The First Trust and Savings Bank of Watseka, Illinois, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$12,231,0002,563
Total interest expense$2,365,0002,877
Net interest income$9,866,0002,404
Provision for loan and lease losses$134,0002,265
Total noninterest income$1,349,0002,400
Gross Fiduciary activities income$490,000598
Service charges on deposit accounts$349,0002,029
Trading account gains and fees$0123
Additional Noninterest Income$510,0002,954
Total noninterest expense$4,801,0003,115
Salaries and employee benefits$2,818,0003,018
Premises and equipment expense$395,0003,264
Additional noninterest expense$510,0002,954
Pre-tax net operating income$6,280,0001,670
Securities gains (losses)$0988
Applicable income taxes$1,565,0001,150
Income before extraordinary items$4,715,0001,793
Extraordinary gains, net$054
Net income$4,715,0001,815
Minority interest net income$088
Net income of bank and minority interests.$4,715,0001,796
Net charge-offs$1,0002,818
Cash dividends$1,697,0001,682
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,715,0001,820
2023-09-30 (YTD Data)Rank
Total interest income$8,972,0002,575
Total interest expense$1,629,0002,856
Net interest income$7,343,0002,427
Provision for loan and lease losses$-6,0004,244
Total noninterest income$973,0002,443
Gross Fiduciary activities income$320,000607
Service charges on deposit accounts$255,0002,076
Trading account gains and fees$0125
Additional Noninterest Income$398,0002,906
Total noninterest expense$3,434,0003,162
Salaries and employee benefits$1,935,0003,128
Premises and equipment expense$291,0003,302
Additional noninterest expense$398,0002,905
Pre-tax net operating income$4,888,0001,677
Securities gains (losses)$0849
Applicable income taxes$1,214,0001,140
Income before extraordinary items$3,674,0001,819
Extraordinary gains, net$052
Net income$3,674,0001,836
Minority interest net income$081
Net income of bank and minority interests.$3,674,0001,819
Net charge-offs$-22,0004,016
Cash dividends$1,262,0001,498
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,674,0001,845
2023-06-30 (YTD Data)Rank
Total interest income$5,862,0002,572
Total interest expense$984,0002,821
Net interest income$4,878,0002,457
Provision for loan and lease losses$-99,0004,446
Total noninterest income$647,0002,398
Gross Fiduciary activities income$227,000603
Service charges on deposit accounts$160,0002,117
Trading account gains and fees$0112
Additional Noninterest Income$260,0002,895
Total noninterest expense$2,243,0003,184
Salaries and employee benefits$1,279,0003,137
Premises and equipment expense$198,0003,282
Additional noninterest expense$260,0002,889
Pre-tax net operating income$3,381,0001,627
Securities gains (losses)$0938
Applicable income taxes$843,0001,116
Income before extraordinary items$2,538,0001,768
Extraordinary gains, net$051
Net income$2,538,0001,788
Minority interest net income$081
Net income of bank and minority interests.$2,538,0001,768
Net charge-offs$-18,0004,071
Cash dividends$841,0001,528
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,538,0001,775
2023-03-31 (YTD Data)Rank
Total interest income$2,876,0002,575
Total interest expense$446,0002,749
Net interest income$2,430,0002,479
Provision for loan and lease losses$-45,0004,503
Total noninterest income$335,0002,364
Gross Fiduciary activities income$131,000606
Service charges on deposit accounts$78,0002,163
Trading account gains and fees$097
Additional Noninterest Income$126,0002,917
Total noninterest expense$1,086,0003,255
Salaries and employee benefits$623,0003,217
Premises and equipment expense$101,0003,304
Additional noninterest expense$126,0002,917
Pre-tax net operating income$1,724,0001,627
Securities gains (losses)$0950
Applicable income taxes$418,0001,144
Income before extraordinary items$1,306,0001,750
Extraordinary gains, net$04
Net income$1,306,0001,749
Minority interest net income$048
Net income of bank and minority interests.$1,306,0001,750
Net charge-offs$-12,0004,101
Cash dividends$421,0001,363
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,306,0001,771
2022-12-31 (YTD Data)Rank
Total interest income$8,263,0002,807
Total interest expense$628,0002,984
Net interest income$7,635,0002,751
Provision for loan and lease losses$03,012
Total noninterest income$1,236,0002,559
Gross Fiduciary activities income$432,000634
Service charges on deposit accounts$354,0002,082
Trading account gains and fees$0116
Additional Noninterest Income$450,0003,142
Total noninterest expense$4,274,0003,267
Salaries and employee benefits$2,489,0003,199
Premises and equipment expense$385,0003,345
Additional noninterest expense$450,0003,142
Pre-tax net operating income$4,597,0002,131
Securities gains (losses)$9,000448
Applicable income taxes$1,083,0001,490
Income before extraordinary items$3,523,0002,261
Extraordinary gains, net$05
Net income$3,523,0002,260
Minority interest net income$063
Net income of bank and minority interests.$3,523,0002,260
Net charge-offs$-3,0003,401
Cash dividends$1,519,0001,736
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,515,8902,293
2022-09-30 (YTD Data)Rank
Total interest income$5,686,0002,879
Total interest expense$332,0003,170
Net interest income$5,354,0002,827
Provision for loan and lease losses$02,835
Total noninterest income$929,0002,580
Gross Fiduciary activities income$321,000631
Service charges on deposit accounts$268,0002,090
Trading account gains and fees$0111
Additional Noninterest Income$340,0003,171
Total noninterest expense$3,082,0003,309
Salaries and employee benefits$1,749,0003,276
Premises and equipment expense$290,0003,357
Additional noninterest expense$340,0003,171
Pre-tax net operating income$3,201,0002,218
Securities gains (losses)$9,000447
Applicable income taxes$749,0001,563
Income before extraordinary items$2,461,0002,319
Extraordinary gains, net$04
Net income$2,461,0002,318
Minority interest net income$057
Net income of bank and minority interests.$2,461,0002,318
Net charge-offs$4,0002,057
Cash dividends$1,140,0001,558
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,453,8902,367
2022-06-30 (YTD Data)Rank
Total interest income$3,395,0002,995
Total interest expense$152,0003,516
Net interest income$3,243,0002,940
Provision for loan and lease losses$02,599
Total noninterest income$622,0002,574
Gross Fiduciary activities income$235,000586
Service charges on deposit accounts$175,0002,105
Trading account gains and fees$0108
Additional Noninterest Income$212,0003,251
Total noninterest expense$2,021,0003,328
Salaries and employee benefits$1,146,0003,310
Premises and equipment expense$191,0003,390
Additional noninterest expense$684,0003,228
Pre-tax net operating income$1,844,0002,313
Securities gains (losses)$9,000405
Applicable income taxes$422,0001,604
Income before extraordinary items$1,431,0002,418
Extraordinary gains, net$04
Net income$1,431,0002,418
Minority interest net income$060
Net income of bank and minority interests.$1,431,0002,418
Net charge-offs$-10,0003,663
Cash dividends$760,0001,549
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,423,8902,458
2022-03-31 (YTD Data)Rank
Total interest income$1,520,0003,120
Total interest expense$56,0003,822
Net interest income$1,464,0003,052
Provision for loan and lease losses$02,285
Total noninterest income$317,0002,523
Gross Fiduciary activities income$139,000578
Service charges on deposit accounts$86,0002,108
Trading account gains and fees$0103
Additional Noninterest Income$92,0003,353
Total noninterest expense$980,0003,373
Salaries and employee benefits$554,0003,350
Premises and equipment expense$103,0003,302
Additional noninterest expense$323,0003,308
Pre-tax net operating income$801,0002,380
Securities gains (losses)$7,000426
Applicable income taxes$182,0001,671
Income before extraordinary items$626,0002,494
Extraordinary gains, net$04
Net income$626,0002,491
Minority interest net income$050
Net income of bank and minority interests.$626,0002,494
Net charge-offs$-3,0003,434
Cash dividends$380,0001,357
Sale, conversion, retirement of capital stock, net$0453
Net operating income$620,4702,526
2021-12-31 (YTD Data)Rank
Total interest income$7,150,0002,966
Total interest expense$341,0003,614
Net interest income$6,809,0002,883
Provision for loan and lease losses$03,064
Total noninterest income$1,085,0002,881
Gross Fiduciary activities income$339,000622
Service charges on deposit accounts$311,0002,154
Trading account gains and fees$0132
Additional Noninterest Income$435,0003,382
Total noninterest expense$3,472,0003,546
Salaries and employee benefits$1,794,0003,660
Premises and equipment expense$379,0003,425
Additional noninterest expense$1,299,0003,316
Pre-tax net operating income$4,422,0002,201
Securities gains (losses)$2,0001,964
Applicable income taxes$1,057,0001,566
Income before extraordinary items$3,367,0002,400
Extraordinary gains, net$010
Net income$3,367,0002,399
Minority interest net income$074
Net income of bank and minority interests.$3,367,0002,401
Net charge-offs$-58,0004,178
Cash dividends$1,344,0001,922
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,365,4202,371
2021-09-30 (YTD Data)Rank
Total interest income$5,582,0002,960
Total interest expense$281,0003,605
Net interest income$5,301,0002,885
Provision for loan and lease losses$02,963
Total noninterest income$796,0002,952
Gross Fiduciary activities income$241,000622
Service charges on deposit accounts$223,0002,205
Trading account gains and fees$0132
Additional Noninterest Income$332,0003,413
Total noninterest expense$2,525,0003,633
Salaries and employee benefits$1,261,0003,764
Premises and equipment expense$289,0003,446
Additional noninterest expense$975,0003,332
Pre-tax net operating income$3,572,0002,205
Securities gains (losses)$2,0001,903
Applicable income taxes$867,0001,579
Income before extraordinary items$2,707,0002,404
Extraordinary gains, net$08
Net income$2,707,0002,404
Minority interest net income$069
Net income of bank and minority interests.$2,707,0002,404
Net charge-offs$-51,0004,217
Cash dividends$1,006,0001,722
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,705,4202,374
2021-06-30 (YTD Data)Rank
Total interest income$3,723,0002,978
Total interest expense$214,0003,530
Net interest income$3,509,0002,899
Provision for loan and lease losses$02,862
Total noninterest income$527,0002,941
Gross Fiduciary activities income$174,000619
Service charges on deposit accounts$140,0002,226
Trading account gains and fees$0133
Additional Noninterest Income$213,0003,449
Total noninterest expense$1,949,0003,424
Salaries and employee benefits$1,087,0003,424
Premises and equipment expense$192,0003,467
Additional noninterest expense$670,0003,281
Pre-tax net operating income$2,087,0002,334
Securities gains (losses)$2,0001,698
Applicable income taxes$496,0001,672
Income before extraordinary items$1,593,0002,542
Extraordinary gains, net$06
Net income$1,593,0002,542
Minority interest net income$067
Net income of bank and minority interests.$1,593,0002,542
Net charge-offs$-51,0004,364
Cash dividends$670,0001,704
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,591,4202,505
2021-03-31 (YTD Data)Rank
Total interest income$1,638,0003,166
Total interest expense$130,0003,362
Net interest income$1,508,0003,105
Provision for loan and lease losses$02,741
Total noninterest income$252,0002,971
Gross Fiduciary activities income$88,000617
Service charges on deposit accounts$70,0002,217
Trading account gains and fees$0127
Additional Noninterest Income$94,0003,558
Total noninterest expense$963,0003,438
Salaries and employee benefits$537,0003,445
Premises and equipment expense$87,0003,613
Additional noninterest expense$339,0003,228
