Home > The Foster Bank > Income and Expense
The Foster Bank, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,592,000 | 1,656 |
| Total interest expense | $829,000 | 2,078 |
| Net interest income | $6,763,000 | 1,598 |
| Provision for loan and lease losses | $1,950,000 | 375 |
| Total noninterest income | $2,243,000 | 1,261 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $895,000 | 775 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,348,000 | 1,279 |
| Total noninterest expense | $8,268,000 | 1,228 |
| Salaries and employee benefits | $3,555,000 | 1,470 |
| Premises and equipment expense | $1,112,000 | 1,079 |
| Additional noninterest expense | $3,601,000 | 940 |
| Pre-tax net operating income | $-1,212,000 | 6,811 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-1,212,000 | 6,834 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,212,000 | 6,835 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,212,000 | 6,835 |
| Net charge-offs | $3,358,000 | 293 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-1,212,000 | 6,826 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 1,615 |
| Total interest expense | $423,000 | 2,090 |
| Net interest income | $3,486,000 | 1,553 |
| Provision for loan and lease losses | $1,650,000 | 242 |
| Total noninterest income | $1,176,000 | 1,200 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $467,000 | 728 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $709,000 | 1,242 |
| Total noninterest expense | $4,080,000 | 1,251 |
| Salaries and employee benefits | $1,909,000 | 1,392 |
| Premises and equipment expense | $588,000 | 1,047 |
| Additional noninterest expense | $1,583,000 | 1,059 |
| Pre-tax net operating income | $-1,068,000 | 6,937 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-1,068,000 | 6,949 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-1,068,000 | 6,950 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,068,000 | 6,950 |
| Net charge-offs | $2,784,000 | 201 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-1,068,000 | 6,936 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,960,000 | 1,400 |
| Total interest expense | $2,086,000 | 2,066 |
| Net interest income | $16,874,000 | 1,298 |
| Provision for loan and lease losses | $11,400,000 | 242 |
| Total noninterest income | $3,308,000 | 1,537 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,182,000 | 650 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,126,000 | 2,229 |
| Total noninterest expense | $17,854,000 | 1,123 |
| Salaries and employee benefits | $7,502,000 | 1,368 |
| Premises and equipment expense | $2,413,000 | 986 |
| Additional noninterest expense | $7,939,000 | 875 |
| Pre-tax net operating income | $-9,072,000 | 7,018 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-9,072,000 | 7,022 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,072,000 | 7,022 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-9,072,000 | 7,022 |
| Net charge-offs | $13,045,000 | 255 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-9,072,000 | 7,015 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,778,000 | 1,380 |
| Total interest expense | $1,623,000 | 2,076 |
| Net interest income | $13,155,000 | 1,268 |
| Provision for loan and lease losses | $10,500,000 | 219 |
| Total noninterest income | $2,595,000 | 1,470 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,525,000 | 706 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,070,000 | 1,908 |
| Total noninterest expense | $14,177,000 | 1,053 |
| Salaries and employee benefits | $5,741,000 | 1,349 |
| Premises and equipment expense | $1,846,000 | 969 |
| Additional noninterest expense | $6,590,000 | 789 |
| Pre-tax net operating income | $-8,927,000 | 7,138 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-8,927,000 | 7,137 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-8,927,000 | 7,137 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-8,927,000 | 7,137 |
| Net charge-offs | $11,366,000 | 236 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-8,927,000 | 7,132 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,192,000 | 1,342 |
| Total interest expense | $1,109,000 | 2,104 |
| Net interest income | $9,083,000 | 1,234 |
| Provision for loan and lease losses | $4,800,000 | 308 |
| Total noninterest income | $1,727,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,050,000 | 678 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $677,000 | 1,958 |
| Total noninterest expense | $9,040,000 | 1,101 |
| Salaries and employee benefits | $3,825,000 | 1,348 |
| Premises and equipment expense | $1,251,000 | 965 |
| Additional noninterest expense | $3,964,000 | 869 |
| Pre-tax net operating income | $-3,030,000 | 7,145 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-3,030,000 | 7,152 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,030,000 | 7,151 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,030,000 | 7,152 |
| Net charge-offs | $5,516,000 | 314 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-3,030,000 | 7,148 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,215,000 | 1,320 |
| Total interest expense | $577,000 | 2,102 |
| Net interest income | $4,638,000 | 1,202 |
| Provision for loan and lease losses | $2,250,000 | 318 |
| Total noninterest income | $504,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $530,000 | 671 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-26,000 | 7,038 |
| Total noninterest expense | $4,340,000 | 1,151 |
| Salaries and employee benefits | $1,942,000 | 1,326 |
| Premises and equipment expense | $635,000 | 956 |
| Additional noninterest expense | $1,763,000 | 968 |
| Pre-tax net operating income | $-1,448,000 | 7,201 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-1,448,000 | 7,213 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,448,000 | 7,214 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,448,000 | 7,213 |
| Net charge-offs | $696,000 | 873 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,448,000 | 7,205 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $24,183,000 | 1,179 |
| Total interest expense | $3,346,000 | 1,769 |
| Net interest income | $20,837,000 | 1,067 |
| Provision for loan and lease losses | $23,803,000 | 196 |
| Total noninterest income | $4,697,000 | 1,089 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,524,000 | 580 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,173,000 | 1,283 |
| Total noninterest expense | $18,406,000 | 1,066 |
| Salaries and employee benefits | $7,915,000 | 1,251 |
| Premises and equipment expense | $2,775,000 | 908 |
| Additional noninterest expense | $7,716,000 | 921 |
| Pre-tax net operating income | $-16,675,000 | 7,282 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-16,675,000 | 7,279 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-16,675,000 | 7,280 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-16,675,000 | 7,280 |
