Home > The First Trust & Savings Bank > Income and Expense
The First Trust & Savings Bank, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $627,000 | 5,286 |
| Total interest expense | $22,000 | 5,438 |
| Net interest income | $605,000 | 5,242 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $61,000 | 5,051 |
| Gross Fiduciary activities income | $7,000 | 915 |
| Service charges on deposit accounts | $29,000 | 4,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 5,022 |
| Total noninterest expense | $741,000 | 4,950 |
| Salaries and employee benefits | $359,000 | 5,063 |
| Premises and equipment expense | $82,000 | 4,790 |
| Additional noninterest expense | $300,000 | 4,689 |
| Pre-tax net operating income | $-75,000 | 5,412 |
| Securities gains (losses) | $-324,000 | 5,452 |
| Applicable income taxes | $4,000 | 3,833 |
| Income before extraordinary items | $-403,000 | 5,461 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-403,000 | 5,460 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-403,000 | 5,460 |
| Net charge-offs | $-54,000 | 5,041 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $-79,000 | 5,406 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $356,000 | 5,293 |
| Total interest expense | $11,000 | 5,494 |
| Net interest income | $345,000 | 5,242 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $22,000 | 5,247 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $14,000 | 4,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 5,200 |
| Total noninterest expense | $364,000 | 5,028 |
| Salaries and employee benefits | $189,000 | 5,076 |
| Premises and equipment expense | $46,000 | 4,741 |
| Additional noninterest expense | $129,000 | 4,892 |
| Pre-tax net operating income | $3,000 | 5,375 |
| Securities gains (losses) | $-74,000 | 5,444 |
| Applicable income taxes | $4,000 | 3,713 |
| Income before extraordinary items | $-75,000 | 5,471 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-75,000 | 5,471 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-75,000 | 5,471 |
| Net charge-offs | $-14,000 | 4,864 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-1,000 | 5,392 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 5,446 |
| Total interest expense | $52,000 | 5,527 |
| Net interest income | $1,043,000 | 5,419 |
| Provision for loan and lease losses | $5,000 | 4,159 |
| Total noninterest income | $116,000 | 5,188 |
| Gross Fiduciary activities income | $11,000 | 971 |
| Service charges on deposit accounts | $66,000 | 4,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 5,194 |
| Total noninterest expense | $1,220,000 | 5,233 |
| Salaries and employee benefits | $696,000 | 5,202 |
| Premises and equipment expense | $174,000 | 4,874 |
| Additional noninterest expense | $350,000 | 5,276 |
| Pre-tax net operating income | $-66,000 | 5,480 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $-66,000 | 5,410 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-66,000 | 5,410 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-66,000 | 5,410 |
| Net charge-offs | $11,000 | 3,661 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-66,000 | 5,407 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $813,000 | 5,514 |
| Total interest expense | $38,000 | 5,588 |
| Net interest income | $775,000 | 5,479 |
| Provision for loan and lease losses | $5,000 | 3,993 |
| Total noninterest income | $84,000 | 5,284 |
| Gross Fiduciary activities income | $11,000 | 931 |
| Service charges on deposit accounts | $51,000 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 5,352 |
| Total noninterest expense | $877,000 | 5,308 |
| Salaries and employee benefits | $522,000 | 5,240 |
| Premises and equipment expense | $132,000 | 4,902 |
| Additional noninterest expense | $223,000 | 5,422 |
| Pre-tax net operating income | $-23,000 | 5,529 |
| Securities gains (losses) | $-17,000 | 5,476 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $-40,000 | 5,555 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-40,000 | 5,555 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-40,000 | 5,555 |
| Net charge-offs | $9,000 | 3,291 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-23,000 | 5,530 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $541,000 | 5,563 |
| Total interest expense | $29,000 | 5,606 |
| Net interest income | $512,000 | 5,533 |
| Provision for loan and lease losses | $5,000 | 3,764 |
| Total noninterest income | $62,000 | 5,255 |
| Gross Fiduciary activities income | $11,000 | 911 |
| Service charges on deposit accounts | $35,000 | 4,772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 5,358 |
| Total noninterest expense | $619,000 | 5,310 |
| Salaries and employee benefits | $351,000 | 5,281 |
| Premises and equipment expense | $89,000 | 4,910 |
| Additional noninterest expense | $179,000 | 5,354 |
| Pre-tax net operating income | $-50,000 | 5,606 |
| Securities gains (losses) | $3,000 | 1,556 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $-47,000 | 5,604 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-47,000 | 5,604 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-47,000 | 5,604 |
| Net charge-offs | $9,000 | 2,932 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-50,000 | 5,602 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $265,000 | 5,630 |
| Total interest expense | $13,000 | 5,688 |
| Net interest income | $252,000 | 5,604 |
| Provision for loan and lease losses | $5,000 | 3,362 |
| Total noninterest income | $21,000 | 5,513 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $17,000 | 4,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 5,580 |
| Total noninterest expense | $301,000 | 5,388 |
| Salaries and employee benefits | $172,000 | 5,356 |
| Premises and equipment expense | $42,000 | 5,019 |
| Additional noninterest expense | $87,000 | 5,430 |
| Pre-tax net operating income | $-33,000 | 5,676 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-33,000 | 5,681 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-33,000 | 5,681 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-33,000 | 5,681 |
| Net charge-offs | $5,000 | 2,440 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-33,000 | 5,679 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,139,000 | 5,639 |
| Total interest expense | $61,000 | 5,701 |
| Net interest income | $1,078,000 | 5,611 |
| Provision for loan and lease losses | $105,000 | 3,072 |
| Total noninterest income | $117,000 | 5,410 |
| Gross Fiduciary activities income | $9,000 | 1,021 |
| Service charges on deposit accounts | $71,000 | 4,893 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $37,000 | 5,442 |
| Total noninterest expense | $1,167,000 | 5,475 |
| Salaries and employee benefits | $688,000 | 5,420 |
| Premises and equipment expense | $146,000 | 5,220 |
| Additional noninterest expense | $333,000 | 5,533 |
| Pre-tax net operating income | $-77,000 | 5,691 |
| Securities gains (losses) | $38,000 | 2,022 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-39,000 | 5,685 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-39,000 | 5,684 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-39,000 | 5,684 |
| Net charge-offs | $337,000 | 1,423 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-77,000 | 5,690 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $871,000 | 5,699 |
| Total interest expense | $45,000 | 5,763 |
| Net interest income | $826,000 | 5,667 |
| Provision for loan and lease losses | $100,000 | 2,703 |
| Total noninterest income | $148,000 | 5,112 |
| Gross Fiduciary activities income | $9,000 | 981 |
| Service charges on deposit accounts | $52,000 | 4,960 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $87,000 | 4,910 |
| Total noninterest expense | $862,000 | 5,518 |
| Salaries and employee benefits | $516,000 | 5,448 |
| Premises and equipment expense | $103,000 | 5,314 |
| Additional noninterest expense | $243,000 | 5,608 |
| Pre-tax net operating income | $12,000 | 5,692 |
| Securities gains (losses) | $-34,000 | 5,861 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-22,000 | 5,757 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-22,000 | 5,757 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-22,000 | 5,757 |
| Net charge-offs | $328,000 | 1,068 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $12,000 | 5,703 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $549,000 | 5,794 |
| Total interest expense | $30,000 | 5,838 |
| Net interest income | $519,000 | 5,765 |
| Provision for loan and lease losses | $100,000 | 2,280 |
| Total noninterest income | $105,000 | 5,093 |
| Gross Fiduciary activities income | $9,000 | 964 |
| Service charges on deposit accounts | $32,000 | 5,058 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $64,000 | 4,870 |
| Total noninterest expense | $568,000 | 5,595 |
| Salaries and employee benefits | $342,000 | 5,517 |
| Premises and equipment expense | $60,000 | 5,468 |
| Additional noninterest expense | $166,000 | 5,657 |
| Pre-tax net operating income | $-44,000 | 5,826 |
| Securities gains (losses) | $-27,000 | 5,938 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-71,000 | 5,871 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-71,000 | 5,870 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-71,000 | 5,870 |
