,564 |
| Total noninterest expense | $5,521,000 | 1,758 |
| Salaries and employee benefits | $3,134,000 | 1,771 |
| Premises and equipment expense | $911,000 | 1,280 |
| Additional noninterest expense | $1,476,000 | 1,954 |
| Pre-tax net operating income | $3,083,000 | 1,492 |
| Securities gains (losses) | $-4,000 | 4,827 |
| Applicable income taxes | $649,000 | 1,174 |
| Income before extraordinary items | $2,430,000 | 1,611 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,430,000 | 1,610 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,430,000 | 1,610 |
| Net charge-offs | $111,000 | 1,261 |
| Cash dividends | $144,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,433,160 | 1,596 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,731,000 | 1,820 |
| Total interest expense | $219,000 | 2,946 |
| Net interest income | $3,512,000 | 1,694 |
| Provision for loan and lease losses | $34,000 | 2,366 |
| Total noninterest income | $756,000 | 1,545 |
| Gross Fiduciary activities income | $22,000 | 782 |
| Service charges on deposit accounts | $268,000 | 1,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $466,000 | 1,557 |
| Total noninterest expense | $2,916,000 | 1,677 |
| Salaries and employee benefits | $1,590,000 | 1,765 |
| Premises and equipment expense | $464,000 | 1,280 |
| Additional noninterest expense | $862,000 | 1,701 |
| Pre-tax net operating income | $1,318,000 | 1,652 |
| Securities gains (losses) | $-4,000 | 5,105 |
| Applicable income taxes | $282,000 | 1,272 |
| Income before extraordinary items | $1,032,000 | 1,793 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,032,000 | 1,792 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,032,000 | 1,793 |
| Net charge-offs | $34,000 | 1,388 |
| Cash dividends | $72,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,035,160 | 1,779 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $13,034,000 | 1,976 |
| Total interest expense | $754,000 | 3,023 |
| Net interest income | $12,280,000 | 1,869 |
| Provision for loan and lease losses | $200,000 | 2,355 |
| Total noninterest income | $2,664,000 | 1,711 |
| Gross Fiduciary activities income | $77,000 | 809 |
| Service charges on deposit accounts | $969,000 | 1,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,618,000 | 1,735 |
| Total noninterest expense | $11,597,000 | 1,655 |
| Salaries and employee benefits | $5,587,000 | 1,918 |
| Premises and equipment expense | $1,458,000 | 1,551 |
| Additional noninterest expense | $4,552,000 | 1,346 |
| Pre-tax net operating income | $3,147,000 | 2,404 |
| Securities gains (losses) | $-40,000 | 5,276 |
| Applicable income taxes | $1,835,000 | 1,342 |
| Income before extraordinary items | $1,272,000 | 3,395 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,272,000 | 3,393 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,272,000 | 3,395 |
| Net charge-offs | $175,000 | 1,936 |
| Cash dividends | $10,949,000 | 350 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,297,600 | 3,356 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,287,000 | 2,077 |
| Total interest expense | $523,000 | 3,142 |
| Net interest income | $8,764,000 | 1,964 |
| Provision for loan and lease losses | $143,000 | 2,354 |
| Total noninterest income | $1,959,000 | 1,748 |
| Gross Fiduciary activities income | $55,000 | 812 |
| Service charges on deposit accounts | $698,000 | 1,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,206,000 | 1,754 |
| Total noninterest expense | $8,683,000 | 1,670 |
| Salaries and employee benefits | $4,007,000 | 2,004 |
| Premises and equipment expense | $993,000 | 1,709 |
| Additional noninterest expense | $3,683,000 | 1,262 |
| Pre-tax net operating income | $1,897,000 | 2,792 |
| Securities gains (losses) | $-40,000 | 5,564 |
| Applicable income taxes | $592,000 | 1,938 |
| Income before extraordinary items | $1,265,000 | 3,122 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,265,000 | 3,121 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,265,000 | 3,122 |
| Net charge-offs | $118,000 | 1,791 |
| Cash dividends | $10,516,000 | 276 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,292,200 | 3,069 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,722,000 | 2,197 |
| Total interest expense | $304,000 | 3,340 |
| Net interest income | $5,418,000 | 2,080 |
| Provision for loan and lease losses | $131,000 | 1,970 |
| Total noninterest income | $1,204,000 | 1,824 |
| Gross Fiduciary activities income | $55,000 | 781 |
| Service charges on deposit accounts | $445,000 | 1,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $704,000 | 1,924 |
| Total noninterest expense | $4,099,000 | 2,246 |
| Salaries and employee benefits | $2,453,000 | 2,135 |
| Premises and equipment expense | $667,000 | 1,705 |
| Additional noninterest expense | $979,000 | 2,714 |
| Pre-tax net operating income | $2,392,000 | 1,773 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $758,000 | 1,318 |
| Income before extraordinary items | $1,634,000 | 2,018 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,634,000 | 2,018 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,634,000 | 2,018 |
| Net charge-offs | $106,000 | 1,471 |
| Cash dividends | $144,000 | 3,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,634,000 | 1,989 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 2,227 |
| Total interest expense | $150,000 | 3,355 |
| Net interest income | $2,654,000 | 2,108 |
| Provision for loan and lease losses | $121,000 | 1,310 |
| Total noninterest income | $564,000 | 1,894 |
| Gross Fiduciary activities income | $17,000 | 831 |
| Service charges on deposit accounts | $218,000 | 1,320 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $329,000 | 1,979 |
| Total noninterest expense | $1,977,000 | 2,316 |
| Salaries and employee benefits | $1,256,000 | 2,124 |
| Premises and equipment expense | $321,000 | 1,779 |
| Additional noninterest expense | $400,000 | 3,115 |
| Pre-tax net operating income | $1,120,000 | 1,812 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $268,000 | 1,592 |
| Income before extraordinary items | $852,000 | 1,881 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $852,000 | 1,881 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $852,000 | 1,881 |
| Net charge-offs | $121,000 | 823 |
| Cash dividends | $72,000 | 2,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $852,000 | 1,865 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,269,000 | 2,181 |
| Total interest expense | $612,000 | 3,294 |
| Net interest income | $10,657,000 | 2,069 |
| Provision for loan and lease losses | $205,000 | 2,413 |
| Total noninterest income | $2,363,000 | 1,916 |
| Gross Fiduciary activities income | $82,000 | 822 |
| Service charges on deposit accounts | $807,000 | 1,431 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,474,000 | 1,914 |
| Total noninterest expense | $8,537,000 | 2,177 |
| Salaries and employee benefits | $5,037,000 | 2,078 |
| Premises and equipment expense | $1,567,000 | 1,454 |
| Additional noninterest expense | $1,933,000 | 2,821 |
| Pre-tax net operating income | $4,278,000 | 1,841 |
| Securities gains (losses) | $91,000 | 1,410 |
| Applicable income taxes | $1,481,000 | 1,276 |
| Income before extraordinary items | $2,888,000 | 2,174 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,888,000 | 2,172 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,888,000 | 2,173 |
| Net charge-offs | $130,000 | 2,358 |
| Cash dividends | $649,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,827,940 | 2,148 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,434,000 | 2,185 |
| Total interest expense | $459,000 | 3,301 |
| Net interest income | $7,975,000 | 2,070 |
| Provision for loan and lease losses | $160,000 | 2,288 |
| Total noninterest income | $1,786,000 | 1,911 |
| Gross Fiduciary activities income | $63,000 | 824 |
| Service charges on deposit accounts | $589,000 | 1,459 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,134,000 | 1,886 |
| Total noninterest expense | $6,266,000 | 2,209 |
| Salaries and employee benefits | $3,746,000 | 2,081 |
| Premises and equipment expense | $1,071,000 | 1,595 |
| Additional noninterest expense | $1,449,000 | 2,813 |
| Pre-tax net operating income | $3,335,000 | 1,810 |
| Securities gains (losses) | $91,000 | 1,328 |
| Applicable income taxes | $1,130,000 | 1,300 |
| Income before extraordinary items | $2,296,000 | 2,109 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,296,000 | 2,108 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,296,000 | 2,109 |
| Net charge-offs | $85,000 | 2,195 |
| Cash dividends | $216,000 | 3,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,235,030 | 2,093 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,546,000 | 2,218 |
| Total interest expense | $302,000 | 3,342 |
| Net interest income | $5,244,000 | 2,096 |
| Provision for loan and lease losses | $22,000 | 3,503 |
| Total noninterest income | $1,149,000 | 1,929 |
| Gross Fiduciary activities income | $62,000 | 789 |
| Service charges on deposit accounts | $369,000 | 1,526 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $718,000 | 1,923 |
| Total noninterest expense | $4,091,000 | 2,257 |
| Salaries and employee benefits | $2,500,000 | 2,091 |
| Premises and equipment expense | $691,000 | 1,633 |
| Additional noninterest expense | $900,000 | 2,969 |
| Pre-tax net operating income | $2,280,000 | 1,763 |
| Securities gains (losses) | $91,000 | 1,024 |
| Applicable income taxes | $811,000 | 1,237 |
| Income before extraordinary items | $1,560,000 | 2,050 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,560,000 | 2,050 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,560,000 | 2,050 |
| Net charge-offs | $22,000 | 2,715 |
| Cash dividends | $144,000 | 3,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,499,940 | 2,058 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,745,000 | 2,240 |