| Net charge-offs | $21,280,000 | 240 |
| Cash dividends | $152,000 | 3,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-16,675,000 | 7,276 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $18,671,000 | 1,160 |
| Total interest expense | $2,668,000 | 1,740 |
| Net interest income | $16,003,000 | 1,038 |
| Provision for loan and lease losses | $11,075,000 | 296 |
| Total noninterest income | $4,983,000 | 841 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $2,027,000 | 552 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,956,000 | 840 |
| Total noninterest expense | $13,130,000 | 1,125 |
| Salaries and employee benefits | $5,886,000 | 1,262 |
| Premises and equipment expense | $2,084,000 | 912 |
| Additional noninterest expense | $5,160,000 | 1,021 |
| Pre-tax net operating income | $-3,219,000 | 7,123 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $15,000 | 4,140 |
| Income before extraordinary items | $-3,234,000 | 7,168 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,234,000 | 7,168 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-3,234,000 | 7,169 |
| Net charge-offs | $8,803,000 | 386 |
| Cash dividends | $152,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-3,234,000 | 7,155 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,761,000 | 1,136 |
| Total interest expense | $1,860,000 | 1,735 |
| Net interest income | $10,901,000 | 1,012 |
| Provision for loan and lease losses | $5,250,000 | 414 |
| Total noninterest income | $3,721,000 | 771 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,328,000 | 561 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,393,000 | 740 |
| Total noninterest expense | $8,815,000 | 1,134 |
| Salaries and employee benefits | $3,985,000 | 1,251 |
| Premises and equipment expense | $1,483,000 | 862 |
| Additional noninterest expense | $3,347,000 | 1,062 |
| Pre-tax net operating income | $557,000 | 3,603 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $9,000 | 4,140 |
| Income before extraordinary items | $548,000 | 3,390 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $548,000 | 3,391 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $548,000 | 3,391 |
| Net charge-offs | $4,639,000 | 498 |
| Cash dividends | $152,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $548,000 | 3,292 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,721,000 | 1,079 |
| Total interest expense | $941,000 | 1,763 |
| Net interest income | $5,780,000 | 963 |
| Provision for loan and lease losses | $1,500,000 | 636 |
| Total noninterest income | $997,000 | 1,214 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $648,000 | 558 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $349,000 | 1,735 |
| Total noninterest expense | $4,421,000 | 1,139 |
| Salaries and employee benefits | $2,043,000 | 1,233 |
| Premises and equipment expense | $761,000 | 864 |
| Additional noninterest expense | $1,617,000 | 1,102 |
| Pre-tax net operating income | $856,000 | 1,674 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $62,000 | 2,658 |
| Income before extraordinary items | $794,000 | 1,493 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $794,000 | 1,493 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $794,000 | 1,493 |
| Net charge-offs | $2,490,000 | 473 |
| Cash dividends | $75,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $794,000 | 1,448 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $28,524,000 | 1,083 |
| Total interest expense | $6,429,000 | 1,293 |
| Net interest income | $22,095,000 | 1,001 |
| Provision for loan and lease losses | $9,350,000 | 703 |
| Total noninterest income | $4,190,000 | 1,226 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,642,000 | 566 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,548,000 | 1,658 |
| Total noninterest expense | $19,097,000 | 1,040 |
| Salaries and employee benefits | $8,494,000 | 1,156 |
| Premises and equipment expense | $2,317,000 | 1,122 |
| Additional noninterest expense | $8,286,000 | 890 |
| Pre-tax net operating income | $-2,162,000 | 6,800 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $17,000 | 4,070 |
| Income before extraordinary items | $-2,179,000 | 6,884 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,179,000 | 6,884 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,179,000 | 6,885 |
| Net charge-offs | $6,528,000 | 827 |
| Cash dividends | $1,003,000 | 1,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,179,000 | 6,853 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $21,593,000 | 1,089 |
| Total interest expense | $5,203,000 | 1,228 |
| Net interest income | $16,390,000 | 1,017 |
| Provision for loan and lease losses | $4,500,000 | 948 |
| Total noninterest income | $2,958,000 | 1,269 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,967,000 | 583 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $991,000 | 1,810 |
| Total noninterest expense | $12,804,000 | 1,174 |
| Salaries and employee benefits | $6,214,000 | 1,182 |
| Premises and equipment expense | $1,825,000 | 1,076 |
| Additional noninterest expense | $4,765,000 | 1,141 |
| Pre-tax net operating income | $2,044,000 | 1,859 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $39,000 | 3,698 |
| Income before extraordinary items | $2,005,000 | 1,652 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,005,000 | 1,655 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,005,000 | 1,655 |
| Net charge-offs | $3,965,000 | 918 |
| Cash dividends | $927,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,005,000 | 1,579 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $14,445,000 | 1,099 |
| Total interest expense | $3,685,000 | 1,207 |
| Net interest income | $10,760,000 | 1,030 |
| Provision for loan and lease losses | $3,000,000 | 940 |
| Total noninterest income | $1,854,000 | 1,300 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,332,000 | 576 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $522,000 | 2,033 |
| Total noninterest expense | $8,456,000 | 1,175 |
| Salaries and employee benefits | $4,224,000 | 1,165 |
| Premises and equipment expense | $1,175,000 | 1,123 |
| Additional noninterest expense | $3,057,000 | 1,169 |
| Pre-tax net operating income | $1,158,000 | 2,105 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $24,000 | 3,688 |
| Income before extraordinary items | $1,134,000 | 1,895 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,134,000 | 1,894 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,134,000 | 1,895 |
| Net charge-offs | $1,462,000 | 1,380 |
| Cash dividends | $842,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,134,000 | 1,804 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,254,000 | 1,116 |
| Total interest expense | $2,017,000 | 1,170 |
| Net interest income | $5,237,000 | 1,069 |