| Net charge-offs | $312,000 | 844 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-44,000 | 5,826 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $273,000 | 5,851 |
| Total interest expense | $14,000 | 5,909 |
| Net interest income | $259,000 | 5,823 |
| Provision for loan and lease losses | $50,000 | 2,135 |
| Total noninterest income | $19,000 | 5,766 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $15,000 | 5,134 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $4,000 | 5,805 |
| Total noninterest expense | $302,000 | 5,604 |
| Salaries and employee benefits | $175,000 | 5,546 |
| Premises and equipment expense | $42,000 | 5,196 |
| Additional noninterest expense | $85,000 | 5,693 |
| Pre-tax net operating income | $-74,000 | 5,938 |
| Securities gains (losses) | $-7,000 | 5,955 |
| Applicable income taxes | $-13,000 | 5,989 |
| Income before extraordinary items | $-68,000 | 5,940 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-68,000 | 5,940 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-68,000 | 5,940 |
| Net charge-offs | $108,000 | 969 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-62,120 | 5,924 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 5,875 |
| Total interest expense | $78,000 | 5,842 |
| Net interest income | $1,067,000 | 5,849 |
| Provision for loan and lease losses | $392,000 | 1,613 |
| Total noninterest income | $138,000 | 5,486 |
| Gross Fiduciary activities income | $6,000 | 1,079 |
| Service charges on deposit accounts | $84,000 | 4,914 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $48,000 | 5,537 |
| Total noninterest expense | $1,239,000 | 5,637 |
| Salaries and employee benefits | $697,000 | 5,601 |
| Premises and equipment expense | $182,000 | 5,192 |
| Additional noninterest expense | $360,000 | 5,718 |
| Pre-tax net operating income | $-426,000 | 6,023 |
| Securities gains (losses) | $75,000 | 1,342 |
| Applicable income taxes | $-17,000 | 5,907 |
| Income before extraordinary items | $-334,000 | 6,020 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-334,000 | 6,021 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-334,000 | 6,021 |
| Net charge-offs | $122,000 | 2,482 |
| Cash dividends | $109,000 | 3,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-405,250 | 6,021 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $875,000 | 5,948 |
| Total interest expense | $63,000 | 5,896 |
| Net interest income | $812,000 | 5,927 |
| Provision for loan and lease losses | $153,000 | 2,233 |
| Total noninterest income | $91,000 | 5,654 |
| Gross Fiduciary activities income | $6,000 | 1,038 |
| Service charges on deposit accounts | $61,000 | 4,996 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 5,742 |
| Total noninterest expense | $925,000 | 5,700 |
| Salaries and employee benefits | $526,000 | 5,644 |
| Premises and equipment expense | $134,000 | 5,279 |
| Additional noninterest expense | $265,000 | 5,803 |
| Pre-tax net operating income | $-175,000 | 6,085 |
| Securities gains (losses) | $64,000 | 1,303 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-111,000 | 6,070 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-111,000 | 6,070 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-111,000 | 6,070 |
| Net charge-offs | $126,000 | 1,957 |
| Cash dividends | $109,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-175,000 | 6,085 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $585,000 | 6,000 |
| Total interest expense | $45,000 | 5,921 |
| Net interest income | $540,000 | 5,988 |
| Provision for loan and lease losses | $121,000 | 2,001 |
| Total noninterest income | $68,000 | 5,609 |
| Gross Fiduciary activities income | $6,000 | 1,023 |
| Service charges on deposit accounts | $40,000 | 5,036 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $22,000 | 5,692 |
| Total noninterest expense | $616,000 | 5,752 |
| Salaries and employee benefits | $352,000 | 5,696 |
| Premises and equipment expense | $87,000 | 5,343 |
| Additional noninterest expense | $177,000 | 5,843 |
| Pre-tax net operating income | $-129,000 | 6,139 |
| Securities gains (losses) | $59,000 | 1,140 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-70,000 | 6,117 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-70,000 | 6,118 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-70,000 | 6,118 |
| Net charge-offs | $92,000 | 1,799 |
| Cash dividends | $109,000 | 3,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-129,000 | 6,142 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $319,000 | 6,002 |
| Total interest expense | $22,000 | 5,985 |
| Net interest income | $297,000 | 5,977 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $25,000 | 5,864 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $17,000 | 5,220 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $8,000 | 5,873 |
| Total noninterest expense | $317,000 | 5,781 |
| Salaries and employee benefits | $177,000 | 5,739 |
| Premises and equipment expense | $45,000 | 5,368 |
| Additional noninterest expense | $95,000 | 5,846 |
| Pre-tax net operating income | $5,000 | 5,967 |
| Securities gains (losses) | $49,000 | 849 |
| Applicable income taxes | $2,000 | 4,215 |
| Income before extraordinary items | $52,000 | 5,589 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $52,000 | 5,590 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $52,000 | 5,590 |
| Net charge-offs | $27,000 | 1,951 |
| Cash dividends | $109,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $4,960 | 5,977 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,277,000 | 6,093 |
| Total interest expense | $106,000 | 6,022 |
| Net interest income | $1,171,000 | 6,074 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $153,000 | 5,646 |
| Gross Fiduciary activities income | $6,000 | 1,107 |
| Service charges on deposit accounts | $93,000 | 5,097 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $54,000 | 5,694 |
| Total noninterest expense | $1,233,000 | 5,904 |
| Salaries and employee benefits | $701,000 | 5,847 |
| Premises and equipment expense | $195,000 | 5,394 |
| Additional noninterest expense | $337,000 | 6,032 |
| Pre-tax net operating income | $91,000 | 5,897 |
| Securities gains (losses) | $87,000 | 1,360 |
| Applicable income taxes | $9,000 | 4,216 |
| Income before extraordinary items | $169,000 | 5,736 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $169,000 | 5,736 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $169,000 | 5,737 |
| Net charge-offs | $29,000 | 4,113 |
| Cash dividends | $138,000 | 3,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $86,350 | 5,892 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $975,000 | 6,157 |
| Total interest expense | $83,000 | 6,080 |
| Net interest income | $892,000 | 6,133 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $110,000 | 5,764 |
| Gross Fiduciary activities income | $6,000 | 1,067 |
| Service charges on deposit accounts | $72,000 | 5,119 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $32,000 | 5,876 |
| Total noninterest expense | $910,000 | 5,965 |
| Salaries and employee benefits | $516,000 | 5,907 |
| Premises and equipment expense | $148,000 | 5,420 |
| Additional noninterest expense | $246,000 | 6,125 |
| Pre-tax net operating income | $92,000 | 5,910 |
| Securities gains (losses) | $18,000 | 2,074 |
| Applicable income taxes | $5,000 | 4,323 |
| Income before extraordinary items | $105,000 | 5,866 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $105,000 | 5,865 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $105,000 | 5,866 |
| Net charge-offs | $10,000 | 4,150 |
| Cash dividends | $127,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $87,900 | 5,895 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $666,000 | 6,187 |
| Total interest expense | $58,000 | 6,108 |
| Net interest income | $608,000 | 6,162 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $70,000 | 5,840 |
| Gross Fiduciary activities income | $5,000 | 1,057 |
| Service charges on deposit accounts | $50,000 | 5,066 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $15,000 | 6,065 |
| Total noninterest expense | $615,000 | 6,005 |
| Salaries and employee benefits | $346,000 | 5,951 |
| Premises and equipment expense | $100,000 | 5,444 |
| Additional noninterest expense | $169,000 | 6,131 |
| Pre-tax net operating income | $63,000 | 5,932 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $3,000 | 4,347 |
| Income before extraordinary items | $61,000 | 5,938 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $61,000 | 5,939 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $61,000 | 5,940 |
| Net charge-offs | $8,000 | 3,816 |
| Cash dividends | $118,000 | 3,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $60,050 | 5,911 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $334,000 | 6,245 |
| Total interest expense | $31,000 | 6,144 |
| Net interest income | $303,000 | 6,227 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $33,000 | 5,914 |
| Gross Fiduciary activities income | $4,000 | 1,019 |
| Service charges on deposit accounts | $26,000 | 5,010 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $3,000 | 6,315 |
