Home > The First Western Bank Custer > Assets and Liabilities
The First Western Bank Custer, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 25 | 5,546 |
| Assets and Liabilities | ||
| Total Assets: | $100,817,000 | 4,963 |
| Cash and due from depository institutions | $4,792,000 | 5,546 |
| Interest-bearing balances | $49,000 | 5,536 |
| Securities | $15,510,000 | 5,243 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 3,217 |
| Net loans & leases | $73,969,000 | 4,608 |
| Loan loss allowance | $978,000 | 4,210 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,121,000 | 4,328 |
| Other real estate owned | $20,000 | 5,546 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,705,000 | 5,551 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $100,817,000 | 4,963 |
| Total liabilities | $92,212,000 | 4,887 |
| Total deposits | $91,802,000 | 4,600 |
| Interest-bearing deposits | $75,029,000 | 4,699 |
| Deposits held in domestic offices | $91,802,000 | 4,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $113,000 | 5,635 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $297,000 | 6,496 |
| Total equity capital | $8,605,000 | 5,696 |
| Total bank equity capital | $8,605,000 | 5,696 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $200,000 | 5,643 |
| Surplus | $6,200,000 | 3,346 |
| Undivided profits | $2,205,000 | 6,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 7,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,383,000 | 2,706 |
| Earning assets | $92,228,000 | 4,974 |
| Long-term assets (5+ years) | $8,731,000 | 4,840 |
| Average Assets, year-to-date | $97,299,670 | 5,015 |
| Average Assets, quarterly | $97,671,500 | 5,028 |
| Volatile liabilities | $11,978,000 | 5,808 |
| Insider loans | $2,585,000 | 2,421 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $282,000 | 1,393 |
| Unused loan commitments | $14,458,000 | 3,991 |
| Tier 1 (core) risk-based capital | $8,796,000 | 5,612 |
| Tier 2 risk-based capital | $978,000 | 4,030 |
| Total risk weighted assets | $82,195,000 | 4,456 |
| Total unused commitments | $14,458,000 | 3,992 |
| Derivatives | $476,000 | 902 |
| 2006-03-31 | Rank | |
| # of Employees: | 23 | 5,769 |
| Assets and Liabilities | ||
| Total Assets: | $94,526,000 | 5,148 |
| Cash and due from depository institutions | $2,922,000 | 5,769 |
| Interest-bearing balances | $69,000 | 5,367 |
| Securities | $16,083,000 | 5,200 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 4,340 |
| Net loans & leases | $70,305,000 | 4,674 |
| Loan loss allowance | $975,000 | 4,200 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,735,000 | 4,727 |
| Other real estate owned | $20,000 | 5,769 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,561,000 | 5,669 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $94,526,000 | 5,148 |
| Total liabilities | $85,680,000 | 5,091 |
| Total deposits | $84,101,000 | 4,879 |
| Interest-bearing deposits | $70,811,000 | 4,862 |
| Deposits held in domestic offices | $84,101,000 | 4,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,339,000 | 4,868 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $240,000 | 6,820 |
| Total equity capital | $8,846,000 | 5,578 |
| Total bank equity capital | $8,846,000 | 5,578 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $200,000 | 5,648 |
| Surplus | $6,200,000 | 3,280 |
| Undivided profits | $2,446,000 | 6,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $296,000 | 4,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,159,000 | 3,008 |
| Earning assets | $88,357,000 | 5,091 |
| Long-term assets (5+ years) | $8,768,000 | 4,824 |
| Average Assets, year-to-date | $95,541,000 | 5,089 |
| Average Assets, quarterly | $95,541,000 | 5,089 |
| Volatile liabilities | $13,165,000 | 5,481 |
| Insider loans | $2,235,000 | 2,658 |
| FHLB advances | $1,000,000 | 4,791 |
| Loans and leases held for sale | $246,000 | 1,361 |
| Unused loan commitments | $13,131,000 | 4,218 |
| Tier 1 (core) risk-based capital | $8,953,000 | 5,499 |
| Tier 2 risk-based capital | $975,000 | 3,982 |
| Total risk weighted assets | $78,013,000 | 4,540 |
| Total unused commitments | $13,131,000 | 4,218 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 24 | 5,665 |
| Assets and Liabilities | ||
| Total Assets: | $96,556,000 | 5,080 |
| Cash and due from depository institutions | $4,246,000 | 5,665 |
| Interest-bearing balances | $83,000 | 5,299 |
| Securities | $18,620,000 | 4,829 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 2,990 |
| Net loans & leases | $66,972,000 | 4,797 |
| Loan loss allowance | $993,000 | 4,116 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,750,000 | 4,692 |
| Other real estate owned | $0 | 5,665 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,268,000 | 6,156 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $96,556,000 | 5,080 |
| Total liabilities | $87,484,000 | 5,022 |
| Total deposits | $86,030,000 | 4,801 |
| Interest-bearing deposits | $70,839,000 | 4,841 |
| Deposits held in domestic offices | $86,030,000 | 4,798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,204,000 | 5,017 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $250,000 | 6,709 |
| Total equity capital | $9,072,000 | 5,461 |
| Total bank equity capital | $9,072,000 | 5,461 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $200,000 | 5,671 |
| Surplus | $6,200,000 | 3,243 |
| Undivided profits | $2,672,000 | 5,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 4,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $902,000 | 3,776 |
| Earning assets | $89,375,000 | 5,049 |
| Long-term assets (5+ years) | $8,946,000 | 4,764 |
| Average Assets, year-to-date | $98,464,800 | 4,879 |
| Average Assets, quarterly | $97,112,500 | 5,021 |
| Volatile liabilities | $9,790,000 | 6,082 |
| Insider loans | $2,408,000 | 2,492 |
| FHLB advances | $1,000,000 | 4,847 |
| Loans and leases held for sale | $253,000 | 1,383 |
| Unused loan commitments | $12,266,000 | 4,298 |
| Tier 1 (core) risk-based capital | $9,195,000 | 5,371 |
| Tier 2 risk-based capital | $937,000 | 4,069 |
| Total risk weighted assets | $74,908,000 | 4,631 |
