Home > The Forest Hill State Bank > Income and Expense
The Forest Hill State Bank, Income and Expense
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,236,000 | 1,355 |
| Total interest expense | $1,614,000 | 2,404 |
| Net interest income | $8,622,000 | 1,144 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,063,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $611,000 | 1,438 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $452,000 | 2,342 |
| Total noninterest expense | $4,006,000 | 1,989 |
| Salaries and employee benefits | $2,327,000 | 1,864 |
| Premises and equipment expense | $463,000 | 2,436 |
| Additional noninterest expense | $1,216,000 | 1,968 |
| Pre-tax net operating income | $5,679,000 | 773 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,090,000 | 702 |
| Income before extraordinary items | $3,589,000 | 912 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,589,000 | 912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,599 |
| Cash dividends | $3,087,000 | 487 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,589,000 | 874 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,090,000 | 1,367 |
| Total interest expense | $824,000 | 2,379 |
| Net interest income | $4,266,000 | 1,160 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $497,000 | 2,170 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $300,000 | 1,423 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $197,000 | 2,499 |
| Total noninterest expense | $1,983,000 | 2,027 |
| Salaries and employee benefits | $1,160,000 | 1,896 |
| Premises and equipment expense | $233,000 | 2,452 |
| Additional noninterest expense | $590,000 | 2,002 |
| Pre-tax net operating income | $2,780,000 | 785 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,028,000 | 717 |
| Income before extraordinary items | $1,752,000 | 925 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,752,000 | 925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 1,713 |
| Cash dividends | $1,248,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,752,000 | 882 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $20,718,000 | 1,375 |
| Total interest expense | $3,633,000 | 2,427 |
| Net interest income | $17,085,000 | 1,135 |
| Provision for loan and lease losses | $330,000 | 2,962 |
| Total noninterest income | $1,930,000 | 2,376 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,123,000 | 1,532 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $807,000 | 2,726 |
| Total noninterest expense | $7,925,000 | 1,995 |
| Salaries and employee benefits | $4,461,000 | 1,927 |
| Premises and equipment expense | $976,000 | 2,300 |
| Additional noninterest expense | $2,488,000 | 1,935 |
| Pre-tax net operating income | $10,760,000 | 801 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,877,000 | 756 |
| Income before extraordinary items | $6,883,000 | 935 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,883,000 | 937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $585,000 | 1,419 |
| Cash dividends | $8,370,000 | 430 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,883,000 | 879 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,484,000 | 1,414 |
| Total interest expense | $2,752,000 | 2,490 |
| Net interest income | $12,732,000 | 1,155 |
| Provision for loan and lease losses | $231,000 | 3,011 |
| Total noninterest income | $1,451,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $823,000 | 1,575 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $628,000 | 2,754 |
| Total noninterest expense | $5,882,000 | 2,014 |
| Salaries and employee benefits | $3,321,000 | 1,938 |
| Premises and equipment expense | $730,000 | 2,319 |
| Additional noninterest expense | $1,831,000 | 1,956 |
| Pre-tax net operating income | $8,070,000 | 834 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,929,000 | 788 |
| Income before extraordinary items | $5,141,000 | 979 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,141,000 | 979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,498 |
| Cash dividends | $7,170,000 | 379 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,141,000 | 917 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,243,000 | 1,435 |
| Total interest expense | $1,882,000 | 2,515 |
| Net interest income | $8,361,000 | 1,174 |
| Provision for loan and lease losses | $198,000 | 2,542 |
| Total noninterest income | $943,000 | 2,447 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $536,000 | 1,581 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $407,000 | 2,774 |
| Total noninterest expense | $3,935,000 | 2,006 |
| Salaries and employee benefits | $2,185,000 | 1,949 |
| Premises and equipment expense | $511,000 | 2,213 |
| Additional noninterest expense | $1,239,000 | 1,934 |
| Pre-tax net operating income | $5,171,000 | 860 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,893,000 | 807 |
| Income before extraordinary items | $3,278,000 | 1,022 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,278,000 | 1,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,417 |
| Cash dividends | $2,385,000 | 637 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,278,000 | 944 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,121,000 | 1,441 |
| Total interest expense | $965,000 | 2,510 |
| Net interest income | $4,156,000 | 1,181 |
| Provision for loan and lease losses | $99,000 | 2,416 |
| Total noninterest income | $468,000 | 2,406 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $266,000 | 1,554 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $202,000 | 2,703 |
| Total noninterest expense | $1,943,000 | 2,019 |
| Salaries and employee benefits | $1,094,000 | 1,944 |
| Premises and equipment expense | $260,000 | 2,175 |
| Additional noninterest expense | $589,000 | 1,996 |
| Pre-tax net operating income | $2,582,000 | 878 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $944,000 | 841 |