| Total noninterest expense | $311,000 | 6,065 |
| Salaries and employee benefits | $173,000 | 6,015 |
| Premises and equipment expense | $51,000 | 5,463 |
| Additional noninterest expense | $87,000 | 6,180 |
| Pre-tax net operating income | $25,000 | 5,992 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $25,000 | 5,990 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $25,000 | 5,991 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $25,000 | 5,992 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $111,000 | 2,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $25,000 | 5,956 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 6,338 |
| Total interest expense | $167,000 | 6,087 |
| Net interest income | $1,138,000 | 6,332 |
| Provision for loan and lease losses | $23,000 | 4,683 |
| Total noninterest income | $169,000 | 5,787 |
| Gross Fiduciary activities income | $4,000 | 1,186 |
| Service charges on deposit accounts | $109,000 | 5,130 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $56,000 | 5,798 |
| Total noninterest expense | $1,221,000 | 6,154 |
| Salaries and employee benefits | $718,000 | 6,052 |
| Premises and equipment expense | $171,000 | 5,758 |
| Additional noninterest expense | $332,000 | 6,275 |
| Pre-tax net operating income | $63,000 | 6,052 |
| Securities gains (losses) | $121,000 | 1,185 |
| Applicable income taxes | $10,000 | 4,304 |
| Income before extraordinary items | $174,000 | 5,780 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $174,000 | 5,783 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $174,000 | 5,783 |
| Net charge-offs | $15,000 | 4,955 |
| Cash dividends | $31,000 | 4,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $59,050 | 6,066 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $978,000 | 6,408 |
| Total interest expense | $134,000 | 6,119 |
| Net interest income | $844,000 | 6,413 |
| Provision for loan and lease losses | $22,000 | 4,460 |
| Total noninterest income | $118,000 | 5,932 |
| Gross Fiduciary activities income | $4,000 | 1,125 |
| Service charges on deposit accounts | $83,000 | 5,146 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $31,000 | 6,043 |
| Total noninterest expense | $904,000 | 6,202 |
| Salaries and employee benefits | $538,000 | 6,091 |
| Premises and equipment expense | $119,000 | 5,897 |
| Additional noninterest expense | $247,000 | 6,329 |
| Pre-tax net operating income | $36,000 | 6,184 |
| Securities gains (losses) | $121,000 | 1,088 |
| Applicable income taxes | $8,000 | 4,371 |
| Income before extraordinary items | $149,000 | 5,832 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $149,000 | 5,834 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $149,000 | 5,834 |
| Net charge-offs | $15,000 | 4,543 |
| Cash dividends | $31,000 | 3,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $34,050 | 6,195 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $658,000 | 6,445 |
| Total interest expense | $94,000 | 6,140 |
| Net interest income | $564,000 | 6,446 |
| Provision for loan and lease losses | $23,000 | 4,212 |
| Total noninterest income | $72,000 | 6,021 |
| Gross Fiduciary activities income | $4,000 | 1,105 |
| Service charges on deposit accounts | $56,000 | 5,113 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $12,000 | 6,315 |
| Total noninterest expense | $587,000 | 6,265 |
| Salaries and employee benefits | $357,000 | 6,133 |
| Premises and equipment expense | $80,000 | 5,920 |
| Additional noninterest expense | $150,000 | 6,432 |
| Pre-tax net operating income | $26,000 | 6,195 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $2,000 | 4,510 |
| Income before extraordinary items | $24,000 | 6,271 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $24,000 | 6,273 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $24,000 | 6,273 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $21,000 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $24,000 | 6,200 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $329,000 | 6,494 |
| Total interest expense | $51,000 | 6,121 |
| Net interest income | $278,000 | 6,509 |
| Provision for loan and lease losses | $18,000 | 3,652 |
| Total noninterest income | $29,000 | 6,230 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $26,000 | 5,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,532 |
| Total noninterest expense | $299,000 | 6,322 |
| Salaries and employee benefits | $177,000 | 6,180 |
| Premises and equipment expense | $41,000 | 5,943 |
| Additional noninterest expense | $81,000 | 6,449 |
| Pre-tax net operating income | $-10,000 | 6,400 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-10,000 | 6,464 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-10,000 | 6,465 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-10,000 | 6,465 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $11,000 | 2,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-10,000 | 6,404 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,647,000 | 6,377 |
| Total interest expense | $252,000 | 6,163 |
| Net interest income | $1,395,000 | 6,366 |
| Provision for loan and lease losses | $103,000 | 4,636 |
| Total noninterest income | $142,000 | 6,018 |
| Gross Fiduciary activities income | $5,000 | 1,186 |
| Service charges on deposit accounts | $84,000 | 5,674 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $53,000 | 5,820 |
| Total noninterest expense | $1,241,000 | 6,362 |
| Salaries and employee benefits | $708,000 | 6,265 |
| Premises and equipment expense | $170,000 | 5,962 |
| Additional noninterest expense | $363,000 | 6,447 |
| Pre-tax net operating income | $193,000 | 5,696 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $6,000 | 4,480 |
| Income before extraordinary items | $187,000 | 5,828 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $187,000 | 5,826 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $187,000 | 5,827 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $134,000 | 3,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $187,000 | 5,651 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 6,447 |
| Total interest expense | $199,000 | 6,247 |
| Net interest income | $1,076,000 | 6,436 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $95,000 | 6,209 |
| Gross Fiduciary activities income | $5,000 | 1,144 |
| Service charges on deposit accounts | $59,000 | 5,818 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $31,000 | 6,078 |
| Total noninterest expense | $933,000 | 6,412 |
| Salaries and employee benefits | $530,000 | 6,315 |
| Premises and equipment expense | $126,000 | 6,041 |
| Additional noninterest expense | $277,000 | 6,497 |
| Pre-tax net operating income | $193,000 | 5,700 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $9,000 | 4,404 |
| Income before extraordinary items | $184,000 | 5,789 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $184,000 | 5,788 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $184,000 | 5,788 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $23,000 | 3,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $184,000 | 5,614 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $883,000 | 6,459 |
| Total interest expense | $140,000 | 6,278 |
| Net interest income | $743,000 | 6,429 |
| Provision for loan and lease losses | $15,000 | 5,227 |
| Total noninterest income | $37,000 | 6,637 |
| Gross Fiduciary activities income | $5,000 | 1,115 |
| Service charges on deposit accounts | $37,000 | 5,917 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-5,000 | 6,815 |
| Total noninterest expense | $622,000 | 6,466 |
| Salaries and employee benefits | $355,000 | 6,346 |
| Premises and equipment expense | $84,000 | 6,067 |
| Additional noninterest expense | $183,000 | 6,558 |
| Pre-tax net operating income | $143,000 | 5,630 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $7,000 | 4,344 |
| Income before extraordinary items | $136,000 | 5,721 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $136,000 | 5,720 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $136,000 | 5,720 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $11,000 | 3,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $136,000 | 5,538 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 6,402 |
| Total interest expense | $76,000 | 6,275 |
| Net interest income | $405,000 | 6,367 |
| Provision for loan and lease losses | $8,000 | 4,929 |
| Total noninterest income | $20,000 | 6,654 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $16,000 | 6,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,669 |
| Total noninterest expense | $319,000 | 6,499 |
| Salaries and employee benefits | $181,000 | 6,364 |
| Premises and equipment expense | $42,000 | 6,119 |
| Additional noninterest expense | $96,000 | 6,545 |
| Pre-tax net operating income | $98,000 | 5,423 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $93,000 | 5,457 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $93,000 | 5,457 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $93,000 | 5,457 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $93,000 | 5,298 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,707,000 | 6,636 |
| Total interest expense | $447,000 | 6,041 |