| Total interest expense | $147,000 | 3,420 |
| Net interest income | $2,598,000 | 2,114 |
| Provision for loan and lease losses | $6,000 | 3,407 |
| Total noninterest income | $538,000 | 1,978 |
| Gross Fiduciary activities income | $26,000 | 814 |
| Service charges on deposit accounts | $183,000 | 1,537 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $329,000 | 1,982 |
| Total noninterest expense | $2,017,000 | 2,284 |
| Salaries and employee benefits | $1,243,000 | 2,113 |
| Premises and equipment expense | $374,000 | 1,543 |
| Additional noninterest expense | $400,000 | 3,237 |
| Pre-tax net operating income | $1,113,000 | 1,782 |
| Securities gains (losses) | $61,000 | 737 |
| Applicable income taxes | $411,000 | 1,216 |
| Income before extraordinary items | $763,000 | 2,067 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $763,000 | 2,067 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $763,000 | 2,067 |
| Net charge-offs | $6,000 | 2,526 |
| Cash dividends | $72,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $723,350 | 2,099 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,750,000 | 2,230 |
| Total interest expense | $654,000 | 3,199 |
| Net interest income | $10,096,000 | 2,113 |
| Provision for loan and lease losses | $468,000 | 1,428 |
| Total noninterest income | $2,190,000 | 1,996 |
| Gross Fiduciary activities income | $59,000 | 883 |
| Service charges on deposit accounts | $799,000 | 1,479 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,332,000 | 2,009 |
| Total noninterest expense | $7,831,000 | 2,333 |
| Salaries and employee benefits | $4,947,000 | 2,080 |
| Premises and equipment expense | $973,000 | 2,216 |
| Additional noninterest expense | $1,911,000 | 2,881 |
| Pre-tax net operating income | $3,987,000 | 1,871 |
| Securities gains (losses) | $117,000 | 1,078 |
| Applicable income taxes | $1,183,000 | 1,444 |
| Income before extraordinary items | $2,921,000 | 2,096 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,921,000 | 2,097 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,921,000 | 2,098 |
| Net charge-offs | $-82,000 | 5,683 |
| Cash dividends | $505,000 | 2,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,837,930 | 2,097 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,894,000 | 2,285 |
| Total interest expense | $505,000 | 3,190 |
| Net interest income | $7,389,000 | 2,180 |
| Provision for loan and lease losses | $287,000 | 1,554 |
| Total noninterest income | $1,625,000 | 2,021 |
| Gross Fiduciary activities income | $42,000 | 882 |
| Service charges on deposit accounts | $593,000 | 1,508 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $990,000 | 2,042 |
| Total noninterest expense | $5,965,000 | 2,307 |
| Salaries and employee benefits | $3,698,000 | 2,087 |
| Premises and equipment expense | $995,000 | 1,731 |
| Additional noninterest expense | $1,272,000 | 3,145 |
| Pre-tax net operating income | $2,762,000 | 2,041 |
| Securities gains (losses) | $117,000 | 941 |
| Applicable income taxes | $913,000 | 1,456 |
| Income before extraordinary items | $1,966,000 | 2,298 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,966,000 | 2,299 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,966,000 | 2,299 |
| Net charge-offs | $137,000 | 1,881 |
| Cash dividends | $216,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,886,440 | 2,329 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,149,000 | 2,326 |
| Total interest expense | $342,000 | 3,173 |
| Net interest income | $4,807,000 | 2,231 |
| Provision for loan and lease losses | $271,000 | 1,218 |
| Total noninterest income | $1,070,000 | 2,048 |
| Gross Fiduciary activities income | $40,000 | 865 |
| Service charges on deposit accounts | $381,000 | 1,533 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $649,000 | 2,061 |
| Total noninterest expense | $4,058,000 | 2,270 |
| Salaries and employee benefits | $2,478,000 | 2,096 |
| Premises and equipment expense | $689,000 | 1,682 |
| Additional noninterest expense | $891,000 | 3,069 |
| Pre-tax net operating income | $1,548,000 | 2,287 |
| Securities gains (losses) | $112,000 | 794 |
| Applicable income taxes | $506,000 | 1,614 |
| Income before extraordinary items | $1,154,000 | 2,499 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,154,000 | 2,501 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,154,000 | 2,501 |
| Net charge-offs | $171,000 | 1,295 |
| Cash dividends | $144,000 | 3,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,075,600 | 2,562 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,524,000 | 2,362 |
| Total interest expense | $174,000 | 3,162 |
| Net interest income | $2,350,000 | 2,269 |
| Provision for loan and lease losses | $94,000 | 1,512 |
| Total noninterest income | $496,000 | 2,115 |
| Gross Fiduciary activities income | $25,000 | 844 |
| Service charges on deposit accounts | $178,000 | 1,596 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $293,000 | 2,159 |
| Total noninterest expense | $2,009,000 | 2,297 |
| Salaries and employee benefits | $1,238,000 | 2,099 |
| Premises and equipment expense | $338,000 | 1,735 |
| Additional noninterest expense | $433,000 | 3,118 |
| Pre-tax net operating income | $743,000 | 2,322 |
| Securities gains (losses) | $112,000 | 548 |
| Applicable income taxes | $266,000 | 1,564 |
| Income before extraordinary items | $589,000 | 2,423 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $589,000 | 2,426 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $589,000 | 2,425 |
| Net charge-offs | $44,000 | 1,653 |
| Cash dividends | $72,000 | 2,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $511,720 | 2,605 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,538,000 | 2,284 |
| Total interest expense | $833,000 | 2,947 |
| Net interest income | $9,705,000 | 2,191 |
| Provision for loan and lease losses | $487,000 | 1,490 |
| Total noninterest income | $2,041,000 | 2,072 |
| Gross Fiduciary activities income | $55,000 | 920 |
| Service charges on deposit accounts | $663,000 | 1,817 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,323,000 | 1,933 |
| Total noninterest expense | $7,907,000 | 2,337 |
| Salaries and employee benefits | $4,859,000 | 2,102 |
| Premises and equipment expense | $1,139,000 | 2,009 |
| Additional noninterest expense | $1,909,000 | 2,993 |
| Pre-tax net operating income | $3,352,000 | 2,094 |
| Securities gains (losses) | $248,000 | 700 |
| Applicable income taxes | $1,146,000 | 1,414 |
| Income before extraordinary items | $2,454,000 | 2,336 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,454,000 | 2,336 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,454,000 | 2,336 |
| Net charge-offs | $637,000 | 1,243 |
| Cash dividends | $505,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,285,360 | 2,419 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,908,000 | 2,299 |
| Total interest expense | $649,000 | 2,923 |
| Net interest income | $7,259,000 | 2,213 |
| Provision for loan and lease losses | $444,000 | 1,296 |
| Total noninterest income | $1,511,000 | 2,101 |
| Gross Fiduciary activities income | $36,000 | 925 |
| Service charges on deposit accounts | $496,000 | 1,831 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $979,000 | 1,959 |
| Total noninterest expense | $5,865,000 | 2,365 |
| Salaries and employee benefits | $3,637,000 | 2,113 |
| Premises and equipment expense | $881,000 | 1,970 |
| Additional noninterest expense | $1,347,000 | 3,130 |
| Pre-tax net operating income | $2,461,000 | 2,171 |
| Securities gains (losses) | $27,000 | 1,839 |
| Applicable income taxes | $719,000 | 1,618 |
| Income before extraordinary items | $1,769,000 | 2,427 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,769,000 | 2,428 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,769,000 | 2,427 |
| Net charge-offs | $644,000 | 954 |
| Cash dividends | $216,000 | 3,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,749,830 | 2,403 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,276,000 | 2,284 |
| Total interest expense | $454,000 | 2,843 |
| Net interest income | $4,822,000 | 2,197 |
| Provision for loan and lease losses | $362,000 | 1,085 |
| Total noninterest income | $976,000 | 2,127 |
| Gross Fiduciary activities income | $33,000 | 903 |
| Service charges on deposit accounts | $318,000 | 1,858 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $625,000 | 1,995 |
| Total noninterest expense | $3,869,000 | 2,393 |
| Salaries and employee benefits | $2,440,000 | 2,115 |
| Premises and equipment expense | $533,000 | 2,154 |
| Additional noninterest expense | $896,000 | 3,150 |
| Pre-tax net operating income | $1,567,000 | 2,203 |
| Securities gains (losses) | $27,000 | 1,498 |
| Applicable income taxes | $430,000 | 1,696 |
| Income before extraordinary items | $1,164,000 | 2,386 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,164,000 | 2,390 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,164,000 | 2,390 |
| Net charge-offs | $637,000 | 714 |
| Cash dividends | $144,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,144,290 | 2,371 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 2,313 |
| Total interest expense | $238,000 | 2,780 |
| Net interest income | $2,375,000 | 2,225 |
| Provision for loan and lease losses | $259,000 | 808 |
| Total noninterest income | $470,000 | 2,122 |
| Gross Fiduciary activities income | $11,000 | 936 |
| Service charges on deposit accounts | $151,000 | 1,921 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $308,000 | 1,966 |
| Total noninterest expense | $1,841,000 | 2,520 |
| Salaries and employee benefits | $1,220,000 | 2,120 |
| Premises and equipment expense | $287,000 | 2,064 |
| Additional noninterest expense | $334,000 | 3,866 |
| Pre-tax net operating income | $745,000 | 2,215 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $235,000 | 1,564 |
