Home > The Follett National Bank > Assets and Liabilities
The Follett National Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 12 | 8,518 |
| Assets and Liabilities | ||
| Total Assets: | $31,946,000 | 8,465 |
| Cash and due from depository institutions | $10,898,000 | 8,518 |
| Interest-bearing balances | $9,599,000 | 660 |
| Securities | $4,826,000 | 8,820 |
| Federal funds sold & reverse repurchase agreements | $358,000 | 7,977 |
| Net loans & leases | $15,357,000 | 8,642 |
| Loan loss allowance | $231,000 | 8,165 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $36,000 | 10,238 |
| Other real estate owned | $6,000 | 8,518 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $465,000 | 8,365 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,946,000 | 8,465 |
| Total liabilities | $27,929,000 | 8,490 |
| Total deposits | $27,784,000 | 8,378 |
| Interest-bearing deposits | $24,497,000 | 8,255 |
| Deposits held in domestic offices | $27,784,000 | 8,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $145,000 | 9,244 |
| Total equity capital | $4,017,000 | 7,907 |
| Total bank equity capital | $4,017,000 | 7,907 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $200,000 | 6,646 |
| Surplus | $500,000 | 8,483 |
| Undivided profits | $3,317,000 | 5,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 7,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $352,000 | 5,982 |
| Earning assets | $30,140,000 | 8,370 |
| Long-term assets (5+ years) | $2,492,000 | 7,435 |
| Average Assets, year-to-date | $31,081,000 | 8,369 |
| Average Assets, quarterly | $31,419,000 | 8,455 |
| Volatile liabilities | $5,550,000 | 6,724 |
| Insider loans | $246,000 | 6,830 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,183,000 | 5,776 |
| Tier 1 (core) risk-based capital | $3,977,000 | 7,823 |
| Tier 2 risk-based capital | $230,530 | 7,833 |
| Total risk weighted assets | $18,441,630 | 8,466 |
| Total unused commitments | $4,183,000 | 5,782 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 13 | 8,601 |
| Assets and Liabilities | ||
| Total Assets: | $30,967,000 | 8,770 |
| Cash and due from depository institutions | $9,021,000 | 8,601 |
| Interest-bearing balances | $8,018,000 | 552 |
| Securities | $3,696,000 | 9,722 |
| Federal funds sold & reverse repurchase agreements | $2,525,000 | 4,397 |
| Net loans & leases | $15,277,000 | 8,988 |
| Loan loss allowance | $236,000 | 8,336 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $27,000 | 10,710 |
| Other real estate owned | $6,000 | 8,601 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $415,000 | 9,002 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,967,000 | 8,770 |
| Total liabilities | $26,910,000 | 8,844 |
| Total deposits | $26,711,000 | 8,728 |
| Interest-bearing deposits | $23,415,000 | 8,599 |
| Deposits held in domestic offices | $26,711,000 | 8,726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $199,000 | 9,006 |
| Total equity capital | $4,057,000 | 7,991 |
| Total bank equity capital | $4,057,000 | 7,991 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $500,000 | 8,800 |
| Undivided profits | $3,357,000 | 5,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 9,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,000 | 1,715 |
| Income earned, not collected on loans | $297,000 | 6,871 |
| Earning assets | $29,516,000 | 8,638 |
| Long-term assets (5+ years) | $1,599,000 | 7,988 |
| Average Assets, year-to-date | $31,000,600 | 8,620 |
| Average Assets, quarterly | $30,257,500 | 8,789 |
| Volatile liabilities | $5,444,000 | 6,881 |
| Insider loans | $270,000 | 6,864 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,989,000 | 5,774 |
| Tier 1 (core) risk-based capital | $4,034,000 | 7,899 |
| Tier 2 risk-based capital | $229,590 | 7,985 |
| Total risk weighted assets | $18,360,490 | 8,681 |
| Total unused commitments | $3,989,000 | 5,784 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 12 | 9,268 |
| Assets and Liabilities | ||
| Total Assets: | $32,218,000 | 8,964 |
| Cash and due from depository institutions | $8,344,000 | 9,268 |
| Interest-bearing balances | $7,227,000 | 531 |
| Securities | $5,361,000 | 9,624 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 4,201 |
| Net loans & leases | $15,413,000 | 9,248 |
| Loan loss allowance | $213,000 | 8,963 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $42,000 | 11,138 |
