Home > The First Western Bank Sturgis > Assets and Liabilities
The First Western Bank Sturgis, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 101 | 1,628 |
| Assets and Liabilities | ||
| Total Assets: | $519,938,000 | 1,374 |
| Cash and due from depository institutions | $14,110,000 | 1,628 |
| Interest-bearing balances | $79,000 | 6,461 |
| Securities | $53,895,000 | 2,184 |
| Federal funds sold & reverse repurchase agreements | $14,550,000 | 667 |
| Net loans & leases | $344,004,000 | 1,435 |
| Loan loss allowance | $7,810,000 | 1,008 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $18,107,000 | 679 |
| Other real estate owned | $30,000 | 1,628 |
| Goodwill and other intangibles | $67,183,000 | 181 |
| All other assets | $8,059,000 | 2,234 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $519,938,000 | 1,374 |
| Total liabilities | $407,198,000 | 1,586 |
| Total deposits | $396,509,000 | 1,428 |
| Interest-bearing deposits | $335,015,000 | 1,498 |
| Deposits held in domestic offices | $396,509,000 | 1,424 |
| % insured | 73.36% | 5,403 |
| Federal funds purchased & repurchase agreements | $4,327,000 | 1,585 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $917,000 | 5,076 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,445,000 | 1,091 |
| Total equity capital | $112,740,000 | 607 |
| Total bank equity capital | $112,740,000 | 605 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $400,000 | 4,310 |
| Surplus | $110,209,000 | 386 |
| Undivided profits | $2,131,000 | 5,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $9,339,000 | 1,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $3,634,000 | 902 |
| Earning assets | $412,528,000 | 1,581 |
| Long-term assets (5+ years) | $47,853,000 | 2,408 |
| Average Assets, year-to-date | $513,357,670 | 1,375 |
| Average Assets, quarterly | $514,277,500 | 1,388 |
| Volatile liabilities | $84,952,000 | 1,790 |
| Insider loans | $71,000 | 6,898 |
| FHLB advances | $901,000 | 4,887 |
| Loans and leases held for sale | $4,603,000 | 576 |
| Unused loan commitments | $22,267,000 | 2,748 |
| Tier 1 (core) risk-based capital | $48,721,000 | 1,328 |
| Tier 2 risk-based capital | $4,881,000 | 1,250 |
| Total risk weighted assets | $387,516,000 | 1,350 |
| Total unused commitments | $22,267,000 | 2,750 |
| Derivatives | $8,508,000 | 602 |
| 2009-03-31 | Rank | |
| # of Employees: | 98 | 1,687 |
| Assets and Liabilities | ||
| Total Assets: | $508,617,000 | 1,413 |
| Cash and due from depository institutions | $4,836,000 | 1,687 |
| Interest-bearing balances | $184,000 | 5,703 |
| Securities | $51,955,000 | 2,251 |
| Federal funds sold & reverse repurchase agreements | $19,500,000 | 591 |
| Net loans & leases | $340,059,000 | 1,460 |
| Loan loss allowance | $7,250,000 | 1,026 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $17,649,000 | 701 |
| Other real estate owned | $30,000 | 1,687 |
| Goodwill and other intangibles | $67,403,000 | 182 |
| All other assets | $7,185,000 | 2,435 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $508,617,000 | 1,413 |
| Total liabilities | $395,913,000 | 1,649 |
| Total deposits | $389,106,000 | 1,457 |
| Interest-bearing deposits | $334,243,000 | 1,508 |
| Deposits held in domestic offices | $389,106,000 | 1,450 |
| % insured | 74.49% | 5,226 |
| Federal funds purchased & repurchase agreements | $1,305,000 | 2,243 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $902,000 | 5,138 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,600,000 | 1,227 |
| Total equity capital | $112,704,000 | 609 |
| Total bank equity capital | $112,704,000 | 606 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $400,000 | 4,334 |
| Surplus | $110,209,000 | 380 |
| Undivided profits | $2,095,000 | 5,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $6,815,000 | 1,715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,157,000 | 1,065 |
| Earning assets | $411,698,000 | 1,608 |
| Long-term assets (5+ years) | $45,399,000 | 2,497 |
| Average Assets, year-to-date | $510,067,500 | 1,394 |
| Average Assets, quarterly | $510,067,500 | 1,394 |
| Volatile liabilities | $76,679,000 | 1,953 |
| Insider loans | $22,000 | 7,218 |
| FHLB advances | $901,000 | 4,962 |
| Loans and leases held for sale | $2,061,000 | 780 |
| Unused loan commitments | $35,459,000 | 2,043 |
| Tier 1 (core) risk-based capital | $49,164,000 | 1,331 |
| Tier 2 risk-based capital | $4,850,000 | 1,240 |
| Total risk weighted assets | $385,604,000 | 1,368 |
| Total unused commitments | $35,459,000 | 2,045 |
| Derivatives | $17,299,000 | 519 |
| 2008-12-31 | Rank | |
| # of Employees: | 98 | 1,695 |
| Assets and Liabilities | ||
| Total Assets: | $511,518,000 | 1,382 |
| Cash and due from depository institutions | $7,187,000 | 1,695 |
| Interest-bearing balances | $129,000 | 5,458 |
| Securities | $35,156,000 | 3,076 |
| Federal funds sold & reverse repurchase agreements | $29,500,000 | 297 |
| Net loans & leases | $346,207,000 | 1,444 |
| Loan loss allowance | $7,366,000 | 967 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $17,711,000 | 697 |
| Other real estate owned | $30,000 | 1,695 |
| Goodwill and other intangibles | $67,622,000 | 189 |
| All other assets | $8,105,000 | 2,233 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $511,518,000 | 1,382 |
| Total liabilities | $400,136,000 | 1,599 |
| Total deposits | $393,592,000 | 1,400 |
| Interest-bearing deposits | $335,508,000 | 1,443 |
| Deposits held in domestic offices | $393,592,000 | 1,395 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,045,000 | 2,698 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $919,000 | 5,358 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,580,000 | 1,236 |
| Total equity capital | $111,382,000 | 604 |
| Total bank equity capital | $111,382,000 | 604 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $400,000 | 4,362 |
| Surplus | $110,209,000 | 368 |
| Undivided profits | $773,000 | 6,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,497,000 | 1,384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,312,000 | 1,063 |
| Earning assets | $410,992,000 | 1,567 |
| Long-term assets (5+ years) | $22,688,000 | 3,792 |
| Average Assets, year-to-date | $476,044,400 | 1,446 |
| Average Assets, quarterly | $503,530,000 | 1,380 |
| Volatile liabilities | $75,274,000 | 1,971 |
| Insider loans | $23,000 | 7,275 |
| FHLB advances | $904,000 | 5,174 |
| Loans and leases held for sale | $2,556,000 | 535 |
| Unused loan commitments | $35,792,000 | 2,079 |
| Tier 1 (core) risk-based capital | $43,529,000 | 1,464 |
| Tier 2 risk-based capital | $4,903,000 | 1,210 |
| Total risk weighted assets | $389,797,000 | 1,348 |
| Total unused commitments | $35,792,000 | 2,080 |
| Derivatives | $17,133,000 | 456 |
| 2008-09-30 | Rank | |
| # of Employees: | 98 | 1,721 |
| Assets and Liabilities | ||
| Total Assets: | $495,542,000 | 1,410 |
| Cash and due from depository institutions | $10,868,000 | 1,721 |
| Interest-bearing balances | $21,000 | 6,230 |
| Securities | $37,924,000 | 2,861 |
| Federal funds sold & reverse repurchase agreements | $9,500,000 | 1,297 |
| Net loans & leases | $342,861,000 | 1,451 |
| Loan loss allowance | $7,430,000 | 859 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $14,783,000 | 853 |
| Other real estate owned | $30,000 | 1,721 |
| Goodwill and other intangibles | $70,695,000 | 202 |
| All other assets | $8,881,000 | 2,090 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $495,542,000 | 1,410 |
| Total liabilities | $384,130,000 | 1,643 |
| Total deposits | $376,844,000 | 1,435 |
| Interest-bearing deposits | $316,095,000 | 1,502 |
| Deposits held in domestic offices | $376,844,000 | 1,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,181,000 | 2,755 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $906,000 | 5,334 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,199,000 | 1,099 |
| Total equity capital | $111,412,000 | 614 |
| Total bank equity capital | $111,412,000 | 614 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $400,000 | 4,400 |
| Surplus | $110,209,000 | 356 |
| Undivided profits | $803,000 | 6,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,143,000 | 817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $4,136,000 | 863 |
| Earning assets | $390,306,000 | 1,638 |
| Long-term assets (5+ years) | $32,026,000 | 3,074 |
| Average Assets, year-to-date | $467,176,000 | 1,474 |
| Average Assets, quarterly | $489,701,500 | 1,424 |
| Volatile liabilities | $75,730,000 | 1,884 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $906,000 | 5,145 |
| Loans and leases held for sale | $1,083,000 | 745 |
| Unused loan commitments | $48,870,000 | 1,707 |
| Tier 1 (core) risk-based capital | $40,723,000 | 1,588 |
| Tier 2 risk-based capital | $4,799,000 | 1,199 |
| Total risk weighted assets | $381,283,000 | 1,374 |
| Total unused commitments | $48,870,000 | 1,709 |
| Derivatives | $3,827,000 | 622 |
| 2008-06-30 | Rank | |
| # of Employees: | 99 | 1,736 |
| Assets and Liabilities | ||
| Total Assets: | $483,861,000 | 1,453 |
| Cash and due from depository institutions | $10,335,000 | 1,736 |
| Interest-bearing balances | $22,000 | 6,137 |
| Securities | $40,007,000 | 2,777 |
| Federal funds sold & reverse repurchase agreements | $2,550,000 | 3,451 |
| Net loans & leases | $336,540,000 | 1,468 |
| Loan loss allowance | $6,188,000 | 980 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $14,893,000 | 837 |
| Other real estate owned | $30,000 | 1,736 |
| Goodwill and other intangibles | $70,958,000 | 209 |
| All other assets | $8,548,000 | 2,106 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $483,861,000 | 1,453 |