Pre-tax net operating income$797,0002,672
Securities gains (losses)$2,0001,277
Applicable income taxes$178,0001,890
Income before extraordinary items$621,0002,864
Extraordinary gains, net$03
Net income$621,0002,863
Minority interest net income$055
Net income of bank and minority interests.$621,0002,864
Net charge-offs$01,930
Cash dividends$335,0001,492
Sale, conversion, retirement of capital stock, net$0482
Net operating income$619,4202,824
2020-12-31 (YTD Data)Rank
Total interest income$7,441,0002,992
Total interest expense$1,032,0002,876
Net interest income$6,409,0002,951
Provision for loan and lease losses$105,0003,498
Total noninterest income$1,071,0002,791
Gross Fiduciary activities income$318,000630
Service charges on deposit accounts$328,0002,121
Trading account gains and fees$0133
Additional Noninterest Income$425,0003,316
Total noninterest expense$3,867,0003,428
Salaries and employee benefits$2,261,0003,363
Premises and equipment expense$351,0003,606
Additional noninterest expense$1,255,0003,339
Pre-tax net operating income$3,508,0002,226
Securities gains (losses)$10,0002,309
Applicable income taxes$774,0001,644
Income before extraordinary items$2,744,0002,423
Extraordinary gains, net$04
Net income$2,744,0002,423
Minority interest net income$072
Net income of bank and minority interests.$2,744,0002,423
Net charge-offs$56,0002,344
Cash dividends$1,612,0001,710
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,736,1002,370
2020-09-30 (YTD Data)Rank
Total interest income$5,585,0003,014
Total interest expense$854,0002,834
Net interest income$4,731,0002,990
Provision for loan and lease losses$75,0003,487
Total noninterest income$750,0002,838
Gross Fiduciary activities income$213,000636
Service charges on deposit accounts$239,0002,158
Trading account gains and fees$0125
Additional Noninterest Income$298,0003,351
Total noninterest expense$2,841,0003,442
Salaries and employee benefits$1,658,0003,401
Premises and equipment expense$263,0003,626
Additional noninterest expense$920,0003,353
Pre-tax net operating income$2,565,0002,253
Securities gains (losses)$8,0002,173
Applicable income taxes$559,0001,652
Income before extraordinary items$2,014,0002,449
Extraordinary gains, net$04
Net income$2,014,0002,449
Minority interest net income$065
Net income of bank and minority interests.$2,014,0002,449
Net charge-offs$27,0002,377
Cash dividends$1,010,0001,688
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,007,6802,393
2020-06-30 (YTD Data)Rank
Total interest income$3,828,0003,006
Total interest expense$635,0002,780
Net interest income$3,193,0002,980
Provision for loan and lease losses$45,0003,499
Total noninterest income$493,0002,811
Gross Fiduciary activities income$152,000633
Service charges on deposit accounts$157,0002,206
Trading account gains and fees$0123
Additional Noninterest Income$184,0003,391
Total noninterest expense$1,917,0003,440
Salaries and employee benefits$1,129,0003,371
Premises and equipment expense$178,0003,591
Additional noninterest expense$610,0003,380
Pre-tax net operating income$1,724,0002,209
Securities gains (losses)$7,0001,953
Applicable income taxes$374,0001,582
Income before extraordinary items$1,357,0002,379
Extraordinary gains, net$04
Net income$1,357,0002,379
Minority interest net income$065
Net income of bank and minority interests.$1,357,0002,379
Net charge-offs$8,0002,523
Cash dividends$674,0001,680
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,351,4702,353
2020-03-31 (YTD Data)Rank
Total interest income$2,037,0002,905
Total interest expense$382,0002,670
Net interest income$1,655,0002,908
Provision for loan and lease losses$15,0003,204
Total noninterest income$253,0002,719
Gross Fiduciary activities income$75,000634
Service charges on deposit accounts$93,0002,237
Trading account gains and fees$0106
Additional Noninterest Income$85,0003,354
Total noninterest expense$970,0003,449
Salaries and employee benefits$573,0003,377
Premises and equipment expense$91,0003,572
Additional noninterest expense$306,0003,418
Pre-tax net operating income$923,0001,947
Securities gains (losses)$2,0001,565
Applicable income taxes$202,0001,395
Income before extraordinary items$723,0002,119
Extraordinary gains, net$04
Net income$723,0002,117
Minority interest net income$056
Net income of bank and minority interests.$723,0002,119
Net charge-offs$-2,0003,865
Cash dividends$337,0001,572
Sale, conversion, retirement of capital stock, net$0482
Net operating income$721,4202,092
2019-12-31 (YTD Data)Rank
Total interest income$8,835,0002,805
Total interest expense$1,675,0002,606
Net interest income$7,160,0002,804
Provision for loan and lease losses$15,0003,785
Total noninterest income$1,047,0002,765
Gross Fiduciary activities income$275,000652
Service charges on deposit accounts$404,0002,201
Trading account gains and fees$0135
Additional Noninterest Income$368,0003,366
Total noninterest expense$3,935,0003,448
Salaries and employee benefits$2,286,0003,381
Premises and equipment expense$373,0003,584
Additional noninterest expense$1,276,0003,378
Pre-tax net operating income$4,257,0001,965
Securities gains (losses)$02,379
Applicable income taxes$890,0001,521
Income before extraordinary items$3,367,0002,131
Extraordinary gains, net$011
Net income$3,367,0002,133
Minority interest net income$076
Net income of bank and minority interests.$3,367,0002,133
Net charge-offs$165,0001,846
Cash dividends$1,501,0001,873
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,367,0002,098
2019-09-30 (YTD Data)Rank
Total interest income$6,640,0002,831
Total interest expense$1,230,0002,658
Net interest income$5,410,0002,829
Provision for loan and lease losses$03,836
Total noninterest income$783,0002,782
Gross Fiduciary activities income$195,000653
Service charges on deposit accounts$300,0002,227
Trading account gains and fees$0129
Additional Noninterest Income$288,0003,341
Total noninterest expense$2,923,0003,481
Salaries and employee benefits$1,689,0003,429
Premises and equipment expense$278,0003,629
Additional noninterest expense$956,0003,412
Pre-tax net operating income$3,270,0001,998
Securities gains (losses)$02,167
Applicable income taxes$677,0001,557
Income before extraordinary items$2,593,0002,148
Extraordinary gains, net$011
Net income$2,593,0002,148
Minority interest net income$072
Net income of bank and minority interests.$2,593,0002,149
Net charge-offs$103,0001,746
Cash dividends$1,089,0001,731
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,593,0002,113
2019-06-30 (YTD Data)Rank
Total interest income$4,386,0002,850
Total interest expense$768,0002,727
Net interest income$3,618,0002,838
Provision for loan and lease losses$03,685
Total noninterest income$517,0002,760
Gross Fiduciary activities income$140,000652
Service charges on deposit accounts$195,0002,245
Trading account gains and fees$0131
Additional Noninterest Income$182,0003,375
Total noninterest expense$1,907,0003,555
Salaries and employee benefits$1,105,0003,483
Premises and equipment expense$187,0003,630
Additional noninterest expense$615,0003,500
Pre-tax net operating income$2,228,0001,955
Securities gains (losses)$01,702
Applicable income taxes$462,0001,509
Income before extraordinary items$1,766,0002,106
Extraordinary gains, net$011
Net income$1,766,0002,104
Minority interest net income$069
Net income of bank and minority interests.$1,766,0002,106
Net charge-offs$102,0001,399
Cash dividends$780,0001,673
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,766,0002,073
2019-03-31 (YTD Data)Rank
Total interest income$2,161,0002,891
Total interest expense$357,0002,794
Net interest income$1,804,0002,868
Provision for loan and lease losses$03,406
Total noninterest income$239,0002,827
Gross Fiduciary activities income$63,000668
Service charges on deposit accounts$93,0002,307
Trading account gains and fees$0126
Additional Noninterest Income$83,0003,455
Total noninterest expense$931,0003,632
Salaries and employee benefits$551,0003,536
Premises and equipment expense$102,0003,507
Additional noninterest expense$278,0003,702
Pre-tax net operating income$1,112,0001,919
Securities gains (losses)$01,087
Applicable income taxes$232,0001,464
Income before extraordinary items$880,0002,055
Extraordinary gains, net$05
Net income$880,0002,054
Minority interest net income$052
Net income of bank and minority interests.$880,0002,054
Net charge-offs$104,000871
Cash dividends$310,0001,705
Sale, conversion, retirement of capital stock, net$0529
Net operating income$880,0002,040
2018-12-31 (YTD Data)Rank
Total interest income$8,436,0002,835
Total interest expense$1,104,0002,784
Net interest income$7,332,0002,812
Provision for loan and lease losses$90,0003,141
Total noninterest income$1,077,0002,764
Gross Fiduciary activities income$299,000660
Service charges on deposit accounts$413,0002,256
Trading account gains and fees$0126
Additional Noninterest Income$365,0003,463
Total noninterest expense$3,751,0003,609
Salaries and employee benefits$2,276,0003,454
Premises and equipment expense$341,0003,812
Additional noninterest expense$1,134,0003,692
Pre-tax net operating income$4,568,0001,901
Securities gains (losses)$01,125
Applicable income taxes$999,0001,389
Income before extraordinary items$3,569,0002,053
Extraordinary gains, net$06
Net income$3,569,0002,051
Minority interest net income$072
Net income of bank and minority interests.$3,569,0002,052
Net charge-offs$-27,0004,747
Cash dividends$1,348,0001,872
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,569,0002,051
2018-09-30 (YTD Data)Rank
Total interest income$6,213,0002,868
Total interest expense$763,0002,826
Net interest income$5,450,0002,839
Provision for loan and lease losses$90,0002,683
Total noninterest income$787,0002,821
Gross Fiduciary activities income$195,000676
Service charges on deposit accounts$311,0002,257
Trading account gains and fees$0138
Additional Noninterest Income$281,0003,453
Total noninterest expense$2,771,0003,647
Salaries and employee benefits$1,663,0003,507
Premises and equipment expense$250,0003,878
Additional noninterest expense$858,0003,696
Pre-tax net operating income$3,376,0001,956
Securities gains (losses)$01,118
Applicable income taxes$748,0001,435
Income before extraordinary items$2,628,0002,097
Extraordinary gains, net$05
Net income$2,628,0002,095
Minority interest net income$066
Net income of bank and minority interests.$2,628,0002,096
Net charge-offs$-1,0004,015
Cash dividends$962,0001,710
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,628,0002,096
2018-06-30 (YTD Data)Rank
Total interest income$4,066,0002,897
Total interest expense$459,0002,918
Net interest income$3,607,0002,855
Provision for loan and lease losses$90,0002,265
Total noninterest income$526,0002,817
Gross Fiduciary activities income$139,000668
Service charges on deposit accounts$205,0002,274
Trading account gains and fees$0130
Additional Noninterest Income$182,0003,501
Total noninterest expense$1,830,0003,688
Salaries and employee benefits$1,110,0003,525
Premises and equipment expense$169,0003,893
Additional noninterest expense$551,0003,781
Pre-tax net operating income$2,213,0001,948
Securities gains (losses)$0961
Applicable income taxes$491,0001,426
Income before extraordinary items$1,722,0002,101
Extraordinary gains, net$06
Net income$1,722,0002,099
Minority interest net income$065
Net income of bank and minority interests.$1,722,0002,100
Net charge-offs$10,0002,589
Cash dividends$666,0001,681
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,722,0002,092
2018-03-31 (YTD Data)Rank
Total interest income$1,996,0002,932
Total interest expense$199,0003,080
Net interest income$1,797,0002,878
Provision for loan and lease losses$45,0002,144