| Total unused commitments | $12,266,000 | 4,298 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 22 | 5,934 |
| Assets and Liabilities | ||
| Total Assets: | $97,669,000 | 5,008 |
| Cash and due from depository institutions | $5,114,000 | 5,934 |
| Interest-bearing balances | $95,000 | 5,224 |
| Securities | $20,820,000 | 4,506 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 5,413 |
| Net loans & leases | $68,432,000 | 4,703 |
| Loan loss allowance | $993,000 | 4,111 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,784,000 | 4,627 |
| Other real estate owned | $0 | 5,934 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,219,000 | 6,231 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $97,669,000 | 5,008 |
| Total liabilities | $88,215,000 | 4,947 |
| Total deposits | $86,643,000 | 4,729 |
| Interest-bearing deposits | $70,108,000 | 4,818 |
| Deposits held in domestic offices | $86,643,000 | 4,725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,285,000 | 5,066 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $287,000 | 6,563 |
| Total equity capital | $9,454,000 | 5,317 |
| Total bank equity capital | $9,454,000 | 5,317 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $200,000 | 5,691 |
| Surplus | $5,200,000 | 3,548 |
| Undivided profits | $4,054,000 | 5,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $254,000 | 5,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $844,000 | 3,974 |
| Earning assets | $89,647,000 | 4,984 |
| Long-term assets (5+ years) | $8,916,000 | 4,838 |
| Average Assets, year-to-date | $98,942,000 | 4,878 |
| Average Assets, quarterly | $99,821,500 | 4,900 |
| Volatile liabilities | $12,253,000 | 5,590 |
| Insider loans | $2,411,000 | 2,468 |
| FHLB advances | $1,000,000 | 4,913 |
| Loans and leases held for sale | $110,000 | 1,710 |
| Unused loan commitments | $13,184,000 | 4,068 |
| Tier 1 (core) risk-based capital | $9,555,000 | 5,207 |
| Tier 2 risk-based capital | $971,000 | 3,944 |
| Total risk weighted assets | $77,639,000 | 4,500 |
| Total unused commitments | $13,184,000 | 4,071 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 24 | 5,674 |
| Assets and Liabilities | ||
| Total Assets: | $101,974,000 | 4,827 |
| Cash and due from depository institutions | $4,106,000 | 5,674 |
| Interest-bearing balances | $52,000 | 5,654 |
| Securities | $22,961,000 | 4,254 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 4,455 |
| Net loans & leases | $70,580,000 | 4,554 |
| Loan loss allowance | $993,000 | 4,075 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,792,000 | 4,572 |
| Other real estate owned | $0 | 5,674 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,635,000 | 5,402 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $101,974,000 | 4,827 |
| Total liabilities | $92,585,000 | 4,760 |
| Total deposits | $84,327,000 | 4,772 |
| Interest-bearing deposits | $68,366,000 | 4,871 |
| Deposits held in domestic offices | $84,327,000 | 4,769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,981,000 | 3,009 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $277,000 | 6,355 |
| Total equity capital | $9,389,000 | 5,281 |
| Total bank equity capital | $9,389,000 | 5,281 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $200,000 | 5,688 |
| Surplus | $5,200,000 | 3,503 |
| Undivided profits | $3,989,000 | 5,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 6,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,195,000 | 2,654 |
| Earning assets | $94,493,000 | 4,800 |
| Long-term assets (5+ years) | $8,720,000 | 4,954 |
| Average Assets, year-to-date | $99,366,330 | 4,848 |
| Average Assets, quarterly | $100,758,000 | 4,833 |
| Volatile liabilities | $20,834,000 | 4,174 |
| Insider loans | $2,984,000 | 2,053 |
| FHLB advances | $1,000,000 | 4,870 |
| Loans and leases held for sale | $111,000 | 1,672 |
| Unused loan commitments | $14,143,000 | 3,891 |
| Tier 1 (core) risk-based capital | $9,482,000 | 5,149 |
| Tier 2 risk-based capital | $993,000 | 3,840 |
| Total risk weighted assets | $80,734,000 | 4,328 |
| Total unused commitments | $14,143,000 | 3,891 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 20 | 6,252 |
| Assets and Liabilities | ||
| Total Assets: | $99,542,000 | 4,904 |
| Cash and due from depository institutions | $3,323,000 | 6,252 |
| Interest-bearing balances | $36,000 | 5,907 |
| Securities | $24,968,000 | 4,113 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $67,777,000 | 4,633 |
| Loan loss allowance | $994,000 | 4,085 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,819,000 | 4,545 |
| Other real estate owned | $0 | 6,252 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,655,000 | 5,379 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $99,542,000 | 4,904 |
| Total liabilities | $90,536,000 | 4,842 |
| Total deposits | $77,692,000 | 5,038 |
| Interest-bearing deposits | $64,473,000 | 5,108 |
| Deposits held in domestic offices | $77,692,000 | 5,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,621,000 | 2,248 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $223,000 | 6,683 |
| Total equity capital | $9,006,000 | 5,353 |
| Total bank equity capital | $9,006,000 | 5,353 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $200,000 | 5,735 |
| Surplus | $5,200,000 | 3,472 |
| Undivided profits | $3,606,000 | 5,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 4,494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,085,000 | 2,827 |
| Earning assets | $92,781,000 | 4,870 |
| Long-term assets (5+ years) | $9,489,000 | 4,839 |
| Average Assets, year-to-date | $98,062,500 | 4,934 |
| Average Assets, quarterly | $98,062,500 | 4,934 |
| Volatile liabilities | $25,047,000 | 3,613 |
| Insider loans | $2,267,000 | 2,503 |
| FHLB advances | $4,800,000 | 3,494 |
| Loans and leases held for sale | $143,000 | 1,552 |
| Unused loan commitments | $13,565,000 | 3,940 |
| Tier 1 (core) risk-based capital | $9,169,000 | 5,218 |
| Tier 2 risk-based capital | $979,000 | 3,868 |
| Total risk weighted assets | $78,277,000 | 4,388 |
| Total unused commitments | $13,565,000 | 3,941 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 23 | 5,877 |
| Assets and Liabilities | ||
| Total Assets: | $96,583,000 | 5,000 |
