Home > The First Western Bank Custer > Income and Expense
The First Western Bank Custer, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,047,000 | 4,898 |
| Total interest expense | $1,131,000 | 4,900 |
| Net interest income | $1,916,000 | 4,842 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $206,000 | 5,565 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $104,000 | 4,933 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $102,000 | 5,085 |
| Total noninterest expense | $1,060,000 | 5,990 |
| Salaries and employee benefits | $486,000 | 6,502 |
| Premises and equipment expense | $137,000 | 6,003 |
| Additional noninterest expense | $437,000 | 4,918 |
| Pre-tax net operating income | $1,062,000 | 3,658 |
| Securities gains (losses) | $3,000 | 925 |
| Applicable income taxes | $45,000 | 5,301 |
| Income before extraordinary items | $1,020,000 | 3,164 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,020,000 | 3,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,763 |
| Cash dividends | $1,419,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,017,120 | 3,159 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,465,000 | 4,964 |
| Total interest expense | $523,000 | 4,980 |
| Net interest income | $942,000 | 4,888 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $94,000 | 5,729 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $51,000 | 4,914 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,402 |
| Total noninterest expense | $520,000 | 6,060 |
| Salaries and employee benefits | $240,000 | 6,562 |
| Premises and equipment expense | $69,000 | 5,991 |
| Additional noninterest expense | $211,000 | 5,010 |
| Pre-tax net operating income | $516,000 | 3,663 |
| Securities gains (losses) | $3,000 | 752 |
| Applicable income taxes | $22,000 | 5,279 |
| Income before extraordinary items | $497,000 | 3,174 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $497,000 | 3,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,442 |
| Cash dividends | $739,000 | 994 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $494,120 | 3,166 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,614,000 | 4,793 |
| Total interest expense | $1,867,000 | 4,643 |
| Net interest income | $3,747,000 | 4,823 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $418,000 | 5,628 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $217,000 | 4,869 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $201,000 | 5,145 |
| Total noninterest expense | $2,143,000 | 5,868 |
| Salaries and employee benefits | $909,000 | 6,613 |
| Premises and equipment expense | $300,000 | 5,730 |
| Additional noninterest expense | $934,000 | 4,649 |
| Pre-tax net operating income | $2,022,000 | 3,664 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $87,000 | 5,482 |
| Income before extraordinary items | $1,936,000 | 3,167 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,936,000 | 3,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $2,090,000 | 1,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,935,040 | 3,135 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,201,000 | 4,770 |
| Total interest expense | $1,368,000 | 4,571 |
| Net interest income | $2,833,000 | 4,806 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $319,000 | 5,638 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $165,000 | 4,871 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $154,000 | 5,143 |
| Total noninterest expense | $1,599,000 | 5,854 |
| Salaries and employee benefits | $675,000 | 6,640 |
| Premises and equipment expense | $226,000 | 5,724 |
| Additional noninterest expense | $698,000 | 4,627 |
| Pre-tax net operating income | $1,553,000 | 3,654 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $66,000 | 5,597 |
| Income before extraordinary items | $1,488,000 | 3,152 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,488,000 | 3,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,073 |
| Cash dividends | $1,282,000 | 1,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,487,040 | 3,110 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 4,753 |
| Total interest expense | $889,000 | 4,476 |
| Net interest income | $1,883,000 | 4,792 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $203,000 | 5,699 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $115,000 | 4,738 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $88,000 | 5,421 |
| Total noninterest expense | $1,045,000 | 5,912 |
| Salaries and employee benefits | $444,000 | 6,676 |
| Premises and equipment expense | $154,000 | 5,635 |
| Additional noninterest expense | $447,000 | 4,749 |
| Pre-tax net operating income | $1,041,000 | 3,609 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $45,000 | 5,608 |
| Income before extraordinary items | $997,000 | 3,108 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $997,000 | 3,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,020 |