| Total liabilities | $372,344,000 | 1,691 |
| Total deposits | $366,028,000 | 1,477 |
| Interest-bearing deposits | $302,473,000 | 1,574 |
| Deposits held in domestic offices | $366,028,000 | 1,474 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,678,000 | 2,616 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $907,000 | 5,257 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,731,000 | 1,424 |
| Total equity capital | $111,517,000 | 627 |
| Total bank equity capital | $111,517,000 | 627 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $400,000 | 4,437 |
| Surplus | $110,209,000 | 354 |
| Undivided profits | $908,000 | 6,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,280,000 | 838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $4,282,000 | 819 |
| Earning assets | $379,119,000 | 1,685 |
| Long-term assets (5+ years) | $38,879,000 | 2,681 |
| Average Assets, year-to-date | $457,720,670 | 1,508 |
| Average Assets, quarterly | $479,738,000 | 1,459 |
| Volatile liabilities | $68,057,000 | 2,059 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $907,000 | 5,056 |
| Loans and leases held for sale | $2,071,000 | 615 |
| Unused loan commitments | $48,521,000 | 1,780 |
| Tier 1 (core) risk-based capital | $40,802,000 | 1,604 |
| Tier 2 risk-based capital | $4,713,000 | 1,191 |
| Total risk weighted assets | $375,530,000 | 1,396 |
| Total unused commitments | $48,521,000 | 1,780 |
| Derivatives | $3,451,000 | 627 |
| 2008-03-31 | Rank | |
| # of Employees: | 94 | 1,808 |
| Assets and Liabilities | ||
| Total Assets: | $475,615,000 | 1,464 |
| Cash and due from depository institutions | $9,430,000 | 1,808 |
| Interest-bearing balances | $34,000 | 5,856 |
| Securities | $43,998,000 | 2,555 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,767 |
| Net loans & leases | $321,501,000 | 1,503 |
| Loan loss allowance | $6,075,000 | 942 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $15,021,000 | 819 |
| Other real estate owned | $30,000 | 1,808 |
| Goodwill and other intangibles | $70,200,000 | 211 |
| All other assets | $5,435,000 | 2,865 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $475,615,000 | 1,464 |
| Total liabilities | $364,117,000 | 1,695 |
| Total deposits | $357,155,000 | 1,508 |
| Interest-bearing deposits | $303,101,000 | 1,569 |
| Deposits held in domestic offices | $357,155,000 | 1,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,699,000 | 2,326 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $909,000 | 5,052 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,354,000 | 1,346 |
| Total equity capital | $111,498,000 | 634 |
| Total bank equity capital | $111,498,000 | 634 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $400,000 | 4,450 |
| Surplus | $110,136,000 | 344 |
| Undivided profits | $962,000 | 6,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,202,000 | 882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,928,000 | 926 |
| Earning assets | $375,533,000 | 1,671 |
| Long-term assets (5+ years) | $37,460,000 | 2,677 |
| Average Assets, year-to-date | $444,650,500 | 1,553 |
| Average Assets, quarterly | $444,650,500 | 1,553 |
| Volatile liabilities | $70,472,000 | 1,964 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $909,000 | 4,887 |
| Loans and leases held for sale | $1,916,000 | 698 |
| Unused loan commitments | $63,242,000 | 1,463 |
| Tier 1 (core) risk-based capital | $41,015,000 | 1,588 |
| Tier 2 risk-based capital | $4,623,000 | 1,178 |
| Total risk weighted assets | $368,382,000 | 1,398 |
| Total unused commitments | $63,242,000 | 1,464 |
| Derivatives | $2,369,000 | 762 |
| 2007-12-31 | Rank | |
| # of Employees: | 99 | 1,727 |
| Assets and Liabilities | ||
| Total Assets: | $413,686,000 | 1,651 |
| Cash and due from depository institutions | $8,993,000 | 1,727 |
| Interest-bearing balances | $13,000 | 6,153 |
| Securities | $44,604,000 | 2,539 |
| Federal funds sold & reverse repurchase agreements | $35,500,000 | 365 |
| Net loans & leases | $310,737,000 | 1,551 |
| Loan loss allowance | $7,387,000 | 774 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $8,938,000 | 1,433 |
| Other real estate owned | $30,000 | 1,727 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,884,000 | 3,110 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $413,686,000 | 1,651 |
| Total liabilities | $377,173,000 | 1,635 |
| Total deposits | $372,398,000 | 1,425 |
| Interest-bearing deposits | $312,577,000 | 1,489 |
| Deposits held in domestic offices | $372,398,000 | 1,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,358,000 | 2,614 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $910,000 | 4,976 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,507,000 | 2,063 |
| Total equity capital | $36,513,000 | 1,914 |
| Total bank equity capital | $36,513,000 | 1,914 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $400,000 | 4,473 |
| Surplus | $22,350,000 | 1,314 |
| Undivided profits | $13,763,000 | 2,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,310,000 | 2,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,768,000 | 1,076 |
| Earning assets | $390,854,000 | 1,603 |
| Long-term assets (5+ years) | $35,654,000 | 2,568 |
| Average Assets, year-to-date | $399,367,200 | 1,649 |
| Average Assets, quarterly | $410,679,500 | 1,655 |
| Volatile liabilities | $70,765,000 | 1,959 |
| Insider loans | $134,000 | 6,808 |
| FHLB advances | $910,000 | 4,771 |
| Loans and leases held for sale | $1,069,000 | 901 |
| Unused loan commitments | $56,016,000 | 1,617 |
| Tier 1 (core) risk-based capital | $36,198,000 | 1,800 |
| Tier 2 risk-based capital | $4,376,000 | 1,216 |
| Total risk weighted assets | $347,080,000 | 1,472 |
| Total unused commitments | $56,016,000 | 1,617 |
| Derivatives | $965,000 | 815 |
| 2007-09-30 | Rank | |
| # of Employees: | 95 | 1,803 |
| Assets and Liabilities | ||
| Total Assets: | $407,673,000 | 1,657 |
| Cash and due from depository institutions | $7,644,000 | 1,803 |
| Interest-bearing balances | $37,000 | 5,521 |
| Securities | $41,073,000 | 2,702 |
| Federal funds sold & reverse repurchase agreements | $18,750,000 | 734 |
| Net loans & leases | $325,134,000 | 1,450 |
| Loan loss allowance | $3,302,000 | 1,627 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,888,000 | 1,408 |
| Other real estate owned | $30,000 | 1,803 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,154,000 | 2,627 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $407,673,000 | 1,657 |
| Total liabilities | $369,870,000 | 1,638 |
| Total deposits | $365,431,000 | 1,447 |
| Interest-bearing deposits | $304,219,000 | 1,517 |
| Deposits held in domestic offices | $365,431,000 | 1,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,429,000 | 2,545 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $912,000 | 4,944 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,098,000 | 2,392 |
| Total equity capital | $37,803,000 | 1,821 |
| Total bank equity capital | $37,803,000 | 1,821 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $400,000 | 4,468 |
| Surplus | $22,350,000 | 1,283 |
| Undivided profits | $15,053,000 | 2,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $631,000 | 3,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,995,000 | 828 |
| Earning assets | $384,994,000 | 1,610 |
| Long-term assets (5+ years) | $32,812,000 | 2,607 |
| Average Assets, year-to-date | $395,787,500 | 1,659 |
| Average Assets, quarterly | $401,307,000 | 1,662 |
| Volatile liabilities | $71,624,000 | 1,906 |
| Insider loans | $110,000 | 6,962 |
| FHLB advances | $912,000 | 4,713 |
| Loans and leases held for sale | $1,984,000 | 609 |
| Unused loan commitments | $56,888,000 | 1,618 |
| Tier 1 (core) risk-based capital | $37,956,000 | 1,705 |
| Tier 2 risk-based capital | $3,302,000 | 1,593 |
| Total risk weighted assets | $357,295,000 | 1,407 |
| Total unused commitments | $56,888,000 | 1,618 |
| Derivatives | $2,630,000 | 699 |
| 2007-06-30 | Rank | |
| # of Employees: | 96 | 1,826 |
| Assets and Liabilities | ||
| Total Assets: | $394,941,000 | 1,711 |
| Cash and due from depository institutions | $9,654,000 | 1,826 |
| Interest-bearing balances | $190,000 | 4,036 |
| Securities | $41,069,000 | 2,712 |
| Federal funds sold & reverse repurchase agreements | $8,810,000 | 1,763 |
| Net loans & leases | $321,029,000 | 1,472 |
| Loan loss allowance | $3,245,000 | 1,639 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,867,000 | 1,420 |
| Other real estate owned | $30,000 | 1,826 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $5,482,000 | 2,847 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $394,941,000 | 1,711 |
| Total liabilities | $358,784,000 | 1,694 |
| Total deposits | $354,369,000 | 1,516 |
| Interest-bearing deposits | $295,775,000 | 1,580 |
| Deposits held in domestic offices | $354,369,000 | 1,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,758,000 | 2,353 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $914,000 | 4,877 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,743,000 | 2,613 |
| Total equity capital | $36,157,000 | 1,879 |
| Total bank equity capital | $36,157,000 | 1,879 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $400,000 | 4,495 |
| Surplus | $22,350,000 | 1,291 |
| Undivided profits | $13,407,000 | 2,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 6,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,460,000 | 883 |
| Earning assets | $371,098,000 | 1,666 |
| Long-term assets (5+ years) | $33,409,000 | 2,533 |
| Average Assets, year-to-date | $391,825,670 | 1,697 |
| Average Assets, quarterly | $393,171,500 | 1,701 |