| Provision for loan and lease losses | $1,500,000 | 888 |
| Total noninterest income | $872,000 | 1,368 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $695,000 | 548 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $177,000 | 2,567 |
| Total noninterest expense | $3,945,000 | 1,270 |
| Salaries and employee benefits | $2,051,000 | 1,202 |
| Premises and equipment expense | $563,000 | 1,207 |
| Additional noninterest expense | $1,331,000 | 1,333 |
| Pre-tax net operating income | $664,000 | 1,920 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $11,000 | 3,764 |
| Income before extraordinary items | $653,000 | 1,676 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $653,000 | 1,677 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $653,000 | 1,678 |
| Net charge-offs | $764,000 | 1,250 |
| Cash dividends | $274,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $653,000 | 1,608 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $31,280,000 | 1,102 |
| Total interest expense | $11,549,000 | 1,027 |
| Net interest income | $19,731,000 | 1,112 |
| Provision for loan and lease losses | $6,225,000 | 1,205 |
| Total noninterest income | $4,470,000 | 1,199 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,064,000 | 546 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,406,000 | 1,723 |
| Total noninterest expense | $16,904,000 | 1,230 |
| Salaries and employee benefits | $8,540,000 | 1,138 |
| Premises and equipment expense | $2,402,000 | 1,140 |
| Additional noninterest expense | $5,962,000 | 1,270 |
| Pre-tax net operating income | $1,072,000 | 2,883 |
| Securities gains (losses) | $27,000 | 2,927 |
| Applicable income taxes | $44,000 | 3,325 |
| Income before extraordinary items | $1,055,000 | 2,685 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,055,000 | 2,684 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,055,000 | 2,685 |
| Net charge-offs | $5,132,000 | 1,124 |
| Cash dividends | $3,772,000 | 472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,029,080 | 2,671 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $23,707,000 | 1,109 |
| Total interest expense | $9,074,000 | 1,034 |
| Net interest income | $14,633,000 | 1,129 |
| Provision for loan and lease losses | $4,025,000 | 1,224 |
| Total noninterest income | $3,384,000 | 1,208 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,350,000 | 531 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,034,000 | 1,784 |
| Total noninterest expense | $12,097,000 | 1,275 |
| Salaries and employee benefits | $6,500,000 | 1,137 |
| Premises and equipment expense | $1,527,000 | 1,343 |
| Additional noninterest expense | $4,070,000 | 1,333 |
| Pre-tax net operating income | $1,895,000 | 1,700 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $87,000 | 2,982 |
| Income before extraordinary items | $1,808,000 | 1,485 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,808,000 | 1,483 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,808,000 | 1,485 |
| Net charge-offs | $4,371,000 | 910 |
| Cash dividends | $3,433,000 | 364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,808,000 | 1,447 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $15,840,000 | 1,130 |
| Total interest expense | $6,146,000 | 1,082 |
| Net interest income | $9,694,000 | 1,146 |
| Provision for loan and lease losses | $1,925,000 | 1,434 |
| Total noninterest income | $2,299,000 | 1,197 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,562,000 | 523 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $737,000 | 1,753 |
| Total noninterest expense | $8,194,000 | 1,276 |
| Salaries and employee benefits | $4,457,000 | 1,132 |
| Premises and equipment expense | $1,011,000 | 1,377 |
| Additional noninterest expense | $2,726,000 | 1,366 |
| Pre-tax net operating income | $1,874,000 | 1,222 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $56,000 | 3,074 |
| Income before extraordinary items | $1,818,000 | 1,049 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,818,000 | 1,046 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,818,000 | 1,049 |
| Net charge-offs | $2,168,000 | 1,067 |
| Cash dividends | $3,343,000 | 259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,818,000 | 1,018 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,959,000 | 1,136 |
| Total interest expense | $3,119,000 | 1,102 |
| Net interest income | $4,840,000 | 1,137 |
| Provision for loan and lease losses | $775,000 | 1,368 |
| Total noninterest income | $1,122,000 | 1,166 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $780,000 | 522 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $342,000 | 1,789 |
| Total noninterest expense | $3,982,000 | 1,260 |
| Salaries and employee benefits | $2,236,000 | 1,132 |
| Premises and equipment expense | $508,000 | 1,394 |
| Additional noninterest expense | $1,238,000 | 1,323 |
| Pre-tax net operating income | $1,205,000 | 1,058 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $28,000 | 3,336 |
| Income before extraordinary items | $1,177,000 | 902 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,177,000 | 902 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,177,000 | 904 |
| Net charge-offs | $339,000 | 1,672 |
| Cash dividends | $2,409,000 | 193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,177,000 | 843 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $33,806,000 | 1,128 |
| Total interest expense | $14,412,000 | 1,129 |
| Net interest income | $19,394,000 | 1,138 |
| Provision for loan and lease losses | $3,560,000 | 1,251 |
| Total noninterest income | $5,355,000 | 991 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,083,000 | 560 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,272,000 | 1,189 |
| Total noninterest expense | $15,133,000 | 1,293 |
| Salaries and employee benefits | $8,280,000 | 1,207 |
| Premises and equipment expense | $2,147,000 | 1,278 |
| Additional noninterest expense | $4,706,000 | 1,341 |
| Pre-tax net operating income | $6,056,000 | 927 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $140,000 | 3,127 |
| Income before extraordinary items | $5,916,000 | 684 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,916,000 | 684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,393,000 | 1,625 |
| Cash dividends | $3,541,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,916,000 | 733 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $25,558,000 | 1,148 |
| Total interest expense | $11,136,000 | 1,141 |
| Net interest income | $14,422,000 | 1,169 |
| Provision for loan and lease losses | $660,000 | 2,334 |
| Total noninterest income | $3,196,000 | 1,247 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,280,000 | 575 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $916,000 | 1,943 |
| Total noninterest expense | $11,290,000 | 1,276 |
| Salaries and employee benefits | $6,179,000 | 1,238 |