| Cash dividends | $864,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $996,040 | 3,063 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,324,000 | 4,864 |
| Total interest expense | $408,000 | 4,617 |
| Net interest income | $916,000 | 4,900 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $101,000 | 5,663 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $58,000 | 4,666 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,506 |
| Total noninterest expense | $512,000 | 6,023 |
| Salaries and employee benefits | $219,000 | 6,759 |
| Premises and equipment expense | $77,000 | 5,676 |
| Additional noninterest expense | $216,000 | 4,823 |
| Pre-tax net operating income | $505,000 | 3,650 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $22,000 | 5,594 |
| Income before extraordinary items | $484,000 | 3,126 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $484,000 | 3,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,217 |
| Cash dividends | $664,000 | 956 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $483,040 | 3,090 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,966,000 | 4,872 |
| Total interest expense | $1,319,000 | 4,851 |
| Net interest income | $3,647,000 | 4,783 |
| Provision for loan and lease losses | $72,000 | 5,454 |
| Total noninterest income | $461,000 | 5,467 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $245,000 | 4,784 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $216,000 | 4,947 |
| Total noninterest expense | $2,182,000 | 5,726 |
| Salaries and employee benefits | $904,000 | 6,595 |
| Premises and equipment expense | $306,000 | 5,633 |
| Additional noninterest expense | $972,000 | 4,445 |
| Pre-tax net operating income | $1,854,000 | 3,712 |
| Securities gains (losses) | $90,000 | 1,317 |
| Applicable income taxes | $82,000 | 5,706 |
| Income before extraordinary items | $1,862,000 | 3,106 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,862,000 | 3,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,233 |
| Cash dividends | $1,490,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,775,600 | 3,156 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,695,000 | 4,879 |
| Total interest expense | $975,000 | 4,851 |
| Net interest income | $2,720,000 | 4,778 |
| Provision for loan and lease losses | $72,000 | 4,871 |
| Total noninterest income | $353,000 | 5,445 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $183,000 | 4,833 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $170,000 | 4,841 |
| Total noninterest expense | $1,602,000 | 5,766 |
| Salaries and employee benefits | $662,000 | 6,633 |
| Premises and equipment expense | $232,000 | 5,560 |
| Additional noninterest expense | $708,000 | 4,480 |
| Pre-tax net operating income | $1,399,000 | 3,751 |
| Securities gains (losses) | $91,000 | 1,235 |
| Applicable income taxes | $64,000 | 5,778 |
| Income before extraordinary items | $1,426,000 | 3,087 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,426,000 | 3,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,673 |
| Cash dividends | $1,040,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,338,640 | 3,178 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 4,944 |
| Total interest expense | $643,000 | 4,897 |
| Net interest income | $1,781,000 | 4,832 |
| Provision for loan and lease losses | $72,000 | 4,068 |
| Total noninterest income | $233,000 | 5,465 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $124,000 | 4,796 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $109,000 | 4,988 |
| Total noninterest expense | $1,064,000 | 5,799 |
| Salaries and employee benefits | $442,000 | 6,673 |
| Premises and equipment expense | $155,000 | 5,567 |
| Additional noninterest expense | $467,000 | 4,550 |
| Pre-tax net operating income | $878,000 | 3,865 |
| Securities gains (losses) | $91,000 | 1,095 |
| Applicable income taxes | $41,000 | 5,802 |
| Income before extraordinary items | $928,000 | 3,121 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $928,000 | 3,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,302 |
| Cash dividends | $875,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $840,640 | 3,304 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 5,031 |
| Total interest expense | $332,000 | 4,864 |
| Net interest income | $857,000 | 4,968 |
| Provision for loan and lease losses | $36,000 | 3,870 |
| Total noninterest income | $119,000 | 5,364 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $61,000 | 4,756 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $58,000 | 4,809 |
| Total noninterest expense | $518,000 | 5,935 |
| Salaries and employee benefits | $218,000 | 6,747 |
| Premises and equipment expense | $78,000 | 5,588 |
| Additional noninterest expense | $222,000 | 4,690 |
| Pre-tax net operating income | $422,000 | 3,955 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $22,000 | 5,705 |