| Income before extraordinary items | $510,000 | 2,524 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $510,000 | 2,527 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $510,000 | 2,527 |
| Net charge-offs | $659,000 | 398 |
| Cash dividends | $72,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $510,000 | 2,476 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,374,000 | 2,344 |
| Total interest expense | $1,034,000 | 2,868 |
| Net interest income | $9,340,000 | 2,242 |
| Provision for loan and lease losses | $668,000 | 1,524 |
| Total noninterest income | $1,940,000 | 2,210 |
| Gross Fiduciary activities income | $44,000 | 958 |
| Service charges on deposit accounts | $747,000 | 1,741 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,149,000 | 2,188 |
| Total noninterest expense | $7,334,000 | 2,518 |
| Salaries and employee benefits | $4,515,000 | 2,251 |
| Premises and equipment expense | $997,000 | 2,259 |
| Additional noninterest expense | $1,822,000 | 3,188 |
| Pre-tax net operating income | $3,278,000 | 2,024 |
| Securities gains (losses) | $-326,000 | 6,678 |
| Applicable income taxes | $939,000 | 1,528 |
| Income before extraordinary items | $2,013,000 | 2,595 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,013,000 | 2,598 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,013,000 | 2,598 |
| Net charge-offs | $193,000 | 3,056 |
| Cash dividends | $433,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,234,680 | 2,337 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,713,000 | 2,369 |
| Total interest expense | $787,000 | 2,920 |
| Net interest income | $6,926,000 | 2,257 |
| Provision for loan and lease losses | $590,000 | 1,352 |
| Total noninterest income | $1,542,000 | 2,171 |
| Gross Fiduciary activities income | $33,000 | 949 |
| Service charges on deposit accounts | $552,000 | 1,769 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $957,000 | 2,106 |
| Total noninterest expense | $5,421,000 | 2,563 |
| Salaries and employee benefits | $3,407,000 | 2,236 |
| Premises and equipment expense | $696,000 | 2,425 |
| Additional noninterest expense | $1,318,000 | 3,274 |
| Pre-tax net operating income | $2,457,000 | 2,090 |
| Securities gains (losses) | $-326,000 | 6,811 |
| Applicable income taxes | $640,000 | 1,658 |
| Income before extraordinary items | $1,491,000 | 2,673 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,491,000 | 2,677 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,491,000 | 2,677 |
| Net charge-offs | $190,000 | 2,630 |
| Cash dividends | $216,000 | 2,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,719,200 | 2,320 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,130,000 | 2,374 |
| Total interest expense | $529,000 | 2,944 |
| Net interest income | $4,601,000 | 2,261 |
| Provision for loan and lease losses | $496,000 | 1,191 |
| Total noninterest income | $1,027,000 | 2,196 |
| Gross Fiduciary activities income | $31,000 | 924 |
| Service charges on deposit accounts | $344,000 | 1,833 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $652,000 | 2,117 |
| Total noninterest expense | $3,644,000 | 2,550 |
| Salaries and employee benefits | $2,290,000 | 2,222 |
| Premises and equipment expense | $447,000 | 2,500 |
| Additional noninterest expense | $907,000 | 3,185 |
| Pre-tax net operating income | $1,488,000 | 2,204 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $436,000 | 1,656 |
| Income before extraordinary items | $1,052,000 | 2,532 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,052,000 | 2,537 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,052,000 | 2,537 |
| Net charge-offs | $171,000 | 2,256 |
| Cash dividends | $144,000 | 2,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,052,000 | 2,428 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,543,000 | 2,422 |
| Total interest expense | $268,000 | 2,994 |
| Net interest income | $2,275,000 | 2,303 |
| Provision for loan and lease losses | $323,000 | 944 |
| Total noninterest income | $547,000 | 2,087 |
| Gross Fiduciary activities income | $25,000 | 883 |
| Service charges on deposit accounts | $166,000 | 1,879 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $356,000 | 1,993 |
| Total noninterest expense | $1,698,000 | 2,733 |
| Salaries and employee benefits | $1,095,000 | 2,326 |
| Premises and equipment expense | $224,000 | 2,536 |
| Additional noninterest expense | $379,000 | 3,647 |
| Pre-tax net operating income | $801,000 | 2,043 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $248,000 | 1,516 |
| Income before extraordinary items | $553,000 | 2,399 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $553,000 | 2,401 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $553,000 | 2,401 |
| Net charge-offs | $108,000 | 1,829 |
| Cash dividends | $72,000 | 2,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $553,000 | 2,302 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,114,000 | 2,543 |
| Total interest expense | $1,192,000 | 3,210 |
| Net interest income | $8,922,000 | 2,413 |
| Provision for loan and lease losses | $716,000 | 2,235 |
| Total noninterest income | $1,946,000 | 2,234 |
| Gross Fiduciary activities income | $43,000 | 981 |
| Service charges on deposit accounts | $729,000 | 1,829 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,174,000 | 2,169 |
| Total noninterest expense | $6,894,000 | 2,691 |
| Salaries and employee benefits | $4,157,000 | 2,371 |
| Premises and equipment expense | $1,023,000 | 2,244 |
| Additional noninterest expense | $1,714,000 | 3,470 |
| Pre-tax net operating income | $3,258,000 | 1,947 |
| Securities gains (losses) | $430,000 | 1,059 |
| Applicable income taxes | $1,169,000 | 1,322 |
| Income before extraordinary items | $2,519,000 | 2,158 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,519,000 | 2,157 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,519,000 | 2,159 |
| Net charge-offs | $441,000 | 2,819 |
| Cash dividends | $361,000 | 3,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,226,600 | 2,271 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,608,000 | 2,589 |
| Total interest expense | $920,000 | 3,258 |
| Net interest income | $6,688,000 | 2,456 |
| Provision for loan and lease losses | $602,000 | 2,029 |
| Total noninterest income | $1,481,000 | 2,191 |
| Gross Fiduciary activities income | $34,000 | 971 |
| Service charges on deposit accounts | $537,000 | 1,880 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $910,000 | 2,110 |
| Total noninterest expense | $5,121,000 | 2,724 |
| Salaries and employee benefits | $3,090,000 | 2,386 |
| Premises and equipment expense | $763,000 | 2,275 |
| Additional noninterest expense | $1,268,000 | 3,501 |
| Pre-tax net operating income | $2,446,000 | 2,015 |
| Securities gains (losses) | $430,000 | 849 |
| Applicable income taxes | $873,000 | 1,364 |
| Income before extraordinary items | $2,003,000 | 2,100 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,003,000 | 2,100 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,003,000 | 2,101 |
| Net charge-offs | $427,000 | 2,384 |
| Cash dividends | $216,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,702,000 | 2,291 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,049,000 | 2,609 |
| Total interest expense | $634,000 | 3,283 |
| Net interest income | $4,415,000 | 2,472 |
| Provision for loan and lease losses | $335,000 | 2,278 |
| Total noninterest income | $950,000 | 2,234 |
| Gross Fiduciary activities income | $31,000 | 941 |
| Service charges on deposit accounts | $348,000 | 1,915 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $571,000 | 2,161 |
| Total noninterest expense | $3,445,000 | 2,713 |
| Salaries and employee benefits | $2,050,000 | 2,401 |
| Premises and equipment expense | $513,000 | 2,246 |
| Additional noninterest expense | $882,000 | 3,427 |
| Pre-tax net operating income | $1,585,000 | 2,047 |
| Securities gains (losses) | $-1,000 | 6,818 |
| Applicable income taxes | $460,000 | 1,568 |
| Income before extraordinary items | $1,124,000 | 2,389 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,124,000 | 2,389 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,124,000 | 2,389 |
| Net charge-offs | $160,000 | 2,978 |
| Cash dividends | $144,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,124,710 | 2,254 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 2,630 |
| Total interest expense | $341,000 | 3,208 |
| Net interest income | $2,181,000 | 2,509 |
| Provision for loan and lease losses | $197,000 | 2,050 |
| Total noninterest income | $484,000 | 2,194 |
| Gross Fiduciary activities income | $25,000 | 893 |
| Service charges on deposit accounts | $155,000 | 2,073 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $304,000 | 2,085 |
| Total noninterest expense | $1,607,000 | 2,887 |
| Salaries and employee benefits | $1,012,000 | 2,445 |
| Premises and equipment expense | $222,000 | 2,563 |
| Additional noninterest expense | $373,000 | 3,806 |
| Pre-tax net operating income | $861,000 | 1,912 |
| Securities gains (losses) | $-1,000 | 6,909 |
| Applicable income taxes | $252,000 | 1,484 |
| Income before extraordinary items | $608,000 | 2,227 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $608,000 | 2,229 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $608,000 | 2,230 |
| Net charge-offs | $97,000 | 2,472 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $608,710 | 2,120 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,365,000 | 2,683 |
| Total interest expense | $2,052,000 | 2,727 |
| Net interest income | $8,313,000 | 2,635 |
| Provision for loan and lease losses | $833,000 | 2,683 |
| Total noninterest income | $1,821,000 | 2,159 |
| Gross Fiduciary activities income | $37,000 | 954 |
| Service charges on deposit accounts | $772,000 | 1,834 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,012,000 | 2,119 |
| Total noninterest expense | $6,673,000 | 2,775 |
| Salaries and employee benefits | $3,972,000 | 2,420 |