| Cash and due from depository institutions | $2,831,000 | 5,877 |
| Interest-bearing balances | $86,000 | 5,382 |
| Securities | $29,837,000 | 3,646 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $60,575,000 | 4,959 |
| Loan loss allowance | $978,000 | 4,101 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,853,000 | 4,486 |
| Other real estate owned | $128,000 | 5,877 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,359,000 | 5,809 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $96,583,000 | 5,000 |
| Total liabilities | $87,179,000 | 4,962 |
| Total deposits | $79,426,000 | 4,984 |
| Interest-bearing deposits | $65,737,000 | 5,006 |
| Deposits held in domestic offices | $79,426,000 | 4,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,300,000 | 1,562 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,205,000 | 4,496 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $248,000 | 6,419 |
| Total equity capital | $9,404,000 | 5,203 |
| Total bank equity capital | $9,404,000 | 5,203 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $200,000 | 5,755 |
| Surplus | $5,200,000 | 3,437 |
| Undivided profits | $4,004,000 | 5,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $526,000 | 3,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $945,000 | 3,208 |
| Earning assets | $90,498,000 | 4,931 |
| Long-term assets (5+ years) | $9,491,000 | 4,907 |
| Average Assets, year-to-date | $94,979,200 | 4,918 |
| Average Assets, quarterly | $97,766,500 | 4,933 |
| Volatile liabilities | $19,568,000 | 4,181 |
| Insider loans | $2,158,000 | 2,596 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $12,996,000 | 3,910 |
| Tier 1 (core) risk-based capital | $9,349,000 | 5,097 |
| Tier 2 risk-based capital | $921,000 | 4,013 |
| Total risk weighted assets | $73,633,000 | 4,559 |
| Total unused commitments | $12,996,000 | 3,910 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 22 | 6,018 |
| Assets and Liabilities | ||
| Total Assets: | $98,950,000 | 4,881 |
| Cash and due from depository institutions | $3,401,000 | 6,018 |
| Interest-bearing balances | $113,000 | 4,999 |
| Securities | $29,079,000 | 3,708 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 2,600 |
| Net loans & leases | $59,581,000 | 4,980 |
| Loan loss allowance | $990,000 | 4,061 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,875,000 | 4,414 |
| Other real estate owned | $128,000 | 6,018 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,086,000 | 6,390 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $98,950,000 | 4,881 |
| Total liabilities | $89,499,000 | 4,827 |
| Total deposits | $87,027,000 | 4,641 |
| Interest-bearing deposits | $70,214,000 | 4,773 |
| Deposits held in domestic offices | $87,027,000 | 4,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,230,000 | 4,480 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $242,000 | 6,701 |
| Total equity capital | $9,451,000 | 5,187 |
| Total bank equity capital | $9,451,000 | 5,187 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $200,000 | 5,784 |
| Surplus | $5,200,000 | 3,380 |
| Undivided profits | $4,051,000 | 5,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $557,000 | 3,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $680,000 | 4,414 |
| Earning assets | $92,573,000 | 4,828 |
| Long-term assets (5+ years) | $10,411,000 | 4,836 |
| Average Assets, year-to-date | $94,578,250 | 4,925 |
| Average Assets, quarterly | $98,471,000 | 4,848 |
| Volatile liabilities | $12,743,000 | 5,224 |
| Insider loans | $2,084,000 | 2,607 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $11,444,000 | 4,128 |
| Tier 1 (core) risk-based capital | $9,363,000 | 5,071 |
| Tier 2 risk-based capital | $900,000 | 4,054 |
| Total risk weighted assets | $71,884,000 | 4,586 |
| Total unused commitments | $11,444,000 | 4,129 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 24 | 5,785 |
| Assets and Liabilities | ||
| Total Assets: | $97,992,000 | 4,880 |
| Cash and due from depository institutions | $4,841,000 | 5,785 |
| Interest-bearing balances | $27,000 | 6,146 |
| Securities | $24,235,000 | 4,257 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,348 |
| Net loans & leases | $61,393,000 | 4,840 |
| Loan loss allowance | $1,005,000 | 3,987 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,910,000 | 4,342 |
| Other real estate owned | $128,000 | 5,785 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,485,000 | 5,588 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $97,992,000 | 4,880 |
| Total liabilities | $89,106,000 | 4,826 |
| Total deposits | $84,724,000 | 4,729 |
| Interest-bearing deposits | $70,634,000 | 4,757 |
| Deposits held in domestic offices | $84,724,000 | 4,726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,144,000 | 3,794 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $238,000 | 6,414 |
| Total equity capital | $8,886,000 | 5,286 |
| Total bank equity capital | $8,886,000 | 5,286 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $200,000 | 5,823 |
| Surplus | $5,200,000 | 3,335 |
| Undivided profits | $3,486,000 | 5,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $908,000 | 2,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $971,000 | 3,029 |
| Earning assets | $89,655,000 | 4,895 |
| Long-term assets (5+ years) | $10,458,000 | 4,955 |
| Average Assets, year-to-date | $93,121,000 | 5,007 |
| Average Assets, quarterly | $95,599,000 | 4,946 |
| Volatile liabilities | $14,802,000 | 4,788 |
| Insider loans | $1,676,000 | 3,034 |
| FHLB advances | $4,000,000 | 3,653 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $10,743,000 | 4,285 |
| Tier 1 (core) risk-based capital | $9,030,000 | 5,147 |
| Tier 2 risk-based capital | $895,000 | 4,056 |
| Total risk weighted assets | $71,504,000 | 4,570 |
| Total unused commitments | $10,743,000 | 4,286 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 24 | 5,784 |
| Assets and Liabilities | ||
| Total Assets: | $93,206,000 | 5,063 |
| Cash and due from depository institutions | $3,337,000 | 5,784 |
| Interest-bearing balances | $42,000 | 6,027 |
| Securities | $25,277,000 | 4,126 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 3,307 |