Total noninterest income$268,0002,767
Gross Fiduciary activities income$81,000648
Service charges on deposit accounts$101,0002,297
Trading account gains and fees$0123
Additional Noninterest Income$86,0003,541
Total noninterest expense$910,0003,730
Salaries and employee benefits$563,0003,536
Premises and equipment expense$85,0003,922
Additional noninterest expense$262,0003,895
Pre-tax net operating income$1,110,0001,898
Securities gains (losses)$0735
Applicable income taxes$252,0001,361
Income before extraordinary items$858,0002,064
Extraordinary gains, net$07
Net income$858,0002,063
Minority interest net income$052
Net income of bank and minority interests.$858,0002,064
Net charge-offs$-8,0004,650
Cash dividends$284,0001,656
Sale, conversion, retirement of capital stock, net$0580
Net operating income$858,0002,054
2017-12-31 (YTD Data)Rank
Total interest income$7,881,0002,899
Total interest expense$562,0003,492
Net interest income$7,319,0002,804
Provision for loan and lease losses$90,0003,158
Total noninterest income$1,070,0002,845
Gross Fiduciary activities income$287,000673
Service charges on deposit accounts$444,0002,227
Trading account gains and fees$0151
Additional Noninterest Income$339,0003,647
Total noninterest expense$3,692,0003,717
Salaries and employee benefits$2,220,0003,547
Premises and equipment expense$315,0004,097
Additional noninterest expense$1,157,0003,749
Pre-tax net operating income$4,607,0001,831
Securities gains (losses)$1,0002,108
Applicable income taxes$1,546,0001,510
Income before extraordinary items$3,062,0001,995
Extraordinary gains, net$09
Net income$3,062,0001,993
Minority interest net income$076
Net income of bank and minority interests.$3,062,0001,995
Net charge-offs$257,0001,611
Cash dividends$1,515,0001,703
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,061,3401,982
2017-09-30 (YTD Data)Rank
Total interest income$5,849,0002,935
Total interest expense$405,0003,567
Net interest income$5,444,0002,839
Provision for loan and lease losses$45,0003,301
Total noninterest income$820,0002,841
Gross Fiduciary activities income$223,000667
Service charges on deposit accounts$332,0002,241
Trading account gains and fees$0145
Additional Noninterest Income$265,0003,627
Total noninterest expense$2,745,0003,736
Salaries and employee benefits$1,633,0003,599
Premises and equipment expense$237,0004,115
Additional noninterest expense$875,0003,739
Pre-tax net operating income$3,474,0001,844
Securities gains (losses)$2,0002,024
Applicable income taxes$1,054,0001,422
Income before extraordinary items$2,422,0002,073
Extraordinary gains, net$09
Net income$2,422,0002,074
Minority interest net income$071
Net income of bank and minority interests.$2,422,0002,074
Net charge-offs$15,0003,108
Cash dividends$1,142,0001,572
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,420,6002,044
2017-06-30 (YTD Data)Rank
Total interest income$3,843,0002,959
Total interest expense$258,0003,611
Net interest income$3,585,0002,855
Provision for loan and lease losses$03,871
Total noninterest income$537,0002,875
Gross Fiduciary activities income$153,000669
Service charges on deposit accounts$213,0002,289
Trading account gains and fees$0139
Additional Noninterest Income$171,0003,682
Total noninterest expense$1,819,0003,776
Salaries and employee benefits$1,083,0003,634
Premises and equipment expense$154,0004,176
Additional noninterest expense$582,0003,756
Pre-tax net operating income$2,303,0001,817
Securities gains (losses)$1,0001,756
Applicable income taxes$693,0001,413
Income before extraordinary items$1,611,0002,035
Extraordinary gains, net$011
Net income$1,611,0002,035
Minority interest net income$071
Net income of bank and minority interests.$1,611,0002,035
Net charge-offs$16,0002,704
Cash dividends$858,0001,474
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,610,3002,008
2017-03-31 (YTD Data)Rank
Total interest income$1,890,0002,994
Total interest expense$125,0003,649
Net interest income$1,765,0002,890
Provision for loan and lease losses$03,537
Total noninterest income$259,0002,906
Gross Fiduciary activities income$69,000689
Service charges on deposit accounts$103,0002,343
Trading account gains and fees$0142
Additional Noninterest Income$87,0003,654
Total noninterest expense$897,0003,842
Salaries and employee benefits$539,0003,682
Premises and equipment expense$80,0004,151
Additional noninterest expense$278,0003,881
Pre-tax net operating income$1,127,0001,798
Securities gains (losses)$1,0001,030
Applicable income taxes$335,0001,403
Income before extraordinary items$793,0001,997
Extraordinary gains, net$08
Net income$793,0001,998
Minority interest net income$055
Net income of bank and minority interests.$793,0001,998
Net charge-offs$02,943
Cash dividends$575,0001,093
Sale, conversion, retirement of capital stock, net$0632
Net operating income$792,3001,974
2016-12-31 (YTD Data)Rank
Total interest income$7,421,0003,009
Total interest expense$487,0003,692
Net interest income$6,934,0002,910
Provision for loan and lease losses$04,332
Total noninterest income$1,007,0003,035
Gross Fiduciary activities income$266,000698
Service charges on deposit accounts$437,0002,315
Trading account gains and fees$0170
Additional Noninterest Income$304,0003,918
Total noninterest expense$3,610,0003,854
Salaries and employee benefits$2,174,0003,665
Premises and equipment expense$308,0004,269
Additional noninterest expense$1,128,0003,960
Pre-tax net operating income$4,331,0001,817
Securities gains (losses)$198,000882
Applicable income taxes$1,374,0001,343
Income before extraordinary items$3,155,0002,019
Extraordinary gains, net$05
Net income$3,155,0002,018
Minority interest net income$082
Net income of bank and minority interests.$3,155,0002,018
Net charge-offs$113,0002,502
Cash dividends$1,233,0001,928
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,016,4002,040
2016-09-30 (YTD Data)Rank
Total interest income$5,557,0003,012
Total interest expense$364,0003,717
Net interest income$5,193,0002,909
Provision for loan and lease losses$04,186
Total noninterest income$743,0003,056
Gross Fiduciary activities income$183,000705
Service charges on deposit accounts$325,0002,320
Trading account gains and fees$0169
Additional Noninterest Income$235,0003,910
Total noninterest expense$2,697,0003,876
Salaries and employee benefits$1,603,0003,694
Premises and equipment expense$231,0004,282
Additional noninterest expense$863,0003,939
Pre-tax net operating income$3,239,0001,844
Securities gains (losses)$198,000807
Applicable income taxes$1,048,0001,363
Income before extraordinary items$2,389,0002,020
Extraordinary gains, net$05
Net income$2,389,0002,020
Minority interest net income$071
Net income of bank and minority interests.$2,389,0002,020
Net charge-offs$20,0003,152
Cash dividends$858,0001,816
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,250,4002,079
2016-06-30 (YTD Data)Rank
Total interest income$3,675,0003,035
Total interest expense$241,0003,751
Net interest income$3,434,0002,935
Provision for loan and lease losses$04,017
Total noninterest income$485,0003,081
Gross Fiduciary activities income$126,000705
Service charges on deposit accounts$210,0002,364
Trading account gains and fees$0157
Additional Noninterest Income$149,0003,979
Total noninterest expense$1,773,0003,939
Salaries and employee benefits$1,060,0003,747
Premises and equipment expense$156,0004,285
Additional noninterest expense$557,0004,035
Pre-tax net operating income$2,146,0001,828
Securities gains (losses)$146,000750
Applicable income taxes$700,0001,356
Income before extraordinary items$1,592,0002,012
Extraordinary gains, net$016
Net income$1,592,0002,012
Minority interest net income$071
Net income of bank and minority interests.$1,592,0002,012
Net charge-offs$30,0002,510
Cash dividends$571,0001,838
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,491,2602,071
2016-03-31 (YTD Data)Rank
Total interest income$1,829,0003,063
Total interest expense$121,0003,762
Net interest income$1,708,0002,953
Provision for loan and lease losses$03,656
Total noninterest income$228,0003,159
Gross Fiduciary activities income$64,000708
Service charges on deposit accounts$94,0002,518
Trading account gains and fees$0142
Additional Noninterest Income$70,0004,016
Total noninterest expense$882,0003,982
Salaries and employee benefits$538,0003,749
Premises and equipment expense$75,0004,390
Additional noninterest expense$269,0004,115
Pre-tax net operating income$1,054,0001,850
Securities gains (losses)$20,0001,229
Applicable income taxes$325,0001,407
Income before extraordinary items$749,0002,104
Extraordinary gains, net$012
Net income$749,0002,104
Minority interest net income$062
Net income of bank and minority interests.$749,0002,104
Net charge-offs$-1,0004,102
Cash dividends$286,0001,671
Sale, conversion, retirement of capital stock, net$0659
Net operating income$735,0002,073
2015-12-31 (YTD Data)Rank
Total interest income$7,380,0002,995
Total interest expense$511,0003,686
Net interest income$6,869,0002,896
Provision for loan and lease losses$04,380
Total noninterest income$1,087,0002,926
Gross Fiduciary activities income$303,000688
Service charges on deposit accounts$457,0002,290
Trading account gains and fees$0159
Additional Noninterest Income$327,0003,865
Total noninterest expense$3,628,0003,926
Salaries and employee benefits$2,140,0003,761
Premises and equipment expense$359,0004,119
Additional noninterest expense$1,129,0004,051
Pre-tax net operating income$4,328,0001,765
Securities gains (losses)$30,0001,994
Applicable income taxes$1,289,0001,357
Income before extraordinary items$3,069,0002,018
Extraordinary gains, net$023
Net income$3,069,0002,019
Minority interest net income$081
Net income of bank and minority interests.$3,069,0002,020
Net charge-offs$201,0001,982
Cash dividends$1,148,0001,977
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,048,0001,984
2015-09-30 (YTD Data)Rank
Total interest income$5,497,0003,036
Total interest expense$387,0003,717
Net interest income$5,110,0002,937
Provision for loan and lease losses$04,232
Total noninterest income$808,0002,958
Gross Fiduciary activities income$218,000698
Service charges on deposit accounts$334,0002,349
Trading account gains and fees$0153
Additional Noninterest Income$256,0003,835
Total noninterest expense$2,698,0003,959
Salaries and employee benefits$1,581,0003,807
Premises and equipment expense$275,0004,128
Additional noninterest expense$842,0004,079
Pre-tax net operating income$3,220,0001,804
Securities gains (losses)$12,0002,263
Applicable income taxes$951,0001,421
Income before extraordinary items$2,281,0002,036
Extraordinary gains, net$021
Net income$2,281,0002,038
Minority interest net income$078
Net income of bank and minority interests.$2,281,0002,037
Net charge-offs$138,0001,870
Cash dividends$793,0001,847
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,272,4801,999
2015-06-30 (YTD Data)Rank
Total interest income$3,645,0003,050
Total interest expense$258,0003,751
Net interest income$3,387,0002,951
Provision for loan and lease losses$04,069
Total noninterest income$539,0002,964
Gross Fiduciary activities income$145,000709
Service charges on deposit accounts$222,0002,318
Trading account gains and fees$0157
Additional Noninterest Income$172,0003,851
Total noninterest expense$1,769,0004,045
Salaries and employee benefits$1,038,0003,871
Premises and equipment expense$199,0003,995
Additional noninterest expense$532,0004,218
Pre-tax net operating income$2,157,0001,792
Securities gains (losses)$12,0001,941
Applicable income taxes$638,0001,407
Income before extraordinary items$1,531,0002,011
Extraordinary gains, net$022
