Home > The Follett National Bank > Income and Expense
The Follett National Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 8,229 |
| Total interest expense | $1,031,000 | 8,337 |
| Net interest income | $1,350,000 | 7,995 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $208,000 | 7,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,789 |
| Total noninterest expense | $867,000 | 8,541 |
| Salaries and employee benefits | $505,000 | 8,330 |
| Premises and equipment expense | $72,000 | 9,327 |
| Additional noninterest expense | $290,000 | 8,223 |
| Pre-tax net operating income | $691,000 | 6,523 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $206,000 | 6,123 |
| Income before extraordinary items | $485,000 | 6,692 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $485,000 | 6,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $542,000 | 3,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $485,000 | 6,588 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 8,480 |
| Total interest expense | $1,016,000 | 8,646 |
| Net interest income | $1,408,000 | 8,211 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $258,000 | 7,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,635 |
| Total noninterest expense | $902,000 | 8,682 |
| Salaries and employee benefits | $535,000 | 8,361 |
| Premises and equipment expense | $73,000 | 9,616 |
| Additional noninterest expense | $294,000 | 8,379 |
| Pre-tax net operating income | $764,000 | 6,711 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $234,000 | 6,444 |
| Income before extraordinary items | $530,000 | 6,799 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $530,000 | 6,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 10,263 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $530,000 | 6,741 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,438,000 | 8,766 |
| Total interest expense | $1,045,000 | 8,868 |
| Net interest income | $1,393,000 | 8,534 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $198,000 | 8,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 5,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,642 |
| Total noninterest expense | $862,000 | 9,194 |
| Salaries and employee benefits | $506,000 | 8,840 |
| Premises and equipment expense | $71,000 | 10,045 |
| Additional noninterest expense | $285,000 | 9,039 |
| Pre-tax net operating income | $689,000 | 6,983 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $201,000 | 7,127 |
| Income before extraordinary items | $488,000 | 6,982 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $488,000 | 6,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,803 |
| Cash dividends | $395,000 | 3,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $488,000 | 6,919 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 9,248 |
| Total interest expense | $965,000 | 9,375 |
| Net interest income | $1,340,000 | 8,955 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $180,000 | 8,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $853,000 | 9,540 |
| Salaries and employee benefits | $489,000 | 9,211 |
| Premises and equipment expense | $68,000 | 10,529 |
| Additional noninterest expense | $296,000 | 9,276 |
| Pre-tax net operating income | $667,000 | 7,493 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $186,000 | 7,672 |
| Income before extraordinary items | $481,000 | 7,396 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $481,000 | 7,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,497 |
| Cash dividends | $324,000 | 4,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $481,000 | 7,361 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 9,750 |
| Total interest expense | $746,000 | 9,849 |
| Net interest income | $1,283,000 | 9,514 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $174,000 | 9,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,565 |
| Total noninterest expense | $888,000 | 9,833 |
| Salaries and employee benefits | $469,000 | 9,664 |
| Premises and equipment expense | $79,000 | 10,685 |
| Additional noninterest expense | $340,000 | 9,468 |
| Pre-tax net operating income | $569,000 | 8,190 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $145,000 | 8,410 |
| Income before extraordinary items | $424,000 | 7,944 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $424,000 | 7,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 11,935 |
| Cash dividends | $310,000 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $424,000 | 7,997 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,033,000 | 10,108 |
| Total interest expense | $718,000 | 10,476 |
| Net interest income | $1,315,000 | 9,687 |
| Provision for loan and lease losses | $-103,000 | 12,919 |
| Total noninterest income | $138,000 | 10,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,177 |
| Total noninterest expense | $847,000 | 10,442 |
| Salaries and employee benefits | $437,000 | 10,271 |
| Premises and equipment expense | $84,000 | 11,010 |
| Additional noninterest expense | $326,000 | 10,117 |
| Pre-tax net operating income | $709,000 | 7,322 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $171,000 | 8,187 |
| Income before extraordinary items | $538,000 | 7,244 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $538,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-92,000 | 12,912 |
| Cash dividends | $812,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $538,000 | 6,985 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 10,525 |
| Total interest expense | $944,000 | 10,641 |
| Net interest income | $1,230,000 | 10,216 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $108,000 | 11,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $818,000 | 10,916 |
| Salaries and employee benefits | $440,000 | 10,403 |
| Premises and equipment expense | $77,000 | 11,610 |
| Additional noninterest expense | $301,000 | 10,804 |
| Pre-tax net operating income | $485,000 | 8,518 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $126,000 | 9,216 |
| Income before extraordinary items | $359,000 | 8,627 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $359,000 | 8,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 8,726 |
| Cash dividends | $62,000 | 7,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $359,000 | 8,260 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.