| Other real estate owned | $6,000 | 9,268 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $452,000 | 9,138 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,218,000 | 8,964 |
| Total liabilities | $28,426,000 | 8,991 |
| Total deposits | $28,208,000 | 8,881 |
| Interest-bearing deposits | $24,659,000 | 8,778 |
| Deposits held in domestic offices | $28,208,000 | 8,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $218,000 | 9,009 |
| Total equity capital | $3,792,000 | 8,388 |
| Total bank equity capital | $3,792,000 | 8,388 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $500,000 | 9,166 |
| Undivided profits | $3,092,000 | 5,990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,000 | 9,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,783 |
| Income earned, not collected on loans | $366,000 | 6,042 |
| Earning assets | $30,601,000 | 8,810 |
| Long-term assets (5+ years) | $1,677,000 | 8,093 |
| Average Assets, year-to-date | $31,070,000 | 8,937 |
| Average Assets, quarterly | $31,130,000 | 9,037 |
| Volatile liabilities | $6,361,000 | 6,340 |
| Insider loans | $207,000 | 7,662 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,408,000 | 6,069 |
| Tier 1 (core) risk-based capital | $3,803,000 | 8,285 |
| Tier 2 risk-based capital | $213,000 | 8,449 |
| Total risk weighted assets | $18,620,400 | 8,890 |
| Total unused commitments | $3,408,000 | 6,086 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 13 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $31,425,000 | 9,348 |
| Cash and due from depository institutions | $7,460,000 | 9,438 |
| Interest-bearing balances | $6,525,000 | 744 |
| Securities | $5,404,000 | 10,031 |
| Federal funds sold & reverse repurchase agreements | $2,975,000 | 4,395 |
| Net loans & leases | $15,104,000 | 9,528 |
| Loan loss allowance | $211,000 | 9,303 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $41,000 | 11,642 |
| Other real estate owned | $6,000 | 9,438 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $435,000 | 9,630 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,425,000 | 9,348 |
| Total liabilities | $27,726,000 | 9,378 |
| Total deposits | $27,472,000 | 9,274 |
| Interest-bearing deposits | $24,609,000 | 9,077 |
| Deposits held in domestic offices | $27,472,000 | 9,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $254,000 | 8,920 |
| Total equity capital | $3,699,000 | 8,684 |
| Total bank equity capital | $3,699,000 | 8,684 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $500,000 | 9,516 |
| Undivided profits | $2,999,000 | 6,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 8,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $325,000 | 6,765 |
| Earning assets | $30,008,000 | 9,161 |
| Long-term assets (5+ years) | $2,108,000 | 7,808 |
| Average Assets, year-to-date | $29,039,000 | 9,466 |
| Average Assets, quarterly | $30,096,500 | 9,440 |
| Volatile liabilities | $6,611,000 | 5,981 |
| Insider loans | $192,000 | 8,081 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,642,000 | 5,824 |
| Tier 1 (core) risk-based capital | $3,709,000 | 8,553 |
| Tier 2 risk-based capital | $211,000 | 8,694 |
| Total risk weighted assets | $18,450,000 | 9,140 |
| Total unused commitments | $3,642,000 | 5,836 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 13 | 9,865 |
| Assets and Liabilities | ||
| Total Assets: | $28,421,000 | 9,985 |
| Cash and due from depository institutions | $6,340,000 | 9,865 |
| Interest-bearing balances | $5,344,000 | 677 |
| Securities | $6,604,000 | 10,092 |
| Federal funds sold & reverse repurchase agreements | $575,000 | 6,559 |
| Net loans & leases | $14,466,000 | 9,934 |
| Loan loss allowance | $205,000 | 9,781 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $48,000 | 12,175 |
| Other real estate owned | $6,000 | 9,865 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $382,000 | 10,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,421,000 | 9,985 |
| Total liabilities | $24,951,000 | 10,046 |
| Total deposits | $24,753,000 | 9,934 |
| Interest-bearing deposits | $20,773,000 | 9,986 |
| Deposits held in domestic offices | $24,753,000 | 9,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $198,000 | 9,058 |
| Total equity capital | $3,470,000 | 8,841 |
| Total bank equity capital | $3,470,000 | 8,841 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $500,000 | 9,881 |