Net income$1,531,0002,014
Minority interest net income$075
Net income of bank and minority interests.$1,531,0002,013
Net charge-offs$145,0001,399
Cash dividends$529,0001,858
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,522,4801,977
2015-03-31 (YTD Data)Rank
Total interest income$1,846,0003,032
Total interest expense$127,0003,802
Net interest income$1,719,0002,924
Provision for loan and lease losses$03,703
Total noninterest income$294,0002,828
Gross Fiduciary activities income$71,000712
Service charges on deposit accounts$114,0002,259
Trading account gains and fees$0152
Additional Noninterest Income$109,0003,466
Total noninterest expense$863,0004,132
Salaries and employee benefits$514,0003,913
Premises and equipment expense$118,0003,697
Additional noninterest expense$231,0004,527
Pre-tax net operating income$1,150,0001,640
Securities gains (losses)$02,027
Applicable income taxes$348,0001,307
Income before extraordinary items$802,0001,926
Extraordinary gains, net$013
Net income$802,0001,928
Minority interest net income$064
Net income of bank and minority interests.$802,0001,929
Net charge-offs$13,0002,364
Cash dividends$265,0001,635
Sale, conversion, retirement of capital stock, net$0697
Net operating income$802,0001,864
2014-12-31 (YTD Data)Rank
Total interest income$7,494,0003,019
Total interest expense$460,0004,177
Net interest income$7,034,0002,878
Provision for loan and lease losses$250,0002,195
Total noninterest income$1,102,0002,961
Gross Fiduciary activities income$268,000722
Service charges on deposit accounts$544,0002,142
Trading account gains and fees$0180
Additional Noninterest Income$290,0004,057
Total noninterest expense$3,548,0004,103
Salaries and employee benefits$2,091,0003,898
Premises and equipment expense$422,0003,973
Additional noninterest expense$1,035,0004,383
Pre-tax net operating income$4,338,0001,722
Securities gains (losses)$4,0002,934
Applicable income taxes$1,212,0001,353
Income before extraordinary items$3,130,0001,947
Extraordinary gains, net$017
Net income$3,130,0001,946
Minority interest net income$084
Net income of bank and minority interests.$3,130,0001,945
Net charge-offs$59,0003,629
Cash dividends$1,082,0001,943
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,127,1201,910
2014-09-30 (YTD Data)Rank
Total interest income$5,546,0003,073
Total interest expense$336,0004,282
Net interest income$5,210,0002,937
Provision for loan and lease losses$135,0002,485
Total noninterest income$830,0002,976
Gross Fiduciary activities income$198,000725
Service charges on deposit accounts$405,0002,167
Trading account gains and fees$0174
Additional Noninterest Income$227,0004,046
Total noninterest expense$2,629,0004,146
Salaries and employee benefits$1,556,0003,927
Premises and equipment expense$317,0004,027
Additional noninterest expense$756,0004,463
Pre-tax net operating income$3,276,0001,728
Securities gains (losses)$02,980
Applicable income taxes$923,0001,381
Income before extraordinary items$2,353,0001,941
Extraordinary gains, net$015
Net income$2,353,0001,942
Minority interest net income$081
Net income of bank and minority interests.$2,353,0001,940
Net charge-offs$19,0003,858
Cash dividends$749,0001,825
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,353,0001,893
2014-06-30 (YTD Data)Rank
Total interest income$3,677,0003,088
Total interest expense$216,0004,409
Net interest income$3,461,0002,947
Provision for loan and lease losses$90,0002,447
Total noninterest income$539,0002,987
Gross Fiduciary activities income$137,000722
Service charges on deposit accounts$263,0002,184
Trading account gains and fees$0172
Additional Noninterest Income$139,0004,134
Total noninterest expense$1,745,0004,185
Salaries and employee benefits$1,039,0003,941
Premises and equipment expense$217,0004,015
Additional noninterest expense$489,0004,540
Pre-tax net operating income$2,165,0001,703
Securities gains (losses)$02,580
Applicable income taxes$617,0001,354
Income before extraordinary items$1,548,0001,933
Extraordinary gains, net$020
Net income$1,548,0001,937
Minority interest net income$080
Net income of bank and minority interests.$1,548,0001,936
Net charge-offs$-8,0005,605
Cash dividends$485,0001,851
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,548,0001,880
2014-03-31 (YTD Data)Rank
Total interest income$1,837,0003,104
Total interest expense$103,0004,573
Net interest income$1,734,0002,951
Provision for loan and lease losses$45,0002,313
Total noninterest income$269,0002,959
Gross Fiduciary activities income$74,000710
Service charges on deposit accounts$130,0002,181
Trading account gains and fees$0147
Additional Noninterest Income$65,0004,219
Total noninterest expense$865,0004,233
Salaries and employee benefits$522,0003,960
Premises and equipment expense$115,0003,929
Additional noninterest expense$228,0004,698
Pre-tax net operating income$1,093,0001,636
Securities gains (losses)$01,715
Applicable income taxes$325,0001,266
Income before extraordinary items$768,0001,874
Extraordinary gains, net$016
Net income$768,0001,878
Minority interest net income$066
Net income of bank and minority interests.$768,0001,877
Net charge-offs$-5,0005,444
Cash dividends$242,0001,629
Sale, conversion, retirement of capital stock, net$0747
Net operating income$768,0001,835
2013-12-31 (YTD Data)Rank
Total interest income$7,418,0003,114
Total interest expense$492,0004,488
Net interest income$6,926,0002,929
Provision for loan and lease losses$280,0002,539
Total noninterest income$1,149,0002,977
Gross Fiduciary activities income$305,000702
Service charges on deposit accounts$526,0002,290
Trading account gains and fees$0184
Additional Noninterest Income$318,0004,016
Total noninterest expense$3,549,0004,222
Salaries and employee benefits$2,138,0003,933
Premises and equipment expense$408,0004,172
Additional noninterest expense$1,003,0004,573
Pre-tax net operating income$4,246,0001,641
Securities gains (losses)$9,0002,663
Applicable income taxes$1,251,0001,272
Income before extraordinary items$3,004,0001,898
Extraordinary gains, net$029
Net income$3,004,0001,901
Minority interest net income$090
Net income of bank and minority interests.$3,004,0001,900
Net charge-offs$304,0002,568
Cash dividends$1,290,0001,620
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,997,6101,869
2013-09-30 (YTD Data)Rank
Total interest income$5,498,0003,163
Total interest expense$381,0004,521
Net interest income$5,117,0002,989
Provision for loan and lease losses$280,0002,156
Total noninterest income$862,0003,020
Gross Fiduciary activities income$234,000694
Service charges on deposit accounts$381,0002,359
Trading account gains and fees$0180
Additional Noninterest Income$247,0004,029
Total noninterest expense$2,631,0004,267
Salaries and employee benefits$1,593,0003,956
Premises and equipment expense$307,0004,202
Additional noninterest expense$731,0004,663
Pre-tax net operating income$3,068,0001,705
Securities gains (losses)$5,0002,677
Applicable income taxes$881,0001,363
Income before extraordinary items$2,192,0001,975
Extraordinary gains, net$025
Net income$2,192,0001,982
Minority interest net income$084
Net income of bank and minority interests.$2,192,0001,981
Net charge-offs$125,0003,052
Cash dividends$987,0001,477
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,188,4501,924
2013-06-30 (YTD Data)Rank
Total interest income$3,608,0003,210
Total interest expense$261,0004,528
Net interest income$3,347,0003,024
Provision for loan and lease losses$60,0003,384
Total noninterest income$578,0003,050
Gross Fiduciary activities income$169,000682
Service charges on deposit accounts$248,0002,375
Trading account gains and fees$0157
Additional Noninterest Income$161,0004,119
Total noninterest expense$1,732,0004,322
Salaries and employee benefits$1,055,0003,997
Premises and equipment expense$204,0004,225
Additional noninterest expense$473,0004,736
Pre-tax net operating income$2,133,0001,634
Securities gains (losses)$3,0002,553
Applicable income taxes$624,0001,306
Income before extraordinary items$1,512,0001,914
Extraordinary gains, net$022
Net income$1,512,0001,921
Minority interest net income$082
Net income of bank and minority interests.$1,512,0001,920
Net charge-offs$120,0002,574
Cash dividends$491,0001,729
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,509,8701,847
2013-03-31 (YTD Data)Rank
Total interest income$1,773,0003,278
Total interest expense$137,0004,506
Net interest income$1,636,0003,093
Provision for loan and lease losses$04,409
Total noninterest income$309,0002,962
Gross Fiduciary activities income$104,000653
Service charges on deposit accounts$123,0002,384
Trading account gains and fees$0148
Additional Noninterest Income$82,0004,046
Total noninterest expense$859,0004,374
Salaries and employee benefits$530,0004,015
Premises and equipment expense$105,0004,201
Additional noninterest expense$224,0004,895
Pre-tax net operating income$1,086,0001,593
Securities gains (losses)$3,0001,729
Applicable income taxes$319,0001,271
Income before extraordinary items$770,0001,848
Extraordinary gains, net$010
Net income$770,0001,849
Minority interest net income$076
Net income of bank and minority interests.$770,0001,850
Net charge-offs$20,0003,086
Cash dividends$246,0001,506
Sale, conversion, retirement of capital stock, net$0789
Net operating income$767,8701,780
2012-12-31 (YTD Data)Rank
Total interest income$7,366,0003,327
Total interest expense$732,0004,299
Net interest income$6,634,0003,121
Provision for loan and lease losses$05,905
Total noninterest income$1,391,0002,729
Gross Fiduciary activities income$294,000709
Service charges on deposit accounts$533,0002,359
Trading account gains and fees$0166
Additional Noninterest Income$564,0003,187
Total noninterest expense$3,616,0004,297
Salaries and employee benefits$2,228,0003,863
Premises and equipment expense$400,0004,311
Additional noninterest expense$988,0004,828
Pre-tax net operating income$4,409,0001,536
Securities gains (losses)$9,0003,408
Applicable income taxes$1,377,0001,167
Income before extraordinary items$3,041,0001,839
Extraordinary gains, net$029
Net income$3,041,0001,837
Minority interest net income$093
Net income of bank and minority interests.$3,041,0001,839
Net charge-offs$26,0005,271
Cash dividends$1,360,0001,598
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,034,7901,738
2012-09-30 (YTD Data)Rank
Total interest income$5,426,0003,423
Total interest expense$578,0004,321
Net interest income$4,848,0003,229
Provision for loan and lease losses$05,790
Total noninterest income$1,030,0002,753
Gross Fiduciary activities income$207,000719
Service charges on deposit accounts$421,0002,294
Trading account gains and fees$0157
Additional Noninterest Income$402,0003,264
Total noninterest expense$2,642,0004,388
Salaries and employee benefits$1,626,0003,939
Premises and equipment expense$302,0004,340
Additional noninterest expense$714,0004,948
Pre-tax net operating income$3,236,0001,597
Securities gains (losses)$9,0003,149
Applicable income taxes$1,044,0001,189
Income before extraordinary items$2,201,0001,935
Extraordinary gains, net$020
Net income$2,201,0001,934
Minority interest net income$086
Net income of bank and minority interests.$2,201,0001,936
Net charge-offs$13,0005,228
Cash dividends$581,0001,877
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,194,8801,828
2012-06-30 (YTD Data)Rank
Total interest income$3,569,0003,489
Total interest expense$416,0004,242
Net interest income$3,153,0003,302
Provision for loan and lease losses$05,619
Total noninterest income$740,0002,602
Gross Fiduciary activities income$152,000706
Service charges on deposit accounts$273,0002,328