| Net loans & leases | $57,324,000 | 4,997 |
| Loan loss allowance | $1,009,000 | 3,929 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,932,000 | 4,287 |
| Other real estate owned | $0 | 5,784 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,436,000 | 5,502 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $93,206,000 | 5,063 |
| Total liabilities | $84,171,000 | 5,023 |
| Total deposits | $78,253,000 | 4,981 |
| Interest-bearing deposits | $67,106,000 | 4,952 |
| Deposits held in domestic offices | $78,253,000 | 4,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 2,936 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,393,000 | 3,281 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $225,000 | 6,817 |
| Total equity capital | $9,035,000 | 5,277 |
| Total bank equity capital | $9,035,000 | 5,277 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $200,000 | 5,837 |
| Surplus | $5,200,000 | 3,295 |
| Undivided profits | $3,635,000 | 5,446 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $456,000 | 4,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $940,000 | 3,061 |
| Earning assets | $86,543,000 | 5,023 |
| Long-term assets (5+ years) | $12,826,000 | 4,507 |
| Average Assets, year-to-date | $90,685,500 | 5,118 |
| Average Assets, quarterly | $90,685,500 | 5,118 |
| Volatile liabilities | $15,978,000 | 4,497 |
| Insider loans | $1,791,000 | 2,861 |
| FHLB advances | $5,000,000 | 3,195 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $11,382,000 | 4,104 |
| Tier 1 (core) risk-based capital | $8,627,000 | 5,256 |
| Tier 2 risk-based capital | $850,000 | 4,164 |
| Total risk weighted assets | $67,811,000 | 4,688 |
| Total unused commitments | $11,382,000 | 4,110 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 23 | 5,941 |
| Assets and Liabilities | ||
| Total Assets: | $88,165,000 | 5,228 |
| Cash and due from depository institutions | $4,442,000 | 5,941 |
| Interest-bearing balances | $34,000 | 6,106 |
| Securities | $23,497,000 | 4,382 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 3,769 |
| Net loans & leases | $54,686,000 | 5,128 |
| Loan loss allowance | $973,000 | 4,040 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,972,000 | 4,231 |
| Other real estate owned | $0 | 5,941 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,268,000 | 5,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,165,000 | 5,228 |
| Total liabilities | $78,952,000 | 5,215 |
| Total deposits | $73,663,000 | 5,184 |
| Interest-bearing deposits | $61,490,000 | 5,210 |
| Deposits held in domestic offices | $73,663,000 | 5,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,040,000 | 3,345 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $249,000 | 6,522 |
| Total equity capital | $9,213,000 | 5,148 |
| Total bank equity capital | $9,213,000 | 5,148 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $200,000 | 5,878 |
| Surplus | $5,200,000 | 3,270 |
| Undivided profits | $3,813,000 | 5,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $629,000 | 3,636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $768,000 | 3,803 |
| Earning assets | $80,517,000 | 5,213 |
| Long-term assets (5+ years) | $11,867,000 | 4,682 |
| Average Assets, year-to-date | $89,767,000 | 5,030 |
| Average Assets, quarterly | $91,786,000 | 5,040 |
| Volatile liabilities | $13,844,000 | 4,847 |
| Insider loans | $1,791,000 | 2,833 |
| FHLB advances | $5,000,000 | 3,183 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $11,137,000 | 4,034 |
| Tier 1 (core) risk-based capital | $8,977,000 | 5,084 |
| Tier 2 risk-based capital | $796,000 | 4,354 |
| Total risk weighted assets | $63,475,000 | 4,889 |
| Total unused commitments | $11,137,000 | 4,038 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 23 | 5,967 |
| Assets and Liabilities | ||
| Total Assets: | $95,407,000 | 4,927 |
| Cash and due from depository institutions | $4,736,000 | 5,967 |
| Interest-bearing balances | $31,000 | 6,204 |
| Securities | $24,763,000 | 4,173 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,818 |
| Net loans & leases | $58,262,000 | 4,928 |
| Loan loss allowance | $959,000 | 4,094 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,960,000 | 4,239 |
| Other real estate owned | $0 | 5,967 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,186,000 | 6,117 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,407,000 | 4,927 |
| Total liabilities | $86,518,000 | 4,875 |
| Total deposits | $81,205,000 | 4,833 |
| Interest-bearing deposits | $65,350,000 | 5,025 |
| Deposits held in domestic offices | $81,205,000 | 4,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,037,000 | 3,302 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $276,000 | 6,623 |
| Total equity capital | $8,889,000 | 5,248 |
| Total bank equity capital | $8,889,000 | 5,248 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $200,000 | 5,918 |
| Surplus | $5,200,000 | 3,208 |
| Undivided profits | $3,489,000 | 5,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $352,000 | 5,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $676,000 | 4,467 |
| Earning assets | $87,556,000 | 4,913 |
| Long-term assets (5+ years) | $13,215,000 | 4,488 |
| Average Assets, year-to-date | $90,167,500 | 5,036 |
| Average Assets, quarterly | $93,506,500 | 4,975 |
| Volatile liabilities | $13,744,000 | 4,869 |
| Insider loans | $1,791,000 | 2,821 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $11,177,000 | 4,039 |
| Tier 1 (core) risk-based capital | $8,713,000 | 5,172 |
| Tier 2 risk-based capital | $859,000 | 4,116 |
| Total risk weighted assets | $68,645,000 | 4,600 |
| Total unused commitments | $11,177,000 | 4,044 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 24 | 5,823 |
| Assets and Liabilities | ||
| Total Assets: | $91,606,000 | 5,065 |
| Cash and due from depository institutions | $4,561,000 | 5,823 |
| Interest-bearing balances | $111,000 | 5,239 |
| Securities | $15,017,000 | 5,481 |
| Federal funds sold & reverse repurchase agreements | $5,725,000 | 2,659 |
| Net loans & leases | $62,800,000 | 4,678 |
| Loan loss allowance | $930,000 | 4,140 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,992,000 | 4,157 |