| Premises and equipment expense | $877,000 | 2,699 |
| Additional noninterest expense | $1,824,000 | 3,376 |
| Pre-tax net operating income | $2,628,000 | 2,055 |
| Securities gains (losses) | $241,000 | 1,310 |
| Applicable income taxes | $832,000 | 1,519 |
| Income before extraordinary items | $2,037,000 | 2,226 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,037,000 | 2,227 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,037,000 | 2,227 |
| Net charge-offs | $583,000 | 2,990 |
| Cash dividends | $397,000 | 2,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,865,890 | 2,306 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,829,000 | 2,694 |
| Total interest expense | $1,639,000 | 2,678 |
| Net interest income | $6,190,000 | 2,656 |
| Provision for loan and lease losses | $530,000 | 2,789 |
| Total noninterest income | $1,375,000 | 2,135 |
| Gross Fiduciary activities income | $30,000 | 918 |
| Service charges on deposit accounts | $582,000 | 1,830 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $763,000 | 2,110 |
| Total noninterest expense | $4,822,000 | 2,892 |
| Salaries and employee benefits | $2,911,000 | 2,464 |
| Premises and equipment expense | $643,000 | 2,781 |
| Additional noninterest expense | $1,268,000 | 3,555 |
| Pre-tax net operating income | $2,213,000 | 1,929 |
| Securities gains (losses) | $241,000 | 1,072 |
| Applicable income taxes | $724,000 | 1,389 |
| Income before extraordinary items | $1,730,000 | 2,056 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,730,000 | 2,055 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,730,000 | 2,056 |
| Net charge-offs | $130,000 | 4,161 |
| Cash dividends | $216,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,561,300 | 2,151 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,211,000 | 2,712 |
| Total interest expense | $1,146,000 | 2,659 |
| Net interest income | $4,065,000 | 2,705 |
| Provision for loan and lease losses | $329,000 | 2,842 |
| Total noninterest income | $877,000 | 2,182 |
| Gross Fiduciary activities income | $28,000 | 908 |
| Service charges on deposit accounts | $378,000 | 1,851 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $471,000 | 2,191 |
| Total noninterest expense | $3,212,000 | 2,907 |
| Salaries and employee benefits | $1,926,000 | 2,502 |
| Premises and equipment expense | $415,000 | 2,869 |
| Additional noninterest expense | $871,000 | 3,534 |
| Pre-tax net operating income | $1,401,000 | 1,995 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $412,000 | 1,495 |
| Income before extraordinary items | $989,000 | 2,303 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $989,000 | 2,303 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $989,000 | 2,303 |
| Net charge-offs | $129,000 | 3,592 |
| Cash dividends | $144,000 | 2,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $989,000 | 2,217 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,591,000 | 2,741 |
| Total interest expense | $601,000 | 2,634 |
| Net interest income | $1,990,000 | 2,745 |
| Provision for loan and lease losses | $125,000 | 3,068 |
| Total noninterest income | $415,000 | 2,296 |
| Gross Fiduciary activities income | $10,000 | 944 |
| Service charges on deposit accounts | $176,000 | 1,930 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $229,000 | 2,281 |
| Total noninterest expense | $1,684,000 | 2,795 |
| Salaries and employee benefits | $969,000 | 2,509 |
| Premises and equipment expense | $290,000 | 2,207 |
| Additional noninterest expense | $425,000 | 3,586 |
| Pre-tax net operating income | $596,000 | 2,235 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $180,000 | 1,611 |
| Income before extraordinary items | $416,000 | 2,579 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $416,000 | 2,578 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $416,000 | 2,579 |
| Net charge-offs | $50,000 | 3,347 |
| Cash dividends | $72,000 | 2,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $416,000 | 2,523 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,882,000 | 2,743 |
| Total interest expense | $2,929,000 | 2,660 |
| Net interest income | $7,953,000 | 2,739 |
| Provision for loan and lease losses | $879,000 | 3,257 |
| Total noninterest income | $1,683,000 | 2,335 |
| Gross Fiduciary activities income | $33,000 | 1,007 |
| Service charges on deposit accounts | $791,000 | 1,849 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $859,000 | 2,400 |
| Total noninterest expense | $6,398,000 | 2,944 |
| Salaries and employee benefits | $3,788,000 | 2,538 |
| Premises and equipment expense | $1,000,000 | 2,478 |
| Additional noninterest expense | $1,610,000 | 3,820 |
| Pre-tax net operating income | $2,359,000 | 1,968 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $742,000 | 1,494 |
| Income before extraordinary items | $1,617,000 | 2,382 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,617,000 | 2,379 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,617,000 | 2,382 |
| Net charge-offs | $429,000 | 3,852 |
| Cash dividends | $361,000 | 2,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,617,000 | 2,281 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,182,000 | 2,795 |
| Total interest expense | $2,242,000 | 2,712 |
| Net interest income | $5,940,000 | 2,774 |
| Provision for loan and lease losses | $724,000 | 2,994 |
| Total noninterest income | $1,263,000 | 2,350 |
| Gross Fiduciary activities income | $29,000 | 980 |
| Service charges on deposit accounts | $590,000 | 1,911 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $644,000 | 2,386 |
| Total noninterest expense | $4,648,000 | 3,027 |
| Salaries and employee benefits | $2,774,000 | 2,608 |
| Premises and equipment expense | $697,000 | 2,667 |
| Additional noninterest expense | $1,177,000 | 3,852 |
| Pre-tax net operating income | $1,831,000 | 2,032 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $602,000 | 1,470 |
| Income before extraordinary items | $1,229,000 | 2,504 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,229,000 | 2,501 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,229,000 | 2,505 |
| Net charge-offs | $324,000 | 3,633 |
| Cash dividends | $216,000 | 2,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,229,000 | 2,375 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,415,000 | 2,832 |
| Total interest expense | $1,524,000 | 2,749 |
| Net interest income | $3,891,000 | 2,819 |
| Provision for loan and lease losses | $407,000 | 3,157 |
| Total noninterest income | $831,000 | 2,314 |
| Gross Fiduciary activities income | $27,000 | 951 |
| Service charges on deposit accounts | $391,000 | 1,935 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $413,000 | 2,375 |
| Total noninterest expense | $3,064,000 | 3,062 |
| Salaries and employee benefits | $1,806,000 | 2,674 |
| Premises and equipment expense | $471,000 | 2,639 |
| Additional noninterest expense | $787,000 | 3,832 |
| Pre-tax net operating income | $1,251,000 | 1,992 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $394,000 | 1,459 |
| Income before extraordinary items | $857,000 | 2,382 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $857,000 | 2,378 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $857,000 | 2,381 |
| Net charge-offs | $232,000 | 3,368 |
| Cash dividends | $144,000 | 2,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $857,000 | 2,287 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 2,917 |
| Total interest expense | $792,000 | 2,775 |
| Net interest income | $1,889,000 | 2,944 |
| Provision for loan and lease losses | $214,000 | 2,906 |
| Total noninterest income | $392,000 | 2,401 |
| Gross Fiduciary activities income | $10,000 | 980 |
| Service charges on deposit accounts | $181,000 | 2,037 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $201,000 | 2,388 |
| Total noninterest expense | $1,494,000 | 3,159 |
| Salaries and employee benefits | $881,000 | 2,783 |
| Premises and equipment expense | $243,000 | 2,647 |
| Additional noninterest expense | $370,000 | 3,999 |
| Pre-tax net operating income | $573,000 | 2,169 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $161,000 | 1,657 |
| Income before extraordinary items | $412,000 | 2,504 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $412,000 | 2,502 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $412,000 | 2,504 |
| Net charge-offs | $139,000 | 2,804 |
| Cash dividends | $72,000 | 2,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $412,000 | 2,405 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,015,000 | 2,966 |
| Total interest expense | $3,558,000 | 3,013 |
| Net interest income | $7,457,000 | 2,903 |
| Provision for loan and lease losses | $1,610,000 | 2,783 |
| Total noninterest income | $1,733,000 | 2,338 |
| Gross Fiduciary activities income | $32,000 | 1,026 |
| Service charges on deposit accounts | $880,000 | 1,889 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $821,000 | 2,420 |
| Total noninterest expense | $6,128,000 | 3,127 |
| Salaries and employee benefits | $3,603,000 | 2,712 |
| Premises and equipment expense | $905,000 | 2,804 |
| Additional noninterest expense | $1,620,000 | 3,881 |
| Pre-tax net operating income | $1,452,000 | 2,398 |
| Securities gains (losses) | $91,000 | 2,223 |
| Applicable income taxes | $363,000 | 1,855 |
| Income before extraordinary items | $1,180,000 | 2,502 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,180,000 | 2,500 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,180,000 | 2,501 |
| Net charge-offs | $1,310,000 | 2,538 |
| Cash dividends | $361,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,110,840 | 2,552 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,252,000 | 3,019 |
| Total interest expense | $2,718,000 | 3,081 |
| Net interest income | $5,534,000 | 2,921 |
| Provision for loan and lease losses | $1,275,000 | 2,437 |
| Total noninterest income | $1,337,000 | 2,344 |