| Volatile liabilities | $76,396,000 | 1,776 |
| Insider loans | $131,000 | 6,887 |
| FHLB advances | $914,000 | 4,671 |
| Loans and leases held for sale | $3,020,000 | 587 |
| Unused loan commitments | $64,809,000 | 1,497 |
| Tier 1 (core) risk-based capital | $36,812,000 | 1,752 |
| Tier 2 risk-based capital | $3,245,000 | 1,611 |
| Total risk weighted assets | $353,133,000 | 1,422 |
| Total unused commitments | $64,809,000 | 1,498 |
| Derivatives | $3,995,000 | 658 |
| 2007-03-31 | Rank | |
| # of Employees: | 93 | 1,878 |
| Assets and Liabilities | ||
| Total Assets: | $391,402,000 | 1,719 |
| Cash and due from depository institutions | $9,642,000 | 1,878 |
| Interest-bearing balances | $209,000 | 3,961 |
| Securities | $44,568,000 | 2,537 |
| Federal funds sold & reverse repurchase agreements | $14,305,000 | 1,400 |
| Net loans & leases | $308,700,000 | 1,519 |
| Loan loss allowance | $3,182,000 | 1,656 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,916,000 | 1,385 |
| Other real estate owned | $30,000 | 1,878 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,241,000 | 2,883 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $391,402,000 | 1,719 |
| Total liabilities | $354,971,000 | 1,697 |
| Total deposits | $350,767,000 | 1,533 |
| Interest-bearing deposits | $299,922,000 | 1,554 |
| Deposits held in domestic offices | $350,767,000 | 1,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,585,000 | 2,224 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $915,000 | 4,848 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,704,000 | 2,735 |
| Total equity capital | $36,431,000 | 1,875 |
| Total bank equity capital | $36,431,000 | 1,875 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $400,000 | 4,500 |
| Surplus | $22,350,000 | 1,273 |
| Undivided profits | $13,681,000 | 2,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $312,000 | 4,784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,788,000 | 1,018 |
| Earning assets | $367,782,000 | 1,686 |
| Long-term assets (5+ years) | $34,731,000 | 2,449 |
| Average Assets, year-to-date | $390,268,000 | 1,711 |
| Average Assets, quarterly | $390,268,000 | 1,711 |
| Volatile liabilities | $83,032,000 | 1,629 |
| Insider loans | $129,000 | 6,896 |
| FHLB advances | $915,000 | 4,659 |
| Loans and leases held for sale | $911,000 | 1,024 |
| Unused loan commitments | $66,024,000 | 1,487 |
| Tier 1 (core) risk-based capital | $36,522,000 | 1,754 |
| Tier 2 risk-based capital | $3,182,000 | 1,626 |
| Total risk weighted assets | $344,279,000 | 1,432 |
| Total unused commitments | $66,024,000 | 1,487 |
| Derivatives | $2,899,000 | 709 |
| 2006-12-31 | Rank | |
| # of Employees: | 97 | 1,784 |
| Assets and Liabilities | ||
| Total Assets: | $389,134,000 | 1,717 |
| Cash and due from depository institutions | $16,710,000 | 1,784 |
| Interest-bearing balances | $221,000 | 3,915 |
| Securities | $46,942,000 | 2,459 |
| Federal funds sold & reverse repurchase agreements | $11,350,000 | 1,454 |
| Net loans & leases | $300,587,000 | 1,543 |
| Loan loss allowance | $3,118,000 | 1,669 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $9,039,000 | 1,327 |
| Other real estate owned | $30,000 | 1,784 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,476,000 | 3,245 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $389,134,000 | 1,717 |
| Total liabilities | $353,758,000 | 1,685 |
| Total deposits | $349,400,000 | 1,513 |
| Interest-bearing deposits | $296,889,000 | 1,540 |
| Deposits held in domestic offices | $349,400,000 | 1,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,335,000 | 2,495 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,287,000 | 4,771 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,736,000 | 2,687 |
| Total equity capital | $35,376,000 | 1,892 |
| Total bank equity capital | $35,376,000 | 1,892 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $400,000 | 4,517 |
| Surplus | $22,350,000 | 1,249 |
| Undivided profits | $12,626,000 | 2,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $670,000 | 3,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,552,000 | 1,118 |
| Earning assets | $359,100,000 | 1,703 |
| Long-term assets (5+ years) | $37,381,000 | 2,256 |
| Average Assets, year-to-date | $373,962,600 | 1,709 |
| Average Assets, quarterly | $388,122,000 | 1,700 |
| Volatile liabilities | $79,174,000 | 1,840 |
| Insider loans | $172,000 | 6,724 |
| FHLB advances | $916,000 | 4,792 |
| Loans and leases held for sale | $1,631,000 | 774 |
| Unused loan commitments | $65,299,000 | 1,491 |
| Tier 1 (core) risk-based capital | $35,537,000 | 1,775 |
| Tier 2 risk-based capital | $3,118,000 | 1,649 |
| Total risk weighted assets | $331,137,000 | 1,463 |
| Total unused commitments | $65,299,000 | 1,491 |
| Derivatives | $2,239,000 | 721 |
| 2006-09-30 | Rank | |
| # of Employees: | 97 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $387,110,000 | 1,707 |
| Cash and due from depository institutions | $15,762,000 | 1,794 |
| Interest-bearing balances | $10,000 | 6,334 |
| Securities | $47,281,000 | 2,453 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $308,985,000 | 1,487 |
| Loan loss allowance | $3,112,000 | 1,677 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,070,000 | 1,311 |
| Other real estate owned | $0 | 1,794 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,012,000 | 2,615 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $387,110,000 | 1,707 |
| Total liabilities | $352,562,000 | 1,683 |
| Total deposits | $336,950,000 | 1,552 |
| Interest-bearing deposits | $282,001,000 | 1,600 |
| Deposits held in domestic offices | $336,950,000 | 1,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,422,000 | 1,064 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,294,000 | 4,978 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,896,000 | 2,444 |
| Total equity capital | $34,548,000 | 1,920 |
| Total bank equity capital | $34,548,000 | 1,920 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,547 |
| Surplus | $22,350,000 | 1,244 |
| Undivided profits | $11,798,000 | 2,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,847,000 | 1,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,563,000 | 832 |
| Earning assets | $356,276,000 | 1,702 |
| Long-term assets (5+ years) | $37,471,000 | 2,252 |
| Average Assets, year-to-date | $370,169,750 | 1,733 |
| Average Assets, quarterly | $381,341,500 | 1,716 |
| Volatile liabilities | $80,520,000 | 1,794 |
| Insider loans | $178,000 | 6,719 |
| FHLB advances | $918,000 | 4,979 |
| Loans and leases held for sale | $2,731,000 | 559 |
| Unused loan commitments | $66,962,000 | 1,472 |
| Tier 1 (core) risk-based capital | $34,927,000 | 1,796 |
| Tier 2 risk-based capital | $3,112,000 | 1,654 |
| Total risk weighted assets | $337,098,000 | 1,436 |
| Total unused commitments | $66,962,000 | 1,472 |
| Derivatives | $3,069,000 | 691 |
| 2006-06-30 | Rank | |
| # of Employees: | 99 | 1,767 |
| Assets and Liabilities | ||
| Total Assets: | $375,573,000 | 1,739 |
| Cash and due from depository institutions | $14,722,000 | 1,767 |
| Interest-bearing balances | $20,000 | 6,087 |
| Securities | $45,882,000 | 2,511 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $299,893,000 | 1,506 |
| Loan loss allowance | $3,220,000 | 1,600 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $9,120,000 | 1,275 |
| Other real estate owned | $0 | 1,767 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,956,000 | 2,607 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $375,573,000 | 1,739 |
| Total liabilities | $342,775,000 | 1,719 |
| Total deposits | $326,873,000 | 1,588 |
| Interest-bearing deposits | $273,351,000 | 1,610 |
| Deposits held in domestic offices | $326,873,000 | 1,584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,965,000 | 1,060 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,301,000 | 4,959 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,636,000 | 2,521 |
| Total equity capital | $32,798,000 | 1,944 |
| Total bank equity capital | $32,798,000 | 1,944 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $400,000 | 4,544 |
| Surplus | $22,350,000 | 1,219 |
| Undivided profits | $10,048,000 | 2,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $747,000 | 2,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,941,000 | 876 |
| Earning assets | $345,795,000 | 1,724 |
| Long-term assets (5+ years) | $35,320,000 | 2,315 |
| Average Assets, year-to-date | $364,523,000 | 1,759 |
| Average Assets, quarterly | $366,206,000 | 1,770 |
| Volatile liabilities | $78,627,000 | 1,811 |
| Insider loans | $179,000 | 6,734 |
| FHLB advances | $920,000 | 4,980 |
| Loans and leases held for sale | $1,951,000 | 696 |
| Unused loan commitments | $65,428,000 | 1,501 |
| Tier 1 (core) risk-based capital | $33,480,000 | 1,857 |
| Tier 2 risk-based capital | $3,220,000 | 1,578 |
| Total risk weighted assets | $335,692,000 | 1,418 |
| Total unused commitments | $65,428,000 | 1,502 |
| Derivatives | $6,491,000 | 556 |
| 2006-03-31 | Rank | |
| # of Employees: | 99 | 1,749 |
| Assets and Liabilities | ||
| Total Assets: | $356,839,000 | 1,798 |
| Cash and due from depository institutions | $12,580,000 | 1,749 |
| Interest-bearing balances | $1,031,000 | 2,517 |
| Securities | $46,918,000 | 2,504 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,091 |
| Net loans & leases | $282,221,000 | 1,553 |
| Loan loss allowance | $3,222,000 | 1,570 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,238,000 | 1,221 |
| Other real estate owned | $0 | 1,749 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,882,000 | 2,962 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $356,839,000 | 1,798 |