| Premises and equipment expense | $1,631,000 | 1,265 |
| Additional noninterest expense | $3,480,000 | 1,308 |
| Pre-tax net operating income | $5,668,000 | 900 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $99,000 | 3,600 |
| Income before extraordinary items | $5,569,000 | 650 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $5,569,000 | 649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,797 |
| Cash dividends | $3,277,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,569,000 | 690 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,967,000 | 1,163 |
| Total interest expense | $7,643,000 | 1,143 |
| Net interest income | $9,324,000 | 1,201 |
| Provision for loan and lease losses | $400,000 | 2,155 |
| Total noninterest income | $2,059,000 | 1,302 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,497,000 | 572 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $562,000 | 2,076 |
| Total noninterest expense | $7,502,000 | 1,282 |
| Salaries and employee benefits | $4,101,000 | 1,257 |
| Premises and equipment expense | $1,078,000 | 1,271 |
| Additional noninterest expense | $2,323,000 | 1,285 |
| Pre-tax net operating income | $3,481,000 | 1,028 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $63,000 | 3,868 |
| Income before extraordinary items | $3,418,000 | 804 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,418,000 | 803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $2,375,000 | 689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,418,000 | 789 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,702,000 | 1,165 |
| Total interest expense | $4,019,000 | 1,157 |
| Net interest income | $4,683,000 | 1,172 |
| Provision for loan and lease losses | $180,000 | 1,928 |
| Total noninterest income | $992,000 | 1,338 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $725,000 | 587 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $267,000 | 2,115 |
| Total noninterest expense | $3,763,000 | 1,284 |
| Salaries and employee benefits | $2,063,000 | 1,271 |
| Premises and equipment expense | $577,000 | 1,196 |
| Additional noninterest expense | $1,123,000 | 1,278 |
| Pre-tax net operating income | $1,732,000 | 1,106 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $31,000 | 4,027 |
| Income before extraordinary items | $1,701,000 | 879 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,701,000 | 881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $1,056,000 | 702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,701,000 | 839 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $35,635,000 | 1,183 |
| Total interest expense | $15,299,000 | 1,309 |
| Net interest income | $20,336,000 | 1,087 |
| Provision for loan and lease losses | $700,000 | 1,852 |
| Total noninterest income | $3,907,000 | 1,326 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,777,000 | 630 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,130,000 | 2,057 |
| Total noninterest expense | $14,242,000 | 1,298 |
| Salaries and employee benefits | $7,672,000 | 1,306 |
| Premises and equipment expense | $2,185,000 | 1,213 |
| Additional noninterest expense | $4,385,000 | 1,280 |
| Pre-tax net operating income | $9,301,000 | 909 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $172,000 | 4,004 |
| Income before extraordinary items | $9,129,000 | 710 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,129,000 | 708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,780 |
| Cash dividends | $3,839,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $9,129,000 | 705 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $26,518,000 | 1,197 |
| Total interest expense | $11,236,000 | 1,333 |
| Net interest income | $15,282,000 | 1,091 |
| Provision for loan and lease losses | $475,000 | 1,639 |
| Total noninterest income | $2,898,000 | 1,341 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,056,000 | 629 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $842,000 | 2,060 |
| Total noninterest expense | $10,449,000 | 1,321 |
| Salaries and employee benefits | $5,644,000 | 1,329 |
| Premises and equipment expense | $1,605,000 | 1,234 |
| Additional noninterest expense | $3,200,000 | 1,278 |
| Pre-tax net operating income | $7,256,000 | 952 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $126,000 | 4,220 |
| Income before extraordinary items | $7,130,000 | 735 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,130,000 | 733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 1,949 |
| Cash dividends | $3,575,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $7,130,000 | 724 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $17,428,000 | 1,222 |
| Total interest expense | $7,365,000 | 1,361 |
| Net interest income | $10,063,000 | 1,120 |
| Provision for loan and lease losses | $350,000 | 1,363 |
| Total noninterest income | $1,905,000 | 1,377 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,355,000 | 639 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $550,000 | 2,110 |
| Total noninterest expense | $6,844,000 | 1,360 |
| Salaries and employee benefits | $3,715,000 | 1,370 |
| Premises and equipment expense | $1,049,000 | 1,274 |
| Additional noninterest expense | $2,080,000 | 1,327 |
| Pre-tax net operating income | $4,774,000 | 1,002 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $82,000 | 4,324 |
| Income before extraordinary items | $4,692,000 | 767 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,692,000 | 766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 1,681 |
| Cash dividends | $2,993,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,692,000 | 759 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,639,000 | 1,227 |
| Total interest expense | $3,605,000 | 1,377 |
| Net interest income | $5,034,000 | 1,108 |
| Provision for loan and lease losses | $225,000 | 1,053 |
| Total noninterest income | $924,000 | 1,385 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $633,000 | 666 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $291,000 | 2,005 |
| Total noninterest expense | $3,328,000 | 1,393 |
| Salaries and employee benefits | $1,830,000 | 1,409 |
| Premises and equipment expense | $518,000 | 1,299 |
| Additional noninterest expense | $980,000 | 1,365 |
| Pre-tax net operating income | $2,405,000 | 974 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $39,000 | 4,383 |
| Income before extraordinary items | $2,366,000 | 760 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,366,000 | 759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,471 |
| Cash dividends | $1,259,000 | 665 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,366,000 | 751 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $31,817,000 | 1,230 |
| Total interest expense | $11,309,000 | 1,486 |
| Net interest income | $20,508,000 | 1,084 |
| Provision for loan and lease losses | $880,000 | 1,174 |