Trading account gains and fees$0153
Additional Noninterest Income$315,0003,002
Total noninterest expense$1,745,0004,442
Salaries and employee benefits$1,079,0003,975
Premises and equipment expense$203,0004,336
Additional noninterest expense$463,0005,045
Pre-tax net operating income$2,148,0001,596
Securities gains (losses)$9,0002,752
Applicable income taxes$710,0001,165
Income before extraordinary items$1,447,0001,947
Extraordinary gains, net$019
Net income$1,447,0001,945
Minority interest net income$084
Net income of bank and minority interests.$1,447,0001,947
Net charge-offs$-8,0006,578
Cash dividends$332,0002,037
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,440,9701,851
2012-03-31 (YTD Data)Rank
Total interest income$1,811,0003,481
Total interest expense$225,0004,181
Net interest income$1,586,0003,303
Provision for loan and lease losses$05,254
Total noninterest income$473,0002,233
Gross Fiduciary activities income$97,000662
Service charges on deposit accounts$123,0002,504
Trading account gains and fees$0148
Additional Noninterest Income$253,0002,330
Total noninterest expense$869,0004,481
Salaries and employee benefits$532,0004,051
Premises and equipment expense$105,0004,297
Additional noninterest expense$232,0005,036
Pre-tax net operating income$1,190,0001,458
Securities gains (losses)$9,0001,794
Applicable income taxes$406,0001,058
Income before extraordinary items$793,0001,814
Extraordinary gains, net$019
Net income$793,0001,815
Minority interest net income$078
Net income of bank and minority interests.$793,0001,815
Net charge-offs$-9,0006,608
Cash dividends$204,0001,557
Sale, conversion, retirement of capital stock, net$0861
Net operating income$787,0601,727
2011-12-31 (YTD Data)Rank
Total interest income$7,675,0003,436
Total interest expense$1,083,0004,220
Net interest income$6,592,0003,222
Provision for loan and lease losses$135,0005,049
Total noninterest income$1,588,0002,359
Gross Fiduciary activities income$219,000723
Service charges on deposit accounts$607,0002,215
Trading account gains and fees$0146
Additional Noninterest Income$762,0002,523
Total noninterest expense$3,752,0004,295
Salaries and employee benefits$2,312,0003,778
Premises and equipment expense$431,0004,400
Additional noninterest expense$1,009,0004,879
Pre-tax net operating income$4,293,0001,358
Securities gains (losses)$17,0003,149
Applicable income taxes$1,414,0001,041
Income before extraordinary items$2,896,0001,657
Extraordinary gains, net$029
Net income$2,896,0001,657
Minority interest net income$096
Net income of bank and minority interests.$2,896,0001,657
Net charge-offs$13,0006,026
Cash dividends$965,0001,678
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,884,6101,594
2011-09-30 (YTD Data)Rank
Total interest income$5,721,0003,494
Total interest expense$825,0004,296
Net interest income$4,896,0003,264
Provision for loan and lease losses$135,0004,615
Total noninterest income$1,170,0002,378
Gross Fiduciary activities income$159,000723
Service charges on deposit accounts$436,0002,306
Trading account gains and fees$0145
Additional Noninterest Income$575,0002,481
Total noninterest expense$2,730,0004,384
Salaries and employee benefits$1,629,0003,937
Premises and equipment expense$328,0004,411
Additional noninterest expense$773,0004,854
Pre-tax net operating income$3,201,0001,413
Securities gains (losses)$03,555
Applicable income taxes$1,048,0001,049
Income before extraordinary items$2,153,0001,728
Extraordinary gains, net$021
Net income$2,153,0001,729
Minority interest net income$087
Net income of bank and minority interests.$2,153,0001,729
Net charge-offs$-13,0007,048
Cash dividends$664,0001,523
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,153,0001,652
2011-06-30 (YTD Data)Rank
Total interest income$3,736,0003,584
Total interest expense$556,0004,373
Net interest income$3,180,0003,337
Provision for loan and lease losses$135,0004,043
Total noninterest income$722,0002,493
Gross Fiduciary activities income$105,000736
Service charges on deposit accounts$290,0002,287
Trading account gains and fees$0153
Additional Noninterest Income$327,0002,748
Total noninterest expense$1,799,0004,459
Salaries and employee benefits$1,074,0004,009
Premises and equipment expense$222,0004,422
Additional noninterest expense$503,0004,992
Pre-tax net operating income$1,968,0001,477
Securities gains (losses)$02,914
Applicable income taxes$635,0001,099
Income before extraordinary items$1,333,0001,783
Extraordinary gains, net$015
Net income$1,333,0001,783
Minority interest net income$089
Net income of bank and minority interests.$1,333,0001,783
Net charge-offs$-11,0007,038
Cash dividends$423,0001,564
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,333,0001,711
2011-03-31 (YTD Data)Rank
Total interest income$1,824,0003,655
Total interest expense$283,0004,450
Net interest income$1,541,0003,396
Provision for loan and lease losses$135,0002,993
Total noninterest income$352,0002,562
Gross Fiduciary activities income$53,000740
Service charges on deposit accounts$138,0002,345
Trading account gains and fees$0158
Additional Noninterest Income$161,0002,782
Total noninterest expense$892,0004,504
Salaries and employee benefits$525,0004,092
Premises and equipment expense$110,0004,476
Additional noninterest expense$257,0004,941
Pre-tax net operating income$866,0001,647
Securities gains (losses)$01,772
Applicable income taxes$270,0001,217
Income before extraordinary items$596,0001,922
Extraordinary gains, net$09
Net income$596,0001,921
Minority interest net income$086
Net income of bank and minority interests.$596,0001,922
Net charge-offs$-25,0007,236
Cash dividends$212,0001,363
Sale, conversion, retirement of capital stock, net$0925
Net operating income$596,0001,878
2010-12-31 (YTD Data)Rank
Total interest income$7,965,0003,568
Total interest expense$1,474,0004,311
Net interest income$6,491,0003,268
Provision for loan and lease losses$600,0003,834
Total noninterest income$1,488,0002,534
Gross Fiduciary activities income$214,000749
Service charges on deposit accounts$547,0002,478
Trading account gains and fees$0175
Additional Noninterest Income$727,0002,635
Total noninterest expense$3,858,0004,310
Salaries and employee benefits$2,297,0003,829
Premises and equipment expense$465,0004,373
Additional noninterest expense$1,096,0004,847
Pre-tax net operating income$3,521,0001,413
Securities gains (losses)$03,793
Applicable income taxes$1,089,0001,153
Income before extraordinary items$2,432,0001,696
Extraordinary gains, net$029
Net income$2,432,0001,696
Minority interest net income$0111
Net income of bank and minority interests.$2,432,0001,698
Net charge-offs$252,0004,516
Cash dividends$851,0001,687
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,432,0001,631
2010-09-30 (YTD Data)Rank
Total interest income$6,026,0003,607
Total interest expense$1,148,0004,357
Net interest income$4,878,0003,306
Provision for loan and lease losses$465,0003,660
Total noninterest income$1,067,0002,606
Gross Fiduciary activities income$162,000735
Service charges on deposit accounts$378,0002,689
Trading account gains and fees$0165
Additional Noninterest Income$527,0002,678
Total noninterest expense$2,830,0004,393
Salaries and employee benefits$1,689,0003,931
Premises and equipment expense$352,0004,414
Additional noninterest expense$789,0004,957
Pre-tax net operating income$2,650,0001,483
Securities gains (losses)$03,651
Applicable income taxes$800,0001,203
Income before extraordinary items$1,850,0001,781
Extraordinary gains, net$023
Net income$1,850,0001,784
Minority interest net income$0110
Net income of bank and minority interests.$1,850,0001,784
Net charge-offs$12,0006,207
Cash dividends$591,0001,585
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,850,0001,692
2010-06-30 (YTD Data)Rank
Total interest income$4,018,0003,638
Total interest expense$783,0004,405
Net interest income$3,235,0003,325
Provision for loan and lease losses$300,0003,591
Total noninterest income$678,0002,636
Gross Fiduciary activities income$114,000727
Service charges on deposit accounts$215,0003,014
Trading account gains and fees$0152
Additional Noninterest Income$349,0002,608
Total noninterest expense$1,886,0004,409
Salaries and employee benefits$1,118,0003,964
Premises and equipment expense$239,0004,383
Additional noninterest expense$529,0004,938
Pre-tax net operating income$1,727,0001,505
Securities gains (losses)$03,184
Applicable income taxes$524,0001,176
Income before extraordinary items$1,203,0001,801
Extraordinary gains, net$019
Net income$1,203,0001,800
Minority interest net income$0105
Net income of bank and minority interests.$1,203,0001,801
Net charge-offs$8,0005,913
Cash dividends$394,0001,625
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,203,0001,724
2010-03-31 (YTD Data)Rank
Total interest income$1,989,0003,726
Total interest expense$406,0004,440
Net interest income$1,583,0003,409
Provision for loan and lease losses$135,0003,577
Total noninterest income$340,0002,630
Gross Fiduciary activities income$61,000716
Service charges on deposit accounts$107,0003,021
Trading account gains and fees$0175
Additional Noninterest Income$172,0002,619
Total noninterest expense$940,0004,461
Salaries and employee benefits$551,0004,071
Premises and equipment expense$128,0004,303
Additional noninterest expense$261,0004,993
Pre-tax net operating income$848,0001,537
Securities gains (losses)$02,284
Applicable income taxes$258,0001,173
Income before extraordinary items$590,0001,854
Extraordinary gains, net$016
Net income$590,0001,853
Minority interest net income$091
Net income of bank and minority interests.$590,0001,855
Net charge-offs$-1,0006,806
Cash dividends$197,0001,431
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$590,0001,775
2009-12-31 (YTD Data)Rank
Total interest income$8,136,0003,770
Total interest expense$1,925,0004,560
Net interest income$6,211,0003,368
Provision for loan and lease losses$400,0004,863
Total noninterest income$1,459,0002,603
Gross Fiduciary activities income$229,000724
Service charges on deposit accounts$484,0002,966
Trading account gains and fees$0211
Additional Noninterest Income$746,0002,562
Total noninterest expense$4,078,0004,283
Salaries and employee benefits$2,338,0003,884
Premises and equipment expense$482,0004,473
Additional noninterest expense$1,258,0004,605
Pre-tax net operating income$3,192,0001,254
Securities gains (losses)$03,754
Applicable income taxes$923,0001,030
Income before extraordinary items$2,269,0001,470
Extraordinary gains, net$034
Net income$2,269,0001,468
Minority interest net income$0115
Net income of bank and minority interests.$2,269,0001,469
Net charge-offs$205,0004,972
Cash dividends$1,025,0001,598
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,269,0001,438
2009-09-30 (YTD Data)Rank
Total interest income$6,097,0003,818
Total interest expense$1,479,0004,640
Net interest income$4,618,0003,398
Provision for loan and lease losses$165,0005,403
Total noninterest income$1,111,0002,636
Gross Fiduciary activities income$174,000723
Service charges on deposit accounts$367,0002,956
Trading account gains and fees$0212
Additional Noninterest Income$570,0002,594
Total noninterest expense$3,027,0004,325
Salaries and employee benefits$1,767,0003,907
Premises and equipment expense$357,0004,559
Additional noninterest expense$903,0004,716
Pre-tax net operating income$2,537,0001,277
Securities gains (losses)$03,497
Applicable income taxes$777,0001,031
Income before extraordinary items$1,760,0001,525
Extraordinary gains, net$027
Net income$1,760,0001,522
Minority interest net income$0118
Net income of bank and minority interests.$1,760,0001,525