| Other real estate owned | $0 | 5,823 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,511,000 | 5,327 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,606,000 | 5,065 |
| Total liabilities | $82,697,000 | 5,025 |
| Total deposits | $77,045,000 | 5,008 |
| Interest-bearing deposits | $64,154,000 | 5,068 |
| Deposits held in domestic offices | $77,045,000 | 5,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,394,000 | 3,189 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $258,000 | 6,851 |
| Total equity capital | $8,909,000 | 5,244 |
| Total bank equity capital | $8,909,000 | 5,244 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $200,000 | 5,935 |
| Surplus | $5,200,000 | 3,171 |
| Undivided profits | $3,509,000 | 5,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 6,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,098,000 | 2,775 |
| Earning assets | $83,653,000 | 5,084 |
| Long-term assets (5+ years) | $8,921,000 | 5,106 |
| Average Assets, year-to-date | $88,421,000 | 5,110 |
| Average Assets, quarterly | $88,589,000 | 5,136 |
| Volatile liabilities | $15,214,000 | 4,546 |
| Insider loans | $1,792,000 | 2,798 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $8,555,000 | 4,569 |
| Tier 1 (core) risk-based capital | $8,479,000 | 5,202 |
| Tier 2 risk-based capital | $858,000 | 4,082 |
| Total risk weighted assets | $68,532,000 | 4,588 |
| Total unused commitments | $8,555,000 | 4,580 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 23 | 5,963 |
| Assets and Liabilities | ||
| Total Assets: | $85,572,000 | 5,252 |
| Cash and due from depository institutions | $3,095,000 | 5,963 |
| Interest-bearing balances | $22,000 | 6,357 |
| Securities | $20,817,000 | 4,535 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 6,587 |
| Net loans & leases | $57,425,000 | 4,890 |
| Loan loss allowance | $897,000 | 4,199 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,034,000 | 4,071 |
| Other real estate owned | $0 | 5,963 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,501,000 | 5,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,572,000 | 5,252 |
| Total liabilities | $76,914,000 | 5,236 |
| Total deposits | $70,356,000 | 5,286 |
| Interest-bearing deposits | $60,843,000 | 5,236 |
| Deposits held in domestic offices | $70,356,000 | 5,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,300,000 | 2,205 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,004,000 | 3,197 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $254,000 | 6,920 |
| Total equity capital | $8,658,000 | 5,271 |
| Total bank equity capital | $8,658,000 | 5,271 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $200,000 | 5,960 |
| Surplus | $5,200,000 | 3,124 |
| Undivided profits | $3,258,000 | 5,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 7,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,090,000 | 2,815 |
| Earning assets | $78,964,000 | 5,212 |
| Long-term assets (5+ years) | $7,578,000 | 5,405 |
| Average Assets, year-to-date | $86,828,500 | 5,162 |
| Average Assets, quarterly | $86,828,500 | 5,162 |
| Volatile liabilities | $12,590,000 | 5,025 |
| Insider loans | $1,909,000 | 2,625 |
| FHLB advances | $5,000,000 | 3,011 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,803,000 | 4,202 |
| Tier 1 (core) risk-based capital | $8,251,000 | 5,251 |
| Tier 2 risk-based capital | $796,000 | 4,265 |
| Total risk weighted assets | $63,556,000 | 4,768 |
| Total unused commitments | $9,803,000 | 4,219 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 23 | 5,964 |
| Assets and Liabilities | ||
| Total Assets: | $88,085,000 | 5,103 |
| Cash and due from depository institutions | $2,529,000 | 5,964 |
| Interest-bearing balances | $38,000 | 5,984 |
| Securities | $23,186,000 | 4,209 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 5,129 |
| Net loans & leases | $57,457,000 | 4,879 |
| Loan loss allowance | $862,000 | 4,256 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,045,000 | 4,028 |
| Other real estate owned | $0 | 5,964 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,168,000 | 6,053 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,085,000 | 5,103 |
| Total liabilities | $79,510,000 | 5,073 |
| Total deposits | $74,178,000 | 5,062 |
| Interest-bearing deposits | $63,347,000 | 5,048 |
| Deposits held in domestic offices | $74,178,000 | 5,058 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,008,000 | 3,231 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $324,000 | 6,446 |
| Total equity capital | $8,575,000 | 5,260 |
| Total bank equity capital | $8,575,000 | 5,260 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $200,000 | 5,982 |
| Surplus | $5,200,000 | 3,094 |
| Undivided profits | $3,175,000 | 5,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $480,000 | 4,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $804,000 | 3,852 |
| Earning assets | $82,381,000 | 5,021 |
| Long-term assets (5+ years) | $13,380,000 | 4,207 |
| Average Assets, year-to-date | $82,250,600 | 5,164 |
| Average Assets, quarterly | $89,776,500 | 4,999 |
| Volatile liabilities | $12,015,000 | 5,184 |
| Insider loans | $1,939,000 | 2,577 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $11,921,000 | 3,684 |
| Tier 1 (core) risk-based capital | $8,134,000 | 5,235 |
| Tier 2 risk-based capital | $799,000 | 4,213 |
| Total risk weighted assets | $63,887,000 | 4,728 |
| Total unused commitments | $11,921,000 | 3,688 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 24 | 5,812 |
| Assets and Liabilities | ||
| Total Assets: | $75,195,000 | 5,570 |
| Cash and due from depository institutions | $4,289,000 | 5,812 |
| Interest-bearing balances | $38,000 | 5,882 |
| Securities | $18,188,000 | 4,809 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $49,399,000 | 5,296 |
| Loan loss allowance | $746,000 | 4,517 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,179,000 | 3,789 |
| Other real estate owned | $0 | 5,812 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,140,000 | 6,211 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,195,000 | 5,570 |
| Total liabilities | $67,915,000 | 5,531 |