| Net interest income | $1,260,000 | 6,725 |
| Provision for loan and lease losses | $188,000 | 4,692 |
| Total noninterest income | $160,000 | 5,987 |
| Gross Fiduciary activities income | $4,000 | 1,181 |
| Service charges on deposit accounts | $92,000 | 5,634 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $64,000 | 5,732 |
| Total noninterest expense | $1,269,000 | 6,556 |
| Salaries and employee benefits | $738,000 | 6,410 |
| Premises and equipment expense | $166,000 | 6,285 |
| Additional noninterest expense | $365,000 | 6,664 |
| Pre-tax net operating income | $-37,000 | 6,064 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-3,000 | 6,532 |
| Income before extraordinary items | $-34,000 | 6,197 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-34,000 | 6,199 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-34,000 | 6,199 |
| Net charge-offs | $292,000 | 3,832 |
| Cash dividends | $77,000 | 3,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-34,000 | 6,089 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 6,700 |
| Total interest expense | $347,000 | 6,101 |
| Net interest income | $934,000 | 6,802 |
| Provision for loan and lease losses | $70,000 | 5,306 |
| Total noninterest income | $128,000 | 6,020 |
| Gross Fiduciary activities income | $4,000 | 1,120 |
| Service charges on deposit accounts | $72,000 | 5,594 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $52,000 | 5,751 |
| Total noninterest expense | $942,000 | 6,599 |
| Salaries and employee benefits | $563,000 | 6,389 |
| Premises and equipment expense | $121,000 | 6,363 |
| Additional noninterest expense | $258,000 | 6,758 |
| Pre-tax net operating income | $50,000 | 5,989 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $3,000 | 4,520 |
| Income before extraordinary items | $47,000 | 6,099 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $47,000 | 6,100 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $47,000 | 6,100 |
| Net charge-offs | $82,000 | 4,611 |
| Cash dividends | $77,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $47,000 | 5,994 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $840,000 | 6,787 |
| Total interest expense | $236,000 | 6,168 |
| Net interest income | $604,000 | 6,884 |
| Provision for loan and lease losses | $15,000 | 5,808 |
| Total noninterest income | $75,000 | 6,205 |
| Gross Fiduciary activities income | $4,000 | 1,093 |
| Service charges on deposit accounts | $45,000 | 5,678 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 6,062 |
| Total noninterest expense | $638,000 | 6,644 |
| Salaries and employee benefits | $378,000 | 6,435 |
| Premises and equipment expense | $80,000 | 6,427 |
| Additional noninterest expense | $180,000 | 6,780 |
| Pre-tax net operating income | $26,000 | 6,065 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $25,000 | 6,165 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $25,000 | 6,164 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $25,000 | 6,165 |
| Net charge-offs | $62,000 | 4,287 |
| Cash dividends | $77,000 | 2,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $25,000 | 6,082 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $404,000 | 6,875 |
| Total interest expense | $120,000 | 6,234 |
| Net interest income | $284,000 | 6,973 |
| Provision for loan and lease losses | $10,000 | 5,371 |
| Total noninterest income | $27,000 | 6,580 |
| Gross Fiduciary activities income | $2,000 | 1,085 |
| Service charges on deposit accounts | $21,000 | 5,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 6,784 |
| Total noninterest expense | $336,000 | 6,630 |
| Salaries and employee benefits | $194,000 | 6,437 |
| Premises and equipment expense | $44,000 | 6,344 |
| Additional noninterest expense | $98,000 | 6,739 |
| Pre-tax net operating income | $-35,000 | 6,518 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-35,000 | 6,545 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-35,000 | 6,545 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-35,000 | 6,545 |
| Net charge-offs | $55,000 | 3,265 |
| Cash dividends | $77,000 | 2,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-35,000 | 6,531 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 6,845 |
| Total interest expense | $449,000 | 6,676 |
| Net interest income | $1,363,000 | 6,842 |
| Provision for loan and lease losses | $50,000 | 6,473 |
| Total noninterest income | $163,000 | 6,204 |
| Gross Fiduciary activities income | $3,000 | 1,259 |
| Service charges on deposit accounts | $99,000 | 5,495 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $61,000 | 5,936 |
| Total noninterest expense | $1,273,000 | 6,776 |
| Salaries and employee benefits | $755,000 | 6,549 |
| Premises and equipment expense | $158,000 | 6,558 |
| Additional noninterest expense | $360,000 | 6,915 |
| Pre-tax net operating income | $203,000 | 5,193 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $10,000 | 4,219 |
| Income before extraordinary items | $193,000 | 5,304 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $193,000 | 5,306 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $193,000 | 5,306 |
| Net charge-offs | $-18,000 | 7,497 |
| Cash dividends | $26,000 | 4,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $193,000 | 5,168 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 6,958 |
| Total interest expense | $331,000 | 6,816 |
| Net interest income | $1,027,000 | 6,934 |
| Provision for loan and lease losses | $45,000 | 6,297 |
| Total noninterest income | $117,000 | 6,360 |
| Gross Fiduciary activities income | $2,000 | 1,229 |
| Service charges on deposit accounts | $72,000 | 5,624 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $43,000 | 6,143 |
| Total noninterest expense | $946,000 | 6,849 |
| Salaries and employee benefits | $568,000 | 6,594 |
| Premises and equipment expense | $112,000 | 6,710 |
| Additional noninterest expense | $266,000 | 6,995 |
| Pre-tax net operating income | $153,000 | 5,407 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $10,000 | 4,245 |
| Income before extraordinary items | $143,000 | 5,540 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $143,000 | 5,541 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $143,000 | 5,541 |
| Net charge-offs | $-17,000 | 7,530 |
| Cash dividends | $17,000 | 3,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $143,000 | 5,376 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $883,000 | 7,048 |
| Total interest expense | $220,000 | 6,913 |
| Net interest income | $663,000 | 7,010 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $76,000 | 6,421 |
| Gross Fiduciary activities income | $2,000 | 1,203 |
| Service charges on deposit accounts | $48,000 | 5,647 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $26,000 | 6,263 |
| Total noninterest expense | $627,000 | 6,909 |
| Salaries and employee benefits | $373,000 | 6,669 |
| Premises and equipment expense | $75,000 | 6,744 |
| Additional noninterest expense | $179,000 | 7,039 |
| Pre-tax net operating income | $82,000 | 5,614 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $5,000 | 4,306 |
| Income before extraordinary items | $77,000 | 5,701 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $77,000 | 5,703 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $77,000 | 5,702 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $8,000 | 3,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $77,000 | 5,586 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $434,000 | 7,168 |
| Total interest expense | $111,000 | 7,026 |
| Net interest income | $323,000 | 7,116 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $29,000 | 6,778 |
| Gross Fiduciary activities income | $2,000 | 1,137 |
| Service charges on deposit accounts | $23,000 | 5,727 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $321,000 | 6,956 |
| Salaries and employee benefits | $187,000 | 6,746 |
| Premises and equipment expense | $38,000 | 6,814 |
| Additional noninterest expense | $96,000 | 7,048 |
| Pre-tax net operating income | $16,000 | 6,064 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $15,000 | 6,183 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $15,000 | 6,184 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $15,000 | 6,184 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $15,000 | 6,076 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,854,000 | 7,171 |
| Total interest expense | $496,000 | 7,142 |
| Net interest income | $1,358,000 | 7,059 |
| Provision for loan and lease losses | $68,000 | 6,699 |
| Total noninterest income | $144,000 | 6,627 |
| Gross Fiduciary activities income | $4,000 | 1,267 |
| Service charges on deposit accounts | $80,000 | 6,027 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $60,000 | 6,188 |
| Total noninterest expense | $1,219,000 | 7,121 |
| Salaries and employee benefits | $684,000 | 7,004 |
| Premises and equipment expense | $157,000 | 6,871 |
| Additional noninterest expense | $378,000 | 7,160 |
| Pre-tax net operating income | $215,000 | 4,760 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $10,000 | 3,886 |
| Income before extraordinary items | $205,000 | 4,794 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $205,000 | 4,794 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $205,000 | 4,794 |