| Gross Fiduciary activities income | $22,000 | 1,011 |
| Service charges on deposit accounts | $666,000 | 1,880 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $649,000 | 2,403 |
| Total noninterest expense | $4,560,000 | 3,153 |
| Salaries and employee benefits | $2,643,000 | 2,783 |
| Premises and equipment expense | $654,000 | 2,930 |
| Additional noninterest expense | $1,263,000 | 3,740 |
| Pre-tax net operating income | $1,036,000 | 2,673 |
| Securities gains (losses) | $90,000 | 1,920 |
| Applicable income taxes | $234,000 | 2,160 |
| Income before extraordinary items | $892,000 | 2,671 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $892,000 | 2,668 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $892,000 | 2,671 |
| Net charge-offs | $1,000,000 | 2,204 |
| Cash dividends | $216,000 | 2,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $820,900 | 2,771 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,497,000 | 3,057 |
| Total interest expense | $1,860,000 | 3,144 |
| Net interest income | $3,637,000 | 2,953 |
| Provision for loan and lease losses | $684,000 | 2,526 |
| Total noninterest income | $894,000 | 2,354 |
| Gross Fiduciary activities income | $20,000 | 983 |
| Service charges on deposit accounts | $434,000 | 1,887 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $440,000 | 2,411 |
| Total noninterest expense | $3,001,000 | 3,214 |
| Salaries and employee benefits | $1,736,000 | 2,863 |
| Premises and equipment expense | $420,000 | 3,057 |
| Additional noninterest expense | $845,000 | 3,727 |
| Pre-tax net operating income | $846,000 | 2,411 |
| Securities gains (losses) | $90,000 | 1,569 |
| Applicable income taxes | $312,000 | 1,489 |
| Income before extraordinary items | $624,000 | 2,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $624,000 | 2,701 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $624,000 | 2,703 |
| Net charge-offs | $434,000 | 2,502 |
| Cash dividends | $144,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $563,700 | 2,770 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 3,072 |
| Total interest expense | $962,000 | 3,150 |
| Net interest income | $1,804,000 | 2,965 |
| Provision for loan and lease losses | $233,000 | 2,650 |
| Total noninterest income | $440,000 | 2,332 |
| Gross Fiduciary activities income | $17,000 | 933 |
| Service charges on deposit accounts | $208,000 | 1,899 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $215,000 | 2,417 |
| Total noninterest expense | $1,446,000 | 3,235 |
| Salaries and employee benefits | $861,000 | 2,913 |
| Premises and equipment expense | $214,000 | 3,070 |
| Additional noninterest expense | $371,000 | 3,792 |
| Pre-tax net operating income | $565,000 | 2,161 |
| Securities gains (losses) | $90,000 | 1,048 |
| Applicable income taxes | $215,000 | 1,374 |
| Income before extraordinary items | $440,000 | 2,375 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $440,000 | 2,375 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $440,000 | 2,377 |
| Net charge-offs | $108,000 | 2,787 |
| Cash dividends | $72,000 | 2,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $379,700 | 2,533 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,271,000 | 3,205 |
| Total interest expense | $4,284,000 | 3,338 |
| Net interest income | $6,987,000 | 3,057 |
| Provision for loan and lease losses | $663,000 | 3,329 |
| Total noninterest income | $1,647,000 | 2,459 |
| Gross Fiduciary activities income | $33,000 | 1,037 |
| Service charges on deposit accounts | $1,006,000 | 1,751 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $608,000 | 2,874 |
| Total noninterest expense | $5,563,000 | 3,290 |
| Salaries and employee benefits | $3,396,000 | 2,914 |
| Premises and equipment expense | $847,000 | 3,035 |
| Additional noninterest expense | $1,320,000 | 3,971 |
| Pre-tax net operating income | $2,408,000 | 2,159 |
| Securities gains (losses) | $50,000 | 1,600 |
| Applicable income taxes | $819,000 | 1,379 |
| Income before extraordinary items | $1,639,000 | 2,362 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,639,000 | 2,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 3,476 |
| Cash dividends | $505,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,605,500 | 2,534 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,467,000 | 3,263 |
| Total interest expense | $3,282,000 | 3,403 |
| Net interest income | $5,185,000 | 3,110 |
| Provision for loan and lease losses | $307,000 | 3,508 |
| Total noninterest income | $1,238,000 | 2,521 |
| Gross Fiduciary activities income | $25,000 | 1,023 |
| Service charges on deposit accounts | $748,000 | 1,776 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $465,000 | 2,928 |
| Total noninterest expense | $4,058,000 | 3,345 |
| Salaries and employee benefits | $2,497,000 | 2,985 |
| Premises and equipment expense | $606,000 | 3,169 |
| Additional noninterest expense | $955,000 | 4,000 |
| Pre-tax net operating income | $2,058,000 | 2,259 |
| Securities gains (losses) | $50,000 | 1,422 |
| Applicable income taxes | $722,000 | 1,497 |
| Income before extraordinary items | $1,386,000 | 2,485 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,386,000 | 2,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,383 |
| Cash dividends | $216,000 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,353,000 | 2,649 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,662,000 | 3,306 |
| Total interest expense | $2,297,000 | 3,397 |
| Net interest income | $3,365,000 | 3,178 |
| Provision for loan and lease losses | $117,000 | 4,064 |
| Total noninterest income | $790,000 | 2,630 |
| Gross Fiduciary activities income | $20,000 | 1,014 |
| Service charges on deposit accounts | $468,000 | 1,848 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $302,000 | 3,007 |
| Total noninterest expense | $2,644,000 | 3,413 |
| Salaries and employee benefits | $1,642,000 | 3,068 |
| Premises and equipment expense | $358,000 | 3,499 |
| Additional noninterest expense | $644,000 | 3,956 |
| Pre-tax net operating income | $1,394,000 | 2,337 |
| Securities gains (losses) | $50,000 | 1,445 |
| Applicable income taxes | $524,000 | 1,545 |
| Income before extraordinary items | $920,000 | 2,758 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $920,000 | 2,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,582 |
| Cash dividends | $144,000 | 3,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $888,000 | 2,780 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,866,000 | 3,355 |
| Total interest expense | $1,216,000 | 3,413 |
| Net interest income | $1,650,000 | 3,238 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $371,000 | 2,742 |
| Gross Fiduciary activities income | $11,000 | 1,012 |
| Service charges on deposit accounts | $212,000 | 1,972 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $148,000 | 3,065 |
| Total noninterest expense | $1,240,000 | 3,602 |
| Salaries and employee benefits | $779,000 | 3,233 |
| Premises and equipment expense | $182,000 | 3,469 |
| Additional noninterest expense | $279,000 | 4,347 |
| Pre-tax net operating income | $731,000 | 2,337 |
| Securities gains (losses) | $51,000 | 1,072 |
| Applicable income taxes | $274,000 | 1,576 |
| Income before extraordinary items | $508,000 | 2,652 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $508,000 | 2,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,138 |
| Cash dividends | $72,000 | 3,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $474,850 | 2,736 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,817,000 | 3,576 |
| Total interest expense | $4,194,000 | 3,896 |
| Net interest income | $6,623,000 | 3,243 |
| Provision for loan and lease losses | $245,000 | 3,546 |
| Total noninterest income | $1,642,000 | 2,556 |
| Gross Fiduciary activities income | $36,000 | 1,066 |
| Service charges on deposit accounts | $984,000 | 1,790 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $622,000 | 2,949 |
| Total noninterest expense | $5,070,000 | 3,405 |
| Salaries and employee benefits | $3,046,000 | 3,191 |
| Premises and equipment expense | $755,000 | 3,240 |
| Additional noninterest expense | $1,269,000 | 3,911 |
| Pre-tax net operating income | $2,950,000 | 2,504 |
| Securities gains (losses) | $-2,000 | 7,197 |
| Applicable income taxes | $1,005,000 | 1,860 |
| Income before extraordinary items | $1,943,000 | 2,884 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,943,000 | 2,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,267 |
| Cash dividends | $505,000 | 3,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,944,320 | 2,870 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,929,000 | 3,638 |
| Total interest expense | $3,005,000 | 4,022 |
| Net interest income | $4,924,000 | 3,272 |
| Provision for loan and lease losses | $121,000 | 3,844 |
| Total noninterest income | $1,229,000 | 2,552 |
| Gross Fiduciary activities income | $26,000 | 1,045 |
| Service charges on deposit accounts | $727,000 | 1,794 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $476,000 | 2,930 |
| Total noninterest expense | $3,633,000 | 3,515 |
| Salaries and employee benefits | $2,240,000 | 3,221 |
| Premises and equipment expense | $486,000 | 3,620 |
| Additional noninterest expense | $907,000 | 3,984 |
| Pre-tax net operating income | $2,399,000 | 2,510 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $839,000 | 1,842 |
| Income before extraordinary items | $1,558,000 | 2,895 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,558,000 | 2,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,253 |
| Cash dividends | $216,000 | 4,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,559,300 | 2,880 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,169,000 | 3,709 |
| Total interest expense | $1,927,000 | 4,108 |
| Net interest income | $3,242,000 | 3,328 |
| Provision for loan and lease losses | $88,000 | 3,568 |
| Total noninterest income | $806,000 | 2,594 |