| Income before extraordinary items | $400,000 | 3,503 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $400,000 | 3,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $750,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $400,000 | 3,400 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,076,000 | 4,844 |
| Total interest expense | $1,590,000 | 4,705 |
| Net interest income | $3,486,000 | 4,808 |
| Provision for loan and lease losses | $144,000 | 4,668 |
| Total noninterest income | $495,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $236,000 | 4,882 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $259,000 | 4,785 |
| Total noninterest expense | $2,119,000 | 5,794 |
| Salaries and employee benefits | $868,000 | 6,696 |
| Premises and equipment expense | $328,000 | 5,388 |
| Additional noninterest expense | $923,000 | 4,541 |
| Pre-tax net operating income | $1,718,000 | 3,761 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $69,000 | 6,053 |
| Income before extraordinary items | $1,652,000 | 3,314 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,652,000 | 3,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,589 |
| Cash dividends | $809,000 | 2,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,649,120 | 3,168 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,820,000 | 4,884 |
| Total interest expense | $1,232,000 | 4,731 |
| Net interest income | $2,588,000 | 4,847 |
| Provision for loan and lease losses | $108,000 | 4,539 |
| Total noninterest income | $339,000 | 5,742 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $171,000 | 4,995 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $168,000 | 5,123 |
| Total noninterest expense | $1,551,000 | 5,865 |
| Salaries and employee benefits | $661,000 | 6,652 |
| Premises and equipment expense | $239,000 | 5,473 |
| Additional noninterest expense | $651,000 | 4,727 |
| Pre-tax net operating income | $1,268,000 | 3,923 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $47,000 | 6,257 |
| Income before extraordinary items | $1,224,000 | 3,445 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,224,000 | 3,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $645,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,221,120 | 3,286 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,542,000 | 4,938 |
| Total interest expense | $840,000 | 4,781 |
| Net interest income | $1,702,000 | 4,898 |
| Provision for loan and lease losses | $72,000 | 4,482 |
| Total noninterest income | $165,000 | 6,415 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $108,000 | 5,080 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $57,000 | 6,331 |
| Total noninterest expense | $1,039,000 | 5,867 |
| Salaries and employee benefits | $451,000 | 6,598 |
| Premises and equipment expense | $157,000 | 5,505 |
| Additional noninterest expense | $431,000 | 4,742 |
| Pre-tax net operating income | $756,000 | 4,215 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $27,000 | 6,403 |
| Income before extraordinary items | $732,000 | 3,746 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $732,000 | 3,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $387,000 | 2,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $729,120 | 3,555 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 4,944 |
| Total interest expense | $426,000 | 4,847 |
| Net interest income | $848,000 | 4,879 |
| Provision for loan and lease losses | $36,000 | 4,248 |
| Total noninterest income | $78,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $50,000 | 5,192 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 6,362 |
| Total noninterest expense | $524,000 | 5,843 |
| Salaries and employee benefits | $231,000 | 6,532 |
| Premises and equipment expense | $82,000 | 5,357 |
| Additional noninterest expense | $211,000 | 4,775 |
| Pre-tax net operating income | $366,000 | 4,268 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $9,000 | 6,623 |
| Income before extraordinary items | $357,000 | 3,753 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $357,000 | 3,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $240,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $357,000 | 3,578 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,362,000 | 4,929 |
| Total interest expense | $1,870,000 | 5,034 |
| Net interest income | $3,492,000 | 4,761 |
| Provision for loan and lease losses | $135,000 | 5,121 |
| Total noninterest income | $333,000 | 6,219 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $194,000 | 5,268 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $139,000 | 5,767 |
| Total noninterest expense | $2,070,000 | 5,766 |
| Salaries and employee benefits | $863,000 | 6,648 |
| Premises and equipment expense | $333,000 | 5,244 |
| Additional noninterest expense | $874,000 | 4,636 |
| Pre-tax net operating income | $1,620,000 | 3,905 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $68,000 | 6,305 |