| Net charge-offs | $200,000 | 5,006 |
| Cash dividends | $232,000 | 3,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $205,000 | 4,726 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,393,000 | 7,238 |
| Total interest expense | $376,000 | 7,245 |
| Net interest income | $1,017,000 | 7,110 |
| Provision for loan and lease losses | $53,000 | 6,499 |
| Total noninterest income | $110,000 | 6,733 |
| Gross Fiduciary activities income | $4,000 | 1,209 |
| Service charges on deposit accounts | $54,000 | 6,185 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $52,000 | 6,183 |
| Total noninterest expense | $888,000 | 7,205 |
| Salaries and employee benefits | $496,000 | 7,092 |
| Premises and equipment expense | $115,000 | 6,946 |
| Additional noninterest expense | $277,000 | 7,224 |
| Pre-tax net operating income | $186,000 | 4,980 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $14,000 | 3,927 |
| Income before extraordinary items | $172,000 | 4,982 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $172,000 | 4,981 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $172,000 | 4,982 |
| Net charge-offs | $171,000 | 4,442 |
| Cash dividends | $232,000 | 2,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $172,000 | 4,927 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $917,000 | 7,323 |
| Total interest expense | $251,000 | 7,340 |
| Net interest income | $666,000 | 7,170 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $69,000 | 6,847 |
| Gross Fiduciary activities income | $4,000 | 1,184 |
| Service charges on deposit accounts | $35,000 | 6,236 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $30,000 | 6,402 |
| Total noninterest expense | $558,000 | 7,370 |
| Salaries and employee benefits | $314,000 | 7,255 |
| Premises and equipment expense | $76,000 | 7,032 |
| Additional noninterest expense | $168,000 | 7,398 |
| Pre-tax net operating income | $177,000 | 4,777 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $12,000 | 3,934 |
| Income before extraordinary items | $165,000 | 4,767 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $165,000 | 4,764 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $165,000 | 4,764 |
| Net charge-offs | $171,000 | 3,624 |
| Cash dividends | $221,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $165,000 | 4,670 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $460,000 | 7,376 |
| Total interest expense | $123,000 | 7,436 |
| Net interest income | $337,000 | 7,177 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $19,000 | 7,454 |
| Gross Fiduciary activities income | $1,000 | 1,214 |
| Service charges on deposit accounts | $18,000 | 6,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $249,000 | 7,518 |
| Salaries and employee benefits | $124,000 | 7,619 |
| Premises and equipment expense | $38,000 | 7,069 |
| Additional noninterest expense | $87,000 | 7,278 |
| Pre-tax net operating income | $107,000 | 4,959 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $101,000 | 4,952 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $101,000 | 4,955 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $101,000 | 4,954 |
| Net charge-offs | $87,000 | 3,021 |
| Cash dividends | $165,000 | 1,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $101,000 | 4,786 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,999,000 | 7,333 |
| Total interest expense | $628,000 | 7,455 |
| Net interest income | $1,371,000 | 7,157 |
| Provision for loan and lease losses | $17,000 | 7,069 |
| Total noninterest income | $187,000 | 6,582 |
| Gross Fiduciary activities income | $3,000 | 1,325 |
| Service charges on deposit accounts | $90,000 | 6,037 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $94,000 | 6,009 |
| Total noninterest expense | $1,221,000 | 7,244 |
| Salaries and employee benefits | $776,000 | 6,972 |
| Premises and equipment expense | $164,000 | 7,017 |
| Additional noninterest expense | $281,000 | 7,534 |
| Pre-tax net operating income | $320,000 | 5,372 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $15,000 | 4,400 |
| Income before extraordinary items | $305,000 | 5,092 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $305,000 | 5,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,988 |
| Cash dividends | $130,000 | 4,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $305,000 | 5,256 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 7,399 |
| Total interest expense | $498,000 | 7,506 |
| Net interest income | $1,021,000 | 7,229 |
| Provision for loan and lease losses | $17,000 | 6,595 |
| Total noninterest income | $122,000 | 6,885 |
| Gross Fiduciary activities income | $3,000 | 1,278 |
| Service charges on deposit accounts | $67,000 | 6,085 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $52,000 | 6,542 |
| Total noninterest expense | $910,000 | 7,255 |
| Salaries and employee benefits | $577,000 | 6,978 |
| Premises and equipment expense | $121,000 | 7,083 |
| Additional noninterest expense | $212,000 | 7,548 |
| Pre-tax net operating income | $216,000 | 5,980 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $14,000 | 4,753 |
| Income before extraordinary items | $202,000 | 5,687 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $202,000 | 5,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,121 |
| Cash dividends | $120,000 | 4,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $202,000 | 5,858 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 7,441 |
| Total interest expense | $360,000 | 7,511 |
| Net interest income | $678,000 | 7,258 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $68,000 | 7,169 |
| Gross Fiduciary activities income | $3,000 | 1,253 |
| Service charges on deposit accounts | $44,000 | 6,115 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $21,000 | 7,150 |
| Total noninterest expense | $612,000 | 7,306 |
| Salaries and employee benefits | $383,000 | 7,057 |
| Premises and equipment expense | $80,000 | 7,130 |
| Additional noninterest expense | $149,000 | 7,519 |
| Pre-tax net operating income | $134,000 | 6,206 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $8,000 | 5,072 |
| Income before extraordinary items | $126,000 | 6,162 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 6,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $120,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $126,000 | 6,097 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $533,000 | 7,470 |
| Total interest expense | $201,000 | 7,482 |
| Net interest income | $332,000 | 7,339 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $30,000 | 7,325 |
| Gross Fiduciary activities income | $2,000 | 1,203 |
| Service charges on deposit accounts | $22,000 | 6,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $314,000 | 7,295 |
| Salaries and employee benefits | $192,000 | 7,087 |
| Premises and equipment expense | $40,000 | 7,158 |
| Additional noninterest expense | $82,000 | 7,385 |
| Pre-tax net operating income | $48,000 | 6,641 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $48,000 | 6,608 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $48,000 | 6,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $120,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $48,000 | 6,510 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,208,000 | 7,406 |
| Total interest expense | $908,000 | 7,305 |
| Net interest income | $1,300,000 | 7,375 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $175,000 | 6,926 |
| Gross Fiduciary activities income | $4,000 | 1,355 |
| Service charges on deposit accounts | $99,000 | 6,033 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $72,000 | 6,672 |
| Total noninterest expense | $1,160,000 | 7,420 |
| Salaries and employee benefits | $745,000 | 7,136 |
| Premises and equipment expense | $169,000 | 7,052 |
| Additional noninterest expense | $246,000 | 7,797 |
| Pre-tax net operating income | $315,000 | 6,548 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $15,000 | 5,528 |
| Income before extraordinary items | $300,000 | 6,424 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $300,000 | 6,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,490 |
| Cash dividends | $210,000 | 4,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $300,000 | 6,406 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 7,454 |
| Total interest expense | $681,000 | 7,337 |
| Net interest income | $969,000 | 7,440 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $117,000 | 7,125 |
| Gross Fiduciary activities income | $3,000 | 1,319 |
| Service charges on deposit accounts | $75,000 | 6,058 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $39,000 | 7,085 |
| Total noninterest expense | $853,000 | 7,434 |
| Salaries and employee benefits | $552,000 | 7,121 |
| Premises and equipment expense | $115,000 | 7,207 |
| Additional noninterest expense | $186,000 | 7,764 |
| Pre-tax net operating income | $233,000 | 6,830 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $16,000 | 5,578 |
| Income before extraordinary items | $217,000 | 6,728 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $217,000 | 6,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,091 |