| Total noninterest income | $4,148,000 | 1,265 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,554,000 | 688 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,594,000 | 1,595 |
| Total noninterest expense | $13,066,000 | 1,367 |
| Salaries and employee benefits | $7,030,000 | 1,391 |
| Premises and equipment expense | $1,971,000 | 1,314 |
| Additional noninterest expense | $4,065,000 | 1,312 |
| Pre-tax net operating income | $10,710,000 | 925 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $180,000 | 4,409 |
| Income before extraordinary items | $10,530,000 | 707 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $10,530,000 | 708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,798 |
| Cash dividends | $3,713,000 | 921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $10,530,000 | 696 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $23,278,000 | 1,270 |
| Total interest expense | $7,911,000 | 1,543 |
| Net interest income | $15,367,000 | 1,103 |
| Provision for loan and lease losses | $820,000 | 925 |
| Total noninterest income | $3,218,000 | 1,247 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,943,000 | 682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,275,000 | 1,524 |
| Total noninterest expense | $9,628,000 | 1,396 |
| Salaries and employee benefits | $5,195,000 | 1,423 |
| Premises and equipment expense | $1,484,000 | 1,316 |
| Additional noninterest expense | $2,949,000 | 1,349 |
| Pre-tax net operating income | $8,137,000 | 947 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $135,000 | 4,591 |
| Income before extraordinary items | $8,002,000 | 731 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,002,000 | 730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,313 |
| Cash dividends | $3,713,000 | 700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,002,000 | 727 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $15,071,000 | 1,280 |
| Total interest expense | $4,932,000 | 1,585 |
| Net interest income | $10,139,000 | 1,112 |
| Provision for loan and lease losses | $575,000 | 869 |
| Total noninterest income | $2,310,000 | 1,177 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,306,000 | 659 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,004,000 | 1,348 |
| Total noninterest expense | $6,417,000 | 1,405 |
| Salaries and employee benefits | $3,411,000 | 1,449 |
| Premises and equipment expense | $995,000 | 1,305 |
| Additional noninterest expense | $2,011,000 | 1,330 |
| Pre-tax net operating income | $5,457,000 | 945 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $90,000 | 4,649 |
| Income before extraordinary items | $5,367,000 | 731 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,367,000 | 731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $2,772,000 | 621 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,367,000 | 720 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,289,000 | 1,301 |
| Total interest expense | $2,324,000 | 1,590 |
| Net interest income | $4,965,000 | 1,133 |
| Provision for loan and lease losses | $345,000 | 697 |
| Total noninterest income | $961,000 | 1,319 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $680,000 | 604 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $281,000 | 2,033 |
| Total noninterest expense | $3,155,000 | 1,435 |
| Salaries and employee benefits | $1,722,000 | 1,444 |
| Premises and equipment expense | $512,000 | 1,270 |
| Additional noninterest expense | $921,000 | 1,430 |
| Pre-tax net operating income | $2,426,000 | 1,035 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $45,000 | 4,614 |
| Income before extraordinary items | $2,381,000 | 802 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,381,000 | 801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $873,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,381,000 | 788 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,344,000 | 1,381 |
| Total interest expense | $6,454,000 | 1,757 |
| Net interest income | $17,890,000 | 1,209 |
| Provision for loan and lease losses | $840,000 | 1,209 |
| Total noninterest income | $4,000,000 | 1,279 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,929,000 | 580 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,071,000 | 2,114 |
| Total noninterest expense | $12,274,000 | 1,397 |
| Salaries and employee benefits | $6,515,000 | 1,430 |
| Premises and equipment expense | $1,926,000 | 1,277 |
| Additional noninterest expense | $3,833,000 | 1,334 |
| Pre-tax net operating income | $8,776,000 | 1,105 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $146,000 | 5,028 |
| Income before extraordinary items | $8,630,000 | 837 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,630,000 | 839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,928 |
| Cash dividends | $2,935,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,630,000 | 824 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $17,276,000 | 1,406 |
| Total interest expense | $4,257,000 | 1,874 |
| Net interest income | $13,019,000 | 1,242 |
| Provision for loan and lease losses | $630,000 | 1,160 |
| Total noninterest income | $3,053,000 | 1,268 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,258,000 | 558 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $795,000 | 2,130 |
| Total noninterest expense | $9,131,000 | 1,394 |
| Salaries and employee benefits | $4,808,000 | 1,441 |
| Premises and equipment expense | $1,405,000 | 1,300 |
| Additional noninterest expense | $2,918,000 | 1,304 |
| Pre-tax net operating income | $6,311,000 | 1,131 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $71,000 | 5,542 |
| Income before extraordinary items | $6,240,000 | 861 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,240,000 | 862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,634 |
| Cash dividends | $2,935,000 | 770 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,240,000 | 844 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,832,000 | 1,452 |
| Total interest expense | $2,500,000 | 1,987 |
| Net interest income | $8,332,000 | 1,287 |
| Provision for loan and lease losses | $420,000 | 1,135 |
| Total noninterest income | $2,074,000 | 1,236 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,525,000 | 543 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $549,000 | 2,052 |
| Total noninterest expense | $5,989,000 | 1,419 |
| Salaries and employee benefits | $3,156,000 | 1,466 |
| Premises and equipment expense | $904,000 | 1,336 |
| Additional noninterest expense | $1,929,000 | 1,293 |
| Pre-tax net operating income | $3,997,000 | 1,168 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $42,000 | 5,656 |
| Income before extraordinary items | $3,955,000 | 882 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,955,000 | 882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $2,015,000 | 703 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,955,000 | 861 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,109,000 | 1,525 |