| Total deposits | $62,131,000 | 5,572 |
| Interest-bearing deposits | $52,700,000 | 5,600 |
| Deposits held in domestic offices | $62,131,000 | 5,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,422,000 | 2,921 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $362,000 | 6,387 |
| Total equity capital | $7,280,000 | 5,684 |
| Total bank equity capital | $7,280,000 | 5,684 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $200,000 | 6,119 |
| Surplus | $5,200,000 | 2,998 |
| Undivided profits | $1,880,000 | 6,670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 6,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $781,000 | 4,311 |
| Earning assets | $67,625,000 | 5,616 |
| Long-term assets (5+ years) | $12,252,000 | 4,350 |
| Average Assets, year-to-date | $70,673,400 | 5,597 |
| Average Assets, quarterly | $75,851,500 | 5,493 |
| Volatile liabilities | $7,724,000 | 6,321 |
| Insider loans | $2,201,000 | 2,208 |
| FHLB advances | $5,000,000 | 2,803 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $11,744,000 | 3,561 |
| Tier 1 (core) risk-based capital | $6,982,000 | 5,670 |
| Tier 2 risk-based capital | $674,000 | 4,568 |
| Total risk weighted assets | $53,864,000 | 5,172 |
| Total unused commitments | $11,744,000 | 3,569 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 18 | 6,840 |
| Assets and Liabilities | ||
| Total Assets: | $64,537,000 | 5,966 |
| Cash and due from depository institutions | $2,199,000 | 6,840 |
| Interest-bearing balances | $34,000 | 5,634 |
| Securities | $15,275,000 | 5,513 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $43,924,000 | 5,617 |
| Loan loss allowance | $589,000 | 5,180 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,190,000 | 3,743 |
| Other real estate owned | $95,000 | 6,840 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $854,000 | 6,624 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,537,000 | 5,966 |
| Total liabilities | $58,165,000 | 5,935 |
| Total deposits | $55,008,000 | 5,858 |
| Interest-bearing deposits | $46,671,000 | 5,899 |
| Deposits held in domestic offices | $55,008,000 | 5,853 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,500,000 | 2,098 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $145,000 | 5,386 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $512,000 | 5,713 |
| Total equity capital | $6,372,000 | 6,118 |
| Total bank equity capital | $6,372,000 | 6,118 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $200,000 | 6,309 |
| Surplus | $4,200,000 | 3,459 |
| Undivided profits | $1,972,000 | 6,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $173,000 | 5,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $636,000 | 4,251 |
| Earning assets | $59,233,000 | 5,973 |
| Long-term assets (5+ years) | $14,286,000 | 3,863 |
| Average Assets, year-to-date | $61,957,400 | 5,932 |
| Average Assets, quarterly | $63,849,000 | 5,947 |
| Volatile liabilities | $8,750,000 | 5,997 |
| Insider loans | $512,000 | 5,383 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,412,000 | 4,791 |
| Tier 1 (core) risk-based capital | $6,217,000 | 6,112 |
| Tier 2 risk-based capital | $589,000 | 4,866 |
| Total risk weighted assets | $49,205,700 | 5,363 |
| Total unused commitments | $6,412,000 | 4,793 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 22 | 6,389 |
| Assets and Liabilities | ||
| Total Assets: | $58,489,000 | 6,341 |
| Cash and due from depository institutions | $3,100,000 | 6,389 |
| Interest-bearing balances | $46,000 | 5,501 |
| Securities | $15,134,000 | 5,773 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $38,172,000 | 5,996 |
| Loan loss allowance | $540,000 | 5,399 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,443,000 | 4,970 |
| Other real estate owned | $0 | 6,389 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $640,000 | 7,593 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,489,000 | 6,341 |
| Total liabilities | $52,991,000 | 6,303 |
| Total deposits | $47,549,000 | 6,426 |
| Interest-bearing deposits | $39,549,000 | 6,536 |
| Deposits held in domestic offices | $47,549,000 | 6,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,750,000 | 1,759 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $263,000 | 5,240 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $429,000 | 5,850 |
| Total equity capital | $5,498,000 | 6,605 |
| Total bank equity capital | $5,498,000 | 6,605 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $200,000 | 6,528 |
| Surplus | $4,200,000 | 3,426 |
| Undivided profits | $1,098,000 | 7,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 5,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $418,000 | 5,246 |
| Earning assets | $53,352,000 | 6,329 |
| Long-term assets (5+ years) | $13,258,000 | 4,231 |
| Average Assets, year-to-date | $54,870,400 | 6,400 |
| Average Assets, quarterly | $57,482,500 | 6,353 |
| Volatile liabilities | $9,269,000 | 5,623 |
| Insider loans | $316,000 | 6,385 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,901,000 | 4,329 |
| Tier 1 (core) risk-based capital | $5,804,000 | 6,408 |
| Tier 2 risk-based capital | $540,000 | 5,061 |
| Total risk weighted assets | $43,254,200 | 5,732 |
| Total unused commitments | $7,901,000 | 4,333 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 21 | 6,706 |
| Assets and Liabilities | ||
| Total Assets: | $51,717,000 | 6,868 |
| Cash and due from depository institutions | $1,765,000 | 6,706 |
| Interest-bearing balances | $14,000 | 6,181 |
| Securities | $16,552,000 | 5,475 |
| Federal funds sold & reverse repurchase agreements | $1,950,000 | 5,880 |
| Net loans & leases | $29,483,000 | 6,787 |
| Loan loss allowance | $360,000 | 6,785 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,377,000 | 5,020 |
| Other real estate owned | $0 | 6,706 |
| Goodwill and other intangibles | $3,000 | 3,377 |
| All other assets | $587,000 | 7,704 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,717,000 | 6,868 |
| Total liabilities | $46,396,000 | 6,820 |
| Total deposits | $46,031,000 | 6,658 |
| Interest-bearing deposits | $38,697,000 | 6,699 |