| Total liabilities | $323,633,000 | 1,783 |
| Total deposits | $320,543,000 | 1,590 |
| Interest-bearing deposits | $270,846,000 | 1,606 |
| Deposits held in domestic offices | $320,543,000 | 1,587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $348,000 | 3,077 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,307,000 | 4,878 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,435,000 | 2,772 |
| Total equity capital | $33,206,000 | 1,904 |
| Total bank equity capital | $33,206,000 | 1,904 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,532 |
| Surplus | $22,350,000 | 1,182 |
| Undivided profits | $10,456,000 | 2,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $721,000 | 2,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,251,000 | 1,025 |
| Earning assets | $331,170,000 | 1,780 |
| Long-term assets (5+ years) | $34,530,000 | 2,346 |
| Average Assets, year-to-date | $358,998,000 | 1,776 |
| Average Assets, quarterly | $358,998,000 | 1,776 |
| Volatile liabilities | $65,472,000 | 2,022 |
| Insider loans | $289,000 | 6,223 |
| FHLB advances | $921,000 | 4,923 |
| Loans and leases held for sale | $1,267,000 | 757 |
| Unused loan commitments | $68,403,000 | 1,413 |
| Tier 1 (core) risk-based capital | $33,508,000 | 1,809 |
| Tier 2 risk-based capital | $3,222,000 | 1,539 |
| Total risk weighted assets | $305,473,000 | 1,528 |
| Total unused commitments | $68,403,000 | 1,413 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 98 | 1,762 |
| Assets and Liabilities | ||
| Total Assets: | $361,157,000 | 1,763 |
| Cash and due from depository institutions | $19,129,000 | 1,762 |
| Interest-bearing balances | $1,035,000 | 2,595 |
| Securities | $46,988,000 | 2,495 |
| Federal funds sold & reverse repurchase agreements | $14,000,000 | 955 |
| Net loans & leases | $267,405,000 | 1,615 |
| Loan loss allowance | $3,239,000 | 1,539 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,303,000 | 1,189 |
| Other real estate owned | $0 | 1,762 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,332,000 | 3,193 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $361,157,000 | 1,763 |
| Total liabilities | $329,419,000 | 1,740 |
| Total deposits | $324,290,000 | 1,538 |
| Interest-bearing deposits | $273,424,000 | 1,565 |
| Deposits held in domestic offices | $324,290,000 | 1,534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $386,000 | 3,211 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,313,000 | 4,975 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,430,000 | 1,402 |
| Total equity capital | $31,738,000 | 1,981 |
| Total bank equity capital | $31,738,000 | 1,981 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $400,000 | 4,553 |
| Surplus | $22,350,000 | 1,154 |
| Undivided profits | $8,988,000 | 3,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $327,000 | 4,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,949,000 | 1,125 |
| Earning assets | $329,428,000 | 1,762 |
| Long-term assets (5+ years) | $34,018,000 | 2,334 |
| Average Assets, year-to-date | $338,795,600 | 1,767 |
| Average Assets, quarterly | $349,782,000 | 1,787 |
| Volatile liabilities | $61,994,000 | 2,053 |
| Insider loans | $293,000 | 6,214 |
| FHLB advances | $922,000 | 4,965 |
| Loans and leases held for sale | $1,049,000 | 852 |
| Unused loan commitments | $57,498,000 | 1,583 |
| Tier 1 (core) risk-based capital | $31,946,000 | 1,886 |
| Tier 2 risk-based capital | $3,239,000 | 1,509 |
| Total risk weighted assets | $292,558,000 | 1,564 |
| Total unused commitments | $57,498,000 | 1,583 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 94 | 1,839 |
| Assets and Liabilities | ||
| Total Assets: | $338,407,000 | 1,826 |
| Cash and due from depository institutions | $14,173,000 | 1,839 |
| Interest-bearing balances | $211,000 | 4,264 |
| Securities | $43,529,000 | 2,640 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $266,509,000 | 1,591 |
| Loan loss allowance | $3,288,000 | 1,484 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,083,000 | 1,342 |
| Other real estate owned | $781,000 | 1,839 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,332,000 | 2,707 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $338,407,000 | 1,826 |
| Total liabilities | $306,526,000 | 1,810 |
| Total deposits | $303,055,000 | 1,632 |
| Interest-bearing deposits | $251,993,000 | 1,656 |
| Deposits held in domestic offices | $303,055,000 | 1,627 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,571,000 | 2,525 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $495,000 | 5,495 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,405,000 | 2,707 |
| Total equity capital | $31,881,000 | 1,929 |
| Total bank equity capital | $31,881,000 | 1,929 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,555 |
| Surplus | $22,350,000 | 1,122 |
| Undivided profits | $9,131,000 | 3,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $302,000 | 4,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,418,000 | 900 |
| Earning assets | $310,249,000 | 1,812 |
| Long-term assets (5+ years) | $29,330,000 | 2,616 |
| Average Assets, year-to-date | $333,205,250 | 1,783 |
| Average Assets, quarterly | $336,797,000 | 1,807 |
| Volatile liabilities | $58,389,000 | 2,096 |
| Insider loans | $189,000 | 6,687 |
| FHLB advances | $99,000 | 5,366 |
| Loans and leases held for sale | $1,648,000 | 762 |
| Unused loan commitments | $41,713,000 | 1,994 |
| Tier 1 (core) risk-based capital | $31,869,000 | 1,836 |
| Tier 2 risk-based capital | $3,288,000 | 1,452 |
| Total risk weighted assets | $284,163,000 | 1,572 |
| Total unused commitments | $41,713,000 | 1,996 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 97 | 1,772 |
| Assets and Liabilities | ||
| Total Assets: | $335,187,000 | 1,796 |
| Cash and due from depository institutions | $10,765,000 | 1,772 |
| Interest-bearing balances | $35,000 | 5,888 |
| Securities | $43,791,000 | 2,636 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $267,628,000 | 1,541 |
| Loan loss allowance | $2,941,000 | 1,635 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,311,000 | 1,460 |
| Other real estate owned | $1,329,000 | 1,772 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,363,000 | 3,012 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $335,187,000 | 1,796 |
| Total liabilities | $303,871,000 | 1,781 |
| Total deposits | $301,471,000 | 1,590 |
| Interest-bearing deposits | $248,660,000 | 1,633 |
| Deposits held in domestic offices | $301,471,000 | 1,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $677,000 | 3,067 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $501,000 | 5,375 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,222,000 | 2,827 |
| Total equity capital | $31,316,000 | 1,921 |
| Total bank equity capital | $31,316,000 | 1,921 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,549 |
| Surplus | $12,350,000 | 1,814 |
| Undivided profits | $18,566,000 | 1,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $552,000 | 3,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,274,000 | 870 |
| Earning assets | $311,454,000 | 1,770 |
| Long-term assets (5+ years) | $30,605,000 | 2,555 |
| Average Assets, year-to-date | $331,471,330 | 1,779 |
| Average Assets, quarterly | $329,040,500 | 1,804 |
| Volatile liabilities | $58,823,000 | 1,999 |
| Insider loans | $242,000 | 6,429 |
| FHLB advances | $100,000 | 5,321 |
| Loans and leases held for sale | $3,863,000 | 500 |
| Unused loan commitments | $44,101,000 | 1,867 |
| Tier 1 (core) risk-based capital | $31,162,000 | 1,825 |
| Tier 2 risk-based capital | $2,941,000 | 1,596 |
| Total risk weighted assets | $280,450,000 | 1,556 |
| Total unused commitments | $44,101,000 | 1,867 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 95 | 1,796 |
| Assets and Liabilities | ||
| Total Assets: | $322,894,000 | 1,835 |
| Cash and due from depository institutions | $11,722,000 | 1,796 |
| Interest-bearing balances | $41,000 | 5,842 |
| Securities | $46,741,000 | 2,519 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $252,628,000 | 1,586 |
| Loan loss allowance | $2,885,000 | 1,638 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,852,000 | 1,532 |
| Other real estate owned | $1,329,000 | 1,796 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,622,000 | 3,413 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $322,894,000 | 1,835 |
| Total liabilities | $290,752,000 | 1,833 |
| Total deposits | $286,879,000 | 1,657 |
| Interest-bearing deposits | $242,093,000 | 1,669 |
| Deposits held in domestic offices | $286,879,000 | 1,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,271,000 | 2,095 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $507,000 | 5,257 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,095,000 | 2,992 |
| Total equity capital | $32,142,000 | 1,800 |
| Total bank equity capital | $32,142,000 | 1,800 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,573 |
| Surplus | $12,350,000 | 1,764 |
| Undivided profits | $19,392,000 | 1,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $189,000 | 5,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,853,000 | 971 |
| Earning assets | $299,410,000 | 1,807 |
| Long-term assets (5+ years) | $25,846,000 | 2,924 |
| Average Assets, year-to-date | $329,613,500 | 1,780 |
| Average Assets, quarterly | $329,613,500 | 1,780 |
| Volatile liabilities | $52,805,000 | 2,077 |
| Insider loans | $228,000 | 6,522 |
| FHLB advances | $101,000 | 5,207 |
| Loans and leases held for sale | $2,202,000 | 604 |
| Unused loan commitments | $49,400,000 | 1,665 |