| Total interest expense | $1,136,000 | 2,076 |
| Net interest income | $3,973,000 | 1,350 |
| Provision for loan and lease losses | $210,000 | 1,084 |
| Total noninterest income | $1,062,000 | 1,195 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $773,000 | 518 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $289,000 | 1,931 |
| Total noninterest expense | $2,971,000 | 1,424 |
| Salaries and employee benefits | $1,577,000 | 1,475 |
| Premises and equipment expense | $455,000 | 1,334 |
| Additional noninterest expense | $939,000 | 1,321 |
| Pre-tax net operating income | $1,854,000 | 1,226 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $21,000 | 5,628 |
| Income before extraordinary items | $1,833,000 | 953 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,833,000 | 954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $479,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,833,000 | 929 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $17,682,000 | 1,640 |
| Total interest expense | $3,346,000 | 2,390 |
| Net interest income | $14,336,000 | 1,409 |
| Provision for loan and lease losses | $620,000 | 1,601 |
| Total noninterest income | $4,041,000 | 1,265 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,807,000 | 621 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,234,000 | 1,869 |
| Total noninterest expense | $12,331,000 | 1,332 |
| Salaries and employee benefits | $6,098,000 | 1,455 |
| Premises and equipment expense | $2,217,000 | 1,042 |
| Additional noninterest expense | $4,016,000 | 1,230 |
| Pre-tax net operating income | $5,426,000 | 1,572 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $91,000 | 5,608 |
| Income before extraordinary items | $5,335,000 | 1,222 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,335,000 | 1,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,324 |
| Cash dividends | $1,644,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,335,000 | 1,191 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,829,000 | 1,668 |
| Total interest expense | $2,391,000 | 2,452 |
| Net interest income | $10,438,000 | 1,434 |
| Provision for loan and lease losses | $450,000 | 1,575 |
| Total noninterest income | $2,942,000 | 1,326 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,015,000 | 661 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $927,000 | 1,871 |
| Total noninterest expense | $8,888,000 | 1,377 |
| Salaries and employee benefits | $4,376,000 | 1,514 |
| Premises and equipment expense | $1,683,000 | 1,027 |
| Additional noninterest expense | $2,829,000 | 1,309 |
| Pre-tax net operating income | $4,042,000 | 1,595 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $46,000 | 6,019 |
| Income before extraordinary items | $3,996,000 | 1,234 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,996,000 | 1,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 1,734 |
| Cash dividends | $1,644,000 | 1,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,996,000 | 1,200 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,268,000 | 1,701 |
| Total interest expense | $1,516,000 | 2,549 |
| Net interest income | $6,752,000 | 1,477 |
| Provision for loan and lease losses | $330,000 | 1,426 |
| Total noninterest income | $2,041,000 | 1,268 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,333,000 | 653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $708,000 | 1,703 |
| Total noninterest expense | $5,641,000 | 1,433 |
| Salaries and employee benefits | $2,880,000 | 1,533 |
| Premises and equipment expense | $1,096,000 | 1,054 |
| Additional noninterest expense | $1,665,000 | 1,449 |
| Pre-tax net operating income | $2,822,000 | 1,507 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $31,000 | 6,006 |
| Income before extraordinary items | $2,791,000 | 1,172 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,791,000 | 1,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 1,429 |
| Cash dividends | $1,010,000 | 1,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,791,000 | 1,129 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,929,000 | 1,795 |
| Total interest expense | $739,000 | 2,638 |
| Net interest income | $3,190,000 | 1,568 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $955,000 | 1,291 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $653,000 | 658 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $302,000 | 1,879 |
| Total noninterest expense | $2,806,000 | 1,452 |
| Salaries and employee benefits | $1,430,000 | 1,562 |
| Premises and equipment expense | $539,000 | 1,100 |
| Additional noninterest expense | $837,000 | 1,441 |
| Pre-tax net operating income | $1,249,000 | 1,663 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $16,000 | 5,956 |
| Income before extraordinary items | $1,233,000 | 1,307 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,233,000 | 1,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,212 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,233,000 | 1,246 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,727,000 | 1,810 |
| Total interest expense | $3,823,000 | 2,316 |
| Net interest income | $11,904,000 | 1,629 |
| Provision for loan and lease losses | $360,000 | 2,773 |
| Total noninterest income | $3,251,000 | 1,575 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,520,000 | 683 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $731,000 | 2,884 |
| Total noninterest expense | $13,478,000 | 1,204 |
| Salaries and employee benefits | $5,173,000 | 1,666 |
| Premises and equipment expense | $1,614,000 | 1,408 |
| Additional noninterest expense | $6,691,000 | 775 |
| Pre-tax net operating income | $1,317,000 | 4,446 |
| Securities gains (losses) | $355,000 | 947 |
| Applicable income taxes | $57,000 | 6,188 |
| Income before extraordinary items | $1,615,000 | 3,370 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,615,000 | 3,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 8,963 |
| Cash dividends | $2,387,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,270,650 | 3,815 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,013,000 | 1,808 |
| Total interest expense | $3,071,000 | 2,244 |
| Net interest income | $8,942,000 | 1,640 |
| Provision for loan and lease losses | $270,000 | 2,692 |
| Total noninterest income | $2,214,000 | 1,754 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,834,000 | 707 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $380,000 | 3,624 |
| Total noninterest expense | $8,701,000 | 1,394 |
| Salaries and employee benefits | $3,799,000 | 1,710 |
| Premises and equipment expense | $1,195,000 | 1,438 |
| Additional noninterest expense | $3,707,000 | 1,035 |
| Pre-tax net operating income | $2,185,000 | 2,665 |