| Cash dividends | $190,000 | 4,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $217,000 | 6,719 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 7,495 |
| Total interest expense | $456,000 | 7,360 |
| Net interest income | $645,000 | 7,509 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $73,000 | 7,248 |
| Gross Fiduciary activities income | $3,000 | 1,282 |
| Service charges on deposit accounts | $49,000 | 6,112 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $21,000 | 7,329 |
| Total noninterest expense | $559,000 | 7,519 |
| Salaries and employee benefits | $361,000 | 7,211 |
| Premises and equipment expense | $73,000 | 7,311 |
| Additional noninterest expense | $125,000 | 7,792 |
| Pre-tax net operating income | $159,000 | 6,906 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $10,000 | 5,665 |
| Income before extraordinary items | $149,000 | 6,762 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $149,000 | 6,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $190,000 | 3,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $149,000 | 6,747 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $545,000 | 7,547 |
| Total interest expense | $229,000 | 7,383 |
| Net interest income | $316,000 | 7,568 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $25,000 | 7,660 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $273,000 | 7,597 |
| Salaries and employee benefits | $174,000 | 7,335 |
| Premises and equipment expense | $36,000 | 7,349 |
| Additional noninterest expense | $63,000 | 7,812 |
| Pre-tax net operating income | $68,000 | 7,068 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,000 | 5,783 |
| Income before extraordinary items | $64,000 | 6,948 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $64,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $190,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $64,000 | 6,931 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 7,425 |
| Total interest expense | $832,000 | 7,258 |
| Net interest income | $1,310,000 | 7,432 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $215,000 | 6,796 |
| Gross Fiduciary activities income | $29,000 | 1,113 |
| Service charges on deposit accounts | $132,000 | 5,746 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $54,000 | 7,164 |
| Total noninterest expense | $1,192,000 | 7,399 |
| Salaries and employee benefits | $744,000 | 7,141 |
| Premises and equipment expense | $166,000 | 7,073 |
| Additional noninterest expense | $282,000 | 7,677 |
| Pre-tax net operating income | $333,000 | 7,008 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $14,000 | 6,054 |
| Income before extraordinary items | $319,000 | 6,839 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $319,000 | 6,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,543 |
| Cash dividends | $235,000 | 4,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $319,000 | 6,838 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 7,499 |
| Total interest expense | $593,000 | 7,332 |
| Net interest income | $993,000 | 7,482 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $159,000 | 6,868 |
| Gross Fiduciary activities income | $29,000 | 1,056 |
| Service charges on deposit accounts | $100,000 | 5,802 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,516 |
| Total noninterest expense | $901,000 | 7,382 |
| Salaries and employee benefits | $570,000 | 7,080 |
| Premises and equipment expense | $121,000 | 7,148 |
| Additional noninterest expense | $210,000 | 7,702 |
| Pre-tax net operating income | $251,000 | 7,220 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $16,000 | 6,057 |
| Income before extraordinary items | $235,000 | 7,036 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $235,000 | 7,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,946 |
| Cash dividends | $185,000 | 4,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $235,000 | 7,035 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,048,000 | 7,531 |
| Total interest expense | $370,000 | 7,396 |
| Net interest income | $678,000 | 7,487 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $73,000 | 7,453 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $63,000 | 5,893 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,144 |
| Total noninterest expense | $606,000 | 7,403 |
| Salaries and employee benefits | $379,000 | 7,114 |
| Premises and equipment expense | $82,000 | 7,140 |
| Additional noninterest expense | $145,000 | 7,671 |
| Pre-tax net operating income | $145,000 | 7,412 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $9,000 | 6,166 |
| Income before extraordinary items | $136,000 | 7,259 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $136,000 | 7,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,252 |
| Cash dividends | $165,000 | 3,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $136,000 | 7,272 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $515,000 | 7,557 |
| Total interest expense | $176,000 | 7,445 |
| Net interest income | $339,000 | 7,506 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $31,000 | 7,631 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $31,000 | 5,867 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $303,000 | 7,414 |
| Salaries and employee benefits | $187,000 | 7,168 |
| Premises and equipment expense | $42,000 | 7,104 |
| Additional noninterest expense | $74,000 | 7,635 |
| Pre-tax net operating income | $67,000 | 7,475 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $63,000 | 7,309 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $63,000 | 7,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $165,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $63,000 | 7,318 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,994,000 | 7,457 |
| Total interest expense | $611,000 | 7,300 |
| Net interest income | $1,383,000 | 7,445 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $188,000 | 7,163 |
| Gross Fiduciary activities income | $3,000 | 1,412 |
| Service charges on deposit accounts | $111,000 | 6,128 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $74,000 | 6,870 |
| Total noninterest expense | $1,145,000 | 7,489 |
| Salaries and employee benefits | $718,000 | 7,200 |
| Premises and equipment expense | $146,000 | 7,321 |
| Additional noninterest expense | $281,000 | 7,752 |
| Pre-tax net operating income | $426,000 | 6,981 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $262,000 | 4,305 |
| Income before extraordinary items | $164,000 | 7,741 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $164,000 | 7,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $210,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $164,000 | 7,707 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,468,000 | 7,511 |
| Total interest expense | $427,000 | 7,364 |
| Net interest income | $1,041,000 | 7,478 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $129,000 | 7,322 |
| Gross Fiduciary activities income | $3,000 | 1,346 |
| Service charges on deposit accounts | $80,000 | 6,241 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 7,164 |
| Total noninterest expense | $854,000 | 7,492 |
| Salaries and employee benefits | $543,000 | 7,164 |
| Premises and equipment expense | $98,000 | 7,505 |
| Additional noninterest expense | $213,000 | 7,737 |
| Pre-tax net operating income | $316,000 | 7,138 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $96,000 | 5,280 |
| Income before extraordinary items | $220,000 | 7,338 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $220,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $210,000 | 3,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $220,000 | 7,308 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $956,000 | 7,542 |
| Total interest expense | $265,000 | 7,407 |
| Net interest income | $691,000 | 7,494 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $62,000 | 7,736 |
| Gross Fiduciary activities income | $3,000 | 1,310 |
| Service charges on deposit accounts | $42,000 | 6,539 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $17,000 | 7,791 |
| Total noninterest expense | $565,000 | 7,517 |
| Salaries and employee benefits | $356,000 | 7,216 |
| Premises and equipment expense | $64,000 | 7,531 |
| Additional noninterest expense | $145,000 | 7,694 |
| Pre-tax net operating income | $188,000 | 7,287 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $52,000 | 5,486 |
| Income before extraordinary items | $136,000 | 7,464 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $136,000 | 7,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $160,000 | 3,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $136,000 | 7,419 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $475,000 | 7,595 |
| Total interest expense | $125,000 | 7,496 |
| Net interest income | $350,000 | 7,530 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $30,000 | 7,797 |
| Gross Fiduciary activities income | $3,000 | 1,221 |
| Service charges on deposit accounts | $20,000 | 6,602 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $292,000 | 7,515 |
| Salaries and employee benefits | $181,000 | 7,234 |
| Premises and equipment expense | $32,000 | 7,605 |