| Undivided profits | $2,770,000 | 6,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 10,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $257,000 | 7,330 |
| Earning assets | $26,989,000 | 9,809 |
| Long-term assets (5+ years) | $2,874,000 | 7,482 |
| Average Assets, year-to-date | $29,192,200 | 9,813 |
| Average Assets, quarterly | $28,234,000 | 9,974 |
| Volatile liabilities | $5,121,000 | 6,654 |
| Insider loans | $190,000 | 8,295 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,818,000 | 6,544 |
| Tier 1 (core) risk-based capital | $3,545,000 | 8,853 |
| Tier 2 risk-based capital | $205,000 | 9,066 |
| Total risk weighted assets | $17,654,800 | 9,474 |
| Total unused commitments | $2,818,000 | 6,555 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 12 | 10,651 |
| Assets and Liabilities | ||
| Total Assets: | $30,217,000 | 10,142 |
| Cash and due from depository institutions | $7,311,000 | 10,651 |
| Interest-bearing balances | $6,332,000 | 964 |
| Securities | $7,000,000 | 10,325 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 7,272 |
| Net loans & leases | $14,261,000 | 10,234 |
| Loan loss allowance | $150,000 | 11,175 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $59,000 | 12,687 |
| Other real estate owned | $11,000 | 10,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $375,000 | 10,520 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,217,000 | 10,142 |
| Total liabilities | $26,786,000 | 10,199 |
| Total deposits | $26,583,000 | 10,083 |
| Interest-bearing deposits | $21,580,000 | 10,286 |
| Deposits held in domestic offices | $26,583,000 | 10,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $203,000 | 9,212 |
| Total equity capital | $3,431,000 | 9,155 |
| Total bank equity capital | $3,431,000 | 9,155 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $500,000 | 10,245 |
| Undivided profits | $2,731,000 | 6,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,000 | 10,931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $241,000 | 7,179 |
| Earning assets | $28,793,000 | 9,923 |
| Long-term assets (5+ years) | $2,670,000 | 8,101 |
| Average Assets, year-to-date | $29,246,000 | 10,140 |
| Average Assets, quarterly | $29,463,000 | 10,185 |
| Volatile liabilities | $5,724,000 | 6,041 |
| Insider loans | $544,000 | 5,464 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,976,000 | 6,414 |
| Tier 1 (core) risk-based capital | $3,431,000 | 9,095 |
| Tier 2 risk-based capital | $150,000 | 10,457 |
| Total risk weighted assets | $17,921,000 | 9,675 |
| Total unused commitments | $2,976,000 | 6,435 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 13 | 10,697 |
| Assets and Liabilities | ||
| Total Assets: | $29,123,000 | 10,559 |
| Cash and due from depository institutions | $9,218,000 | 10,697 |
| Interest-bearing balances | $8,295,000 | 895 |
| Securities | $8,283,000 | 9,887 |
| Federal funds sold & reverse repurchase agreements | $525,000 | 10,021 |
| Net loans & leases | $10,650,000 | 11,464 |
| Loan loss allowance | $161,000 | 11,299 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $74,000 | 13,080 |
| Other real estate owned | $27,000 | 10,697 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $346,000 | 11,224 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,123,000 | 10,559 |
| Total liabilities | $25,421,000 | 10,722 |
| Total deposits | $25,305,000 | 10,614 |
| Interest-bearing deposits | $21,278,000 | 10,681 |
| Deposits held in domestic offices | $25,305,000 | 10,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $116,000 | 11,952 |
| Total equity capital | $3,702,000 | 8,657 |
| Total bank equity capital | $3,702,000 | 8,657 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $500,000 | 10,509 |
| Undivided profits | $3,002,000 | 5,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 9,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $182,000 | 9,141 |
| Earning assets | $27,753,000 | 10,319 |
| Long-term assets (5+ years) | $3,099,000 | 7,901 |
| Average Assets, year-to-date | $29,814,400 | 10,311 |
| Average Assets, quarterly | $29,071,500 | 10,504 |
| Volatile liabilities | $3,279,000 | 8,217 |
| Insider loans | $51,000 | 7,138 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,750,000 | 5,450 |
| Tier 1 (core) risk-based capital | $3,702,000 | 8,588 |
| Tier 2 risk-based capital | $161,000 | 10,367 |
| Total risk weighted assets | $14,647,500 | 10,736 |
| Total unused commitments | $3,750,000 | 5,478 |
| Derivatives | $0 | 651 |