| Gross Fiduciary activities income | $25,000 | 1,018 |
| Service charges on deposit accounts | $476,000 | 1,825 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $305,000 | 2,991 |
| Total noninterest expense | $2,414,000 | 3,544 |
| Salaries and employee benefits | $1,469,000 | 3,306 |
| Premises and equipment expense | $335,000 | 3,557 |
| Additional noninterest expense | $610,000 | 3,966 |
| Pre-tax net operating income | $1,546,000 | 2,623 |
| Securities gains (losses) | $-2,000 | 7,706 |
| Applicable income taxes | $533,000 | 1,973 |
| Income before extraordinary items | $1,011,000 | 3,015 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,011,000 | 3,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,597 |
| Cash dividends | $144,000 | 4,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,012,300 | 2,999 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 3,776 |
| Total interest expense | $923,000 | 4,202 |
| Net interest income | $1,583,000 | 3,393 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $377,000 | 2,670 |
| Gross Fiduciary activities income | $20,000 | 971 |
| Service charges on deposit accounts | $219,000 | 1,914 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $138,000 | 3,163 |
| Total noninterest expense | $1,151,000 | 3,687 |
| Salaries and employee benefits | $715,000 | 3,399 |
| Premises and equipment expense | $151,000 | 3,851 |
| Additional noninterest expense | $285,000 | 4,118 |
| Pre-tax net operating income | $806,000 | 2,553 |
| Securities gains (losses) | $-1,000 | 7,986 |
| Applicable income taxes | $290,000 | 1,892 |
| Income before extraordinary items | $515,000 | 2,966 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $515,000 | 2,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $72,000 | 3,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $515,640 | 2,950 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,614,000 | 4,001 |
| Total interest expense | $2,759,000 | 4,535 |
| Net interest income | $5,855,000 | 3,585 |
| Provision for loan and lease losses | $159,000 | 3,970 |
| Total noninterest income | $1,578,000 | 2,615 |
| Gross Fiduciary activities income | $27,000 | 1,127 |
| Service charges on deposit accounts | $989,000 | 1,766 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $562,000 | 3,136 |
| Total noninterest expense | $4,572,000 | 3,594 |
| Salaries and employee benefits | $2,684,000 | 3,438 |
| Premises and equipment expense | $743,000 | 3,181 |
| Additional noninterest expense | $1,145,000 | 4,089 |
| Pre-tax net operating income | $2,702,000 | 2,972 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,055,000 | 2,116 |
| Income before extraordinary items | $1,647,000 | 3,559 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,647,000 | 3,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,861 |
| Cash dividends | $433,000 | 3,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,647,000 | 3,539 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,204,000 | 4,080 |
| Total interest expense | $1,916,000 | 4,680 |
| Net interest income | $4,288,000 | 3,676 |
| Provision for loan and lease losses | $23,000 | 5,896 |
| Total noninterest income | $1,183,000 | 2,620 |
| Gross Fiduciary activities income | $22,000 | 1,097 |
| Service charges on deposit accounts | $746,000 | 1,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $415,000 | 3,158 |
| Total noninterest expense | $3,298,000 | 3,694 |
| Salaries and employee benefits | $1,985,000 | 3,467 |
| Premises and equipment expense | $478,000 | 3,595 |
| Additional noninterest expense | $835,000 | 4,147 |
| Pre-tax net operating income | $2,150,000 | 2,969 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $806,000 | 2,187 |
| Income before extraordinary items | $1,344,000 | 3,444 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,344,000 | 3,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,074 |
| Cash dividends | $217,000 | 4,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,344,000 | 3,436 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,953,000 | 4,167 |
| Total interest expense | $1,182,000 | 4,762 |
| Net interest income | $2,771,000 | 3,760 |
| Provision for loan and lease losses | $11,000 | 5,966 |
| Total noninterest income | $806,000 | 2,579 |
| Gross Fiduciary activities income | $19,000 | 1,076 |
| Service charges on deposit accounts | $488,000 | 1,774 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $299,000 | 3,023 |
| Total noninterest expense | $2,121,000 | 3,812 |
| Salaries and employee benefits | $1,303,000 | 3,520 |
| Premises and equipment expense | $303,000 | 3,738 |
| Additional noninterest expense | $515,000 | 4,388 |
| Pre-tax net operating income | $1,445,000 | 2,953 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $532,000 | 2,220 |
| Income before extraordinary items | $913,000 | 3,420 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $913,000 | 3,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,027 |
| Cash dividends | $144,000 | 4,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $913,000 | 3,410 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 4,256 |
| Total interest expense | $543,000 | 4,881 |
| Net interest income | $1,338,000 | 3,856 |
| Provision for loan and lease losses | $4,000 | 5,752 |
| Total noninterest income | $402,000 | 2,538 |
| Gross Fiduciary activities income | $15,000 | 1,020 |
| Service charges on deposit accounts | $231,000 | 1,814 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $156,000 | 2,907 |
| Total noninterest expense | $1,037,000 | 3,911 |
| Salaries and employee benefits | $625,000 | 3,643 |
| Premises and equipment expense | $170,000 | 3,421 |
| Additional noninterest expense | $242,000 | 4,572 |
| Pre-tax net operating income | $699,000 | 2,974 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $263,000 | 2,189 |
| Income before extraordinary items | $436,000 | 3,480 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $436,000 | 3,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $72,000 | 3,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $436,000 | 3,456 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,498,000 | 4,388 |
| Total interest expense | $1,672,000 | 4,962 |
| Net interest income | $4,826,000 | 4,061 |
| Provision for loan and lease losses | $155,000 | 4,066 |
| Total noninterest income | $1,388,000 | 2,830 |
| Gross Fiduciary activities income | $24,000 | 1,157 |
| Service charges on deposit accounts | $839,000 | 2,028 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $525,000 | 3,283 |
| Total noninterest expense | $4,154,000 | 3,756 |
| Salaries and employee benefits | $2,543,000 | 3,429 |
| Premises and equipment expense | $600,000 | 3,653 |
| Additional noninterest expense | $1,011,000 | 4,387 |
| Pre-tax net operating income | $1,905,000 | 3,809 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $706,000 | 2,797 |
| Income before extraordinary items | $1,194,000 | 4,363 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,194,000 | 4,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,670 |
| Cash dividends | $433,000 | 3,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,197,200 | 4,321 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,699,000 | 4,451 |
| Total interest expense | $1,153,000 | 5,045 |
| Net interest income | $3,546,000 | 4,120 |
| Provision for loan and lease losses | $73,000 | 4,744 |
| Total noninterest income | $982,000 | 2,940 |
| Gross Fiduciary activities income | $14,000 | 1,172 |
| Service charges on deposit accounts | $590,000 | 2,134 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $378,000 | 3,377 |
| Total noninterest expense | $3,012,000 | 3,825 |
| Salaries and employee benefits | $1,880,000 | 3,449 |
| Premises and equipment expense | $414,000 | 3,873 |
| Additional noninterest expense | $718,000 | 4,551 |
| Pre-tax net operating income | $1,443,000 | 3,863 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $530,000 | 2,836 |
| Income before extraordinary items | $908,000 | 4,436 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $908,000 | 4,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,976 |
| Cash dividends | $217,000 | 3,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $911,200 | 4,385 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,049,000 | 4,470 |
| Total interest expense | $723,000 | 5,046 |
| Net interest income | $2,326,000 | 4,148 |
| Provision for loan and lease losses | $49,000 | 4,625 |
| Total noninterest income | $608,000 | 3,061 |
| Gross Fiduciary activities income | $12,000 | 1,130 |
| Service charges on deposit accounts | $353,000 | 2,292 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $243,000 | 3,412 |
| Total noninterest expense | $2,031,000 | 3,769 |
| Salaries and employee benefits | $1,283,000 | 3,376 |
| Premises and equipment expense | $290,000 | 3,711 |
| Additional noninterest expense | $458,000 | 4,668 |
| Pre-tax net operating income | $854,000 | 4,131 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $323,000 | 2,974 |
| Income before extraordinary items | $526,000 | 4,767 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $526,000 | 4,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,744 |
| Cash dividends | $145,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $529,200 | 4,700 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 4,550 |
| Total interest expense | $350,000 | 5,060 |
| Net interest income | $1,122,000 | 4,265 |
| Provision for loan and lease losses | $7,000 | 5,663 |
| Total noninterest income | $272,000 | 3,273 |
| Gross Fiduciary activities income | $9,000 | 1,075 |
| Service charges on deposit accounts | $154,000 | 2,504 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $109,000 | 3,573 |
| Total noninterest expense | $1,002,000 | 3,841 |
| Salaries and employee benefits | $638,000 | 3,385 |
| Premises and equipment expense | $137,000 | 3,911 |