| Additional noninterest expense | $79,000 | 7,588 |
| Pre-tax net operating income | $88,000 | 7,398 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $24,000 | 5,498 |
| Income before extraordinary items | $64,000 | 7,525 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $64,000 | 7,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $160,000 | 2,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $64,000 | 7,498 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,977,000 | 7,404 |
| Total interest expense | $533,000 | 7,189 |
| Net interest income | $1,444,000 | 7,394 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $172,000 | 7,410 |
| Gross Fiduciary activities income | $3,000 | 1,452 |
| Service charges on deposit accounts | $85,000 | 6,695 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $84,000 | 6,699 |
| Total noninterest expense | $1,173,000 | 7,489 |
| Salaries and employee benefits | $705,000 | 7,255 |
| Premises and equipment expense | $157,000 | 7,238 |
| Additional noninterest expense | $311,000 | 7,642 |
| Pre-tax net operating income | $443,000 | 6,891 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $125,000 | 5,291 |
| Income before extraordinary items | $318,000 | 7,150 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $318,000 | 7,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,214 |
| Cash dividends | $210,000 | 4,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $318,000 | 7,099 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 7,407 |
| Total interest expense | $404,000 | 7,178 |
| Net interest income | $1,089,000 | 7,396 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $104,000 | 7,741 |
| Gross Fiduciary activities income | $3,000 | 1,390 |
| Service charges on deposit accounts | $62,000 | 6,768 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $39,000 | 7,392 |
| Total noninterest expense | $868,000 | 7,480 |
| Salaries and employee benefits | $530,000 | 7,213 |
| Premises and equipment expense | $120,000 | 7,191 |
| Additional noninterest expense | $218,000 | 7,763 |
| Pre-tax net operating income | $325,000 | 7,070 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $94,000 | 5,417 |
| Income before extraordinary items | $231,000 | 7,300 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $231,000 | 7,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $165,000 | 4,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $231,000 | 7,240 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $992,000 | 7,460 |
| Total interest expense | $278,000 | 7,154 |
| Net interest income | $714,000 | 7,462 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $59,000 | 7,986 |
| Gross Fiduciary activities income | $3,000 | 1,346 |
| Service charges on deposit accounts | $41,000 | 6,815 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,015 |
| Total noninterest expense | $589,000 | 7,495 |
| Salaries and employee benefits | $359,000 | 7,232 |
| Premises and equipment expense | $80,000 | 7,223 |
| Additional noninterest expense | $150,000 | 7,728 |
| Pre-tax net operating income | $184,000 | 7,306 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $48,000 | 5,678 |
| Income before extraordinary items | $136,000 | 7,454 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $136,000 | 7,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $165,000 | 3,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $136,000 | 7,384 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $498,000 | 7,502 |
| Total interest expense | $147,000 | 7,076 |
| Net interest income | $351,000 | 7,534 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $25,000 | 8,175 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $298,000 | 7,515 |
| Salaries and employee benefits | $181,000 | 7,244 |
| Premises and equipment expense | $39,000 | 7,313 |
| Additional noninterest expense | $78,000 | 7,684 |
| Pre-tax net operating income | $78,000 | 7,488 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $18,000 | 5,857 |
| Income before extraordinary items | $60,000 | 7,586 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $60,000 | 7,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $165,000 | 2,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $60,000 | 7,515 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 7,440 |
| Total interest expense | $703,000 | 7,030 |
| Net interest income | $1,407,000 | 7,491 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $171,000 | 7,602 |
| Gross Fiduciary activities income | $2,000 | 1,536 |
| Service charges on deposit accounts | $87,000 | 6,773 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $82,000 | 6,847 |
| Total noninterest expense | $1,171,000 | 7,536 |
| Salaries and employee benefits | $654,000 | 7,489 |
| Premises and equipment expense | $182,000 | 6,996 |
| Additional noninterest expense | $335,000 | 7,539 |
| Pre-tax net operating income | $407,000 | 7,006 |
| Securities gains (losses) | $22,000 | 3,160 |
| Applicable income taxes | $113,000 | 5,591 |
| Income before extraordinary items | $316,000 | 7,201 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $316,000 | 7,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $75,000 | 5,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $299,720 | 7,138 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 7,506 |
| Total interest expense | $545,000 | 7,102 |
| Net interest income | $1,057,000 | 7,545 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $117,000 | 7,810 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $64,000 | 6,860 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 7,154 |
| Total noninterest expense | $807,000 | 7,717 |
| Salaries and employee benefits | $482,000 | 7,477 |
| Premises and equipment expense | $127,000 | 7,158 |
| Additional noninterest expense | $198,000 | 8,008 |
| Pre-tax net operating income | $367,000 | 6,867 |
| Securities gains (losses) | $-22,000 | 9,020 |
| Applicable income taxes | $99,000 | 5,577 |
| Income before extraordinary items | $246,000 | 7,279 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $246,000 | 7,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $55,000 | 5,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $261,620 | 7,021 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 7,534 |
| Total interest expense | $375,000 | 7,155 |
| Net interest income | $699,000 | 7,582 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $67,000 | 8,013 |
| Gross Fiduciary activities income | $2,000 | 1,432 |
| Service charges on deposit accounts | $42,000 | 6,879 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $23,000 | 7,664 |
| Total noninterest expense | $550,000 | 7,695 |
| Salaries and employee benefits | $324,000 | 7,483 |
| Premises and equipment expense | $85,000 | 7,152 |
| Additional noninterest expense | $141,000 | 7,900 |
| Pre-tax net operating income | $216,000 | 7,078 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $59,000 | 5,754 |
| Income before extraordinary items | $157,000 | 7,374 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $157,000 | 7,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $20,000 | 5,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $157,000 | 7,188 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $543,000 | 7,551 |
| Total interest expense | $181,000 | 7,342 |
| Net interest income | $362,000 | 7,528 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $30,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $292,000 | 7,581 |
| Salaries and employee benefits | $177,000 | 7,287 |
| Premises and equipment expense | $43,000 | 7,175 |
| Additional noninterest expense | $72,000 | 7,882 |
| Pre-tax net operating income | $100,000 | 7,186 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $26,000 | 5,851 |
| Income before extraordinary items | $74,000 | 7,410 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $74,000 | 7,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $10,000 | 3,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $74,000 | 7,255 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,335,000 | 7,499 |
| Total interest expense | $871,000 | 7,279 |
| Net interest income | $1,464,000 | 7,490 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $157,000 | 7,756 |
| Gross Fiduciary activities income | $2,000 | 1,605 |
| Service charges on deposit accounts | $85,000 | 6,837 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 7,078 |
| Total noninterest expense | $1,095,000 | 7,725 |
| Salaries and employee benefits | $691,000 | 7,306 |
| Premises and equipment expense | $131,000 | 7,717 |
| Additional noninterest expense | $273,000 | 8,002 |
| Pre-tax net operating income | $526,000 | 6,674 |
| Securities gains (losses) | $50,000 | 2,409 |
| Applicable income taxes | $161,000 | 5,426 |
| Income before extraordinary items | $415,000 | 6,774 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $415,000 | 6,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $181,000 | 5,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $379,000 | 6,815 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,393,000 | 7,854 |
| Total interest expense | $1,181,000 | 7,642 |