| Deposits held in domestic offices | $46,031,000 | 6,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,000 | 5,067 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $345,000 | 7,012 |
| Total equity capital | $5,321,000 | 6,836 |
| Total bank equity capital | $5,321,000 | 6,836 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $200,000 | 6,646 |
| Surplus | $4,200,000 | 3,276 |
| Undivided profits | $921,000 | 8,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 8,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $421,000 | 5,261 |
| Earning assets | $47,999,000 | 6,784 |
| Long-term assets (5+ years) | $10,220,000 | 4,669 |
| Average Assets, year-to-date | $48,923,600 | 6,831 |
| Average Assets, quarterly | $52,779,000 | 6,692 |
| Volatile liabilities | $6,011,000 | 6,491 |
| Insider loans | $369,000 | 6,009 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,230,000 | 4,797 |
| Tier 1 (core) risk-based capital | $5,114,000 | 6,845 |
| Tier 2 risk-based capital | $360,000 | 6,378 |
| Total risk weighted assets | $35,800,000 | 6,280 |
| Total unused commitments | $6,230,000 | 4,802 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 20 | 7,112 |
| Assets and Liabilities | ||
| Total Assets: | $44,756,000 | 7,478 |
| Cash and due from depository institutions | $1,533,000 | 7,112 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $15,106,000 | 5,972 |
| Federal funds sold & reverse repurchase agreements | $1,550,000 | 5,570 |
| Net loans & leases | $25,046,000 | 7,493 |
| Loan loss allowance | $302,000 | 7,544 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $974,000 | 6,052 |
| Other real estate owned | $0 | 7,112 |
| Goodwill and other intangibles | $26,000 | 3,195 |
| All other assets | $521,000 | 8,298 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,756,000 | 7,478 |
| Total liabilities | $39,952,000 | 7,471 |
| Total deposits | $38,981,000 | 7,364 |
| Interest-bearing deposits | $32,616,000 | 7,449 |
| Deposits held in domestic offices | $38,981,000 | 7,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $652,000 | 3,862 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $319,000 | 7,568 |
| Total equity capital | $4,804,000 | 7,326 |
| Total bank equity capital | $4,804,000 | 7,326 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $2,850,000 | 4,335 |
| Undivided profits | $1,754,000 | 7,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 9,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $366,000 | 6,031 |
| Earning assets | $41,702,000 | 7,413 |
| Long-term assets (5+ years) | $11,582,000 | 3,962 |
| Average Assets, year-to-date | $43,707,000 | 7,379 |
| Average Assets, quarterly | $45,964,500 | 7,330 |
| Volatile liabilities | $5,593,000 | 6,801 |
| Insider loans | $539,000 | 5,214 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,368,000 | 6,209 |
| Tier 1 (core) risk-based capital | $4,665,000 | 7,307 |
| Tier 2 risk-based capital | $302,000 | 7,028 |
| Total risk weighted assets | $29,828,200 | 7,013 |
| Total unused commitments | $3,368,000 | 6,218 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 21 | 7,260 |
| Assets and Liabilities | ||
| Total Assets: | $40,694,000 | 8,094 |
| Cash and due from depository institutions | $1,771,000 | 7,260 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $14,521,000 | 6,556 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $22,824,000 | 7,966 |
| Loan loss allowance | $335,000 | 7,450 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,017,000 | 5,945 |
| Other real estate owned | $0 | 7,260 |
| Goodwill and other intangibles | $48,000 | 2,839 |
| All other assets | $513,000 | 8,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,694,000 | 8,094 |
| Total liabilities | $36,501,000 | 8,070 |
| Total deposits | $35,663,000 | 7,986 |
| Interest-bearing deposits | $29,970,000 | 8,050 |
| Deposits held in domestic offices | $35,663,000 | 7,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $325,000 | 3,460 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $221,000 | 4,489 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $292,000 | 7,972 |
| Total equity capital | $4,193,000 | 8,007 |
| Total bank equity capital | $4,193,000 | 8,007 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $2,850,000 | 4,405 |
| Undivided profits | $1,143,000 | 8,598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $209,000 | 6,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $313,000 | 6,717 |
| Earning assets | $37,345,000 | 8,073 |
| Long-term assets (5+ years) | $12,136,000 | 3,764 |
| Average Assets, year-to-date | $40,992,200 | 7,928 |
| Average Assets, quarterly | $41,719,000 | 7,956 |
| Volatile liabilities | $3,572,000 | 8,085 |
| Insider loans | $323,000 | 6,657 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,825,000 | 6,594 |
| Tier 1 (core) risk-based capital | $4,184,000 | 7,923 |
| Tier 2 risk-based capital | $335,000 | 6,801 |
| Total risk weighted assets | $26,994,600 | 7,509 |
| Total unused commitments | $2,825,000 | 6,608 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 20 | 7,769 |
| Assets and Liabilities | ||
| Total Assets: | $40,842,000 | 8,288 |
| Cash and due from depository institutions | $2,047,000 | 7,769 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $16,154,000 | 6,400 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 6,522 |
| Net loans & leases | $19,597,000 | 8,690 |
| Loan loss allowance | $321,000 | 7,828 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,090,000 | 5,750 |
| Other real estate owned | $0 | 7,769 |
| Goodwill and other intangibles | $70,000 | 2,510 |
| All other assets | $484,000 | 9,274 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,842,000 | 8,288 |
| Total liabilities | $36,737,000 | 8,262 |
| Total deposits | $36,474,000 | 8,123 |
| Interest-bearing deposits | $30,597,000 | 8,211 |
| Deposits held in domestic offices | $36,474,000 | 8,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $263,000 | 8,803 |
| Total equity capital | $4,105,000 | 8,238 |
| Total bank equity capital | $4,105,000 | 8,238 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $2,450,000 | 4,859 |
| Undivided profits | $1,455,000 | 8,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 10,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $335,000 | 6,617 |