| Tier 1 (core) risk-based capital | $32,095,000 | 1,719 |
| Tier 2 risk-based capital | $2,885,000 | 1,591 |
| Total risk weighted assets | $268,084,000 | 1,576 |
| Total unused commitments | $49,400,000 | 1,666 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 94 | 1,815 |
| Assets and Liabilities | ||
| Total Assets: | $336,333,000 | 1,766 |
| Cash and due from depository institutions | $12,839,000 | 1,815 |
| Interest-bearing balances | $43,000 | 5,835 |
| Securities | $52,590,000 | 2,322 |
| Federal funds sold & reverse repurchase agreements | $18,300,000 | 628 |
| Net loans & leases | $241,568,000 | 1,625 |
| Loan loss allowance | $2,828,000 | 1,642 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,556,000 | 1,574 |
| Other real estate owned | $1,330,000 | 1,815 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,150,000 | 3,694 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $336,333,000 | 1,766 |
| Total liabilities | $304,292,000 | 1,751 |
| Total deposits | $302,074,000 | 1,558 |
| Interest-bearing deposits | $253,617,000 | 1,560 |
| Deposits held in domestic offices | $302,074,000 | 1,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $272,000 | 3,239 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $513,000 | 5,300 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,433,000 | 2,441 |
| Total equity capital | $32,041,000 | 1,806 |
| Total bank equity capital | $32,041,000 | 1,806 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,589 |
| Surplus | $12,350,000 | 1,742 |
| Undivided profits | $19,291,000 | 1,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $676,000 | 3,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,458,000 | 1,117 |
| Earning assets | $312,501,000 | 1,738 |
| Long-term assets (5+ years) | $29,463,000 | 2,734 |
| Average Assets, year-to-date | $319,174,400 | 1,763 |
| Average Assets, quarterly | $333,585,000 | 1,757 |
| Volatile liabilities | $46,312,000 | 2,251 |
| Insider loans | $220,000 | 6,590 |
| FHLB advances | $103,000 | 5,216 |
| Loans and leases held for sale | $2,223,000 | 588 |
| Unused loan commitments | $43,727,000 | 1,772 |
| Tier 1 (core) risk-based capital | $31,541,000 | 1,728 |
| Tier 2 risk-based capital | $2,828,000 | 1,604 |
| Total risk weighted assets | $259,120,000 | 1,611 |
| Total unused commitments | $43,727,000 | 1,773 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 93 | 1,833 |
| Assets and Liabilities | ||
| Total Assets: | $330,837,000 | 1,772 |
| Cash and due from depository institutions | $19,252,000 | 1,833 |
| Interest-bearing balances | $36,000 | 5,980 |
| Securities | $47,689,000 | 2,501 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 944 |
| Net loans & leases | $240,124,000 | 1,607 |
| Loan loss allowance | $2,805,000 | 1,651 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,446,000 | 1,571 |
| Other real estate owned | $1,322,000 | 1,833 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,004,000 | 3,088 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $330,837,000 | 1,772 |
| Total liabilities | $299,338,000 | 1,752 |
| Total deposits | $297,028,000 | 1,557 |
| Interest-bearing deposits | $247,123,000 | 1,589 |
| Deposits held in domestic offices | $297,028,000 | 1,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $516,000 | 3,178 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $519,000 | 5,334 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,275,000 | 2,693 |
| Total equity capital | $31,499,000 | 1,823 |
| Total bank equity capital | $31,499,000 | 1,823 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $400,000 | 4,601 |
| Surplus | $12,350,000 | 1,715 |
| Undivided profits | $18,749,000 | 1,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,400,000 | 1,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,288,000 | 819 |
| Earning assets | $299,849,000 | 1,785 |
| Long-term assets (5+ years) | $26,763,000 | 2,955 |
| Average Assets, year-to-date | $314,884,750 | 1,789 |
| Average Assets, quarterly | $324,310,000 | 1,776 |
| Volatile liabilities | $48,163,000 | 2,169 |
| Insider loans | $243,000 | 6,511 |
| FHLB advances | $104,000 | 5,259 |
| Loans and leases held for sale | $1,662,000 | 676 |
| Unused loan commitments | $41,446,000 | 1,819 |
| Tier 1 (core) risk-based capital | $30,914,000 | 1,737 |
| Tier 2 risk-based capital | $2,805,000 | 1,590 |
| Total risk weighted assets | $261,374,000 | 1,558 |
| Total unused commitments | $41,446,000 | 1,821 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 94 | 1,821 |
| Assets and Liabilities | ||
| Total Assets: | $317,783,000 | 1,810 |
| Cash and due from depository institutions | $18,443,000 | 1,821 |
| Interest-bearing balances | $88,000 | 5,459 |
| Securities | $48,315,000 | 2,520 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,162 |
| Net loans & leases | $235,380,000 | 1,596 |
| Loan loss allowance | $2,755,000 | 1,669 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,125,000 | 1,625 |
| Other real estate owned | $1,330,000 | 1,821 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,690,000 | 3,263 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $317,783,000 | 1,810 |
| Total liabilities | $287,675,000 | 1,807 |
| Total deposits | $286,024,000 | 1,599 |
| Interest-bearing deposits | $239,178,000 | 1,620 |
| Deposits held in domestic offices | $286,024,000 | 1,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $524,000 | 5,312 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,127,000 | 2,702 |
| Total equity capital | $30,108,000 | 1,825 |
| Total bank equity capital | $30,108,000 | 1,825 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $400,000 | 4,633 |
| Surplus | $12,350,000 | 1,667 |
| Undivided profits | $17,358,000 | 1,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,237,000 | 1,265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,923,000 | 897 |
| Earning assets | $288,283,000 | 1,818 |
| Long-term assets (5+ years) | $29,362,000 | 2,867 |
| Average Assets, year-to-date | $309,567,330 | 1,818 |
| Average Assets, quarterly | $309,498,500 | 1,835 |
| Volatile liabilities | $45,395,000 | 2,224 |
| Insider loans | $235,000 | 6,577 |
| FHLB advances | $105,000 | 5,261 |
| Loans and leases held for sale | $3,726,000 | 435 |
| Unused loan commitments | $41,629,000 | 1,791 |
| Tier 1 (core) risk-based capital | $29,899,000 | 1,755 |
| Tier 2 risk-based capital | $2,755,000 | 1,596 |
| Total risk weighted assets | $251,161,000 | 1,589 |
| Total unused commitments | $41,629,000 | 1,796 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 91 | 1,880 |
| Assets and Liabilities | ||
| Total Assets: | $301,214,000 | 1,883 |
| Cash and due from depository institutions | $15,359,000 | 1,880 |
| Interest-bearing balances | $78,000 | 5,638 |
| Securities | $55,663,000 | 2,216 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 6,384 |
| Net loans & leases | $216,972,000 | 1,689 |
| Loan loss allowance | $2,631,000 | 1,734 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $8,295,000 | 1,157 |
| Other real estate owned | $1,340,000 | 1,880 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,285,000 | 3,392 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $301,214,000 | 1,883 |
| Total liabilities | $269,944,000 | 1,886 |
| Total deposits | $268,348,000 | 1,695 |
| Interest-bearing deposits | $228,056,000 | 1,704 |
| Deposits held in domestic offices | $268,348,000 | 1,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $530,000 | 5,151 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,066,000 | 3,071 |
| Total equity capital | $31,270,000 | 1,792 |
| Total bank equity capital | $31,270,000 | 1,792 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $400,000 | 4,645 |
| Surplus | $12,350,000 | 1,638 |
| Undivided profits | $18,520,000 | 1,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,084,000 | 1,441 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,539,000 | 1,017 |
| Earning assets | $273,013,000 | 1,899 |
| Long-term assets (5+ years) | $30,957,000 | 2,712 |
| Average Assets, year-to-date | $305,459,500 | 1,840 |
| Average Assets, quarterly | $305,459,500 | 1,840 |
| Volatile liabilities | $40,186,000 | 2,351 |
| Insider loans | $261,000 | 6,435 |
| FHLB advances | $106,000 | 5,107 |
| Loans and leases held for sale | $2,447,000 | 632 |
| Unused loan commitments | $45,429,000 | 1,640 |
| Tier 1 (core) risk-based capital | $30,065,000 | 1,721 |
| Tier 2 risk-based capital | $2,631,000 | 1,650 |
| Total risk weighted assets | $239,008,000 | 1,626 |
| Total unused commitments | $45,429,000 | 1,644 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 96 | 1,799 |
| Assets and Liabilities | ||
| Total Assets: | $309,705,000 | 1,821 |
| Cash and due from depository institutions | $14,261,000 | 1,799 |
| Interest-bearing balances | $79,000 | 5,570 |
| Securities | $60,065,000 | 2,130 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 705 |
| Net loans & leases | $206,535,000 | 1,745 |
| Loan loss allowance | $2,570,000 | 1,766 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,308,000 | 1,147 |
| Other real estate owned | $1,350,000 | 1,799 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,186,000 | 3,494 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $309,705,000 | 1,821 |
| Total liabilities | $279,660,000 | 1,820 |
| Total deposits | $277,790,000 | 1,611 |
| Interest-bearing deposits | $237,572,000 | 1,618 |
| Deposits held in domestic offices | $277,790,000 | 1,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $536,000 | 5,160 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,334,000 | 2,544 |