| Income before extraordinary items | $1,552,000 | 3,413 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,552,000 | 3,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,379 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,552,000 | 3,296 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,453,000 | 5,319 |
| Total interest expense | $2,408,000 | 5,506 |
| Net interest income | $3,045,000 | 5,012 |
| Provision for loan and lease losses | $210,000 | 4,019 |
| Total noninterest income | $266,000 | 6,708 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $190,000 | 5,285 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $76,000 | 6,985 |
| Total noninterest expense | $1,852,000 | 6,020 |
| Salaries and employee benefits | $780,000 | 6,877 |
| Premises and equipment expense | $345,000 | 5,075 |
| Additional noninterest expense | $727,000 | 5,140 |
| Pre-tax net operating income | $1,249,000 | 4,339 |
| Securities gains (losses) | $12,000 | 3,497 |
| Applicable income taxes | $60,000 | 6,535 |
| Income before extraordinary items | $1,201,000 | 3,808 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,201,000 | 3,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,068 |
| Cash dividends | $436,000 | 3,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,189,600 | 3,714 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,068,000 | 5,683 |
| Total interest expense | $2,344,000 | 5,772 |
| Net interest income | $2,724,000 | 5,502 |
| Provision for loan and lease losses | $101,000 | 5,260 |
| Total noninterest income | $268,000 | 6,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 5,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,289 |
| Total noninterest expense | $1,765,000 | 6,125 |
| Salaries and employee benefits | $795,000 | 6,752 |
| Premises and equipment expense | $310,000 | 5,329 |
| Additional noninterest expense | $660,000 | 5,415 |
| Pre-tax net operating income | $1,126,000 | 4,916 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $89,000 | 6,663 |
| Income before extraordinary items | $1,041,000 | 4,259 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,041,000 | 4,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,684 |
| Cash dividends | $628,000 | 3,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,037,320 | 4,280 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,201,000 | 6,193 |
| Total interest expense | $1,766,000 | 6,429 |
| Net interest income | $2,435,000 | 5,892 |
| Provision for loan and lease losses | $158,000 | 4,148 |
| Total noninterest income | $246,000 | 6,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,337 |
| Total noninterest expense | $1,566,000 | 6,610 |
| Salaries and employee benefits | $732,000 | 7,068 |
| Premises and equipment expense | $279,000 | 5,696 |
| Additional noninterest expense | $555,000 | 6,116 |
| Pre-tax net operating income | $957,000 | 5,431 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $17,000 | 8,284 |
| Income before extraordinary items | $941,000 | 4,609 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $941,000 | 4,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 9,636 |
| Cash dividends | $254,000 | 4,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $940,020 | 4,576 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,733,000 | 6,723 |
| Total interest expense | $1,567,000 | 7,048 |
| Net interest income | $2,166,000 | 6,352 |
| Provision for loan and lease losses | $38,000 | 7,037 |
| Total noninterest income | $215,000 | 7,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,959 |
| Total noninterest expense | $1,440,000 | 6,854 |
| Salaries and employee benefits | $627,000 | 7,607 |
| Premises and equipment expense | $257,000 | 5,860 |
| Additional noninterest expense | $556,000 | 6,056 |
| Pre-tax net operating income | $903,000 | 5,721 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $26,000 | 8,769 |
| Income before extraordinary items | $877,000 | 4,911 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $877,000 | 4,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,867 |
| Cash dividends | $451,000 | 3,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $877,000 | 4,824 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,412,000 | 7,273 |
| Total interest expense | $1,383,000 | 7,625 |
| Net interest income | $2,029,000 | 6,857 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $221,000 | 7,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,977 |
| Total noninterest expense | $1,432,000 | 6,957 |
| Salaries and employee benefits | $611,000 | 7,841 |
| Premises and equipment expense | $235,000 | 6,280 |
| Additional noninterest expense | $586,000 | 5,894 |
| Pre-tax net operating income | $818,000 | 6,466 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $139,000 | 7,775 |