| Income before extraordinary items | $1,638,000 | 1,025 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,638,000 | 1,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 1,252 |
| Cash dividends | $1,203,000 | 583 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,638,000 | 948 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,912,000 | 1,473 |
| Total interest expense | $4,954,000 | 2,267 |
| Net interest income | $15,958,000 | 1,212 |
| Provision for loan and lease losses | $330,000 | 3,240 |
| Total noninterest income | $1,970,000 | 2,158 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,095,000 | 1,474 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $875,000 | 2,365 |
| Total noninterest expense | $7,532,000 | 1,993 |
| Salaries and employee benefits | $4,173,000 | 1,934 |
| Premises and equipment expense | $934,000 | 2,325 |
| Additional noninterest expense | $2,425,000 | 1,905 |
| Pre-tax net operating income | $10,066,000 | 867 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $3,627,000 | 786 |
| Income before extraordinary items | $6,439,000 | 974 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,439,000 | 976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,629 |
| Cash dividends | $4,452,000 | 684 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,439,000 | 929 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $22,230,000 | 1,523 |
| Total interest expense | $7,703,000 | 2,088 |
| Net interest income | $14,527,000 | 1,225 |
| Provision for loan and lease losses | $270,000 | 3,439 |
| Total noninterest income | $1,895,000 | 2,096 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,113,000 | 1,348 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $782,000 | 2,424 |
| Total noninterest expense | $6,795,000 | 2,114 |
| Salaries and employee benefits | $3,733,000 | 2,013 |
| Premises and equipment expense | $847,000 | 2,491 |
| Additional noninterest expense | $2,215,000 | 2,031 |
| Pre-tax net operating income | $9,357,000 | 815 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,342,000 | 764 |
| Income before extraordinary items | $6,015,000 | 912 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,015,000 | 913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,522 |
| Cash dividends | $4,175,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,015,000 | 873 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $22,178,000 | 1,553 |
| Total interest expense | $8,390,000 | 2,050 |
| Net interest income | $13,788,000 | 1,265 |
| Provision for loan and lease losses | $444,000 | 2,088 |
| Total noninterest income | $1,931,000 | 1,919 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,131,000 | 1,202 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $800,000 | 2,148 |
| Total noninterest expense | $6,626,000 | 2,082 |
| Salaries and employee benefits | $3,621,000 | 1,977 |
| Premises and equipment expense | $793,000 | 2,593 |
| Additional noninterest expense | $2,212,000 | 1,967 |
| Pre-tax net operating income | $8,649,000 | 896 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,020,000 | 818 |
| Income before extraordinary items | $5,629,000 | 948 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,629,000 | 948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 1,738 |
| Cash dividends | $3,940,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,629,000 | 946 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $20,639,000 | 1,580 |
| Total interest expense | $7,182,000 | 2,078 |
| Net interest income | $13,457,000 | 1,291 |
| Provision for loan and lease losses | $784,000 | 1,210 |
| Total noninterest income | $1,931,000 | 1,907 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,249,000 | 1,065 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $682,000 | 2,424 |
| Total noninterest expense | $6,430,000 | 2,116 |
| Salaries and employee benefits | $3,640,000 | 1,924 |
| Premises and equipment expense | $762,000 | 2,668 |
| Additional noninterest expense | $2,028,000 | 2,162 |
| Pre-tax net operating income | $8,174,000 | 979 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,854,000 | 916 |
| Income before extraordinary items | $5,320,000 | 1,040 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,320,000 | 1,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 1,860 |
| Cash dividends | $3,723,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,320,000 | 1,024 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,186,000 | 1,609 |
| Total interest expense | $7,369,000 | 2,064 |
| Net interest income | $12,817,000 | 1,325 |
| Provision for loan and lease losses | $451,000 | 1,865 |
| Total noninterest income | $1,734,000 | 2,029 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,064,000 | 1,182 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $670,000 | 2,472 |
| Total noninterest expense | $6,563,000 | 1,996 |
| Salaries and employee benefits | $3,732,000 | 1,783 |
| Premises and equipment expense | $774,000 | 2,522 |
| Additional noninterest expense | $2,057,000 | 2,071 |
| Pre-tax net operating income | $7,537,000 | 1,017 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,658,000 | 968 |
| Income before extraordinary items | $4,879,000 | 1,108 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,879,000 | 1,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,612 |
| Cash dividends | $3,416,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,879,000 | 1,071 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,888,000 | 1,656 |
| Total interest expense | $7,275,000 | 2,090 |
| Net interest income | $12,613,000 | 1,370 |
| Provision for loan and lease losses | $715,000 | 1,312 |
| Total noninterest income | $1,551,000 | 2,139 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $905,000 | 1,428 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $646,000 | 2,361 |