| Securities gains (losses) | $355,000 | 861 |
| Applicable income taxes | $46,000 | 6,283 |
| Income before extraordinary items | $2,494,000 | 1,931 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,494,000 | 1,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 9,011 |
| Cash dividends | $1,677,000 | 1,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,146,100 | 2,075 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,880,000 | 1,864 |
| Total interest expense | $2,151,000 | 2,216 |
| Net interest income | $5,729,000 | 1,702 |
| Provision for loan and lease losses | $180,000 | 2,675 |
| Total noninterest income | $1,435,000 | 1,779 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,192,000 | 713 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $243,000 | 3,677 |
| Total noninterest expense | $5,491,000 | 1,463 |
| Salaries and employee benefits | $2,522,000 | 1,702 |
| Premises and equipment expense | $764,000 | 1,501 |
| Additional noninterest expense | $2,205,000 | 1,143 |
| Pre-tax net operating income | $1,493,000 | 2,608 |
| Securities gains (losses) | $279,000 | 846 |
| Applicable income taxes | $31,000 | 6,314 |
| Income before extraordinary items | $1,741,000 | 1,850 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,741,000 | 1,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 9,101 |
| Cash dividends | $1,386,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,467,580 | 2,031 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,784,000 | 1,937 |
| Total interest expense | $1,079,000 | 2,255 |
| Net interest income | $2,705,000 | 1,801 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $732,000 | 1,708 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $603,000 | 686 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $129,000 | 3,478 |
| Total noninterest expense | $2,479,000 | 1,611 |
| Salaries and employee benefits | $1,220,000 | 1,747 |
| Premises and equipment expense | $365,000 | 1,581 |
| Additional noninterest expense | $894,000 | 1,351 |
| Pre-tax net operating income | $868,000 | 2,307 |
| Securities gains (losses) | $279,000 | 531 |
| Applicable income taxes | $16,000 | 6,250 |
| Income before extraordinary items | $1,131,000 | 1,440 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,131,000 | 1,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 9,005 |
| Cash dividends | $472,000 | 1,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $854,790 | 1,735 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,719,000 | 1,970 |
| Total interest expense | $4,637,000 | 2,393 |
| Net interest income | $11,082,000 | 1,742 |
| Provision for loan and lease losses | $335,000 | 3,217 |
| Total noninterest income | $2,948,000 | 1,587 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,218,000 | 726 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $730,000 | 2,648 |
| Total noninterest expense | $9,283,000 | 1,646 |
| Salaries and employee benefits | $4,744,000 | 1,696 |
| Premises and equipment expense | $1,425,000 | 1,557 |
| Additional noninterest expense | $3,114,000 | 1,521 |
| Pre-tax net operating income | $4,410,000 | 1,832 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $60,000 | 6,401 |
| Income before extraordinary items | $4,350,000 | 1,427 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,350,000 | 1,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,779 |
| Cash dividends | $2,388,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,350,000 | 1,379 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,335,000 | 2,102 |
| Total interest expense | $6,148,000 | 2,598 |
| Net interest income | $10,187,000 | 1,752 |
| Provision for loan and lease losses | $340,000 | 2,959 |
| Total noninterest income | $3,015,000 | 1,471 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,202,000 | 675 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $813,000 | 2,363 |
| Total noninterest expense | $8,500,000 | 1,715 |
| Salaries and employee benefits | $4,326,000 | 1,738 |
| Premises and equipment expense | $1,414,000 | 1,528 |
| Additional noninterest expense | $2,760,000 | 1,673 |
| Pre-tax net operating income | $4,362,000 | 1,634 |
| Securities gains (losses) | $104,000 | 1,712 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $4,466,000 | 1,221 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,466,000 | 1,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 9,343 |
| Cash dividends | $2,322,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,362,000 | 1,197 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,217,000 | 2,304 |
| Total interest expense | $5,958,000 | 2,802 |
| Net interest income | $9,259,000 | 1,899 |
| Provision for loan and lease losses | $206,000 | 3,678 |
| Total noninterest income | $2,749,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,027,000 | 664 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $722,000 | 2,306 |
| Total noninterest expense | $7,702,000 | 1,807 |
| Salaries and employee benefits | $3,910,000 | 1,843 |
| Premises and equipment expense | $1,319,000 | 1,568 |
| Additional noninterest expense | $2,473,000 | 1,794 |
| Pre-tax net operating income | $4,100,000 | 1,780 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $44,000 | 7,335 |
| Income before extraordinary items | $4,056,000 | 1,294 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,056,000 | 1,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,136 |
| Cash dividends | $2,393,000 | 1,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,056,000 | 1,284 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,572,000 | 2,591 |
| Total interest expense | $4,749,000 | 3,072 |
| Net interest income | $7,823,000 | 2,248 |
| Provision for loan and lease losses | $170,000 | 3,962 |
| Total noninterest income | $2,565,000 | 1,533 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,974,000 | 666 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $591,000 | 2,651 |
| Total noninterest expense | $6,875,000 | 1,988 |
| Salaries and employee benefits | $3,353,000 | 2,092 |
| Premises and equipment expense | $1,207,000 | 1,698 |
| Additional noninterest expense | $2,315,000 | 1,883 |
| Pre-tax net operating income | $3,343,000 | 2,187 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $55,000 | 7,567 |
| Income before extraordinary items | $3,288,000 | 1,620 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,288,000 | 1,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,687 |
| Cash dividends | $2,235,000 | 1,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,288,000 | 1,588 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,861,000 | 2,970 |
| Total interest expense | $4,540,000 | 3,267 |
| Net interest income | $6,321,000 | 2,715 |
| Provision for loan and lease losses | $130,000 | 4,466 |
| Total noninterest income | $2,534,000 | 1,529 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,957,000 | 628 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $577,000 | 2,707 |