| Income before extraordinary items | $681,000 | 5,981 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $681,000 | 5,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,811 |
| Cash dividends | $223,000 | 5,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $679,340 | 5,943 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,216,000 | 7,707 |
| Total interest expense | $1,247,000 | 8,249 |
| Net interest income | $1,969,000 | 7,210 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $221,000 | 7,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 6,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,707 |
| Total noninterest expense | $1,343,000 | 7,534 |
| Salaries and employee benefits | $575,000 | 8,290 |
| Premises and equipment expense | $229,000 | 6,546 |
| Additional noninterest expense | $539,000 | 6,774 |
| Pre-tax net operating income | $847,000 | 6,307 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $263,000 | 6,270 |
| Income before extraordinary items | $583,000 | 6,377 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $583,000 | 6,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,529 |
| Cash dividends | $450,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $583,690 | 6,301 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,103,000 | 8,060 |
| Total interest expense | $1,254,000 | 8,424 |
| Net interest income | $1,849,000 | 7,649 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $215,000 | 8,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 6,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,156 |
| Total noninterest expense | $1,302,000 | 7,858 |
| Salaries and employee benefits | $559,000 | 8,656 |
| Premises and equipment expense | $230,000 | 6,662 |
| Additional noninterest expense | $513,000 | 7,152 |
| Pre-tax net operating income | $762,000 | 6,995 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $247,000 | 6,693 |
| Income before extraordinary items | $515,000 | 7,137 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $515,000 | 7,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $515,000 | 7,110 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,739,000 | 8,483 |
| Total interest expense | $963,000 | 8,855 |
| Net interest income | $1,776,000 | 8,107 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $213,000 | 8,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,198 |
| Total noninterest expense | $1,308,000 | 8,210 |
| Salaries and employee benefits | $566,000 | 8,841 |
| Premises and equipment expense | $221,000 | 7,040 |
| Additional noninterest expense | $521,000 | 7,661 |
| Pre-tax net operating income | $661,000 | 7,643 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $216,000 | 7,080 |
| Income before extraordinary items | $445,000 | 7,766 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $445,000 | 7,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,150 |
| Cash dividends | $205,000 | 5,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $445,000 | 7,806 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,575,000 | 9,051 |
| Total interest expense | $956,000 | 9,306 |
| Net interest income | $1,619,000 | 8,748 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $199,000 | 9,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,213 |
| Total noninterest expense | $1,190,000 | 8,927 |
| Salaries and employee benefits | $523,000 | 9,435 |
| Premises and equipment expense | $192,000 | 7,842 |
| Additional noninterest expense | $475,000 | 8,475 |
| Pre-tax net operating income | $598,000 | 7,958 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $221,000 | 7,240 |
| Income before extraordinary items | $384,000 | 8,591 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $384,000 | 8,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 12,568 |
| Cash dividends | $175,000 | 5,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $379,520 | 8,386 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,820,000 | 9,285 |
| Total interest expense | $1,288,000 | 9,285 |
| Net interest income | $1,532,000 | 9,174 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $276,000 | 8,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 7,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,908 |
| Total noninterest expense | $1,297,000 | 8,671 |
| Salaries and employee benefits | $580,000 | 8,993 |
| Premises and equipment expense | $192,000 | 8,030 |
| Additional noninterest expense | $525,000 | 8,241 |
| Pre-tax net operating income | $456,000 | 8,746 |
| Securities gains (losses) | $25,000 | 5,285 |
| Applicable income taxes | $128,000 | 9,159 |
| Income before extraordinary items | $353,000 | 8,684 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $353,000 | 8,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 6,766 |
| Cash dividends | $209,000 | 4,906 |
| Sale, conversion, retirement of capital stock, net | $-544,000 | 13,867 |
| Net operating income | $334,750 | 8,518 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.