| Total equity capital | $30,045,000 | 1,825 |
| Total bank equity capital | $30,045,000 | 1,825 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $400,000 | 4,684 |
| Surplus | $12,350,000 | 1,611 |
| Undivided profits | $17,295,000 | 1,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 5,850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,447,000 | 1,089 |
| Earning assets | $282,679,000 | 1,827 |
| Long-term assets (5+ years) | $32,484,000 | 2,635 |
| Average Assets, year-to-date | $298,920,200 | 1,821 |
| Average Assets, quarterly | $308,868,000 | 1,811 |
| Volatile liabilities | $40,626,000 | 2,318 |
| Insider loans | $224,000 | 6,634 |
| FHLB advances | $108,000 | 5,136 |
| Loans and leases held for sale | $2,194,000 | 604 |
| Unused loan commitments | $39,443,000 | 1,763 |
| Tier 1 (core) risk-based capital | $29,110,000 | 1,761 |
| Tier 2 risk-based capital | $2,570,000 | 1,673 |
| Total risk weighted assets | $227,855,000 | 1,679 |
| Total unused commitments | $39,443,000 | 1,766 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 93 | 1,882 |
| Assets and Liabilities | ||
| Total Assets: | $308,031,000 | 1,833 |
| Cash and due from depository institutions | $17,627,000 | 1,882 |
| Interest-bearing balances | $81,000 | 5,622 |
| Securities | $48,189,000 | 2,525 |
| Federal funds sold & reverse repurchase agreements | $26,000,000 | 550 |
| Net loans & leases | $203,900,000 | 1,746 |
| Loan loss allowance | $2,884,000 | 1,598 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,394,000 | 1,114 |
| Other real estate owned | $0 | 1,882 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,921,000 | 3,001 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $308,031,000 | 1,833 |
| Total liabilities | $278,545,000 | 1,831 |
| Total deposits | $275,710,000 | 1,629 |
| Interest-bearing deposits | $232,482,000 | 1,657 |
| Deposits held in domestic offices | $275,710,000 | 1,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $541,000 | 5,147 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,294,000 | 1,726 |
| Total equity capital | $29,486,000 | 1,859 |
| Total bank equity capital | $29,486,000 | 1,859 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $400,000 | 4,717 |
| Surplus | $12,350,000 | 1,583 |
| Undivided profits | $16,736,000 | 1,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $284,000 | 5,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,173,000 | 849 |
| Earning assets | $278,170,000 | 1,857 |
| Long-term assets (5+ years) | $37,027,000 | 2,393 |
| Average Assets, year-to-date | $296,224,000 | 1,848 |
| Average Assets, quarterly | $300,393,500 | 1,869 |
| Volatile liabilities | $42,957,000 | 2,184 |
| Insider loans | $49,000 | 7,825 |
| FHLB advances | $109,000 | 5,103 |
| Loans and leases held for sale | $5,359,000 | 504 |
| Unused loan commitments | $41,062,000 | 1,722 |
| Tier 1 (core) risk-based capital | $28,607,000 | 1,796 |
| Tier 2 risk-based capital | $2,775,000 | 1,559 |
| Total risk weighted assets | $221,877,000 | 1,714 |
| Total unused commitments | $41,062,000 | 1,725 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 93 | 1,882 |
| Assets and Liabilities | ||
| Total Assets: | $292,756,000 | 1,913 |
| Cash and due from depository institutions | $13,390,000 | 1,882 |
| Interest-bearing balances | $59,000 | 5,874 |
| Securities | $46,661,000 | 2,538 |
| Federal funds sold & reverse repurchase agreements | $15,500,000 | 1,008 |
| Net loans & leases | $204,799,000 | 1,708 |
| Loan loss allowance | $2,869,000 | 1,584 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,414,000 | 1,090 |
| Other real estate owned | $26,000 | 1,882 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,966,000 | 2,867 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $292,756,000 | 1,913 |
| Total liabilities | $263,495,000 | 1,907 |
| Total deposits | $261,685,000 | 1,711 |
| Interest-bearing deposits | $221,716,000 | 1,717 |
| Deposits held in domestic offices | $261,685,000 | 1,705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $547,000 | 5,186 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,263,000 | 2,829 |
| Total equity capital | $29,261,000 | 1,868 |
| Total bank equity capital | $29,261,000 | 1,868 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $400,000 | 4,728 |
| Surplus | $12,350,000 | 1,548 |
| Undivided profits | $16,511,000 | 1,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 6,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,939,000 | 908 |
| Earning assets | $267,019,000 | 1,909 |
| Long-term assets (5+ years) | $38,590,000 | 2,184 |
| Average Assets, year-to-date | $292,288,330 | 1,868 |
| Average Assets, quarterly | $291,671,500 | 1,896 |
| Volatile liabilities | $38,186,000 | 2,345 |
| Insider loans | $25,000 | 8,067 |
| FHLB advances | $111,000 | 5,072 |
| Loans and leases held for sale | $8,406,000 | 515 |
| Unused loan commitments | $38,418,000 | 1,759 |
| Tier 1 (core) risk-based capital | $28,027,000 | 1,810 |
| Tier 2 risk-based capital | $2,760,000 | 1,528 |
| Total risk weighted assets | $220,716,000 | 1,686 |
| Total unused commitments | $38,418,000 | 1,767 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 90 | 1,915 |
| Assets and Liabilities | ||
| Total Assets: | $290,587,000 | 1,890 |
| Cash and due from depository institutions | $12,092,000 | 1,915 |
| Interest-bearing balances | $40,000 | 6,009 |
| Securities | $60,791,000 | 2,002 |
| Federal funds sold & reverse repurchase agreements | $12,300,000 | 1,355 |
| Net loans & leases | $193,232,000 | 1,779 |
| Loan loss allowance | $2,770,000 | 1,620 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,479,000 | 1,069 |
| Other real estate owned | $0 | 1,915 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,693,000 | 2,978 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $290,587,000 | 1,890 |
| Total liabilities | $261,642,000 | 1,886 |
| Total deposits | $259,872,000 | 1,696 |
| Interest-bearing deposits | $223,726,000 | 1,687 |
| Deposits held in domestic offices | $259,872,000 | 1,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $552,000 | 5,046 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,218,000 | 2,918 |
| Total equity capital | $28,945,000 | 1,841 |
| Total bank equity capital | $28,945,000 | 1,841 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $400,000 | 4,744 |
| Surplus | $12,350,000 | 1,520 |
| Undivided profits | $16,195,000 | 1,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $251,000 | 5,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,615,000 | 1,064 |
| Earning assets | $266,363,000 | 1,879 |
| Long-term assets (5+ years) | $39,456,000 | 2,079 |
| Average Assets, year-to-date | $292,054,500 | 1,858 |
| Average Assets, quarterly | $292,054,500 | 1,858 |
| Volatile liabilities | $36,133,000 | 2,422 |
| Insider loans | $28,000 | 8,047 |
| FHLB advances | $111,000 | 5,018 |
| Loans and leases held for sale | $7,896,000 | 469 |
| Unused loan commitments | $36,310,000 | 1,769 |
| Tier 1 (core) risk-based capital | $27,611,000 | 1,792 |
| Tier 2 risk-based capital | $2,669,000 | 1,552 |
| Total risk weighted assets | $213,393,000 | 1,713 |
| Total unused commitments | $36,310,000 | 1,778 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 91 | 1,888 |
| Assets and Liabilities | ||
| Total Assets: | $293,522,000 | 1,837 |
| Cash and due from depository institutions | $14,025,000 | 1,888 |
| Interest-bearing balances | $39,000 | 5,963 |
| Securities | $67,181,000 | 1,811 |
| Federal funds sold & reverse repurchase agreements | $11,500,000 | 1,249 |
| Net loans & leases | $188,895,000 | 1,802 |
| Loan loss allowance | $2,730,000 | 1,594 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,507,000 | 1,048 |
| Other real estate owned | $0 | 1,888 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,414,000 | 3,138 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $293,522,000 | 1,837 |
| Total liabilities | $264,722,000 | 1,836 |
| Total deposits | $262,708,000 | 1,638 |
| Interest-bearing deposits | $225,291,000 | 1,654 |
| Deposits held in domestic offices | $262,708,000 | 1,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $557,000 | 5,182 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,457,000 | 2,587 |
| Total equity capital | $28,800,000 | 1,819 |
| Total bank equity capital | $28,800,000 | 1,819 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $400,000 | 4,752 |
| Surplus | $12,350,000 | 1,488 |
| Undivided profits | $16,050,000 | 1,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $571,000 | 3,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,483,000 | 1,152 |
| Earning assets | $267,615,000 | 1,834 |
| Long-term assets (5+ years) | $40,311,000 | 2,020 |
| Average Assets, year-to-date | $277,167,600 | 1,833 |
| Average Assets, quarterly | $292,304,500 | 1,825 |
| Volatile liabilities | $37,639,000 | 2,326 |
| Insider loans | $23,000 | 8,162 |
| FHLB advances | $112,000 | 5,033 |
| Loans and leases held for sale | $4,141,000 | 768 |
| Unused loan commitments | $32,181,000 | 1,864 |
| Tier 1 (core) risk-based capital | $27,457,000 | 1,756 |
| Tier 2 risk-based capital | $2,681,000 | 1,520 |
| Total risk weighted assets | $214,435,000 | 1,671 |
| Total unused commitments | $32,181,000 | 1,870 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 96 | 1,750 |
| Assets and Liabilities | ||
| Total Assets: | $265,232,000 | 1,920 |
| Cash and due from depository institutions | $16,748,000 | 1,750 |
| Interest-bearing balances | $5,014,000 | 1,257 |
| Securities | $44,431,000 | 2,438 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 1,128 |
| Net loans & leases | $180,085,000 | 1,822 |