| Total noninterest expense | $6,347,000 | 2,067 |
| Salaries and employee benefits | $3,071,000 | 2,199 |
| Premises and equipment expense | $1,145,000 | 1,724 |
| Additional noninterest expense | $2,131,000 | 1,996 |
| Pre-tax net operating income | $2,378,000 | 2,911 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $246,000 | 5,690 |
| Income before extraordinary items | $2,132,000 | 2,414 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,132,000 | 2,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,009 |
| Cash dividends | $1,361,000 | 1,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,132,000 | 2,331 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,616,000 | 3,356 |
| Total interest expense | $3,816,000 | 3,850 |
| Net interest income | $5,800,000 | 3,011 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $2,415,000 | 1,521 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,947,000 | 654 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $468,000 | 2,959 |
| Total noninterest expense | $5,842,000 | 2,203 |
| Salaries and employee benefits | $2,724,000 | 2,438 |
| Premises and equipment expense | $1,094,000 | 1,815 |
| Additional noninterest expense | $2,024,000 | 2,064 |
| Pre-tax net operating income | $2,328,000 | 3,097 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $714,000 | 3,192 |
| Income before extraordinary items | $1,614,000 | 3,136 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,614,000 | 3,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,573 |
| Cash dividends | $396,000 | 4,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,614,000 | 3,075 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,245,000 | 3,917 |
| Total interest expense | $3,124,000 | 4,607 |
| Net interest income | $5,121,000 | 3,462 |
| Provision for loan and lease losses | $125,000 | 4,497 |
| Total noninterest income | $2,439,000 | 1,581 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,835,000 | 725 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $604,000 | 2,557 |
| Total noninterest expense | $5,544,000 | 2,476 |
| Salaries and employee benefits | $2,524,000 | 2,663 |
| Premises and equipment expense | $1,010,000 | 1,981 |
| Additional noninterest expense | $2,010,000 | 2,440 |
| Pre-tax net operating income | $1,891,000 | 3,559 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $566,000 | 3,756 |
| Income before extraordinary items | $1,322,000 | 3,578 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,322,000 | 3,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,367 |
| Cash dividends | $528,000 | 3,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,324,100 | 3,519 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,680,000 | 4,166 |
| Total interest expense | $2,941,000 | 4,855 |
| Net interest income | $4,739,000 | 3,705 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $2,184,000 | 1,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,778,000 | 753 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 3,287 |
| Total noninterest expense | $5,081,000 | 2,671 |
| Salaries and employee benefits | $2,304,000 | 2,894 |
| Premises and equipment expense | $943,000 | 2,130 |
| Additional noninterest expense | $1,834,000 | 2,598 |
| Pre-tax net operating income | $1,842,000 | 3,758 |
| Securities gains (losses) | $-69,000 | 11,337 |
| Applicable income taxes | $531,000 | 4,004 |
| Income before extraordinary items | $1,242,000 | 3,843 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,242,000 | 3,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,995 |
| Cash dividends | $528,000 | 3,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,290,300 | 3,686 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,177,000 | 4,740 |
| Total interest expense | $1,978,000 | 5,661 |
| Net interest income | $4,199,000 | 4,190 |
| Provision for loan and lease losses | $85,000 | 4,903 |
| Total noninterest income | $2,102,000 | 1,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,738,000 | 767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $364,000 | 3,628 |
| Total noninterest expense | $4,431,000 | 3,103 |
| Salaries and employee benefits | $1,930,000 | 3,398 |
| Premises and equipment expense | $743,000 | 2,693 |
| Additional noninterest expense | $1,758,000 | 2,890 |
| Pre-tax net operating income | $1,785,000 | 3,773 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $418,000 | 4,603 |
| Income before extraordinary items | $1,367,000 | 3,434 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,367,000 | 3,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,906 |
| Cash dividends | $370,000 | 3,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,367,000 | 3,466 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,026,000 | 5,765 |
| Total interest expense | $1,587,000 | 6,914 |
| Net interest income | $3,439,000 | 5,034 |
| Provision for loan and lease losses | $5,000 | 10,098 |
| Total noninterest income | $1,911,000 | 2,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,624,000 | 803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 4,593 |
| Total noninterest expense | $4,088,000 | 3,421 |
| Salaries and employee benefits | $1,766,000 | 3,674 |
| Premises and equipment expense | $815,000 | 2,514 |
| Additional noninterest expense | $1,507,000 | 3,491 |
| Pre-tax net operating income | $1,257,000 | 5,005 |
| Securities gains (losses) | $106,000 | 2,422 |
| Applicable income taxes | $334,000 | 5,684 |
| Income before extraordinary items | $1,029,000 | 4,592 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,029,000 | 4,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $211,000 | 5,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $949,500 | 4,662 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,357,000 | 7,063 |
| Total interest expense | $1,571,000 | 8,296 |
| Net interest income | $2,786,000 | 6,069 |
| Provision for loan and lease losses | $143,000 | 6,243 |
| Total noninterest income | $1,484,000 | 2,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,245,000 | 1,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 5,118 |
| Total noninterest expense | $3,432,000 | 3,995 |
| Salaries and employee benefits | $1,542,000 | 4,129 |
| Premises and equipment expense | $692,000 | 2,949 |
| Additional noninterest expense | $1,198,000 | 4,344 |
| Pre-tax net operating income | $695,000 | 7,126 |
| Securities gains (losses) | $49,000 | 4,164 |
| Applicable income taxes | $217,000 | 7,239 |
| Income before extraordinary items | $527,000 | 7,111 |
| Extraordinary gains, net | $174,000 | 495 |
| Net income | $701,000 | 5,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 4,538 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $492,210 | 7,026 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.