The Flemington National Bank and Trust Company, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$20,364,0001,665
Total interest expense$8,062,0001,939
Net interest income$12,302,0001,459
Provision for loan and lease losses$08,958
Total noninterest income$1,675,0002,116
Gross Fiduciary activities income$194,0001,014
Service charges on deposit accounts$964,0001,423
Trading account gains and fees$0522
Additional Noninterest Income$517,0002,808
Total noninterest expense$10,364,0001,367
Salaries and employee benefits$5,594,0001,198
Premises and equipment expense$1,943,0001,086
Additional noninterest expense$2,827,0001,782
Pre-tax net operating income$3,613,0002,040
Securities gains (losses)$03,831
Applicable income taxes$1,311,0001,851
Income before extraordinary items$2,302,0002,197
Extraordinary gains, net$065
Net income$2,302,0002,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-270,00011,891
Cash dividends$940,0002,169
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,302,0002,167
1994-12-31 (YTD Data)Rank
Total interest income$18,418,0001,675
Total interest expense$5,967,0002,093
Net interest income$12,451,0001,450
Provision for loan and lease losses$-622,00012,490
Total noninterest income$1,502,0002,289
Gross Fiduciary activities income$155,0001,078
Service charges on deposit accounts$854,0001,588
Trading account gains and fees$0475
Additional Noninterest Income$493,0002,973
Total noninterest expense$10,779,0001,356
Salaries and employee benefits$5,745,0001,178
Premises and equipment expense$1,956,0001,089
Additional noninterest expense$3,078,0001,762
Pre-tax net operating income$3,796,0001,874
Securities gains (losses)$-328,00012,136
Applicable income taxes$1,288,0001,773
Income before extraordinary items$2,180,0002,242
Extraordinary gains, net$0249
Net income$2,180,0002,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-512,00012,537
Cash dividends$407,0003,653
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,389,9202,057
1993-12-31 (YTD Data)Rank
Total interest income$17,376,0001,801
Total interest expense$6,078,0002,137
Net interest income$11,298,0001,595
Provision for loan and lease losses$440,0002,303
Total noninterest income$1,440,0002,517
Gross Fiduciary activities income$125,0001,165
Service charges on deposit accounts$800,0001,715
Trading account gains and fees$0532
Additional Noninterest Income$515,0003,207
Total noninterest expense$12,451,0001,238
Salaries and employee benefits$5,023,0001,337
Premises and equipment expense$1,684,0001,269
Additional noninterest expense$5,744,0001,137
Pre-tax net operating income$-153,00012,649
Securities gains (losses)$1,512,000386
Applicable income taxes$450,0004,588
Income before extraordinary items$909,0005,057
Extraordinary gains, net$03,149
Net income$909,0005,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,288,000962
Cash dividends$87,0007,191
Sale, conversion, retirement of capital stock, net$19,0001,090
Net operating income$-104,04012,567
1992-12-31 (YTD Data)Rank
Total interest income$18,423,0001,932
Total interest expense$8,286,0002,059
Net interest income$10,137,0001,804
Provision for loan and lease losses$770,0002,206
Total noninterest income$1,756,0002,125
Gross Fiduciary activities income$87,0001,282
Service charges on deposit accounts$757,0001,786
Trading account gains and fees$0504
Additional Noninterest Income$912,0002,134
Total noninterest expense$9,445,0001,618
Salaries and employee benefits$4,622,0001,437
Premises and equipment expense$1,650,0001,326
Additional noninterest expense$3,173,0001,912
Pre-tax net operating income$1,678,0003,656
Securities gains (losses)$208,0001,966
Applicable income taxes$740,0002,807
Income before extraordinary items$1,146,0003,975
Extraordinary gains, net$01,422
Net income$1,146,0004,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,885,000996
Cash dividends$9,0008,748
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,012,8804,127

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.