Net charge-offs$56,0005,586
Cash dividends$768,0001,540
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,760,0001,489
2009-06-30 (YTD Data)Rank
Total interest income$4,073,0003,850
Total interest expense$970,0004,808
Net interest income$3,103,0003,358
Provision for loan and lease losses$90,0005,421
Total noninterest income$750,0002,628
Gross Fiduciary activities income$125,000713
Service charges on deposit accounts$233,0003,024
Trading account gains and fees$0193
Additional Noninterest Income$392,0002,584
Total noninterest expense$2,071,0004,300
Salaries and employee benefits$1,189,0003,926
Premises and equipment expense$234,0004,645
Additional noninterest expense$648,0004,503
Pre-tax net operating income$1,692,0001,357
Securities gains (losses)$03,136
Applicable income taxes$518,0001,060
Income before extraordinary items$1,174,0001,590
Extraordinary gains, net$021
Net income$1,174,0001,586
Minority interest net income$0112
Net income of bank and minority interests.$1,174,0001,589
Net charge-offs$-16,0007,975
Cash dividends$451,0001,725
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,174,0001,566
2009-03-31 (YTD Data)Rank
Total interest income$2,040,0003,888
Total interest expense$499,0004,837
Net interest income$1,541,0003,372
Provision for loan and lease losses$45,0004,992
Total noninterest income$312,0002,950
Gross Fiduciary activities income$79,000664
Service charges on deposit accounts$113,0003,030
Trading account gains and fees$0171
Additional Noninterest Income$120,0003,356
Total noninterest expense$900,0004,611
Salaries and employee benefits$544,0004,188
Premises and equipment expense$109,0004,883
Additional noninterest expense$247,0004,984
Pre-tax net operating income$908,0001,419
Securities gains (losses)$02,434
Applicable income taxes$281,0001,115
Income before extraordinary items$627,0001,720
Extraordinary gains, net$015
Net income$627,0001,721
Minority interest net income$0102
Net income of bank and minority interests.$627,0001,722
Net charge-offs$-15,0007,940
Cash dividends$198,0001,757
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$627,0001,628
2008-12-31 (YTD Data)Rank
Total interest income$9,021,0003,794
Total interest expense$2,839,0004,403
Net interest income$6,182,0003,394
Provision for loan and lease losses$145,0005,608
Total noninterest income$1,387,0002,775
Gross Fiduciary activities income$281,000709
Service charges on deposit accounts$469,0003,153
Trading account gains and fees$0154
Additional Noninterest Income$637,0002,802
Total noninterest expense$3,468,0004,673
Salaries and employee benefits$2,162,0004,200
Premises and equipment expense$421,0004,952
Additional noninterest expense$885,0005,187
Pre-tax net operating income$3,956,0001,379
Securities gains (losses)$03,220
Applicable income taxes$1,242,0001,003
Income before extraordinary items$2,714,0001,498
Extraordinary gains, net$039
Net income$2,714,0001,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0003,777
Cash dividends$935,0002,424
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,714,0001,594
2008-09-30 (YTD Data)Rank
Total interest income$6,829,0003,835
Total interest expense$2,249,0004,379
Net interest income$4,580,0003,455
Provision for loan and lease losses$06,991
Total noninterest income$876,0003,159
Gross Fiduciary activities income$216,000702
Service charges on deposit accounts$340,0003,245
Trading account gains and fees$0148
Additional Noninterest Income$320,0003,577
Total noninterest expense$2,553,0004,707
Salaries and employee benefits$1,632,0004,206
Premises and equipment expense$291,0005,192
Additional noninterest expense$630,0005,283
Pre-tax net operating income$2,903,0001,681
Securities gains (losses)$03,106
Applicable income taxes$928,0001,227
Income before extraordinary items$1,975,0001,798
Extraordinary gains, net$031
Net income$1,975,0001,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,799
Cash dividends$684,0002,315
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,975,0001,891
2008-06-30 (YTD Data)Rank
Total interest income$4,553,0003,885
Total interest expense$1,603,0004,320
Net interest income$2,950,0003,544
Provision for loan and lease losses$06,671
Total noninterest income$609,0003,113
Gross Fiduciary activities income$173,000661
Service charges on deposit accounts$223,0003,264
Trading account gains and fees$0149
Additional Noninterest Income$213,0003,639
Total noninterest expense$1,696,0004,752
Salaries and employee benefits$1,083,0004,254
Premises and equipment expense$198,0005,176
Additional noninterest expense$415,0005,313
Pre-tax net operating income$1,863,0001,789
Securities gains (losses)$03,233
Applicable income taxes$596,0001,400
Income before extraordinary items$1,267,0002,085
Extraordinary gains, net$021
Net income$1,267,0002,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,855
Cash dividends$493,0002,321
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,267,0002,038
2008-03-31 (YTD Data)Rank
Total interest income$2,325,0003,914
Total interest expense$871,0004,275
Net interest income$1,454,0003,565
Provision for loan and lease losses$06,080
Total noninterest income$267,0003,375
Gross Fiduciary activities income$51,000798
Service charges on deposit accounts$105,0003,347
Trading account gains and fees$0158
Additional Noninterest Income$111,0003,584
Total noninterest expense$842,0004,776
Salaries and employee benefits$538,0004,294
Premises and equipment expense$107,0004,968
Additional noninterest expense$197,0005,417
Pre-tax net operating income$879,0002,003
Securities gains (losses)$02,688
Applicable income taxes$279,0001,558
Income before extraordinary items$600,0002,317
Extraordinary gains, net$015
Net income$600,0002,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,171
Cash dividends$266,0002,011
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$600,0002,243
2007-12-31 (YTD Data)Rank
Total interest income$9,810,0003,814
Total interest expense$4,006,0004,006
Net interest income$5,804,0003,596
Provision for loan and lease losses$215,0003,755
Total noninterest income$1,128,0003,276
Gross Fiduciary activities income$161,000842
Service charges on deposit accounts$445,0003,310
Trading account gains and fees$0178
Additional Noninterest Income$522,0003,230
Total noninterest expense$3,370,0004,643
Salaries and employee benefits$2,075,0004,280
Premises and equipment expense$410,0004,952
Additional noninterest expense$885,0005,009
Pre-tax net operating income$3,347,0002,272
Securities gains (losses)$02,146
Applicable income taxes$1,061,0001,795
Income before extraordinary items$2,286,0002,549
Extraordinary gains, net$039
Net income$2,286,0002,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,720
Cash dividends$797,0002,990
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,286,0002,541
2007-09-30 (YTD Data)Rank
Total interest income$7,317,0003,838
Total interest expense$3,023,0004,000
Net interest income$4,294,0003,646
Provision for loan and lease losses$90,0004,255
Total noninterest income$815,0003,349
Gross Fiduciary activities income$101,000868
Service charges on deposit accounts$350,0003,181
Trading account gains and fees$0184
Additional Noninterest Income$364,0003,381
Total noninterest expense$2,519,0004,636
Salaries and employee benefits$1,569,0004,238
Premises and equipment expense$302,0005,000
Additional noninterest expense$648,0005,041
Pre-tax net operating income$2,500,0002,428
Securities gains (losses)$01,655
Applicable income taxes$810,0001,898
Income before extraordinary items$1,690,0002,723
Extraordinary gains, net$033
Net income$1,690,0002,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-115,0008,407
Cash dividends$553,0002,797
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,690,0002,701
2007-06-30 (YTD Data)Rank
Total interest income$4,820,0003,886
Total interest expense$2,001,0004,024
Net interest income$2,819,0003,701
Provision for loan and lease losses$90,0003,429
Total noninterest income$545,0003,371
Gross Fiduciary activities income$68,000878
Service charges on deposit accounts$229,0003,215
Trading account gains and fees$0168
Additional Noninterest Income$248,0003,364
Total noninterest expense$1,663,0004,672
Salaries and employee benefits$1,038,0004,303
Premises and equipment expense$197,0005,085
Additional noninterest expense$428,0005,060
Pre-tax net operating income$1,611,0002,558
Securities gains (losses)$01,444
Applicable income taxes$518,0002,011
Income before extraordinary items$1,093,0002,842
Extraordinary gains, net$029
Net income$1,093,0002,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-120,0008,471
Cash dividends$369,0002,877
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,093,0002,823
2007-03-31 (YTD Data)Rank
Total interest income$2,391,0003,899
Total interest expense$996,0004,028
Net interest income$1,395,0003,735
Provision for loan and lease losses$45,0003,197
Total noninterest income$258,0003,451
Gross Fiduciary activities income$42,000852
Service charges on deposit accounts$110,0003,249
Trading account gains and fees$0195
Additional Noninterest Income$106,0003,657
Total noninterest expense$833,0004,677
Salaries and employee benefits$520,0004,309
Premises and equipment expense$100,0005,048
Additional noninterest expense$213,0005,055
Pre-tax net operating income$775,0002,619
Securities gains (losses)$01,187
Applicable income taxes$250,0002,088
Income before extraordinary items$525,0002,906
Extraordinary gains, net$022
Net income$525,0002,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,048
Cash dividends$184,0002,551
Sale, conversion, retirement of capital stock, net$0885
Net operating income$525,0002,891
2006-12-31 (YTD Data)Rank
Total interest income$9,134,0003,825
Total interest expense$3,518,0003,898
Net interest income$5,616,0003,696
Provision for loan and lease losses$180,0003,697
Total noninterest income$1,073,0003,383
Gross Fiduciary activities income$217,000782
Service charges on deposit accounts$476,0003,164
Trading account gains and fees$0130
Additional Noninterest Income$380,0003,825
Total noninterest expense$3,433,0004,462
Salaries and employee benefits$2,162,0004,037
Premises and equipment expense$395,0004,950
Additional noninterest expense$876,0004,951
Pre-tax net operating income$3,076,0002,727
Securities gains (losses)$01,687
Applicable income taxes$982,0002,219
Income before extraordinary items$2,094,0003,000
Extraordinary gains, net$051
Net income$2,094,0003,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,000
Cash dividends$735,0003,115
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,094,0002,995
2006-09-30 (YTD Data)Rank
Total interest income$6,647,0003,880
Total interest expense$2,483,0003,968
Net interest income$4,164,0003,754
Provision for loan and lease losses$135,0003,558
Total noninterest income$826,0003,326
Gross Fiduciary activities income$170,000763
Service charges on deposit accounts$353,0003,200
Trading account gains and fees$0126
Additional Noninterest Income$303,0003,719
Total noninterest expense$2,591,0004,430
Salaries and employee benefits$1,650,0003,967
Premises and equipment expense$296,0004,990
Additional noninterest expense$645,0004,989
Pre-tax net operating income$2,264,0002,858
Securities gains (losses)$01,388
Applicable income taxes$725,0002,342
Income before extraordinary items$1,539,0003,150
Extraordinary gains, net$045
Net income$1,539,0003,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,924
Cash dividends$506,0002,899
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,539,0003,141
2006-06-30 (YTD Data)Rank
Total interest income$4,305,0003,912
Total interest expense$1,547,0004,030
Net interest income$2,758,0003,775
