Home > The Flat Top National Bank of Bluefield > Income and Expense
The Flat Top National Bank of Bluefield, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,063,000 | 2,176 |
| Total interest expense | $4,675,000 | 2,620 |
| Net interest income | $9,388,000 | 1,929 |
| Provision for loan and lease losses | $907,000 | 991 |
| Total noninterest income | $3,948,000 | 1,088 |
| Gross Fiduciary activities income | $1,511,000 | 429 |
| Service charges on deposit accounts | $405,000 | 3,343 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,032,000 | 1,118 |
| Total noninterest expense | $7,609,000 | 1,898 |
| Salaries and employee benefits | $2,701,000 | 2,477 |
| Premises and equipment expense | $679,000 | 2,893 |
| Additional noninterest expense | $4,229,000 | 1,350 |
| Pre-tax net operating income | $4,820,000 | 1,516 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,464,000 | 1,594 |
| Income before extraordinary items | $3,356,000 | 1,471 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,356,000 | 1,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $933,000 | 908 |
| Cash dividends | $2,750,000 | 867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,356,000 | 1,485 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,315,000 | 2,170 |
| Total interest expense | $5,218,000 | 2,477 |
| Net interest income | $9,097,000 | 1,983 |
| Provision for loan and lease losses | $1,005,000 | 1,295 |
| Total noninterest income | $3,033,000 | 1,452 |
| Gross Fiduciary activities income | $1,726,000 | 409 |
| Service charges on deposit accounts | $375,000 | 3,653 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $932,000 | 2,134 |
| Total noninterest expense | $7,141,000 | 2,056 |
| Salaries and employee benefits | $2,861,000 | 2,334 |
| Premises and equipment expense | $625,000 | 3,197 |
| Additional noninterest expense | $3,655,000 | 1,634 |
| Pre-tax net operating income | $3,984,000 | 1,731 |
| Securities gains (losses) | $-8,000 | 12,705 |
| Applicable income taxes | $1,278,000 | 1,830 |
| Income before extraordinary items | $2,698,000 | 1,846 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,698,000 | 1,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $462,000 | 1,859 |
| Cash dividends | $1,700,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,703,440 | 1,738 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,232,000 | 2,305 |
| Total interest expense | $6,209,000 | 2,689 |
| Net interest income | $9,023,000 | 2,029 |
| Provision for loan and lease losses | $750,000 | 2,244 |
| Total noninterest income | $2,966,000 | 1,453 |
| Gross Fiduciary activities income | $1,781,000 | 411 |
| Service charges on deposit accounts | $292,000 | 4,546 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $893,000 | 2,158 |
| Total noninterest expense | $7,313,000 | 2,014 |
| Salaries and employee benefits | $2,884,000 | 2,258 |
| Premises and equipment expense | $540,000 | 3,718 |
| Additional noninterest expense | $3,889,000 | 1,621 |
| Pre-tax net operating income | $3,926,000 | 1,582 |
| Securities gains (losses) | $107,000 | 2,901 |
| Applicable income taxes | $1,308,000 | 1,619 |
| Income before extraordinary items | $2,725,000 | 1,693 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,725,000 | 1,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $488,000 | 2,504 |
| Cash dividends | $1,525,000 | 1,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,652,240 | 1,591 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.