| Earning assets | $37,151,000 | 8,290 |
| Long-term assets (5+ years) | $13,468,000 | 3,332 |
| Average Assets, year-to-date | $39,997,000 | 8,200 |
| Average Assets, quarterly | $41,298,500 | 8,182 |
| Volatile liabilities | $2,603,000 | 8,962 |
| Insider loans | $231,000 | 7,694 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,031,000 | 7,392 |
| Tier 1 (core) risk-based capital | $4,029,000 | 8,186 |
| Tier 2 risk-based capital | $301,780 | 7,313 |
| Total risk weighted assets | $24,123,380 | 8,069 |
| Total unused commitments | $2,031,000 | 7,408 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 20 | 8,087 |
| Assets and Liabilities | ||
| Total Assets: | $38,724,000 | 8,724 |
| Cash and due from depository institutions | $1,911,000 | 8,087 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $15,450,000 | 7,000 |
| Federal funds sold & reverse repurchase agreements | $255,000 | 7,561 |
| Net loans & leases | $19,508,000 | 8,847 |
| Loan loss allowance | $322,000 | 8,098 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $899,000 | 6,467 |
| Other real estate owned | $0 | 8,087 |
| Goodwill and other intangibles | $92,000 | 2,298 |
| All other assets | $609,000 | 8,847 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,724,000 | 8,724 |
| Total liabilities | $35,173,000 | 8,674 |
| Total deposits | $34,963,000 | 8,497 |
| Interest-bearing deposits | $29,363,000 | 8,529 |
| Deposits held in domestic offices | $34,963,000 | 8,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $210,000 | 8,808 |
| Total equity capital | $3,551,000 | 8,741 |
| Total bank equity capital | $3,551,000 | 8,741 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $2,450,000 | 4,843 |
| Undivided profits | $901,000 | 9,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 10,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $277,000 | 6,980 |
| Earning assets | $35,213,000 | 8,721 |
| Long-term assets (5+ years) | $4,864,000 | 6,080 |
| Average Assets, year-to-date | $37,847,400 | 8,705 |
| Average Assets, quarterly | $39,759,500 | 8,565 |
| Volatile liabilities | $2,568,000 | 8,961 |
| Insider loans | $105,000 | 9,380 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,847,000 | 7,690 |
| Tier 1 (core) risk-based capital | $3,742,000 | 8,586 |
| Tier 2 risk-based capital | $305,450 | 7,421 |
| Total risk weighted assets | $24,419,350 | 8,128 |
| Total unused commitments | $1,847,000 | 7,700 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $35,925,000 | 9,362 |
| Cash and due from depository institutions | $1,715,000 | 8,423 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $13,868,000 | 7,758 |
| Federal funds sold & reverse repurchase agreements | $995,000 | 7,870 |
| Net loans & leases | $18,064,000 | 9,260 |
| Loan loss allowance | $329,000 | 8,287 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $764,000 | 7,186 |
| Other real estate owned | $10,000 | 8,423 |
| Goodwill and other intangibles | $116,000 | 2,125 |
| All other assets | $393,000 | 10,376 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,925,000 | 9,362 |
| Total liabilities | $32,331,000 | 9,366 |
| Total deposits | $32,167,000 | 9,216 |
| Interest-bearing deposits | $27,938,000 | 9,150 |
| Deposits held in domestic offices | $32,167,000 | 9,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $164,000 | 10,040 |
| Total equity capital | $3,594,000 | 8,916 |
| Total bank equity capital | $3,594,000 | 8,916 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $2,450,000 | 4,796 |
| Undivided profits | $944,000 | 9,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $82,000 | 9,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $254,000 | 6,910 |
| Earning assets | $32,927,000 | 9,330 |
| Long-term assets (5+ years) | $2,958,000 | 7,832 |
| Average Assets, year-to-date | $35,169,400 | 9,303 |
| Average Assets, quarterly | $36,430,500 | 9,229 |
| Volatile liabilities | $2,356,000 | 9,205 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,187,000 | 8,856 |
| Tier 1 (core) risk-based capital | $3,478,000 | 9,029 |
| Tier 2 risk-based capital | $279,180 | 7,895 |
| Total risk weighted assets | $22,284,680 | 8,681 |
| Total unused commitments | $1,187,000 | 8,879 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 21 | 8,413 |
| Assets and Liabilities | ||
| Total Assets: | $34,318,000 | 9,786 |
| Cash and due from depository institutions | $2,070,000 | 8,413 |
| Interest-bearing balances | $251,000 | 5,866 |
| Securities | $14,213,000 | 7,599 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $16,770,000 | 9,693 |
| Loan loss allowance | $257,000 | 9,459 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $705,000 | 7,614 |
| Other real estate owned | $15,000 | 8,413 |
| Goodwill and other intangibles | $149,000 | 2,018 |
| All other assets | $396,000 | 10,712 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,318,000 | 9,786 |
| Total liabilities | $30,933,000 | 9,797 |
| Total deposits | $29,478,000 | 9,886 |
| Interest-bearing deposits | $26,134,000 | 9,718 |
| Deposits held in domestic offices | $29,478,000 | 9,881 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,300,000 | 2,353 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $155,000 | 11,042 |
| Total equity capital | $3,385,000 | 9,114 |
| Total bank equity capital | $3,385,000 | 9,114 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $2,450,000 | 4,737 |
| Undivided profits | $735,000 | 10,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 10,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $217,000 | 8,271 |
| Earning assets | $31,234,000 | 9,744 |
| Long-term assets (5+ years) | $562,000 | 10,909 |
| Average Assets, year-to-date | $38,589,000 | 9,005 |
| Average Assets, quarterly | $34,808,500 | 9,651 |
| Volatile liabilities | $3,371,000 | 8,110 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,030,000 | 9,083 |
| Tier 1 (core) risk-based capital | $3,236,000 | 9,286 |
| Tier 2 risk-based capital | $257,000 | 8,287 |
| Total risk weighted assets | $21,203,100 | 9,036 |
| Total unused commitments | $1,030,000 | 9,110 |
| Derivatives | $0 | 651 |