| Net interest income | $1,212,000 | 7,857 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $165,000 | 7,686 |
| Gross Fiduciary activities income | $2,000 | 1,637 |
| Service charges on deposit accounts | $94,000 | 6,690 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $69,000 | 7,145 |
| Total noninterest expense | $1,005,000 | 7,950 |
| Salaries and employee benefits | $631,000 | 7,528 |
| Premises and equipment expense | $132,000 | 7,816 |
| Additional noninterest expense | $242,000 | 8,289 |
| Pre-tax net operating income | $372,000 | 7,102 |
| Securities gains (losses) | $-50,000 | 9,446 |
| Applicable income taxes | $73,000 | 6,361 |
| Income before extraordinary items | $249,000 | 7,441 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $249,000 | 7,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $171,000 | 5,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $287,500 | 7,097 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 7,934 |
| Total interest expense | $1,258,000 | 7,680 |
| Net interest income | $1,216,000 | 8,035 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $158,000 | 7,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 6,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,155 |
| Total noninterest expense | $1,035,000 | 7,915 |
| Salaries and employee benefits | $626,000 | 7,559 |
| Premises and equipment expense | $159,000 | 7,451 |
| Additional noninterest expense | $250,000 | 8,338 |
| Pre-tax net operating income | $339,000 | 7,736 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $87,000 | 6,691 |
| Income before extraordinary items | $256,000 | 7,736 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $256,000 | 7,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $227,000 | 4,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $253,000 | 7,760 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,176,000 | 8,300 |
| Total interest expense | $1,015,000 | 8,144 |
| Net interest income | $1,161,000 | 8,275 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $140,000 | 8,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 7,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,256 |
| Total noninterest expense | $902,000 | 8,413 |
| Salaries and employee benefits | $557,000 | 7,996 |
| Premises and equipment expense | $120,000 | 8,235 |
| Additional noninterest expense | $225,000 | 8,793 |
| Pre-tax net operating income | $399,000 | 7,601 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $106,000 | 6,848 |
| Income before extraordinary items | $293,000 | 7,647 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $293,000 | 7,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $231,000 | 4,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $293,000 | 7,618 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,357,000 | 8,249 |
| Total interest expense | $1,145,000 | 8,039 |
| Net interest income | $1,212,000 | 8,308 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $142,000 | 8,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,603 |
| Total noninterest expense | $796,000 | 8,783 |
| Salaries and employee benefits | $502,000 | 8,346 |
| Premises and equipment expense | $98,000 | 8,759 |
| Additional noninterest expense | $196,000 | 9,164 |
| Pre-tax net operating income | $558,000 | 7,115 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $178,000 | 6,453 |
| Income before extraordinary items | $381,000 | 7,339 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $381,000 | 7,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,386 |
| Cash dividends | $225,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $380,320 | 7,259 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,345,000 | 8,582 |
| Total interest expense | $1,133,000 | 8,300 |
| Net interest income | $1,212,000 | 8,658 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $122,000 | 9,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,171 |
| Total noninterest expense | $775,000 | 9,125 |
| Salaries and employee benefits | $491,000 | 8,671 |
| Premises and equipment expense | $96,000 | 9,053 |
| Additional noninterest expense | $188,000 | 9,564 |
| Pre-tax net operating income | $559,000 | 7,623 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $180,000 | 7,171 |
| Income before extraordinary items | $379,000 | 7,786 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $379,000 | 7,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $132,000 | 6,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $379,000 | 7,730 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 9,956 |
| Total interest expense | $767,000 | 9,749 |
| Net interest income | $845,000 | 9,980 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $76,000 | 10,350 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,697 |
| Total noninterest expense | $573,000 | 10,289 |
| Salaries and employee benefits | $349,000 | 9,966 |
| Premises and equipment expense | $73,000 | 9,997 |
| Additional noninterest expense | $151,000 | 10,541 |
| Pre-tax net operating income | $348,000 | 8,820 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $119,000 | 8,411 |
| Income before extraordinary items | $226,000 | 9,041 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $226,000 | 9,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,098 |
| Cash dividends | $103,000 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $227,980 | 8,967 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 10,707 |
| Total interest expense | $672,000 | 10,409 |
| Net interest income | $713,000 | 10,800 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $61,000 | 11,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 9,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,950 |
| Total noninterest expense | $467,000 | 11,159 |
| Salaries and employee benefits | $288,000 | 10,853 |
| Premises and equipment expense | $48,000 | 11,142 |
| Additional noninterest expense | $131,000 | 11,304 |
| Pre-tax net operating income | $307,000 | 9,696 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $108,000 | 9,021 |
| Income before extraordinary items | $198,000 | 9,951 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $198,000 | 9,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $65,000 | 7,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $198,650 | 9,916 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 11,158 |
| Total interest expense | $562,000 | 10,792 |
| Net interest income | $728,000 | 11,284 |
| Provision for loan and lease losses | $-70,000 | 12,063 |
| Total noninterest income | $28,000 | 12,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 10,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,564 |
| Total noninterest expense | $475,000 | 11,722 |
| Salaries and employee benefits | $282,000 | 11,372 |
| Premises and equipment expense | $49,000 | 11,666 |
| Additional noninterest expense | $144,000 | 11,865 |
| Pre-tax net operating income | $351,000 | 9,722 |
| Securities gains (losses) | $-29,000 | 10,630 |
| Applicable income taxes | $113,000 | 9,076 |
| Income before extraordinary items | $209,000 | 10,175 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $209,000 | 10,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 11,219 |
| Cash dividends | $215,000 | 5,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $227,850 | 10,013 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,342,000 | 11,588 |
| Total interest expense | $565,000 | 11,334 |
| Net interest income | $777,000 | 11,592 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $31,000 | 12,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 11,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,745 |
| Total noninterest expense | $505,000 | 12,143 |
| Salaries and employee benefits | $269,000 | 11,990 |
| Premises and equipment expense | $82,000 | 11,085 |
| Additional noninterest expense | $154,000 | 12,372 |
| Pre-tax net operating income | $303,000 | 10,211 |
| Securities gains (losses) | $31,000 | 4,064 |
| Applicable income taxes | $120,000 | 9,304 |
| Income before extraordinary items | $214,000 | 10,485 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $214,000 | 10,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $194,160 | 10,499 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,527,000 | 11,897 |
| Total interest expense | $772,000 | 11,457 |
| Net interest income | $755,000 | 12,095 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $22,000 | 13,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 11,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,987 |
| Total noninterest expense | $432,000 | 13,012 |
| Salaries and employee benefits | $233,000 | 12,790 |
| Premises and equipment expense | $54,000 | 12,540 |
| Additional noninterest expense | $145,000 | 13,029 |
| Pre-tax net operating income | $345,000 | 9,735 |
| Securities gains (losses) | $54,000 | 3,989 |
| Applicable income taxes | $144,000 | 8,775 |
| Income before extraordinary items | $255,000 | 9,851 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $255,000 | 9,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $195,000 | 5,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $220,440 | 9,977 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.