| Total noninterest expense | $6,376,000 | 2,024 |
| Salaries and employee benefits | $3,580,000 | 1,829 |
| Premises and equipment expense | $816,000 | 2,373 |
| Additional noninterest expense | $1,980,000 | 2,109 |
| Pre-tax net operating income | $7,073,000 | 1,130 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,551,000 | 1,078 |
| Income before extraordinary items | $4,522,000 | 1,212 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,522,000 | 1,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,431 |
| Cash dividends | $3,170,000 | 895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,522,000 | 1,185 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,793,000 | 1,798 |
| Total interest expense | $7,190,000 | 2,171 |
| Net interest income | $11,603,000 | 1,532 |
| Provision for loan and lease losses | $655,000 | 1,398 |
| Total noninterest income | $1,489,000 | 2,310 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $943,000 | 1,431 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $546,000 | 2,749 |
| Total noninterest expense | $6,192,000 | 2,217 |
| Salaries and employee benefits | $3,547,000 | 1,865 |
| Premises and equipment expense | $771,000 | 2,545 |
| Additional noninterest expense | $1,874,000 | 2,603 |
| Pre-tax net operating income | $6,245,000 | 1,168 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,282,000 | 1,089 |
| Income before extraordinary items | $3,963,000 | 1,263 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,963,000 | 1,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 2,099 |
| Cash dividends | $2,770,000 | 1,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,963,000 | 1,237 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,157,000 | 1,868 |
| Total interest expense | $7,392,000 | 2,115 |
| Net interest income | $10,765,000 | 1,658 |
| Provision for loan and lease losses | $500,000 | 1,563 |
| Total noninterest income | $1,331,000 | 2,500 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $862,000 | 1,570 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $469,000 | 2,993 |
| Total noninterest expense | $6,314,000 | 2,168 |
| Salaries and employee benefits | $3,476,000 | 1,905 |
| Premises and equipment expense | $798,000 | 2,480 |
| Additional noninterest expense | $2,040,000 | 2,364 |
| Pre-tax net operating income | $5,282,000 | 1,432 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,945,000 | 1,303 |
| Income before extraordinary items | $3,337,000 | 1,526 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,337,000 | 1,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,397 |
| Cash dividends | $1,596,000 | 1,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,337,000 | 1,508 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,320,000 | 1,884 |
| Total interest expense | $5,741,000 | 2,174 |
| Net interest income | $10,579,000 | 1,708 |
| Provision for loan and lease losses | $377,000 | 1,903 |
| Total noninterest income | $1,223,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $759,000 | 1,786 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $464,000 | 3,096 |
| Total noninterest expense | $6,345,000 | 2,216 |
| Salaries and employee benefits | $3,403,000 | 1,962 |
| Premises and equipment expense | $802,000 | 2,524 |
| Additional noninterest expense | $2,140,000 | 2,443 |
| Pre-tax net operating income | $5,080,000 | 1,452 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,897,000 | 1,258 |
| Income before extraordinary items | $3,183,000 | 1,546 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,183,000 | 1,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,773 |
| Cash dividends | $1,283,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,183,000 | 1,556 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,309,000 | 2,052 |
| Total interest expense | $5,615,000 | 2,307 |
| Net interest income | $9,694,000 | 1,858 |
| Provision for loan and lease losses | $262,000 | 3,284 |
| Total noninterest income | $970,000 | 3,427 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $719,000 | 1,899 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $251,000 | 4,995 |
| Total noninterest expense | $5,940,000 | 2,415 |
| Salaries and employee benefits | $3,211,000 | 2,063 |
| Premises and equipment expense | $835,000 | 2,449 |
| Additional noninterest expense | $1,894,000 | 2,855 |
| Pre-tax net operating income | $4,462,000 | 1,572 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,717,000 | 1,384 |
| Income before extraordinary items | $2,745,000 | 1,815 |
| Extraordinary gains, net | $-25,000 | 12,506 |
| Net income | $2,720,000 | 1,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 11,785 |
| Cash dividends | $1,078,000 | 1,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,745,000 | 1,709 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,729,000 | 2,118 |
| Total interest expense | $7,326,000 | 2,311 |
| Net interest income | $9,403,000 | 1,941 |
| Provision for loan and lease losses | $185,000 | 5,429 |
| Total noninterest income | $863,000 | 3,749 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $626,000 | 2,170 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $237,000 | 5,143 |
| Total noninterest expense | $5,553,000 | 2,603 |
| Salaries and employee benefits | $2,937,000 | 2,218 |
| Premises and equipment expense | $704,000 | 2,908 |
| Additional noninterest expense | $1,912,000 | 2,908 |
| Pre-tax net operating income | $4,528,000 | 1,405 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,704,000 | 1,303 |
| Income before extraordinary items | $2,824,000 | 1,630 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,824,000 | 1,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 5,229 |
| Cash dividends | $1,129,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,824,000 | 1,515 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.