Provision for loan and lease losses$90,0003,463
Total noninterest income$532,0003,374
Gross Fiduciary activities income$107,000791
Service charges on deposit accounts$230,0003,228
Trading account gains and fees$0126
Additional Noninterest Income$195,0003,797
Total noninterest expense$1,722,0004,452
Salaries and employee benefits$1,117,0003,953
Premises and equipment expense$193,0005,034
Additional noninterest expense$412,0005,105
Pre-tax net operating income$1,478,0002,905
Securities gains (losses)$01,185
Applicable income taxes$474,0002,397
Income before extraordinary items$1,004,0003,197
Extraordinary gains, net$039
Net income$1,004,0003,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0007,940
Cash dividends$337,0002,947
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,004,0003,191
2006-03-31 (YTD Data)Rank
Total interest income$2,105,0003,916
Total interest expense$708,0004,152
Net interest income$1,397,0003,739
Provision for loan and lease losses$45,0003,261
Total noninterest income$272,0003,283
Gross Fiduciary activities income$62,000767
Service charges on deposit accounts$110,0003,276
Trading account gains and fees$0115
Additional Noninterest Income$100,0003,699
Total noninterest expense$875,0004,411
Salaries and employee benefits$595,0003,791
Premises and equipment expense$89,0005,311
Additional noninterest expense$191,0005,329
Pre-tax net operating income$749,0002,839
Securities gains (losses)$0955
Applicable income taxes$243,0002,317
Income before extraordinary items$506,0003,126
Extraordinary gains, net$021
Net income$506,0003,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,443
Cash dividends$169,0002,607
Sale, conversion, retirement of capital stock, net$0648
Net operating income$506,0003,104
2005-12-31 (YTD Data)Rank
Total interest income$7,662,0003,875
Total interest expense$2,189,0004,170
Net interest income$5,473,0003,699
Provision for loan and lease losses$90,0004,964
Total noninterest income$1,026,0003,498
Gross Fiduciary activities income$184,000821
Service charges on deposit accounts$490,0003,094
Trading account gains and fees$0138
Additional Noninterest Income$352,0004,011
Total noninterest expense$3,474,0004,306
Salaries and employee benefits$2,323,0003,687
Premises and equipment expense$300,0005,730
Additional noninterest expense$851,0004,955
Pre-tax net operating income$2,935,0002,813
Securities gains (losses)$02,296
Applicable income taxes$934,0002,347
Income before extraordinary items$2,001,0003,095
Extraordinary gains, net$046
Net income$2,001,0003,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,287
Cash dividends$1,326,0002,001
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,001,0003,058
2005-09-30 (YTD Data)Rank
Total interest income$5,589,0003,909
Total interest expense$1,555,0004,186
Net interest income$4,034,0003,739
Provision for loan and lease losses$45,0005,313
Total noninterest income$792,0003,426
Gross Fiduciary activities income$173,000757
Service charges on deposit accounts$356,0003,167
Trading account gains and fees$0126
Additional Noninterest Income$263,0004,036
Total noninterest expense$2,583,0004,310
Salaries and employee benefits$1,725,0003,701
Premises and equipment expense$220,0005,802
Additional noninterest expense$638,0004,912
Pre-tax net operating income$2,198,0002,846
Securities gains (losses)$02,317
Applicable income taxes$711,0002,371
Income before extraordinary items$1,487,0003,153
Extraordinary gains, net$035
Net income$1,487,0003,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,856
Cash dividends$1,098,0001,676
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,487,0003,111
2005-06-30 (YTD Data)Rank
Total interest income$3,634,0003,924
Total interest expense$967,0004,230
Net interest income$2,667,0003,727
Provision for loan and lease losses$06,626
Total noninterest income$502,0003,509
Gross Fiduciary activities income$116,000760
Service charges on deposit accounts$229,0003,212
Trading account gains and fees$0116
Additional Noninterest Income$157,0004,215
Total noninterest expense$1,662,0004,420
Salaries and employee benefits$1,124,0003,745
Premises and equipment expense$132,0006,058
Additional noninterest expense$406,0005,039
Pre-tax net operating income$1,507,0002,743
Securities gains (losses)$02,146
Applicable income taxes$495,0002,289
Income before extraordinary items$1,012,0003,063
Extraordinary gains, net$030
Net income$1,012,0003,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,290
Cash dividends$929,0001,409
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,012,0003,016
2005-03-31 (YTD Data)Rank
Total interest income$1,779,0003,958
Total interest expense$460,0004,272
Net interest income$1,319,0003,757
Provision for loan and lease losses$06,226
Total noninterest income$237,0003,596
Gross Fiduciary activities income$58,000773
Service charges on deposit accounts$104,0003,348
Trading account gains and fees$0115
Additional Noninterest Income$75,0004,317
Total noninterest expense$865,0004,292
Salaries and employee benefits$615,0003,494
Premises and equipment expense$63,0006,224
Additional noninterest expense$187,0005,322
Pre-tax net operating income$691,0002,889
Securities gains (losses)$01,685
Applicable income taxes$222,0002,433
Income before extraordinary items$469,0003,200
Extraordinary gains, net$024
Net income$469,0003,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,869
Cash dividends$691,000932
Sale, conversion, retirement of capital stock, net$0491
Net operating income$469,0003,159
2004-12-31 (YTD Data)Rank
Total interest income$7,102,0003,761
Total interest expense$1,922,0003,770
Net interest income$5,180,0003,708
Provision for loan and lease losses$216,0003,566
Total noninterest income$824,0003,967
Gross Fiduciary activities income$151,000855
Service charges on deposit accounts$461,0003,319
Trading account gains and fees$0138
Additional Noninterest Income$212,0004,991
Total noninterest expense$3,639,0004,051
Salaries and employee benefits$2,205,0003,686
Premises and equipment expense$498,0004,107
Additional noninterest expense$936,0004,581
Pre-tax net operating income$2,149,0003,349
Securities gains (losses)$166,000930
Applicable income taxes$708,0002,746
Income before extraordinary items$1,607,0003,456
Extraordinary gains, net$034
Net income$1,607,0003,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0002,896
Cash dividends$651,0003,081
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,492,4603,594
2004-09-30 (YTD Data)Rank
Total interest income$4,526,0004,224
Total interest expense$1,287,0004,071
Net interest income$3,239,0004,238
Provision for loan and lease losses$135,0003,719
Total noninterest income$607,0004,043
Gross Fiduciary activities income$156,000774
Service charges on deposit accounts$356,0003,283
Trading account gains and fees$0134
Additional Noninterest Income$95,0006,010
Total noninterest expense$2,150,0004,767
Salaries and employee benefits$1,308,0004,404
Premises and equipment expense$137,0006,933
Additional noninterest expense$705,0004,494
Pre-tax net operating income$1,561,0003,481
Securities gains (losses)$166,000868
Applicable income taxes$721,0002,260
Income before extraordinary items$1,006,0003,979
Extraordinary gains, net$026
Net income$1,006,0003,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0002,320
Cash dividends$381,0003,102
Sale, conversion, retirement of capital stock, net$0738
Net operating income$899,7604,200
2004-06-30 (YTD Data)Rank
Total interest income$3,044,0004,197
Total interest expense$874,0004,016
Net interest income$2,170,0004,229
Provision for loan and lease losses$90,0003,641
Total noninterest income$382,0004,204
Gross Fiduciary activities income$103,000790
Service charges on deposit accounts$219,0003,436
Trading account gains and fees$0130
Additional Noninterest Income$60,0006,128
Total noninterest expense$1,373,0004,958
Salaries and employee benefits$860,0004,473
Premises and equipment expense$78,0007,274
Additional noninterest expense$435,0004,793
Pre-tax net operating income$1,089,0003,337
Securities gains (losses)$140,000827
Applicable income taxes$488,0002,244
Income before extraordinary items$741,0003,726
Extraordinary gains, net$021
Net income$741,0003,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,035
Cash dividends$254,0003,107
Sale, conversion, retirement of capital stock, net$0638
Net operating income$651,4003,933
2004-03-31 (YTD Data)Rank
Total interest income$1,525,0004,213
Total interest expense$455,0003,935
Net interest income$1,070,0004,275
Provision for loan and lease losses$45,0003,437
Total noninterest income$178,0004,348
Gross Fiduciary activities income$52,000792
Service charges on deposit accounts$103,0003,510
Trading account gains and fees$0121
Additional Noninterest Income$23,0006,579
Total noninterest expense$729,0004,786
Salaries and employee benefits$455,0004,315
Premises and equipment expense$44,0007,051
Additional noninterest expense$230,0004,601
Pre-tax net operating income$474,0003,669
Securities gains (losses)$148,000625
Applicable income taxes$222,0002,394
Income before extraordinary items$400,0003,503
Extraordinary gains, net$016
Net income$400,0003,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-39,0008,789
Cash dividends$127,0002,634
Sale, conversion, retirement of capital stock, net$0464
Net operating income$305,2804,101
2003-12-31 (YTD Data)Rank
Total interest income$6,179,0004,220
Total interest expense$2,137,0003,813
Net interest income$4,042,0004,336
Provision for loan and lease losses$180,0004,206
Total noninterest income$776,0004,310
Gross Fiduciary activities income$205,000794
Service charges on deposit accounts$447,0003,389
Trading account gains and fees$0160
Additional Noninterest Income$124,0006,163
Total noninterest expense$2,571,0005,123
Salaries and employee benefits$1,605,0004,626
Premises and equipment expense$229,0006,442
Additional noninterest expense$737,0005,332
Pre-tax net operating income$2,067,0003,319
Securities gains (losses)$76,0002,141
Applicable income taxes$799,0002,535
Income before extraordinary items$1,344,0003,830
Extraordinary gains, net$054
Net income$1,344,0003,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0003,516
Cash dividends$485,0003,606
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,295,3603,768
2003-09-30 (YTD Data)Rank
Total interest income$4,718,0004,214
Total interest expense$1,650,0003,844
Net interest income$3,068,0004,319
Provision for loan and lease losses$135,0004,077
Total noninterest income$609,0004,253
Gross Fiduciary activities income$176,000763
Service charges on deposit accounts$330,0003,432
Trading account gains and fees$0153
Additional Noninterest Income$103,0006,018
Total noninterest expense$1,993,0004,993
Salaries and employee benefits$1,227,0004,548
Premises and equipment expense$167,0006,504
Additional noninterest expense$599,0004,999
Pre-tax net operating income$1,549,0003,455
Securities gains (losses)$76,0001,981
Applicable income taxes$669,0002,462
Income before extraordinary items$956,0004,102
Extraordinary gains, net$040
Net income$956,0004,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,781
Cash dividends$364,0003,180
Sale, conversion, retirement of capital stock, net$0722
Net operating income$907,3604,080
2003-06-30 (YTD Data)Rank
Total interest income$3,292,0004,099
Total interest expense$1,141,0003,830
Net interest income$2,151,0004,168
Provision for loan and lease losses$90,0004,018
Total noninterest income$380,0004,373
Gross Fiduciary activities income$114,000777
Service charges on deposit accounts$204,0003,582
Trading account gains and fees$0150
Additional Noninterest Income$62,0006,200