| Loan loss allowance | $2,586,000 | 1,582 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,381,000 | 1,171 |
| Other real estate owned | $0 | 1,750 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,587,000 | 2,948 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,232,000 | 1,920 |
| Total liabilities | $239,357,000 | 1,912 |
| Total deposits | $236,961,000 | 1,723 |
| Interest-bearing deposits | $204,483,000 | 1,716 |
| Deposits held in domestic offices | $236,961,000 | 1,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $625,000 | 4,923 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,771,000 | 2,211 |
| Total equity capital | $25,875,000 | 1,898 |
| Total bank equity capital | $25,875,000 | 1,898 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $400,000 | 4,856 |
| Surplus | $12,350,000 | 1,421 |
| Undivided profits | $13,125,000 | 2,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 6,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,485,000 | 1,277 |
| Earning assets | $242,530,000 | 1,921 |
| Long-term assets (5+ years) | $38,773,000 | 2,064 |
| Average Assets, year-to-date | $251,763,600 | 1,933 |
| Average Assets, quarterly | $263,036,000 | 1,909 |
| Volatile liabilities | $33,936,000 | 2,447 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $117,000 | 4,904 |
| Loans and leases held for sale | $5,029,000 | 585 |
| Unused loan commitments | $35,991,000 | 1,624 |
| Tier 1 (core) risk-based capital | $25,022,000 | 1,845 |
| Tier 2 risk-based capital | $2,474,000 | 1,525 |
| Total risk weighted assets | $197,801,000 | 1,716 |
| Total unused commitments | $35,991,000 | 1,630 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 89 | 1,890 |
| Assets and Liabilities | ||
| Total Assets: | $245,852,000 | 1,973 |
| Cash and due from depository institutions | $9,222,000 | 1,890 |
| Interest-bearing balances | $29,000 | 5,742 |
| Securities | $49,497,000 | 2,202 |
| Federal funds sold & reverse repurchase agreements | $9,500,000 | 1,252 |
| Net loans & leases | $169,404,000 | 1,870 |
| Loan loss allowance | $2,447,000 | 1,572 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,630,000 | 1,878 |
| Other real estate owned | $0 | 1,890 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,599,000 | 2,433 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,852,000 | 1,973 |
| Total liabilities | $222,219,000 | 1,964 |
| Total deposits | $218,985,000 | 1,765 |
| Interest-bearing deposits | $190,404,000 | 1,758 |
| Deposits held in domestic offices | $218,985,000 | 1,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $654,000 | 4,870 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,580,000 | 1,669 |
| Total equity capital | $23,633,000 | 1,965 |
| Total bank equity capital | $23,633,000 | 1,965 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $400,000 | 5,008 |
| Surplus | $12,350,000 | 1,383 |
| Undivided profits | $10,883,000 | 2,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $293,000 | 4,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,746,000 | 900 |
| Earning assets | $228,430,000 | 1,958 |
| Long-term assets (5+ years) | $43,936,000 | 1,808 |
| Average Assets, year-to-date | $227,344,400 | 2,033 |
| Average Assets, quarterly | $237,918,000 | 2,013 |
| Volatile liabilities | $33,512,000 | 2,432 |
| Insider loans | $30,000 | 8,513 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $31,294,000 | 1,679 |
| Tier 1 (core) risk-based capital | $23,038,000 | 1,934 |
| Tier 2 risk-based capital | $2,416,880 | 1,493 |
| Total risk weighted assets | $193,320,480 | 1,691 |
| Total unused commitments | $31,294,000 | 1,680 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 81 | 2,140 |
| Assets and Liabilities | ||
| Total Assets: | $218,443,000 | 2,155 |
| Cash and due from depository institutions | $17,754,000 | 2,140 |
| Interest-bearing balances | $6,604,000 | 627 |
| Securities | $44,799,000 | 2,522 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $148,284,000 | 2,019 |
| Loan loss allowance | $2,267,000 | 1,640 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,834,000 | 1,761 |
| Other real estate owned | $0 | 2,140 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,772,000 | 3,037 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,443,000 | 2,155 |
| Total liabilities | $196,237,000 | 2,159 |
| Total deposits | $193,197,000 | 1,964 |
| Interest-bearing deposits | $169,143,000 | 1,926 |
| Deposits held in domestic offices | $193,197,000 | 1,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $636,000 | 4,865 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,404,000 | 1,629 |
| Total equity capital | $22,206,000 | 1,992 |
| Total bank equity capital | $22,206,000 | 1,992 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $400,000 | 5,160 |
| Surplus | $7,350,000 | 2,161 |
| Undivided profits | $14,456,000 | 1,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $177,000 | 5,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,901,000 | 1,105 |
| Earning assets | $199,687,000 | 2,154 |
| Long-term assets (5+ years) | $41,176,000 | 2,008 |
| Average Assets, year-to-date | $210,894,000 | 2,134 |
| Average Assets, quarterly | $216,112,000 | 2,150 |
| Volatile liabilities | $27,649,000 | 2,703 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $23,280,000 | 2,110 |
| Tier 1 (core) risk-based capital | $22,856,000 | 1,924 |
| Tier 2 risk-based capital | $2,088,740 | 1,615 |
| Total risk weighted assets | $166,920,740 | 1,824 |
| Total unused commitments | $23,280,000 | 2,114 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 81 | 2,159 |
| Assets and Liabilities | ||
| Total Assets: | $208,039,000 | 2,210 |
| Cash and due from depository institutions | $14,985,000 | 2,159 |
| Interest-bearing balances | $8,024,000 | 786 |
| Securities | $41,052,000 | 2,777 |
| Federal funds sold & reverse repurchase agreements | $6,250,000 | 2,777 |
| Net loans & leases | $138,178,000 | 2,020 |
| Loan loss allowance | $2,096,000 | 1,687 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,391,000 | 1,832 |
| Other real estate owned | $341,000 | 2,159 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,842,000 | 2,599 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,039,000 | 2,210 |
| Total liabilities | $185,841,000 | 2,223 |
| Total deposits | $183,287,000 | 2,073 |
| Interest-bearing deposits | $161,032,000 | 2,007 |
| Deposits held in domestic offices | $183,287,000 | 2,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $152,000 | 4,668 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,402,000 | 1,703 |
| Total equity capital | $22,198,000 | 2,025 |
| Total bank equity capital | $22,198,000 | 2,025 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $400,000 | 5,212 |
| Surplus | $7,350,000 | 2,076 |
| Undivided profits | $14,448,000 | 1,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $842,000 | 2,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,089,000 | 989 |
| Earning assets | $193,504,000 | 2,194 |
| Long-term assets (5+ years) | $34,109,000 | 2,153 |
| Average Assets, year-to-date | $203,292,400 | 2,145 |
| Average Assets, quarterly | $207,179,500 | 2,178 |
| Volatile liabilities | $25,257,000 | 2,472 |
| Insider loans | $20,000 | 9,000 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $22,760,000 | 2,056 |
| Tier 1 (core) risk-based capital | $21,521,000 | 1,984 |
| Tier 2 risk-based capital | $1,932,240 | 1,673 |
| Total risk weighted assets | $154,415,540 | 1,855 |
| Total unused commitments | $22,760,000 | 2,060 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 79 | 2,259 |
| Assets and Liabilities | ||
| Total Assets: | $203,190,000 | 2,238 |
| Cash and due from depository institutions | $5,057,000 | 2,259 |
| Interest-bearing balances | $65,000 | 5,189 |
| Securities | $46,061,000 | 2,478 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 874 |
| Net loans & leases | $129,793,000 | 2,147 |
| Loan loss allowance | $1,941,000 | 1,838 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,523,000 | 1,754 |
| Other real estate owned | $90,000 | 2,259 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,666,000 | 2,689 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,190,000 | 2,238 |
| Total liabilities | $183,057,000 | 2,242 |
| Total deposits | $180,688,000 | 2,086 |
| Interest-bearing deposits | $160,350,000 | 2,022 |
| Deposits held in domestic offices | $180,688,000 | 2,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $23,000 | 5,005 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,346,000 | 1,778 |
| Total equity capital | $20,133,000 | 2,212 |
| Total bank equity capital | $20,133,000 | 2,212 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $400,000 | 5,430 |
| Surplus | $7,350,000 | 2,047 |
| Undivided profits | $12,383,000 | 2,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $614,000 | 3,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,920,000 | 1,130 |
| Earning assets | $190,919,000 | 2,195 |
| Long-term assets (5+ years) | $38,557,000 | 1,726 |
| Average Assets, year-to-date | $189,408,000 | 2,267 |
| Average Assets, quarterly | $200,551,500 | 2,235 |
| Volatile liabilities | $28,721,000 | 2,220 |
| Insider loans | $10,000 | 9,618 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $16,033,000 | 2,493 |
| Tier 1 (core) risk-based capital | $19,906,000 | 2,138 |
| Tier 2 risk-based capital | $1,833,780 | 1,663 |
| Total risk weighted assets | $146,594,780 | 1,909 |
| Total unused commitments | $16,033,000 | 2,500 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 74 | 2,544 |
| Assets and Liabilities | ||
| Total Assets: | $179,372,000 | 2,583 |