| Additional noninterest expense | $227,000 | 4,679 |
| Pre-tax net operating income | $385,000 | 4,372 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $150,000 | 3,095 |
| Income before extraordinary items | $235,000 | 5,030 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $235,000 | 5,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $72,000 | 3,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $235,000 | 4,990 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,488,000 | 4,550 |
| Total interest expense | $1,202,000 | 5,112 |
| Net interest income | $4,286,000 | 4,275 |
| Provision for loan and lease losses | $215,000 | 3,572 |
| Total noninterest income | $1,124,000 | 3,274 |
| Gross Fiduciary activities income | $22,000 | 1,185 |
| Service charges on deposit accounts | $559,000 | 2,873 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $543,000 | 3,158 |
| Total noninterest expense | $3,943,000 | 3,794 |
| Salaries and employee benefits | $2,268,000 | 3,616 |
| Premises and equipment expense | $703,000 | 3,119 |
| Additional noninterest expense | $972,000 | 4,445 |
| Pre-tax net operating income | $1,252,000 | 4,696 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $416,000 | 3,656 |
| Income before extraordinary items | $838,000 | 5,158 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $838,000 | 5,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,472 |
| Cash dividends | $434,000 | 3,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $836,660 | 5,095 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,028,000 | 4,598 |
| Total interest expense | $898,000 | 5,098 |
| Net interest income | $3,130,000 | 4,345 |
| Provision for loan and lease losses | $144,000 | 3,617 |
| Total noninterest income | $841,000 | 3,304 |
| Gross Fiduciary activities income | $7,000 | 1,302 |
| Service charges on deposit accounts | $401,000 | 3,007 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $433,000 | 3,058 |
| Total noninterest expense | $2,826,000 | 3,892 |
| Salaries and employee benefits | $1,664,000 | 3,656 |
| Premises and equipment expense | $440,000 | 3,605 |
| Additional noninterest expense | $722,000 | 4,416 |
| Pre-tax net operating income | $1,001,000 | 4,607 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $300,000 | 3,803 |
| Income before extraordinary items | $703,000 | 4,952 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $703,000 | 4,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,320 |
| Cash dividends | $218,000 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $701,600 | 4,865 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,645,000 | 4,642 |
| Total interest expense | $591,000 | 5,151 |
| Net interest income | $2,054,000 | 4,389 |
| Provision for loan and lease losses | $130,000 | 2,974 |
| Total noninterest income | $480,000 | 3,669 |
| Gross Fiduciary activities income | $6,000 | 1,267 |
| Service charges on deposit accounts | $244,000 | 3,200 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $230,000 | 3,469 |
| Total noninterest expense | $1,837,000 | 4,008 |
| Salaries and employee benefits | $1,063,000 | 3,793 |
| Premises and equipment expense | $306,000 | 3,498 |
| Additional noninterest expense | $468,000 | 4,545 |
| Pre-tax net operating income | $567,000 | 4,969 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $192,000 | 3,855 |
| Income before extraordinary items | $376,000 | 5,481 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $376,000 | 5,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 1,841 |
| Cash dividends | $145,000 | 3,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $375,340 | 5,385 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 4,745 |
| Total interest expense | $295,000 | 5,218 |
| Net interest income | $996,000 | 4,496 |
| Provision for loan and lease losses | $119,000 | 1,882 |
| Total noninterest income | $262,000 | 3,408 |
| Gross Fiduciary activities income | $5,000 | 1,183 |
| Service charges on deposit accounts | $115,000 | 3,247 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $142,000 | 3,033 |
| Total noninterest expense | $925,000 | 4,005 |
| Salaries and employee benefits | $530,000 | 3,818 |
| Premises and equipment expense | $163,000 | 3,352 |
| Additional noninterest expense | $232,000 | 4,564 |
| Pre-tax net operating income | $211,000 | 5,701 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $64,000 | 4,484 |
| Income before extraordinary items | $148,000 | 6,041 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $148,000 | 6,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 1,157 |
| Cash dividends | $72,000 | 3,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $147,300 | 5,936 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,524,000 | 4,554 |
| Total interest expense | $1,319,000 | 5,283 |
| Net interest income | $4,205,000 | 4,205 |
| Provision for loan and lease losses | $79,000 | 5,663 |
| Total noninterest income | $869,000 | 4,027 |
| Gross Fiduciary activities income | $22,000 | 1,231 |
| Service charges on deposit accounts | $475,000 | 3,226 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $372,000 | 4,105 |
| Total noninterest expense | $3,358,000 | 4,263 |
| Salaries and employee benefits | $1,940,000 | 4,029 |
| Premises and equipment expense | $573,000 | 3,661 |
| Additional noninterest expense | $845,000 | 4,874 |
| Pre-tax net operating income | $1,637,000 | 3,889 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $533,000 | 3,272 |
| Income before extraordinary items | $1,109,000 | 4,348 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,109,000 | 4,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,234 |
| Cash dividends | $435,000 | 3,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,105,600 | 4,185 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,197,000 | 4,573 |
| Total interest expense | $1,017,000 | 5,330 |
| Net interest income | $3,180,000 | 4,207 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $646,000 | 4,111 |
| Gross Fiduciary activities income | $9,000 | 1,296 |
| Service charges on deposit accounts | $346,000 | 3,306 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $291,000 | 4,095 |
| Total noninterest expense | $2,427,000 | 4,361 |
| Salaries and employee benefits | $1,444,000 | 4,044 |
| Premises and equipment expense | $345,000 | 4,308 |
| Additional noninterest expense | $638,000 | 4,800 |
| Pre-tax net operating income | $1,379,000 | 3,701 |
| Securities gains (losses) | $5,000 | 3,620 |
| Applicable income taxes | $449,000 | 3,214 |
| Income before extraordinary items | $935,000 | 4,167 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $935,000 | 4,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,382 |
| Cash dividends | $218,000 | 3,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $931,600 | 4,006 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,879,000 | 4,513 |
| Total interest expense | $712,000 | 5,287 |
| Net interest income | $2,167,000 | 4,139 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $378,000 | 4,387 |
| Gross Fiduciary activities income | $6,000 | 1,307 |
| Service charges on deposit accounts | $219,000 | 3,403 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $153,000 | 4,540 |
| Total noninterest expense | $1,599,000 | 4,387 |
| Salaries and employee benefits | $959,000 | 4,047 |
| Premises and equipment expense | $224,000 | 4,388 |
| Additional noninterest expense | $416,000 | 4,863 |
| Pre-tax net operating income | $934,000 | 3,668 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $320,000 | 3,116 |
| Income before extraordinary items | $614,000 | 4,226 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $614,000 | 4,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $145,000 | 3,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $614,000 | 4,022 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 4,978 |
| Total interest expense | $334,000 | 5,590 |
| Net interest income | $927,000 | 4,619 |
| Provision for loan and lease losses | $-1,000 | 9,135 |
| Total noninterest income | $162,000 | 4,695 |
| Gross Fiduciary activities income | $5,000 | 1,228 |
| Service charges on deposit accounts | $87,000 | 3,880 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $70,000 | 4,607 |
| Total noninterest expense | $642,000 | 5,110 |
| Salaries and employee benefits | $378,000 | 4,824 |
| Premises and equipment expense | $102,000 | 4,629 |
| Additional noninterest expense | $162,000 | 5,685 |
| Pre-tax net operating income | $448,000 | 3,767 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $156,000 | 3,152 |
| Income before extraordinary items | $292,000 | 4,321 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $292,000 | 4,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $74,000 | 3,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $292,000 | 4,131 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,524,000 | 4,824 |
| Total interest expense | $1,644,000 | 5,440 |
| Net interest income | $3,880,000 | 4,450 |
| Provision for loan and lease losses | $37,000 | 7,001 |
| Total noninterest income | $606,000 | 4,703 |
| Gross Fiduciary activities income | $31,000 | 1,207 |
| Service charges on deposit accounts | $347,000 | 3,890 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $228,000 | 4,770 |
| Total noninterest expense | $2,659,000 | 4,872 |
| Salaries and employee benefits | $1,527,000 | 4,636 |
| Premises and equipment expense | $468,000 | 4,140 |
| Additional noninterest expense | $664,000 | 5,583 |
| Pre-tax net operating income | $1,790,000 | 3,667 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $628,000 | 3,043 |
| Income before extraordinary items | $1,162,000 | 4,169 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,162,000 | 4,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,875 |
| Cash dividends | $393,000 | 3,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,162,000 | 4,073 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,774,000 | 4,540 |