Total noninterest expense$1,302,0005,052
Salaries and employee benefits$796,0004,627
Premises and equipment expense$113,0006,446
Additional noninterest expense$393,0005,068
Pre-tax net operating income$1,139,0003,210
Securities gains (losses)$73,0001,761
Applicable income taxes$418,0002,611
Income before extraordinary items$794,0003,529
Extraordinary gains, net$030
Net income$794,0003,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,572
Cash dividends$242,0003,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$745,8203,494
2003-03-31 (YTD Data)Rank
Total interest income$1,682,0004,066
Total interest expense$587,0003,819
Net interest income$1,095,0004,111
Provision for loan and lease losses$45,0003,818
Total noninterest income$173,0004,523
Gross Fiduciary activities income$56,000789
Service charges on deposit accounts$88,0003,860
Trading account gains and fees$0134
Additional Noninterest Income$29,0006,299
Total noninterest expense$654,0005,041
Salaries and employee benefits$427,0004,414
Premises and equipment expense$46,0007,010
Additional noninterest expense$181,0005,325
Pre-tax net operating income$569,0003,201
Securities gains (losses)$02,891
Applicable income taxes$159,0003,122
Income before extraordinary items$410,0003,398
Extraordinary gains, net$021
Net income$410,0003,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,250
Cash dividends$121,0002,741
Sale, conversion, retirement of capital stock, net$0419
Net operating income$410,0003,235
2002-12-31 (YTD Data)Rank
Total interest income$6,834,0004,125
Total interest expense$2,770,0003,773
Net interest income$4,064,0004,298
Provision for loan and lease losses$330,0003,240
Total noninterest income$680,0004,406
Gross Fiduciary activities income$230,000788
Service charges on deposit accounts$331,0004,016
Trading account gains and fees$0153
Additional Noninterest Income$119,0006,078
Total noninterest expense$2,545,0005,025
Salaries and employee benefits$1,582,0004,487
Premises and equipment expense$176,0007,078
Additional noninterest expense$787,0004,983
Pre-tax net operating income$1,869,0003,584
Securities gains (losses)$04,537
Applicable income taxes$731,0002,750
Income before extraordinary items$1,138,0004,224
Extraordinary gains, net$070
Net income$1,138,0004,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$292,0002,415
Cash dividends$393,0003,901
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,138,0004,122
2001-12-31 (YTD Data)Rank
Total interest income$7,788,0004,109
Total interest expense$3,780,0003,972
Net interest income$4,008,0004,124
Provision for loan and lease losses$90,0005,778
Total noninterest income$654,0004,365
Gross Fiduciary activities income$235,000795
Service charges on deposit accounts$301,0004,160
Trading account gains and fees$0177
Additional Noninterest Income$118,0006,034
Total noninterest expense$2,446,0005,029
Salaries and employee benefits$1,557,0004,380
Premises and equipment expense$202,0006,761
Additional noninterest expense$687,0005,358
Pre-tax net operating income$2,126,0003,031
Securities gains (losses)$04,612
Applicable income taxes$803,0002,419
Income before extraordinary items$1,323,0003,544
Extraordinary gains, net$0105
Net income$1,323,0003,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$485,0001,595
Cash dividends$511,0003,405
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,323,0003,454
2000-12-31 (YTD Data)Rank
Total interest income$7,547,0004,309
Total interest expense$3,709,0004,205
Net interest income$3,838,0004,319
Provision for loan and lease losses$08,337
Total noninterest income$559,0004,600
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$284,0004,214
Trading account gains and feesNANA
Additional Noninterest Income$275,0004,106
Total noninterest expense$2,354,0005,065
Salaries and employee benefits$1,459,0004,457
Premises and equipment expense$199,0006,795
Additional noninterest expense$696,0005,201
Pre-tax net operating income$2,043,0003,270
Securities gains (losses)$01,956
Applicable income taxes$710,0002,750
Income before extraordinary items$1,333,0003,571
Extraordinary gains, net$038
Net income$1,333,0003,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-100,0009,746
Cash dividends$1,012,0002,238
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,333,0003,555
1999-12-31 (YTD Data)Rank
Total interest income$6,940,0004,431
Total interest expense$3,353,0004,196
Net interest income$3,587,0004,567
Provision for loan and lease losses$08,503
Total noninterest income$587,0004,485
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$245,0004,575
Trading account gains and feesNANA
Additional Noninterest Income$342,0003,734
Total noninterest expense$2,273,0005,203
Salaries and employee benefits$1,416,0004,547
Premises and equipment expense$199,0006,828
Additional noninterest expense$658,0005,481
Pre-tax net operating income$1,901,0003,468
Securities gains (losses)$03,155
Applicable income taxes$628,0003,125
Income before extraordinary items$1,273,0003,687
Extraordinary gains, net$035
Net income$1,273,0003,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$1,115,0002,083
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,273,0003,653
1998-12-31 (YTD Data)Rank
Total interest income$6,977,0004,405
Total interest expense$3,413,0004,230
Net interest income$3,564,0004,525
Provision for loan and lease losses$08,652
Total noninterest income$401,0005,605
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$199,0005,164
Trading account gains and feesNANA
Additional Noninterest Income$202,0004,928
Total noninterest expense$2,214,0005,189
Salaries and employee benefits$1,350,0004,625
Premises and equipment expense$197,0006,767
Additional noninterest expense$667,0005,349
Pre-tax net operating income$1,751,0003,717
Securities gains (losses)$04,449
Applicable income taxes$551,0003,610
Income before extraordinary items$1,200,0003,934
Extraordinary gains, net$032
Net income$1,200,0003,933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,842
Cash dividends$546,0003,331
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,200,0003,843
1997-12-31 (YTD Data)Rank
Total interest income$6,789,0004,610
Total interest expense$3,274,0004,366
Net interest income$3,515,0004,717
Provision for loan and lease losses$08,829
Total noninterest income$478,0005,143
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$213,0005,150
Trading account gains and feesNANA
Additional Noninterest Income$265,0004,226
Total noninterest expense$2,149,0005,379
Salaries and employee benefits$1,300,0004,783
Premises and equipment expense$203,0006,789
Additional noninterest expense$646,0005,527
Pre-tax net operating income$1,844,0003,786
Securities gains (losses)$03,944
Applicable income taxes$558,0003,887
Income before extraordinary items$1,286,0003,831
Extraordinary gains, net$044
Net income$1,286,0003,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,572
Cash dividends$667,0002,875
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,286,0003,761
1996-12-31 (YTD Data)Rank
Total interest income$6,703,0004,746
Total interest expense$3,125,0004,606
Net interest income$3,578,0004,735
Provision for loan and lease losses$09,041
Total noninterest income$409,0005,868
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$204,0005,481
Trading account gains and feesNANA
Additional Noninterest Income$205,0005,093
Total noninterest expense$2,208,0005,523
Salaries and employee benefits$1,313,0004,814
Premises and equipment expense$237,0006,434
Additional noninterest expense$658,0005,987
Pre-tax net operating income$1,779,0003,771
Securities gains (losses)$-10,00010,276
Applicable income taxes$575,0003,712
Income before extraordinary items$1,194,0003,887
Extraordinary gains, net$053
Net income$1,194,0003,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,00010,693
Cash dividends$3,449,000865
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,200,7003,828
1995-12-31 (YTD Data)Rank
Total interest income$6,496,0004,857
Total interest expense$2,829,0005,029
Net interest income$3,667,0004,671
Provision for loan and lease losses$08,958
Total noninterest income$466,0005,436
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$186,0005,948
Trading account gains and feesNANA
Additional Noninterest Income$280,0004,166
Total noninterest expense$2,259,0005,437
Salaries and employee benefits$1,267,0004,976
Premises and equipment expense$286,0005,843
Additional noninterest expense$706,0005,809
Pre-tax net operating income$1,874,0003,705
Securities gains (losses)$-38,00011,009
Applicable income taxes$424,0004,746
Income before extraordinary items$1,412,0003,425
Extraordinary gains, net$065
Net income$1,412,0003,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$601,0002,905
Sale, conversion, retirement of capital stock, net$-235,00010,486
Net operating income$1,441,2603,332
1994-12-31 (YTD Data)Rank
Total interest income$5,829,0004,996
Total interest expense$2,218,0005,126
Net interest income$3,611,0004,809
Provision for loan and lease losses$90,0004,765
Total noninterest income$379,0006,342
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$187,0006,136
Trading account gains and feesNANA
Additional Noninterest Income$192,0005,402
Total noninterest expense$2,357,0005,430
Salaries and employee benefits$1,305,0004,859
Premises and equipment expense$152,0008,497
Additional noninterest expense$900,0005,166
Pre-tax net operating income$1,543,0004,310
Securities gains (losses)$-69,00011,290
Applicable income taxes$411,0004,674
Income before extraordinary items$1,063,0004,299
Extraordinary gains, net$0249
Net income$1,063,0004,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,00011,726
Cash dividends$522,0003,089
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,112,6804,169
1993-12-31 (YTD Data)Rank
Total interest income$5,767,0005,140
Total interest expense$2,318,0005,128
Net interest income$3,449,0005,021
Provision for loan and lease losses$120,0005,200
Total noninterest income$335,0007,208
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$176,0006,452
Trading account gains and feesNANA
Additional Noninterest Income$159,0006,378
Total noninterest expense$2,144,0005,995
Salaries and employee benefits$1,210,0005,198
Premises and equipment expense$137,0009,260
Additional noninterest expense$797,0005,941
Pre-tax net operating income$1,520,0004,264
Securities gains (losses)$-73,00013,143
Applicable income taxes$378,0005,210
Income before extraordinary items$1,069,0004,429
Extraordinary gains, net$03,149
Net income$1,069,0004,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0004,711
Cash dividends$600,0002,624
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,123,0204,035
1992-12-31 (YTD Data)Rank
Total interest income$6,315,0005,267
Total interest expense$3,032,0005,114
Net interest income$3,283,0005,293
Provision for loan and lease losses$240,0004,686
Total noninterest income$358,0007,002
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$181,0006,372
Trading account gains and feesNANA
Additional Noninterest Income$177,0006,089
Total noninterest expense$2,041,0006,276
Salaries and employee benefits$1,164,0005,313
Premises and equipment expense$139,0009,430
Additional noninterest expense$738,0006,497
Pre-tax net operating income$1,360,0004,437
Securities gains (losses)$36,0004,684
Applicable income taxes$257,0006,552
Income before extraordinary items$1,139,0003,992
Extraordinary gains, net$01,422
Net income$1,139,0004,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,00012,970
Cash dividends$570,0002,513
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,109,4803,795

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.