| Cash and due from depository institutions | $8,744,000 | 2,544 |
| Interest-bearing balances | $67,000 | 5,240 |
| Securities | $40,127,000 | 3,014 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,865 |
| Net loans & leases | $121,443,000 | 2,329 |
| Loan loss allowance | $1,745,000 | 2,139 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,661,000 | 1,705 |
| Other real estate owned | $0 | 2,544 |
| Goodwill and other intangibles | $19,000 | 3,127 |
| All other assets | $2,378,000 | 3,075 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,372,000 | 2,583 |
| Total liabilities | $162,289,000 | 2,569 |
| Total deposits | $160,492,000 | 2,407 |
| Interest-bearing deposits | $141,129,000 | 2,360 |
| Deposits held in domestic offices | $160,492,000 | 2,398 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $23,000 | 5,171 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,774,000 | 2,252 |
| Total equity capital | $17,083,000 | 2,622 |
| Total bank equity capital | $17,083,000 | 2,622 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 5,765 |
| Surplus | $7,350,000 | 2,101 |
| Undivided profits | $9,333,000 | 2,673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $549,000 | 4,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,783,000 | 1,214 |
| Earning assets | $163,637,000 | 2,599 |
| Long-term assets (5+ years) | $38,221,000 | 1,617 |
| Average Assets, year-to-date | $171,830,600 | 2,579 |
| Average Assets, quarterly | $179,284,500 | 2,546 |
| Volatile liabilities | $20,468,000 | 2,868 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,374,000 | 2,758 |
| Tier 1 (core) risk-based capital | $17,172,000 | 2,534 |
| Tier 2 risk-based capital | $1,701,810 | 1,845 |
| Total risk weighted assets | $136,101,810 | 2,075 |
| Total unused commitments | $13,374,000 | 2,771 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 71 | 2,746 |
| Assets and Liabilities | ||
| Total Assets: | $165,289,000 | 2,796 |
| Cash and due from depository institutions | $8,078,000 | 2,746 |
| Interest-bearing balances | $34,000 | 5,934 |
| Securities | $38,383,000 | 3,287 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 6,340 |
| Net loans & leases | $110,421,000 | 2,484 |
| Loan loss allowance | $1,518,000 | 2,449 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,750,000 | 1,629 |
| Other real estate owned | $0 | 2,746 |
| Goodwill and other intangibles | $40,000 | 2,724 |
| All other assets | $2,117,000 | 3,460 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,289,000 | 2,796 |
| Total liabilities | $149,905,000 | 2,773 |
| Total deposits | $148,107,000 | 2,623 |
| Interest-bearing deposits | $131,337,000 | 2,568 |
| Deposits held in domestic offices | $148,107,000 | 2,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $45,000 | 4,698 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,753,000 | 2,346 |
| Total equity capital | $15,384,000 | 2,905 |
| Total bank equity capital | $15,384,000 | 2,905 |
| Perpetual preferred stock | $2,150,000 | 91 |
| Common stock | $400,000 | 6,077 |
| Surplus | $5,200,000 | 2,750 |
| Undivided profits | $7,634,000 | 3,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $845,000 | 2,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,576,000 | 1,412 |
| Earning assets | $150,338,000 | 2,812 |
| Long-term assets (5+ years) | $29,977,000 | 1,816 |
| Average Assets, year-to-date | $157,056,000 | 2,805 |
| Average Assets, quarterly | $163,410,500 | 2,792 |
| Volatile liabilities | $17,896,000 | 2,886 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,555,000 | 2,616 |
| Tier 1 (core) risk-based capital | $15,339,000 | 2,805 |
| Tier 2 risk-based capital | $1,518,000 | 2,013 |
| Total risk weighted assets | $123,239,600 | 2,231 |
| Total unused commitments | $13,555,000 | 2,627 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 63 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $150,621,000 | 3,008 |
| Cash and due from depository institutions | $6,496,000 | 3,222 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $36,772,000 | 3,569 |
| Federal funds sold & reverse repurchase agreements | $7,350,000 | 1,263 |
| Net loans & leases | $94,112,000 | 2,787 |
| Loan loss allowance | $1,360,000 | 2,757 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,149,000 | 1,791 |
| Other real estate owned | $0 | 3,222 |
| Goodwill and other intangibles | $61,000 | 2,479 |
| All other assets | $1,681,000 | 4,496 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,621,000 | 3,008 |
| Total liabilities | $137,415,000 | 2,992 |
| Total deposits | $136,672,000 | 2,795 |
| Interest-bearing deposits | $118,866,000 | 2,775 |
| Deposits held in domestic offices | $136,672,000 | 2,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $45,000 | 5,047 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $698,000 | 4,033 |
| Total equity capital | $13,206,000 | 3,095 |
| Total bank equity capital | $13,206,000 | 3,095 |
| Perpetual preferred stock | $2,150,000 | 89 |
| Common stock | $400,000 | 6,431 |
| Surplus | $5,200,000 | 2,651 |
| Undivided profits | $5,456,000 | 3,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $820,000 | 3,055 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,249,000 | 1,563 |
| Earning assets | $138,234,000 | 2,987 |
| Long-term assets (5+ years) | $28,494,000 | 1,907 |
| Average Assets, year-to-date | $144,519,800 | 3,045 |
| Average Assets, quarterly | $148,578,500 | 3,017 |
| Volatile liabilities | $12,990,000 | 3,573 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $18,720,000 | 2,023 |
| Tier 1 (core) risk-based capital | $13,831,000 | 2,989 |
| Tier 2 risk-based capital | $1,357,330 | 2,214 |
| Total risk weighted assets | $108,583,730 | 2,451 |
| Total unused commitments | $18,720,000 | 2,034 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 57 | 3,651 |
| Assets and Liabilities | ||
| Total Assets: | $143,325,000 | 3,201 |
| Cash and due from depository institutions | $8,995,000 | 3,651 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $43,685,000 | 3,194 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,411 |
| Net loans & leases | $81,827,000 | 3,102 |
| Loan loss allowance | $1,279,000 | 2,995 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,196,000 | 2,299 |
| Other real estate owned | $0 | 3,651 |
| Goodwill and other intangibles | $89,000 | 2,244 |
| All other assets | $1,533,000 | 4,350 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,325,000 | 3,201 |
| Total liabilities | $130,891,000 | 3,173 |
| Total deposits | $129,905,000 | 3,018 |
| Interest-bearing deposits | $113,513,000 | 3,002 |
| Deposits held in domestic offices | $129,905,000 | 3,008 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $986,000 | 3,153 |
| Total equity capital | $12,434,000 | 3,269 |
| Total bank equity capital | $12,434,000 | 3,269 |
| Perpetual preferred stock | $2,150,000 | 100 |
| Common stock | $400,000 | 6,744 |
| Surplus | $5,200,000 | 2,581 |
| Undivided profits | $4,684,000 | 4,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $752,000 | 3,828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,013,000 | 1,711 |
| Earning assets | $129,512,000 | 3,242 |
| Long-term assets (5+ years) | $32,266,000 | 1,786 |
| Average Assets, year-to-date | $135,066,400 | 3,298 |
| Average Assets, quarterly | $140,990,000 | 3,222 |
| Volatile liabilities | $10,647,000 | 3,925 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,148,000 | 2,305 |
| Tier 1 (core) risk-based capital | $12,345,000 | 3,218 |
| Tier 2 risk-based capital | $1,236,540 | 2,369 |
| Total risk weighted assets | $98,880,440 | 2,633 |
| Total unused commitments | $15,148,000 | 2,323 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 59 | 3,614 |
| Assets and Liabilities | ||
| Total Assets: | $133,150,000 | 3,481 |
| Cash and due from depository institutions | $8,244,000 | 3,614 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $39,957,000 | 3,442 |
| Federal funds sold & reverse repurchase agreements | $8,274,000 | 1,991 |
| Net loans & leases | $71,613,000 | 3,590 |
| Loan loss allowance | $1,110,000 | 3,411 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,177,000 | 2,313 |
| Other real estate owned | $117,000 | 3,614 |
| Goodwill and other intangibles | $137,000 | 2,056 |
| All other assets | $1,631,000 | 4,289 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,150,000 | 3,481 |
| Total liabilities | $122,057,000 | 3,490 |
| Total deposits | $120,979,000 | 3,360 |
| Interest-bearing deposits | $105,604,000 | 3,370 |
| Deposits held in domestic offices | $120,979,000 | 3,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,078,000 | 3,095 |
| Total equity capital | $11,093,000 | 3,475 |
| Total bank equity capital | $11,093,000 | 3,475 |
| Perpetual preferred stock | $2,150,000 | 93 |
| Common stock | $400,000 | 7,082 |
| Surplus | $5,200,000 | 2,485 |
| Undivided profits | $3,343,000 | 5,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $700,000 | 4,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,009,000 | 1,941 |
| Earning assets | $119,844,000 | 3,527 |
| Long-term assets (5+ years) | $32,012,000 | 1,756 |
| Average Assets, year-to-date | $124,741,400 | 3,636 |
| Average Assets, quarterly | $131,336,000 | 3,499 |
| Volatile liabilities | $7,510,000 | 5,024 |
| Insider loans | $44,000 | 7,367 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $13,392,000 | 2,416 |
| Tier 1 (core) risk-based capital | $10,956,000 | 3,465 |
| Tier 2 risk-based capital | $1,110,000 | 2,657 |
| Total risk weighted assets | $91,522,400 | 2,909 |
| Total unused commitments | $13,392,000 | 2,433 |
| Derivatives | $0 | 651 |