| Total interest expense | $2,615,000 | 5,247 |
| Net interest income | $4,159,000 | 4,009 |
| Provision for loan and lease losses | $54,000 | 6,579 |
| Total noninterest income | $1,046,000 | 3,237 |
| Gross Fiduciary activities income | $22,000 | 1,291 |
| Service charges on deposit accounts | $328,000 | 3,936 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $696,000 | 2,583 |
| Total noninterest expense | $3,066,000 | 4,257 |
| Salaries and employee benefits | $1,993,000 | 3,602 |
| Premises and equipment expense | $442,000 | 4,286 |
| Additional noninterest expense | $631,000 | 5,655 |
| Pre-tax net operating income | $2,085,000 | 3,084 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $690,000 | 2,699 |
| Income before extraordinary items | $1,398,000 | 3,407 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,398,000 | 3,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $2,997,000 | 940 |
| Sale, conversion, retirement of capital stock, net | $-680,000 | 9,563 |
| Net operating income | $1,395,990 | 3,311 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,044,000 | 4,568 |
| Total interest expense | $2,954,000 | 4,980 |
| Net interest income | $4,090,000 | 4,110 |
| Provision for loan and lease losses | $67,000 | 6,062 |
| Total noninterest income | $494,000 | 4,945 |
| Gross Fiduciary activities income | $28,000 | 1,119 |
| Service charges on deposit accounts | $296,000 | 4,098 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $170,000 | 5,188 |
| Total noninterest expense | $2,523,000 | 4,823 |
| Salaries and employee benefits | $1,544,000 | 4,261 |
| Premises and equipment expense | $371,000 | 4,747 |
| Additional noninterest expense | $608,000 | 5,736 |
| Pre-tax net operating income | $1,994,000 | 3,334 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $765,000 | 2,593 |
| Income before extraordinary items | $1,227,000 | 3,801 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,227,000 | 3,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,148 |
| Cash dividends | $229,000 | 4,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,228,280 | 3,782 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,768,000 | 4,519 |
| Total interest expense | $2,819,000 | 4,827 |
| Net interest income | $3,949,000 | 4,223 |
| Provision for loan and lease losses | $68,000 | 5,976 |
| Total noninterest income | $504,000 | 4,930 |
| Gross Fiduciary activities income | $20,000 | 1,206 |
| Service charges on deposit accounts | $289,000 | 4,087 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $195,000 | 4,999 |
| Total noninterest expense | $2,269,000 | 5,209 |
| Salaries and employee benefits | $1,424,000 | 4,529 |
| Premises and equipment expense | $304,000 | 5,425 |
| Additional noninterest expense | $541,000 | 6,213 |
| Pre-tax net operating income | $2,116,000 | 3,190 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $753,000 | 2,768 |
| Income before extraordinary items | $1,363,000 | 3,497 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,363,000 | 3,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,247 |
| Cash dividends | $153,000 | 5,602 |
| Sale, conversion, retirement of capital stock, net | $-725,000 | 10,167 |
| Net operating income | $1,363,000 | 3,459 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,755,000 | 4,520 |
| Total interest expense | $2,932,000 | 4,819 |
| Net interest income | $3,823,000 | 4,277 |
| Provision for loan and lease losses | $23,000 | 7,650 |
| Total noninterest income | $450,000 | 5,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 4,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 5,014 |
| Total noninterest expense | $2,192,000 | 5,234 |
| Salaries and employee benefits | $1,331,000 | 4,675 |
| Premises and equipment expense | $321,000 | 5,170 |
| Additional noninterest expense | $540,000 | 6,166 |
| Pre-tax net operating income | $2,058,000 | 3,276 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $782,000 | 2,793 |
| Income before extraordinary items | $1,276,000 | 3,744 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,276,000 | 3,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $162,000 | 5,675 |
| Sale, conversion, retirement of capital stock, net | $-1,272,000 | 10,430 |
| Net operating income | $1,276,000 | 3,657 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,614,000 | 4,715 |
| Total interest expense | $2,891,000 | 4,869 |
| Net interest income | $3,723,000 | 4,502 |
| Provision for loan and lease losses | $53,000 | 6,553 |
| Total noninterest income | $328,000 | 6,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 5,356 |
| Total noninterest expense | $2,069,000 | 5,523 |
| Salaries and employee benefits | $1,222,000 | 5,013 |
| Premises and equipment expense | $332,000 | 5,094 |
| Additional noninterest expense | $515,000 | 6,382 |
| Pre-tax net operating income | $1,929,000 | 3,666 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $693,000 | 3,263 |
| Income before extraordinary items | $1,236,000 | 3,951 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,236,000 | 3,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,034 |
| Cash dividends | $180,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,236,000 | 3,884 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,138,000 | 5,095 |
| Total interest expense | $2,619,000 | 5,334 |
| Net interest income | $3,519,000 | 4,809 |
| Provision for loan and lease losses | $22,000 | 7,876 |
| Total noninterest income | $365,000 | 6,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 4,881 |
| Total noninterest expense | $1,807,000 | 6,367 |
| Salaries and employee benefits | $1,169,000 | 5,325 |
| Premises and equipment expense | $245,000 | 6,318 |
| Additional noninterest expense | $393,000 | 7,935 |
| Pre-tax net operating income | $2,055,000 | 3,360 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $708,000 | 3,149 |
| Income before extraordinary items | $1,347,000 | 3,519 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,347,000 | 3,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 10,811 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,347,000 | 3,474 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,713,000 | 5,427 |
| Total interest expense | $2,516,000 | 5,538 |
| Net interest income | $3,197,000 | 5,225 |
| Provision for loan and lease losses | $11,000 | 8,279 |
| Total noninterest income | $353,000 | 6,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,917 |
| Total noninterest expense | $1,783,000 | 6,508 |
| Salaries and employee benefits | $1,108,000 | 5,569 |
| Premises and equipment expense | $227,000 | 6,713 |
| Additional noninterest expense | $448,000 | 7,728 |
| Pre-tax net operating income | $1,756,000 | 3,919 |
| Securities gains (losses) | $-10,000 | 10,097 |
| Applicable income taxes | $735,000 | 3,108 |
| Income before extraordinary items | $1,011,000 | 4,569 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,011,000 | 4,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 11,353 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,017,400 | 4,519 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,069,000 | 5,621 |
| Total interest expense | $2,140,000 | 5,301 |
| Net interest income | $2,929,000 | 5,703 |
| Provision for loan and lease losses | $-4,000 | 11,707 |
| Total noninterest income | $327,000 | 6,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 7,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,443 |
| Total noninterest expense | $1,768,000 | 6,774 |
| Salaries and employee benefits | $1,053,000 | 5,834 |
| Premises and equipment expense | $233,000 | 6,814 |
| Additional noninterest expense | $482,000 | 8,033 |
| Pre-tax net operating income | $1,492,000 | 4,426 |
| Securities gains (losses) | $-20,000 | 10,331 |
| Applicable income taxes | $430,000 | 4,520 |
| Income before extraordinary items | $1,042,000 | 4,377 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,042,000 | 4,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,056,200 | 4,385 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,266,000 | 5,525 |
| Total interest expense | $2,260,000 | 5,254 |
| Net interest income | $3,006,000 | 5,651 |
| Provision for loan and lease losses | $81,000 | 6,293 |
| Total noninterest income | $331,000 | 7,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 7,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,928 |
| Total noninterest expense | $1,770,000 | 6,977 |
| Salaries and employee benefits | $1,058,000 | 5,829 |
| Premises and equipment expense | $219,000 | 7,307 |
| Additional noninterest expense | $493,000 | 8,289 |
| Pre-tax net operating income | $1,486,000 | 4,355 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $497,000 | 4,218 |
| Income before extraordinary items | $989,000 | 4,749 |
| Extraordinary gains, net | $143,000 | 1,275 |
| Net income | $1,132,000 | 4,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $120,000 | 6,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $989,000 | 4,501 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 5,289 |
| Total interest expense | $3,121,000 | 4,990 |
| Net interest income | $3,157,000 | 5,485 |
| Provision for loan and lease losses | $45,000 | 9,299 |
| Total noninterest income | $286,000 | 7,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 6,481 |
| Total noninterest expense | $1,726,000 | 7,199 |
| Salaries and employee benefits | $1,035,000 | 5,848 |
| Premises and equipment expense | $208,000 | 7,656 |
| Additional noninterest expense | $483,000 | 8,623 |
| Pre-tax net operating income | $1,672,000 | 3,674 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $593,000 | 3,466 |
| Income before extraordinary items | $1,081,000 | 4,195 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,081,000 | 4,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,079,700 | 3,895 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.